Home > Founders Bank > Income and Expense
Founders Bank, Income and Expense
2003-03-31 (YTD Data) | Rank | |
Total interest income | $1,560,000 | 4,304 |
Total interest expense | $439,000 | 4,744 |
Net interest income | $1,121,000 | 4,036 |
Provision for loan and lease losses | $0 | 6,934 |
Total noninterest income | $127,000 | 5,311 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $65,000 | 4,539 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $62,000 | 4,852 |
Total noninterest expense | $895,000 | 4,004 |
Salaries and employee benefits | $410,000 | 4,540 |
Premises and equipment expense | $141,000 | 3,672 |
Additional noninterest expense | $344,000 | 3,243 |
Pre-tax net operating income | $353,000 | 4,368 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $121,000 | 3,610 |
Income before extraordinary items | $232,000 | 4,923 |
Extraordinary gains, net | $0 | 21 |
Net income | $232,000 | 4,922 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,539 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $232,000 | 4,722 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $6,341,000 | 4,398 |
Total interest expense | $2,409,000 | 4,225 |
Net interest income | $3,932,000 | 4,402 |
Provision for loan and lease losses | $236,000 | 4,022 |
Total noninterest income | $417,000 | 5,675 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $242,000 | 4,778 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $175,000 | 5,281 |
Total noninterest expense | $2,912,000 | 4,557 |
Salaries and employee benefits | $1,462,000 | 4,785 |
Premises and equipment expense | $477,000 | 4,079 |
Additional noninterest expense | $973,000 | 4,269 |
Pre-tax net operating income | $1,201,000 | 4,711 |
Securities gains (losses) | $261,000 | 995 |
Applicable income taxes | $508,000 | 3,413 |
Income before extraordinary items | $954,000 | 4,722 |
Extraordinary gains, net | $0 | 70 |
Net income | $954,000 | 4,720 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,632 |
Cash dividends | $20,000 | 6,210 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $784,350 | 5,123 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $6,355,000 | 4,760 |
Total interest expense | $3,339,000 | 4,352 |
Net interest income | $3,016,000 | 5,055 |
Provision for loan and lease losses | $350,000 | 2,901 |
Total noninterest income | $260,000 | 6,772 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $150,000 | 5,795 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $110,000 | 6,201 |
Total noninterest expense | $2,461,000 | 5,000 |
Salaries and employee benefits | $1,278,000 | 5,092 |
Premises and equipment expense | $383,000 | 4,736 |
Additional noninterest expense | $800,000 | 4,781 |
Pre-tax net operating income | $465,000 | 6,693 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $151,000 | 5,436 |
Income before extraordinary items | $314,000 | 7,050 |
Extraordinary gains, net | $0 | 105 |
Net income | $314,000 | 7,051 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $47,000 | 5,258 |
Cash dividends | $10,000 | 6,518 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $314,000 | 6,932 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $5,994,000 | 5,084 |
Total interest expense | $2,904,000 | 5,044 |
Net interest income | $3,090,000 | 5,044 |
Provision for loan and lease losses | $145,000 | 4,470 |
Total noninterest income | $170,000 | 7,617 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $100,000 | 6,564 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $70,000 | 7,177 |
Total noninterest expense | $1,991,000 | 5,695 |
Salaries and employee benefits | $1,005,000 | 5,891 |
Premises and equipment expense | $335,000 | 5,088 |
Additional noninterest expense | $651,000 | 5,464 |
Pre-tax net operating income | $1,124,000 | 4,926 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $422,000 | 3,872 |
Income before extraordinary items | $702,000 | 5,419 |
Extraordinary gains, net | $0 | 38 |
Net income | $702,000 | 5,419 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,622 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $702,000 | 5,422 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $3,626,000 | 6,697 |
Total interest expense | $1,533,000 | 6,895 |
Net interest income | $2,093,000 | 6,468 |
Provision for loan and lease losses | $173,000 | 3,934 |
Total noninterest income | $117,000 | 8,566 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $67,000 | 7,426 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $50,000 | 8,065 |
Total noninterest expense | $1,553,000 | 6,650 |
Salaries and employee benefits | $769,000 | 6,900 |
Premises and equipment expense | $270,000 | 5,798 |
Additional noninterest expense | $514,000 | 6,409 |
Pre-tax net operating income | $484,000 | 7,215 |
Securities gains (losses) | $10,000 | 1,755 |
Applicable income taxes | $183,000 | 5,889 |
Income before extraordinary items | $311,000 | 7,530 |
Extraordinary gains, net | $0 | 35 |
Net income | $311,000 | 7,528 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,897 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $304,600 | 7,543 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $2,799,000 | 7,761 |
Total interest expense | $1,253,000 | 7,782 |
Net interest income | $1,546,000 | 7,579 |
Provision for loan and lease losses | $90,000 | 5,311 |
Total noninterest income | $66,000 | 9,582 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $38,000 | 8,333 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $28,000 | 9,114 |
Total noninterest expense | $1,008,000 | 8,091 |
Salaries and employee benefits | $492,000 | 8,413 |
Premises and equipment expense | $115,000 | 8,378 |
Additional noninterest expense | $401,000 | 7,210 |
Pre-tax net operating income | $514,000 | 7,293 |
Securities gains (losses) | $32,000 | 2,083 |
Applicable income taxes | $196,000 | 6,239 |
Income before extraordinary items | $350,000 | 7,533 |
Extraordinary gains, net | $0 | 32 |
Net income | $350,000 | 7,533 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,132 |
Cash dividends | $45,000 | 6,969 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $329,520 | 7,572 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $1,604,000 | 9,551 |
Total interest expense | $599,000 | 9,828 |
Net interest income | $1,005,000 | 9,172 |
Provision for loan and lease losses | $106,000 | 5,041 |
Total noninterest income | $31,000 | 10,561 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $19,000 | 9,149 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $12,000 | 10,305 |
Total noninterest expense | $796,000 | 9,050 |
Salaries and employee benefits | $376,000 | 9,411 |
Premises and equipment expense | $106,000 | 8,826 |
Additional noninterest expense | $314,000 | 8,183 |
Pre-tax net operating income | $134,000 | 9,926 |
Securities gains (losses) | $5,000 | 2,787 |
Applicable income taxes | $44,000 | 9,342 |
Income before extraordinary items | $95,000 | 9,992 |
Extraordinary gains, net | $0 | 44 |
Net income | $95,000 | 9,993 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,513 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $91,600 | 9,967 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $402,000 | 11,305 |
Total interest expense | $76,000 | 11,344 |
Net interest income | $326,000 | 11,199 |
Provision for loan and lease losses | $63,000 | 6,028 |
Total noninterest income | $4,000 | 11,362 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $2,000 | 9,861 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $2,000 | 11,319 |
Total noninterest expense | $531,000 | 10,457 |
Salaries and employee benefits | $253,000 | 10,702 |
Premises and equipment expense | $93,000 | 9,472 |
Additional noninterest expense | $185,000 | 10,110 |
Pre-tax net operating income | $-264,000 | 11,113 |
Securities gains (losses) | $6,000 | 2,865 |
Applicable income taxes | $-97,000 | 11,168 |
Income before extraordinary items | $-161,000 | 11,071 |
Extraordinary gains, net | $0 | 53 |
Net income | $-161,000 | 11,070 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,805 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $5,995,000 | 115 |
Net operating income | $-164,840 | 11,036 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.