Home > Founders Bank > Assets and Liabilities
Founders Bank, Assets and Liabilities
| 2003-03-31 | Rank | |
| # of Employees: | 26 | 5,516 |
| Assets and Liabilities | ||
| Total Assets: | $130,333,000 | 3,871 |
| Cash and due from depository institutions | $7,411,000 | 5,516 |
| Interest-bearing balances | $12,000 | 6,596 |
| Securities | $8,410,000 | 6,857 |
| Federal funds sold & reverse repurchase agreements | $12,440,000 | 1,337 |
| Net loans & leases | $98,090,000 | 3,305 |
| Loan loss allowance | $1,116,000 | 3,533 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,926,000 | 3,124 |
| Other real estate owned | $0 | 5,516 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,056,000 | 6,276 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,333,000 | 3,871 |
| Total liabilities | $121,242,000 | 3,760 |
| Total deposits | $116,885,000 | 3,606 |
| Interest-bearing deposits | $87,264,000 | 4,035 |
| Deposits held in domestic offices | $116,885,000 | 3,603 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $3,916,000 | 3,590 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $441,000 | 5,484 |
| Total equity capital | $9,091,000 | 5,083 |
| Total bank equity capital | $9,091,000 | 5,083 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,977,000 | 1,349 |
| Surplus | $3,420,000 | 4,196 |
| Undivided profits | $2,694,000 | 6,082 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $303,000 | 5,343 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $303,000 | 549 |
| Income earned, not collected on loans | $379,000 | 6,349 |
| Earning assets | $118,952,000 | 3,875 |
| Long-term assets (5+ years) | $913,000 | 7,774 |
| Average Assets, year-to-date | $126,418,500 | 3,924 |
| Average Assets, quarterly | $126,418,500 | 3,924 |
| Volatile liabilities | $21,310,000 | 3,612 |
| Insider loans | $5,939,000 | 875 |
| FHLB advances | $3,500,000 | 3,507 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $32,064,000 | 1,922 |
| Tier 1 (core) risk-based capital | $9,097,000 | 4,885 |
| Tier 2 risk-based capital | $1,116,000 | 3,255 |
| Total risk weighted assets | $100,501,000 | 3,381 |
| Total unused commitments | $32,064,000 | 1,930 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 25 | 5,648 |
| Assets and Liabilities | ||
| Total Assets: | $122,504,000 | 4,006 |
| Cash and due from depository institutions | $7,523,000 | 5,648 |
| Interest-bearing balances | $8,000 | 6,697 |
| Securities | $9,870,000 | 6,542 |
| Federal funds sold & reverse repurchase agreements | $928,000 | 5,955 |
| Net loans & leases | $100,239,000 | 3,207 |
| Loan loss allowance | $1,116,000 | 3,468 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,960,000 | 3,077 |
| Other real estate owned | $0 | 5,648 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $984,000 | 6,554 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,504,000 | 4,006 |
| Total liabilities | $113,635,000 | 3,904 |
| Total deposits | $106,487,000 | 3,845 |
| Interest-bearing deposits | $81,729,000 | 4,180 |
| Deposits held in domestic offices | $106,487,000 | 3,841 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,650,000 | 1,875 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $3,914,000 | 3,641 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $584,000 | 4,776 |
| Total equity capital | $8,869,000 | 5,140 |
| Total bank equity capital | $8,869,000 | 5,140 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,977,000 | 1,341 |
| Surplus | $3,420,000 | 4,149 |
| Undivided profits | $2,472,000 | 6,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $409,000 | 6,293 |
| Earning assets | $111,045,000 | 4,032 |
| Long-term assets (5+ years) | $1,264,000 | 7,626 |
| Average Assets, year-to-date | $114,579,000 | 4,084 |
| Average Assets, quarterly | $119,686,000 | 4,055 |
| Volatile liabilities | $22,987,000 | 3,406 |
| Insider loans | $6,102,000 | 817 |
| FHLB advances | $3,500,000 | 3,520 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $23,894,000 | 2,320 |
| Tier 1 (core) risk-based capital | $8,864,000 | 4,936 |
| Tier 2 risk-based capital | $1,116,000 | 3,227 |
| Total risk weighted assets | $99,731,000 | 3,358 |
| Total unused commitments | $23,894,000 | 2,327 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 24 | 5,812 |
| Assets and Liabilities | ||
| Total Assets: | $113,850,000 | 4,143 |
| Cash and due from depository institutions | $9,777,000 | 5,812 |
| Interest-bearing balances | $15,000 | 6,442 |
| Securities | $14,239,000 | 5,528 |
| Federal funds sold & reverse repurchase agreements | $4,644,000 | 2,939 |
| Net loans & leases | $80,851,000 | 3,744 |
| Loan loss allowance | $880,000 | 3,979 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,068,000 | 2,909 |
| Other real estate owned | $0 | 5,812 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,271,000 | 5,880 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,850,000 | 4,143 |
| Total liabilities | $106,235,000 | 4,017 |
| Total deposits | $101,789,000 | 3,882 |
| Interest-bearing deposits | $80,394,000 | 4,130 |
| Deposits held in domestic offices | $101,789,000 | 3,876 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,907,000 | 3,410 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $539,000 | 5,198 |
| Total equity capital | $7,615,000 | 5,525 |
| Total bank equity capital | $7,615,000 | 5,525 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,977,000 | 1,335 |
| Surplus | $3,018,000 | 4,349 |
| Undivided profits | $1,620,000 | 6,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $529,000 | 5,741 |
| Earning assets | $99,749,000 | 4,271 |
| Long-term assets (5+ years) | $5,205,000 | 6,078 |
| Average Assets, year-to-date | $94,584,400 | 4,570 |
| Average Assets, quarterly | $108,388,500 | 4,258 |
| Volatile liabilities | $17,098,000 | 4,098 |
| Insider loans | $9,004,000 | 487 |
| FHLB advances | $3,500,000 | 3,301 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $16,911,000 | 2,813 |
| Tier 1 (core) risk-based capital | $7,528,000 | 5,409 |
| Tier 2 risk-based capital | $880,000 | 3,735 |
| Total risk weighted assets | $86,264,000 | 3,663 |
| Total unused commitments | $16,911,000 | 2,823 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 19 | 6,692 |
| Assets and Liabilities | ||
| Total Assets: | $83,064,000 | 5,068 |
| Cash and due from depository institutions | $2,760,000 | 6,692 |
| Interest-bearing balances | $3,000 | 6,684 |
| Securities | $10,227,000 | 6,734 |
| Federal funds sold & reverse repurchase agreements | $6,994,000 | 1,738 |
| Net loans & leases | $60,104,000 | 4,572 |
| Loan loss allowance | $577,000 | 5,249 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,260,000 | 3,649 |
| Other real estate owned | $0 | 6,692 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $719,000 | 7,158 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,064,000 | 5,068 |
| Total liabilities | $75,861,000 | 5,014 |
| Total deposits | $70,675,000 | 4,966 |
| Interest-bearing deposits | $55,856,000 | 5,254 |
| Deposits held in domestic offices | $70,675,000 | 4,962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,500,000 | 3,037 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $686,000 | 4,736 |
| Total equity capital | $7,203,000 | 5,687 |
| Total bank equity capital | $7,203,000 | 5,687 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,977,000 | 1,338 |
| Surplus | $3,017,000 | 4,313 |
| Undivided profits | $1,209,000 | 7,432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 7,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $367,000 | 6,223 |
| Earning assets | $77,328,000 | 5,026 |
| Long-term assets (5+ years) | $3,760,000 | 6,530 |
| Average Assets, year-to-date | $75,742,600 | 5,192 |
| Average Assets, quarterly | $82,830,000 | 5,030 |
| Volatile liabilities | $12,957,000 | 4,905 |
| Insider loans | $4,422,000 | 1,093 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $16,619,000 | 2,673 |
| Tier 1 (core) risk-based capital | $7,224,000 | 5,559 |
| Tier 2 risk-based capital | $577,000 | 4,934 |
| Total risk weighted assets | $65,744,000 | 4,391 |
| Total unused commitments | $16,619,000 | 2,677 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 18 | 7,085 |
| Assets and Liabilities | ||
| Total Assets: | $64,037,000 | 6,002 |
| Cash and due from depository institutions | $1,840,000 | 7,085 |
| Interest-bearing balances | $7,000 | 6,494 |
| Securities | $11,058,000 | 6,762 |
| Federal funds sold & reverse repurchase agreements | $5,595,000 | 1,718 |
| Net loans & leases | $42,673,000 | 5,617 |
| Loan loss allowance | $432,000 | 6,178 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,227,000 | 3,673 |
| Other real estate owned | $0 | 7,085 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $644,000 | 7,575 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,037,000 | 6,002 |
| Total liabilities | $57,739,000 | 5,981 |
| Total deposits | $57,449,000 | 5,719 |
| Interest-bearing deposits | $46,218,000 | 5,949 |
| Deposits held in domestic offices | $57,449,000 | 5,717 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $290,000 | 7,054 |
| Total equity capital | $6,298,000 | 6,073 |
| Total bank equity capital | $6,298,000 | 6,073 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,977,000 | 1,341 |
| Surplus | $3,018,000 | 4,292 |
| Undivided profits | $303,000 | 8,708 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $212,000 | 7,634 |
| Earning assets | $59,333,000 | 5,936 |
| Long-term assets (5+ years) | $5,817,000 | 6,026 |
| Average Assets, year-to-date | $53,164,200 | 6,522 |
| Average Assets, quarterly | $61,051,000 | 6,129 |
| Volatile liabilities | $8,069,000 | 6,025 |
| Insider loans | $4,499,000 | 1,035 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $15,225,000 | 2,851 |
| Tier 1 (core) risk-based capital | $6,522,000 | 5,953 |
| Tier 2 risk-based capital | $432,000 | 5,807 |
| Total risk weighted assets | $49,309,300 | 5,252 |
| Total unused commitments | $15,225,000 | 2,858 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 10 | 8,990 |
| Assets and Liabilities | ||
| Total Assets: | $47,064,000 | 7,197 |
| Cash and due from depository institutions | $2,747,000 | 8,990 |
| Interest-bearing balances | $13,000 | 6,211 |
| Securities | $11,820,000 | 6,573 |
| Federal funds sold & reverse repurchase agreements | $4,330,000 | 3,791 |
| Net loans & leases | $26,196,000 | 7,172 |
| Loan loss allowance | $259,000 | 7,833 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,630,000 | 4,533 |
| Other real estate owned | $0 | 8,990 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $341,000 | 9,119 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,064,000 | 7,197 |
| Total liabilities | $40,818,000 | 7,288 |
| Total deposits | $40,367,000 | 7,135 |
| Interest-bearing deposits | $29,222,000 | 7,690 |
| Deposits held in domestic offices | $40,367,000 | 7,134 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $451,000 | 6,113 |
| Total equity capital | $6,246,000 | 6,209 |
| Total bank equity capital | $6,246,000 | 6,209 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,977,000 | 1,293 |
| Surplus | $3,018,000 | 4,169 |
| Undivided profits | $251,000 | 9,352 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $144,000 | 8,743 |
| Earning assets | $42,359,000 | 7,244 |
| Long-term assets (5+ years) | $7,010,000 | 5,527 |
| Average Assets, year-to-date | $42,627,000 | 7,346 |
| Average Assets, quarterly | $44,349,500 | 7,332 |
| Volatile liabilities | $3,720,000 | 7,762 |
| Insider loans | $4,514,000 | 939 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,959,000 | 3,238 |
| Tier 1 (core) risk-based capital | $6,211,000 | 6,068 |
| Tier 2 risk-based capital | $259,000 | 7,481 |
| Total risk weighted assets | $31,710,900 | 6,715 |
| Total unused commitments | $11,959,000 | 3,242 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 8 | 9,876 |
| Assets and Liabilities | ||
| Total Assets: | $37,452,000 | 8,140 |
| Cash and due from depository institutions | $2,002,000 | 9,876 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $11,731,000 | 6,895 |
| Federal funds sold & reverse repurchase agreements | $4,676,000 | 2,873 |
| Net loans & leases | $17,045,000 | 8,690 |
| Loan loss allowance | $169,000 | 9,216 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,682,000 | 4,356 |
| Other real estate owned | $0 | 9,876 |
| Goodwill and other intangibles | $1,000 | 3,544 |
| All other assets | $315,000 | 9,703 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,452,000 | 8,140 |
| Total liabilities | $31,539,000 | 8,321 |
| Total deposits | $31,384,000 | 8,181 |
| Interest-bearing deposits | $24,516,000 | 8,452 |
| Deposits held in domestic offices | $31,384,000 | 8,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $155,000 | 9,549 |
| Total equity capital | $5,913,000 | 6,452 |
| Total bank equity capital | $5,913,000 | 6,452 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,977,000 | 1,272 |
| Surplus | $3,017,000 | 4,134 |
| Undivided profits | $-81,000 | 10,386 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $105,000 | 9,727 |
| Earning assets | $33,452,000 | 8,228 |
| Long-term assets (5+ years) | $5,321,000 | 5,843 |
| Average Assets, year-to-date | $25,066,000 | 9,217 |
| Average Assets, quarterly | $31,808,500 | 8,639 |
| Volatile liabilities | $3,079,000 | 8,425 |
| Insider loans | $3,625,000 | 1,150 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,496,000 | 3,820 |
| Tier 1 (core) risk-based capital | $5,905,000 | 6,335 |
| Tier 2 risk-based capital | $169,000 | 8,856 |
| Total risk weighted assets | $21,503,300 | 8,197 |
| Total unused commitments | $8,496,000 | 3,823 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 8 | 10,360 |
| Assets and Liabilities | ||
| Total Assets: | $15,943,000 | 10,699 |
| Cash and due from depository institutions | $1,779,000 | 10,360 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $300,000 | 11,281 |
| Federal funds sold & reverse repurchase agreements | $5,705,000 | 2,298 |
| Net loans & leases | $6,261,000 | 10,898 |
| Loan loss allowance | $63,000 | 10,976 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,702,000 | 4,257 |
| Other real estate owned | $0 | 10,360 |
| Goodwill and other intangibles | $2,000 | 3,391 |
| All other assets | $194,000 | 10,902 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,943,000 | 10,699 |
| Total liabilities | $10,109,000 | 11,079 |
| Total deposits | $10,058,000 | 11,024 |
| Interest-bearing deposits | $6,500,000 | 11,148 |
| Deposits held in domestic offices | $10,058,000 | 11,024 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $51,000 | 11,189 |
| Total equity capital | $5,834,000 | 6,563 |
| Total bank equity capital | $5,834,000 | 6,563 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,977,000 | 1,329 |
| Surplus | $3,018,000 | 4,188 |
| Undivided profits | $-161,000 | 10,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $28,000 | 11,112 |
| Earning assets | $12,266,000 | 10,914 |
| Long-term assets (5+ years) | $301,000 | 9,543 |
| Average Assets, year-to-date | $14,824,000 | 10,749 |
| Average Assets, quarterly | $14,824,000 | 10,790 |
| Volatile liabilities | $708,000 | 10,808 |
| Insider loans | $1,037,000 | 3,562 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,307,000 | 5,495 |
| Tier 1 (core) risk-based capital | $5,832,000 | 6,488 |
| Tier 2 risk-based capital | $63,000 | 10,867 |
| Total risk weighted assets | $9,460,700 | 10,510 |
| Total unused commitments | $4,307,000 | 5,506 |
| Derivatives | $0 | 549 |