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Founders Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,898,000 | 4,938 |
| Total interest expense | $2,411,000 | 4,801 |
| Net interest income | $3,487,000 | 4,956 |
| Provision for loan and lease losses | $2,348,000 | 513 |
| Total noninterest income | $1,647,000 | 2,128 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $178,000 | 6,296 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,469,000 | 1,409 |
| Total noninterest expense | $5,313,000 | 2,615 |
| Salaries and employee benefits | $1,423,000 | 4,490 |
| Premises and equipment expense | $341,000 | 5,168 |
| Additional noninterest expense | $3,549,000 | 1,571 |
| Pre-tax net operating income | $-2,527,000 | 12,540 |
| Securities gains (losses) | $-19,000 | 10,292 |
| Applicable income taxes | $54,000 | 10,369 |
| Income before extraordinary items | $-2,600,000 | 12,511 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-2,600,000 | 12,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,794,000 | 602 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $2,721,000 | 257 |
| Net operating income | $-2,581,000 | 12,514 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,326,000 | 4,729 |
| Total interest expense | $2,755,000 | 4,441 |
| Net interest income | $3,571,000 | 4,873 |
| Provision for loan and lease losses | $1,443,000 | 1,030 |
| Total noninterest income | $2,112,000 | 1,900 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $231,000 | 5,403 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,881,000 | 1,313 |
| Total noninterest expense | $4,651,000 | 3,034 |
| Salaries and employee benefits | $1,326,000 | 4,794 |
| Premises and equipment expense | $347,000 | 5,271 |
| Additional noninterest expense | $2,978,000 | 1,924 |
| Pre-tax net operating income | $-411,000 | 12,816 |
| Securities gains (losses) | $130,000 | 2,156 |
| Applicable income taxes | $8,000 | 11,870 |
| Income before extraordinary items | $-289,000 | 12,819 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-289,000 | 12,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,552,000 | 852 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $624,000 | 556 |
| Net operating income | $-419,000 | 12,808 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,112,000 | 4,772 |
| Total interest expense | $3,771,000 | 4,276 |
| Net interest income | $3,341,000 | 5,220 |
| Provision for loan and lease losses | $3,590,000 | 743 |
| Total noninterest income | $1,027,000 | 3,243 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $275,000 | 4,756 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $752,000 | 2,396 |
| Total noninterest expense | $5,174,000 | 2,772 |
| Salaries and employee benefits | $1,342,000 | 4,687 |
| Premises and equipment expense | $349,000 | 5,384 |
| Additional noninterest expense | $3,483,000 | 1,758 |
| Pre-tax net operating income | $-4,396,000 | 13,766 |
| Securities gains (losses) | $428,000 | 1,217 |
| Applicable income taxes | $62,000 | 10,939 |
| Income before extraordinary items | $-4,030,000 | 13,771 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-4,030,000 | 13,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,309,000 | 690 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $898,000 | 441 |
| Net operating income | $-4,458,000 | 13,746 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.