Home > Founders Bank > Assets and Liabilities
Founders Bank, Assets and Liabilities
| 2009-06-30 | Rank | |
| # of Employees: | 206 | 765 |
| Assets and Liabilities | ||
| Total Assets: | $889,172,000 | 797 |
| Cash and due from depository institutions | $24,306,000 | 765 |
| Interest-bearing balances | $2,033,000 | 3,981 |
| Securities | $209,040,000 | 606 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,270 |
| Net loans & leases | $573,132,000 | 866 |
| Loan loss allowance | $21,292,000 | 420 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $26,479,000 | 428 |
| Other real estate owned | $12,126,000 | 765 |
| Goodwill and other intangibles | $8,000 | 3,106 |
| All other assets | $36,081,000 | 638 |
| Life insurance assets | $15,952,000 | 414 |
| Total liabilities and capital | $889,172,000 | 797 |
| Total liabilities | $870,116,000 | 735 |
| Total deposits | $832,160,000 | 654 |
| Interest-bearing deposits | $689,931,000 | 694 |
| Deposits held in domestic offices | $832,160,000 | 652 |
| % insured | 68.07% | 6,363 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $24,000,000 | 1,791 |
| Subordinated debt | $10,000,000 | 135 |
| All other liabilities | $3,956,000 | 1,399 |
| Total equity capital | $19,056,000 | 3,392 |
| Total bank equity capital | $19,056,000 | 3,392 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,234,000 | 2,526 |
| Surplus | $35,116,000 | 975 |
| Undivided profits | $-17,294,000 | 8,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $74,789,000 | 290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $4,109,000 | 788 |
| Earning assets | $792,205,000 | 810 |
| Long-term assets (5+ years) | $28,321,000 | 3,434 |
| Average Assets, year-to-date | $928,780,670 | 755 |
| Average Assets, quarterly | $927,817,500 | 760 |
| Volatile liabilities | $129,767,000 | 1,186 |
| Insider loans | $4,162,000 | 1,854 |
| FHLB advances | $24,000,000 | 1,680 |
| Loans and leases held for sale | $9,165,000 | 387 |
| Unused loan commitments | $85,913,000 | 945 |
| Tier 1 (core) risk-based capital | $20,131,000 | 3,119 |
| Tier 2 risk-based capital | $20,131,000 | 357 |
| Total risk weighted assets | $817,917,000 | 638 |
| Total unused commitments | $85,913,000 | 945 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 209 | 752 |
| Assets and Liabilities | ||
| Total Assets: | $966,463,000 | 732 |
| Cash and due from depository institutions | $76,354,000 | 752 |
| Interest-bearing balances | $54,870,000 | 377 |
| Securities | $201,289,000 | 614 |
| Federal funds sold & reverse repurchase agreements | $29,000,000 | 384 |
| Net loans & leases | $591,083,000 | 829 |
| Loan loss allowance | $17,070,000 | 473 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $26,741,000 | 424 |
| Other real estate owned | $7,975,000 | 752 |
| Goodwill and other intangibles | $8,000 | 3,145 |
| All other assets | $34,013,000 | 668 |
| Life insurance assets | $15,876,000 | 412 |
| Total liabilities and capital | $966,463,000 | 732 |
| Total liabilities | $937,021,000 | 678 |
| Total deposits | $828,443,000 | 650 |
| Interest-bearing deposits | $695,608,000 | 681 |
| Deposits held in domestic offices | $828,443,000 | 649 |
| % insured | 69.12% | 6,208 |
| Federal funds purchased & repurchase agreements | $71,960,000 | 349 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $24,000,000 | 1,827 |
| Subordinated debt | $10,000,000 | 137 |
| All other liabilities | $2,618,000 | 1,897 |
| Total equity capital | $29,442,000 | 2,325 |
| Total bank equity capital | $29,442,000 | 2,324 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,234,000 | 2,548 |
| Surplus | $35,116,000 | 973 |
| Undivided profits | $-6,908,000 | 7,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $67,545,000 | 289 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $4,044,000 | 796 |
| Earning assets | $876,242,000 | 727 |
| Long-term assets (5+ years) | $29,219,000 | 3,320 |
| Average Assets, year-to-date | $948,585,000 | 738 |
| Average Assets, quarterly | $948,585,000 | 738 |
| Volatile liabilities | $226,183,000 | 710 |
| Insider loans | $3,987,000 | 1,933 |
| FHLB advances | $24,000,000 | 1,716 |
| Loans and leases held for sale | $3,358,000 | 586 |
| Unused loan commitments | $92,583,000 | 945 |
| Tier 1 (core) risk-based capital | $28,604,000 | 2,271 |
| Tier 2 risk-based capital | $20,557,000 | 352 |
| Total risk weighted assets | $838,061,000 | 626 |
| Total unused commitments | $92,583,000 | 945 |
| Derivatives | $19,000 | 1,170 |
| 2008-12-31 | Rank | |
| # of Employees: | 211 | 746 |
| Assets and Liabilities | ||
| Total Assets: | $930,707,000 | 755 |
| Cash and due from depository institutions | $31,930,000 | 746 |
| Interest-bearing balances | $281,000 | 4,829 |
| Securities | $225,831,000 | 544 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $603,545,000 | 801 |
| Loan loss allowance | $14,701,000 | 525 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $27,404,000 | 418 |
| Other real estate owned | $7,793,000 | 746 |
| Goodwill and other intangibles | $9,000 | 3,155 |
| All other assets | $34,195,000 | 671 |
| Life insurance assets | $15,799,000 | 412 |
| Total liabilities and capital | $930,707,000 | 755 |
| Total liabilities | $882,018,000 | 704 |
| Total deposits | $791,550,000 | 652 |
| Interest-bearing deposits | $652,128,000 | 693 |
| Deposits held in domestic offices | $791,550,000 | 650 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,966,000 | 425 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $24,000,000 | 1,971 |
| Subordinated debt | $10,000,000 | 144 |
| All other liabilities | $3,502,000 | 1,523 |
| Total equity capital | $48,689,000 | 1,417 |
| Total bank equity capital | $48,689,000 | 1,417 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,234,000 | 2,560 |
| Surplus | $35,116,000 | 938 |
| Undivided profits | $12,339,000 | 2,574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,286,000 | 329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $4,338,000 | 780 |
| Earning assets | $829,657,000 | 765 |
| Long-term assets (5+ years) | $34,779,000 | 2,949 |
| Average Assets, year-to-date | $964,022,000 | 685 |
| Average Assets, quarterly | $947,204,000 | 722 |
| Volatile liabilities | $209,270,000 | 741 |
| Insider loans | $5,240,000 | 1,527 |
| FHLB advances | $24,000,000 | 1,869 |
| Loans and leases held for sale | $3,363,000 | 450 |
| Unused loan commitments | $106,006,000 | 865 |
| Tier 1 (core) risk-based capital | $57,075,000 | 1,090 |
| Tier 2 risk-based capital | $19,340,000 | 363 |
| Total risk weighted assets | $741,804,000 | 697 |
| Total unused commitments | $106,006,000 | 866 |
| Derivatives | $19,000 | 1,103 |
| 2008-09-30 | Rank | |
| # of Employees: | 227 | 700 |
| Assets and Liabilities | ||
| Total Assets: | $963,701,000 | 701 |
| Cash and due from depository institutions | $31,600,000 | 700 |
| Interest-bearing balances | $406,000 | 3,863 |
| Securities | $233,997,000 | 520 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $626,702,000 | 780 |
| Loan loss allowance | $12,759,000 | 538 |
| Trading account assets | $92,000 | 232 |
| Bank premises and fixed assets | $27,839,000 | 408 |
| Other real estate owned | $7,220,000 | 700 |
| Goodwill and other intangibles | $9,000 | 3,203 |
| All other assets | $36,242,000 | 600 |
| Life insurance assets | $15,730,000 | 414 |
| Total liabilities and capital | $963,701,000 | 701 |
| Total liabilities | $908,875,000 | 675 |
| Total deposits | $800,620,000 | 631 |
| Interest-bearing deposits | $658,325,000 | 674 |
| Deposits held in domestic offices | $800,620,000 | 630 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $70,016,000 | 380 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $24,000,000 | 1,995 |
| Subordinated debt | $10,000,000 | 149 |
| All other liabilities | $4,239,000 | 1,292 |
| Total equity capital | $54,826,000 | 1,236 |
| Total bank equity capital | $54,826,000 | 1,236 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,234,000 | 2,578 |
| Surplus | $35,116,000 | 915 |
| Undivided profits | $18,476,000 | 1,830 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,953,000 | 368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $4,310,000 | 830 |
| Earning assets | $861,197,000 | 718 |
| Long-term assets (5+ years) | $39,643,000 | 2,658 |
| Average Assets, year-to-date | $972,350,750 | 676 |
| Average Assets, quarterly | $968,036,000 | 698 |
| Volatile liabilities | $227,475,000 | 684 |
| Insider loans | $5,544,000 | 1,442 |
| FHLB advances | $24,000,000 | 1,901 |
| Loans and leases held for sale | $1,275,000 | 689 |
| Unused loan commitments | $121,298,000 | 823 |
| Tier 1 (core) risk-based capital | $62,954,000 | 1,012 |
| Tier 2 risk-based capital | $19,776,000 | 356 |
| Total risk weighted assets | $779,059,000 | 665 |
| Total unused commitments | $121,298,000 | 823 |
| Derivatives | $2,000 | 1,075 |
| 2008-06-30 | Rank | |
| # of Employees: | 241 | 669 |
| Assets and Liabilities | ||
| Total Assets: | $972,371,000 | 694 |
| Cash and due from depository institutions | $25,018,000 | 669 |
| Interest-bearing balances | $986,000 | 2,967 |
| Securities | $226,999,000 | 547 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $651,413,000 | 744 |
| Loan loss allowance | $7,076,000 | 869 |
| Trading account assets | $120,000 | 253 |
| Bank premises and fixed assets | $28,169,000 | 403 |
| Other real estate owned | $6,336,000 | 669 |
| Goodwill and other intangibles | $9,000 | 3,234 |
| All other assets | $34,307,000 | 616 |
| Life insurance assets | $15,656,000 | 419 |
| Total liabilities and capital | $972,371,000 | 694 |
| Total liabilities | $913,476,000 | 663 |
| Total deposits | $802,767,000 | 627 |
| Interest-bearing deposits | $649,837,000 | 675 |
| Deposits held in domestic offices | $802,767,000 | 625 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $73,466,000 | 392 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $24,000,000 | 1,951 |
| Subordinated debt | $10,000,000 | 141 |
| All other liabilities | $3,243,000 | 1,597 |
| Total equity capital | $58,895,000 | 1,145 |
| Total bank equity capital | $58,895,000 | 1,145 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,234,000 | 2,599 |
| Surplus | $35,116,000 | 903 |
| Undivided profits | $22,545,000 | 1,579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,733,000 | 347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $5,192,000 | 654 |
| Earning assets | $879,518,000 | 695 |
| Long-term assets (5+ years) | $33,686,000 | 2,960 |
| Average Assets, year-to-date | $975,234,000 | 682 |
| Average Assets, quarterly | $976,363,500 | 686 |
| Volatile liabilities | $243,218,000 | 638 |
| Insider loans | $5,476,000 | 1,448 |
| FHLB advances | $24,000,000 | 1,854 |
| Loans and leases held for sale | $730,000 | 1,013 |
| Unused loan commitments | $137,158,000 | 784 |
| Tier 1 (core) risk-based capital | $65,738,000 | 958 |
| Tier 2 risk-based capital | $17,083,000 | 390 |
| Total risk weighted assets | $806,689,000 | 645 |
| Total unused commitments | $137,158,000 | 784 |
| Derivatives | $6,000 | 1,071 |
| 2008-03-31 | Rank | |
| # of Employees: | 244 | 648 |
| Assets and Liabilities | ||
| Total Assets: | $980,356,000 | 692 |
| Cash and due from depository institutions | $23,123,000 | 648 |
| Interest-bearing balances | $1,803,000 | 2,466 |
| Securities | $233,332,000 | 543 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $658,932,000 | 719 |
| Loan loss allowance | $7,988,000 | 733 |
| Trading account assets | $160,000 | 237 |
| Bank premises and fixed assets | $28,500,000 | 389 |
| Other real estate owned | $4,287,000 | 648 |
| Goodwill and other intangibles | $9,000 | 3,234 |
| All other assets | $32,013,000 | 635 |
| Life insurance assets | $15,566,000 | 415 |
| Total liabilities and capital | $980,356,000 | 692 |
| Total liabilities | $918,240,000 | 653 |
| Total deposits | $792,656,000 | 637 |
| Interest-bearing deposits | $649,275,000 | 682 |
| Deposits held in domestic offices | $792,656,000 | 635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $87,622,000 | 350 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $24,000,000 | 1,790 |
| Subordinated debt | $10,000,000 | 141 |
| All other liabilities | $3,962,000 | 1,452 |
| Total equity capital | $62,116,000 | 1,121 |
| Total bank equity capital | $62,116,000 | 1,121 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,234,000 | 2,601 |
| Surplus | $35,116,000 | 905 |
| Undivided profits | $25,766,000 | 1,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,987,000 | 309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $4,462,000 | 803 |
| Earning assets | $894,227,000 | 682 |
| Long-term assets (5+ years) | $30,729,000 | 3,064 |
| Average Assets, year-to-date | $976,665,500 | 681 |
| Average Assets, quarterly | $976,665,500 | 681 |
| Volatile liabilities | $261,612,000 | 592 |
| Insider loans | $5,482,000 | 1,435 |
| FHLB advances | $24,000,000 | 1,705 |
| Loans and leases held for sale | $3,745,000 | 472 |
| Unused loan commitments | $157,437,000 | 707 |
| Tier 1 (core) risk-based capital | $66,049,000 | 948 |
| Tier 2 risk-based capital | $17,992,000 | 372 |
| Total risk weighted assets | $814,410,000 | 622 |
| Total unused commitments | $157,437,000 | 707 |
| Derivatives | $22,000 | 1,104 |
| 2007-12-31 | Rank | |
| # of Employees: | 251 | 636 |
| Assets and Liabilities | ||
| Total Assets: | $972,975,000 | 687 |
| Cash and due from depository institutions | $23,959,000 | 636 |
| Interest-bearing balances | $1,372,000 | 2,265 |
| Securities | $244,173,000 | 505 |
| Federal funds sold & reverse repurchase agreements | $6,700,000 | 1,999 |
| Net loans & leases | $634,900,000 | 738 |
| Loan loss allowance | $9,203,000 | 611 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $28,759,000 | 385 |
| Other real estate owned | $1,999,000 | 636 |
| Goodwill and other intangibles | $8,000 | 3,235 |
| All other assets | $32,477,000 | 626 |
| Life insurance assets | $16,178,000 | 393 |
| Total liabilities and capital | $972,975,000 | 687 |
| Total liabilities | $910,801,000 | 661 |
| Total deposits | $798,348,000 | 635 |
| Interest-bearing deposits | $650,473,000 | 677 |
| Deposits held in domestic offices | $798,348,000 | 633 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $74,843,000 | 381 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $24,000,000 | 1,681 |
| Subordinated debt | $10,000,000 | 139 |
| All other liabilities | $3,610,000 | 1,533 |
| Total equity capital | $62,174,000 | 1,106 |
| Total bank equity capital | $62,174,000 | 1,106 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,234,000 | 2,604 |
| Surplus | $35,116,000 | 885 |
| Undivided profits | $25,824,000 | 1,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,976,000 | 308 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $5,297,000 | 736 |
| Earning assets | $887,145,000 | 689 |
| Long-term assets (5+ years) | $20,877,000 | 3,568 |
| Average Assets, year-to-date | $969,832,600 | 661 |
| Average Assets, quarterly | $972,227,500 | 676 |
| Volatile liabilities | $236,920,000 | 663 |
| Insider loans | $8,019,000 | 935 |
| FHLB advances | $24,000,000 | 1,592 |
| Loans and leases held for sale | $2,949,000 | 510 |
| Unused loan commitments | $155,788,000 | 721 |
| Tier 1 (core) risk-based capital | $64,637,000 | 973 |
| Tier 2 risk-based capital | $19,209,000 | 342 |
| Total risk weighted assets | $791,797,000 | 651 |
| Total unused commitments | $155,788,000 | 721 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 262 | 584 |
| Assets and Liabilities | ||
| Total Assets: | $971,480,000 | 673 |
| Cash and due from depository institutions | $29,211,000 | 584 |
| Interest-bearing balances | $309,000 | 3,447 |
| Securities | $260,732,000 | 478 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,207 |
| Net loans & leases | $617,794,000 | 751 |
| Loan loss allowance | $6,251,000 | 858 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $29,014,000 | 372 |
| Other real estate owned | $1,999,000 | 584 |
| Goodwill and other intangibles | $6,000 | 3,252 |
| All other assets | $29,224,000 | 679 |
| Life insurance assets | $16,078,000 | 380 |
| Total liabilities and capital | $971,480,000 | 673 |
| Total liabilities | $903,966,000 | 648 |
| Total deposits | $794,592,000 | 628 |
| Interest-bearing deposits | $645,960,000 | 680 |
| Deposits held in domestic offices | $794,592,000 | 626 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $71,396,000 | 387 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $24,000,000 | 1,574 |
| Subordinated debt | $10,000,000 | 134 |
| All other liabilities | $3,978,000 | 1,414 |
| Total equity capital | $67,514,000 | 1,010 |
| Total bank equity capital | $67,514,000 | 1,010 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,234,000 | 2,580 |
| Surplus | $35,116,000 | 865 |
| Undivided profits | $31,164,000 | 1,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,110,000 | 392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $4,817,000 | 858 |
| Earning assets | $882,335,000 | 680 |
| Long-term assets (5+ years) | $21,313,000 | 3,420 |
| Average Assets, year-to-date | $969,047,000 | 659 |
| Average Assets, quarterly | $971,183,500 | 672 |
| Volatile liabilities | $251,562,000 | 600 |
| Insider loans | $8,024,000 | 917 |
| FHLB advances | $24,000,000 | 1,491 |
| Loans and leases held for sale | $1,370,000 | 762 |
| Unused loan commitments | $169,616,000 | 685 |
| Tier 1 (core) risk-based capital | $67,771,000 | 921 |
| Tier 2 risk-based capital | $16,266,000 | 382 |
| Total risk weighted assets | $776,265,000 | 646 |
| Total unused commitments | $169,616,000 | 685 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 261 | 609 |
| Assets and Liabilities | ||
| Total Assets: | $970,887,000 | 684 |
| Cash and due from depository institutions | $29,048,000 | 609 |
| Interest-bearing balances | $564,000 | 3,001 |
| Securities | $246,082,000 | 499 |
| Federal funds sold & reverse repurchase agreements | $6,200,000 | 2,298 |
| Net loans & leases | $628,698,000 | 738 |
| Loan loss allowance | $6,316,000 | 840 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $28,978,000 | 365 |
| Other real estate owned | $1,759,000 | 609 |
| Goodwill and other intangibles | $3,000 | 3,300 |
| All other assets | $30,119,000 | 660 |
| Life insurance assets | $16,022,000 | 376 |
| Total liabilities and capital | $970,887,000 | 684 |
| Total liabilities | $905,173,000 | 650 |
| Total deposits | $795,228,000 | 645 |
| Interest-bearing deposits | $641,568,000 | 699 |
| Deposits held in domestic offices | $795,228,000 | 643 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $72,022,000 | 388 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $24,000,000 | 1,493 |
| Subordinated debt | $10,000,000 | 144 |
| All other liabilities | $3,923,000 | 1,403 |
| Total equity capital | $65,714,000 | 1,031 |
| Total bank equity capital | $65,714,000 | 1,031 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,234,000 | 2,586 |
| Surplus | $35,116,000 | 867 |
| Undivided profits | $29,364,000 | 1,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,682,000 | 410 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $5,240,000 | 742 |
| Earning assets | $881,544,000 | 690 |
| Long-term assets (5+ years) | $20,481,000 | 3,426 |
| Average Assets, year-to-date | $968,236,000 | 678 |
| Average Assets, quarterly | $975,100,000 | 680 |
| Volatile liabilities | $246,851,000 | 607 |
| Insider loans | $8,134,000 | 886 |
| FHLB advances | $24,000,000 | 1,410 |
| Loans and leases held for sale | $2,373,000 | 665 |
| Unused loan commitments | $168,853,000 | 703 |
| Tier 1 (core) risk-based capital | $66,650,000 | 946 |
| Tier 2 risk-based capital | $16,328,000 | 395 |
| Total risk weighted assets | $784,875,000 | 650 |
| Total unused commitments | $168,853,000 | 703 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 255 | 617 |
| Assets and Liabilities | ||
| Total Assets: | $979,313,000 | 676 |
| Cash and due from depository institutions | $27,741,000 | 617 |
| Interest-bearing balances | $825,000 | 2,725 |
| Securities | $265,282,000 | 475 |
| Federal funds sold & reverse repurchase agreements | $6,645,000 | 2,754 |
| Net loans & leases | $620,356,000 | 731 |
| Loan loss allowance | $6,380,000 | 818 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $28,874,000 | 355 |
| Other real estate owned | $1,759,000 | 617 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $28,656,000 | 663 |
| Life insurance assets | $14,932,000 | 399 |
| Total liabilities and capital | $979,313,000 | 676 |
| Total liabilities | $913,413,000 | 641 |
| Total deposits | $800,317,000 | 626 |
| Interest-bearing deposits | $652,075,000 | 681 |
| Deposits held in domestic offices | $800,317,000 | 624 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $74,612,000 | 376 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $24,000,000 | 1,444 |
| Subordinated debt | $10,000,000 | 141 |
| All other liabilities | $4,484,000 | 1,265 |
| Total equity capital | $65,900,000 | 1,014 |
| Total bank equity capital | $65,900,000 | 1,014 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,234,000 | 2,578 |
| Surplus | $35,116,000 | 847 |
| Undivided profits | $29,550,000 | 1,271 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,628,000 | 1,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $4,985,000 | 746 |
| Earning assets | $893,108,000 | 672 |
| Long-term assets (5+ years) | $18,288,000 | 3,607 |
| Average Assets, year-to-date | $966,910,500 | 677 |
| Average Assets, quarterly | $966,910,500 | 677 |
| Volatile liabilities | $250,998,000 | 588 |
| Insider loans | $6,567,000 | 1,091 |
| FHLB advances | $24,000,000 | 1,373 |
| Loans and leases held for sale | $2,044,000 | 690 |
| Unused loan commitments | $172,067,000 | 696 |
| Tier 1 (core) risk-based capital | $66,691,000 | 923 |
| Tier 2 risk-based capital | $16,389,000 | 387 |
| Total risk weighted assets | $778,797,000 | 636 |
| Total unused commitments | $172,067,000 | 696 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 250 | 637 |
| Assets and Liabilities | ||
| Total Assets: | $954,508,000 | 678 |
| Cash and due from depository institutions | $27,781,000 | 637 |
| Interest-bearing balances | $275,000 | 3,715 |
| Securities | $254,347,000 | 499 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 5,760 |
| Net loans & leases | $612,581,000 | 733 |
| Loan loss allowance | $6,401,000 | 804 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $28,932,000 | 341 |
| Other real estate owned | $1,759,000 | 637 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $28,608,000 | 665 |
| Life insurance assets | $14,776,000 | 391 |
| Total liabilities and capital | $954,508,000 | 678 |
| Total liabilities | $891,128,000 | 652 |
| Total deposits | $773,081,000 | 650 |
| Interest-bearing deposits | $621,554,000 | 696 |
| Deposits held in domestic offices | $773,081,000 | 648 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $80,290,000 | 369 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $24,000,000 | 1,510 |
| Subordinated debt | $10,000,000 | 138 |
| All other liabilities | $3,757,000 | 1,451 |
| Total equity capital | $63,380,000 | 1,035 |
| Total bank equity capital | $63,380,000 | 1,035 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,234,000 | 2,577 |
| Surplus | $35,116,000 | 829 |
| Undivided profits | $27,030,000 | 1,362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $951,000 | 2,727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $4,890,000 | 779 |
| Earning assets | $867,703,000 | 680 |
| Long-term assets (5+ years) | $20,979,000 | 3,289 |
| Average Assets, year-to-date | $933,073,800 | 666 |
| Average Assets, quarterly | $952,181,000 | 679 |
| Volatile liabilities | $259,645,000 | 639 |
| Insider loans | $5,967,000 | 1,202 |
| FHLB advances | $24,000,000 | 1,430 |
| Loans and leases held for sale | $1,708,000 | 760 |
| Unused loan commitments | $177,116,000 | 664 |
| Tier 1 (core) risk-based capital | $64,482,000 | 942 |
| Tier 2 risk-based capital | $16,409,000 | 378 |
| Total risk weighted assets | $762,727,000 | 641 |
| Total unused commitments | $177,116,000 | 664 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 248 | 652 |
| Assets and Liabilities | ||
| Total Assets: | $949,854,000 | 685 |
| Cash and due from depository institutions | $24,942,000 | 652 |
| Interest-bearing balances | $409,000 | 3,300 |
| Securities | $245,837,000 | 526 |
| Federal funds sold & reverse repurchase agreements | $16,680,000 | 831 |
| Net loans & leases | $605,017,000 | 744 |
| Loan loss allowance | $6,417,000 | 798 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $29,787,000 | 317 |
| Other real estate owned | $0 | 652 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $27,591,000 | 706 |
| Life insurance assets | $14,613,000 | 381 |
| Total liabilities and capital | $949,854,000 | 685 |
| Total liabilities | $885,887,000 | 662 |
| Total deposits | $764,162,000 | 637 |
| Interest-bearing deposits | $620,695,000 | 692 |
| Deposits held in domestic offices | $764,162,000 | 636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $84,619,000 | 354 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $24,000,000 | 1,585 |
| Subordinated debt | $10,000,000 | 144 |
| All other liabilities | $3,106,000 | 1,660 |
| Total equity capital | $63,967,000 | 1,030 |
| Total bank equity capital | $63,967,000 | 1,030 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,234,000 | 2,588 |
| Surplus | $35,116,000 | 821 |
| Undivided profits | $27,617,000 | 1,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,423,000 | 1,978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $4,608,000 | 821 |
| Earning assets | $867,943,000 | 682 |
| Long-term assets (5+ years) | $23,263,000 | 3,066 |
| Average Assets, year-to-date | $927,715,250 | 676 |
| Average Assets, quarterly | $939,948,500 | 683 |
| Volatile liabilities | $291,404,000 | 599 |
| Insider loans | $5,967,000 | 1,183 |
| FHLB advances | $24,000,000 | 1,488 |
| Loans and leases held for sale | $2,797,000 | 552 |
| Unused loan commitments | $187,902,000 | 658 |
| Tier 1 (core) risk-based capital | $65,486,000 | 930 |
| Tier 2 risk-based capital | $16,417,000 | 382 |
| Total risk weighted assets | $738,775,000 | 666 |
| Total unused commitments | $187,902,000 | 658 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 251 | 643 |
| Assets and Liabilities | ||
| Total Assets: | $930,043,000 | 688 |
| Cash and due from depository institutions | $26,332,000 | 643 |
| Interest-bearing balances | $213,000 | 3,971 |
| Securities | $256,739,000 | 511 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $600,555,000 | 742 |
| Loan loss allowance | $5,190,000 | 974 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $23,752,000 | 403 |
| Other real estate owned | $0 | 643 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $22,665,000 | 829 |
| Life insurance assets | $8,653,000 | 654 |
| Total liabilities and capital | $930,043,000 | 688 |
| Total liabilities | $863,529,000 | 667 |
| Total deposits | $761,898,000 | 638 |
| Interest-bearing deposits | $606,972,000 | 692 |
| Deposits held in domestic offices | $761,898,000 | 637 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $73,359,000 | 390 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $24,000,000 | 1,590 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,272,000 | 1,188 |
| Total equity capital | $66,514,000 | 950 |
| Total bank equity capital | $66,514,000 | 950 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,234,000 | 2,576 |
| Surplus | $35,116,000 | 810 |
| Undivided profits | $30,164,000 | 1,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $866,000 | 2,692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $4,798,000 | 712 |
| Earning assets | $857,507,000 | 684 |
| Long-term assets (5+ years) | $22,065,000 | 3,134 |
| Average Assets, year-to-date | $920,335,670 | 681 |
| Average Assets, quarterly | $932,714,000 | 675 |
| Volatile liabilities | $253,397,000 | 666 |
| Insider loans | $5,983,000 | 1,152 |
| FHLB advances | $24,000,000 | 1,499 |
| Loans and leases held for sale | $4,460,000 | 425 |
| Unused loan commitments | $167,298,000 | 708 |
| Tier 1 (core) risk-based capital | $69,287,000 | 855 |
| Tier 2 risk-based capital | $6,455,000 | 810 |
| Total risk weighted assets | $720,080,000 | 667 |
| Total unused commitments | $167,298,000 | 708 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 250 | 634 |
| Assets and Liabilities | ||
| Total Assets: | $935,385,000 | 665 |
| Cash and due from depository institutions | $22,928,000 | 634 |
| Interest-bearing balances | $188,000 | 4,289 |
| Securities | $258,138,000 | 512 |
| Federal funds sold & reverse repurchase agreements | $12,560,000 | 1,191 |
| Net loans & leases | $597,887,000 | 722 |
| Loan loss allowance | $5,419,000 | 928 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $22,220,000 | 432 |
| Other real estate owned | $0 | 634 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $21,652,000 | 830 |
| Life insurance assets | $8,571,000 | 640 |
| Total liabilities and capital | $935,385,000 | 665 |
| Total liabilities | $869,790,000 | 647 |
| Total deposits | $770,148,000 | 624 |
| Interest-bearing deposits | $619,270,000 | 671 |
| Deposits held in domestic offices | $770,148,000 | 623 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $71,395,000 | 381 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $24,000,000 | 1,529 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,247,000 | 1,191 |
| Total equity capital | $65,595,000 | 950 |
| Total bank equity capital | $65,595,000 | 950 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,234,000 | 2,567 |
| Surplus | $35,116,000 | 788 |
| Undivided profits | $29,245,000 | 1,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $523,000 | 3,610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $4,507,000 | 720 |
| Earning assets | $868,773,000 | 660 |
| Long-term assets (5+ years) | $24,965,000 | 2,889 |
| Average Assets, year-to-date | $915,482,000 | 680 |
| Average Assets, quarterly | $915,482,000 | 680 |
| Volatile liabilities | $243,756,000 | 657 |
| Insider loans | $3,741,000 | 1,769 |
| FHLB advances | $24,000,000 | 1,448 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $169,346,000 | 698 |
| Tier 1 (core) risk-based capital | $67,703,000 | 861 |
| Tier 2 risk-based capital | $6,481,000 | 785 |
| Total risk weighted assets | $715,698,000 | 653 |
| Total unused commitments | $169,346,000 | 698 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 253 | 626 |
| Assets and Liabilities | ||
| Total Assets: | $895,579,000 | 691 |
| Cash and due from depository institutions | $28,354,000 | 626 |
| Interest-bearing balances | $178,000 | 4,399 |
| Securities | $251,993,000 | 534 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $573,558,000 | 745 |
| Loan loss allowance | $5,484,000 | 902 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $21,147,000 | 448 |
| Other real estate owned | $0 | 626 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $20,527,000 | 855 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $895,579,000 | 691 |
| Total liabilities | $835,830,000 | 666 |
| Total deposits | $728,912,000 | 642 |
| Interest-bearing deposits | $575,457,000 | 702 |
| Deposits held in domestic offices | $728,912,000 | 641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $78,943,000 | 356 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $24,000,000 | 1,563 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,975,000 | 1,224 |
| Total equity capital | $59,749,000 | 1,038 |
| Total bank equity capital | $59,749,000 | 1,038 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,234,000 | 2,566 |
| Surplus | $31,616,000 | 857 |
| Undivided profits | $26,899,000 | 1,300 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $457,000 | 3,913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,823,000 | 839 |
| Earning assets | $825,729,000 | 685 |
| Long-term assets (5+ years) | $26,803,000 | 2,744 |
| Average Assets, year-to-date | $843,624,600 | 698 |
| Average Assets, quarterly | $876,196,500 | 695 |
| Volatile liabilities | $245,477,000 | 644 |
| Insider loans | $4,387,000 | 1,523 |
| FHLB advances | $24,000,000 | 1,465 |
| Loans and leases held for sale | $1,503,000 | 701 |
| Unused loan commitments | $160,995,000 | 707 |
| Tier 1 (core) risk-based capital | $61,573,000 | 937 |
| Tier 2 risk-based capital | $6,480,000 | 764 |
| Total risk weighted assets | $681,765,000 | 673 |
| Total unused commitments | $160,995,000 | 707 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 245 | 635 |
| Assets and Liabilities | ||
| Total Assets: | $856,814,000 | 699 |
| Cash and due from depository institutions | $28,155,000 | 635 |
| Interest-bearing balances | $123,000 | 4,768 |
| Securities | $233,874,000 | 563 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $556,406,000 | 749 |
| Loan loss allowance | $6,419,000 | 765 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $18,399,000 | 504 |
| Other real estate owned | $0 | 635 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $19,980,000 | 843 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $856,814,000 | 699 |
| Total liabilities | $798,173,000 | 678 |
| Total deposits | $705,623,000 | 653 |
| Interest-bearing deposits | $553,692,000 | 716 |
| Deposits held in domestic offices | $705,623,000 | 651 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $73,721,000 | 354 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $15,000,000 | 2,108 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,829,000 | 1,243 |
| Total equity capital | $58,641,000 | 1,039 |
| Total bank equity capital | $58,641,000 | 1,039 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,234,000 | 2,544 |
| Surplus | $29,616,000 | 880 |
| Undivided profits | $27,791,000 | 1,236 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $953,000 | 2,497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $3,785,000 | 807 |
| Earning assets | $790,403,000 | 695 |
| Long-term assets (5+ years) | $22,086,000 | 3,121 |
| Average Assets, year-to-date | $830,636,000 | 696 |
| Average Assets, quarterly | $846,523,000 | 699 |
| Volatile liabilities | $243,664,000 | 625 |
| Insider loans | $4,452,000 | 1,443 |
| FHLB advances | $15,000,000 | 1,984 |
| Loans and leases held for sale | $1,595,000 | 773 |
| Unused loan commitments | $169,917,000 | 668 |
| Tier 1 (core) risk-based capital | $59,975,000 | 942 |
| Tier 2 risk-based capital | $6,490,000 | 756 |
| Total risk weighted assets | $646,218,000 | 692 |
| Total unused commitments | $169,917,000 | 669 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 244 | 645 |
| Assets and Liabilities | ||
| Total Assets: | $836,232,000 | 703 |
| Cash and due from depository institutions | $18,184,000 | 645 |
| Interest-bearing balances | $149,000 | 4,583 |
| Securities | $233,437,000 | 565 |
| Federal funds sold & reverse repurchase agreements | $7,330,000 | 1,559 |
| Net loans & leases | $541,101,000 | 754 |
| Loan loss allowance | $6,415,000 | 753 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $17,374,000 | 524 |
| Other real estate owned | $0 | 645 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $18,806,000 | 891 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $836,232,000 | 703 |
| Total liabilities | $778,980,000 | 679 |
| Total deposits | $734,864,000 | 610 |
| Interest-bearing deposits | $581,370,000 | 660 |
| Deposits held in domestic offices | $734,864,000 | 609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,292,000 | 511 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,824,000 | 1,158 |
| Total equity capital | $57,252,000 | 1,043 |
| Total bank equity capital | $57,252,000 | 1,043 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,234,000 | 2,524 |
| Surplus | $29,616,000 | 862 |
| Undivided profits | $26,402,000 | 1,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,336,000 | 1,824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $3,527,000 | 791 |
| Earning assets | $782,017,000 | 689 |
| Long-term assets (5+ years) | $53,982,000 | 1,696 |
| Average Assets, year-to-date | $821,910,000 | 697 |
| Average Assets, quarterly | $832,603,500 | 695 |
| Volatile liabilities | $212,487,000 | 694 |
| Insider loans | $3,045,000 | 2,017 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $5,338,000 | 415 |
| Unused loan commitments | $174,758,000 | 635 |
| Tier 1 (core) risk-based capital | $57,438,000 | 948 |
| Tier 2 risk-based capital | $6,488,000 | 736 |
| Total risk weighted assets | $623,692,000 | 688 |
| Total unused commitments | $174,758,000 | 635 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 242 | 641 |
| Assets and Liabilities | ||
| Total Assets: | $828,975,000 | 703 |
| Cash and due from depository institutions | $22,112,000 | 641 |
| Interest-bearing balances | $283,000 | 4,032 |
| Securities | $232,537,000 | 570 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $537,910,000 | 731 |
| Loan loss allowance | $6,445,000 | 733 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $17,672,000 | 490 |
| Other real estate owned | $0 | 641 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $18,744,000 | 878 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $828,975,000 | 703 |
| Total liabilities | $776,158,000 | 680 |
| Total deposits | $697,617,000 | 631 |
| Interest-bearing deposits | $546,784,000 | 704 |
| Deposits held in domestic offices | $697,617,000 | 629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $57,043,000 | 419 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $18,000,000 | 1,810 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,498,000 | 1,252 |
| Total equity capital | $52,817,000 | 1,089 |
| Total bank equity capital | $52,817,000 | 1,089 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,234,000 | 2,530 |
| Surplus | $29,616,000 | 843 |
| Undivided profits | $21,967,000 | 1,528 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $691,000 | 3,080 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $3,500,000 | 769 |
| Earning assets | $770,730,000 | 695 |
| Long-term assets (5+ years) | $70,625,000 | 1,391 |
| Average Assets, year-to-date | $814,749,000 | 708 |
| Average Assets, quarterly | $814,749,000 | 708 |
| Volatile liabilities | $227,399,000 | 624 |
| Insider loans | $3,260,000 | 1,863 |
| FHLB advances | $18,000,000 | 1,717 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $150,028,000 | 690 |
| Tier 1 (core) risk-based capital | $54,862,000 | 981 |
| Tier 2 risk-based capital | $6,522,000 | 720 |
| Total risk weighted assets | $613,429,000 | 683 |
| Total unused commitments | $150,028,000 | 691 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 237 | 659 |
| Assets and Liabilities | ||
| Total Assets: | $800,523,000 | 730 |
| Cash and due from depository institutions | $24,973,000 | 659 |
| Interest-bearing balances | $102,000 | 5,031 |
| Securities | $239,481,000 | 573 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $501,579,000 | 771 |
| Loan loss allowance | $6,398,000 | 744 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $17,800,000 | 490 |
| Other real estate owned | $0 | 659 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $16,690,000 | 965 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $800,523,000 | 730 |
| Total liabilities | $747,829,000 | 707 |
| Total deposits | $658,918,000 | 666 |
| Interest-bearing deposits | $517,775,000 | 735 |
| Deposits held in domestic offices | $658,918,000 | 664 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $85,194,000 | 330 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,717,000 | 1,159 |
| Total equity capital | $52,694,000 | 1,094 |
| Total bank equity capital | $52,694,000 | 1,094 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,234,000 | 2,520 |
| Surplus | $29,616,000 | 833 |
| Undivided profits | $21,844,000 | 1,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $381,000 | 4,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,886,000 | 939 |
| Earning assets | $741,162,000 | 723 |
| Long-term assets (5+ years) | $70,954,000 | 1,413 |
| Average Assets, year-to-date | $745,262,600 | 746 |
| Average Assets, quarterly | $768,777,000 | 745 |
| Volatile liabilities | $208,745,000 | 647 |
| Insider loans | $3,426,000 | 1,777 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $139,598,000 | 720 |
| Tier 1 (core) risk-based capital | $52,715,000 | 1,013 |
| Tier 2 risk-based capital | $6,522,000 | 727 |
| Total risk weighted assets | $577,081,000 | 714 |
| Total unused commitments | $139,598,000 | 720 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 228 | 688 |
| Assets and Liabilities | ||
| Total Assets: | $737,031,000 | 777 |
| Cash and due from depository institutions | $24,580,000 | 688 |
| Interest-bearing balances | $292,000 | 4,104 |
| Securities | $193,888,000 | 688 |
| Federal funds sold & reverse repurchase agreements | $4,335,000 | 2,365 |
| Net loans & leases | $479,979,000 | 791 |
| Loan loss allowance | $6,400,000 | 733 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $17,971,000 | 466 |
| Other real estate owned | $0 | 688 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $16,278,000 | 953 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $737,031,000 | 777 |
| Total liabilities | $687,310,000 | 748 |
| Total deposits | $629,468,000 | 692 |
| Interest-bearing deposits | $492,564,000 | 764 |
| Deposits held in domestic offices | $629,468,000 | 687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,454,000 | 411 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,388,000 | 1,658 |
| Total equity capital | $49,721,000 | 1,143 |
| Total bank equity capital | $49,721,000 | 1,143 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,234,000 | 2,519 |
| Surplus | $27,616,000 | 858 |
| Undivided profits | $20,871,000 | 1,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $122,000 | 6,311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,212,000 | 841 |
| Earning assets | $678,494,000 | 770 |
| Long-term assets (5+ years) | $97,364,000 | 1,086 |
| Average Assets, year-to-date | $731,447,500 | 765 |
| Average Assets, quarterly | $732,644,000 | 776 |
| Volatile liabilities | $183,738,000 | 693 |
| Insider loans | $3,394,000 | 1,730 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $160,291,000 | 633 |
| Tier 1 (core) risk-based capital | $48,591,000 | 1,079 |
| Tier 2 risk-based capital | $6,531,000 | 711 |
| Total risk weighted assets | $539,937,000 | 743 |
| Total unused commitments | $160,291,000 | 633 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 230 | 684 |
| Assets and Liabilities | ||
| Total Assets: | $728,257,000 | 780 |
| Cash and due from depository institutions | $25,947,000 | 684 |
| Interest-bearing balances | $234,000 | 4,350 |
| Securities | $219,540,000 | 618 |
| Federal funds sold & reverse repurchase agreements | $9,910,000 | 1,102 |
| Net loans & leases | $435,780,000 | 843 |
| Loan loss allowance | $5,855,000 | 798 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $18,258,000 | 449 |
| Other real estate owned | $0 | 684 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $18,822,000 | 836 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $728,257,000 | 780 |
| Total liabilities | $684,974,000 | 750 |
| Total deposits | $631,771,000 | 685 |
| Interest-bearing deposits | $489,709,000 | 761 |
| Deposits held in domestic offices | $631,771,000 | 681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,830,000 | 454 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $5,373,000 | 821 |
| Total equity capital | $43,283,000 | 1,260 |
| Total bank equity capital | $43,283,000 | 1,260 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,234,000 | 2,522 |
| Surplus | $25,616,000 | 885 |
| Undivided profits | $16,433,000 | 1,899 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $679,000 | 3,399 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $3,051,000 | 851 |
| Earning assets | $665,464,000 | 779 |
| Long-term assets (5+ years) | $112,584,000 | 968 |
| Average Assets, year-to-date | $729,586,330 | 759 |
| Average Assets, quarterly | $739,692,000 | 760 |
| Volatile liabilities | $170,192,000 | 720 |
| Insider loans | $3,269,000 | 1,771 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $142,426,000 | 683 |
| Tier 1 (core) risk-based capital | $44,801,000 | 1,149 |
| Tier 2 risk-based capital | $5,929,000 | 788 |
| Total risk weighted assets | $498,420,000 | 787 |
| Total unused commitments | $142,426,000 | 684 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 220 | 729 |
| Assets and Liabilities | ||
| Total Assets: | $751,127,000 | 760 |
| Cash and due from depository institutions | $32,347,000 | 729 |
| Interest-bearing balances | $4,000 | 6,802 |
| Securities | $264,492,000 | 548 |
| Federal funds sold & reverse repurchase agreements | $22,145,000 | 627 |
| Net loans & leases | $397,346,000 | 913 |
| Loan loss allowance | $5,311,000 | 878 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $18,339,000 | 434 |
| Other real estate owned | $0 | 729 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $16,458,000 | 908 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $751,127,000 | 760 |
| Total liabilities | $704,869,000 | 731 |
| Total deposits | $650,751,000 | 660 |
| Interest-bearing deposits | $512,611,000 | 739 |
| Deposits held in domestic offices | $650,751,000 | 656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,455,000 | 434 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,663,000 | 1,015 |
| Total equity capital | $46,258,000 | 1,196 |
| Total bank equity capital | $46,258,000 | 1,196 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,234,000 | 2,518 |
| Surplus | $25,616,000 | 873 |
| Undivided profits | $19,408,000 | 1,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $673,000 | 3,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $3,137,000 | 820 |
| Earning assets | $683,987,000 | 765 |
| Long-term assets (5+ years) | $159,905,000 | 667 |
| Average Assets, year-to-date | $730,251,000 | 769 |
| Average Assets, quarterly | $730,251,000 | 769 |
| Volatile liabilities | $190,835,000 | 635 |
| Insider loans | $2,461,000 | 2,249 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $127,306,000 | 731 |
| Tier 1 (core) risk-based capital | $42,991,000 | 1,175 |
| Tier 2 risk-based capital | $5,399,000 | 842 |
| Total risk weighted assets | $467,075,000 | 823 |
| Total unused commitments | $127,306,000 | 731 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 224 | 720 |
| Assets and Liabilities | ||
| Total Assets: | $709,375,000 | 794 |
| Cash and due from depository institutions | $28,533,000 | 720 |
| Interest-bearing balances | $163,000 | 4,774 |
| Securities | $282,876,000 | 519 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $364,552,000 | 982 |
| Loan loss allowance | $4,885,000 | 952 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $15,770,000 | 520 |
| Other real estate owned | $7,000 | 720 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $17,637,000 | 875 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $709,375,000 | 794 |
| Total liabilities | $671,178,000 | 761 |
| Total deposits | $617,350,000 | 693 |
| Interest-bearing deposits | $492,240,000 | 767 |
| Deposits held in domestic offices | $617,350,000 | 690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,818,000 | 443 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,010,000 | 1,364 |
| Total equity capital | $38,197,000 | 1,427 |
| Total bank equity capital | $38,197,000 | 1,427 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,234,000 | 2,535 |
| Surplus | $20,616,000 | 1,033 |
| Undivided profits | $16,347,000 | 1,956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $702,000 | 3,428 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $3,300,000 | 789 |
| Earning assets | $647,591,000 | 802 |
| Long-term assets (5+ years) | $152,227,000 | 713 |
| Average Assets, year-to-date | $642,570,000 | 848 |
| Average Assets, quarterly | $690,951,500 | 807 |
| Volatile liabilities | $185,049,000 | 654 |
| Insider loans | $2,020,000 | 2,587 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $118,759,000 | 741 |
| Tier 1 (core) risk-based capital | $37,927,000 | 1,348 |
| Tier 2 risk-based capital | $4,961,000 | 907 |
| Total risk weighted assets | $426,084,000 | 899 |
| Total unused commitments | $118,759,000 | 742 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 219 | 741 |
| Assets and Liabilities | ||
| Total Assets: | $672,528,000 | 852 |
| Cash and due from depository institutions | $33,725,000 | 741 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $237,963,000 | 592 |
| Federal funds sold & reverse repurchase agreements | $28,365,000 | 505 |
| Net loans & leases | $340,678,000 | 1,045 |
| Loan loss allowance | $4,643,000 | 1,004 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $15,149,000 | 547 |
| Other real estate owned | $172,000 | 741 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $16,476,000 | 926 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $672,528,000 | 852 |
| Total liabilities | $633,386,000 | 813 |
| Total deposits | $594,709,000 | 723 |
| Interest-bearing deposits | $470,530,000 | 813 |
| Deposits held in domestic offices | $594,709,000 | 720 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,476,000 | 529 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,201,000 | 1,786 |
| Total equity capital | $39,142,000 | 1,404 |
| Total bank equity capital | $39,142,000 | 1,404 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,234,000 | 2,549 |
| Surplus | $20,616,000 | 1,029 |
| Undivided profits | $17,292,000 | 1,875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $879,000 | 3,127 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,857,000 | 951 |
| Earning assets | $607,006,000 | 858 |
| Long-term assets (5+ years) | $151,984,000 | 724 |
| Average Assets, year-to-date | $625,868,750 | 881 |
| Average Assets, quarterly | $649,476,500 | 870 |
| Volatile liabilities | $143,904,000 | 781 |
| Insider loans | $1,935,000 | 2,660 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $115,665,000 | 772 |
| Tier 1 (core) risk-based capital | $39,114,000 | 1,313 |
| Tier 2 risk-based capital | $4,643,000 | 963 |
| Total risk weighted assets | $401,082,000 | 951 |
| Total unused commitments | $115,665,000 | 774 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 214 | 763 |
| Assets and Liabilities | ||
| Total Assets: | $626,425,000 | 894 |
| Cash and due from depository institutions | $30,660,000 | 763 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $236,118,000 | 586 |
| Federal funds sold & reverse repurchase agreements | $4,675,000 | 3,106 |
| Net loans & leases | $324,671,000 | 1,085 |
| Loan loss allowance | $4,403,000 | 1,032 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $14,452,000 | 576 |
| Other real estate owned | $200,000 | 763 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $15,649,000 | 932 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $626,425,000 | 894 |
| Total liabilities | $584,486,000 | 864 |
| Total deposits | $554,626,000 | 784 |
| Interest-bearing deposits | $430,069,000 | 870 |
| Deposits held in domestic offices | $554,626,000 | 781 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,588,000 | 614 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $4,272,000 | 1,127 |
| Total equity capital | $41,939,000 | 1,293 |
| Total bank equity capital | $41,939,000 | 1,293 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,234,000 | 2,549 |
| Surplus | $20,616,000 | 1,010 |
| Undivided profits | $20,089,000 | 1,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $754,000 | 3,483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,086,000 | 861 |
| Earning assets | $565,464,000 | 899 |
| Long-term assets (5+ years) | $117,962,000 | 893 |
| Average Assets, year-to-date | $610,315,670 | 895 |
| Average Assets, quarterly | $615,643,500 | 903 |
| Volatile liabilities | $108,959,000 | 977 |
| Insider loans | $2,312,000 | 2,307 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $85,440,000 | 963 |
| Tier 1 (core) risk-based capital | $37,543,000 | 1,331 |
| Tier 2 risk-based capital | $4,403,000 | 974 |
| Total risk weighted assets | $380,953,000 | 978 |
| Total unused commitments | $85,440,000 | 968 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 213 | 757 |
| Assets and Liabilities | ||
| Total Assets: | $604,862,000 | 904 |
| Cash and due from depository institutions | $22,729,000 | 757 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $232,376,000 | 589 |
| Federal funds sold & reverse repurchase agreements | $5,085,000 | 3,155 |
| Net loans & leases | $315,062,000 | 1,094 |
| Loan loss allowance | $4,333,000 | 1,048 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $13,625,000 | 601 |
| Other real estate owned | $200,000 | 757 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $15,785,000 | 907 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $604,862,000 | 904 |
| Total liabilities | $564,137,000 | 877 |
| Total deposits | $536,161,000 | 797 |
| Interest-bearing deposits | $427,657,000 | 866 |
| Deposits held in domestic offices | $536,161,000 | 795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,402,000 | 632 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,574,000 | 1,097 |
| Total equity capital | $40,725,000 | 1,314 |
| Total bank equity capital | $40,725,000 | 1,314 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,234,000 | 2,562 |
| Surplus | $20,616,000 | 995 |
| Undivided profits | $18,875,000 | 1,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 8,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $3,278,000 | 817 |
| Earning assets | $552,523,000 | 914 |
| Long-term assets (5+ years) | $92,804,000 | 1,062 |
| Average Assets, year-to-date | $602,261,000 | 899 |
| Average Assets, quarterly | $602,261,000 | 899 |
| Volatile liabilities | $101,541,000 | 1,029 |
| Insider loans | $1,724,000 | 2,814 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $84,844,000 | 927 |
| Tier 1 (core) risk-based capital | $36,509,000 | 1,354 |
| Tier 2 risk-based capital | $4,333,000 | 970 |
| Total risk weighted assets | $378,859,000 | 962 |
| Total unused commitments | $84,844,000 | 934 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 217 | 738 |
| Assets and Liabilities | ||
| Total Assets: | $599,660,000 | 899 |
| Cash and due from depository institutions | $24,158,000 | 738 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $217,941,000 | 602 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $328,000,000 | 1,043 |
| Loan loss allowance | $4,318,000 | 1,021 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $13,693,000 | 585 |
| Other real estate owned | $227,000 | 738 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $15,641,000 | 892 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $599,660,000 | 899 |
| Total liabilities | $559,292,000 | 866 |
| Total deposits | $526,350,000 | 788 |
| Interest-bearing deposits | $412,194,000 | 873 |
| Deposits held in domestic offices | $526,350,000 | 785 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,466,000 | 585 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,476,000 | 1,074 |
| Total equity capital | $40,368,000 | 1,299 |
| Total bank equity capital | $40,368,000 | 1,299 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,234,000 | 2,567 |
| Surplus | $20,616,000 | 975 |
| Undivided profits | $18,518,000 | 1,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $169,000 | 6,144 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $3,342,000 | 839 |
| Earning assets | $545,941,000 | 908 |
| Long-term assets (5+ years) | $74,770,000 | 1,254 |
| Average Assets, year-to-date | $546,547,600 | 931 |
| Average Assets, quarterly | $588,476,000 | 906 |
| Volatile liabilities | $110,253,000 | 942 |
| Insider loans | $1,933,000 | 2,583 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $76,616,000 | 968 |
| Tier 1 (core) risk-based capital | $35,562,000 | 1,361 |
| Tier 2 risk-based capital | $4,319,000 | 960 |
| Total risk weighted assets | $384,177,000 | 938 |
| Total unused commitments | $76,616,000 | 969 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 198 | 818 |
| Assets and Liabilities | ||
| Total Assets: | $490,446,000 | 1,044 |
| Cash and due from depository institutions | $10,413,000 | 818 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $161,826,000 | 712 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $290,584,000 | 1,144 |
| Loan loss allowance | $3,940,000 | 1,058 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $13,295,000 | 596 |
| Other real estate owned | $0 | 818 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $14,328,000 | 912 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $490,446,000 | 1,044 |
| Total liabilities | $459,341,000 | 999 |
| Total deposits | $444,651,000 | 886 |
| Interest-bearing deposits | $340,619,000 | 1,005 |
| Deposits held in domestic offices | $444,651,000 | 885 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,294,000 | 964 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,396,000 | 1,744 |
| Total equity capital | $31,105,000 | 1,573 |
| Total bank equity capital | $31,105,000 | 1,573 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,234,000 | 2,610 |
| Surplus | $17,616,000 | 1,051 |
| Undivided profits | $12,255,000 | 2,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $473,000 | 4,322 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,069,000 | 1,004 |
| Earning assets | $452,410,000 | 1,034 |
| Long-term assets (5+ years) | $87,563,000 | 1,076 |
| Average Assets, year-to-date | $479,858,800 | 1,009 |
| Average Assets, quarterly | $495,043,500 | 1,010 |
| Volatile liabilities | $57,465,000 | 1,572 |
| Insider loans | $1,625,000 | 2,808 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $64,355,000 | 1,050 |
| Tier 1 (core) risk-based capital | $30,079,000 | 1,531 |
| Tier 2 risk-based capital | $3,991,000 | 988 |
| Total risk weighted assets | $323,735,000 | 1,063 |
| Total unused commitments | $64,355,000 | 1,054 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 216 | 733 |
| Assets and Liabilities | ||
| Total Assets: | $456,952,000 | 1,067 |
| Cash and due from depository institutions | $20,807,000 | 733 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $152,437,000 | 743 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $256,737,000 | 1,239 |
| Loan loss allowance | $3,899,000 | 1,026 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $13,469,000 | 565 |
| Other real estate owned | $118,000 | 733 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $13,384,000 | 790 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $456,952,000 | 1,067 |
| Total liabilities | $430,922,000 | 1,017 |
| Total deposits | $407,743,000 | 944 |
| Interest-bearing deposits | $299,403,000 | 1,109 |
| Deposits held in domestic offices | $407,743,000 | 942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,605,000 | 702 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,574,000 | 2,491 |
| Total equity capital | $26,030,000 | 1,772 |
| Total bank equity capital | $26,030,000 | 1,772 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,234,000 | 2,673 |
| Surplus | $15,616,000 | 1,134 |
| Undivided profits | $9,180,000 | 2,821 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,317,000 | 1,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,237,000 | 2,138 |
| Earning assets | $409,174,000 | 1,088 |
| Long-term assets (5+ years) | $108,699,000 | 835 |
| Average Assets, year-to-date | $431,098,000 | 1,066 |
| Average Assets, quarterly | $453,445,000 | 1,061 |
| Volatile liabilities | $62,900,000 | 1,436 |
| Insider loans | $1,078,000 | 3,693 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $68,411,000 | 928 |
| Tier 1 (core) risk-based capital | $26,351,000 | 1,674 |
| Tier 2 risk-based capital | $3,779,740 | 1,009 |
| Total risk weighted assets | $300,583,040 | 1,093 |
| Total unused commitments | $68,411,000 | 929 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 193 | 869 |
| Assets and Liabilities | ||
| Total Assets: | $413,250,000 | 1,150 |
| Cash and due from depository institutions | $15,498,000 | 869 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $171,453,000 | 686 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $203,098,000 | 1,498 |
| Loan loss allowance | $3,129,000 | 1,223 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $12,315,000 | 615 |
| Other real estate owned | $111,000 | 869 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $10,775,000 | 934 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $413,250,000 | 1,150 |
| Total liabilities | $392,680,000 | 1,109 |
| Total deposits | $371,235,000 | 1,010 |
| Interest-bearing deposits | $289,078,000 | 1,119 |
| Deposits held in domestic offices | $371,235,000 | 1,005 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,807,000 | 827 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,638,000 | 2,214 |
| Total equity capital | $20,570,000 | 2,161 |
| Total bank equity capital | $20,570,000 | 2,161 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,234,000 | 2,736 |
| Surplus | $14,616,000 | 1,187 |
| Undivided profits | $4,720,000 | 4,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $570,000 | 3,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $968,000 | 2,344 |
| Earning assets | $374,551,000 | 1,166 |
| Long-term assets (5+ years) | $102,491,000 | 936 |
| Average Assets, year-to-date | $399,843,000 | 1,125 |
| Average Assets, quarterly | $411,167,500 | 1,144 |
| Volatile liabilities | $54,143,000 | 1,554 |
| Insider loans | $980,000 | 3,784 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $63,401,000 | 1,015 |
| Tier 1 (core) risk-based capital | $22,860,000 | 1,922 |
| Tier 2 risk-based capital | $3,129,000 | 1,149 |
| Total risk weighted assets | $251,917,000 | 1,237 |
| Total unused commitments | $63,401,000 | 1,016 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 181 | 923 |
| Assets and Liabilities | ||
| Total Assets: | $383,479,000 | 1,202 |
| Cash and due from depository institutions | $16,078,000 | 923 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $161,240,000 | 738 |
| Federal funds sold & reverse repurchase agreements | $4,650,000 | 3,596 |
| Net loans & leases | $186,727,000 | 1,499 |
| Loan loss allowance | $2,855,000 | 1,282 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $9,150,000 | 819 |
| Other real estate owned | $455,000 | 923 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $5,179,000 | 1,504 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $383,479,000 | 1,202 |
| Total liabilities | $362,879,000 | 1,152 |
| Total deposits | $356,714,000 | 1,031 |
| Interest-bearing deposits | $278,223,000 | 1,143 |
| Deposits held in domestic offices | $356,714,000 | 1,028 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,570,000 | 1,473 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,595,000 | 2,404 |
| Total equity capital | $20,600,000 | 2,196 |
| Total bank equity capital | $20,600,000 | 2,196 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,234,000 | 2,718 |
| Surplus | $13,116,000 | 1,235 |
| Undivided profits | $6,250,000 | 3,768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $751,000 | 2,975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $873,000 | 2,579 |
| Earning assets | $352,617,000 | 1,199 |
| Long-term assets (5+ years) | $120,731,000 | 750 |
| Average Assets, year-to-date | $371,308,200 | 1,182 |
| Average Assets, quarterly | $381,276,000 | 1,186 |
| Volatile liabilities | $36,805,000 | 1,824 |
| Insider loans | $1,188,000 | 3,144 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $32,697,000 | 1,561 |
| Tier 1 (core) risk-based capital | $20,135,000 | 2,124 |
| Tier 2 risk-based capital | $2,769,930 | 1,209 |
| Total risk weighted assets | $220,853,130 | 1,303 |
| Total unused commitments | $32,697,000 | 1,565 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 99 | 1,784 |
| Assets and Liabilities | ||
| Total Assets: | $176,711,000 | 2,534 |
| Cash and due from depository institutions | $7,313,000 | 1,784 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $67,324,000 | 1,705 |
| Federal funds sold & reverse repurchase agreements | $1,850,000 | 5,148 |
| Net loans & leases | $92,955,000 | 2,935 |
| Loan loss allowance | $1,195,000 | 2,876 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,110,000 | 1,930 |
| Other real estate owned | $936,000 | 1,784 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,223,000 | 3,183 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,711,000 | 2,534 |
| Total liabilities | $165,841,000 | 2,442 |
| Total deposits | $163,729,000 | 2,289 |
| Interest-bearing deposits | $128,274,000 | 2,510 |
| Deposits held in domestic offices | $163,729,000 | 2,281 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $905,000 | 2,739 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,207,000 | 3,058 |
| Total equity capital | $10,870,000 | 3,995 |
| Total bank equity capital | $10,870,000 | 3,995 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,234,000 | 2,770 |
| Surplus | $5,416,000 | 2,585 |
| Undivided profits | $4,220,000 | 4,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $297,000 | 5,378 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $472,000 | 4,969 |
| Earning assets | $162,129,000 | 2,542 |
| Long-term assets (5+ years) | $49,728,000 | 1,369 |
| Average Assets, year-to-date | $175,454,400 | 2,439 |
| Average Assets, quarterly | $178,076,000 | 2,484 |
| Volatile liabilities | $15,917,000 | 3,590 |
| Insider loans | $421,000 | 5,852 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $19,708,000 | 2,131 |
| Tier 1 (core) risk-based capital | $10,082,000 | 4,138 |
| Tier 2 risk-based capital | $1,195,000 | 2,487 |
| Total risk weighted assets | $107,597,400 | 2,591 |
| Total unused commitments | $19,708,000 | 2,137 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 97 | 1,925 |
| Assets and Liabilities | ||
| Total Assets: | $172,300,000 | 2,686 |
| Cash and due from depository institutions | $8,293,000 | 1,925 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $80,570,000 | 1,502 |
| Federal funds sold & reverse repurchase agreements | $7,400,000 | 1,763 |
| Net loans & leases | $69,385,000 | 3,872 |
| Loan loss allowance | $819,000 | 4,143 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,385,000 | 2,335 |
| Other real estate owned | $936,000 | 1,925 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,331,000 | 3,123 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,300,000 | 2,686 |
| Total liabilities | $162,338,000 | 2,566 |
| Total deposits | $160,953,000 | 2,399 |
| Interest-bearing deposits | $124,245,000 | 2,658 |
| Deposits held in domestic offices | $160,953,000 | 2,390 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,385,000 | 2,753 |
| Total equity capital | $9,962,000 | 4,349 |
| Total bank equity capital | $9,962,000 | 4,349 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,234,000 | 2,955 |
| Surplus | $4,766,000 | 2,977 |
| Undivided profits | $3,962,000 | 5,173 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $956,000 | 2,776 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $396,000 | 5,703 |
| Earning assets | $157,355,000 | 2,700 |
| Long-term assets (5+ years) | $24,591,000 | 2,294 |
| Average Assets, year-to-date | $175,679,600 | 2,529 |
| Average Assets, quarterly | $174,325,000 | 2,625 |
| Volatile liabilities | $13,174,000 | 3,996 |
| Insider loans | $483,000 | 5,618 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $15,923,000 | 2,424 |
| Tier 1 (core) risk-based capital | $9,283,000 | 4,509 |
| Tier 2 risk-based capital | $819,000 | 3,568 |
| Total risk weighted assets | $95,893,400 | 2,897 |
| Total unused commitments | $15,923,000 | 2,436 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 99 | 1,954 |
| Assets and Liabilities | ||
| Total Assets: | $171,129,000 | 2,697 |
| Cash and due from depository institutions | $10,942,000 | 1,954 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $90,976,000 | 1,378 |
| Federal funds sold & reverse repurchase agreements | $850,000 | 7,606 |
| Net loans & leases | $63,150,000 | 4,084 |
| Loan loss allowance | $825,000 | 4,144 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,262,000 | 2,367 |
| Other real estate owned | $0 | 1,954 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,949,000 | 3,711 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $171,129,000 | 2,697 |
| Total liabilities | $161,277,000 | 2,596 |
| Total deposits | $154,926,000 | 2,513 |
| Interest-bearing deposits | $118,324,000 | 2,830 |
| Deposits held in domestic offices | $154,926,000 | 2,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,000 | 3,721 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $4,856,000 | 196 |
| All other liabilities | $1,477,000 | 2,674 |
| Total equity capital | $9,852,000 | 4,390 |
| Total bank equity capital | $9,852,000 | 4,390 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,234,000 | 3,060 |
| Surplus | $4,766,000 | 2,982 |
| Undivided profits | $3,852,000 | 5,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,552,000 | 1,851 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $275,000 | 7,493 |
| Earning assets | $154,976,000 | 2,736 |
| Long-term assets (5+ years) | $21,542,000 | 2,369 |
| Average Assets, year-to-date | $163,889,800 | 2,713 |
| Average Assets, quarterly | $170,777,000 | 2,687 |
| Volatile liabilities | $11,410,000 | 4,166 |
| Insider loans | $460,000 | 5,893 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $18,086,000 | 2,131 |
| Tier 1 (core) risk-based capital | $9,061,000 | 4,587 |
| Tier 2 risk-based capital | $4,709,800 | 771 |
| Total risk weighted assets | $83,889,900 | 3,181 |
| Total unused commitments | $18,086,000 | 2,142 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 94 | 2,145 |
| Assets and Liabilities | ||
| Total Assets: | $159,904,000 | 2,836 |
| Cash and due from depository institutions | $10,502,000 | 2,145 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $69,695,000 | 1,882 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 1,425 |
| Net loans & leases | $66,408,000 | 3,851 |
| Loan loss allowance | $1,151,000 | 3,143 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,457,000 | 2,157 |
| Other real estate owned | $353,000 | 2,145 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,989,000 | 2,676 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,904,000 | 2,836 |
| Total liabilities | $152,183,000 | 2,734 |
| Total deposits | $146,765,000 | 2,617 |
| Interest-bearing deposits | $107,714,000 | 3,041 |
| Deposits held in domestic offices | $146,765,000 | 2,608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $4,856,000 | 195 |
| All other liabilities | $562,000 | 4,832 |
| Total equity capital | $7,721,000 | 5,082 |
| Total bank equity capital | $7,721,000 | 5,082 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,234,000 | 3,175 |
| Surplus | $4,766,000 | 2,883 |
| Undivided profits | $1,721,000 | 7,606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,266,000 | 2,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $288,000 | 6,790 |
| Earning assets | $142,603,000 | 2,909 |
| Long-term assets (5+ years) | $14,192,000 | 3,275 |
| Average Assets, year-to-date | $159,965,000 | 2,766 |
| Average Assets, quarterly | $157,810,000 | 2,842 |
| Volatile liabilities | $6,884,000 | 5,604 |
| Insider loans | $423,000 | 6,175 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $11,119,000 | 2,913 |
| Tier 1 (core) risk-based capital | $9,032,000 | 4,509 |
| Tier 2 risk-based capital | $5,597,820 | 676 |
| Total risk weighted assets | $86,476,520 | 3,054 |
| Total unused commitments | $11,119,000 | 2,924 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 90 | 2,333 |
| Assets and Liabilities | ||
| Total Assets: | $159,978,000 | 2,863 |
| Cash and due from depository institutions | $8,448,000 | 2,333 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $69,420,000 | 1,985 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,709 |
| Net loans & leases | $73,122,000 | 3,441 |
| Loan loss allowance | $1,170,000 | 3,216 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,486,000 | 2,102 |
| Other real estate owned | $1,086,000 | 2,333 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,416,000 | 2,944 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,978,000 | 2,863 |
| Total liabilities | $150,297,000 | 2,786 |
| Total deposits | $144,242,000 | 2,745 |
| Interest-bearing deposits | $109,453,000 | 3,118 |
| Deposits held in domestic offices | $144,242,000 | 2,735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $4,856,000 | 197 |
| All other liabilities | $1,199,000 | 2,728 |
| Total equity capital | $9,681,000 | 4,210 |
| Total bank equity capital | $9,681,000 | 4,210 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,234,000 | 3,267 |
| Surplus | $4,766,000 | 2,820 |
| Undivided profits | $3,681,000 | 5,413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $471,000 | 5,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $310,000 | 5,917 |
| Earning assets | $144,542,000 | 2,917 |
| Long-term assets (5+ years) | $24,688,000 | 2,241 |
| Average Assets, year-to-date | $154,370,600 | 2,887 |
| Average Assets, quarterly | $157,485,500 | 2,882 |
| Volatile liabilities | $5,888,000 | 5,949 |
| Insider loans | $109,000 | 9,607 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,078,000 | 2,315 |
| Tier 1 (core) risk-based capital | $9,089,000 | 4,359 |
| Tier 2 risk-based capital | $5,702,560 | 668 |
| Total risk weighted assets | $92,632,460 | 2,791 |
| Total unused commitments | $15,078,000 | 2,333 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 83 | 2,604 |
| Assets and Liabilities | ||
| Total Assets: | $147,481,000 | 3,151 |
| Cash and due from depository institutions | $7,540,000 | 2,604 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $62,665,000 | 2,158 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $71,508,000 | 3,596 |
| Loan loss allowance | $1,090,000 | 3,461 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,229,000 | 2,280 |
| Other real estate owned | $619,000 | 2,604 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,920,000 | 3,713 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,481,000 | 3,151 |
| Total liabilities | $138,464,000 | 3,086 |
| Total deposits | $134,826,000 | 3,017 |
| Interest-bearing deposits | $106,599,000 | 3,331 |
| Deposits held in domestic offices | $134,826,000 | 3,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $2,873,000 | 234 |
| All other liabilities | $765,000 | 4,063 |
| Total equity capital | $9,017,000 | 4,292 |
| Total bank equity capital | $9,017,000 | 4,292 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,234,000 | 3,397 |
| Surplus | $4,766,000 | 2,708 |
| Undivided profits | $3,017,000 | 5,933 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $599,000 | 5,067 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $283,000 | 6,835 |
| Earning assets | $134,173,000 | 3,173 |
| Long-term assets (5+ years) | $48,108,000 | 1,210 |
| Average Assets, year-to-date | $150,999,600 | 3,031 |
| Average Assets, quarterly | $150,318,000 | 3,086 |
| Volatile liabilities | $7,423,000 | 5,084 |
| Insider loans | $817,000 | 1,053 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,211,000 | 3,357 |
| Tier 1 (core) risk-based capital | $9,017,000 | 4,226 |
| Tier 2 risk-based capital | $1,238,000 | 2,414 |
| Total risk weighted assets | $91,053,700 | 2,923 |
| Total unused commitments | $8,211,000 | 3,377 |
| Derivatives | $0 | 651 |