Home > Foundations Bank > Income and Expense
Foundations Bank, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,932,000 | 4,330 |
| Total interest expense | $492,000 | 3,749 |
| Net interest income | $3,440,000 | 4,384 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $266,000 | 4,939 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $85,000 | 4,904 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $181,000 | 4,564 |
| Total noninterest expense | $2,817,000 | 4,453 |
| Salaries and employee benefits | $1,456,000 | 4,565 |
| Premises and equipment expense | $505,000 | 3,459 |
| Additional noninterest expense | $856,000 | 4,564 |
| Pre-tax net operating income | $889,000 | 4,248 |
| Securities gains (losses) | $11,000 | 2,544 |
| Applicable income taxes | $310,000 | 2,635 |
| Income before extraordinary items | $590,000 | 4,647 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $590,000 | 4,649 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $590,000 | 4,649 |
| Net charge-offs | $296,000 | 1,618 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $582,740 | 4,606 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,026,000 | 4,330 |
| Total interest expense | $370,000 | 3,802 |
| Net interest income | $2,656,000 | 4,359 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $188,000 | 5,050 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $67,000 | 4,900 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $121,000 | 4,718 |
| Total noninterest expense | $2,039,000 | 4,559 |
| Salaries and employee benefits | $1,016,000 | 4,718 |
| Premises and equipment expense | $379,000 | 3,500 |
| Additional noninterest expense | $644,000 | 4,594 |
| Pre-tax net operating income | $805,000 | 4,069 |
| Securities gains (losses) | $11,000 | 2,316 |
| Applicable income taxes | $300,000 | 2,482 |
| Income before extraordinary items | $516,000 | 4,511 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $516,000 | 4,513 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $516,000 | 4,514 |
| Net charge-offs | $135,000 | 1,898 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $508,960 | 4,477 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,053,000 | 4,326 |
| Total interest expense | $247,000 | 3,819 |
| Net interest income | $1,806,000 | 4,336 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $108,000 | 5,224 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $47,000 | 4,846 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $61,000 | 5,013 |
| Total noninterest expense | $1,334,000 | 4,645 |
| Salaries and employee benefits | $673,000 | 4,782 |
| Premises and equipment expense | $253,000 | 3,512 |
| Additional noninterest expense | $408,000 | 4,723 |
| Pre-tax net operating income | $580,000 | 3,944 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $214,000 | 2,414 |
| Income before extraordinary items | $366,000 | 4,425 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $366,000 | 4,427 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $366,000 | 4,427 |
| Net charge-offs | $135,000 | 1,459 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $366,000 | 4,363 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,010,000 | 4,384 |
| Total interest expense | $126,000 | 3,815 |
| Net interest income | $884,000 | 4,417 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $68,000 | 4,977 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $24,000 | 4,828 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $44,000 | 4,655 |
| Total noninterest expense | $627,000 | 4,811 |
| Salaries and employee benefits | $301,000 | 5,006 |
| Premises and equipment expense | $128,000 | 3,518 |
| Additional noninterest expense | $198,000 | 4,818 |
| Pre-tax net operating income | $325,000 | 3,757 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $119,000 | 2,310 |
| Income before extraordinary items | $206,000 | 4,243 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $206,000 | 4,245 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $206,000 | 4,246 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $206,000 | 4,165 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,123,000 | 4,405 |
| Total interest expense | $611,000 | 3,590 |
| Net interest income | $3,512,000 | 4,467 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $349,000 | 4,817 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $102,000 | 4,969 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $247,000 | 4,272 |
| Total noninterest expense | $2,855,000 | 4,591 |
| Salaries and employee benefits | $1,524,000 | 4,598 |
| Premises and equipment expense | $512,000 | 3,576 |
| Additional noninterest expense | $819,000 | 4,869 |
| Pre-tax net operating income | $1,006,000 | 4,125 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-5,268,000 | 6,481 |
| Income before extraordinary items | $6,274,000 | 1,046 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $6,274,000 | 1,045 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,274,000 | 1,045 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,274,000 | 1,029 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,109,000 | 4,434 |
| Total interest expense | $483,000 | 3,520 |
| Net interest income | $2,626,000 | 4,516 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $268,000 | 4,840 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $79,000 | 4,978 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $189,000 | 4,280 |
| Total noninterest expense | $2,142,000 | 4,611 |
| Salaries and employee benefits | $1,117,000 | 4,669 |
| Premises and equipment expense | $385,000 | 3,619 |
| Additional noninterest expense | $640,000 | 4,801 |
| Pre-tax net operating income | $752,000 | 4,221 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-5,361,000 | 6,572 |
| Income before extraordinary items | $6,113,000 | 819 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,113,000 | 818 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,113,000 | 818 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $6,113,000 | 801 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 4,447 |
| Total interest expense | $333,000 | 3,486 |
| Net interest income | $1,743,000 | 4,530 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $180,000 | 4,822 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $55,000 | 4,923 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $125,000 | 4,276 |
| Total noninterest expense | $1,460,000 | 4,608 |
| Salaries and employee benefits | $774,000 | 4,612 |
| Premises and equipment expense | $260,000 | 3,622 |
| Additional noninterest expense | $426,000 | 4,827 |
| Pre-tax net operating income | $463,000 | 4,297 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-5,470,000 | 6,645 |
| Income before extraordinary items | $5,933,000 | 557 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,933,000 | 556 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $5,933,000 | 557 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $5,933,000 | 551 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,045,000 | 4,453 |
| Total interest expense | $173,000 | 3,461 |
| Net interest income | $872,000 | 4,562 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $82,000 | 4,914 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $26,000 | 5,010 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $56,000 | 4,407 |
| Total noninterest expense | $713,000 | 4,700 |
| Salaries and employee benefits | $372,000 | 4,757 |
| Premises and equipment expense | $133,000 | 3,620 |
| Additional noninterest expense | $208,000 | 4,921 |
| Pre-tax net operating income | $241,000 | 4,162 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $241,000 | 3,929 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $241,000 | 3,931 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $241,000 | 3,931 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $241,000 | 3,884 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,480,000 | 4,354 |
| Total interest expense | $971,000 | 3,009 |
| Net interest income | $3,509,000 | 4,581 |
| Provision for loan and lease losses | $95,000 | 3,759 |
| Total noninterest income | $575,000 | 4,194 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $110,000 | 5,111 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $465,000 | 3,456 |
| Total noninterest expense | $3,475,000 | 4,276 |
| Salaries and employee benefits | $1,499,000 | 4,756 |
| Premises and equipment expense | $527,000 | 3,622 |
| Additional noninterest expense | $1,449,000 | 3,738 |
| Pre-tax net operating income | $514,000 | 4,977 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-845,000 | 6,679 |
| Income before extraordinary items | $1,359,000 | 3,338 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,359,000 | 3,340 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,359,000 | 3,341 |
| Net charge-offs | $291,000 | 2,612 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,359,000 | 3,288 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,444,000 | 4,350 |
| Total interest expense | $784,000 | 2,926 |
| Net interest income | $2,660,000 | 4,598 |
| Provision for loan and lease losses | $95,000 | 3,422 |
| Total noninterest income | $475,000 | 4,116 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $81,000 | 5,187 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $394,000 | 3,352 |
| Total noninterest expense | $2,659,000 | 4,231 |
| Salaries and employee benefits | $1,056,000 | 4,939 |
| Premises and equipment expense | $395,000 | 3,647 |
| Additional noninterest expense | $1,208,000 | 3,477 |
| Pre-tax net operating income | $381,000 | 5,086 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $111,000 | 3,240 |
| Income before extraordinary items | $270,000 | 5,380 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $270,000 | 5,381 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $270,000 | 5,382 |
| Net charge-offs | $292,000 | 2,148 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $270,000 | 5,294 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,354,000 | 4,294 |
| Total interest expense | $577,000 | 2,785 |
| Net interest income | $1,777,000 | 4,607 |
| Provision for loan and lease losses | $95,000 | 2,998 |
| Total noninterest income | $169,000 | 5,078 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $56,000 | 5,113 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $113,000 | 4,589 |
| Total noninterest expense | $1,790,000 | 4,226 |
| Salaries and employee benefits | $732,000 | 4,868 |
| Premises and equipment expense | $263,000 | 3,664 |
| Additional noninterest expense | $795,000 | 3,518 |
| Pre-tax net operating income | $61,000 | 6,024 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $20,000 | 3,949 |
| Income before extraordinary items | $41,000 | 6,189 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $41,000 | 6,191 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $41,000 | 6,191 |
| Net charge-offs | $243,000 | 1,899 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $41,000 | 6,106 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,206,000 | 4,245 |
| Total interest expense | $306,000 | 2,737 |
| Net interest income | $900,000 | 4,592 |
| Provision for loan and lease losses | $95,000 | 2,137 |
| Total noninterest income | $80,000 | 5,176 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $28,000 | 5,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $52,000 | 4,655 |
| Total noninterest expense | $877,000 | 4,319 |
| Salaries and employee benefits | $330,000 | 5,168 |
| Premises and equipment expense | $129,000 | 3,732 |
| Additional noninterest expense | $418,000 | 3,401 |
| Pre-tax net operating income | $8,000 | 6,264 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $8,000 | 6,343 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $8,000 | 6,344 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $8,000 | 6,344 |
| Net charge-offs | $-35,000 | 6,617 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $8,000 | 6,267 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,741,000 | 3,948 |
| Total interest expense | $1,919,000 | 2,199 |
| Net interest income | $3,822,000 | 4,525 |
| Provision for loan and lease losses | $980,000 | 1,790 |
| Total noninterest income | $85,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $127,000 | 5,045 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-42,000 | 6,672 |
| Total noninterest expense | $3,380,000 | 4,464 |
| Salaries and employee benefits | $1,585,000 | 4,704 |
| Premises and equipment expense | $561,000 | 3,549 |
| Additional noninterest expense | $1,234,000 | 4,285 |
| Pre-tax net operating income | $-453,000 | 6,483 |
| Securities gains (losses) | $255,000 | 1,493 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-198,000 | 6,461 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-198,000 | 6,455 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-198,000 | 6,457 |
| Net charge-offs | $1,734,000 | 1,292 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-453,000 | 6,504 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,387,000 | 3,967 |
| Total interest expense | $1,557,000 | 2,152 |
| Net interest income | $2,830,000 | 4,623 |
| Provision for loan and lease losses | $680,000 | 1,885 |
| Total noninterest income | $3,000 | 6,913 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $98,000 | 5,074 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-95,000 | 6,912 |
| Total noninterest expense | $2,544,000 | 4,472 |
| Salaries and employee benefits | $1,212,000 | 4,677 |
| Premises and equipment expense | $418,000 | 3,609 |
| Additional noninterest expense | $914,000 | 4,344 |
| Pre-tax net operating income | $-391,000 | 6,631 |
| Securities gains (losses) | $190,000 | 1,469 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-201,000 | 6,622 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-201,000 | 6,620 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-201,000 | 6,620 |
| Net charge-offs | $1,736,000 | 1,007 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-391,000 | 6,649 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,999,000 | 3,936 |
| Total interest expense | $1,128,000 | 2,078 |
| Net interest income | $1,871,000 | 4,673 |
| Provision for loan and lease losses | $400,000 | 2,061 |
| Total noninterest income | $-103,000 | 7,105 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $69,000 | 4,998 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-172,000 | 7,057 |
| Total noninterest expense | $1,768,000 | 4,411 |
| Salaries and employee benefits | $872,000 | 4,524 |
| Premises and equipment expense | $279,000 | 3,605 |
| Additional noninterest expense | $617,000 | 4,327 |
| Pre-tax net operating income | $-400,000 | 6,757 |
| Securities gains (losses) | $190,000 | 1,138 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-210,000 | 6,725 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-210,000 | 6,725 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-210,000 | 6,725 |
| Net charge-offs | $1,719,000 | 770 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 832 |
| Net operating income | $-400,000 | 6,772 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,527,000 | 3,928 |
| Total interest expense | $615,000 | 1,999 |
| Net interest income | $912,000 | 4,772 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $125,000 | 4,571 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $36,000 | 4,904 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $89,000 | 3,877 |
| Total noninterest expense | $884,000 | 4,433 |
| Salaries and employee benefits | $426,000 | 4,620 |
| Premises and equipment expense | $138,000 | 3,667 |
| Additional noninterest expense | $320,000 | 4,209 |
| Pre-tax net operating income | $3,000 | 6,399 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $3,000 | 6,491 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,000 | 6,492 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,000 | 6,491 |
| Net charge-offs | $569,000 | 1,007 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 776 |
| Net operating income | $3,000 | 6,386 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,328,000 | 3,568 |
| Total interest expense | $3,115,000 | 1,893 |
| Net interest income | $4,213,000 | 4,393 |
| Provision for loan and lease losses | $6,395,000 | 650 |
| Total noninterest income | $106,000 | 6,376 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $182,000 | 4,547 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-76,000 | 6,864 |
| Total noninterest expense | $4,759,000 | 3,661 |
| Salaries and employee benefits | $1,728,000 | 4,569 |
| Premises and equipment expense | $588,000 | 3,629 |
| Additional noninterest expense | $2,443,000 | 2,626 |
| Pre-tax net operating income | $-6,835,000 | 7,140 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $2,581,000 | 644 |
| Income before extraordinary items | $-9,416,000 | 7,205 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,416,000 | 7,205 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-9,416,000 | 7,205 |
| Net charge-offs | $6,564,000 | 641 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 990 |
| Net operating income | $-9,416,000 | 7,198 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,659,000 | 3,528 |
| Total interest expense | $2,429,000 | 1,903 |
| Net interest income | $3,230,000 | 4,362 |
| Provision for loan and lease losses | $5,175,000 | 600 |
| Total noninterest income | $-67,000 | 7,174 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $144,000 | 4,469 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-211,000 | 7,130 |
| Total noninterest expense | $3,886,000 | 3,444 |
| Salaries and employee benefits | $1,335,000 | 4,480 |
| Premises and equipment expense | $446,000 | 3,638 |
| Additional noninterest expense | $2,105,000 | 2,352 |
| Pre-tax net operating income | $-5,898,000 | 7,264 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $29,000 | 3,893 |
| Income before extraordinary items | $-5,927,000 | 7,279 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,927,000 | 7,278 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-5,927,000 | 7,278 |
| Net charge-offs | $4,629,000 | 666 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 940 |
| Net operating income | $-5,927,000 | 7,273 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,796,000 | 3,540 |
| Total interest expense | $1,675,000 | 1,913 |
| Net interest income | $2,121,000 | 4,414 |
| Provision for loan and lease losses | $5,000,000 | 436 |
| Total noninterest income | $-225,000 | 7,356 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $100,000 | 4,389 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-325,000 | 7,327 |
| Total noninterest expense | $2,952,000 | 3,139 |
| Salaries and employee benefits | $934,000 | 4,380 |
| Premises and equipment expense | $298,000 | 3,663 |
| Additional noninterest expense | $1,720,000 | 1,989 |
| Pre-tax net operating income | $-6,056,000 | 7,393 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $29,000 | 3,661 |
| Income before extraordinary items | $-6,085,000 | 7,396 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-6,085,000 | 7,396 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-6,085,000 | 7,396 |
| Net charge-offs | $4,624,000 | 502 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 884 |
| Net operating income | $-6,085,000 | 7,397 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,973,000 | 3,448 |
| Total interest expense | $858,000 | 1,933 |
| Net interest income | $1,115,000 | 4,262 |
| Provision for loan and lease losses | $2,800,000 | 393 |
| Total noninterest income | $28,000 | 6,542 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $52,000 | 4,288 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-24,000 | 7,239 |
| Total noninterest expense | $1,338,000 | 3,393 |
| Salaries and employee benefits | $530,000 | 4,067 |
| Premises and equipment expense | $148,000 | 3,732 |
| Additional noninterest expense | $660,000 | 2,511 |
| Pre-tax net operating income | $-2,995,000 | 7,455 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-2,995,000 | 7,452 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-2,995,000 | 7,451 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,995,000 | 7,452 |
| Net charge-offs | $490,000 | 1,350 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 835 |
| Net operating income | $-2,995,000 | 7,453 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,675,000 | 3,042 |
| Total interest expense | $4,283,000 | 1,875 |
| Net interest income | $5,392,000 | 3,758 |
| Provision for loan and lease losses | $5,690,000 | 1,042 |
| Total noninterest income | $741,000 | 3,814 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $237,000 | 4,104 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $504,000 | 3,179 |
| Total noninterest expense | $5,792,000 | 3,198 |
| Salaries and employee benefits | $2,321,000 | 3,807 |
| Premises and equipment expense | $624,000 | 3,619 |
| Additional noninterest expense | $2,847,000 | 2,380 |
| Pre-tax net operating income | $-5,349,000 | 7,134 |
| Securities gains (losses) | $507,000 | 886 |
| Applicable income taxes | $-703,000 | 7,245 |
| Income before extraordinary items | $-4,139,000 | 7,114 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,139,000 | 7,113 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-4,139,000 | 7,114 |
| Net charge-offs | $5,908,000 | 894 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,137 |
| Net operating income | $-4,569,950 | 7,122 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,309,000 | 3,070 |
| Total interest expense | $3,289,000 | 1,903 |
| Net interest income | $4,020,000 | 3,823 |
| Provision for loan and lease losses | $5,407,000 | 822 |
| Total noninterest income | $689,000 | 3,419 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $182,000 | 4,127 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $507,000 | 2,733 |
| Total noninterest expense | $4,512,000 | 3,108 |
| Salaries and employee benefits | $1,763,000 | 3,797 |
| Premises and equipment expense | $471,000 | 3,647 |
| Additional noninterest expense | $2,278,000 | 2,244 |
| Pre-tax net operating income | $-5,210,000 | 7,378 |
| Securities gains (losses) | $26,000 | 2,782 |
| Applicable income taxes | $-703,000 | 7,434 |
| Income before extraordinary items | $-4,481,000 | 7,391 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-4,481,000 | 7,391 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-4,481,000 | 7,391 |
| Net charge-offs | $3,915,000 | 926 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,066 |
| Net operating income | $-4,503,360 | 7,375 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,960,000 | 3,067 |
| Total interest expense | $2,242,000 | 1,933 |
| Net interest income | $2,718,000 | 3,787 |
| Provision for loan and lease losses | $2,515,000 | 1,074 |
| Total noninterest income | $509,000 | 3,189 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $125,000 | 4,068 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $384,000 | 2,469 |
| Total noninterest expense | $3,269,000 | 2,891 |
| Salaries and employee benefits | $1,204,000 | 3,755 |
| Premises and equipment expense | $320,000 | 3,628 |
| Additional noninterest expense | $1,745,000 | 1,983 |
| Pre-tax net operating income | $-2,557,000 | 7,356 |
| Securities gains (losses) | $26,000 | 2,244 |
| Applicable income taxes | $-911,000 | 7,600 |
| Income before extraordinary items | $-1,620,000 | 7,271 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,620,000 | 7,270 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,620,000 | 7,271 |
| Net charge-offs | $493,000 | 2,457 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 998 |
| Net operating income | $-1,636,640 | 7,266 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 3,044 |
| Total interest expense | $1,153,000 | 1,986 |
| Net interest income | $1,409,000 | 3,720 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $305,000 | 2,831 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $69,000 | 3,861 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $236,000 | 2,153 |
| Total noninterest expense | $1,856,000 | 2,626 |
| Salaries and employee benefits | $635,000 | 3,650 |
| Premises and equipment expense | $164,000 | 3,646 |
| Additional noninterest expense | $1,057,000 | 1,655 |
| Pre-tax net operating income | $-292,000 | 6,956 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-118,000 | 7,470 |
| Income before extraordinary items | $-174,000 | 6,893 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-174,000 | 6,894 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-174,000 | 6,893 |
| Net charge-offs | $36,000 | 3,999 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 953 |
| Net operating income | $-174,000 | 6,851 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,974,000 | 2,977 |
| Total interest expense | $5,113,000 | 2,208 |
| Net interest income | $5,861,000 | 3,536 |
| Provision for loan and lease losses | $4,130,000 | 1,631 |
| Total noninterest income | $1,568,000 | 2,483 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $267,000 | 4,105 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,301,000 | 1,813 |
| Total noninterest expense | $5,539,000 | 3,391 |
| Salaries and employee benefits | $2,418,000 | 3,784 |
| Premises and equipment expense | $652,000 | 3,651 |
| Additional noninterest expense | $2,469,000 | 2,769 |
| Pre-tax net operating income | $-2,240,000 | 6,700 |
| Securities gains (losses) | $257,000 | 1,359 |
| Applicable income taxes | $-864,000 | 7,229 |
| Income before extraordinary items | $-1,119,000 | 6,415 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,119,000 | 6,416 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,119,000 | 6,416 |
| Net charge-offs | $1,790,000 | 2,168 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,262 |
| Net operating income | $-1,283,480 | 6,490 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,216,000 | 3,033 |
| Total interest expense | $3,861,000 | 2,294 |
| Net interest income | $4,355,000 | 3,562 |
| Provision for loan and lease losses | $4,087,000 | 1,208 |
| Total noninterest income | $960,000 | 2,897 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $194,000 | 4,173 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $766,000 | 2,176 |
| Total noninterest expense | $4,467,000 | 3,205 |
| Salaries and employee benefits | $2,081,000 | 3,431 |
| Premises and equipment expense | $508,000 | 3,583 |
| Additional noninterest expense | $1,878,000 | 2,704 |
| Pre-tax net operating income | $-3,239,000 | 7,328 |
| Securities gains (losses) | $257,000 | 1,124 |
| Applicable income taxes | $-1,005,000 | 7,560 |
| Income before extraordinary items | $-1,977,000 | 7,163 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,977,000 | 7,163 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,977,000 | 7,162 |
| Net charge-offs | $1,776,000 | 1,615 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,175 |
| Net operating income | $-2,146,620 | 7,202 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,445,000 | 3,083 |
| Total interest expense | $2,562,000 | 2,395 |
| Net interest income | $2,883,000 | 3,573 |
| Provision for loan and lease losses | $258,000 | 3,959 |
| Total noninterest income | $486,000 | 3,473 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $129,000 | 4,169 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $357,000 | 2,716 |
| Total noninterest expense | $2,895,000 | 3,316 |
| Salaries and employee benefits | $1,379,000 | 3,481 |
| Premises and equipment expense | $354,000 | 3,503 |
| Additional noninterest expense | $1,162,000 | 2,910 |
| Pre-tax net operating income | $216,000 | 4,555 |
| Securities gains (losses) | $257,000 | 861 |
| Applicable income taxes | $145,000 | 2,300 |
| Income before extraordinary items | $328,000 | 3,814 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $328,000 | 3,813 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $328,000 | 3,813 |
| Net charge-offs | $46,000 | 4,993 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,136 |
| Net operating income | $150,670 | 4,777 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,709,000 | 3,121 |
| Total interest expense | $1,299,000 | 2,447 |
| Net interest income | $1,410,000 | 3,624 |
| Provision for loan and lease losses | $129,000 | 3,512 |
| Total noninterest income | $199,000 | 3,825 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $63,000 | 4,164 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $136,000 | 3,130 |
| Total noninterest expense | $1,292,000 | 3,549 |
| Salaries and employee benefits | $682,000 | 3,545 |
| Premises and equipment expense | $195,000 | 3,290 |
| Additional noninterest expense | $415,000 | 3,474 |
| Pre-tax net operating income | $188,000 | 4,149 |
| Securities gains (losses) | $171,000 | 731 |
| Applicable income taxes | $117,000 | 2,022 |
| Income before extraordinary items | $242,000 | 3,504 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $242,000 | 3,505 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $242,000 | 3,505 |
| Net charge-offs | $34,000 | 3,910 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,009 |
| Net operating income | $127,430 | 4,440 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,891,000 | 3,563 |
| Total interest expense | $5,320,000 | 2,815 |
| Net interest income | $4,571,000 | 4,184 |
| Provision for loan and lease losses | $161,000 | 5,477 |
| Total noninterest income | $427,000 | 5,160 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $136,000 | 5,486 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $291,000 | 4,159 |
| Total noninterest expense | $4,194,000 | 4,096 |
| Salaries and employee benefits | $2,246,000 | 4,095 |
| Premises and equipment expense | $599,000 | 3,944 |
| Additional noninterest expense | $1,349,000 | 3,916 |
| Pre-tax net operating income | $643,000 | 4,519 |
| Securities gains (losses) | $41,000 | 1,735 |
| Applicable income taxes | $277,000 | 2,491 |
| Income before extraordinary items | $407,000 | 4,730 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $407,000 | 4,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,543 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,339 |
| Net operating income | $380,760 | 4,980 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,089,000 | 3,738 |
| Total interest expense | $3,918,000 | 2,954 |
| Net interest income | $3,171,000 | 4,445 |
| Provision for loan and lease losses | $31,000 | 6,251 |
| Total noninterest income | $302,000 | 5,357 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $85,000 | 5,762 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $217,000 | 4,271 |
| Total noninterest expense | $2,999,000 | 4,223 |
| Salaries and employee benefits | $1,645,000 | 4,184 |
| Premises and equipment expense | $449,000 | 3,947 |
| Additional noninterest expense | $905,000 | 4,187 |
| Pre-tax net operating income | $443,000 | 5,127 |
| Securities gains (losses) | $41,000 | 1,554 |
| Applicable income taxes | $195,000 | 2,939 |
| Income before extraordinary items | $289,000 | 5,262 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $289,000 | 5,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,427 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,200 |
| Net operating income | $262,760 | 5,555 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,475,000 | 3,929 |
| Total interest expense | $2,617,000 | 3,062 |
| Net interest income | $1,858,000 | 4,849 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $204,000 | 5,386 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $52,000 | 5,887 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $152,000 | 4,295 |
| Total noninterest expense | $1,977,000 | 4,271 |
| Salaries and employee benefits | $1,073,000 | 4,285 |
| Premises and equipment expense | $300,000 | 3,970 |
| Additional noninterest expense | $604,000 | 4,178 |
| Pre-tax net operating income | $85,000 | 6,484 |
| Securities gains (losses) | $41,000 | 1,579 |
| Applicable income taxes | $43,000 | 4,183 |
| Income before extraordinary items | $83,000 | 6,463 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $83,000 | 6,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,122 |
| Net operating income | $55,940 | 6,592 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,221,000 | 4,042 |
| Total interest expense | $1,330,000 | 3,188 |
| Net interest income | $891,000 | 4,979 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $109,000 | 5,257 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $23,000 | 6,062 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $86,000 | 4,060 |
| Total noninterest expense | $961,000 | 4,355 |
| Salaries and employee benefits | $536,000 | 4,307 |
| Premises and equipment expense | $151,000 | 3,967 |
| Additional noninterest expense | $274,000 | 4,400 |
| Pre-tax net operating income | $39,000 | 6,737 |
| Securities gains (losses) | $41,000 | 1,188 |
| Applicable income taxes | $21,000 | 4,341 |
| Income before extraordinary items | $59,000 | 6,436 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $59,000 | 6,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $28,660 | 6,809 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,432,000 | 4,584 |
| Total interest expense | $4,286,000 | 3,832 |
| Net interest income | $3,146,000 | 5,376 |
| Provision for loan and lease losses | $529,000 | 2,249 |
| Total noninterest income | $195,000 | 6,773 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $58,000 | 6,627 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $137,000 | 5,725 |
| Total noninterest expense | $3,570,000 | 4,456 |
| Salaries and employee benefits | $2,037,000 | 4,335 |
| Premises and equipment expense | $615,000 | 3,775 |
| Additional noninterest expense | $918,000 | 4,914 |
| Pre-tax net operating income | $-758,000 | 7,949 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-1,422,000 | 8,438 |
| Income before extraordinary items | $664,000 | 5,159 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $664,000 | 5,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,483 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $664,000 | 5,143 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,271,000 | 4,742 |
| Total interest expense | $3,021,000 | 4,001 |
| Net interest income | $2,250,000 | 5,535 |
| Provision for loan and lease losses | $529,000 | 1,490 |
| Total noninterest income | $122,000 | 7,060 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $39,000 | 6,750 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $83,000 | 6,099 |
| Total noninterest expense | $2,669,000 | 4,449 |
| Salaries and employee benefits | $1,552,000 | 4,268 |
| Premises and equipment expense | $470,000 | 3,717 |
| Additional noninterest expense | $647,000 | 5,050 |
| Pre-tax net operating income | $-826,000 | 8,235 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-826,000 | 8,280 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-826,000 | 8,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-826,000 | 8,273 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,269,000 | 4,973 |
| Total interest expense | $1,855,000 | 4,211 |
| Net interest income | $1,414,000 | 5,730 |
| Provision for loan and lease losses | $435,000 | 1,161 |
| Total noninterest income | $66,000 | 7,370 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $24,000 | 6,860 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $42,000 | 6,534 |
| Total noninterest expense | $1,794,000 | 4,454 |
| Salaries and employee benefits | $1,041,000 | 4,288 |
| Premises and equipment expense | $327,000 | 3,624 |
| Additional noninterest expense | $426,000 | 5,074 |
| Pre-tax net operating income | $-749,000 | 8,392 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-749,000 | 8,425 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-749,000 | 8,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-749,000 | 8,413 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,458,000 | 5,357 |
| Total interest expense | $819,000 | 4,505 |
| Net interest income | $639,000 | 5,992 |
| Provision for loan and lease losses | $265,000 | 917 |
| Total noninterest income | $28,000 | 7,526 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $9,000 | 7,042 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $19,000 | 6,688 |
| Total noninterest expense | $907,000 | 4,417 |
| Salaries and employee benefits | $525,000 | 4,276 |
| Premises and equipment expense | $165,000 | 3,612 |
| Additional noninterest expense | $217,000 | 4,990 |
| Pre-tax net operating income | $-505,000 | 8,519 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-505,000 | 8,533 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-505,000 | 8,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-505,000 | 8,527 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,403,000 | 6,480 |
| Total interest expense | $1,529,000 | 6,077 |
| Net interest income | $1,874,000 | 6,711 |
| Provision for loan and lease losses | $702,000 | 1,411 |
| Total noninterest income | $121,000 | 7,556 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $28,000 | 7,181 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $93,000 | 6,451 |
| Total noninterest expense | $2,840,000 | 5,068 |
| Salaries and employee benefits | $1,731,000 | 4,741 |
| Premises and equipment expense | $250,000 | 6,215 |
| Additional noninterest expense | $859,000 | 5,007 |
| Pre-tax net operating income | $-1,547,000 | 8,531 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,547,000 | 8,556 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,547,000 | 8,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-1,547,000 | 8,546 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,102,000 | 6,967 |
| Total interest expense | $803,000 | 6,780 |
| Net interest income | $1,299,000 | 6,971 |
| Provision for loan and lease losses | $577,000 | 1,250 |
| Total noninterest income | $78,000 | 7,776 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $19,000 | 7,290 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $59,000 | 6,707 |
| Total noninterest expense | $2,002,000 | 5,261 |
| Salaries and employee benefits | $1,271,000 | 4,784 |
| Premises and equipment expense | $132,000 | 6,992 |
| Additional noninterest expense | $599,000 | 5,223 |
| Pre-tax net operating income | $-1,202,000 | 8,620 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-1,202,000 | 8,634 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,202,000 | 8,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-1,202,000 | 8,627 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,124,000 | 7,393 |
| Total interest expense | $381,000 | 7,357 |
| Net interest income | $743,000 | 7,318 |
| Provision for loan and lease losses | $497,000 | 990 |
| Total noninterest income | $47,000 | 7,922 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $11,000 | 7,375 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $36,000 | 6,875 |
| Total noninterest expense | $1,289,000 | 5,376 |
| Salaries and employee benefits | $825,000 | 4,898 |
| Premises and equipment expense | $87,000 | 7,034 |
| Additional noninterest expense | $377,000 | 5,413 |
| Pre-tax net operating income | $-996,000 | 8,686 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-996,000 | 8,703 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-996,000 | 8,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-996,000 | 8,693 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $402,000 | 7,924 |
| Total interest expense | $118,000 | 7,982 |
| Net interest income | $284,000 | 7,810 |
| Provision for loan and lease losses | $257,000 | 899 |
| Total noninterest income | $16,000 | 8,235 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,000 | 7,527 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,271 |
| Total noninterest expense | $630,000 | 5,462 |
| Salaries and employee benefits | $382,000 | 5,170 |
| Premises and equipment expense | $43,000 | 7,055 |
| Additional noninterest expense | $205,000 | 5,106 |
| Pre-tax net operating income | $-587,000 | 8,709 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-587,000 | 8,720 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-587,000 | 8,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-587,000 | 8,710 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $277,000 | 8,728 |
| Total interest expense | $59,000 | 8,683 |
| Net interest income | $218,000 | 8,723 |
| Provision for loan and lease losses | $188,000 | 3,693 |
| Total noninterest income | $10,000 | 8,666 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $10,000 | 8,416 |
| Total noninterest expense | $1,517,000 | 6,854 |
| Salaries and employee benefits | $868,000 | 6,724 |
| Premises and equipment expense | $77,000 | 8,147 |
| Additional noninterest expense | $572,000 | 6,200 |
| Pre-tax net operating income | $-1,477,000 | 8,719 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-1,477,000 | 8,737 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,477,000 | 8,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $16,250,000 | 100 |
| Net operating income | $-1,477,000 | 8,721 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $27,000 | 8,847 |
| Total interest expense | $20,000 | 8,762 |
| Net interest income | $7,000 | 8,849 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $0 | 8,802 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,723 |
| Total noninterest expense | $908,000 | 7,376 |
| Salaries and employee benefits | $589,000 | 6,975 |
| Premises and equipment expense | $24,000 | 8,663 |
| Additional noninterest expense | $295,000 | 7,129 |
| Pre-tax net operating income | $-901,000 | 8,704 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-901,000 | 8,731 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-901,000 | 8,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $16,250,000 | 73 |
| Net operating income | $-901,000 | 8,710 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.