Home > Foundation Bank > Income and Expense
Foundation Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,063,000 | 1,570 |
| Total interest expense | $348,000 | 3,067 |
| Net interest income | $7,715,000 | 1,470 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $735,000 | 2,486 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $128,000 | 3,222 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $607,000 | 2,125 |
| Total noninterest expense | $5,552,000 | 1,740 |
| Salaries and employee benefits | $3,027,000 | 1,771 |
| Premises and equipment expense | $501,000 | 2,149 |
| Additional noninterest expense | $2,024,000 | 1,516 |
| Pre-tax net operating income | $2,898,000 | 1,436 |
| Securities gains (losses) | $-4,000 | 5,836 |
| Applicable income taxes | $949,000 | 1,120 |
| Income before extraordinary items | $1,945,000 | 1,708 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,945,000 | 1,709 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,945,000 | 1,709 |
| Net charge-offs | $-21,000 | 5,221 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,947,680 | 1,654 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,996,000 | 1,595 |
| Total interest expense | $175,000 | 3,067 |
| Net interest income | $3,821,000 | 1,475 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $517,000 | 2,028 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $60,000 | 3,330 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $457,000 | 1,606 |
| Total noninterest expense | $3,040,000 | 1,601 |
| Salaries and employee benefits | $1,654,000 | 1,652 |
| Premises and equipment expense | $253,000 | 2,138 |
| Additional noninterest expense | $1,133,000 | 1,365 |
| Pre-tax net operating income | $1,298,000 | 1,557 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $422,000 | 1,197 |
| Income before extraordinary items | $876,000 | 1,829 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $876,000 | 1,830 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $876,000 | 1,830 |
| Net charge-offs | $38,000 | 1,611 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $876,000 | 1,782 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,460,000 | 1,604 |
| Total interest expense | $898,000 | 2,615 |
| Net interest income | $14,562,000 | 1,516 |
| Provision for loan and lease losses | $2,996,000 | 322 |
| Total noninterest income | $-1,101,000 | 6,171 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $250,000 | 3,352 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $-1,351,000 | 6,179 |
| Total noninterest expense | $13,891,000 | 1,403 |
| Salaries and employee benefits | $6,704,000 | 1,570 |
| Premises and equipment expense | $999,000 | 2,175 |
| Additional noninterest expense | $6,188,000 | 1,060 |
| Pre-tax net operating income | $-3,426,000 | 6,158 |
| Securities gains (losses) | $206,000 | 730 |
| Applicable income taxes | $-1,242,000 | 6,112 |
| Income before extraordinary items | $-1,978,000 | 6,133 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,978,000 | 6,133 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-1,978,000 | 6,133 |
| Net charge-offs | $2,837,000 | 284 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-2,109,840 | 6,132 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,441,000 | 1,648 |
| Total interest expense | $697,000 | 2,577 |
| Net interest income | $10,744,000 | 1,550 |
| Provision for loan and lease losses | $2,996,000 | 244 |
| Total noninterest income | $208,000 | 4,938 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $185,000 | 3,396 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 5,762 |
| Total noninterest expense | $9,722,000 | 1,511 |
| Salaries and employee benefits | $4,717,000 | 1,682 |
| Premises and equipment expense | $734,000 | 2,236 |
| Additional noninterest expense | $4,271,000 | 1,141 |
| Pre-tax net operating income | $-1,766,000 | 6,230 |
| Securities gains (losses) | $206,000 | 632 |
| Applicable income taxes | $-627,000 | 6,222 |
| Income before extraordinary items | $-933,000 | 6,202 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-933,000 | 6,202 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-933,000 | 6,202 |
| Net charge-offs | $2,920,000 | 215 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-1,064,840 | 6,208 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,517,000 | 1,676 |
| Total interest expense | $469,000 | 2,577 |
| Net interest income | $7,048,000 | 1,574 |
| Provision for loan and lease losses | $2,996,000 | 184 |
| Total noninterest income | $521,000 | 3,001 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $123,000 | 3,387 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $398,000 | 2,682 |
| Total noninterest expense | $6,385,000 | 1,535 |
| Salaries and employee benefits | $3,177,000 | 1,672 |
| Premises and equipment expense | $475,000 | 2,300 |
| Additional noninterest expense | $2,733,000 | 1,174 |
| Pre-tax net operating income | $-1,812,000 | 6,316 |
| Securities gains (losses) | $211,000 | 515 |
| Applicable income taxes | $-609,000 | 6,310 |
| Income before extraordinary items | $-992,000 | 6,290 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-992,000 | 6,290 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-992,000 | 6,290 |
| Net charge-offs | $3,032,000 | 158 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-1,127,040 | 6,293 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,667,000 | 1,709 |
| Total interest expense | $244,000 | 2,528 |
| Net interest income | $3,423,000 | 1,617 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $206,000 | 3,379 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $64,000 | 3,286 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $142,000 | 3,106 |
| Total noninterest expense | $3,021,000 | 1,610 |
| Salaries and employee benefits | $1,567,000 | 1,706 |
| Premises and equipment expense | $211,000 | 2,544 |
| Additional noninterest expense | $1,243,000 | 1,266 |
| Pre-tax net operating income | $608,000 | 2,659 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $197,000 | 1,840 |
| Income before extraordinary items | $411,000 | 3,069 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $411,000 | 3,072 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $411,000 | 3,072 |
| Net charge-offs | $128,000 | 952 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $411,000 | 3,005 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,814,000 | 1,690 |
| Total interest expense | $935,000 | 2,700 |
| Net interest income | $13,879,000 | 1,590 |
| Provision for loan and lease losses | $773,000 | 1,047 |
| Total noninterest income | $794,000 | 3,492 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $257,000 | 3,489 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $537,000 | 3,173 |
| Total noninterest expense | $12,029,000 | 1,598 |
| Salaries and employee benefits | $5,644,000 | 1,825 |
| Premises and equipment expense | $1,266,000 | 1,827 |
| Additional noninterest expense | $5,119,000 | 1,270 |
| Pre-tax net operating income | $1,871,000 | 3,091 |
| Securities gains (losses) | $91,000 | 1,328 |
| Applicable income taxes | $672,000 | 1,938 |
| Income before extraordinary items | $1,290,000 | 3,495 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,290,000 | 3,497 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,290,000 | 3,497 |
| Net charge-offs | $415,000 | 1,678 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,229,940 | 3,518 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,717,000 | 1,767 |
| Total interest expense | $637,000 | 2,962 |
| Net interest income | $10,080,000 | 1,652 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $913,000 | 2,839 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $190,000 | 3,551 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $723,000 | 2,400 |
| Total noninterest expense | $8,933,000 | 1,610 |
| Salaries and employee benefits | $4,243,000 | 1,826 |
| Premises and equipment expense | $947,000 | 1,846 |
| Additional noninterest expense | $3,743,000 | 1,298 |
| Pre-tax net operating income | $2,060,000 | 2,463 |
| Securities gains (losses) | $43,000 | 1,534 |
| Applicable income taxes | $736,000 | 1,598 |
| Income before extraordinary items | $1,367,000 | 2,914 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,367,000 | 2,914 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,367,000 | 2,915 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,339,050 | 2,889 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,080,000 | 1,771 |
| Total interest expense | $419,000 | 3,032 |
| Net interest income | $6,661,000 | 1,650 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $722,000 | 2,550 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $125,000 | 3,569 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $597,000 | 2,063 |
| Total noninterest expense | $5,872,000 | 1,624 |
| Salaries and employee benefits | $2,823,000 | 1,827 |
| Premises and equipment expense | $636,000 | 1,847 |
| Additional noninterest expense | $2,413,000 | 1,334 |
| Pre-tax net operating income | $1,511,000 | 2,258 |
| Securities gains (losses) | $43,000 | 1,250 |
| Applicable income taxes | $544,000 | 1,466 |
| Income before extraordinary items | $1,010,000 | 2,623 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,010,000 | 2,627 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,010,000 | 2,627 |
| Net charge-offs | $228,000 | 1,483 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $982,050 | 2,642 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,561,000 | 1,755 |
| Total interest expense | $206,000 | 3,104 |
| Net interest income | $3,355,000 | 1,630 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $482,000 | 2,092 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $60,000 | 3,626 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $422,000 | 1,581 |
| Total noninterest expense | $2,918,000 | 1,646 |
| Salaries and employee benefits | $1,434,000 | 1,812 |
| Premises and equipment expense | $306,000 | 1,947 |
| Additional noninterest expense | $1,178,000 | 1,354 |
| Pre-tax net operating income | $919,000 | 1,886 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $322,000 | 1,277 |
| Income before extraordinary items | $597,000 | 2,277 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $597,000 | 2,278 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $597,000 | 2,279 |
| Net charge-offs | $165,000 | 1,061 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $597,000 | 2,240 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,514,000 | 1,715 |
| Total interest expense | $922,000 | 3,129 |
| Net interest income | $13,592,000 | 1,599 |
| Provision for loan and lease losses | $1,700,000 | 705 |
| Total noninterest income | $1,355,000 | 2,751 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $254,000 | 3,681 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,101,000 | 2,242 |
| Total noninterest expense | $11,240,000 | 1,708 |
| Salaries and employee benefits | $5,245,000 | 1,939 |
| Premises and equipment expense | $1,181,000 | 1,945 |
| Additional noninterest expense | $4,814,000 | 1,385 |
| Pre-tax net operating income | $2,007,000 | 2,848 |
| Securities gains (losses) | $-41,000 | 6,433 |
| Applicable income taxes | $-5,052,000 | 6,767 |
| Income before extraordinary items | $7,018,000 | 894 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,018,000 | 896 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $7,018,000 | 896 |
| Net charge-offs | $5,815,000 | 292 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $7,059,000 | 869 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,838,000 | 1,732 |
| Total interest expense | $711,000 | 3,137 |
| Net interest income | $10,127,000 | 1,610 |
| Provision for loan and lease losses | $700,000 | 1,182 |
| Total noninterest income | $1,125,000 | 2,639 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $194,000 | 3,667 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $931,000 | 2,149 |
| Total noninterest expense | $8,337,000 | 1,732 |
| Salaries and employee benefits | $4,027,000 | 1,908 |
| Premises and equipment expense | $877,000 | 1,972 |
| Additional noninterest expense | $3,433,000 | 1,442 |
| Pre-tax net operating income | $2,215,000 | 2,252 |
| Securities gains (losses) | $-6,000 | 6,453 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,209,000 | 1,966 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,209,000 | 1,973 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,209,000 | 1,972 |
| Net charge-offs | $5,162,000 | 259 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,215,000 | 1,901 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,110,000 | 1,762 |
| Total interest expense | $483,000 | 3,150 |
| Net interest income | $6,627,000 | 1,623 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $816,000 | 2,532 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $133,000 | 3,571 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $683,000 | 2,061 |
| Total noninterest expense | $5,691,000 | 1,693 |
| Salaries and employee benefits | $2,754,000 | 1,872 |
| Premises and equipment expense | $565,000 | 2,043 |
| Additional noninterest expense | $2,372,000 | 1,397 |
| Pre-tax net operating income | $1,752,000 | 1,930 |
| Securities gains (losses) | $-6,000 | 6,616 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,746,000 | 1,703 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,746,000 | 1,707 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,746,000 | 1,708 |
| Net charge-offs | $3,985,000 | 248 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,752,000 | 1,633 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,528,000 | 1,794 |
| Total interest expense | $251,000 | 3,139 |
| Net interest income | $3,277,000 | 1,650 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $568,000 | 2,033 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $71,000 | 3,434 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $497,000 | 1,587 |
| Total noninterest expense | $2,733,000 | 1,771 |
| Salaries and employee benefits | $1,347,000 | 1,925 |
| Premises and equipment expense | $276,000 | 2,115 |
| Additional noninterest expense | $1,110,000 | 1,462 |
| Pre-tax net operating income | $1,112,000 | 1,564 |
| Securities gains (losses) | $-6,000 | 6,759 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,106,000 | 1,343 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,106,000 | 1,344 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,106,000 | 1,345 |
| Net charge-offs | $-12,000 | 6,270 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,112,000 | 1,287 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,865,000 | 1,777 |
| Total interest expense | $1,315,000 | 2,988 |
| Net interest income | $13,550,000 | 1,625 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $558,000 | 4,301 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $277,000 | 3,642 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $281,000 | 4,122 |
| Total noninterest expense | $11,801,000 | 1,636 |
| Salaries and employee benefits | $4,931,000 | 2,030 |
| Premises and equipment expense | $1,050,000 | 2,185 |
| Additional noninterest expense | $5,820,000 | 1,184 |
| Pre-tax net operating income | $2,307,000 | 2,553 |
| Securities gains (losses) | $347,000 | 1,235 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,654,000 | 2,061 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,654,000 | 2,059 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,654,000 | 2,062 |
| Net charge-offs | $1,742,000 | 1,287 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,307,000 | 2,211 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,179,000 | 1,801 |
| Total interest expense | $1,035,000 | 2,990 |
| Net interest income | $10,144,000 | 1,648 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $368,000 | 4,577 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $202,000 | 3,733 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $166,000 | 4,494 |
| Total noninterest expense | $8,878,000 | 1,636 |
| Salaries and employee benefits | $3,553,000 | 2,108 |
| Premises and equipment expense | $777,000 | 2,244 |
| Additional noninterest expense | $4,548,000 | 1,133 |
| Pre-tax net operating income | $1,634,000 | 2,721 |
| Securities gains (losses) | $347,000 | 987 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,981,000 | 2,128 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,981,000 | 2,129 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,981,000 | 2,130 |
| Net charge-offs | $2,028,000 | 921 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,634,000 | 2,360 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,521,000 | 1,795 |
| Total interest expense | $721,000 | 2,985 |
| Net interest income | $6,800,000 | 1,625 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $151,000 | 5,291 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $132,000 | 3,767 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,000 | 6,184 |
| Total noninterest expense | $6,130,000 | 1,584 |
| Salaries and employee benefits | $2,371,000 | 2,101 |
| Premises and equipment expense | $512,000 | 2,250 |
| Additional noninterest expense | $3,247,000 | 1,058 |
| Pre-tax net operating income | $821,000 | 3,228 |
| Securities gains (losses) | $361,000 | 740 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,182,000 | 2,295 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,182,000 | 2,295 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,182,000 | 2,295 |
| Net charge-offs | $1,656,000 | 790 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $821,000 | 2,838 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,755,000 | 1,810 |
| Total interest expense | $379,000 | 2,983 |
| Net interest income | $3,376,000 | 1,642 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $78,000 | 5,290 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $63,000 | 3,856 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 5,956 |
| Total noninterest expense | $2,978,000 | 1,621 |
| Salaries and employee benefits | $1,170,000 | 2,134 |
| Premises and equipment expense | $246,000 | 2,320 |
| Additional noninterest expense | $1,562,000 | 1,089 |
| Pre-tax net operating income | $476,000 | 2,972 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $476,000 | 2,705 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $476,000 | 2,707 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $476,000 | 2,708 |
| Net charge-offs | $327,000 | 1,409 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $476,000 | 2,575 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $16,202,000 | 1,739 |
| Total interest expense | $2,858,000 | 2,043 |
| Net interest income | $13,344,000 | 1,675 |
| Provision for loan and lease losses | $3,763,000 | 998 |
| Total noninterest income | $-772,000 | 7,231 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $256,000 | 3,915 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,028,000 | 7,201 |
| Total noninterest expense | $13,242,000 | 1,461 |
| Salaries and employee benefits | $4,698,000 | 2,063 |
| Premises and equipment expense | $1,042,000 | 2,329 |
| Additional noninterest expense | $7,502,000 | 941 |
| Pre-tax net operating income | $-4,433,000 | 7,022 |
| Securities gains (losses) | $-63,000 | 7,048 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-4,496,000 | 7,048 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,496,000 | 7,048 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-4,496,000 | 7,049 |
| Net charge-offs | $12,025,000 | 378 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-4,433,000 | 7,029 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,372,000 | 1,736 |
| Total interest expense | $2,356,000 | 1,950 |
| Net interest income | $10,016,000 | 1,687 |
| Provision for loan and lease losses | $1,174,000 | 1,777 |
| Total noninterest income | $-128,000 | 7,218 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $195,000 | 3,898 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-323,000 | 7,188 |
| Total noninterest expense | $10,318,000 | 1,421 |
| Salaries and employee benefits | $3,464,000 | 2,096 |
| Premises and equipment expense | $783,000 | 2,352 |
| Additional noninterest expense | $6,071,000 | 881 |
| Pre-tax net operating income | $-1,604,000 | 6,941 |
| Securities gains (losses) | $-27,000 | 7,085 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,631,000 | 7,007 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,631,000 | 7,008 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,631,000 | 7,008 |
| Net charge-offs | $7,015,000 | 469 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,604,000 | 6,977 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,328,000 | 1,745 |
| Total interest expense | $1,668,000 | 1,923 |
| Net interest income | $6,660,000 | 1,682 |
| Provision for loan and lease losses | $1,174,000 | 1,365 |
| Total noninterest income | $-628,000 | 7,422 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $132,000 | 3,851 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-760,000 | 7,419 |
| Total noninterest expense | $6,284,000 | 1,569 |
| Salaries and employee benefits | $2,340,000 | 2,081 |
| Premises and equipment expense | $514,000 | 2,396 |
| Additional noninterest expense | $3,430,000 | 1,042 |
| Pre-tax net operating income | $-1,426,000 | 7,082 |
| Securities gains (losses) | $-27,000 | 7,167 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,453,000 | 7,133 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,453,000 | 7,134 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,453,000 | 7,134 |
| Net charge-offs | $4,805,000 | 485 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,426,000 | 7,109 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,204,000 | 1,733 |
| Total interest expense | $885,000 | 1,869 |
| Net interest income | $3,319,000 | 1,688 |
| Provision for loan and lease losses | $898,000 | 947 |
| Total noninterest income | $-200,000 | 7,467 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $66,000 | 3,799 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-266,000 | 7,456 |
| Total noninterest expense | $3,255,000 | 1,517 |
| Salaries and employee benefits | $1,160,000 | 2,123 |
| Premises and equipment expense | $261,000 | 2,397 |
| Additional noninterest expense | $1,834,000 | 971 |
| Pre-tax net operating income | $-1,034,000 | 7,284 |
| Securities gains (losses) | $-27,000 | 7,272 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-1,061,000 | 7,302 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,061,000 | 7,302 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,061,000 | 7,303 |
| Net charge-offs | $4,355,000 | 301 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,034,000 | 7,300 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $20,105,000 | 1,533 |
| Total interest expense | $5,425,000 | 1,534 |
| Net interest income | $14,680,000 | 1,519 |
| Provision for loan and lease losses | $18,258,000 | 405 |
| Total noninterest income | $-1,154,000 | 7,556 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $252,000 | 3,994 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-1,406,000 | 7,532 |
| Total noninterest expense | $11,831,000 | 1,675 |
| Salaries and employee benefits | $4,873,000 | 1,985 |
| Premises and equipment expense | $1,057,000 | 2,363 |
| Additional noninterest expense | $5,901,000 | 1,251 |
| Pre-tax net operating income | $-16,563,000 | 7,482 |
| Securities gains (losses) | $-108,000 | 7,234 |
| Applicable income taxes | $-2,380,000 | 7,483 |
| Income before extraordinary items | $-14,291,000 | 7,459 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-14,291,000 | 7,459 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-14,291,000 | 7,459 |
| Net charge-offs | $9,721,000 | 618 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-14,198,120 | 7,449 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,447,000 | 1,527 |
| Total interest expense | $4,334,000 | 1,493 |
| Net interest income | $11,113,000 | 1,528 |
| Provision for loan and lease losses | $14,200,000 | 381 |
| Total noninterest income | $-252,000 | 7,587 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $184,000 | 4,109 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-436,000 | 7,557 |
| Total noninterest expense | $8,679,000 | 1,702 |
| Salaries and employee benefits | $3,648,000 | 1,994 |
| Premises and equipment expense | $799,000 | 2,388 |
| Additional noninterest expense | $4,232,000 | 1,276 |
| Pre-tax net operating income | $-12,018,000 | 7,592 |
| Securities gains (losses) | $-108,000 | 7,410 |
| Applicable income taxes | $-2,349,000 | 7,619 |
| Income before extraordinary items | $-9,777,000 | 7,573 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-9,777,000 | 7,573 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-9,777,000 | 7,573 |
| Net charge-offs | $7,436,000 | 598 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-9,689,520 | 7,568 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,849,000 | 1,466 |
| Total interest expense | $2,997,000 | 1,494 |
| Net interest income | $7,852,000 | 1,453 |
| Provision for loan and lease losses | $12,000,000 | 305 |
| Total noninterest income | $-96,000 | 7,635 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $119,000 | 4,161 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-215,000 | 7,609 |
| Total noninterest expense | $5,916,000 | 1,664 |
| Salaries and employee benefits | $2,545,000 | 1,915 |
| Premises and equipment expense | $536,000 | 2,394 |
| Additional noninterest expense | $2,835,000 | 1,259 |
| Pre-tax net operating income | $-10,160,000 | 7,688 |
| Securities gains (losses) | $-108,000 | 7,531 |
| Applicable income taxes | $-1,873,000 | 7,691 |
| Income before extraordinary items | $-8,395,000 | 7,670 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-8,395,000 | 7,670 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-8,395,000 | 7,670 |
| Net charge-offs | $5,273,000 | 552 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-8,306,440 | 7,672 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,567,000 | 1,453 |
| Total interest expense | $1,548,000 | 1,525 |
| Net interest income | $4,019,000 | 1,423 |
| Provision for loan and lease losses | $8,600,000 | 255 |
| Total noninterest income | $148,000 | 4,310 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $60,000 | 4,126 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $88,000 | 3,739 |
| Total noninterest expense | $2,895,000 | 1,723 |
| Salaries and employee benefits | $1,397,000 | 1,795 |
| Premises and equipment expense | $267,000 | 2,450 |
| Additional noninterest expense | $1,231,000 | 1,442 |
| Pre-tax net operating income | $-7,328,000 | 7,816 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-2,565,000 | 7,876 |
| Income before extraordinary items | $-4,763,000 | 7,784 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-4,763,000 | 7,785 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-4,763,000 | 7,785 |
| Net charge-offs | $4,081,000 | 395 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-4,763,000 | 7,777 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $23,553,000 | 1,460 |
| Total interest expense | $7,016,000 | 1,683 |
| Net interest income | $16,537,000 | 1,345 |
| Provision for loan and lease losses | $12,242,000 | 729 |
| Total noninterest income | $197,000 | 6,250 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $385,000 | 3,402 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-188,000 | 7,677 |
| Total noninterest expense | $10,643,000 | 1,910 |
| Salaries and employee benefits | $5,009,000 | 1,967 |
| Premises and equipment expense | $1,068,000 | 2,447 |
| Additional noninterest expense | $4,566,000 | 1,630 |
| Pre-tax net operating income | $-6,151,000 | 7,284 |
| Securities gains (losses) | $493,000 | 890 |
| Applicable income taxes | $-2,017,000 | 7,517 |
| Income before extraordinary items | $-3,641,000 | 7,102 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,641,000 | 7,100 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,641,000 | 7,100 |
| Net charge-offs | $8,823,000 | 756 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,956,520 | 7,149 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $17,422,000 | 1,508 |
| Total interest expense | $5,469,000 | 1,694 |
| Net interest income | $11,953,000 | 1,393 |
| Provision for loan and lease losses | $2,595,000 | 1,623 |
| Total noninterest income | $909,000 | 3,006 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $315,000 | 3,254 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $594,000 | 2,538 |
| Total noninterest expense | $7,952,000 | 1,903 |
| Salaries and employee benefits | $3,927,000 | 1,903 |
| Premises and equipment expense | $764,000 | 2,564 |
| Additional noninterest expense | $3,261,000 | 1,661 |
| Pre-tax net operating income | $2,315,000 | 1,389 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $810,000 | 1,001 |
| Income before extraordinary items | $1,505,000 | 1,770 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,505,000 | 1,770 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,505,000 | 1,770 |
| Net charge-offs | $2,887,000 | 1,206 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,505,000 | 1,727 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,782,000 | 1,522 |
| Total interest expense | $3,753,000 | 1,728 |
| Net interest income | $8,029,000 | 1,384 |
| Provision for loan and lease losses | $1,295,000 | 1,778 |
| Total noninterest income | $652,000 | 2,872 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $225,000 | 3,096 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $427,000 | 2,450 |
| Total noninterest expense | $5,530,000 | 1,863 |
| Salaries and employee benefits | $2,663,000 | 1,900 |
| Premises and equipment expense | $505,000 | 2,615 |
| Additional noninterest expense | $2,362,000 | 1,548 |
| Pre-tax net operating income | $1,856,000 | 1,232 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $650,000 | 874 |
| Income before extraordinary items | $1,206,000 | 1,541 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,206,000 | 1,538 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,206,000 | 1,540 |
| Net charge-offs | $722,000 | 1,951 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,206,000 | 1,517 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,821,000 | 1,558 |
| Total interest expense | $1,925,000 | 1,757 |
| Net interest income | $3,896,000 | 1,423 |
| Provision for loan and lease losses | $645,000 | 1,535 |
| Total noninterest income | $310,000 | 2,962 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $87,000 | 3,531 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $223,000 | 2,361 |
| Total noninterest expense | $2,767,000 | 1,790 |
| Salaries and employee benefits | $1,309,000 | 1,965 |
| Premises and equipment expense | $252,000 | 2,661 |
| Additional noninterest expense | $1,206,000 | 1,351 |
| Pre-tax net operating income | $794,000 | 1,617 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $278,000 | 1,126 |
| Income before extraordinary items | $516,000 | 2,073 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $516,000 | 2,074 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $516,000 | 2,074 |
| Net charge-offs | $376,000 | 1,595 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $516,000 | 1,948 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $23,129,000 | 1,672 |
| Total interest expense | $8,096,000 | 1,951 |
| Net interest income | $15,033,000 | 1,489 |
| Provision for loan and lease losses | $5,328,000 | 964 |
| Total noninterest income | $673,000 | 4,221 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $262,000 | 4,269 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $411,000 | 3,536 |
| Total noninterest expense | $8,771,000 | 2,180 |
| Salaries and employee benefits | $4,874,000 | 2,084 |
| Premises and equipment expense | $904,000 | 2,861 |
| Additional noninterest expense | $2,993,000 | 2,015 |
| Pre-tax net operating income | $1,607,000 | 2,896 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $558,000 | 1,738 |
| Income before extraordinary items | $1,049,000 | 3,196 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,049,000 | 3,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,697,000 | 1,442 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,049,000 | 3,345 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $17,183,000 | 1,726 |
| Total interest expense | $5,947,000 | 2,064 |
| Net interest income | $11,236,000 | 1,506 |
| Provision for loan and lease losses | $1,920,000 | 1,220 |
| Total noninterest income | $491,000 | 4,366 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $188,000 | 4,372 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $303,000 | 3,669 |
| Total noninterest expense | $6,946,000 | 2,068 |
| Salaries and employee benefits | $4,100,000 | 1,886 |
| Premises and equipment expense | $691,000 | 2,838 |
| Additional noninterest expense | $2,155,000 | 2,021 |
| Pre-tax net operating income | $2,861,000 | 1,701 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,000,000 | 1,152 |
| Income before extraordinary items | $1,861,000 | 1,903 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,861,000 | 1,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $933,000 | 1,364 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,861,000 | 1,999 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,229,000 | 1,787 |
| Total interest expense | $3,819,000 | 2,202 |
| Net interest income | $7,410,000 | 1,509 |
| Provision for loan and lease losses | $645,000 | 1,623 |
| Total noninterest income | $322,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $115,000 | 4,568 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $207,000 | 3,699 |
| Total noninterest expense | $4,580,000 | 2,103 |
| Salaries and employee benefits | $2,723,000 | 1,915 |
| Premises and equipment expense | $454,000 | 2,884 |
| Additional noninterest expense | $1,403,000 | 2,045 |
| Pre-tax net operating income | $2,507,000 | 1,377 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $872,000 | 1,048 |
| Income before extraordinary items | $1,635,000 | 1,652 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,635,000 | 1,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,635,000 | 1,628 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,662,000 | 1,808 |
| Total interest expense | $1,963,000 | 2,270 |
| Net interest income | $3,699,000 | 1,500 |
| Provision for loan and lease losses | $130,000 | 2,351 |
| Total noninterest income | $154,000 | 4,559 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $46,000 | 4,958 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $108,000 | 3,628 |
| Total noninterest expense | $2,274,000 | 2,107 |
| Salaries and employee benefits | $1,370,000 | 1,919 |
| Premises and equipment expense | $223,000 | 2,941 |
| Additional noninterest expense | $681,000 | 2,059 |
| Pre-tax net operating income | $1,449,000 | 1,308 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $502,000 | 1,002 |
| Income before extraordinary items | $947,000 | 1,579 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $947,000 | 1,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $947,000 | 1,523 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $21,236,000 | 1,986 |
| Total interest expense | $6,856,000 | 2,685 |
| Net interest income | $14,380,000 | 1,575 |
| Provision for loan and lease losses | $1,272,000 | 1,196 |
| Total noninterest income | $510,000 | 4,987 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $112,000 | 5,867 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $398,000 | 3,744 |
| Total noninterest expense | $7,897,000 | 2,314 |
| Salaries and employee benefits | $4,519,000 | 2,225 |
| Premises and equipment expense | $782,000 | 3,134 |
| Additional noninterest expense | $2,596,000 | 2,112 |
| Pre-tax net operating income | $5,721,000 | 1,455 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,004,000 | 1,134 |
| Income before extraordinary items | $3,717,000 | 1,704 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,717,000 | 1,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,717,000 | 1,688 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,325,000 | 2,059 |
| Total interest expense | $4,808,000 | 2,837 |
| Net interest income | $10,517,000 | 1,614 |
| Provision for loan and lease losses | $772,000 | 1,128 |
| Total noninterest income | $382,000 | 5,015 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $79,000 | 5,996 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $303,000 | 3,720 |
| Total noninterest expense | $5,800,000 | 2,342 |
| Salaries and employee benefits | $3,367,000 | 2,240 |
| Premises and equipment expense | $578,000 | 3,154 |
| Additional noninterest expense | $1,855,000 | 2,156 |
| Pre-tax net operating income | $4,327,000 | 1,561 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,491,000 | 1,234 |
| Income before extraordinary items | $2,836,000 | 1,777 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,836,000 | 1,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,646 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,836,000 | 1,765 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,720,000 | 2,162 |
| Total interest expense | $3,001,000 | 3,013 |
| Net interest income | $6,719,000 | 1,714 |
| Provision for loan and lease losses | $415,000 | 1,199 |
| Total noninterest income | $261,000 | 4,993 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $53,000 | 6,010 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $208,000 | 3,702 |
| Total noninterest expense | $3,821,000 | 2,383 |
| Salaries and employee benefits | $2,212,000 | 2,303 |
| Premises and equipment expense | $375,000 | 3,253 |
| Additional noninterest expense | $1,234,000 | 2,166 |
| Pre-tax net operating income | $2,744,000 | 1,673 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $961,000 | 1,310 |
| Income before extraordinary items | $1,783,000 | 1,929 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,783,000 | 1,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,510 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,783,000 | 1,911 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,660,000 | 2,234 |
| Total interest expense | $1,445,000 | 3,084 |
| Net interest income | $3,215,000 | 1,788 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $121,000 | 5,112 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $27,000 | 5,944 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $94,000 | 3,856 |
| Total noninterest expense | $1,802,000 | 2,542 |
| Salaries and employee benefits | $1,137,000 | 2,264 |
| Premises and equipment expense | $164,000 | 3,633 |
| Additional noninterest expense | $501,000 | 2,613 |
| Pre-tax net operating income | $1,384,000 | 1,655 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $485,000 | 1,312 |
| Income before extraordinary items | $899,000 | 1,869 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $899,000 | 1,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $899,000 | 1,861 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,667,000 | 2,346 |
| Total interest expense | $5,269,000 | 2,900 |
| Net interest income | $11,398,000 | 2,041 |
| Provision for loan and lease losses | $1,502,000 | 708 |
| Total noninterest income | $210,000 | 6,846 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $87,000 | 6,326 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $123,000 | 5,969 |
| Total noninterest expense | $6,092,000 | 2,841 |
| Salaries and employee benefits | $3,559,000 | 2,707 |
| Premises and equipment expense | $589,000 | 3,820 |
| Additional noninterest expense | $1,944,000 | 2,639 |
| Pre-tax net operating income | $4,014,000 | 2,251 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,335,000 | 1,830 |
| Income before extraordinary items | $2,679,000 | 2,475 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,679,000 | 2,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,124,000 | 626 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,679,000 | 2,457 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,101,000 | 2,396 |
| Total interest expense | $3,816,000 | 2,902 |
| Net interest income | $8,285,000 | 2,119 |
| Provision for loan and lease losses | $543,000 | 1,306 |
| Total noninterest income | $202,000 | 6,431 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $68,000 | 6,352 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $134,000 | 5,331 |
| Total noninterest expense | $4,585,000 | 2,822 |
| Salaries and employee benefits | $2,679,000 | 2,701 |
| Premises and equipment expense | $452,000 | 3,762 |
| Additional noninterest expense | $1,454,000 | 2,632 |
| Pre-tax net operating income | $3,359,000 | 2,128 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,111,000 | 1,754 |
| Income before extraordinary items | $2,248,000 | 2,356 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,248,000 | 2,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,248,000 | 2,344 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,606,000 | 2,478 |
| Total interest expense | $2,327,000 | 3,010 |
| Net interest income | $5,279,000 | 2,213 |
| Provision for loan and lease losses | $365,000 | 1,251 |
| Total noninterest income | $134,000 | 6,446 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $43,000 | 6,440 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $91,000 | 5,325 |
| Total noninterest expense | $3,135,000 | 2,787 |
| Salaries and employee benefits | $1,794,000 | 2,691 |
| Premises and equipment expense | $321,000 | 3,570 |
| Additional noninterest expense | $1,020,000 | 2,508 |
| Pre-tax net operating income | $1,913,000 | 2,397 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $650,000 | 1,949 |
| Income before extraordinary items | $1,263,000 | 2,682 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,263,000 | 2,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,263,000 | 2,670 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,605,000 | 2,558 |
| Total interest expense | $1,055,000 | 3,122 |
| Net interest income | $2,550,000 | 2,283 |
| Provision for loan and lease losses | $173,000 | 1,278 |
| Total noninterest income | $61,000 | 6,597 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $20,000 | 6,506 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $41,000 | 5,486 |
| Total noninterest expense | $1,616,000 | 2,706 |
| Salaries and employee benefits | $918,000 | 2,639 |
| Premises and equipment expense | $158,000 | 3,627 |
| Additional noninterest expense | $540,000 | 2,383 |
| Pre-tax net operating income | $822,000 | 2,653 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $279,000 | 2,111 |
| Income before extraordinary items | $543,000 | 2,958 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $543,000 | 2,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $543,000 | 2,942 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,889,000 | 2,736 |
| Total interest expense | $2,879,000 | 3,456 |
| Net interest income | $9,010,000 | 2,438 |
| Provision for loan and lease losses | $2,710,000 | 396 |
| Total noninterest income | $185,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $73,000 | 6,700 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $112,000 | 6,225 |
| Total noninterest expense | $5,182,000 | 3,137 |
| Salaries and employee benefits | $2,733,000 | 3,222 |
| Premises and equipment expense | $576,000 | 3,776 |
| Additional noninterest expense | $1,873,000 | 2,654 |
| Pre-tax net operating income | $1,303,000 | 4,721 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $424,000 | 3,610 |
| Income before extraordinary items | $879,000 | 5,134 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $879,000 | 5,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,410,000 | 334 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $879,000 | 5,103 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,519,000 | 2,776 |
| Total interest expense | $1,981,000 | 3,541 |
| Net interest income | $6,538,000 | 2,483 |
| Provision for loan and lease losses | $1,200,000 | 635 |
| Total noninterest income | $185,000 | 6,722 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $58,000 | 6,669 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $127,000 | 5,502 |
| Total noninterest expense | $3,769,000 | 3,193 |
| Salaries and employee benefits | $1,957,000 | 3,335 |
| Premises and equipment expense | $428,000 | 3,781 |
| Additional noninterest expense | $1,384,000 | 2,658 |
| Pre-tax net operating income | $1,754,000 | 3,358 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $575,000 | 2,712 |
| Income before extraordinary items | $1,179,000 | 3,708 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,179,000 | 3,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,055,000 | 481 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,179,000 | 3,672 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,364,000 | 2,856 |
| Total interest expense | $1,193,000 | 3,630 |
| Net interest income | $4,171,000 | 2,557 |
| Provision for loan and lease losses | $705,000 | 710 |
| Total noninterest income | $128,000 | 6,636 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $42,000 | 6,539 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $86,000 | 5,460 |
| Total noninterest expense | $2,457,000 | 3,246 |
| Salaries and employee benefits | $1,235,000 | 3,477 |
| Premises and equipment expense | $296,000 | 3,672 |
| Additional noninterest expense | $926,000 | 2,628 |
| Pre-tax net operating income | $1,137,000 | 3,389 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $365,000 | 2,752 |
| Income before extraordinary items | $772,000 | 3,709 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $772,000 | 3,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $699,000 | 473 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $772,000 | 3,667 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,579,000 | 2,918 |
| Total interest expense | $562,000 | 3,694 |
| Net interest income | $2,017,000 | 2,623 |
| Provision for loan and lease losses | $315,000 | 732 |
| Total noninterest income | $60,000 | 6,751 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $60,000 | 4,776 |
| Total noninterest expense | $1,186,000 | 3,342 |
| Salaries and employee benefits | $600,000 | 3,568 |
| Premises and equipment expense | $158,000 | 3,503 |
| Additional noninterest expense | $428,000 | 2,845 |
| Pre-tax net operating income | $576,000 | 3,317 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $196,000 | 2,629 |
| Income before extraordinary items | $380,000 | 3,748 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $380,000 | 3,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $447,000 | 377 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $380,000 | 3,710 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,637,000 | 3,537 |
| Total interest expense | $1,565,000 | 4,404 |
| Net interest income | $6,072,000 | 3,262 |
| Provision for loan and lease losses | $840,000 | 1,230 |
| Total noninterest income | $197,000 | 7,174 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $76,000 | 6,838 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $121,000 | 6,090 |
| Total noninterest expense | $4,165,000 | 3,616 |
| Salaries and employee benefits | $2,547,000 | 3,298 |
| Premises and equipment expense | $627,000 | 3,408 |
| Additional noninterest expense | $991,000 | 4,382 |
| Pre-tax net operating income | $1,264,000 | 4,667 |
| Securities gains (losses) | $-88,000 | 8,702 |
| Applicable income taxes | $-178,000 | 8,799 |
| Income before extraordinary items | $1,354,000 | 3,893 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,354,000 | 3,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,407 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,442,000 | 3,670 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,239,000 | 3,783 |
| Total interest expense | $983,000 | 4,827 |
| Net interest income | $4,256,000 | 3,421 |
| Provision for loan and lease losses | $485,000 | 1,488 |
| Total noninterest income | $128,000 | 7,466 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $54,000 | 6,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $74,000 | 6,452 |
| Total noninterest expense | $2,914,000 | 3,805 |
| Salaries and employee benefits | $1,780,000 | 3,465 |
| Premises and equipment expense | $483,000 | 3,344 |
| Additional noninterest expense | $651,000 | 4,779 |
| Pre-tax net operating income | $985,000 | 4,647 |
| Securities gains (losses) | $-89,000 | 8,879 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $896,000 | 4,282 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $896,000 | 4,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $985,000 | 3,976 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,177,000 | 4,077 |
| Total interest expense | $570,000 | 5,261 |
| Net interest income | $2,607,000 | 3,650 |
| Provision for loan and lease losses | $210,000 | 2,090 |
| Total noninterest income | $85,000 | 7,498 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $33,000 | 7,087 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $52,000 | 6,365 |
| Total noninterest expense | $1,863,000 | 3,971 |
| Salaries and employee benefits | $1,126,000 | 3,633 |
| Premises and equipment expense | $324,000 | 3,334 |
| Additional noninterest expense | $413,000 | 4,955 |
| Pre-tax net operating income | $619,000 | 4,752 |
| Securities gains (losses) | $-84,000 | 8,963 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $535,000 | 4,571 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $535,000 | 4,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 630 |
| Net operating income | $619,000 | 4,076 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,490,000 | 4,286 |
| Total interest expense | $279,000 | 5,398 |
| Net interest income | $1,211,000 | 3,866 |
| Provision for loan and lease losses | $95,000 | 2,197 |
| Total noninterest income | $41,000 | 7,560 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $16,000 | 7,105 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $25,000 | 6,426 |
| Total noninterest expense | $923,000 | 4,016 |
| Salaries and employee benefits | $560,000 | 3,663 |
| Premises and equipment expense | $160,000 | 3,415 |
| Additional noninterest expense | $203,000 | 5,026 |
| Pre-tax net operating income | $234,000 | 5,441 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $234,000 | 4,933 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $234,000 | 4,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 452 |
| Net operating income | $234,000 | 4,805 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,049,000 | 4,861 |
| Total interest expense | $1,004,000 | 6,115 |
| Net interest income | $4,045,000 | 4,331 |
| Provision for loan and lease losses | $391,000 | 2,635 |
| Total noninterest income | $108,000 | 8,223 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $43,000 | 7,535 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $65,000 | 7,218 |
| Total noninterest expense | $3,147,000 | 4,462 |
| Salaries and employee benefits | $1,894,000 | 4,104 |
| Premises and equipment expense | $551,000 | 3,770 |
| Additional noninterest expense | $702,000 | 5,491 |
| Pre-tax net operating income | $615,000 | 6,285 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $615,000 | 5,899 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $615,000 | 5,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,027 |
| Cash dividends | $30,000 | 6,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $615,000 | 5,723 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,614,000 | 5,077 |
| Total interest expense | $713,000 | 6,416 |
| Net interest income | $2,901,000 | 4,490 |
| Provision for loan and lease losses | $316,000 | 2,406 |
| Total noninterest income | $72,000 | 8,412 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $26,000 | 7,720 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,000 | 7,333 |
| Total noninterest expense | $2,236,000 | 4,607 |
| Salaries and employee benefits | $1,341,000 | 4,278 |
| Premises and equipment expense | $391,000 | 3,927 |
| Additional noninterest expense | $504,000 | 5,618 |
| Pre-tax net operating income | $421,000 | 6,627 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $421,000 | 6,235 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $421,000 | 6,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $30,000 | 5,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $421,000 | 6,067 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,292,000 | 5,286 |
| Total interest expense | $433,000 | 6,781 |
| Net interest income | $1,859,000 | 4,612 |
| Provision for loan and lease losses | $203,000 | 2,489 |
| Total noninterest income | $45,000 | 8,476 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $15,000 | 7,804 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $30,000 | 7,328 |
| Total noninterest expense | $1,457,000 | 4,684 |
| Salaries and employee benefits | $863,000 | 4,378 |
| Premises and equipment expense | $248,000 | 4,072 |
| Additional noninterest expense | $346,000 | 5,509 |
| Pre-tax net operating income | $244,000 | 6,884 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $244,000 | 6,569 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $244,000 | 6,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $30,000 | 4,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $244,000 | 6,364 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 5,486 |
| Total interest expense | $193,000 | 7,175 |
| Net interest income | $895,000 | 4,725 |
| Provision for loan and lease losses | $118,000 | 2,130 |
| Total noninterest income | $20,000 | 8,615 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $7,000 | 7,830 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $716,000 | 4,726 |
| Salaries and employee benefits | $408,000 | 4,555 |
| Premises and equipment expense | $122,000 | 4,095 |
| Additional noninterest expense | $186,000 | 5,230 |
| Pre-tax net operating income | $81,000 | 7,505 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $81,000 | 7,262 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $81,000 | 7,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $81,000 | 7,110 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,270,000 | 6,563 |
| Total interest expense | $793,000 | 7,537 |
| Net interest income | $2,477,000 | 5,944 |
| Provision for loan and lease losses | $537,000 | 2,273 |
| Total noninterest income | $76,000 | 8,681 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $32,000 | 7,826 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $44,000 | 7,759 |
| Total noninterest expense | $2,274,000 | 5,426 |
| Salaries and employee benefits | $1,213,000 | 5,446 |
| Premises and equipment expense | $444,000 | 4,304 |
| Additional noninterest expense | $617,000 | 5,822 |
| Pre-tax net operating income | $-258,000 | 8,861 |
| Securities gains (losses) | $9,000 | 3,662 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-249,000 | 8,930 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-249,000 | 8,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,420 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $2,502,000 | 254 |
| Net operating income | $-258,000 | 8,883 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,726,000 | 8,500 |
| Total interest expense | $631,000 | 8,764 |
| Net interest income | $1,095,000 | 8,097 |
| Provision for loan and lease losses | $283,000 | 3,341 |
| Total noninterest income | $18,000 | 9,434 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $9,000 | 8,267 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $9,000 | 9,168 |
| Total noninterest expense | $1,812,000 | 6,108 |
| Salaries and employee benefits | $990,000 | 6,019 |
| Premises and equipment expense | $402,000 | 4,592 |
| Additional noninterest expense | $420,000 | 6,990 |
| Pre-tax net operating income | $-982,000 | 9,350 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-980,000 | 9,412 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-980,000 | 9,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 798 |
| Net operating income | $-982,000 | 9,381 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $209,000 | 9,823 |
| Total interest expense | $63,000 | 9,770 |
| Net interest income | $146,000 | 9,814 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $2,000 | 9,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 8,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 9,788 |
| Total noninterest expense | $361,000 | 9,666 |
| Salaries and employee benefits | $222,000 | 9,565 |
| Premises and equipment expense | $53,000 | 9,309 |
| Additional noninterest expense | $86,000 | 9,712 |
| Pre-tax net operating income | $-273,000 | 9,397 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-273,000 | 9,428 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-273,000 | 9,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $8,242,000 | 93 |
| Net operating income | $-273,000 | 9,427 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.