Home > Forward Bank > Income and Expense
Forward Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $40,913,000 | 1,104 |
| Total interest expense | $11,437,000 | 1,175 |
| Net interest income | $29,476,000 | 1,057 |
| Provision for loan and lease losses | $714,000 | 1,029 |
| Total noninterest income | $9,686,000 | 752 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $789,000 | 1,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,897,000 | 582 |
| Total noninterest expense | $30,328,000 | 881 |
| Salaries and employee benefits | $18,250,000 | 828 |
| Premises and equipment expense | $4,361,000 | 629 |
| Additional noninterest expense | $8,897,000 | 582 |
| Pre-tax net operating income | $8,120,000 | 1,383 |
| Securities gains (losses) | $-335,000 | 4,105 |
| Applicable income taxes | $2,133,000 | 950 |
| Income before extraordinary items | $5,652,000 | 1,585 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,652,000 | 1,603 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $5,652,000 | 1,588 |
| Net charge-offs | $277,000 | 1,010 |
| Cash dividends | $2,000,000 | 1,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $5,916,650 | 1,565 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $29,446,000 | 1,109 |
| Total interest expense | $7,684,000 | 1,196 |
| Net interest income | $21,762,000 | 1,082 |
| Provision for loan and lease losses | $520,000 | 986 |
| Total noninterest income | $7,130,000 | 773 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $562,000 | 1,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,568,000 | 607 |
| Total noninterest expense | $22,182,000 | 902 |
| Salaries and employee benefits | $12,815,000 | 880 |
| Premises and equipment expense | $3,402,000 | 608 |
| Additional noninterest expense | $6,568,000 | 607 |
| Pre-tax net operating income | $6,190,000 | 1,417 |
| Securities gains (losses) | $-235,000 | 4,231 |
| Applicable income taxes | $1,110,000 | 1,214 |
| Income before extraordinary items | $4,845,000 | 1,486 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,845,000 | 1,498 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,845,000 | 1,486 |
| Net charge-offs | $245,000 | 805 |
| Cash dividends | $900,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $5,035,350 | 1,461 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $18,902,000 | 1,122 |
| Total interest expense | $4,569,000 | 1,189 |
| Net interest income | $14,333,000 | 1,102 |
| Provision for loan and lease losses | $300,000 | 1,014 |
| Total noninterest income | $4,613,000 | 770 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $391,000 | 1,196 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,222,000 | 595 |
| Total noninterest expense | $14,806,000 | 885 |
| Salaries and employee benefits | $8,504,000 | 872 |
| Premises and equipment expense | $2,351,000 | 573 |
| Additional noninterest expense | $4,222,000 | 595 |
| Pre-tax net operating income | $3,840,000 | 1,479 |
| Securities gains (losses) | $-234,000 | 4,367 |
| Applicable income taxes | $846,000 | 1,111 |
| Income before extraordinary items | $2,760,000 | 1,657 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,760,000 | 1,676 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,760,000 | 1,656 |
| Net charge-offs | $112,000 | 881 |
| Cash dividends | $600,000 | 1,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,944,860 | 1,608 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $9,180,000 | 1,135 |
| Total interest expense | $1,978,000 | 1,201 |
| Net interest income | $7,202,000 | 1,091 |
| Provision for loan and lease losses | $150,000 | 1,007 |
| Total noninterest income | $2,187,000 | 782 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $184,000 | 1,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,003,000 | 603 |
| Total noninterest expense | $7,270,000 | 910 |
| Salaries and employee benefits | $4,194,000 | 900 |
| Premises and equipment expense | $1,116,000 | 631 |
| Additional noninterest expense | $2,003,000 | 603 |
| Pre-tax net operating income | $1,969,000 | 1,487 |
| Securities gains (losses) | $-234,000 | 4,461 |
| Applicable income taxes | $402,000 | 1,161 |
| Income before extraordinary items | $1,333,000 | 1,727 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,333,000 | 1,726 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,333,000 | 1,727 |
| Net charge-offs | $85,000 | 638 |
| Cash dividends | $300,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,517,860 | 1,609 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $31,304,000 | 1,104 |
| Total interest expense | $2,929,000 | 1,207 |
| Net interest income | $28,375,000 | 1,085 |
| Provision for loan and lease losses | $1,010,000 | 809 |
| Total noninterest income | $9,526,000 | 782 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $715,000 | 1,321 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,811,000 | 618 |
| Total noninterest expense | $28,919,000 | 898 |
| Salaries and employee benefits | $17,598,000 | 838 |
| Premises and equipment expense | $4,149,000 | 652 |
| Additional noninterest expense | $8,811,000 | 618 |
| Pre-tax net operating income | $7,972,000 | 1,486 |
| Securities gains (losses) | $-37,000 | 3,697 |
| Applicable income taxes | $1,772,000 | 1,157 |
| Income before extraordinary items | $6,163,000 | 1,601 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,163,000 | 1,599 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $6,163,000 | 1,600 |
| Net charge-offs | $20,000 | 1,925 |
| Cash dividends | $900,000 | 2,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $6,192,230 | 1,622 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $22,362,000 | 1,103 |
| Total interest expense | $1,625,000 | 1,224 |
| Net interest income | $20,737,000 | 1,091 |
| Provision for loan and lease losses | $785,000 | 734 |
| Total noninterest income | $6,724,000 | 831 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $533,000 | 1,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,191,000 | 654 |
| Total noninterest expense | $20,037,000 | 945 |
| Salaries and employee benefits | $11,548,000 | 934 |
| Premises and equipment expense | $3,131,000 | 645 |
| Additional noninterest expense | $6,191,000 | 654 |
| Pre-tax net operating income | $6,639,000 | 1,374 |
| Securities gains (losses) | $-37,000 | 4,063 |
| Applicable income taxes | $1,562,000 | 1,035 |
| Income before extraordinary items | $5,040,000 | 1,479 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,040,000 | 1,479 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,040,000 | 1,479 |
| Net charge-offs | $1,000 | 2,255 |
| Cash dividends | $900,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $5,069,230 | 1,506 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $14,253,000 | 1,108 |
| Total interest expense | $849,000 | 1,305 |
| Net interest income | $13,404,000 | 1,092 |
| Provision for loan and lease losses | $474,000 | 716 |
| Total noninterest income | $4,492,000 | 816 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $337,000 | 1,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,155,000 | 672 |
| Total noninterest expense | $13,173,000 | 940 |
| Salaries and employee benefits | $7,630,000 | 926 |
| Premises and equipment expense | $2,091,000 | 636 |
| Additional noninterest expense | $3,452,000 | 1,055 |
| Pre-tax net operating income | $4,249,000 | 1,352 |
| Securities gains (losses) | $-37,000 | 4,191 |
| Applicable income taxes | $998,000 | 1,017 |
| Income before extraordinary items | $3,214,000 | 1,452 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,214,000 | 1,451 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,214,000 | 1,452 |
| Net charge-offs | $-13,000 | 3,749 |
| Cash dividends | $600,000 | 1,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,243,230 | 1,480 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $6,832,000 | 1,115 |
| Total interest expense | $402,000 | 1,309 |
| Net interest income | $6,430,000 | 1,095 |
| Provision for loan and lease losses | $225,000 | 608 |
| Total noninterest income | $2,185,000 | 836 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $170,000 | 1,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,015,000 | 688 |
| Total noninterest expense | $6,531,000 | 943 |
| Salaries and employee benefits | $3,784,000 | 938 |
| Premises and equipment expense | $1,042,000 | 645 |
| Additional noninterest expense | $1,705,000 | 1,048 |
| Pre-tax net operating income | $1,859,000 | 1,420 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $431,000 | 1,062 |
| Income before extraordinary items | $1,428,000 | 1,508 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,428,000 | 1,507 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,428,000 | 1,508 |
| Net charge-offs | $-28,000 | 4,259 |
| Cash dividends | $300,000 | 1,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,428,000 | 1,523 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $28,452,000 | 1,106 |
| Total interest expense | $2,492,000 | 1,090 |
| Net interest income | $25,960,000 | 1,092 |
| Provision for loan and lease losses | $476,000 | 1,099 |
| Total noninterest income | $10,717,000 | 796 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $573,000 | 1,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,144,000 | 671 |
| Total noninterest expense | $26,269,000 | 945 |
| Salaries and employee benefits | $15,598,000 | 905 |
| Premises and equipment expense | $3,415,000 | 767 |
| Additional noninterest expense | $7,256,000 | 1,003 |
| Pre-tax net operating income | $9,932,000 | 1,288 |
| Securities gains (losses) | $110,000 | 818 |
| Applicable income taxes | $2,370,000 | 988 |
| Income before extraordinary items | $7,672,000 | 1,387 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $7,672,000 | 1,387 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $7,672,000 | 1,387 |
| Net charge-offs | $120,000 | 1,261 |
| Cash dividends | $2,000,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $7,585,100 | 1,376 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $21,690,000 | 1,115 |
| Total interest expense | $2,056,000 | 1,047 |
| Net interest income | $19,634,000 | 1,107 |
| Provision for loan and lease losses | $675,000 | 630 |
| Total noninterest income | $7,180,000 | 879 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $400,000 | 1,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,780,000 | 743 |
| Total noninterest expense | $17,321,000 | 1,047 |
| Salaries and employee benefits | $10,157,000 | 1,037 |
| Premises and equipment expense | $2,449,000 | 810 |
| Additional noninterest expense | $4,715,000 | 1,104 |
| Pre-tax net operating income | $8,818,000 | 1,187 |
| Securities gains (losses) | $110,000 | 764 |
| Applicable income taxes | $2,133,000 | 933 |
| Income before extraordinary items | $6,795,000 | 1,281 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $6,795,000 | 1,281 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $6,795,000 | 1,281 |
| Net charge-offs | $79,000 | 1,170 |
| Cash dividends | $1,000,000 | 1,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $6,708,100 | 1,270 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $14,177,000 | 1,123 |
| Total interest expense | $1,575,000 | 945 |
| Net interest income | $12,602,000 | 1,134 |
| Provision for loan and lease losses | $450,000 | 658 |
| Total noninterest income | $5,509,000 | 803 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $244,000 | 1,582 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,265,000 | 678 |
| Total noninterest expense | $11,274,000 | 1,064 |
| Salaries and employee benefits | $6,821,000 | 1,025 |
| Premises and equipment expense | $1,629,000 | 816 |
| Additional noninterest expense | $2,824,000 | 1,177 |
| Pre-tax net operating income | $6,387,000 | 1,097 |
| Securities gains (losses) | $110,000 | 637 |
| Applicable income taxes | $1,535,000 | 879 |
| Income before extraordinary items | $4,962,000 | 1,190 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,962,000 | 1,191 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,962,000 | 1,191 |
| Net charge-offs | $69,000 | 1,054 |
| Cash dividends | $200,000 | 2,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $4,875,100 | 1,183 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $6,806,000 | 1,167 |
| Total interest expense | $1,026,000 | 784 |
| Net interest income | $5,780,000 | 1,212 |
| Provision for loan and lease losses | $225,000 | 730 |
| Total noninterest income | $2,725,000 | 805 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $124,000 | 1,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,601,000 | 679 |
| Total noninterest expense | $5,445,000 | 1,083 |
| Salaries and employee benefits | $3,434,000 | 1,010 |
| Premises and equipment expense | $807,000 | 833 |
| Additional noninterest expense | $1,204,000 | 1,324 |
| Pre-tax net operating income | $2,835,000 | 1,184 |
| Securities gains (losses) | $106,000 | 470 |
| Applicable income taxes | $732,000 | 888 |
| Income before extraordinary items | $2,209,000 | 1,294 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,209,000 | 1,294 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,209,000 | 1,294 |
| Net charge-offs | $17,000 | 1,197 |
| Cash dividends | $200,000 | 1,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,125,260 | 1,304 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $27,004,000 | 1,162 |
| Total interest expense | $3,906,000 | 1,191 |
| Net interest income | $23,098,000 | 1,144 |
| Provision for loan and lease losses | $680,000 | 1,959 |
| Total noninterest income | $10,137,000 | 790 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $493,000 | 1,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,644,000 | 656 |
| Total noninterest expense | $23,419,000 | 998 |
| Salaries and employee benefits | $14,544,000 | 933 |
| Premises and equipment expense | $3,143,000 | 820 |
| Additional noninterest expense | $5,732,000 | 1,137 |
| Pre-tax net operating income | $9,136,000 | 1,141 |
| Securities gains (losses) | $332,000 | 781 |
| Applicable income taxes | $2,290,000 | 855 |
| Income before extraordinary items | $7,178,000 | 1,236 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,178,000 | 1,237 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,178,000 | 1,237 |
| Net charge-offs | $257,000 | 1,383 |
| Cash dividends | $450,000 | 2,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $6,915,720 | 1,235 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $19,462,000 | 1,192 |
| Total interest expense | $2,933,000 | 1,259 |
| Net interest income | $16,529,000 | 1,173 |
| Provision for loan and lease losses | $585,000 | 1,840 |
| Total noninterest income | $6,637,000 | 841 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $363,000 | 1,651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,274,000 | 698 |
| Total noninterest expense | $15,458,000 | 1,084 |
| Salaries and employee benefits | $9,324,000 | 1,037 |
| Premises and equipment expense | $2,306,000 | 823 |
| Additional noninterest expense | $3,828,000 | 1,228 |
| Pre-tax net operating income | $7,123,000 | 1,061 |
| Securities gains (losses) | $372,000 | 602 |
| Applicable income taxes | $1,829,000 | 786 |
| Income before extraordinary items | $5,666,000 | 1,148 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,666,000 | 1,148 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,666,000 | 1,148 |
| Net charge-offs | $124,000 | 1,531 |
| Cash dividends | $250,000 | 2,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $5,372,120 | 1,164 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $12,781,000 | 1,224 |
| Total interest expense | $2,038,000 | 1,297 |
| Net interest income | $10,743,000 | 1,195 |
| Provision for loan and lease losses | $390,000 | 1,824 |
| Total noninterest income | $3,955,000 | 863 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $242,000 | 1,665 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,713,000 | 705 |
| Total noninterest expense | $9,672,000 | 1,122 |
| Salaries and employee benefits | $5,915,000 | 1,056 |
| Premises and equipment expense | $1,513,000 | 840 |
| Additional noninterest expense | $2,244,000 | 1,365 |
| Pre-tax net operating income | $4,636,000 | 1,019 |
| Securities gains (losses) | $198,000 | 705 |
| Applicable income taxes | $1,186,000 | 729 |
| Income before extraordinary items | $3,648,000 | 1,110 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,648,000 | 1,110 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,648,000 | 1,110 |
| Net charge-offs | $119,000 | 1,275 |
| Cash dividends | $250,000 | 2,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $3,491,580 | 1,128 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $6,374,000 | 1,233 |
| Total interest expense | $1,081,000 | 1,351 |
| Net interest income | $5,293,000 | 1,188 |
| Provision for loan and lease losses | $195,000 | 1,477 |
| Total noninterest income | $1,245,000 | 1,113 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $158,000 | 1,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,087,000 | 916 |
| Total noninterest expense | $4,942,000 | 1,113 |
| Salaries and employee benefits | $2,837,000 | 1,116 |
| Premises and equipment expense | $754,000 | 855 |
| Additional noninterest expense | $1,351,000 | 1,182 |
| Pre-tax net operating income | $1,401,000 | 1,393 |
| Securities gains (losses) | $104,000 | 594 |
| Applicable income taxes | $351,000 | 966 |
| Income before extraordinary items | $1,154,000 | 1,478 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,154,000 | 1,476 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,154,000 | 1,478 |
| Net charge-offs | $34,000 | 1,369 |
| Cash dividends | $250,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,071,840 | 1,547 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $23,576,000 | 1,314 |
| Total interest expense | $4,268,000 | 1,415 |
| Net interest income | $19,308,000 | 1,292 |
| Provision for loan and lease losses | $606,000 | 1,324 |
| Total noninterest income | $4,639,000 | 1,185 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $549,000 | 1,795 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,090,000 | 949 |
| Total noninterest expense | $19,221,000 | 1,120 |
| Salaries and employee benefits | $11,361,000 | 1,092 |
| Premises and equipment expense | $2,584,000 | 957 |
| Additional noninterest expense | $5,276,000 | 1,184 |
| Pre-tax net operating income | $4,120,000 | 2,015 |
| Securities gains (losses) | $88,000 | 994 |
| Applicable income taxes | $925,000 | 1,491 |
| Income before extraordinary items | $3,283,000 | 2,170 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,283,000 | 2,172 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,283,000 | 2,172 |
| Net charge-offs | $92,000 | 2,261 |
| Cash dividends | $750,000 | 2,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,213,480 | 2,157 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $17,161,000 | 1,367 |
| Total interest expense | $3,133,000 | 1,437 |
| Net interest income | $14,028,000 | 1,331 |
| Provision for loan and lease losses | $495,000 | 1,171 |
| Total noninterest income | $3,369,000 | 1,196 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $391,000 | 1,865 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,978,000 | 962 |
| Total noninterest expense | $13,808,000 | 1,155 |
| Salaries and employee benefits | $7,637,000 | 1,191 |
| Premises and equipment expense | $2,118,000 | 901 |
| Additional noninterest expense | $4,053,000 | 1,169 |
| Pre-tax net operating income | $3,094,000 | 2,070 |
| Securities gains (losses) | $101,000 | 772 |
| Applicable income taxes | $716,000 | 1,512 |
| Income before extraordinary items | $2,479,000 | 2,210 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,479,000 | 2,210 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,479,000 | 2,211 |
| Net charge-offs | $14,000 | 2,849 |
| Cash dividends | $500,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,399,210 | 2,219 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $10,700,000 | 1,449 |
| Total interest expense | $1,937,000 | 1,505 |
| Net interest income | $8,763,000 | 1,404 |
| Provision for loan and lease losses | $330,000 | 1,143 |
| Total noninterest income | $2,130,000 | 1,216 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $244,000 | 1,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,886,000 | 970 |
| Total noninterest expense | $9,020,000 | 1,167 |
| Salaries and employee benefits | $4,838,000 | 1,237 |
| Premises and equipment expense | $1,356,000 | 926 |
| Additional noninterest expense | $2,826,000 | 1,139 |
| Pre-tax net operating income | $1,543,000 | 2,456 |
| Securities gains (losses) | $85,000 | 585 |
| Applicable income taxes | $344,000 | 1,752 |
| Income before extraordinary items | $1,284,000 | 2,550 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,284,000 | 2,549 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,284,000 | 2,549 |
| Net charge-offs | $2,000 | 2,996 |
| Cash dividends | $250,000 | 2,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,216,850 | 2,619 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,862,000 | 1,562 |
| Total interest expense | $889,000 | 1,559 |
| Net interest income | $3,973,000 | 1,539 |
| Provision for loan and lease losses | $165,000 | 1,082 |
| Total noninterest income | $1,013,000 | 1,223 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $111,000 | 2,057 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $902,000 | 961 |
| Total noninterest expense | $4,073,000 | 1,268 |
| Salaries and employee benefits | $2,251,000 | 1,322 |
| Premises and equipment expense | $666,000 | 940 |
| Additional noninterest expense | $1,156,000 | 1,336 |
| Pre-tax net operating income | $748,000 | 2,478 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $151,000 | 1,825 |
| Income before extraordinary items | $597,000 | 2,629 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $597,000 | 2,628 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $597,000 | 2,628 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $100,000 | 2,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $597,000 | 2,613 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $17,800,000 | 1,598 |
| Total interest expense | $3,040,000 | 1,416 |
| Net interest income | $14,760,000 | 1,629 |
| Provision for loan and lease losses | $495,000 | 1,472 |
| Total noninterest income | $4,278,000 | 1,213 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $501,000 | 1,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,777,000 | 959 |
| Total noninterest expense | $15,567,000 | 1,308 |
| Salaries and employee benefits | $9,179,000 | 1,253 |
| Premises and equipment expense | $2,647,000 | 929 |
| Additional noninterest expense | $3,741,000 | 1,597 |
| Pre-tax net operating income | $2,976,000 | 2,513 |
| Securities gains (losses) | $-112,000 | 5,043 |
| Applicable income taxes | $587,000 | 1,845 |
| Income before extraordinary items | $2,277,000 | 2,740 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,277,000 | 2,738 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,277,000 | 2,739 |
| Net charge-offs | $11,000 | 3,326 |
| Cash dividends | $590,000 | 2,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,366,600 | 2,670 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $13,001,000 | 1,625 |
| Total interest expense | $2,189,000 | 1,395 |
| Net interest income | $10,812,000 | 1,668 |
| Provision for loan and lease losses | $516,000 | 1,109 |
| Total noninterest income | $2,769,000 | 1,351 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $374,000 | 1,996 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,395,000 | 1,112 |
| Total noninterest expense | $10,796,000 | 1,405 |
| Salaries and employee benefits | $6,294,000 | 1,359 |
| Premises and equipment expense | $1,800,000 | 1,006 |
| Additional noninterest expense | $2,702,000 | 1,641 |
| Pre-tax net operating income | $2,269,000 | 2,536 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $458,000 | 1,871 |
| Income before extraordinary items | $1,811,000 | 2,682 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,811,000 | 2,681 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,811,000 | 2,681 |
| Net charge-offs | $7,000 | 3,112 |
| Cash dividends | $490,000 | 2,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,811,000 | 2,673 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,454,000 | 1,643 |
| Total interest expense | $1,395,000 | 1,372 |
| Net interest income | $7,059,000 | 1,695 |
| Provision for loan and lease losses | $300,000 | 1,165 |
| Total noninterest income | $1,768,000 | 1,397 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $241,000 | 2,033 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,527,000 | 1,146 |
| Total noninterest expense | $7,131,000 | 1,420 |
| Salaries and employee benefits | $4,136,000 | 1,385 |
| Premises and equipment expense | $1,228,000 | 982 |
| Additional noninterest expense | $1,767,000 | 1,677 |
| Pre-tax net operating income | $1,396,000 | 2,635 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $274,000 | 1,944 |
| Income before extraordinary items | $1,122,000 | 2,775 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,122,000 | 2,774 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,122,000 | 2,774 |
| Net charge-offs | $4,000 | 2,887 |
| Cash dividends | $290,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,122,000 | 2,766 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,156,000 | 1,657 |
| Total interest expense | $680,000 | 1,341 |
| Net interest income | $3,476,000 | 1,711 |
| Provision for loan and lease losses | $150,000 | 1,106 |
| Total noninterest income | $699,000 | 1,628 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $120,000 | 2,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $579,000 | 1,362 |
| Total noninterest expense | $3,510,000 | 1,456 |
| Salaries and employee benefits | $2,057,000 | 1,399 |
| Premises and equipment expense | $580,000 | 1,051 |
| Additional noninterest expense | $873,000 | 1,688 |
| Pre-tax net operating income | $515,000 | 3,063 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $87,000 | 2,275 |
| Income before extraordinary items | $428,000 | 3,155 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $428,000 | 3,155 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $428,000 | 3,155 |
| Net charge-offs | $-1,000 | 3,770 |
| Cash dividends | $90,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $428,000 | 3,153 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,548,000 | 1,698 |
| Total interest expense | $1,957,000 | 1,564 |
| Net interest income | $13,591,000 | 1,717 |
| Provision for loan and lease losses | $295,000 | 2,015 |
| Total noninterest income | $3,642,000 | 1,369 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $510,000 | 1,989 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $3,132,000 | 1,129 |
| Total noninterest expense | $13,449,000 | 1,490 |
| Salaries and employee benefits | $7,316,000 | 1,518 |
| Premises and equipment expense | $2,022,000 | 1,161 |
| Additional noninterest expense | $4,111,000 | 1,479 |
| Pre-tax net operating income | $3,489,000 | 2,251 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,322,000 | 1,644 |
| Income before extraordinary items | $2,167,000 | 2,550 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,167,000 | 2,550 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,167,000 | 2,550 |
| Net charge-offs | $171,000 | 1,961 |
| Cash dividends | $300,000 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,167,000 | 2,533 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,496,000 | 1,715 |
| Total interest expense | $1,419,000 | 1,592 |
| Net interest income | $10,077,000 | 1,729 |
| Provision for loan and lease losses | $315,000 | 1,575 |
| Total noninterest income | $2,723,000 | 1,389 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $389,000 | 1,988 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,334,000 | 1,147 |
| Total noninterest expense | $10,113,000 | 1,491 |
| Salaries and employee benefits | $5,413,000 | 1,548 |
| Premises and equipment expense | $1,519,000 | 1,170 |
| Additional noninterest expense | $3,181,000 | 1,433 |
| Pre-tax net operating income | $2,372,000 | 2,446 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $767,000 | 1,706 |
| Income before extraordinary items | $1,605,000 | 2,746 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,605,000 | 2,745 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,605,000 | 2,746 |
| Net charge-offs | $58,000 | 2,352 |
| Cash dividends | $100,000 | 3,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,605,000 | 2,729 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,555,000 | 1,726 |
| Total interest expense | $929,000 | 1,564 |
| Net interest income | $6,626,000 | 1,743 |
| Provision for loan and lease losses | $210,000 | 1,505 |
| Total noninterest income | $1,831,000 | 1,390 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $258,000 | 1,992 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,573,000 | 1,153 |
| Total noninterest expense | $6,866,000 | 1,466 |
| Salaries and employee benefits | $3,602,000 | 1,551 |
| Premises and equipment expense | $1,015,000 | 1,164 |
| Additional noninterest expense | $2,249,000 | 1,360 |
| Pre-tax net operating income | $1,381,000 | 2,617 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $445,000 | 1,807 |
| Income before extraordinary items | $936,000 | 2,918 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $936,000 | 2,918 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $936,000 | 2,918 |
| Net charge-offs | $42,000 | 2,118 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $936,000 | 2,896 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,651,000 | 1,774 |
| Total interest expense | $441,000 | 1,616 |
| Net interest income | $3,210,000 | 1,788 |
| Provision for loan and lease losses | $105,000 | 1,394 |
| Total noninterest income | $978,000 | 1,325 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $131,000 | 1,966 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $847,000 | 1,079 |
| Total noninterest expense | $3,175,000 | 1,568 |
| Salaries and employee benefits | $1,773,000 | 1,585 |
| Premises and equipment expense | $534,000 | 1,118 |
| Additional noninterest expense | $868,000 | 1,708 |
| Pre-tax net operating income | $908,000 | 2,091 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $317,000 | 1,448 |
| Income before extraordinary items | $591,000 | 2,474 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $591,000 | 2,473 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $591,000 | 2,474 |
| Net charge-offs | $41,000 | 1,447 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $591,000 | 2,458 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,387,000 | 1,758 |
| Total interest expense | $1,664,000 | 1,651 |
| Net interest income | $12,723,000 | 1,766 |
| Provision for loan and lease losses | $396,000 | 1,716 |
| Total noninterest income | $3,961,000 | 1,356 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $539,000 | 1,962 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,422,000 | 1,100 |
| Total noninterest expense | $12,781,000 | 1,528 |
| Salaries and employee benefits | $7,437,000 | 1,469 |
| Premises and equipment expense | $1,944,000 | 1,210 |
| Additional noninterest expense | $3,400,000 | 1,759 |
| Pre-tax net operating income | $3,507,000 | 2,125 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,239,000 | 1,446 |
| Income before extraordinary items | $2,268,000 | 2,574 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,268,000 | 2,572 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,268,000 | 2,573 |
| Net charge-offs | $280,000 | 1,596 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,268,000 | 2,519 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,762,000 | 1,764 |
| Total interest expense | $1,233,000 | 1,667 |
| Net interest income | $9,529,000 | 1,771 |
| Provision for loan and lease losses | $315,000 | 1,569 |
| Total noninterest income | $3,089,000 | 1,311 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $408,000 | 1,949 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,681,000 | 1,067 |
| Total noninterest expense | $8,875,000 | 1,633 |
| Salaries and employee benefits | $4,999,000 | 1,621 |
| Premises and equipment expense | $1,432,000 | 1,237 |
| Additional noninterest expense | $2,444,000 | 1,828 |
| Pre-tax net operating income | $3,428,000 | 1,769 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,244,000 | 1,231 |
| Income before extraordinary items | $2,184,000 | 2,201 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,184,000 | 2,200 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,184,000 | 2,201 |
| Net charge-offs | $276,000 | 1,204 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,184,000 | 2,131 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,159,000 | 1,777 |
| Total interest expense | $805,000 | 1,686 |
| Net interest income | $6,354,000 | 1,767 |
| Provision for loan and lease losses | $210,000 | 1,559 |
| Total noninterest income | $2,053,000 | 1,287 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $258,000 | 2,018 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,795,000 | 1,054 |
| Total noninterest expense | $6,061,000 | 1,601 |
| Salaries and employee benefits | $3,314,000 | 1,634 |
| Premises and equipment expense | $953,000 | 1,242 |
| Additional noninterest expense | $1,794,000 | 1,695 |
| Pre-tax net operating income | $2,136,000 | 1,836 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $769,000 | 1,277 |
| Income before extraordinary items | $1,367,000 | 2,281 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,367,000 | 2,280 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,367,000 | 2,280 |
| Net charge-offs | $313,000 | 842 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,367,000 | 2,217 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,469,000 | 1,838 |
| Total interest expense | $393,000 | 1,718 |
| Net interest income | $3,076,000 | 1,824 |
| Provision for loan and lease losses | $105,000 | 1,464 |
| Total noninterest income | $860,000 | 1,448 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $128,000 | 2,012 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $732,000 | 1,169 |
| Total noninterest expense | $3,055,000 | 1,593 |
| Salaries and employee benefits | $1,648,000 | 1,661 |
| Premises and equipment expense | $478,000 | 1,232 |
| Additional noninterest expense | $929,000 | 1,635 |
| Pre-tax net operating income | $776,000 | 2,316 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $271,000 | 1,574 |
| Income before extraordinary items | $505,000 | 2,737 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $505,000 | 2,736 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $505,000 | 2,737 |
| Net charge-offs | $53,000 | 1,395 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $505,000 | 2,684 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,365,000 | 1,852 |
| Total interest expense | $1,408,000 | 1,868 |
| Net interest income | $11,957,000 | 1,836 |
| Provision for loan and lease losses | $243,000 | 2,123 |
| Total noninterest income | $3,489,000 | 1,436 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $512,000 | 2,103 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,977,000 | 1,164 |
| Total noninterest expense | $12,388,000 | 1,560 |
| Salaries and employee benefits | $7,018,000 | 1,509 |
| Premises and equipment expense | $1,908,000 | 1,232 |
| Additional noninterest expense | $3,462,000 | 1,749 |
| Pre-tax net operating income | $2,815,000 | 2,432 |
| Securities gains (losses) | $37,000 | 1,858 |
| Applicable income taxes | $1,083,000 | 1,528 |
| Income before extraordinary items | $1,769,000 | 2,943 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,769,000 | 2,945 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,769,000 | 2,945 |
| Net charge-offs | $196,000 | 2,006 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,745,320 | 2,919 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,849,000 | 1,885 |
| Total interest expense | $1,035,000 | 1,923 |
| Net interest income | $8,814,000 | 1,869 |
| Provision for loan and lease losses | $270,000 | 1,610 |
| Total noninterest income | $2,658,000 | 1,430 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $373,000 | 2,159 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,285,000 | 1,166 |
| Total noninterest expense | $8,695,000 | 1,663 |
| Salaries and employee benefits | $4,699,000 | 1,688 |
| Premises and equipment expense | $1,451,000 | 1,231 |
| Additional noninterest expense | $2,545,000 | 1,777 |
| Pre-tax net operating income | $2,507,000 | 2,188 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $873,000 | 1,498 |
| Income before extraordinary items | $1,634,000 | 2,619 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,634,000 | 2,619 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,634,000 | 2,620 |
| Net charge-offs | $180,000 | 1,648 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,634,000 | 2,571 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,464,000 | 1,910 |
| Total interest expense | $673,000 | 1,955 |
| Net interest income | $5,791,000 | 1,892 |
| Provision for loan and lease losses | $180,000 | 1,603 |
| Total noninterest income | $1,621,000 | 1,530 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $226,000 | 2,280 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,395,000 | 1,248 |
| Total noninterest expense | $5,827,000 | 1,663 |
| Salaries and employee benefits | $3,112,000 | 1,708 |
| Premises and equipment expense | $979,000 | 1,222 |
| Additional noninterest expense | $1,736,000 | 1,742 |
| Pre-tax net operating income | $1,405,000 | 2,462 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $484,000 | 1,660 |
| Income before extraordinary items | $921,000 | 2,901 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $921,000 | 2,901 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $921,000 | 2,903 |
| Net charge-offs | $46,000 | 2,379 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $921,000 | 2,837 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,244,000 | 1,915 |
| Total interest expense | $320,000 | 2,047 |
| Net interest income | $2,924,000 | 1,881 |
| Provision for loan and lease losses | $90,000 | 1,532 |
| Total noninterest income | $825,000 | 1,477 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $98,000 | 2,511 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $727,000 | 1,168 |
| Total noninterest expense | $2,770,000 | 1,732 |
| Salaries and employee benefits | $1,458,000 | 1,811 |
| Premises and equipment expense | $506,000 | 1,190 |
| Additional noninterest expense | $806,000 | 1,870 |
| Pre-tax net operating income | $889,000 | 2,041 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $314,000 | 1,400 |
| Income before extraordinary items | $575,000 | 2,465 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $575,000 | 2,468 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $575,000 | 2,467 |
| Net charge-offs | $47,000 | 1,607 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $575,000 | 2,396 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $12,313,000 | 1,996 |
| Total interest expense | $1,288,000 | 2,137 |
| Net interest income | $11,025,000 | 1,959 |
| Provision for loan and lease losses | $-357,000 | 6,214 |
| Total noninterest income | $2,485,000 | 1,806 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $404,000 | 2,671 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,081,000 | 1,411 |
| Total noninterest expense | $11,235,000 | 1,710 |
| Salaries and employee benefits | $6,283,000 | 1,655 |
| Premises and equipment expense | $1,926,000 | 1,242 |
| Additional noninterest expense | $3,026,000 | 2,024 |
| Pre-tax net operating income | $2,632,000 | 2,490 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $896,000 | 1,663 |
| Income before extraordinary items | $1,736,000 | 2,964 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,736,000 | 2,963 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,736,000 | 2,964 |
| Net charge-offs | $9,000 | 4,601 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,736,000 | 2,921 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,180,000 | 2,025 |
| Total interest expense | $961,000 | 2,170 |
| Net interest income | $8,219,000 | 1,980 |
| Provision for loan and lease losses | $-112,000 | 6,219 |
| Total noninterest income | $1,836,000 | 1,837 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $303,000 | 2,693 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,533,000 | 1,435 |
| Total noninterest expense | $8,206,000 | 1,748 |
| Salaries and employee benefits | $4,528,000 | 1,714 |
| Premises and equipment expense | $1,395,000 | 1,288 |
| Additional noninterest expense | $2,283,000 | 2,005 |
| Pre-tax net operating income | $1,961,000 | 2,543 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $664,000 | 1,708 |
| Income before extraordinary items | $1,297,000 | 2,998 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,297,000 | 2,998 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,297,000 | 2,999 |
| Net charge-offs | $-2,000 | 5,291 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,297,000 | 2,948 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,101,000 | 2,025 |
| Total interest expense | $650,000 | 2,176 |
| Net interest income | $5,451,000 | 1,978 |
| Provision for loan and lease losses | $-202,000 | 6,415 |
| Total noninterest income | $1,184,000 | 1,862 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $193,000 | 2,767 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $991,000 | 1,455 |
| Total noninterest expense | $5,661,000 | 1,685 |
| Salaries and employee benefits | $3,147,000 | 1,638 |
| Premises and equipment expense | $923,000 | 1,307 |
| Additional noninterest expense | $1,591,000 | 1,922 |
| Pre-tax net operating income | $1,176,000 | 2,687 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $390,000 | 1,786 |
| Income before extraordinary items | $786,000 | 3,119 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $786,000 | 3,125 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $786,000 | 3,125 |
| Net charge-offs | $25,000 | 3,293 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $786,000 | 3,076 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,038,000 | 2,025 |
| Total interest expense | $329,000 | 2,195 |
| Net interest income | $2,709,000 | 1,981 |
| Provision for loan and lease losses | $-292,000 | 6,599 |
| Total noninterest income | $609,000 | 1,783 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $95,000 | 2,781 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $514,000 | 1,391 |
| Total noninterest expense | $3,036,000 | 1,586 |
| Salaries and employee benefits | $1,788,000 | 1,474 |
| Premises and equipment expense | $478,000 | 1,292 |
| Additional noninterest expense | $770,000 | 1,957 |
| Pre-tax net operating income | $574,000 | 2,653 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $188,000 | 1,777 |
| Income before extraordinary items | $386,000 | 3,081 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $386,000 | 3,084 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $386,000 | 3,084 |
| Net charge-offs | $19,000 | 2,514 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $386,000 | 3,032 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,839,000 | 2,080 |
| Total interest expense | $1,421,000 | 2,255 |
| Net interest income | $10,418,000 | 2,024 |
| Provision for loan and lease losses | $925,000 | 1,175 |
| Total noninterest income | $4,095,000 | 1,303 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $420,000 | 2,714 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,675,000 | 1,008 |
| Total noninterest expense | $11,278,000 | 1,702 |
| Salaries and employee benefits | $6,075,000 | 1,686 |
| Premises and equipment expense | $1,806,000 | 1,320 |
| Additional noninterest expense | $3,397,000 | 1,870 |
| Pre-tax net operating income | $2,310,000 | 2,593 |
| Securities gains (losses) | $53,000 | 1,750 |
| Applicable income taxes | $779,000 | 1,705 |
| Income before extraordinary items | $1,584,000 | 3,053 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,584,000 | 3,055 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,584,000 | 3,056 |
| Net charge-offs | $-28,000 | 6,326 |
| Cash dividends | $150,000 | 3,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,548,490 | 3,033 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,834,000 | 2,104 |
| Total interest expense | $1,070,000 | 2,309 |
| Net interest income | $7,764,000 | 2,038 |
| Provision for loan and lease losses | $750,000 | 1,115 |
| Total noninterest income | $3,183,000 | 1,295 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $315,000 | 2,730 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,868,000 | 1,000 |
| Total noninterest expense | $8,622,000 | 1,687 |
| Salaries and employee benefits | $4,693,000 | 1,648 |
| Premises and equipment expense | $1,350,000 | 1,324 |
| Additional noninterest expense | $2,579,000 | 1,839 |
| Pre-tax net operating income | $1,575,000 | 2,834 |
| Securities gains (losses) | $55,000 | 1,594 |
| Applicable income taxes | $525,000 | 1,868 |
| Income before extraordinary items | $1,105,000 | 3,231 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,105,000 | 3,234 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,105,000 | 3,235 |
| Net charge-offs | $-164,000 | 6,691 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,067,600 | 3,225 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,844,000 | 2,116 |
| Total interest expense | $736,000 | 2,307 |
| Net interest income | $5,108,000 | 2,050 |
| Provision for loan and lease losses | $525,000 | 1,115 |
| Total noninterest income | $2,385,000 | 1,201 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $205,000 | 2,743 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,180,000 | 923 |
| Total noninterest expense | $5,985,000 | 1,611 |
| Salaries and employee benefits | $3,318,000 | 1,573 |
| Premises and equipment expense | $883,000 | 1,354 |
| Additional noninterest expense | $1,784,000 | 1,778 |
| Pre-tax net operating income | $983,000 | 2,935 |
| Securities gains (losses) | $35,000 | 1,740 |
| Applicable income taxes | $322,000 | 1,950 |
| Income before extraordinary items | $696,000 | 3,322 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $696,000 | 3,323 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $696,000 | 3,325 |
| Net charge-offs | $-144,000 | 6,751 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $672,200 | 3,307 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,823,000 | 2,204 |
| Total interest expense | $376,000 | 2,327 |
| Net interest income | $2,447,000 | 2,146 |
| Provision for loan and lease losses | $300,000 | 980 |
| Total noninterest income | $1,634,000 | 961 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $99,000 | 2,798 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,535,000 | 735 |
| Total noninterest expense | $3,365,000 | 1,473 |
| Salaries and employee benefits | $1,929,000 | 1,382 |
| Premises and equipment expense | $461,000 | 1,315 |
| Additional noninterest expense | $975,000 | 1,644 |
| Pre-tax net operating income | $416,000 | 3,229 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $125,000 | 2,188 |
| Income before extraordinary items | $291,000 | 3,623 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $291,000 | 3,623 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $291,000 | 3,625 |
| Net charge-offs | $-50,000 | 6,712 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $291,000 | 3,528 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,354,000 | 2,288 |
| Total interest expense | $1,787,000 | 2,358 |
| Net interest income | $9,567,000 | 2,245 |
| Provision for loan and lease losses | $1,110,000 | 1,656 |
| Total noninterest income | $4,063,000 | 1,317 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $360,000 | 3,129 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,703,000 | 1,021 |
| Total noninterest expense | $9,848,000 | 1,945 |
| Salaries and employee benefits | $5,099,000 | 1,978 |
| Premises and equipment expense | $1,608,000 | 1,474 |
| Additional noninterest expense | $3,141,000 | 2,069 |
| Pre-tax net operating income | $2,672,000 | 2,295 |
| Securities gains (losses) | $151,000 | 1,940 |
| Applicable income taxes | $935,000 | 1,530 |
| Income before extraordinary items | $1,888,000 | 2,683 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,888,000 | 2,687 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,888,000 | 2,685 |
| Net charge-offs | $1,305,000 | 1,533 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,786,830 | 2,680 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,446,000 | 2,353 |
| Total interest expense | $1,399,000 | 2,354 |
| Net interest income | $7,047,000 | 2,325 |
| Provision for loan and lease losses | $810,000 | 1,689 |
| Total noninterest income | $3,139,000 | 1,297 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $273,000 | 3,161 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,866,000 | 972 |
| Total noninterest expense | $7,478,000 | 1,920 |
| Salaries and employee benefits | $3,854,000 | 1,959 |
| Premises and equipment expense | $1,198,000 | 1,498 |
| Additional noninterest expense | $2,426,000 | 2,027 |
| Pre-tax net operating income | $1,898,000 | 2,449 |
| Securities gains (losses) | $151,000 | 1,660 |
| Applicable income taxes | $673,000 | 1,625 |
| Income before extraordinary items | $1,376,000 | 2,794 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,376,000 | 2,795 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,376,000 | 2,794 |
| Net charge-offs | $820,000 | 1,644 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,274,830 | 2,805 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,672,000 | 2,352 |
| Total interest expense | $968,000 | 2,351 |
| Net interest income | $4,704,000 | 2,320 |
| Provision for loan and lease losses | $510,000 | 1,775 |
| Total noninterest income | $2,190,000 | 1,252 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $176,000 | 3,208 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,014,000 | 909 |
| Total noninterest expense | $5,141,000 | 1,866 |
| Salaries and employee benefits | $2,628,000 | 1,911 |
| Premises and equipment expense | $805,000 | 1,476 |
| Additional noninterest expense | $1,708,000 | 1,932 |
| Pre-tax net operating income | $1,243,000 | 2,457 |
| Securities gains (losses) | $142,000 | 1,349 |
| Applicable income taxes | $455,000 | 1,578 |
| Income before extraordinary items | $930,000 | 2,745 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $930,000 | 2,746 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $930,000 | 2,746 |
| Net charge-offs | $436,000 | 1,915 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $834,860 | 2,807 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,855,000 | 2,368 |
| Total interest expense | $512,000 | 2,317 |
| Net interest income | $2,343,000 | 2,341 |
| Provision for loan and lease losses | $210,000 | 1,952 |
| Total noninterest income | $861,000 | 1,456 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $87,000 | 3,218 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $774,000 | 1,104 |
| Total noninterest expense | $2,686,000 | 1,795 |
| Salaries and employee benefits | $1,420,000 | 1,764 |
| Premises and equipment expense | $420,000 | 1,424 |
| Additional noninterest expense | $846,000 | 1,941 |
| Pre-tax net operating income | $308,000 | 3,795 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $76,000 | 2,689 |
| Income before extraordinary items | $232,000 | 4,128 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $232,000 | 4,131 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $232,000 | 4,131 |
| Net charge-offs | $322,000 | 1,424 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $232,000 | 3,981 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,707,000 | 2,376 |
| Total interest expense | $2,599,000 | 2,216 |
| Net interest income | $9,108,000 | 2,401 |
| Provision for loan and lease losses | $1,877,000 | 1,644 |
| Total noninterest income | $2,503,000 | 1,711 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $375,000 | 3,156 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,128,000 | 1,302 |
| Total noninterest expense | $9,359,000 | 2,042 |
| Salaries and employee benefits | $4,665,000 | 2,076 |
| Premises and equipment expense | $1,620,000 | 1,523 |
| Additional noninterest expense | $3,074,000 | 2,161 |
| Pre-tax net operating income | $375,000 | 5,037 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $55,000 | 3,716 |
| Income before extraordinary items | $320,000 | 5,178 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $320,000 | 5,180 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $320,000 | 5,180 |
| Net charge-offs | $1,546,000 | 1,828 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $320,000 | 5,065 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,812,000 | 2,402 |
| Total interest expense | $2,040,000 | 2,208 |
| Net interest income | $6,772,000 | 2,437 |
| Provision for loan and lease losses | $1,202,000 | 1,747 |
| Total noninterest income | $1,907,000 | 1,665 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $283,000 | 3,153 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,624,000 | 1,275 |
| Total noninterest expense | $7,034,000 | 2,053 |
| Salaries and employee benefits | $3,522,000 | 2,057 |
| Premises and equipment expense | $1,218,000 | 1,537 |
| Additional noninterest expense | $2,294,000 | 2,180 |
| Pre-tax net operating income | $443,000 | 4,642 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $127,000 | 3,026 |
| Income before extraordinary items | $316,000 | 4,984 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $316,000 | 4,984 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $316,000 | 4,984 |
| Net charge-offs | $1,128,000 | 1,782 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $316,000 | 4,870 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,920,000 | 2,398 |
| Total interest expense | $1,425,000 | 2,202 |
| Net interest income | $4,495,000 | 2,450 |
| Provision for loan and lease losses | $992,000 | 1,506 |
| Total noninterest income | $1,243,000 | 1,690 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $185,000 | 3,171 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,058,000 | 1,292 |
| Total noninterest expense | $4,682,000 | 2,065 |
| Salaries and employee benefits | $2,346,000 | 2,077 |
| Premises and equipment expense | $792,000 | 1,596 |
| Additional noninterest expense | $1,544,000 | 2,194 |
| Pre-tax net operating income | $64,000 | 5,863 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $23,000 | 3,768 |
| Income before extraordinary items | $41,000 | 6,066 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $41,000 | 6,065 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $41,000 | 6,066 |
| Net charge-offs | $938,000 | 1,525 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $41,000 | 5,980 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,970,000 | 2,401 |
| Total interest expense | $746,000 | 2,189 |
| Net interest income | $2,224,000 | 2,475 |
| Provision for loan and lease losses | $782,000 | 1,037 |
| Total noninterest income | $693,000 | 1,578 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $87,000 | 3,269 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $606,000 | 1,170 |
| Total noninterest expense | $2,425,000 | 1,996 |
| Salaries and employee benefits | $1,186,000 | 2,060 |
| Premises and equipment expense | $427,000 | 1,511 |
| Additional noninterest expense | $812,000 | 2,074 |
| Pre-tax net operating income | $-290,000 | 6,925 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-71,000 | 7,240 |
| Income before extraordinary items | $-219,000 | 6,911 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-219,000 | 6,911 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-219,000 | 6,911 |
| Net charge-offs | $759,000 | 1,024 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-219,000 | 6,899 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,417,000 | 2,420 |
| Total interest expense | $3,592,000 | 2,212 |
| Net interest income | $8,825,000 | 2,493 |
| Provision for loan and lease losses | $2,103,000 | 2,008 |
| Total noninterest income | $2,413,000 | 1,812 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $414,000 | 3,009 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,999,000 | 1,404 |
| Total noninterest expense | $8,843,000 | 2,195 |
| Salaries and employee benefits | $4,280,000 | 2,255 |
| Premises and equipment expense | $1,483,000 | 1,723 |
| Additional noninterest expense | $3,080,000 | 2,248 |
| Pre-tax net operating income | $292,000 | 4,928 |
| Securities gains (losses) | $-17,000 | 7,070 |
| Applicable income taxes | $-88,000 | 6,812 |
| Income before extraordinary items | $363,000 | 4,733 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $363,000 | 4,734 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $363,000 | 4,734 |
| Net charge-offs | $1,883,000 | 1,933 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $380,000 | 4,538 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,349,000 | 2,470 |
| Total interest expense | $2,752,000 | 2,253 |
| Net interest income | $6,597,000 | 2,523 |
| Provision for loan and lease losses | $1,538,000 | 1,942 |
| Total noninterest income | $1,617,000 | 1,982 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $318,000 | 3,035 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,299,000 | 1,497 |
| Total noninterest expense | $6,516,000 | 2,225 |
| Salaries and employee benefits | $3,176,000 | 2,287 |
| Premises and equipment expense | $1,069,000 | 1,814 |
| Additional noninterest expense | $2,271,000 | 2,251 |
| Pre-tax net operating income | $160,000 | 5,388 |
| Securities gains (losses) | $-17,000 | 7,250 |
| Applicable income taxes | $-93,000 | 7,068 |
| Income before extraordinary items | $236,000 | 5,150 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $236,000 | 5,152 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $236,000 | 5,153 |
| Net charge-offs | $1,022,000 | 2,175 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $253,000 | 4,898 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,225,000 | 2,497 |
| Total interest expense | $1,849,000 | 2,323 |
| Net interest income | $4,376,000 | 2,533 |
| Provision for loan and lease losses | $1,228,000 | 1,722 |
| Total noninterest income | $961,000 | 2,113 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $219,000 | 2,973 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $742,000 | 1,615 |
| Total noninterest expense | $4,349,000 | 2,218 |
| Salaries and employee benefits | $2,092,000 | 2,334 |
| Premises and equipment expense | $704,000 | 1,854 |
| Additional noninterest expense | $1,553,000 | 2,187 |
| Pre-tax net operating income | $-240,000 | 6,489 |
| Securities gains (losses) | $-17,000 | 7,356 |
| Applicable income taxes | $-201,000 | 7,327 |
| Income before extraordinary items | $-56,000 | 6,326 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-56,000 | 6,328 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-56,000 | 6,326 |
| Net charge-offs | $1,002,000 | 1,722 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-45,120 | 6,216 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,109,000 | 2,559 |
| Total interest expense | $934,000 | 2,418 |
| Net interest income | $2,175,000 | 2,582 |
| Provision for loan and lease losses | $1,123,000 | 1,085 |
| Total noninterest income | $303,000 | 2,845 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $107,000 | 3,021 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $196,000 | 2,429 |
| Total noninterest expense | $2,246,000 | 2,177 |
| Salaries and employee benefits | $1,074,000 | 2,295 |
| Premises and equipment expense | $338,000 | 1,989 |
| Additional noninterest expense | $834,000 | 2,037 |
| Pre-tax net operating income | $-891,000 | 7,379 |
| Securities gains (losses) | $-17,000 | 7,543 |
| Applicable income taxes | $-406,000 | 7,680 |
| Income before extraordinary items | $-502,000 | 7,262 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-502,000 | 7,263 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-502,000 | 7,263 |
| Net charge-offs | $885,000 | 1,127 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-491,120 | 7,240 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,839,000 | 2,574 |
| Total interest expense | $4,466,000 | 2,496 |
| Net interest income | $8,373,000 | 2,608 |
| Provision for loan and lease losses | $2,794,000 | 2,068 |
| Total noninterest income | $2,293,000 | 1,939 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $401,000 | 3,329 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,892,000 | 1,428 |
| Total noninterest expense | $8,707,000 | 2,277 |
| Salaries and employee benefits | $4,213,000 | 2,343 |
| Premises and equipment expense | $1,409,000 | 1,907 |
| Additional noninterest expense | $3,085,000 | 2,293 |
| Pre-tax net operating income | $-835,000 | 6,187 |
| Securities gains (losses) | $-200,000 | 7,420 |
| Applicable income taxes | $-676,000 | 7,141 |
| Income before extraordinary items | $-359,000 | 5,979 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-359,000 | 5,977 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-359,000 | 5,977 |
| Net charge-offs | $3,002,000 | 1,607 |
| Cash dividends | $240,000 | 3,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-231,000 | 5,862 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,666,000 | 2,617 |
| Total interest expense | $3,450,000 | 2,534 |
| Net interest income | $6,216,000 | 2,642 |
| Provision for loan and lease losses | $2,124,000 | 1,833 |
| Total noninterest income | $1,978,000 | 1,793 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $303,000 | 3,327 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,675,000 | 1,295 |
| Total noninterest expense | $6,782,000 | 2,197 |
| Salaries and employee benefits | $3,170,000 | 2,346 |
| Premises and equipment expense | $1,090,000 | 1,865 |
| Additional noninterest expense | $2,522,000 | 2,095 |
| Pre-tax net operating income | $-712,000 | 6,480 |
| Securities gains (losses) | $-200,000 | 7,586 |
| Applicable income taxes | $-520,000 | 7,357 |
| Income before extraordinary items | $-392,000 | 6,325 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-392,000 | 6,326 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-392,000 | 6,325 |
| Net charge-offs | $2,521,000 | 1,318 |
| Cash dividends | $130,000 | 3,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-264,000 | 6,179 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,482,000 | 2,632 |
| Total interest expense | $2,325,000 | 2,611 |
| Net interest income | $4,157,000 | 2,613 |
| Provision for loan and lease losses | $2,160,000 | 1,337 |
| Total noninterest income | $1,485,000 | 1,668 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $171,000 | 3,620 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,314,000 | 1,187 |
| Total noninterest expense | $4,481,000 | 2,240 |
| Salaries and employee benefits | $2,142,000 | 2,364 |
| Premises and equipment expense | $763,000 | 1,812 |
| Additional noninterest expense | $1,576,000 | 2,233 |
| Pre-tax net operating income | $-999,000 | 7,029 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-553,000 | 7,612 |
| Income before extraordinary items | $-446,000 | 6,702 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-446,000 | 6,703 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-446,000 | 6,703 |
| Net charge-offs | $1,286,000 | 1,452 |
| Cash dividends | $130,000 | 3,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-446,000 | 6,684 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,280,000 | 2,635 |
| Total interest expense | $1,189,000 | 2,653 |
| Net interest income | $2,091,000 | 2,598 |
| Provision for loan and lease losses | $1,693,000 | 843 |
| Total noninterest income | $834,000 | 1,505 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $77,000 | 3,782 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $757,000 | 1,059 |
| Total noninterest expense | $2,382,000 | 2,075 |
| Salaries and employee benefits | $1,109,000 | 2,309 |
| Premises and equipment expense | $437,000 | 1,623 |
| Additional noninterest expense | $836,000 | 1,916 |
| Pre-tax net operating income | $-1,150,000 | 7,673 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-557,000 | 7,899 |
| Income before extraordinary items | $-593,000 | 7,521 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-593,000 | 7,522 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-593,000 | 7,522 |
| Net charge-offs | $870,000 | 1,033 |
| Cash dividends | $130,000 | 2,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-593,000 | 7,500 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,012,000 | 3,274 |
| Total interest expense | $4,838,000 | 3,044 |
| Net interest income | $6,174,000 | 3,402 |
| Provision for loan and lease losses | $404,000 | 4,127 |
| Total noninterest income | $1,539,000 | 2,574 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $322,000 | 3,889 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,217,000 | 1,861 |
| Total noninterest expense | $6,218,000 | 2,974 |
| Salaries and employee benefits | $3,158,000 | 3,104 |
| Premises and equipment expense | $980,000 | 2,679 |
| Additional noninterest expense | $2,080,000 | 2,765 |
| Pre-tax net operating income | $1,091,000 | 3,598 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $254,000 | 2,583 |
| Income before extraordinary items | $837,000 | 3,619 |
| Extraordinary gains, net | $-559,000 | 8,286 |
| Net income | $278,000 | 5,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 4,465 |
| Cash dividends | $12,657,000 | 241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $837,000 | 3,751 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,064,000 | 3,404 |
| Total interest expense | $3,686,000 | 3,108 |
| Net interest income | $4,378,000 | 3,572 |
| Provision for loan and lease losses | $234,000 | 3,949 |
| Total noninterest income | $1,207,000 | 2,575 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $241,000 | 3,926 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $966,000 | 1,861 |
| Total noninterest expense | $4,691,000 | 2,936 |
| Salaries and employee benefits | $2,188,000 | 3,384 |
| Premises and equipment expense | $724,000 | 2,711 |
| Additional noninterest expense | $1,779,000 | 2,387 |
| Pre-tax net operating income | $660,000 | 4,465 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $126,000 | 3,392 |
| Income before extraordinary items | $534,000 | 4,318 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $534,000 | 4,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 3,355 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $534,000 | 4,470 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,380,000 | 3,451 |
| Total interest expense | $2,578,000 | 3,097 |
| Net interest income | $2,802,000 | 3,669 |
| Provision for loan and lease losses | $156,000 | 3,542 |
| Total noninterest income | $845,000 | 2,515 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $148,000 | 4,077 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $697,000 | 1,793 |
| Total noninterest expense | $3,100,000 | 2,965 |
| Salaries and employee benefits | $1,454,000 | 3,417 |
| Premises and equipment expense | $495,000 | 2,660 |
| Additional noninterest expense | $1,151,000 | 2,428 |
| Pre-tax net operating income | $391,000 | 4,841 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $65,000 | 3,850 |
| Income before extraordinary items | $326,000 | 4,872 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $326,000 | 4,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,756 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $326,000 | 4,809 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,736,000 | 3,482 |
| Total interest expense | $1,392,000 | 3,079 |
| Net interest income | $1,344,000 | 3,775 |
| Provision for loan and lease losses | $78,000 | 3,090 |
| Total noninterest income | $357,000 | 2,804 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $68,000 | 4,202 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $289,000 | 2,018 |
| Total noninterest expense | $1,581,000 | 2,914 |
| Salaries and employee benefits | $706,000 | 3,521 |
| Premises and equipment expense | $264,000 | 2,549 |
| Additional noninterest expense | $611,000 | 2,277 |
| Pre-tax net operating income | $42,000 | 6,706 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-28,000 | 7,941 |
| Income before extraordinary items | $70,000 | 6,273 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $70,000 | 6,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 1,791 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $70,000 | 6,181 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,355,000 | 3,690 |
| Total interest expense | $5,606,000 | 3,178 |
| Net interest income | $4,749,000 | 4,149 |
| Provision for loan and lease losses | $372,000 | 2,812 |
| Total noninterest income | $1,277,000 | 3,016 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $180,000 | 5,109 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,097,000 | 2,101 |
| Total noninterest expense | $4,795,000 | 3,565 |
| Salaries and employee benefits | $2,388,000 | 3,855 |
| Premises and equipment expense | $762,000 | 3,213 |
| Additional noninterest expense | $1,645,000 | 3,164 |
| Pre-tax net operating income | $859,000 | 5,046 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $182,000 | 3,948 |
| Income before extraordinary items | $677,000 | 5,122 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $677,000 | 5,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 2,033 |
| Cash dividends | $100,000 | 5,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $677,000 | 5,104 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,512,000 | 3,770 |
| Total interest expense | $4,070,000 | 3,245 |
| Net interest income | $3,442,000 | 4,264 |
| Provision for loan and lease losses | $294,000 | 2,346 |
| Total noninterest income | $953,000 | 3,013 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $119,000 | 5,348 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $834,000 | 2,073 |
| Total noninterest expense | $3,295,000 | 3,814 |
| Salaries and employee benefits | $1,707,000 | 3,967 |
| Premises and equipment expense | $539,000 | 3,354 |
| Additional noninterest expense | $1,049,000 | 3,569 |
| Pre-tax net operating income | $806,000 | 4,819 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $204,000 | 3,701 |
| Income before extraordinary items | $602,000 | 4,997 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $602,000 | 4,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $316,000 | 1,492 |
| Cash dividends | $100,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $602,000 | 4,982 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,983,000 | 3,797 |
| Total interest expense | $2,655,000 | 3,287 |
| Net interest income | $2,328,000 | 4,254 |
| Provision for loan and lease losses | $216,000 | 2,044 |
| Total noninterest income | $635,000 | 3,030 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $79,000 | 5,372 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $556,000 | 2,099 |
| Total noninterest expense | $2,231,000 | 3,795 |
| Salaries and employee benefits | $1,129,000 | 4,032 |
| Premises and equipment expense | $373,000 | 3,269 |
| Additional noninterest expense | $729,000 | 3,440 |
| Pre-tax net operating income | $516,000 | 4,974 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $133,000 | 3,800 |
| Income before extraordinary items | $383,000 | 5,162 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $383,000 | 5,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 1,413 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $383,000 | 5,151 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 3,789 |
| Total interest expense | $1,309,000 | 3,305 |
| Net interest income | $1,177,000 | 4,220 |
| Provision for loan and lease losses | $78,000 | 2,375 |
| Total noninterest income | $213,000 | 3,877 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $38,000 | 5,408 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $175,000 | 2,753 |
| Total noninterest expense | $1,171,000 | 3,635 |
| Salaries and employee benefits | $582,000 | 3,968 |
| Premises and equipment expense | $197,000 | 3,149 |
| Additional noninterest expense | $392,000 | 3,224 |
| Pre-tax net operating income | $141,000 | 6,153 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $22,000 | 4,858 |
| Income before extraordinary items | $119,000 | 6,097 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $119,000 | 6,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 819 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $119,000 | 6,081 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,360,000 | 3,755 |
| Total interest expense | $4,525,000 | 3,280 |
| Net interest income | $4,835,000 | 4,107 |
| Provision for loan and lease losses | $399,000 | 2,281 |
| Total noninterest income | $810,000 | 4,018 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $176,000 | 5,230 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $634,000 | 2,916 |
| Total noninterest expense | $3,936,000 | 4,048 |
| Salaries and employee benefits | $1,882,000 | 4,478 |
| Premises and equipment expense | $675,000 | 3,425 |
| Additional noninterest expense | $1,379,000 | 3,527 |
| Pre-tax net operating income | $1,310,000 | 4,589 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $405,000 | 3,416 |
| Income before extraordinary items | $905,000 | 4,934 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $905,000 | 4,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,999 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $905,000 | 4,926 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,932,000 | 3,766 |
| Total interest expense | $3,260,000 | 3,284 |
| Net interest income | $3,672,000 | 4,096 |
| Provision for loan and lease losses | $291,000 | 2,215 |
| Total noninterest income | $483,000 | 4,571 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $136,000 | 5,218 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $347,000 | 3,457 |
| Total noninterest expense | $2,780,000 | 4,200 |
| Salaries and employee benefits | $1,370,000 | 4,542 |
| Premises and equipment expense | $493,000 | 3,509 |
| Additional noninterest expense | $917,000 | 3,868 |
| Pre-tax net operating income | $1,084,000 | 4,553 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $350,000 | 3,368 |
| Income before extraordinary items | $734,000 | 4,911 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $734,000 | 4,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,992 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $734,000 | 4,896 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,547,000 | 3,772 |
| Total interest expense | $2,106,000 | 3,244 |
| Net interest income | $2,441,000 | 4,107 |
| Provision for loan and lease losses | $213,000 | 2,003 |
| Total noninterest income | $309,000 | 4,651 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $92,000 | 5,198 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $217,000 | 3,589 |
| Total noninterest expense | $1,848,000 | 4,221 |
| Salaries and employee benefits | $898,000 | 4,620 |
| Premises and equipment expense | $336,000 | 3,438 |
| Additional noninterest expense | $614,000 | 3,841 |
| Pre-tax net operating income | $689,000 | 4,665 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $239,000 | 3,382 |
| Income before extraordinary items | $450,000 | 5,128 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $450,000 | 5,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $450,000 | 5,128 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,266,000 | 3,724 |
| Total interest expense | $1,014,000 | 3,221 |
| Net interest income | $1,252,000 | 4,040 |
| Provision for loan and lease losses | $135,000 | 1,590 |
| Total noninterest income | $144,000 | 4,778 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $44,000 | 5,215 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $100,000 | 3,699 |
| Total noninterest expense | $889,000 | 4,358 |
| Salaries and employee benefits | $452,000 | 4,621 |
| Premises and equipment expense | $192,000 | 3,117 |
| Additional noninterest expense | $245,000 | 4,544 |
| Pre-tax net operating income | $372,000 | 4,443 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $138,000 | 3,162 |
| Income before extraordinary items | $234,000 | 4,990 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $234,000 | 4,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $234,000 | 4,972 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,598,000 | 3,542 |
| Total interest expense | $3,231,000 | 3,130 |
| Net interest income | $5,367,000 | 3,751 |
| Provision for loan and lease losses | $351,000 | 2,516 |
| Total noninterest income | $624,000 | 4,695 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $146,000 | 5,664 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $478,000 | 3,451 |
| Total noninterest expense | $3,501,000 | 4,292 |
| Salaries and employee benefits | $1,692,000 | 4,680 |
| Premises and equipment expense | $693,000 | 3,263 |
| Additional noninterest expense | $1,116,000 | 4,082 |
| Pre-tax net operating income | $2,139,000 | 3,533 |
| Securities gains (losses) | $-77,000 | 8,341 |
| Applicable income taxes | $774,000 | 2,659 |
| Income before extraordinary items | $1,288,000 | 4,178 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,288,000 | 4,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 1,649 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,337,280 | 4,040 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,379,000 | 3,518 |
| Total interest expense | $2,306,000 | 3,127 |
| Net interest income | $4,073,000 | 3,707 |
| Provision for loan and lease losses | $246,000 | 2,575 |
| Total noninterest income | $519,000 | 4,441 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $101,000 | 5,845 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $418,000 | 3,201 |
| Total noninterest expense | $2,588,000 | 4,303 |
| Salaries and employee benefits | $1,281,000 | 4,618 |
| Premises and equipment expense | $530,000 | 3,193 |
| Additional noninterest expense | $777,000 | 4,275 |
| Pre-tax net operating income | $1,758,000 | 3,352 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $660,000 | 2,483 |
| Income before extraordinary items | $1,098,000 | 3,908 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,098,000 | 3,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 2,398 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,098,000 | 3,865 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,207,000 | 3,481 |
| Total interest expense | $1,467,000 | 3,101 |
| Net interest income | $2,740,000 | 3,658 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $287,000 | 4,902 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $61,000 | 5,980 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $226,000 | 3,553 |
| Total noninterest expense | $1,709,000 | 4,321 |
| Salaries and employee benefits | $848,000 | 4,628 |
| Premises and equipment expense | $368,000 | 3,063 |
| Additional noninterest expense | $493,000 | 4,423 |
| Pre-tax net operating income | $1,168,000 | 3,311 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $438,000 | 2,461 |
| Income before extraordinary items | $730,000 | 3,868 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $730,000 | 3,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 1,708 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $730,000 | 3,813 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,102,000 | 3,454 |
| Total interest expense | $698,000 | 3,122 |
| Net interest income | $1,404,000 | 3,598 |
| Provision for loan and lease losses | $105,000 | 1,941 |
| Total noninterest income | $172,000 | 4,357 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $30,000 | 5,982 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $142,000 | 3,079 |
| Total noninterest expense | $878,000 | 4,246 |
| Salaries and employee benefits | $441,000 | 4,507 |
| Premises and equipment expense | $206,000 | 2,807 |
| Additional noninterest expense | $231,000 | 4,632 |
| Pre-tax net operating income | $593,000 | 3,252 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $222,000 | 2,433 |
| Income before extraordinary items | $371,000 | 3,814 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $371,000 | 3,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 1,405 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $371,000 | 3,772 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,000,000 | 3,415 |
| Total interest expense | $2,543,000 | 3,012 |
| Net interest income | $5,457,000 | 3,554 |
| Provision for loan and lease losses | $255,000 | 3,213 |
| Total noninterest income | $952,000 | 3,673 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $139,000 | 5,934 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $813,000 | 2,472 |
| Total noninterest expense | $2,994,000 | 4,660 |
| Salaries and employee benefits | $1,606,000 | 4,715 |
| Premises and equipment expense | $386,000 | 4,879 |
| Additional noninterest expense | $1,002,000 | 4,344 |
| Pre-tax net operating income | $3,160,000 | 2,476 |
| Securities gains (losses) | $16,000 | 2,543 |
| Applicable income taxes | $1,192,000 | 1,911 |
| Income before extraordinary items | $1,984,000 | 2,940 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,984,000 | 2,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 2,007 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,973,760 | 2,892 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,962,000 | 3,406 |
| Total interest expense | $1,867,000 | 3,013 |
| Net interest income | $4,095,000 | 3,528 |
| Provision for loan and lease losses | $210,000 | 2,903 |
| Total noninterest income | $791,000 | 3,435 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $107,000 | 5,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $684,000 | 2,299 |
| Total noninterest expense | $2,240,000 | 4,644 |
| Salaries and employee benefits | $1,227,000 | 4,614 |
| Premises and equipment expense | $272,000 | 5,074 |
| Additional noninterest expense | $741,000 | 4,333 |
| Pre-tax net operating income | $2,436,000 | 2,443 |
| Securities gains (losses) | $16,000 | 2,442 |
| Applicable income taxes | $920,000 | 1,907 |
| Income before extraordinary items | $1,532,000 | 2,901 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,532,000 | 2,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 1,983 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,521,760 | 2,845 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,984,000 | 3,394 |
| Total interest expense | $1,254,000 | 2,978 |
| Net interest income | $2,730,000 | 3,513 |
| Provision for loan and lease losses | $165,000 | 2,550 |
| Total noninterest income | $603,000 | 3,155 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $67,000 | 6,054 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $536,000 | 2,085 |
| Total noninterest expense | $1,529,000 | 4,603 |
| Salaries and employee benefits | $869,000 | 4,438 |
| Premises and equipment expense | $176,000 | 5,184 |
| Additional noninterest expense | $484,000 | 4,415 |
| Pre-tax net operating income | $1,639,000 | 2,401 |
| Securities gains (losses) | $16,000 | 2,165 |
| Applicable income taxes | $622,000 | 1,880 |
| Income before extraordinary items | $1,033,000 | 2,851 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,033,000 | 2,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 1,923 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,022,760 | 2,802 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,990,000 | 3,400 |
| Total interest expense | $648,000 | 2,938 |
| Net interest income | $1,342,000 | 3,564 |
| Provision for loan and lease losses | $120,000 | 1,785 |
| Total noninterest income | $225,000 | 3,767 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $32,000 | 6,092 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $193,000 | 2,525 |
| Total noninterest expense | $827,000 | 4,379 |
| Salaries and employee benefits | $478,000 | 4,155 |
| Premises and equipment expense | $96,000 | 4,925 |
| Additional noninterest expense | $253,000 | 4,280 |
| Pre-tax net operating income | $620,000 | 2,999 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $229,000 | 2,342 |
| Income before extraordinary items | $391,000 | 3,569 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $391,000 | 3,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 1,181 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $391,000 | 3,454 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,823,000 | 3,504 |
| Total interest expense | $2,843,000 | 3,005 |
| Net interest income | $4,980,000 | 3,689 |
| Provision for loan and lease losses | $176,000 | 4,306 |
| Total noninterest income | $1,261,000 | 3,195 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $127,000 | 6,184 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,134,000 | 2,199 |
| Total noninterest expense | $2,623,000 | 5,039 |
| Salaries and employee benefits | $1,400,000 | 5,092 |
| Premises and equipment expense | $330,000 | 5,362 |
| Additional noninterest expense | $893,000 | 4,656 |
| Pre-tax net operating income | $3,442,000 | 2,243 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $1,316,000 | 1,810 |
| Income before extraordinary items | $2,127,000 | 2,733 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,127,000 | 2,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,589 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,126,360 | 2,603 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,787,000 | 3,587 |
| Total interest expense | $2,147,000 | 3,088 |
| Net interest income | $3,640,000 | 3,787 |
| Provision for loan and lease losses | $131,000 | 4,208 |
| Total noninterest income | $1,016,000 | 3,103 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $91,000 | 6,296 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $925,000 | 2,160 |
| Total noninterest expense | $1,929,000 | 5,111 |
| Salaries and employee benefits | $1,033,000 | 5,136 |
| Premises and equipment expense | $246,000 | 5,386 |
| Additional noninterest expense | $650,000 | 4,732 |
| Pre-tax net operating income | $2,596,000 | 2,304 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $998,000 | 1,861 |
| Income before extraordinary items | $1,598,000 | 2,825 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,598,000 | 2,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,826 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,598,000 | 2,682 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,857,000 | 3,612 |
| Total interest expense | $1,395,000 | 3,258 |
| Net interest income | $2,462,000 | 3,751 |
| Provision for loan and lease losses | $86,000 | 4,207 |
| Total noninterest income | $694,000 | 3,030 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $59,000 | 6,330 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $635,000 | 2,114 |
| Total noninterest expense | $1,261,000 | 5,169 |
| Salaries and employee benefits | $682,000 | 5,180 |
| Premises and equipment expense | $156,000 | 5,529 |
| Additional noninterest expense | $423,000 | 4,815 |
| Pre-tax net operating income | $1,809,000 | 2,228 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $702,000 | 1,814 |
| Income before extraordinary items | $1,107,000 | 2,750 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,107,000 | 2,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,353 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,107,000 | 2,597 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,952,000 | 3,597 |
| Total interest expense | $729,000 | 3,201 |
| Net interest income | $1,223,000 | 3,763 |
| Provision for loan and lease losses | $42,000 | 4,061 |
| Total noninterest income | $285,000 | 3,370 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $29,000 | 6,311 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $256,000 | 2,333 |
| Total noninterest expense | $648,000 | 5,077 |
| Salaries and employee benefits | $379,000 | 4,810 |
| Premises and equipment expense | $66,000 | 6,019 |
| Additional noninterest expense | $203,000 | 4,916 |
| Pre-tax net operating income | $818,000 | 2,423 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $329,000 | 1,923 |
| Income before extraordinary items | $489,000 | 2,999 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $489,000 | 2,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $489,000 | 2,855 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,387,000 | 3,500 |
| Total interest expense | $3,474,000 | 3,125 |
| Net interest income | $4,913,000 | 3,724 |
| Provision for loan and lease losses | $164,000 | 4,764 |
| Total noninterest income | $600,000 | 4,728 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $109,000 | 6,431 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $491,000 | 3,316 |
| Total noninterest expense | $2,308,000 | 5,365 |
| Salaries and employee benefits | $1,183,000 | 5,534 |
| Premises and equipment expense | $359,000 | 5,005 |
| Additional noninterest expense | $766,000 | 5,086 |
| Pre-tax net operating income | $3,041,000 | 2,474 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,137,000 | 2,007 |
| Income before extraordinary items | $1,904,000 | 2,915 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,904,000 | 2,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,210 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,904,000 | 2,828 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,946,000 | 3,666 |
| Total interest expense | $5,143,000 | 3,080 |
| Net interest income | $3,803,000 | 4,284 |
| Provision for loan and lease losses | $150,000 | 4,756 |
| Total noninterest income | $485,000 | 5,146 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $99,000 | 6,593 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $386,000 | 3,611 |
| Total noninterest expense | $2,091,000 | 5,578 |
| Salaries and employee benefits | $1,107,000 | 5,632 |
| Premises and equipment expense | $262,000 | 5,939 |
| Additional noninterest expense | $722,000 | 5,172 |
| Pre-tax net operating income | $2,047,000 | 3,125 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $755,000 | 2,530 |
| Income before extraordinary items | $1,292,000 | 3,598 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,292,000 | 3,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,593 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,292,000 | 3,497 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,625,000 | 3,885 |
| Total interest expense | $5,025,000 | 3,304 |
| Net interest income | $3,600,000 | 4,511 |
| Provision for loan and lease losses | $150,000 | 4,393 |
| Total noninterest income | $271,000 | 6,563 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $88,000 | 6,811 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $183,000 | 4,983 |
| Total noninterest expense | $1,959,000 | 5,754 |
| Salaries and employee benefits | $1,065,000 | 5,675 |
| Premises and equipment expense | $259,000 | 5,916 |
| Additional noninterest expense | $635,000 | 5,562 |
| Pre-tax net operating income | $1,762,000 | 3,620 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $658,000 | 2,934 |
| Income before extraordinary items | $1,104,000 | 4,092 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,104,000 | 4,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,857 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,104,000 | 4,092 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,462,000 | 4,173 |
| Total interest expense | $4,031,000 | 3,569 |
| Net interest income | $3,431,000 | 4,709 |
| Provision for loan and lease losses | $85,000 | 5,558 |
| Total noninterest income | $292,000 | 6,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 7,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 4,755 |
| Total noninterest expense | $1,879,000 | 5,913 |
| Salaries and employee benefits | $1,007,000 | 5,856 |
| Premises and equipment expense | $241,000 | 6,169 |
| Additional noninterest expense | $631,000 | 5,641 |
| Pre-tax net operating income | $1,759,000 | 3,671 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $668,000 | 2,995 |
| Income before extraordinary items | $1,091,000 | 4,174 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,091,000 | 4,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,321 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,091,000 | 4,128 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,216,000 | 4,291 |
| Total interest expense | $4,029,000 | 3,662 |
| Net interest income | $3,187,000 | 4,924 |
| Provision for loan and lease losses | $216,000 | 3,355 |
| Total noninterest income | $267,000 | 6,808 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 7,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 4,980 |
| Total noninterest expense | $1,744,000 | 6,137 |
| Salaries and employee benefits | $850,000 | 6,472 |
| Premises and equipment expense | $246,000 | 6,015 |
| Additional noninterest expense | $648,000 | 5,458 |
| Pre-tax net operating income | $1,494,000 | 4,198 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $559,000 | 3,584 |
| Income before extraordinary items | $935,000 | 4,702 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $935,000 | 4,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,178 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $935,000 | 4,620 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,079,000 | 4,458 |
| Total interest expense | $3,931,000 | 3,739 |
| Net interest income | $3,148,000 | 5,107 |
| Provision for loan and lease losses | $55,000 | 6,469 |
| Total noninterest income | $251,000 | 7,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 7,887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 5,198 |
| Total noninterest expense | $1,645,000 | 6,423 |
| Salaries and employee benefits | $781,000 | 6,875 |
| Premises and equipment expense | $240,000 | 6,210 |
| Additional noninterest expense | $624,000 | 5,663 |
| Pre-tax net operating income | $1,699,000 | 4,041 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $658,000 | 3,424 |
| Income before extraordinary items | $1,041,000 | 4,556 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,041,000 | 4,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,858 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,041,000 | 4,495 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,680,000 | 4,765 |
| Total interest expense | $3,680,000 | 3,999 |
| Net interest income | $3,000,000 | 5,443 |
| Provision for loan and lease losses | $39,000 | 7,052 |
| Total noninterest income | $245,000 | 7,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 8,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 5,448 |
| Total noninterest expense | $2,322,000 | 5,300 |
| Salaries and employee benefits | $1,012,000 | 5,933 |
| Premises and equipment expense | $202,000 | 6,991 |
| Additional noninterest expense | $1,108,000 | 4,034 |
| Pre-tax net operating income | $884,000 | 6,147 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $318,000 | 5,629 |
| Income before extraordinary items | $566,000 | 6,471 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $566,000 | 6,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $566,000 | 6,402 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,283,000 | 4,995 |
| Total interest expense | $3,373,000 | 4,292 |
| Net interest income | $2,910,000 | 5,634 |
| Provision for loan and lease losses | $66,000 | 5,523 |
| Total noninterest income | $227,000 | 8,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 9,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 5,607 |
| Total noninterest expense | $1,805,000 | 6,444 |
| Salaries and employee benefits | $921,000 | 6,455 |
| Premises and equipment expense | $191,000 | 7,369 |
| Additional noninterest expense | $693,000 | 5,905 |
| Pre-tax net operating income | $1,266,000 | 5,064 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $484,000 | 4,305 |
| Income before extraordinary items | $782,000 | 5,531 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $782,000 | 5,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $782,000 | 5,516 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,569,000 | 5,181 |
| Total interest expense | $2,608,000 | 4,474 |
| Net interest income | $2,961,000 | 5,658 |
| Provision for loan and lease losses | $66,000 | 5,441 |
| Total noninterest income | $280,000 | 7,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,629 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 4,839 |
| Total noninterest expense | $1,812,000 | 6,658 |
| Salaries and employee benefits | $916,000 | 6,538 |
| Premises and equipment expense | $148,000 | 8,603 |
| Additional noninterest expense | $748,000 | 6,003 |
| Pre-tax net operating income | $1,363,000 | 4,758 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $510,000 | 3,997 |
| Income before extraordinary items | $853,000 | 5,105 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $853,000 | 5,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $853,000 | 5,151 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,706,000 | 5,178 |
| Total interest expense | $2,680,000 | 4,536 |
| Net interest income | $3,026,000 | 5,623 |
| Provision for loan and lease losses | $66,000 | 6,760 |
| Total noninterest income | $327,000 | 7,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 10,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $277,000 | 4,693 |
| Total noninterest expense | $1,726,000 | 7,114 |
| Salaries and employee benefits | $876,000 | 6,860 |
| Premises and equipment expense | $156,000 | 8,751 |
| Additional noninterest expense | $694,000 | 6,607 |
| Pre-tax net operating income | $1,561,000 | 4,166 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $602,000 | 3,598 |
| Income before extraordinary items | $959,000 | 4,838 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $959,000 | 4,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $959,000 | 4,608 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,222,000 | 5,325 |
| Total interest expense | $3,306,000 | 4,773 |
| Net interest income | $2,916,000 | 5,851 |
| Provision for loan and lease losses | $71,000 | 8,232 |
| Total noninterest income | $241,000 | 8,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $241,000 | 5,087 |
| Total noninterest expense | $1,609,000 | 7,551 |
| Salaries and employee benefits | $850,000 | 6,930 |
| Premises and equipment expense | $273,000 | 6,391 |
| Additional noninterest expense | $486,000 | 8,590 |
| Pre-tax net operating income | $1,477,000 | 4,088 |
| Securities gains (losses) | $-2,000 | 12,861 |
| Applicable income taxes | $575,000 | 3,545 |
| Income before extraordinary items | $900,000 | 4,934 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $900,000 | 4,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $901,280 | 4,614 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.