Home > Fortress Bank Minnesota > Income and Expense
Fortress Bank Minnesota, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $859,000 | 6,675 |
| Total interest expense | $352,000 | 6,631 |
| Net interest income | $507,000 | 6,574 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $72,000 | 6,185 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $56,000 | 4,665 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $16,000 | 6,921 |
| Total noninterest expense | $464,000 | 6,468 |
| Salaries and employee benefits | $238,000 | 6,652 |
| Premises and equipment expense | $38,000 | 7,268 |
| Additional noninterest expense | $188,000 | 5,464 |
| Pre-tax net operating income | $115,000 | 6,476 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $39,000 | 4,383 |
| Income before extraordinary items | $76,000 | 6,767 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $76,000 | 6,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 756 |
| Cash dividends | $75,000 | 3,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $76,000 | 6,746 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,419,000 | 6,470 |
| Total interest expense | $1,259,000 | 6,496 |
| Net interest income | $2,160,000 | 6,378 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $312,000 | 6,099 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $231,000 | 4,679 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $81,000 | 6,654 |
| Total noninterest expense | $2,002,000 | 6,158 |
| Salaries and employee benefits | $998,000 | 6,406 |
| Premises and equipment expense | $202,000 | 6,717 |
| Additional noninterest expense | $802,000 | 5,226 |
| Pre-tax net operating income | $470,000 | 6,577 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $157,000 | 4,551 |
| Income before extraordinary items | $313,000 | 6,864 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $313,000 | 6,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,438 |
| Cash dividends | $274,000 | 4,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $313,000 | 6,865 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,503,000 | 6,547 |
| Total interest expense | $916,000 | 6,525 |
| Net interest income | $1,587,000 | 6,495 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $230,000 | 6,188 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $175,000 | 4,704 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $55,000 | 6,804 |
| Total noninterest expense | $1,492,000 | 6,170 |
| Salaries and employee benefits | $750,000 | 6,406 |
| Premises and equipment expense | $149,000 | 6,772 |
| Additional noninterest expense | $593,000 | 5,258 |
| Pre-tax net operating income | $325,000 | 6,898 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $106,000 | 4,872 |
| Income before extraordinary items | $219,000 | 7,117 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $219,000 | 7,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,367 |
| Cash dividends | $225,000 | 4,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $219,000 | 7,120 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,631,000 | 6,605 |
| Total interest expense | $575,000 | 6,577 |
| Net interest income | $1,056,000 | 6,536 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $139,000 | 6,375 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $107,000 | 4,870 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $32,000 | 7,029 |
| Total noninterest expense | $1,003,000 | 6,164 |
| Salaries and employee benefits | $508,000 | 6,393 |
| Premises and equipment expense | $99,000 | 6,792 |
| Additional noninterest expense | $396,000 | 5,239 |
| Pre-tax net operating income | $192,000 | 7,127 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $60,000 | 5,067 |
| Income before extraordinary items | $132,000 | 7,292 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $132,000 | 7,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,501 |
| Cash dividends | $150,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $132,000 | 7,300 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $787,000 | 6,680 |
| Total interest expense | $258,000 | 6,728 |
| Net interest income | $529,000 | 6,540 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $65,000 | 6,474 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $47,000 | 5,070 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 6,859 |
| Total noninterest expense | $522,000 | 6,049 |
| Salaries and employee benefits | $262,000 | 6,327 |
| Premises and equipment expense | $52,000 | 6,673 |
| Additional noninterest expense | $208,000 | 5,058 |
| Pre-tax net operating income | $72,000 | 7,415 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $20,000 | 5,352 |
| Income before extraordinary items | $52,000 | 7,504 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $52,000 | 7,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,166 |
| Cash dividends | $75,000 | 3,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $52,000 | 7,510 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,044,000 | 6,551 |
| Total interest expense | $909,000 | 6,515 |
| Net interest income | $2,135,000 | 6,474 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $291,000 | 6,380 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $197,000 | 5,074 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $94,000 | 6,501 |
| Total noninterest expense | $1,914,000 | 6,255 |
| Salaries and employee benefits | $923,000 | 6,568 |
| Premises and equipment expense | $234,000 | 6,375 |
| Additional noninterest expense | $757,000 | 5,344 |
| Pre-tax net operating income | $452,000 | 6,885 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $147,000 | 5,021 |
| Income before extraordinary items | $305,000 | 7,164 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $305,000 | 7,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,195 |
| Cash dividends | $160,000 | 5,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $305,000 | 7,145 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,244,000 | 6,605 |
| Total interest expense | $662,000 | 6,505 |
| Net interest income | $1,582,000 | 6,529 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $210,000 | 6,506 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $147,000 | 5,120 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $63,000 | 6,687 |
| Total noninterest expense | $1,433,000 | 6,237 |
| Salaries and employee benefits | $716,000 | 6,469 |
| Premises and equipment expense | $172,000 | 6,397 |
| Additional noninterest expense | $545,000 | 5,446 |
| Pre-tax net operating income | $314,000 | 7,147 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $103,000 | 5,214 |
| Income before extraordinary items | $211,000 | 7,388 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $211,000 | 7,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 2,454 |
| Cash dividends | $120,000 | 4,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $211,000 | 7,353 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,491,000 | 6,585 |
| Total interest expense | $420,000 | 6,481 |
| Net interest income | $1,071,000 | 6,486 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $131,000 | 6,596 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $87,000 | 5,319 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $44,000 | 6,606 |
| Total noninterest expense | $958,000 | 6,223 |
| Salaries and employee benefits | $479,000 | 6,470 |
| Premises and equipment expense | $112,000 | 6,458 |
| Additional noninterest expense | $367,000 | 5,377 |
| Pre-tax net operating income | $214,000 | 7,127 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $70,000 | 5,215 |
| Income before extraordinary items | $144,000 | 7,400 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $144,000 | 7,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,194 |
| Cash dividends | $80,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $144,000 | 7,355 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $741,000 | 6,602 |
| Total interest expense | $202,000 | 6,515 |
| Net interest income | $539,000 | 6,507 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $64,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $43,000 | 5,318 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,763 |
| Total noninterest expense | $499,000 | 6,111 |
| Salaries and employee benefits | $258,000 | 6,273 |
| Premises and equipment expense | $61,000 | 6,293 |
| Additional noninterest expense | $180,000 | 5,414 |
| Pre-tax net operating income | $89,000 | 7,387 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $27,000 | 5,406 |
| Income before extraordinary items | $62,000 | 7,556 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $62,000 | 7,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,991 |
| Cash dividends | $40,000 | 3,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $62,000 | 7,530 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,918,000 | 6,511 |
| Total interest expense | $801,000 | 6,261 |
| Net interest income | $2,117,000 | 6,469 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $197,000 | 7,174 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $158,000 | 5,672 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $39,000 | 7,709 |
| Total noninterest expense | $1,983,000 | 6,032 |
| Salaries and employee benefits | $986,000 | 6,316 |
| Premises and equipment expense | $241,000 | 6,295 |
| Additional noninterest expense | $756,000 | 5,285 |
| Pre-tax net operating income | $271,000 | 7,541 |
| Securities gains (losses) | $7,000 | 3,010 |
| Applicable income taxes | $100,000 | 5,504 |
| Income before extraordinary items | $178,000 | 7,749 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $178,000 | 7,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,809 |
| Cash dividends | $175,000 | 5,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $173,520 | 7,732 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,213,000 | 6,482 |
| Total interest expense | $594,000 | 6,282 |
| Net interest income | $1,619,000 | 6,433 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $99,000 | 7,812 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $125,000 | 5,636 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-26,000 | 9,007 |
| Total noninterest expense | $1,475,000 | 6,011 |
| Salaries and employee benefits | $729,000 | 6,337 |
| Premises and equipment expense | $178,000 | 6,308 |
| Additional noninterest expense | $568,000 | 5,228 |
| Pre-tax net operating income | $198,000 | 7,708 |
| Securities gains (losses) | $7,000 | 2,893 |
| Applicable income taxes | $73,000 | 5,669 |
| Income before extraordinary items | $132,000 | 7,902 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $132,000 | 7,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,219 |
| Cash dividends | $140,000 | 4,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $127,520 | 7,879 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,396,000 | 6,675 |
| Total interest expense | $382,000 | 6,396 |
| Net interest income | $1,014,000 | 6,621 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $49,000 | 8,203 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $80,000 | 5,723 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-31,000 | 9,063 |
| Total noninterest expense | $974,000 | 6,077 |
| Salaries and employee benefits | $486,000 | 6,383 |
| Premises and equipment expense | $116,000 | 6,415 |
| Additional noninterest expense | $372,000 | 5,310 |
| Pre-tax net operating income | $59,000 | 8,199 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $17,000 | 6,384 |
| Income before extraordinary items | $49,000 | 8,236 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $49,000 | 8,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,214 |
| Cash dividends | $70,000 | 4,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $43,820 | 8,223 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $694,000 | 6,743 |
| Total interest expense | $190,000 | 6,474 |
| Net interest income | $504,000 | 6,661 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $47,000 | 7,311 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $36,000 | 5,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $11,000 | 7,645 |
| Total noninterest expense | $479,000 | 6,181 |
| Salaries and employee benefits | $238,000 | 6,495 |
| Premises and equipment expense | $57,000 | 6,454 |
| Additional noninterest expense | $184,000 | 5,360 |
| Pre-tax net operating income | $57,000 | 7,808 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $18,000 | 5,857 |
| Income before extraordinary items | $39,000 | 7,981 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $39,000 | 7,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,435 |
| Cash dividends | $70,000 | 3,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $39,000 | 7,920 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,986,000 | 6,529 |
| Total interest expense | $795,000 | 6,724 |
| Net interest income | $2,191,000 | 6,334 |
| Provision for loan and lease losses | $105,000 | 5,236 |
| Total noninterest income | $273,000 | 6,787 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $221,000 | 5,043 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $52,000 | 7,508 |
| Total noninterest expense | $1,907,000 | 6,145 |
| Salaries and employee benefits | $961,000 | 6,402 |
| Premises and equipment expense | $200,000 | 6,773 |
| Additional noninterest expense | $746,000 | 5,285 |
| Pre-tax net operating income | $452,000 | 6,832 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $164,000 | 5,176 |
| Income before extraordinary items | $288,000 | 7,335 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $288,000 | 7,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,292 |
| Cash dividends | $340,000 | 4,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $288,000 | 7,193 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,289,000 | 6,536 |
| Total interest expense | $632,000 | 6,728 |
| Net interest income | $1,657,000 | 6,344 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $210,000 | 6,765 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $168,000 | 5,037 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $42,000 | 7,445 |
| Total noninterest expense | $1,429,000 | 6,109 |
| Salaries and employee benefits | $714,000 | 6,412 |
| Premises and equipment expense | $153,000 | 6,741 |
| Additional noninterest expense | $562,000 | 5,243 |
| Pre-tax net operating income | $348,000 | 6,956 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $127,000 | 5,310 |
| Income before extraordinary items | $221,000 | 7,449 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $221,000 | 7,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,344 |
| Cash dividends | $255,000 | 3,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $221,000 | 7,292 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,561,000 | 6,515 |
| Total interest expense | $440,000 | 6,737 |
| Net interest income | $1,121,000 | 6,301 |
| Provision for loan and lease losses | $75,000 | 4,385 |
| Total noninterest income | $147,000 | 6,687 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $118,000 | 4,897 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $29,000 | 7,373 |
| Total noninterest expense | $958,000 | 6,124 |
| Salaries and employee benefits | $475,000 | 6,444 |
| Premises and equipment expense | $102,000 | 6,719 |
| Additional noninterest expense | $381,000 | 5,183 |
| Pre-tax net operating income | $235,000 | 6,942 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $86,000 | 5,320 |
| Income before extraordinary items | $149,000 | 7,460 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $149,000 | 7,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $170,000 | 3,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $149,000 | 7,274 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $820,000 | 6,380 |
| Total interest expense | $230,000 | 6,711 |
| Net interest income | $590,000 | 6,101 |
| Provision for loan and lease losses | $25,000 | 4,925 |
| Total noninterest income | $73,000 | 6,636 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $56,000 | 4,926 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 7,158 |
| Total noninterest expense | $479,000 | 6,142 |
| Salaries and employee benefits | $235,000 | 6,482 |
| Premises and equipment expense | $52,000 | 6,665 |
| Additional noninterest expense | $191,000 | 5,135 |
| Pre-tax net operating income | $159,000 | 6,347 |
| Securities gains (losses) | $47,000 | 1,425 |
| Applicable income taxes | $79,000 | 4,379 |
| Income before extraordinary items | $127,000 | 6,427 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $127,000 | 6,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,705 |
| Cash dividends | $85,000 | 3,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $96,920 | 6,821 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $304,000 | 9,236 |
| Total interest expense | $82,000 | 9,210 |
| Net interest income | $222,000 | 9,225 |
| Provision for loan and lease losses | $4,000 | 8,000 |
| Total noninterest income | $29,000 | 9,117 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $24,000 | 7,934 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 9,073 |
| Total noninterest expense | $155,000 | 9,318 |
| Salaries and employee benefits | $79,000 | 9,305 |
| Premises and equipment expense | $10,000 | 9,291 |
| Additional noninterest expense | $66,000 | 9,257 |
| Pre-tax net operating income | $92,000 | 8,333 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $35,000 | 6,751 |
| Income before extraordinary items | $57,000 | 8,525 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $57,000 | 8,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,528 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $57,000 | 8,443 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,844,000 | 6,476 |
| Total interest expense | $1,857,000 | 6,332 |
| Net interest income | $1,987,000 | 6,455 |
| Provision for loan and lease losses | $141,000 | 4,914 |
| Total noninterest income | $328,000 | 6,177 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $233,000 | 4,803 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $95,000 | 6,539 |
| Total noninterest expense | $1,719,000 | 6,300 |
| Salaries and employee benefits | $782,000 | 6,870 |
| Premises and equipment expense | $252,000 | 6,068 |
| Additional noninterest expense | $685,000 | 5,366 |
| Pre-tax net operating income | $455,000 | 6,736 |
| Securities gains (losses) | $41,000 | 2,547 |
| Applicable income taxes | $195,000 | 5,073 |
| Income before extraordinary items | $301,000 | 7,136 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $301,000 | 7,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,057 |
| Cash dividends | $122,000 | 5,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $274,760 | 7,171 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,650,000 | 6,781 |
| Total interest expense | $1,879,000 | 6,462 |
| Net interest income | $1,771,000 | 6,973 |
| Provision for loan and lease losses | $48,000 | 6,621 |
| Total noninterest income | $333,000 | 6,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 4,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 5,884 |
| Total noninterest expense | $1,634,000 | 6,405 |
| Salaries and employee benefits | $702,000 | 7,196 |
| Premises and equipment expense | $272,000 | 5,750 |
| Additional noninterest expense | $660,000 | 5,415 |
| Pre-tax net operating income | $422,000 | 7,359 |
| Securities gains (losses) | $-12,000 | 8,439 |
| Applicable income taxes | $156,000 | 5,851 |
| Income before extraordinary items | $254,000 | 7,749 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $254,000 | 7,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,136 |
| Cash dividends | $53,000 | 6,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $261,680 | 7,716 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,322,000 | 7,020 |
| Total interest expense | $1,577,000 | 6,777 |
| Net interest income | $1,745,000 | 7,117 |
| Provision for loan and lease losses | $48,000 | 6,602 |
| Total noninterest income | $335,000 | 6,134 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,622 |
| Total noninterest expense | $1,696,000 | 6,305 |
| Salaries and employee benefits | $697,000 | 7,253 |
| Premises and equipment expense | $287,000 | 5,600 |
| Additional noninterest expense | $712,000 | 5,184 |
| Pre-tax net operating income | $336,000 | 7,893 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $118,000 | 6,683 |
| Income before extraordinary items | $219,000 | 8,155 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $219,000 | 8,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,930 |
| Cash dividends | $264,000 | 4,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $218,350 | 8,132 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,528,000 | 6,918 |
| Total interest expense | $1,723,000 | 6,722 |
| Net interest income | $1,805,000 | 7,039 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $350,000 | 6,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,701 |
| Total noninterest expense | $1,970,000 | 5,650 |
| Salaries and employee benefits | $868,000 | 6,363 |
| Premises and equipment expense | $277,000 | 5,619 |
| Additional noninterest expense | $825,000 | 4,578 |
| Pre-tax net operating income | $125,000 | 9,305 |
| Securities gains (losses) | $69,000 | 1,514 |
| Applicable income taxes | $85,000 | 7,751 |
| Income before extraordinary items | $109,000 | 9,279 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $109,000 | 9,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,524 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $64,840 | 9,476 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,536,000 | 7,122 |
| Total interest expense | $1,664,000 | 6,976 |
| Net interest income | $1,872,000 | 7,180 |
| Provision for loan and lease losses | $32,000 | 7,323 |
| Total noninterest income | $294,000 | 6,705 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 4,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,774 |
| Total noninterest expense | $1,683,000 | 6,342 |
| Salaries and employee benefits | $760,000 | 6,970 |
| Premises and equipment expense | $249,000 | 6,069 |
| Additional noninterest expense | $674,000 | 5,362 |
| Pre-tax net operating income | $451,000 | 8,181 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $183,000 | 7,132 |
| Income before extraordinary items | $268,000 | 8,618 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $268,000 | 8,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,930 |
| Cash dividends | $296,000 | 4,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $268,000 | 8,578 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,850,000 | 8,209 |
| Total interest expense | $1,338,000 | 7,990 |
| Net interest income | $1,512,000 | 8,246 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $198,000 | 8,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 6,833 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,207 |
| Total noninterest expense | $1,106,000 | 8,315 |
| Salaries and employee benefits | $516,000 | 8,745 |
| Premises and equipment expense | $139,000 | 8,316 |
| Additional noninterest expense | $451,000 | 7,463 |
| Pre-tax net operating income | $574,000 | 7,549 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $166,000 | 7,640 |
| Income before extraordinary items | $408,000 | 7,554 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $408,000 | 7,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,175 |
| Cash dividends | $270,000 | 4,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $408,000 | 7,499 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,326,000 | 9,218 |
| Total interest expense | $1,164,000 | 8,704 |
| Net interest income | $1,162,000 | 9,445 |
| Provision for loan and lease losses | $28,000 | 7,236 |
| Total noninterest income | $208,000 | 8,310 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,106 |
| Total noninterest expense | $886,000 | 9,407 |
| Salaries and employee benefits | $429,000 | 9,704 |
| Premises and equipment expense | $86,000 | 10,034 |
| Additional noninterest expense | $371,000 | 8,486 |
| Pre-tax net operating income | $456,000 | 8,717 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $184,000 | 7,711 |
| Income before extraordinary items | $272,000 | 9,209 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $272,000 | 9,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $272,000 | 9,176 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,964,000 | 9,865 |
| Total interest expense | $848,000 | 9,354 |
| Net interest income | $1,116,000 | 10,014 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $223,000 | 8,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 7,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,913 |
| Total noninterest expense | $907,000 | 9,749 |
| Salaries and employee benefits | $376,000 | 10,495 |
| Premises and equipment expense | $89,000 | 10,376 |
| Additional noninterest expense | $442,000 | 8,396 |
| Pre-tax net operating income | $422,000 | 9,188 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $170,000 | 7,925 |
| Income before extraordinary items | $252,000 | 9,674 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $252,000 | 9,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 11,157 |
| Cash dividends | $52,000 | 7,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $252,000 | 9,744 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $447,000 | 13,095 |
| Total interest expense | $194,000 | 13,011 |
| Net interest income | $253,000 | 13,072 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $43,000 | 12,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 10,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,819 |
| Total noninterest expense | $209,000 | 13,170 |
| Salaries and employee benefits | $124,000 | 13,107 |
| Premises and equipment expense | $22,000 | 13,043 |
| Additional noninterest expense | $63,000 | 13,169 |
| Pre-tax net operating income | $87,000 | 11,951 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $35,000 | 11,268 |
| Income before extraordinary items | $52,000 | 12,234 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $52,000 | 12,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $496,000 | 3,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $52,000 | 12,089 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,128,000 | 10,642 |
| Total interest expense | $989,000 | 10,443 |
| Net interest income | $1,139,000 | 10,556 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $200,000 | 9,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,754 |
| Total noninterest expense | $924,000 | 10,342 |
| Salaries and employee benefits | $593,000 | 8,865 |
| Premises and equipment expense | $83,000 | 11,388 |
| Additional noninterest expense | $248,000 | 11,558 |
| Pre-tax net operating income | $415,000 | 9,112 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $144,000 | 8,775 |
| Income before extraordinary items | $270,000 | 9,680 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $270,000 | 9,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $501,000 | 2,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $270,650 | 9,300 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.