Home > Fortress Bank > Income and Expense
Fortress Bank, Income and Expense
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,681,000 | 3,392 |
| Total interest expense | $4,347,000 | 3,095 |
| Net interest income | $4,334,000 | 3,618 |
| Provision for loan and lease losses | $735,000 | 1,170 |
| Total noninterest income | $663,000 | 3,803 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $489,000 | 2,483 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $174,000 | 4,776 |
| Total noninterest expense | $3,784,000 | 3,398 |
| Salaries and employee benefits | $1,953,000 | 3,603 |
| Premises and equipment expense | $634,000 | 2,934 |
| Additional noninterest expense | $1,197,000 | 3,203 |
| Pre-tax net operating income | $478,000 | 5,857 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $61,000 | 4,819 |
| Income before extraordinary items | $417,000 | 5,744 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $417,000 | 5,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $833,000 | 742 |
| Cash dividends | $400,000 | 3,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $417,000 | 5,732 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,651,000 | 3,466 |
| Total interest expense | $2,822,000 | 3,151 |
| Net interest income | $2,829,000 | 3,689 |
| Provision for loan and lease losses | $180,000 | 2,301 |
| Total noninterest income | $460,000 | 3,729 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $327,000 | 2,479 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $133,000 | 4,545 |
| Total noninterest expense | $2,482,000 | 3,456 |
| Salaries and employee benefits | $1,258,000 | 3,726 |
| Premises and equipment expense | $430,000 | 2,921 |
| Additional noninterest expense | $794,000 | 3,215 |
| Pre-tax net operating income | $627,000 | 4,549 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $157,000 | 3,582 |
| Income before extraordinary items | $470,000 | 4,693 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $470,000 | 4,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $641,000 | 612 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $470,000 | 4,688 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,843,000 | 3,429 |
| Total interest expense | $1,378,000 | 3,196 |
| Net interest income | $1,465,000 | 3,604 |
| Provision for loan and lease losses | $90,000 | 2,153 |
| Total noninterest income | $204,000 | 3,968 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $144,000 | 2,677 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $60,000 | 4,749 |
| Total noninterest expense | $1,231,000 | 3,495 |
| Salaries and employee benefits | $618,000 | 3,810 |
| Premises and equipment expense | $221,000 | 2,869 |
| Additional noninterest expense | $392,000 | 3,224 |
| Pre-tax net operating income | $348,000 | 4,331 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $92,000 | 3,380 |
| Income before extraordinary items | $256,000 | 4,501 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $256,000 | 4,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 826 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $256,000 | 4,488 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,280,000 | 3,252 |
| Total interest expense | $4,924,000 | 3,061 |
| Net interest income | $6,356,000 | 3,374 |
| Provision for loan and lease losses | $360,000 | 2,452 |
| Total noninterest income | $1,004,000 | 3,538 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $623,000 | 2,608 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $381,000 | 3,817 |
| Total noninterest expense | $4,848,000 | 3,432 |
| Salaries and employee benefits | $2,700,000 | 3,413 |
| Premises and equipment expense | $601,000 | 3,765 |
| Additional noninterest expense | $1,547,000 | 3,221 |
| Pre-tax net operating income | $2,152,000 | 3,487 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $636,000 | 2,802 |
| Income before extraordinary items | $1,516,000 | 3,745 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,516,000 | 3,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,999,000 | 388 |
| Cash dividends | $750,000 | 3,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,516,000 | 3,730 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,338,000 | 3,270 |
| Total interest expense | $3,568,000 | 3,068 |
| Net interest income | $4,770,000 | 3,398 |
| Provision for loan and lease losses | $270,000 | 2,327 |
| Total noninterest income | $809,000 | 3,376 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $469,000 | 2,606 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $340,000 | 3,498 |
| Total noninterest expense | $3,585,000 | 3,465 |
| Salaries and employee benefits | $2,007,000 | 3,440 |
| Premises and equipment expense | $442,000 | 3,833 |
| Additional noninterest expense | $1,136,000 | 3,269 |
| Pre-tax net operating income | $1,724,000 | 3,462 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $518,000 | 2,818 |
| Income before extraordinary items | $1,206,000 | 3,732 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,206,000 | 3,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,643,000 | 312 |
| Cash dividends | $600,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,206,000 | 3,709 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,452,000 | 3,282 |
| Total interest expense | $2,302,000 | 3,040 |
| Net interest income | $3,150,000 | 3,428 |
| Provision for loan and lease losses | $180,000 | 2,262 |
| Total noninterest income | $582,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $284,000 | 2,780 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $298,000 | 3,033 |
| Total noninterest expense | $2,421,000 | 3,435 |
| Salaries and employee benefits | $1,340,000 | 3,451 |
| Premises and equipment expense | $299,000 | 3,777 |
| Additional noninterest expense | $782,000 | 3,199 |
| Pre-tax net operating income | $1,131,000 | 3,496 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $333,000 | 2,898 |
| Income before extraordinary items | $798,000 | 3,756 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $798,000 | 3,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,250,000 | 287 |
| Cash dividends | $450,000 | 2,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $798,000 | 3,746 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,625,000 | 3,314 |
| Total interest expense | $1,099,000 | 3,025 |
| Net interest income | $1,526,000 | 3,495 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $378,000 | 2,640 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $136,000 | 2,805 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $242,000 | 2,234 |
| Total noninterest expense | $1,228,000 | 3,403 |
| Salaries and employee benefits | $681,000 | 3,403 |
| Premises and equipment expense | $157,000 | 3,643 |
| Additional noninterest expense | $390,000 | 3,198 |
| Pre-tax net operating income | $586,000 | 3,364 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $172,000 | 2,826 |
| Income before extraordinary items | $414,000 | 3,612 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $414,000 | 3,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,300,000 | 181 |
| Cash dividends | $450,000 | 1,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $414,000 | 3,592 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,381,000 | 3,318 |
| Total interest expense | $3,499,000 | 2,945 |
| Net interest income | $5,882,000 | 3,483 |
| Provision for loan and lease losses | $2,591,000 | 413 |
| Total noninterest income | $563,000 | 4,958 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $427,000 | 3,407 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $136,000 | 5,892 |
| Total noninterest expense | $3,998,000 | 3,860 |
| Salaries and employee benefits | $2,160,000 | 3,900 |
| Premises and equipment expense | $496,000 | 4,206 |
| Additional noninterest expense | $1,342,000 | 3,527 |
| Pre-tax net operating income | $-144,000 | 8,357 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-237,000 | 8,697 |
| Income before extraordinary items | $93,000 | 8,000 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $93,000 | 7,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 8,499 |
| Cash dividends | $1,000,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $93,000 | 7,972 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,639,000 | 3,419 |
| Total interest expense | $2,462,000 | 2,963 |
| Net interest income | $4,177,000 | 3,640 |
| Provision for loan and lease losses | $110,000 | 4,035 |
| Total noninterest income | $403,000 | 5,098 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $301,000 | 3,546 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $102,000 | 5,914 |
| Total noninterest expense | $2,891,000 | 3,940 |
| Salaries and employee benefits | $1,602,000 | 3,904 |
| Premises and equipment expense | $338,000 | 4,470 |
| Additional noninterest expense | $951,000 | 3,642 |
| Pre-tax net operating income | $1,579,000 | 3,612 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $425,000 | 3,224 |
| Income before extraordinary items | $1,154,000 | 3,773 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,154,000 | 3,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 1,969 |
| Cash dividends | $750,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,154,000 | 3,731 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,210,000 | 3,479 |
| Total interest expense | $1,557,000 | 2,961 |
| Net interest income | $2,653,000 | 3,743 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $243,000 | 5,280 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $170,000 | 3,858 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $73,000 | 5,795 |
| Total noninterest expense | $1,891,000 | 3,988 |
| Salaries and employee benefits | $1,056,000 | 3,914 |
| Premises and equipment expense | $211,000 | 4,630 |
| Additional noninterest expense | $624,000 | 3,680 |
| Pre-tax net operating income | $945,000 | 3,859 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $242,000 | 3,467 |
| Income before extraordinary items | $703,000 | 3,973 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $703,000 | 3,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 1,569 |
| Cash dividends | $500,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $703,000 | 3,919 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,023,000 | 3,557 |
| Total interest expense | $754,000 | 2,939 |
| Net interest income | $1,269,000 | 3,879 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $124,000 | 5,184 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $81,000 | 3,899 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $43,000 | 5,506 |
| Total noninterest expense | $938,000 | 4,036 |
| Salaries and employee benefits | $546,000 | 3,830 |
| Premises and equipment expense | $102,000 | 4,794 |
| Additional noninterest expense | $290,000 | 3,912 |
| Pre-tax net operating income | $425,000 | 4,107 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $108,000 | 3,649 |
| Income before extraordinary items | $317,000 | 4,212 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $317,000 | 4,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,691 |
| Cash dividends | $250,000 | 1,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $317,000 | 4,164 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,412,000 | 3,636 |
| Total interest expense | $2,590,000 | 2,961 |
| Net interest income | $4,822,000 | 3,908 |
| Provision for loan and lease losses | $283,000 | 3,040 |
| Total noninterest income | $703,000 | 4,377 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $319,000 | 4,183 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $384,000 | 3,793 |
| Total noninterest expense | $3,616,000 | 4,072 |
| Salaries and employee benefits | $2,096,000 | 3,842 |
| Premises and equipment expense | $576,000 | 3,651 |
| Additional noninterest expense | $944,000 | 4,561 |
| Pre-tax net operating income | $1,626,000 | 4,046 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $404,000 | 3,713 |
| Income before extraordinary items | $1,222,000 | 4,160 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,222,000 | 4,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,198 |
| Cash dividends | $920,000 | 2,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,222,000 | 4,086 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,475,000 | 3,659 |
| Total interest expense | $1,883,000 | 2,991 |
| Net interest income | $3,592,000 | 3,915 |
| Provision for loan and lease losses | $232,000 | 2,714 |
| Total noninterest income | $696,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $236,000 | 4,239 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $460,000 | 2,945 |
| Total noninterest expense | $2,662,000 | 4,098 |
| Salaries and employee benefits | $1,570,000 | 3,822 |
| Premises and equipment expense | $451,000 | 3,537 |
| Additional noninterest expense | $641,000 | 4,836 |
| Pre-tax net operating income | $1,394,000 | 3,762 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $374,000 | 3,425 |
| Income before extraordinary items | $1,020,000 | 3,948 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,020,000 | 3,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,548 |
| Cash dividends | $690,000 | 2,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,020,000 | 3,887 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,573,000 | 3,723 |
| Total interest expense | $1,216,000 | 3,046 |
| Net interest income | $2,357,000 | 3,953 |
| Provision for loan and lease losses | $181,000 | 2,355 |
| Total noninterest income | $478,000 | 3,679 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $151,000 | 4,319 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $327,000 | 2,836 |
| Total noninterest expense | $1,761,000 | 4,139 |
| Salaries and employee benefits | $1,003,000 | 3,963 |
| Premises and equipment expense | $274,000 | 3,796 |
| Additional noninterest expense | $484,000 | 4,415 |
| Pre-tax net operating income | $893,000 | 3,820 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $240,000 | 3,459 |
| Income before extraordinary items | $653,000 | 4,008 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $653,000 | 4,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,589 |
| Cash dividends | $460,000 | 2,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $653,000 | 3,927 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,760,000 | 3,768 |
| Total interest expense | $611,000 | 3,074 |
| Net interest income | $1,149,000 | 4,036 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $236,000 | 3,649 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $73,000 | 4,329 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $163,000 | 2,793 |
| Total noninterest expense | $895,000 | 4,108 |
| Salaries and employee benefits | $506,000 | 3,970 |
| Premises and equipment expense | $138,000 | 3,818 |
| Additional noninterest expense | $251,000 | 4,304 |
| Pre-tax net operating income | $400,000 | 4,087 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $101,000 | 3,769 |
| Income before extraordinary items | $299,000 | 4,272 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $299,000 | 4,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,435 |
| Cash dividends | $230,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $299,000 | 4,152 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,498,000 | 4,060 |
| Total interest expense | $2,181,000 | 3,742 |
| Net interest income | $4,317,000 | 4,133 |
| Provision for loan and lease losses | $307,000 | 3,107 |
| Total noninterest income | $1,322,000 | 3,102 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $300,000 | 4,299 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,022,000 | 2,356 |
| Total noninterest expense | $3,492,000 | 4,125 |
| Salaries and employee benefits | $1,935,000 | 4,042 |
| Premises and equipment expense | $623,000 | 3,421 |
| Additional noninterest expense | $934,000 | 4,493 |
| Pre-tax net operating income | $1,840,000 | 3,580 |
| Securities gains (losses) | $60,000 | 2,343 |
| Applicable income taxes | $535,000 | 3,266 |
| Income before extraordinary items | $1,365,000 | 3,802 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,365,000 | 3,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $389,000 | 1,905 |
| Cash dividends | $672,000 | 3,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,321,800 | 3,704 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,790,000 | 4,158 |
| Total interest expense | $1,662,000 | 3,818 |
| Net interest income | $3,128,000 | 4,258 |
| Provision for loan and lease losses | $256,000 | 2,812 |
| Total noninterest income | $1,067,000 | 2,997 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $218,000 | 4,392 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $849,000 | 2,287 |
| Total noninterest expense | $2,593,000 | 4,139 |
| Salaries and employee benefits | $1,443,000 | 4,046 |
| Premises and equipment expense | $481,000 | 3,324 |
| Additional noninterest expense | $669,000 | 4,624 |
| Pre-tax net operating income | $1,346,000 | 3,764 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $376,000 | 3,514 |
| Income before extraordinary items | $971,000 | 4,056 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $971,000 | 4,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 1,545 |
| Cash dividends | $504,000 | 2,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $970,280 | 3,889 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,160,000 | 4,241 |
| Total interest expense | $1,125,000 | 3,878 |
| Net interest income | $2,035,000 | 4,344 |
| Provision for loan and lease losses | $125,000 | 3,389 |
| Total noninterest income | $687,000 | 3,054 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $139,000 | 4,465 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $548,000 | 2,315 |
| Total noninterest expense | $1,727,000 | 4,140 |
| Salaries and employee benefits | $963,000 | 4,037 |
| Premises and equipment expense | $321,000 | 3,306 |
| Additional noninterest expense | $443,000 | 4,649 |
| Pre-tax net operating income | $870,000 | 3,840 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $242,000 | 3,612 |
| Income before extraordinary items | $629,000 | 4,157 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $629,000 | 4,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,791 |
| Cash dividends | $336,000 | 2,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $628,280 | 3,965 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,738,000 | 3,946 |
| Total interest expense | $571,000 | 3,920 |
| Net interest income | $1,167,000 | 3,906 |
| Provision for loan and lease losses | $51,000 | 3,633 |
| Total noninterest income | $290,000 | 3,324 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $67,000 | 4,483 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $223,000 | 2,533 |
| Total noninterest expense | $858,000 | 4,145 |
| Salaries and employee benefits | $477,000 | 4,046 |
| Premises and equipment expense | $163,000 | 3,263 |
| Additional noninterest expense | $218,000 | 4,659 |
| Pre-tax net operating income | $548,000 | 3,291 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $165,000 | 3,046 |
| Income before extraordinary items | $384,000 | 3,575 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $384,000 | 3,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $168,000 | 2,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $383,300 | 3,407 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $626,000 | 9,099 |
| Total interest expense | $211,000 | 9,053 |
| Net interest income | $415,000 | 9,080 |
| Provision for loan and lease losses | $17,000 | 7,610 |
| Total noninterest income | $129,000 | 8,074 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $27,000 | 7,890 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $102,000 | 6,410 |
| Total noninterest expense | $281,000 | 9,254 |
| Salaries and employee benefits | $153,000 | 9,233 |
| Premises and equipment expense | $52,000 | 8,861 |
| Additional noninterest expense | $76,000 | 9,239 |
| Pre-tax net operating income | $246,000 | 7,765 |
| Securities gains (losses) | $5,000 | 3,957 |
| Applicable income taxes | $79,000 | 6,175 |
| Income before extraordinary items | $172,000 | 7,985 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $172,000 | 7,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,455 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $168,550 | 7,900 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,824,000 | 4,090 |
| Total interest expense | $3,831,000 | 3,938 |
| Net interest income | $3,993,000 | 4,136 |
| Provision for loan and lease losses | $215,000 | 3,959 |
| Total noninterest income | $907,000 | 3,556 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $269,000 | 4,450 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $638,000 | 2,729 |
| Total noninterest expense | $3,211,000 | 4,115 |
| Salaries and employee benefits | $1,677,000 | 4,145 |
| Premises and equipment expense | $692,000 | 2,968 |
| Additional noninterest expense | $842,000 | 4,623 |
| Pre-tax net operating income | $1,474,000 | 3,908 |
| Securities gains (losses) | $72,000 | 2,029 |
| Applicable income taxes | $532,000 | 3,216 |
| Income before extraordinary items | $1,014,000 | 4,247 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,014,000 | 4,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,575 |
| Cash dividends | $405,000 | 3,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $966,480 | 4,253 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,452,000 | 4,357 |
| Total interest expense | $3,764,000 | 4,166 |
| Net interest income | $3,688,000 | 4,446 |
| Provision for loan and lease losses | $238,000 | 3,398 |
| Total noninterest income | $784,000 | 3,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $316,000 | 3,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $468,000 | 3,059 |
| Total noninterest expense | $2,821,000 | 4,447 |
| Salaries and employee benefits | $1,472,000 | 4,426 |
| Premises and equipment expense | $588,000 | 3,329 |
| Additional noninterest expense | $761,000 | 4,895 |
| Pre-tax net operating income | $1,413,000 | 4,240 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $483,000 | 3,562 |
| Income before extraordinary items | $928,000 | 4,595 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $928,000 | 4,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,894 |
| Cash dividends | $292,000 | 4,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $929,320 | 4,587 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,763,000 | 4,522 |
| Total interest expense | $3,186,000 | 4,375 |
| Net interest income | $3,577,000 | 4,578 |
| Provision for loan and lease losses | $2,000 | 8,441 |
| Total noninterest income | $645,000 | 4,219 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,320 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $377,000 | 3,553 |
| Total noninterest expense | $2,706,000 | 4,584 |
| Salaries and employee benefits | $1,339,000 | 4,762 |
| Premises and equipment expense | $573,000 | 3,396 |
| Additional noninterest expense | $794,000 | 4,809 |
| Pre-tax net operating income | $1,514,000 | 4,064 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $539,000 | 3,478 |
| Income before extraordinary items | $982,000 | 4,488 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $982,000 | 4,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,073 |
| Cash dividends | $990,000 | 2,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $977,450 | 4,456 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,590,000 | 4,622 |
| Total interest expense | $3,167,000 | 4,518 |
| Net interest income | $3,423,000 | 4,676 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $713,000 | 3,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $248,000 | 4,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $465,000 | 3,113 |
| Total noninterest expense | $2,615,000 | 4,617 |
| Salaries and employee benefits | $1,180,000 | 5,129 |
| Premises and equipment expense | $544,000 | 3,457 |
| Additional noninterest expense | $891,000 | 4,323 |
| Pre-tax net operating income | $1,461,000 | 4,256 |
| Securities gains (losses) | $26,000 | 2,229 |
| Applicable income taxes | $473,000 | 3,987 |
| Income before extraordinary items | $1,014,000 | 4,466 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,014,000 | 4,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 9,965 |
| Cash dividends | $1,066,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $996,320 | 4,440 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,115,000 | 4,987 |
| Total interest expense | $2,951,000 | 4,790 |
| Net interest income | $3,164,000 | 5,097 |
| Provision for loan and lease losses | $310,000 | 2,517 |
| Total noninterest income | $424,000 | 5,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 4,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 5,219 |
| Total noninterest expense | $2,453,000 | 4,850 |
| Salaries and employee benefits | $997,000 | 5,882 |
| Premises and equipment expense | $453,000 | 4,019 |
| Additional noninterest expense | $1,003,000 | 3,896 |
| Pre-tax net operating income | $825,000 | 6,433 |
| Securities gains (losses) | $294,000 | 572 |
| Applicable income taxes | $253,000 | 6,233 |
| Income before extraordinary items | $866,000 | 5,195 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $866,000 | 5,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $421,000 | 1,532 |
| Cash dividends | $718,000 | 2,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $639,620 | 6,117 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,593,000 | 5,447 |
| Total interest expense | $2,802,000 | 5,072 |
| Net interest income | $2,791,000 | 5,743 |
| Provision for loan and lease losses | $206,000 | 3,341 |
| Total noninterest income | $359,000 | 6,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 5,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,546 |
| Total noninterest expense | $2,149,000 | 5,633 |
| Salaries and employee benefits | $891,000 | 6,501 |
| Premises and equipment expense | $380,000 | 4,718 |
| Additional noninterest expense | $878,000 | 4,847 |
| Pre-tax net operating income | $795,000 | 6,525 |
| Securities gains (losses) | $24,000 | 1,866 |
| Applicable income taxes | $174,000 | 7,529 |
| Income before extraordinary items | $645,000 | 6,017 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $645,000 | 6,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,638 |
| Cash dividends | $685,000 | 2,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $626,040 | 6,063 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,113,000 | 5,890 |
| Total interest expense | $2,621,000 | 5,358 |
| Net interest income | $2,492,000 | 6,340 |
| Provision for loan and lease losses | $179,000 | 3,304 |
| Total noninterest income | $297,000 | 7,112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 5,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 7,273 |
| Total noninterest expense | $1,966,000 | 6,064 |
| Salaries and employee benefits | $797,000 | 7,112 |
| Premises and equipment expense | $297,000 | 5,671 |
| Additional noninterest expense | $872,000 | 4,901 |
| Pre-tax net operating income | $644,000 | 7,626 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $110,000 | 8,977 |
| Income before extraordinary items | $541,000 | 6,952 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $541,000 | 6,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,361 |
| Cash dividends | $572,000 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $535,190 | 6,982 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,307,000 | 6,341 |
| Total interest expense | $1,966,000 | 5,685 |
| Net interest income | $2,341,000 | 6,775 |
| Provision for loan and lease losses | $417,000 | 1,778 |
| Total noninterest income | $276,000 | 7,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,976 |
| Total noninterest expense | $1,803,000 | 6,683 |
| Salaries and employee benefits | $687,000 | 7,979 |
| Premises and equipment expense | $251,000 | 6,508 |
| Additional noninterest expense | $865,000 | 5,358 |
| Pre-tax net operating income | $397,000 | 9,400 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $28,000 | 10,970 |
| Income before extraordinary items | $369,000 | 8,470 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $369,000 | 8,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,925 |
| Cash dividends | $335,000 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $369,000 | 8,514 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,224,000 | 6,605 |
| Total interest expense | $1,859,000 | 6,183 |
| Net interest income | $2,365,000 | 6,804 |
| Provision for loan and lease losses | $115,000 | 5,422 |
| Total noninterest income | $200,000 | 9,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 7,140 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,987 |
| Total noninterest expense | $1,608,000 | 7,482 |
| Salaries and employee benefits | $605,000 | 8,761 |
| Premises and equipment expense | $205,000 | 7,582 |
| Additional noninterest expense | $798,000 | 5,936 |
| Pre-tax net operating income | $842,000 | 6,613 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $231,000 | 7,089 |
| Income before extraordinary items | $611,000 | 6,700 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $611,000 | 6,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 3,626 |
| Cash dividends | $700,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $611,000 | 6,448 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,702,000 | 11,516 |
| Total interest expense | $853,000 | 11,079 |
| Net interest income | $849,000 | 11,708 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $75,000 | 12,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 10,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,557 |
| Total noninterest expense | $632,000 | 11,869 |
| Salaries and employee benefits | $253,000 | 12,576 |
| Premises and equipment expense | $101,000 | 10,706 |
| Additional noninterest expense | $278,000 | 11,152 |
| Pre-tax net operating income | $292,000 | 10,218 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $14,000 | 12,262 |
| Income before extraordinary items | $278,000 | 9,574 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $278,000 | 9,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 5,743 |
| Cash dividends | $134,000 | 6,001 |
| Sale, conversion, retirement of capital stock, net | $-120,000 | 13,829 |
| Net operating income | $278,000 | 9,208 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.