Home > Fortifi Bank > Income and Expense
Fortifi Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $31,630,000 | 1,340 |
| Total interest expense | $8,362,000 | 1,455 |
| Net interest income | $23,268,000 | 1,280 |
| Provision for loan and lease losses | $450,000 | 1,351 |
| Total noninterest income | $3,519,000 | 1,477 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $754,000 | 1,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,765,000 | 1,329 |
| Total noninterest expense | $16,057,000 | 1,438 |
| Salaries and employee benefits | $9,307,000 | 1,417 |
| Premises and equipment expense | $1,376,000 | 1,643 |
| Additional noninterest expense | $2,765,000 | 1,329 |
| Pre-tax net operating income | $10,280,000 | 1,137 |
| Securities gains (losses) | $-142,000 | 3,872 |
| Applicable income taxes | $3,072,000 | 736 |
| Income before extraordinary items | $7,066,000 | 1,325 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,066,000 | 1,341 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $7,066,000 | 1,328 |
| Net charge-offs | $72,000 | 1,663 |
| Cash dividends | $1,575,000 | 1,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $7,178,180 | 1,336 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $23,061,000 | 1,341 |
| Total interest expense | $5,723,000 | 1,449 |
| Net interest income | $17,338,000 | 1,293 |
| Provision for loan and lease losses | $300,000 | 1,340 |
| Total noninterest income | $2,651,000 | 1,485 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $562,000 | 1,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,089,000 | 1,315 |
| Total noninterest expense | $12,095,000 | 1,426 |
| Salaries and employee benefits | $7,041,000 | 1,405 |
| Premises and equipment expense | $1,060,000 | 1,599 |
| Additional noninterest expense | $2,089,000 | 1,315 |
| Pre-tax net operating income | $7,594,000 | 1,185 |
| Securities gains (losses) | $-154,000 | 4,121 |
| Applicable income taxes | $1,498,000 | 1,011 |
| Income before extraordinary items | $5,942,000 | 1,258 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $5,942,000 | 1,267 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,942,000 | 1,258 |
| Net charge-offs | $84,000 | 1,256 |
| Cash dividends | $765,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $6,065,200 | 1,263 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $14,796,000 | 1,349 |
| Total interest expense | $3,375,000 | 1,453 |
| Net interest income | $11,421,000 | 1,315 |
| Provision for loan and lease losses | $150,000 | 1,522 |
| Total noninterest income | $1,711,000 | 1,438 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $373,000 | 1,241 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,338,000 | 1,270 |
| Total noninterest expense | $8,029,000 | 1,421 |
| Salaries and employee benefits | $4,685,000 | 1,399 |
| Premises and equipment expense | $726,000 | 1,573 |
| Additional noninterest expense | $1,338,000 | 1,269 |
| Pre-tax net operating income | $4,953,000 | 1,218 |
| Securities gains (losses) | $-150,000 | 4,288 |
| Applicable income taxes | $1,270,000 | 861 |
| Income before extraordinary items | $3,533,000 | 1,373 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,533,000 | 1,388 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,533,000 | 1,373 |
| Net charge-offs | $-14,000 | 4,006 |
| Cash dividends | $510,000 | 1,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,651,500 | 1,354 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $7,139,000 | 1,364 |
| Total interest expense | $1,389,000 | 1,510 |
| Net interest income | $5,750,000 | 1,308 |
| Provision for loan and lease losses | $50,000 | 1,677 |
| Total noninterest income | $815,000 | 1,469 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $186,000 | 1,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $629,000 | 1,318 |
| Total noninterest expense | $4,038,000 | 1,433 |
| Salaries and employee benefits | $2,358,000 | 1,425 |
| Premises and equipment expense | $385,000 | 1,526 |
| Additional noninterest expense | $629,000 | 1,318 |
| Pre-tax net operating income | $2,477,000 | 1,242 |
| Securities gains (losses) | $-144,000 | 4,393 |
| Applicable income taxes | $615,000 | 909 |
| Income before extraordinary items | $1,718,000 | 1,446 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,718,000 | 1,446 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,718,000 | 1,446 |
| Net charge-offs | $-12,000 | 4,101 |
| Cash dividends | $255,000 | 1,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,831,760 | 1,378 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $23,230,000 | 1,398 |
| Total interest expense | $1,648,000 | 1,811 |
| Net interest income | $21,582,000 | 1,348 |
| Provision for loan and lease losses | $450,000 | 1,285 |
| Total noninterest income | $4,129,000 | 1,345 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $670,000 | 1,389 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,459,000 | 1,152 |
| Total noninterest expense | $15,057,000 | 1,475 |
| Salaries and employee benefits | $8,769,000 | 1,458 |
| Premises and equipment expense | $1,425,000 | 1,584 |
| Additional noninterest expense | $3,459,000 | 1,152 |
| Pre-tax net operating income | $10,204,000 | 1,265 |
| Securities gains (losses) | $-2,000 | 3,192 |
| Applicable income taxes | $2,694,000 | 886 |
| Income before extraordinary items | $7,508,000 | 1,375 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,508,000 | 1,375 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $7,508,000 | 1,375 |
| Net charge-offs | $52,000 | 1,516 |
| Cash dividends | $1,575,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $7,509,580 | 1,392 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $16,321,000 | 1,410 |
| Total interest expense | $903,000 | 1,901 |
| Net interest income | $15,418,000 | 1,381 |
| Provision for loan and lease losses | $350,000 | 1,158 |
| Total noninterest income | $3,212,000 | 1,346 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $492,000 | 1,419 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,720,000 | 1,139 |
| Total noninterest expense | $11,347,000 | 1,465 |
| Salaries and employee benefits | $6,633,000 | 1,447 |
| Premises and equipment expense | $1,101,000 | 1,561 |
| Additional noninterest expense | $2,720,000 | 1,139 |
| Pre-tax net operating income | $6,933,000 | 1,337 |
| Securities gains (losses) | $1,000 | 675 |
| Applicable income taxes | $1,824,000 | 944 |
| Income before extraordinary items | $5,110,000 | 1,460 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,110,000 | 1,460 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,110,000 | 1,460 |
| Net charge-offs | $6,000 | 1,967 |
| Cash dividends | $765,000 | 1,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $5,109,210 | 1,493 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $10,252,000 | 1,437 |
| Total interest expense | $484,000 | 2,003 |
| Net interest income | $9,768,000 | 1,413 |
| Provision for loan and lease losses | $200,000 | 1,133 |
| Total noninterest income | $2,298,000 | 1,266 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $318,000 | 1,446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,980,000 | 1,100 |
| Total noninterest expense | $7,581,000 | 1,450 |
| Salaries and employee benefits | $4,446,000 | 1,442 |
| Premises and equipment expense | $765,000 | 1,518 |
| Additional noninterest expense | $2,370,000 | 1,414 |
| Pre-tax net operating income | $4,285,000 | 1,345 |
| Securities gains (losses) | $-10,000 | 3,931 |
| Applicable income taxes | $1,121,000 | 936 |
| Income before extraordinary items | $3,154,000 | 1,477 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,154,000 | 1,476 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,154,000 | 1,477 |
| Net charge-offs | $-18,000 | 3,849 |
| Cash dividends | $510,000 | 1,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,161,900 | 1,513 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,897,000 | 1,465 |
| Total interest expense | $228,000 | 2,030 |
| Net interest income | $4,669,000 | 1,437 |
| Provision for loan and lease losses | $50,000 | 1,338 |
| Total noninterest income | $1,277,000 | 1,188 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $157,000 | 1,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,120,000 | 1,017 |
| Total noninterest expense | $3,813,000 | 1,432 |
| Salaries and employee benefits | $2,246,000 | 1,431 |
| Premises and equipment expense | $427,000 | 1,388 |
| Additional noninterest expense | $1,140,000 | 1,430 |
| Pre-tax net operating income | $2,083,000 | 1,308 |
| Securities gains (losses) | $-4,000 | 4,101 |
| Applicable income taxes | $545,000 | 928 |
| Income before extraordinary items | $1,534,000 | 1,431 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,534,000 | 1,431 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,534,000 | 1,431 |
| Net charge-offs | $3,000 | 1,472 |
| Cash dividends | $255,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,537,160 | 1,444 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $21,194,000 | 1,403 |
| Total interest expense | $1,115,000 | 2,059 |
| Net interest income | $20,079,000 | 1,362 |
| Provision for loan and lease losses | $300,000 | 1,389 |
| Total noninterest income | $7,089,000 | 1,061 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $597,000 | 1,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,492,000 | 893 |
| Total noninterest expense | $15,135,000 | 1,442 |
| Salaries and employee benefits | $8,913,000 | 1,423 |
| Premises and equipment expense | $1,353,000 | 1,651 |
| Additional noninterest expense | $4,869,000 | 1,363 |
| Pre-tax net operating income | $11,733,000 | 1,142 |
| Securities gains (losses) | $7,000 | 1,785 |
| Applicable income taxes | $3,120,000 | 836 |
| Income before extraordinary items | $8,620,000 | 1,273 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $8,620,000 | 1,272 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $8,620,000 | 1,273 |
| Net charge-offs | $478,000 | 653 |
| Cash dividends | $1,440,000 | 1,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $8,614,470 | 1,255 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $15,917,000 | 1,431 |
| Total interest expense | $879,000 | 2,069 |
| Net interest income | $15,038,000 | 1,382 |
| Provision for loan and lease losses | $300,000 | 1,152 |
| Total noninterest income | $5,775,000 | 1,020 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $440,000 | 1,424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,335,000 | 858 |
| Total noninterest expense | $11,336,000 | 1,454 |
| Salaries and employee benefits | $6,720,000 | 1,423 |
| Premises and equipment expense | $1,051,000 | 1,630 |
| Additional noninterest expense | $3,565,000 | 1,393 |
| Pre-tax net operating income | $9,177,000 | 1,147 |
| Securities gains (losses) | $7,000 | 1,699 |
| Applicable income taxes | $2,447,000 | 855 |
| Income before extraordinary items | $6,737,000 | 1,289 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $6,737,000 | 1,289 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $6,737,000 | 1,289 |
| Net charge-offs | $486,000 | 507 |
| Cash dividends | $620,000 | 2,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $6,731,470 | 1,267 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $10,808,000 | 1,406 |
| Total interest expense | $624,000 | 2,051 |
| Net interest income | $10,184,000 | 1,358 |
| Provision for loan and lease losses | $300,000 | 865 |
| Total noninterest income | $4,549,000 | 908 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $286,000 | 1,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,263,000 | 772 |
| Total noninterest expense | $7,605,000 | 1,434 |
| Salaries and employee benefits | $4,504,000 | 1,410 |
| Premises and equipment expense | $724,000 | 1,596 |
| Additional noninterest expense | $2,377,000 | 1,373 |
| Pre-tax net operating income | $6,828,000 | 1,039 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $1,825,000 | 794 |
| Income before extraordinary items | $5,003,000 | 1,179 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,003,000 | 1,180 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $5,003,000 | 1,180 |
| Net charge-offs | $9,000 | 1,770 |
| Cash dividends | $360,000 | 2,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $5,003,000 | 1,161 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,575,000 | 1,368 |
| Total interest expense | $347,000 | 1,976 |
| Net interest income | $5,228,000 | 1,309 |
| Provision for loan and lease losses | $150,000 | 937 |
| Total noninterest income | $2,935,000 | 762 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $138,000 | 1,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,797,000 | 650 |
| Total noninterest expense | $3,898,000 | 1,398 |
| Salaries and employee benefits | $2,287,000 | 1,390 |
| Premises and equipment expense | $365,000 | 1,592 |
| Additional noninterest expense | $1,246,000 | 1,296 |
| Pre-tax net operating income | $4,115,000 | 891 |
| Securities gains (losses) | $12,000 | 1,012 |
| Applicable income taxes | $1,109,000 | 695 |
| Income before extraordinary items | $3,018,000 | 1,018 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $3,018,000 | 1,018 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $3,018,000 | 1,018 |
| Net charge-offs | $13,000 | 1,286 |
| Cash dividends | $95,000 | 2,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $3,008,520 | 995 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $21,358,000 | 1,405 |
| Total interest expense | $2,965,000 | 1,502 |
| Net interest income | $18,393,000 | 1,389 |
| Provision for loan and lease losses | $1,350,000 | 1,325 |
| Total noninterest income | $6,051,000 | 1,117 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $592,000 | 1,428 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,459,000 | 961 |
| Total noninterest expense | $15,326,000 | 1,389 |
| Salaries and employee benefits | $8,946,000 | 1,377 |
| Premises and equipment expense | $1,339,000 | 1,651 |
| Additional noninterest expense | $5,041,000 | 1,270 |
| Pre-tax net operating income | $7,768,000 | 1,276 |
| Securities gains (losses) | $74,000 | 1,529 |
| Applicable income taxes | $2,074,000 | 920 |
| Income before extraordinary items | $5,768,000 | 1,462 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,768,000 | 1,461 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,768,000 | 1,462 |
| Net charge-offs | $41,000 | 2,512 |
| Cash dividends | $735,000 | 2,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $5,709,540 | 1,434 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $16,299,000 | 1,390 |
| Total interest expense | $2,527,000 | 1,412 |
| Net interest income | $13,772,000 | 1,381 |
| Provision for loan and lease losses | $1,550,000 | 1,038 |
| Total noninterest income | $5,129,000 | 1,009 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $446,000 | 1,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,683,000 | 845 |
| Total noninterest expense | $11,656,000 | 1,354 |
| Salaries and employee benefits | $6,784,000 | 1,348 |
| Premises and equipment expense | $1,033,000 | 1,619 |
| Additional noninterest expense | $3,839,000 | 1,224 |
| Pre-tax net operating income | $5,695,000 | 1,268 |
| Securities gains (losses) | $69,000 | 1,386 |
| Applicable income taxes | $1,525,000 | 885 |
| Income before extraordinary items | $4,239,000 | 1,447 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,239,000 | 1,448 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,239,000 | 1,448 |
| Net charge-offs | $651,000 | 643 |
| Cash dividends | $290,000 | 2,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $4,184,490 | 1,419 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $10,560,000 | 1,449 |
| Total interest expense | $1,789,000 | 1,442 |
| Net interest income | $8,771,000 | 1,434 |
| Provision for loan and lease losses | $1,300,000 | 924 |
| Total noninterest income | $3,125,000 | 1,008 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $299,000 | 1,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,826,000 | 852 |
| Total noninterest expense | $7,858,000 | 1,329 |
| Salaries and employee benefits | $4,636,000 | 1,318 |
| Premises and equipment expense | $701,000 | 1,596 |
| Additional noninterest expense | $2,521,000 | 1,240 |
| Pre-tax net operating income | $2,738,000 | 1,571 |
| Securities gains (losses) | $73,000 | 1,116 |
| Applicable income taxes | $734,000 | 1,039 |
| Income before extraordinary items | $2,077,000 | 1,788 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,077,000 | 1,789 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,077,000 | 1,789 |
| Net charge-offs | $372,000 | 715 |
| Cash dividends | $195,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,019,330 | 1,785 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,314,000 | 1,431 |
| Total interest expense | $992,000 | 1,431 |
| Net interest income | $4,322,000 | 1,418 |
| Provision for loan and lease losses | $300,000 | 1,167 |
| Total noninterest income | $1,297,000 | 1,087 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $180,000 | 1,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,117,000 | 888 |
| Total noninterest expense | $4,074,000 | 1,305 |
| Salaries and employee benefits | $2,439,000 | 1,258 |
| Premises and equipment expense | $360,000 | 1,586 |
| Additional noninterest expense | $1,275,000 | 1,244 |
| Pre-tax net operating income | $1,245,000 | 1,536 |
| Securities gains (losses) | $28,000 | 1,038 |
| Applicable income taxes | $332,000 | 1,003 |
| Income before extraordinary items | $941,000 | 1,753 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $941,000 | 1,753 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $941,000 | 1,753 |
| Net charge-offs | $377,000 | 446 |
| Cash dividends | $100,000 | 2,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $918,880 | 1,754 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $20,627,000 | 1,483 |
| Total interest expense | $3,731,000 | 1,558 |
| Net interest income | $16,896,000 | 1,432 |
| Provision for loan and lease losses | $575,000 | 1,373 |
| Total noninterest income | $3,997,000 | 1,317 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $752,000 | 1,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,245,000 | 1,139 |
| Total noninterest expense | $16,358,000 | 1,256 |
| Salaries and employee benefits | $9,697,000 | 1,230 |
| Premises and equipment expense | $1,553,000 | 1,463 |
| Additional noninterest expense | $5,108,000 | 1,219 |
| Pre-tax net operating income | $3,960,000 | 2,064 |
| Securities gains (losses) | $-15,000 | 4,860 |
| Applicable income taxes | $1,019,000 | 1,422 |
| Income before extraordinary items | $2,926,000 | 2,328 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,926,000 | 2,331 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,926,000 | 2,330 |
| Net charge-offs | $259,000 | 1,466 |
| Cash dividends | $1,096,000 | 2,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,937,850 | 2,283 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $15,322,000 | 1,510 |
| Total interest expense | $2,784,000 | 1,573 |
| Net interest income | $12,538,000 | 1,458 |
| Provision for loan and lease losses | $350,000 | 1,466 |
| Total noninterest income | $2,744,000 | 1,392 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $573,000 | 1,395 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,171,000 | 1,222 |
| Total noninterest expense | $12,224,000 | 1,267 |
| Salaries and employee benefits | $7,200,000 | 1,249 |
| Premises and equipment expense | $1,200,000 | 1,440 |
| Additional noninterest expense | $3,824,000 | 1,219 |
| Pre-tax net operating income | $2,708,000 | 2,251 |
| Securities gains (losses) | $-10,000 | 4,900 |
| Applicable income taxes | $695,000 | 1,540 |
| Income before extraordinary items | $2,003,000 | 2,522 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,003,000 | 2,523 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,003,000 | 2,523 |
| Net charge-offs | $161,000 | 1,443 |
| Cash dividends | $401,000 | 2,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,010,900 | 2,487 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $10,120,000 | 1,519 |
| Total interest expense | $1,862,000 | 1,542 |
| Net interest income | $8,258,000 | 1,470 |
| Provision for loan and lease losses | $300,000 | 1,195 |
| Total noninterest income | $1,734,000 | 1,417 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $390,000 | 1,356 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,344,000 | 1,250 |
| Total noninterest expense | $7,968,000 | 1,305 |
| Salaries and employee benefits | $4,756,000 | 1,259 |
| Premises and equipment expense | $714,000 | 1,584 |
| Additional noninterest expense | $2,498,000 | 1,263 |
| Pre-tax net operating income | $1,724,000 | 2,292 |
| Securities gains (losses) | $-16,000 | 5,025 |
| Applicable income taxes | $436,000 | 1,557 |
| Income before extraordinary items | $1,272,000 | 2,574 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,272,000 | 2,573 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,272,000 | 2,573 |
| Net charge-offs | $120,000 | 1,300 |
| Cash dividends | $286,000 | 2,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,284,640 | 2,518 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,922,000 | 1,546 |
| Total interest expense | $915,000 | 1,527 |
| Net interest income | $4,007,000 | 1,524 |
| Provision for loan and lease losses | $150,000 | 1,133 |
| Total noninterest income | $758,000 | 1,474 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $191,000 | 1,375 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $567,000 | 1,333 |
| Total noninterest expense | $3,899,000 | 1,326 |
| Salaries and employee benefits | $2,301,000 | 1,295 |
| Premises and equipment expense | $337,000 | 1,686 |
| Additional noninterest expense | $1,261,000 | 1,236 |
| Pre-tax net operating income | $716,000 | 2,540 |
| Securities gains (losses) | $-19,000 | 5,180 |
| Applicable income taxes | $172,000 | 1,716 |
| Income before extraordinary items | $525,000 | 2,837 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $525,000 | 2,836 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $525,000 | 2,836 |
| Net charge-offs | $115,000 | 827 |
| Cash dividends | $286,000 | 1,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $540,010 | 2,775 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $18,519,000 | 1,548 |
| Total interest expense | $2,873,000 | 1,478 |
| Net interest income | $15,646,000 | 1,538 |
| Provision for loan and lease losses | $725,000 | 1,120 |
| Total noninterest income | $3,454,000 | 1,404 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $846,000 | 1,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,608,000 | 1,259 |
| Total noninterest expense | $16,325,000 | 1,248 |
| Salaries and employee benefits | $8,949,000 | 1,288 |
| Premises and equipment expense | $1,542,000 | 1,464 |
| Additional noninterest expense | $5,834,000 | 1,104 |
| Pre-tax net operating income | $2,050,000 | 3,104 |
| Securities gains (losses) | $22,000 | 553 |
| Applicable income taxes | $471,000 | 2,036 |
| Income before extraordinary items | $1,601,000 | 3,277 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,601,000 | 3,276 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,601,000 | 3,276 |
| Net charge-offs | $185,000 | 1,705 |
| Cash dividends | $1,345,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,583,620 | 3,296 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $13,751,000 | 1,546 |
| Total interest expense | $2,066,000 | 1,457 |
| Net interest income | $11,685,000 | 1,539 |
| Provision for loan and lease losses | $575,000 | 1,012 |
| Total noninterest income | $2,585,000 | 1,415 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $636,000 | 1,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,949,000 | 1,281 |
| Total noninterest expense | $12,271,000 | 1,246 |
| Salaries and employee benefits | $6,478,000 | 1,336 |
| Premises and equipment expense | $1,209,000 | 1,409 |
| Additional noninterest expense | $4,584,000 | 1,067 |
| Pre-tax net operating income | $1,424,000 | 3,264 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $314,000 | 2,195 |
| Income before extraordinary items | $1,110,000 | 3,433 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,110,000 | 3,432 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,110,000 | 3,432 |
| Net charge-offs | $122,000 | 1,582 |
| Cash dividends | $665,000 | 2,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,110,000 | 3,429 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,030,000 | 1,551 |
| Total interest expense | $1,299,000 | 1,457 |
| Net interest income | $7,731,000 | 1,545 |
| Provision for loan and lease losses | $500,000 | 813 |
| Total noninterest income | $1,608,000 | 1,492 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $399,000 | 1,382 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,209,000 | 1,353 |
| Total noninterest expense | $8,308,000 | 1,235 |
| Salaries and employee benefits | $4,226,000 | 1,360 |
| Premises and equipment expense | $837,000 | 1,389 |
| Additional noninterest expense | $3,245,000 | 1,013 |
| Pre-tax net operating income | $531,000 | 4,033 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $95,000 | 2,761 |
| Income before extraordinary items | $436,000 | 4,116 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $436,000 | 4,115 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $436,000 | 4,115 |
| Net charge-offs | $92,000 | 1,369 |
| Cash dividends | $440,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $436,000 | 4,121 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,437,000 | 1,562 |
| Total interest expense | $599,000 | 1,486 |
| Net interest income | $3,838,000 | 1,555 |
| Provision for loan and lease losses | $400,000 | 550 |
| Total noninterest income | $772,000 | 1,517 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $198,000 | 1,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $574,000 | 1,374 |
| Total noninterest expense | $3,889,000 | 1,306 |
| Salaries and employee benefits | $2,068,000 | 1,391 |
| Premises and equipment expense | $403,000 | 1,439 |
| Additional noninterest expense | $1,418,000 | 1,119 |
| Pre-tax net operating income | $321,000 | 3,762 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $63,000 | 2,519 |
| Income before extraordinary items | $258,000 | 3,874 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $258,000 | 3,874 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $258,000 | 3,874 |
| Net charge-offs | $53,000 | 1,168 |
| Cash dividends | $220,000 | 1,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $258,000 | 3,877 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,075,000 | 1,570 |
| Total interest expense | $2,132,000 | 1,463 |
| Net interest income | $14,943,000 | 1,561 |
| Provision for loan and lease losses | $500,000 | 1,444 |
| Total noninterest income | $3,422,000 | 1,443 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $739,000 | 1,505 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $2,683,000 | 1,265 |
| Total noninterest expense | $15,135,000 | 1,313 |
| Salaries and employee benefits | $8,049,000 | 1,405 |
| Premises and equipment expense | $1,535,000 | 1,488 |
| Additional noninterest expense | $5,551,000 | 1,145 |
| Pre-tax net operating income | $2,730,000 | 2,628 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,170,000 | 1,737 |
| Income before extraordinary items | $1,560,000 | 3,063 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,560,000 | 3,060 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,560,000 | 3,063 |
| Net charge-offs | $414,000 | 1,229 |
| Cash dividends | $1,345,000 | 1,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,560,000 | 3,037 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,631,000 | 1,589 |
| Total interest expense | $1,568,000 | 1,458 |
| Net interest income | $11,063,000 | 1,579 |
| Provision for loan and lease losses | $225,000 | 1,898 |
| Total noninterest income | $2,419,000 | 1,513 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $548,000 | 1,527 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,871,000 | 1,344 |
| Total noninterest expense | $10,933,000 | 1,358 |
| Salaries and employee benefits | $5,893,000 | 1,433 |
| Premises and equipment expense | $1,144,000 | 1,511 |
| Additional noninterest expense | $3,896,000 | 1,205 |
| Pre-tax net operating income | $2,324,000 | 2,484 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $800,000 | 1,668 |
| Income before extraordinary items | $1,524,000 | 2,834 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,524,000 | 2,833 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,524,000 | 2,834 |
| Net charge-offs | $170,000 | 1,522 |
| Cash dividends | $670,000 | 2,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,524,000 | 2,816 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,227,000 | 1,599 |
| Total interest expense | $1,034,000 | 1,438 |
| Net interest income | $7,193,000 | 1,616 |
| Provision for loan and lease losses | $150,000 | 1,808 |
| Total noninterest income | $1,527,000 | 1,582 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $358,000 | 1,539 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,169,000 | 1,398 |
| Total noninterest expense | $7,230,000 | 1,371 |
| Salaries and employee benefits | $3,878,000 | 1,449 |
| Premises and equipment expense | $765,000 | 1,509 |
| Additional noninterest expense | $2,587,000 | 1,202 |
| Pre-tax net operating income | $1,340,000 | 2,670 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $453,000 | 1,792 |
| Income before extraordinary items | $887,000 | 3,004 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $887,000 | 3,003 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $887,000 | 3,004 |
| Net charge-offs | $16,000 | 2,704 |
| Cash dividends | $445,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $887,000 | 2,983 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,987,000 | 1,632 |
| Total interest expense | $463,000 | 1,548 |
| Net interest income | $3,524,000 | 1,633 |
| Provision for loan and lease losses | $75,000 | 1,685 |
| Total noninterest income | $674,000 | 1,702 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $177,000 | 1,551 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $497,000 | 1,527 |
| Total noninterest expense | $3,525,000 | 1,426 |
| Salaries and employee benefits | $1,836,000 | 1,541 |
| Premises and equipment expense | $389,000 | 1,503 |
| Additional noninterest expense | $1,300,000 | 1,200 |
| Pre-tax net operating income | $598,000 | 2,812 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $199,000 | 1,877 |
| Income before extraordinary items | $399,000 | 3,143 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $399,000 | 3,141 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $399,000 | 3,143 |
| Net charge-offs | $26,000 | 1,734 |
| Cash dividends | $225,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $399,000 | 3,125 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $15,383,000 | 1,636 |
| Total interest expense | $1,589,000 | 1,726 |
| Net interest income | $13,794,000 | 1,622 |
| Provision for loan and lease losses | $792,000 | 1,110 |
| Total noninterest income | $3,578,000 | 1,449 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $713,000 | 1,586 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,865,000 | 1,242 |
| Total noninterest expense | $13,813,000 | 1,421 |
| Salaries and employee benefits | $6,984,000 | 1,548 |
| Premises and equipment expense | $1,424,000 | 1,598 |
| Additional noninterest expense | $5,405,000 | 1,181 |
| Pre-tax net operating income | $2,767,000 | 2,513 |
| Securities gains (losses) | $103,000 | 1,319 |
| Applicable income taxes | $989,000 | 1,661 |
| Income before extraordinary items | $1,881,000 | 2,892 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,881,000 | 2,891 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,881,000 | 2,891 |
| Net charge-offs | $518,000 | 1,058 |
| Cash dividends | $1,375,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,813,020 | 2,908 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,488,000 | 1,647 |
| Total interest expense | $1,151,000 | 1,776 |
| Net interest income | $10,337,000 | 1,628 |
| Provision for loan and lease losses | $717,000 | 891 |
| Total noninterest income | $2,679,000 | 1,448 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $536,000 | 1,590 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,143,000 | 1,249 |
| Total noninterest expense | $10,209,000 | 1,447 |
| Salaries and employee benefits | $5,101,000 | 1,589 |
| Premises and equipment expense | $1,036,000 | 1,644 |
| Additional noninterest expense | $4,072,000 | 1,190 |
| Pre-tax net operating income | $2,090,000 | 2,541 |
| Securities gains (losses) | $103,000 | 1,231 |
| Applicable income taxes | $759,000 | 1,671 |
| Income before extraordinary items | $1,434,000 | 2,893 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,434,000 | 2,893 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,434,000 | 2,893 |
| Net charge-offs | $485,000 | 813 |
| Cash dividends | $700,000 | 2,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,367,050 | 2,917 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,560,000 | 1,673 |
| Total interest expense | $721,000 | 1,862 |
| Net interest income | $6,839,000 | 1,637 |
| Provision for loan and lease losses | $642,000 | 694 |
| Total noninterest income | $1,666,000 | 1,507 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $338,000 | 1,643 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,328,000 | 1,287 |
| Total noninterest expense | $6,589,000 | 1,496 |
| Salaries and employee benefits | $3,306,000 | 1,636 |
| Premises and equipment expense | $682,000 | 1,659 |
| Additional noninterest expense | $2,601,000 | 1,231 |
| Pre-tax net operating income | $1,274,000 | 2,663 |
| Securities gains (losses) | $73,000 | 1,167 |
| Applicable income taxes | $461,000 | 1,750 |
| Income before extraordinary items | $886,000 | 2,996 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $886,000 | 2,994 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $886,000 | 2,995 |
| Net charge-offs | $429,000 | 670 |
| Cash dividends | $470,000 | 2,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $837,820 | 3,037 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,749,000 | 1,695 |
| Total interest expense | $339,000 | 1,954 |
| Net interest income | $3,410,000 | 1,654 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $793,000 | 1,528 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $163,000 | 1,682 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $630,000 | 1,310 |
| Total noninterest expense | $3,324,000 | 1,472 |
| Salaries and employee benefits | $1,670,000 | 1,633 |
| Premises and equipment expense | $339,000 | 1,683 |
| Additional noninterest expense | $1,315,000 | 1,213 |
| Pre-tax net operating income | $879,000 | 2,119 |
| Securities gains (losses) | $72,000 | 663 |
| Applicable income taxes | $337,000 | 1,379 |
| Income before extraordinary items | $614,000 | 2,407 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $614,000 | 2,407 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $614,000 | 2,407 |
| Net charge-offs | $-11,000 | 5,222 |
| Cash dividends | $235,000 | 1,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $567,200 | 2,486 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $14,557,000 | 1,698 |
| Total interest expense | $1,298,000 | 1,987 |
| Net interest income | $13,259,000 | 1,655 |
| Provision for loan and lease losses | $75,000 | 3,289 |
| Total noninterest income | $3,481,000 | 1,438 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $743,000 | 1,574 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,738,000 | 1,236 |
| Total noninterest expense | $13,252,000 | 1,473 |
| Salaries and employee benefits | $6,761,000 | 1,554 |
| Premises and equipment expense | $1,398,000 | 1,633 |
| Additional noninterest expense | $5,093,000 | 1,248 |
| Pre-tax net operating income | $3,413,000 | 2,112 |
| Securities gains (losses) | $104,000 | 1,145 |
| Applicable income taxes | $1,228,000 | 1,402 |
| Income before extraordinary items | $2,289,000 | 2,489 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,289,000 | 2,491 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,289,000 | 2,491 |
| Net charge-offs | $237,000 | 1,828 |
| Cash dividends | $636,000 | 2,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,221,400 | 2,489 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,812,000 | 1,733 |
| Total interest expense | $954,000 | 2,045 |
| Net interest income | $9,858,000 | 1,680 |
| Provision for loan and lease losses | $75,000 | 2,945 |
| Total noninterest income | $2,657,000 | 1,431 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $575,000 | 1,546 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,082,000 | 1,246 |
| Total noninterest expense | $9,821,000 | 1,498 |
| Salaries and employee benefits | $4,985,000 | 1,590 |
| Premises and equipment expense | $1,039,000 | 1,665 |
| Additional noninterest expense | $3,797,000 | 1,262 |
| Pre-tax net operating income | $2,619,000 | 2,125 |
| Securities gains (losses) | $86,000 | 1,121 |
| Applicable income taxes | $946,000 | 1,423 |
| Income before extraordinary items | $1,759,000 | 2,484 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,759,000 | 2,485 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,759,000 | 2,485 |
| Net charge-offs | $90,000 | 2,267 |
| Cash dividends | $136,000 | 3,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,703,100 | 2,500 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,113,000 | 1,760 |
| Total interest expense | $627,000 | 2,084 |
| Net interest income | $6,486,000 | 1,702 |
| Provision for loan and lease losses | $75,000 | 2,511 |
| Total noninterest income | $1,720,000 | 1,462 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $386,000 | 1,517 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,334,000 | 1,282 |
| Total noninterest expense | $6,282,000 | 1,553 |
| Salaries and employee benefits | $3,305,000 | 1,611 |
| Premises and equipment expense | $690,000 | 1,681 |
| Additional noninterest expense | $2,287,000 | 1,371 |
| Pre-tax net operating income | $1,849,000 | 2,013 |
| Securities gains (losses) | $32,000 | 1,463 |
| Applicable income taxes | $661,000 | 1,374 |
| Income before extraordinary items | $1,220,000 | 2,407 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,220,000 | 2,409 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,220,000 | 2,409 |
| Net charge-offs | $48,000 | 2,343 |
| Cash dividends | $61,000 | 3,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,199,200 | 2,379 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,503,000 | 1,781 |
| Total interest expense | $305,000 | 2,142 |
| Net interest income | $3,198,000 | 1,718 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $904,000 | 1,383 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $197,000 | 1,464 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $707,000 | 1,188 |
| Total noninterest expense | $3,145,000 | 1,542 |
| Salaries and employee benefits | $1,656,000 | 1,612 |
| Premises and equipment expense | $358,000 | 1,648 |
| Additional noninterest expense | $1,131,000 | 1,362 |
| Pre-tax net operating income | $882,000 | 2,058 |
| Securities gains (losses) | $33,000 | 1,027 |
| Applicable income taxes | $320,000 | 1,376 |
| Income before extraordinary items | $595,000 | 2,402 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $595,000 | 2,404 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $595,000 | 2,404 |
| Net charge-offs | $51,000 | 1,543 |
| Cash dividends | $19,000 | 2,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $573,550 | 2,404 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,824,000 | 1,813 |
| Total interest expense | $1,114,000 | 2,394 |
| Net interest income | $12,710,000 | 1,728 |
| Provision for loan and lease losses | $300,000 | 1,975 |
| Total noninterest income | $2,831,000 | 1,639 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $777,000 | 1,618 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,054,000 | 1,425 |
| Total noninterest expense | $12,978,000 | 1,470 |
| Salaries and employee benefits | $6,376,000 | 1,628 |
| Premises and equipment expense | $1,496,000 | 1,574 |
| Additional noninterest expense | $5,106,000 | 1,273 |
| Pre-tax net operating income | $2,263,000 | 2,777 |
| Securities gains (losses) | $373,000 | 521 |
| Applicable income taxes | $876,000 | 1,690 |
| Income before extraordinary items | $1,760,000 | 2,931 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,760,000 | 2,930 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,760,000 | 2,931 |
| Net charge-offs | $311,000 | 1,971 |
| Cash dividends | $599,000 | 2,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,510,090 | 3,182 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,271,000 | 1,839 |
| Total interest expense | $808,000 | 2,502 |
| Net interest income | $9,463,000 | 1,750 |
| Provision for loan and lease losses | $225,000 | 1,923 |
| Total noninterest income | $2,076,000 | 1,671 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $585,000 | 1,628 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,491,000 | 1,461 |
| Total noninterest expense | $9,600,000 | 1,499 |
| Salaries and employee benefits | $4,643,000 | 1,674 |
| Premises and equipment expense | $1,111,000 | 1,596 |
| Additional noninterest expense | $3,846,000 | 1,268 |
| Pre-tax net operating income | $1,714,000 | 2,791 |
| Securities gains (losses) | $310,000 | 461 |
| Applicable income taxes | $677,000 | 1,686 |
| Income before extraordinary items | $1,347,000 | 2,938 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,347,000 | 2,938 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,347,000 | 2,939 |
| Net charge-offs | $37,000 | 3,473 |
| Cash dividends | $151,000 | 3,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,139,300 | 3,213 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,722,000 | 1,867 |
| Total interest expense | $522,000 | 2,562 |
| Net interest income | $6,200,000 | 1,768 |
| Provision for loan and lease losses | $150,000 | 1,864 |
| Total noninterest income | $1,419,000 | 1,613 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $387,000 | 1,614 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,032,000 | 1,419 |
| Total noninterest expense | $6,165,000 | 1,548 |
| Salaries and employee benefits | $2,962,000 | 1,743 |
| Premises and equipment expense | $727,000 | 1,628 |
| Additional noninterest expense | $2,476,000 | 1,306 |
| Pre-tax net operating income | $1,304,000 | 2,494 |
| Securities gains (losses) | $309,000 | 347 |
| Applicable income taxes | $552,000 | 1,450 |
| Income before extraordinary items | $1,061,000 | 2,536 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,061,000 | 2,539 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,061,000 | 2,540 |
| Net charge-offs | $50,000 | 2,790 |
| Cash dividends | $80,000 | 3,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $857,060 | 2,898 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,318,000 | 1,877 |
| Total interest expense | $257,000 | 2,620 |
| Net interest income | $3,061,000 | 1,781 |
| Provision for loan and lease losses | $75,000 | 1,807 |
| Total noninterest income | $678,000 | 1,641 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $197,000 | 1,569 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $481,000 | 1,457 |
| Total noninterest expense | $3,129,000 | 1,534 |
| Salaries and employee benefits | $1,456,000 | 1,777 |
| Premises and equipment expense | $379,000 | 1,590 |
| Additional noninterest expense | $1,294,000 | 1,243 |
| Pre-tax net operating income | $535,000 | 2,767 |
| Securities gains (losses) | $-4,000 | 6,345 |
| Applicable income taxes | $169,000 | 1,887 |
| Income before extraordinary items | $362,000 | 3,197 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $362,000 | 3,199 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $362,000 | 3,199 |
| Net charge-offs | $28,000 | 2,278 |
| Cash dividends | $28,000 | 2,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $364,720 | 3,164 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,083,000 | 1,905 |
| Total interest expense | $938,000 | 3,093 |
| Net interest income | $12,145,000 | 1,777 |
| Provision for loan and lease losses | $450,000 | 1,964 |
| Total noninterest income | $3,567,000 | 1,429 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,232,000 | 1,124 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,335,000 | 1,363 |
| Total noninterest expense | $12,320,000 | 1,568 |
| Salaries and employee benefits | $5,705,000 | 1,790 |
| Premises and equipment expense | $1,422,000 | 1,654 |
| Additional noninterest expense | $5,193,000 | 1,294 |
| Pre-tax net operating income | $2,942,000 | 2,196 |
| Securities gains (losses) | $288,000 | 711 |
| Applicable income taxes | $1,121,000 | 1,368 |
| Income before extraordinary items | $2,109,000 | 2,507 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,109,000 | 2,510 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,109,000 | 2,510 |
| Net charge-offs | $722,000 | 1,606 |
| Cash dividends | $519,000 | 2,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,921,800 | 2,625 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,742,000 | 1,926 |
| Total interest expense | $697,000 | 3,182 |
| Net interest income | $9,045,000 | 1,787 |
| Provision for loan and lease losses | $450,000 | 1,622 |
| Total noninterest income | $2,631,000 | 1,476 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $918,000 | 1,132 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,713,000 | 1,412 |
| Total noninterest expense | $8,658,000 | 1,678 |
| Salaries and employee benefits | $4,234,000 | 1,813 |
| Premises and equipment expense | $1,068,000 | 1,665 |
| Additional noninterest expense | $3,356,000 | 1,476 |
| Pre-tax net operating income | $2,568,000 | 2,009 |
| Securities gains (losses) | $275,000 | 676 |
| Applicable income taxes | $1,010,000 | 1,238 |
| Income before extraordinary items | $1,833,000 | 2,288 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,833,000 | 2,293 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,833,000 | 2,293 |
| Net charge-offs | $455,000 | 1,689 |
| Cash dividends | $53,000 | 3,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,657,000 | 2,380 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,384,000 | 1,955 |
| Total interest expense | $478,000 | 3,179 |
| Net interest income | $5,906,000 | 1,806 |
| Provision for loan and lease losses | $300,000 | 1,629 |
| Total noninterest income | $1,782,000 | 1,467 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $609,000 | 1,112 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,173,000 | 1,424 |
| Total noninterest expense | $5,636,000 | 1,715 |
| Salaries and employee benefits | $2,813,000 | 1,826 |
| Premises and equipment expense | $717,000 | 1,655 |
| Additional noninterest expense | $2,106,000 | 1,551 |
| Pre-tax net operating income | $1,752,000 | 1,930 |
| Securities gains (losses) | $275,000 | 596 |
| Applicable income taxes | $727,000 | 1,167 |
| Income before extraordinary items | $1,300,000 | 2,166 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,300,000 | 2,174 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,300,000 | 2,172 |
| Net charge-offs | $321,000 | 1,628 |
| Cash dividends | $35,000 | 3,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,124,000 | 2,318 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,102,000 | 2,015 |
| Total interest expense | $243,000 | 3,231 |
| Net interest income | $2,859,000 | 1,865 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $948,000 | 1,405 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $309,000 | 1,081 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $639,000 | 1,330 |
| Total noninterest expense | $2,831,000 | 1,722 |
| Salaries and employee benefits | $1,388,000 | 1,871 |
| Premises and equipment expense | $358,000 | 1,690 |
| Additional noninterest expense | $1,085,000 | 1,497 |
| Pre-tax net operating income | $976,000 | 1,756 |
| Securities gains (losses) | $251,000 | 382 |
| Applicable income taxes | $450,000 | 999 |
| Income before extraordinary items | $777,000 | 1,826 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $777,000 | 1,827 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $777,000 | 1,828 |
| Net charge-offs | $327,000 | 998 |
| Cash dividends | $18,000 | 2,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $616,360 | 2,131 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,612,000 | 2,076 |
| Total interest expense | $1,248,000 | 3,119 |
| Net interest income | $11,364,000 | 1,930 |
| Provision for loan and lease losses | $755,000 | 2,156 |
| Total noninterest income | $3,758,000 | 1,389 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,144,000 | 1,244 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,614,000 | 1,290 |
| Total noninterest expense | $10,977,000 | 1,748 |
| Salaries and employee benefits | $5,492,000 | 1,837 |
| Premises and equipment expense | $1,384,000 | 1,702 |
| Additional noninterest expense | $4,101,000 | 1,649 |
| Pre-tax net operating income | $3,390,000 | 1,876 |
| Securities gains (losses) | $247,000 | 1,514 |
| Applicable income taxes | $1,307,000 | 1,216 |
| Income before extraordinary items | $2,330,000 | 2,307 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,330,000 | 2,308 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,330,000 | 2,309 |
| Net charge-offs | $825,000 | 2,023 |
| Cash dividends | $1,224,000 | 1,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,171,920 | 2,308 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,348,000 | 2,136 |
| Total interest expense | $981,000 | 3,116 |
| Net interest income | $8,367,000 | 1,987 |
| Provision for loan and lease losses | $755,000 | 1,767 |
| Total noninterest income | $2,577,000 | 1,477 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $811,000 | 1,326 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,766,000 | 1,386 |
| Total noninterest expense | $7,717,000 | 1,857 |
| Salaries and employee benefits | $3,892,000 | 1,944 |
| Premises and equipment expense | $1,016,000 | 1,748 |
| Additional noninterest expense | $2,809,000 | 1,769 |
| Pre-tax net operating income | $2,472,000 | 1,997 |
| Securities gains (losses) | $202,000 | 1,425 |
| Applicable income taxes | $963,000 | 1,265 |
| Income before extraordinary items | $1,711,000 | 2,406 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,711,000 | 2,407 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,711,000 | 2,407 |
| Net charge-offs | $506,000 | 2,175 |
| Cash dividends | $567,000 | 1,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,581,720 | 2,416 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,189,000 | 2,155 |
| Total interest expense | $702,000 | 3,049 |
| Net interest income | $5,487,000 | 2,015 |
| Provision for loan and lease losses | $755,000 | 1,343 |
| Total noninterest income | $1,698,000 | 1,479 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $542,000 | 1,305 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,156,000 | 1,378 |
| Total noninterest expense | $4,990,000 | 1,928 |
| Salaries and employee benefits | $2,533,000 | 1,987 |
| Premises and equipment expense | $648,000 | 1,831 |
| Additional noninterest expense | $1,809,000 | 1,841 |
| Pre-tax net operating income | $1,440,000 | 2,208 |
| Securities gains (losses) | $81,000 | 1,733 |
| Applicable income taxes | $541,000 | 1,422 |
| Income before extraordinary items | $980,000 | 2,658 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $980,000 | 2,658 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $980,000 | 2,658 |
| Net charge-offs | $374,000 | 2,074 |
| Cash dividends | $43,000 | 3,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $928,160 | 2,614 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,031,000 | 2,234 |
| Total interest expense | $384,000 | 2,948 |
| Net interest income | $2,647,000 | 2,075 |
| Provision for loan and lease losses | $430,000 | 1,203 |
| Total noninterest income | $785,000 | 1,546 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $265,000 | 1,333 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $520,000 | 1,465 |
| Total noninterest expense | $2,454,000 | 1,956 |
| Salaries and employee benefits | $1,272,000 | 1,969 |
| Premises and equipment expense | $312,000 | 1,914 |
| Additional noninterest expense | $870,000 | 1,900 |
| Pre-tax net operating income | $548,000 | 2,697 |
| Securities gains (losses) | $81,000 | 999 |
| Applicable income taxes | $220,000 | 1,622 |
| Income before extraordinary items | $409,000 | 3,009 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $409,000 | 3,012 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $409,000 | 3,013 |
| Net charge-offs | $125,000 | 2,266 |
| Cash dividends | $20,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $356,350 | 3,145 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,019,000 | 2,318 |
| Total interest expense | $1,468,000 | 3,499 |
| Net interest income | $10,551,000 | 2,069 |
| Provision for loan and lease losses | $1,215,000 | 2,139 |
| Total noninterest income | $2,569,000 | 1,679 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,009,000 | 1,468 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,560,000 | 1,603 |
| Total noninterest expense | $10,125,000 | 1,894 |
| Salaries and employee benefits | $5,390,000 | 1,807 |
| Premises and equipment expense | $1,169,000 | 2,112 |
| Additional noninterest expense | $3,566,000 | 1,886 |
| Pre-tax net operating income | $1,780,000 | 2,728 |
| Securities gains (losses) | $205,000 | 1,433 |
| Applicable income taxes | $640,000 | 1,784 |
| Income before extraordinary items | $1,345,000 | 2,992 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,345,000 | 2,993 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,345,000 | 2,993 |
| Net charge-offs | $1,227,000 | 2,119 |
| Cash dividends | $330,000 | 2,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,205,600 | 3,106 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,995,000 | 2,348 |
| Total interest expense | $1,104,000 | 3,601 |
| Net interest income | $7,891,000 | 2,086 |
| Provision for loan and lease losses | $915,000 | 2,067 |
| Total noninterest income | $1,911,000 | 1,660 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $733,000 | 1,513 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,178,000 | 1,573 |
| Total noninterest expense | $7,360,000 | 1,949 |
| Salaries and employee benefits | $3,888,000 | 1,888 |
| Premises and equipment expense | $864,000 | 2,152 |
| Additional noninterest expense | $2,608,000 | 1,940 |
| Pre-tax net operating income | $1,527,000 | 2,541 |
| Securities gains (losses) | $205,000 | 1,199 |
| Applicable income taxes | $589,000 | 1,594 |
| Income before extraordinary items | $1,143,000 | 2,811 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,143,000 | 2,813 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,143,000 | 2,813 |
| Net charge-offs | $896,000 | 2,016 |
| Cash dividends | $95,000 | 3,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,007,700 | 2,952 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,898,000 | 2,408 |
| Total interest expense | $746,000 | 3,663 |
| Net interest income | $5,152,000 | 2,121 |
| Provision for loan and lease losses | $540,000 | 2,218 |
| Total noninterest income | $1,246,000 | 1,685 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $480,000 | 1,514 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $766,000 | 1,610 |
| Total noninterest expense | $4,868,000 | 1,982 |
| Salaries and employee benefits | $2,570,000 | 1,906 |
| Premises and equipment expense | $576,000 | 2,175 |
| Additional noninterest expense | $1,722,000 | 1,988 |
| Pre-tax net operating income | $990,000 | 2,553 |
| Securities gains (losses) | $115,000 | 1,041 |
| Applicable income taxes | $372,000 | 1,597 |
| Income before extraordinary items | $733,000 | 2,830 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $733,000 | 2,832 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $733,000 | 2,832 |
| Net charge-offs | $595,000 | 1,959 |
| Cash dividends | $95,000 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $657,100 | 2,946 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,838,000 | 2,513 |
| Total interest expense | $396,000 | 3,629 |
| Net interest income | $2,442,000 | 2,242 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $618,000 | 1,713 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $234,000 | 1,530 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $384,000 | 1,614 |
| Total noninterest expense | $2,431,000 | 1,992 |
| Salaries and employee benefits | $1,260,000 | 1,946 |
| Premises and equipment expense | $297,000 | 2,163 |
| Additional noninterest expense | $874,000 | 1,940 |
| Pre-tax net operating income | $329,000 | 3,352 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $99,000 | 2,192 |
| Income before extraordinary items | $230,000 | 3,728 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $230,000 | 3,729 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $230,000 | 3,728 |
| Net charge-offs | $269,000 | 1,848 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $230,000 | 3,674 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,509,000 | 2,608 |
| Total interest expense | $2,313,000 | 3,181 |
| Net interest income | $9,196,000 | 2,381 |
| Provision for loan and lease losses | $1,725,000 | 2,272 |
| Total noninterest income | $3,373,000 | 1,425 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $970,000 | 1,543 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,403,000 | 1,233 |
| Total noninterest expense | $8,939,000 | 2,173 |
| Salaries and employee benefits | $4,717,000 | 2,046 |
| Premises and equipment expense | $1,162,000 | 2,170 |
| Additional noninterest expense | $3,060,000 | 2,258 |
| Pre-tax net operating income | $1,905,000 | 2,325 |
| Securities gains (losses) | $439,000 | 987 |
| Applicable income taxes | $746,000 | 1,487 |
| Income before extraordinary items | $1,598,000 | 2,404 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,598,000 | 2,402 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,598,000 | 2,405 |
| Net charge-offs | $1,282,000 | 2,360 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,299,480 | 2,658 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,491,000 | 2,706 |
| Total interest expense | $1,868,000 | 3,125 |
| Net interest income | $6,623,000 | 2,517 |
| Provision for loan and lease losses | $1,275,000 | 2,195 |
| Total noninterest income | $1,831,000 | 1,807 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $725,000 | 1,594 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,106,000 | 1,688 |
| Total noninterest expense | $6,550,000 | 2,211 |
| Salaries and employee benefits | $3,403,000 | 2,126 |
| Premises and equipment expense | $870,000 | 2,212 |
| Additional noninterest expense | $2,277,000 | 2,246 |
| Pre-tax net operating income | $629,000 | 3,886 |
| Securities gains (losses) | $439,000 | 822 |
| Applicable income taxes | $253,000 | 2,320 |
| Income before extraordinary items | $815,000 | 3,246 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $815,000 | 3,244 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $815,000 | 3,246 |
| Net charge-offs | $994,000 | 2,198 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $481,360 | 4,029 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,619,000 | 2,751 |
| Total interest expense | $1,328,000 | 3,073 |
| Net interest income | $4,291,000 | 2,583 |
| Provision for loan and lease losses | $775,000 | 2,230 |
| Total noninterest income | $1,017,000 | 2,028 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $475,000 | 1,621 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $542,000 | 1,988 |
| Total noninterest expense | $4,419,000 | 2,190 |
| Salaries and employee benefits | $2,294,000 | 2,125 |
| Premises and equipment expense | $590,000 | 2,182 |
| Additional noninterest expense | $1,535,000 | 2,212 |
| Pre-tax net operating income | $114,000 | 5,419 |
| Securities gains (losses) | $221,000 | 894 |
| Applicable income taxes | $5,000 | 4,306 |
| Income before extraordinary items | $330,000 | 4,129 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $330,000 | 4,129 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $330,000 | 4,128 |
| Net charge-offs | $757,000 | 1,999 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $111,210 | 5,347 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,749,000 | 2,863 |
| Total interest expense | $702,000 | 3,059 |
| Net interest income | $2,047,000 | 2,721 |
| Provision for loan and lease losses | $400,000 | 2,061 |
| Total noninterest income | $567,000 | 1,847 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $228,000 | 1,678 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $339,000 | 1,700 |
| Total noninterest expense | $2,304,000 | 2,113 |
| Salaries and employee benefits | $1,170,000 | 2,112 |
| Premises and equipment expense | $310,000 | 2,147 |
| Additional noninterest expense | $824,000 | 2,061 |
| Pre-tax net operating income | $-90,000 | 6,626 |
| Securities gains (losses) | $45,000 | 1,193 |
| Applicable income taxes | $-84,000 | 7,421 |
| Income before extraordinary items | $39,000 | 5,857 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $39,000 | 5,858 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $39,000 | 5,857 |
| Net charge-offs | $641,000 | 1,399 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $10,200 | 6,147 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,012,000 | 2,751 |
| Total interest expense | $3,946,000 | 2,772 |
| Net interest income | $8,066,000 | 2,711 |
| Provision for loan and lease losses | $1,850,000 | 2,594 |
| Total noninterest income | $2,854,000 | 1,676 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $965,000 | 1,744 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,889,000 | 1,430 |
| Total noninterest expense | $9,462,000 | 2,113 |
| Salaries and employee benefits | $4,689,000 | 2,098 |
| Premises and equipment expense | $1,222,000 | 2,182 |
| Additional noninterest expense | $3,551,000 | 2,036 |
| Pre-tax net operating income | $-392,000 | 5,902 |
| Securities gains (losses) | $148,000 | 1,802 |
| Applicable income taxes | $-406,000 | 6,962 |
| Income before extraordinary items | $162,000 | 4,939 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $162,000 | 4,941 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $162,000 | 4,941 |
| Net charge-offs | $2,326,000 | 1,859 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $67,280 | 5,228 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,167,000 | 2,735 |
| Total interest expense | $3,162,000 | 2,723 |
| Net interest income | $6,005,000 | 2,732 |
| Provision for loan and lease losses | $600,000 | 3,517 |
| Total noninterest income | $2,205,000 | 1,661 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $710,000 | 1,776 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,495,000 | 1,402 |
| Total noninterest expense | $7,009,000 | 2,133 |
| Salaries and employee benefits | $3,540,000 | 2,099 |
| Premises and equipment expense | $888,000 | 2,265 |
| Additional noninterest expense | $2,581,000 | 2,049 |
| Pre-tax net operating income | $601,000 | 3,597 |
| Securities gains (losses) | $35,000 | 2,478 |
| Applicable income taxes | $13,000 | 3,954 |
| Income before extraordinary items | $623,000 | 3,320 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $623,000 | 3,317 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $623,000 | 3,320 |
| Net charge-offs | $986,000 | 2,219 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $588,700 | 3,324 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,220,000 | 2,728 |
| Total interest expense | $2,165,000 | 2,777 |
| Net interest income | $4,055,000 | 2,675 |
| Provision for loan and lease losses | $350,000 | 3,472 |
| Total noninterest income | $1,593,000 | 1,572 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $458,000 | 1,806 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,135,000 | 1,309 |
| Total noninterest expense | $4,677,000 | 2,158 |
| Salaries and employee benefits | $2,386,000 | 2,113 |
| Premises and equipment expense | $606,000 | 2,250 |
| Additional noninterest expense | $1,685,000 | 2,101 |
| Pre-tax net operating income | $621,000 | 2,959 |
| Securities gains (losses) | $36,000 | 2,081 |
| Applicable income taxes | $95,000 | 2,669 |
| Income before extraordinary items | $562,000 | 2,880 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $562,000 | 2,878 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $562,000 | 2,880 |
| Net charge-offs | $805,000 | 1,827 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $531,040 | 2,880 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,104,000 | 2,765 |
| Total interest expense | $1,066,000 | 2,912 |
| Net interest income | $2,038,000 | 2,662 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $736,000 | 1,643 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $222,000 | 1,801 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $514,000 | 1,367 |
| Total noninterest expense | $2,273,000 | 2,168 |
| Salaries and employee benefits | $1,195,000 | 2,132 |
| Premises and equipment expense | $321,000 | 2,170 |
| Additional noninterest expense | $757,000 | 2,087 |
| Pre-tax net operating income | $351,000 | 3,069 |
| Securities gains (losses) | $35,000 | 1,454 |
| Applicable income taxes | $69,000 | 2,563 |
| Income before extraordinary items | $317,000 | 3,014 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $317,000 | 3,015 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $317,000 | 3,015 |
| Net charge-offs | $455,000 | 1,428 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $288,300 | 3,052 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,896,000 | 2,660 |
| Total interest expense | $5,297,000 | 2,825 |
| Net interest income | $8,599,000 | 2,517 |
| Provision for loan and lease losses | $2,875,000 | 1,436 |
| Total noninterest income | $2,448,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $925,000 | 1,871 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,523,000 | 1,578 |
| Total noninterest expense | $8,681,000 | 2,199 |
| Salaries and employee benefits | $4,760,000 | 2,129 |
| Premises and equipment expense | $871,000 | 2,958 |
| Additional noninterest expense | $3,050,000 | 1,981 |
| Pre-tax net operating income | $-509,000 | 6,772 |
| Securities gains (losses) | $298,000 | 550 |
| Applicable income taxes | $-541,000 | 7,524 |
| Income before extraordinary items | $330,000 | 4,989 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $330,000 | 4,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,626,000 | 1,475 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $139,280 | 5,870 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,718,000 | 2,638 |
| Total interest expense | $4,179,000 | 2,799 |
| Net interest income | $6,539,000 | 2,514 |
| Provision for loan and lease losses | $975,000 | 1,855 |
| Total noninterest income | $1,799,000 | 1,919 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $681,000 | 1,908 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,118,000 | 1,677 |
| Total noninterest expense | $6,239,000 | 2,293 |
| Salaries and employee benefits | $3,505,000 | 2,199 |
| Premises and equipment expense | $589,000 | 3,236 |
| Additional noninterest expense | $2,145,000 | 2,030 |
| Pre-tax net operating income | $1,124,000 | 3,455 |
| Securities gains (losses) | $190,000 | 650 |
| Applicable income taxes | $166,000 | 3,115 |
| Income before extraordinary items | $1,148,000 | 2,833 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,148,000 | 2,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $685,000 | 1,624 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $982,700 | 3,285 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,160,000 | 2,664 |
| Total interest expense | $2,976,000 | 2,730 |
| Net interest income | $4,184,000 | 2,606 |
| Provision for loan and lease losses | $675,000 | 1,571 |
| Total noninterest income | $1,149,000 | 2,012 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $445,000 | 1,925 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $704,000 | 1,783 |
| Total noninterest expense | $4,075,000 | 2,338 |
| Salaries and employee benefits | $2,339,000 | 2,221 |
| Premises and equipment expense | $404,000 | 3,186 |
| Additional noninterest expense | $1,332,000 | 2,123 |
| Pre-tax net operating income | $583,000 | 4,081 |
| Securities gains (losses) | $190,000 | 641 |
| Applicable income taxes | $51,000 | 4,046 |
| Income before extraordinary items | $722,000 | 3,265 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $722,000 | 3,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $555,000 | 1,233 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $545,300 | 3,785 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,703,000 | 2,652 |
| Total interest expense | $1,613,000 | 2,700 |
| Net interest income | $2,090,000 | 2,609 |
| Provision for loan and lease losses | $150,000 | 2,123 |
| Total noninterest income | $557,000 | 2,072 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $224,000 | 1,890 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $333,000 | 1,845 |
| Total noninterest expense | $2,031,000 | 2,336 |
| Salaries and employee benefits | $1,155,000 | 2,275 |
| Premises and equipment expense | $213,000 | 3,047 |
| Additional noninterest expense | $663,000 | 2,104 |
| Pre-tax net operating income | $466,000 | 3,213 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $58,000 | 3,403 |
| Income before extraordinary items | $408,000 | 3,150 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $408,000 | 3,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 922 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $408,000 | 3,075 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,373,000 | 2,611 |
| Total interest expense | $7,275,000 | 2,531 |
| Net interest income | $8,098,000 | 2,692 |
| Provision for loan and lease losses | $600,000 | 2,040 |
| Total noninterest income | $2,455,000 | 1,919 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,009,000 | 1,752 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,446,000 | 1,712 |
| Total noninterest expense | $8,072,000 | 2,275 |
| Salaries and employee benefits | $4,905,000 | 2,058 |
| Premises and equipment expense | $749,000 | 3,258 |
| Additional noninterest expense | $2,418,000 | 2,236 |
| Pre-tax net operating income | $1,881,000 | 3,439 |
| Securities gains (losses) | $-11,000 | 7,582 |
| Applicable income taxes | $237,000 | 3,673 |
| Income before extraordinary items | $1,633,000 | 3,248 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,633,000 | 3,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,400,000 | 788 |
| Cash dividends | $1,132,000 | 2,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,642,570 | 3,227 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,640,000 | 2,601 |
| Total interest expense | $5,519,000 | 2,503 |
| Net interest income | $6,121,000 | 2,684 |
| Provision for loan and lease losses | $450,000 | 1,697 |
| Total noninterest income | $1,870,000 | 1,888 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $771,000 | 1,702 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,099,000 | 1,703 |
| Total noninterest expense | $5,918,000 | 2,292 |
| Salaries and employee benefits | $3,598,000 | 2,103 |
| Premises and equipment expense | $636,000 | 2,926 |
| Additional noninterest expense | $1,684,000 | 2,353 |
| Pre-tax net operating income | $1,623,000 | 3,293 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $295,000 | 3,222 |
| Income before extraordinary items | $1,328,000 | 3,232 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,328,000 | 3,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $615,000 | 915 |
| Cash dividends | $561,000 | 2,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,328,000 | 3,220 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,737,000 | 2,628 |
| Total interest expense | $3,692,000 | 2,495 |
| Net interest income | $4,045,000 | 2,726 |
| Provision for loan and lease losses | $300,000 | 1,528 |
| Total noninterest income | $1,190,000 | 1,975 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $498,000 | 1,754 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $692,000 | 1,794 |
| Total noninterest expense | $4,010,000 | 2,272 |
| Salaries and employee benefits | $2,433,000 | 2,104 |
| Premises and equipment expense | $445,000 | 2,849 |
| Additional noninterest expense | $1,132,000 | 2,348 |
| Pre-tax net operating income | $925,000 | 3,701 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $148,000 | 3,673 |
| Income before extraordinary items | $777,000 | 3,591 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $777,000 | 3,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $425,000 | 800 |
| Cash dividends | $233,000 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $777,000 | 3,561 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,806,000 | 2,658 |
| Total interest expense | $1,831,000 | 2,499 |
| Net interest income | $1,975,000 | 2,789 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $545,000 | 2,090 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $232,000 | 1,820 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $313,000 | 1,893 |
| Total noninterest expense | $1,910,000 | 2,396 |
| Salaries and employee benefits | $1,111,000 | 2,313 |
| Premises and equipment expense | $229,000 | 2,795 |
| Additional noninterest expense | $570,000 | 2,289 |
| Pre-tax net operating income | $460,000 | 3,693 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $103,000 | 3,229 |
| Income before extraordinary items | $357,000 | 3,771 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $357,000 | 3,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,972 |
| Cash dividends | $7,000 | 3,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $357,000 | 3,750 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,562,000 | 2,615 |
| Total interest expense | $6,659,000 | 2,373 |
| Net interest income | $7,903,000 | 2,783 |
| Provision for loan and lease losses | $1,650,000 | 662 |
| Total noninterest income | $2,591,000 | 1,829 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,006,000 | 1,743 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,585,000 | 1,608 |
| Total noninterest expense | $7,577,000 | 2,337 |
| Salaries and employee benefits | $4,612,000 | 2,122 |
| Premises and equipment expense | $699,000 | 3,335 |
| Additional noninterest expense | $2,266,000 | 2,290 |
| Pre-tax net operating income | $1,267,000 | 4,678 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $147,000 | 4,619 |
| Income before extraordinary items | $1,120,000 | 4,442 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,120,000 | 4,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $554,000 | 1,085 |
| Cash dividends | $754,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,120,000 | 4,425 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,735,000 | 2,643 |
| Total interest expense | $4,816,000 | 2,393 |
| Net interest income | $5,919,000 | 2,807 |
| Provision for loan and lease losses | $750,000 | 991 |
| Total noninterest income | $1,953,000 | 1,834 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $745,000 | 1,770 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,208,000 | 1,582 |
| Total noninterest expense | $5,443,000 | 2,427 |
| Salaries and employee benefits | $3,306,000 | 2,223 |
| Premises and equipment expense | $625,000 | 2,903 |
| Additional noninterest expense | $1,512,000 | 2,541 |
| Pre-tax net operating income | $1,679,000 | 3,517 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $371,000 | 3,276 |
| Income before extraordinary items | $1,308,000 | 3,523 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,308,000 | 3,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,446 |
| Cash dividends | $315,000 | 3,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,308,000 | 3,508 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,984,000 | 2,653 |
| Total interest expense | $3,067,000 | 2,389 |
| Net interest income | $3,917,000 | 2,832 |
| Provision for loan and lease losses | $600,000 | 813 |
| Total noninterest income | $1,202,000 | 1,945 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $433,000 | 1,961 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $769,000 | 1,635 |
| Total noninterest expense | $3,589,000 | 2,465 |
| Salaries and employee benefits | $2,229,000 | 2,204 |
| Premises and equipment expense | $420,000 | 2,881 |
| Additional noninterest expense | $940,000 | 2,715 |
| Pre-tax net operating income | $930,000 | 3,970 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $200,000 | 3,623 |
| Income before extraordinary items | $730,000 | 3,960 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $730,000 | 3,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-103,000 | 8,588 |
| Cash dividends | $315,000 | 3,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $730,000 | 3,949 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,386,000 | 2,679 |
| Total interest expense | $1,458,000 | 2,376 |
| Net interest income | $1,928,000 | 2,872 |
| Provision for loan and lease losses | $300,000 | 761 |
| Total noninterest income | $541,000 | 2,082 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $147,000 | 2,635 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $394,000 | 1,595 |
| Total noninterest expense | $1,735,000 | 2,554 |
| Salaries and employee benefits | $1,045,000 | 2,354 |
| Premises and equipment expense | $198,000 | 3,049 |
| Additional noninterest expense | $492,000 | 2,573 |
| Pre-tax net operating income | $434,000 | 4,086 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $101,000 | 3,578 |
| Income before extraordinary items | $333,000 | 4,142 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $333,000 | 4,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 8,569 |
| Cash dividends | $140,000 | 2,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $333,000 | 4,125 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,990,000 | 2,541 |
| Total interest expense | $4,296,000 | 2,506 |
| Net interest income | $8,694,000 | 2,505 |
| Provision for loan and lease losses | $750,000 | 1,335 |
| Total noninterest income | $2,056,000 | 2,166 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $489,000 | 3,096 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,567,000 | 1,611 |
| Total noninterest expense | $7,060,000 | 2,376 |
| Salaries and employee benefits | $4,332,000 | 2,129 |
| Premises and equipment expense | $735,000 | 3,117 |
| Additional noninterest expense | $1,993,000 | 2,506 |
| Pre-tax net operating income | $2,940,000 | 2,810 |
| Securities gains (losses) | $-23,000 | 7,885 |
| Applicable income taxes | $853,000 | 2,501 |
| Income before extraordinary items | $2,064,000 | 3,022 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,064,000 | 3,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $798,000 | 807 |
| Cash dividends | $446,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,080,330 | 2,963 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,630,000 | 2,503 |
| Total interest expense | $3,002,000 | 2,533 |
| Net interest income | $6,628,000 | 2,456 |
| Provision for loan and lease losses | $450,000 | 1,533 |
| Total noninterest income | $1,540,000 | 2,158 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $329,000 | 3,349 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,211,000 | 1,578 |
| Total noninterest expense | $5,131,000 | 2,421 |
| Salaries and employee benefits | $3,138,000 | 2,169 |
| Premises and equipment expense | $549,000 | 3,100 |
| Additional noninterest expense | $1,444,000 | 2,550 |
| Pre-tax net operating income | $2,587,000 | 2,505 |
| Securities gains (losses) | $-30,000 | 8,328 |
| Applicable income taxes | $808,000 | 2,188 |
| Income before extraordinary items | $1,749,000 | 2,749 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,749,000 | 2,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $386,000 | 1,037 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,769,400 | 2,695 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,369,000 | 2,472 |
| Total interest expense | $1,909,000 | 2,510 |
| Net interest income | $4,460,000 | 2,419 |
| Provision for loan and lease losses | $300,000 | 1,505 |
| Total noninterest income | $1,012,000 | 2,151 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $202,000 | 3,491 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $810,000 | 1,567 |
| Total noninterest expense | $3,434,000 | 2,386 |
| Salaries and employee benefits | $2,045,000 | 2,213 |
| Premises and equipment expense | $374,000 | 3,030 |
| Additional noninterest expense | $1,015,000 | 2,385 |
| Pre-tax net operating income | $1,738,000 | 2,434 |
| Securities gains (losses) | $-22,000 | 8,391 |
| Applicable income taxes | $532,000 | 2,177 |
| Income before extraordinary items | $1,184,000 | 2,674 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,184,000 | 2,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 957 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,199,180 | 2,618 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,124,000 | 2,479 |
| Total interest expense | $922,000 | 2,497 |
| Net interest income | $2,202,000 | 2,430 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $443,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $87,000 | 3,754 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $356,000 | 1,686 |
| Total noninterest expense | $1,643,000 | 2,494 |
| Salaries and employee benefits | $1,003,000 | 2,270 |
| Premises and equipment expense | $191,000 | 2,991 |
| Additional noninterest expense | $449,000 | 2,697 |
| Pre-tax net operating income | $852,000 | 2,442 |
| Securities gains (losses) | $-6,000 | 8,424 |
| Applicable income taxes | $253,000 | 2,254 |
| Income before extraordinary items | $593,000 | 2,644 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $593,000 | 2,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 632 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $597,200 | 2,593 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,865,000 | 2,422 |
| Total interest expense | $3,147,000 | 2,522 |
| Net interest income | $8,718,000 | 2,346 |
| Provision for loan and lease losses | $440,000 | 2,189 |
| Total noninterest income | $1,998,000 | 2,196 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $328,000 | 4,120 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,670,000 | 1,510 |
| Total noninterest expense | $6,504,000 | 2,454 |
| Salaries and employee benefits | $3,828,000 | 2,276 |
| Premises and equipment expense | $721,000 | 3,055 |
| Additional noninterest expense | $1,955,000 | 2,473 |
| Pre-tax net operating income | $3,772,000 | 2,153 |
| Securities gains (losses) | $-21,000 | 8,397 |
| Applicable income taxes | $1,033,000 | 2,103 |
| Income before extraordinary items | $2,718,000 | 2,252 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,718,000 | 2,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 2,184 |
| Cash dividends | $453,000 | 3,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,733,120 | 2,194 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,733,000 | 2,436 |
| Total interest expense | $2,320,000 | 2,519 |
| Net interest income | $6,413,000 | 2,357 |
| Provision for loan and lease losses | $350,000 | 2,001 |
| Total noninterest income | $1,489,000 | 2,222 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $225,000 | 4,347 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,264,000 | 1,502 |
| Total noninterest expense | $4,806,000 | 2,472 |
| Salaries and employee benefits | $2,838,000 | 2,282 |
| Premises and equipment expense | $520,000 | 3,147 |
| Additional noninterest expense | $1,448,000 | 2,469 |
| Pre-tax net operating income | $2,746,000 | 2,222 |
| Securities gains (losses) | $7,000 | 2,893 |
| Applicable income taxes | $878,000 | 1,974 |
| Income before extraordinary items | $1,875,000 | 2,457 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,875,000 | 2,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,003 |
| Cash dividends | $15,000 | 5,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,870,240 | 2,401 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,710,000 | 2,460 |
| Total interest expense | $1,534,000 | 2,526 |
| Net interest income | $4,176,000 | 2,387 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $912,000 | 2,344 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $138,000 | 4,532 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $774,000 | 1,582 |
| Total noninterest expense | $3,187,000 | 2,495 |
| Salaries and employee benefits | $1,932,000 | 2,238 |
| Premises and equipment expense | $346,000 | 3,164 |
| Additional noninterest expense | $909,000 | 2,600 |
| Pre-tax net operating income | $1,751,000 | 2,287 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $500,000 | 2,206 |
| Income before extraordinary items | $1,258,000 | 2,420 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,258,000 | 2,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,214 |
| Cash dividends | $15,000 | 4,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,252,960 | 2,364 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,784,000 | 2,512 |
| Total interest expense | $777,000 | 2,514 |
| Net interest income | $2,007,000 | 2,483 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $435,000 | 2,399 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $67,000 | 4,509 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $368,000 | 1,628 |
| Total noninterest expense | $1,610,000 | 2,480 |
| Salaries and employee benefits | $973,000 | 2,254 |
| Premises and equipment expense | $194,000 | 2,901 |
| Additional noninterest expense | $443,000 | 2,643 |
| Pre-tax net operating income | $772,000 | 2,498 |
| Securities gains (losses) | $14,000 | 1,880 |
| Applicable income taxes | $202,000 | 2,565 |
| Income before extraordinary items | $584,000 | 2,567 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $584,000 | 2,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,777 |
| Cash dividends | $15,000 | 3,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $573,640 | 2,530 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,679,000 | 2,650 |
| Total interest expense | $3,509,000 | 2,493 |
| Net interest income | $7,170,000 | 2,692 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $2,091,000 | 2,255 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $283,000 | 4,447 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,808,000 | 1,578 |
| Total noninterest expense | $5,203,000 | 2,954 |
| Salaries and employee benefits | $3,157,000 | 2,660 |
| Premises and equipment expense | $642,000 | 3,327 |
| Additional noninterest expense | $1,404,000 | 3,273 |
| Pre-tax net operating income | $3,818,000 | 2,042 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,204,000 | 1,930 |
| Income before extraordinary items | $2,614,000 | 2,285 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,614,000 | 2,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,638 |
| Cash dividends | $584,000 | 3,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,614,000 | 2,185 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,936,000 | 2,713 |
| Total interest expense | $2,734,000 | 2,504 |
| Net interest income | $5,202,000 | 2,797 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $1,598,000 | 2,257 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $201,000 | 4,599 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,397,000 | 1,608 |
| Total noninterest expense | $3,659,000 | 3,107 |
| Salaries and employee benefits | $2,201,000 | 2,831 |
| Premises and equipment expense | $432,000 | 3,637 |
| Additional noninterest expense | $1,026,000 | 3,323 |
| Pre-tax net operating income | $2,961,000 | 2,070 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $839,000 | 2,138 |
| Income before extraordinary items | $2,122,000 | 2,206 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,122,000 | 2,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,102 |
| Cash dividends | $163,000 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,122,000 | 2,092 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,145,000 | 2,805 |
| Total interest expense | $1,893,000 | 2,503 |
| Net interest income | $3,252,000 | 2,951 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $1,075,000 | 2,237 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $129,000 | 4,672 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $946,000 | 1,576 |
| Total noninterest expense | $2,390,000 | 3,175 |
| Salaries and employee benefits | $1,471,000 | 2,828 |
| Premises and equipment expense | $272,000 | 3,781 |
| Additional noninterest expense | $647,000 | 3,468 |
| Pre-tax net operating income | $1,817,000 | 2,224 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $544,000 | 2,197 |
| Income before extraordinary items | $1,273,000 | 2,442 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,273,000 | 2,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,844 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,273,000 | 2,307 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,498,000 | 2,920 |
| Total interest expense | $964,000 | 2,513 |
| Net interest income | $1,534,000 | 3,115 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $509,000 | 2,256 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $64,000 | 4,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $445,000 | 1,604 |
| Total noninterest expense | $1,190,000 | 3,177 |
| Salaries and employee benefits | $728,000 | 2,858 |
| Premises and equipment expense | $138,000 | 3,737 |
| Additional noninterest expense | $324,000 | 3,410 |
| Pre-tax net operating income | $793,000 | 2,496 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $254,000 | 2,299 |
| Income before extraordinary items | $539,000 | 2,785 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $539,000 | 2,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $539,000 | 2,644 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,296,000 | 3,214 |
| Total interest expense | $3,546,000 | 3,055 |
| Net interest income | $5,750,000 | 3,254 |
| Provision for loan and lease losses | $240,000 | 3,935 |
| Total noninterest income | $1,318,000 | 2,877 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $271,000 | 4,484 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,047,000 | 2,112 |
| Total noninterest expense | $4,032,000 | 3,536 |
| Salaries and employee benefits | $2,174,000 | 3,490 |
| Premises and equipment expense | $482,000 | 4,048 |
| Additional noninterest expense | $1,376,000 | 3,188 |
| Pre-tax net operating income | $2,796,000 | 2,639 |
| Securities gains (losses) | $23,000 | 3,041 |
| Applicable income taxes | $1,043,000 | 2,145 |
| Income before extraordinary items | $1,776,000 | 3,075 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,776,000 | 3,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,924 |
| Cash dividends | $400,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,761,280 | 2,995 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,296,000 | 3,899 |
| Total interest expense | $4,001,000 | 3,791 |
| Net interest income | $4,295,000 | 3,909 |
| Provision for loan and lease losses | $240,000 | 3,705 |
| Total noninterest income | $812,000 | 3,814 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $225,000 | 4,881 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $587,000 | 2,869 |
| Total noninterest expense | $2,678,000 | 4,728 |
| Salaries and employee benefits | $1,509,000 | 4,487 |
| Premises and equipment expense | $281,000 | 5,731 |
| Additional noninterest expense | $888,000 | 4,455 |
| Pre-tax net operating income | $2,189,000 | 2,970 |
| Securities gains (losses) | $9,000 | 3,652 |
| Applicable income taxes | $773,000 | 2,492 |
| Income before extraordinary items | $1,425,000 | 3,347 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,425,000 | 3,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,750 |
| Cash dividends | $400,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,419,150 | 3,265 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,394,000 | 4,383 |
| Total interest expense | $3,835,000 | 4,118 |
| Net interest income | $3,559,000 | 4,558 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $349,000 | 5,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 5,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 5,233 |
| Total noninterest expense | $2,017,000 | 5,659 |
| Salaries and employee benefits | $1,137,000 | 5,428 |
| Premises and equipment expense | $244,000 | 6,137 |
| Additional noninterest expense | $636,000 | 5,557 |
| Pre-tax net operating income | $1,711,000 | 3,689 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $602,000 | 3,100 |
| Income before extraordinary items | $1,109,000 | 4,079 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,109,000 | 4,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,084 |
| Cash dividends | $375,000 | 4,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,109,000 | 4,077 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,582,000 | 4,624 |
| Total interest expense | $3,027,000 | 4,565 |
| Net interest income | $3,555,000 | 4,604 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $260,000 | 6,844 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 5,881 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,354 |
| Total noninterest expense | $1,745,000 | 6,190 |
| Salaries and employee benefits | $1,036,000 | 5,741 |
| Premises and equipment expense | $199,000 | 6,828 |
| Additional noninterest expense | $510,000 | 6,438 |
| Pre-tax net operating income | $1,950,000 | 3,400 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $663,000 | 3,007 |
| Income before extraordinary items | $1,289,000 | 3,659 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,289,000 | 3,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,647 |
| Cash dividends | $350,000 | 4,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,287,680 | 3,624 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,054,000 | 4,973 |
| Total interest expense | $2,888,000 | 4,867 |
| Net interest income | $3,166,000 | 4,951 |
| Provision for loan and lease losses | $75,000 | 5,712 |
| Total noninterest income | $263,000 | 6,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 6,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,168 |
| Total noninterest expense | $1,555,000 | 6,530 |
| Salaries and employee benefits | $939,000 | 6,032 |
| Premises and equipment expense | $159,000 | 7,459 |
| Additional noninterest expense | $457,000 | 6,742 |
| Pre-tax net operating income | $1,799,000 | 3,631 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $610,000 | 3,362 |
| Income before extraordinary items | $1,189,000 | 3,957 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,189,000 | 3,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,386 |
| Cash dividends | $325,000 | 4,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,189,000 | 3,867 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,498,000 | 5,412 |
| Total interest expense | $2,606,000 | 5,252 |
| Net interest income | $2,892,000 | 5,453 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $234,000 | 7,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 6,394 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 6,891 |
| Total noninterest expense | $1,391,000 | 7,060 |
| Salaries and employee benefits | $887,000 | 6,360 |
| Premises and equipment expense | $124,000 | 8,390 |
| Additional noninterest expense | $380,000 | 7,527 |
| Pre-tax net operating income | $1,615,000 | 4,202 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $523,000 | 4,079 |
| Income before extraordinary items | $1,092,000 | 4,394 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,092,000 | 4,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,092,000 | 4,324 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,945,000 | 5,985 |
| Total interest expense | $2,349,000 | 5,754 |
| Net interest income | $2,596,000 | 6,045 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $172,000 | 8,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,163 |
| Total noninterest expense | $1,275,000 | 7,742 |
| Salaries and employee benefits | $781,000 | 7,077 |
| Premises and equipment expense | $116,000 | 8,889 |
| Additional noninterest expense | $378,000 | 8,069 |
| Pre-tax net operating income | $1,463,000 | 4,428 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $448,000 | 4,517 |
| Income before extraordinary items | $1,014,000 | 4,438 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,014,000 | 4,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 6,098 |
| Cash dividends | $250,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,014,690 | 4,382 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,482,000 | 6,480 |
| Total interest expense | $2,142,000 | 6,184 |
| Net interest income | $2,340,000 | 6,597 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $155,000 | 9,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 8,057 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,506 |
| Total noninterest expense | $1,187,000 | 8,253 |
| Salaries and employee benefits | $712,000 | 7,650 |
| Premises and equipment expense | $114,000 | 9,208 |
| Additional noninterest expense | $361,000 | 8,587 |
| Pre-tax net operating income | $1,278,000 | 5,029 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $345,000 | 5,499 |
| Income before extraordinary items | $929,000 | 4,868 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $929,000 | 4,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,176 |
| Cash dividends | $225,000 | 5,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $931,920 | 4,850 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,025,000 | 6,670 |
| Total interest expense | $1,627,000 | 6,538 |
| Net interest income | $2,398,000 | 6,668 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $160,000 | 9,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,779 |
| Total noninterest expense | $1,194,000 | 8,621 |
| Salaries and employee benefits | $688,000 | 7,971 |
| Premises and equipment expense | $126,000 | 9,218 |
| Additional noninterest expense | $380,000 | 9,039 |
| Pre-tax net operating income | $1,334,000 | 4,839 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $360,000 | 5,151 |
| Income before extraordinary items | $974,000 | 4,624 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $974,000 | 4,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $974,000 | 4,666 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,987,000 | 6,892 |
| Total interest expense | $1,591,000 | 6,903 |
| Net interest income | $2,396,000 | 6,747 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $163,000 | 9,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 8,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,542 |
| Total noninterest expense | $1,201,000 | 8,885 |
| Salaries and employee benefits | $691,000 | 8,059 |
| Premises and equipment expense | $131,000 | 9,437 |
| Additional noninterest expense | $379,000 | 9,492 |
| Pre-tax net operating income | $1,298,000 | 4,870 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $342,000 | 5,595 |
| Income before extraordinary items | $963,000 | 4,821 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $963,000 | 4,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $190,000 | 5,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $957,820 | 4,616 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,225,000 | 7,210 |
| Total interest expense | $1,998,000 | 7,112 |
| Net interest income | $2,227,000 | 7,182 |
| Provision for loan and lease losses | $70,000 | 8,246 |
| Total noninterest income | $122,000 | 11,132 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 9,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,600 |
| Total noninterest expense | $1,076,000 | 9,638 |
| Salaries and employee benefits | $550,000 | 9,275 |
| Premises and equipment expense | $130,000 | 9,690 |
| Additional noninterest expense | $396,000 | 9,601 |
| Pre-tax net operating income | $1,203,000 | 4,904 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $308,000 | 5,822 |
| Income before extraordinary items | $895,000 | 4,953 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $895,000 | 5,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 8,305 |
| Cash dividends | $170,000 | 5,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $895,000 | 4,641 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.