Home > Fortifi Bank > Net charge- offs to loans
Fortifi Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0162% | 2,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1122% | 1,135 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1552% | 4,413 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1552% | 4,412 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0253% | 1,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1636% | 780 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1343% | 4,380 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1343% | 4,378 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0064% | 3,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0616% | 4,163 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0892% | 4,283 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0892% | 4,283 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0112% | 3,883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0536% | 4,130 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1825% | 4,356 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1825% | 4,360 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0132% | 1,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0755% | 4,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8221% | 648 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8221% | 592 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 2,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0861% | 4,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0536% | 461 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0536% | 420 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0097% | 3,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1172% | 4,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6537% | 728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6537% | 666 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 1,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0379% | 3,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5363% | 806 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5363% | 739 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1269% | 719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 1,309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6224% | 318 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0888% | 2,040 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0888% | 1,935 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1694% | 506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 1,151 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0072% | 756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7924% | 210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2123% | 1,358 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2123% | 1,245 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0047% | 1,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0198% | 3,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3068% | 1,040 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3068% | 937 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0133% | 1,480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0240% | 3,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6774% | 643 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6774% | 566 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0110% | 2,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0023% | 1,031 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 3,839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 3,921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0259% | 1,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1350% | 2,303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1350% | 2,202 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2353% | 651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0031% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 3,891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 3,971 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0644% | 327 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0662% | 2,545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0662% | 2,431 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2057% | 755 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 3,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0048% | 620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 4,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0149% | 4,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9614% | 358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0503% | 2,471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0503% | 2,367 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4328% | 340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2756% | 164 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0508% | 4,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0508% | 4,259 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0793% | 1,966 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0165% | 4,552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0197% | 1,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 1,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2707% | 1,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8273% | 991 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5946% | 1,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0665% | 1,877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 1,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0265% | 1,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0323% | 991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1496% | 1,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0517% | 715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7413% | 939 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0749% | 1,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 1,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0050% | 1,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 1,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2192% | 989 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0601% | 703 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0601% | 629 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1441% | 892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4473% | 522 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0545% | 333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0545% | 293 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0599% | 2,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 1,816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0181% | 4,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0705% | 1,003 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1228% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0590% | 1,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0733% | 1,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7586% | 1,092 |
| Percentage Net Loans Charged-off: Credit card loans | 21.0000% | 21 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4530% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0529% | 2,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 1,643 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0246% | 4,834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0643% | 935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0785% | 811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0774% | 1,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3661% | 1,730 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0640% | 1,013 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3939% | 1,543 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0601% | 1,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0322% | 1,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 4,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0965% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1179% | 542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0826% | 1,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4315% | 1,470 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2000% | 1,025 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4745% | 1,274 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0701% | 1,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0666% | 605 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 4,742 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1931% | 339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2357% | 288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1100% | 824 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1867% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1917% | 4,863 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1423% | 1,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1146% | 896 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2868% | 392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0258% | 4,927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0318% | 5,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2244% | 1,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2966% | 2,337 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2503% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2090% | 2,571 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0785% | 2,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0828% | 936 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2204% | 362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0342% | 5,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0423% | 5,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0147% | 1,923 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3767% | 1,909 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2667% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2588% | 2,157 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0112% | 3,067 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 4,672 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0104% | 4,911 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0243% | 4,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0301% | 5,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0233% | 1,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6053% | 1,300 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2500% | 69 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4272% | 1,533 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0368% | 2,053 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0071% | 4,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0125% | 5,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 4,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 4,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0576% | 956 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3529% | 589 |
| Percentage Net Loans Charged-off: Credit card loans | 12.7321% | 30 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9966% | 745 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1914% | 1,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0737% | 1,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0063% | 1,399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1890% | 818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2352% | 680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4342% | 1,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7823% | 1,223 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0704% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7404% | 1,201 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5514% | 220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2407% | 970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1054% | 1,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0113% | 1,075 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2653% | 528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3302% | 418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5781% | 762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1771% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1829% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3673% | 178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3228% | 732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1080% | 979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0171% | 5,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2997% | 494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3726% | 402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8741% | 520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3353% | 1,886 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3469% | 1,717 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.1595% | 144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0169% | 4,776 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 4,670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0172% | 5,301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0563% | 4,810 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1304% | 5,136 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1348% | 5,082 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1228% | 663 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0940% | 2,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0454% | 2,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0607% | 1,193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0468% | 2,388 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0113% | 4,130 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0636% | 2,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2881% | 1,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4032% | 1,874 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3091% | 73 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2163% | 2,465 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4570% | 622 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0480% | 2,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0433% | 2,151 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0880% | 903 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 2,679 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0294% | 4,226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0199% | 2,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0039% | 4,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3234% | 1,974 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2781% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2001% | 2,326 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3641% | 615 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0389% | 2,901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0313% | 2,172 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1382% | 685 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0824% | 5,841 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0218% | 4,242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1013% | 5,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0061% | 4,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3221% | 1,829 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3319% | 1,665 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4251% | 517 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0840% | 1,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0672% | 1,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1574% | 460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0105% | 5,243 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0429% | 4,361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0129% | 4,420 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6964% | 1,022 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7165% | 900 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8378% | 320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1328% | 2,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1189% | 2,172 |
| Percentage Net Loans Charged-off:Construction & development | 0.1039% | 932 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0526% | 5,855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3437% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2878% | 576 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3617% | 955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0691% | 2,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5656% | 1,653 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9267% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4046% | 1,942 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6113% | 567 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0212% | 4,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 3,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0665% | 5,960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0932% | 2,228 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1225% | 1,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0087% | 4,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5251% | 1,605 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8136% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3031% | 2,073 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1646% | 871 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0434% | 3,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0349% | 2,698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0217% | 5,768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1160% | 1,899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1522% | 1,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0129% | 4,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4801% | 1,564 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1016% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4292% | 1,552 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1989% | 719 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0491% | 2,697 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0299% | 2,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0241% | 5,925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1059% | 1,547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1388% | 1,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0131% | 4,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8455% | 1,032 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8723% | 908 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2008% | 592 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3323% | 2,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3684% | 1,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.1002% | 1,441 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0564% | 2,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8313% | 625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1392% | 1,161 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0549% | 456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0164% | 3,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8532% | 1,354 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5160% | 693 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8638% | 1,223 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3288% | 787 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2813% | 2,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2974% | 1,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.1337% | 1,270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0823% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6141% | 868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1843% | 983 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7549% | 694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0262% | 2,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1295% | 908 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6821% | 599 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1436% | 812 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1849% | 876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3017% | 1,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2894% | 1,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0316% | 1,233 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 5,986 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7088% | 778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2774% | 788 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8505% | 642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0931% | 2,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6267% | 610 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0256% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6456% | 545 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2859% | 682 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6291% | 969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6434% | 820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0651% | 872 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 6,074 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5727% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5627% | 460 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9049% | 249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2148% | 1,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0656% | 497 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1295% | 431 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6202% | 429 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4198% | 2,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4838% | 2,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0438% | 2,276 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0595% | 2,881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1562% | 746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8969% | 717 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2613% | 673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0374% | 3,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6718% | 1,933 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0457% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5982% | 1,957 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1319% | 1,173 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3465% | 2,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3932% | 2,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2575% | 1,872 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7127% | 1,255 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1842% | 536 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5115% | 1,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0547% | 3,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6332% | 1,852 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3571% | 529 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6107% | 1,763 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1167% | 1,082 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3876% | 2,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4227% | 2,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1095% | 2,028 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9945% | 903 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7687% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6392% | 1,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0680% | 2,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1194% | 1,122 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0084% | 1,321 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1871% | 951 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1029% | 990 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2610% | 2,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2802% | 2,212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0171% | 6,588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7543% | 1,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2173% | 864 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0019% | 846 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0876% | 1,075 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1233% | 937 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0670% | 817 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6758% | 2,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6712% | 2,230 |
| Percentage Net Loans Charged-off:Construction & development | 0.4609% | 2,460 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9676% | 1,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4794% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4961% | 1,239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4710% | 2,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7553% | 2,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4598% | 1,147 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0769% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3100% | 1,107 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0570% | 1,463 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6651% | 2,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6331% | 2,082 |
| Percentage Net Loans Charged-off:Construction & development | 0.6666% | 2,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7989% | 1,243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5312% | 1,938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4222% | 1,174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5883% | 1,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9147% | 1,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4605% | 1,065 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1026% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2571% | 1,025 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0234% | 1,448 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6798% | 2,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7853% | 1,709 |
| Percentage Net Loans Charged-off:Construction & development | 1.0273% | 1,670 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9433% | 1,036 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6770% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0411% | 1,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0079% | 5,866 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2847% | 645 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0235% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8843% | 627 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0184% | 1,298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6333% | 1,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5970% | 1,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6553% | 982 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7322% | 1,216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1391% | 822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6586% | 294 |
| Percentage Net Loans Charged-off: Credit card loans | 9.9502% | 110 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7388% | 282 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0405% | 918 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8122% | 2,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7020% | 2,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5765% | 1,891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0277% | 1,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2588% | 1,536 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4595% | 962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8049% | 1,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3081% | 4,089 |
| Percentage Net Loans Charged-off: Credit card loans | 11.1508% | 88 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1436% | 1,503 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8486% | 2,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6277% | 2,404 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3741% | 1,986 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0528% | 1,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0852% | 1,592 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5911% | 798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4357% | 1,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2869% | 3,861 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3246% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1959% | 1,277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9831% | 1,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7332% | 1,998 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4657% | 1,534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1877% | 1,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8393% | 685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5636% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6418% | 2,563 |
| Percentage Net Loans Charged-off: Credit card loans | 12.1914% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3811% | 939 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6916% | 1,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1559% | 1,224 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5032% | 1,083 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0764% | 537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2177% | 331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9381% | 531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7684% | 2,127 |
| Percentage Net Loans Charged-off: Credit card loans | 23.6786% | 39 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6157% | 655 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4743% | 1,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1470% | 1,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.1656% | 3,269 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3126% | 890 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3411% | 999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3759% | 1,372 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8549% | 722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5826% | 1,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7512% | 3,334 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4732% | 716 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1147% | 1,771 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8274% | 2,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0204% | 1,544 |
| Percentage Net Loans Charged-off:Construction & development | 0.1662% | 2,858 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7343% | 1,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6025% | 697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1507% | 1,415 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3721% | 440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2344% | 3,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1241% | 2,233 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1010% | 932 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0138% | 1,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3102% | 1,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.2426% | 2,349 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0407% | 648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9721% | 498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2409% | 1,054 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8819% | 329 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0443% | 7,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7830% | 1,355 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6461% | 772 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1490% | 1,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4353% | 780 |
| Percentage Net Loans Charged-off:Construction & development | 0.4840% | 1,484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8534% | 491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3572% | 334 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0924% | 5,885 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6258% | 211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1186% | 2,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2000% | 1,013 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2000% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0554% | 1,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8884% | 1,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9937% | 531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0645% | 566 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5281% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8682% | 696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3405% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0144% | 5,886 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7680% | 1,045 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5970% | 1,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8617% | 737 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6724% | 453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2487% | 358 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1042% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9043% | 475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0945% | 3,295 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6162% | 8,026 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0181% | 862 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7273% | 967 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1151% | 446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4879% | 196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1277% | 352 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3002% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3170% | 1,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0208% | 3,048 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1991% | 8,156 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5113% | 676 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8490% | 623 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3361% | 249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2514% | 149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7376% | 181 |
| Percentage Net Loans Charged-off: Home equity loans | 6.8226% | 50 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 7,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2056% | 7,577 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8966% | 8,048 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5094% | 574 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8882% | 542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5060% | 548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1290% | 223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2173% | 1,174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2714% | 968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2678% | 558 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5479% | 932 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9872% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5162% | 769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3768% | 464 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9171% | 166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1109% | 1,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1363% | 1,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8590% | 1,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2276% | 1,091 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3804% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5322% | 669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5814% | 246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3589% | 104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1938% | 810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2344% | 657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5897% | 1,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2729% | 3,281 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1080% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0299% | 3,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0798% | 989 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1562% | 732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1863% | 614 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4572% | 7,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2107% | 1,050 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1936% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3484% | 1,124 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0352% | 8,187 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0413% | 1,002 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0936% | 8,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1075% | 8,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5995% | 642 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0745% | 5,270 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2589% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0344% | 4,223 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1765% | 8,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2626% | 8,337 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1748% | 8,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1992% | 8,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6103% | 1,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0863% | 4,733 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0086% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1309% | 8,367 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2713% | 8,540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4041% | 8,400 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2687% | 8,484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3041% | 8,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0878% | 2,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2679% | 3,327 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8990% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1754% | 8,337 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2949% | 8,550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8130% | 8,432 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0613% | 8,302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0686% | 8,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1594% | 1,273 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2779% | 7,575 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2129% | 353 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5269% | 792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2082% | 658 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4195% | 356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1273% | 1,197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1397% | 1,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6758% | 1,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7053% | 390 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5510% | 670 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3415% | 1,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1064% | 1,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0732% | 699 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1583% | 897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1733% | 842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1286% | 2,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6664% | 379 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4557% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3660% | 1,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1598% | 749 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1096% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2373% | 594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2598% | 565 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0958% | 2,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6703% | 381 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5641% | 571 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6164% | 548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6219% | 179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2221% | 254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0600% | 125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1580% | 131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1222% | 1,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1469% | 600 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1173% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2036% | 2,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2059% | 907 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3934% | 480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4149% | 477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1555% | 3,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3066% | 4,798 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1872% | 904 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1824% | 1,149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0192% | 5,649 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0420% | 8,464 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0799% | 8,562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0836% | 8,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1549% | 2,765 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0109% | 7,786 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7758% | 979 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2443% | 922 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0312% | 4,868 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0640% | 8,558 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1219% | 8,658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1260% | 8,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2479% | 2,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6746% | 716 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3680% | 721 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1298% | 8,478 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2806% | 8,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5332% | 8,854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5481% | 8,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0682% | 4,525 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5320% | 527 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7470% | 446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1222% | 4,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1375% | 1,503 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2479% | 935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2521% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0494% | 7,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2962% | 5,342 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7088% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0961% | 1,547 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0338% | 5,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 2,483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0550% | 1,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0558% | 1,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0685% | 7,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2266% | 5,274 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2418% | 755 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0321% | 5,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 2,334 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0367% | 1,810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0372% | 1,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0931% | 7,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3135% | 4,356 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0000% | 787 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0332% | 4,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0361% | 1,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0634% | 1,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0641% | 1,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2430% | 8,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4068% | 3,481 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0506% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0742% | 5,641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0268% | 3,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 8,552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0462% | 2,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0465% | 2,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1850% | 3,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3241% | 5,273 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0901% | 5,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 3,700 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0094% | 8,770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0111% | 2,948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0112% | 2,781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2806% | 3,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5374% | 3,975 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3751% | 1,801 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0204% | 7,053 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0355% | 6,816 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0101% | 8,117 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0731% | 6,369 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0703% | 6,391 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0058% | 10,003 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0538% | 8,186 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1197% | 8,513 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |