Home > Fort Worth National Bank > Income and Expense
Fort Worth National Bank, Income and Expense
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,200,000 | 4,118 |
| Total interest expense | $2,132,000 | 3,583 |
| Net interest income | $2,068,000 | 4,498 |
| Provision for loan and lease losses | $316,000 | 2,460 |
| Total noninterest income | $256,000 | 4,952 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $181,000 | 3,680 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $75,000 | 5,519 |
| Total noninterest expense | $2,202,000 | 3,947 |
| Salaries and employee benefits | $1,090,000 | 4,234 |
| Premises and equipment expense | $345,000 | 3,591 |
| Additional noninterest expense | $767,000 | 3,464 |
| Pre-tax net operating income | $-194,000 | 7,322 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-35,000 | 7,717 |
| Income before extraordinary items | $-159,000 | 7,344 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-159,000 | 7,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,708 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-159,000 | 7,317 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 4,073 |
| Total interest expense | $1,067,000 | 3,754 |
| Net interest income | $1,125,000 | 4,267 |
| Provision for loan and lease losses | $189,000 | 1,890 |
| Total noninterest income | $163,000 | 4,421 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $88,000 | 3,708 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $75,000 | 4,329 |
| Total noninterest expense | $1,091,000 | 3,977 |
| Salaries and employee benefits | $555,000 | 4,200 |
| Premises and equipment expense | $138,000 | 4,248 |
| Additional noninterest expense | $398,000 | 3,325 |
| Pre-tax net operating income | $8,000 | 7,081 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $10,000 | 4,802 |
| Income before extraordinary items | $-2,000 | 7,292 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,000 | 7,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,065 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-2,000 | 7,201 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,285,000 | 7,346 |
| Total interest expense | $981,000 | 7,198 |
| Net interest income | $1,304,000 | 7,368 |
| Provision for loan and lease losses | $152,000 | 4,294 |
| Total noninterest income | $149,000 | 7,140 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $93,000 | 6,110 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $56,000 | 6,977 |
| Total noninterest expense | $1,058,000 | 7,568 |
| Salaries and employee benefits | $576,000 | 7,609 |
| Premises and equipment expense | $119,000 | 7,563 |
| Additional noninterest expense | $363,000 | 7,233 |
| Pre-tax net operating income | $243,000 | 6,753 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $123,000 | 4,313 |
| Income before extraordinary items | $120,000 | 7,068 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $120,000 | 7,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,777 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $120,000 | 7,040 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,698,000 | 3,711 |
| Total interest expense | $3,066,000 | 3,956 |
| Net interest income | $4,632,000 | 3,438 |
| Provision for loan and lease losses | $96,000 | 4,170 |
| Total noninterest income | $463,000 | 4,584 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $278,000 | 3,665 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $185,000 | 4,651 |
| Total noninterest expense | $2,438,000 | 4,735 |
| Salaries and employee benefits | $1,380,000 | 4,633 |
| Premises and equipment expense | $343,000 | 4,602 |
| Additional noninterest expense | $715,000 | 4,734 |
| Pre-tax net operating income | $2,561,000 | 2,393 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $880,000 | 1,784 |
| Income before extraordinary items | $1,681,000 | 2,734 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,681,000 | 2,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,412 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,681,000 | 2,714 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,102,000 | 3,731 |
| Total interest expense | $2,022,000 | 3,992 |
| Net interest income | $3,080,000 | 3,461 |
| Provision for loan and lease losses | $50,000 | 4,348 |
| Total noninterest income | $321,000 | 4,512 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $187,000 | 3,648 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $134,000 | 4,530 |
| Total noninterest expense | $1,606,000 | 4,799 |
| Salaries and employee benefits | $932,000 | 4,637 |
| Premises and equipment expense | $216,000 | 4,792 |
| Additional noninterest expense | $458,000 | 4,856 |
| Pre-tax net operating income | $1,745,000 | 2,399 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $600,000 | 1,843 |
| Income before extraordinary items | $1,145,000 | 2,741 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,145,000 | 2,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 1,881 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,145,000 | 2,723 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,522,000 | 3,755 |
| Total interest expense | $1,003,000 | 4,005 |
| Net interest income | $1,519,000 | 3,510 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $155,000 | 4,569 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $92,000 | 3,616 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $63,000 | 4,645 |
| Total noninterest expense | $814,000 | 4,760 |
| Salaries and employee benefits | $468,000 | 4,650 |
| Premises and equipment expense | $105,000 | 4,900 |
| Additional noninterest expense | $241,000 | 4,659 |
| Pre-tax net operating income | $860,000 | 2,431 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $295,000 | 1,868 |
| Income before extraordinary items | $565,000 | 2,765 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $565,000 | 2,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 1,372 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $565,000 | 2,752 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,610,000 | 3,685 |
| Total interest expense | $3,437,000 | 3,967 |
| Net interest income | $6,173,000 | 3,450 |
| Provision for loan and lease losses | $84,000 | 4,973 |
| Total noninterest income | $644,000 | 4,557 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $329,000 | 3,936 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $315,000 | 4,210 |
| Total noninterest expense | $3,352,000 | 4,527 |
| Salaries and employee benefits | $1,972,000 | 4,320 |
| Premises and equipment expense | $409,000 | 4,852 |
| Additional noninterest expense | $971,000 | 4,600 |
| Pre-tax net operating income | $3,381,000 | 2,557 |
| Securities gains (losses) | $10,000 | 1,097 |
| Applicable income taxes | $1,029,000 | 2,154 |
| Income before extraordinary items | $2,362,000 | 2,739 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,362,000 | 2,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,465 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 1,055 |
| Net operating income | $2,355,000 | 2,734 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,070,000 | 3,726 |
| Total interest expense | $2,453,000 | 4,009 |
| Net interest income | $4,617,000 | 3,475 |
| Provision for loan and lease losses | $84,000 | 4,462 |
| Total noninterest income | $494,000 | 4,506 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $235,000 | 4,053 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $259,000 | 4,029 |
| Total noninterest expense | $2,343,000 | 4,737 |
| Salaries and employee benefits | $1,321,000 | 4,656 |
| Premises and equipment expense | $305,000 | 4,885 |
| Additional noninterest expense | $717,000 | 4,624 |
| Pre-tax net operating income | $2,684,000 | 2,515 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $919,000 | 1,992 |
| Income before extraordinary items | $1,765,000 | 2,828 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,765,000 | 2,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,673 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,765,000 | 2,820 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,644,000 | 3,707 |
| Total interest expense | $1,549,000 | 4,025 |
| Net interest income | $3,095,000 | 3,466 |
| Provision for loan and lease losses | $84,000 | 3,673 |
| Total noninterest income | $354,000 | 4,322 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $149,000 | 4,158 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $205,000 | 3,696 |
| Total noninterest expense | $1,563,000 | 4,757 |
| Salaries and employee benefits | $889,000 | 4,654 |
| Premises and equipment expense | $203,000 | 4,881 |
| Additional noninterest expense | $471,000 | 4,655 |
| Pre-tax net operating income | $1,802,000 | 2,515 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $617,000 | 2,016 |
| Income before extraordinary items | $1,185,000 | 2,818 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,185,000 | 2,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,995 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,185,000 | 2,807 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,236,000 | 3,760 |
| Total interest expense | $696,000 | 4,189 |
| Net interest income | $1,540,000 | 3,467 |
| Provision for loan and lease losses | $63,000 | 2,743 |
| Total noninterest income | $157,000 | 4,561 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $74,000 | 4,113 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $83,000 | 4,074 |
| Total noninterest expense | $775,000 | 4,788 |
| Salaries and employee benefits | $456,000 | 4,592 |
| Premises and equipment expense | $100,000 | 4,961 |
| Additional noninterest expense | $219,000 | 4,892 |
| Pre-tax net operating income | $859,000 | 2,567 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $293,000 | 2,058 |
| Income before extraordinary items | $566,000 | 2,866 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $566,000 | 2,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,059 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $566,000 | 2,851 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,641,000 | 3,879 |
| Total interest expense | $2,545,000 | 3,774 |
| Net interest income | $5,096,000 | 3,899 |
| Provision for loan and lease losses | $210,000 | 3,502 |
| Total noninterest income | $509,000 | 5,207 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $277,000 | 4,366 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $232,000 | 4,870 |
| Total noninterest expense | $3,049,000 | 4,714 |
| Salaries and employee benefits | $1,819,000 | 4,443 |
| Premises and equipment expense | $376,000 | 5,053 |
| Additional noninterest expense | $854,000 | 4,946 |
| Pre-tax net operating income | $2,346,000 | 3,293 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $882,000 | 2,442 |
| Income before extraordinary items | $1,464,000 | 3,841 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,464,000 | 3,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,481 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,464,000 | 3,815 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,478,000 | 3,971 |
| Total interest expense | $1,861,000 | 3,704 |
| Net interest income | $3,617,000 | 4,058 |
| Provision for loan and lease losses | $181,000 | 3,121 |
| Total noninterest income | $356,000 | 5,392 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $198,000 | 4,476 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $158,000 | 5,100 |
| Total noninterest expense | $2,082,000 | 5,005 |
| Salaries and employee benefits | $1,175,000 | 4,889 |
| Premises and equipment expense | $276,000 | 5,107 |
| Additional noninterest expense | $631,000 | 4,956 |
| Pre-tax net operating income | $1,710,000 | 3,438 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $582,000 | 2,685 |
| Income before extraordinary items | $1,128,000 | 3,840 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,128,000 | 3,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,746 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,128,000 | 3,791 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,422,000 | 4,101 |
| Total interest expense | $1,172,000 | 3,684 |
| Net interest income | $2,250,000 | 4,241 |
| Provision for loan and lease losses | $132,000 | 2,878 |
| Total noninterest income | $241,000 | 5,306 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $127,000 | 4,525 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $114,000 | 4,928 |
| Total noninterest expense | $1,357,000 | 5,076 |
| Salaries and employee benefits | $778,000 | 4,902 |
| Premises and equipment expense | $177,000 | 5,221 |
| Additional noninterest expense | $402,000 | 5,061 |
| Pre-tax net operating income | $1,002,000 | 3,698 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $343,000 | 2,860 |
| Income before extraordinary items | $659,000 | 4,162 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $659,000 | 4,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,928 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $659,000 | 4,109 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,561,000 | 4,355 |
| Total interest expense | $538,000 | 3,822 |
| Net interest income | $1,023,000 | 4,545 |
| Provision for loan and lease losses | $59,000 | 3,012 |
| Total noninterest income | $116,000 | 5,357 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $63,000 | 4,498 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $53,000 | 5,055 |
| Total noninterest expense | $687,000 | 5,055 |
| Salaries and employee benefits | $397,000 | 4,867 |
| Premises and equipment expense | $92,000 | 5,144 |
| Additional noninterest expense | $198,000 | 5,114 |
| Pre-tax net operating income | $393,000 | 4,326 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $132,000 | 3,320 |
| Income before extraordinary items | $261,000 | 4,748 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $261,000 | 4,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $261,000 | 4,710 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,441,000 | 4,578 |
| Total interest expense | $1,819,000 | 3,940 |
| Net interest income | $3,622,000 | 4,803 |
| Provision for loan and lease losses | $244,000 | 3,294 |
| Total noninterest income | $500,000 | 5,260 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $224,000 | 4,977 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $276,000 | 4,424 |
| Total noninterest expense | $2,592,000 | 5,173 |
| Salaries and employee benefits | $1,486,000 | 4,988 |
| Premises and equipment expense | $349,000 | 5,226 |
| Additional noninterest expense | $757,000 | 5,279 |
| Pre-tax net operating income | $1,286,000 | 4,614 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $427,000 | 3,610 |
| Income before extraordinary items | $859,000 | 5,094 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $859,000 | 5,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,397 |
| Cash dividends | $65,000 | 5,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $859,000 | 5,028 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,938,000 | 4,659 |
| Total interest expense | $1,321,000 | 4,003 |
| Net interest income | $2,617,000 | 4,900 |
| Provision for loan and lease losses | $194,000 | 3,055 |
| Total noninterest income | $372,000 | 5,307 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $169,000 | 5,017 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $203,000 | 4,472 |
| Total noninterest expense | $1,849,000 | 5,312 |
| Salaries and employee benefits | $1,028,000 | 5,226 |
| Premises and equipment expense | $259,000 | 5,236 |
| Additional noninterest expense | $562,000 | 5,269 |
| Pre-tax net operating income | $946,000 | 4,737 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $322,000 | 3,671 |
| Income before extraordinary items | $624,000 | 5,265 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $624,000 | 5,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,523 |
| Cash dividends | $65,000 | 4,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $624,000 | 5,176 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,547,000 | 4,777 |
| Total interest expense | $874,000 | 4,016 |
| Net interest income | $1,673,000 | 5,049 |
| Provision for loan and lease losses | $123,000 | 3,073 |
| Total noninterest income | $233,000 | 5,465 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $110,000 | 5,057 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $123,000 | 4,730 |
| Total noninterest expense | $1,224,000 | 5,368 |
| Salaries and employee benefits | $673,000 | 5,324 |
| Premises and equipment expense | $171,000 | 5,293 |
| Additional noninterest expense | $380,000 | 5,244 |
| Pre-tax net operating income | $559,000 | 5,012 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $190,000 | 3,876 |
| Income before extraordinary items | $369,000 | 5,538 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $369,000 | 5,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,834 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $369,000 | 5,440 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,232,000 | 4,914 |
| Total interest expense | $419,000 | 4,187 |
| Net interest income | $813,000 | 5,148 |
| Provision for loan and lease losses | $52,000 | 3,247 |
| Total noninterest income | $107,000 | 5,629 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $54,000 | 5,021 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $53,000 | 5,009 |
| Total noninterest expense | $595,000 | 5,483 |
| Salaries and employee benefits | $321,000 | 5,515 |
| Premises and equipment expense | $83,000 | 5,402 |
| Additional noninterest expense | $191,000 | 5,234 |
| Pre-tax net operating income | $273,000 | 5,051 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $112,000 | 3,591 |
| Income before extraordinary items | $161,000 | 5,840 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $161,000 | 5,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,025 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $161,000 | 5,722 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,447,000 | 5,286 |
| Total interest expense | $1,856,000 | 4,254 |
| Net interest income | $2,591,000 | 5,791 |
| Provision for loan and lease losses | $223,000 | 3,822 |
| Total noninterest income | $393,000 | 6,002 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $197,000 | 5,297 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $196,000 | 5,328 |
| Total noninterest expense | $1,999,000 | 5,993 |
| Salaries and employee benefits | $1,024,000 | 6,179 |
| Premises and equipment expense | $317,000 | 5,499 |
| Additional noninterest expense | $658,000 | 5,698 |
| Pre-tax net operating income | $762,000 | 5,815 |
| Securities gains (losses) | $7,000 | 3,771 |
| Applicable income taxes | $13,000 | 6,950 |
| Income before extraordinary items | $756,000 | 5,377 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $756,000 | 5,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,630 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $749,140 | 5,256 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,298,000 | 5,389 |
| Total interest expense | $1,438,000 | 4,272 |
| Net interest income | $1,860,000 | 5,961 |
| Provision for loan and lease losses | $82,000 | 5,091 |
| Total noninterest income | $246,000 | 6,448 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $145,000 | 5,385 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $101,000 | 6,060 |
| Total noninterest expense | $1,427,000 | 6,113 |
| Salaries and employee benefits | $753,000 | 6,223 |
| Premises and equipment expense | $235,000 | 5,523 |
| Additional noninterest expense | $439,000 | 6,064 |
| Pre-tax net operating income | $597,000 | 5,891 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $596,000 | 5,413 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $596,000 | 5,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,765 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $596,000 | 5,230 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,178,000 | 5,455 |
| Total interest expense | $994,000 | 4,267 |
| Net interest income | $1,184,000 | 6,107 |
| Provision for loan and lease losses | $48,000 | 5,200 |
| Total noninterest income | $137,000 | 6,812 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $96,000 | 5,375 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $41,000 | 6,905 |
| Total noninterest expense | $922,000 | 6,244 |
| Salaries and employee benefits | $490,000 | 6,342 |
| Premises and equipment expense | $155,000 | 5,554 |
| Additional noninterest expense | $277,000 | 6,223 |
| Pre-tax net operating income | $351,000 | 6,166 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $351,000 | 5,730 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $351,000 | 5,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $351,000 | 5,516 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,061,000 | 5,574 |
| Total interest expense | $494,000 | 4,372 |
| Net interest income | $567,000 | 6,249 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $61,000 | 6,982 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 5,295 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $446,000 | 6,366 |
| Salaries and employee benefits | $235,000 | 6,482 |
| Premises and equipment expense | $77,000 | 5,564 |
| Additional noninterest expense | $134,000 | 6,334 |
| Pre-tax net operating income | $167,000 | 6,251 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $167,000 | 5,762 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $167,000 | 5,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $167,000 | 5,563 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,387,000 | 5,617 |
| Total interest expense | $2,161,000 | 4,566 |
| Net interest income | $2,226,000 | 6,285 |
| Provision for loan and lease losses | $53,000 | 6,648 |
| Total noninterest income | $147,000 | 7,863 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $125,000 | 6,171 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 8,461 |
| Total noninterest expense | $1,910,000 | 6,035 |
| Salaries and employee benefits | $1,097,000 | 5,818 |
| Premises and equipment expense | $308,000 | 5,485 |
| Additional noninterest expense | $505,000 | 6,477 |
| Pre-tax net operating income | $410,000 | 7,121 |
| Securities gains (losses) | $-1,000 | 8,656 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $409,000 | 6,799 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $409,000 | 6,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 3,208 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $410,000 | 6,665 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,562,000 | 5,925 |
| Total interest expense | $2,657,000 | 5,179 |
| Net interest income | $1,905,000 | 6,589 |
| Provision for loan and lease losses | $257,000 | 3,535 |
| Total noninterest income | $113,000 | 8,336 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $86,000 | 6,853 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $27,000 | 8,456 |
| Total noninterest expense | $1,815,000 | 6,100 |
| Salaries and employee benefits | $1,061,000 | 5,780 |
| Premises and equipment expense | $309,000 | 5,432 |
| Additional noninterest expense | $445,000 | 6,823 |
| Pre-tax net operating income | $-54,000 | 8,817 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-54,000 | 8,902 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-54,000 | 8,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,857 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-54,000 | 8,828 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,022,000 | 7,390 |
| Total interest expense | $1,507,000 | 7,151 |
| Net interest income | $1,515,000 | 7,443 |
| Provision for loan and lease losses | $344,000 | 2,605 |
| Total noninterest income | $72,000 | 9,004 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 7,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 8,503 |
| Total noninterest expense | $1,554,000 | 6,598 |
| Salaries and employee benefits | $936,000 | 6,175 |
| Premises and equipment expense | $217,000 | 6,509 |
| Additional noninterest expense | $401,000 | 7,141 |
| Pre-tax net operating income | $-311,000 | 9,424 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-311,000 | 9,450 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-311,000 | 9,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-311,000 | 9,451 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $787,000 | 9,784 |
| Total interest expense | $215,000 | 9,915 |
| Net interest income | $572,000 | 9,556 |
| Provision for loan and lease losses | $67,000 | 5,994 |
| Total noninterest income | $11,000 | 10,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $7,000 | 8,734 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,002 |
| Total noninterest expense | $1,204,000 | 7,558 |
| Salaries and employee benefits | $460,000 | 8,564 |
| Premises and equipment expense | $169,000 | 7,339 |
| Additional noninterest expense | $575,000 | 5,986 |
| Pre-tax net operating income | $-688,000 | 9,963 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-688,000 | 9,996 |
| Extraordinary gains, net | $-105,000 | 10,195 |
| Net income | $-793,000 | 10,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $6,622,000 | 174 |
| Net operating income | $-688,000 | 9,984 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.