Home > Fort Washington Savings Company > Income and Expense
Fort Washington Savings Company, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,236,000 | 5,836 |
| Total interest expense | $695,000 | 4,689 |
| Net interest income | $1,541,000 | 6,070 |
| Provision for loan and lease losses | $95,000 | 4,994 |
| Total noninterest income | $13,000 | 7,028 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 7,006 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $12,000 | 6,578 |
| Total noninterest expense | $1,193,000 | 6,251 |
| Salaries and employee benefits | $348,000 | 7,000 |
| Premises and equipment expense | $347,000 | 4,275 |
| Additional noninterest expense | $498,000 | 5,837 |
| Pre-tax net operating income | $266,000 | 5,238 |
| Securities gains (losses) | $1,074,000 | 327 |
| Applicable income taxes | $470,000 | 1,779 |
| Income before extraordinary items | $870,000 | 3,341 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $870,000 | 3,343 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $870,000 | 3,342 |
| Net charge-offs | $121,000 | 4,243 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $171,900 | 5,485 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,603,000 | 5,736 |
| Total interest expense | $452,000 | 4,873 |
| Net interest income | $1,151,000 | 5,900 |
| Provision for loan and lease losses | $4,000 | 6,123 |
| Total noninterest income | $13,000 | 7,092 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 7,043 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 6,522 |
| Total noninterest expense | $803,000 | 6,304 |
| Salaries and employee benefits | $232,000 | 7,059 |
| Premises and equipment expense | $234,000 | 4,293 |
| Additional noninterest expense | $337,000 | 5,885 |
| Pre-tax net operating income | $357,000 | 4,378 |
| Securities gains (losses) | $11,000 | 2,322 |
| Applicable income taxes | $129,000 | 2,645 |
| Income before extraordinary items | $239,000 | 4,770 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $239,000 | 4,767 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $239,000 | 4,769 |
| Net charge-offs | $4,000 | 5,600 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $231,850 | 4,730 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $770,000 | 5,856 |
| Total interest expense | $217,000 | 5,066 |
| Net interest income | $553,000 | 5,997 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $12,000 | 7,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 7,020 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 6,315 |
| Total noninterest expense | $400,000 | 6,344 |
| Salaries and employee benefits | $120,000 | 7,078 |
| Premises and equipment expense | $116,000 | 4,360 |
| Additional noninterest expense | $164,000 | 5,969 |
| Pre-tax net operating income | $165,000 | 4,518 |
| Securities gains (losses) | $6,000 | 1,415 |
| Applicable income taxes | $60,000 | 2,687 |
| Income before extraordinary items | $111,000 | 4,868 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $111,000 | 4,866 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $111,000 | 4,868 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $107,100 | 4,860 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,926,000 | 6,088 |
| Total interest expense | $927,000 | 5,397 |
| Net interest income | $1,999,000 | 6,239 |
| Provision for loan and lease losses | $139,000 | 5,729 |
| Total noninterest income | $-5,000 | 7,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-5,000 | 7,018 |
| Total noninterest expense | $3,862,000 | 4,305 |
| Salaries and employee benefits | $491,000 | 7,145 |
| Premises and equipment expense | $479,000 | 4,300 |
| Additional noninterest expense | $2,892,000 | 2,352 |
| Pre-tax net operating income | $-2,007,000 | 6,775 |
| Securities gains (losses) | $26,000 | 2,991 |
| Applicable income taxes | $-676,000 | 7,235 |
| Income before extraordinary items | $-1,305,000 | 6,693 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,305,000 | 6,693 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,305,000 | 6,694 |
| Net charge-offs | $71,000 | 5,692 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,322,160 | 6,674 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,209,000 | 6,187 |
| Total interest expense | $713,000 | 5,485 |
| Net interest income | $1,496,000 | 6,353 |
| Provision for loan and lease losses | $124,000 | 5,499 |
| Total noninterest income | $-6,000 | 7,463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-6,000 | 7,210 |
| Total noninterest expense | $1,454,000 | 6,121 |
| Salaries and employee benefits | $398,000 | 7,142 |
| Premises and equipment expense | $377,000 | 4,231 |
| Additional noninterest expense | $679,000 | 5,347 |
| Pre-tax net operating income | $-88,000 | 6,146 |
| Securities gains (losses) | $6,000 | 3,242 |
| Applicable income taxes | $-28,000 | 6,920 |
| Income before extraordinary items | $-54,000 | 6,238 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-54,000 | 6,239 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-54,000 | 6,239 |
| Net charge-offs | $34,000 | 5,758 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-57,960 | 6,133 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,516,000 | 6,159 |
| Total interest expense | $481,000 | 5,567 |
| Net interest income | $1,035,000 | 6,302 |
| Provision for loan and lease losses | $104,000 | 5,107 |
| Total noninterest income | $-4,000 | 7,548 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-4,000 | 7,314 |
| Total noninterest expense | $995,000 | 6,095 |
| Salaries and employee benefits | $304,000 | 7,002 |
| Premises and equipment expense | $264,000 | 4,139 |
| Additional noninterest expense | $427,000 | 5,512 |
| Pre-tax net operating income | $-68,000 | 6,211 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-23,000 | 6,986 |
| Income before extraordinary items | $-45,000 | 6,304 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-45,000 | 6,306 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-45,000 | 6,304 |
| Net charge-offs | $14,000 | 5,661 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-45,000 | 6,213 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $783,000 | 6,169 |
| Total interest expense | $235,000 | 5,742 |
| Net interest income | $548,000 | 6,219 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $1,000 | 7,632 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,000 | 7,328 |
| Total noninterest expense | $541,000 | 5,988 |
| Salaries and employee benefits | $174,000 | 6,882 |
| Premises and equipment expense | $130,000 | 4,266 |
| Additional noninterest expense | $237,000 | 5,261 |
| Pre-tax net operating income | $8,000 | 6,155 |
| Securities gains (losses) | $2,000 | 2,064 |
| Applicable income taxes | $4,000 | 4,179 |
| Income before extraordinary items | $6,000 | 6,306 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $6,000 | 6,309 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $6,000 | 6,308 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $4,720 | 6,225 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,794,000 | 6,471 |
| Total interest expense | $892,000 | 6,262 |
| Net interest income | $1,902,000 | 6,461 |
| Provision for loan and lease losses | $190,000 | 5,841 |
| Total noninterest income | $0 | 7,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $0 | 7,392 |
| Total noninterest expense | $1,529,000 | 6,764 |
| Salaries and employee benefits | $456,000 | 7,526 |
| Premises and equipment expense | $305,000 | 5,606 |
| Additional noninterest expense | $768,000 | 5,914 |
| Pre-tax net operating income | $183,000 | 4,853 |
| Securities gains (losses) | $382,000 | 1,046 |
| Applicable income taxes | $198,000 | 2,387 |
| Income before extraordinary items | $367,000 | 4,265 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $367,000 | 4,265 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $367,000 | 4,265 |
| Net charge-offs | $241,000 | 4,771 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $118,700 | 5,031 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,984,000 | 6,662 |
| Total interest expense | $651,000 | 6,444 |
| Net interest income | $1,333,000 | 6,629 |
| Provision for loan and lease losses | $41,000 | 6,656 |
| Total noninterest income | $0 | 7,834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $0 | 7,575 |
| Total noninterest expense | $1,093,000 | 6,886 |
| Salaries and employee benefits | $336,000 | 7,595 |
| Premises and equipment expense | $229,000 | 5,667 |
| Additional noninterest expense | $528,000 | 6,124 |
| Pre-tax net operating income | $199,000 | 4,932 |
| Securities gains (losses) | $181,000 | 1,363 |
| Applicable income taxes | $133,000 | 2,665 |
| Income before extraordinary items | $247,000 | 4,643 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $247,000 | 4,641 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $247,000 | 4,644 |
| Net charge-offs | $92,000 | 5,128 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $129,350 | 5,129 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,251,000 | 6,829 |
| Total interest expense | $426,000 | 6,589 |
| Net interest income | $825,000 | 6,788 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $0 | 7,938 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $0 | 7,720 |
| Total noninterest expense | $741,000 | 6,907 |
| Salaries and employee benefits | $235,000 | 7,618 |
| Premises and equipment expense | $139,000 | 5,929 |
| Additional noninterest expense | $367,000 | 6,043 |
| Pre-tax net operating income | $84,000 | 5,324 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $29,000 | 3,509 |
| Income before extraordinary items | $55,000 | 5,544 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $55,000 | 5,541 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $55,000 | 5,541 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $55,000 | 5,465 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $557,000 | 7,090 |
| Total interest expense | $231,000 | 6,550 |
| Net interest income | $326,000 | 7,240 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $0 | 8,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $0 | 7,833 |
| Total noninterest expense | $362,000 | 6,924 |
| Salaries and employee benefits | $128,000 | 7,584 |
| Premises and equipment expense | $69,000 | 5,979 |
| Additional noninterest expense | $165,000 | 6,080 |
| Pre-tax net operating income | $-36,000 | 6,444 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-13,000 | 7,219 |
| Income before extraordinary items | $-23,000 | 6,528 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-23,000 | 6,529 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-23,000 | 6,529 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-23,000 | 6,404 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,116,000 | 7,249 |
| Total interest expense | $765,000 | 7,195 |
| Net interest income | $1,351,000 | 7,185 |
| Provision for loan and lease losses | $87,000 | 6,185 |
| Total noninterest income | $4,000 | 8,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,000 | 7,828 |
| Total noninterest expense | $1,147,000 | 7,342 |
| Salaries and employee benefits | $410,000 | 7,869 |
| Premises and equipment expense | $244,000 | 6,302 |
| Additional noninterest expense | $493,000 | 6,651 |
| Pre-tax net operating income | $121,000 | 5,960 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $43,000 | 3,930 |
| Income before extraordinary items | $78,000 | 5,943 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $78,000 | 5,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 5,066 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $78,000 | 6,087 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 7,344 |
| Total interest expense | $557,000 | 7,368 |
| Net interest income | $1,017,000 | 7,233 |
| Provision for loan and lease losses | $61,000 | 5,677 |
| Total noninterest income | $3,000 | 8,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 7,993 |
| Total noninterest expense | $859,000 | 7,359 |
| Salaries and employee benefits | $320,000 | 7,875 |
| Premises and equipment expense | $183,000 | 6,316 |
| Additional noninterest expense | $356,000 | 6,724 |
| Pre-tax net operating income | $100,000 | 6,404 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $35,000 | 4,328 |
| Income before extraordinary items | $65,000 | 6,341 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $65,000 | 6,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,400 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $65,000 | 6,500 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,024,000 | 7,451 |
| Total interest expense | $364,000 | 7,499 |
| Net interest income | $660,000 | 7,308 |
| Provision for loan and lease losses | $27,000 | 5,773 |
| Total noninterest income | $2,000 | 8,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,000 | 8,087 |
| Total noninterest expense | $593,000 | 7,357 |
| Salaries and employee benefits | $231,000 | 7,844 |
| Premises and equipment expense | $124,000 | 6,316 |
| Additional noninterest expense | $238,000 | 6,754 |
| Pre-tax net operating income | $42,000 | 6,720 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $15,000 | 4,827 |
| Income before extraordinary items | $27,000 | 6,834 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $27,000 | 6,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,769 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $27,000 | 6,788 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $551,000 | 7,413 |
| Total interest expense | $178,000 | 7,635 |
| Net interest income | $373,000 | 7,139 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $1,000 | 8,296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 8,110 |
| Total noninterest expense | $310,000 | 7,313 |
| Salaries and employee benefits | $150,000 | 7,552 |
| Premises and equipment expense | $62,000 | 6,354 |
| Additional noninterest expense | $98,000 | 7,100 |
| Pre-tax net operating income | $49,000 | 6,625 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $17,000 | 4,476 |
| Income before extraordinary items | $32,000 | 6,839 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $32,000 | 6,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,539 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $32,000 | 6,750 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,584,000 | 7,144 |
| Total interest expense | $590,000 | 7,819 |
| Net interest income | $1,994,000 | 6,509 |
| Provision for loan and lease losses | $213,000 | 3,768 |
| Total noninterest income | $0 | 8,422 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $0 | 8,329 |
| Total noninterest expense | $1,046,000 | 7,592 |
| Salaries and employee benefits | $408,000 | 8,034 |
| Premises and equipment expense | $239,000 | 6,350 |
| Additional noninterest expense | $399,000 | 7,042 |
| Pre-tax net operating income | $735,000 | 5,353 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $257,000 | 3,575 |
| Income before extraordinary items | $478,000 | 5,756 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $478,000 | 5,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 3,021 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $478,000 | 5,744 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,954,000 | 7,174 |
| Total interest expense | $430,000 | 7,889 |
| Net interest income | $1,524,000 | 6,491 |
| Provision for loan and lease losses | $213,000 | 2,903 |
| Total noninterest income | $0 | 8,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $0 | 8,377 |
| Total noninterest expense | $807,000 | 7,524 |
| Salaries and employee benefits | $320,000 | 7,971 |
| Premises and equipment expense | $178,000 | 6,364 |
| Additional noninterest expense | $309,000 | 6,984 |
| Pre-tax net operating income | $504,000 | 5,756 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $176,000 | 3,863 |
| Income before extraordinary items | $328,000 | 6,176 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $328,000 | 6,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,243 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $328,000 | 6,167 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,313,000 | 7,193 |
| Total interest expense | $277,000 | 7,962 |
| Net interest income | $1,036,000 | 6,500 |
| Provision for loan and lease losses | $170,000 | 2,429 |
| Total noninterest income | $0 | 8,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $0 | 8,426 |
| Total noninterest expense | $529,000 | 7,601 |
| Salaries and employee benefits | $231,000 | 7,933 |
| Premises and equipment expense | $125,000 | 6,261 |
| Additional noninterest expense | $173,000 | 7,328 |
| Pre-tax net operating income | $337,000 | 5,834 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $118,000 | 3,945 |
| Income before extraordinary items | $219,000 | 6,231 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $219,000 | 6,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 1,500 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $219,000 | 6,221 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $658,000 | 7,214 |
| Total interest expense | $134,000 | 8,024 |
| Net interest income | $524,000 | 6,501 |
| Provision for loan and lease losses | $143,000 | 1,556 |
| Total noninterest income | $0 | 8,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $276,000 | 7,577 |
| Salaries and employee benefits | $135,000 | 7,774 |
| Premises and equipment expense | $65,000 | 6,217 |
| Additional noninterest expense | $76,000 | 7,570 |
| Pre-tax net operating income | $105,000 | 6,597 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $37,000 | 4,433 |
| Income before extraordinary items | $68,000 | 6,897 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $68,000 | 6,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 924 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $68,000 | 6,880 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,289,000 | 7,308 |
| Total interest expense | $486,000 | 7,942 |
| Net interest income | $1,803,000 | 6,794 |
| Provision for loan and lease losses | $74,000 | 5,113 |
| Total noninterest income | $1,000 | 8,586 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,000 | 8,495 |
| Total noninterest expense | $807,000 | 7,995 |
| Salaries and employee benefits | $254,000 | 8,469 |
| Premises and equipment expense | $228,000 | 6,431 |
| Additional noninterest expense | $325,000 | 7,439 |
| Pre-tax net operating income | $923,000 | 5,370 |
| Securities gains (losses) | $-3,000 | 6,969 |
| Applicable income taxes | $322,000 | 3,712 |
| Income before extraordinary items | $598,000 | 5,828 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $598,000 | 5,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,598 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $599,950 | 5,812 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,651,000 | 7,426 |
| Total interest expense | $360,000 | 7,990 |
| Net interest income | $1,291,000 | 6,987 |
| Provision for loan and lease losses | $62,000 | 4,829 |
| Total noninterest income | $1,000 | 8,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,000 | 8,569 |
| Total noninterest expense | $547,000 | 8,142 |
| Salaries and employee benefits | $163,000 | 8,576 |
| Premises and equipment expense | $167,000 | 6,509 |
| Additional noninterest expense | $217,000 | 7,659 |
| Pre-tax net operating income | $683,000 | 5,587 |
| Securities gains (losses) | $-3,000 | 7,275 |
| Applicable income taxes | $238,000 | 3,915 |
| Income before extraordinary items | $442,000 | 6,024 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $442,000 | 6,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,984 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $443,950 | 6,018 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,064,000 | 7,498 |
| Total interest expense | $239,000 | 7,987 |
| Net interest income | $825,000 | 7,127 |
| Provision for loan and lease losses | $24,000 | 5,394 |
| Total noninterest income | $0 | 8,702 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,630 |
| Total noninterest expense | $349,000 | 8,217 |
| Salaries and employee benefits | $101,000 | 8,643 |
| Premises and equipment expense | $116,000 | 6,428 |
| Additional noninterest expense | $132,000 | 7,817 |
| Pre-tax net operating income | $452,000 | 5,636 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $158,000 | 3,934 |
| Income before extraordinary items | $294,000 | 6,052 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $294,000 | 6,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,455 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $294,000 | 6,052 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $511,000 | 7,570 |
| Total interest expense | $118,000 | 7,982 |
| Net interest income | $393,000 | 7,232 |
| Provision for loan and lease losses | $2,000 | 5,907 |
| Total noninterest income | $0 | 8,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $192,000 | 8,121 |
| Salaries and employee benefits | $55,000 | 8,625 |
| Premises and equipment expense | $60,000 | 6,361 |
| Additional noninterest expense | $77,000 | 7,578 |
| Pre-tax net operating income | $199,000 | 5,854 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $70,000 | 4,045 |
| Income before extraordinary items | $129,000 | 6,272 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $129,000 | 6,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $129,000 | 6,268 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,581,000 | 7,810 |
| Total interest expense | $465,000 | 7,729 |
| Net interest income | $1,116,000 | 7,791 |
| Provision for loan and lease losses | $133,000 | 4,311 |
| Total noninterest income | $0 | 8,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,688 |
| Total noninterest expense | $547,000 | 8,497 |
| Salaries and employee benefits | $174,000 | 8,722 |
| Premises and equipment expense | $194,000 | 6,778 |
| Additional noninterest expense | $179,000 | 8,345 |
| Pre-tax net operating income | $436,000 | 6,942 |
| Securities gains (losses) | $-5,000 | 7,296 |
| Applicable income taxes | $152,000 | 4,983 |
| Income before extraordinary items | $279,000 | 7,266 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $279,000 | 7,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 2,979 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $282,250 | 7,241 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,121,000 | 7,915 |
| Total interest expense | $348,000 | 7,688 |
| Net interest income | $773,000 | 7,943 |
| Provision for loan and lease losses | $130,000 | 3,749 |
| Total noninterest income | $0 | 8,802 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,723 |
| Total noninterest expense | $413,000 | 8,492 |
| Salaries and employee benefits | $135,000 | 8,723 |
| Premises and equipment expense | $145,000 | 6,792 |
| Additional noninterest expense | $133,000 | 8,342 |
| Pre-tax net operating income | $230,000 | 7,518 |
| Securities gains (losses) | $-5,000 | 7,675 |
| Applicable income taxes | $80,000 | 5,440 |
| Income before extraordinary items | $145,000 | 7,733 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $145,000 | 7,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 2,263 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $148,200 | 7,683 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $715,000 | 7,991 |
| Total interest expense | $229,000 | 7,648 |
| Net interest income | $486,000 | 8,043 |
| Provision for loan and lease losses | $1,000 | 6,595 |
| Total noninterest income | $0 | 8,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $0 | 8,721 |
| Total noninterest expense | $277,000 | 8,493 |
| Salaries and employee benefits | $96,000 | 8,723 |
| Premises and equipment expense | $93,000 | 6,847 |
| Additional noninterest expense | $88,000 | 8,332 |
| Pre-tax net operating income | $208,000 | 7,171 |
| Securities gains (losses) | $-5,000 | 7,925 |
| Applicable income taxes | $72,000 | 5,186 |
| Income before extraordinary items | $131,000 | 7,500 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $131,000 | 7,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $134,250 | 7,433 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $332,000 | 8,142 |
| Total interest expense | $111,000 | 7,695 |
| Net interest income | $221,000 | 8,248 |
| Provision for loan and lease losses | $1,000 | 6,172 |
| Total noninterest income | $0 | 8,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $142,000 | 8,529 |
| Salaries and employee benefits | $51,000 | 8,770 |
| Premises and equipment expense | $43,000 | 7,087 |
| Additional noninterest expense | $48,000 | 8,312 |
| Pre-tax net operating income | $78,000 | 7,517 |
| Securities gains (losses) | $-5,000 | 8,378 |
| Applicable income taxes | $26,000 | 5,434 |
| Income before extraordinary items | $47,000 | 7,813 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $47,000 | 7,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $50,200 | 7,737 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $970,000 | 8,416 |
| Total interest expense | $332,000 | 7,947 |
| Net interest income | $638,000 | 8,506 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $0 | 8,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,822 |
| Total noninterest expense | $537,000 | 8,626 |
| Salaries and employee benefits | $239,000 | 8,750 |
| Premises and equipment expense | $144,000 | 7,394 |
| Additional noninterest expense | $154,000 | 8,572 |
| Pre-tax net operating income | $101,000 | 8,113 |
| Securities gains (losses) | $43,000 | 1,860 |
| Applicable income taxes | $50,000 | 6,036 |
| Income before extraordinary items | $94,000 | 8,120 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $94,000 | 8,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $66,050 | 8,180 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $675,000 | 8,531 |
| Total interest expense | $230,000 | 8,091 |
| Net interest income | $445,000 | 8,605 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $0 | 8,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 8,890 |
| Total noninterest expense | $390,000 | 8,654 |
| Salaries and employee benefits | $199,000 | 8,710 |
| Premises and equipment expense | $105,000 | 7,429 |
| Additional noninterest expense | $86,000 | 8,794 |
| Pre-tax net operating income | $55,000 | 8,288 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $19,000 | 6,539 |
| Income before extraordinary items | $36,000 | 8,369 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $36,000 | 8,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $36,000 | 8,327 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $418,000 | 8,642 |
| Total interest expense | $137,000 | 8,291 |
| Net interest income | $281,000 | 8,688 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $0 | 9,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,943 |
| Total noninterest expense | $268,000 | 8,690 |
| Salaries and employee benefits | $148,000 | 8,685 |
| Premises and equipment expense | $64,000 | 7,627 |
| Additional noninterest expense | $56,000 | 8,857 |
| Pre-tax net operating income | $13,000 | 8,453 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $4,000 | 6,937 |
| Income before extraordinary items | $9,000 | 8,515 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,000 | 8,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $9,000 | 8,460 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $183,000 | 8,765 |
| Total interest expense | $54,000 | 8,572 |
| Net interest income | $129,000 | 8,778 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $0 | 9,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $0 | 8,950 |
| Total noninterest expense | $128,000 | 8,757 |
| Salaries and employee benefits | $76,000 | 8,700 |
| Premises and equipment expense | $23,000 | 8,105 |
| Additional noninterest expense | $29,000 | 8,867 |
| Pre-tax net operating income | $1,000 | 8,530 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $1,000 | 8,573 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,000 | 8,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,000 | 8,518 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $289,000 | 9,041 |
| Total interest expense | $90,000 | 8,979 |
| Net interest income | $199,000 | 9,042 |
| Provision for loan and lease losses | $8,000 | 7,438 |
| Total noninterest income | $2,000 | 9,113 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,000 | 8,983 |
| Total noninterest expense | $406,000 | 8,974 |
| Salaries and employee benefits | $103,000 | 9,117 |
| Premises and equipment expense | $34,000 | 8,968 |
| Additional noninterest expense | $269,000 | 7,971 |
| Pre-tax net operating income | $-213,000 | 8,697 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-74,000 | 8,908 |
| Income before extraordinary items | $-139,000 | 8,745 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-139,000 | 8,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-139,000 | 8,672 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $117,000 | 9,169 |
| Total interest expense | $41,000 | 9,114 |
| Net interest income | $76,000 | 9,170 |
| Provision for loan and lease losses | $8,000 | 7,260 |
| Total noninterest income | $1,000 | 9,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,000 | 9,071 |
| Total noninterest expense | $290,000 | 9,036 |
| Salaries and employee benefits | $44,000 | 9,207 |
| Premises and equipment expense | $11,000 | 9,151 |
| Additional noninterest expense | $235,000 | 7,688 |
| Pre-tax net operating income | $-221,000 | 8,832 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-77,000 | 9,048 |
| Income before extraordinary items | $-144,000 | 8,862 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-144,000 | 8,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-144,000 | 8,795 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.