Home > Fort Thomas Savings Bank, F.S.B. > Assets and Liabilities
Fort Thomas Savings Bank, F.S.B., Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 21 | 6,562 |
| Assets and Liabilities | ||
| Total Assets: | $98,731,000 | 4,457 |
| Cash and due from depository institutions | $633,000 | 6,562 |
| Interest-bearing balances | $109,000 | 4,537 |
| Securities | $5,506,000 | 8,489 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $88,376,000 | 3,272 |
| Loan loss allowance | $490,000 | 5,756 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $579,000 | 7,392 |
| Other real estate owned | $430,000 | 6,562 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,207,000 | 2,663 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,731,000 | 4,457 |
| Total liabilities | $85,851,000 | 4,594 |
| Total deposits | $67,392,000 | 5,175 |
| Interest-bearing deposits | $67,086,000 | 4,637 |
| Deposits held in domestic offices | $67,392,000 | 5,172 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $17,186,000 | 1,446 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,273,000 | 2,669 |
| Total equity capital | $12,880,000 | 3,433 |
| Total bank equity capital | $12,880,000 | 3,433 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $7,499,000 | 2,131 |
| Undivided profits | $5,380,000 | 3,981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,828,000 | 843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $717,000 | 3,293 |
| Earning assets | $93,991,000 | 4,282 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $100,459,200 | 4,244 |
| Average Assets, quarterly | $98,735,500 | 4,402 |
| Volatile liabilities | $24,149,000 | 3,002 |
| Insider loans | $29,000 | 8,742 |
| FHLB advances | $17,186,000 | 370 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,615,000 | 5,157 |
| Tier 1 (core) risk-based capital | $12,880,000 | 3,417 |
| Tier 2 risk-based capital | $490,000 | 5,400 |
| Total risk weighted assets | $64,581,000 | 4,346 |
| Total unused commitments | $5,615,000 | 5,159 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 20 | 6,877 |
| Assets and Liabilities | ||
| Total Assets: | $103,719,000 | 4,220 |
| Cash and due from depository institutions | $4,377,000 | 6,877 |
| Interest-bearing balances | $3,971,000 | 1,454 |
| Securities | $3,009,000 | 9,491 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $92,799,000 | 2,943 |
| Loan loss allowance | $683,000 | 4,542 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $518,000 | 7,686 |
| Other real estate owned | $0 | 6,877 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,016,000 | 2,464 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,719,000 | 4,220 |
| Total liabilities | $91,990,000 | 4,265 |
| Total deposits | $78,636,000 | 4,593 |
| Interest-bearing deposits | $78,284,000 | 4,042 |
| Deposits held in domestic offices | $78,636,000 | 4,587 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,469,000 | 1,376 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $885,000 | 3,865 |
| Total equity capital | $11,729,000 | 3,792 |
| Total bank equity capital | $11,729,000 | 3,792 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $7,499,000 | 2,048 |
| Undivided profits | $4,229,000 | 4,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,450,000 | 777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $790,000 | 2,920 |
| Earning assets | $99,779,000 | 4,053 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $101,038,400 | 4,126 |
| Average Assets, quarterly | $102,946,500 | 4,170 |
| Volatile liabilities | $20,604,000 | 2,935 |
| Insider loans | $29,000 | 8,882 |
| FHLB advances | $12,469,000 | 379 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,292,000 | 5,709 |
| Tier 1 (core) risk-based capital | $11,729,000 | 3,624 |
| Tier 2 risk-based capital | $683,000 | 4,157 |
| Total risk weighted assets | $66,601,000 | 4,038 |
| Total unused commitments | $4,292,000 | 5,717 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 20 | 7,112 |
| Assets and Liabilities | ||
| Total Assets: | $98,662,000 | 4,377 |
| Cash and due from depository institutions | $1,265,000 | 7,112 |
| Interest-bearing balances | $975,000 | 2,506 |
| Securities | $3,004,000 | 9,969 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $91,052,000 | 2,990 |
| Loan loss allowance | $473,000 | 5,923 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $556,000 | 7,671 |
| Other real estate owned | $10,000 | 7,112 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,775,000 | 2,585 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,662,000 | 4,377 |
| Total liabilities | $83,826,000 | 4,566 |
| Total deposits | $71,610,000 | 4,953 |
| Interest-bearing deposits | $71,287,000 | 4,375 |
| Deposits held in domestic offices | $71,610,000 | 4,948 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $11,292,000 | 1,293 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $924,000 | 3,791 |
| Total equity capital | $14,836,000 | 2,989 |
| Total bank equity capital | $14,836,000 | 2,989 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $7,499,000 | 2,018 |
| Undivided profits | $7,336,000 | 3,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,059,000 | 1,297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $749,000 | 3,122 |
| Earning assets | $95,031,000 | 4,209 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $94,073,800 | 4,381 |
| Average Assets, quarterly | $97,439,500 | 4,373 |
| Volatile liabilities | $17,516,000 | 3,337 |
| Insider loans | $33,000 | 9,280 |
| FHLB advances | $11,292,000 | 397 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,141,000 | 5,661 |
| Tier 1 (core) risk-based capital | $14,836,000 | 2,861 |
| Tier 2 risk-based capital | $425,000 | 5,775 |
| Total risk weighted assets | $63,190,000 | 4,169 |
| Total unused commitments | $4,141,000 | 5,670 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 20 | 7,449 |
| Assets and Liabilities | ||
| Total Assets: | $88,754,000 | 4,902 |
| Cash and due from depository institutions | $684,000 | 7,449 |
| Interest-bearing balances | $394,000 | 3,322 |
| Securities | $3,522,000 | 10,359 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $81,209,000 | 3,355 |
| Loan loss allowance | $378,000 | 7,014 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $625,000 | 7,476 |
| Other real estate owned | $0 | 7,449 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,714,000 | 2,697 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,754,000 | 4,902 |
| Total liabilities | $75,163,000 | 5,120 |
| Total deposits | $65,083,000 | 5,489 |
| Interest-bearing deposits | $64,788,000 | 4,877 |
| Deposits held in domestic offices | $65,083,000 | 5,479 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $9,403,000 | 1,385 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $677,000 | 4,778 |
| Total equity capital | $13,591,000 | 3,264 |
| Total bank equity capital | $13,591,000 | 3,264 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $7,499,000 | 2,071 |
| Undivided profits | $6,091,000 | 3,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,532,000 | 1,895 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $622,000 | 3,715 |
| Earning assets | $85,125,000 | 4,737 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $84,470,000 | 4,917 |
| Average Assets, quarterly | $87,195,500 | 4,923 |
| Volatile liabilities | $14,526,000 | 3,695 |
| Insider loans | $40,000 | 9,632 |
| FHLB advances | $9,403,000 | 459 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,684,000 | 6,723 |
| Tier 1 (core) risk-based capital | $13,591,000 | 3,169 |
| Tier 2 risk-based capital | $342,000 | 6,729 |
| Total risk weighted assets | $57,675,000 | 4,547 |
| Total unused commitments | $2,684,000 | 6,736 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 19 | 7,970 |
| Assets and Liabilities | ||
| Total Assets: | $82,033,000 | 5,253 |
| Cash and due from depository institutions | $1,979,000 | 7,970 |
| Interest-bearing balances | $1,723,000 | 1,969 |
| Securities | $4,022,000 | 10,615 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $72,837,000 | 3,612 |
| Loan loss allowance | $245,000 | 8,819 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $702,000 | 7,264 |
| Other real estate owned | $71,000 | 7,970 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,422,000 | 3,067 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,033,000 | 5,253 |
| Total liabilities | $66,287,000 | 5,701 |
| Total deposits | $62,123,000 | 5,771 |
| Interest-bearing deposits | $61,859,000 | 5,165 |
| Deposits held in domestic offices | $62,123,000 | 5,761 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $3,603,000 | 1,898 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $561,000 | 5,756 |
| Total equity capital | $15,746,000 | 2,830 |
| Total bank equity capital | $15,746,000 | 2,830 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $7,499,000 | 2,075 |
| Undivided profits | $8,246,000 | 3,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,959,000 | 1,546 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $564,000 | 4,236 |
| Earning assets | $78,582,000 | 5,078 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $78,036,600 | 5,264 |
| Average Assets, quarterly | $80,958,000 | 5,252 |
| Volatile liabilities | $7,981,000 | 5,308 |
| Insider loans | $61,000 | 9,706 |
| FHLB advances | $3,603,000 | 579 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,640,000 | 7,911 |
| Tier 1 (core) risk-based capital | $15,746,000 | 2,722 |
| Tier 2 risk-based capital | $233,000 | 8,317 |
| Total risk weighted assets | $51,044,000 | 4,948 |
| Total unused commitments | $1,640,000 | 7,923 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 20 | 8,087 |
| Assets and Liabilities | ||
| Total Assets: | $72,682,000 | 5,748 |
| Cash and due from depository institutions | $920,000 | 8,087 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $2,533,000 | 11,867 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $66,034,000 | 3,866 |
| Loan loss allowance | $233,000 | 9,322 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $773,000 | 7,054 |
| Other real estate owned | $0 | 8,087 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,422,000 | 3,244 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,682,000 | 5,748 |
| Total liabilities | $65,257,000 | 5,792 |
| Total deposits | $55,854,000 | 6,278 |
| Interest-bearing deposits | $55,854,000 | 5,572 |
| Deposits held in domestic offices | $55,854,000 | 6,272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $9,042,000 | 1,303 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $361,000 | 6,512 |
| Total equity capital | $7,425,000 | 5,227 |
| Total bank equity capital | $7,425,000 | 5,227 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $7,425,000 | 3,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,049,000 | 2,543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $444,000 | 4,724 |
| Earning assets | $68,667,000 | 5,622 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $70,489,400 | 5,782 |
| Average Assets, quarterly | $71,625,500 | 5,786 |
| Volatile liabilities | $12,225,000 | 3,752 |
| Insider loans | $67,000 | 9,977 |
| FHLB advances | $9,042,000 | 487 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $939,000 | 9,268 |
| Tier 1 (core) risk-based capital | $7,425,000 | 5,325 |
| Tier 2 risk-based capital | $223,000 | 8,712 |
| Total risk weighted assets | $43,239,000 | 5,576 |
| Total unused commitments | $939,000 | 9,278 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 15 | 9,718 |
| Assets and Liabilities | ||
| Total Assets: | $69,803,000 | 6,084 |
| Cash and due from depository institutions | $2,079,000 | 9,718 |
| Interest-bearing balances | $1,758,000 | 2,599 |
| Securities | $4,037,000 | 11,717 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $60,882,000 | 4,071 |
| Loan loss allowance | $130,000 | 11,520 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $713,000 | 7,441 |
| Other real estate owned | $0 | 9,718 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,092,000 | 3,359 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,803,000 | 6,084 |
| Total liabilities | $63,167,000 | 6,083 |
| Total deposits | $56,732,000 | 6,422 |
| Interest-bearing deposits | $56,628,000 | 5,720 |
| Deposits held in domestic offices | $56,732,000 | 6,415 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,071,000 | 1,368 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $364,000 | 6,707 |
| Total equity capital | $6,636,000 | 5,879 |
| Total bank equity capital | $6,636,000 | 5,879 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $6,636,000 | 3,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,690,000 | 2,163 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $479,000 | 3,883 |
| Earning assets | $66,677,000 | 5,878 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $67,339,000 | 6,132 |
| Average Assets, quarterly | $69,436,000 | 6,055 |
| Volatile liabilities | $10,428,000 | 3,970 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $6,071,000 | 482 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,303,000 | 8,640 |
| Tier 1 (core) risk-based capital | $6,636,000 | 5,793 |
| Tier 2 risk-based capital | $120,000 | 11,139 |
| Total risk weighted assets | $39,253,000 | 5,980 |
| Total unused commitments | $1,303,000 | 8,666 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 14 | 10,332 |
| Assets and Liabilities | ||
| Total Assets: | $65,765,000 | 6,454 |
| Cash and due from depository institutions | $946,000 | 10,332 |
| Interest-bearing balances | $687,000 | 4,432 |
| Securities | $2,809,000 | 12,679 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $59,642,000 | 4,186 |
| Loan loss allowance | $84,000 | 12,863 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $427,000 | 9,455 |
| Other real estate owned | $0 | 10,332 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,941,000 | 3,673 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,765,000 | 6,454 |
| Total liabilities | $60,194,000 | 6,412 |
| Total deposits | $57,029,000 | 6,530 |
| Interest-bearing deposits | $56,985,000 | 5,823 |
| Deposits held in domestic offices | $57,029,000 | 6,520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,000,000 | 1,649 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $165,000 | 10,815 |
| Total equity capital | $5,571,000 | 6,552 |
| Total bank equity capital | $5,571,000 | 6,552 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $5,571,000 | 3,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,270,000 | 3,082 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $447,000 | 4,550 |
| Earning assets | $63,138,000 | 6,190 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $63,349,800 | 6,497 |
| Average Assets, quarterly | $65,466,500 | 6,405 |
| Volatile liabilities | $6,176,000 | 5,775 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $3,000,000 | 574 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,078,000 | 7,227 |
| Tier 1 (core) risk-based capital | $5,571,000 | 6,481 |
| Tier 2 risk-based capital | $74,000 | 12,629 |
| Total risk weighted assets | $39,118,000 | 6,035 |
| Total unused commitments | $2,078,000 | 7,258 |
| Derivatives | $0 | 651 |