Home > Fort Riley National Bank > Income and Expense
Fort Riley National Bank, Income and Expense
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $286,000 | 8,295 |
| Total interest expense | $37,000 | 8,594 |
| Net interest income | $249,000 | 7,981 |
| Provision for loan and lease losses | $42,000 | 3,489 |
| Total noninterest income | $788,000 | 1,535 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $541,000 | 784 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $247,000 | 2,210 |
| Total noninterest expense | $870,000 | 4,422 |
| Salaries and employee benefits | $338,000 | 5,552 |
| Premises and equipment expense | $92,000 | 5,213 |
| Additional noninterest expense | $440,000 | 2,862 |
| Pre-tax net operating income | $125,000 | 6,740 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $6,000 | 6,016 |
| Income before extraordinary items | $119,000 | 6,424 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $119,000 | 6,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 1,382 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $119,000 | 6,418 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,058,000 | 8,284 |
| Total interest expense | $132,000 | 8,566 |
| Net interest income | $926,000 | 8,048 |
| Provision for loan and lease losses | $88,000 | 5,023 |
| Total noninterest income | $3,219,000 | 1,516 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,351,000 | 733 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $868,000 | 2,421 |
| Total noninterest expense | $3,804,000 | 4,021 |
| Salaries and employee benefits | $1,261,000 | 5,626 |
| Premises and equipment expense | $624,000 | 3,536 |
| Additional noninterest expense | $1,919,000 | 2,586 |
| Pre-tax net operating income | $253,000 | 7,543 |
| Securities gains (losses) | $-27,000 | 7,960 |
| Applicable income taxes | $14,000 | 6,434 |
| Income before extraordinary items | $212,000 | 7,529 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $212,000 | 7,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,712 |
| Cash dividends | $130,000 | 5,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $237,380 | 7,406 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $778,000 | 8,336 |
| Total interest expense | $95,000 | 8,617 |
| Net interest income | $683,000 | 8,120 |
| Provision for loan and lease losses | $49,000 | 5,249 |
| Total noninterest income | $2,418,000 | 1,514 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,760,000 | 736 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $658,000 | 2,406 |
| Total noninterest expense | $2,910,000 | 3,922 |
| Salaries and employee benefits | $935,000 | 5,656 |
| Premises and equipment expense | $529,000 | 3,201 |
| Additional noninterest expense | $1,446,000 | 2,545 |
| Pre-tax net operating income | $142,000 | 7,861 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $9,000 | 6,562 |
| Income before extraordinary items | $133,000 | 7,792 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $133,000 | 7,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,359 |
| Cash dividends | $130,000 | 4,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $133,000 | 7,749 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $523,000 | 8,337 |
| Total interest expense | $62,000 | 8,631 |
| Net interest income | $461,000 | 8,124 |
| Provision for loan and lease losses | $29,000 | 5,376 |
| Total noninterest income | $1,544,000 | 1,556 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,118,000 | 754 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $426,000 | 2,433 |
| Total noninterest expense | $1,961,000 | 3,868 |
| Salaries and employee benefits | $620,000 | 5,646 |
| Premises and equipment expense | $369,000 | 3,055 |
| Additional noninterest expense | $972,000 | 2,508 |
| Pre-tax net operating income | $15,000 | 8,304 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,000 | 6,722 |
| Income before extraordinary items | $12,000 | 8,321 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $12,000 | 8,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,782 |
| Cash dividends | $130,000 | 4,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $12,000 | 8,289 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $264,000 | 8,402 |
| Total interest expense | $30,000 | 8,698 |
| Net interest income | $234,000 | 8,172 |
| Provision for loan and lease losses | $12,000 | 5,254 |
| Total noninterest income | $757,000 | 1,557 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $530,000 | 768 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $227,000 | 2,286 |
| Total noninterest expense | $942,000 | 4,023 |
| Salaries and employee benefits | $309,000 | 5,696 |
| Premises and equipment expense | $159,000 | 3,485 |
| Additional noninterest expense | $474,000 | 2,562 |
| Pre-tax net operating income | $37,000 | 8,060 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,000 | 6,630 |
| Income before extraordinary items | $35,000 | 8,014 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $35,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $35,000 | 7,987 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,026,000 | 8,369 |
| Total interest expense | $128,000 | 8,668 |
| Net interest income | $898,000 | 8,177 |
| Provision for loan and lease losses | $41,000 | 6,153 |
| Total noninterest income | $3,523,000 | 1,415 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,594,000 | 677 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $929,000 | 2,255 |
| Total noninterest expense | $3,653,000 | 4,026 |
| Salaries and employee benefits | $1,314,000 | 5,401 |
| Premises and equipment expense | $300,000 | 5,680 |
| Additional noninterest expense | $2,039,000 | 2,379 |
| Pre-tax net operating income | $727,000 | 6,023 |
| Securities gains (losses) | $-48,000 | 8,591 |
| Applicable income taxes | $34,000 | 6,272 |
| Income before extraordinary items | $645,000 | 5,801 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $645,000 | 5,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,645 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $690,600 | 5,560 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $750,000 | 8,434 |
| Total interest expense | $96,000 | 8,727 |
| Net interest income | $654,000 | 8,253 |
| Provision for loan and lease losses | $37,000 | 5,797 |
| Total noninterest income | $2,625,000 | 1,432 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,955,000 | 680 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $670,000 | 2,331 |
| Total noninterest expense | $2,717,000 | 4,029 |
| Salaries and employee benefits | $999,000 | 5,325 |
| Premises and equipment expense | $209,000 | 5,855 |
| Additional noninterest expense | $1,509,000 | 2,374 |
| Pre-tax net operating income | $525,000 | 6,212 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $26,000 | 6,375 |
| Income before extraordinary items | $500,000 | 5,811 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $500,000 | 5,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,250 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $499,050 | 5,749 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $489,000 | 8,517 |
| Total interest expense | $65,000 | 8,780 |
| Net interest income | $424,000 | 8,322 |
| Provision for loan and lease losses | $10,000 | 6,364 |
| Total noninterest income | $1,756,000 | 1,416 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,307,000 | 665 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $449,000 | 2,351 |
| Total noninterest expense | $1,838,000 | 4,005 |
| Salaries and employee benefits | $677,000 | 5,302 |
| Premises and equipment expense | $136,000 | 5,958 |
| Additional noninterest expense | $1,025,000 | 2,341 |
| Pre-tax net operating income | $332,000 | 6,294 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $17,000 | 6,384 |
| Income before extraordinary items | $316,000 | 5,916 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $316,000 | 5,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,267 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $315,050 | 5,835 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $234,000 | 8,600 |
| Total interest expense | $33,000 | 8,824 |
| Net interest income | $201,000 | 8,426 |
| Provision for loan and lease losses | $7,000 | 5,890 |
| Total noninterest income | $808,000 | 1,478 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $599,000 | 713 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $209,000 | 2,406 |
| Total noninterest expense | $943,000 | 3,945 |
| Salaries and employee benefits | $336,000 | 5,335 |
| Premises and equipment expense | $63,000 | 6,196 |
| Additional noninterest expense | $544,000 | 2,182 |
| Pre-tax net operating income | $59,000 | 7,777 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $4,000 | 6,676 |
| Income before extraordinary items | $56,000 | 7,659 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $56,000 | 7,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,902 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $55,070 | 7,604 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $934,000 | 8,644 |
| Total interest expense | $146,000 | 8,871 |
| Net interest income | $788,000 | 8,433 |
| Provision for loan and lease losses | $75,000 | 5,722 |
| Total noninterest income | $3,648,000 | 1,442 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,646,000 | 647 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,002,000 | 2,384 |
| Total noninterest expense | $3,840,000 | 3,827 |
| Salaries and employee benefits | $1,318,000 | 5,304 |
| Premises and equipment expense | $218,000 | 6,561 |
| Additional noninterest expense | $2,304,000 | 2,093 |
| Pre-tax net operating income | $521,000 | 6,598 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $152,000 | 5,256 |
| Income before extraordinary items | $370,000 | 6,943 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $370,000 | 6,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,889 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $369,290 | 6,799 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $704,000 | 8,724 |
| Total interest expense | $112,000 | 8,958 |
| Net interest income | $592,000 | 8,503 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $2,778,000 | 1,459 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,991,000 | 652 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $787,000 | 2,392 |
| Total noninterest expense | $2,839,000 | 3,857 |
| Salaries and employee benefits | $957,000 | 5,396 |
| Premises and equipment expense | $151,000 | 6,773 |
| Additional noninterest expense | $1,731,000 | 2,076 |
| Pre-tax net operating income | $486,000 | 6,344 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $147,000 | 5,126 |
| Income before extraordinary items | $340,000 | 6,711 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $340,000 | 6,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,021 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $339,300 | 6,543 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $468,000 | 8,770 |
| Total interest expense | $81,000 | 8,983 |
| Net interest income | $387,000 | 8,565 |
| Provision for loan and lease losses | $26,000 | 6,061 |
| Total noninterest income | $1,796,000 | 1,490 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,256,000 | 679 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $540,000 | 2,335 |
| Total noninterest expense | $1,868,000 | 3,881 |
| Salaries and employee benefits | $611,000 | 5,560 |
| Premises and equipment expense | $98,000 | 6,822 |
| Additional noninterest expense | $1,159,000 | 2,066 |
| Pre-tax net operating income | $289,000 | 6,564 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $84,000 | 5,355 |
| Income before extraordinary items | $205,000 | 6,926 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $205,000 | 6,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,336 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $205,000 | 6,725 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $225,000 | 8,859 |
| Total interest expense | $42,000 | 9,033 |
| Net interest income | $183,000 | 8,678 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $892,000 | 1,452 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $616,000 | 672 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $276,000 | 2,232 |
| Total noninterest expense | $900,000 | 3,989 |
| Salaries and employee benefits | $282,000 | 5,818 |
| Premises and equipment expense | $47,000 | 6,953 |
| Additional noninterest expense | $571,000 | 2,066 |
| Pre-tax net operating income | $160,000 | 6,337 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $46,000 | 5,224 |
| Income before extraordinary items | $114,000 | 6,644 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $114,000 | 6,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,762 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $114,000 | 6,475 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,001,000 | 8,856 |
| Total interest expense | $239,000 | 9,005 |
| Net interest income | $762,000 | 8,645 |
| Provision for loan and lease losses | $52,000 | 6,658 |
| Total noninterest income | $3,419,000 | 1,410 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,561,000 | 637 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $858,000 | 2,395 |
| Total noninterest expense | $3,594,000 | 3,875 |
| Salaries and employee benefits | $1,198,000 | 5,488 |
| Premises and equipment expense | $190,000 | 6,887 |
| Additional noninterest expense | $2,206,000 | 2,101 |
| Pre-tax net operating income | $535,000 | 6,635 |
| Securities gains (losses) | $-26,000 | 9,020 |
| Applicable income taxes | $136,000 | 5,634 |
| Income before extraordinary items | $373,000 | 6,968 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $373,000 | 6,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,060 |
| Cash dividends | $3,400,000 | 841 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $391,980 | 6,758 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,271,000 | 8,932 |
| Total interest expense | $405,000 | 9,157 |
| Net interest income | $866,000 | 8,549 |
| Provision for loan and lease losses | $17,000 | 7,683 |
| Total noninterest income | $3,263,000 | 1,386 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,502,000 | 604 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $761,000 | 2,461 |
| Total noninterest expense | $3,245,000 | 4,083 |
| Salaries and employee benefits | $1,131,000 | 5,538 |
| Premises and equipment expense | $210,000 | 6,654 |
| Additional noninterest expense | $1,904,000 | 2,345 |
| Pre-tax net operating income | $867,000 | 5,291 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $233,000 | 4,725 |
| Income before extraordinary items | $636,000 | 5,468 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $636,000 | 5,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,392 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $634,540 | 5,353 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,285,000 | 9,169 |
| Total interest expense | $440,000 | 9,355 |
| Net interest income | $845,000 | 8,801 |
| Provision for loan and lease losses | $27,000 | 7,347 |
| Total noninterest income | $2,911,000 | 1,389 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,524,000 | 530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $387,000 | 3,430 |
| Total noninterest expense | $2,812,000 | 4,461 |
| Salaries and employee benefits | $1,037,000 | 5,782 |
| Premises and equipment expense | $186,000 | 6,980 |
| Additional noninterest expense | $1,589,000 | 2,667 |
| Pre-tax net operating income | $917,000 | 5,487 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $268,000 | 4,834 |
| Income before extraordinary items | $649,000 | 5,627 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $649,000 | 5,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,170 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $649,000 | 5,636 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,203,000 | 9,417 |
| Total interest expense | $418,000 | 9,611 |
| Net interest income | $785,000 | 9,094 |
| Provision for loan and lease losses | $23,000 | 7,570 |
| Total noninterest income | $2,493,000 | 1,573 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,120,000 | 622 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $373,000 | 3,566 |
| Total noninterest expense | $2,479,000 | 4,917 |
| Salaries and employee benefits | $956,000 | 6,067 |
| Premises and equipment expense | $170,000 | 7,325 |
| Additional noninterest expense | $1,353,000 | 3,121 |
| Pre-tax net operating income | $776,000 | 6,018 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $239,000 | 5,318 |
| Income before extraordinary items | $537,000 | 6,221 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $537,000 | 6,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,737 |
| Cash dividends | $430,000 | 3,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $537,000 | 6,207 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,250,000 | 9,597 |
| Total interest expense | $468,000 | 9,757 |
| Net interest income | $782,000 | 9,305 |
| Provision for loan and lease losses | $16,000 | 7,917 |
| Total noninterest income | $2,238,000 | 1,677 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,928,000 | 637 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $310,000 | 3,951 |
| Total noninterest expense | $2,267,000 | 5,104 |
| Salaries and employee benefits | $889,000 | 6,259 |
| Premises and equipment expense | $280,000 | 5,588 |
| Additional noninterest expense | $1,098,000 | 3,626 |
| Pre-tax net operating income | $737,000 | 6,349 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $228,000 | 5,854 |
| Income before extraordinary items | $509,000 | 6,560 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $509,000 | 6,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,453 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $509,000 | 6,443 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,307,000 | 9,924 |
| Total interest expense | $523,000 | 10,040 |
| Net interest income | $784,000 | 9,711 |
| Provision for loan and lease losses | $15,000 | 8,110 |
| Total noninterest income | $1,998,000 | 1,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,783,000 | 714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 4,789 |
| Total noninterest expense | $2,017,000 | 5,632 |
| Salaries and employee benefits | $801,000 | 6,775 |
| Premises and equipment expense | $269,000 | 5,812 |
| Additional noninterest expense | $947,000 | 4,107 |
| Pre-tax net operating income | $750,000 | 6,778 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $293,000 | 5,795 |
| Income before extraordinary items | $457,000 | 7,250 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $457,000 | 7,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,655 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $457,000 | 7,199 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,388,000 | 10,266 |
| Total interest expense | $533,000 | 10,484 |
| Net interest income | $855,000 | 9,946 |
| Provision for loan and lease losses | $32,000 | 7,338 |
| Total noninterest income | $1,876,000 | 1,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,654,000 | 799 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $222,000 | 4,890 |
| Total noninterest expense | $2,051,000 | 5,842 |
| Salaries and employee benefits | $831,000 | 6,827 |
| Premises and equipment expense | $253,000 | 6,211 |
| Additional noninterest expense | $967,000 | 4,527 |
| Pre-tax net operating income | $648,000 | 7,188 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $195,000 | 7,216 |
| Income before extraordinary items | $453,000 | 7,209 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $453,000 | 7,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,399 |
| Cash dividends | $1,750,000 | 1,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $453,000 | 7,165 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,606,000 | 10,336 |
| Total interest expense | $657,000 | 10,458 |
| Net interest income | $949,000 | 10,085 |
| Provision for loan and lease losses | $13,000 | 8,094 |
| Total noninterest income | $2,029,000 | 1,812 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,813,000 | 739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 4,903 |
| Total noninterest expense | $2,055,000 | 5,861 |
| Salaries and employee benefits | $815,000 | 7,025 |
| Premises and equipment expense | $258,000 | 6,220 |
| Additional noninterest expense | $982,000 | 4,419 |
| Pre-tax net operating income | $910,000 | 6,371 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $314,000 | 5,842 |
| Income before extraordinary items | $596,000 | 6,636 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $596,000 | 6,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,457 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $596,000 | 6,620 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,444,000 | 10,842 |
| Total interest expense | $567,000 | 10,760 |
| Net interest income | $877,000 | 10,797 |
| Provision for loan and lease losses | $55,000 | 5,922 |
| Total noninterest income | $2,338,000 | 1,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,127,000 | 648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 5,099 |
| Total noninterest expense | $2,118,000 | 5,920 |
| Salaries and employee benefits | $819,000 | 7,089 |
| Premises and equipment expense | $247,000 | 6,567 |
| Additional noninterest expense | $1,052,000 | 4,512 |
| Pre-tax net operating income | $1,042,000 | 5,788 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $394,000 | 4,811 |
| Income before extraordinary items | $648,000 | 6,235 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $648,000 | 6,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,150 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $648,000 | 6,305 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,243,000 | 11,797 |
| Total interest expense | $474,000 | 11,813 |
| Net interest income | $769,000 | 11,618 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $2,233,000 | 1,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,021,000 | 676 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 5,484 |
| Total noninterest expense | $2,039,000 | 6,226 |
| Salaries and employee benefits | $760,000 | 7,578 |
| Premises and equipment expense | $273,000 | 6,295 |
| Additional noninterest expense | $1,006,000 | 4,895 |
| Pre-tax net operating income | $963,000 | 6,056 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $365,000 | 5,342 |
| Income before extraordinary items | $598,000 | 6,795 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $598,000 | 6,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 7,087 |
| Cash dividends | $1,000,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $598,000 | 6,549 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 12,291 |
| Total interest expense | $527,000 | 12,639 |
| Net interest income | $821,000 | 11,825 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $2,006,000 | 1,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,766,000 | 748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $240,000 | 5,106 |
| Total noninterest expense | $1,932,000 | 6,557 |
| Salaries and employee benefits | $752,000 | 7,591 |
| Premises and equipment expense | $250,000 | 6,773 |
| Additional noninterest expense | $930,000 | 5,374 |
| Pre-tax net operating income | $885,000 | 6,166 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $375,000 | 5,040 |
| Income before extraordinary items | $517,000 | 7,180 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $517,000 | 7,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $512,520 | 6,847 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.