Home > Fort Lee Federal Savings Bank, FSB > Income and Expense
Fort Lee Federal Savings Bank, FSB, Income and Expense
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $305,000 | 6,883 |
| Total interest expense | $151,000 | 5,078 |
| Net interest income | $154,000 | 7,132 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $124,000 | 4,584 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $13,000 | 6,301 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $111,000 | 3,544 |
| Total noninterest expense | $515,000 | 5,712 |
| Salaries and employee benefits | $217,000 | 6,081 |
| Premises and equipment expense | $112,000 | 4,154 |
| Additional noninterest expense | $186,000 | 5,516 |
| Pre-tax net operating income | $-237,000 | 6,892 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-237,000 | 6,934 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-237,000 | 6,935 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-237,000 | 6,935 |
| Net charge-offs | $853,000 | 749 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-237,000 | 6,895 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,982,000 | 6,459 |
| Total interest expense | $723,000 | 5,132 |
| Net interest income | $1,259,000 | 6,727 |
| Provision for loan and lease losses | $877,000 | 2,614 |
| Total noninterest income | $534,000 | 4,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $534,000 | 3,020 |
| Total noninterest expense | $2,802,000 | 5,060 |
| Salaries and employee benefits | $970,000 | 5,923 |
| Premises and equipment expense | $742,000 | 3,068 |
| Additional noninterest expense | $1,090,000 | 4,711 |
| Pre-tax net operating income | $-1,886,000 | 6,772 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $938,000 | 1,400 |
| Income before extraordinary items | $-2,824,000 | 6,932 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,824,000 | 6,933 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,824,000 | 6,933 |
| Net charge-offs | $1,096,000 | 2,257 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-2,824,000 | 6,913 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,507,000 | 6,504 |
| Total interest expense | $547,000 | 5,236 |
| Net interest income | $960,000 | 6,762 |
| Provision for loan and lease losses | $488,000 | 2,914 |
| Total noninterest income | $400,000 | 4,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $400,000 | 3,043 |
| Total noninterest expense | $2,111,000 | 5,056 |
| Salaries and employee benefits | $771,000 | 5,833 |
| Premises and equipment expense | $586,000 | 2,993 |
| Additional noninterest expense | $754,000 | 4,923 |
| Pre-tax net operating income | $-1,239,000 | 6,859 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-527,000 | 7,222 |
| Income before extraordinary items | $-712,000 | 6,774 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-712,000 | 6,774 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-712,000 | 6,774 |
| Net charge-offs | $707,000 | 2,276 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-712,000 | 6,733 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $991,000 | 6,584 |
| Total interest expense | $366,000 | 5,329 |
| Net interest income | $625,000 | 6,847 |
| Provision for loan and lease losses | $338,000 | 2,812 |
| Total noninterest income | $267,000 | 4,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $267,000 | 3,065 |
| Total noninterest expense | $1,368,000 | 5,183 |
| Salaries and employee benefits | $537,000 | 5,805 |
| Premises and equipment expense | $420,000 | 2,837 |
| Additional noninterest expense | $411,000 | 5,464 |
| Pre-tax net operating income | $-814,000 | 6,918 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-325,000 | 7,275 |
| Income before extraordinary items | $-489,000 | 6,839 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-489,000 | 6,838 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-489,000 | 6,839 |
| Net charge-offs | $508,000 | 2,121 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-489,000 | 6,825 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $487,000 | 6,653 |
| Total interest expense | $184,000 | 5,417 |
| Net interest income | $303,000 | 6,914 |
| Provision for loan and lease losses | $126,000 | 3,053 |
| Total noninterest income | $138,000 | 4,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $138,000 | 3,046 |
| Total noninterest expense | $663,000 | 5,289 |
| Salaries and employee benefits | $273,000 | 5,813 |
| Premises and equipment expense | $165,000 | 3,456 |
| Additional noninterest expense | $225,000 | 5,252 |
| Pre-tax net operating income | $-348,000 | 6,986 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-139,000 | 7,332 |
| Income before extraordinary items | $-209,000 | 6,893 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-209,000 | 6,893 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-209,000 | 6,893 |
| Net charge-offs | $395,000 | 1,533 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-209,000 | 6,881 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,659,000 | 5,618 |
| Total interest expense | $1,060,000 | 5,092 |
| Net interest income | $2,599,000 | 5,686 |
| Provision for loan and lease losses | $3,061,000 | 1,591 |
| Total noninterest income | $568,000 | 4,350 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $568,000 | 2,998 |
| Total noninterest expense | $2,310,000 | 5,683 |
| Salaries and employee benefits | $1,022,000 | 5,978 |
| Premises and equipment expense | $579,000 | 3,808 |
| Additional noninterest expense | $709,000 | 5,864 |
| Pre-tax net operating income | $-2,204,000 | 6,807 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-877,000 | 7,290 |
| Income before extraordinary items | $-1,327,000 | 6,701 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,327,000 | 6,701 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,327,000 | 6,702 |
| Net charge-offs | $2,867,000 | 1,505 |
| Cash dividends | $42,000 | 3,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,327,000 | 6,677 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,796,000 | 5,674 |
| Total interest expense | $857,000 | 5,083 |
| Net interest income | $1,939,000 | 5,777 |
| Provision for loan and lease losses | $359,000 | 4,081 |
| Total noninterest income | $422,000 | 4,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $422,000 | 3,037 |
| Total noninterest expense | $1,699,000 | 5,760 |
| Salaries and employee benefits | $746,000 | 6,086 |
| Premises and equipment expense | $418,000 | 3,981 |
| Additional noninterest expense | $535,000 | 5,894 |
| Pre-tax net operating income | $303,000 | 4,851 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $124,000 | 2,956 |
| Income before extraordinary items | $179,000 | 5,390 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $179,000 | 5,392 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $179,000 | 5,393 |
| Net charge-offs | $341,000 | 3,561 |
| Cash dividends | $42,000 | 3,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $179,000 | 5,231 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,914,000 | 5,643 |
| Total interest expense | $617,000 | 5,002 |
| Net interest income | $1,297,000 | 5,785 |
| Provision for loan and lease losses | $259,000 | 3,846 |
| Total noninterest income | $275,000 | 4,442 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $275,000 | 2,980 |
| Total noninterest expense | $1,113,000 | 5,848 |
| Salaries and employee benefits | $505,000 | 6,094 |
| Premises and equipment expense | $263,000 | 4,150 |
| Additional noninterest expense | $345,000 | 5,987 |
| Pre-tax net operating income | $200,000 | 4,941 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $80,000 | 2,967 |
| Income before extraordinary items | $120,000 | 5,417 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $120,000 | 5,419 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $120,000 | 5,419 |
| Net charge-offs | $130,000 | 3,972 |
| Cash dividends | $35,000 | 3,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $120,000 | 5,286 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $972,000 | 5,677 |
| Total interest expense | $322,000 | 5,015 |
| Net interest income | $650,000 | 5,811 |
| Provision for loan and lease losses | $259,000 | 2,627 |
| Total noninterest income | $122,000 | 4,681 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $122,000 | 3,175 |
| Total noninterest expense | $566,000 | 5,878 |
| Salaries and employee benefits | $268,000 | 6,059 |
| Premises and equipment expense | $124,000 | 4,388 |
| Additional noninterest expense | $174,000 | 6,010 |
| Pre-tax net operating income | $-53,000 | 6,509 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-21,000 | 7,203 |
| Income before extraordinary items | $-32,000 | 6,542 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-32,000 | 6,544 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-32,000 | 6,543 |
| Net charge-offs | $-5,000 | 7,295 |
| Cash dividends | $17,000 | 2,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-32,000 | 6,466 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,726,000 | 5,877 |
| Total interest expense | $1,772,000 | 4,776 |
| Net interest income | $1,954,000 | 6,397 |
| Provision for loan and lease losses | $324,000 | 5,167 |
| Total noninterest income | $347,000 | 5,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $347,000 | 3,747 |
| Total noninterest expense | $1,749,000 | 6,500 |
| Salaries and employee benefits | $897,000 | 6,465 |
| Premises and equipment expense | $306,000 | 5,601 |
| Additional noninterest expense | $546,000 | 6,640 |
| Pre-tax net operating income | $228,000 | 4,721 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $79,000 | 3,008 |
| Income before extraordinary items | $149,000 | 4,987 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $149,000 | 4,987 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $149,000 | 4,987 |
| Net charge-offs | $218,000 | 4,889 |
| Cash dividends | $47,000 | 4,428 |
| Sale, conversion, retirement of capital stock, net | $1,301,000 | 393 |
| Net operating income | $149,000 | 4,922 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,746,000 | 5,990 |
| Total interest expense | $1,428,000 | 4,735 |
| Net interest income | $1,318,000 | 6,653 |
| Provision for loan and lease losses | $224,000 | 5,023 |
| Total noninterest income | $246,000 | 5,549 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $246,000 | 3,937 |
| Total noninterest expense | $1,218,000 | 6,676 |
| Salaries and employee benefits | $652,000 | 6,572 |
| Premises and equipment expense | $217,000 | 5,784 |
| Additional noninterest expense | $349,000 | 6,921 |
| Pre-tax net operating income | $122,000 | 5,209 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $37,000 | 3,497 |
| Income before extraordinary items | $85,000 | 5,384 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $85,000 | 5,384 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $85,000 | 5,384 |
| Net charge-offs | $129,000 | 4,807 |
| Cash dividends | $29,000 | 4,029 |
| Sale, conversion, retirement of capital stock, net | $1,301,000 | 319 |
| Net operating income | $85,000 | 5,329 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 6,087 |
| Total interest expense | $1,006,000 | 4,715 |
| Net interest income | $789,000 | 6,870 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $168,000 | 5,527 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $168,000 | 3,920 |
| Total noninterest expense | $809,000 | 6,737 |
| Salaries and employee benefits | $428,000 | 6,676 |
| Premises and equipment expense | $138,000 | 5,946 |
| Additional noninterest expense | $243,000 | 6,898 |
| Pre-tax net operating income | $88,000 | 5,299 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $35,000 | 3,384 |
| Income before extraordinary items | $53,000 | 5,556 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $53,000 | 5,553 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $53,000 | 5,553 |
| Net charge-offs | $8,000 | 6,088 |
| Cash dividends | $8,000 | 3,940 |
| Sale, conversion, retirement of capital stock, net | $1,301,000 | 257 |
| Net operating income | $53,000 | 5,481 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $874,000 | 6,184 |
| Total interest expense | $513,000 | 4,774 |
| Net interest income | $361,000 | 7,067 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $88,000 | 5,422 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $88,000 | 3,856 |
| Total noninterest expense | $401,000 | 6,739 |
| Salaries and employee benefits | $205,000 | 6,800 |
| Premises and equipment expense | $70,000 | 5,952 |
| Additional noninterest expense | $126,000 | 6,699 |
| Pre-tax net operating income | $18,000 | 6,039 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $7,000 | 4,167 |
| Income before extraordinary items | $11,000 | 6,264 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $11,000 | 6,266 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $11,000 | 6,266 |
| Net charge-offs | $-3,000 | 7,537 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $11,000 | 6,112 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,285,000 | 6,441 |
| Total interest expense | $2,058,000 | 5,220 |
| Net interest income | $1,227,000 | 7,325 |
| Provision for loan and lease losses | $6,000 | 7,236 |
| Total noninterest income | $291,000 | 5,872 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $291,000 | 4,159 |
| Total noninterest expense | $1,421,000 | 6,974 |
| Salaries and employee benefits | $787,000 | 6,943 |
| Premises and equipment expense | $271,000 | 6,050 |
| Additional noninterest expense | $363,000 | 7,190 |
| Pre-tax net operating income | $91,000 | 6,049 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $36,000 | 4,023 |
| Income before extraordinary items | $55,000 | 6,024 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $55,000 | 6,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 5,360 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $55,000 | 6,168 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,446,000 | 6,514 |
| Total interest expense | $1,548,000 | 5,355 |
| Net interest income | $898,000 | 7,426 |
| Provision for loan and lease losses | $6,000 | 6,851 |
| Total noninterest income | $211,000 | 6,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $211,000 | 4,315 |
| Total noninterest expense | $1,058,000 | 6,999 |
| Salaries and employee benefits | $597,000 | 6,919 |
| Premises and equipment expense | $201,000 | 6,091 |
| Additional noninterest expense | $260,000 | 7,263 |
| Pre-tax net operating income | $45,000 | 6,602 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $18,000 | 4,637 |
| Income before extraordinary items | $27,000 | 6,505 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $27,000 | 6,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,164 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $27,000 | 6,666 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,608,000 | 6,625 |
| Total interest expense | $1,057,000 | 5,436 |
| Net interest income | $551,000 | 7,573 |
| Provision for loan and lease losses | $6,000 | 6,439 |
| Total noninterest income | $129,000 | 6,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $129,000 | 4,569 |
| Total noninterest expense | $676,000 | 7,135 |
| Salaries and employee benefits | $377,000 | 7,079 |
| Premises and equipment expense | $135,000 | 6,111 |
| Additional noninterest expense | $164,000 | 7,375 |
| Pre-tax net operating income | $-2,000 | 6,956 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-1,000 | 7,539 |
| Income before extraordinary items | $-1,000 | 7,015 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,000 | 7,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,516 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,000 | 6,968 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $796,000 | 6,719 |
| Total interest expense | $552,000 | 5,513 |
| Net interest income | $244,000 | 7,776 |
| Provision for loan and lease losses | $6,000 | 5,669 |
| Total noninterest income | $67,000 | 6,189 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $67,000 | 4,495 |
| Total noninterest expense | $337,000 | 7,164 |
| Salaries and employee benefits | $191,000 | 7,095 |
| Premises and equipment expense | $73,000 | 5,950 |
| Additional noninterest expense | $73,000 | 7,561 |
| Pre-tax net operating income | $-32,000 | 7,333 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-13,000 | 7,862 |
| Income before extraordinary items | $-19,000 | 7,385 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-19,000 | 7,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-19,000 | 7,313 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,201,000 | 6,717 |
| Total interest expense | $2,113,000 | 5,708 |
| Net interest income | $1,088,000 | 7,628 |
| Provision for loan and lease losses | $217,000 | 3,744 |
| Total noninterest income | $281,000 | 6,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $281,000 | 4,364 |
| Total noninterest expense | $1,335,000 | 7,158 |
| Salaries and employee benefits | $721,000 | 7,198 |
| Premises and equipment expense | $258,000 | 6,176 |
| Additional noninterest expense | $356,000 | 7,272 |
| Pre-tax net operating income | $-183,000 | 7,631 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-36,000 | 7,904 |
| Income before extraordinary items | $-147,000 | 7,669 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-147,000 | 7,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,631 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-147,000 | 7,651 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,408,000 | 6,742 |
| Total interest expense | $1,572,000 | 5,748 |
| Net interest income | $836,000 | 7,646 |
| Provision for loan and lease losses | $212,000 | 2,907 |
| Total noninterest income | $207,000 | 6,232 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $207,000 | 4,425 |
| Total noninterest expense | $938,000 | 7,263 |
| Salaries and employee benefits | $531,000 | 7,200 |
| Premises and equipment expense | $177,000 | 6,379 |
| Additional noninterest expense | $230,000 | 7,495 |
| Pre-tax net operating income | $-107,000 | 7,811 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-6,000 | 8,005 |
| Income before extraordinary items | $-101,000 | 7,853 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-101,000 | 7,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,644 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-101,000 | 7,838 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,572,000 | 6,819 |
| Total interest expense | $1,037,000 | 5,776 |
| Net interest income | $535,000 | 7,763 |
| Provision for loan and lease losses | $201,000 | 2,148 |
| Total noninterest income | $132,000 | 6,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $132,000 | 4,559 |
| Total noninterest expense | $601,000 | 7,391 |
| Salaries and employee benefits | $353,000 | 7,259 |
| Premises and equipment expense | $116,000 | 6,453 |
| Additional noninterest expense | $132,000 | 7,728 |
| Pre-tax net operating income | $-135,000 | 8,026 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-18,000 | 8,190 |
| Income before extraordinary items | $-117,000 | 8,026 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-117,000 | 8,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,999 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-117,000 | 8,019 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $768,000 | 6,903 |
| Total interest expense | $512,000 | 5,792 |
| Net interest income | $256,000 | 7,879 |
| Provision for loan and lease losses | $190,000 | 1,217 |
| Total noninterest income | $64,000 | 6,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $64,000 | 4,621 |
| Total noninterest expense | $298,000 | 7,441 |
| Salaries and employee benefits | $175,000 | 7,323 |
| Premises and equipment expense | $58,000 | 6,480 |
| Additional noninterest expense | $65,000 | 7,773 |
| Pre-tax net operating income | $-168,000 | 8,260 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-31,000 | 8,360 |
| Income before extraordinary items | $-137,000 | 8,248 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-137,000 | 8,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-137,000 | 8,236 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,759,000 | 6,965 |
| Total interest expense | $1,622,000 | 5,927 |
| Net interest income | $1,137,000 | 7,665 |
| Provision for loan and lease losses | $78,000 | 5,050 |
| Total noninterest income | $386,000 | 5,682 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $386,000 | 3,794 |
| Total noninterest expense | $1,170,000 | 7,439 |
| Salaries and employee benefits | $658,000 | 7,408 |
| Premises and equipment expense | $211,000 | 6,607 |
| Additional noninterest expense | $301,000 | 7,583 |
| Pre-tax net operating income | $275,000 | 7,183 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $110,000 | 4,896 |
| Income before extraordinary items | $163,000 | 7,425 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $163,000 | 7,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $164,280 | 7,415 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,983,000 | 7,081 |
| Total interest expense | $1,105,000 | 6,109 |
| Net interest income | $878,000 | 7,685 |
| Provision for loan and lease losses | $73,000 | 4,614 |
| Total noninterest income | $289,000 | 5,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $289,000 | 3,803 |
| Total noninterest expense | $872,000 | 7,455 |
| Salaries and employee benefits | $486,000 | 7,434 |
| Premises and equipment expense | $157,000 | 6,650 |
| Additional noninterest expense | $229,000 | 7,556 |
| Pre-tax net operating income | $222,000 | 7,333 |
| Securities gains (losses) | $-15,000 | 7,737 |
| Applicable income taxes | $84,000 | 5,083 |
| Income before extraordinary items | $123,000 | 7,612 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $123,000 | 7,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $132,600 | 7,566 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,225,000 | 7,224 |
| Total interest expense | $647,000 | 6,303 |
| Net interest income | $578,000 | 7,758 |
| Provision for loan and lease losses | $35,000 | 4,878 |
| Total noninterest income | $221,000 | 5,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $221,000 | 3,549 |
| Total noninterest expense | $603,000 | 7,414 |
| Salaries and employee benefits | $342,000 | 7,351 |
| Premises and equipment expense | $103,000 | 6,692 |
| Additional noninterest expense | $158,000 | 7,528 |
| Pre-tax net operating income | $161,000 | 7,313 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $66,000 | 4,985 |
| Income before extraordinary items | $95,000 | 7,564 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $95,000 | 7,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $95,000 | 7,573 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $589,000 | 7,301 |
| Total interest expense | $301,000 | 6,378 |
| Net interest income | $288,000 | 7,783 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $123,000 | 5,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $123,000 | 3,340 |
| Total noninterest expense | $295,000 | 7,465 |
| Salaries and employee benefits | $168,000 | 7,398 |
| Premises and equipment expense | $52,000 | 6,673 |
| Additional noninterest expense | $75,000 | 7,620 |
| Pre-tax net operating income | $106,000 | 6,982 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $43,000 | 4,670 |
| Income before extraordinary items | $63,000 | 7,309 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $63,000 | 7,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $63,000 | 7,318 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,772,000 | 7,662 |
| Total interest expense | $765,000 | 6,880 |
| Net interest income | $1,007,000 | 7,923 |
| Provision for loan and lease losses | $43,000 | 5,912 |
| Total noninterest income | $143,000 | 7,566 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $143,000 | 5,813 |
| Total noninterest expense | $1,159,000 | 7,465 |
| Salaries and employee benefits | $639,000 | 7,480 |
| Premises and equipment expense | $214,000 | 6,582 |
| Additional noninterest expense | $306,000 | 7,608 |
| Pre-tax net operating income | $-52,000 | 8,301 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-24,000 | 8,509 |
| Income before extraordinary items | $-28,000 | 8,313 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-28,000 | 8,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,857 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-28,000 | 8,287 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 7,766 |
| Total interest expense | $507,000 | 7,051 |
| Net interest income | $746,000 | 7,995 |
| Provision for loan and lease losses | $35,000 | 5,685 |
| Total noninterest income | $111,000 | 7,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $111,000 | 5,769 |
| Total noninterest expense | $857,000 | 7,485 |
| Salaries and employee benefits | $488,000 | 7,421 |
| Premises and equipment expense | $148,000 | 6,747 |
| Additional noninterest expense | $221,000 | 7,677 |
| Pre-tax net operating income | $-35,000 | 8,374 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-17,000 | 8,625 |
| Income before extraordinary items | $-18,000 | 8,373 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-18,000 | 8,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,898 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-18,000 | 8,348 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $793,000 | 7,827 |
| Total interest expense | $298,000 | 7,199 |
| Net interest income | $495,000 | 8,013 |
| Provision for loan and lease losses | $26,000 | 5,434 |
| Total noninterest income | $74,000 | 7,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $74,000 | 5,767 |
| Total noninterest expense | $553,000 | 7,561 |
| Salaries and employee benefits | $325,000 | 7,426 |
| Premises and equipment expense | $97,000 | 6,763 |
| Additional noninterest expense | $131,000 | 7,848 |
| Pre-tax net operating income | $-10,000 | 8,378 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-7,000 | 8,618 |
| Income before extraordinary items | $-3,000 | 8,380 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-3,000 | 8,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,194 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-3,000 | 8,350 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $384,000 | 7,919 |
| Total interest expense | $127,000 | 7,465 |
| Net interest income | $257,000 | 8,031 |
| Provision for loan and lease losses | $17,000 | 4,817 |
| Total noninterest income | $39,000 | 7,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $39,000 | 5,696 |
| Total noninterest expense | $281,000 | 7,579 |
| Salaries and employee benefits | $162,000 | 7,489 |
| Premises and equipment expense | $49,000 | 6,814 |
| Additional noninterest expense | $70,000 | 7,797 |
| Pre-tax net operating income | $-2,000 | 8,441 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-4,000 | 8,666 |
| Income before extraordinary items | $2,000 | 8,433 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,000 | 8,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,000 | 8,406 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,381,000 | 8,030 |
| Total interest expense | $458,000 | 7,466 |
| Net interest income | $923,000 | 8,134 |
| Provision for loan and lease losses | $64,000 | 5,604 |
| Total noninterest income | $109,000 | 7,985 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $109,000 | 6,276 |
| Total noninterest expense | $920,000 | 7,947 |
| Salaries and employee benefits | $528,000 | 7,903 |
| Premises and equipment expense | $163,000 | 7,196 |
| Additional noninterest expense | $229,000 | 8,123 |
| Pre-tax net operating income | $48,000 | 8,255 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $20,000 | 6,539 |
| Income before extraordinary items | $28,000 | 8,351 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $28,000 | 8,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,475 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $28,000 | 8,316 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,013,000 | 8,093 |
| Total interest expense | $342,000 | 7,495 |
| Net interest income | $671,000 | 8,219 |
| Provision for loan and lease losses | $9,000 | 6,765 |
| Total noninterest income | $80,000 | 8,071 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $80,000 | 6,308 |
| Total noninterest expense | $668,000 | 7,987 |
| Salaries and employee benefits | $379,000 | 7,943 |
| Premises and equipment expense | $121,000 | 7,179 |
| Additional noninterest expense | $168,000 | 8,157 |
| Pre-tax net operating income | $74,000 | 8,233 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $30,000 | 6,288 |
| Income before extraordinary items | $44,000 | 8,341 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $44,000 | 8,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $44,000 | 8,295 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $669,000 | 8,159 |
| Total interest expense | $232,000 | 7,542 |
| Net interest income | $437,000 | 8,299 |
| Provision for loan and lease losses | $6,000 | 6,548 |
| Total noninterest income | $40,000 | 8,398 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $40,000 | 6,793 |
| Total noninterest expense | $429,000 | 8,106 |
| Salaries and employee benefits | $249,000 | 8,025 |
| Premises and equipment expense | $80,000 | 7,223 |
| Additional noninterest expense | $100,000 | 8,355 |
| Pre-tax net operating income | $42,000 | 8,290 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $18,000 | 6,344 |
| Income before extraordinary items | $24,000 | 8,425 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $24,000 | 8,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $24,000 | 8,362 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $342,000 | 8,176 |
| Total interest expense | $122,000 | 7,488 |
| Net interest income | $220,000 | 8,330 |
| Provision for loan and lease losses | $2,000 | 6,358 |
| Total noninterest income | $16,000 | 8,578 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $16,000 | 7,156 |
| Total noninterest expense | $203,000 | 8,217 |
| Salaries and employee benefits | $123,000 | 8,070 |
| Premises and equipment expense | $41,000 | 7,205 |
| Additional noninterest expense | $39,000 | 8,657 |
| Pre-tax net operating income | $31,000 | 8,172 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $13,000 | 6,097 |
| Income before extraordinary items | $18,000 | 8,359 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $18,000 | 8,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $18,000 | 8,294 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,399,000 | 8,177 |
| Total interest expense | $575,000 | 7,476 |
| Net interest income | $824,000 | 8,377 |
| Provision for loan and lease losses | $79,000 | 5,663 |
| Total noninterest income | $65,000 | 8,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $65,000 | 7,218 |
| Total noninterest expense | $734,000 | 8,387 |
| Salaries and employee benefits | $427,000 | 8,317 |
| Premises and equipment expense | $116,000 | 7,857 |
| Additional noninterest expense | $191,000 | 8,503 |
| Pre-tax net operating income | $76,000 | 8,291 |
| Securities gains (losses) | $-17,000 | 8,841 |
| Applicable income taxes | $50,000 | 6,270 |
| Income before extraordinary items | $9,000 | 8,595 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $9,000 | 8,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $19,880 | 8,478 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,060,000 | 8,243 |
| Total interest expense | $447,000 | 7,547 |
| Net interest income | $613,000 | 8,461 |
| Provision for loan and lease losses | $10,000 | 7,100 |
| Total noninterest income | $56,000 | 8,631 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $56,000 | 7,052 |
| Total noninterest expense | $528,000 | 8,460 |
| Salaries and employee benefits | $336,000 | 8,263 |
| Premises and equipment expense | $78,000 | 8,039 |
| Additional noninterest expense | $114,000 | 8,777 |
| Pre-tax net operating income | $131,000 | 8,072 |
| Securities gains (losses) | $-17,000 | 8,995 |
| Applicable income taxes | $47,000 | 6,257 |
| Income before extraordinary items | $67,000 | 8,430 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $67,000 | 8,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $77,880 | 8,250 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $716,000 | 8,277 |
| Total interest expense | $316,000 | 7,544 |
| Net interest income | $400,000 | 8,521 |
| Provision for loan and lease losses | $8,000 | 6,936 |
| Total noninterest income | $41,000 | 8,553 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $41,000 | 6,905 |
| Total noninterest expense | $358,000 | 8,457 |
| Salaries and employee benefits | $229,000 | 8,265 |
| Premises and equipment expense | $46,000 | 8,198 |
| Additional noninterest expense | $83,000 | 8,698 |
| Pre-tax net operating income | $75,000 | 8,199 |
| Securities gains (losses) | $7,000 | 3,077 |
| Applicable income taxes | $34,000 | 6,245 |
| Income before extraordinary items | $48,000 | 8,440 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $48,000 | 8,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $43,520 | 8,352 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $367,000 | 8,306 |
| Total interest expense | $170,000 | 7,484 |
| Net interest income | $197,000 | 8,580 |
| Provision for loan and lease losses | $4,000 | 6,606 |
| Total noninterest income | $16,000 | 8,775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 7,254 |
| Total noninterest expense | $174,000 | 8,537 |
| Salaries and employee benefits | $110,000 | 8,356 |
| Premises and equipment expense | $34,000 | 7,649 |
| Additional noninterest expense | $30,000 | 9,016 |
| Pre-tax net operating income | $35,000 | 8,230 |
| Securities gains (losses) | $6,000 | 2,344 |
| Applicable income taxes | $17,000 | 6,213 |
| Income before extraordinary items | $24,000 | 8,404 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $24,000 | 8,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $20,160 | 8,368 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 8,395 |
| Total interest expense | $915,000 | 7,157 |
| Net interest income | $578,000 | 8,921 |
| Provision for loan and lease losses | $32,000 | 7,161 |
| Total noninterest income | $72,000 | 8,725 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $72,000 | 7,036 |
| Total noninterest expense | $697,000 | 8,546 |
| Salaries and employee benefits | $416,000 | 8,455 |
| Premises and equipment expense | $132,000 | 7,696 |
| Additional noninterest expense | $149,000 | 8,893 |
| Pre-tax net operating income | $-79,000 | 8,740 |
| Securities gains (losses) | $99,000 | 1,763 |
| Applicable income taxes | $10,000 | 7,292 |
| Income before extraordinary items | $10,000 | 8,694 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $10,000 | 8,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-53,360 | 8,730 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 9,141 |
| Total interest expense | $795,000 | 8,439 |
| Net interest income | $217,000 | 9,477 |
| Provision for loan and lease losses | $26,000 | 7,353 |
| Total noninterest income | $42,000 | 9,250 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $42,000 | 7,933 |
| Total noninterest expense | $696,000 | 8,692 |
| Salaries and employee benefits | $363,000 | 8,780 |
| Premises and equipment expense | $159,000 | 7,382 |
| Additional noninterest expense | $174,000 | 8,870 |
| Pre-tax net operating income | $-463,000 | 9,150 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-185,000 | 9,364 |
| Income before extraordinary items | $-278,000 | 9,103 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-278,000 | 9,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 756 |
| Net operating income | $-278,000 | 9,047 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.