Home > Fort Hood National Bank > Income and Expense

Fort Hood National Bank, Income and Expense

2020-09-30 (YTD Data)		Rank
Total interest income	$5,638,000	3,001
Total interest expense	$316,000	4,077
Net interest income	$5,322,000	2,803
Provision for loan and lease losses	$70,000	3,533
Total noninterest income	$5,801,000	931
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$2,903,000	299
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,898,000	1,188
Total noninterest expense	$9,160,000	1,664
Salaries and employee benefits	$2,490,000	2,764
Premises and equipment expense	$1,153,000	1,491
Additional noninterest expense	$5,517,000	924
Pre-tax net operating income	$1,893,000	2,657
Securities gains (losses)	$31,000	1,747
Applicable income taxes	$0	3,696
Income before extraordinary items	$1,924,000	2,501
Extraordinary gains, net	$0	4
Net income	$1,924,000	2,501
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,924,000	2,501
Net charge-offs	$110,000	1,607
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,893,000	2,467
2020-06-30 (YTD Data)		Rank
Total interest income	$3,855,000	2,997
Total interest expense	$226,000	4,102
Net interest income	$3,629,000	2,792
Provision for loan and lease losses	$34,000	3,637
Total noninterest income	$3,911,000	873
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$1,971,000	299
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,940,000	1,111
Total noninterest expense	$6,106,000	1,658
Salaries and employee benefits	$1,610,000	2,820
Premises and equipment expense	$771,000	1,476
Additional noninterest expense	$3,725,000	916
Pre-tax net operating income	$1,400,000	2,492
Securities gains (losses)	$31,000	1,515
Applicable income taxes	$0	3,655
Income before extraordinary items	$1,431,000	2,296
Extraordinary gains, net	$0	4
Net income	$1,431,000	2,295
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,431,000	2,296
Net charge-offs	$60,000	1,626
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,400,000	2,290
2020-03-31 (YTD Data)		Rank
Total interest income	$1,975,000	2,947
Total interest expense	$140,000	3,995
Net interest income	$1,835,000	2,741
Provision for loan and lease losses	$7,000	3,505
Total noninterest income	$2,107,000	786
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$1,160,000	301
Trading account gains and fees	NA	NA
Additional Noninterest Income	$947,000	1,010
Total noninterest expense	$3,244,000	1,573
Salaries and employee benefits	$933,000	2,593
Premises and equipment expense	$373,000	1,526
Additional noninterest expense	$1,938,000	895
Pre-tax net operating income	$691,000	2,364
Securities gains (losses)	$31,000	1,001
Applicable income taxes	$0	3,513
Income before extraordinary items	$722,000	2,122
Extraordinary gains, net	$0	4
Net income	$722,000	2,120
Minority interest net income	$0	56
Net income of bank and minority interests.	$722,000	2,122
Net charge-offs	$30,000	1,432
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$691,000	2,161
2019-12-31 (YTD Data)		Rank
Total interest income	$8,276,000	2,903
Total interest expense	$665,000	3,861
Net interest income	$7,611,000	2,714
Provision for loan and lease losses	$240,000	2,172
Total noninterest income	$9,347,000	731
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$5,184,000	280
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,163,000	936
Total noninterest expense	$13,790,000	1,452
Salaries and employee benefits	$4,149,000	2,372
Premises and equipment expense	$1,494,000	1,505
Additional noninterest expense	$8,147,000	840
Pre-tax net operating income	$2,928,000	2,500
Securities gains (losses)	$0	2,379
Applicable income taxes	$0	3,859
Income before extraordinary items	$2,928,000	2,326
Extraordinary gains, net	$0	11
Net income	$2,928,000	2,329
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,928,000	2,328
Net charge-offs	$264,000	1,454
Cash dividends	$1,800,000	1,685
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,928,000	2,287
2019-09-30 (YTD Data)		Rank
Total interest income	$6,319,000	2,914
Total interest expense	$500,000	3,903
Net interest income	$5,819,000	2,718
Provision for loan and lease losses	$147,000	2,297
Total noninterest income	$7,080,000	718
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$3,908,000	280
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,172,000	916
Total noninterest expense	$10,643,000	1,433
Salaries and employee benefits	$3,197,000	2,349
Premises and equipment expense	$1,105,000	1,533
Additional noninterest expense	$6,341,000	804
Pre-tax net operating income	$2,109,000	2,627
Securities gains (losses)	$0	2,167
Applicable income taxes	$0	3,902
Income before extraordinary items	$2,109,000	2,442
Extraordinary gains, net	$0	11
Net income	$2,109,000	2,443
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,109,000	2,443
Net charge-offs	$196,000	1,314
Cash dividends	$1,000,000	1,800
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,109,000	2,415
2019-06-30 (YTD Data)		Rank
Total interest income	$4,131,000	2,952
Total interest expense	$329,000	3,914
Net interest income	$3,802,000	2,758
Provision for loan and lease losses	$68,000	2,503
Total noninterest income	$4,690,000	712
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$2,537,000	284
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,153,000	884
Total noninterest expense	$7,114,000	1,432
Salaries and employee benefits	$2,071,000	2,409
Premises and equipment expense	$741,000	1,535
Additional noninterest expense	$4,302,000	804
Pre-tax net operating income	$1,310,000	2,728
Securities gains (losses)	$-7,000	4,883
Applicable income taxes	$0	3,901
Income before extraordinary items	$1,303,000	2,533
Extraordinary gains, net	$0	11
Net income	$1,303,000	2,532
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,303,000	2,532
Net charge-offs	$126,000	1,261
Cash dividends	$500,000	2,092
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,310,000	2,494
2019-03-31 (YTD Data)		Rank
Total interest income	$2,050,000	2,980
Total interest expense	$159,000	3,944
Net interest income	$1,891,000	2,789
Provision for loan and lease losses	$19,000	2,802
Total noninterest income	$2,368,000	679
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$1,284,000	282
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,084,000	852
Total noninterest expense	$3,542,000	1,448
Salaries and employee benefits	$1,039,000	2,424
Premises and equipment expense	$368,000	1,568
Additional noninterest expense	$2,135,000	799
Pre-tax net operating income	$698,000	2,579
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$698,000	2,373
Extraordinary gains, net	$0	5
Net income	$698,000	2,371
Minority interest net income	$0	52
Net income of bank and minority interests.	$698,000	2,372
Net charge-offs	$51,000	1,196
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$698,000	2,360
2018-12-31 (YTD Data)		Rank
Total interest income	$7,434,000	3,058
Total interest expense	$541,000	3,828
Net interest income	$6,893,000	2,932
Provision for loan and lease losses	$314,000	1,927
Total noninterest income	$9,693,000	695
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$5,504,000	274
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,189,000	892
Total noninterest expense	$13,267,000	1,483
Salaries and employee benefits	$3,801,000	2,534
Premises and equipment expense	$1,466,000	1,533
Additional noninterest expense	$8,000,000	843
Pre-tax net operating income	$3,005,000	2,500
Securities gains (losses)	$-1,000	4,008
Applicable income taxes	$0	3,978
Income before extraordinary items	$3,004,000	2,325
Extraordinary gains, net	$0	6
Net income	$3,004,000	2,324
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,004,000	2,324
Net charge-offs	$266,000	1,419
Cash dividends	$1,250,000	1,964
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,005,000	2,319
2018-09-30 (YTD Data)		Rank
Total interest income	$5,416,000	3,121
Total interest expense	$390,000	3,835
Net interest income	$5,026,000	2,987
Provision for loan and lease losses	$243,000	1,784
Total noninterest income	$7,252,000	704
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$4,086,000	276
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,166,000	896
Total noninterest expense	$9,854,000	1,502
Salaries and employee benefits	$2,792,000	2,572
Premises and equipment expense	$1,083,000	1,566
Additional noninterest expense	$5,979,000	830
Pre-tax net operating income	$2,181,000	2,596
Securities gains (losses)	$-1,000	4,378
Applicable income taxes	$0	4,032
Income before extraordinary items	$2,180,000	2,385
Extraordinary gains, net	$0	5
Net income	$2,180,000	2,384
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,180,000	2,384
Net charge-offs	$217,000	1,186
Cash dividends	$750,000	1,948
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,181,000	2,371
2018-06-30 (YTD Data)		Rank
Total interest income	$3,476,000	3,173
Total interest expense	$249,000	3,844
Net interest income	$3,227,000	3,058
Provision for loan and lease losses	$121,000	2,005
Total noninterest income	$4,824,000	705
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$2,674,000	279
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,150,000	894
Total noninterest expense	$6,591,000	1,504
Salaries and employee benefits	$1,995,000	2,476
Premises and equipment expense	$692,000	1,634
Additional noninterest expense	$3,904,000	848
Pre-tax net operating income	$1,339,000	2,699
Securities gains (losses)	$1,000	871
Applicable income taxes	$0	4,018
Income before extraordinary items	$1,340,000	2,491
Extraordinary gains, net	$0	6
Net income	$1,340,000	2,490
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,340,000	2,490
Net charge-offs	$126,000	1,174
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,339,000	2,486
2018-03-31 (YTD Data)		Rank
Total interest income	$1,651,000	3,267
Total interest expense	$116,000	3,911
Net interest income	$1,535,000	3,162
Provision for loan and lease losses	$81,000	1,638
Total noninterest income	$2,432,000	686
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$1,345,000	279
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,087,000	878
Total noninterest expense	$3,352,000	1,501
Salaries and employee benefits	$1,031,000	2,448
Premises and equipment expense	$422,000	1,384
Additional noninterest expense	$1,899,000	863
Pre-tax net operating income	$534,000	3,010
Securities gains (losses)	$-2,000	5,038
Applicable income taxes	$0	3,948
Income before extraordinary items	$532,000	2,798
Extraordinary gains, net	$0	7
Net income	$532,000	2,798
Minority interest net income	$0	52
Net income of bank and minority interests.	$532,000	2,798
Net charge-offs	$81,000	962
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$534,000	2,779
2017-12-31 (YTD Data)		Rank
Total interest income	$6,257,000	3,327
Total interest expense	$377,000	4,075
Net interest income	$5,880,000	3,214
Provision for loan and lease losses	$386,000	1,696
Total noninterest income	$9,751,000	699
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$5,744,000	268
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,007,000	948
Total noninterest expense	$13,124,000	1,513
Salaries and employee benefits	$3,587,000	2,666
Premises and equipment expense	$1,708,000	1,348
Additional noninterest expense	$7,829,000	845
Pre-tax net operating income	$2,121,000	3,014
Securities gains (losses)	$-46,000	5,301
Applicable income taxes	$0	4,135
Income before extraordinary items	$2,075,000	2,634
Extraordinary gains, net	$0	9
Net income	$2,075,000	2,633
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,075,000	2,634
Net charge-offs	$265,000	1,583
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,121,000	2,566
2017-09-30 (YTD Data)		Rank
Total interest income	$4,544,000	3,414
Total interest expense	$262,000	4,217
Net interest income	$4,282,000	3,296
Provision for loan and lease losses	$284,000	1,681
Total noninterest income	$7,349,000	706
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$4,301,000	272
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,048,000	957
Total noninterest expense	$9,714,000	1,532
Salaries and employee benefits	$2,591,000	2,748
Premises and equipment expense	$1,276,000	1,363
Additional noninterest expense	$5,847,000	842
Pre-tax net operating income	$1,633,000	3,024
Securities gains (losses)	$-46,000	5,581
Applicable income taxes	$0	4,172
Income before extraordinary items	$1,587,000	2,765
Extraordinary gains, net	$0	9
Net income	$1,587,000	2,764
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,587,000	2,765
Net charge-offs	$180,000	1,481
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,633,000	2,697
2017-06-30 (YTD Data)		Rank
Total interest income	$2,914,000	3,495
Total interest expense	$157,000	4,364
Net interest income	$2,757,000	3,356
Provision for loan and lease losses	$170,000	1,729
Total noninterest income	$4,848,000	713
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$2,745,000	276
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,103,000	933
Total noninterest expense	$6,427,000	1,542
Salaries and employee benefits	$1,722,000	2,775
Premises and equipment expense	$851,000	1,362
Additional noninterest expense	$3,854,000	852
Pre-tax net operating income	$1,008,000	3,106
Securities gains (losses)	$-47,000	5,655
Applicable income taxes	$0	4,189
Income before extraordinary items	$961,000	2,878
Extraordinary gains, net	$0	11
Net income	$961,000	2,878
Minority interest net income	$0	71
Net income of bank and minority interests.	$961,000	2,878
Net charge-offs	$113,000	1,434
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,008,000	2,790
2017-03-31 (YTD Data)		Rank
Total interest income	$1,388,000	3,600
Total interest expense	$69,000	4,549
Net interest income	$1,319,000	3,473
Provision for loan and lease losses	$68,000	1,817
Total noninterest income	$2,405,000	700
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$1,357,000	279
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,048,000	920
Total noninterest expense	$3,132,000	1,592
Salaries and employee benefits	$828,000	2,877
Premises and equipment expense	$419,000	1,393
Additional noninterest expense	$1,885,000	866
Pre-tax net operating income	$524,000	3,007
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$524,000	2,678
Extraordinary gains, net	$0	8
Net income	$524,000	2,678
Minority interest net income	$0	55
Net income of bank and minority interests.	$524,000	2,678
Net charge-offs	$64,000	1,179
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$524,000	2,662
2016-12-31 (YTD Data)		Rank
Total interest income	$5,051,000	3,788
Total interest expense	$228,000	4,825
Net interest income	$4,823,000	3,644
Provision for loan and lease losses	$355,000	1,835
Total noninterest income	$10,488,000	665
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$6,221,000	238
Trading account gains and fees	$0	170
Additional Noninterest Income	$4,267,000	949
Total noninterest expense	$13,459,000	1,461
Salaries and employee benefits	$3,432,000	2,799
Premises and equipment expense	$1,803,000	1,293
Additional noninterest expense	$8,224,000	808
Pre-tax net operating income	$1,497,000	3,515
Securities gains (losses)	$14,000	2,531
Applicable income taxes	$0	4,278
Income before extraordinary items	$1,511,000	3,277
Extraordinary gains, net	$0	5
Net income	$1,511,000	3,276
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,511,000	3,276
Net charge-offs	$297,000	1,535
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,497,000	3,240
2016-09-30 (YTD Data)		Rank
Total interest income	$3,747,000	3,828
Total interest expense	$169,000	4,878
Net interest income	$3,578,000	3,687
Provision for loan and lease losses	$236,000	1,869
Total noninterest income	$7,977,000	667
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$4,754,000	241
Trading account gains and fees	$0	169
Additional Noninterest Income	$3,223,000	941
Total noninterest expense	$10,237,000	1,439
Salaries and employee benefits	$2,592,000	2,767
Premises and equipment expense	$1,370,000	1,285
Additional noninterest expense	$6,275,000	792
Pre-tax net operating income	$1,082,000	3,600
Securities gains (losses)	$14,000	2,461
Applicable income taxes	$0	4,325
Income before extraordinary items	$1,096,000	3,343
Extraordinary gains, net	$0	5
Net income	$1,096,000	3,341
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,096,000	3,343
Net charge-offs	$213,000	1,406
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,082,000	3,308
2016-06-30 (YTD Data)		Rank
Total interest income	$2,462,000	3,878
Total interest expense	$113,000	4,921
Net interest income	$2,349,000	3,734
Provision for loan and lease losses	$109,000	2,234
Total noninterest income	$5,330,000	657
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$3,163,000	241
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,167,000	918
Total noninterest expense	$6,886,000	1,430
Salaries and employee benefits	$1,737,000	2,787
Premises and equipment expense	$916,000	1,285
Additional noninterest expense	$4,233,000	787
Pre-tax net operating income	$684,000	3,701
Securities gains (losses)	$13,000	2,156
Applicable income taxes	$0	4,338
Income before extraordinary items	$697,000	3,426
Extraordinary gains, net	$0	16
Net income	$697,000	3,422
Minority interest net income	$0	71
Net income of bank and minority interests.	$697,000	3,424
Net charge-offs	$117,000	1,489
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$684,000	3,395
2016-03-31 (YTD Data)		Rank
Total interest income	$1,219,000	3,912
Total interest expense	$56,000	4,972
Net interest income	$1,163,000	3,765
Provision for loan and lease losses	$31,000	2,500
Total noninterest income	$2,714,000	628
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$1,617,000	229
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,097,000	880
Total noninterest expense	$3,457,000	1,417
Salaries and employee benefits	$861,000	2,805
Premises and equipment expense	$486,000	1,213
Additional noninterest expense	$2,110,000	772
Pre-tax net operating income	$389,000	3,448
Securities gains (losses)	$12,000	1,443
Applicable income taxes	$0	4,259
Income before extraordinary items	$401,000	3,131
Extraordinary gains, net	$0	12
Net income	$401,000	3,129
Minority interest net income	$0	62
Net income of bank and minority interests.	$401,000	3,130
Net charge-offs	$37,000	1,626
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$389,000	3,119
2015-12-31 (YTD Data)		Rank
Total interest income	$4,665,000	4,003
Total interest expense	$209,000	5,113
Net interest income	$4,456,000	3,839
Provision for loan and lease losses	$380,000	1,640
Total noninterest income	$11,651,000	602
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$7,147,000	211
Trading account gains and fees	$0	159
Additional Noninterest Income	$4,504,000	868
Total noninterest expense	$14,288,000	1,369
Salaries and employee benefits	$3,760,000	2,599
Premises and equipment expense	$1,844,000	1,269
Additional noninterest expense	$8,684,000	761
Pre-tax net operating income	$1,439,000	3,554
Securities gains (losses)	$40,000	1,793
Applicable income taxes	$0	4,402
Income before extraordinary items	$1,479,000	3,253
Extraordinary gains, net	$0	23
Net income	$1,479,000	3,254
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,479,000	3,255
Net charge-offs	$422,000	1,317
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,439,000	3,247
2015-09-30 (YTD Data)		Rank
Total interest income	$3,475,000	4,056
Total interest expense	$159,000	5,175
Net interest income	$3,316,000	3,891
Provision for loan and lease losses	$282,000	1,576
Total noninterest income	$8,770,000	613
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$5,371,000	217
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,399,000	875
Total noninterest expense	$10,605,000	1,382
Salaries and employee benefits	$2,919,000	2,556
Premises and equipment expense	$1,370,000	1,304
Additional noninterest expense	$6,316,000	778
Pre-tax net operating income	$1,199,000	3,460
Securities gains (losses)	$40,000	1,615
Applicable income taxes	$0	4,489
Income before extraordinary items	$1,239,000	3,113
Extraordinary gains, net	$0	21
Net income	$1,239,000	3,113
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,239,000	3,114
Net charge-offs	$295,000	1,211
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,199,000	3,128
2015-06-30 (YTD Data)		Rank
Total interest income	$2,294,000	4,102
Total interest expense	$107,000	5,217
Net interest income	$2,187,000	3,941
Provision for loan and lease losses	$177,000	1,643
Total noninterest income	$5,778,000	628
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$3,495,000	222
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,283,000	881
Total noninterest expense	$6,895,000	1,419
Salaries and employee benefits	$1,949,000	2,571
Premises and equipment expense	$867,000	1,359
Additional noninterest expense	$4,079,000	811
Pre-tax net operating income	$893,000	3,276
Securities gains (losses)	$54,000	1,186
Applicable income taxes	$0	4,497
Income before extraordinary items	$947,000	2,845
Extraordinary gains, net	$0	22
Net income	$947,000	2,845
Minority interest net income	$0	75
Net income of bank and minority interests.	$947,000	2,847
Net charge-offs	$180,000	1,256
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$893,000	2,899
2015-03-31 (YTD Data)		Rank
Total interest income	$1,148,000	4,110
Total interest expense	$55,000	5,231
Net interest income	$1,093,000	3,946
Provision for loan and lease losses	$122,000	1,274
Total noninterest income	$2,936,000	596
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$1,816,000	210
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,120,000	853
Total noninterest expense	$3,707,000	1,334
Salaries and employee benefits	$1,001,000	2,527
Premises and equipment expense	$435,000	1,380
Additional noninterest expense	$2,271,000	730
Pre-tax net operating income	$200,000	4,436
Securities gains (losses)	$54,000	813
Applicable income taxes	$0	4,400
Income before extraordinary items	$254,000	3,927
Extraordinary gains, net	$0	13
Net income	$254,000	3,930
Minority interest net income	$0	64
Net income of bank and minority interests.	$254,000	3,931
Net charge-offs	$130,000	945
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$200,000	4,219
2014-12-31 (YTD Data)		Rank
Total interest income	$4,856,000	4,021
Total interest expense	$222,000	5,388
Net interest income	$4,634,000	3,847
Provision for loan and lease losses	$188,000	2,557
Total noninterest income	$14,907,000	482
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$10,337,000	161
Trading account gains and fees	$0	180
Additional Noninterest Income	$4,570,000	814
Total noninterest expense	$17,808,000	1,130
Salaries and employee benefits	$4,054,000	2,464
Premises and equipment expense	$1,780,000	1,335
Additional noninterest expense	$11,974,000	571
Pre-tax net operating income	$1,545,000	3,432
Securities gains (losses)	$12,000	2,563
Applicable income taxes	$0	4,531
Income before extraordinary items	$1,557,000	3,180
Extraordinary gains, net	$0	17
Net income	$1,557,000	3,180
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,557,000	3,181
Net charge-offs	$201,000	2,451
Cash dividends	$289,000	3,442
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,545,000	3,133
2014-09-30 (YTD Data)		Rank
Total interest income	$3,648,000	4,061
Total interest expense	$169,000	5,434
Net interest income	$3,479,000	3,870
Provision for loan and lease losses	$136,000	2,480
Total noninterest income	$11,421,000	468
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$7,965,000	155
Trading account gains and fees	$0	174
Additional Noninterest Income	$3,456,000	808
Total noninterest expense	$13,435,000	1,127
Salaries and employee benefits	$3,056,000	2,451
Premises and equipment expense	$1,338,000	1,342
Additional noninterest expense	$9,041,000	556
Pre-tax net operating income	$1,329,000	3,259
Securities gains (losses)	$12,000	2,252
Applicable income taxes	$0	4,583
Income before extraordinary items	$1,341,000	2,947
Extraordinary gains, net	$0	15
Net income	$1,341,000	2,947
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,341,000	2,948
Net charge-offs	$142,000	2,345
Cash dividends	$289,000	2,798
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,329,000	2,905
2014-06-30 (YTD Data)		Rank
Total interest income	$2,449,000	4,061
Total interest expense	$114,000	5,462
Net interest income	$2,335,000	3,855
Provision for loan and lease losses	$79,000	2,595
Total noninterest income	$7,587,000	471
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$5,242,000	157
Trading account gains and fees	$0	172
Additional Noninterest Income	$2,345,000	773
Total noninterest expense	$8,852,000	1,142
Salaries and employee benefits	$2,032,000	2,469
Premises and equipment expense	$896,000	1,345
Additional noninterest expense	$5,924,000	563
Pre-tax net operating income	$991,000	2,991
Securities gains (losses)	$12,000	1,855
Applicable income taxes	$0	4,568
Income before extraordinary items	$1,003,000	2,635
Extraordinary gains, net	$0	20
Net income	$1,003,000	2,639
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,003,000	2,639
Net charge-offs	$101,000	2,179
Cash dividends	$289,000	2,411
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$991,000	2,621
2014-03-31 (YTD Data)		Rank
Total interest income	$1,226,000	4,066
Total interest expense	$58,000	5,517
Net interest income	$1,168,000	3,866
Provision for loan and lease losses	$28,000	2,771
Total noninterest income	$3,734,000	452
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$2,575,000	157
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,159,000	744
Total noninterest expense	$4,575,000	1,114
Salaries and employee benefits	$1,051,000	2,397
Premises and equipment expense	$462,000	1,326
Additional noninterest expense	$3,062,000	545
Pre-tax net operating income	$299,000	3,830
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$299,000	3,551
Extraordinary gains, net	$0	16
Net income	$299,000	3,554
Minority interest net income	$0	66
Net income of bank and minority interests.	$299,000	3,554
Net charge-offs	$61,000	1,716
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$299,000	3,505
2013-12-31 (YTD Data)		Rank
Total interest income	$4,786,000	4,192
Total interest expense	$250,000	5,658
Net interest income	$4,536,000	3,951
Provision for loan and lease losses	$261,000	2,625
Total noninterest income	$17,864,000	444
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$12,804,000	142
Trading account gains and fees	$0	184
Additional Noninterest Income	$5,060,000	793
Total noninterest expense	$19,997,000	1,020
Salaries and employee benefits	$4,205,000	2,369
Premises and equipment expense	$1,825,000	1,305
Additional noninterest expense	$13,967,000	511
Pre-tax net operating income	$2,142,000	2,729
Securities gains (losses)	$34,000	2,048
Applicable income taxes	$0	4,631
Income before extraordinary items	$2,176,000	2,451
Extraordinary gains, net	$0	29
Net income	$2,176,000	2,455
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,176,000	2,454
Net charge-offs	$246,000	2,781
Cash dividends	$1,509,000	1,471
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,142,000	2,414
2013-09-30 (YTD Data)		Rank
Total interest income	$3,609,000	4,216
Total interest expense	$188,000	5,741
Net interest income	$3,421,000	3,956
Provision for loan and lease losses	$187,000	2,668
Total noninterest income	$13,644,000	448
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$9,794,000	138
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,850,000	804
Total noninterest expense	$14,921,000	1,027
Salaries and employee benefits	$3,152,000	2,384
Premises and equipment expense	$1,362,000	1,311
Additional noninterest expense	$10,407,000	506
Pre-tax net operating income	$1,957,000	2,464
Securities gains (losses)	$34,000	1,913
Applicable income taxes	$0	4,713
Income before extraordinary items	$1,991,000	2,143
Extraordinary gains, net	$0	25
Net income	$1,991,000	2,150
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,991,000	2,150
Net charge-offs	$179,000	2,689
Cash dividends	$1,478,000	1,118
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,957,000	2,104
2013-06-30 (YTD Data)		Rank
Total interest income	$2,404,000	4,220
Total interest expense	$125,000	5,815
Net interest income	$2,279,000	3,957
Provision for loan and lease losses	$109,000	2,861
Total noninterest income	$9,114,000	453
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$6,498,000	137
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,616,000	815
Total noninterest expense	$9,822,000	1,034
Salaries and employee benefits	$2,092,000	2,404
Premises and equipment expense	$917,000	1,303
Additional noninterest expense	$6,813,000	517
Pre-tax net operating income	$1,462,000	2,239
Securities gains (losses)	$36,000	1,723
Applicable income taxes	$0	4,679
Income before extraordinary items	$1,498,000	1,928
Extraordinary gains, net	$0	22
Net income	$1,498,000	1,935
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,498,000	1,934
Net charge-offs	$113,000	2,644
Cash dividends	$804,000	1,272
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,462,000	1,890
2013-03-31 (YTD Data)		Rank
Total interest income	$1,210,000	4,234
Total interest expense	$62,000	5,899
Net interest income	$1,148,000	3,940
Provision for loan and lease losses	$62,000	2,577
Total noninterest income	$4,460,000	463
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$3,161,000	140
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,299,000	819
Total noninterest expense	$4,958,000	1,035
Salaries and employee benefits	$1,074,000	2,361
Premises and equipment expense	$484,000	1,260
Additional noninterest expense	$3,400,000	519
Pre-tax net operating income	$588,000	2,593
Securities gains (losses)	$1,000	1,864
Applicable income taxes	$0	4,602
Income before extraordinary items	$589,000	2,288
Extraordinary gains, net	$0	10
Net income	$589,000	2,290
Minority interest net income	$0	76
Net income of bank and minority interests.	$589,000	2,290
Net charge-offs	$67,000	2,204
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$588,000	2,205
2012-12-31 (YTD Data)		Rank
Total interest income	$5,834,000	3,902
Total interest expense	$305,000	5,952
Net interest income	$5,529,000	3,571
Provision for loan and lease losses	$59,000	5,119
Total noninterest income	$20,302,000	420
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$14,533,000	129
Trading account gains and fees	$0	166
Additional Noninterest Income	$5,769,000	742
Total noninterest expense	$23,563,000	853
Salaries and employee benefits	$4,334,000	2,278
Premises and equipment expense	$1,908,000	1,240
Additional noninterest expense	$17,321,000	446
Pre-tax net operating income	$2,209,000	2,631
Securities gains (losses)	$270,000	1,449
Applicable income taxes	$0	4,751
Income before extraordinary items	$2,479,000	2,191
Extraordinary gains, net	$0	29
Net income	$2,479,000	2,190
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,479,000	2,192
Net charge-offs	$158,000	4,014
Cash dividends	$2,714,000	950
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,209,000	2,285
2012-09-30 (YTD Data)		Rank
Total interest income	$4,579,000	3,856
Total interest expense	$236,000	6,047
Net interest income	$4,343,000	3,515
Provision for loan and lease losses	$-29,000	6,965
Total noninterest income	$15,247,000	412
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$10,879,000	128
Trading account gains and fees	$0	157
Additional Noninterest Income	$4,368,000	707
Total noninterest expense	$17,711,000	841
Salaries and employee benefits	$3,268,000	2,271
Premises and equipment expense	$1,438,000	1,244
Additional noninterest expense	$13,005,000	442
Pre-tax net operating income	$1,908,000	2,444
Securities gains (losses)	$20,000	2,874
Applicable income taxes	$0	4,802
Income before extraordinary items	$1,928,000	2,179
Extraordinary gains, net	$0	20
Net income	$1,928,000	2,179
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,928,000	2,180
Net charge-offs	$76,000	4,217
Cash dividends	$2,066,000	750
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,908,000	2,075
2012-06-30 (YTD Data)		Rank
Total interest income	$3,173,000	3,790
Total interest expense	$162,000	6,099
Net interest income	$3,011,000	3,435
Provision for loan and lease losses	$-41,000	7,066
Total noninterest income	$9,970,000	413
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$7,014,000	130
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,956,000	700
Total noninterest expense	$11,832,000	837
Salaries and employee benefits	$2,223,000	2,237
Premises and equipment expense	$957,000	1,240
Additional noninterest expense	$8,652,000	443
Pre-tax net operating income	$1,190,000	2,529
Securities gains (losses)	$20,000	2,488
Applicable income taxes	$0	4,770
Income before extraordinary items	$1,210,000	2,259
Extraordinary gains, net	$0	19
Net income	$1,210,000	2,259
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,210,000	2,259
Net charge-offs	$26,000	4,477
Cash dividends	$1,137,000	873
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,190,000	2,154
2012-03-31 (YTD Data)		Rank
Total interest income	$1,621,000	3,780
Total interest expense	$82,000	6,180
Net interest income	$1,539,000	3,389
Provision for loan and lease losses	$-11,000	7,116
Total noninterest income	$4,839,000	409
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$3,335,000	131
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,504,000	685
Total noninterest expense	$5,974,000	823
Salaries and employee benefits	$1,125,000	2,216
Premises and equipment expense	$491,000	1,220
Additional noninterest expense	$4,358,000	421
Pre-tax net operating income	$415,000	3,242
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$415,000	2,979
Extraordinary gains, net	$0	19
Net income	$415,000	2,982
Minority interest net income	$0	78
Net income of bank and minority interests.	$415,000	2,983
Net charge-offs	$22,000	3,626
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$415,000	2,830
2011-12-31 (YTD Data)		Rank
Total interest income	$6,815,000	3,736
Total interest expense	$398,000	6,216
Net interest income	$6,417,000	3,289
Provision for loan and lease losses	$280,000	4,220
Total noninterest income	$21,146,000	358
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$15,437,000	128
Trading account gains and fees	$0	146
Additional Noninterest Income	$5,709,000	636
Total noninterest expense	$25,997,000	757
Salaries and employee benefits	$4,682,000	2,069
Premises and equipment expense	$1,877,000	1,326
Additional noninterest expense	$19,438,000	405
Pre-tax net operating income	$1,286,000	3,286
Securities gains (losses)	$181,000	1,539
Applicable income taxes	$0	4,719
Income before extraordinary items	$1,467,000	2,812
Extraordinary gains, net	$0	29
Net income	$1,467,000	2,814
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,467,000	2,814
Net charge-offs	$179,000	4,433
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,286,000	2,980
2011-09-30 (YTD Data)		Rank
Total interest income	$5,103,000	3,794
Total interest expense	$311,000	6,266
Net interest income	$4,792,000	3,319
Provision for loan and lease losses	$271,000	3,748
Total noninterest income	$16,182,000	353
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$11,854,000	123
Trading account gains and fees	$0	145
Additional Noninterest Income	$4,328,000	645
Total noninterest expense	$19,865,000	739
Salaries and employee benefits	$3,499,000	2,072
Premises and equipment expense	$1,394,000	1,353
Additional noninterest expense	$14,972,000	390
Pre-tax net operating income	$838,000	3,625
Securities gains (losses)	$41,000	2,444
Applicable income taxes	$0	4,740
Income before extraordinary items	$879,000	3,318
Extraordinary gains, net	$0	21
Net income	$879,000	3,320
Minority interest net income	$0	87
Net income of bank and minority interests.	$879,000	3,319
Net charge-offs	$144,000	4,064
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$838,000	3,310
2011-06-30 (YTD Data)		Rank
Total interest income	$3,407,000	3,826
Total interest expense	$212,000	6,340
Net interest income	$3,195,000	3,325
Provision for loan and lease losses	$75,000	4,696
Total noninterest income	$10,976,000	350
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$8,066,000	117
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,910,000	635
Total noninterest expense	$13,510,000	729
Salaries and employee benefits	$2,337,000	2,085
Premises and equipment expense	$921,000	1,373
Additional noninterest expense	$10,252,000	384
Pre-tax net operating income	$586,000	3,513
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$586,000	3,233
Extraordinary gains, net	$0	15
Net income	$586,000	3,234
Minority interest net income	$0	89
Net income of bank and minority interests.	$586,000	3,234
Net charge-offs	$112,000	3,732
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$586,000	3,143
2011-03-31 (YTD Data)		Rank
Total interest income	$1,668,000	3,899
Total interest expense	$109,000	6,389
Net interest income	$1,559,000	3,365
Provision for loan and lease losses	$31,000	4,567
Total noninterest income	$5,612,000	342
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$4,161,000	109
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,451,000	642
Total noninterest expense	$6,855,000	726
Salaries and employee benefits	$1,163,000	2,113
Premises and equipment expense	$440,000	1,459
Additional noninterest expense	$5,252,000	369
Pre-tax net operating income	$285,000	3,619
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$285,000	3,340
Extraordinary gains, net	$0	9
Net income	$285,000	3,337
Minority interest net income	$0	86
Net income of bank and minority interests.	$285,000	3,338
Net charge-offs	$73,000	3,036
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$285,000	3,294
2010-12-31 (YTD Data)		Rank
Total interest income	$7,348,000	3,783
Total interest expense	$577,000	6,310
Net interest income	$6,771,000	3,158
Provision for loan and lease losses	$366,000	4,572
Total noninterest income	$27,882,000	308
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$21,638,000	86
Trading account gains and fees	$0	175
Additional Noninterest Income	$6,244,000	627
Total noninterest expense	$32,208,000	634
Salaries and employee benefits	$4,810,000	2,011
Premises and equipment expense	$1,934,000	1,333
Additional noninterest expense	$25,464,000	336
Pre-tax net operating income	$2,079,000	2,167
Securities gains (losses)	$6,000	3,427
Applicable income taxes	$0	4,655
Income before extraordinary items	$2,085,000	1,953
Extraordinary gains, net	$0	29
Net income	$2,085,000	1,954
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,085,000	1,955
Net charge-offs	$468,000	3,746
Cash dividends	$2,582,000	633
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,079,000	1,885
2010-09-30 (YTD Data)		Rank
Total interest income	$5,662,000	3,781
Total interest expense	$462,000	6,349
Net interest income	$5,200,000	3,136
Provision for loan and lease losses	$268,000	4,492
Total noninterest income	$21,444,000	299
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$16,813,000	86
Trading account gains and fees	$0	165
Additional Noninterest Income	$4,631,000	610
Total noninterest expense	$24,560,000	614
Salaries and employee benefits	$3,651,000	1,992
Premises and equipment expense	$1,455,000	1,343
Additional noninterest expense	$19,454,000	312
Pre-tax net operating income	$1,816,000	2,048
Securities gains (losses)	$6,000	3,242
Applicable income taxes	$0	4,726
Income before extraordinary items	$1,822,000	1,806
Extraordinary gains, net	$0	23
Net income	$1,822,000	1,807
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,822,000	1,808
Net charge-offs	$352,000	3,518
Cash dividends	$2,352,000	467
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,816,000	1,721
2010-06-30 (YTD Data)		Rank
Total interest income	$3,878,000	3,736
Total interest expense	$328,000	6,335
Net interest income	$3,550,000	3,080
Provision for loan and lease losses	$138,000	4,742
Total noninterest income	$14,252,000	293
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$11,228,000	88
Trading account gains and fees	$0	152
Additional Noninterest Income	$3,024,000	591
Total noninterest expense	$16,453,000	611
Salaries and employee benefits	$2,435,000	1,995
Premises and equipment expense	$957,000	1,384
Additional noninterest expense	$13,061,000	312
Pre-tax net operating income	$1,211,000	2,046
Securities gains (losses)	$6,000	2,744
Applicable income taxes	$0	4,691
Income before extraordinary items	$1,217,000	1,784
Extraordinary gains, net	$0	19
Net income	$1,217,000	1,783
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,217,000	1,784
Net charge-offs	$189,000	3,608
Cash dividends	$1,380,000	498
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,211,000	1,709
2010-03-31 (YTD Data)		Rank
Total interest income	$1,975,000	3,741
Total interest expense	$171,000	6,388
Net interest income	$1,804,000	3,069
Provision for loan and lease losses	$37,000	5,175
Total noninterest income	$6,929,000	306
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$5,415,000	85
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,514,000	590
Total noninterest expense	$8,416,000	594
Salaries and employee benefits	$1,244,000	1,986
Premises and equipment expense	$479,000	1,427
Additional noninterest expense	$6,693,000	300
Pre-tax net operating income	$280,000	3,482
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$280,000	3,268
Extraordinary gains, net	$0	16
Net income	$280,000	3,265
Minority interest net income	$0	91
Net income of bank and minority interests.	$280,000	3,268
Net charge-offs	$118,000	2,959
Cash dividends	$230,000	1,284
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$280,000	3,158
2009-12-31 (YTD Data)		Rank
Total interest income	$7,748,000	3,901
Total interest expense	$989,000	6,048
Net interest income	$6,759,000	3,141
Provision for loan and lease losses	$336,000	5,118
Total noninterest income	$29,163,000	303
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$23,435,000	86
Trading account gains and fees	$0	211
Additional Noninterest Income	$5,728,000	644
Total noninterest expense	$32,647,000	644
Salaries and employee benefits	$4,523,000	2,175
Premises and equipment expense	$1,903,000	1,431
Additional noninterest expense	$26,221,000	359
Pre-tax net operating income	$2,939,000	1,359
Securities gains (losses)	$50,000	2,617
Applicable income taxes	$0	4,388
Income before extraordinary items	$2,989,000	1,138
Extraordinary gains, net	$0	34
Net income	$2,989,000	1,136
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,989,000	1,137
Net charge-offs	$385,000	4,153
Cash dividends	$2,574,000	690
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,939,000	1,139
2009-09-30 (YTD Data)		Rank
Total interest income	$5,785,000	3,977
Total interest expense	$790,000	6,054
Net interest income	$4,995,000	3,195
Provision for loan and lease losses	$227,000	4,978
Total noninterest income	$22,069,000	306
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$17,771,000	86
Trading account gains and fees	$0	212
Additional Noninterest Income	$4,298,000	664
Total noninterest expense	$24,644,000	634
Salaries and employee benefits	$3,443,000	2,159
Premises and equipment expense	$1,424,000	1,438
Additional noninterest expense	$19,777,000	353
Pre-tax net operating income	$2,193,000	1,484
Securities gains (losses)	$36,000	2,456
Applicable income taxes	$0	4,592
Income before extraordinary items	$2,229,000	1,201
Extraordinary gains, net	$0	27
Net income	$2,229,000	1,200
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,229,000	1,201
Net charge-offs	$253,000	3,947
Cash dividends	$1,810,000	703
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,193,000	1,202
2009-06-30 (YTD Data)		Rank
Total interest income	$3,827,000	4,028
Total interest expense	$566,000	6,029
Net interest income	$3,261,000	3,229
Provision for loan and lease losses	$111,000	5,206
Total noninterest income	$14,435,000	304
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$11,606,000	90
Trading account gains and fees	$0	193
Additional Noninterest Income	$2,829,000	671
Total noninterest expense	$16,223,000	660
Salaries and employee benefits	$2,324,000	2,169
Premises and equipment expense	$960,000	1,461
Additional noninterest expense	$12,939,000	366
Pre-tax net operating income	$1,362,000	1,658
Securities gains (losses)	$28,000	2,194
Applicable income taxes	$0	4,657
Income before extraordinary items	$1,390,000	1,366
Extraordinary gains, net	$0	21
Net income	$1,390,000	1,363
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,390,000	1,365
Net charge-offs	$172,000	3,617
Cash dividends	$456,000	1,719
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,362,000	1,346
2009-03-31 (YTD Data)		Rank
Total interest income	$1,960,000	3,997
Total interest expense	$296,000	6,045
Net interest income	$1,664,000	3,170
Provision for loan and lease losses	$36,000	5,276
Total noninterest income	$7,100,000	286
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$5,741,000	90
Trading account gains and fees	$0	171
Additional Noninterest Income	$1,359,000	675
Total noninterest expense	$8,263,000	622
Salaries and employee benefits	$1,163,000	2,191
Premises and equipment expense	$489,000	1,453
Additional noninterest expense	$6,611,000	310
Pre-tax net operating income	$465,000	2,507
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$465,000	2,267
Extraordinary gains, net	$0	15
Net income	$465,000	2,267
Minority interest net income	$0	102
Net income of bank and minority interests.	$465,000	2,269
Net charge-offs	$96,000	2,912
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$465,000	2,137
2008-12-31 (YTD Data)		Rank
Total interest income	$8,730,000	3,879
Total interest expense	$1,942,000	5,384
Net interest income	$6,788,000	3,145
Provision for loan and lease losses	$441,000	3,997
Total noninterest income	$28,878,000	270
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$26,110,000	87
Trading account gains and fees	$0	154
Additional Noninterest Income	$2,768,000	1,029
Total noninterest expense	$32,536,000	607
Salaries and employee benefits	$4,616,000	2,201
Premises and equipment expense	$2,258,000	1,212
Additional noninterest expense	$25,662,000	332
Pre-tax net operating income	$2,689,000	1,977
Securities gains (losses)	$116,000	1,025
Applicable income taxes	$0	4,979
Income before extraordinary items	$2,805,000	1,459
Extraordinary gains, net	$0	39
Net income	$2,805,000	1,460
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$467,000	2,891
Cash dividends	$2,623,000	1,042
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,689,000	1,617
2008-09-30 (YTD Data)		Rank
Total interest income	$6,646,000	3,896
Total interest expense	$1,583,000	5,299
Net interest income	$5,063,000	3,175
Provision for loan and lease losses	$301,000	3,538
Total noninterest income	$21,470,000	285
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$19,350,000	91
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,120,000	1,060
Total noninterest expense	$24,283,000	605
Salaries and employee benefits	$3,461,000	2,227
Premises and equipment expense	$1,696,000	1,211
Additional noninterest expense	$19,126,000	313
Pre-tax net operating income	$1,949,000	2,350
Securities gains (losses)	$103,000	947
Applicable income taxes	$0	5,372
Income before extraordinary items	$2,052,000	1,737
Extraordinary gains, net	$0	31
Net income	$2,052,000	1,736
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$311,000	2,520
Cash dividends	$2,308,000	906
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,949,000	1,917
2008-06-30 (YTD Data)		Rank
Total interest income	$4,469,000	3,933
Total interest expense	$1,142,000	5,253
Net interest income	$3,327,000	3,212
Provision for loan and lease losses	$202,000	3,132
Total noninterest income	$14,162,000	302
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$12,656,000	91
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,506,000	1,054
Total noninterest expense	$16,092,000	604
Salaries and employee benefits	$2,332,000	2,228
Premises and equipment expense	$1,136,000	1,201
Additional noninterest expense	$12,624,000	307
Pre-tax net operating income	$1,195,000	2,597
Securities gains (losses)	$103,000	945
Applicable income taxes	$0	5,627
Income before extraordinary items	$1,298,000	2,041
Extraordinary gains, net	$0	21
Net income	$1,298,000	2,041
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$188,000	2,297
Cash dividends	$1,035,000	1,355
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,195,000	2,156
2008-03-31 (YTD Data)		Rank
Total interest income	$2,255,000	3,998
Total interest expense	$638,000	5,125
Net interest income	$1,617,000	3,289
Provision for loan and lease losses	$89,000	2,945
Total noninterest income	$6,624,000	327
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$5,861,000	96
Trading account gains and fees	$0	158
Additional Noninterest Income	$763,000	1,033
Total noninterest expense	$7,767,000	616
Salaries and employee benefits	$1,221,000	2,148
Premises and equipment expense	$568,000	1,215
Additional noninterest expense	$5,978,000	307
Pre-tax net operating income	$385,000	3,626
Securities gains (losses)	$48,000	1,107
Applicable income taxes	$0	5,622
Income before extraordinary items	$433,000	3,011
Extraordinary gains, net	$0	15
Net income	$433,000	3,013
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$109,000	1,730
Cash dividends	$235,000	2,157
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$385,000	3,186
2007-12-31 (YTD Data)		Rank
Total interest income	$8,688,000	4,139
Total interest expense	$2,615,000	5,136
Net interest income	$6,073,000	3,467
Provision for loan and lease losses	$470,000	2,435
Total noninterest income	$27,105,000	301
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$24,435,000	89
Trading account gains and fees	$0	178
Additional Noninterest Income	$2,670,000	1,102
Total noninterest expense	$30,594,000	612
Salaries and employee benefits	$4,210,000	2,391
Premises and equipment expense	$2,229,000	1,182
Additional noninterest expense	$24,155,000	298
Pre-tax net operating income	$2,114,000	3,191
Securities gains (losses)	$22,000	1,079
Applicable income taxes	$0	6,070
Income before extraordinary items	$2,136,000	2,682
Extraordinary gains, net	$0	39
Net income	$2,136,000	2,681
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$491,000	1,713
Cash dividends	$1,052,000	2,536
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,114,000	2,689
2007-09-30 (YTD Data)		Rank
Total interest income	$6,420,000	4,201
Total interest expense	$1,924,000	5,208
Net interest income	$4,496,000	3,512
Provision for loan and lease losses	$296,000	2,338
Total noninterest income	$20,519,000	297
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$18,539,000	87
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,980,000	1,125
Total noninterest expense	$23,277,000	589
Salaries and employee benefits	$3,178,000	2,372
Premises and equipment expense	$1,647,000	1,198
Additional noninterest expense	$18,452,000	282
Pre-tax net operating income	$1,442,000	3,555
Securities gains (losses)	$22,000	807
Applicable income taxes	$0	6,220
Income before extraordinary items	$1,464,000	3,022
Extraordinary gains, net	$0	33
Net income	$1,464,000	3,021
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$315,000	1,497
Cash dividends	$1,052,000	1,922
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,442,000	3,035
2007-06-30 (YTD Data)		Rank
Total interest income	$4,195,000	4,281
Total interest expense	$1,215,000	5,352
Net interest income	$2,980,000	3,553
Provision for loan and lease losses	$166,000	2,456
Total noninterest income	$13,600,000	319
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$12,277,000	92
Trading account gains and fees	$0	168
Additional Noninterest Income	$1,323,000	1,149
Total noninterest expense	$15,549,000	604
Salaries and employee benefits	$2,091,000	2,438
Premises and equipment expense	$1,088,000	1,229
Additional noninterest expense	$12,370,000	294
Pre-tax net operating income	$865,000	3,856
Securities gains (losses)	$22,000	693
Applicable income taxes	$0	6,265
Income before extraordinary items	$887,000	3,291
Extraordinary gains, net	$0	29
Net income	$887,000	3,290
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$191,000	1,390
Cash dividends	$1,052,000	1,453
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$865,000	3,318
2007-03-31 (YTD Data)		Rank
Total interest income	$2,038,000	4,347
Total interest expense	$569,000	5,521
Net interest income	$1,469,000	3,597
Provision for loan and lease losses	$52,000	3,040
Total noninterest income	$6,464,000	326
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$5,790,000	92
Trading account gains and fees	$0	195
Additional Noninterest Income	$674,000	1,106
Total noninterest expense	$7,698,000	604
Salaries and employee benefits	$1,023,000	2,500
Premises and equipment expense	$540,000	1,246
Additional noninterest expense	$6,135,000	284
Pre-tax net operating income	$183,000	5,678
Securities gains (losses)	$51,000	412
Applicable income taxes	$0	6,196
Income before extraordinary items	$234,000	4,716
Extraordinary gains, net	$0	22
Net income	$234,000	4,718
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$104,000	1,157
Cash dividends	$870,000	918
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$183,000	5,239
2006-12-31 (YTD Data)		Rank
Total interest income	$7,715,000	4,292
Total interest expense	$1,930,000	5,504
Net interest income	$5,785,000	3,624
Provision for loan and lease losses	$423,000	2,174
Total noninterest income	$28,485,000	281
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$25,794,000	86
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,691,000	1,077
Total noninterest expense	$32,382,000	560
Salaries and employee benefits	$4,243,000	2,308
Premises and equipment expense	$2,064,000	1,252
Additional noninterest expense	$26,075,000	264
Pre-tax net operating income	$1,465,000	4,340
Securities gains (losses)	$3,000	1,365
Applicable income taxes	$25,000	5,836
Income before extraordinary items	$1,443,000	3,857
Extraordinary gains, net	$0	51
Net income	$1,443,000	3,856
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$464,000	1,244
Cash dividends	$728,000	3,133
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,440,060	3,846
2006-09-30 (YTD Data)		Rank
Total interest income	$5,637,000	4,346
Total interest expense	$1,372,000	5,582
Net interest income	$4,265,000	3,685
Provision for loan and lease losses	$314,000	2,084
Total noninterest income	$21,715,000	295
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$19,711,000	89
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,004,000	1,101
Total noninterest expense	$24,517,000	570
Salaries and employee benefits	$3,354,000	2,187
Premises and equipment expense	$1,550,000	1,248
Additional noninterest expense	$19,613,000	274
Pre-tax net operating income	$1,149,000	4,412
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$1,149,000	3,842
Extraordinary gains, net	$0	45
Net income	$1,149,000	3,845
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$337,000	1,071
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,149,000	3,829
2006-06-30 (YTD Data)		Rank
Total interest income	$3,640,000	4,389
Total interest expense	$850,000	5,650
Net interest income	$2,790,000	3,745
Provision for loan and lease losses	$145,000	2,719
Total noninterest income	$14,108,000	309
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$12,847,000	95
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,261,000	1,145
Total noninterest expense	$15,961,000	593
Salaries and employee benefits	$2,217,000	2,219
Premises and equipment expense	$1,028,000	1,259
Additional noninterest expense	$12,716,000	281
Pre-tax net operating income	$792,000	4,349
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$792,000	3,774
Extraordinary gains, net	$0	39
Net income	$792,000	3,777
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$225,000	1,015
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$792,000	3,766
2006-03-31 (YTD Data)		Rank
Total interest income	$1,751,000	4,453
Total interest expense	$352,000	6,022
Net interest income	$1,399,000	3,734
Provision for loan and lease losses	$62,000	2,766
Total noninterest income	$6,869,000	312
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$6,264,000	95
Trading account gains and fees	$0	115
Additional Noninterest Income	$605,000	1,167
Total noninterest expense	$7,817,000	591
Salaries and employee benefits	$1,091,000	2,260
Premises and equipment expense	$526,000	1,234
Additional noninterest expense	$6,200,000	281
Pre-tax net operating income	$389,000	4,342
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$389,000	3,764
Extraordinary gains, net	$0	21
Net income	$389,000	3,763
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	811
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$389,000	3,749
2005-12-31 (YTD Data)		Rank
Total interest income	$6,470,000	4,395
Total interest expense	$1,153,000	5,926
Net interest income	$5,317,000	3,783
Provision for loan and lease losses	$561,000	1,738
Total noninterest income	$34,780,000	263
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$30,007,000	86
Trading account gains and fees	$0	138
Additional Noninterest Income	$4,773,000	709
Total noninterest expense	$35,461,000	513
Salaries and employee benefits	$4,090,000	2,240
Premises and equipment expense	$2,216,000	1,090
Additional noninterest expense	$29,155,000	262
Pre-tax net operating income	$4,075,000	2,195
Securities gains (losses)	$0	2,296
Applicable income taxes	$0	6,964
Income before extraordinary items	$4,075,000	1,721
Extraordinary gains, net	$0	46
Net income	$4,075,000	1,720
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$440,000	1,289
Cash dividends	$3,383,000	941
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$4,075,000	1,691
2005-09-30 (YTD Data)		Rank
Total interest income	$4,876,000	4,325
Total interest expense	$795,000	6,028
Net interest income	$4,081,000	3,699
Provision for loan and lease losses	$302,000	2,181
Total noninterest income	$26,549,000	260
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$22,366,000	88
Trading account gains and fees	$0	126
Additional Noninterest Income	$4,183,000	625
Total noninterest expense	$26,739,000	510
Salaries and employee benefits	$3,108,000	2,192
Premises and equipment expense	$1,704,000	1,044
Additional noninterest expense	$21,927,000	261
Pre-tax net operating income	$3,589,000	1,951
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$3,589,000	1,488
Extraordinary gains, net	$0	35
Net income	$3,589,000	1,489
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$296,000	1,274
Cash dividends	$2,620,000	840
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$3,589,000	1,461
2005-06-30 (YTD Data)		Rank
Total interest income	$3,293,000	4,209
Total interest expense	$479,000	6,149
Net interest income	$2,814,000	3,586
Provision for loan and lease losses	$145,000	2,750
Total noninterest income	$17,606,000	257
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$14,123,000	87
Trading account gains and fees	$0	116
Additional Noninterest Income	$3,483,000	536
Total noninterest expense	$17,434,000	518
Salaries and employee benefits	$2,065,000	2,191
Premises and equipment expense	$1,193,000	989
Additional noninterest expense	$14,176,000	257
Pre-tax net operating income	$2,841,000	1,641
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$2,841,000	1,237
Extraordinary gains, net	$0	30
Net income	$2,841,000	1,238
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$113,000	1,769
Cash dividends	$1,660,000	865
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,841,000	1,212
2005-03-31 (YTD Data)		Rank
Total interest income	$1,666,000	4,152
Total interest expense	$214,000	6,370
Net interest income	$1,452,000	3,486
Provision for loan and lease losses	$42,000	3,553
Total noninterest income	$8,771,000	258
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$6,369,000	92
Trading account gains and fees	$0	115
Additional Noninterest Income	$2,402,000	431
Total noninterest expense	$8,240,000	535
Salaries and employee benefits	$1,063,000	2,144
Premises and equipment expense	$594,000	1,003
Additional noninterest expense	$6,583,000	265
Pre-tax net operating income	$1,941,000	1,178
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$1,941,000	902
Extraordinary gains, net	$0	24
Net income	$1,941,000	902
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	1,757
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,941,000	878
2004-12-31 (YTD Data)		Rank
Total interest income	$5,889,000	4,316
Total interest expense	$690,000	6,632
Net interest income	$5,199,000	3,695
Provision for loan and lease losses	$245,000	3,282
Total noninterest income	$28,237,000	309
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$25,293,000	100
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,944,000	999
Total noninterest expense	$31,975,000	538
Salaries and employee benefits	$3,805,000	2,285
Premises and equipment expense	$2,384,000	956
Additional noninterest expense	$25,786,000	282
Pre-tax net operating income	$1,216,000	4,765
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$1,216,000	4,171
Extraordinary gains, net	$0	34
Net income	$1,216,000	4,172
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$273,000	2,134
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,216,000	4,104
2004-09-30 (YTD Data)		Rank
Total interest income	$4,376,000	4,320
Total interest expense	$500,000	6,700
Net interest income	$3,876,000	3,692
Provision for loan and lease losses	$172,000	3,310
Total noninterest income	$21,268,000	312
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$19,034,000	104
Trading account gains and fees	$0	134
Additional Noninterest Income	$2,234,000	995
Total noninterest expense	$24,082,000	534
Salaries and employee benefits	$2,839,000	2,280
Premises and equipment expense	$1,783,000	957
Additional noninterest expense	$19,460,000	279
Pre-tax net operating income	$890,000	4,911
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$890,000	4,307
Extraordinary gains, net	$0	26
Net income	$890,000	4,308
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$198,000	1,914
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$890,000	4,229
2004-06-30 (YTD Data)		Rank
Total interest income	$2,923,000	4,327
Total interest expense	$320,000	6,827
Net interest income	$2,603,000	3,653
Provision for loan and lease losses	$88,000	3,797
Total noninterest income	$14,039,000	312
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$12,495,000	103
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,544,000	966
Total noninterest expense	$16,045,000	533
Salaries and employee benefits	$1,841,000	2,343
Premises and equipment expense	$1,203,000	940
Additional noninterest expense	$13,001,000	271
Pre-tax net operating income	$509,000	5,265
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$509,000	4,691
Extraordinary gains, net	$0	21
Net income	$509,000	4,692
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$138,000	1,783
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$509,000	4,598
2004-03-31 (YTD Data)		Rank
Total interest income	$1,465,000	4,343
Total interest expense	$156,000	6,953
Net interest income	$1,309,000	3,633
Provision for loan and lease losses	$49,000	3,372
Total noninterest income	$7,112,000	302
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$6,367,000	99
Trading account gains and fees	$0	121
Additional Noninterest Income	$745,000	979
Total noninterest expense	$8,091,000	532
Salaries and employee benefits	$914,000	2,371
Premises and equipment expense	$594,000	980
Additional noninterest expense	$6,583,000	267
Pre-tax net operating income	$281,000	4,974
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$281,000	4,445
Extraordinary gains, net	$0	16
Net income	$281,000	4,445
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	1,540
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$281,000	4,313
2003-12-31 (YTD Data)		Rank
Total interest income	$5,521,000	4,558
Total interest expense	$693,000	7,062
Net interest income	$4,828,000	3,774
Provision for loan and lease losses	$453,000	2,340
Total noninterest income	$31,708,000	295
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$28,845,000	97
Trading account gains and fees	$0	160
Additional Noninterest Income	$2,863,000	1,125
Total noninterest expense	$33,767,000	524
Salaries and employee benefits	$3,769,000	2,256
Premises and equipment expense	$1,990,000	1,143
Additional noninterest expense	$28,008,000	266
Pre-tax net operating income	$2,316,000	3,063
Securities gains (losses)	$31,000	2,904
Applicable income taxes	$0	7,459
Income before extraordinary items	$2,347,000	2,513
Extraordinary gains, net	$0	54
Net income	$2,347,000	2,517
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$410,000	1,854
Cash dividends	$371,000	4,066
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,316,000	2,424
2003-09-30 (YTD Data)		Rank
Total interest income	$4,067,000	4,672
Total interest expense	$537,000	7,138
Net interest income	$3,530,000	3,878
Provision for loan and lease losses	$269,000	2,744
Total noninterest income	$23,747,000	304
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$21,669,000	101
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,078,000	1,195
Total noninterest expense	$25,412,000	536
Salaries and employee benefits	$2,890,000	2,207
Premises and equipment expense	$1,132,000	1,514
Additional noninterest expense	$21,390,000	269
Pre-tax net operating income	$1,596,000	3,392
Securities gains (losses)	$10,000	3,326
Applicable income taxes	$0	7,524
Income before extraordinary items	$1,606,000	2,815
Extraordinary gains, net	$0	40
Net income	$1,606,000	2,814
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$322,000	1,638
Cash dividends	$371,000	3,156
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,596,000	2,685
2003-06-30 (YTD Data)		Rank
Total interest income	$2,696,000	4,721
Total interest expense	$372,000	7,176
Net interest income	$2,324,000	3,928
Provision for loan and lease losses	$194,000	2,575
Total noninterest income	$16,053,000	304
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$14,619,000	99
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,434,000	1,173
Total noninterest expense	$17,384,000	524
Salaries and employee benefits	$1,929,000	2,196
Premises and equipment expense	$472,000	2,375
Additional noninterest expense	$14,983,000	263
Pre-tax net operating income	$799,000	4,060
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$799,000	3,514
Extraordinary gains, net	$0	30
Net income	$799,000	3,514
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$237,000	1,469
Cash dividends	$371,000	2,573
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$799,000	3,317
2003-03-31 (YTD Data)		Rank
Total interest income	$1,343,000	4,771
Total interest expense	$189,000	7,238
Net interest income	$1,154,000	3,946
Provision for loan and lease losses	$64,000	3,180
Total noninterest income	$8,693,000	290
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$7,914,000	94
Trading account gains and fees	$0	134
Additional Noninterest Income	$779,000	1,073
Total noninterest expense	$9,325,000	489
Salaries and employee benefits	$981,000	2,156
Premises and equipment expense	$235,000	2,366
Additional noninterest expense	$8,109,000	243
Pre-tax net operating income	$458,000	3,705
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$458,000	3,140
Extraordinary gains, net	$0	21
Net income	$458,000	3,138
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$108,000	1,442
Cash dividends	$371,000	1,541
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$458,000	2,981
2002-12-31 (YTD Data)		Rank
Total interest income	$6,154,000	4,480
Total interest expense	$928,000	7,118
Net interest income	$5,226,000	3,527
Provision for loan and lease losses	$402,000	2,821
Total noninterest income	$34,776,000	279
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$33,541,000	93
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,235,000	1,907
Total noninterest expense	$37,157,000	470
Salaries and employee benefits	$4,044,000	1,973
Premises and equipment expense	$1,138,000	1,939
Additional noninterest expense	$31,975,000	259
Pre-tax net operating income	$2,443,000	2,934
Securities gains (losses)	$17,000	3,266
Applicable income taxes	$0	7,681
Income before extraordinary items	$2,460,000	2,387
Extraordinary gains, net	$0	70
Net income	$2,460,000	2,386
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$426,000	1,858
Cash dividends	$2,198,000	1,222
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,443,000	2,323
2001-12-31 (YTD Data)		Rank
Total interest income	$6,610,000	4,613
Total interest expense	$1,667,000	6,654
Net interest income	$4,943,000	3,464
Provision for loan and lease losses	$585,000	1,947
Total noninterest income	$30,757,000	297
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$29,629,000	95
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,128,000	1,878
Total noninterest expense	$32,742,000	514
Salaries and employee benefits	$4,025,000	1,868
Premises and equipment expense	$1,288,000	1,675
Additional noninterest expense	$27,429,000	289
Pre-tax net operating income	$2,373,000	2,781
Securities gains (losses)	$2,000	4,242
Applicable income taxes	$0	7,903
Income before extraordinary items	$2,375,000	2,189
Extraordinary gains, net	$0	105
Net income	$2,375,000	2,193
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$416,000	1,780
Cash dividends	$1,945,000	1,378
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,373,000	2,120
2000-12-31 (YTD Data)		Rank
Total interest income	$6,259,000	4,939
Total interest expense	$1,919,000	6,383
Net interest income	$4,340,000	3,916
Provision for loan and lease losses	$590,000	1,652
Total noninterest income	$29,503,000	300
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$28,522,000	94
Trading account gains and fees	$0	180
Additional Noninterest Income	$981,000	1,883
Total noninterest expense	$31,127,000	519
Salaries and employee benefits	$4,120,000	1,745
Premises and equipment expense	$1,355,000	1,533
Additional noninterest expense	$25,652,000	298
Pre-tax net operating income	$2,126,000	3,166
Securities gains (losses)	$0	1,956
Applicable income taxes	$-163,000	9,661
Income before extraordinary items	$2,289,000	2,258
Extraordinary gains, net	$0	38
Net income	$2,289,000	2,258
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$698,000	967
Cash dividends	$1,150,000	2,057
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,289,000	2,268
1999-12-31 (YTD Data)		Rank
Total interest income	$5,367,000	5,331
Total interest expense	$1,672,000	6,589
Net interest income	$3,695,000	4,466
Provision for loan and lease losses	$876,000	1,093
Total noninterest income	$27,452,000	322
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$26,520,000	95
Trading account gains and fees	$0	173
Additional Noninterest Income	$932,000	1,961
Total noninterest expense	$29,194,000	552
Salaries and employee benefits	$4,095,000	1,681
Premises and equipment expense	$1,494,000	1,360
Additional noninterest expense	$23,605,000	325
Pre-tax net operating income	$1,077,000	5,078
Securities gains (losses)	$24,000	1,292
Applicable income taxes	$0	8,765
Income before extraordinary items	$1,101,000	4,143
Extraordinary gains, net	$0	35
Net income	$1,101,000	4,147
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$706,000	925
Cash dividends	$650,000	3,008
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,077,000	4,168
1998-12-31 (YTD Data)		Rank
Total interest income	$4,746,000	5,881
Total interest expense	$1,582,000	7,010
Net interest income	$3,164,000	4,954
Provision for loan and lease losses	$581,000	1,540
Total noninterest income	$25,761,000	317
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$24,819,000	98
Trading account gains and fees	NA	NA
Additional Noninterest Income	$942,000	1,944
Total noninterest expense	$25,957,000	597
Salaries and employee benefits	$3,696,000	1,802
Premises and equipment expense	$1,020,000	1,933
Additional noninterest expense	$21,241,000	338
Pre-tax net operating income	$2,387,000	2,901
Securities gains (losses)	$13,000	2,771
Applicable income taxes	$3,000	9,247
Income before extraordinary items	$2,397,000	2,185
Extraordinary gains, net	$0	32
Net income	$2,397,000	2,184
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$833,000	867
Cash dividends	$2,397,000	1,171
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,384,000	2,122
1997-12-31 (YTD Data)		Rank
Total interest income	$4,621,000	6,112
Total interest expense	$1,415,000	7,549
Net interest income	$3,206,000	5,049
Provision for loan and lease losses	$588,000	1,570
Total noninterest income	$21,600,000	336
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$20,701,000	112
Trading account gains and fees	NA	NA
Additional Noninterest Income	$899,000	1,865
Total noninterest expense	$22,236,000	683
Salaries and employee benefits	$3,164,000	2,086
Premises and equipment expense	$798,000	2,433
Additional noninterest expense	$18,274,000	351
Pre-tax net operating income	$1,982,000	3,557
Securities gains (losses)	$226,000	659
Applicable income taxes	$109,000	8,258
Income before extraordinary items	$2,099,000	2,479
Extraordinary gains, net	$0	44
Net income	$2,099,000	2,478
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$555,000	1,247
Cash dividends	$2,094,000	1,250
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,884,300	2,667
1996-12-31 (YTD Data)		Rank
Total interest income	$4,013,000	6,858
Total interest expense	$1,305,000	8,093
Net interest income	$2,708,000	5,860
Provision for loan and lease losses	$576,000	1,569
Total noninterest income	$21,734,000	370
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$20,786,000	125
Trading account gains and fees	NA	NA
Additional Noninterest Income	$948,000	1,879
Total noninterest expense	$21,691,000	740
Salaries and employee benefits	$3,172,000	2,104
Premises and equipment expense	$810,000	2,423
Additional noninterest expense	$17,709,000	446
Pre-tax net operating income	$2,175,000	3,189
Securities gains (losses)	$6,000	2,865
Applicable income taxes	$627,000	3,460
Income before extraordinary items	$1,554,000	3,092
Extraordinary gains, net	$0	53
Net income	$1,554,000	3,094
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$370,000	1,774
Cash dividends	$1,544,000	1,543
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,549,740	3,062
1995-12-31 (YTD Data)		Rank
Total interest income	$3,899,000	7,113
Total interest expense	$1,140,000	8,784
Net interest income	$2,759,000	5,882
Provision for loan and lease losses	$491,000	1,597
Total noninterest income	$18,776,000	416
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$18,107,000	147
Trading account gains and fees	NA	NA
Additional Noninterest Income	$669,000	2,368
Total noninterest expense	$15,629,000	978
Salaries and employee benefits	$3,276,000	2,023
Premises and equipment expense	$711,000	2,768
Additional noninterest expense	$11,642,000	612
Pre-tax net operating income	$5,415,000	1,414
Securities gains (losses)	$-5,000	9,676
Applicable income taxes	$1,708,000	1,462
Income before extraordinary items	$3,702,000	1,397
Extraordinary gains, net	$0	65
Net income	$3,702,000	1,395
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$493,000	1,402
Cash dividends	$3,671,000	813
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$3,705,400	1,383
1994-12-31 (YTD Data)		Rank
Total interest income	$3,573,000	7,232
Total interest expense	$913,000	9,070
Net interest income	$2,660,000	6,157
Provision for loan and lease losses	$379,000	1,901
Total noninterest income	$16,458,000	424
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$16,037,000	155
Trading account gains and fees	NA	NA
Additional Noninterest Income	$421,000	3,303
Total noninterest expense	$13,300,000	1,130
Salaries and employee benefits	$1,606,000	4,031
Premises and equipment expense	$612,000	3,215
Additional noninterest expense	$11,082,000	642
Pre-tax net operating income	$5,439,000	1,362
Securities gains (losses)	$-53,000	11,075
Applicable income taxes	$1,930,000	1,245
Income before extraordinary items	$3,456,000	1,435
Extraordinary gains, net	$0	249
Net income	$3,456,000	1,434
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$289,000	1,953
Cash dividends	$3,455,000	728
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$3,489,920	1,433
1993-12-31 (YTD Data)		Rank
Total interest income	$3,754,000	7,186
Total interest expense	$1,044,000	8,903
Net interest income	$2,710,000	6,149
Provision for loan and lease losses	$103,000	5,680
Total noninterest income	$12,551,000	519
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$12,157,000	188
Trading account gains and fees	NA	NA
Additional Noninterest Income	$394,000	3,787
Total noninterest expense	$11,132,000	1,379
Salaries and employee benefits	$1,313,000	4,834
Premises and equipment expense	$599,000	3,334
Additional noninterest expense	$9,220,000	808
Pre-tax net operating income	$4,026,000	1,713
Securities gains (losses)	$0	7,477
Applicable income taxes	$1,400,000	1,662
Income before extraordinary items	$2,626,000	1,906
Extraordinary gains, net	$0	3,149
Net income	$2,626,000	1,972
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	4,809
Cash dividends	$3,188,000	682
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$2,626,000	1,793
1992-12-31 (YTD Data)		Rank
Total interest income	$4,002,000	7,507
Total interest expense	$1,393,000	8,880
Net interest income	$2,609,000	6,388
Provision for loan and lease losses	$10,000	11,168
Total noninterest income	$11,272,000	554
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$10,844,000	193
Trading account gains and fees	NA	NA
Additional Noninterest Income	$428,000	3,543
Total noninterest expense	$10,789,000	1,436
Salaries and employee benefits	$1,191,000	5,203
Premises and equipment expense	$592,000	3,409
Additional noninterest expense	$9,006,000	840
Pre-tax net operating income	$3,082,000	2,014
Securities gains (losses)	$0	8,369
Applicable income taxes	$1,095,000	1,943
Income before extraordinary items	$1,987,000	2,309
Extraordinary gains, net	$0	1,422
Net income	$1,987,000	2,347
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$104,000	5,812
Cash dividends	$1,914,000	895
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,987,000	2,137

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.