Home > Fort Des Moines Community Bank > Income and Expense
Fort Des Moines Community Bank, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,059,000 | 8,356 |
| Total interest expense | $325,000 | 7,985 |
| Net interest income | $734,000 | 8,394 |
| Provision for loan and lease losses | $12,000 | 6,941 |
| Total noninterest income | $92,000 | 8,164 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $59,000 | 7,138 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $33,000 | 7,887 |
| Total noninterest expense | $718,000 | 8,288 |
| Salaries and employee benefits | $305,000 | 8,588 |
| Premises and equipment expense | $187,000 | 6,909 |
| Additional noninterest expense | $226,000 | 8,151 |
| Pre-tax net operating income | $96,000 | 8,130 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $36,000 | 6,235 |
| Income before extraordinary items | $60,000 | 8,248 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $60,000 | 8,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,939 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $60,000 | 8,203 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $796,000 | 8,392 |
| Total interest expense | $250,000 | 7,973 |
| Net interest income | $546,000 | 8,438 |
| Provision for loan and lease losses | $9,000 | 6,765 |
| Total noninterest income | $72,000 | 8,178 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $45,000 | 7,167 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $27,000 | 7,817 |
| Total noninterest expense | $550,000 | 8,273 |
| Salaries and employee benefits | $224,000 | 8,622 |
| Premises and equipment expense | $152,000 | 6,692 |
| Additional noninterest expense | $174,000 | 8,107 |
| Pre-tax net operating income | $59,000 | 8,278 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $21,000 | 6,494 |
| Income before extraordinary items | $38,000 | 8,360 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $38,000 | 8,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,248 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $38,000 | 8,317 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $526,000 | 8,454 |
| Total interest expense | $172,000 | 8,001 |
| Net interest income | $354,000 | 8,522 |
| Provision for loan and lease losses | $6,000 | 6,548 |
| Total noninterest income | $47,000 | 8,244 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $29,000 | 7,223 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,000 | 7,850 |
| Total noninterest expense | $365,000 | 8,325 |
| Salaries and employee benefits | $147,000 | 8,698 |
| Premises and equipment expense | $100,000 | 6,777 |
| Additional noninterest expense | $118,000 | 8,119 |
| Pre-tax net operating income | $30,000 | 8,357 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $11,000 | 6,615 |
| Income before extraordinary items | $19,000 | 8,466 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $19,000 | 8,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $19,000 | 8,407 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $262,000 | 8,499 |
| Total interest expense | $87,000 | 8,051 |
| Net interest income | $175,000 | 8,564 |
| Provision for loan and lease losses | $3,000 | 6,219 |
| Total noninterest income | $23,000 | 8,272 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $13,000 | 7,319 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $10,000 | 7,740 |
| Total noninterest expense | $179,000 | 8,387 |
| Salaries and employee benefits | $72,000 | 8,753 |
| Premises and equipment expense | $51,000 | 6,740 |
| Additional noninterest expense | $56,000 | 8,253 |
| Pre-tax net operating income | $16,000 | 8,360 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $6,000 | 6,520 |
| Income before extraordinary items | $10,000 | 8,469 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $10,000 | 8,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $10,000 | 8,405 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 8,477 |
| Total interest expense | $433,000 | 8,005 |
| Net interest income | $684,000 | 8,585 |
| Provision for loan and lease losses | $12,000 | 7,277 |
| Total noninterest income | $105,000 | 8,249 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $66,000 | 7,169 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $39,000 | 7,855 |
| Total noninterest expense | $683,000 | 8,489 |
| Salaries and employee benefits | $272,000 | 8,838 |
| Premises and equipment expense | $177,000 | 7,066 |
| Additional noninterest expense | $234,000 | 8,199 |
| Pre-tax net operating income | $94,000 | 8,224 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-15,000 | 8,787 |
| Income before extraordinary items | $109,000 | 8,181 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $109,000 | 8,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,435 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $109,000 | 8,061 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $835,000 | 8,573 |
| Total interest expense | $334,000 | 8,100 |
| Net interest income | $501,000 | 8,674 |
| Provision for loan and lease losses | $9,000 | 7,157 |
| Total noninterest income | $84,000 | 8,241 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $50,000 | 7,213 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 7,714 |
| Total noninterest expense | $498,000 | 8,545 |
| Salaries and employee benefits | $201,000 | 8,886 |
| Premises and equipment expense | $131,000 | 7,100 |
| Additional noninterest expense | $166,000 | 8,302 |
| Pre-tax net operating income | $78,000 | 8,336 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $26,000 | 6,659 |
| Income before extraordinary items | $52,000 | 8,511 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $52,000 | 8,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,291 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $52,000 | 8,399 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $559,000 | 8,623 |
| Total interest expense | $230,000 | 8,141 |
| Net interest income | $329,000 | 8,726 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $59,000 | 8,167 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $34,000 | 7,172 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $25,000 | 7,564 |
| Total noninterest expense | $335,000 | 8,549 |
| Salaries and employee benefits | $134,000 | 8,914 |
| Premises and equipment expense | $87,000 | 7,105 |
| Additional noninterest expense | $114,000 | 8,241 |
| Pre-tax net operating income | $47,000 | 8,394 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $16,000 | 6,732 |
| Income before extraordinary items | $31,000 | 8,572 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $31,000 | 8,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $31,000 | 8,447 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $272,000 | 8,709 |
| Total interest expense | $121,000 | 8,163 |
| Net interest income | $151,000 | 8,839 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $31,000 | 8,103 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $16,000 | 7,223 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 7,351 |
| Total noninterest expense | $168,000 | 8,579 |
| Salaries and employee benefits | $67,000 | 8,953 |
| Premises and equipment expense | $45,000 | 7,066 |
| Additional noninterest expense | $56,000 | 8,321 |
| Pre-tax net operating income | $11,000 | 8,563 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $11,000 | 8,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,000 | 8,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $11,000 | 8,505 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,107,000 | 8,761 |
| Total interest expense | $571,000 | 8,190 |
| Net interest income | $536,000 | 8,961 |
| Provision for loan and lease losses | $48,000 | 6,757 |
| Total noninterest income | $121,000 | 8,156 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $62,000 | 7,312 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $59,000 | 7,380 |
| Total noninterest expense | $740,000 | 8,472 |
| Salaries and employee benefits | $334,000 | 8,752 |
| Premises and equipment expense | $171,000 | 7,151 |
| Additional noninterest expense | $235,000 | 8,287 |
| Pre-tax net operating income | $-131,000 | 8,789 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-46,000 | 8,981 |
| Income before extraordinary items | $-85,000 | 8,824 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-85,000 | 8,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,516 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-85,000 | 8,759 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,145,000 | 9,034 |
| Total interest expense | $699,000 | 8,624 |
| Net interest income | $446,000 | 9,266 |
| Provision for loan and lease losses | $105,000 | 5,502 |
| Total noninterest income | $126,000 | 8,158 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $49,000 | 7,631 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $77,000 | 6,957 |
| Total noninterest expense | $750,000 | 8,565 |
| Salaries and employee benefits | $364,000 | 8,776 |
| Premises and equipment expense | $202,000 | 6,761 |
| Additional noninterest expense | $184,000 | 8,784 |
| Pre-tax net operating income | $-283,000 | 9,009 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-98,000 | 9,255 |
| Income before extraordinary items | $-185,000 | 9,036 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-185,000 | 9,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,506 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-185,000 | 8,977 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $742,000 | 9,567 |
| Total interest expense | $436,000 | 9,361 |
| Net interest income | $306,000 | 9,693 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $48,000 | 9,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 7,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,267 |
| Total noninterest expense | $768,000 | 8,653 |
| Salaries and employee benefits | $342,000 | 9,041 |
| Premises and equipment expense | $228,000 | 6,345 |
| Additional noninterest expense | $198,000 | 8,803 |
| Pre-tax net operating income | $-534,000 | 9,551 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-194,000 | 9,692 |
| Income before extraordinary items | $-340,000 | 9,471 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-340,000 | 9,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,534 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-340,000 | 9,476 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $294,000 | 10,080 |
| Total interest expense | $137,000 | 10,016 |
| Net interest income | $157,000 | 10,107 |
| Provision for loan and lease losses | $124,000 | 4,675 |
| Total noninterest income | $55,000 | 9,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 8,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,414 |
| Total noninterest expense | $632,000 | 9,222 |
| Salaries and employee benefits | $273,000 | 9,613 |
| Premises and equipment expense | $143,000 | 7,784 |
| Additional noninterest expense | $216,000 | 8,879 |
| Pre-tax net operating income | $-544,000 | 9,880 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-170,000 | 10,001 |
| Income before extraordinary items | $-374,000 | 9,823 |
| Extraordinary gains, net | $-66,000 | 10,185 |
| Net income | $-440,000 | 9,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 356 |
| Net operating income | $-374,000 | 9,801 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.