Home > Forest Lake State Bank > Income and Expense
Forest Lake State Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,517,000 | 6,296 |
| Total interest expense | $1,484,000 | 7,259 |
| Net interest income | $3,033,000 | 5,610 |
| Provision for loan and lease losses | $840,000 | 1,468 |
| Total noninterest income | $1,324,000 | 2,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $532,000 | 2,612 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $792,000 | 2,400 |
| Total noninterest expense | $3,032,000 | 4,467 |
| Salaries and employee benefits | $1,575,000 | 4,094 |
| Premises and equipment expense | $490,000 | 3,933 |
| Additional noninterest expense | $967,000 | 5,063 |
| Pre-tax net operating income | $485,000 | 8,753 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $481,000 | 4,325 |
| Income before extraordinary items | $4,000 | 12,504 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,000 | 12,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 5,636 |
| Cash dividends | $375,000 | 3,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,000 | 12,371 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,978,000 | 6,414 |
| Total interest expense | $1,923,000 | 7,292 |
| Net interest income | $3,055,000 | 5,636 |
| Provision for loan and lease losses | $300,000 | 4,111 |
| Total noninterest income | $1,268,000 | 2,737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $550,000 | 2,506 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $718,000 | 2,484 |
| Total noninterest expense | $2,839,000 | 4,758 |
| Salaries and employee benefits | $1,441,000 | 4,378 |
| Premises and equipment expense | $441,000 | 4,425 |
| Additional noninterest expense | $957,000 | 5,236 |
| Pre-tax net operating income | $1,184,000 | 4,971 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $489,000 | 4,072 |
| Income before extraordinary items | $695,000 | 5,961 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $695,000 | 6,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $505,000 | 2,446 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $695,000 | 5,624 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.