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Foresight Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$16,609,000	2,142
Total interest expense	$6,929,000	1,652
Net interest income	$9,680,000	2,428
Provision for loan and lease losses	$-312,000	4,432
Total noninterest income	$1,008,000	2,729
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$121,000	3,210
Trading account gains and fees	NA	NA
Additional Noninterest Income	$887,000	2,400
Total noninterest expense	$7,229,000	2,516
Salaries and employee benefits	$4,331,000	2,410
Premises and equipment expense	$1,640,000	1,434
Additional noninterest expense	$887,000	2,400
Pre-tax net operating income	$3,771,000	2,238
Securities gains (losses)	$-68,000	3,715
Applicable income taxes	$0	3,369
Income before extraordinary items	$3,703,000	2,083
Extraordinary gains, net	$0	54
Net income	$3,703,000	2,108
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,703,000	2,087
Net charge-offs	$-75,000	4,278
Cash dividends	$2,071,000	1,495
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,771,000	2,088
2023-09-30 (YTD Data)		Rank
Total interest income	$11,957,000	2,155
Total interest expense	$4,871,000	1,605
Net interest income	$7,086,000	2,484
Provision for loan and lease losses	$-234,000	4,451
Total noninterest income	$776,000	2,707
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$88,000	3,247
Trading account gains and fees	NA	NA
Additional Noninterest Income	$688,000	2,351
Total noninterest expense	$5,356,000	2,514
Salaries and employee benefits	$3,298,000	2,378
Premises and equipment expense	$1,133,000	1,533
Additional noninterest expense	$688,000	2,350
Pre-tax net operating income	$2,740,000	2,342
Securities gains (losses)	$-96,000	3,990
Applicable income taxes	$0	3,407
Income before extraordinary items	$2,644,000	2,192
Extraordinary gains, net	$0	52
Net income	$2,644,000	2,214
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,644,000	2,194
Net charge-offs	$-23,000	4,027
Cash dividends	$1,601,000	1,314
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,740,000	2,182
2023-06-30 (YTD Data)		Rank
Total interest income	$7,547,000	2,202
Total interest expense	$2,937,000	1,586
Net interest income	$4,610,000	2,530
Provision for loan and lease losses	$-41,000	4,403
Total noninterest income	$524,000	2,652
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$57,000	3,269
Trading account gains and fees	NA	NA
Additional Noninterest Income	$467,000	2,269
Total noninterest expense	$3,687,000	2,438
Salaries and employee benefits	$2,241,000	2,341
Premises and equipment expense	$848,000	1,385
Additional noninterest expense	$467,000	2,265
Pre-tax net operating income	$1,488,000	2,593
Securities gains (losses)	$-70,000	4,156
Applicable income taxes	$0	3,436
Income before extraordinary items	$1,418,000	2,461
Extraordinary gains, net	$0	51
Net income	$1,418,000	2,490
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,418,000	2,461
Net charge-offs	$-41,000	4,276
Cash dividends	$1,080,000	1,310
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,488,000	2,426
2023-03-31 (YTD Data)		Rank
Total interest income	$3,628,000	2,238
Total interest expense	$1,275,000	1,577
Net interest income	$2,353,000	2,519
Provision for loan and lease losses	$-18,000	4,456
Total noninterest income	$254,000	2,671
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$27,000	3,322
Trading account gains and fees	NA	NA
Additional Noninterest Income	$227,000	2,295
Total noninterest expense	$1,899,000	2,424
Salaries and employee benefits	$1,178,000	2,308
Premises and equipment expense	$425,000	1,417
Additional noninterest expense	$227,000	2,295
Pre-tax net operating income	$726,000	2,666
Securities gains (losses)	$-79,000	4,327
Applicable income taxes	$0	3,388
Income before extraordinary items	$647,000	2,629
Extraordinary gains, net	$0	4
Net income	$647,000	2,630
Minority interest net income	$0	48
Net income of bank and minority interests.	$647,000	2,629
Net charge-offs	$-18,000	4,211
Cash dividends	$559,000	1,169
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$726,000	2,509
2022-12-31 (YTD Data)		Rank
Total interest income	$12,998,000	2,154
Total interest expense	$2,630,000	1,304
Net interest income	$10,368,000	2,322
Provision for loan and lease losses	$-5,000	4,261
Total noninterest income	$994,000	2,814
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$109,000	3,371
Trading account gains and fees	NA	NA
Additional Noninterest Income	$885,000	2,462
Total noninterest expense	$6,707,000	2,578
Salaries and employee benefits	$4,283,000	2,394
Premises and equipment expense	$1,412,000	1,596
Additional noninterest expense	$885,000	2,462
Pre-tax net operating income	$4,660,000	2,116
Securities gains (losses)	$-214,000	4,126
Applicable income taxes	$0	3,596
Income before extraordinary items	$4,446,000	1,971
Extraordinary gains, net	$0	5
Net income	$4,446,000	1,971
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,446,000	1,970
Net charge-offs	$-5,000	3,487
Cash dividends	$2,068,000	1,451
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,660,000	1,942
2022-09-30 (YTD Data)		Rank
Total interest income	$9,408,000	2,160
Total interest expense	$1,698,000	1,174
Net interest income	$7,710,000	2,311
Provision for loan and lease losses	$9,000	2,702
Total noninterest income	$704,000	2,916
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$87,000	3,334
Trading account gains and fees	NA	NA
Additional Noninterest Income	$617,000	2,570
Total noninterest expense	$4,978,000	2,587
Salaries and employee benefits	$3,204,000	2,394
Premises and equipment expense	$1,066,000	1,595
Additional noninterest expense	$617,000	2,570
Pre-tax net operating income	$3,427,000	2,122
Securities gains (losses)	$-19,000	3,929
Applicable income taxes	$0	3,603
Income before extraordinary items	$3,408,000	1,928
Extraordinary gains, net	$0	4
Net income	$3,408,000	1,927
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,408,000	1,927
Net charge-offs	$9,000	1,856
Cash dividends	$1,560,000	1,308
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$3,427,000	1,953
2022-06-30 (YTD Data)		Rank
Total interest income	$6,019,000	2,171
Total interest expense	$1,019,000	1,118
Net interest income	$5,000,000	2,307
Provision for loan and lease losses	$-2,000	4,359
Total noninterest income	$472,000	2,892
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$61,000	3,300
Trading account gains and fees	NA	NA
Additional Noninterest Income	$411,000	2,609
Total noninterest expense	$3,356,000	2,561
Salaries and employee benefits	$2,155,000	2,392
Premises and equipment expense	$715,000	1,601
Additional noninterest expense	$486,000	3,699
Pre-tax net operating income	$2,118,000	2,132
Securities gains (losses)	$-20,000	4,087
Applicable income taxes	$0	3,564
Income before extraordinary items	$2,098,000	1,946
Extraordinary gains, net	$0	4
Net income	$2,098,000	1,946
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,098,000	1,946
Net charge-offs	$-2,000	3,158
Cash dividends	$1,052,000	1,294
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,118,000	1,972
2022-03-31 (YTD Data)		Rank
Total interest income	$2,964,000	2,149
Total interest expense	$470,000	1,151
Net interest income	$2,494,000	2,277
Provision for loan and lease losses	$-11,000	4,420
Total noninterest income	$226,000	2,908
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$31,000	3,263
Trading account gains and fees	NA	NA
Additional Noninterest Income	$195,000	2,598
Total noninterest expense	$1,810,000	2,437
Salaries and employee benefits	$1,080,000	2,391
Premises and equipment expense	$387,000	1,517
Additional noninterest expense	$343,000	3,216
Pre-tax net operating income	$921,000	2,205
Securities gains (losses)	$-9,000	4,248
Applicable income taxes	$0	3,450
Income before extraordinary items	$912,000	2,033
Extraordinary gains, net	$0	4
Net income	$912,000	2,032
Minority interest net income	$0	50
Net income of bank and minority interests.	$912,000	2,033
Net charge-offs	$-11,000	3,948
Cash dividends	$430,000	1,266
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$921,000	2,032
2021-12-31 (YTD Data)		Rank
Total interest income	$12,665,000	2,107
Total interest expense	$2,184,000	1,236
Net interest income	$10,481,000	2,259
Provision for loan and lease losses	$58,000	2,500
Total noninterest income	$756,000	3,275
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$109,000	3,355
Trading account gains and fees	NA	NA
Additional Noninterest Income	$647,000	3,042
Total noninterest expense	$6,632,000	2,572
Salaries and employee benefits	$3,895,000	2,546
Premises and equipment expense	$1,324,000	1,684
Additional noninterest expense	$1,413,000	3,195
Pre-tax net operating income	$4,547,000	2,176
Securities gains (losses)	$117,000	795
Applicable income taxes	$0	3,710
Income before extraordinary items	$4,664,000	1,977
Extraordinary gains, net	$0	10
Net income	$4,664,000	1,977
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,664,000	1,978
Net charge-offs	$58,000	1,582
Cash dividends	$2,002,000	1,512
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,547,000	1,974
2021-09-30 (YTD Data)		Rank
Total interest income	$9,719,000	2,113
Total interest expense	$1,691,000	1,270
Net interest income	$8,028,000	2,260
Provision for loan and lease losses	$-2,000	4,280
Total noninterest income	$565,000	3,311
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$78,000	3,427
Trading account gains and fees	NA	NA
Additional Noninterest Income	$487,000	3,095
Total noninterest expense	$4,607,000	2,700
Salaries and employee benefits	$2,890,000	2,565
Premises and equipment expense	$990,000	1,720
Additional noninterest expense	$727,000	3,737
Pre-tax net operating income	$3,988,000	2,058
Securities gains (losses)	$106,000	786
Applicable income taxes	$0	3,719
Income before extraordinary items	$4,094,000	1,846
Extraordinary gains, net	$0	8
Net income	$4,094,000	1,845
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,094,000	1,846
Net charge-offs	$-2,000	3,208
Cash dividends	$1,505,000	1,381
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,988,000	1,854
2021-06-30 (YTD Data)		Rank
Total interest income	$6,104,000	2,206
Total interest expense	$1,150,000	1,297
Net interest income	$4,954,000	2,372
Provision for loan and lease losses	$-2,000	4,373
Total noninterest income	$366,000	3,332
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$49,000	3,467
Trading account gains and fees	NA	NA
Additional Noninterest Income	$317,000	3,088
Total noninterest expense	$3,112,000	2,665
Salaries and employee benefits	$1,940,000	2,554
Premises and equipment expense	$671,000	1,679
Additional noninterest expense	$501,000	3,707
Pre-tax net operating income	$2,210,000	2,257
Securities gains (losses)	$98,000	674
Applicable income taxes	$0	3,702
Income before extraordinary items	$2,308,000	2,063
Extraordinary gains, net	$0	6
Net income	$2,308,000	2,063
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,308,000	2,063
Net charge-offs	$-2,000	3,249
Cash dividends	$1,009,000	1,364
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,210,000	2,075
2021-03-31 (YTD Data)		Rank
Total interest income	$3,045,000	2,198
Total interest expense	$590,000	1,328
Net interest income	$2,455,000	2,366
Provision for loan and lease losses	$1,000	2,721
Total noninterest income	$161,000	3,448
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$24,000	3,483
Trading account gains and fees	NA	NA
Additional Noninterest Income	$137,000	3,210
Total noninterest expense	$1,559,000	2,652
Salaries and employee benefits	$954,000	2,580
Premises and equipment expense	$323,000	1,741
Additional noninterest expense	$282,000	3,524
Pre-tax net operating income	$1,056,000	2,298
Securities gains (losses)	$21,000	866
Applicable income taxes	$0	3,613
Income before extraordinary items	$1,077,000	2,118
Extraordinary gains, net	$0	3
Net income	$1,077,000	2,118
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,077,000	2,118
Net charge-offs	$1,000	1,805
Cash dividends	$512,000	1,161
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,056,000	2,101
2020-12-31 (YTD Data)		Rank
Total interest income	$12,286,000	2,195
Total interest expense	$2,962,000	1,503
Net interest income	$9,324,000	2,375
Provision for loan and lease losses	$-23,000	4,915
Total noninterest income	$649,000	3,348
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$121,000	3,348
Trading account gains and fees	NA	NA
Additional Noninterest Income	$528,000	3,096
Total noninterest expense	$5,990,000	2,697
Salaries and employee benefits	$3,672,000	2,613
Premises and equipment expense	$1,333,000	1,659
Additional noninterest expense	$985,000	3,718
Pre-tax net operating income	$4,006,000	2,064
Securities gains (losses)	$55,000	1,681
Applicable income taxes	$0	3,697
Income before extraordinary items	$4,061,000	1,905
Extraordinary gains, net	$0	4
Net income	$4,061,000	1,904
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,061,000	1,905
Net charge-offs	$-188,000	4,841
Cash dividends	$2,048,000	1,487
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$4,006,000	1,874
2020-09-30 (YTD Data)		Rank
Total interest income	$9,152,000	2,223
Total interest expense	$2,313,000	1,532
Net interest income	$6,839,000	2,398
Provision for loan and lease losses	$144,000	3,045
Total noninterest income	$529,000	3,247
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$94,000	3,326
Trading account gains and fees	NA	NA
Additional Noninterest Income	$435,000	2,967
Total noninterest expense	$4,280,000	2,769
Salaries and employee benefits	$2,730,000	2,619
Premises and equipment expense	$927,000	1,767
Additional noninterest expense	$623,000	3,924
Pre-tax net operating income	$2,944,000	2,063
Securities gains (losses)	$1,000	2,423
Applicable income taxes	$0	3,696
Income before extraordinary items	$2,945,000	1,924
Extraordinary gains, net	$0	4
Net income	$2,945,000	1,923
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,945,000	1,924
Net charge-offs	$-21,000	4,436
Cash dividends	$1,472,000	1,371
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,944,000	1,873
2020-06-30 (YTD Data)		Rank
Total interest income	$6,107,000	2,251
Total interest expense	$1,619,000	1,557
Net interest income	$4,488,000	2,438
Provision for loan and lease losses	$98,000	3,025
Total noninterest income	$319,000	3,317
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$67,000	3,284
Trading account gains and fees	NA	NA
Additional Noninterest Income	$252,000	3,070
Total noninterest expense	$2,765,000	2,820
Salaries and employee benefits	$1,839,000	2,606
Premises and equipment expense	$535,000	1,939
Additional noninterest expense	$391,000	4,006
Pre-tax net operating income	$1,944,000	2,046
Securities gains (losses)	$47,000	1,316
Applicable income taxes	$0	3,655
Income before extraordinary items	$1,991,000	1,859
Extraordinary gains, net	$0	4
Net income	$1,991,000	1,860
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,991,000	1,860
Net charge-offs	$-17,000	4,469
Cash dividends	$1,024,000	1,293
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,944,000	1,847
2020-03-31 (YTD Data)		Rank
Total interest income	$2,982,000	2,281
Total interest expense	$867,000	1,591
Net interest income	$2,115,000	2,499
Provision for loan and lease losses	$-8,000	5,043
Total noninterest income	$153,000	3,363
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$41,000	3,299
Trading account gains and fees	NA	NA
Additional Noninterest Income	$112,000	3,057
Total noninterest expense	$1,429,000	2,799
Salaries and employee benefits	$928,000	2,600
Premises and equipment expense	$279,000	1,898
Additional noninterest expense	$222,000	3,892
Pre-tax net operating income	$847,000	2,078
Securities gains (losses)	$1,000	1,614
Applicable income taxes	$0	3,513
Income before extraordinary items	$848,000	1,890
Extraordinary gains, net	$0	4
Net income	$848,000	1,890
Minority interest net income	$0	56
Net income of bank and minority interests.	$848,000	1,890
Net charge-offs	$-8,000	4,381
Cash dividends	$576,000	1,180
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$847,000	1,859
2019-12-31 (YTD Data)		Rank
Total interest income	$12,143,000	2,262
Total interest expense	$3,838,000	1,521
Net interest income	$8,305,000	2,554
Provision for loan and lease losses	$82,000	3,078
Total noninterest income	$637,000	3,383
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$171,000	3,350
Trading account gains and fees	NA	NA
Additional Noninterest Income	$466,000	3,100
Total noninterest expense	$5,583,000	2,816
Salaries and employee benefits	$3,471,000	2,683
Premises and equipment expense	$1,109,000	1,900
Additional noninterest expense	$1,003,000	3,790
Pre-tax net operating income	$3,277,000	2,330
Securities gains (losses)	$200,000	640
Applicable income taxes	$0	3,859
Income before extraordinary items	$3,477,000	2,095
Extraordinary gains, net	$0	11
Net income	$3,477,000	2,097
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,477,000	2,097
Net charge-offs	$-103,000	4,902
Cash dividends	$2,137,000	1,514
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,277,000	2,134
2019-09-30 (YTD Data)		Rank
Total interest income	$9,077,000	2,306
Total interest expense	$2,870,000	1,535
Net interest income	$6,207,000	2,598
Provision for loan and lease losses	$186,000	2,043
Total noninterest income	$476,000	3,403
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$127,000	3,408
Trading account gains and fees	NA	NA
Additional Noninterest Income	$349,000	3,110
Total noninterest expense	$4,187,000	2,827
Salaries and employee benefits	$2,584,000	2,702
Premises and equipment expense	$811,000	1,945
Additional noninterest expense	$792,000	3,734
Pre-tax net operating income	$2,310,000	2,489
Securities gains (losses)	$200,000	530
Applicable income taxes	$0	3,902
Income before extraordinary items	$2,510,000	2,194
Extraordinary gains, net	$0	11
Net income	$2,510,000	2,194
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,510,000	2,195
Net charge-offs	$1,000	3,377
Cash dividends	$1,625,000	1,384
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,310,000	2,277
2019-06-30 (YTD Data)		Rank
Total interest income	$5,948,000	2,331
Total interest expense	$1,877,000	1,533
Net interest income	$4,071,000	2,627
Provision for loan and lease losses	$131,000	1,961
Total noninterest income	$314,000	3,386
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$84,000	3,411
Trading account gains and fees	NA	NA
Additional Noninterest Income	$230,000	3,094
Total noninterest expense	$2,813,000	2,833
Salaries and employee benefits	$1,722,000	2,722
Premises and equipment expense	$555,000	1,919
Additional noninterest expense	$536,000	3,741
Pre-tax net operating income	$1,441,000	2,586
Securities gains (losses)	$200,000	378
Applicable income taxes	$0	3,901
Income before extraordinary items	$1,641,000	2,209
Extraordinary gains, net	$0	11
Net income	$1,641,000	2,208
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,641,000	2,209
Net charge-offs	$6,000	2,766
Cash dividends	$1,101,000	1,354
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,441,000	2,359
2019-03-31 (YTD Data)		Rank
Total interest income	$2,901,000	2,371
Total interest expense	$910,000	1,535
Net interest income	$1,991,000	2,689
Provision for loan and lease losses	$50,000	2,037
Total noninterest income	$144,000	3,490
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$40,000	3,473
Trading account gains and fees	NA	NA
Additional Noninterest Income	$104,000	3,177
Total noninterest expense	$1,364,000	2,895
Salaries and employee benefits	$862,000	2,742
Premises and equipment expense	$261,000	2,023
Additional noninterest expense	$241,000	3,925
Pre-tax net operating income	$721,000	2,532
Securities gains (losses)	$14,000	643
Applicable income taxes	$0	3,800
Income before extraordinary items	$735,000	2,294
Extraordinary gains, net	$0	5
Net income	$735,000	2,293
Minority interest net income	$0	52
Net income of bank and minority interests.	$735,000	2,293
Net charge-offs	$0	2,740
Cash dividends	$544,000	1,271
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$721,000	2,310
2018-12-31 (YTD Data)		Rank
Total interest income	$11,492,000	2,282
Total interest expense	$2,918,000	1,463
Net interest income	$8,574,000	2,529
Provision for loan and lease losses	$-166,000	5,213
Total noninterest income	$679,000	3,380
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$145,000	3,714
Trading account gains and fees	NA	NA
Additional Noninterest Income	$534,000	2,974
Total noninterest expense	$5,024,000	3,049
Salaries and employee benefits	$3,342,000	2,760
Premises and equipment expense	$673,000	2,641
Additional noninterest expense	$1,009,000	3,890
Pre-tax net operating income	$4,395,000	1,968
Securities gains (losses)	$-122,000	5,060
Applicable income taxes	$0	3,978
Income before extraordinary items	$4,273,000	1,817
Extraordinary gains, net	$0	6
Net income	$4,273,000	1,816
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,273,000	1,816
Net charge-offs	$-266,000	5,222
Cash dividends	$2,644,000	1,195
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$4,395,000	1,752
2018-09-30 (YTD Data)		Rank
Total interest income	$8,499,000	2,299
Total interest expense	$2,063,000	1,459
Net interest income	$6,436,000	2,541
Provision for loan and lease losses	$-39,000	5,237
Total noninterest income	$522,000	3,362
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$105,000	3,783
Trading account gains and fees	NA	NA
Additional Noninterest Income	$417,000	2,982
Total noninterest expense	$3,659,000	3,108
Salaries and employee benefits	$2,490,000	2,783
Premises and equipment expense	$485,000	2,729
Additional noninterest expense	$684,000	4,068
Pre-tax net operating income	$3,338,000	1,974
Securities gains (losses)	$-93,000	5,226
Applicable income taxes	$0	4,032
Income before extraordinary items	$3,245,000	1,800
Extraordinary gains, net	$0	5
Net income	$3,245,000	1,799
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,245,000	1,799
Net charge-offs	$-139,000	5,182
Cash dividends	$1,949,000	1,111
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,338,000	1,745
2018-06-30 (YTD Data)		Rank
Total interest income	$5,589,000	2,311
Total interest expense	$1,272,000	1,481
Net interest income	$4,317,000	2,529
Provision for loan and lease losses	$-32,000	5,328
Total noninterest income	$355,000	3,361
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$64,000	3,914
Trading account gains and fees	NA	NA
Additional Noninterest Income	$291,000	2,931
Total noninterest expense	$2,431,000	3,142
Salaries and employee benefits	$1,650,000	2,817
Premises and equipment expense	$314,000	2,789
Additional noninterest expense	$467,000	4,067
Pre-tax net operating income	$2,273,000	1,904
Securities gains (losses)	$-84,000	5,323
Applicable income taxes	$0	4,018
Income before extraordinary items	$2,189,000	1,752
Extraordinary gains, net	$0	6
Net income	$2,189,000	1,751
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,189,000	1,751
Net charge-offs	$-132,000	5,269
Cash dividends	$1,285,000	1,100
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,273,000	1,702
2018-03-31 (YTD Data)		Rank
Total interest income	$2,811,000	2,291
Total interest expense	$595,000	1,493
Net interest income	$2,216,000	2,475
Provision for loan and lease losses	$-122,000	5,502
Total noninterest income	$156,000	3,512
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$31,000	3,973
Trading account gains and fees	NA	NA
Additional Noninterest Income	$125,000	3,069
Total noninterest expense	$1,172,000	3,242
Salaries and employee benefits	$807,000	2,887
Premises and equipment expense	$152,000	2,894
Additional noninterest expense	$213,000	4,232
Pre-tax net operating income	$1,322,000	1,648
Securities gains (losses)	$-5,000	5,135
Applicable income taxes	$0	3,948
Income before extraordinary items	$1,317,000	1,467
Extraordinary gains, net	$0	7
Net income	$1,317,000	1,467
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,317,000	1,467
Net charge-offs	$-122,000	5,417
Cash dividends	$621,000	1,027
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,322,000	1,448
2017-12-31 (YTD Data)		Rank
Total interest income	$9,854,000	2,466
Total interest expense	$2,011,000	1,529
Net interest income	$7,843,000	2,677
Provision for loan and lease losses	$60,000	3,409
Total noninterest income	$499,000	3,937
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$139,000	3,949
Trading account gains and fees	NA	NA
Additional Noninterest Income	$360,000	3,579
Total noninterest expense	$4,738,000	3,205
Salaries and employee benefits	$3,006,000	2,977
Premises and equipment expense	$685,000	2,688
Additional noninterest expense	$1,047,000	3,945
Pre-tax net operating income	$3,544,000	2,225
Securities gains (losses)	$-81,000	5,373
Applicable income taxes	$0	4,135
Income before extraordinary items	$3,463,000	1,825
Extraordinary gains, net	$0	9
Net income	$3,463,000	1,825
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,463,000	1,826
Net charge-offs	$-115,000	5,334
Cash dividends	$2,303,000	1,264
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,544,000	1,764
2017-09-30 (YTD Data)		Rank
Total interest income	$7,297,000	2,509
Total interest expense	$1,438,000	1,568
Net interest income	$5,859,000	2,702
Provision for loan and lease losses	$28,000	3,574
Total noninterest income	$377,000	3,964
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$107,000	3,934
Trading account gains and fees	NA	NA
Additional Noninterest Income	$270,000	3,611
Total noninterest expense	$3,403,000	3,313
Salaries and employee benefits	$2,264,000	2,991
Premises and equipment expense	$491,000	2,795
Additional noninterest expense	$648,000	4,284
Pre-tax net operating income	$2,805,000	2,175
Securities gains (losses)	$-5,000	5,317
Applicable income taxes	$0	4,172
Income before extraordinary items	$2,800,000	1,831
Extraordinary gains, net	$0	9
Net income	$2,800,000	1,831
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,800,000	1,831
Net charge-offs	$-22,000	4,950
Cash dividends	$1,663,000	1,214
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,805,000	1,801
2017-06-30 (YTD Data)		Rank
Total interest income	$4,594,000	2,608
Total interest expense	$902,000	1,609
Net interest income	$3,692,000	2,800
Provision for loan and lease losses	$-9,000	5,533
Total noninterest income	$255,000	3,963
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$68,000	3,993
Trading account gains and fees	NA	NA
Additional Noninterest Income	$187,000	3,570
Total noninterest expense	$2,256,000	3,342
Salaries and employee benefits	$1,514,000	2,996
Premises and equipment expense	$323,000	2,818
Additional noninterest expense	$419,000	4,345
Pre-tax net operating income	$1,700,000	2,278
Securities gains (losses)	$-1,000	5,255
Applicable income taxes	$0	4,189
Income before extraordinary items	$1,699,000	1,957
Extraordinary gains, net	$0	11
Net income	$1,699,000	1,957
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,699,000	1,957
Net charge-offs	$-9,000	4,762
Cash dividends	$1,024,000	1,280
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,700,000	1,927
2017-03-31 (YTD Data)		Rank
Total interest income	$2,218,000	2,663
Total interest expense	$415,000	1,710
Net interest income	$1,803,000	2,843
Provision for loan and lease losses	$-5,000	5,647
Total noninterest income	$116,000	4,084
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$33,000	4,064
Trading account gains and fees	NA	NA
Additional Noninterest Income	$83,000	3,719
Total noninterest expense	$1,140,000	3,355
Salaries and employee benefits	$767,000	3,021
Premises and equipment expense	$155,000	2,934
Additional noninterest expense	$218,000	4,320
Pre-tax net operating income	$784,000	2,324
Securities gains (losses)	$-1,000	5,454
Applicable income taxes	$0	4,086
Income before extraordinary items	$783,000	2,019
Extraordinary gains, net	$0	8
Net income	$783,000	2,020
Minority interest net income	$0	55
Net income of bank and minority interests.	$783,000	2,020
Net charge-offs	$-5,000	4,686
Cash dividends	$512,000	1,187
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$784,000	1,989
2016-12-31 (YTD Data)		Rank
Total interest income	$8,499,000	2,733
Total interest expense	$1,559,000	1,755
Net interest income	$6,940,000	2,909
Provision for loan and lease losses	$0	4,332
Total noninterest income	$450,000	4,230
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$270,000	3,126
Trading account gains and fees	$0	170
Additional Noninterest Income	$180,000	4,455
Total noninterest expense	$4,519,000	3,408
Salaries and employee benefits	$2,772,000	3,194
Premises and equipment expense	$533,000	3,244
Additional noninterest expense	$1,214,000	3,789
Pre-tax net operating income	$2,871,000	2,461
Securities gains (losses)	$12,000	2,595
Applicable income taxes	$0	4,278
Income before extraordinary items	$2,883,000	2,175
Extraordinary gains, net	$0	5
Net income	$2,883,000	2,173
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,883,000	2,174
Net charge-offs	$0	4,281
Cash dividends	$2,361,000	1,231
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,871,000	2,119
2016-09-30 (YTD Data)		Rank
Total interest income	$6,340,000	2,750
Total interest expense	$1,149,000	1,777
Net interest income	$5,191,000	2,910
Provision for loan and lease losses	$-29,000	5,662
Total noninterest income	$373,000	4,121
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$204,000	3,129
Trading account gains and fees	$0	169
Additional Noninterest Income	$169,000	4,290
Total noninterest expense	$3,327,000	3,437
Salaries and employee benefits	$2,042,000	3,233
Premises and equipment expense	$397,000	3,283
Additional noninterest expense	$888,000	3,878
Pre-tax net operating income	$2,266,000	2,418
Securities gains (losses)	$97,000	1,287
Applicable income taxes	$0	4,325
Income before extraordinary items	$2,363,000	2,044
Extraordinary gains, net	$0	5
Net income	$2,363,000	2,043
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,363,000	2,044
Net charge-offs	$-29,000	5,201
Cash dividends	$1,386,000	1,356
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,266,000	2,065
2016-06-30 (YTD Data)		Rank
Total interest income	$4,163,000	2,791
Total interest expense	$751,000	1,812
Net interest income	$3,412,000	2,953
Provision for loan and lease losses	$-26,000	5,781
Total noninterest income	$234,000	4,209
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$131,000	3,181
Trading account gains and fees	$0	157
Additional Noninterest Income	$103,000	4,391
Total noninterest expense	$2,186,000	3,497
Salaries and employee benefits	$1,372,000	3,227
Premises and equipment expense	$248,000	3,423
Additional noninterest expense	$566,000	4,002
Pre-tax net operating income	$1,486,000	2,415
Securities gains (losses)	$97,000	985
Applicable income taxes	$0	4,338
Income before extraordinary items	$1,583,000	2,025
Extraordinary gains, net	$0	16
Net income	$1,583,000	2,025
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,583,000	2,025
Net charge-offs	$-26,000	5,296
Cash dividends	$972,000	1,358
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,486,000	2,077
2016-03-31 (YTD Data)		Rank
Total interest income	$2,030,000	2,835
Total interest expense	$363,000	1,861
Net interest income	$1,667,000	3,015
Provision for loan and lease losses	$-5,000	5,884
Total noninterest income	$106,000	4,316
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$61,000	3,298
Trading account gains and fees	$0	142
Additional Noninterest Income	$45,000	4,507
Total noninterest expense	$1,091,000	3,507
Salaries and employee benefits	$696,000	3,223
Premises and equipment expense	$120,000	3,515
Additional noninterest expense	$275,000	4,059
Pre-tax net operating income	$687,000	2,516
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$687,000	2,227
Extraordinary gains, net	$0	12
Net income	$687,000	2,227
Minority interest net income	$0	62
Net income of bank and minority interests.	$687,000	2,227
Net charge-offs	$-5,000	4,858
Cash dividends	$653,000	1,009
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$687,000	2,171
2015-12-31 (YTD Data)		Rank
Total interest income	$7,928,000	2,856
Total interest expense	$1,407,000	1,873
Net interest income	$6,521,000	3,024
Provision for loan and lease losses	$189,000	2,401
Total noninterest income	$472,000	4,258
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$261,000	3,277
Trading account gains and fees	$0	159
Additional Noninterest Income	$211,000	4,392
Total noninterest expense	$4,039,000	3,698
Salaries and employee benefits	$2,519,000	3,406
Premises and equipment expense	$412,000	3,855
Additional noninterest expense	$1,108,000	4,089
Pre-tax net operating income	$2,765,000	2,461
Securities gains (losses)	$40,000	1,793
Applicable income taxes	$0	4,402
Income before extraordinary items	$2,805,000	2,158
Extraordinary gains, net	$0	23
Net income	$2,805,000	2,158
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,805,000	2,159
Net charge-offs	$64,000	3,065
Cash dividends	$1,228,000	1,878
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,765,000	2,135
2015-09-30 (YTD Data)		Rank
Total interest income	$5,887,000	2,898
Total interest expense	$1,048,000	1,900
Net interest income	$4,839,000	3,065
Provision for loan and lease losses	$153,000	2,233
Total noninterest income	$354,000	4,280
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$195,000	3,309
Trading account gains and fees	$0	153
Additional Noninterest Income	$159,000	4,423
Total noninterest expense	$2,971,000	3,767
Salaries and employee benefits	$1,901,000	3,389
Premises and equipment expense	$295,000	3,986
Additional noninterest expense	$775,000	4,259
Pre-tax net operating income	$2,069,000	2,512
Securities gains (losses)	$2,000	2,829
Applicable income taxes	$0	4,489
Income before extraordinary items	$2,071,000	2,199
Extraordinary gains, net	$0	21
Net income	$2,071,000	2,201
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,071,000	2,200
Net charge-offs	$53,000	2,731
Cash dividends	$909,000	1,694
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,069,000	2,164
2015-06-30 (YTD Data)		Rank
Total interest income	$3,816,000	2,954
Total interest expense	$694,000	1,911
Net interest income	$3,122,000	3,128
Provision for loan and lease losses	$122,000	1,993
Total noninterest income	$243,000	4,259
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$127,000	3,332
Trading account gains and fees	$0	157
Additional Noninterest Income	$116,000	4,348
Total noninterest expense	$1,894,000	3,875
Salaries and employee benefits	$1,228,000	3,486
Premises and equipment expense	$166,000	4,349
Additional noninterest expense	$500,000	4,357
Pre-tax net operating income	$1,349,000	2,523
Securities gains (losses)	$5,000	2,231
Applicable income taxes	$0	4,497
Income before extraordinary items	$1,354,000	2,224
Extraordinary gains, net	$0	22
Net income	$1,354,000	2,225
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,354,000	2,226
Net charge-offs	$-3,000	4,856
Cash dividends	$608,000	1,707
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,349,000	2,175
2015-03-31 (YTD Data)		Rank
Total interest income	$1,883,000	2,978
Total interest expense	$345,000	1,937
Net interest income	$1,538,000	3,162
Provision for loan and lease losses	$31,000	2,448
Total noninterest income	$101,000	4,512
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$57,000	3,478
Trading account gains and fees	$0	152
Additional Noninterest Income	$44,000	4,655
Total noninterest expense	$956,000	3,897
Salaries and employee benefits	$618,000	3,505
Premises and equipment expense	$78,000	4,520
Additional noninterest expense	$260,000	4,288
Pre-tax net operating income	$652,000	2,548
Securities gains (losses)	$5,000	1,653
Applicable income taxes	$0	4,400
Income before extraordinary items	$657,000	2,246
Extraordinary gains, net	$0	13
Net income	$657,000	2,247
Minority interest net income	$0	64
Net income of bank and minority interests.	$657,000	2,247
Net charge-offs	$16,000	2,251
Cash dividends	$307,000	1,501
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$652,000	2,194
2014-12-31 (YTD Data)		Rank
Total interest income	$7,208,000	3,113
Total interest expense	$1,361,000	2,050
Net interest income	$5,847,000	3,314
Provision for loan and lease losses	$130,000	2,902
Total noninterest income	$453,000	4,431
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$275,000	3,374
Trading account gains and fees	$0	180
Additional Noninterest Income	$178,000	4,677
Total noninterest expense	$3,733,000	3,982
Salaries and employee benefits	$2,277,000	3,713
Premises and equipment expense	$437,000	3,916
Additional noninterest expense	$1,019,000	4,415
Pre-tax net operating income	$2,437,000	2,635
Securities gains (losses)	$11,000	2,605
Applicable income taxes	$0	4,531
Income before extraordinary items	$2,448,000	2,342
Extraordinary gains, net	$0	17
Net income	$2,448,000	2,342
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,448,000	2,342
Net charge-offs	$55,000	3,693
Cash dividends	$1,054,000	1,975
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,437,000	2,303
2014-09-30 (YTD Data)		Rank
Total interest income	$5,325,000	3,174
Total interest expense	$1,017,000	2,094
Net interest income	$4,308,000	3,377
Provision for loan and lease losses	$-5,000	6,062
Total noninterest income	$341,000	4,469
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$211,000	3,366
Trading account gains and fees	$0	174
Additional Noninterest Income	$130,000	4,754
Total noninterest expense	$2,784,000	4,015
Salaries and employee benefits	$1,706,000	3,732
Premises and equipment expense	$334,000	3,936
Additional noninterest expense	$744,000	4,492
Pre-tax net operating income	$1,870,000	2,635
Securities gains (losses)	$10,000	2,341
Applicable income taxes	$0	4,583
Income before extraordinary items	$1,880,000	2,327
Extraordinary gains, net	$0	15
Net income	$1,880,000	2,328
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,880,000	2,327
Net charge-offs	$-55,000	6,062
Cash dividends	$691,000	1,893
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,870,000	2,279
2014-06-30 (YTD Data)		Rank
Total interest income	$3,473,000	3,227
Total interest expense	$680,000	2,103
Net interest income	$2,793,000	3,428
Provision for loan and lease losses	$-6,000	6,216
Total noninterest income	$226,000	4,479
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$140,000	3,368
Trading account gains and fees	$0	172
Additional Noninterest Income	$86,000	4,759
Total noninterest expense	$1,890,000	4,007
Salaries and employee benefits	$1,134,000	3,753
Premises and equipment expense	$242,000	3,780
Additional noninterest expense	$514,000	4,436
Pre-tax net operating income	$1,135,000	2,750
Securities gains (losses)	$10,000	1,948
Applicable income taxes	$0	4,568
Income before extraordinary items	$1,145,000	2,415
Extraordinary gains, net	$0	20
Net income	$1,145,000	2,419
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,145,000	2,419
Net charge-offs	$-21,000	5,911
Cash dividends	$435,000	1,963
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,135,000	2,385
2014-03-31 (YTD Data)		Rank
Total interest income	$1,697,000	3,295
Total interest expense	$341,000	2,127
Net interest income	$1,356,000	3,507
Provision for loan and lease losses	$-7,000	6,397
Total noninterest income	$94,000	4,729
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$69,000	3,363
Trading account gains and fees	$0	147
Additional Noninterest Income	$25,000	5,334
Total noninterest expense	$918,000	4,102
Salaries and employee benefits	$555,000	3,845
Premises and equipment expense	$103,000	4,146
Additional noninterest expense	$260,000	4,436
Pre-tax net operating income	$539,000	2,759
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$539,000	2,436
Extraordinary gains, net	$0	16
Net income	$539,000	2,439
Minority interest net income	$0	66
Net income of bank and minority interests.	$539,000	2,439
Net charge-offs	$-7,000	5,595
Cash dividends	$217,000	1,695
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$539,000	2,398
2013-12-31 (YTD Data)		Rank
Total interest income	$6,582,000	3,417
Total interest expense	$1,474,000	2,199
Net interest income	$5,108,000	3,658
Provision for loan and lease losses	$-61,000	6,335
Total noninterest income	$484,000	4,451
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$327,000	3,198
Trading account gains and fees	$0	184
Additional Noninterest Income	$157,000	4,904
Total noninterest expense	$3,750,000	4,077
Salaries and employee benefits	$2,180,000	3,893
Premises and equipment expense	$425,000	4,071
Additional noninterest expense	$1,145,000	4,298
Pre-tax net operating income	$1,903,000	2,957
Securities gains (losses)	$-1,000	6,053
Applicable income taxes	$0	4,631
Income before extraordinary items	$1,902,000	2,707
Extraordinary gains, net	$0	29
Net income	$1,902,000	2,710
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,902,000	2,710
Net charge-offs	$-61,000	6,453
Cash dividends	$934,000	2,028
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,903,000	2,638
2013-09-30 (YTD Data)		Rank
Total interest income	$4,877,000	3,466
Total interest expense	$1,114,000	2,240
Net interest income	$3,763,000	3,714
Provision for loan and lease losses	$-47,000	6,505
Total noninterest income	$358,000	4,535
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$244,000	3,227
Trading account gains and fees	$0	180
Additional Noninterest Income	$114,000	5,025
Total noninterest expense	$2,782,000	4,121
Salaries and employee benefits	$1,675,000	3,825
Premises and equipment expense	$301,000	4,247
Additional noninterest expense	$806,000	4,454
Pre-tax net operating income	$1,386,000	3,067
Securities gains (losses)	$-1,000	6,307
Applicable income taxes	$0	4,713
Income before extraordinary items	$1,385,000	2,805
Extraordinary gains, net	$0	25
Net income	$1,385,000	2,809
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,385,000	2,809
Net charge-offs	$-47,000	6,455
Cash dividends	$659,000	1,835
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,386,000	2,730
2013-06-30 (YTD Data)		Rank
Total interest income	$3,210,000	3,501
Total interest expense	$743,000	2,293
Net interest income	$2,467,000	3,748
Provision for loan and lease losses	$-39,000	6,619
Total noninterest income	$239,000	4,586
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$156,000	3,275
Trading account gains and fees	$0	157
Additional Noninterest Income	$83,000	4,965
Total noninterest expense	$1,900,000	4,077
Salaries and employee benefits	$1,119,000	3,838
Premises and equipment expense	$179,000	4,522
Additional noninterest expense	$602,000	4,182
Pre-tax net operating income	$845,000	3,223
Securities gains (losses)	$-1,000	6,487
Applicable income taxes	$0	4,679
Income before extraordinary items	$844,000	2,954
Extraordinary gains, net	$0	22
Net income	$844,000	2,956
Minority interest net income	$0	82
Net income of bank and minority interests.	$844,000	2,957
Net charge-offs	$-39,000	6,489
Cash dividends	$435,000	1,832
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$845,000	2,867
2013-03-31 (YTD Data)		Rank
Total interest income	$1,581,000	3,565
Total interest expense	$372,000	2,348
Net interest income	$1,209,000	3,824
Provision for loan and lease losses	$-1,000	6,710
Total noninterest income	$103,000	4,804
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$75,000	3,336
Trading account gains and fees	$0	148
Additional Noninterest Income	$28,000	5,392
Total noninterest expense	$1,011,000	3,963
Salaries and employee benefits	$556,000	3,898
Premises and equipment expense	$92,000	4,494
Additional noninterest expense	$363,000	3,757
Pre-tax net operating income	$302,000	3,799
Securities gains (losses)	$-1,000	6,666
Applicable income taxes	$0	4,602
Income before extraordinary items	$301,000	3,554
Extraordinary gains, net	$0	10
Net income	$301,000	3,555
Minority interest net income	$0	76
Net income of bank and minority interests.	$301,000	3,556
Net charge-offs	$-1,000	5,189
Cash dividends	$243,000	1,508
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$302,000	3,458
2012-12-31 (YTD Data)		Rank
Total interest income	$6,650,000	3,575
Total interest expense	$1,684,000	2,487
Net interest income	$4,966,000	3,834
Provision for loan and lease losses	$37,000	5,348
Total noninterest income	$436,000	4,700
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$315,000	3,397
Trading account gains and fees	$0	166
Additional Noninterest Income	$121,000	5,159
Total noninterest expense	$3,798,000	4,178
Salaries and employee benefits	$2,318,000	3,754
Premises and equipment expense	$345,000	4,646
Additional noninterest expense	$1,135,000	4,488
Pre-tax net operating income	$1,567,000	3,263
Securities gains (losses)	$16,000	3,242
Applicable income taxes	$0	4,751
Income before extraordinary items	$1,583,000	3,015
Extraordinary gains, net	$0	29
Net income	$1,583,000	3,016
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,583,000	3,017
Net charge-offs	$-49,000	6,851
Cash dividends	$855,000	2,149
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,567,000	2,915
2012-09-30 (YTD Data)		Rank
Total interest income	$4,995,000	3,636
Total interest expense	$1,285,000	2,552
Net interest income	$3,710,000	3,906
Provision for loan and lease losses	$44,000	5,067
Total noninterest income	$317,000	4,787
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$236,000	3,434
Trading account gains and fees	$0	157
Additional Noninterest Income	$81,000	5,349
Total noninterest expense	$2,778,000	4,257
Salaries and employee benefits	$1,734,000	3,776
Premises and equipment expense	$264,000	4,656
Additional noninterest expense	$780,000	4,731
Pre-tax net operating income	$1,205,000	3,309
Securities gains (losses)	$3,000	3,350
Applicable income taxes	$0	4,802
Income before extraordinary items	$1,208,000	3,055
Extraordinary gains, net	$0	20
Net income	$1,208,000	3,055
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,208,000	3,054
Net charge-offs	$-42,000	6,893
Cash dividends	$610,000	1,817
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,205,000	2,918
2012-06-30 (YTD Data)		Rank
Total interest income	$3,303,000	3,691
Total interest expense	$868,000	2,614
Net interest income	$2,435,000	3,954
Provision for loan and lease losses	$60,000	4,338
Total noninterest income	$235,000	4,636
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$152,000	3,480
Trading account gains and fees	$0	153
Additional Noninterest Income	$83,000	4,887
Total noninterest expense	$1,822,000	4,322
Salaries and employee benefits	$1,139,000	3,833
Premises and equipment expense	$178,000	4,645
Additional noninterest expense	$505,000	4,837
Pre-tax net operating income	$788,000	3,308
Securities gains (losses)	$3,000	2,959
Applicable income taxes	$0	4,770
Income before extraordinary items	$791,000	3,065
Extraordinary gains, net	$0	19
Net income	$791,000	3,065
Minority interest net income	$0	84
Net income of bank and minority interests.	$791,000	3,065
Net charge-offs	$-16,000	6,748
Cash dividends	$367,000	1,939
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$788,000	2,922
2012-03-31 (YTD Data)		Rank
Total interest income	$1,650,000	3,736
Total interest expense	$438,000	2,666
Net interest income	$1,212,000	3,982
Provision for loan and lease losses	$12,000	4,780
Total noninterest income	$106,000	4,849
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$78,000	3,429
Trading account gains and fees	$0	148
Additional Noninterest Income	$28,000	5,423
Total noninterest expense	$958,000	4,205
Salaries and employee benefits	$598,000	3,744
Premises and equipment expense	$83,000	4,844
Additional noninterest expense	$277,000	4,580
Pre-tax net operating income	$348,000	3,567
Securities gains (losses)	$2,000	2,023
Applicable income taxes	$0	4,704
Income before extraordinary items	$350,000	3,351
Extraordinary gains, net	$0	19
Net income	$350,000	3,354
Minority interest net income	$0	78
Net income of bank and minority interests.	$350,000	3,354
Net charge-offs	$-13,000	6,740
Cash dividends	$175,000	1,694
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$348,000	3,189
2011-12-31 (YTD Data)		Rank
Total interest income	$6,563,000	3,831
Total interest expense	$1,856,000	2,933
Net interest income	$4,707,000	4,072
Provision for loan and lease losses	$88,000	5,473
Total noninterest income	$506,000	4,384
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$344,000	3,332
Trading account gains and fees	$0	146
Additional Noninterest Income	$162,000	4,752
Total noninterest expense	$3,688,000	4,350
Salaries and employee benefits	$2,136,000	3,995
Premises and equipment expense	$336,000	4,975
Additional noninterest expense	$1,216,000	4,412
Pre-tax net operating income	$1,437,000	3,102
Securities gains (losses)	$0	3,838
Applicable income taxes	$0	4,719
Income before extraordinary items	$1,437,000	2,857
Extraordinary gains, net	$0	29
Net income	$1,437,000	2,859
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,437,000	2,859
Net charge-offs	$301,000	3,801
Cash dividends	$544,000	2,337
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,437,000	2,758
2011-09-30 (YTD Data)		Rank
Total interest income	$4,942,000	3,860
Total interest expense	$1,397,000	3,031
Net interest income	$3,545,000	4,075
Provision for loan and lease losses	$82,000	5,184
Total noninterest income	$391,000	4,364
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$266,000	3,270
Trading account gains and fees	$0	145
Additional Noninterest Income	$125,000	4,807
Total noninterest expense	$2,733,000	4,381
Salaries and employee benefits	$1,603,000	3,987
Premises and equipment expense	$235,000	5,185
Additional noninterest expense	$895,000	4,468
Pre-tax net operating income	$1,121,000	3,106
Securities gains (losses)	$0	3,555
Applicable income taxes	$0	4,740
Income before extraordinary items	$1,121,000	2,835
Extraordinary gains, net	$0	21
Net income	$1,121,000	2,838
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,121,000	2,838
Net charge-offs	$294,000	3,272
Cash dividends	$544,000	1,722
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,121,000	2,740
2011-06-30 (YTD Data)		Rank
Total interest income	$3,235,000	3,939
Total interest expense	$929,000	3,141
Net interest income	$2,306,000	4,170
Provision for loan and lease losses	$72,000	4,751
Total noninterest income	$251,000	4,463
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$173,000	3,304
Trading account gains and fees	$0	153
Additional Noninterest Income	$78,000	4,942
Total noninterest expense	$1,788,000	4,476
Salaries and employee benefits	$1,027,000	4,135
Premises and equipment expense	$151,000	5,303
Additional noninterest expense	$610,000	4,479
Pre-tax net operating income	$697,000	3,190
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$697,000	2,927
Extraordinary gains, net	$0	15
Net income	$697,000	2,929
Minority interest net income	$0	89
Net income of bank and minority interests.	$697,000	2,929
Net charge-offs	$192,000	3,161
Cash dividends	$351,000	1,760
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$697,000	2,855
2011-03-31 (YTD Data)		Rank
Total interest income	$1,584,000	4,011
Total interest expense	$463,000	3,235
Net interest income	$1,121,000	4,250
Provision for loan and lease losses	$1,000	5,795
Total noninterest income	$117,000	4,642
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$88,000	3,243
Trading account gains and fees	$0	158
Additional Noninterest Income	$29,000	5,437
Total noninterest expense	$930,000	4,394
Salaries and employee benefits	$528,000	4,077
Premises and equipment expense	$80,000	5,222
Additional noninterest expense	$322,000	4,334
Pre-tax net operating income	$307,000	3,483
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$307,000	3,182
Extraordinary gains, net	$0	9
Net income	$307,000	3,177
Minority interest net income	$0	86
Net income of bank and minority interests.	$307,000	3,181
Net charge-offs	$121,000	2,553
Cash dividends	$192,000	1,466
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$307,000	3,123
2010-12-31 (YTD Data)		Rank
Total interest income	$6,704,000	4,015
Total interest expense	$2,142,000	3,388
Net interest income	$4,562,000	4,198
Provision for loan and lease losses	$321,000	4,756
Total noninterest income	$431,000	4,836
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$302,000	3,628
Trading account gains and fees	$0	175
Additional Noninterest Income	$129,000	5,136
Total noninterest expense	$3,573,000	4,539
Salaries and employee benefits	$1,927,000	4,343
Premises and equipment expense	$363,000	4,981
Additional noninterest expense	$1,283,000	4,433
Pre-tax net operating income	$1,099,000	3,229
Securities gains (losses)	$-6,000	6,994
Applicable income taxes	$0	4,655
Income before extraordinary items	$1,093,000	3,067
Extraordinary gains, net	$0	29
Net income	$1,093,000	3,064
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,093,000	3,067
Net charge-offs	$504,000	3,640
Cash dividends	$610,000	2,097
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,099,000	2,944
2010-09-30 (YTD Data)		Rank
Total interest income	$5,019,000	4,101
Total interest expense	$1,649,000	3,444
Net interest income	$3,370,000	4,307
Provision for loan and lease losses	$278,000	4,420
Total noninterest income	$295,000	5,076
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$214,000	3,799
Trading account gains and fees	$0	165
Additional Noninterest Income	$81,000	5,477
Total noninterest expense	$2,723,000	4,503
Salaries and employee benefits	$1,485,000	4,294
Premises and equipment expense	$269,000	5,083
Additional noninterest expense	$969,000	4,391
Pre-tax net operating income	$664,000	3,812
Securities gains (losses)	$-6,000	7,171
Applicable income taxes	$0	4,726
Income before extraordinary items	$658,000	3,611
Extraordinary gains, net	$0	23
Net income	$658,000	3,609
Minority interest net income	$0	110
Net income of bank and minority interests.	$658,000	3,611
Net charge-offs	$460,000	3,186
Cash dividends	$416,000	1,976
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$664,000	3,464
2010-06-30 (YTD Data)		Rank
Total interest income	$3,287,000	4,191
Total interest expense	$1,125,000	3,474
Net interest income	$2,162,000	4,403
Provision for loan and lease losses	$53,000	5,807
Total noninterest income	$149,000	5,496
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$116,000	4,206
Trading account gains and fees	$0	152
Additional Noninterest Income	$33,000	6,051
Total noninterest expense	$1,800,000	4,545
Salaries and employee benefits	$968,000	4,379
Premises and equipment expense	$183,000	5,069
Additional noninterest expense	$649,000	4,380
Pre-tax net operating income	$458,000	3,775
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$458,000	3,555
Extraordinary gains, net	$0	19
Net income	$458,000	3,552
Minority interest net income	$0	105
Net income of bank and minority interests.	$458,000	3,554
Net charge-offs	$35,000	5,161
Cash dividends	$269,000	2,022
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$458,000	3,447
2010-03-31 (YTD Data)		Rank
Total interest income	$1,626,000	4,274
Total interest expense	$570,000	3,569
Net interest income	$1,056,000	4,508
Provision for loan and lease losses	$57,000	4,750
Total noninterest income	$51,000	6,092
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$54,000	4,328
Trading account gains and fees	$0	175
Additional Noninterest Income	$-3,000	7,524
Total noninterest expense	$874,000	4,674
Salaries and employee benefits	$505,000	4,328
Premises and equipment expense	$92,000	5,136
Additional noninterest expense	$277,000	4,819
Pre-tax net operating income	$176,000	4,298
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$176,000	4,117
Extraordinary gains, net	$0	16
Net income	$176,000	4,116
Minority interest net income	$0	91
Net income of bank and minority interests.	$176,000	4,116
Net charge-offs	$39,000	3,940
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$176,000	4,015
2009-12-31 (YTD Data)		Rank
Total interest income	$7,283,000	4,072
Total interest expense	$2,789,000	3,614
Net interest income	$4,494,000	4,236
Provision for loan and lease losses	$765,000	3,902
Total noninterest income	$396,000	5,142
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$247,000	4,251
Trading account gains and fees	$0	211
Additional Noninterest Income	$149,000	5,099
Total noninterest expense	$3,339,000	4,866
Salaries and employee benefits	$1,882,000	4,557
Premises and equipment expense	$349,000	5,330
Additional noninterest expense	$1,108,000	4,951
Pre-tax net operating income	$786,000	3,376
Securities gains (losses)	$-50,000	7,173
Applicable income taxes	$0	4,388
Income before extraordinary items	$736,000	3,282
Extraordinary gains, net	$0	34
Net income	$736,000	3,281
Minority interest net income	$0	115
Net income of bank and minority interests.	$736,000	3,281
Net charge-offs	$230,000	4,826
Cash dividends	$442,000	2,714
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$786,000	3,111
2009-09-30 (YTD Data)		Rank
Total interest income	$5,513,000	4,101
Total interest expense	$2,167,000	3,649
Net interest income	$3,346,000	4,260
Provision for loan and lease losses	$728,000	3,231
Total noninterest income	$279,000	5,330
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$187,000	4,247
Trading account gains and fees	$0	212
Additional Noninterest Income	$92,000	5,504
Total noninterest expense	$2,542,000	4,830
Salaries and employee benefits	$1,427,000	4,541
Premises and equipment expense	$264,000	5,342
Additional noninterest expense	$851,000	4,885
Pre-tax net operating income	$355,000	4,340
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$355,000	4,209
Extraordinary gains, net	$0	27
Net income	$355,000	4,204
Minority interest net income	$0	118
Net income of bank and minority interests.	$355,000	4,207
Net charge-offs	$221,000	4,137
Cash dividends	$314,000	2,578
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$355,000	4,137
2009-06-30 (YTD Data)		Rank
Total interest income	$3,696,000	4,125
Total interest expense	$1,493,000	3,683
Net interest income	$2,203,000	4,292
Provision for loan and lease losses	$237,000	4,111
Total noninterest income	$181,000	5,387
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$121,000	4,290
Trading account gains and fees	$0	193
Additional Noninterest Income	$60,000	5,582
Total noninterest expense	$1,608,000	5,036
Salaries and employee benefits	$930,000	4,656
Premises and equipment expense	$174,000	5,423
Additional noninterest expense	$504,000	5,229
Pre-tax net operating income	$539,000	3,193
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$539,000	2,961
Extraordinary gains, net	$0	21
Net income	$539,000	2,959
Minority interest net income	$0	112
Net income of bank and minority interests.	$539,000	2,960
Net charge-offs	$9,000	6,044
Cash dividends	$314,000	2,142
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$539,000	2,852
2009-03-31 (YTD Data)		Rank
Total interest income	$1,872,000	4,136
Total interest expense	$770,000	3,709
Net interest income	$1,102,000	4,267
Provision for loan and lease losses	$57,000	4,784
Total noninterest income	$93,000	5,334
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$57,000	4,341
Trading account gains and fees	$0	171
Additional Noninterest Income	$36,000	5,346
Total noninterest expense	$786,000	5,008
Salaries and employee benefits	$489,000	4,541
Premises and equipment expense	$88,000	5,427
Additional noninterest expense	$209,000	5,487
Pre-tax net operating income	$352,000	3,060
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$352,000	2,803
Extraordinary gains, net	$0	15
Net income	$352,000	2,802
Minority interest net income	$0	102
Net income of bank and minority interests.	$352,000	2,804
Net charge-offs	$2,000	5,430
Cash dividends	$144,000	1,979
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$352,000	2,670
2008-12-31 (YTD Data)		Rank
Total interest income	$8,103,000	4,098
Total interest expense	$3,656,000	3,738
Net interest income	$4,447,000	4,257
Provision for loan and lease losses	$554,000	3,656
Total noninterest income	$494,000	4,861
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$240,000	4,440
Trading account gains and fees	$0	154
Additional Noninterest Income	$254,000	4,405
Total noninterest expense	$3,164,000	4,952
Salaries and employee benefits	$1,826,000	4,743
Premises and equipment expense	$389,000	5,163
Additional noninterest expense	$949,000	4,980
Pre-tax net operating income	$1,223,000	3,384
Securities gains (losses)	$-391,000	7,472
Applicable income taxes	$0	4,979
Income before extraordinary items	$832,000	3,629
Extraordinary gains, net	$0	39
Net income	$832,000	3,629
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$107,000	4,868
Cash dividends	$1,069,000	2,196
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,223,000	3,024
2008-09-30 (YTD Data)		Rank
Total interest income	$6,174,000	4,134
Total interest expense	$2,802,000	3,793
Net interest income	$3,372,000	4,253
Provision for loan and lease losses	$530,000	2,652
Total noninterest income	$413,000	4,748
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$181,000	4,464
Trading account gains and fees	$0	148
Additional Noninterest Income	$232,000	4,157
Total noninterest expense	$2,414,000	4,873
Salaries and employee benefits	$1,399,000	4,699
Premises and equipment expense	$282,000	5,262
Additional noninterest expense	$733,000	4,816
Pre-tax net operating income	$841,000	4,007
Securities gains (losses)	$0	3,106
Applicable income taxes	$0	5,372
Income before extraordinary items	$841,000	3,465
Extraordinary gains, net	$0	31
Net income	$841,000	3,465
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$102,000	3,926
Cash dividends	$749,000	2,203
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$841,000	3,598
2008-06-30 (YTD Data)		Rank
Total interest income	$4,223,000	4,104
Total interest expense	$1,919,000	3,846
Net interest income	$2,304,000	4,200
Provision for loan and lease losses	$47,000	5,253
Total noninterest income	$214,000	5,301
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$118,000	4,516
Trading account gains and fees	$0	149
Additional Noninterest Income	$96,000	5,129
Total noninterest expense	$1,610,000	4,897
Salaries and employee benefits	$916,000	4,795
Premises and equipment expense	$188,000	5,311
Additional noninterest expense	$506,000	4,694
Pre-tax net operating income	$861,000	3,267
Securities gains (losses)	$0	3,233
Applicable income taxes	$0	5,627
Income before extraordinary items	$861,000	2,901
Extraordinary gains, net	$0	21
Net income	$861,000	2,901
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	5,124
Cash dividends	$608,000	2,015
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$861,000	2,846
2008-03-31 (YTD Data)		Rank
Total interest income	$2,159,000	4,119
Total interest expense	$998,000	3,924
Net interest income	$1,161,000	4,188
Provision for loan and lease losses	$26,000	4,670
Total noninterest income	$85,000	5,752
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$59,000	4,476
Trading account gains and fees	$0	158
Additional Noninterest Income	$26,000	6,106
Total noninterest expense	$848,000	4,761
Salaries and employee benefits	$481,000	4,684
Premises and equipment expense	$89,000	5,489
Additional noninterest expense	$278,000	4,359
Pre-tax net operating income	$372,000	3,697
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$372,000	3,344
Extraordinary gains, net	$0	15
Net income	$372,000	3,346
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,847
Cash dividends	$288,000	1,943
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$372,000	3,247
2007-12-31 (YTD Data)		Rank
Total interest income	$8,812,000	4,100
Total interest expense	$4,399,000	3,774
Net interest income	$4,413,000	4,348
Provision for loan and lease losses	$68,000	5,379
Total noninterest income	$396,000	5,516
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$236,000	4,566
Trading account gains and fees	$0	178
Additional Noninterest Income	$160,000	5,467
Total noninterest expense	$3,211,000	4,800
Salaries and employee benefits	$1,802,000	4,745
Premises and equipment expense	$414,000	4,916
Additional noninterest expense	$995,000	4,684
Pre-tax net operating income	$1,530,000	3,873
Securities gains (losses)	$-1,000	7,069
Applicable income taxes	$5,000	5,774
Income before extraordinary items	$1,524,000	3,408
Extraordinary gains, net	$0	39
Net income	$1,524,000	3,407
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	3,986
Cash dividends	$1,456,000	2,054
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,525,000	3,387
2007-09-30 (YTD Data)		Rank
Total interest income	$6,573,000	4,126
Total interest expense	$3,297,000	3,781
Net interest income	$3,276,000	4,394
Provision for loan and lease losses	$62,000	4,812
Total noninterest income	$306,000	5,489
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$178,000	4,585
Trading account gains and fees	$0	184
Additional Noninterest Income	$128,000	5,372
Total noninterest expense	$2,402,000	4,778
Salaries and employee benefits	$1,355,000	4,703
Premises and equipment expense	$300,000	5,020
Additional noninterest expense	$747,000	4,611
Pre-tax net operating income	$1,118,000	4,111
Securities gains (losses)	$0	1,655
Applicable income taxes	$5,000	5,890
Income before extraordinary items	$1,113,000	3,645
Extraordinary gains, net	$0	33
Net income	$1,113,000	3,644
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	2,913
Cash dividends	$881,000	2,200
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,113,000	3,629
2007-06-30 (YTD Data)		Rank
Total interest income	$4,305,000	4,205
Total interest expense	$2,159,000	3,824
Net interest income	$2,146,000	4,484
Provision for loan and lease losses	$39,000	4,684
Total noninterest income	$220,000	5,386
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$123,000	4,520
Trading account gains and fees	$0	168
Additional Noninterest Income	$97,000	5,176
Total noninterest expense	$1,619,000	4,776
Salaries and employee benefits	$896,000	4,772
Premises and equipment expense	$203,000	4,994
Additional noninterest expense	$520,000	4,456
Pre-tax net operating income	$708,000	4,291
Securities gains (losses)	$0	1,444
Applicable income taxes	$5,000	5,893
Income before extraordinary items	$703,000	3,808
Extraordinary gains, net	$0	29
Net income	$703,000	3,808
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	2,353
Cash dividends	$592,000	2,233
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$703,000	3,794
2007-03-31 (YTD Data)		Rank
Total interest income	$2,107,000	4,247
Total interest expense	$1,062,000	3,848
Net interest income	$1,045,000	4,558
Provision for loan and lease losses	$80,000	2,339
Total noninterest income	$106,000	5,403
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$63,000	4,424
Trading account gains and fees	$0	195
Additional Noninterest Income	$43,000	5,388
Total noninterest expense	$846,000	4,628
Salaries and employee benefits	$456,000	4,746
Premises and equipment expense	$103,000	4,951
Additional noninterest expense	$287,000	4,099
Pre-tax net operating income	$225,000	5,267
Securities gains (losses)	$0	1,187
Applicable income taxes	$5,000	5,693
Income before extraordinary items	$220,000	4,845
Extraordinary gains, net	$0	22
Net income	$220,000	4,846
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$99,000	1,190
Cash dividends	$317,000	1,922
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$220,000	4,817
2006-12-31 (YTD Data)		Rank
Total interest income	$8,274,000	4,111
Total interest expense	$4,003,000	3,597
Net interest income	$4,271,000	4,476
Provision for loan and lease losses	$-44,000	8,383
Total noninterest income	$384,000	5,687
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$235,000	4,642
Trading account gains and fees	$0	130
Additional Noninterest Income	$149,000	5,627
Total noninterest expense	$3,194,000	4,685
Salaries and employee benefits	$1,704,000	4,796
Premises and equipment expense	$439,000	4,644
Additional noninterest expense	$1,051,000	4,350
Pre-tax net operating income	$1,505,000	4,274
Securities gains (losses)	$-13,000	7,384
Applicable income taxes	$28,000	5,792
Income before extraordinary items	$1,464,000	3,821
Extraordinary gains, net	$0	51
Net income	$1,464,000	3,819
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	2,906
Cash dividends	$1,039,000	2,490
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,476,740	3,790
2006-09-30 (YTD Data)		Rank
Total interest income	$6,090,000	4,135
Total interest expense	$2,950,000	3,554
Net interest income	$3,140,000	4,564
Provision for loan and lease losses	$-186,000	8,618
Total noninterest income	$286,000	5,735
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$181,000	4,618
Trading account gains and fees	$0	126
Additional Noninterest Income	$105,000	5,756
Total noninterest expense	$2,381,000	4,683
Salaries and employee benefits	$1,268,000	4,796
Premises and equipment expense	$326,000	4,676
Additional noninterest expense	$787,000	4,320
Pre-tax net operating income	$1,231,000	4,237
Securities gains (losses)	$-15,000	7,737
Applicable income taxes	$0	6,687
Income before extraordinary items	$1,216,000	3,710
Extraordinary gains, net	$0	45
Net income	$1,216,000	3,712
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-35,000	8,251
Cash dividends	$624,000	2,600
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,231,000	3,660
2006-06-30 (YTD Data)		Rank
Total interest income	$3,986,000	4,143
Total interest expense	$1,904,000	3,525
Net interest income	$2,082,000	4,594
Provision for loan and lease losses	$-32,000	8,555
Total noninterest income	$189,000	5,762
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$118,000	4,641
Trading account gains and fees	$0	126
Additional Noninterest Income	$71,000	5,771
Total noninterest expense	$1,555,000	4,767
Salaries and employee benefits	$833,000	4,865
Premises and equipment expense	$209,000	4,797
Additional noninterest expense	$513,000	4,403
Pre-tax net operating income	$748,000	4,477
Securities gains (losses)	$-15,000	7,996
Applicable income taxes	$0	6,706
Income before extraordinary items	$733,000	3,947
Extraordinary gains, net	$0	39
Net income	$733,000	3,951
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-31,000	8,256
Cash dividends	$336,000	2,950
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$748,000	3,882
2006-03-31 (YTD Data)		Rank
Total interest income	$1,938,000	4,171
Total interest expense	$913,000	3,497
Net interest income	$1,025,000	4,641
Provision for loan and lease losses	$-39,000	8,608
Total noninterest income	$88,000	5,867
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$55,000	4,737
Trading account gains and fees	$0	115
Additional Noninterest Income	$33,000	5,895
Total noninterest expense	$815,000	4,630
Salaries and employee benefits	$444,000	4,688
Premises and equipment expense	$102,000	4,892
Additional noninterest expense	$269,000	4,239
Pre-tax net operating income	$337,000	4,678
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$337,000	4,107
Extraordinary gains, net	$0	21
Net income	$337,000	4,107
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-69,000	8,574
Cash dividends	$88,000	3,236
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$337,000	4,093
2005-12-31 (YTD Data)		Rank
Total interest income	$7,608,000	3,897
Total interest expense	$3,226,000	3,136
Net interest income	$4,382,000	4,338
Provision for loan and lease losses	$-78,000	8,609
Total noninterest income	$367,000	5,907
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$217,000	4,869
Trading account gains and fees	$0	138
Additional Noninterest Income	$150,000	5,728
Total noninterest expense	$2,878,000	4,916
Salaries and employee benefits	$1,689,000	4,686
Premises and equipment expense	$423,000	4,687
Additional noninterest expense	$766,000	5,304
Pre-tax net operating income	$1,949,000	3,753
Securities gains (losses)	$-84,000	8,367
Applicable income taxes	$76,000	5,587
Income before extraordinary items	$1,789,000	3,371
Extraordinary gains, net	$0	46
Net income	$1,789,000	3,373
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,036
Cash dividends	$1,419,000	1,902
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,869,640	3,227
2005-09-30 (YTD Data)		Rank
Total interest income	$5,639,000	3,886
Total interest expense	$2,334,000	3,094
Net interest income	$3,305,000	4,334
Provision for loan and lease losses	$-140,000	8,724
Total noninterest income	$275,000	5,956
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$164,000	4,892
Trading account gains and fees	$0	126
Additional Noninterest Income	$111,000	5,769
Total noninterest expense	$2,138,000	4,912
Salaries and employee benefits	$1,269,000	4,654
Premises and equipment expense	$315,000	4,674
Additional noninterest expense	$554,000	5,385
Pre-tax net operating income	$1,582,000	3,609
Securities gains (losses)	$5,000	1,712
Applicable income taxes	$57,000	5,705
Income before extraordinary items	$1,530,000	3,079
Extraordinary gains, net	$0	35
Net income	$1,530,000	3,080
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	8,052
Cash dividends	$843,000	2,054
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,525,200	3,050
2005-06-30 (YTD Data)		Rank
Total interest income	$3,716,000	3,850
Total interest expense	$1,503,000	3,036
Net interest income	$2,213,000	4,288
Provision for loan and lease losses	$-62,000	8,714
Total noninterest income	$177,000	6,013
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$105,000	4,934
Trading account gains and fees	$0	116
Additional Noninterest Income	$72,000	5,829
Total noninterest expense	$1,407,000	4,953
Salaries and employee benefits	$828,000	4,703
Premises and equipment expense	$204,000	4,762
Additional noninterest expense	$375,000	5,313
Pre-tax net operating income	$1,045,000	3,597
Securities gains (losses)	$0	2,146
Applicable income taxes	$38,000	5,720
Income before extraordinary items	$1,007,000	3,073
Extraordinary gains, net	$0	30
Net income	$1,007,000	3,073
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	4,310
Cash dividends	$555,000	2,051
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,007,000	3,022
2005-03-31 (YTD Data)		Rank
Total interest income	$1,835,000	3,849
Total interest expense	$716,000	3,059
Net interest income	$1,119,000	4,272
Provision for loan and lease losses	$-70,000	8,819
Total noninterest income	$79,000	6,196
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$48,000	5,081
Trading account gains and fees	$0	115
Additional Noninterest Income	$31,000	6,124
Total noninterest expense	$728,000	4,855
Salaries and employee benefits	$443,000	4,496
Premises and equipment expense	$94,000	5,079
Additional noninterest expense	$191,000	5,244
Pre-tax net operating income	$540,000	3,474
Securities gains (losses)	$0	1,685
Applicable income taxes	$19,000	5,699
Income before extraordinary items	$521,000	2,954
Extraordinary gains, net	$0	24
Net income	$521,000	2,955
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,060
Cash dividends	$275,000	1,860
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$521,000	2,909
2004-12-31 (YTD Data)		Rank
Total interest income	$7,160,000	3,739
Total interest expense	$2,678,000	2,889
Net interest income	$4,482,000	4,133
Provision for loan and lease losses	$168,000	4,049
Total noninterest income	$387,000	5,871
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$227,000	4,945
Trading account gains and fees	$0	138
Additional Noninterest Income	$160,000	5,564
Total noninterest expense	$2,767,000	4,940
Salaries and employee benefits	$1,616,000	4,705
Premises and equipment expense	$392,000	4,829
Additional noninterest expense	$759,000	5,272
Pre-tax net operating income	$1,934,000	3,580
Securities gains (losses)	$0	3,819
Applicable income taxes	$75,000	5,772
Income before extraordinary items	$1,859,000	3,109
Extraordinary gains, net	$0	34
Net income	$1,859,000	3,108
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	4,368
Cash dividends	$1,356,000	1,869
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,859,000	3,039
2004-09-30 (YTD Data)		Rank
Total interest income	$5,301,000	3,747
Total interest expense	$1,973,000	2,877
Net interest income	$3,328,000	4,147
Provision for loan and lease losses	$14,000	6,593
Total noninterest income	$301,000	5,802
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$172,000	4,967
Trading account gains and fees	$0	134
Additional Noninterest Income	$129,000	5,430
Total noninterest expense	$2,077,000	4,901
Salaries and employee benefits	$1,231,000	4,600
Premises and equipment expense	$290,000	4,862
Additional noninterest expense	$556,000	5,309
Pre-tax net operating income	$1,538,000	3,517
Securities gains (losses)	$0	3,710
Applicable income taxes	$57,000	5,866
Income before extraordinary items	$1,481,000	2,982
Extraordinary gains, net	$0	26
Net income	$1,481,000	2,983
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	4,322
Cash dividends	$844,000	1,956
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,481,000	2,903
2004-06-30 (YTD Data)		Rank
Total interest income	$3,501,000	3,767
Total interest expense	$1,293,000	2,902
Net interest income	$2,208,000	4,177
Provision for loan and lease losses	$-15,000	8,879
Total noninterest income	$201,000	5,804
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$112,000	5,013
Trading account gains and fees	$0	130
Additional Noninterest Income	$89,000	5,394
Total noninterest expense	$1,381,000	4,933
Salaries and employee benefits	$807,000	4,689
Premises and equipment expense	$193,000	4,879
Additional noninterest expense	$381,000	5,234
Pre-tax net operating income	$1,043,000	3,437
Securities gains (losses)	$0	3,413
Applicable income taxes	$38,000	5,863
Income before extraordinary items	$1,005,000	2,928
Extraordinary gains, net	$0	21
Net income	$1,005,000	2,929
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-25,000	8,509
Cash dividends	$574,000	1,957
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,005,000	2,839
2004-03-31 (YTD Data)		Rank
Total interest income	$1,731,000	3,822
Total interest expense	$650,000	2,932
Net interest income	$1,081,000	4,239
Provision for loan and lease losses	$1,000	6,438
Total noninterest income	$96,000	5,874
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$55,000	4,979
Trading account gains and fees	$0	121
Additional Noninterest Income	$41,000	5,508
Total noninterest expense	$716,000	4,844
Salaries and employee benefits	$426,000	4,519
Premises and equipment expense	$97,000	4,884
Additional noninterest expense	$193,000	5,204
Pre-tax net operating income	$460,000	3,735
Securities gains (losses)	$0	2,934
Applicable income taxes	$19,000	5,825
Income before extraordinary items	$441,000	3,244
Extraordinary gains, net	$0	16
Net income	$441,000	3,244
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	8,585
Cash dividends	$309,000	1,679
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$441,000	3,130
2003-12-31 (YTD Data)		Rank
Total interest income	$6,968,000	3,840
Total interest expense	$2,918,000	2,940
Net interest income	$4,050,000	4,326
Provision for loan and lease losses	$-113,000	9,045
Total noninterest income	$462,000	5,629
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$241,000	4,837
Trading account gains and fees	$0	160
Additional Noninterest Income	$221,000	5,088
Total noninterest expense	$2,792,000	4,843
Salaries and employee benefits	$1,601,000	4,639
Premises and equipment expense	$391,000	4,792
Additional noninterest expense	$800,000	5,044
Pre-tax net operating income	$1,833,000	3,591
Securities gains (losses)	$0	4,500
Applicable income taxes	$276,000	4,407
Income before extraordinary items	$1,557,000	3,474
Extraordinary gains, net	$0	54
Net income	$1,557,000	3,473
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-105,000	9,044
Cash dividends	$957,000	2,403
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,557,000	3,300
2003-09-30 (YTD Data)		Rank
Total interest income	$5,224,000	3,881
Total interest expense	$2,223,000	2,989
Net interest income	$3,001,000	4,377
Provision for loan and lease losses	$2,000	7,425
Total noninterest income	$317,000	5,910
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$180,000	4,876
Trading account gains and fees	$0	153
Additional Noninterest Income	$137,000	5,519
Total noninterest expense	$2,080,000	4,852
Salaries and employee benefits	$1,212,000	4,583
Premises and equipment expense	$285,000	4,889
Additional noninterest expense	$583,000	5,110
Pre-tax net operating income	$1,236,000	3,992
Securities gains (losses)	$0	4,204
Applicable income taxes	$257,000	4,224
Income before extraordinary items	$979,000	4,034
Extraordinary gains, net	$0	40
Net income	$979,000	4,034
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	4,097
Cash dividends	$905,000	1,864
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$979,000	3,864
2003-06-30 (YTD Data)		Rank
Total interest income	$3,488,000	3,913
Total interest expense	$1,501,000	3,044
Net interest income	$1,987,000	4,421
Provision for loan and lease losses	$73,000	4,471
Total noninterest income	$207,000	5,916
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$113,000	4,977
Trading account gains and fees	$0	150
Additional Noninterest Income	$94,000	5,436
Total noninterest expense	$1,368,000	4,900
Salaries and employee benefits	$794,000	4,637
Premises and equipment expense	$189,000	4,885
Additional noninterest expense	$385,000	5,142
Pre-tax net operating income	$753,000	4,224
Securities gains (losses)	$0	3,782
Applicable income taxes	$238,000	3,644
Income before extraordinary items	$515,000	4,718
Extraordinary gains, net	$0	30
Net income	$515,000	4,718
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	3,218
Cash dividends	$562,000	1,987
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$515,000	4,513
2003-03-31 (YTD Data)		Rank
Total interest income	$1,748,000	3,927
Total interest expense	$754,000	3,100
Net interest income	$994,000	4,416
Provision for loan and lease losses	$48,000	3,749
Total noninterest income	$100,000	5,923
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$59,000	4,806
Trading account gains and fees	$0	134
Additional Noninterest Income	$41,000	5,651
Total noninterest expense	$704,000	4,770
Salaries and employee benefits	$421,000	4,463
Premises and equipment expense	$92,000	4,977
Additional noninterest expense	$191,000	5,135
Pre-tax net operating income	$342,000	4,440
Securities gains (losses)	$0	2,891
Applicable income taxes	$220,000	2,546
Income before extraordinary items	$122,000	6,525
Extraordinary gains, net	$0	21
Net income	$122,000	6,524
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	2,251
Cash dividends	$331,000	1,662
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$122,000	6,349
2002-12-31 (YTD Data)		Rank
Total interest income	$7,109,000	4,001
Total interest expense	$3,432,000	3,162
Net interest income	$3,677,000	4,603
Provision for loan and lease losses	$194,000	4,440
Total noninterest income	$449,000	5,493
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$244,000	4,758
Trading account gains and fees	$0	153
Additional Noninterest Income	$205,000	4,967
Total noninterest expense	$2,514,000	5,074
Salaries and employee benefits	$1,476,000	4,752
Premises and equipment expense	$376,000	4,852
Additional noninterest expense	$662,000	5,592
Pre-tax net operating income	$1,418,000	4,255
Securities gains (losses)	$0	4,537
Applicable income taxes	$543,000	3,298
Income before extraordinary items	$875,000	4,949
Extraordinary gains, net	$0	70
Net income	$875,000	4,949
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$193,000	3,072
Cash dividends	$380,000	3,942
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$875,000	4,817
2001-12-31 (YTD Data)		Rank
Total interest income	$8,200,000	3,936
Total interest expense	$4,369,000	3,548
Net interest income	$3,831,000	4,256
Provision for loan and lease losses	$243,000	3,685
Total noninterest income	$391,000	5,738
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$217,000	4,976
Trading account gains and fees	$0	177
Additional Noninterest Income	$174,000	5,222
Total noninterest expense	$2,472,000	4,989
Salaries and employee benefits	$1,404,000	4,744
Premises and equipment expense	$382,000	4,745
Additional noninterest expense	$686,000	5,362
Pre-tax net operating income	$1,507,000	3,850
Securities gains (losses)	$2,000	4,242
Applicable income taxes	$599,000	2,974
Income before extraordinary items	$910,000	4,534
Extraordinary gains, net	$0	105
Net income	$910,000	4,536
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-64,000	9,451
Cash dividends	$573,000	3,233
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$908,720	4,428
2000-12-31 (YTD Data)		Rank
Total interest income	$7,887,000	4,181
Total interest expense	$4,391,000	3,701
Net interest income	$3,496,000	4,610
Provision for loan and lease losses	$208,000	3,659
Total noninterest income	$396,000	5,556
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$199,000	5,102
Trading account gains and fees	NA	NA
Additional Noninterest Income	$197,000	4,838
Total noninterest expense	$2,402,000	4,986
Salaries and employee benefits	$1,391,000	4,643
Premises and equipment expense	$342,000	5,015
Additional noninterest expense	$669,000	5,353
Pre-tax net operating income	$1,282,000	4,538
Securities gains (losses)	$-51,000	9,209
Applicable income taxes	$486,000	3,548
Income before extraordinary items	$745,000	5,248
Extraordinary gains, net	$0	38
Net income	$745,000	5,247
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$438,000	1,371
Cash dividends	$556,000	3,359
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$777,640	5,125
1999-12-31 (YTD Data)		Rank
Total interest income	$7,079,000	4,354
Total interest expense	$3,765,000	3,777
Net interest income	$3,314,000	4,815
Provision for loan and lease losses	$-101,000	10,108
Total noninterest income	$411,000	5,523
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$201,000	5,104
Trading account gains and fees	NA	NA
Additional Noninterest Income	$210,000	4,835
Total noninterest expense	$2,282,000	5,191
Salaries and employee benefits	$1,323,000	4,805
Premises and equipment expense	$363,000	4,845
Additional noninterest expense	$596,000	5,845
Pre-tax net operating income	$1,544,000	4,013
Securities gains (losses)	$-6,000	9,143
Applicable income taxes	$602,000	3,212
Income before extraordinary items	$936,000	4,632
Extraordinary gains, net	$0	35
Net income	$936,000	4,633
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-206,000	10,137
Cash dividends	$383,000	4,055
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$939,840	4,582
1998-12-31 (YTD Data)		Rank
Total interest income	$6,752,000	4,523
Total interest expense	$3,729,000	3,902
Net interest income	$3,023,000	5,104
Provision for loan and lease losses	$214,000	3,381
Total noninterest income	$384,000	5,751
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$209,000	5,029
Trading account gains and fees	NA	NA
Additional Noninterest Income	$175,000	5,296
Total noninterest expense	$2,384,000	4,926
Salaries and employee benefits	$1,361,000	4,595
Premises and equipment expense	$381,000	4,590
Additional noninterest expense	$642,000	5,496
Pre-tax net operating income	$809,000	6,058
Securities gains (losses)	$0	4,449
Applicable income taxes	$303,000	5,143
Income before extraordinary items	$506,000	6,574
Extraordinary gains, net	$0	32
Net income	$506,000	6,574
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$404,000	1,493
Cash dividends	$440,000	3,827
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$506,000	6,456
1997-12-31 (YTD Data)		Rank
Total interest income	$6,512,000	4,771
Total interest expense	$3,523,000	4,117
Net interest income	$2,989,000	5,320
Provision for loan and lease losses	$299,000	2,653
Total noninterest income	$430,000	5,482
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$206,000	5,253
Trading account gains and fees	NA	NA
Additional Noninterest Income	$224,000	4,685
Total noninterest expense	$2,329,000	5,051
Salaries and employee benefits	$1,346,000	4,647
Premises and equipment expense	$346,000	4,936
Additional noninterest expense	$637,000	5,577
Pre-tax net operating income	$791,000	6,577
Securities gains (losses)	$2,000	3,292
Applicable income taxes	$288,000	5,839
Income before extraordinary items	$505,000	6,933
Extraordinary gains, net	$0	44
Net income	$505,000	6,936
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$102,000	3,790
Cash dividends	$536,000	3,328
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$503,720	6,883
1996-12-31 (YTD Data)		Rank
Total interest income	$6,528,000	4,849
Total interest expense	$3,623,000	4,061
Net interest income	$2,905,000	5,574
Provision for loan and lease losses	$-4,000	11,056
Total noninterest income	$435,000	5,663
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$217,000	5,270
Trading account gains and fees	NA	NA
Additional Noninterest Income	$218,000	4,938
Total noninterest expense	$2,310,000	5,318
Salaries and employee benefits	$1,338,000	4,758
Premises and equipment expense	$325,000	5,283
Additional noninterest expense	$647,000	6,053
Pre-tax net operating income	$1,034,000	5,617
Securities gains (losses)	$2,000	3,501
Applicable income taxes	$373,000	5,113
Income before extraordinary items	$663,000	5,924
Extraordinary gains, net	$0	53
Net income	$663,000	5,926
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$98,000	3,977
Cash dividends	$364,000	4,104
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$661,720	5,875
1995-12-31 (YTD Data)		Rank
Total interest income	$6,324,000	4,974
Total interest expense	$3,551,000	4,105
Net interest income	$2,773,000	5,857
Provision for loan and lease losses	$5,000	8,671
Total noninterest income	$469,000	5,412
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$215,000	5,431
Trading account gains and fees	NA	NA
Additional Noninterest Income	$254,000	4,434
Total noninterest expense	$2,197,000	5,573
Salaries and employee benefits	$1,235,000	5,085
Premises and equipment expense	$272,000	6,038
Additional noninterest expense	$690,000	5,928
Pre-tax net operating income	$1,040,000	5,833
Securities gains (losses)	$-37,000	10,982
Applicable income taxes	$359,000	5,337
Income before extraordinary items	$644,000	6,349
Extraordinary gains, net	$0	65
Net income	$644,000	6,347
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	6,176
Cash dividends	$249,000	5,033
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$667,680	6,172
1994-12-31 (YTD Data)		Rank
Total interest income	$5,521,000	5,224
Total interest expense	$2,927,000	4,053
Net interest income	$2,594,000	6,285
Provision for loan and lease losses	$-15,000	11,800
Total noninterest income	$499,000	5,302
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$208,000	5,708
Trading account gains and fees	NA	NA
Additional Noninterest Income	$291,000	4,167
Total noninterest expense	$2,179,000	5,797
Salaries and employee benefits	$1,167,000	5,379
Premises and equipment expense	$229,000	6,885
Additional noninterest expense	$783,000	5,802
Pre-tax net operating income	$929,000	6,265
Securities gains (losses)	$8,000	2,362
Applicable income taxes	$325,000	5,574
Income before extraordinary items	$612,000	6,444
Extraordinary gains, net	$0	249
Net income	$612,000	6,464
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	6,043
Cash dividends	$192,000	5,610
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$606,800	6,544
1993-12-31 (YTD Data)		Rank
Total interest income	$5,495,000	5,341
Total interest expense	$2,904,000	4,236
Net interest income	$2,591,000	6,379
Provision for loan and lease losses	$128,000	5,054
Total noninterest income	$502,000	5,583
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$210,000	5,788
Trading account gains and fees	NA	NA
Additional Noninterest Income	$292,000	4,540
Total noninterest expense	$2,027,000	6,258
Salaries and employee benefits	$1,116,000	5,568
Premises and equipment expense	$208,000	7,528
Additional noninterest expense	$703,000	6,530
Pre-tax net operating income	$938,000	6,173
Securities gains (losses)	$11,000	5,374
Applicable income taxes	$325,000	5,787
Income before extraordinary items	$624,000	6,604
Extraordinary gains, net	$0	3,149
Net income	$624,000	6,763
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	8,555
Cash dividends	$364,000	3,896
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$616,740	6,410
1992-12-31 (YTD Data)		Rank
Total interest income	$5,960,000	5,528
Total interest expense	$3,380,000	4,681
Net interest income	$2,580,000	6,436
Provision for loan and lease losses	$60,000	8,535
Total noninterest income	$440,000	6,164
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$228,000	5,457
Trading account gains and fees	NA	NA
Additional Noninterest Income	$212,000	5,472
Total noninterest expense	$1,932,000	6,557
Salaries and employee benefits	$1,085,000	5,641
Premises and equipment expense	$179,000	8,342
Additional noninterest expense	$668,000	6,974
Pre-tax net operating income	$1,028,000	5,513
Securities gains (losses)	$-18,000	13,448
Applicable income taxes	$344,000	5,418
Income before extraordinary items	$666,000	6,130
Extraordinary gains, net	$0	1,422
Net income	$666,000	6,196
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-128,000	13,783
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$677,880	5,713

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.