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Forcht Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$56,790,000839
Total interest expense$13,739,0001,041
Net interest income$43,051,000758
Provision for loan and lease losses$03,275
Total noninterest income$10,121,000732
Gross Fiduciary activities income$5,000895
Service charges on deposit accounts$4,086,000320
Trading account gains and fees$0123
Additional Noninterest Income$6,030,000780
Total noninterest expense$45,773,000615
Salaries and employee benefits$22,186,000681
Premises and equipment expense$6,189,000464
Additional noninterest expense$6,030,000780
Pre-tax net operating income$7,399,0001,482
Securities gains (losses)$-746,0004,255
Applicable income taxes$783,0001,597
Income before extraordinary items$5,870,0001,546
Extraordinary gains, net$054
Net income$5,870,0001,561
Minority interest net income$088
Net income of bank and minority interests.$5,870,0001,549
Net charge-offs$82,0001,605
Cash dividends$5,000,000804
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,526,4801,451
2023-09-30 (YTD Data)Rank
Total interest income$41,728,000839
Total interest expense$8,678,0001,102
Net interest income$33,050,000751
Provision for loan and lease losses$03,085
Total noninterest income$7,547,000736
Gross Fiduciary activities income$4,000865
Service charges on deposit accounts$3,052,000319
Trading account gains and fees$0125
Additional Noninterest Income$4,491,000800
Total noninterest expense$34,361,000614
Salaries and employee benefits$16,821,000682
Premises and equipment expense$4,797,000454
Additional noninterest expense$4,491,000800
Pre-tax net operating income$6,236,0001,405
Securities gains (losses)$43,000275
Applicable income taxes$892,0001,356
Income before extraordinary items$5,387,0001,364
Extraordinary gains, net$052
Net income$5,387,0001,375
Minority interest net income$081
Net income of bank and minority interests.$5,387,0001,364
Net charge-offs$139,0001,039
Cash dividends$4,000,000715
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,350,0201,394
2023-06-30 (YTD Data)Rank
Total interest income$27,122,000829
Total interest expense$4,775,0001,145
Net interest income$22,347,000741
Provision for loan and lease losses$02,940
Total noninterest income$4,849,000738
Gross Fiduciary activities income$3,000856
Service charges on deposit accounts$1,982,000320
Trading account gains and fees$0112
Additional Noninterest Income$2,864,000770
Total noninterest expense$22,917,000599
Salaries and employee benefits$11,309,000664
Premises and equipment expense$3,312,000429
Additional noninterest expense$2,864,000770
Pre-tax net operating income$4,279,0001,350
Securities gains (losses)$43,000295
Applicable income taxes$621,0001,347
Income before extraordinary items$3,701,0001,330
Extraordinary gains, net$051
Net income$3,701,0001,344
Minority interest net income$081
Net income of bank and minority interests.$3,701,0001,330
Net charge-offs$82,000999
Cash dividends$3,000,000631
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,664,0201,353
2023-03-31 (YTD Data)Rank
Total interest income$13,192,000845
Total interest expense$1,967,0001,206
Net interest income$11,225,000749
Provision for loan and lease losses$02,612
Total noninterest income$2,413,000737
Gross Fiduciary activities income$1,000879
Service charges on deposit accounts$975,000335
Trading account gains and fees$097
Additional Noninterest Income$1,437,000756
Total noninterest expense$11,300,000623
Salaries and employee benefits$5,694,000678
Premises and equipment expense$1,588,000456
Additional noninterest expense$1,437,000756
Pre-tax net operating income$2,338,0001,294
Securities gains (losses)$25,000387
Applicable income taxes$347,0001,274
Income before extraordinary items$2,016,0001,271
Extraordinary gains, net$04
Net income$2,016,0001,271
Minority interest net income$048
Net income of bank and minority interests.$2,016,0001,271
Net charge-offs$21,0001,099
Cash dividends$1,000,000804
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,994,7501,309
2022-12-31 (YTD Data)Rank
Total interest income$48,079,000771
Total interest expense$3,462,0001,052
Net interest income$44,617,000746
Provision for loan and lease losses$03,012
Total noninterest income$9,917,000763
Gross Fiduciary activities income$5,000930
Service charges on deposit accounts$3,983,000341
Trading account gains and fees$0116
Additional Noninterest Income$5,929,000785
Total noninterest expense$43,105,000623
Salaries and employee benefits$20,913,000716
Premises and equipment expense$6,374,000443
Additional noninterest expense$5,929,000785
Pre-tax net operating income$11,429,0001,162
Securities gains (losses)$77,000188
Applicable income taxes$1,502,0001,262
Income before extraordinary items$10,004,0001,107
Extraordinary gains, net$05
Net income$10,004,0001,106
Minority interest net income$063
Net income of bank and minority interests.$10,004,0001,107
Net charge-offs$72,0001,384
Cash dividends$6,000,000666
Sale, conversion, retirement of capital stock, net$0568
Net operating income$9,937,0101,135
2022-09-30 (YTD Data)Rank
Total interest income$35,087,000751
Total interest expense$2,095,000979
Net interest income$32,992,000735
Provision for loan and lease losses$02,835
Total noninterest income$7,537,000773
Gross Fiduciary activities income$4,000907
Service charges on deposit accounts$2,948,000347
Trading account gains and fees$0111
Additional Noninterest Income$4,585,000793
Total noninterest expense$31,989,000619
Salaries and employee benefits$15,436,000726
Premises and equipment expense$4,784,000446
Additional noninterest expense$4,585,000793
Pre-tax net operating income$8,540,0001,148
Securities gains (losses)$1,000675
Applicable income taxes$1,097,0001,281
Income before extraordinary items$7,444,0001,105
Extraordinary gains, net$04
Net income$7,444,0001,104
Minority interest net income$057
Net income of bank and minority interests.$7,444,0001,105
Net charge-offs$96,000951
Cash dividends$4,500,000620
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,443,1301,128
2022-06-30 (YTD Data)Rank
Total interest income$22,737,000739
Total interest expense$1,379,000834
Net interest income$21,358,000737
Provision for loan and lease losses$02,599
Total noninterest income$4,770,000784
Gross Fiduciary activities income$3,000863
Service charges on deposit accounts$1,901,000357
Trading account gains and fees$0108
Additional Noninterest Income$2,866,000856
Total noninterest expense$21,116,000615
Salaries and employee benefits$10,170,000721
Premises and equipment expense$3,163,000444
Additional noninterest expense$7,783,000530
Pre-tax net operating income$5,012,0001,208
Securities gains (losses)$1,000612
Applicable income taxes$576,0001,382
Income before extraordinary items$4,437,0001,142
Extraordinary gains, net$04
Net income$4,437,0001,140
Minority interest net income$060
Net income of bank and minority interests.$4,437,0001,142
Net charge-offs$33,0001,142
Cash dividends$3,000,000613
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,436,1101,173
2022-03-31 (YTD Data)Rank
Total interest income$11,159,000731
Total interest expense$680,000803
Net interest income$10,479,000732
Provision for loan and lease losses$02,285
Total noninterest income$2,409,000786
Gross Fiduciary activities income$2,000841
Service charges on deposit accounts$940,000360
Trading account gains and fees$0103
Additional Noninterest Income$1,467,000850
Total noninterest expense$10,231,000644
Salaries and employee benefits$4,960,000744
Premises and equipment expense$1,609,000435
Additional noninterest expense$3,662,000557
Pre-tax net operating income$2,657,0001,104
Securities gains (losses)$1,000563
Applicable income taxes$339,0001,218
Income before extraordinary items$2,319,0001,073
Extraordinary gains, net$04
Net income$2,319,0001,072
Minority interest net income$050
Net income of bank and minority interests.$2,319,0001,073
Net charge-offs$83,000534
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,318,1301,086
2021-12-31 (YTD Data)Rank
Total interest income$47,646,000708
Total interest expense$3,836,000706
Net interest income$43,810,000708
Provision for loan and lease losses$-500,0004,425
Total noninterest income$9,928,000830
Gross Fiduciary activities income$5,000902
Service charges on deposit accounts$3,154,000382
Trading account gains and fees$0132
Additional Noninterest Income$6,769,000870
Total noninterest expense$43,847,000598
Salaries and employee benefits$21,060,000700
Premises and equipment expense$6,608,000421
Additional noninterest expense$16,179,000513
Pre-tax net operating income$10,391,0001,239
Securities gains (losses)$1,038,000215
Applicable income taxes$1,543,0001,292
Income before extraordinary items$9,886,0001,160
Extraordinary gains, net$010
Net income$9,886,0001,160
Minority interest net income$074
Net income of bank and minority interests.$9,886,0001,160
Net charge-offs$78,0001,445
Cash dividends$3,000,0001,157
Sale, conversion, retirement of capital stock, net$0582
Net operating income$8,993,3201,225
2021-09-30 (YTD Data)Rank
Total interest income$35,809,000718
Total interest expense$3,127,000684
Net interest income$32,682,000723
Provision for loan and lease losses$02,963
Total noninterest income$7,537,000851
Gross Fiduciary activities income$4,000887
Service charges on deposit accounts$2,213,000402
Trading account gains and fees$0132
Additional Noninterest Income$5,320,000862
Total noninterest expense$31,542,000624
Salaries and employee benefits$15,632,000711
Premises and equipment expense$4,892,000435
Additional noninterest expense$11,018,000558
Pre-tax net operating income$8,677,0001,200
Securities gains (losses)$02,015
Applicable income taxes$1,240,0001,297
Income before extraordinary items$7,437,0001,203
Extraordinary gains, net$08
Net income$7,437,0001,204
Minority interest net income$069
Net income of bank and minority interests.$7,437,0001,204
Net charge-offs$89,0001,128
Cash dividends$1,500,0001,383
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,437,0001,183
2021-06-30 (YTD Data)Rank
Total interest income$23,921,000713
Total interest expense$2,238,000669
Net interest income$21,683,000714
Provision for loan and lease losses$02,862
Total noninterest income$4,707,000890
Gross Fiduciary activities income$3,000879
Service charges on deposit accounts$1,325,000423
Trading account gains and fees$0133
Additional Noninterest Income$3,379,000890
Total noninterest expense$21,020,000614
Salaries and employee benefits$10,564,000695
Premises and equipment expense$3,318,000425
Additional noninterest expense$7,138,000554
Pre-tax net operating income$5,370,0001,245
Securities gains (losses)$01,818
Applicable income taxes$699,0001,424
Income before extraordinary items$4,671,0001,249
Extraordinary gains, net$06
Net income$4,671,0001,250
Minority interest net income$067
Net income of bank and minority interests.$4,671,0001,250
Net charge-offs$83,000979
Cash dividends$1,500,0001,047
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,671,0001,221
2021-03-31 (YTD Data)Rank
Total interest income$11,915,000714
Total interest expense$1,214,000655
Net interest income$10,701,000711
Provision for loan and lease losses$02,741
Total noninterest income$2,299,000911
Gross Fiduciary activities income$3,000848
Service charges on deposit accounts$607,000449
Trading account gains and fees$0127
Additional Noninterest Income$1,689,000913
Total noninterest expense$10,135,000638
Salaries and employee benefits$5,039,000726
Premises and equipment expense$1,739,000409
Additional noninterest expense$3,357,000563
Pre-tax net operating income$2,865,0001,175
Securities gains (losses)$01,392
Applicable income taxes$414,0001,279
Income before extraordinary items$2,451,0001,212
Extraordinary gains, net$03
Net income$2,451,0001,212
Minority interest net income$055
Net income of bank and minority interests.$2,451,0001,212
Net charge-offs$40,000910
Cash dividends$1,500,000557
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,451,0001,178
2020-12-31 (YTD Data)Rank
Total interest income$50,430,000680
Total interest expense$7,207,000671
Net interest income$43,223,000677
Provision for loan and lease losses$1,650,0001,182
Total noninterest income$9,069,000851
Gross Fiduciary activities income$5,000940
Service charges on deposit accounts$3,523,000331
Trading account gains and fees$0133
Additional Noninterest Income$5,541,000953
Total noninterest expense$45,824,000554
Salaries and employee benefits$20,533,000697
Premises and equipment expense$7,830,000362
Additional noninterest expense$17,461,000456
Pre-tax net operating income$4,818,0001,830
Securities gains (losses)$2,535,000192
Applicable income taxes$258,0002,410
Income before extraordinary items$7,095,0001,249
Extraordinary gains, net$04
Net income$7,095,0001,250
Minority interest net income$072
Net income of bank and minority interests.$7,095,0001,250
Net charge-offs$229,0001,469
Cash dividends$6,250,000632
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,661,4001,682
2020-09-30 (YTD Data)Rank
Total interest income$37,564,000679
Total interest expense$5,552,000692
Net interest income$32,012,000676
Provision for loan and lease losses$1,350,0001,140
Total noninterest income$7,304,000787
Gross Fiduciary activities income$5,000901
Service charges on deposit accounts$2,636,000322
Trading account gains and fees$0125
Additional Noninterest Income$4,663,000849
Total noninterest expense$32,528,000572
Salaries and employee benefits$15,367,000686
Premises and equipment expense$5,668,000362
Additional noninterest expense$11,493,000492
Pre-tax net operating income$5,438,0001,314
Securities gains (losses)$494,000500
Applicable income taxes$551,0001,663
Income before extraordinary items$5,381,0001,200
Extraordinary gains, net$04
Net income$5,381,0001,200
Minority interest net income$065
Net income of bank and minority interests.$5,381,0001,200
Net charge-offs$190,0001,291
Cash dividends$5,250,000549
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,931,4601,247
2020-06-30 (YTD Data)Rank
Total interest income$25,201,000685
Total interest expense$3,761,000748
Net interest income$21,440,000663
Provision for loan and lease losses$900,0001,155
Total noninterest income$4,560,000787
Gross Fiduciary activities income$4,000887
Service charges on deposit accounts$1,779,000327
Trading account gains and fees$0123
Additional Noninterest Income$2,777,000865
Total noninterest expense$21,619,000570
Salaries and employee benefits$10,349,000669
Premises and equipment expense$3,679,000368
Additional noninterest expense$7,591,000492
Pre-tax net operating income$3,481,0001,289
Securities gains (losses)$488,000373
Applicable income taxes$226,0001,964
Income before extraordinary items$3,743,0001,086
Extraordinary gains, net$04
Net income$3,743,0001,085
Minority interest net income$065
Net income of bank and minority interests.$3,743,0001,086
Net charge-offs$145,0001,171
Cash dividends$3,250,000581
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,284,2801,189
2020-03-31 (YTD Data)Rank
Total interest income$12,744,000674
Total interest expense$1,972,000799
Net interest income$10,772,000654
Provision for loan and lease losses$450,000941
Total noninterest income$2,201,000762
Gross Fiduciary activities income$2,000874
Service charges on deposit accounts$1,110,000310
Trading account gains and fees$0106
Additional Noninterest Income$1,089,000912
Total noninterest expense$10,971,000562
Salaries and employee benefits$5,260,000657
Premises and equipment expense$1,840,000368
Additional noninterest expense$3,871,000481
Pre-tax net operating income$1,552,0001,288
Securities gains (losses)$488,000192
Applicable income taxes$135,0001,703
Income before extraordinary items$1,905,000977
Extraordinary gains, net$04
Net income$1,905,000977
Minority interest net income$056
Net income of bank and minority interests.$1,905,000977
Net charge-offs$114,000821
Cash dividends$2,000,000509
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,451,1601,200
2019-12-31 (YTD Data)Rank
Total interest income$50,755,000683
Total interest expense$7,981,000831
Net interest income$42,774,000645
Provision for loan and lease losses$1,200,000789
Total noninterest income$9,536,000723
Gross Fiduciary activities income$6,000950
Service charges on deposit accounts$4,574,000306
Trading account gains and fees$0135
Additional Noninterest Income$4,956,000840
Total noninterest expense$43,820,000528
Salaries and employee benefits$20,241,000655
Premises and equipment expense$7,602,000363
Additional noninterest expense$15,977,000460
Pre-tax net operating income$7,290,0001,319
Securities gains (losses)$304,000511
Applicable income taxes$23,0003,516
Income before extraordinary items$7,571,0001,167
Extraordinary gains, net$011
Net income$7,571,0001,168
Minority interest net income$076
Net income of bank and minority interests.$7,571,0001,169
Net charge-offs$324,0001,304
Cash dividends$4,000,000959
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,267,0001,185
2019-09-30 (YTD Data)Rank
Total interest income$37,919,000688
Total interest expense$5,983,000833
Net interest income$31,936,000651
Provision for loan and lease losses$750,000858
Total noninterest income$7,162,000712
Gross Fiduciary activities income$5,000927
Service charges on deposit accounts$3,386,000309
Trading account gains and fees$0129
Additional Noninterest Income$3,771,000826
Total noninterest expense$32,629,000530
Salaries and employee benefits$15,123,000658
Premises and equipment expense$5,672,000365
Additional noninterest expense$11,834,000462
Pre-tax net operating income$5,719,0001,308
Securities gains (losses)$304,000415
Applicable income taxes$349,0002,109
Income before extraordinary items$5,674,0001,192
Extraordinary gains, net$011
Net income$5,674,0001,193
Minority interest net income$072
Net income of bank and minority interests.$5,674,0001,194
Net charge-offs$243,0001,159
Cash dividends$4,000,000711
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,388,2401,212
2019-06-30 (YTD Data)Rank
Total interest income$25,075,000690
Total interest expense$3,875,000844
Net interest income$21,200,000653
Provision for loan and lease losses$300,0001,195
Total noninterest income$4,553,000731
Gross Fiduciary activities income$4,000918
Service charges on deposit accounts$2,212,000314
Trading account gains and fees$0131
Additional Noninterest Income$2,337,000835
Total noninterest expense$21,635,000537
Salaries and employee benefits$10,084,000656
Premises and equipment expense$3,705,000374
Additional noninterest expense$7,846,000467
Pre-tax net operating income$3,818,0001,285
Securities gains (losses)$87,000579
Applicable income taxes$215,0002,156
Income before extraordinary items$3,690,0001,185
Extraordinary gains, net$011
Net income$3,690,0001,185
Minority interest net income$069
Net income of bank and minority interests.$3,690,0001,185
Net charge-offs$197,000996
Cash dividends$2,000,000856
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,608,2201,183
2019-03-31 (YTD Data)Rank
Total interest income$12,303,000696
Total interest expense$1,755,000885
Net interest income$10,548,000655
Provision for loan and lease losses$03,406
Total noninterest income$2,200,000717
Gross Fiduciary activities income$3,000886
Service charges on deposit accounts$1,087,000318
Trading account gains and fees$0126
Additional Noninterest Income$1,110,000836
Total noninterest expense$10,754,000538
Salaries and employee benefits$5,115,000644
Premises and equipment expense$1,788,000384
Additional noninterest expense$3,851,000466
Pre-tax net operating income$1,994,0001,216
Securities gains (losses)$10,000710
Applicable income taxes$165,0001,752
Income before extraordinary items$1,839,0001,167
Extraordinary gains, net$05
Net income$1,839,0001,166
Minority interest net income$052
Net income of bank and minority interests.$1,839,0001,166
Net charge-offs$48,0001,230
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,829,8001,148
2018-12-31 (YTD Data)Rank
Total interest income$41,225,000766
Total interest expense$3,439,0001,279
Net interest income$37,786,000709
Provision for loan and lease losses$04,082
Total noninterest income$9,468,000707
Gross Fiduciary activities income$5,000991
Service charges on deposit accounts$4,822,000306
Trading account gains and fees$0126
Additional Noninterest Income$4,641,000841
Total noninterest expense$41,233,000543
Salaries and employee benefits$18,537,000686
Premises and equipment expense$6,853,000391
Additional noninterest expense$15,843,000453
Pre-tax net operating income$6,021,0001,507
Securities gains (losses)$763,00098
Applicable income taxes$-224,0005,334
Income before extraordinary items$7,008,0001,216
Extraordinary gains, net$06
Net income$7,008,0001,215
Minority interest net income$072
Net income of bank and minority interests.$7,008,0001,215
Net charge-offs$373,0001,165
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,245,0001,312
2018-09-30 (YTD Data)Rank
Total interest income$29,834,000778
Total interest expense$2,012,0001,483
Net interest income$27,822,000717
Provision for loan and lease losses$03,948
Total noninterest income$6,832,000738
Gross Fiduciary activities income$4,000966
Service charges on deposit accounts$3,586,000307
Trading account gains and fees$0138
Additional Noninterest Income$3,242,000885
Total noninterest expense$30,252,000544
Salaries and employee benefits$13,516,000706
Premises and equipment expense$5,059,000398
Additional noninterest expense$11,677,000458
Pre-tax net operating income$4,402,0001,555
Securities gains (losses)$762,000102
Applicable income taxes$-241,0005,436
Income before extraordinary items$5,405,0001,188
Extraordinary gains, net$05
Net income$5,405,0001,187
Minority interest net income$066
Net income of bank and minority interests.$5,405,0001,187
Net charge-offs$331,000933
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,643,0001,322
2018-06-30 (YTD Data)Rank
Total interest income$19,563,000775
Total interest expense$1,284,0001,470
Net interest income$18,279,000725
Provision for loan and lease losses$03,782
Total noninterest income$4,570,000734
Gross Fiduciary activities income$3,000959
Service charges on deposit accounts$2,351,000309
Trading account gains and fees$0130
Additional Noninterest Income$2,216,000878
Total noninterest expense$20,088,000547
Salaries and employee benefits$9,112,000708
Premises and equipment expense$3,260,000412
Additional noninterest expense$7,716,000462
Pre-tax net operating income$2,761,0001,613
Securities gains (losses)$228,000159
Applicable income taxes$-360,0005,505
Income before extraordinary items$3,349,0001,238
Extraordinary gains, net$06
Net income$3,349,0001,237
Minority interest net income$065
Net income of bank and minority interests.$3,349,0001,237
Net charge-offs$220,000879
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,121,0001,310
2018-03-31 (YTD Data)Rank
Total interest income$9,563,000784
Total interest expense$633,0001,430
Net interest income$8,930,000732
Provision for loan and lease losses$03,508
Total noninterest income$2,262,000717
Gross Fiduciary activities income$2,000930
Service charges on deposit accounts$1,162,000312
Trading account gains and fees$0123
Additional Noninterest Income$1,098,000870
Total noninterest expense$10,028,000550
Salaries and employee benefits$4,662,000690
Premises and equipment expense$1,587,000425
Additional noninterest expense$3,779,000465
Pre-tax net operating income$1,164,0001,827
Securities gains (losses)$50,000230
Applicable income taxes$-346,0005,580
Income before extraordinary items$1,560,0001,296
Extraordinary gains, net$07
Net income$1,560,0001,296
Minority interest net income$052
Net income of bank and minority interests.$1,560,0001,296
Net charge-offs$92,000895
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,510,0001,314
2017-12-31 (YTD Data)Rank
Total interest income$38,438,000747
Total interest expense$2,173,0001,433
Net interest income$36,265,000701
Provision for loan and lease losses$04,227
Total noninterest income$10,193,000674
Gross Fiduciary activities income$5,0001,029
Service charges on deposit accounts$4,951,000298
Trading account gains and fees$0151
Additional Noninterest Income$5,237,000791
Total noninterest expense$38,928,000557
Salaries and employee benefits$18,390,000664
Premises and equipment expense$6,082,000432
Additional noninterest expense$14,456,000477
Pre-tax net operating income$7,530,0001,234
Securities gains (losses)$1,427,000115
Applicable income taxes$-60,0005,524
Income before extraordinary items$9,017,000818
Extraordinary gains, net$09
Net income$9,017,000819
Minority interest net income$076
Net income of bank and minority interests.$9,017,000818
Net charge-offs$-28,0005,015
Cash dividends$10,000,000372
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,590,000937
2017-09-30 (YTD Data)Rank
Total interest income$28,605,000753
Total interest expense$1,601,0001,438
Net interest income$27,004,000707
Provision for loan and lease losses$04,088
Total noninterest income$7,750,000683
Gross Fiduciary activities income$3,0001,012
Service charges on deposit accounts$3,703,000300
Trading account gains and fees$0145
Additional Noninterest Income$4,044,000788
Total noninterest expense$29,005,000563
Salaries and employee benefits$13,814,000666
Premises and equipment expense$4,536,000434
Additional noninterest expense$10,655,000487
Pre-tax net operating income$5,749,0001,245
Securities gains (losses)$1,426,000100
Applicable income taxes$325,0002,414
Income before extraordinary items$6,850,000870
Extraordinary gains, net$09
Net income$6,850,000871
Minority interest net income$071
Net income of bank and minority interests.$6,850,000870
Net charge-offs$-54,0005,183
Cash dividends$4,000,000592
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,495,3001,060
2017-06-30 (YTD Data)Rank
Total interest income$18,902,000747
Total interest expense$1,037,0001,436
Net interest income$17,865,000709
Provision for loan and lease losses$03,871
Total noninterest income$5,182,000675
Gross Fiduciary activities income$2,0001,015
Service charges on deposit accounts$2,445,000297
Trading account gains and fees$0139
Additional Noninterest Income$2,735,000781
Total noninterest expense$19,158,000571
Salaries and employee benefits$9,261,000665
Premises and equipment expense$2,948,000440
Additional noninterest expense$6,949,000497
Pre-tax net operating income$3,889,0001,219
Securities gains (losses)$398,000181
Applicable income taxes$75,0003,102
Income before extraordinary items$4,212,000922
Extraordinary gains, net$011
Net income$4,212,000923
Minority interest net income$071
Net income of bank and minority interests.$4,212,000922
Net charge-offs$-154,0005,527
Cash dividends$4,000,000421
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,821,9601,006
2017-03-31 (YTD Data)Rank
Total interest income$9,327,000756
Total interest expense$487,0001,494
Net interest income$8,840,000709
Provision for loan and lease losses$03,537
Total noninterest income$2,788,000631
Gross Fiduciary activities income$1,000986
Service charges on deposit accounts$1,237,000296
Trading account gains and fees$0142
Additional Noninterest Income$1,550,000706
Total noninterest expense$9,634,000573
Salaries and employee benefits$4,701,000661
Premises and equipment expense$1,464,000460
Additional noninterest expense$3,469,000495
Pre-tax net operating income$1,994,0001,178
Securities gains (losses)$91,000250
Applicable income taxes$-72,0005,792
Income before extraordinary items$2,157,000876
Extraordinary gains, net$08
Net income$2,157,000877
Minority interest net income$055
Net income of bank and minority interests.$2,157,000876
Net charge-offs$95,000959
Cash dividends$4,000,000232
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,066,000898
2016-12-31 (YTD Data)Rank
Total interest income$37,039,000727
Total interest expense$1,899,0001,476
Net interest income$35,140,000687
Provision for loan and lease losses$-800,0005,801
Total noninterest income$10,373,000673
Gross Fiduciary activities income$3,0001,090
Service charges on deposit accounts$5,219,000288
Trading account gains and fees$0170
Additional Noninterest Income$5,151,000825
Total noninterest expense$38,709,000556
Salaries and employee benefits$17,933,000662
Premises and equipment expense$5,501,000465
Additional noninterest expense$15,275,000453
Pre-tax net operating income$7,604,0001,157
Securities gains (losses)$4,376,00065
Applicable income taxes$2,175,000985
Income before extraordinary items$9,805,000779
Extraordinary gains, net$05
Net income$9,805,000778
Minority interest net income$082
Net income of bank and minority interests.$9,805,000778
Net charge-offs$-474,0005,790
Cash dividends$13,000,000296
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,216,6801,132
2016-09-30 (YTD Data)Rank
Total interest income$27,911,000718
Total interest expense$1,461,0001,450
Net interest income$26,450,000680
Provision for loan and lease losses$04,186
Total noninterest income$7,589,000690
Gross Fiduciary activities income$3,0001,046
Service charges on deposit accounts$3,910,000291
Trading account gains and fees$0169
Additional Noninterest Income$3,676,000849
Total noninterest expense$28,660,000567
Salaries and employee benefits$13,379,000662
Premises and equipment expense$4,133,000464
Additional noninterest expense$11,148,000468
Pre-tax net operating income$5,379,0001,236
Securities gains (losses)$3,373,00069
Applicable income taxes$1,397,0001,136
Income before extraordinary items$7,355,000773
Extraordinary gains, net$05
Net income$7,355,000774
Minority interest net income$071
Net income of bank and minority interests.$7,355,000773
Net charge-offs$357,0001,017
Cash dividends$9,000,000322
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,521,6801,169
2016-06-30 (YTD Data)Rank
Total interest income$18,767,000714
Total interest expense$1,006,0001,416
Net interest income$17,761,000669
Provision for loan and lease losses$04,017
Total noninterest income$4,804,000704
Gross Fiduciary activities income$2,0001,041
Service charges on deposit accounts$2,538,000296
Trading account gains and fees$0157
Additional Noninterest Income$2,264,000890
Total noninterest expense$18,756,000577
Salaries and employee benefits$8,775,000677
Premises and equipment expense$2,776,000465
Additional noninterest expense$7,205,000482
Pre-tax net operating income$3,809,0001,155
Securities gains (losses)$1,390,000108
Applicable income taxes$688,0001,373
Income before extraordinary items$4,511,000822
Extraordinary gains, net$016
Net income$4,511,000821
Minority interest net income$071
Net income of bank and minority interests.$4,511,000821
Net charge-offs$269,000935
Cash dividends$3,000,000547
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,301,7001,085
2016-03-31 (YTD Data)Rank
Total interest income$9,399,000712
Total interest expense$501,0001,422
Net interest income$8,898,000672
Provision for loan and lease losses$03,656
Total noninterest income$2,373,000696
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,234,000299
Trading account gains and fees$0142
Additional Noninterest Income$1,139,000856
Total noninterest expense$9,233,000587
Salaries and employee benefits$4,401,000679
Premises and equipment expense$1,352,000484
Additional noninterest expense$3,480,000496
Pre-tax net operating income$2,038,0001,071
Securities gains (losses)$195,000306
Applicable income taxes$256,0001,629
Income before extraordinary items$1,977,000903
Extraordinary gains, net$012
Net income$1,977,000904
Minority interest net income$062
Net income of bank and minority interests.$1,977,000904
Net charge-offs$165,000754
Cash dividends$1,500,000531
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,803,450961
2015-12-31 (YTD Data)Rank
Total interest income$37,473,000686
Total interest expense$2,060,0001,353
Net interest income$35,413,000644
Provision for loan and lease losses$04,380
Total noninterest income$9,744,000690
Gross Fiduciary activities income$4,0001,109
Service charges on deposit accounts$5,502,000275
Trading account gains and fees$0159
Additional Noninterest Income$4,238,000903
Total noninterest expense$36,529,000583
Salaries and employee benefits$16,980,000669
Premises and equipment expense$5,564,000463
Additional noninterest expense$13,985,000492
Pre-tax net operating income$8,628,0001,012
Securities gains (losses)$1,174,000174
Applicable income taxes$1,225,0001,406
Income before extraordinary items$8,577,000836
Extraordinary gains, net$023
Net income$8,577,000836
Minority interest net income$081
Net income of bank and minority interests.$8,577,000836
Net charge-offs$616,000985
Cash dividends$3,000,000969
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,543,880926
2015-09-30 (YTD Data)Rank
Total interest income$27,708,000698
Total interest expense$1,531,0001,374
Net interest income$26,177,000652
Provision for loan and lease losses$04,232
Total noninterest income$7,330,000704
Gross Fiduciary activities income$3,0001,083
Service charges on deposit accounts$4,122,000278
Trading account gains and fees$0153
Additional Noninterest Income$3,205,000909
Total noninterest expense$26,968,000596
Salaries and employee benefits$12,501,000692
Premises and equipment expense$4,215,000468
Additional noninterest expense$10,252,000504
Pre-tax net operating income$6,539,0001,022
Securities gains (losses)$1,054,000172
Applicable income taxes$1,050,0001,326
Income before extraordinary items$6,543,000825
Extraordinary gains, net$021
Net income$6,543,000826
Minority interest net income$078
Net income of bank and minority interests.$6,543,000825
Net charge-offs$523,000831
Cash dividends$3,000,000705
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,636,560917
2015-06-30 (YTD Data)Rank
Total interest income$18,491,000698
Total interest expense$1,011,0001,395
Net interest income$17,480,000652
Provision for loan and lease losses$04,069
Total noninterest income$4,860,000705
Gross Fiduciary activities income$2,0001,087
Service charges on deposit accounts$2,670,000278
Trading account gains and fees$0157
Additional Noninterest Income$2,188,000906
Total noninterest expense$17,829,000598
Salaries and employee benefits$8,358,000690
Premises and equipment expense$2,838,000466
Additional noninterest expense$6,633,000518
Pre-tax net operating income$4,511,000985
Securities gains (losses)$697,000196
Applicable income taxes$805,0001,214
Income before extraordinary items$4,403,000828
Extraordinary gains, net$022
Net income$4,403,000828
Minority interest net income$075
Net income of bank and minority interests.$4,403,000828
Net charge-offs$367,000804
Cash dividends$2,000,000690
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,810,550906
2015-03-31 (YTD Data)Rank
Total interest income$9,316,000691
Total interest expense$464,0001,498
Net interest income$8,852,000638
Provision for loan and lease losses$03,703
Total noninterest income$2,349,000694
Gross Fiduciary activities income$1,0001,061
Service charges on deposit accounts$1,276,000286
Trading account gains and fees$0152
Additional Noninterest Income$1,072,000887
Total noninterest expense$8,991,000593
Salaries and employee benefits$4,247,000687
Premises and equipment expense$1,469,000458
Additional noninterest expense$3,275,000508
Pre-tax net operating income$2,210,000977
Securities gains (losses)$248,000298
Applicable income taxes$432,0001,124
Income before extraordinary items$2,026,000863
Extraordinary gains, net$013
Net income$2,026,000863
Minority interest net income$064
Net income of bank and minority interests.$2,026,000863
Net charge-offs$187,000769
Cash dividends$1,000,000643
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,822,640902
2014-12-31 (YTD Data)Rank
Total interest income$36,213,000696
Total interest expense$2,175,0001,344
Net interest income$34,038,000648
Provision for loan and lease losses$450,0001,555
Total noninterest income$8,853,000703
Gross Fiduciary activities income$2,0001,172
Service charges on deposit accounts$5,680,000276
Trading account gains and fees$0180
Additional Noninterest Income$3,171,0001,062
Total noninterest expense$33,931,000607
Salaries and employee benefits$15,958,000698
Premises and equipment expense$5,942,000439
Additional noninterest expense$12,031,000566
Pre-tax net operating income$8,510,000969
Securities gains (losses)$1,084,000197
Applicable income taxes$1,850,0001,037
Income before extraordinary items$7,744,000856
Extraordinary gains, net$017
Net income$7,744,000855
Minority interest net income$084
Net income of bank and minority interests.$7,744,000855
Net charge-offs$767,0001,098
Cash dividends$3,000,000904
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,865,960941
2014-09-30 (YTD Data)Rank
Total interest income$26,117,000724
Total interest expense$1,630,0001,356
Net interest income$24,487,000671
Provision for loan and lease losses$450,0001,237
Total noninterest income$6,884,000678
Gross Fiduciary activities income$1,0001,152
Service charges on deposit accounts$4,240,000273
Trading account gains and fees$0174
Additional Noninterest Income$2,643,000998
Total noninterest expense$24,821,000617
Salaries and employee benefits$11,572,000719
Premises and equipment expense$4,592,000425
Additional noninterest expense$8,657,000581
Pre-tax net operating income$6,100,0001,024
Securities gains (losses)$1,150,000138
Applicable income taxes$1,453,0001,024
Income before extraordinary items$5,797,000861
Extraordinary gains, net$015
Net income$5,797,000860
Minority interest net income$081
Net income of bank and minority interests.$5,797,000860
Net charge-offs$615,000981
Cash dividends$3,000,000664
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,877,0001,006
2014-06-30 (YTD Data)Rank
Total interest income$17,553,000711
Total interest expense$1,134,0001,303
Net interest income$16,419,000668
Provision for loan and lease losses$450,000910
Total noninterest income$4,555,000681
Gross Fiduciary activities income$1,0001,132
Service charges on deposit accounts$2,726,000276
Trading account gains and fees$0172
Additional Noninterest Income$1,828,000958
Total noninterest expense$16,418,000625
Salaries and employee benefits$7,710,000715
Premises and equipment expense$3,102,000419
Additional noninterest expense$5,606,000587
Pre-tax net operating income$4,106,0001,001
Securities gains (losses)$978,000125
Applicable income taxes$1,041,000942
Income before extraordinary items$4,043,000805
Extraordinary gains, net$020
Net income$4,043,000806
Minority interest net income$080
Net income of bank and minority interests.$4,043,000805
Net charge-offs$364,0001,115
Cash dividends$3,000,000466
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,260,600977
2014-03-31 (YTD Data)Rank
Total interest income$8,773,000714
Total interest expense$584,0001,284
Net interest income$8,189,000669
Provision for loan and lease losses$300,000685
Total noninterest income$2,295,000657
Gross Fiduciary activities income$1,0001,081
Service charges on deposit accounts$1,290,000281
Trading account gains and fees$0147
Additional Noninterest Income$1,004,000843
Total noninterest expense$8,458,000607
Salaries and employee benefits$3,932,000714
Premises and equipment expense$1,571,000427
Additional noninterest expense$2,955,000570
Pre-tax net operating income$1,726,0001,110
Securities gains (losses)$614,000112
Applicable income taxes$423,0001,045
Income before extraordinary items$1,917,000817
Extraordinary gains, net$016
Net income$1,917,000819
Minority interest net income$066
Net income of bank and minority interests.$1,917,000818
Net charge-offs$69,0001,614
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,413,5201,080
2013-12-31 (YTD Data)Rank
Total interest income$36,420,000682
Total interest expense$2,888,0001,172
Net interest income$33,532,000637
Provision for loan and lease losses$2,650,000491
Total noninterest income$10,553,000641
Gross Fiduciary activities income$1,0001,245
Service charges on deposit accounts$5,965,000272
Trading account gains and fees$0184
Additional Noninterest Income$4,587,000862
Total noninterest expense$35,038,000595
Salaries and employee benefits$15,117,000727
Premises and equipment expense$6,295,000406
Additional noninterest expense$13,626,000519
Pre-tax net operating income$6,397,0001,155
Securities gains (losses)$766,000308
Applicable income taxes$1,600,0001,075
Income before extraordinary items$5,563,0001,108
Extraordinary gains, net$029
Net income$5,563,0001,111
Minority interest net income$090
Net income of bank and minority interests.$5,563,0001,111
Net charge-offs$1,831,000811
Cash dividends$8,500,000365
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,965,5201,209
2013-09-30 (YTD Data)Rank
Total interest income$27,377,000676
Total interest expense$2,272,0001,153
Net interest income$25,105,000631
Provision for loan and lease losses$2,650,000378
Total noninterest income$7,923,000655
Gross Fiduciary activities income$1,0001,186
Service charges on deposit accounts$4,442,000273
Trading account gains and fees$0180
Additional Noninterest Income$3,480,000879
Total noninterest expense$25,604,000610
Salaries and employee benefits$11,319,000727
Premises and equipment expense$4,802,000402
Additional noninterest expense$9,483,000553
Pre-tax net operating income$4,774,0001,189
Securities gains (losses)$628,000336
Applicable income taxes$1,285,0001,051
Income before extraordinary items$4,117,0001,132
Extraordinary gains, net$025
Net income$4,117,0001,134
Minority interest net income$084
Net income of bank and minority interests.$4,117,0001,134
Net charge-offs$1,565,000717
Cash dividends$8,500,000280
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,639,7201,231
2013-06-30 (YTD Data)Rank
Total interest income$18,255,000678
Total interest expense$1,641,0001,084
Net interest income$16,614,000634
Provision for loan and lease losses$2,100,000338
Total noninterest income$5,199,000670
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$2,847,000280
Trading account gains and fees$0157
Additional Noninterest Income$2,352,000873
Total noninterest expense$16,531,000627
Salaries and employee benefits$7,607,000720
Premises and equipment expense$3,193,000400
Additional noninterest expense$5,731,000605
Pre-tax net operating income$3,182,0001,170
Securities gains (losses)$287,000579
Applicable income taxes$885,0001,029
Income before extraordinary items$2,584,0001,180
Extraordinary gains, net$022
Net income$2,584,0001,182
Minority interest net income$082
Net income of bank and minority interests.$2,584,0001,183
Net charge-offs$1,145,000695
Cash dividends$2,500,000509
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,371,6201,226
2013-03-31 (YTD Data)Rank
Total interest income$9,142,000686
Total interest expense$892,0001,035
Net interest income$8,250,000645
Provision for loan and lease losses$1,050,000368
Total noninterest income$2,567,000672
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,374,000284
Trading account gains and fees$0148
Additional Noninterest Income$1,193,000864
Total noninterest expense$8,114,000654
Salaries and employee benefits$3,827,000721
Premises and equipment expense$1,591,000398
Additional noninterest expense$2,696,000637
Pre-tax net operating income$1,653,0001,111
Securities gains (losses)$277,000346
Applicable income taxes$507,000900
Income before extraordinary items$1,423,0001,071
Extraordinary gains, net$010
Net income$1,423,0001,073
Minority interest net income$076
Net income of bank and minority interests.$1,423,0001,073
Net charge-offs$751,000580
Cash dividends$2,500,000250
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,218,0201,171
2012-12-31 (YTD Data)Rank
Total interest income$40,323,000649
Total interest expense$4,308,0001,056
Net interest income$36,015,000603
Provision for loan and lease losses$7,540,000351
Total noninterest income$8,911,000739
Gross Fiduciary activities income$2,0001,248
Service charges on deposit accounts$7,059,000230
Trading account gains and fees$0166
Additional Noninterest Income$1,850,0001,603
Total noninterest expense$34,801,000603
Salaries and employee benefits$15,778,000665
Premises and equipment expense$6,442,000390
Additional noninterest expense$12,581,000574
Pre-tax net operating income$2,585,0002,348
Securities gains (losses)$8,142,00067
Applicable income taxes$2,575,000704
Income before extraordinary items$8,152,000738
Extraordinary gains, net$029
Net income$8,152,000734
Minority interest net income$093
Net income of bank and minority interests.$8,152,000738
Net charge-offs$7,368,000409
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,964,0802,495
2012-09-30 (YTD Data)Rank
Total interest income$30,934,000638
Total interest expense$3,370,0001,056
Net interest income$27,564,000599
Provision for loan and lease losses$5,225,000389
Total noninterest income$7,463,000679
Gross Fiduciary activities income$1,0001,226
Service charges on deposit accounts$5,284,000233
Trading account gains and fees$0157
Additional Noninterest Income$2,178,0001,184
Total noninterest expense$26,407,000592
Salaries and employee benefits$12,166,000640
Premises and equipment expense$4,851,000388
Additional noninterest expense$9,390,000584
Pre-tax net operating income$3,395,0001,527
Securities gains (losses)$6,901,00067
Applicable income taxes$2,587,000572
Income before extraordinary items$7,709,000625
Extraordinary gains, net$020
Net income$7,709,000624
Minority interest net income$086
Net income of bank and minority interests.$7,709,000625
Net charge-offs$3,600,000588
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,533,2501,624
2012-06-30 (YTD Data)Rank
Total interest income$21,059,000631
Total interest expense$2,359,0001,043
Net interest income$18,700,000585
Provision for loan and lease losses$1,650,000746
Total noninterest income$4,892,000688
Gross Fiduciary activities income$1,0001,200
Service charges on deposit accounts$3,466,000235
Trading account gains and fees$0153
Additional Noninterest Income$1,425,0001,181
Total noninterest expense$17,769,000584
Salaries and employee benefits$8,222,000631
Premises and equipment expense$3,166,000396
Additional noninterest expense$6,381,000575
Pre-tax net operating income$4,173,000876
Securities gains (losses)$2,552,000106
Applicable income taxes$1,568,000613
Income before extraordinary items$5,157,000615
Extraordinary gains, net$019
Net income$5,157,000614
Minority interest net income$084
Net income of bank and minority interests.$5,157,000615
Net charge-offs$2,228,000638
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,191,960902
2012-03-31 (YTD Data)Rank
Total interest income$10,590,000633
Total interest expense$1,264,0001,004
Net interest income$9,326,000589
Provision for loan and lease losses$825,000712
Total noninterest income$2,390,000688
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,720,000234
Trading account gains and fees$0148
Additional Noninterest Income$670,0001,216
Total noninterest expense$8,913,000573
Salaries and employee benefits$4,098,000634
Premises and equipment expense$1,513,000415
Additional noninterest expense$3,302,000545
Pre-tax net operating income$1,978,000903
Securities gains (losses)$1,295,000104
Applicable income taxes$600,000761
Income before extraordinary items$2,673,000589
Extraordinary gains, net$019
Net income$2,673,000588
Minority interest net income$078
Net income of bank and minority interests.$2,673,000590
Net charge-offs$1,126,000617
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,611,100879
2011-12-31 (YTD Data)Rank
Total interest income$47,502,000580
Total interest expense$6,559,000926
Net interest income$40,943,000535
Provision for loan and lease losses$3,700,0001,011
Total noninterest income$7,319,000778
Gross Fiduciary activities income$3,0001,205
Service charges on deposit accounts$6,873,000247
Trading account gains and fees$0146
Additional Noninterest Income$443,0003,297
Total noninterest expense$37,303,000547
Salaries and employee benefits$16,436,000591
Premises and equipment expense$6,534,000398
Additional noninterest expense$14,333,000519
Pre-tax net operating income$7,259,000837
Securities gains (losses)$4,041,000122
Applicable income taxes$3,124,000562
Income before extraordinary items$8,176,000625
Extraordinary gains, net$029
Net income$8,176,000624
Minority interest net income$096
Net income of bank and minority interests.$8,176,000625
Net charge-offs$4,644,000857
Cash dividends$1,000,0001,609
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,266,480919
2011-09-30 (YTD Data)Rank
Total interest income$36,343,000577
Total interest expense$5,163,000923
Net interest income$31,180,000534
Provision for loan and lease losses$2,900,000952
Total noninterest income$5,104,000829
Gross Fiduciary activities income$2,0001,160
Service charges on deposit accounts$5,134,000247
Trading account gains and fees$0145
Additional Noninterest Income$-32,0006,982
Total noninterest expense$27,986,000546
Salaries and employee benefits$12,498,000574
Premises and equipment expense$4,997,000395
Additional noninterest expense$10,491,000527
Pre-tax net operating income$5,398,000867
Securities gains (losses)$3,513,000111
Applicable income taxes$2,437,000539
Income before extraordinary items$6,474,000624
Extraordinary gains, net$021
Net income$6,474,000620
Minority interest net income$087
Net income of bank and minority interests.$6,474,000624
Net charge-offs$2,891,000974
Cash dividends$1,000,0001,146
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,909,510939
2011-06-30 (YTD Data)Rank
Total interest income$25,018,000559
Total interest expense$3,627,000899
Net interest income$21,391,000518
Provision for loan and lease losses$1,850,000974
Total noninterest income$2,721,000978
Gross Fiduciary activities income$2,0001,136
Service charges on deposit accounts$3,331,000252
Trading account gains and fees$0153
Additional Noninterest Income$-612,0007,402
Total noninterest expense$18,783,000545
Salaries and employee benefits$8,400,000570
Premises and equipment expense$3,336,000403
Additional noninterest expense$7,047,000524
Pre-tax net operating income$3,479,000866
Securities gains (losses)$1,137,000176
Applicable income taxes$1,264,000633
Income before extraordinary items$3,352,000760
Extraordinary gains, net$015
Net income$3,352,000757
Minority interest net income$089
Net income of bank and minority interests.$3,352,000760
Net charge-offs$1,869,000970
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,521,990943
2011-03-31 (YTD Data)Rank
Total interest income$12,696,000558
Total interest expense$1,903,000890
Net interest income$10,793,000505
Provision for loan and lease losses$1,050,000819
Total noninterest income$2,201,000687
Gross Fiduciary activities income$1,0001,126
Service charges on deposit accounts$1,529,000262
Trading account gains and fees$0158
Additional Noninterest Income$671,0001,085
Total noninterest expense$9,007,000567
Salaries and employee benefits$4,085,000602
Premises and equipment expense$1,570,000431
Additional noninterest expense$3,352,000545
Pre-tax net operating income$2,937,000568
Securities gains (losses)$255,000288
Applicable income taxes$917,000488
Income before extraordinary items$2,275,000576
Extraordinary gains, net$09
Net income$2,275,000576
Minority interest net income$086
Net income of bank and minority interests.$2,275,000576
Net charge-offs$460,0001,404
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,093,950608
2010-12-31 (YTD Data)Rank
Total interest income$56,427,000527
Total interest expense$10,909,000737
Net interest income$45,518,000475
Provision for loan and lease losses$8,450,000767
Total noninterest income$8,165,000738
Gross Fiduciary activities income$2,0001,284
Service charges on deposit accounts$7,910,000210
Trading account gains and fees$0175
Additional Noninterest Income$253,0004,230
Total noninterest expense$37,389,000549
Salaries and employee benefits$16,200,000592
Premises and equipment expense$6,059,000436
Additional noninterest expense$15,130,000513
Pre-tax net operating income$7,844,000683
Securities gains (losses)$7,988,00079
Applicable income taxes$5,020,000361
Income before extraordinary items$10,812,000425
Extraordinary gains, net$029
Net income$10,812,000424
Minority interest net income$0111
Net income of bank and minority interests.$10,812,000426
Net charge-offs$9,380,000636
Cash dividends$10,250,000170
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,380,160785
2010-09-30 (YTD Data)Rank
Total interest income$42,994,000519
Total interest expense$8,667,000718
Net interest income$34,327,000467
Provision for loan and lease losses$6,550,000707
Total noninterest income$7,236,000646
Gross Fiduciary activities income$2,0001,229
Service charges on deposit accounts$6,005,000206
Trading account gains and fees$0165
Additional Noninterest Income$1,229,0001,570
Total noninterest expense$28,244,000544
Salaries and employee benefits$12,475,000560
Premises and equipment expense$4,595,000428
Additional noninterest expense$11,174,000506
Pre-tax net operating income$6,769,000623
Securities gains (losses)$6,374,00079
Applicable income taxes$4,239,000328
Income before extraordinary items$8,904,000385
Extraordinary gains, net$023
Net income$8,904,000385
Minority interest net income$0110
Net income of bank and minority interests.$8,904,000386
Net charge-offs$5,526,000724
Cash dividends$2,500,000437
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,569,680723
2010-06-30 (YTD Data)Rank
Total interest income$28,921,000519
Total interest expense$6,099,000706
Net interest income$22,822,000472
Provision for loan and lease losses$3,000,000940
Total noninterest income$4,736,000633
Gross Fiduciary activities income$1,0001,231
Service charges on deposit accounts$3,934,000211
Trading account gains and fees$0152
Additional Noninterest Income$801,0001,517
Total noninterest expense$18,538,000551
Salaries and employee benefits$8,100,000578
Premises and equipment expense$3,051,000428
Additional noninterest expense$7,387,000505
Pre-tax net operating income$6,020,000456
Securities gains (losses)$1,426,000183
Applicable income taxes$2,302,000362
Income before extraordinary items$5,144,000424
Extraordinary gains, net$019
Net income$5,144,000425
Minority interest net income$0105
Net income of bank and minority interests.$5,144,000425
Net charge-offs$2,954,000842
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,160,060512
2010-03-31 (YTD Data)Rank
Total interest income$14,727,000526
Total interest expense$3,217,000704
Net interest income$11,510,000481
Provision for loan and lease losses$1,550,000875
Total noninterest income$2,033,000702
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,758,000240
Trading account gains and fees$0175
Additional Noninterest Income$275,0001,944
Total noninterest expense$9,057,000561
Salaries and employee benefits$4,073,000589
Premises and equipment expense$1,492,000449
Additional noninterest expense$3,492,000519
Pre-tax net operating income$2,936,000457
Securities gains (losses)$118,000721
Applicable income taxes$987,000387
Income before extraordinary items$2,067,000537
Extraordinary gains, net$016
Net income$2,067,000539
Minority interest net income$091
Net income of bank and minority interests.$2,067,000539
Net charge-offs$878,0001,139
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,986,760539
2009-12-31 (YTD Data)Rank
Total interest income$61,264,000540
Total interest expense$17,364,000663
Net interest income$43,900,000493
Provision for loan and lease losses$4,633,0001,503
Total noninterest income$9,583,000666
Gross Fiduciary activities income$2,0001,311
Service charges on deposit accounts$7,963,000232
Trading account gains and fees$0211
Additional Noninterest Income$1,618,0001,582
Total noninterest expense$36,665,000579
Salaries and employee benefits$15,744,000600
Premises and equipment expense$5,545,000480
Additional noninterest expense$15,376,000541
Pre-tax net operating income$12,185,000345
Securities gains (losses)$2,199,000253
Applicable income taxes$4,727,000278
Income before extraordinary items$9,657,000336
Extraordinary gains, net$034
Net income$9,657,000337
Minority interest net income$0115
Net income of bank and minority interests.$9,657,000338
Net charge-offs$3,410,0001,486
Cash dividends$12,000,000154
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$8,183,670401
2009-09-30 (YTD Data)Rank
Total interest income$46,371,000553
Total interest expense$13,558,000675
Net interest income$32,813,000496
Provision for loan and lease losses$3,376,0001,373
Total noninterest income$7,203,000664
Gross Fiduciary activities income$2,0001,265
Service charges on deposit accounts$5,998,000233
Trading account gains and fees$0212
Additional Noninterest Income$1,203,0001,618
Total noninterest expense$27,388,000578
Salaries and employee benefits$12,259,000596
Premises and equipment expense$3,861,000531
Additional noninterest expense$11,268,000530
Pre-tax net operating income$9,252,000360
Securities gains (losses)$1,429,000271
Applicable income taxes$3,549,000291
Income before extraordinary items$7,132,000371
Extraordinary gains, net$027
Net income$7,132,000369
Minority interest net income$0118
Net income of bank and minority interests.$7,132,000371
Net charge-offs$2,305,0001,389
Cash dividends$7,500,000173
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,174,570428
2009-06-30 (YTD Data)Rank
Total interest income$30,843,000568
Total interest expense$9,443,000687
Net interest income$21,400,000505
Provision for loan and lease losses$2,689,0001,165
Total noninterest income$4,912,000659
Gross Fiduciary activities income$2,0001,233
Service charges on deposit accounts$3,818,000239
Trading account gains and fees$0193
Additional Noninterest Income$1,092,0001,345
Total noninterest expense$17,860,000603
Salaries and employee benefits$8,136,000608
Premises and equipment expense$2,406,000572
Additional noninterest expense$7,318,000551
Pre-tax net operating income$5,763,000391
Securities gains (losses)$302,000763
Applicable income taxes$2,029,000338
Income before extraordinary items$4,036,000434
Extraordinary gains, net$021
Net income$4,036,000432
Minority interest net income$0112
Net income of bank and minority interests.$4,036,000434
Net charge-offs$1,724,0001,238
Cash dividends$5,000,000176
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,833,660437
2009-03-31 (YTD Data)Rank
Total interest income$15,186,000576
Total interest expense$5,015,000672
Net interest income$10,171,000533
Provision for loan and lease losses$488,0001,796
Total noninterest income$2,405,000658
Gross Fiduciary activities income$1,0001,214
Service charges on deposit accounts$1,763,000251
Trading account gains and fees$0171
Additional Noninterest Income$641,0001,186
Total noninterest expense$8,435,000605
Salaries and employee benefits$4,029,000607
Premises and equipment expense$1,120,000630
Additional noninterest expense$3,286,000538
Pre-tax net operating income$3,653,000331
Securities gains (losses)$193,000686
Applicable income taxes$1,309,000291
Income before extraordinary items$2,537,000375
Extraordinary gains, net$015
Net income$2,537,000375
Minority interest net income$0102
Net income of bank and minority interests.$2,537,000377
Net charge-offs$454,0001,429
Cash dividends$2,000,000212
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,409,620372
2008-12-31 (YTD Data)Rank
Total interest income$64,534,000581
Total interest expense$24,920,000642
Net interest income$39,614,000554
Provision for loan and lease losses$1,630,0002,051
Total noninterest income$11,152,000543
Gross Fiduciary activities income$3,0001,325
Service charges on deposit accounts$9,102,000210
Trading account gains and fees$0154
Additional Noninterest Income$2,047,0001,279
Total noninterest expense$32,530,000608
Salaries and employee benefits$15,320,000640
Premises and equipment expense$4,851,000564
Additional noninterest expense$12,359,000564
Pre-tax net operating income$16,606,000331
Securities gains (losses)$847,000246
Applicable income taxes$6,023,000275
Income before extraordinary items$11,430,000346
Extraordinary gains, net$039
Net income$11,430,000346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,266,0001,193
Cash dividends$8,500,000340
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$10,879,450378
2008-09-30 (YTD Data)Rank
Total interest income$48,492,000600
Total interest expense$19,281,000652
Net interest income$29,211,000573
Provision for loan and lease losses$755,0002,163
Total noninterest income$8,543,000568
Gross Fiduciary activities income$3,0001,278
Service charges on deposit accounts$6,905,000213
Trading account gains and fees$0148
Additional Noninterest Income$1,635,0001,281
Total noninterest expense$24,341,000604
Salaries and employee benefits$11,885,000629
Premises and equipment expense$3,438,000603
Additional noninterest expense$9,018,000540
Pre-tax net operating income$12,658,000410
Securities gains (losses)$727,000234
Applicable income taxes$4,437,000346
Income before extraordinary items$8,948,000414
Extraordinary gains, net$031
Net income$8,948,000413
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,548,000992
Cash dividends$4,000,000552
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,460,910452
2008-06-30 (YTD Data)Rank
Total interest income$32,416,000608
Total interest expense$13,188,000658
Net interest income$19,228,000579
Provision for loan and lease losses$512,0001,885
Total noninterest income$5,780,000576
Gross Fiduciary activities income$2,0001,285
Service charges on deposit accounts$4,680,000206
Trading account gains and fees$0149
Additional Noninterest Income$1,098,0001,316
Total noninterest expense$16,573,000588
Salaries and employee benefits$8,017,000626
Premises and equipment expense$2,423,000573
Additional noninterest expense$6,133,000521
Pre-tax net operating income$7,923,000464
Securities gains (losses)$727,000232
Applicable income taxes$2,863,000392
Income before extraordinary items$5,787,000483
Extraordinary gains, net$021
Net income$5,787,000482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$485,0001,339
Cash dividends$2,000,000774
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,299,910512
2008-03-31 (YTD Data)Rank
Total interest income$16,481,000619
Total interest expense$7,172,000646
Net interest income$9,309,000593
Provision for loan and lease losses$278,0001,481
Total noninterest income$2,856,000578
Gross Fiduciary activities income$1,0001,254
Service charges on deposit accounts$2,282,000208
Trading account gains and fees$0158
Additional Noninterest Income$573,0001,276
Total noninterest expense$8,521,000569
Salaries and employee benefits$4,099,000613
Premises and equipment expense$1,272,000546
Additional noninterest expense$3,150,000481
Pre-tax net operating income$3,366,000583
Securities gains (losses)$561,000221
Applicable income taxes$1,301,000486
Income before extraordinary items$2,626,000573
Extraordinary gains, net$015
Net income$2,626,000574
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,0001,115
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,250,130660
2007-12-31 (YTD Data)Rank
Total interest income$58,981,000705
Total interest expense$27,781,000705
Net interest income$31,200,000708
Provision for loan and lease losses$1,315,0001,171
Total noninterest income$6,366,000900
Gross Fiduciary activities income$4,0001,355
Service charges on deposit accounts$6,653,000280
Trading account gains and fees$0178
Additional Noninterest Income$-291,0008,517
Total noninterest expense$29,137,000640
Salaries and employee benefits$13,121,000744
Premises and equipment expense$4,881,000540
Additional noninterest expense$11,135,000535
Pre-tax net operating income$7,114,0001,188
Securities gains (losses)$-7,0007,477
Applicable income taxes$1,682,0001,295
Income before extraordinary items$5,425,0001,181
Extraordinary gains, net$039
Net income$5,425,0001,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$921,0001,091
Cash dividends$5,950,000646
Sale, conversion, retirement of capital stock, net$6,500,000243
Net operating income$5,430,3201,176
2007-09-30 (YTD Data)Rank
Total interest income$5,051,0004,860
Total interest expense$3,018,0004,003
Net interest income$2,033,0005,784
Provision for loan and lease losses$101,0004,083
Total noninterest income$433,0004,730
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$410,0002,847
Trading account gains and fees$0184
Additional Noninterest Income$23,0007,559
Total noninterest expense$1,953,0005,443
Salaries and employee benefits$726,0006,504
Premises and equipment expense$346,0004,578
Additional noninterest expense$881,0004,082
Pre-tax net operating income$412,0006,114
Securities gains (losses)$01,655
Applicable income taxes$139,0004,123
Income before extraordinary items$273,0006,455
Extraordinary gains, net$033
Net income$273,0006,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0002,185
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$2,000,000270
Net operating income$273,0006,445
2007-06-30 (YTD Data)Rank
Total interest income$3,310,0004,935
Total interest expense$2,025,0003,989
Net interest income$1,285,0005,974
Provision for loan and lease losses$60,0003,990
Total noninterest income$236,0005,221
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$218,0003,337
Trading account gains and fees$0168
Additional Noninterest Income$18,0007,471
Total noninterest expense$1,197,0005,739
Salaries and employee benefits$410,0006,949
Premises and equipment expense$204,0004,975
Additional noninterest expense$583,0004,105
Pre-tax net operating income$264,0006,268
Securities gains (losses)$01,444
Applicable income taxes$89,0004,247
Income before extraordinary items$175,0006,557
Extraordinary gains, net$029
Net income$175,0006,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0001,934
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$2,000,000202
Net operating income$175,0006,544
2007-03-31 (YTD Data)Rank
Total interest income$1,644,0004,951
Total interest expense$1,016,0003,967
Net interest income$628,0006,045
Provision for loan and lease losses$30,0003,737
Total noninterest income$112,0005,295
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$99,0003,475
Trading account gains and fees$0195
Additional Noninterest Income$13,0007,127
Total noninterest expense$575,0005,871
Salaries and employee benefits$194,0007,113
Premises and equipment expense$130,0004,270
Additional noninterest expense$251,0004,528
Pre-tax net operating income$135,0006,232
Securities gains (losses)$01,187
Applicable income taxes$42,0004,302
Income before extraordinary items$93,0006,499
Extraordinary gains, net$022
Net income$93,0006,498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0002,323
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$2,000,000108
Net operating income$93,0006,488
2006-12-31 (YTD Data)Rank
Total interest income$6,122,0004,942
Total interest expense$3,499,0003,914
Net interest income$2,623,0005,882
Provision for loan and lease losses$141,0004,154
Total noninterest income$473,0005,255
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$360,0003,761
Trading account gains and fees$0130
Additional Noninterest Income$113,0006,126
Total noninterest expense$2,704,0005,230
Salaries and employee benefits$1,107,0006,134
Premises and equipment expense$536,0004,074
Additional noninterest expense$1,061,0004,327
Pre-tax net operating income$251,0007,250
Securities gains (losses)$01,687
Applicable income taxes$87,0005,082
Income before extraordinary items$164,0007,422
Extraordinary gains, net$051
Net income$164,0007,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0002,984
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$164,0007,416
2006-09-30 (YTD Data)Rank
Total interest income$4,363,0005,108
Total interest expense$2,418,0004,050
Net interest income$1,945,0005,976
Provision for loan and lease losses$110,0003,941
Total noninterest income$338,0005,380
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$259,0003,874
Trading account gains and fees$0126
Additional Noninterest Income$79,0006,242
Total noninterest expense$2,012,0005,251
Salaries and employee benefits$862,0006,019
Premises and equipment expense$417,0004,008
Additional noninterest expense$733,0004,558
Pre-tax net operating income$161,0007,578
Securities gains (losses)$01,388
Applicable income taxes$56,0005,366
Income before extraordinary items$105,0007,701
Extraordinary gains, net$045
Net income$105,0007,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0002,926
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$105,0007,700
2006-06-30 (YTD Data)Rank
Total interest income$2,731,0005,260
Total interest expense$1,447,0004,206
Net interest income$1,284,0006,034
Provision for loan and lease losses$59,0004,293
Total noninterest income$222,0005,400
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$172,0003,851
Trading account gains and fees$0126
Additional Noninterest Income$50,0006,377
Total noninterest expense$1,353,0005,229
Salaries and employee benefits$613,0005,839
Premises and equipment expense$258,0004,192
Additional noninterest expense$482,0004,597
Pre-tax net operating income$94,0007,730
Securities gains (losses)$01,185
Applicable income taxes$36,0005,457
Income before extraordinary items$58,0007,857
Extraordinary gains, net$039
Net income$58,0007,858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0002,651
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$58,0007,862
2006-03-31 (YTD Data)Rank
Total interest income$1,326,0005,298
Total interest expense$666,0004,299
Net interest income$660,0005,979
Provision for loan and lease losses$29,0004,163
Total noninterest income$102,0005,558
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$72,0004,162
Trading account gains and fees$0115
Additional Noninterest Income$30,0006,069
Total noninterest expense$667,0005,285
Salaries and employee benefits$321,0005,721
Premises and equipment expense$120,0004,409
Additional noninterest expense$226,0004,786
Pre-tax net operating income$66,0007,486
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$66,0007,261
Extraordinary gains, net$021
Net income$66,0007,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0002,616
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$66,0007,262
2005-12-31 (YTD Data)Rank
Total interest income$4,535,0005,464
Total interest expense$1,999,0004,432
Net interest income$2,536,0006,002
Provision for loan and lease losses$337,0002,595
Total noninterest income$341,0006,075
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$246,0004,604
Trading account gains and fees$0138
Additional Noninterest Income$95,0006,482
Total noninterest expense$2,564,0005,300
Salaries and employee benefits$1,157,0005,898
Premises and equipment expense$470,0004,365
Additional noninterest expense$937,0004,640
Pre-tax net operating income$-24,0008,279
Securities gains (losses)$1,0002,117
Applicable income taxes$-298,0008,718
Income before extraordinary items$275,0007,282
Extraordinary gains, net$046
Net income$275,0007,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0004,584
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$1,500,000432
Net operating income$274,3607,270
2005-09-30 (YTD Data)Rank
Total interest income$3,273,0005,543
Total interest expense$1,402,0004,506
Net interest income$1,871,0006,083
Provision for loan and lease losses$183,0003,105
Total noninterest income$244,0006,189
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$171,0004,801
Trading account gains and fees$0126
Additional Noninterest Income$73,0006,452
Total noninterest expense$1,805,0005,469
Salaries and employee benefits$878,0005,843
Premises and equipment expense$331,0004,530
Additional noninterest expense$596,0005,144
Pre-tax net operating income$127,0007,917
Securities gains (losses)$1,0002,135
Applicable income taxes$06,976
Income before extraordinary items$128,0007,819
Extraordinary gains, net$035
Net income$128,0007,820
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0004,476
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$127,0007,787
2005-06-30 (YTD Data)Rank
Total interest income$2,072,0005,630
Total interest expense$838,0004,658
Net interest income$1,234,0006,094
Provision for loan and lease losses$144,0002,762
Total noninterest income$164,0006,168
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$108,0004,882
Trading account gains and fees$0116
Additional Noninterest Income$56,0006,224
Total noninterest expense$1,196,0005,485
Salaries and employee benefits$580,0005,859
Premises and equipment expense$206,0004,727
Additional noninterest expense$410,0005,005
Pre-tax net operating income$58,0008,088
Securities gains (losses)$1,0001,973
Applicable income taxes$06,961
Income before extraordinary items$59,0008,041
Extraordinary gains, net$030
Net income$59,0008,041
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,599
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$58,0008,016
2005-03-31 (YTD Data)Rank
Total interest income$958,0005,858
Total interest expense$368,0004,916
Net interest income$590,0006,266
Provision for loan and lease losses$51,0003,150
Total noninterest income$61,0006,717
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$42,0005,359
Trading account gains and fees$0115
Additional Noninterest Income$19,0006,923
Total noninterest expense$576,0005,638
Salaries and employee benefits$286,0005,942
Premises and equipment expense$99,0004,901
Additional noninterest expense$191,0005,244
Pre-tax net operating income$24,0008,212
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$24,0008,186
Extraordinary gains, net$024
Net income$24,0008,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,060
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$24,0008,163
2004-12-31 (YTD Data)Rank
Total interest income$3,265,0006,175
Total interest expense$1,089,0005,414
Net interest income$2,176,0006,402
Provision for loan and lease losses$300,0002,900
Total noninterest income$120,0007,890
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$88,0006,649
Trading account gains and fees$0138
Additional Noninterest Income$32,0007,915
Total noninterest expense$1,943,0006,092
Salaries and employee benefits$971,0006,371
Premises and equipment expense$290,0005,767
Additional noninterest expense$682,0005,603
Pre-tax net operating income$53,0008,238
Securities gains (losses)$117,0001,141
Applicable income taxes$07,185
Income before extraordinary items$170,0007,788
Extraordinary gains, net$034
Net income$170,0007,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,214
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$53,0008,226
2004-09-30 (YTD Data)Rank
Total interest income$2,397,0006,249
Total interest expense$785,0005,499
Net interest income$1,612,0006,444
Provision for loan and lease losses$246,0002,603
Total noninterest income$79,0008,085
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$57,0006,887
Trading account gains and fees$0134
Additional Noninterest Income$22,0007,981
Total noninterest expense$1,415,0006,158
Salaries and employee benefits$715,0006,401
Premises and equipment expense$201,0005,968
Additional noninterest expense$499,0005,644
Pre-tax net operating income$30,0008,371
Securities gains (losses)$107,0001,125
Applicable income taxes$07,220
Income before extraordinary items$137,0007,866
Extraordinary gains, net$026
Net income$137,0007,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,626
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$30,0008,354
2004-06-30 (YTD Data)Rank
Total interest income$1,559,0006,344
Total interest expense$514,0005,575
Net interest income$1,045,0006,543
Provision for loan and lease losses$157,0002,627
Total noninterest income$50,0008,184
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$36,0006,979
Trading account gains and fees$0130
Additional Noninterest Income$14,0008,074
Total noninterest expense$932,0006,243
Salaries and employee benefits$459,0006,558
Premises and equipment expense$141,0005,849
Additional noninterest expense$332,0005,657
Pre-tax net operating income$6,0008,486
Securities gains (losses)$102,0001,014
Applicable income taxes$07,214
Income before extraordinary items$108,0007,704
Extraordinary gains, net$021
Net income$108,0007,706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,680
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$6,0008,483
2004-03-31 (YTD Data)Rank
Total interest income$766,0006,418
Total interest expense$253,0005,678
Net interest income$513,0006,620
Provision for loan and lease losses$108,0001,991
Total noninterest income$27,0008,089
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$18,0006,945
Trading account gains and fees$0121
Additional Noninterest Income$9,0007,855
Total noninterest expense$457,0006,354
Salaries and employee benefits$224,0006,666
Premises and equipment expense$69,0005,921
Additional noninterest expense$164,0005,716
Pre-tax net operating income$-25,0008,668
Securities gains (losses)$102,000794
Applicable income taxes$07,103
Income before extraordinary items$77,0007,289
Extraordinary gains, net$016
Net income$77,0007,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,804
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-25,0008,666
2003-12-31 (YTD Data)Rank
Total interest income$2,350,0007,199
Total interest expense$931,0006,311
Net interest income$1,419,0007,481
Provision for loan and lease losses$461,0002,308
Total noninterest income$79,0008,516
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$57,0007,321
Trading account gains and fees$0160
Additional Noninterest Income$22,0008,373
Total noninterest expense$1,620,0006,665
Salaries and employee benefits$745,0007,128
Premises and equipment expense$289,0005,770
Additional noninterest expense$586,0006,061
Pre-tax net operating income$-583,0008,856
Securities gains (losses)$77,0002,125
Applicable income taxes$07,459
Income before extraordinary items$-506,0008,907
Extraordinary gains, net$054
Net income$-506,0008,907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,027
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$2,000,000336
Net operating income$-583,0008,876
2003-09-30 (YTD Data)Rank
Total interest income$1,624,0007,478
Total interest expense$677,0006,552
Net interest income$947,0007,784
Provision for loan and lease losses$272,0002,682
Total noninterest income$55,0008,643
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$39,0007,458
Trading account gains and fees$0153
Additional Noninterest Income$16,0008,420
Total noninterest expense$1,228,0006,633
Salaries and employee benefits$572,0007,040
Premises and equipment expense$207,0005,905
Additional noninterest expense$449,0005,990
Pre-tax net operating income$-498,0008,958
Securities gains (losses)$58,0002,190
Applicable income taxes$07,524
Income before extraordinary items$-440,0009,005
Extraordinary gains, net$040
Net income$-440,0009,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,592
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-498,0008,972
2003-06-30 (YTD Data)Rank
Total interest income$974,0007,750
Total interest expense$468,0006,575
Net interest income$506,0008,197
Provision for loan and lease losses$165,0002,855
Total noninterest income$31,0008,774
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$19,0007,696
Trading account gains and fees$0150
Additional Noninterest Income$12,0008,333
Total noninterest expense$859,0006,490
Salaries and employee benefits$381,0007,072
Premises and equipment expense$165,0005,334
Additional noninterest expense$313,0005,836
Pre-tax net operating income$-487,0009,062
Securities gains (losses)$58,0001,914
Applicable income taxes$07,529
Income before extraordinary items$-429,0009,106
Extraordinary gains, net$030
Net income$-429,0009,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-487,0009,073
2003-03-31 (YTD Data)Rank
Total interest income$435,0008,030
Total interest expense$263,0006,345
Net interest income$172,0008,728
Provision for loan and lease losses$79,0002,758
Total noninterest income$13,0008,892
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$6,0007,883
Trading account gains and fees$0134
Additional Noninterest Income$7,0008,228
Total noninterest expense$459,0006,282
Salaries and employee benefits$206,0006,888
Premises and equipment expense$84,0005,273
Additional noninterest expense$171,0005,533
Pre-tax net operating income$-355,0009,166
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$-355,0009,207
Extraordinary gains, net$021
Net income$-355,0009,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-355,0009,156
2002-12-31 (YTD Data)Rank
Total interest income$291,0009,245
Total interest expense$165,0009,111
Net interest income$126,0009,279
Provision for loan and lease losses$103,0005,658
Total noninterest income$5,0009,262
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,0008,184
Trading account gains and fees$0153
Additional Noninterest Income$4,0009,098
Total noninterest expense$506,0008,978
Salaries and employee benefits$216,0009,130
Premises and equipment expense$90,0008,316
Additional noninterest expense$200,0008,557
Pre-tax net operating income$-478,0008,968
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$-478,0009,031
Extraordinary gains, net$070
Net income$-478,0009,030
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$5,059,000155
Net operating income$-478,0008,987

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.