Home > Forbright Bank > Income and Expense

Forbright Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$539,181,000151
Total interest expense$241,112,000130
Net interest income$298,069,000164
Provision for loan and lease losses$17,564,000149
Total noninterest income$37,214,000300
Gross Fiduciary activities income$0981
Service charges on deposit accounts$821,0001,171
Trading account gains and fees$0123
Additional Noninterest Income$36,393,000219
Total noninterest expense$215,733,000174
Salaries and employee benefits$103,291,000188
Premises and equipment expense$4,913,000561
Additional noninterest expense$36,393,000219
Pre-tax net operating income$101,986,000207
Securities gains (losses)$0988
Applicable income taxes$25,675,000183
Income before extraordinary items$76,311,000210
Extraordinary gains, net$054
Net income$76,311,000213
Minority interest net income$088
Net income of bank and minority interests.$76,311,000212
Net charge-offs$26,494,00091
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$76,311,000218
2023-09-30 (YTD Data)Rank
Total interest income$404,362,000149
Total interest expense$174,462,000127
Net interest income$229,900,000163
Provision for loan and lease losses$13,051,000155
Total noninterest income$28,093,000304
Gross Fiduciary activities income$0950
Service charges on deposit accounts$591,0001,198
Trading account gains and fees$0125
Additional Noninterest Income$27,502,000221
Total noninterest expense$161,373,000171
Salaries and employee benefits$78,264,000187
Premises and equipment expense$3,705,000564
Additional noninterest expense$27,502,000221
Pre-tax net operating income$83,569,000205
Securities gains (losses)$0849
Applicable income taxes$21,289,000181
Income before extraordinary items$62,280,000210
Extraordinary gains, net$052
Net income$62,280,000211
Minority interest net income$081
Net income of bank and minority interests.$62,280,000211
Net charge-offs$16,955,00096
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$62,280,000214
2023-06-30 (YTD Data)Rank
Total interest income$269,235,000145
Total interest expense$112,150,000118
Net interest income$157,085,000160
Provision for loan and lease losses$18,572,00093
Total noninterest income$18,186,000298
Gross Fiduciary activities income$0931
Service charges on deposit accounts$394,0001,186
Trading account gains and fees$0112
Additional Noninterest Income$17,792,000217
Total noninterest expense$105,053,000170
Salaries and employee benefits$52,626,000183
Premises and equipment expense$2,485,000548
Additional noninterest expense$17,792,000217
Pre-tax net operating income$51,646,000217
Securities gains (losses)$0938
Applicable income taxes$13,024,000188
Income before extraordinary items$38,622,000220
Extraordinary gains, net$051
Net income$38,622,000224
Minority interest net income$081
Net income of bank and minority interests.$38,622,000220
Net charge-offs$12,971,00083
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$38,622,000222
2023-03-31 (YTD Data)Rank
Total interest income$131,895,000148
Total interest expense$52,655,000116
Net interest income$79,240,000163
Provision for loan and lease losses$11,267,00089
Total noninterest income$15,351,000204
Gross Fiduciary activities income$0913
Service charges on deposit accounts$193,0001,217
Trading account gains and fees$097
Additional Noninterest Income$15,158,000145
Total noninterest expense$50,509,000181
Salaries and employee benefits$27,570,000183
Premises and equipment expense$1,252,000566
Additional noninterest expense$15,158,000145
Pre-tax net operating income$32,815,000187
Securities gains (losses)$0950
Applicable income taxes$8,273,000165
Income before extraordinary items$24,542,000189
Extraordinary gains, net$04
Net income$24,542,000189
Minority interest net income$048
Net income of bank and minority interests.$24,542,000189
Net charge-offs$5,767,00081
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$24,542,000193
2022-09-30 (YTD Data)Rank
Total interest income$246,979,000164
Total interest expense$42,698,00096
Net interest income$204,281,000172
Provision for loan and lease losses$15,943,00095
Total noninterest income$15,263,000477
Gross Fiduciary activities income$0968
Service charges on deposit accounts$526,0001,354
Trading account gains and feesNANA
Additional Noninterest Income$14,737,000374
Total noninterest expense$112,950,000226
Salaries and employee benefits$63,431,000217
Premises and equipment expense$3,627,000564
Additional noninterest expense$14,737,000374
Pre-tax net operating income$90,651,000205
Securities gains (losses)$0740
Applicable income taxes$21,883,000191
Income before extraordinary items$68,768,000209
Extraordinary gains, net$04
Net income$68,768,000209
Minority interest net income$057
Net income of bank and minority interests.$68,768,000209
Net charge-offs$5,208,000113
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$68,768,000211
2022-06-30 (YTD Data)Rank
Total interest income$134,979,000176
Total interest expense$15,345,000111
Net interest income$119,634,000182
Provision for loan and lease losses$9,628,00090
Total noninterest income$9,455,000488
Gross Fiduciary activities income$0925
Service charges on deposit accounts$320,0001,441
Trading account gains and feesNANA
Additional Noninterest Income$9,135,000396
Total noninterest expense$70,412,000227
Salaries and employee benefits$39,862,000219
Premises and equipment expense$2,379,000576
Additional noninterest expense$28,171,000204
Pre-tax net operating income$49,049,000223
Securities gains (losses)$0687
Applicable income taxes$12,349,000207
Income before extraordinary items$36,700,000235
Extraordinary gains, net$04
Net income$36,700,000235
Minority interest net income$060
Net income of bank and minority interests.$36,700,000235
Net charge-offs$2,302,000153
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$36,700,000239
2022-03-31 (YTD Data)Rank
Total interest income$57,093,000198
Total interest expense$3,006,000202
Net interest income$54,087,000197
Provision for loan and lease losses$5,909,00065
Total noninterest income$9,548,000314
Gross Fiduciary activities income$0892
Service charges on deposit accounts$195,0001,205
Trading account gains and feesNANA
Additional Noninterest Income$9,353,000249
Total noninterest expense$32,765,000239
Salaries and employee benefits$19,429,000226
Premises and equipment expense$1,096,000619
Additional noninterest expense$12,240,000217
Pre-tax net operating income$24,961,000221
Securities gains (losses)$0623
Applicable income taxes$6,338,000198
Income before extraordinary items$18,623,000235
Extraordinary gains, net$04
Net income$18,623,000235
Minority interest net income$050
Net income of bank and minority interests.$18,623,000235
Net charge-offs$1,219,000142
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$18,623,000235
2021-12-31 (YTD Data)Rank
Total interest income$130,033,000295
Total interest expense$7,997,000352
Net interest income$122,036,000296
Provision for loan and lease losses$19,496,00029
Total noninterest income$31,577,000377
Gross Fiduciary activities income$0994
Service charges on deposit accounts$484,0001,638
Trading account gains and feesNANA
Additional Noninterest Income$31,093,000307
Total noninterest expense$84,674,000346
Salaries and employee benefits$56,127,000298
Premises and equipment expense$4,288,000620
Additional noninterest expense$24,259,000366
Pre-tax net operating income$49,443,000391
Securities gains (losses)$02,062
Applicable income taxes$12,251,000339
Income before extraordinary items$37,192,000414
Extraordinary gains, net$010
Net income$37,192,000413
Minority interest net income$074
Net income of bank and minority interests.$37,192,000414
Net charge-offs$3,991,000191
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$37,192,000408
2021-09-30 (YTD Data)Rank
Total interest income$82,849,000334
Total interest expense$5,766,000381
Net interest income$77,083,000328
Provision for loan and lease losses$14,395,00026
Total noninterest income$23,668,000380
Gross Fiduciary activities income$0957
Service charges on deposit accounts$310,0001,809
Trading account gains and feesNANA
Additional Noninterest Income$23,358,000309
Total noninterest expense$57,147,000369
Salaries and employee benefits$38,024,000322
Premises and equipment expense$3,177,000637
Additional noninterest expense$15,946,000406
Pre-tax net operating income$29,209,000465
Securities gains (losses)$02,015
Applicable income taxes$8,088,000386
Income before extraordinary items$21,121,000508
Extraordinary gains, net$08
Net income$21,121,000507
Minority interest net income$069
Net income of bank and minority interests.$21,121,000508
Net charge-offs$3,610,000173
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$21,121,000502
2021-06-30 (YTD Data)Rank
Total interest income$48,618,000372
Total interest expense$4,167,000371
Net interest income$44,451,000371
Provision for loan and lease losses$5,145,00055
Total noninterest income$15,474,000394
Gross Fiduciary activities income$0951
Service charges on deposit accounts$190,0001,869
Trading account gains and feesNANA
Additional Noninterest Income$15,284,000318
Total noninterest expense$35,427,000383
Salaries and employee benefits$23,286,000344
Premises and equipment expense$2,133,000635
Additional noninterest expense$10,008,000412
Pre-tax net operating income$19,353,000469
Securities gains (losses)$01,818
Applicable income taxes$5,359,000383
Income before extraordinary items$13,994,000515
Extraordinary gains, net$06
Net income$13,994,000514
Minority interest net income$067
Net income of bank and minority interests.$13,994,000515
Net charge-offs$810,000300
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$13,994,000506
2021-03-31 (YTD Data)Rank
Total interest income$21,754,000409
Total interest expense$1,960,000412
Net interest income$19,794,000409
Provision for loan and lease losses$2,362,00079
Total noninterest income$7,825,000399
Gross Fiduciary activities income$0922
Service charges on deposit accounts$74,0002,151
Trading account gains and feesNANA
Additional Noninterest Income$7,751,000325
Total noninterest expense$17,829,000381
Salaries and employee benefits$12,063,000334
Premises and equipment expense$1,056,000651
Additional noninterest expense$4,710,000421
Pre-tax net operating income$7,428,000563
Securities gains (losses)$01,392
Applicable income taxes$2,057,000453
Income before extraordinary items$5,371,000624
Extraordinary gains, net$03
Net income$5,371,000624
Minority interest net income$055
Net income of bank and minority interests.$5,371,000624
Net charge-offs$690,000219
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,371,000612
2020-12-31 (YTD Data)Rank
Total interest income$69,846,000498
Total interest expense$10,477,000477
Net interest income$59,369,000499
Provision for loan and lease losses$6,612,000469
Total noninterest income$26,437,000410
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$347,0002,070
Trading account gains and feesNANA
Additional Noninterest Income$26,090,000332
Total noninterest expense$59,611,000428
Salaries and employee benefits$38,937,000377
Premises and equipment expense$4,205,000626
Additional noninterest expense$16,469,000484
Pre-tax net operating income$19,583,000602
Securities gains (losses)$2,0002,562
Applicable income taxes$5,325,000467
Income before extraordinary items$14,260,000691
Extraordinary gains, net$04
Net income$14,260,000691
Minority interest net income$072
Net income of bank and minority interests.$14,260,000691
Net charge-offs$747,000772
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$14,258,420664
2020-09-30 (YTD Data)Rank
Total interest income$51,040,000508
Total interest expense$8,427,000481
Net interest income$42,613,000508
Provision for loan and lease losses$3,313,000660
Total noninterest income$18,215,000419
Gross Fiduciary activities income$0981
Service charges on deposit accounts$226,0002,234
Trading account gains and feesNANA
Additional Noninterest Income$17,989,000342
Total noninterest expense$43,559,000434
Salaries and employee benefits$28,028,000384
Premises and equipment expense$4,883,000417
Additional noninterest expense$10,648,000517
Pre-tax net operating income$13,956,000600
Securities gains (losses)$2,0002,375
Applicable income taxes$3,795,000453
Income before extraordinary items$10,163,000699
Extraordinary gains, net$04
Net income$10,163,000699
Minority interest net income$065
Net income of bank and minority interests.$10,163,000699
Net charge-offs$740,000596
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,161,420671
2020-06-30 (YTD Data)Rank
Total interest income$32,262,000538
Total interest expense$5,890,000504
Net interest income$26,372,000548
Provision for loan and lease losses$2,594,000606
Total noninterest income$9,028,000486
Gross Fiduciary activities income$0970
Service charges on deposit accounts$161,0002,171
Trading account gains and feesNANA
Additional Noninterest Income$8,867,000383
Total noninterest expense$27,976,000443
Salaries and employee benefits$17,894,000392
Premises and equipment expense$3,244,000416
Additional noninterest expense$6,838,000534
Pre-tax net operating income$4,830,000982
Securities gains (losses)$2,0002,125
Applicable income taxes$1,314,000674
Income before extraordinary items$3,518,0001,152
Extraordinary gains, net$04
Net income$3,518,0001,152
Minority interest net income$065
Net income of bank and minority interests.$3,518,0001,152
Net charge-offs$698,000483
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,516,4201,125
2020-03-31 (YTD Data)Rank
Total interest income$15,434,000566
Total interest expense$2,973,000557
Net interest income$12,461,000567
Provision for loan and lease losses$1,391,000510
Total noninterest income$3,320,000569
Gross Fiduciary activities income$0941
Service charges on deposit accounts$84,0002,374
Trading account gains and feesNANA
Additional Noninterest Income$3,236,000434
Total noninterest expense$14,048,000444
Salaries and employee benefits$8,827,000398
Premises and equipment expense$1,602,000426
Additional noninterest expense$3,619,000510
Pre-tax net operating income$342,0003,254
Securities gains (losses)$2,0001,565
Applicable income taxes$94,0001,988
Income before extraordinary items$250,0003,484
Extraordinary gains, net$04
Net income$250,0003,485
Minority interest net income$056
Net income of bank and minority interests.$250,0003,485
Net charge-offs$579,000338
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$248,4203,469
2019-12-31 (YTD Data)Rank
Total interest income$63,421,000559
Total interest expense$12,408,000571
Net interest income$51,013,000543
Provision for loan and lease losses$4,470,000284
Total noninterest income$19,521,000433
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$461,0002,031
Trading account gains and feesNANA
Additional Noninterest Income$19,060,000329
Total noninterest expense$55,551,000431
Salaries and employee benefits$33,332,000403
Premises and equipment expense$6,159,000438
Additional noninterest expense$16,060,000456
Pre-tax net operating income$10,513,0001,019
Securities gains (losses)$-113,0005,085
Applicable income taxes$2,846,000714
Income before extraordinary items$7,554,0001,171
Extraordinary gains, net$011
Net income$7,554,0001,172
Minority interest net income$076
Net income of bank and minority interests.$7,554,0001,173
Net charge-offs$2,922,000324
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$739,000248
Net operating income$7,643,2701,133
2019-09-30 (YTD Data)Rank
Total interest income$47,870,000557
Total interest expense$9,254,000580
Net interest income$38,616,000544
Provision for loan and lease losses$3,736,000252
Total noninterest income$14,998,000424
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$366,0001,959
Trading account gains and feesNANA
Additional Noninterest Income$14,632,000332
Total noninterest expense$41,423,000429
Salaries and employee benefits$24,619,000409
Premises and equipment expense$4,517,000446
Additional noninterest expense$12,287,000444
Pre-tax net operating income$8,455,000980
Securities gains (losses)$02,167
Applicable income taxes$2,314,000709
Income before extraordinary items$6,141,0001,118
Extraordinary gains, net$011
Net income$6,141,0001,119
Minority interest net income$072
Net income of bank and minority interests.$6,141,0001,119
Net charge-offs$532,000733
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$528,000223
Net operating income$6,141,0001,093
2019-06-30 (YTD Data)Rank
Total interest income$31,850,000557
Total interest expense$6,089,000582
Net interest income$25,761,000542
Provision for loan and lease losses$2,698,000236
Total noninterest income$10,591,000397
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$256,0001,869
Trading account gains and feesNANA
Additional Noninterest Income$10,335,000304
Total noninterest expense$28,422,000417
Salaries and employee benefits$16,625,000404
Premises and equipment expense$2,982,000459
Additional noninterest expense$8,815,000430
Pre-tax net operating income$5,232,0001,004
Securities gains (losses)$01,702
Applicable income taxes$1,432,000720
Income before extraordinary items$3,800,0001,155
Extraordinary gains, net$011
Net income$3,800,0001,155
Minority interest net income$069
Net income of bank and minority interests.$3,800,0001,155
Net charge-offs$247,000877
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,800,0001,136
2019-03-31 (YTD Data)Rank
Total interest income$15,634,000562
Total interest expense$2,813,000607
Net interest income$12,821,000545
Provision for loan and lease losses$66,0001,825
Total noninterest income$5,706,000357
Gross Fiduciary activities income$0972
Service charges on deposit accounts$125,0001,898
Trading account gains and feesNANA
Additional Noninterest Income$5,581,000277
Total noninterest expense$13,806,000426
Salaries and employee benefits$7,946,000420
Premises and equipment expense$1,453,000469
Additional noninterest expense$4,407,000418
Pre-tax net operating income$4,655,000624
Securities gains (losses)$01,087
Applicable income taxes$1,274,000498
Income before extraordinary items$3,381,000700
Extraordinary gains, net$05
Net income$3,381,000701
Minority interest net income$052
Net income of bank and minority interests.$3,381,000699
Net charge-offs$35,0001,407
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,381,000686
2018-12-31 (YTD Data)Rank
Total interest income$58,193,000554
Total interest expense$7,817,000644
Net interest income$50,376,000539
Provision for loan and lease losses$-224,0005,229
Total noninterest income$33,103,000304
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$509,0001,960
Trading account gains and feesNANA
Additional Noninterest Income$32,594,000225
Total noninterest expense$62,032,000386
Salaries and employee benefits$36,893,000357
Premises and equipment expense$5,964,000450
Additional noninterest expense$19,175,000398
Pre-tax net operating income$21,671,000560
Securities gains (losses)$01,125
Applicable income taxes$5,749,000434
Income before extraordinary items$15,922,000618
Extraordinary gains, net$06
Net income$15,922,000616
Minority interest net income$072
Net income of bank and minority interests.$15,922,000617
Net charge-offs$1,330,000470
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$15,922,000618
2018-09-30 (YTD Data)Rank
Total interest income$42,010,000564
Total interest expense$5,426,000653
Net interest income$36,584,000548
Provision for loan and lease losses$62,0003,045
Total noninterest income$26,939,000288
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$365,0002,041
Trading account gains and feesNANA
Additional Noninterest Income$26,574,000216
Total noninterest expense$47,042,000386
Salaries and employee benefits$28,508,000353
Premises and equipment expense$4,508,000449
Additional noninterest expense$14,026,000400
Pre-tax net operating income$16,419,000553
Securities gains (losses)$01,118
Applicable income taxes$4,356,000439
Income before extraordinary items$12,063,000608
Extraordinary gains, net$05
Net income$12,063,000606
Minority interest net income$066
Net income of bank and minority interests.$12,063,000607
Net charge-offs$950,000458
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$12,063,000606
2018-06-30 (YTD Data)Rank
Total interest income$26,575,000586
Total interest expense$3,089,000700
Net interest income$23,486,000567
Provision for loan and lease losses$-54,0005,353
Total noninterest income$19,234,000267
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$229,0002,120
Trading account gains and feesNANA
Additional Noninterest Income$19,005,000204
Total noninterest expense$32,049,000378
Salaries and employee benefits$19,630,000346
Premises and equipment expense$2,975,000456
Additional noninterest expense$9,444,000397
Pre-tax net operating income$10,725,000561
Securities gains (losses)$0961
Applicable income taxes$2,842,000445
Income before extraordinary items$7,883,000612
Extraordinary gains, net$06
Net income$7,883,000610
Minority interest net income$065
Net income of bank and minority interests.$7,883,000611
Net charge-offs$623,000457
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$7,883,000612
2018-03-31 (YTD Data)Rank
Total interest income$12,907,000594
Total interest expense$1,510,000674
Net interest income$11,397,000585
Provision for loan and lease losses$-102,0005,492
Total noninterest income$8,863,000291
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$115,0002,113
Trading account gains and feesNANA
Additional Noninterest Income$8,748,000221
Total noninterest expense$15,476,000392
Salaries and employee benefits$9,460,000358
Premises and equipment expense$1,373,000488
Additional noninterest expense$4,643,000399
Pre-tax net operating income$4,886,000585
Securities gains (losses)$0735
Applicable income taxes$1,296,000466
Income before extraordinary items$3,590,000655
Extraordinary gains, net$07
Net income$3,590,000654
Minority interest net income$052
Net income of bank and minority interests.$3,590,000655
Net charge-offs$297,000418
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,590,000648
2017-12-31 (YTD Data)Rank
Total interest income$45,171,000638
Total interest expense$4,622,000735
Net interest income$40,549,000630
Provision for loan and lease losses$2,544,000420
Total noninterest income$25,606,000349
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$795,0001,420
Trading account gains and feesNANA
Additional Noninterest Income$24,811,000265
Total noninterest expense$43,586,000500
Salaries and employee benefits$24,662,000484
Premises and equipment expense$4,057,000608
Additional noninterest expense$14,867,000464
Pre-tax net operating income$20,025,000551
Securities gains (losses)$02,243
Applicable income taxes$9,357,000429
Income before extraordinary items$10,668,000711
Extraordinary gains, net$09
Net income$10,668,000710
Minority interest net income$076
Net income of bank and minority interests.$10,668,000711
Net charge-offs$2,207,000374
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$10,668,000698
2017-09-30 (YTD Data)Rank
Total interest income$32,937,000655
Total interest expense$3,209,000770
Net interest income$29,728,000642
Provision for loan and lease losses$2,045,000392
Total noninterest income$20,358,000346
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$596,0001,432
Trading account gains and feesNANA
Additional Noninterest Income$19,762,000255
Total noninterest expense$32,796,000505
Salaries and employee benefits$18,717,000485
Premises and equipment expense$3,021,000621
Additional noninterest expense$11,058,000468
Pre-tax net operating income$15,245,000546
Securities gains (losses)$39,000989
Applicable income taxes$6,042,000431
Income before extraordinary items$9,242,000673
Extraordinary gains, net$09
Net income$9,242,000673
Minority interest net income$071
Net income of bank and minority interests.$9,242,000673
Net charge-offs$1,524,000365
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$9,217,040661
2017-06-30 (YTD Data)Rank
Total interest income$21,323,000670
Total interest expense$2,069,000769
Net interest income$19,254,000651
Provision for loan and lease losses$1,256,000417
Total noninterest income$12,417,000360
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$438,0001,316
Trading account gains and feesNANA
Additional Noninterest Income$11,979,000279
Total noninterest expense$20,806,000525
Salaries and employee benefits$11,540,000524
Premises and equipment expense$2,023,000617
Additional noninterest expense$7,243,000479
Pre-tax net operating income$9,609,000569
Securities gains (losses)$01,906
Applicable income taxes$3,798,000443
Income before extraordinary items$5,811,000697
Extraordinary gains, net$011
Net income$5,811,000697
Minority interest net income$071
Net income of bank and minority interests.$5,811,000697
Net charge-offs$798,000415
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,811,000681
2017-03-31 (YTD Data)Rank
Total interest income$10,326,000682
Total interest expense$991,000789
Net interest income$9,335,000669
Provision for loan and lease losses$277,000748
Total noninterest income$5,521,000380
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$179,0001,536
Trading account gains and feesNANA
Additional Noninterest Income$5,342,000295
Total noninterest expense$10,252,000534
Salaries and employee benefits$5,498,000561
Premises and equipment expense$988,000638
Additional noninterest expense$3,766,000465
Pre-tax net operating income$4,327,000592
Securities gains (losses)$01,153
Applicable income taxes$1,710,000465
Income before extraordinary items$2,617,000740
Extraordinary gains, net$08
Net income$2,617,000740
Minority interest net income$055
Net income of bank and minority interests.$2,617,000740
Net charge-offs$401,000389
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,617,000726
2016-12-31 (YTD Data)Rank
Total interest income$38,547,000697
Total interest expense$3,827,000769
Net interest income$34,720,000695
Provision for loan and lease losses$3,430,000352
Total noninterest income$30,898,000308
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$353,0002,683
Trading account gains and fees$0170
Additional Noninterest Income$30,545,000229
Total noninterest expense$44,974,000489
Salaries and employee benefits$23,343,000508
Premises and equipment expense$4,590,000545
Additional noninterest expense$17,041,000426
Pre-tax net operating income$17,214,000582
Securities gains (losses)$03,212
Applicable income taxes$6,816,000451
Income before extraordinary items$10,398,000740
Extraordinary gains, net$05
Net income$10,398,000736
Minority interest net income$082
Net income of bank and minority interests.$10,398,000739
Net charge-offs$1,536,000474
Cash dividends$1,300,0001,860
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,398,000727
2016-09-30 (YTD Data)Rank
Total interest income$28,471,000705
Total interest expense$2,909,000759
Net interest income$25,562,000703
Provision for loan and lease losses$2,038,000404
Total noninterest income$24,195,000302
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$203,0003,140
Trading account gains and fees$0169
Additional Noninterest Income$23,992,000222
Total noninterest expense$35,357,000475
Salaries and employee benefits$17,913,000505
Premises and equipment expense$3,574,000524
Additional noninterest expense$13,870,000390
Pre-tax net operating income$12,362,000602
Securities gains (losses)$03,160
Applicable income taxes$4,872,000472
Income before extraordinary items$7,490,000763
Extraordinary gains, net$05
Net income$7,490,000764
Minority interest net income$071
Net income of bank and minority interests.$7,490,000763
Net charge-offs$534,000754
Cash dividends$1,300,0001,409
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,490,000742
2016-06-30 (YTD Data)Rank
Total interest income$18,234,000736
Total interest expense$1,939,000749
Net interest income$16,295,000721
Provision for loan and lease losses$1,659,000342
Total noninterest income$15,594,000308
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$117,0003,377
Trading account gains and fees$0157
Additional Noninterest Income$15,477,000224
Total noninterest expense$23,803,000472
Salaries and employee benefits$11,524,000517
Premises and equipment expense$2,327,000546
Additional noninterest expense$9,952,000376
Pre-tax net operating income$6,427,000724
Securities gains (losses)$02,835
Applicable income taxes$2,525,000547
Income before extraordinary items$3,902,000939
Extraordinary gains, net$016
Net income$3,902,000937
Minority interest net income$071
Net income of bank and minority interests.$3,902,000938
Net charge-offs$256,000964
Cash dividends$1,300,0001,076
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,902,000905
2016-03-31 (YTD Data)Rank
Total interest income$8,912,000752
Total interest expense$998,000726
Net interest income$7,914,000744
Provision for loan and lease losses$780,000334
Total noninterest income$6,868,000316
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$60,0003,330
Trading account gains and fees$0142
Additional Noninterest Income$6,808,000235
Total noninterest expense$12,363,000446
Salaries and employee benefits$5,558,000532
Premises and equipment expense$1,132,000562
Additional noninterest expense$5,673,000336
Pre-tax net operating income$1,639,0001,302
Securities gains (losses)$02,077
Applicable income taxes$633,000881
Income before extraordinary items$1,006,0001,609
Extraordinary gains, net$012
Net income$1,006,0001,610
Minority interest net income$062
Net income of bank and minority interests.$1,006,0001,610
Net charge-offs$120,000913
Cash dividends$1,300,000589
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,006,0001,573
2015-12-31 (YTD Data)Rank
Total interest income$22,334,0001,142
Total interest expense$2,669,0001,056
Net interest income$19,665,0001,160
Provision for loan and lease losses$1,099,000764
Total noninterest income$1,635,0002,377
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$170,0003,951
Trading account gains and fees$0159
Additional Noninterest Income$1,465,0001,883
Total noninterest expense$13,590,0001,432
Salaries and employee benefits$8,471,0001,288
Premises and equipment expense$1,929,0001,219
Additional noninterest expense$3,190,0001,897
Pre-tax net operating income$6,611,0001,255
Securities gains (losses)$03,216
Applicable income taxes$2,616,000832
Income before extraordinary items$3,995,0001,601
Extraordinary gains, net$023
Net income$3,995,0001,602
Minority interest net income$081
Net income of bank and minority interests.$3,995,0001,602
Net charge-offs$676,000921
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,995,0001,572
2015-09-30 (YTD Data)Rank
Total interest income$16,205,0001,185
Total interest expense$1,995,0001,070
Net interest income$14,210,0001,204
Provision for loan and lease losses$562,000950
Total noninterest income$1,254,0002,362
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$128,0003,979
Trading account gains and fees$0153
Additional Noninterest Income$1,126,0001,870
Total noninterest expense$9,971,0001,471
Salaries and employee benefits$6,213,0001,319
Premises and equipment expense$1,447,0001,238
Additional noninterest expense$2,311,0001,943
Pre-tax net operating income$4,931,0001,293
Securities gains (losses)$03,031
Applicable income taxes$1,952,000866
Income before extraordinary items$2,979,0001,635
Extraordinary gains, net$021
Net income$2,979,0001,637
Minority interest net income$078
Net income of bank and minority interests.$2,979,0001,637
Net charge-offs$190,0001,597
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,979,0001,595
2015-06-30 (YTD Data)Rank
Total interest income$10,592,0001,209
Total interest expense$1,305,0001,093
Net interest income$9,287,0001,228
Provision for loan and lease losses$384,000941
Total noninterest income$896,0002,273
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$60,0004,503
Trading account gains and fees$0157
Additional Noninterest Income$836,0001,754
Total noninterest expense$6,622,0001,487
Salaries and employee benefits$4,199,0001,313
Premises and equipment expense$1,045,0001,155
Additional noninterest expense$1,378,0002,145
Pre-tax net operating income$3,177,0001,310
Securities gains (losses)$02,636
Applicable income taxes$1,256,000869
Income before extraordinary items$1,921,0001,675
Extraordinary gains, net$022
Net income$1,921,0001,679
Minority interest net income$075
Net income of bank and minority interests.$1,921,0001,679
Net charge-offs$93,0001,787
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,921,0001,627
2015-03-31 (YTD Data)Rank
Total interest income$5,211,0001,220
Total interest expense$628,0001,131
Net interest income$4,583,0001,235
Provision for loan and lease losses$208,000871
Total noninterest income$435,0002,293
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$33,0004,368
Trading account gains and fees$0152
Additional Noninterest Income$402,0001,766
Total noninterest expense$3,237,0001,509
Salaries and employee benefits$2,073,0001,332
Premises and equipment expense$519,0001,166
Additional noninterest expense$645,0002,269
Pre-tax net operating income$1,573,0001,282
Securities gains (losses)$02,027
Applicable income taxes$622,000872
Income before extraordinary items$951,0001,678
Extraordinary gains, net$013
Net income$951,0001,680
Minority interest net income$064
Net income of bank and minority interests.$951,0001,680
Net charge-offs$56,0001,480
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$951,0001,612
2014-12-31 (YTD Data)Rank
Total interest income$19,988,0001,263
Total interest expense$2,337,0001,239
Net interest income$17,651,0001,266
Provision for loan and lease losses$2,986,000340
Total noninterest income$1,333,0002,677
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$190,0003,992
Trading account gains and fees$0180
Additional Noninterest Income$1,143,0002,148
Total noninterest expense$12,460,0001,528
Salaries and employee benefits$7,630,0001,381
Premises and equipment expense$2,057,0001,161
Additional noninterest expense$2,773,0002,186
Pre-tax net operating income$3,538,0002,013
Securities gains (losses)$75,0001,460
Applicable income taxes$1,428,0001,239
Income before extraordinary items$2,185,0002,536
Extraordinary gains, net$017
Net income$2,185,0002,536
Minority interest net income$084
Net income of bank and minority interests.$2,185,0002,536
Net charge-offs$2,140,000471
Cash dividends$300,0003,365
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,137,0002,533
2014-09-30 (YTD Data)Rank
Total interest income$14,963,0001,270
Total interest expense$1,739,0001,263
Net interest income$13,224,0001,277
Provision for loan and lease losses$2,831,000261
Total noninterest income$978,0002,726
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$157,0003,884
Trading account gains and fees$0174
Additional Noninterest Income$821,0002,223
Total noninterest expense$9,229,0001,553
Salaries and employee benefits$5,660,0001,407
Premises and equipment expense$1,554,0001,161
Additional noninterest expense$2,015,0002,228
Pre-tax net operating income$2,142,0002,403
Securities gains (losses)$75,0001,194
Applicable income taxes$876,0001,429
Income before extraordinary items$1,341,0002,947
Extraordinary gains, net$015
Net income$1,341,0002,947
Minority interest net income$081
Net income of bank and minority interests.$1,341,0002,948
Net charge-offs$1,982,000383
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,293,0002,954
2014-06-30 (YTD Data)Rank
Total interest income$9,974,0001,262
Total interest expense$1,157,0001,277
Net interest income$8,817,0001,266
Provision for loan and lease losses$2,650,000202
Total noninterest income$647,0002,724
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$114,0003,717
Trading account gains and fees$0172
Additional Noninterest Income$533,0002,230
Total noninterest expense$6,142,0001,554
Salaries and employee benefits$3,745,0001,405
Premises and equipment expense$1,056,0001,153
Additional noninterest expense$1,341,0002,217
Pre-tax net operating income$672,0003,669
Securities gains (losses)$75,000943
Applicable income taxes$295,0002,050
Income before extraordinary items$452,0004,127
Extraordinary gains, net$020
Net income$452,0004,133
Minority interest net income$080
Net income of bank and minority interests.$452,0004,132
Net charge-offs$458,000940
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$404,0004,249
2014-03-31 (YTD Data)Rank
Total interest income$5,021,0001,267
Total interest expense$573,0001,310
Net interest income$4,448,0001,258
Provision for loan and lease losses$2,350,000132
Total noninterest income$280,0002,902
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$62,0003,563
Trading account gains and fees$0147
Additional Noninterest Income$218,0002,430
Total noninterest expense$3,126,0001,537
Salaries and employee benefits$1,950,0001,375
Premises and equipment expense$563,0001,108
Additional noninterest expense$613,0002,440
Pre-tax net operating income$-748,0006,662
Securities gains (losses)$35,000768
Applicable income taxes$-282,0006,681
Income before extraordinary items$-431,0006,619
Extraordinary gains, net$016
Net income$-431,0006,619
Minority interest net income$066
Net income of bank and minority interests.$-431,0006,619
Net charge-offs$150,0001,118
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-453,4006,623
2013-12-31 (YTD Data)Rank
Total interest income$17,977,0001,418
Total interest expense$2,231,0001,526
Net interest income$15,746,0001,375
Provision for loan and lease losses$779,0001,363
Total noninterest income$2,089,0002,102
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$307,0003,319
Trading account gains and fees$0184
Additional Noninterest Income$1,782,0001,645
Total noninterest expense$11,765,0001,631
Salaries and employee benefits$7,283,0001,431
Premises and equipment expense$1,842,0001,288
Additional noninterest expense$2,640,0002,342
Pre-tax net operating income$5,291,0001,364
Securities gains (losses)$126,0001,169
Applicable income taxes$2,142,000858
Income before extraordinary items$3,275,0001,764
Extraordinary gains, net$029
Net income$3,275,0001,767
Minority interest net income$090
Net income of bank and minority interests.$3,275,0001,767
Net charge-offs$758,0001,546
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,194,3601,780
2013-09-30 (YTD Data)Rank
Total interest income$13,244,0001,446
Total interest expense$1,640,0001,606
Net interest income$11,604,0001,393
Provision for loan and lease losses$435,0001,692
Total noninterest income$1,440,0002,264
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$239,0003,273
Trading account gains and fees$0180
Additional Noninterest Income$1,201,0001,822
Total noninterest expense$8,713,0001,664
Salaries and employee benefits$5,581,0001,416
Premises and equipment expense$1,281,0001,401
Additional noninterest expense$1,851,0002,475
Pre-tax net operating income$3,896,0001,411
Securities gains (losses)$149,000976
Applicable income taxes$1,599,000886
Income before extraordinary items$2,446,0001,800
Extraordinary gains, net$025
Net income$2,446,0001,804
Minority interest net income$084
Net income of bank and minority interests.$2,446,0001,805
Net charge-offs$693,0001,299
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,350,6401,812
2013-06-30 (YTD Data)Rank
Total interest income$8,739,0001,452
Total interest expense$1,054,0001,699
Net interest income$7,685,0001,396
Provision for loan and lease losses$351,0001,494
Total noninterest income$1,086,0002,110
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$150,0003,360
Trading account gains and fees$0157
Additional Noninterest Income$936,0001,659
Total noninterest expense$5,852,0001,639
Salaries and employee benefits$3,756,0001,399
Premises and equipment expense$849,0001,420
Additional noninterest expense$1,247,0002,451
Pre-tax net operating income$2,568,0001,410
Securities gains (losses)$149,000884
Applicable income taxes$1,074,000885
Income before extraordinary items$1,643,0001,778
Extraordinary gains, net$022
Net income$1,643,0001,783
Minority interest net income$082
Net income of bank and minority interests.$1,643,0001,784
Net charge-offs$702,000994
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,547,6401,808
2013-03-31 (YTD Data)Rank
Total interest income$4,270,0001,494
Total interest expense$500,0001,834
Net interest income$3,770,0001,427
Provision for loan and lease losses$194,0001,400
Total noninterest income$567,0002,037
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$72,0003,408
Trading account gains and fees$0148
Additional Noninterest Income$495,0001,592
Total noninterest expense$2,883,0001,679
Salaries and employee benefits$1,831,0001,451
Premises and equipment expense$423,0001,446
Additional noninterest expense$629,0002,436
Pre-tax net operating income$1,260,0001,404
Securities gains (losses)$01,966
Applicable income taxes$498,000919
Income before extraordinary items$762,0001,871
Extraordinary gains, net$010
Net income$762,0001,872
Minority interest net income$076
Net income of bank and minority interests.$762,0001,873
Net charge-offs$709,000610
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$762,0001,793
2012-12-31 (YTD Data)Rank
Total interest income$14,269,0001,850
Total interest expense$1,923,0002,195
Net interest income$12,346,0001,779
Provision for loan and lease losses$1,673,0001,228
Total noninterest income$1,496,0002,627
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$246,0003,892
Trading account gains and fees$0166
Additional Noninterest Income$1,250,0002,081
Total noninterest expense$10,145,0001,886
Salaries and employee benefits$5,908,0001,708
Premises and equipment expense$1,742,0001,360
Additional noninterest expense$2,495,0002,570
Pre-tax net operating income$2,024,0002,793
Securities gains (losses)$152,0001,934
Applicable income taxes$890,0001,582
Income before extraordinary items$1,286,0003,400
Extraordinary gains, net$029
Net income$1,286,0003,401
Minority interest net income$093
Net income of bank and minority interests.$1,286,0003,402
Net charge-offs$-18,0006,698
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,188,7203,413
2012-09-30 (YTD Data)Rank
Total interest income$10,154,0001,981
Total interest expense$1,440,0002,291
Net interest income$8,714,0001,906
Provision for loan and lease losses$889,0001,601
Total noninterest income$1,034,0002,748
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$176,0004,029
Trading account gains and fees$0157
Additional Noninterest Income$858,0002,199
Total noninterest expense$7,300,0001,955
Salaries and employee benefits$4,163,0001,815
Premises and equipment expense$1,319,0001,363
Additional noninterest expense$1,818,0002,639
Pre-tax net operating income$1,559,0002,813
Securities gains (losses)$120,0001,842
Applicable income taxes$664,0001,644
Income before extraordinary items$1,015,0003,405
Extraordinary gains, net$020
Net income$1,015,0003,406
Minority interest net income$086
Net income of bank and minority interests.$1,015,0003,407
Net charge-offs$-13,0006,667
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$938,2003,402
2012-06-30 (YTD Data)Rank
Total interest income$6,304,0002,123
Total interest expense$1,003,0002,274
Net interest income$5,301,0002,074
Provision for loan and lease losses$494,0001,840
Total noninterest income$640,0002,820
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$108,0004,160
Trading account gains and fees$0153
Additional Noninterest Income$532,0002,253
Total noninterest expense$4,522,0002,129
Salaries and employee benefits$2,672,0001,878
Premises and equipment expense$798,0001,489
Additional noninterest expense$1,052,0002,996
Pre-tax net operating income$925,0003,015
Securities gains (losses)$03,178
Applicable income taxes$366,0001,821
Income before extraordinary items$559,0003,778
Extraordinary gains, net$019
Net income$559,0003,780
Minority interest net income$084
Net income of bank and minority interests.$559,0003,781
Net charge-offs$-9,0006,612
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$559,0003,596
2012-03-31 (YTD Data)Rank
Total interest income$2,951,0002,296
Total interest expense$521,0002,290
Net interest income$2,430,0002,253
Provision for loan and lease losses$178,0002,142
Total noninterest income$364,0002,619
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$48,0004,361
Trading account gains and fees$0148
Additional Noninterest Income$316,0002,040
Total noninterest expense$2,156,0002,208
Salaries and employee benefits$1,269,0001,976
Premises and equipment expense$400,0001,486
Additional noninterest expense$487,0003,157
Pre-tax net operating income$460,0003,036
Securities gains (losses)$02,210
Applicable income taxes$182,0001,837
Income before extraordinary items$278,0003,781
Extraordinary gains, net$019
Net income$278,0003,784
Minority interest net income$078
Net income of bank and minority interests.$278,0003,784
Net charge-offs$-4,0006,305
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$278,0003,619
2011-12-31 (YTD Data)Rank
Total interest income$10,232,0002,707
Total interest expense$2,389,0002,412
Net interest income$7,843,0002,794
Provision for loan and lease losses$382,0003,808
Total noninterest income$663,0003,882
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$201,0004,363
Trading account gains and fees$0146
Additional Noninterest Income$462,0003,220
Total noninterest expense$7,586,0002,487
Salaries and employee benefits$4,085,0002,355
Premises and equipment expense$1,574,0001,577
Additional noninterest expense$1,927,0003,238
Pre-tax net operating income$538,0004,646
Securities gains (losses)$396,000935
Applicable income taxes$369,0002,326
Income before extraordinary items$565,0004,481
Extraordinary gains, net$029
Net income$565,0004,483
Minority interest net income$096
Net income of bank and minority interests.$565,0004,483
Net charge-offs$347,0003,631
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$311,5605,097
2011-09-30 (YTD Data)Rank
Total interest income$7,569,0002,764
Total interest expense$1,829,0002,452
Net interest income$5,740,0002,856
Provision for loan and lease losses$272,0003,747
Total noninterest income$721,0003,194
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$153,0004,362
Trading account gains and fees$0145
Additional Noninterest Income$568,0002,502
Total noninterest expense$5,446,0002,581
Salaries and employee benefits$2,953,0002,438
Premises and equipment expense$1,154,0001,629
Additional noninterest expense$1,339,0003,428
Pre-tax net operating income$743,0003,857
Securities gains (losses)$137,0001,500
Applicable income taxes$347,0002,104
Income before extraordinary items$533,0004,200
Extraordinary gains, net$021
Net income$533,0004,202
Minority interest net income$087
Net income of bank and minority interests.$533,0004,202
Net charge-offs$263,0003,391
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$445,3204,380
2011-06-30 (YTD Data)Rank
Total interest income$5,020,0002,790
Total interest expense$1,237,0002,488
Net interest income$3,783,0002,879
Provision for loan and lease losses$114,0004,280
Total noninterest income$386,0003,626
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$108,0004,248
Trading account gains and fees$0153
Additional Noninterest Income$278,0002,990
Total noninterest expense$3,499,0002,690
Salaries and employee benefits$1,884,0002,552
Premises and equipment expense$737,0001,721
Additional noninterest expense$878,0003,519
Pre-tax net operating income$556,0003,608
Securities gains (losses)$68,0001,391
Applicable income taxes$247,0002,002
Income before extraordinary items$377,0004,083
Extraordinary gains, net$015
Net income$377,0004,083
Minority interest net income$089
Net income of bank and minority interests.$377,0004,085
Net charge-offs$05,875
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$333,4804,198
2011-03-31 (YTD Data)Rank
Total interest income$2,507,0002,816
Total interest expense$626,0002,551
Net interest income$1,881,0002,871
Provision for loan and lease losses$-13,0007,458
Total noninterest income$143,0004,268
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$56,0004,136
Trading account gains and fees$0158
Additional Noninterest Income$87,0003,779
Total noninterest expense$1,726,0002,739
Salaries and employee benefits$920,0002,634
Premises and equipment expense$375,0001,718
Additional noninterest expense$431,0003,551
Pre-tax net operating income$311,0003,460
Securities gains (losses)$01,772
Applicable income taxes$123,0001,973
Income before extraordinary items$188,0004,093
Extraordinary gains, net$09
Net income$188,0004,092
Minority interest net income$086
Net income of bank and minority interests.$188,0004,093
Net charge-offs$3,0004,807
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$188,0004,038
2010-12-31 (YTD Data)Rank
Total interest income$10,104,0002,938
Total interest expense$2,520,0002,973
Net interest income$7,584,0002,863
Provision for loan and lease losses$482,0004,194
Total noninterest income$1,010,0003,204
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$185,0004,561
Trading account gains and fees$0175
Additional Noninterest Income$825,0002,450
Total noninterest expense$7,099,0002,698
Salaries and employee benefits$3,863,0002,488
Premises and equipment expense$1,525,0001,686
Additional noninterest expense$1,711,0003,662
Pre-tax net operating income$1,013,0003,354
Securities gains (losses)$106,0002,117
Applicable income taxes$-4,0006,521
Income before extraordinary items$1,123,0003,018
Extraordinary gains, net$029
Net income$1,123,0003,015
Minority interest net income$0111
Net income of bank and minority interests.$1,123,0003,018
Net charge-offs$117,0005,292
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,017,0003,066
2010-09-30 (YTD Data)Rank
Total interest income$7,471,0003,028
Total interest expense$1,885,0003,099
Net interest income$5,586,0002,955
Provision for loan and lease losses$208,0004,843
Total noninterest income$713,0003,352
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$135,0004,683
Trading account gains and fees$0165
Additional Noninterest Income$578,0002,531
Total noninterest expense$5,171,0002,764
Salaries and employee benefits$2,701,0002,661
Premises and equipment expense$1,148,0001,707
Additional noninterest expense$1,322,0003,561
Pre-tax net operating income$920,0003,238
Securities gains (losses)$56,0002,341
Applicable income taxes$312,0002,107
Income before extraordinary items$664,0003,595
Extraordinary gains, net$023
Net income$664,0003,593
Minority interest net income$0110
Net income of bank and minority interests.$664,0003,595
Net charge-offs$-17,0007,530
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$625,9203,569
2010-06-30 (YTD Data)Rank
Total interest income$4,861,0003,108
Total interest expense$1,272,0003,166
Net interest income$3,589,0003,056
Provision for loan and lease losses$135,0004,762
Total noninterest income$348,0003,936
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$88,0004,706
Trading account gains and fees$0152
Additional Noninterest Income$260,0003,065
Total noninterest expense$3,423,0002,777
Salaries and employee benefits$1,790,0002,707
Premises and equipment expense$766,0001,728
Additional noninterest expense$867,0003,581
Pre-tax net operating income$379,0004,066
Securities gains (losses)$56,0001,812
Applicable income taxes$131,0002,540
Income before extraordinary items$304,0004,276
Extraordinary gains, net$019
Net income$304,0004,275
Minority interest net income$0105
Net income of bank and minority interests.$304,0004,275
Net charge-offs$-14,0007,528
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$264,8004,357
2010-03-31 (YTD Data)Rank
Total interest income$2,401,0003,200
Total interest expense$655,0003,208
Net interest income$1,746,0003,136
Provision for loan and lease losses$105,0003,873
Total noninterest income$159,0004,142
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$46,0004,630
Trading account gains and fees$0175
Additional Noninterest Income$113,0003,284
Total noninterest expense$1,715,0002,811
Salaries and employee benefits$943,0002,606
Premises and equipment expense$382,0001,776
Additional noninterest expense$390,0003,851
Pre-tax net operating income$85,0005,225
Securities gains (losses)$02,284
Applicable income taxes$22,0003,391
Income before extraordinary items$63,0005,494
Extraordinary gains, net$016
Net income$63,0005,496
Minority interest net income$091
Net income of bank and minority interests.$63,0005,495
Net charge-offs$-12,0007,531
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$63,0005,394
2009-12-31 (YTD Data)Rank
Total interest income$9,192,0003,442
Total interest expense$2,668,0003,733
Net interest income$6,524,0003,228
Provision for loan and lease losses$438,0004,745
Total noninterest income$441,0004,955
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$173,0004,891
Trading account gains and fees$0211
Additional Noninterest Income$268,0004,164
Total noninterest expense$6,443,0003,003
Salaries and employee benefits$3,173,0003,025
Premises and equipment expense$1,556,0001,737
Additional noninterest expense$1,714,0003,728
Pre-tax net operating income$84,0005,136
Securities gains (losses)$216,0001,497
Applicable income taxes$45,0003,312
Income before extraordinary items$255,0004,620
Extraordinary gains, net$034
Net income$255,0004,621
Minority interest net income$0115
Net income of bank and minority interests.$255,0004,621
Net charge-offs$280,0004,586
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$71,4005,206
2009-09-30 (YTD Data)Rank
Total interest income$6,769,0003,548
Total interest expense$1,996,0003,853
Net interest income$4,773,0003,298
Provision for loan and lease losses$365,0004,308
Total noninterest income$258,0005,464
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$131,0004,917
Trading account gains and fees$0212
Additional Noninterest Income$127,0005,040
Total noninterest expense$4,717,0003,074
Salaries and employee benefits$2,195,0003,277
Premises and equipment expense$1,158,0001,772
Additional noninterest expense$1,364,0003,529
Pre-tax net operating income$-51,0005,796
Securities gains (losses)$111,0001,751
Applicable income taxes$04,592
Income before extraordinary items$60,0005,512
Extraordinary gains, net$027
Net income$60,0005,512
Minority interest net income$0118
Net income of bank and minority interests.$60,0005,512
Net charge-offs$71,0005,390
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-51,0005,836
2009-06-30 (YTD Data)Rank
Total interest income$4,495,0003,589
Total interest expense$1,341,0003,946
Net interest income$3,154,0003,318
Provision for loan and lease losses$205,0004,287
Total noninterest income$207,0005,163
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$86,0004,941
Trading account gains and fees$0193
Additional Noninterest Income$121,0004,471
Total noninterest expense$3,145,0003,097
Salaries and employee benefits$1,496,0003,246
Premises and equipment expense$779,0001,777
Additional noninterest expense$870,0003,647
Pre-tax net operating income$11,0005,735
Securities gains (losses)$-25,0007,543
Applicable income taxes$04,657
Income before extraordinary items$-14,0005,965
Extraordinary gains, net$021
Net income$-14,0005,964
Minority interest net income$0112
Net income of bank and minority interests.$-14,0005,964
Net charge-offs$74,0004,562
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$11,0005,765
2009-03-31 (YTD Data)Rank
Total interest income$2,284,0003,582
Total interest expense$700,0003,945
Net interest income$1,584,0003,290
Provision for loan and lease losses$183,0002,975
Total noninterest income$93,0005,334
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$44,0004,850
Trading account gains and fees$0171
Additional Noninterest Income$49,0004,878
Total noninterest expense$1,533,0003,083
Salaries and employee benefits$762,0003,232
Premises and equipment expense$387,0001,826
Additional noninterest expense$384,0003,698
Pre-tax net operating income$-39,0006,454
Securities gains (losses)$-25,0007,884
Applicable income taxes$04,835
Income before extraordinary items$-64,0006,710
Extraordinary gains, net$015
Net income$-64,0006,711
Minority interest net income$0102
Net income of bank and minority interests.$-64,0006,711
Net charge-offs$74,0003,184
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-39,0006,493
2008-12-31 (YTD Data)Rank
Total interest income$8,944,0003,819
Total interest expense$3,802,0003,641
Net interest income$5,142,0003,871
Provision for loan and lease losses$382,0004,208
Total noninterest income$204,0006,458
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$140,0005,447
Trading account gains and fees$0154
Additional Noninterest Income$64,0006,497
Total noninterest expense$5,717,0003,217
Salaries and employee benefits$2,962,0003,290
Premises and equipment expense$1,547,0001,772
Additional noninterest expense$1,208,0004,276
Pre-tax net operating income$-753,0006,898
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-753,0006,867
Extraordinary gains, net$039
Net income$-753,0006,868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-753,0006,987
2008-09-30 (YTD Data)Rank
Total interest income$6,779,0003,849
Total interest expense$2,878,0003,725
Net interest income$3,901,0003,858
Provision for loan and lease losses$211,0004,118
Total noninterest income$199,0006,120
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$105,0005,469
Trading account gains and fees$0148
Additional Noninterest Income$94,0005,732
Total noninterest expense$4,295,0003,187
Salaries and employee benefits$2,201,0003,358
Premises and equipment expense$1,197,0001,726
Additional noninterest expense$897,0004,218
Pre-tax net operating income$-406,0007,197
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-406,0007,114
Extraordinary gains, net$031
Net income$-406,0007,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-406,0007,252
2008-06-30 (YTD Data)Rank
Total interest income$4,543,0003,894
Total interest expense$1,971,0003,785
Net interest income$2,572,0003,896
Provision for loan and lease losses$131,0003,853
Total noninterest income$131,0006,222
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$65,0005,586
Trading account gains and fees$0149
Additional Noninterest Income$66,0005,727
Total noninterest expense$2,947,0003,112
Salaries and employee benefits$1,533,0003,269
Premises and equipment expense$745,0001,841
Additional noninterest expense$669,0003,843
Pre-tax net operating income$-375,0007,504
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-375,0007,597
Extraordinary gains, net$021
Net income$-375,0007,597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-375,0007,579
2008-03-31 (YTD Data)Rank
Total interest income$2,378,0003,837
Total interest expense$1,072,0003,736
Net interest income$1,306,0003,849
Provision for loan and lease losses$10,0005,419
Total noninterest income$60,0006,365
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$30,0005,688
Trading account gains and fees$0158
Additional Noninterest Income$30,0005,904
Total noninterest expense$1,490,0003,083
Salaries and employee benefits$805,0003,144
Premises and equipment expense$383,0001,793
Additional noninterest expense$302,0004,093
Pre-tax net operating income$-134,0007,640
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-134,0007,727
Extraordinary gains, net$015
Net income$-134,0007,726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-134,0007,690
2007-12-31 (YTD Data)Rank
Total interest income$9,914,0003,785
Total interest expense$4,404,0003,770
Net interest income$5,510,0003,731
Provision for loan and lease losses$210,0003,778
Total noninterest income$160,0007,041
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$97,0006,051
Trading account gains and fees$0178
Additional Noninterest Income$63,0006,845
Total noninterest expense$5,764,0003,077
Salaries and employee benefits$3,089,0003,144
Premises and equipment expense$1,192,0002,177
Additional noninterest expense$1,483,0003,447
Pre-tax net operating income$-304,0007,714
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-304,0007,783
Extraordinary gains, net$039
Net income$-304,0007,781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$182,000779
Net operating income$-304,0007,764
2007-09-30 (YTD Data)Rank
Total interest income$7,182,0003,893
Total interest expense$3,121,0003,919
Net interest income$4,061,0003,787
Provision for loan and lease losses$155,0003,427
Total noninterest income$113,0007,165
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$68,0006,177
Trading account gains and fees$0184
Additional Noninterest Income$45,0006,932
Total noninterest expense$4,177,0003,127
Salaries and employee benefits$2,204,0003,263
Premises and equipment expense$886,0002,177
Additional noninterest expense$1,087,0003,467
Pre-tax net operating income$-158,0007,855
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-158,0007,902
Extraordinary gains, net$033
Net income$-158,0007,898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-158,0007,886
2007-06-30 (YTD Data)Rank
Total interest income$4,602,0004,016
Total interest expense$1,957,0004,071
Net interest income$2,645,0003,865
Provision for loan and lease losses$131,0002,845
Total noninterest income$71,0007,291
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$43,0006,285
Trading account gains and fees$0168
Additional Noninterest Income$28,0007,057
Total noninterest expense$2,615,0003,334
Salaries and employee benefits$1,367,0003,492
Premises and equipment expense$569,0002,267
Additional noninterest expense$679,0003,645
Pre-tax net operating income$-30,0007,854
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-30,0007,871
Extraordinary gains, net$029
Net income$-30,0007,870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-30,0007,859
2007-03-31 (YTD Data)Rank
Total interest income$2,253,0004,070
Total interest expense$966,0004,097
Net interest income$1,287,0003,937
Provision for loan and lease losses$54,0003,005
Total noninterest income$29,0007,498
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$20,0006,360
Trading account gains and fees$0195
Additional Noninterest Income$9,0007,488
Total noninterest expense$1,171,0003,635
Salaries and employee benefits$610,0003,847
Premises and equipment expense$244,0002,650
Additional noninterest expense$317,0003,808
Pre-tax net operating income$91,0006,775
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$91,0006,530
Extraordinary gains, net$022
Net income$91,0006,529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$91,0006,517
2006-12-31 (YTD Data)Rank
Total interest income$7,805,0004,263
Total interest expense$2,940,0004,363
Net interest income$4,865,0004,087
Provision for loan and lease losses$254,0003,067
Total noninterest income$112,0007,624
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$57,0006,779
Trading account gains and fees$0130
Additional Noninterest Income$55,0007,154
Total noninterest expense$4,169,0003,867
Salaries and employee benefits$2,157,0004,040
Premises and equipment expense$800,0003,007
Additional noninterest expense$1,212,0003,900
Pre-tax net operating income$554,0006,317
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$554,0005,974
Extraordinary gains, net$051
Net income$554,0005,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,822
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$554,0005,972
2006-09-30 (YTD Data)Rank
Total interest income$5,543,0004,399
Total interest expense$2,026,0004,517
Net interest income$3,517,0004,237
Provision for loan and lease losses$139,0003,536
Total noninterest income$88,0007,656
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$41,0006,910
Trading account gains and fees$0126
Additional Noninterest Income$47,0007,016
Total noninterest expense$3,038,0003,945
Salaries and employee benefits$1,618,0004,027
Premises and equipment expense$537,0003,277
Additional noninterest expense$883,0003,973
Pre-tax net operating income$428,0006,504
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$428,0006,099
Extraordinary gains, net$045
Net income$428,0006,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,572
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$428,0006,095
2006-06-30 (YTD Data)Rank
Total interest income$3,456,0004,551
Total interest expense$1,210,0004,686
Net interest income$2,246,0004,380
Provision for loan and lease losses$73,0003,858
Total noninterest income$61,0007,670
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$27,0006,945
Trading account gains and fees$0126
Additional Noninterest Income$34,0006,958
Total noninterest expense$2,006,0003,998
Salaries and employee benefits$1,032,0004,178
Premises and equipment expense$344,0003,378
Additional noninterest expense$630,0003,771
Pre-tax net operating income$228,0006,893
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$228,0006,528
Extraordinary gains, net$039
Net income$228,0006,529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,365
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$228,0006,525
2006-03-31 (YTD Data)Rank
Total interest income$1,633,0004,657
Total interest expense$525,0004,974
Net interest income$1,108,0004,405
Provision for loan and lease losses$70,0002,616
Total noninterest income$32,0007,592
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$12,0007,044
Trading account gains and fees$0115
Additional Noninterest Income$20,0006,714
Total noninterest expense$916,0004,269
Salaries and employee benefits$491,0004,331
Premises and equipment expense$176,0003,331
Additional noninterest expense$249,0004,494
Pre-tax net operating income$154,0006,362
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$154,0005,897
Extraordinary gains, net$021
Net income$154,0005,898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,131
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$154,0005,900
2005-12-31 (YTD Data)Rank
Total interest income$4,063,0005,780
Total interest expense$1,109,0006,025
Net interest income$2,954,0005,565
Provision for loan and lease losses$234,0003,327
Total noninterest income$48,0008,437
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$43,0007,182
Trading account gains and fees$0138
Additional Noninterest Income$5,0008,545
Total noninterest expense$2,859,0004,945
Salaries and employee benefits$1,679,0004,702
Premises and equipment expense$384,0004,986
Additional noninterest expense$796,0005,183
Pre-tax net operating income$-91,0008,331
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-91,0008,358
Extraordinary gains, net$046
Net income$-91,0008,358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0004,965
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$13,229,000135
Net operating income$-91,0008,331
2005-09-30 (YTD Data)Rank
Total interest income$2,689,0006,113
Total interest expense$728,0006,256
Net interest income$1,961,0005,946
Provision for loan and lease losses$141,0003,576
Total noninterest income$51,0008,302
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$28,0007,312
Trading account gains and fees$0126
Additional Noninterest Income$23,0007,869
Total noninterest expense$2,070,0005,024
Salaries and employee benefits$1,206,0004,812
Premises and equipment expense$281,0005,047
Additional noninterest expense$583,0005,214
Pre-tax net operating income$-199,0008,488
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-199,0008,519
Extraordinary gains, net$035
Net income$-199,0008,519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$12,940,00097
Net operating income$-199,0008,490
2005-06-30 (YTD Data)Rank
Total interest income$1,592,0006,388
Total interest expense$431,0006,421
Net interest income$1,161,0006,274
Provision for loan and lease losses$46,0004,697
Total noninterest income$14,0008,618
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$15,0007,428
Trading account gains and fees$0116
Additional Noninterest Income$-1,0008,816
Total noninterest expense$1,328,0005,138
Salaries and employee benefits$789,0004,857
Premises and equipment expense$176,0005,238
Additional noninterest expense$363,0005,412
Pre-tax net operating income$-199,0008,552
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-199,0008,583
Extraordinary gains, net$030
Net income$-199,0008,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$10,801,00081
Net operating income$-199,0008,558
2005-03-31 (YTD Data)Rank
Total interest income$707,0006,724
Total interest expense$208,0006,437
Net interest income$499,0006,717
Provision for loan and lease losses$36,0003,732
Total noninterest income$10,0008,609
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$8,0007,454
Trading account gains and fees$0115
Additional Noninterest Income$2,0008,574
Total noninterest expense$584,0005,596
Salaries and employee benefits$319,0005,588
Premises and equipment expense$83,0005,458
Additional noninterest expense$182,0005,390
Pre-tax net operating income$-111,0008,655
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-111,0008,677
Extraordinary gains, net$024
Net income$-111,0008,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-111,0008,656
2004-12-31 (YTD Data)Rank
Total interest income$1,394,0008,018
Total interest expense$306,0008,075
Net interest income$1,088,0007,904
Provision for loan and lease losses$209,0003,619
Total noninterest income$12,0008,829
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$9,0007,790
Trading account gains and fees$0138
Additional Noninterest Income$3,0008,748
Total noninterest expense$1,630,0006,653
Salaries and employee benefits$887,0006,650
Premises and equipment expense$278,0005,902
Additional noninterest expense$465,0006,767
Pre-tax net operating income$-739,0008,739
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$-739,0008,780
Extraordinary gains, net$034
Net income$-739,0008,781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$114,000644
Net operating income$-739,0008,758
2004-09-30 (YTD Data)Rank
Total interest income$862,0008,306
Total interest expense$150,0008,517
Net interest income$712,0008,134
Provision for loan and lease losses$154,0003,485
Total noninterest income$6,0008,915
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$4,0007,866
Trading account gains and fees$0134
Additional Noninterest Income$2,0008,821
Total noninterest expense$1,259,0006,535
Salaries and employee benefits$712,0006,411
Premises and equipment expense$216,0005,757
Additional noninterest expense$331,0006,865
Pre-tax net operating income$-695,0008,829
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$-695,0008,871
Extraordinary gains, net$026
Net income$-695,0008,872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-695,0008,851
2004-06-30 (YTD Data)Rank
Total interest income$427,0008,626
Total interest expense$64,0008,789
Net interest income$363,0008,491
Provision for loan and lease losses$79,0003,939
Total noninterest income$3,0008,988
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$2,0007,934
Trading account gains and fees$0130
Additional Noninterest Income$1,0008,898
Total noninterest expense$834,0006,607
Salaries and employee benefits$467,0006,516
Premises and equipment expense$143,0005,814
Additional noninterest expense$224,0006,859
Pre-tax net operating income$-547,0008,917
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$-547,0008,944
Extraordinary gains, net$021
Net income$-547,0008,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-547,0008,926
2004-03-31 (YTD Data)Rank
Total interest income$158,0008,835
Total interest expense$19,0008,948
Net interest income$139,0008,738
Provision for loan and lease losses$40,0003,725
Total noninterest income$09,051
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,976
Trading account gains and fees$0121
Additional Noninterest Income$08,950
Total noninterest expense$401,0006,753
Salaries and employee benefits$237,0006,506
Premises and equipment expense$75,0005,696
Additional noninterest expense$89,0007,409
Pre-tax net operating income$-302,0008,965
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$-302,0008,995
Extraordinary gains, net$016
Net income$-302,0008,995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-302,0008,969
2003-12-31 (YTD Data)Rank
Total interest income$82,0009,117
Total interest expense$7,0009,124
Net interest income$75,0009,107
Provision for loan and lease losses$58,0006,110
Total noninterest income$09,134
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$08,063
Trading account gains and fees$0160
Additional Noninterest Income$09,041
Total noninterest expense$1,167,0007,543
Salaries and employee benefits$370,0008,528
Premises and equipment expense$71,0008,472
Additional noninterest expense$726,0005,376
Pre-tax net operating income$-1,150,0009,000
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$-1,150,0009,054
Extraordinary gains, net$054
Net income$-1,150,0009,055
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$11,061,00074
Net operating income$-1,150,0009,011

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.