Home > Foothills Community Bank > Net charge- offs to loans
Foothills Community Bank, Net charge- offs to loans
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1674% | 5,293 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0497% | 4,973 |
| Percentage Net Loans Charged-off:Construction & development | -0.2768% | 4,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0921% | 5,128 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2281% | 3,993 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.5290% | 5,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2475% | 5,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.0600% | 5,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3461% | 5,579 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3431% | 5,551 |
| Percentage Net Loans Charged-off:Construction & development | 0.5446% | 160 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6652% | 5,501 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4228% | 4,554 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0677% | 5,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1059% | 5,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7979% | 5,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4674% | 5,649 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4690% | 5,623 |
| Percentage Net Loans Charged-off:Construction & development | 0.7685% | 107 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9199% | 5,573 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5612% | 4,588 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0780% | 5,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1199% | 5,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0090% | 5,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6841% | 5,714 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7269% | 5,693 |
| Percentage Net Loans Charged-off:Construction & development | 1.1738% | 67 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.4481% | 5,639 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8356% | 4,625 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1184% | 5,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1797% | 5,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3614% | 5,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0497% | 5,183 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0539% | 5,315 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2388% | 5,614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3619% | 5,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7205% | 295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7764% | 111 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6974% | 224 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1036% | 4,665 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5710% | 51 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1602% | 4,258 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2670% | 30 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3546% | 2,217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3546% | 2,075 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9432% | 186 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0444% | 61 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9584% | 134 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1165% | 4,694 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0587% | 27 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2193% | 4,312 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9215% | 17 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1027% | 2,916 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1027% | 2,762 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3712% | 113 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5164% | 39 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4607% | 87 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1740% | 4,736 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8092% | 22 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2726% | 4,369 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9063% | 16 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2987% | 1,991 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2987% | 1,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5270% | 52 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8444% | 16 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0293% | 36 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1736% | 4,767 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.5562% | 12 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2670% | 4,395 |
| All other 1-4 family - Percent of loans charged-off, net | 6.1882% | 10 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0315% | 3,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 3,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1282% | 4,835 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0624% | 2,178 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0814% | 4,328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1328% | 1,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3569% | 2,039 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3569% | 1,898 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0526% | 2,856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0257% | 2,454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1137% | 4,871 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1209% | 1,428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1855% | 1,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4668% | 1,562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4668% | 1,450 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0204% | 3,276 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0237% | 5,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0848% | 4,884 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0712% | 5,806 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2057% | 4,517 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6261% | 1,127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6261% | 1,023 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0242% | 5,136 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0283% | 5,452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1687% | 4,953 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0694% | 5,847 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2042% | 4,553 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0241% | 288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8046% | 302 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1551% | 323 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1177% | 5,060 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6741% | 437 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3057% | 4,700 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2107% | 200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1983% | 251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0375% | 3,756 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0375% | 3,635 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9618% | 226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0663% | 277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7269% | 354 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8837% | 357 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1032% | 5,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9234% | 285 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3056% | 4,739 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6138% | 121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9718% | 182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0520% | 3,403 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0520% | 3,261 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7271% | 185 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6878% | 147 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2280% | 185 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8317% | 162 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0756% | 5,102 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8253% | 384 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3057% | 4,776 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4909% | 188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3377% | 130 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0800% | 2,978 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0800% | 2,826 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.1229% | 144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7935% | 438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4623% | 629 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1450% | 5,162 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7377% | 135 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2581% | 4,770 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8957% | 76 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6459% | 179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3116% | 66 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9702% | 34 |
| Percentage Net Loans Charged-off:Construction & development | 23.3612% | 33 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4020% | 409 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0709% | 5,244 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0628% | 3,365 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3096% | 4,921 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2459% | 1,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9615% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9420% | 1,223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9420% | 1,117 |
| Percentage Net Loans Charged-off: All other loans and lease | -4.2902% | 6,120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4157% | 28 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.3133% | 21 |
| Percentage Net Loans Charged-off:Construction & development | 28.3617% | 26 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9208% | 267 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0969% | 5,314 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1156% | 2,623 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3247% | 4,957 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3260% | 1,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4160% | 709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0518% | 3,643 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0518% | 3,500 |
| Percentage Net Loans Charged-off: All other loans and lease | -5.6936% | 6,181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.8007% | 18 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.9381% | 9 |
| Percentage Net Loans Charged-off:Construction & development | 36.0635% | 23 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9788% | 158 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0757% | 5,304 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2376% | 1,846 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3475% | 4,969 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5118% | 1,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1113% | 510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0779% | 3,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0779% | 3,045 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 10.3991% | 11 |
| Percentage Net Loans Charged-off: Total real estate loans | 12.2926% | 7 |
| Percentage Net Loans Charged-off:Construction & development | 44.4012% | 18 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.2360% | 64 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0964% | 6,500 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3027% | 4,963 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8290% | 457 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2136% | 831 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2941% | 687 |
| Percentage Net Loans Charged-off:Construction & development | -2.5202% | 6,407 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8073% | 224 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0181% | 246 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7478% | 429 |
| Percentage Net Loans Charged-off: Home equity loans | 5.7089% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1526% | 3,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3354% | 1,168 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0871% | 6,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0871% | 6,134 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8793% | 406 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0254% | 325 |
| Percentage Net Loans Charged-off:Construction & development | -0.1516% | 6,128 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7517% | 206 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9302% | 191 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3637% | 275 |
| Percentage Net Loans Charged-off: Home equity loans | 7.9091% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2001% | 2,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8361% | 833 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1163% | 6,223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1163% | 6,156 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1300% | 956 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0627% | 917 |
| Percentage Net Loans Charged-off:Construction & development | -0.5308% | 6,302 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.6812% | 131 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5166% | 167 |
| Percentage Net Loans Charged-off: Home equity loans | 11.8898% | 41 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2939% | 2,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7969% | 584 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0905% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0905% | 5,922 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1553% | 6,927 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1432% | 6,998 |
| Percentage Net Loans Charged-off:Construction & development | -0.5270% | 6,331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1206% | 6,912 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3419% | 5,211 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0410% | 6,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9054% | 6,854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9054% | 6,799 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9529% | 718 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2260% | 553 |
| Percentage Net Loans Charged-off:Construction & development | 5.6100% | 885 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3627% | 2,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.2265% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8463% | 1,453 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3137% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5529% | 2,660 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0488% | 6,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0453% | 6,403 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4760% | 989 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6542% | 815 |
| Percentage Net Loans Charged-off:Construction & development | 1.7888% | 1,593 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4837% | 1,706 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.0177% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1603% | 1,014 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5891% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6899% | 2,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,414 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2483% | 572 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5214% | 461 |
| Percentage Net Loans Charged-off:Construction & development | 2.7646% | 1,195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7433% | 1,217 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.0326% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7764% | 626 |
| Percentage Net Loans Charged-off: Home equity loans | 7.0022% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0325% | 1,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,954 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8422% | 241 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2657% | 185 |
| Percentage Net Loans Charged-off:Construction & development | 5.4959% | 575 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5000% | 573 |
| Percentage Net Loans Charged-off: Multi-family residential | 24.2991% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0635% | 7,120 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2516% | 5,406 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1154% | 801 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1979% | 6,491 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1662% | 6,451 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1539% | 910 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9794% | 946 |
| Percentage Net Loans Charged-off:Construction & development | 3.8837% | 1,501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1370% | 3,048 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2643% | 636 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1603% | 333 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5698% | 366 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3536% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1645% | 1,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5925% | 3,128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.6750% | 229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2081% | 813 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9733% | 869 |
| Percentage Net Loans Charged-off:Construction & development | 3.4699% | 1,466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1863% | 2,471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1178% | 822 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0760% | 207 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4878% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2654% | 202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1776% | 960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8422% | 2,304 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.3414% | 172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4743% | 1,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6076% | 1,059 |
| Percentage Net Loans Charged-off:Construction & development | 0.9182% | 2,034 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2889% | 1,834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1795% | 630 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.3053% | 97 |
| Percentage Net Loans Charged-off: Home equity loans | 5.6048% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 6.5318% | 102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3074% | 1,503 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2785% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0258% | 844 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1788% | 675 |
| Percentage Net Loans Charged-off:Construction & development | 0.1412% | 1,908 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 11.7294% | 35 |
| Percentage Net Loans Charged-off: Home equity loans | 10.8863% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | 12.0151% | 38 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5094% | 799 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3459% | 256 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.8625% | 282 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.6968% | 271 |
| Percentage Net Loans Charged-off:Construction & development | 4.8409% | 1,272 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 22.4844% | 50 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.1564% | 249 |
| Percentage Net Loans Charged-off: Home equity loans | 9.3949% | 87 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6160% | 494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8591% | 1,988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 32.3895% | 103 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2372% | 1,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2029% | 1,351 |
| Percentage Net Loans Charged-off:Construction & development | 1.7048% | 1,843 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8719% | 354 |
| Percentage Net Loans Charged-off: Home equity loans | 13.0939% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2162% | 1,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6003% | 1,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5077% | 997 |
| Percentage Net Loans Charged-off:Construction & development | 1.8275% | 1,481 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.4323% | 194 |
| Percentage Net Loans Charged-off: Home equity loans | 18.8341% | 34 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2689% | 875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3359% | 3,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3778% | 2,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.3783% | 2,152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4152% | 422 |
| Percentage Net Loans Charged-off: Home equity loans | 4.8159% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1294% | 4,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1456% | 2,510 |
| Percentage Net Loans Charged-off:Construction & development | 0.2631% | 1,701 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |