Home > Foothill Independent Bank > Income and Expense
Foothill Independent Bank, Income and Expense
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $11,214,000 | 815 |
| Total interest expense | $1,817,000 | 1,988 |
| Net interest income | $9,397,000 | 614 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $1,134,000 | 1,165 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $652,000 | 632 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $482,000 | 1,375 |
| Total noninterest expense | $6,501,000 | 693 |
| Salaries and employee benefits | $3,011,000 | 804 |
| Premises and equipment expense | $1,039,000 | 624 |
| Additional noninterest expense | $2,451,000 | 563 |
| Pre-tax net operating income | $4,030,000 | 660 |
| Securities gains (losses) | $-328,000 | 8,734 |
| Applicable income taxes | $1,254,000 | 673 |
| Income before extraordinary items | $2,448,000 | 775 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,448,000 | 774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,357 |
| Cash dividends | $1,800,000 | 459 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,664,480 | 706 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $43,113,000 | 744 |
| Total interest expense | $4,933,000 | 2,218 |
| Net interest income | $38,180,000 | 581 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $4,978,000 | 1,092 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $3,198,000 | 532 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,780,000 | 1,465 |
| Total noninterest expense | $24,269,000 | 713 |
| Salaries and employee benefits | $11,705,000 | 766 |
| Premises and equipment expense | $4,421,000 | 552 |
| Additional noninterest expense | $8,143,000 | 661 |
| Pre-tax net operating income | $18,889,000 | 560 |
| Securities gains (losses) | $-153,000 | 8,530 |
| Applicable income taxes | $6,722,000 | 524 |
| Income before extraordinary items | $12,014,000 | 615 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $12,014,000 | 616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,450 |
| Cash dividends | $4,675,000 | 701 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $12,111,920 | 599 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $31,970,000 | 727 |
| Total interest expense | $3,544,000 | 2,191 |
| Net interest income | $28,426,000 | 577 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $3,837,000 | 1,074 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,421,000 | 524 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,416,000 | 1,418 |
| Total noninterest expense | $18,599,000 | 681 |
| Salaries and employee benefits | $8,922,000 | 749 |
| Premises and equipment expense | $3,340,000 | 548 |
| Additional noninterest expense | $6,337,000 | 646 |
| Pre-tax net operating income | $13,664,000 | 573 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $4,501,000 | 558 |
| Income before extraordinary items | $9,163,000 | 609 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,163,000 | 609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,316 |
| Cash dividends | $3,175,000 | 704 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $9,163,000 | 593 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $21,197,000 | 719 |
| Total interest expense | $2,331,000 | 2,114 |
| Net interest income | $18,866,000 | 566 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $2,612,000 | 1,043 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,661,000 | 503 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $951,000 | 1,399 |
| Total noninterest expense | $12,671,000 | 668 |
| Salaries and employee benefits | $6,064,000 | 732 |
| Premises and equipment expense | $2,108,000 | 566 |
| Additional noninterest expense | $4,499,000 | 604 |
| Pre-tax net operating income | $8,807,000 | 574 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,890,000 | 571 |
| Income before extraordinary items | $5,917,000 | 610 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,917,000 | 610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,892 |
| Cash dividends | $1,650,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $5,917,000 | 595 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $10,135,000 | 736 |
| Total interest expense | $1,060,000 | 2,213 |
| Net interest income | $9,075,000 | 575 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $1,278,000 | 1,030 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $840,000 | 474 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $438,000 | 1,452 |
| Total noninterest expense | $6,165,000 | 684 |
| Salaries and employee benefits | $2,943,000 | 754 |
| Premises and equipment expense | $1,044,000 | 563 |
| Additional noninterest expense | $2,178,000 | 618 |
| Pre-tax net operating income | $4,188,000 | 603 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,392,000 | 593 |
| Income before extraordinary items | $2,796,000 | 640 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,796,000 | 640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $900,000 | 737 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,796,000 | 621 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $37,030,000 | 754 |
| Total interest expense | $4,072,000 | 2,008 |
| Net interest income | $32,958,000 | 607 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $5,565,000 | 992 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $4,166,000 | 420 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,399,000 | 1,722 |
| Total noninterest expense | $23,040,000 | 699 |
| Salaries and employee benefits | $11,697,000 | 723 |
| Premises and equipment expense | $4,299,000 | 531 |
| Additional noninterest expense | $7,044,000 | 733 |
| Pre-tax net operating income | $15,483,000 | 598 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $5,578,000 | 559 |
| Income before extraordinary items | $9,905,000 | 671 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $9,905,000 | 672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 8,736 |
| Cash dividends | $4,800,000 | 645 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $9,905,000 | 648 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $27,146,000 | 769 |
| Total interest expense | $2,949,000 | 2,028 |
| Net interest income | $24,197,000 | 612 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $4,262,000 | 981 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $3,187,000 | 419 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,075,000 | 1,684 |
| Total noninterest expense | $17,123,000 | 702 |
| Salaries and employee benefits | $8,654,000 | 733 |
| Premises and equipment expense | $3,197,000 | 537 |
| Additional noninterest expense | $5,272,000 | 732 |
| Pre-tax net operating income | $11,336,000 | 617 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $3,800,000 | 609 |
| Income before extraordinary items | $7,536,000 | 678 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $7,536,000 | 679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,557 |
| Cash dividends | $2,300,000 | 862 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $7,536,000 | 647 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $17,661,000 | 789 |
| Total interest expense | $1,916,000 | 2,061 |
| Net interest income | $15,745,000 | 618 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $2,820,000 | 979 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $2,118,000 | 411 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $702,000 | 1,711 |
| Total noninterest expense | $11,152,000 | 717 |
| Salaries and employee benefits | $5,603,000 | 757 |
| Premises and equipment expense | $2,127,000 | 535 |
| Additional noninterest expense | $3,422,000 | 739 |
| Pre-tax net operating income | $7,413,000 | 616 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,475,000 | 618 |
| Income before extraordinary items | $4,938,000 | 679 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,938,000 | 679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,684 |
| Cash dividends | $1,100,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,938,000 | 646 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $8,878,000 | 796 |
| Total interest expense | $925,000 | 2,153 |
| Net interest income | $7,953,000 | 621 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $1,414,000 | 957 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,069,000 | 398 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $345,000 | 1,702 |
| Total noninterest expense | $5,683,000 | 710 |
| Salaries and employee benefits | $2,778,000 | 779 |
| Premises and equipment expense | $1,115,000 | 533 |
| Additional noninterest expense | $1,790,000 | 705 |
| Pre-tax net operating income | $3,684,000 | 613 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,233,000 | 628 |
| Income before extraordinary items | $2,451,000 | 684 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,451,000 | 684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,046 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,451,000 | 635 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $35,690,000 | 800 |
| Total interest expense | $3,918,000 | 2,252 |
| Net interest income | $31,772,000 | 603 |
| Provision for loan and lease losses | $348,000 | 2,876 |
| Total noninterest income | $5,593,000 | 1,041 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $4,277,000 | 398 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,316,000 | 1,989 |
| Total noninterest expense | $22,843,000 | 715 |
| Salaries and employee benefits | $11,214,000 | 760 |
| Premises and equipment expense | $3,788,000 | 601 |
| Additional noninterest expense | $7,841,000 | 679 |
| Pre-tax net operating income | $14,174,000 | 629 |
| Securities gains (losses) | $-178,000 | 9,067 |
| Applicable income taxes | $5,068,000 | 610 |
| Income before extraordinary items | $8,928,000 | 724 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,928,000 | 726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,094 |
| Cash dividends | $2,650,000 | 1,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $9,041,920 | 671 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $26,492,000 | 823 |
| Total interest expense | $3,012,000 | 2,281 |
| Net interest income | $23,480,000 | 623 |
| Provision for loan and lease losses | $300,000 | 2,501 |
| Total noninterest income | $4,189,000 | 1,075 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $3,194,000 | 413 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $995,000 | 2,055 |
| Total noninterest expense | $17,125,000 | 735 |
| Salaries and employee benefits | $8,212,000 | 786 |
| Premises and equipment expense | $2,824,000 | 618 |
| Additional noninterest expense | $6,089,000 | 670 |
| Pre-tax net operating income | $10,244,000 | 676 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $3,482,000 | 684 |
| Income before extraordinary items | $6,762,000 | 759 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $6,762,000 | 760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,539 |
| Cash dividends | $500,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $6,762,000 | 705 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $17,171,000 | 852 |
| Total interest expense | $2,064,000 | 2,297 |
| Net interest income | $15,107,000 | 639 |
| Provision for loan and lease losses | $100,000 | 3,841 |
| Total noninterest income | $2,767,000 | 1,061 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $2,121,000 | 406 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $646,000 | 2,089 |
| Total noninterest expense | $11,147,000 | 739 |
| Salaries and employee benefits | $5,273,000 | 817 |
| Premises and equipment expense | $1,855,000 | 628 |
| Additional noninterest expense | $4,019,000 | 670 |
| Pre-tax net operating income | $6,627,000 | 692 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,267,000 | 701 |
| Income before extraordinary items | $4,360,000 | 780 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,360,000 | 781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,405 |
| Cash dividends | $250,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,360,000 | 720 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $8,603,000 | 857 |
| Total interest expense | $1,018,000 | 2,402 |
| Net interest income | $7,585,000 | 640 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $1,349,000 | 1,055 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,075,000 | 386 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $274,000 | 2,240 |
| Total noninterest expense | $5,605,000 | 742 |
| Salaries and employee benefits | $2,656,000 | 807 |
| Premises and equipment expense | $907,000 | 639 |
| Additional noninterest expense | $2,042,000 | 650 |
| Pre-tax net operating income | $3,329,000 | 686 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,152,000 | 700 |
| Income before extraordinary items | $2,177,000 | 779 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,177,000 | 778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,177,000 | 715 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $34,863,000 | 878 |
| Total interest expense | $5,027,000 | 2,238 |
| Net interest income | $29,836,000 | 640 |
| Provision for loan and lease losses | $460,000 | 2,532 |
| Total noninterest income | $5,704,000 | 930 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $4,522,000 | 358 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,182,000 | 1,951 |
| Total noninterest expense | $22,459,000 | 718 |
| Salaries and employee benefits | $10,538,000 | 772 |
| Premises and equipment expense | $3,779,000 | 586 |
| Additional noninterest expense | $8,142,000 | 656 |
| Pre-tax net operating income | $12,621,000 | 698 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $4,642,000 | 637 |
| Income before extraordinary items | $7,979,000 | 795 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $7,979,000 | 795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,374 |
| Cash dividends | $2,630,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $7,979,000 | 765 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $36,798,000 | 928 |
| Total interest expense | $9,030,000 | 1,804 |
| Net interest income | $27,768,000 | 648 |
| Provision for loan and lease losses | $498,000 | 2,228 |
| Total noninterest income | $5,430,000 | 921 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $4,419,000 | 352 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,011,000 | 2,026 |
| Total noninterest expense | $21,371,000 | 726 |
| Salaries and employee benefits | $9,568,000 | 768 |
| Premises and equipment expense | $3,834,000 | 578 |
| Additional noninterest expense | $7,969,000 | 671 |
| Pre-tax net operating income | $11,329,000 | 684 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $4,139,000 | 630 |
| Income before extraordinary items | $7,190,000 | 776 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $7,190,000 | 776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 9,176 |
| Cash dividends | $4,280,000 | 699 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $7,190,000 | 740 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $38,983,000 | 912 |
| Total interest expense | $11,103,000 | 1,542 |
| Net interest income | $27,880,000 | 645 |
| Provision for loan and lease losses | $1,070,000 | 1,005 |
| Total noninterest income | $4,605,000 | 984 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $3,918,000 | 357 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $687,000 | 2,390 |
| Total noninterest expense | $20,332,000 | 740 |
| Salaries and employee benefits | $9,579,000 | 731 |
| Premises and equipment expense | $3,777,000 | 580 |
| Additional noninterest expense | $6,976,000 | 745 |
| Pre-tax net operating income | $11,083,000 | 713 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $4,095,000 | 633 |
| Income before extraordinary items | $6,988,000 | 779 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $6,988,000 | 779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,480,000 | 343 |
| Cash dividends | $7,397,000 | 467 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $6,988,000 | 773 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $35,550,000 | 942 |
| Total interest expense | $8,332,000 | 1,780 |
| Net interest income | $27,218,000 | 685 |
| Provision for loan and lease losses | $485,000 | 1,812 |
| Total noninterest income | $4,521,000 | 1,008 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,856,000 | 365 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $665,000 | 2,454 |
| Total noninterest expense | $20,538,000 | 745 |
| Salaries and employee benefits | $9,984,000 | 704 |
| Premises and equipment expense | $3,781,000 | 588 |
| Additional noninterest expense | $6,773,000 | 785 |
| Pre-tax net operating income | $10,716,000 | 774 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $3,980,000 | 708 |
| Income before extraordinary items | $6,736,000 | 847 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,736,000 | 847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 9,843 |
| Cash dividends | $5,750,000 | 594 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,736,000 | 839 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $36,219,000 | 915 |
| Total interest expense | $9,827,000 | 1,559 |
| Net interest income | $26,392,000 | 678 |
| Provision for loan and lease losses | $775,000 | 1,210 |
| Total noninterest income | $5,087,000 | 928 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $4,169,000 | 318 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $918,000 | 1,982 |
| Total noninterest expense | $22,254,000 | 678 |
| Salaries and employee benefits | $10,579,000 | 660 |
| Premises and equipment expense | $3,877,000 | 569 |
| Additional noninterest expense | $7,798,000 | 703 |
| Pre-tax net operating income | $8,450,000 | 926 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $3,192,000 | 821 |
| Income before extraordinary items | $5,258,000 | 1,023 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,258,000 | 1,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $363,000 | 1,631 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,258,000 | 987 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $35,014,000 | 973 |
| Total interest expense | $9,738,000 | 1,587 |
| Net interest income | $25,276,000 | 715 |
| Provision for loan and lease losses | $1,681,000 | 675 |
| Total noninterest income | $6,021,000 | 809 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $4,464,000 | 307 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,557,000 | 1,295 |
| Total noninterest expense | $22,267,000 | 679 |
| Salaries and employee benefits | $10,348,000 | 666 |
| Premises and equipment expense | $3,876,000 | 550 |
| Additional noninterest expense | $8,043,000 | 690 |
| Pre-tax net operating income | $7,349,000 | 1,091 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,606,000 | 1,058 |
| Income before extraordinary items | $4,743,000 | 1,166 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,743,000 | 1,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,260,000 | 677 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,743,000 | 1,139 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $35,144,000 | 1,003 |
| Total interest expense | $9,868,000 | 1,608 |
| Net interest income | $25,276,000 | 751 |
| Provision for loan and lease losses | $2,200,000 | 569 |
| Total noninterest income | $5,262,000 | 921 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $4,272,000 | 352 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $990,000 | 1,834 |
| Total noninterest expense | $21,481,000 | 746 |
| Salaries and employee benefits | $10,280,000 | 686 |
| Premises and equipment expense | $3,605,000 | 622 |
| Additional noninterest expense | $7,596,000 | 840 |
| Pre-tax net operating income | $6,857,000 | 1,089 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,532,000 | 1,005 |
| Income before extraordinary items | $4,325,000 | 1,175 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,325,000 | 1,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,100,000 | 849 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,325,000 | 1,156 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $33,384,000 | 1,056 |
| Total interest expense | $9,786,000 | 1,624 |
| Net interest income | $23,598,000 | 811 |
| Provision for loan and lease losses | $2,016,000 | 571 |
| Total noninterest income | $4,688,000 | 999 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $3,736,000 | 411 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $952,000 | 1,860 |
| Total noninterest expense | $20,461,000 | 771 |
| Salaries and employee benefits | $9,740,000 | 724 |
| Premises and equipment expense | $3,192,000 | 716 |
| Additional noninterest expense | $7,529,000 | 829 |
| Pre-tax net operating income | $5,809,000 | 1,311 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $2,133,000 | 1,212 |
| Income before extraordinary items | $3,676,000 | 1,413 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,676,000 | 1,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,518,000 | 678 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,676,000 | 1,395 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $27,661,000 | 1,140 |
| Total interest expense | $6,196,000 | 2,018 |
| Net interest income | $21,465,000 | 869 |
| Provision for loan and lease losses | $2,364,000 | 507 |
| Total noninterest income | $4,982,000 | 927 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $3,329,000 | 444 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,653,000 | 1,288 |
| Total noninterest expense | $18,435,000 | 863 |
| Salaries and employee benefits | $8,766,000 | 786 |
| Premises and equipment expense | $2,632,000 | 842 |
| Additional noninterest expense | $7,037,000 | 907 |
| Pre-tax net operating income | $5,648,000 | 1,324 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $2,122,000 | 1,139 |
| Income before extraordinary items | $3,526,000 | 1,407 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,526,000 | 1,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,547,000 | 674 |
| Cash dividends | $1,054,000 | 1,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,526,000 | 1,422 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $21,726,000 | 1,450 |
| Total interest expense | $5,365,000 | 2,410 |
| Net interest income | $16,361,000 | 1,116 |
| Provision for loan and lease losses | $1,025,000 | 1,269 |
| Total noninterest income | $5,962,000 | 865 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $3,307,000 | 441 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,655,000 | 1,048 |
| Total noninterest expense | $16,689,000 | 968 |
| Salaries and employee benefits | $7,720,000 | 883 |
| Premises and equipment expense | $2,318,000 | 957 |
| Additional noninterest expense | $6,651,000 | 1,017 |
| Pre-tax net operating income | $4,609,000 | 1,524 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,278,000 | 1,830 |
| Income before extraordinary items | $3,331,000 | 1,524 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,331,000 | 1,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $865,000 | 1,264 |
| Cash dividends | $949,000 | 1,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,331,000 | 1,433 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $23,481,000 | 1,545 |
| Total interest expense | $7,293,000 | 2,322 |
| Net interest income | $16,188,000 | 1,155 |
| Provision for loan and lease losses | $1,555,000 | 1,368 |
| Total noninterest income | $4,294,000 | 1,094 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $3,358,000 | 440 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $936,000 | 2,095 |
| Total noninterest expense | $14,532,000 | 1,095 |
| Salaries and employee benefits | $7,419,000 | 912 |
| Premises and equipment expense | $2,333,000 | 984 |
| Additional noninterest expense | $4,780,000 | 1,376 |
| Pre-tax net operating income | $4,395,000 | 1,449 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,169,000 | 1,803 |
| Income before extraordinary items | $3,226,000 | 1,441 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,226,000 | 1,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,414,000 | 1,251 |
| Cash dividends | $1,495,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,226,000 | 1,331 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.