Home > Foothill Independent Bank > Assets and Liabilities
Foothill Independent Bank, Assets and Liabilities
| 2006-03-31 | Rank | |
| # of Employees: | 202 | 799 |
| Assets and Liabilities | ||
| Total Assets: | $750,286,000 | 844 |
| Cash and due from depository institutions | $30,757,000 | 799 |
| Interest-bearing balances | $198,000 | 4,221 |
| Securities | $144,575,000 | 864 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,091 |
| Net loans & leases | $541,057,000 | 792 |
| Loan loss allowance | $5,095,000 | 983 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,529,000 | 2,500 |
| Other real estate owned | $0 | 799 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $28,368,000 | 647 |
| Life insurance assets | $13,303,000 | 388 |
| Total liabilities and capital | $750,286,000 | 844 |
| Total liabilities | $673,068,000 | 836 |
| Total deposits | $653,534,000 | 734 |
| Interest-bearing deposits | $381,982,000 | 1,093 |
| Deposits held in domestic offices | $653,534,000 | 732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $14,400,000 | 2,098 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $5,134,000 | 1,020 |
| Total equity capital | $77,218,000 | 821 |
| Total bank equity capital | $77,218,000 | 821 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,814,000 | 2,067 |
| Surplus | $9,788,000 | 2,337 |
| Undivided profits | $65,616,000 | 522 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 5,996 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,014,000 | 1,729 |
| Earning assets | $686,830,000 | 845 |
| Long-term assets (5+ years) | $365,496,000 | 315 |
| Average Assets, year-to-date | $774,009,000 | 803 |
| Average Assets, quarterly | $774,009,000 | 803 |
| Volatile liabilities | $38,911,000 | 2,963 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $14,400,000 | 2,002 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $62,540,000 | 1,548 |
| Tier 1 (core) risk-based capital | $79,662,000 | 737 |
| Tier 2 risk-based capital | $5,254,000 | 952 |
| Total risk weighted assets | $608,540,000 | 759 |
| Total unused commitments | $62,540,000 | 1,548 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 217 | 738 |
| Assets and Liabilities | ||
| Total Assets: | $797,732,000 | 774 |
| Cash and due from depository institutions | $33,450,000 | 738 |
| Interest-bearing balances | $1,287,000 | 2,388 |
| Securities | $177,680,000 | 723 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,317 |
| Net loans & leases | $547,425,000 | 775 |
| Loan loss allowance | $5,062,000 | 974 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,458,000 | 2,502 |
| Other real estate owned | $0 | 738 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $29,219,000 | 635 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $797,732,000 | 774 |
| Total liabilities | $720,959,000 | 777 |
| Total deposits | $672,838,000 | 698 |
| Interest-bearing deposits | $405,743,000 | 997 |
| Deposits held in domestic offices | $672,838,000 | 696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $42,000,000 | 1,035 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,121,000 | 866 |
| Total equity capital | $76,773,000 | 812 |
| Total bank equity capital | $76,773,000 | 812 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,814,000 | 2,061 |
| Surplus | $9,788,000 | 2,302 |
| Undivided profits | $65,171,000 | 522 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $137,000 | 5,843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $24,000 | 1,055 |
| Income earned, not collected on loans | $1,962,000 | 1,787 |
| Earning assets | $731,892,000 | 770 |
| Long-term assets (5+ years) | $366,653,000 | 309 |
| Average Assets, year-to-date | $796,062,600 | 726 |
| Average Assets, quarterly | $795,535,500 | 775 |
| Volatile liabilities | $76,100,000 | 1,735 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $42,000,000 | 955 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $69,160,000 | 1,364 |
| Tier 1 (core) risk-based capital | $79,035,000 | 734 |
| Tier 2 risk-based capital | $5,238,000 | 931 |
| Total risk weighted assets | $620,589,000 | 743 |
| Total unused commitments | $69,160,000 | 1,364 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 216 | 730 |
| Assets and Liabilities | ||
| Total Assets: | $793,339,000 | 764 |
| Cash and due from depository institutions | $35,483,000 | 730 |
| Interest-bearing balances | $1,485,000 | 2,289 |
| Securities | $190,302,000 | 672 |
| Federal funds sold & reverse repurchase agreements | $29,900,000 | 447 |
| Net loans & leases | $504,814,000 | 817 |
| Loan loss allowance | $5,047,000 | 965 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,540,000 | 2,415 |
| Other real estate owned | $0 | 730 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $28,300,000 | 628 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $793,339,000 | 764 |
| Total liabilities | $717,719,000 | 759 |
| Total deposits | $712,172,000 | 647 |
| Interest-bearing deposits | $423,107,000 | 935 |
| Deposits held in domestic offices | $712,172,000 | 645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,547,000 | 905 |
| Total equity capital | $75,620,000 | 807 |
| Total bank equity capital | $75,620,000 | 807 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,814,000 | 2,026 |
| Surplus | $9,788,000 | 2,242 |
| Undivided profits | $64,018,000 | 527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $117,000 | 6,124 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,744,000 | 1,955 |
| Earning assets | $726,501,000 | 764 |
| Long-term assets (5+ years) | $333,239,000 | 326 |
| Average Assets, year-to-date | $795,645,250 | 716 |
| Average Assets, quarterly | $795,686,000 | 751 |
| Volatile liabilities | $35,070,000 | 3,058 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $69,175,000 | 1,332 |
| Tier 1 (core) risk-based capital | $77,689,000 | 729 |
| Tier 2 risk-based capital | $5,226,000 | 912 |
| Total risk weighted assets | $589,773,000 | 752 |
| Total unused commitments | $69,175,000 | 1,332 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 217 | 729 |
| Assets and Liabilities | ||
| Total Assets: | $798,033,000 | 732 |
| Cash and due from depository institutions | $36,924,000 | 729 |
| Interest-bearing balances | $1,487,000 | 2,298 |
| Securities | $193,508,000 | 667 |
| Federal funds sold & reverse repurchase agreements | $27,000,000 | 460 |
| Net loans & leases | $508,389,000 | 785 |
| Loan loss allowance | $5,027,000 | 954 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,670,000 | 2,296 |
| Other real estate owned | $0 | 729 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $27,542,000 | 630 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $798,033,000 | 732 |
| Total liabilities | $723,066,000 | 731 |
| Total deposits | $717,842,000 | 623 |
| Interest-bearing deposits | $429,159,000 | 895 |
| Deposits held in domestic offices | $717,842,000 | 621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,224,000 | 892 |
| Total equity capital | $74,967,000 | 798 |
| Total bank equity capital | $74,967,000 | 798 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,814,000 | 2,007 |
| Surplus | $9,788,000 | 2,194 |
| Undivided profits | $63,365,000 | 529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $190,000 | 5,360 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,729,000 | 1,778 |
| Earning assets | $730,384,000 | 734 |
| Long-term assets (5+ years) | $333,469,000 | 332 |
| Average Assets, year-to-date | $796,414,000 | 713 |
| Average Assets, quarterly | $801,424,000 | 714 |
| Volatile liabilities | $49,071,000 | 2,303 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $61,586,000 | 1,443 |
| Tier 1 (core) risk-based capital | $75,988,000 | 724 |
| Tier 2 risk-based capital | $5,190,000 | 901 |
| Total risk weighted assets | $591,915,000 | 724 |
| Total unused commitments | $61,586,000 | 1,443 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 216 | 725 |
| Assets and Liabilities | ||
| Total Assets: | $804,815,000 | 716 |
| Cash and due from depository institutions | $41,494,000 | 725 |
| Interest-bearing balances | $6,833,000 | 821 |
| Securities | $197,052,000 | 663 |
| Federal funds sold & reverse repurchase agreements | $20,900,000 | 587 |
| Net loans & leases | $512,327,000 | 764 |
| Loan loss allowance | $5,015,000 | 944 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,777,000 | 2,222 |
| Other real estate owned | $0 | 725 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $28,265,000 | 600 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $804,815,000 | 716 |
| Total liabilities | $733,441,000 | 707 |
| Total deposits | $717,949,000 | 613 |
| Interest-bearing deposits | $441,002,000 | 850 |
| Deposits held in domestic offices | $717,949,000 | 612 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,562 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,492,000 | 876 |
| Total equity capital | $71,374,000 | 799 |
| Total bank equity capital | $71,374,000 | 799 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,814,000 | 2,011 |
| Surplus | $9,788,000 | 2,147 |
| Undivided profits | $59,772,000 | 544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $124,000 | 6,074 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,880,000 | 1,568 |
| Earning assets | $737,112,000 | 720 |
| Long-term assets (5+ years) | $321,288,000 | 344 |
| Average Assets, year-to-date | $795,604,500 | 720 |
| Average Assets, quarterly | $795,604,500 | 720 |
| Volatile liabilities | $46,460,000 | 2,306 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $10,000,000 | 2,434 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $56,917,000 | 1,477 |
| Tier 1 (core) risk-based capital | $73,596,000 | 735 |
| Tier 2 risk-based capital | $5,166,000 | 900 |
| Total risk weighted assets | $594,880,000 | 706 |
| Total unused commitments | $56,917,000 | 1,477 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 223 | 707 |
| Assets and Liabilities | ||
| Total Assets: | $786,394,000 | 737 |
| Cash and due from depository institutions | $33,414,000 | 707 |
| Interest-bearing balances | $9,803,000 | 582 |
| Securities | $192,459,000 | 693 |
| Federal funds sold & reverse repurchase agreements | $28,900,000 | 406 |
| Net loans & leases | $500,607,000 | 773 |
| Loan loss allowance | $5,016,000 | 942 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,800,000 | 2,179 |
| Other real estate owned | $0 | 707 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $26,214,000 | 631 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $786,394,000 | 737 |
| Total liabilities | $715,249,000 | 724 |
| Total deposits | $709,505,000 | 617 |
| Interest-bearing deposits | $449,768,000 | 835 |
| Deposits held in domestic offices | $709,505,000 | 616 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $5,744,000 | 820 |
| Total equity capital | $71,145,000 | 816 |
| Total bank equity capital | $71,145,000 | 816 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,814,000 | 1,991 |
| Surplus | $9,788,000 | 2,108 |
| Undivided profits | $59,543,000 | 562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $137,000 | 6,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,614,000 | 1,811 |
| Earning assets | $731,769,000 | 730 |
| Long-term assets (5+ years) | $318,355,000 | 356 |
| Average Assets, year-to-date | $738,092,000 | 758 |
| Average Assets, quarterly | $766,597,500 | 747 |
| Volatile liabilities | $43,916,000 | 2,358 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $53,902,000 | 1,490 |
| Tier 1 (core) risk-based capital | $71,714,000 | 754 |
| Tier 2 risk-based capital | $5,156,000 | 899 |
| Total risk weighted assets | $582,001,000 | 712 |
| Total unused commitments | $53,902,000 | 1,490 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 217 | 722 |
| Assets and Liabilities | ||
| Total Assets: | $746,801,000 | 770 |
| Cash and due from depository institutions | $40,582,000 | 722 |
| Interest-bearing balances | $8,021,000 | 750 |
| Securities | $168,810,000 | 772 |
| Federal funds sold & reverse repurchase agreements | $32,900,000 | 349 |
| Net loans & leases | $473,922,000 | 801 |
| Loan loss allowance | $4,981,000 | 949 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,791,000 | 2,146 |
| Other real estate owned | $0 | 722 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $25,796,000 | 626 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $746,801,000 | 770 |
| Total liabilities | $675,226,000 | 765 |
| Total deposits | $670,424,000 | 648 |
| Interest-bearing deposits | $420,099,000 | 875 |
| Deposits held in domestic offices | $670,424,000 | 643 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,802,000 | 943 |
| Total equity capital | $71,575,000 | 801 |
| Total bank equity capital | $71,575,000 | 801 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,814,000 | 1,991 |
| Surplus | $9,788,000 | 2,065 |
| Undivided profits | $59,973,000 | 553 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $141,000 | 6,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,535,000 | 2,002 |
| Earning assets | $683,653,000 | 767 |
| Long-term assets (5+ years) | $304,538,000 | 384 |
| Average Assets, year-to-date | $726,016,500 | 768 |
| Average Assets, quarterly | $745,250,000 | 766 |
| Volatile liabilities | $29,705,000 | 3,126 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $52,271,000 | 1,523 |
| Tier 1 (core) risk-based capital | $71,847,000 | 744 |
| Tier 2 risk-based capital | $5,121,000 | 892 |
| Total risk weighted assets | $550,471,000 | 727 |
| Total unused commitments | $52,271,000 | 1,524 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 221 | 715 |
| Assets and Liabilities | ||
| Total Assets: | $743,699,000 | 764 |
| Cash and due from depository institutions | $47,471,000 | 715 |
| Interest-bearing balances | $8,218,000 | 755 |
| Securities | $160,116,000 | 817 |
| Federal funds sold & reverse repurchase agreements | $36,700,000 | 312 |
| Net loans & leases | $468,844,000 | 790 |
| Loan loss allowance | $4,989,000 | 936 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,855,000 | 2,095 |
| Other real estate owned | $0 | 715 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $25,713,000 | 638 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $743,699,000 | 764 |
| Total liabilities | $674,869,000 | 756 |
| Total deposits | $670,631,000 | 640 |
| Interest-bearing deposits | $419,507,000 | 856 |
| Deposits held in domestic offices | $670,631,000 | 636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $4,238,000 | 977 |
| Total equity capital | $68,830,000 | 799 |
| Total bank equity capital | $68,830,000 | 799 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,814,000 | 1,994 |
| Surplus | $9,788,000 | 2,027 |
| Undivided profits | $57,228,000 | 548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $184,000 | 5,766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $50,000 | 1,038 |
| Income earned, not collected on loans | $1,440,000 | 1,990 |
| Earning assets | $673,878,000 | 766 |
| Long-term assets (5+ years) | $303,384,000 | 392 |
| Average Assets, year-to-date | $719,088,330 | 767 |
| Average Assets, quarterly | $735,988,000 | 765 |
| Volatile liabilities | $30,257,000 | 3,013 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $47,766,000 | 1,620 |
| Tier 1 (core) risk-based capital | $70,427,000 | 733 |
| Tier 2 risk-based capital | $5,051,000 | 891 |
| Total risk weighted assets | $544,335,000 | 719 |
| Total unused commitments | $47,766,000 | 1,623 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 231 | 681 |
| Assets and Liabilities | ||
| Total Assets: | $728,277,000 | 782 |
| Cash and due from depository institutions | $50,640,000 | 681 |
| Interest-bearing balances | $6,833,000 | 1,014 |
| Securities | $145,919,000 | 896 |
| Federal funds sold & reverse repurchase agreements | $44,100,000 | 314 |
| Net loans & leases | $461,179,000 | 783 |
| Loan loss allowance | $4,954,000 | 942 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,927,000 | 2,032 |
| Other real estate owned | $0 | 681 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $21,512,000 | 714 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $728,277,000 | 782 |
| Total liabilities | $659,130,000 | 778 |
| Total deposits | $653,902,000 | 654 |
| Interest-bearing deposits | $412,752,000 | 885 |
| Deposits held in domestic offices | $653,902,000 | 650 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $5,228,000 | 919 |
| Total equity capital | $69,147,000 | 817 |
| Total bank equity capital | $69,147,000 | 817 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,814,000 | 1,991 |
| Surplus | $9,788,000 | 1,995 |
| Undivided profits | $57,545,000 | 580 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $138,000 | 6,308 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,564,000 | 1,787 |
| Earning assets | $658,031,000 | 787 |
| Long-term assets (5+ years) | $286,874,000 | 395 |
| Average Assets, year-to-date | $706,783,000 | 791 |
| Average Assets, quarterly | $706,783,000 | 791 |
| Volatile liabilities | $30,837,000 | 2,890 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $45,647,000 | 1,636 |
| Tier 1 (core) risk-based capital | $68,571,000 | 747 |
| Tier 2 risk-based capital | $5,016,000 | 896 |
| Total risk weighted assets | $530,853,000 | 728 |
| Total unused commitments | $45,647,000 | 1,640 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 236 | 672 |
| Assets and Liabilities | ||
| Total Assets: | $685,289,000 | 826 |
| Cash and due from depository institutions | $41,693,000 | 672 |
| Interest-bearing balances | $7,590,000 | 835 |
| Securities | $143,106,000 | 937 |
| Federal funds sold & reverse repurchase agreements | $18,500,000 | 605 |
| Net loans & leases | $455,101,000 | 783 |
| Loan loss allowance | $4,947,000 | 945 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,043,000 | 1,961 |
| Other real estate owned | $0 | 672 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $21,846,000 | 713 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $685,289,000 | 826 |
| Total liabilities | $618,423,000 | 817 |
| Total deposits | $612,466,000 | 702 |
| Interest-bearing deposits | $386,189,000 | 945 |
| Deposits held in domestic offices | $612,466,000 | 699 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,957,000 | 826 |
| Total equity capital | $66,866,000 | 827 |
| Total bank equity capital | $66,866,000 | 827 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,814,000 | 2,007 |
| Surplus | $9,788,000 | 1,969 |
| Undivided profits | $55,264,000 | 577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $728,000 | 3,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,519,000 | 1,932 |
| Earning assets | $624,297,000 | 821 |
| Long-term assets (5+ years) | $274,973,000 | 413 |
| Average Assets, year-to-date | $647,930,000 | 846 |
| Average Assets, quarterly | $683,776,000 | 819 |
| Volatile liabilities | $32,305,000 | 2,781 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $46,022,000 | 1,581 |
| Tier 1 (core) risk-based capital | $66,610,000 | 760 |
| Tier 2 risk-based capital | $5,009,000 | 899 |
| Total risk weighted assets | $518,796,000 | 737 |
| Total unused commitments | $46,022,000 | 1,583 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 238 | 681 |
| Assets and Liabilities | ||
| Total Assets: | $682,263,000 | 835 |
| Cash and due from depository institutions | $46,026,000 | 681 |
| Interest-bearing balances | $8,712,000 | 863 |
| Securities | $146,048,000 | 923 |
| Federal funds sold & reverse repurchase agreements | $17,500,000 | 847 |
| Net loans & leases | $447,947,000 | 795 |
| Loan loss allowance | $4,812,000 | 972 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,415,000 | 2,204 |
| Other real estate owned | $0 | 681 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $20,327,000 | 770 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $682,263,000 | 835 |
| Total liabilities | $615,098,000 | 837 |
| Total deposits | $610,229,000 | 711 |
| Interest-bearing deposits | $386,338,000 | 966 |
| Deposits held in domestic offices | $610,229,000 | 708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,869,000 | 981 |
| Total equity capital | $67,165,000 | 831 |
| Total bank equity capital | $67,165,000 | 831 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,814,000 | 2,009 |
| Surplus | $9,788,000 | 1,941 |
| Undivided profits | $55,563,000 | 579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $981,000 | 2,912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,410,000 | 2,236 |
| Earning assets | $620,207,000 | 840 |
| Long-term assets (5+ years) | $255,805,000 | 447 |
| Average Assets, year-to-date | $638,590,250 | 866 |
| Average Assets, quarterly | $665,480,500 | 851 |
| Volatile liabilities | $34,193,000 | 2,627 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $49,236,000 | 1,475 |
| Tier 1 (core) risk-based capital | $66,489,000 | 756 |
| Tier 2 risk-based capital | $4,878,000 | 918 |
| Total risk weighted assets | $509,761,000 | 756 |
| Total unused commitments | $49,236,000 | 1,481 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 208 | 789 |
| Assets and Liabilities | ||
| Total Assets: | $648,698,000 | 865 |
| Cash and due from depository institutions | $43,259,000 | 789 |
| Interest-bearing balances | $8,514,000 | 972 |
| Securities | $90,934,000 | 1,404 |
| Federal funds sold & reverse repurchase agreements | $29,500,000 | 535 |
| Net loans & leases | $460,449,000 | 768 |
| Loan loss allowance | $4,665,000 | 977 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,500,000 | 2,117 |
| Other real estate owned | $0 | 789 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $20,056,000 | 752 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $648,698,000 | 865 |
| Total liabilities | $583,771,000 | 865 |
| Total deposits | $579,916,000 | 744 |
| Interest-bearing deposits | $365,717,000 | 999 |
| Deposits held in domestic offices | $579,916,000 | 741 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,855,000 | 1,223 |
| Total equity capital | $64,927,000 | 858 |
| Total bank equity capital | $64,927,000 | 858 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,814,000 | 2,007 |
| Surplus | $9,788,000 | 1,902 |
| Undivided profits | $53,325,000 | 615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,726,000 | 1,858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,678,000 | 1,726 |
| Earning assets | $589,397,000 | 875 |
| Long-term assets (5+ years) | $248,572,000 | 439 |
| Average Assets, year-to-date | $624,032,670 | 877 |
| Average Assets, quarterly | $636,997,500 | 869 |
| Volatile liabilities | $35,190,000 | 2,511 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $45,410,000 | 1,545 |
| Tier 1 (core) risk-based capital | $64,357,000 | 778 |
| Tier 2 risk-based capital | $4,726,000 | 909 |
| Total risk weighted assets | $513,480,000 | 744 |
| Total unused commitments | $45,410,000 | 1,551 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 206 | 778 |
| Assets and Liabilities | ||
| Total Assets: | $625,297,000 | 883 |
| Cash and due from depository institutions | $37,877,000 | 778 |
| Interest-bearing balances | $6,437,000 | 1,238 |
| Securities | $84,027,000 | 1,493 |
| Federal funds sold & reverse repurchase agreements | $34,200,000 | 470 |
| Net loans & leases | $448,842,000 | 776 |
| Loan loss allowance | $4,548,000 | 999 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,703,000 | 1,997 |
| Other real estate owned | $0 | 778 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $15,648,000 | 915 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $625,297,000 | 883 |
| Total liabilities | $566,452,000 | 874 |
| Total deposits | $561,822,000 | 754 |
| Interest-bearing deposits | $354,282,000 | 1,030 |
| Deposits held in domestic offices | $561,822,000 | 751 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,630,000 | 1,089 |
| Total equity capital | $58,845,000 | 925 |
| Total bank equity capital | $58,845,000 | 925 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,814,000 | 2,017 |
| Surplus | $5,788,000 | 2,919 |
| Undivided profits | $51,243,000 | 618 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,413,000 | 2,178 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,708,000 | 1,724 |
| Earning assets | $573,506,000 | 891 |
| Long-term assets (5+ years) | $247,920,000 | 431 |
| Average Assets, year-to-date | $611,700,000 | 888 |
| Average Assets, quarterly | $611,700,000 | 888 |
| Volatile liabilities | $37,449,000 | 2,349 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $53,939,000 | 1,308 |
| Tier 1 (core) risk-based capital | $58,414,000 | 848 |
| Tier 2 risk-based capital | $4,620,000 | 918 |
| Total risk weighted assets | $499,049,000 | 752 |
| Total unused commitments | $53,939,000 | 1,319 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 211 | 764 |
| Assets and Liabilities | ||
| Total Assets: | $598,103,000 | 903 |
| Cash and due from depository institutions | $40,587,000 | 764 |
| Interest-bearing balances | $7,922,000 | 991 |
| Securities | $72,465,000 | 1,694 |
| Federal funds sold & reverse repurchase agreements | $26,300,000 | 533 |
| Net loans & leases | $438,059,000 | 782 |
| Loan loss allowance | $4,619,000 | 961 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,793,000 | 1,929 |
| Other real estate owned | $387,000 | 764 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $15,512,000 | 901 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $598,103,000 | 903 |
| Total liabilities | $541,414,000 | 890 |
| Total deposits | $536,734,000 | 768 |
| Interest-bearing deposits | $337,777,000 | 1,063 |
| Deposits held in domestic offices | $536,734,000 | 765 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,680,000 | 1,042 |
| Total equity capital | $56,689,000 | 933 |
| Total bank equity capital | $56,689,000 | 933 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,814,000 | 2,012 |
| Surplus | $5,788,000 | 2,874 |
| Undivided profits | $49,087,000 | 640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,460,000 | 2,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,635,000 | 1,900 |
| Earning assets | $544,746,000 | 912 |
| Long-term assets (5+ years) | $232,313,000 | 442 |
| Average Assets, year-to-date | $574,741,200 | 884 |
| Average Assets, quarterly | $595,950,500 | 892 |
| Volatile liabilities | $39,925,000 | 2,208 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $56,633,000 | 1,225 |
| Tier 1 (core) risk-based capital | $56,241,000 | 859 |
| Tier 2 risk-based capital | $4,619,000 | 900 |
| Total risk weighted assets | $484,503,000 | 761 |
| Total unused commitments | $56,633,000 | 1,227 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 203 | 791 |
| Assets and Liabilities | ||
| Total Assets: | $550,043,000 | 936 |
| Cash and due from depository institutions | $35,030,000 | 791 |
| Interest-bearing balances | $13,258,000 | 510 |
| Securities | $77,425,000 | 1,458 |
| Federal funds sold & reverse repurchase agreements | $8,475,000 | 1,733 |
| Net loans & leases | $404,916,000 | 821 |
| Loan loss allowance | $4,205,000 | 992 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,587,000 | 1,588 |
| Other real estate owned | $2,182,000 | 791 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $16,428,000 | 831 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $550,043,000 | 936 |
| Total liabilities | $498,892,000 | 926 |
| Total deposits | $475,700,000 | 829 |
| Interest-bearing deposits | $313,556,000 | 1,097 |
| Deposits held in domestic offices | $475,700,000 | 826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $19,000,000 | 1,472 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,192,000 | 1,111 |
| Total equity capital | $51,151,000 | 956 |
| Total bank equity capital | $51,151,000 | 956 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,814,000 | 2,041 |
| Surplus | $5,788,000 | 2,765 |
| Undivided profits | $43,549,000 | 646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,751,000 | 1,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,749,000 | 1,900 |
| Earning assets | $504,074,000 | 931 |
| Long-term assets (5+ years) | $237,203,000 | 453 |
| Average Assets, year-to-date | $523,355,800 | 938 |
| Average Assets, quarterly | $543,947,000 | 937 |
| Volatile liabilities | $61,005,000 | 1,496 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $19,000,000 | 1,354 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $52,368,000 | 1,215 |
| Tier 1 (core) risk-based capital | $50,846,000 | 893 |
| Tier 2 risk-based capital | $4,205,000 | 945 |
| Total risk weighted assets | $448,432,000 | 778 |
| Total unused commitments | $52,368,000 | 1,220 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 202 | 785 |
| Assets and Liabilities | ||
| Total Assets: | $505,737,000 | 968 |
| Cash and due from depository institutions | $34,191,000 | 785 |
| Interest-bearing balances | $8,005,000 | 571 |
| Securities | $59,438,000 | 1,850 |
| Federal funds sold & reverse repurchase agreements | $22,000,000 | 559 |
| Net loans & leases | $364,782,000 | 887 |
| Loan loss allowance | $3,692,000 | 1,087 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,986,000 | 1,180 |
| Other real estate owned | $2,163,000 | 785 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $16,177,000 | 688 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $505,737,000 | 968 |
| Total liabilities | $457,816,000 | 966 |
| Total deposits | $454,266,000 | 845 |
| Interest-bearing deposits | $307,184,000 | 1,080 |
| Deposits held in domestic offices | $454,266,000 | 842 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,550,000 | 1,282 |
| Total equity capital | $47,921,000 | 966 |
| Total bank equity capital | $47,921,000 | 966 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,814,000 | 2,069 |
| Surplus | $5,788,000 | 2,691 |
| Undivided profits | $40,319,000 | 674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,336,000 | 1,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,119,000 | 1,169 |
| Earning assets | $454,225,000 | 992 |
| Long-term assets (5+ years) | $171,724,000 | 567 |
| Average Assets, year-to-date | $485,706,400 | 954 |
| Average Assets, quarterly | $500,795,500 | 962 |
| Volatile liabilities | $58,801,000 | 1,515 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $47,381,000 | 1,216 |
| Tier 1 (core) risk-based capital | $47,791,000 | 911 |
| Tier 2 risk-based capital | $3,692,000 | 1,035 |
| Total risk weighted assets | $418,311,300 | 812 |
| Total unused commitments | $47,381,000 | 1,218 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 228 | 738 |
| Assets and Liabilities | ||
| Total Assets: | $458,551,000 | 1,047 |
| Cash and due from depository institutions | $31,181,000 | 738 |
| Interest-bearing balances | $7,919,000 | 520 |
| Securities | $61,308,000 | 1,867 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 2,513 |
| Net loans & leases | $339,533,000 | 932 |
| Loan loss allowance | $6,102,000 | 698 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,749,000 | 1,227 |
| Other real estate owned | $1,714,000 | 738 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $14,466,000 | 753 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $458,551,000 | 1,047 |
| Total liabilities | $410,816,000 | 1,063 |
| Total deposits | $397,989,000 | 933 |
| Interest-bearing deposits | $264,137,000 | 1,229 |
| Deposits held in domestic offices | $397,989,000 | 928 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,819,000 | 2,175 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $4,008,000 | 1,104 |
| Total equity capital | $47,735,000 | 942 |
| Total bank equity capital | $47,735,000 | 942 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,814,000 | 2,099 |
| Surplus | $5,788,000 | 2,651 |
| Undivided profits | $40,133,000 | 632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,270,000 | 437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $59,000 | 1,047 |
| Income earned, not collected on loans | $1,766,000 | 1,194 |
| Earning assets | $412,360,000 | 1,065 |
| Long-term assets (5+ years) | $171,995,000 | 615 |
| Average Assets, year-to-date | $466,275,400 | 987 |
| Average Assets, quarterly | $463,032,500 | 1,033 |
| Volatile liabilities | $49,227,000 | 1,671 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $48,503,000 | 1,221 |
| Tier 1 (core) risk-based capital | $48,136,000 | 909 |
| Tier 2 risk-based capital | $4,855,900 | 794 |
| Total risk weighted assets | $386,789,600 | 844 |
| Total unused commitments | $48,503,000 | 1,223 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 236 | 721 |
| Assets and Liabilities | ||
| Total Assets: | $468,814,000 | 1,000 |
| Cash and due from depository institutions | $39,428,000 | 721 |
| Interest-bearing balances | $14,946,000 | 379 |
| Securities | $98,995,000 | 1,165 |
| Federal funds sold & reverse repurchase agreements | $18,000,000 | 895 |
| Net loans & leases | $289,007,000 | 998 |
| Loan loss allowance | $5,576,000 | 732 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,937,000 | 1,124 |
| Other real estate owned | $2,876,000 | 721 |
| Goodwill and other intangibles | $1,000 | 3,415 |
| All other assets | $13,570,000 | 710 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $468,814,000 | 1,000 |
| Total liabilities | $421,386,000 | 1,000 |
| Total deposits | $416,940,000 | 886 |
| Interest-bearing deposits | $361,819,000 | 871 |
| Deposits held in domestic offices | $416,940,000 | 883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $74,000 | 4,864 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,372,000 | 1,071 |
| Total equity capital | $47,428,000 | 954 |
| Total bank equity capital | $47,428,000 | 954 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,814,000 | 2,056 |
| Surplus | $5,788,000 | 2,512 |
| Undivided profits | $39,826,000 | 642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,384,000 | 464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,581,000 | 1,310 |
| Earning assets | $420,948,000 | 1,019 |
| Long-term assets (5+ years) | $112,109,000 | 808 |
| Average Assets, year-to-date | $455,863,600 | 979 |
| Average Assets, quarterly | $467,307,000 | 989 |
| Volatile liabilities | $43,059,000 | 1,593 |
| Insider loans | $2,000 | 9,278 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $491,000 | 1,272 |
| Unused loan commitments | $48,807,000 | 1,147 |
| Tier 1 (core) risk-based capital | $47,298,000 | 890 |
| Tier 2 risk-based capital | $4,449,080 | 813 |
| Total risk weighted assets | $354,512,580 | 848 |
| Total unused commitments | $48,807,000 | 1,151 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 248 | 707 |
| Assets and Liabilities | ||
| Total Assets: | $435,089,000 | 1,089 |
| Cash and due from depository institutions | $46,715,000 | 707 |
| Interest-bearing balances | $7,915,000 | 563 |
| Securities | $45,819,000 | 2,484 |
| Federal funds sold & reverse repurchase agreements | $30,550,000 | 442 |
| Net loans & leases | $291,380,000 | 1,020 |
| Loan loss allowance | $5,165,000 | 810 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $7,669,000 | 974 |
| Other real estate owned | $2,906,000 | 707 |
| Goodwill and other intangibles | $9,000 | 3,399 |
| All other assets | $10,041,000 | 871 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $435,089,000 | 1,089 |
| Total liabilities | $393,959,000 | 1,090 |
| Total deposits | $390,297,000 | 974 |
| Interest-bearing deposits | $263,643,000 | 1,235 |
| Deposits held in domestic offices | $390,297,000 | 967 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $123,000 | 4,699 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,539,000 | 1,288 |
| Total equity capital | $41,130,000 | 1,098 |
| Total bank equity capital | $41,130,000 | 1,098 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,814,000 | 2,058 |
| Surplus | $4,888,000 | 2,841 |
| Undivided profits | $34,428,000 | 746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,465,000 | 330 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $18,000 | 1,506 |
| Income earned, not collected on loans | $1,964,000 | 1,104 |
| Earning assets | $375,664,000 | 1,142 |
| Long-term assets (5+ years) | $102,977,000 | 752 |
| Average Assets, year-to-date | $421,914,200 | 1,077 |
| Average Assets, quarterly | $430,924,500 | 1,087 |
| Volatile liabilities | $50,953,000 | 1,394 |
| Insider loans | $2,000 | 9,754 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $201,000 | 1,305 |
| Unused loan commitments | $52,746,000 | 1,048 |
| Tier 1 (core) risk-based capital | $41,099,000 | 1,029 |
| Tier 2 risk-based capital | $4,139,150 | 838 |
| Total risk weighted assets | $329,786,250 | 910 |
| Total unused commitments | $52,746,000 | 1,052 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 257 | 725 |
| Assets and Liabilities | ||
| Total Assets: | $410,017,000 | 1,191 |
| Cash and due from depository institutions | $37,630,000 | 725 |
| Interest-bearing balances | $3,957,000 | 982 |
| Securities | $44,802,000 | 2,699 |
| Federal funds sold & reverse repurchase agreements | $14,900,000 | 862 |
| Net loans & leases | $289,872,000 | 1,049 |
| Loan loss allowance | $4,744,000 | 910 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,265,000 | 1,067 |
| Other real estate owned | $4,376,000 | 725 |
| Goodwill and other intangibles | $17,000 | 3,158 |
| All other assets | $11,155,000 | 829 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $410,017,000 | 1,191 |
| Total liabilities | $374,815,000 | 1,184 |
| Total deposits | $371,289,000 | 1,054 |
| Interest-bearing deposits | $262,296,000 | 1,270 |
| Deposits held in domestic offices | $371,289,000 | 1,046 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $168,000 | 4,642 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,358,000 | 1,356 |
| Total equity capital | $35,202,000 | 1,283 |
| Total bank equity capital | $35,202,000 | 1,283 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,814,000 | 2,185 |
| Surplus | $3,788,000 | 3,591 |
| Undivided profits | $29,600,000 | 860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,452,000 | 321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,243,000 | 987 |
| Earning assets | $353,531,000 | 1,241 |
| Long-term assets (5+ years) | $65,736,000 | 1,020 |
| Average Assets, year-to-date | $400,699,200 | 1,165 |
| Average Assets, quarterly | $407,905,500 | 1,178 |
| Volatile liabilities | $58,573,000 | 1,250 |
| Insider loans | $41,000 | 9,614 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $631,000 | 896 |
| Unused loan commitments | $33,900,000 | 1,407 |
| Tier 1 (core) risk-based capital | $35,214,000 | 1,213 |
| Tier 2 risk-based capital | $4,139,730 | 863 |
| Total risk weighted assets | $330,219,730 | 933 |
| Total unused commitments | $33,900,000 | 1,416 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 255 | 758 |
| Assets and Liabilities | ||
| Total Assets: | $394,465,000 | 1,225 |
| Cash and due from depository institutions | $32,616,000 | 758 |
| Interest-bearing balances | $6,338,000 | 767 |
| Securities | $41,984,000 | 2,996 |
| Federal funds sold & reverse repurchase agreements | $41,750,000 | 391 |
| Net loans & leases | $257,496,000 | 1,154 |
| Loan loss allowance | $3,643,000 | 1,180 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $7,311,000 | 1,037 |
| Other real estate owned | $3,584,000 | 758 |
| Goodwill and other intangibles | $25,000 | 2,825 |
| All other assets | $9,699,000 | 961 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $394,465,000 | 1,225 |
| Total liabilities | $364,407,000 | 1,207 |
| Total deposits | $361,345,000 | 1,098 |
| Interest-bearing deposits | $264,635,000 | 1,293 |
| Deposits held in domestic offices | $361,345,000 | 1,088 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $208,000 | 3,995 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,854,000 | 1,593 |
| Total equity capital | $30,058,000 | 1,508 |
| Total bank equity capital | $30,058,000 | 1,508 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,814,000 | 2,239 |
| Surplus | $2,788,000 | 4,451 |
| Undivided profits | $25,456,000 | 1,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,076,000 | 353 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,205,000 | 1,037 |
| Earning assets | $347,568,000 | 1,262 |
| Long-term assets (5+ years) | $24,707,000 | 2,135 |
| Average Assets, year-to-date | $366,720,400 | 1,264 |
| Average Assets, quarterly | $391,007,500 | 1,220 |
| Volatile liabilities | $62,171,000 | 1,113 |
| Insider loans | $83,000 | 9,405 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $734,000 | 915 |
| Unused loan commitments | $35,642,000 | 1,310 |
| Tier 1 (core) risk-based capital | $29,307,000 | 1,471 |
| Tier 2 risk-based capital | $3,643,000 | 962 |
| Total risk weighted assets | $299,325,900 | 1,006 |
| Total unused commitments | $35,642,000 | 1,319 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 219 | 900 |
| Assets and Liabilities | ||
| Total Assets: | $329,892,000 | 1,404 |
| Cash and due from depository institutions | $29,713,000 | 900 |
| Interest-bearing balances | $495,000 | 3,361 |
| Securities | $30,727,000 | 4,187 |
| Federal funds sold & reverse repurchase agreements | $7,450,000 | 1,250 |
| Net loans & leases | $245,856,000 | 1,171 |
| Loan loss allowance | $3,145,000 | 1,335 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $6,583,000 | 1,103 |
| Other real estate owned | $2,165,000 | 900 |
| Goodwill and other intangibles | $67,000 | 2,448 |
| All other assets | $7,331,000 | 1,219 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $329,892,000 | 1,404 |
| Total liabilities | $304,511,000 | 1,384 |
| Total deposits | $301,681,000 | 1,252 |
| Interest-bearing deposits | $223,837,000 | 1,476 |
| Deposits held in domestic offices | $301,681,000 | 1,242 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $245,000 | 4,296 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,585,000 | 1,468 |
| Total equity capital | $25,381,000 | 1,641 |
| Total bank equity capital | $25,381,000 | 1,641 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,814,000 | 2,297 |
| Surplus | $1,989,000 | 5,693 |
| Undivided profits | $21,578,000 | 1,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,070,000 | 440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,132,000 | 926 |
| Earning assets | $284,528,000 | 1,483 |
| Long-term assets (5+ years) | $10,075,000 | 4,098 |
| Average Assets, year-to-date | $307,683,000 | 1,461 |
| Average Assets, quarterly | $327,020,000 | 1,402 |
| Volatile liabilities | $51,294,000 | 1,242 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $54,000 | 1,346 |
| Unused loan commitments | $50,608,000 | 973 |
| Tier 1 (core) risk-based capital | $25,319,000 | 1,634 |
| Tier 2 risk-based capital | $3,145,000 | 1,066 |
| Total risk weighted assets | $262,070,300 | 1,102 |
| Total unused commitments | $50,608,000 | 982 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 202 | 1,022 |
| Assets and Liabilities | ||
| Total Assets: | $279,574,000 | 1,668 |
| Cash and due from depository institutions | $17,626,000 | 1,022 |
| Interest-bearing balances | $1,868,000 | 2,500 |
| Securities | $43,953,000 | 3,177 |
| Federal funds sold & reverse repurchase agreements | $9,900,000 | 1,381 |
| Net loans & leases | $191,892,000 | 1,440 |
| Loan loss allowance | $2,328,000 | 1,834 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $6,353,000 | 1,145 |
| Other real estate owned | $4,044,000 | 1,022 |
| Goodwill and other intangibles | $167,000 | 1,932 |
| All other assets | $5,639,000 | 1,446 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $279,574,000 | 1,668 |
| Total liabilities | $256,434,000 | 1,669 |
| Total deposits | $254,674,000 | 1,561 |
| Interest-bearing deposits | $193,270,000 | 1,798 |
| Deposits held in domestic offices | $254,674,000 | 1,548 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $278,000 | 3,831 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,482,000 | 2,321 |
| Total equity capital | $23,140,000 | 1,766 |
| Total bank equity capital | $23,140,000 | 1,766 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,814,000 | 2,341 |
| Surplus | $1,988,000 | 5,692 |
| Undivided profits | $19,338,000 | 1,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,552,000 | 613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,457,000 | 1,165 |
| Earning assets | $247,613,000 | 1,719 |
| Long-term assets (5+ years) | $8,685,000 | 4,758 |
| Average Assets, year-to-date | $275,062,000 | 1,653 |
| Average Assets, quarterly | $279,696,000 | 1,658 |
| Volatile liabilities | $38,277,000 | 1,458 |
| Insider loans | $2,799,000 | 1,488 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,354,000 | 933 |
| Unused loan commitments | $45,632,000 | 1,044 |
| Tier 1 (core) risk-based capital | $22,973,000 | 1,724 |
| Tier 2 risk-based capital | $2,328,000 | 1,377 |
| Total risk weighted assets | $206,442,500 | 1,358 |
| Total unused commitments | $45,632,000 | 1,069 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 197 | 1,086 |
| Assets and Liabilities | ||
| Total Assets: | $265,758,000 | 1,807 |
| Cash and due from depository institutions | $25,519,000 | 1,086 |
| Interest-bearing balances | $3,257,000 | 1,989 |
| Securities | $30,338,000 | 4,412 |
| Federal funds sold & reverse repurchase agreements | $8,600,000 | 1,924 |
| Net loans & leases | $186,033,000 | 1,525 |
| Loan loss allowance | $2,168,000 | 1,990 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,881,000 | 1,496 |
| Other real estate owned | $4,540,000 | 1,086 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $5,847,000 | 1,456 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $265,758,000 | 1,807 |
| Total liabilities | $245,044,000 | 1,807 |
| Total deposits | $242,848,000 | 1,719 |
| Interest-bearing deposits | $190,412,000 | 1,889 |
| Deposits held in domestic offices | $242,848,000 | 1,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $308,000 | 3,545 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,888,000 | 1,969 |
| Total equity capital | $20,714,000 | 1,884 |
| Total bank equity capital | $20,714,000 | 1,884 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,814,000 | 2,432 |
| Surplus | $1,988,000 | 5,609 |
| Undivided profits | $16,912,000 | 1,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,434,000 | 933 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,464,000 | 1,305 |
| Earning assets | $228,228,000 | 1,903 |
| Long-term assets (5+ years) | $12,875,000 | 3,642 |
| Average Assets, year-to-date | $266,593,800 | 1,760 |
| Average Assets, quarterly | $267,974,000 | 1,784 |
| Volatile liabilities | $47,403,000 | 1,231 |
| Insider loans | $48,000 | 7,234 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $32,493,000 | 1,285 |
| Tier 1 (core) risk-based capital | $20,714,000 | 1,834 |
| Tier 2 risk-based capital | $2,168,000 | 1,477 |
| Total risk weighted assets | $204,516,600 | 1,421 |
| Total unused commitments | $32,493,000 | 1,298 |
| Derivatives | $0 | 651 |