Home > Folsom Lake Bank > Income and Expense
Folsom Lake Bank, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,386,000 | 3,103 |
| Total interest expense | $542,000 | 3,080 |
| Net interest income | $4,844,000 | 3,065 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $158,000 | 4,870 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $29,000 | 5,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 4,407 |
| Total noninterest expense | $7,022,000 | 2,026 |
| Salaries and employee benefits | $4,344,000 | 1,871 |
| Premises and equipment expense | $434,000 | 3,020 |
| Additional noninterest expense | $2,244,000 | 1,941 |
| Pre-tax net operating income | $-2,020,000 | 5,711 |
| Securities gains (losses) | $246,000 | 325 |
| Applicable income taxes | $-625,000 | 5,709 |
| Income before extraordinary items | $-1,149,000 | 5,693 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,149,000 | 5,693 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-1,149,000 | 5,693 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 436 |
| Net operating income | $-1,308,900 | 5,696 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,597,000 | 3,087 |
| Total interest expense | $367,000 | 3,029 |
| Net interest income | $3,230,000 | 3,055 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $101,000 | 4,917 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $18,000 | 5,231 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 4,462 |
| Total noninterest expense | $2,947,000 | 2,838 |
| Salaries and employee benefits | $1,449,000 | 3,086 |
| Premises and equipment expense | $286,000 | 3,041 |
| Additional noninterest expense | $1,212,000 | 2,308 |
| Pre-tax net operating income | $384,000 | 4,428 |
| Securities gains (losses) | $177,000 | 304 |
| Applicable income taxes | $231,000 | 2,360 |
| Income before extraordinary items | $330,000 | 4,402 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $330,000 | 4,401 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $330,000 | 4,402 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 519 |
| Net operating income | $216,720 | 4,810 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 3,108 |
| Total interest expense | $178,000 | 3,072 |
| Net interest income | $1,599,000 | 3,080 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $52,000 | 4,941 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $7,000 | 5,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 4,412 |
| Total noninterest expense | $1,190,000 | 3,255 |
| Salaries and employee benefits | $714,000 | 3,159 |
| Premises and equipment expense | $139,000 | 3,138 |
| Additional noninterest expense | $337,000 | 3,472 |
| Pre-tax net operating income | $461,000 | 3,209 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $190,000 | 1,925 |
| Income before extraordinary items | $271,000 | 3,753 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $271,000 | 3,752 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $271,000 | 3,753 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 485 |
| Net operating income | $271,000 | 3,740 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,660,000 | 3,222 |
| Total interest expense | $644,000 | 3,193 |
| Net interest income | $6,016,000 | 3,190 |
| Provision for loan and lease losses | $-50,000 | 5,527 |
| Total noninterest income | $232,000 | 4,933 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $45,000 | 5,239 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $187,000 | 4,416 |
| Total noninterest expense | $4,768,000 | 3,280 |
| Salaries and employee benefits | $2,742,000 | 3,219 |
| Premises and equipment expense | $574,000 | 3,108 |
| Additional noninterest expense | $1,452,000 | 3,415 |
| Pre-tax net operating income | $1,530,000 | 3,486 |
| Securities gains (losses) | $43,000 | 1,936 |
| Applicable income taxes | $564,000 | 2,164 |
| Income before extraordinary items | $1,009,000 | 3,873 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,009,000 | 3,871 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,009,000 | 3,872 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 580 |
| Net operating income | $981,480 | 3,858 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,861,000 | 3,281 |
| Total interest expense | $481,000 | 3,205 |
| Net interest income | $4,380,000 | 3,261 |
| Provision for loan and lease losses | $-50,000 | 5,684 |
| Total noninterest income | $168,000 | 4,998 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $34,000 | 5,295 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $134,000 | 4,525 |
| Total noninterest expense | $3,570,000 | 3,282 |
| Salaries and employee benefits | $2,058,000 | 3,211 |
| Premises and equipment expense | $434,000 | 3,095 |
| Additional noninterest expense | $1,078,000 | 3,445 |
| Pre-tax net operating income | $1,028,000 | 3,679 |
| Securities gains (losses) | $43,000 | 1,874 |
| Applicable income taxes | $404,000 | 2,231 |
| Income before extraordinary items | $667,000 | 4,112 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $667,000 | 4,111 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $667,000 | 4,112 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 543 |
| Net operating income | $639,480 | 4,097 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,247,000 | 3,298 |
| Total interest expense | $309,000 | 3,287 |
| Net interest income | $2,938,000 | 3,264 |
| Provision for loan and lease losses | $-50,000 | 5,807 |
| Total noninterest income | $103,000 | 5,113 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $24,000 | 5,288 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $79,000 | 4,654 |
| Total noninterest expense | $2,343,000 | 3,337 |
| Salaries and employee benefits | $1,348,000 | 3,267 |
| Premises and equipment expense | $278,000 | 3,201 |
| Additional noninterest expense | $717,000 | 3,486 |
| Pre-tax net operating income | $748,000 | 3,559 |
| Securities gains (losses) | $42,000 | 1,555 |
| Applicable income taxes | $325,000 | 2,066 |
| Income before extraordinary items | $465,000 | 4,069 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $465,000 | 4,066 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $465,000 | 4,068 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 536 |
| Net operating income | $438,120 | 4,080 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,655,000 | 3,264 |
| Total interest expense | $150,000 | 3,376 |
| Net interest income | $1,505,000 | 3,215 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $48,000 | 5,175 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $14,000 | 5,188 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $34,000 | 4,801 |
| Total noninterest expense | $1,168,000 | 3,363 |
| Salaries and employee benefits | $685,000 | 3,259 |
| Premises and equipment expense | $135,000 | 3,290 |
| Additional noninterest expense | $348,000 | 3,556 |
| Pre-tax net operating income | $385,000 | 3,464 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $158,000 | 2,054 |
| Income before extraordinary items | $227,000 | 4,073 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $227,000 | 4,070 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $227,000 | 4,071 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 495 |
| Net operating income | $227,000 | 4,007 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,479,000 | 3,284 |
| Total interest expense | $565,000 | 3,504 |
| Net interest income | $5,914,000 | 3,216 |
| Provision for loan and lease losses | $-75,000 | 5,706 |
| Total noninterest income | $137,000 | 5,492 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $37,000 | 5,600 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $100,000 | 5,088 |
| Total noninterest expense | $4,721,000 | 3,353 |
| Salaries and employee benefits | $2,733,000 | 3,216 |
| Premises and equipment expense | $597,000 | 3,109 |
| Additional noninterest expense | $1,391,000 | 3,583 |
| Pre-tax net operating income | $1,405,000 | 3,595 |
| Securities gains (losses) | $14,000 | 2,423 |
| Applicable income taxes | $568,000 | 2,117 |
| Income before extraordinary items | $851,000 | 4,159 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $851,000 | 4,158 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $851,000 | 4,159 |
| Net charge-offs | $-12,000 | 5,230 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 615 |
| Net operating income | $842,040 | 4,128 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,762,000 | 3,361 |
| Total interest expense | $426,000 | 3,547 |
| Net interest income | $4,336,000 | 3,290 |
| Provision for loan and lease losses | $-75,000 | 5,891 |
| Total noninterest income | $119,000 | 5,456 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $28,000 | 5,674 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $91,000 | 4,975 |
| Total noninterest expense | $3,541,000 | 3,383 |
| Salaries and employee benefits | $2,046,000 | 3,246 |
| Premises and equipment expense | $452,000 | 3,137 |
| Additional noninterest expense | $1,043,000 | 3,581 |
| Pre-tax net operating income | $989,000 | 3,761 |
| Securities gains (losses) | $14,000 | 2,190 |
| Applicable income taxes | $397,000 | 2,215 |
| Income before extraordinary items | $606,000 | 4,319 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $606,000 | 4,321 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $606,000 | 4,322 |
| Net charge-offs | $-12,000 | 5,205 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 579 |
| Net operating income | $597,040 | 4,293 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,104,000 | 3,413 |
| Total interest expense | $293,000 | 3,509 |
| Net interest income | $2,811,000 | 3,370 |
| Provision for loan and lease losses | $-75,000 | 6,029 |
| Total noninterest income | $66,000 | 5,639 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $20,000 | 5,676 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $46,000 | 5,237 |
| Total noninterest expense | $2,325,000 | 3,441 |
| Salaries and employee benefits | $1,329,000 | 3,310 |
| Premises and equipment expense | $298,000 | 3,183 |
| Additional noninterest expense | $698,000 | 3,592 |
| Pre-tax net operating income | $627,000 | 3,826 |
| Securities gains (losses) | $14,000 | 1,877 |
| Applicable income taxes | $233,000 | 2,329 |
| Income before extraordinary items | $408,000 | 4,269 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $408,000 | 4,271 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $408,000 | 4,272 |
| Net charge-offs | $-12,000 | 5,310 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 568 |
| Net operating income | $399,040 | 4,244 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,461,000 | 3,551 |
| Total interest expense | $142,000 | 3,594 |
| Net interest income | $1,319,000 | 3,515 |
| Provision for loan and lease losses | $-75,000 | 6,182 |
| Total noninterest income | $10,000 | 6,210 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $11,000 | 5,619 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-1,000 | 6,292 |
| Total noninterest expense | $1,160,000 | 3,466 |
| Salaries and employee benefits | $666,000 | 3,338 |
| Premises and equipment expense | $147,000 | 3,236 |
| Additional noninterest expense | $347,000 | 3,616 |
| Pre-tax net operating income | $244,000 | 4,178 |
| Securities gains (losses) | $14,000 | 1,369 |
| Applicable income taxes | $95,000 | 2,502 |
| Income before extraordinary items | $163,000 | 4,583 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $163,000 | 4,585 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $163,000 | 4,587 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 546 |
| Net operating income | $154,040 | 4,579 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,542,000 | 3,704 |
| Total interest expense | $505,000 | 3,990 |
| Net interest income | $5,037,000 | 3,627 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $170,000 | 5,556 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $23,000 | 6,101 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $147,000 | 4,875 |
| Total noninterest expense | $4,379,000 | 3,617 |
| Salaries and employee benefits | $2,491,000 | 3,484 |
| Premises and equipment expense | $501,000 | 3,627 |
| Additional noninterest expense | $1,387,000 | 3,714 |
| Pre-tax net operating income | $828,000 | 4,430 |
| Securities gains (losses) | $34,000 | 1,996 |
| Applicable income taxes | $-353,000 | 6,356 |
| Income before extraordinary items | $1,215,000 | 3,598 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,215,000 | 3,599 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,215,000 | 3,600 |
| Net charge-offs | $53,000 | 3,719 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 625 |
| Net operating income | $1,181,000 | 3,618 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,090,000 | 3,775 |
| Total interest expense | $369,000 | 4,108 |
| Net interest income | $3,721,000 | 3,689 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $125,000 | 5,648 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $19,000 | 6,147 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $106,000 | 4,971 |
| Total noninterest expense | $3,175,000 | 3,713 |
| Salaries and employee benefits | $1,812,000 | 3,558 |
| Premises and equipment expense | $355,000 | 3,811 |
| Additional noninterest expense | $1,008,000 | 3,809 |
| Pre-tax net operating income | $671,000 | 4,433 |
| Securities gains (losses) | $11,000 | 2,296 |
| Applicable income taxes | $-40,000 | 6,362 |
| Income before extraordinary items | $722,000 | 4,078 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $722,000 | 4,079 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $722,000 | 4,079 |
| Net charge-offs | $-7,000 | 5,535 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 593 |
| Net operating income | $711,000 | 4,051 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,634,000 | 3,878 |
| Total interest expense | $238,000 | 4,211 |
| Net interest income | $2,396,000 | 3,788 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $81,000 | 5,706 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $11,000 | 6,231 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $70,000 | 4,993 |
| Total noninterest expense | $2,051,000 | 3,822 |
| Salaries and employee benefits | $1,168,000 | 3,674 |
| Premises and equipment expense | $239,000 | 3,816 |
| Additional noninterest expense | $644,000 | 3,937 |
| Pre-tax net operating income | $426,000 | 4,428 |
| Securities gains (losses) | $11,000 | 1,900 |
| Applicable income taxes | $-40,000 | 6,455 |
| Income before extraordinary items | $477,000 | 4,035 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $477,000 | 4,040 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $477,000 | 4,040 |
| Net charge-offs | $-2,000 | 5,209 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 552 |
| Net operating income | $466,000 | 4,018 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,315,000 | 3,903 |
| Total interest expense | $112,000 | 4,392 |
| Net interest income | $1,203,000 | 3,786 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $40,000 | 5,727 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $6,000 | 6,247 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $34,000 | 5,012 |
| Total noninterest expense | $1,015,000 | 3,864 |
| Salaries and employee benefits | $574,000 | 3,749 |
| Premises and equipment expense | $120,000 | 3,836 |
| Additional noninterest expense | $321,000 | 3,957 |
| Pre-tax net operating income | $228,000 | 4,254 |
| Securities gains (losses) | $4,000 | 1,399 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $232,000 | 3,995 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $232,000 | 3,997 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $232,000 | 3,997 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 518 |
| Net operating income | $228,000 | 3,988 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,036,000 | 4,058 |
| Total interest expense | $512,000 | 4,409 |
| Net interest income | $4,524,000 | 3,959 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $132,000 | 6,005 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $26,000 | 6,345 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $106,000 | 5,319 |
| Total noninterest expense | $3,870,000 | 4,005 |
| Salaries and employee benefits | $2,078,000 | 3,985 |
| Premises and equipment expense | $469,000 | 3,867 |
| Additional noninterest expense | $1,323,000 | 3,958 |
| Pre-tax net operating income | $786,000 | 4,432 |
| Securities gains (losses) | $193,000 | 914 |
| Applicable income taxes | $-64,000 | 6,433 |
| Income before extraordinary items | $1,043,000 | 3,812 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,043,000 | 3,816 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,043,000 | 3,816 |
| Net charge-offs | $-2,000 | 5,912 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 526 |
| Net operating income | $850,000 | 4,127 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,750,000 | 4,105 |
| Total interest expense | $394,000 | 4,446 |
| Net interest income | $3,356,000 | 4,010 |
| Provision for loan and lease losses | $40,000 | 4,137 |
| Total noninterest income | $101,000 | 6,070 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $19,000 | 6,420 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $82,000 | 5,378 |
| Total noninterest expense | $2,856,000 | 4,060 |
| Salaries and employee benefits | $1,510,000 | 4,072 |
| Premises and equipment expense | $351,000 | 3,927 |
| Additional noninterest expense | $995,000 | 3,953 |
| Pre-tax net operating income | $561,000 | 4,613 |
| Securities gains (losses) | $116,000 | 1,120 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $677,000 | 4,109 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $677,000 | 4,112 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $677,000 | 4,113 |
| Net charge-offs | $-2,000 | 5,787 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $97,000 | 465 |
| Net operating income | $561,000 | 4,345 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,477,000 | 4,140 |
| Total interest expense | $273,000 | 4,420 |
| Net interest income | $2,204,000 | 4,051 |
| Provision for loan and lease losses | $40,000 | 3,782 |
| Total noninterest income | $83,000 | 5,896 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $13,000 | 6,447 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $70,000 | 5,155 |
| Total noninterest expense | $1,890,000 | 4,088 |
| Salaries and employee benefits | $988,000 | 4,147 |
| Premises and equipment expense | $235,000 | 3,919 |
| Additional noninterest expense | $667,000 | 3,949 |
| Pre-tax net operating income | $357,000 | 4,644 |
| Securities gains (losses) | $62,000 | 1,389 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $419,000 | 4,246 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $419,000 | 4,248 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $419,000 | 4,249 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $83,000 | 402 |
| Net operating income | $357,000 | 4,398 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,188,000 | 4,283 |
| Total interest expense | $142,000 | 4,431 |
| Net interest income | $1,046,000 | 4,216 |
| Provision for loan and lease losses | $20,000 | 3,573 |
| Total noninterest income | $40,000 | 5,936 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $7,000 | 6,447 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 5,215 |
| Total noninterest expense | $913,000 | 4,226 |
| Salaries and employee benefits | $492,000 | 4,198 |
| Premises and equipment expense | $119,000 | 3,917 |
| Additional noninterest expense | $302,000 | 4,198 |
| Pre-tax net operating income | $153,000 | 4,827 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $153,000 | 4,695 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $153,000 | 4,696 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $153,000 | 4,697 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 663 |
| Net operating income | $153,000 | 4,597 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,132,000 | 4,240 |
| Total interest expense | $699,000 | 4,407 |
| Net interest income | $4,433,000 | 4,130 |
| Provision for loan and lease losses | $465,000 | 2,818 |
| Total noninterest income | $-19,000 | 6,856 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $24,000 | 6,617 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-43,000 | 6,675 |
| Total noninterest expense | $3,585,000 | 4,317 |
| Salaries and employee benefits | $1,845,000 | 4,332 |
| Premises and equipment expense | $520,000 | 3,720 |
| Additional noninterest expense | $1,220,000 | 4,316 |
| Pre-tax net operating income | $364,000 | 5,237 |
| Securities gains (losses) | $239,000 | 1,549 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $603,000 | 4,689 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $603,000 | 4,689 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $603,000 | 4,690 |
| Net charge-offs | $525,000 | 2,588 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 784 |
| Net operating income | $364,000 | 5,102 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,893,000 | 4,291 |
| Total interest expense | $528,000 | 4,528 |
| Net interest income | $3,365,000 | 4,167 |
| Provision for loan and lease losses | $400,000 | 2,581 |
| Total noninterest income | $-51,000 | 7,000 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $18,000 | 6,699 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-69,000 | 6,875 |
| Total noninterest expense | $2,676,000 | 4,357 |
| Salaries and employee benefits | $1,389,000 | 4,338 |
| Premises and equipment expense | $360,000 | 3,965 |
| Additional noninterest expense | $927,000 | 4,305 |
| Pre-tax net operating income | $238,000 | 5,536 |
| Securities gains (losses) | $153,000 | 1,648 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $391,000 | 5,005 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $391,000 | 5,006 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $391,000 | 5,006 |
| Net charge-offs | $526,000 | 2,117 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 737 |
| Net operating income | $238,000 | 5,378 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,658,000 | 4,264 |
| Total interest expense | $355,000 | 4,615 |
| Net interest income | $2,303,000 | 4,099 |
| Provision for loan and lease losses | $235,000 | 2,788 |
| Total noninterest income | $-88,000 | 7,096 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $11,000 | 6,769 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-99,000 | 7,004 |
| Total noninterest expense | $1,801,000 | 4,354 |
| Salaries and employee benefits | $923,000 | 4,369 |
| Premises and equipment expense | $248,000 | 3,888 |
| Additional noninterest expense | $630,000 | 4,272 |
| Pre-tax net operating income | $179,000 | 5,422 |
| Securities gains (losses) | $94,000 | 1,647 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $273,000 | 4,940 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $273,000 | 4,943 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $273,000 | 4,943 |
| Net charge-offs | $230,000 | 2,597 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 684 |
| Net operating income | $179,000 | 5,271 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,335,000 | 4,289 |
| Total interest expense | $182,000 | 4,661 |
| Net interest income | $1,153,000 | 4,119 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $-80,000 | 7,196 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $5,000 | 6,835 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-85,000 | 7,143 |
| Total noninterest expense | $901,000 | 4,375 |
| Salaries and employee benefits | $475,000 | 4,334 |
| Premises and equipment expense | $127,000 | 3,851 |
| Additional noninterest expense | $299,000 | 4,396 |
| Pre-tax net operating income | $112,000 | 5,277 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $112,000 | 5,234 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $112,000 | 5,235 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $112,000 | 5,235 |
| Net charge-offs | $-20,000 | 6,878 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 597 |
| Net operating income | $112,000 | 5,091 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,326,000 | 4,386 |
| Total interest expense | $837,000 | 4,818 |
| Net interest income | $4,489,000 | 4,214 |
| Provision for loan and lease losses | $560,000 | 3,297 |
| Total noninterest income | $-167,000 | 7,104 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $23,000 | 6,710 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-190,000 | 6,949 |
| Total noninterest expense | $3,668,000 | 4,367 |
| Salaries and employee benefits | $1,983,000 | 4,193 |
| Premises and equipment expense | $478,000 | 4,157 |
| Additional noninterest expense | $1,207,000 | 4,431 |
| Pre-tax net operating income | $94,000 | 5,789 |
| Securities gains (losses) | $148,000 | 1,726 |
| Applicable income taxes | $-251,000 | 6,958 |
| Income before extraordinary items | $493,000 | 4,687 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $493,000 | 4,690 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $493,000 | 4,689 |
| Net charge-offs | $344,000 | 3,641 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 811 |
| Net operating income | $345,000 | 4,996 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,974,000 | 4,455 |
| Total interest expense | $640,000 | 4,888 |
| Net interest income | $3,334,000 | 4,261 |
| Provision for loan and lease losses | $410,000 | 3,174 |
| Total noninterest income | $-189,000 | 7,235 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $16,000 | 6,773 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-205,000 | 7,127 |
| Total noninterest expense | $2,742,000 | 4,369 |
| Salaries and employee benefits | $1,497,000 | 4,182 |
| Premises and equipment expense | $355,000 | 4,224 |
| Additional noninterest expense | $890,000 | 4,486 |
| Pre-tax net operating income | $-7,000 | 6,154 |
| Securities gains (losses) | $148,000 | 1,439 |
| Applicable income taxes | $-100,000 | 6,999 |
| Income before extraordinary items | $241,000 | 5,312 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $241,000 | 5,312 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $241,000 | 5,312 |
| Net charge-offs | $335,000 | 3,115 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 762 |
| Net operating income | $93,000 | 5,812 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,630,000 | 4,522 |
| Total interest expense | $433,000 | 4,965 |
| Net interest income | $2,197,000 | 4,310 |
| Provision for loan and lease losses | $300,000 | 2,953 |
| Total noninterest income | $-96,000 | 7,295 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $11,000 | 6,807 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-107,000 | 7,210 |
| Total noninterest expense | $1,865,000 | 4,356 |
| Salaries and employee benefits | $1,030,000 | 4,124 |
| Premises and equipment expense | $236,000 | 4,260 |
| Additional noninterest expense | $599,000 | 4,530 |
| Pre-tax net operating income | $-64,000 | 6,354 |
| Securities gains (losses) | $148,000 | 888 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $84,000 | 5,800 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $84,000 | 5,799 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $84,000 | 5,800 |
| Net charge-offs | $262,000 | 2,835 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 693 |
| Net operating income | $-64,000 | 6,396 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,292,000 | 4,586 |
| Total interest expense | $220,000 | 5,039 |
| Net interest income | $1,072,000 | 4,372 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $-112,000 | 7,430 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $6,000 | 6,773 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-118,000 | 7,381 |
| Total noninterest expense | $971,000 | 4,257 |
| Salaries and employee benefits | $553,000 | 3,949 |
| Premises and equipment expense | $119,000 | 4,293 |
| Additional noninterest expense | $299,000 | 4,538 |
| Pre-tax net operating income | $-86,000 | 6,656 |
| Securities gains (losses) | $131,000 | 451 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $45,000 | 5,786 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $45,000 | 5,785 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $45,000 | 5,786 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 628 |
| Net operating income | $-86,000 | 6,674 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,274,000 | 4,668 |
| Total interest expense | $1,209,000 | 4,803 |
| Net interest income | $4,065,000 | 4,548 |
| Provision for loan and lease losses | $450,000 | 4,287 |
| Total noninterest income | $281,000 | 5,489 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,659 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $265,000 | 4,160 |
| Total noninterest expense | $3,747,000 | 4,397 |
| Salaries and employee benefits | $2,037,000 | 4,164 |
| Premises and equipment expense | $493,000 | 4,218 |
| Additional noninterest expense | $1,217,000 | 4,573 |
| Pre-tax net operating income | $149,000 | 5,341 |
| Securities gains (losses) | $78,000 | 2,363 |
| Applicable income taxes | $-128,000 | 6,875 |
| Income before extraordinary items | $355,000 | 4,769 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $355,000 | 4,770 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $355,000 | 4,770 |
| Net charge-offs | $635,000 | 3,315 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $146,000 | 697 |
| Net operating income | $277,000 | 4,877 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,954,000 | 4,761 |
| Total interest expense | $946,000 | 4,835 |
| Net interest income | $3,008,000 | 4,644 |
| Provision for loan and lease losses | $300,000 | 4,314 |
| Total noninterest income | $197,000 | 5,712 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $11,000 | 6,768 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $186,000 | 4,299 |
| Total noninterest expense | $2,822,000 | 4,399 |
| Salaries and employee benefits | $1,538,000 | 4,199 |
| Premises and equipment expense | $375,000 | 4,244 |
| Additional noninterest expense | $909,000 | 4,568 |
| Pre-tax net operating income | $83,000 | 5,680 |
| Securities gains (losses) | $77,000 | 2,147 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $160,000 | 5,475 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $160,000 | 5,476 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $160,000 | 5,477 |
| Net charge-offs | $292,000 | 3,766 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 584 |
| Net operating income | $83,000 | 5,655 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,579,000 | 4,873 |
| Total interest expense | $640,000 | 4,907 |
| Net interest income | $1,939,000 | 4,748 |
| Provision for loan and lease losses | $150,000 | 4,587 |
| Total noninterest income | $120,000 | 5,831 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $7,000 | 6,815 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $113,000 | 4,429 |
| Total noninterest expense | $1,925,000 | 4,348 |
| Salaries and employee benefits | $1,059,000 | 4,122 |
| Premises and equipment expense | $253,000 | 4,249 |
| Additional noninterest expense | $613,000 | 4,529 |
| Pre-tax net operating income | $-16,000 | 6,108 |
| Securities gains (losses) | $77,000 | 1,608 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $61,000 | 5,810 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $61,000 | 5,812 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $61,000 | 5,811 |
| Net charge-offs | $200,000 | 3,542 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $117,000 | 455 |
| Net operating income | $-16,000 | 6,129 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,301,000 | 4,901 |
| Total interest expense | $309,000 | 5,137 |
| Net interest income | $992,000 | 4,712 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $65,000 | 5,755 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $4,000 | 6,875 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $61,000 | 4,353 |
| Total noninterest expense | $989,000 | 4,313 |
| Salaries and employee benefits | $562,000 | 4,007 |
| Premises and equipment expense | $126,000 | 4,352 |
| Additional noninterest expense | $301,000 | 4,577 |
| Pre-tax net operating income | $-7,000 | 6,309 |
| Securities gains (losses) | $52,000 | 1,130 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $45,000 | 5,772 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $45,000 | 5,773 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $45,000 | 5,772 |
| Net charge-offs | $200,000 | 2,434 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 333 |
| Net operating income | $-7,000 | 6,334 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,198,000 | 5,586 |
| Total interest expense | $1,044,000 | 5,940 |
| Net interest income | $3,154,000 | 5,251 |
| Provision for loan and lease losses | $1,769,000 | 2,645 |
| Total noninterest income | $348,000 | 5,363 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $16,000 | 6,954 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $332,000 | 3,841 |
| Total noninterest expense | $3,938,000 | 4,389 |
| Salaries and employee benefits | $2,288,000 | 3,964 |
| Premises and equipment expense | $464,000 | 4,588 |
| Additional noninterest expense | $1,186,000 | 4,784 |
| Pre-tax net operating income | $-2,205,000 | 6,693 |
| Securities gains (losses) | $152,000 | 1,783 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-2,053,000 | 6,773 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,053,000 | 6,770 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,053,000 | 6,771 |
| Net charge-offs | $660,000 | 3,431 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $314,000 | 624 |
| Net operating income | $-2,205,000 | 6,804 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,932,000 | 5,830 |
| Total interest expense | $756,000 | 6,149 |
| Net interest income | $2,176,000 | 5,488 |
| Provision for loan and lease losses | $577,000 | 3,585 |
| Total noninterest income | $243,000 | 5,566 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $12,000 | 6,996 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $231,000 | 4,045 |
| Total noninterest expense | $2,839,000 | 4,502 |
| Salaries and employee benefits | $1,678,000 | 4,055 |
| Premises and equipment expense | $326,000 | 4,819 |
| Additional noninterest expense | $835,000 | 4,953 |
| Pre-tax net operating income | $-997,000 | 6,647 |
| Securities gains (losses) | $120,000 | 1,678 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-877,000 | 6,677 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-877,000 | 6,678 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-877,000 | 6,678 |
| Net charge-offs | $222,000 | 4,135 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $235,000 | 555 |
| Net operating income | $-997,000 | 6,741 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,858,000 | 6,013 |
| Total interest expense | $489,000 | 6,319 |
| Net interest income | $1,369,000 | 5,639 |
| Provision for loan and lease losses | $377,000 | 3,360 |
| Total noninterest income | $156,000 | 5,647 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $8,000 | 7,058 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $148,000 | 4,151 |
| Total noninterest expense | $1,811,000 | 4,670 |
| Salaries and employee benefits | $1,107,000 | 4,115 |
| Premises and equipment expense | $187,000 | 5,250 |
| Additional noninterest expense | $517,000 | 5,161 |
| Pre-tax net operating income | $-663,000 | 6,774 |
| Securities gains (losses) | $120,000 | 1,351 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-543,000 | 6,804 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-543,000 | 6,804 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-543,000 | 6,804 |
| Net charge-offs | $222,000 | 3,305 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $153,000 | 519 |
| Net operating income | $-663,000 | 6,897 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $879,000 | 6,177 |
| Total interest expense | $245,000 | 6,427 |
| Net interest income | $634,000 | 5,862 |
| Provision for loan and lease losses | $300,000 | 2,285 |
| Total noninterest income | $67,000 | 5,917 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $3,000 | 7,123 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $64,000 | 4,408 |
| Total noninterest expense | $863,000 | 4,734 |
| Salaries and employee benefits | $537,000 | 4,228 |
| Premises and equipment expense | $91,000 | 5,354 |
| Additional noninterest expense | $235,000 | 5,120 |
| Pre-tax net operating income | $-462,000 | 7,276 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-462,000 | 7,407 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-462,000 | 7,408 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-462,000 | 7,408 |
| Net charge-offs | $224,000 | 2,054 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 412 |
| Net operating income | $-462,000 | 7,376 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,620,000 | 6,884 |
| Total interest expense | $772,000 | 7,186 |
| Net interest income | $1,848,000 | 6,590 |
| Provision for loan and lease losses | $355,000 | 4,339 |
| Total noninterest income | $99,000 | 7,310 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $9,000 | 7,186 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $90,000 | 6,062 |
| Total noninterest expense | $3,000,000 | 5,110 |
| Salaries and employee benefits | $1,778,000 | 4,833 |
| Premises and equipment expense | $330,000 | 5,566 |
| Additional noninterest expense | $892,000 | 5,166 |
| Pre-tax net operating income | $-1,408,000 | 7,180 |
| Securities gains (losses) | $48,000 | 1,634 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,360,000 | 7,157 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,360,000 | 7,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $284,000 | 680 |
| Net operating income | $-1,408,000 | 7,284 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,807,000 | 7,135 |
| Total interest expense | $524,000 | 7,438 |
| Net interest income | $1,283,000 | 6,801 |
| Provision for loan and lease losses | $265,000 | 3,761 |
| Total noninterest income | $60,000 | 7,629 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $7,000 | 7,231 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $53,000 | 6,516 |
| Total noninterest expense | $2,132,000 | 5,270 |
| Salaries and employee benefits | $1,244,000 | 5,051 |
| Premises and equipment expense | $237,000 | 5,691 |
| Additional noninterest expense | $651,000 | 5,185 |
| Pre-tax net operating income | $-1,054,000 | 7,561 |
| Securities gains (losses) | $14,000 | 2,218 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,040,000 | 7,523 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,040,000 | 7,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $210,000 | 560 |
| Net operating income | $-1,054,000 | 7,644 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,119,000 | 7,307 |
| Total interest expense | $313,000 | 7,668 |
| Net interest income | $806,000 | 6,947 |
| Provision for loan and lease losses | $190,000 | 3,238 |
| Total noninterest income | $21,000 | 8,007 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $5,000 | 7,264 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $16,000 | 7,379 |
| Total noninterest expense | $1,395,000 | 5,360 |
| Salaries and employee benefits | $801,000 | 5,208 |
| Premises and equipment expense | $158,000 | 5,733 |
| Additional noninterest expense | $436,000 | 5,160 |
| Pre-tax net operating income | $-758,000 | 7,771 |
| Securities gains (losses) | $14,000 | 2,273 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-744,000 | 7,863 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-744,000 | 7,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $137,000 | 499 |
| Net operating income | $-758,000 | 7,851 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $510,000 | 7,526 |
| Total interest expense | $133,000 | 7,909 |
| Net interest income | $377,000 | 7,117 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $4,000 | 8,219 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $3,000 | 7,255 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 8,110 |
| Total noninterest expense | $687,000 | 5,427 |
| Salaries and employee benefits | $399,000 | 5,239 |
| Premises and equipment expense | $79,000 | 5,756 |
| Additional noninterest expense | $209,000 | 5,244 |
| Pre-tax net operating income | $-381,000 | 7,985 |
| Securities gains (losses) | $14,000 | 1,798 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-367,000 | 8,049 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-367,000 | 8,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 407 |
| Net operating income | $-381,000 | 8,042 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,063,000 | 8,161 |
| Total interest expense | $141,000 | 8,355 |
| Net interest income | $922,000 | 7,842 |
| Provision for loan and lease losses | $195,000 | 3,917 |
| Total noninterest income | $7,000 | 8,335 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,000 | 7,438 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $5,000 | 8,181 |
| Total noninterest expense | $2,496,000 | 5,613 |
| Salaries and employee benefits | $1,448,000 | 5,420 |
| Premises and equipment expense | $281,000 | 5,943 |
| Additional noninterest expense | $767,000 | 5,481 |
| Pre-tax net operating income | $-1,762,000 | 8,245 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $-1,763,000 | 8,288 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,763,000 | 8,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $15,716,000 | 118 |
| Net operating income | $-1,763,000 | 8,276 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $642,000 | 8,313 |
| Total interest expense | $54,000 | 8,452 |
| Net interest income | $588,000 | 8,053 |
| Provision for loan and lease losses | $150,000 | 3,464 |
| Total noninterest income | $4,000 | 8,387 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,000 | 8,224 |
| Total noninterest expense | $1,735,000 | 5,797 |
| Salaries and employee benefits | $970,000 | 5,736 |
| Premises and equipment expense | $197,000 | 6,112 |
| Additional noninterest expense | $568,000 | 5,466 |
| Pre-tax net operating income | $-1,293,000 | 8,354 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $-1,294,000 | 8,384 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,294,000 | 8,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $15,649,000 | 84 |
| Net operating income | $-1,294,000 | 8,377 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $305,000 | 8,475 |
| Total interest expense | $14,000 | 8,539 |
| Net interest income | $291,000 | 8,328 |
| Provision for loan and lease losses | $75,000 | 3,728 |
| Total noninterest income | $2,000 | 8,471 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,000 | 8,320 |
| Total noninterest expense | $1,115,000 | 5,939 |
| Salaries and employee benefits | $635,000 | 5,834 |
| Premises and equipment expense | $114,000 | 6,495 |
| Additional noninterest expense | $366,000 | 5,561 |
| Pre-tax net operating income | $-897,000 | 8,434 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-897,000 | 8,463 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-897,000 | 8,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $15,575,000 | 59 |
| Net operating income | $-897,000 | 8,454 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.