Home > Focus Business Bank > Income and Expense
Focus Business Bank, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,180,000 | 2,318 |
| Total interest expense | $306,000 | 3,419 |
| Net interest income | $4,874,000 | 2,197 |
| Provision for loan and lease losses | $50,000 | 2,882 |
| Total noninterest income | $1,632,000 | 1,522 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $83,000 | 4,005 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,549,000 | 1,160 |
| Total noninterest expense | $5,768,000 | 1,678 |
| Salaries and employee benefits | $3,156,000 | 1,680 |
| Premises and equipment expense | $488,000 | 2,257 |
| Additional noninterest expense | $2,124,000 | 1,459 |
| Pre-tax net operating income | $688,000 | 3,681 |
| Securities gains (losses) | $2,000 | 2,428 |
| Applicable income taxes | $330,000 | 2,033 |
| Income before extraordinary items | $360,000 | 4,457 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $360,000 | 4,458 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $360,000 | 4,459 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $188,000 | 298 |
| Net operating income | $358,720 | 4,395 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,625,000 | 2,287 |
| Total interest expense | $152,000 | 3,448 |
| Net interest income | $2,473,000 | 2,151 |
| Provision for loan and lease losses | $50,000 | 2,062 |
| Total noninterest income | $1,191,000 | 1,142 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $38,000 | 4,154 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,153,000 | 831 |
| Total noninterest expense | $2,934,000 | 1,660 |
| Salaries and employee benefits | $1,655,000 | 1,613 |
| Premises and equipment expense | $246,000 | 2,279 |
| Additional noninterest expense | $1,033,000 | 1,489 |
| Pre-tax net operating income | $680,000 | 2,464 |
| Securities gains (losses) | $2,000 | 1,821 |
| Applicable income taxes | $279,000 | 1,518 |
| Income before extraordinary items | $403,000 | 3,107 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $403,000 | 3,110 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $403,000 | 3,110 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 256 |
| Net operating income | $401,720 | 3,050 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,432,000 | 2,538 |
| Total interest expense | $686,000 | 3,359 |
| Net interest income | $8,746,000 | 2,425 |
| Provision for loan and lease losses | $300,000 | 1,975 |
| Total noninterest income | $1,798,000 | 2,266 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $164,000 | 4,243 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,634,000 | 1,679 |
| Total noninterest expense | $8,546,000 | 2,189 |
| Salaries and employee benefits | $4,507,000 | 2,250 |
| Premises and equipment expense | $884,000 | 2,475 |
| Additional noninterest expense | $3,155,000 | 1,948 |
| Pre-tax net operating income | $1,698,000 | 3,261 |
| Securities gains (losses) | $125,000 | 1,097 |
| Applicable income taxes | $666,000 | 1,954 |
| Income before extraordinary items | $1,157,000 | 3,699 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,157,000 | 3,699 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,157,000 | 3,701 |
| Net charge-offs | $169,000 | 2,653 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $314,000 | 367 |
| Net operating income | $1,077,000 | 3,779 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,823,000 | 2,629 |
| Total interest expense | $523,000 | 3,372 |
| Net interest income | $6,300,000 | 2,534 |
| Provision for loan and lease losses | $200,000 | 2,067 |
| Total noninterest income | $1,489,000 | 2,124 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $119,000 | 4,344 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,370,000 | 1,558 |
| Total noninterest expense | $6,296,000 | 2,247 |
| Salaries and employee benefits | $3,297,000 | 2,304 |
| Premises and equipment expense | $665,000 | 2,499 |
| Additional noninterest expense | $2,334,000 | 1,971 |
| Pre-tax net operating income | $1,293,000 | 3,292 |
| Securities gains (losses) | $63,000 | 1,298 |
| Applicable income taxes | $519,000 | 1,948 |
| Income before extraordinary items | $837,000 | 3,827 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $837,000 | 3,829 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $837,000 | 3,830 |
| Net charge-offs | $170,000 | 2,172 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $219,000 | 342 |
| Net operating income | $796,680 | 3,871 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,507,000 | 2,655 |
| Total interest expense | $366,000 | 3,314 |
| Net interest income | $4,141,000 | 2,556 |
| Provision for loan and lease losses | $175,000 | 1,769 |
| Total noninterest income | $1,023,000 | 2,061 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $80,000 | 4,330 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $943,000 | 1,509 |
| Total noninterest expense | $4,098,000 | 2,292 |
| Salaries and employee benefits | $2,147,000 | 2,350 |
| Premises and equipment expense | $432,000 | 2,558 |
| Additional noninterest expense | $1,519,000 | 2,003 |
| Pre-tax net operating income | $891,000 | 3,171 |
| Securities gains (losses) | $20,000 | 1,654 |
| Applicable income taxes | $346,000 | 1,921 |
| Income before extraordinary items | $565,000 | 3,736 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $565,000 | 3,741 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $565,000 | 3,743 |
| Net charge-offs | $195,000 | 1,603 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $112,000 | 365 |
| Net operating income | $552,200 | 3,720 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,206,000 | 2,703 |
| Total interest expense | $183,000 | 3,361 |
| Net interest income | $2,023,000 | 2,600 |
| Provision for loan and lease losses | $100,000 | 1,586 |
| Total noninterest income | $512,000 | 2,000 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $35,000 | 4,530 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $477,000 | 1,464 |
| Total noninterest expense | $2,048,000 | 2,286 |
| Salaries and employee benefits | $1,050,000 | 2,402 |
| Premises and equipment expense | $216,000 | 2,603 |
| Additional noninterest expense | $782,000 | 1,922 |
| Pre-tax net operating income | $387,000 | 3,343 |
| Securities gains (losses) | $13,000 | 1,084 |
| Applicable income taxes | $147,000 | 2,026 |
| Income before extraordinary items | $253,000 | 3,833 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $253,000 | 3,836 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $253,000 | 3,836 |
| Net charge-offs | $124,000 | 1,236 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 358 |
| Net operating income | $244,680 | 3,863 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,445,000 | 3,104 |
| Total interest expense | $642,000 | 3,944 |
| Net interest income | $6,803,000 | 2,969 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,569,000 | 2,505 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $119,000 | 4,969 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,450,000 | 1,889 |
| Total noninterest expense | $7,014,000 | 2,625 |
| Salaries and employee benefits | $3,748,000 | 2,632 |
| Premises and equipment expense | $704,000 | 2,953 |
| Additional noninterest expense | $2,562,000 | 2,402 |
| Pre-tax net operating income | $1,358,000 | 3,573 |
| Securities gains (losses) | $9,000 | 2,663 |
| Applicable income taxes | $498,000 | 2,169 |
| Income before extraordinary items | $869,000 | 4,140 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $869,000 | 4,142 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $869,000 | 4,143 |
| Net charge-offs | $-3,000 | 5,962 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $154,000 | 482 |
| Net operating income | $863,240 | 4,110 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,378,000 | 3,220 |
| Total interest expense | $467,000 | 4,092 |
| Net interest income | $4,911,000 | 3,078 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,043,000 | 2,759 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $88,000 | 5,047 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $955,000 | 2,110 |
| Total noninterest expense | $5,161,000 | 2,673 |
| Salaries and employee benefits | $2,754,000 | 2,688 |
| Premises and equipment expense | $489,000 | 3,146 |
| Additional noninterest expense | $1,918,000 | 2,395 |
| Pre-tax net operating income | $793,000 | 4,068 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $238,000 | 2,628 |
| Income before extraordinary items | $555,000 | 4,437 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $555,000 | 4,440 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $555,000 | 4,441 |
| Net charge-offs | $-2,000 | 5,787 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 487 |
| Net operating income | $555,000 | 4,362 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,492,000 | 3,291 |
| Total interest expense | $297,000 | 4,245 |
| Net interest income | $3,195,000 | 3,135 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $596,000 | 3,004 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $52,000 | 5,236 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $544,000 | 2,367 |
| Total noninterest expense | $3,307,000 | 2,766 |
| Salaries and employee benefits | $1,842,000 | 2,700 |
| Premises and equipment expense | $304,000 | 3,324 |
| Additional noninterest expense | $1,161,000 | 2,616 |
| Pre-tax net operating income | $484,000 | 4,198 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $171,000 | 2,568 |
| Income before extraordinary items | $313,000 | 4,683 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $313,000 | 4,685 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $313,000 | 4,686 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 436 |
| Net operating income | $313,000 | 4,576 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,698,000 | 3,394 |
| Total interest expense | $135,000 | 4,535 |
| Net interest income | $1,563,000 | 3,195 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $269,000 | 3,151 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $44,000 | 4,324 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $225,000 | 2,608 |
| Total noninterest expense | $1,605,000 | 2,867 |
| Salaries and employee benefits | $923,000 | 2,707 |
| Premises and equipment expense | $146,000 | 3,451 |
| Additional noninterest expense | $536,000 | 2,819 |
| Pre-tax net operating income | $227,000 | 4,283 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $76,000 | 2,655 |
| Income before extraordinary items | $151,000 | 4,714 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $151,000 | 4,715 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $151,000 | 4,716 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 415 |
| Net operating income | $151,000 | 4,618 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,531,000 | 3,624 |
| Total interest expense | $442,000 | 5,349 |
| Net interest income | $6,089,000 | 3,335 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $1,136,000 | 3,048 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $122,000 | 5,125 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,014,000 | 2,353 |
| Total noninterest expense | $5,963,000 | 3,064 |
| Salaries and employee benefits | $3,172,000 | 3,006 |
| Premises and equipment expense | $622,000 | 3,298 |
| Additional noninterest expense | $2,169,000 | 2,902 |
| Pre-tax net operating income | $1,262,000 | 3,631 |
| Securities gains (losses) | $22,000 | 3,143 |
| Applicable income taxes | $-2,174,000 | 7,010 |
| Income before extraordinary items | $3,458,000 | 1,647 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,458,000 | 1,647 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,458,000 | 1,648 |
| Net charge-offs | $-4,000 | 6,481 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $189,000 | 453 |
| Net operating income | $3,436,000 | 1,569 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,762,000 | 3,760 |
| Total interest expense | $319,000 | 5,553 |
| Net interest income | $4,443,000 | 3,456 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $710,000 | 3,389 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $94,000 | 5,146 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $616,000 | 2,635 |
| Total noninterest expense | $4,271,000 | 3,172 |
| Salaries and employee benefits | $2,292,000 | 3,102 |
| Premises and equipment expense | $464,000 | 3,354 |
| Additional noninterest expense | $1,515,000 | 3,089 |
| Pre-tax net operating income | $882,000 | 3,865 |
| Securities gains (losses) | $27,000 | 2,753 |
| Applicable income taxes | $-2,158,000 | 7,125 |
| Income before extraordinary items | $3,067,000 | 1,457 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,067,000 | 1,458 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,067,000 | 1,458 |
| Net charge-offs | $-3,000 | 6,397 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $157,000 | 380 |
| Net operating income | $3,040,000 | 1,382 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,127,000 | 3,821 |
| Total interest expense | $201,000 | 5,770 |
| Net interest income | $2,926,000 | 3,498 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $423,000 | 3,553 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $65,000 | 5,098 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $358,000 | 2,816 |
| Total noninterest expense | $2,794,000 | 3,243 |
| Salaries and employee benefits | $1,452,000 | 3,231 |
| Premises and equipment expense | $310,000 | 3,348 |
| Additional noninterest expense | $1,032,000 | 3,047 |
| Pre-tax net operating income | $555,000 | 3,946 |
| Securities gains (losses) | $27,000 | 2,373 |
| Applicable income taxes | $75,000 | 3,281 |
| Income before extraordinary items | $507,000 | 3,964 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $507,000 | 3,966 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $507,000 | 3,967 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 327 |
| Net operating income | $483,510 | 3,853 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,527,000 | 3,928 |
| Total interest expense | $95,000 | 5,962 |
| Net interest income | $1,432,000 | 3,571 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $201,000 | 3,641 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $32,000 | 5,116 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $169,000 | 2,893 |
| Total noninterest expense | $1,360,000 | 3,317 |
| Salaries and employee benefits | $660,000 | 3,498 |
| Premises and equipment expense | $153,000 | 3,412 |
| Additional noninterest expense | $547,000 | 2,875 |
| Pre-tax net operating income | $273,000 | 3,997 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $30,000 | 3,433 |
| Income before extraordinary items | $243,000 | 4,037 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $243,000 | 4,040 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $243,000 | 4,040 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 206 |
| Net operating income | $243,000 | 3,879 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,275,000 | 4,425 |
| Total interest expense | $428,000 | 6,109 |
| Net interest income | $4,847,000 | 3,984 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $928,000 | 3,246 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $96,000 | 5,577 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $832,000 | 2,382 |
| Total noninterest expense | $5,211,000 | 3,418 |
| Salaries and employee benefits | $2,763,000 | 3,309 |
| Premises and equipment expense | $574,000 | 3,692 |
| Additional noninterest expense | $1,874,000 | 3,315 |
| Pre-tax net operating income | $564,000 | 4,577 |
| Securities gains (losses) | $99,000 | 2,075 |
| Applicable income taxes | $62,000 | 3,646 |
| Income before extraordinary items | $601,000 | 4,405 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $601,000 | 4,406 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $601,000 | 4,406 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $474,000 | 425 |
| Net operating income | $510,910 | 4,521 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,811,000 | 4,584 |
| Total interest expense | $329,000 | 6,173 |
| Net interest income | $3,482,000 | 4,136 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $849,000 | 2,890 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $61,000 | 5,818 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $788,000 | 2,057 |
| Total noninterest expense | $3,943,000 | 3,407 |
| Salaries and employee benefits | $2,109,000 | 3,270 |
| Premises and equipment expense | $425,000 | 3,769 |
| Additional noninterest expense | $1,409,000 | 3,309 |
| Pre-tax net operating income | $388,000 | 4,803 |
| Securities gains (losses) | $41,000 | 2,444 |
| Applicable income taxes | $67,000 | 3,469 |
| Income before extraordinary items | $362,000 | 4,803 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $362,000 | 4,804 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $362,000 | 4,804 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $374,000 | 379 |
| Net operating income | $327,560 | 4,830 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,359,000 | 4,818 |
| Total interest expense | $231,000 | 6,202 |
| Net interest income | $2,128,000 | 4,406 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $728,000 | 2,473 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $32,000 | 6,121 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $696,000 | 1,721 |
| Total noninterest expense | $2,737,000 | 3,337 |
| Salaries and employee benefits | $1,457,000 | 3,216 |
| Premises and equipment expense | $280,000 | 3,826 |
| Additional noninterest expense | $1,000,000 | 3,209 |
| Pre-tax net operating income | $119,000 | 5,586 |
| Securities gains (losses) | $43,000 | 1,678 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $162,000 | 5,276 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $162,000 | 5,275 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $162,000 | 5,276 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 291 |
| Net operating income | $119,000 | 5,480 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,110,000 | 5,001 |
| Total interest expense | $124,000 | 6,174 |
| Net interest income | $986,000 | 4,615 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $496,000 | 1,994 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $14,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $482,000 | 1,380 |
| Total noninterest expense | $1,474,000 | 3,148 |
| Salaries and employee benefits | $809,000 | 2,976 |
| Premises and equipment expense | $137,000 | 3,939 |
| Additional noninterest expense | $528,000 | 3,042 |
| Pre-tax net operating income | $8,000 | 6,237 |
| Securities gains (losses) | $43,000 | 812 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $51,000 | 5,688 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $51,000 | 5,687 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $51,000 | 5,688 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $139,000 | 234 |
| Net operating income | $8,000 | 6,244 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,419,000 | 5,150 |
| Total interest expense | $564,000 | 6,346 |
| Net interest income | $3,855,000 | 4,679 |
| Provision for loan and lease losses | $-200,000 | 7,617 |
| Total noninterest income | $448,000 | 4,762 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $49,000 | 6,246 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $399,000 | 3,517 |
| Total noninterest expense | $4,722,000 | 3,775 |
| Salaries and employee benefits | $2,515,000 | 3,565 |
| Premises and equipment expense | $551,000 | 3,946 |
| Additional noninterest expense | $1,656,000 | 3,743 |
| Pre-tax net operating income | $-219,000 | 6,048 |
| Securities gains (losses) | $16,000 | 3,184 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-203,000 | 6,174 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-203,000 | 6,174 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-203,000 | 6,175 |
| Net charge-offs | $-324,000 | 7,638 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $496,000 | 476 |
| Net operating income | $-219,000 | 6,128 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,329,000 | 5,233 |
| Total interest expense | $444,000 | 6,415 |
| Net interest income | $2,885,000 | 4,754 |
| Provision for loan and lease losses | $-75,000 | 7,705 |
| Total noninterest income | $351,000 | 4,770 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $36,000 | 6,334 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $315,000 | 3,485 |
| Total noninterest expense | $3,551,000 | 3,774 |
| Salaries and employee benefits | $1,923,000 | 3,549 |
| Premises and equipment expense | $412,000 | 4,028 |
| Additional noninterest expense | $1,216,000 | 3,770 |
| Pre-tax net operating income | $-240,000 | 6,340 |
| Securities gains (losses) | $16,000 | 2,975 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-224,000 | 6,463 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-224,000 | 6,464 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-224,000 | 6,463 |
| Net charge-offs | $-314,000 | 7,743 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $368,000 | 423 |
| Net operating income | $-240,000 | 6,395 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,186,000 | 5,308 |
| Total interest expense | $310,000 | 6,431 |
| Net interest income | $1,876,000 | 4,840 |
| Provision for loan and lease losses | $75,000 | 5,435 |
| Total noninterest income | $311,000 | 4,192 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $23,000 | 6,408 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $288,000 | 2,902 |
| Total noninterest expense | $2,394,000 | 3,740 |
| Salaries and employee benefits | $1,294,000 | 3,549 |
| Premises and equipment expense | $275,000 | 4,040 |
| Additional noninterest expense | $825,000 | 3,720 |
| Pre-tax net operating income | $-282,000 | 6,549 |
| Securities gains (losses) | $7,000 | 2,699 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-275,000 | 6,665 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-275,000 | 6,667 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-275,000 | 6,666 |
| Net charge-offs | $60,000 | 4,721 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $244,000 | 353 |
| Net operating income | $-282,000 | 6,621 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,126,000 | 5,307 |
| Total interest expense | $171,000 | 6,388 |
| Net interest income | $955,000 | 4,804 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $38,000 | 6,463 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $12,000 | 6,416 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $26,000 | 5,620 |
| Total noninterest expense | $1,225,000 | 3,709 |
| Salaries and employee benefits | $672,000 | 3,502 |
| Premises and equipment expense | $142,000 | 4,028 |
| Additional noninterest expense | $411,000 | 3,734 |
| Pre-tax net operating income | $-307,000 | 6,978 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-307,000 | 7,088 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-307,000 | 7,089 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-307,000 | 7,088 |
| Net charge-offs | $61,000 | 3,562 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 288 |
| Net operating income | $-307,000 | 7,050 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,974,000 | 5,737 |
| Total interest expense | $922,000 | 6,189 |
| Net interest income | $3,052,000 | 5,341 |
| Provision for loan and lease losses | $2,245,000 | 2,334 |
| Total noninterest income | $272,000 | 5,764 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $56,000 | 6,379 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $216,000 | 4,519 |
| Total noninterest expense | $4,720,000 | 3,861 |
| Salaries and employee benefits | $2,577,000 | 3,601 |
| Premises and equipment expense | $569,000 | 4,027 |
| Additional noninterest expense | $1,574,000 | 3,948 |
| Pre-tax net operating income | $-3,641,000 | 7,002 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-3,641,000 | 7,102 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,641,000 | 7,100 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,641,000 | 7,100 |
| Net charge-offs | $1,030,000 | 2,822 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $527,000 | 529 |
| Net operating income | $-3,641,000 | 7,100 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,021,000 | 5,759 |
| Total interest expense | $726,000 | 6,228 |
| Net interest income | $2,295,000 | 5,355 |
| Provision for loan and lease losses | $1,970,000 | 1,927 |
| Total noninterest income | $221,000 | 5,703 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $42,000 | 6,425 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $179,000 | 4,461 |
| Total noninterest expense | $3,516,000 | 3,891 |
| Salaries and employee benefits | $1,946,000 | 3,622 |
| Premises and equipment expense | $415,000 | 4,154 |
| Additional noninterest expense | $1,155,000 | 3,975 |
| Pre-tax net operating income | $-2,970,000 | 7,283 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,970,000 | 7,376 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,970,000 | 7,376 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,970,000 | 7,376 |
| Net charge-offs | $826,000 | 2,428 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $404,000 | 468 |
| Net operating income | $-2,970,000 | 7,367 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,031,000 | 5,796 |
| Total interest expense | $496,000 | 6,289 |
| Net interest income | $1,535,000 | 5,354 |
| Provision for loan and lease losses | $1,195,000 | 1,878 |
| Total noninterest income | $63,000 | 6,942 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $28,000 | 6,462 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $35,000 | 6,236 |
| Total noninterest expense | $2,366,000 | 3,891 |
| Salaries and employee benefits | $1,312,000 | 3,633 |
| Premises and equipment expense | $273,000 | 4,215 |
| Additional noninterest expense | $781,000 | 3,945 |
| Pre-tax net operating income | $-1,963,000 | 7,375 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,963,000 | 7,471 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,963,000 | 7,471 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,963,000 | 7,470 |
| Net charge-offs | $785,000 | 1,861 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $287,000 | 422 |
| Net operating income | $-1,963,000 | 7,472 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,005,000 | 5,856 |
| Total interest expense | $253,000 | 6,352 |
| Net interest income | $752,000 | 5,390 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $44,000 | 6,539 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $16,000 | 6,311 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $28,000 | 5,720 |
| Total noninterest expense | $1,070,000 | 4,106 |
| Salaries and employee benefits | $608,000 | 3,883 |
| Premises and equipment expense | $138,000 | 4,229 |
| Additional noninterest expense | $324,000 | 4,167 |
| Pre-tax net operating income | $-374,000 | 7,168 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-374,000 | 7,304 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-374,000 | 7,305 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-374,000 | 7,305 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $109,000 | 351 |
| Net operating income | $-374,000 | 7,264 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,992,000 | 6,014 |
| Total interest expense | $945,000 | 6,874 |
| Net interest income | $3,047,000 | 5,378 |
| Provision for loan and lease losses | $820,000 | 3,005 |
| Total noninterest income | $257,000 | 6,093 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $21,000 | 7,028 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $236,000 | 4,558 |
| Total noninterest expense | $4,174,000 | 4,110 |
| Salaries and employee benefits | $2,459,000 | 3,822 |
| Premises and equipment expense | $565,000 | 4,130 |
| Additional noninterest expense | $1,150,000 | 4,420 |
| Pre-tax net operating income | $-1,690,000 | 7,261 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,690,000 | 7,275 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,690,000 | 7,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,325 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $410,000 | 594 |
| Net operating income | $-1,690,000 | 7,381 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,890,000 | 6,164 |
| Total interest expense | $682,000 | 7,046 |
| Net interest income | $2,208,000 | 5,510 |
| Provision for loan and lease losses | $475,000 | 2,804 |
| Total noninterest income | $216,000 | 5,965 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $12,000 | 7,142 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $204,000 | 4,374 |
| Total noninterest expense | $3,129,000 | 4,097 |
| Salaries and employee benefits | $1,827,000 | 3,874 |
| Premises and equipment expense | $427,000 | 4,099 |
| Additional noninterest expense | $875,000 | 4,287 |
| Pre-tax net operating income | $-1,180,000 | 7,620 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,180,000 | 7,595 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,180,000 | 7,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $302,000 | 482 |
| Net operating income | $-1,180,000 | 7,701 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,844,000 | 6,329 |
| Total interest expense | $424,000 | 7,275 |
| Net interest income | $1,420,000 | 5,616 |
| Provision for loan and lease losses | $305,000 | 2,501 |
| Total noninterest income | $95,000 | 6,735 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $6,000 | 7,240 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $89,000 | 5,243 |
| Total noninterest expense | $2,095,000 | 4,105 |
| Salaries and employee benefits | $1,235,000 | 3,879 |
| Premises and equipment expense | $289,000 | 4,070 |
| Additional noninterest expense | $571,000 | 4,340 |
| Pre-tax net operating income | $-885,000 | 7,856 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-885,000 | 7,950 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-885,000 | 7,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $196,000 | 418 |
| Net operating income | $-885,000 | 7,934 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $952,000 | 6,335 |
| Total interest expense | $229,000 | 7,259 |
| Net interest income | $723,000 | 5,592 |
| Provision for loan and lease losses | $90,000 | 2,858 |
| Total noninterest income | $82,000 | 5,822 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,000 | 7,357 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $81,000 | 4,169 |
| Total noninterest expense | $1,004,000 | 4,221 |
| Salaries and employee benefits | $606,000 | 3,944 |
| Premises and equipment expense | $147,000 | 4,044 |
| Additional noninterest expense | $251,000 | 4,675 |
| Pre-tax net operating income | $-289,000 | 7,896 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-289,000 | 7,965 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-289,000 | 7,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 334 |
| Net operating income | $-289,000 | 7,941 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,904,000 | 6,904 |
| Total interest expense | $805,000 | 7,493 |
| Net interest income | $2,099,000 | 6,385 |
| Provision for loan and lease losses | $400,000 | 2,692 |
| Total noninterest income | $119,000 | 7,388 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $3,000 | 7,419 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $116,000 | 5,992 |
| Total noninterest expense | $4,235,000 | 3,941 |
| Salaries and employee benefits | $2,055,000 | 4,307 |
| Premises and equipment expense | $502,000 | 4,350 |
| Additional noninterest expense | $1,678,000 | 3,123 |
| Pre-tax net operating income | $-2,417,000 | 8,330 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-2,417,000 | 8,366 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,417,000 | 8,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $27,865,000 | 46 |
| Net operating income | $-2,417,000 | 8,354 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,939,000 | 7,189 |
| Total interest expense | $532,000 | 7,679 |
| Net interest income | $1,407,000 | 6,703 |
| Provision for loan and lease losses | $242,000 | 2,667 |
| Total noninterest income | $116,000 | 7,133 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,000 | 7,448 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $114,000 | 5,578 |
| Total noninterest expense | $3,287,000 | 3,821 |
| Salaries and employee benefits | $1,464,000 | 4,452 |
| Premises and equipment expense | $371,000 | 4,385 |
| Additional noninterest expense | $1,452,000 | 2,695 |
| Pre-tax net operating income | $-2,006,000 | 8,446 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-2,006,000 | 8,466 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-2,006,000 | 8,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $27,781,000 | 34 |
| Net operating income | $-2,006,000 | 8,455 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,097,000 | 7,499 |
| Total interest expense | $271,000 | 7,982 |
| Net interest income | $826,000 | 7,019 |
| Provision for loan and lease losses | $130,000 | 2,852 |
| Total noninterest income | $95,000 | 6,911 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,000 | 7,510 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $94,000 | 5,231 |
| Total noninterest expense | $2,376,000 | 3,596 |
| Salaries and employee benefits | $946,000 | 4,595 |
| Premises and equipment expense | $230,000 | 4,617 |
| Additional noninterest expense | $1,200,000 | 2,204 |
| Pre-tax net operating income | $-1,585,000 | 8,529 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-1,585,000 | 8,549 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,585,000 | 8,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $27,700,000 | 28 |
| Net operating income | $-1,585,000 | 8,538 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $377,000 | 8,056 |
| Total interest expense | $65,000 | 8,396 |
| Net interest income | $312,000 | 7,589 |
| Provision for loan and lease losses | $10,000 | 5,012 |
| Total noninterest income | $-3,000 | 8,614 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $-3,000 | 7,812 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $1,518,000 | 2,953 |
| Salaries and employee benefits | $440,000 | 4,851 |
| Premises and equipment expense | $101,000 | 5,017 |
| Additional noninterest expense | $977,000 | 1,372 |
| Pre-tax net operating income | $-1,219,000 | 8,602 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $-1,220,000 | 8,603 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,220,000 | 8,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $27,622,000 | 16 |
| Net operating income | $-1,220,000 | 8,598 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.