Home > FNCB Bank > Income and Expense

FNCB Bank, Income and Expense

2024-06-30 (YTD Data)Rank
Total interest income$46,009,000626
Total interest expense$19,042,000614
Net interest income$26,967,000629
Provision for loan and lease losses$3,557,000260
Total noninterest income$4,097,000863
Gross Fiduciary activities income$0962
Service charges on deposit accounts$1,385,000427
Trading account gains and feesNANA
Additional Noninterest Income$2,712,000810
Total noninterest expense$21,176,000680
Salaries and employee benefits$13,351,000597
Premises and equipment expense$1,688,000791
Additional noninterest expense$2,712,000810
Pre-tax net operating income$6,331,000954
Securities gains (losses)$-21,0003,936
Applicable income taxes$989,000961
Income before extraordinary items$5,321,000958
Extraordinary gains, net$052
Net income$5,321,000972
Minority interest net income$084
Net income of bank and minority interests.$5,321,000960
Net charge-offs$2,034,000295
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$5,338,640952
2024-03-31 (YTD Data)Rank
Total interest income$22,777,000638
Total interest expense$9,466,000611
Net interest income$13,311,000652
Provision for loan and lease losses$1,231,000285
Total noninterest income$2,035,000851
Gross Fiduciary activities income$0895
Service charges on deposit accounts$686,000433
Trading account gains and feesNANA
Additional Noninterest Income$1,349,000827
Total noninterest expense$9,156,000773
Salaries and employee benefits$5,193,000765
Premises and equipment expense$837,000813
Additional noninterest expense$1,349,000827
Pre-tax net operating income$4,959,000660
Securities gains (losses)$-14,0004,103
Applicable income taxes$671,000770
Income before extraordinary items$4,274,000650
Extraordinary gains, net$051
Net income$4,274,000656
Minority interest net income$072
Net income of bank and minority interests.$4,274,000650
Net charge-offs$1,017,000258
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$4,286,040648
2023-12-31 (YTD Data)Rank
Total interest income$81,344,000630
Total interest expense$33,403,000530
Net interest income$47,941,000696
Provision for loan and lease losses$1,077,000796
Total noninterest income$7,923,000882
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,775,000429
Trading account gains and feesNANA
Additional Noninterest Income$5,148,000869
Total noninterest expense$35,708,000767
Salaries and employee benefits$20,234,000748
Premises and equipment expense$3,228,000806
Additional noninterest expense$5,148,000869
Pre-tax net operating income$19,079,000706
Securities gains (losses)$262,000138
Applicable income taxes$3,374,000695
Income before extraordinary items$15,967,000695
Extraordinary gains, net$054
Net income$15,967,000706
Minority interest net income$088
Net income of bank and minority interests.$15,967,000698
Net charge-offs$1,451,000438
Cash dividends$10,000,000489
Sale, conversion, retirement of capital stock, net$0540
Net operating income$15,749,540713
2023-09-30 (YTD Data)Rank
Total interest income$59,390,000636
Total interest expense$23,980,000510
Net interest income$35,410,000711
Provision for loan and lease losses$775,000773
Total noninterest income$5,769,000901
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,058,000427
Trading account gains and feesNANA
Additional Noninterest Income$3,711,000901
Total noninterest expense$26,114,000782
Salaries and employee benefits$14,859,000775
Premises and equipment expense$2,396,000815
Additional noninterest expense$3,711,000901
Pre-tax net operating income$14,290,000730
Securities gains (losses)$216,000109
Applicable income taxes$2,277,000778
Income before extraordinary items$12,229,000706
Extraordinary gains, net$052
Net income$12,229,000709
Minority interest net income$081
Net income of bank and minority interests.$12,229,000706
Net charge-offs$912,000429
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$12,047,560727
2023-06-30 (YTD Data)Rank
Total interest income$38,238,000633
Total interest expense$15,061,000497
Net interest income$23,177,000720
Provision for loan and lease losses$1,280,000450
Total noninterest income$3,849,000864
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,359,000413
Trading account gains and feesNANA
Additional Noninterest Income$2,490,000835
Total noninterest expense$17,227,000773
Salaries and employee benefits$9,924,000769
Premises and equipment expense$1,626,000798
Additional noninterest expense$2,490,000834
Pre-tax net operating income$8,519,000803
Securities gains (losses)$253,000100
Applicable income taxes$1,568,000760
Income before extraordinary items$7,204,000776
Extraordinary gains, net$051
Net income$7,204,000787
Minority interest net income$081
Net income of bank and minority interests.$7,204,000776
Net charge-offs$458,000470
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,996,540808
2023-03-31 (YTD Data)Rank
Total interest income$18,485,000646
Total interest expense$6,928,000471
Net interest income$11,557,000731
Provision for loan and lease losses$706,000421
Total noninterest income$1,962,000848
Gross Fiduciary activities income$0913
Service charges on deposit accounts$668,000435
Trading account gains and feesNANA
Additional Noninterest Income$1,294,000812
Total noninterest expense$9,042,000756
Salaries and employee benefits$5,395,000718
Premises and equipment expense$815,000821
Additional noninterest expense$1,294,000812
Pre-tax net operating income$3,771,000922
Securities gains (losses)$176,000121
Applicable income taxes$697,000849
Income before extraordinary items$3,250,000886
Extraordinary gains, net$04
Net income$3,250,000885
Minority interest net income$048
Net income of bank and minority interests.$3,250,000885
Net charge-offs$253,000388
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,105,680932
2022-12-31 (YTD Data)Rank
Total interest income$60,573,000635
Total interest expense$6,374,000658
Net interest income$54,199,000628
Provision for loan and lease losses$1,962,000526
Total noninterest income$8,226,000866
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,625,000463
Trading account gains and feesNANA
Additional Noninterest Income$5,601,000827
Total noninterest expense$34,961,000749
Salaries and employee benefits$19,283,000769
Premises and equipment expense$3,497,000744
Additional noninterest expense$5,601,000827
Pre-tax net operating income$25,502,000639
Securities gains (losses)$-349,0004,242
Applicable income taxes$4,277,000663
Income before extraordinary items$20,876,000622
Extraordinary gains, net$05
Net income$20,876,000623
Minority interest net income$063
Net income of bank and minority interests.$20,876,000623
Net charge-offs$185,000964
Cash dividends$15,000,000345
Sale, conversion, retirement of capital stock, net$0568
Net operating income$21,165,670632
2022-09-30 (YTD Data)Rank
Total interest income$43,105,000637
Total interest expense$2,680,000800
Net interest income$40,425,000624
Provision for loan and lease losses$1,334,000522
Total noninterest income$5,737,000924
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,925,000474
Trading account gains and feesNANA
Additional Noninterest Income$3,812,000912
Total noninterest expense$25,491,000770
Salaries and employee benefits$13,758,000805
Premises and equipment expense$2,541,000763
Additional noninterest expense$3,812,000912
Pre-tax net operating income$19,337,000631
Securities gains (losses)$-166,0004,320
Applicable income taxes$3,265,000655
Income before extraordinary items$15,906,000619
Extraordinary gains, net$04
Net income$15,906,000620
Minority interest net income$057
Net income of bank and minority interests.$15,906,000620
Net charge-offs$-69,0004,193
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$16,043,780624
2022-06-30 (YTD Data)Rank
Total interest income$27,382,000638
Total interest expense$943,0001,196
Net interest income$26,439,000614
Provision for loan and lease losses$821,000489
Total noninterest income$3,685,000930
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,227,000479
Trading account gains and feesNANA
Additional Noninterest Income$2,458,000953
Total noninterest expense$16,602,000774
Salaries and employee benefits$9,177,000795
Premises and equipment expense$1,686,000760
Additional noninterest expense$5,739,000685
Pre-tax net operating income$12,701,000604
Securities gains (losses)$-119,0004,397
Applicable income taxes$2,164,000633
Income before extraordinary items$10,418,000594
Extraordinary gains, net$04
Net income$10,418,000593
Minority interest net income$060
Net income of bank and minority interests.$10,418,000594
Net charge-offs$-144,0004,474
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$10,516,770600
2022-03-31 (YTD Data)Rank
Total interest income$13,144,000639
Total interest expense$355,0001,452
Net interest income$12,789,000606
Provision for loan and lease losses$759,000240
Total noninterest income$1,913,000912
Gross Fiduciary activities income$0892
Service charges on deposit accounts$584,000496
Trading account gains and feesNANA
Additional Noninterest Income$1,329,000910
Total noninterest expense$8,458,000763
Salaries and employee benefits$4,658,000791
Premises and equipment expense$895,000726
Additional noninterest expense$2,905,000666
Pre-tax net operating income$5,485,000638
Securities gains (losses)$-47,0004,445
Applicable income taxes$917,000679
Income before extraordinary items$4,521,000626
Extraordinary gains, net$04
Net income$4,521,000626
Minority interest net income$050
Net income of bank and minority interests.$4,521,000626
Net charge-offs$46,000708
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,560,010630
2021-12-31 (YTD Data)Rank
Total interest income$51,531,000656
Total interest expense$2,514,0001,078
Net interest income$49,017,000636
Provision for loan and lease losses$166,0001,877
Total noninterest income$7,338,0001,030
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,118,000511
Trading account gains and feesNANA
Additional Noninterest Income$5,220,0001,042
Total noninterest expense$30,713,000829
Salaries and employee benefits$16,697,000862
Premises and equipment expense$3,462,000757
Additional noninterest expense$10,554,000736
Pre-tax net operating income$25,476,000617
Securities gains (losses)$186,000636
Applicable income taxes$4,487,000677
Income before extraordinary items$21,175,000620
Extraordinary gains, net$010
Net income$21,175,000620
Minority interest net income$074
Net income of bank and minority interests.$21,175,000621
Net charge-offs$-300,0004,637
Cash dividends$10,000,000476
Sale, conversion, retirement of capital stock, net$0582
Net operating income$21,020,620613
2021-09-30 (YTD Data)Rank
Total interest income$38,284,000678
Total interest expense$2,098,0001,029
Net interest income$36,186,000658
Provision for loan and lease losses$-172,0004,425
Total noninterest income$5,541,0001,050
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,525,000529
Trading account gains and feesNANA
Additional Noninterest Income$4,016,0001,049
Total noninterest expense$21,628,000885
Salaries and employee benefits$11,796,000910
Premises and equipment expense$2,554,000782
Additional noninterest expense$7,278,000795
Pre-tax net operating income$20,271,000610
Securities gains (losses)$195,000566
Applicable income taxes$3,356,000697
Income before extraordinary items$17,110,000602
Extraordinary gains, net$08
Net income$17,110,000602
Minority interest net income$069
Net income of bank and minority interests.$17,110,000602
Net charge-offs$-240,0004,695
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$16,946,200601
2021-06-30 (YTD Data)Rank
Total interest income$24,957,000692
Total interest expense$1,516,000990
Net interest income$23,441,000670
Provision for loan and lease losses$341,000819
Total noninterest income$3,860,0001,024
Gross Fiduciary activities income$0951
Service charges on deposit accounts$970,000536
Trading account gains and feesNANA
Additional Noninterest Income$2,890,0001,000
Total noninterest expense$14,202,000889
Salaries and employee benefits$7,774,000907
Premises and equipment expense$1,764,000759
Additional noninterest expense$4,664,000824
Pre-tax net operating income$12,758,000629
Securities gains (losses)$201,000468
Applicable income taxes$2,112,000721
Income before extraordinary items$10,847,000623
Extraordinary gains, net$06
Net income$10,847,000623
Minority interest net income$067
Net income of bank and minority interests.$10,847,000623
Net charge-offs$6,0001,873
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$10,678,160620
2021-03-31 (YTD Data)Rank
Total interest income$12,201,000696
Total interest expense$798,000989
Net interest income$11,403,000677
Provision for loan and lease losses$186,000853
Total noninterest income$2,190,000943
Gross Fiduciary activities income$0922
Service charges on deposit accounts$472,000539
Trading account gains and feesNANA
Additional Noninterest Income$1,718,000901
Total noninterest expense$7,104,000882
Salaries and employee benefits$3,736,000933
Premises and equipment expense$979,000697
Additional noninterest expense$2,389,000778
Pre-tax net operating income$6,303,000637
Securities gains (losses)$201,000334
Applicable income taxes$981,000758
Income before extraordinary items$5,523,000608
Extraordinary gains, net$03
Net income$5,523,000608
Minority interest net income$055
Net income of bank and minority interests.$5,523,000608
Net charge-offs$60,000766
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,352,150615
2020-12-31 (YTD Data)Rank
Total interest income$46,262,000731
Total interest expense$5,909,000812
Net interest income$40,353,000718
Provision for loan and lease losses$1,941,0001,067
Total noninterest income$6,516,0001,068
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,833,000564
Trading account gains and feesNANA
Additional Noninterest Income$4,683,0001,065
Total noninterest expense$28,575,000854
Salaries and employee benefits$15,246,000893
Premises and equipment expense$3,605,000722
Additional noninterest expense$9,724,000755
Pre-tax net operating income$16,353,000692
Securities gains (losses)$1,541,000262
Applicable income taxes$3,219,000663
Income before extraordinary items$14,675,000676
Extraordinary gains, net$04
Net income$14,675,000676
Minority interest net income$072
Net income of bank and minority interests.$14,675,000676
Net charge-offs$-1,059,0004,985
Cash dividends$10,000,000450
Sale, conversion, retirement of capital stock, net$0566
Net operating income$13,411,380701
2020-09-30 (YTD Data)Rank
Total interest income$33,592,000747
Total interest expense$4,833,000793
Net interest income$28,759,000745
Provision for loan and lease losses$2,056,000877
Total noninterest income$4,764,0001,053
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,342,000568
Trading account gains and feesNANA
Additional Noninterest Income$3,422,0001,050
Total noninterest expense$21,242,000843
Salaries and employee benefits$11,262,000888
Premises and equipment expense$2,687,000714
Additional noninterest expense$7,293,000744
Pre-tax net operating income$10,225,000781
Securities gains (losses)$1,520,000215
Applicable income taxes$1,945,000745
Income before extraordinary items$9,800,000724
Extraordinary gains, net$04
Net income$9,800,000724
Minority interest net income$065
Net income of bank and minority interests.$9,800,000724
Net charge-offs$-1,263,0005,019
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,538,400789
2020-06-30 (YTD Data)Rank
Total interest income$22,314,000750
Total interest expense$3,429,000804
Net interest income$18,885,000752
Provision for loan and lease losses$1,982,000728
Total noninterest income$3,100,0001,019
Gross Fiduciary activities income$0970
Service charges on deposit accounts$905,000563
Trading account gains and feesNANA
Additional Noninterest Income$2,195,0001,006
Total noninterest expense$13,501,000870
Salaries and employee benefits$7,427,000893
Premises and equipment expense$1,791,000722
Additional noninterest expense$4,283,000817
Pre-tax net operating income$6,502,000738
Securities gains (losses)$1,089,000203
Applicable income taxes$1,257,000701
Income before extraordinary items$6,334,000684
Extraordinary gains, net$04
Net income$6,334,000684
Minority interest net income$065
Net income of bank and minority interests.$6,334,000684
Net charge-offs$-92,0004,876
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,430,130759
2020-03-31 (YTD Data)Rank
Total interest income$11,124,000754
Total interest expense$1,879,000837
Net interest income$9,245,000740
Provision for loan and lease losses$1,151,000557
Total noninterest income$1,529,000977
Gross Fiduciary activities income$0941
Service charges on deposit accounts$544,000558
Trading account gains and feesNANA
Additional Noninterest Income$985,000984
Total noninterest expense$7,148,000831
Salaries and employee benefits$3,929,000848
Premises and equipment expense$953,000674
Additional noninterest expense$2,266,000781
Pre-tax net operating income$2,475,000892
Securities gains (losses)$163,000441
Applicable income taxes$452,000797
Income before extraordinary items$2,186,000864
Extraordinary gains, net$04
Net income$2,186,000863
Minority interest net income$056
Net income of bank and minority interests.$2,186,000864
Net charge-offs$194,000645
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,050,710905
2019-12-31 (YTD Data)Rank
Total interest income$45,979,000749
Total interest expense$9,342,000726
Net interest income$36,637,000753
Provision for loan and lease losses$797,0001,081
Total noninterest income$6,269,000966
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,722,000719
Trading account gains and fees$0135
Additional Noninterest Income$4,547,000886
Total noninterest expense$29,325,000774
Salaries and employee benefits$15,518,000840
Premises and equipment expense$3,394,000745
Additional noninterest expense$10,413,000682
Pre-tax net operating income$12,784,000857
Securities gains (losses)$1,256,000193
Applicable income taxes$2,326,000818
Income before extraordinary items$11,714,000821
Extraordinary gains, net$011
Net income$11,714,000822
Minority interest net income$076
Net income of bank and minority interests.$11,714,000822
Net charge-offs$1,366,000540
Cash dividends$10,000,000472
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,671,520874
2019-09-30 (YTD Data)Rank
Total interest income$34,506,000753
Total interest expense$7,271,000705
Net interest income$27,235,000764
Provision for loan and lease losses$830,000799
Total noninterest income$4,171,0001,044
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,204,000763
Trading account gains and fees$0129
Additional Noninterest Income$2,967,000970
Total noninterest expense$21,655,000783
Salaries and employee benefits$11,634,000836
Premises and equipment expense$2,517,000753
Additional noninterest expense$7,504,000699
Pre-tax net operating income$8,921,000925
Securities gains (losses)$733,000244
Applicable income taxes$1,582,000904
Income before extraordinary items$8,072,000896
Extraordinary gains, net$011
Net income$8,072,000897
Minority interest net income$072
Net income of bank and minority interests.$8,072,000897
Net charge-offs$1,034,000488
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,456,280935
2019-06-30 (YTD Data)Rank
Total interest income$23,012,000744
Total interest expense$4,922,000686
Net interest income$18,090,000763
Provision for loan and lease losses$193,0001,610
Total noninterest income$2,741,0001,023
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$764,000788
Trading account gains and fees$0131
Additional Noninterest Income$1,977,000937
Total noninterest expense$14,376,000787
Salaries and employee benefits$7,723,000833
Premises and equipment expense$1,693,000752
Additional noninterest expense$4,960,000717
Pre-tax net operating income$6,262,000868
Securities gains (losses)$349,000271
Applicable income taxes$1,069,000875
Income before extraordinary items$5,542,000854
Extraordinary gains, net$011
Net income$5,542,000854
Minority interest net income$069
Net income of bank and minority interests.$5,542,000854
Net charge-offs$767,000428
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,248,840878
2019-03-31 (YTD Data)Rank
Total interest income$11,570,000738
Total interest expense$2,525,000671
Net interest income$9,045,000765
Provision for loan and lease losses$-154,0005,290
Total noninterest income$1,341,0001,012
Gross Fiduciary activities income$0972
Service charges on deposit accounts$363,000811
Trading account gains and fees$0126
Additional Noninterest Income$978,000914
Total noninterest expense$7,368,000776
Salaries and employee benefits$3,899,000825
Premises and equipment expense$888,000729
Additional noninterest expense$2,581,000671
Pre-tax net operating income$3,172,000844
Securities gains (losses)$172,000207
Applicable income taxes$555,000840
Income before extraordinary items$2,789,000824
Extraordinary gains, net$05
Net income$2,789,000824
Minority interest net income$052
Net income of bank and minority interests.$2,789,000823
Net charge-offs$112,000840
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,646,240857
2018-12-31 (YTD Data)Rank
Total interest income$45,082,000710
Total interest expense$7,950,000638
Net interest income$37,132,000718
Provision for loan and lease losses$2,550,000423
Total noninterest income$11,712,000609
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,636,000762
Trading account gains and fees$0126
Additional Noninterest Income$10,076,000500
Total noninterest expense$28,845,000776
Salaries and employee benefits$14,780,000845
Premises and equipment expense$3,595,000701
Additional noninterest expense$10,470,000681
Pre-tax net operating income$17,449,000659
Securities gains (losses)$-31,0004,727
Applicable income taxes$3,071,000655
Income before extraordinary items$14,347,000669
Extraordinary gains, net$06
Net income$14,347,000667
Minority interest net income$072
Net income of bank and minority interests.$14,347,000668
Net charge-offs$2,065,000351
Cash dividends$12,180,000356
Sale, conversion, retirement of capital stock, net$0671
Net operating income$14,372,420668
2018-09-30 (YTD Data)Rank
Total interest income$33,367,000710
Total interest expense$5,534,000643
Net interest income$27,833,000716
Provision for loan and lease losses$2,749,000311
Total noninterest income$4,307,0001,004
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,232,000756
Trading account gains and fees$0138
Additional Noninterest Income$3,075,000911
Total noninterest expense$20,987,000790
Salaries and employee benefits$10,732,000871
Premises and equipment expense$2,674,000709
Additional noninterest expense$7,581,000683
Pre-tax net operating income$8,404,000964
Securities gains (losses)$-38,0005,082
Applicable income taxes$1,322,000974
Income before extraordinary items$7,044,000978
Extraordinary gains, net$05
Net income$7,044,000977
Minority interest net income$066
Net income of bank and minority interests.$7,044,000977
Net charge-offs$1,956,000280
Cash dividends$5,155,000518
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,075,920966
2018-06-30 (YTD Data)Rank
Total interest income$21,674,000715
Total interest expense$3,260,000670
Net interest income$18,414,000721
Provision for loan and lease losses$1,600,000327
Total noninterest income$3,056,000971
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$828,000747
Trading account gains and fees$0130
Additional Noninterest Income$2,228,000872
Total noninterest expense$13,954,000795
Salaries and employee benefits$7,151,000876
Premises and equipment expense$1,838,000695
Additional noninterest expense$4,965,000693
Pre-tax net operating income$5,916,000906
Securities gains (losses)$-30,0005,186
Applicable income taxes$934,000916
Income before extraordinary items$4,952,000915
Extraordinary gains, net$06
Net income$4,952,000913
Minority interest net income$065
Net income of bank and minority interests.$4,952,000914
Net charge-offs$1,175,000295
Cash dividends$4,155,000448
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,977,200900
2018-03-31 (YTD Data)Rank
Total interest income$10,440,000733
Total interest expense$1,419,000713
Net interest income$9,021,000725
Provision for loan and lease losses$720,000352
Total noninterest income$1,519,000956
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$419,000741
Trading account gains and fees$0123
Additional Noninterest Income$1,100,000868
Total noninterest expense$7,080,000789
Salaries and employee benefits$3,666,000866
Premises and equipment expense$949,000677
Additional noninterest expense$2,465,000680
Pre-tax net operating income$2,740,000939
Securities gains (losses)$-19,0005,305
Applicable income taxes$426,000967
Income before extraordinary items$2,295,000952
Extraordinary gains, net$07
Net income$2,295,000952
Minority interest net income$052
Net income of bank and minority interests.$2,295,000952
Net charge-offs$192,000594
Cash dividends$1,000,000704
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,310,960941
2017-12-31 (YTD Data)Rank
Total interest income$37,847,000757
Total interest expense$4,120,000824
Net interest income$33,727,000745
Provision for loan and lease losses$769,0001,077
Total noninterest income$5,326,0001,073
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,826,000702
Trading account gains and fees$0151
Additional Noninterest Income$3,500,0001,048
Total noninterest expense$27,501,000795
Salaries and employee benefits$14,161,000861
Premises and equipment expense$4,069,000604
Additional noninterest expense$9,271,000727
Pre-tax net operating income$10,783,000929
Securities gains (losses)$1,597,000107
Applicable income taxes$11,288,000375
Income before extraordinary items$1,092,0003,602
Extraordinary gains, net$09
Net income$1,092,0003,601
Minority interest net income$076
Net income of bank and minority interests.$1,092,0003,602
Net charge-offs$154,0002,046
Cash dividends$8,698,000423
Sale, conversion, retirement of capital stock, net$0711
Net operating income$69,9205,260
2017-09-30 (YTD Data)Rank
Total interest income$27,727,000774
Total interest expense$2,937,000843
Net interest income$24,790,000763
Provision for loan and lease losses$486,0001,172
Total noninterest income$3,671,0001,148
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,343,000716
Trading account gains and fees$0145
Additional Noninterest Income$2,328,0001,149
Total noninterest expense$19,750,000832
Salaries and employee benefits$10,069,000900
Premises and equipment expense$3,059,000613
Additional noninterest expense$6,622,000752
Pre-tax net operating income$8,225,000929
Securities gains (losses)$1,338,000105
Applicable income taxes$2,543,000777
Income before extraordinary items$7,020,000855
Extraordinary gains, net$09
Net income$7,020,000856
Minority interest net income$071
Net income of bank and minority interests.$7,020,000855
Net charge-offs$43,0002,568
Cash dividends$7,261,000370
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,043,260970
2017-06-30 (YTD Data)Rank
Total interest income$18,122,000783
Total interest expense$1,831,000863
Net interest income$16,291,000771
Provision for loan and lease losses$-57,0005,593
Total noninterest income$2,386,0001,167
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$879,000716
Trading account gains and fees$0139
Additional Noninterest Income$1,507,0001,186
Total noninterest expense$13,486,000813
Salaries and employee benefits$6,822,000893
Premises and equipment expense$2,158,000575
Additional noninterest expense$4,506,000741
Pre-tax net operating income$5,248,000953
Securities gains (losses)$971,00093
Applicable income taxes$1,716,000744
Income before extraordinary items$4,503,000874
Extraordinary gains, net$011
Net income$4,503,000875
Minority interest net income$071
Net income of bank and minority interests.$4,503,000874
Net charge-offs$-107,0005,454
Cash dividends$500,0001,993
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,803,8801,009
2017-03-31 (YTD Data)Rank
Total interest income$8,938,000786
Total interest expense$875,000872
Net interest income$8,063,000781
Provision for loan and lease losses$-478,0005,810
Total noninterest income$1,265,0001,116
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$420,000740
Trading account gains and fees$0142
Additional Noninterest Income$845,0001,081
Total noninterest expense$6,840,000799
Salaries and employee benefits$3,524,000870
Premises and equipment expense$1,084,000588
Additional noninterest expense$2,232,000737
Pre-tax net operating income$2,966,000821
Securities gains (losses)$278,000130
Applicable income taxes$806,000769
Income before extraordinary items$2,438,000791
Extraordinary gains, net$08
Net income$2,438,000791
Minority interest net income$055
Net income of bank and minority interests.$2,438,000791
Net charge-offs$-365,0005,790
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,229,500839
2016-12-31 (YTD Data)Rank
Total interest income$34,748,000767
Total interest expense$3,325,000881
Net interest income$31,423,000763
Provision for loan and lease losses$1,153,000814
Total noninterest income$5,066,0001,136
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,804,000721
Trading account gains and fees$0170
Additional Noninterest Income$3,262,0001,144
Total noninterest expense$27,078,000789
Salaries and employee benefits$14,320,000824
Premises and equipment expense$3,669,000682
Additional noninterest expense$9,089,000736
Pre-tax net operating income$8,258,0001,073
Securities gains (losses)$960,000246
Applicable income taxes$1,747,0001,154
Income before extraordinary items$7,471,000999
Extraordinary gains, net$05
Net income$7,471,000998
Minority interest net income$082
Net income of bank and minority interests.$7,471,000998
Net charge-offs$1,525,000478
Cash dividends$16,000,000251
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,693,4001,074
2016-09-30 (YTD Data)Rank
Total interest income$25,971,000768
Total interest expense$2,482,000880
Net interest income$23,489,000762
Provision for loan and lease losses$858,000780
Total noninterest income$3,670,0001,161
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,342,000722
Trading account gains and fees$0169
Additional Noninterest Income$2,328,0001,182
Total noninterest expense$19,974,000802
Salaries and employee benefits$10,366,000848
Premises and equipment expense$2,695,000695
Additional noninterest expense$6,913,000724
Pre-tax net operating income$6,327,0001,064
Securities gains (losses)$960,000214
Applicable income taxes$1,611,0001,023
Income before extraordinary items$5,676,000993
Extraordinary gains, net$05
Net income$5,676,000993
Minority interest net income$071
Net income of bank and minority interests.$5,676,000993
Net charge-offs$1,158,000431
Cash dividends$11,000,000261
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,927,2001,106
2016-06-30 (YTD Data)Rank
Total interest income$17,207,000775
Total interest expense$1,620,000895
Net interest income$15,587,000762
Provision for loan and lease losses$1,092,000474
Total noninterest income$2,323,0001,192
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$884,000719
Trading account gains and fees$0157
Additional Noninterest Income$1,439,0001,225
Total noninterest expense$13,493,000786
Salaries and employee benefits$7,102,000835
Premises and equipment expense$1,751,000713
Additional noninterest expense$4,640,000725
Pre-tax net operating income$3,325,0001,317
Securities gains (losses)$960,000149
Applicable income taxes$887,0001,177
Income before extraordinary items$3,398,0001,080
Extraordinary gains, net$016
Net income$3,398,0001,078
Minority interest net income$071
Net income of bank and minority interests.$3,398,0001,079
Net charge-offs$1,323,000287
Cash dividends$11,000,000190
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,639,6001,299
2016-03-31 (YTD Data)Rank
Total interest income$8,544,000784
Total interest expense$790,000919
Net interest income$7,754,000765
Provision for loan and lease losses$696,000368
Total noninterest income$1,227,0001,123
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$444,000706
Trading account gains and fees$0142
Additional Noninterest Income$783,0001,114
Total noninterest expense$6,727,000792
Salaries and employee benefits$3,514,000839
Premises and equipment expense$952,000659
Additional noninterest expense$2,261,000732
Pre-tax net operating income$1,558,0001,372
Securities gains (losses)$103,000515
Applicable income taxes$226,0001,735
Income before extraordinary items$1,435,0001,225
Extraordinary gains, net$012
Net income$1,435,0001,225
Minority interest net income$062
Net income of bank and minority interests.$1,435,0001,226
Net charge-offs$851,000240
Cash dividends$11,000,000125
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,346,4201,245
2015-12-31 (YTD Data)Rank
Total interest income$32,201,000798
Total interest expense$3,145,000891
Net interest income$29,056,000779
Provision for loan and lease losses$-1,345,0006,070
Total noninterest income$5,289,0001,082
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,846,000713
Trading account gains and fees$0159
Additional Noninterest Income$3,443,0001,062
Total noninterest expense$27,973,000740
Salaries and employee benefits$13,810,000827
Premises and equipment expense$4,108,000599
Additional noninterest expense$10,055,000680
Pre-tax net operating income$7,717,0001,104
Securities gains (losses)$2,296,00093
Applicable income taxes$-27,759,0006,175
Income before extraordinary items$37,772,000252
Extraordinary gains, net$023
Net income$37,772,000252
Minority interest net income$081
Net income of bank and minority interests.$37,772,000252
Net charge-offs$1,385,000525
Cash dividends$12,500,000318
Sale, conversion, retirement of capital stock, net$0804
Net operating income$35,476,000259
2015-09-30 (YTD Data)Rank
Total interest income$23,594,000818
Total interest expense$2,370,000893
Net interest income$21,224,000806
Provision for loan and lease losses$-340,0006,044
Total noninterest income$3,830,0001,123
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,365,000732
Trading account gains and fees$0153
Additional Noninterest Income$2,465,0001,112
Total noninterest expense$19,456,000803
Salaries and employee benefits$9,582,000896
Premises and equipment expense$3,017,000630
Additional noninterest expense$6,857,000731
Pre-tax net operating income$5,938,0001,098
Securities gains (losses)$2,302,00077
Applicable income taxes$-40,0006,122
Income before extraordinary items$8,280,000667
Extraordinary gains, net$021
Net income$8,280,000665
Minority interest net income$078
Net income of bank and minority interests.$8,280,000667
Net charge-offs$1,355,000376
Cash dividends$12,500,000246
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,978,000871
2015-06-30 (YTD Data)Rank
Total interest income$15,396,000837
Total interest expense$1,564,000913
Net interest income$13,832,000821
Provision for loan and lease losses$-149,0006,094
Total noninterest income$2,534,0001,134
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$884,000748
Trading account gains and fees$0157
Additional Noninterest Income$1,650,0001,113
Total noninterest expense$13,207,000784
Salaries and employee benefits$6,342,000906
Premises and equipment expense$2,070,000614
Additional noninterest expense$4,795,000702
Pre-tax net operating income$3,308,0001,273
Securities gains (losses)$2,298,00067
Applicable income taxes$-40,0006,219
Income before extraordinary items$5,646,000656
Extraordinary gains, net$022
Net income$5,646,000653
Minority interest net income$075
Net income of bank and minority interests.$5,646,000656
Net charge-offs$1,043,000341
Cash dividends$12,500,000182
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,348,0001,029
2015-03-31 (YTD Data)Rank
Total interest income$7,697,000829
Total interest expense$802,000890
Net interest income$6,895,000817
Provision for loan and lease losses$-494,0006,326
Total noninterest income$1,181,0001,150
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$425,000751
Trading account gains and fees$0152
Additional Noninterest Income$756,0001,140
Total noninterest expense$6,736,000771
Salaries and employee benefits$3,139,000910
Premises and equipment expense$1,057,000603
Additional noninterest expense$2,540,000654
Pre-tax net operating income$1,834,0001,131
Securities gains (losses)$2,224,00044
Applicable income taxes$-62,0006,343
Income before extraordinary items$4,120,000453
Extraordinary gains, net$013
Net income$4,120,000453
Minority interest net income$064
Net income of bank and minority interests.$4,120,000453
Net charge-offs$82,0001,240
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,896,000875
2014-12-31 (YTD Data)Rank
Total interest income$32,673,000771
Total interest expense$3,630,000813
Net interest income$29,043,000756
Provision for loan and lease losses$-5,869,0006,476
Total noninterest income$5,848,000977
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,906,000720
Trading account gains and fees$0180
Additional Noninterest Income$3,942,000909
Total noninterest expense$29,514,000697
Salaries and employee benefits$13,111,000836
Premises and equipment expense$3,729,000659
Additional noninterest expense$12,674,000543
Pre-tax net operating income$11,246,000741
Securities gains (losses)$6,640,00043
Applicable income taxes$326,0002,573
Income before extraordinary items$17,560,000421
Extraordinary gains, net$017
Net income$17,560,000420
Minority interest net income$084
Net income of bank and minority interests.$17,560,000421
Net charge-offs$-3,372,0006,497
Cash dividends$1,000,0002,015
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,052,800606
2014-09-30 (YTD Data)Rank
Total interest income$24,654,000764
Total interest expense$2,769,000807
Net interest income$21,885,000756
Provision for loan and lease losses$-5,629,0006,562
Total noninterest income$4,423,000972
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,415,000726
Trading account gains and fees$0174
Additional Noninterest Income$3,008,000895
Total noninterest expense$22,231,000687
Salaries and employee benefits$9,809,000837
Premises and equipment expense$2,750,000672
Additional noninterest expense$9,672,000525
Pre-tax net operating income$9,706,000647
Securities gains (losses)$6,006,00039
Applicable income taxes$326,0002,380
Income before extraordinary items$15,386,000363
Extraordinary gains, net$015
Net income$15,386,000363
Minority interest net income$081
Net income of bank and minority interests.$15,386,000363
Net charge-offs$-3,510,0006,580
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,500,120526
2014-06-30 (YTD Data)Rank
Total interest income$16,342,000771
Total interest expense$1,893,000794
Net interest income$14,449,000755
Provision for loan and lease losses$-5,575,0006,632
Total noninterest income$3,369,000870
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$909,000737
Trading account gains and fees$0172
Additional Noninterest Income$2,460,000744
Total noninterest expense$15,115,000675
Salaries and employee benefits$6,493,000837
Premises and equipment expense$1,911,000647
Additional noninterest expense$6,711,000503
Pre-tax net operating income$8,278,000531
Securities gains (losses)$3,048,00058
Applicable income taxes$160,0002,630
Income before extraordinary items$11,166,000331
Extraordinary gains, net$020
Net income$11,166,000331
Minority interest net income$080
Net income of bank and minority interests.$11,166,000331
Net charge-offs$-3,733,0006,652
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$8,148,480422
2014-03-31 (YTD Data)Rank
Total interest income$8,124,000773
Total interest expense$960,000793
Net interest income$7,164,000764
Provision for loan and lease losses$-1,570,0006,689
Total noninterest income$1,831,000784
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$445,000733
Trading account gains and fees$0147
Additional Noninterest Income$1,386,000669
Total noninterest expense$7,916,000660
Salaries and employee benefits$3,400,000819
Premises and equipment expense$1,039,000604
Additional noninterest expense$3,477,000487
Pre-tax net operating income$2,649,000759
Securities gains (losses)$1,568,00062
Applicable income taxes$70,0002,675
Income before extraordinary items$4,147,000408
Extraordinary gains, net$016
Net income$4,147,000407
Minority interest net income$066
Net income of bank and minority interests.$4,147,000408
Net charge-offs$-142,0006,536
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,610,360602
2013-12-31 (YTD Data)Rank
Total interest income$32,953,000752
Total interest expense$4,691,000711
Net interest income$28,262,000756
Provision for loan and lease losses$-6,270,0006,775
Total noninterest income$6,202,000970
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,853,000752
Trading account gains and fees$0184
Additional Noninterest Income$4,349,000897
Total noninterest expense$32,137,000648
Salaries and employee benefits$13,218,000818
Premises and equipment expense$3,888,000633
Additional noninterest expense$15,031,000473
Pre-tax net operating income$8,597,000895
Securities gains (losses)$2,887,00091
Applicable income taxes$04,631
Income before extraordinary items$11,484,000577
Extraordinary gains, net$029
Net income$11,484,000575
Minority interest net income$090
Net income of bank and minority interests.$11,484,000577
Net charge-offs$-1,751,0006,802
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$8,597,000720
2013-09-30 (YTD Data)Rank
Total interest income$24,566,000758
Total interest expense$3,628,000714
Net interest income$20,938,000764
Provision for loan and lease losses$-2,385,0006,834
Total noninterest income$4,361,0001,035
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,320,000800
Trading account gains and fees$0180
Additional Noninterest Income$3,041,000960
Total noninterest expense$23,998,000654
Salaries and employee benefits$9,786,000831
Premises and equipment expense$2,938,000636
Additional noninterest expense$11,274,000472
Pre-tax net operating income$3,686,0001,481
Securities gains (losses)$2,558,00090
Applicable income taxes$04,713
Income before extraordinary items$6,244,000773
Extraordinary gains, net$025
Net income$6,244,000774
Minority interest net income$084
Net income of bank and minority interests.$6,244,000775
Net charge-offs$-1,467,0006,873
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,686,0001,221
2013-06-30 (YTD Data)Rank
Total interest income$16,377,000758
Total interest expense$2,443,000730
Net interest income$13,934,000760
Provision for loan and lease losses$-1,226,0006,865
Total noninterest income$2,908,0001,039
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$860,000802
Trading account gains and fees$0157
Additional Noninterest Income$2,048,000970
Total noninterest expense$16,105,000650
Salaries and employee benefits$6,563,000829
Premises and equipment expense$1,988,000625
Additional noninterest expense$7,554,000469
Pre-tax net operating income$1,963,0001,750
Securities gains (losses)$1,741,000116
Applicable income taxes$04,679
Income before extraordinary items$3,704,000839
Extraordinary gains, net$022
Net income$3,704,000839
Minority interest net income$082
Net income of bank and minority interests.$3,704,000841
Net charge-offs$-1,279,0006,927
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,963,0001,479
2013-03-31 (YTD Data)Rank
Total interest income$8,210,000761
Total interest expense$1,244,000748
Net interest income$6,966,000756
Provision for loan and lease losses$-1,224,0006,988
Total noninterest income$1,622,000970
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$421,000808
Trading account gains and fees$0148
Additional Noninterest Income$1,201,000860
Total noninterest expense$8,311,000638
Salaries and employee benefits$3,320,000825
Premises and equipment expense$1,001,000627
Additional noninterest expense$3,990,000455
Pre-tax net operating income$1,501,0001,214
Securities gains (losses)$842,000126
Applicable income taxes$04,602
Income before extraordinary items$2,343,000680
Extraordinary gains, net$010
Net income$2,343,000680
Minority interest net income$076
Net income of bank and minority interests.$2,343,000681
Net charge-offs$-1,161,0007,005
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,501,000962
2012-12-31 (YTD Data)Rank
Total interest income$37,027,000705
Total interest expense$6,706,000635
Net interest income$30,321,000717
Provision for loan and lease losses$4,065,000605
Total noninterest income$4,895,0001,169
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,855,000770
Trading account gains and fees$0166
Additional Noninterest Income$3,040,0001,150
Total noninterest expense$40,550,000525
Salaries and employee benefits$14,702,000710
Premises and equipment expense$4,181,000570
Additional noninterest expense$21,667,000371
Pre-tax net operating income$-9,399,0007,022
Securities gains (losses)$-1,807,0007,056
Applicable income taxes$04,751
Income before extraordinary items$-11,206,0007,032
Extraordinary gains, net$029
Net income$-11,206,0007,032
Minority interest net income$093
Net income of bank and minority interests.$-11,206,0007,032
Net charge-offs$6,363,000481
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-9,399,0007,020
2012-09-30 (YTD Data)Rank
Total interest income$28,152,000706
Total interest expense$5,239,000643
Net interest income$22,913,000712
Provision for loan and lease losses$3,375,000570
Total noninterest income$3,853,0001,123
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,395,000778
Trading account gains and fees$0157
Additional Noninterest Income$2,458,0001,087
Total noninterest expense$30,167,000528
Salaries and employee benefits$10,992,000705
Premises and equipment expense$3,210,000562
Additional noninterest expense$15,965,000368
Pre-tax net operating income$-6,776,0007,115
Securities gains (losses)$1,0003,476
Applicable income taxes$04,802
Income before extraordinary items$-6,775,0007,124
Extraordinary gains, net$020
Net income$-6,775,0007,125
Minority interest net income$086
Net income of bank and minority interests.$-6,775,0007,124
Net charge-offs$3,682,000578
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-6,776,0007,116
2012-06-30 (YTD Data)Rank
Total interest income$19,166,000704
Total interest expense$3,663,000632
Net interest income$15,503,000702
Provision for loan and lease losses$-416,0007,186
Total noninterest income$3,108,000956
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$930,000760
Trading account gains and fees$0153
Additional Noninterest Income$2,178,000866
Total noninterest expense$19,823,000534
Salaries and employee benefits$7,253,000707
Premises and equipment expense$2,080,000579
Additional noninterest expense$10,490,000372
Pre-tax net operating income$-796,0006,920
Securities gains (losses)$-87,0007,090
Applicable income taxes$04,770
Income before extraordinary items$-883,0006,974
Extraordinary gains, net$019
Net income$-883,0006,972
Minority interest net income$084
Net income of bank and minority interests.$-883,0006,973
Net charge-offs$818,0001,308
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-796,0006,938
2012-03-31 (YTD Data)Rank
Total interest income$9,744,000691
Total interest expense$1,946,000614
Net interest income$7,798,000700
Provision for loan and lease losses$-136,0007,214
Total noninterest income$1,471,000990
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$462,000760
Trading account gains and fees$0148
Additional Noninterest Income$1,009,000895
Total noninterest expense$9,953,000530
Salaries and employee benefits$3,638,000713
Premises and equipment expense$1,075,000563
Additional noninterest expense$5,240,000361
Pre-tax net operating income$-548,0007,061
Securities gains (losses)$8,0001,818
Applicable income taxes$04,704
Income before extraordinary items$-540,0007,081
Extraordinary gains, net$019
Net income$-540,0007,080
Minority interest net income$078
Net income of bank and minority interests.$-540,0007,081
Net charge-offs$35,0003,308
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-548,0007,067
2011-12-31 (YTD Data)Rank
Total interest income$42,939,000641
Total interest expense$11,380,000490
Net interest income$31,559,000682
Provision for loan and lease losses$523,0003,399
Total noninterest income$6,340,000861
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,952,000750
Trading account gains and fees$0146
Additional Noninterest Income$4,388,000782
Total noninterest expense$39,444,000522
Salaries and employee benefits$14,117,000696
Premises and equipment expense$4,775,000521
Additional noninterest expense$20,552,000385
Pre-tax net operating income$-2,068,0006,796
Securities gains (losses)$4,316,000119
Applicable income taxes$04,719
Income before extraordinary items$2,248,0002,053
Extraordinary gains, net$029
Net income$2,248,0002,054
Minority interest net income$096
Net income of bank and minority interests.$2,248,0002,054
Net charge-offs$2,272,0001,440
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-2,068,0006,824
2011-09-30 (YTD Data)Rank
Total interest income$33,275,000626
Total interest expense$9,203,000483
Net interest income$24,072,000679
Provision for loan and lease losses$2,047,0001,223
Total noninterest income$5,787,000749
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,449,000758
Trading account gains and fees$0145
Additional Noninterest Income$4,338,000643
Total noninterest expense$29,574,000516
Salaries and employee benefits$10,418,000710
Premises and equipment expense$3,662,000516
Additional noninterest expense$15,494,000375
Pre-tax net operating income$-1,762,0006,969
Securities gains (losses)$2,879,000138
Applicable income taxes$04,740
Income before extraordinary items$1,117,0002,844
Extraordinary gains, net$021
Net income$1,117,0002,847
Minority interest net income$087
Net income of bank and minority interests.$1,117,0002,847
Net charge-offs$1,524,0001,480
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-1,762,0007,011
2011-06-30 (YTD Data)Rank
Total interest income$22,791,000629
Total interest expense$6,769,000457
Net interest income$16,022,000686
Provision for loan and lease losses$2,509,000776
Total noninterest income$5,235,000600
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$946,000770
Trading account gains and fees$0153
Additional Noninterest Income$4,289,000484
Total noninterest expense$19,780,000518
Salaries and employee benefits$6,855,000724
Premises and equipment expense$2,254,000570
Additional noninterest expense$10,671,000369
Pre-tax net operating income$-1,032,0006,991
Securities gains (losses)$1,953,000110
Applicable income taxes$04,697
Income before extraordinary items$921,0002,425
Extraordinary gains, net$015
Net income$921,0002,425
Minority interest net income$089
Net income of bank and minority interests.$921,0002,425
Net charge-offs$1,391,0001,190
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,032,0007,024
2011-03-31 (YTD Data)Rank
Total interest income$11,508,000628
Total interest expense$3,515,000458
Net interest income$7,993,000684
Provision for loan and lease losses$1,744,000579
Total noninterest income$3,831,000452
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$458,000778
Trading account gains and fees$0158
Additional Noninterest Income$3,373,000350
Total noninterest expense$9,975,000518
Salaries and employee benefits$3,396,000734
Premises and equipment expense$1,114,000592
Additional noninterest expense$5,465,000354
Pre-tax net operating income$105,0005,083
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$105,0004,931
Extraordinary gains, net$09
Net income$105,0004,929
Minority interest net income$086
Net income of bank and minority interests.$105,0004,931
Net charge-offs$97,0002,770
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$105,0004,879
2010-12-31 (YTD Data)Rank
Total interest income$55,472,000533
Total interest expense$19,401,000404
Net interest income$36,071,000600
Provision for loan and lease losses$25,041,000293
Total noninterest income$7,430,000800
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,532,000590
Trading account gains and fees$0175
Additional Noninterest Income$4,898,000751
Total noninterest expense$41,552,000510
Salaries and employee benefits$13,077,000742
Premises and equipment expense$4,991,000511
Additional noninterest expense$23,484,000357
Pre-tax net operating income$-23,092,0007,537
Securities gains (losses)$-5,984,0007,622
Applicable income taxes$04,655
Income before extraordinary items$-29,076,0007,561
Extraordinary gains, net$029
Net income$-29,076,0007,561
Minority interest net income$0111
Net income of bank and minority interests.$-29,076,0007,561
Net charge-offs$24,916,000286
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-23,092,0007,526
2010-09-30 (YTD Data)Rank
Total interest income$43,109,000515
Total interest expense$15,229,000400
Net interest income$27,880,000581
Provision for loan and lease losses$16,993,000319
Total noninterest income$5,328,000803
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,927,000590
Trading account gains and fees$0165
Additional Noninterest Income$3,401,000756
Total noninterest expense$26,268,000572
Salaries and employee benefits$9,712,000738
Premises and equipment expense$3,055,000626
Additional noninterest expense$13,501,000427
Pre-tax net operating income$-10,053,0007,557
Securities gains (losses)$-5,800,0007,730
Applicable income taxes$04,726
Income before extraordinary items$-15,853,0007,635
Extraordinary gains, net$023
Net income$-15,853,0007,635
Minority interest net income$0110
Net income of bank and minority interests.$-15,853,0007,635
Net charge-offs$13,828,000358
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-10,053,0007,574
2010-06-30 (YTD Data)Rank
Total interest income$29,548,000506
Total interest expense$10,496,000401
Net interest income$19,052,000566
Provision for loan and lease losses$9,682,000371
Total noninterest income$3,436,000803
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,296,000589
Trading account gains and fees$0152
Additional Noninterest Income$2,140,000766
Total noninterest expense$16,212,000624
Salaries and employee benefits$6,337,000757
Premises and equipment expense$2,050,000630
Additional noninterest expense$7,825,000482
Pre-tax net operating income$-3,406,0007,431
Securities gains (losses)$-1,727,0007,766
Applicable income taxes$04,691
Income before extraordinary items$-5,133,0007,592
Extraordinary gains, net$019
Net income$-5,133,0007,592
Minority interest net income$0105
Net income of bank and minority interests.$-5,133,0007,592
Net charge-offs$4,762,000594
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-3,406,0007,472
2010-03-31 (YTD Data)Rank
Total interest income$15,159,000508
Total interest expense$5,483,000404
Net interest income$9,676,000569
Provision for loan and lease losses$5,108,000368
Total noninterest income$1,731,000794
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$649,000593
Trading account gains and fees$0175
Additional Noninterest Income$1,082,000743
Total noninterest expense$7,558,000664
Salaries and employee benefits$3,108,000782
Premises and equipment expense$1,079,000616
Additional noninterest expense$3,371,000543
Pre-tax net operating income$-1,259,0007,484
Securities gains (losses)$850,000147
Applicable income taxes$04,611
Income before extraordinary items$-409,0007,188
Extraordinary gains, net$016
Net income$-409,0007,190
Minority interest net income$091
Net income of bank and minority interests.$-409,0007,189
Net charge-offs$2,061,000630
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-1,259,0007,526
2009-12-31 (YTD Data)Rank
Total interest income$64,398,000507
Total interest expense$24,448,000458
Net interest income$39,950,000543
Provision for loan and lease losses$42,089,000285
Total noninterest income$7,908,000774
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,863,000585
Trading account gains and fees$0211
Additional Noninterest Income$5,045,000708
Total noninterest expense$37,942,000563
Salaries and employee benefits$12,155,000806
Premises and equipment expense$4,046,000653
Additional noninterest expense$21,741,000414
Pre-tax net operating income$-32,173,0007,809
Securities gains (losses)$-19,759,0007,966
Applicable income taxes$-8,262,0007,847
Income before extraordinary items$-43,670,0007,858
Extraordinary gains, net$034
Net income$-43,670,0007,857
Minority interest net income$0115
Net income of bank and minority interests.$-43,670,0007,857
Net charge-offs$27,885,000313
Cash dividends$1,200,0001,416
Sale, conversion, retirement of capital stock, net$159,000768
Net operating income$-27,072,4407,803
2009-09-30 (YTD Data)Rank
Total interest income$49,005,000520
Total interest expense$18,321,000490
Net interest income$30,684,000533
Provision for loan and lease losses$20,760,000377
Total noninterest income$5,550,000805
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,154,000586
Trading account gains and fees$0212
Additional Noninterest Income$3,396,000786
Total noninterest expense$21,981,000714
Salaries and employee benefits$9,420,000787
Premises and equipment expense$3,122,000653
Additional noninterest expense$9,439,000614
Pre-tax net operating income$-6,507,0007,592
Securities gains (losses)$-1,986,0007,932
Applicable income taxes$-3,637,0007,848
Income before extraordinary items$-4,856,0007,565
Extraordinary gains, net$027
Net income$-4,856,0007,565
Minority interest net income$0118
Net income of bank and minority interests.$-4,856,0007,565
Net charge-offs$10,047,000502
Cash dividends$1,200,0001,058
Sale, conversion, retirement of capital stock, net$159,000637
Net operating income$-3,584,9607,450
2009-06-30 (YTD Data)Rank
Total interest income$33,192,000524
Total interest expense$12,179,000524
Net interest income$21,013,000517
Provision for loan and lease losses$9,710,000450
Total noninterest income$3,725,000808
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,411,000590
Trading account gains and fees$0193
Additional Noninterest Income$2,314,000783
Total noninterest expense$13,997,000761
Salaries and employee benefits$6,316,000804
Premises and equipment expense$2,081,000670
Additional noninterest expense$5,600,000694
Pre-tax net operating income$1,031,0002,058
Securities gains (losses)$443,000565
Applicable income taxes$289,0001,574
Income before extraordinary items$1,185,0001,572
Extraordinary gains, net$021
Net income$1,185,0001,569
Minority interest net income$0112
Net income of bank and minority interests.$1,185,0001,571
Net charge-offs$8,343,000425
Cash dividends$1,100,000816
Sale, conversion, retirement of capital stock, net$159,000515
Net operating income$830,6002,113
2009-03-31 (YTD Data)Rank
Total interest income$16,850,000524
Total interest expense$6,093,000539
Net interest income$10,757,000496
Provision for loan and lease losses$2,460,000642
Total noninterest income$1,927,000766
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$688,000594
Trading account gains and fees$0171
Additional Noninterest Income$1,239,000712
Total noninterest expense$6,698,000747
Salaries and employee benefits$3,332,000759
Premises and equipment expense$1,070,000668
Additional noninterest expense$2,296,000740
Pre-tax net operating income$3,526,000346
Securities gains (losses)$527,000315
Applicable income taxes$750,000441
Income before extraordinary items$3,303,000295
Extraordinary gains, net$015
Net income$3,303,000295
Minority interest net income$0102
Net income of bank and minority interests.$3,303,000296
Net charge-offs$332,0001,688
Cash dividends$1,000,000426
Sale, conversion, retirement of capital stock, net$159,000302
Net operating income$2,876,130323
2008-12-31 (YTD Data)Rank
Total interest income$73,451,000512
Total interest expense$32,730,000486
Net interest income$40,721,000544
Provision for loan and lease losses$2,700,0001,497
Total noninterest income$6,724,000829
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,117,000552
Trading account gains and fees$0154
Additional Noninterest Income$3,607,000843
Total noninterest expense$25,564,000778
Salaries and employee benefits$12,745,000779
Premises and equipment expense$4,159,000662
Additional noninterest expense$8,660,000758
Pre-tax net operating income$19,181,000300
Securities gains (losses)$1,156,000191
Applicable income taxes$4,832,000327
Income before extraordinary items$15,505,000262
Extraordinary gains, net$039
Net income$15,505,000262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,119,0001,838
Cash dividends$4,100,000674
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$14,626,440289
2008-09-30 (YTD Data)Rank
Total interest income$55,626,000527
Total interest expense$25,474,000500
Net interest income$30,152,000562
Provision for loan and lease losses$1,150,0001,688
Total noninterest income$5,163,000846
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,332,000560
Trading account gains and fees$0148
Additional Noninterest Income$2,831,000854
Total noninterest expense$18,826,000778
Salaries and employee benefits$9,459,000805
Premises and equipment expense$3,013,000689
Additional noninterest expense$6,354,000735
Pre-tax net operating income$15,339,000345
Securities gains (losses)$1,025,000179
Applicable income taxes$3,996,000374
Income before extraordinary items$12,368,000303
Extraordinary gains, net$031
Net income$12,368,000302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$887,0001,404
Cash dividends$3,000,000708
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$11,589,000340
2008-06-30 (YTD Data)Rank
Total interest income$37,487,000527
Total interest expense$17,585,000499
Net interest income$19,902,000566
Provision for loan and lease losses$850,0001,359
Total noninterest income$3,134,000934
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,521,000561
Trading account gains and fees$0149
Additional Noninterest Income$1,613,000990
Total noninterest expense$12,408,000783
Salaries and employee benefits$6,223,000832
Premises and equipment expense$2,004,000692
Additional noninterest expense$4,181,000721
Pre-tax net operating income$9,778,000382
Securities gains (losses)$713,000237
Applicable income taxes$2,531,000435
Income before extraordinary items$7,960,000348
Extraordinary gains, net$021
Net income$7,960,000347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$325,0001,720
Cash dividends$2,200,000730
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$7,418,120362
2008-03-31 (YTD Data)Rank
Total interest income$19,400,000526
Total interest expense$9,397,000502
Net interest income$10,003,000557
Provision for loan and lease losses$300,0001,372
Total noninterest income$1,577,000934
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$729,000585
Trading account gains and fees$0158
Additional Noninterest Income$848,000956
Total noninterest expense$6,118,000784
Salaries and employee benefits$3,089,000842
Premises and equipment expense$1,010,000692
Additional noninterest expense$2,019,000719
Pre-tax net operating income$5,162,000391
Securities gains (losses)$645,000199
Applicable income taxes$1,492,000423
Income before extraordinary items$4,315,000360
Extraordinary gains, net$015
Net income$4,315,000361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0001,224
Cash dividends$800,000908
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,837,700378
2007-12-31 (YTD Data)Rank
Total interest income$81,887,000529
Total interest expense$41,830,000488
Net interest income$40,057,000570
Provision for loan and lease losses$2,200,000779
Total noninterest income$5,639,000997
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,840,000617
Trading account gains and fees$0178
Additional Noninterest Income$2,799,0001,067
Total noninterest expense$23,676,000778
Salaries and employee benefits$11,917,000828
Premises and equipment expense$3,693,000721
Additional noninterest expense$8,066,000714
Pre-tax net operating income$19,820,000470
Securities gains (losses)$721,000214
Applicable income taxes$5,265,000522
Income before extraordinary items$15,276,000447
Extraordinary gains, net$039
Net income$15,276,000444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,169,000579
Cash dividends$2,800,0001,261
Sale, conversion, retirement of capital stock, net$248,000692
Net operating income$14,742,460448
2007-09-30 (YTD Data)Rank
Total interest income$60,836,000533
Total interest expense$31,206,000493
Net interest income$29,630,000574
Provision for loan and lease losses$900,000978
Total noninterest income$4,179,0001,007
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,091,000611
Trading account gains and fees$0184
Additional Noninterest Income$2,088,0001,068
Total noninterest expense$17,282,000791
Salaries and employee benefits$8,717,000852
Premises and equipment expense$2,675,000748
Additional noninterest expense$5,890,000720
Pre-tax net operating income$15,627,000479
Securities gains (losses)$879,000161
Applicable income taxes$4,299,000523
Income before extraordinary items$12,207,000455
Extraordinary gains, net$033
Net income$12,207,000453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0002,023
Cash dividends$1,800,0001,319
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$11,556,540471
2007-06-30 (YTD Data)Rank
Total interest income$39,567,000557
Total interest expense$20,102,000517
Net interest income$19,465,000595
Provision for loan and lease losses$600,000869
Total noninterest income$2,781,0001,023
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,381,000629
Trading account gains and fees$0168
Additional Noninterest Income$1,400,0001,105
Total noninterest expense$11,422,000814
Salaries and employee benefits$5,735,000886
Premises and equipment expense$1,786,000765
Additional noninterest expense$3,901,000730
Pre-tax net operating income$10,224,000522
Securities gains (losses)$28,000639
Applicable income taxes$2,587,000588
Income before extraordinary items$7,665,000514
Extraordinary gains, net$029
Net income$7,665,000513
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0003,047
Cash dividends$1,025,0001,478
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$7,644,000505
2007-03-31 (YTD Data)Rank
Total interest income$19,309,000562
Total interest expense$9,731,000516
Net interest income$9,578,000601
Provision for loan and lease losses$300,000788
Total noninterest income$1,429,000994
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$671,000625
Trading account gains and fees$0195
Additional Noninterest Income$758,0001,025
Total noninterest expense$5,632,000823
Salaries and employee benefits$2,837,000901
Premises and equipment expense$884,000773
Additional noninterest expense$1,911,000728
Pre-tax net operating income$5,075,000517
Securities gains (losses)$3,000908
Applicable income taxes$1,276,000608
Income before extraordinary items$3,802,000509
Extraordinary gains, net$022
Net income$3,802,000508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,116
Cash dividends$300,0001,961
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,799,750499
2006-12-31 (YTD Data)Rank
Total interest income$68,669,000586
Total interest expense$33,188,000526
Net interest income$35,481,000635
Provision for loan and lease losses$2,080,000539
Total noninterest income$5,115,0001,076
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,645,000663
Trading account gains and fees$0130
Additional Noninterest Income$2,470,0001,145
Total noninterest expense$20,640,000855
Salaries and employee benefits$10,584,000911
Premises and equipment expense$3,014,000834
Additional noninterest expense$7,042,000773
Pre-tax net operating income$17,876,000597
Securities gains (losses)$-201,0008,375
Applicable income taxes$4,068,000746
Income before extraordinary items$13,607,000568
Extraordinary gains, net$051
Net income$13,607,000567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,070,000378
Cash dividends$2,400,0001,339
Sale, conversion, retirement of capital stock, net$310,000677
Net operating income$13,761,770554
2006-09-30 (YTD Data)Rank
Total interest income$49,387,000614
Total interest expense$23,489,000546
Net interest income$25,898,000666
Provision for loan and lease losses$810,000934
Total noninterest income$3,485,0001,171
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,989,000664
Trading account gains and fees$0126
Additional Noninterest Income$1,496,0001,364
Total noninterest expense$14,820,000905
Salaries and employee benefits$7,608,000959
Premises and equipment expense$2,213,000864
Additional noninterest expense$4,999,000810
Pre-tax net operating income$13,753,000600
Securities gains (losses)$-1,0007,100
Applicable income taxes$3,396,000716
Income before extraordinary items$10,356,000582
Extraordinary gains, net$045
Net income$10,356,000582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$372,000996
Cash dividends$1,500,0001,427
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$10,356,750570
2006-06-30 (YTD Data)Rank
Total interest income$31,881,000625
Total interest expense$14,943,000547
Net interest income$16,938,000678
Provision for loan and lease losses$540,000917
Total noninterest income$2,233,0001,210
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,304,000660
Trading account gains and fees$0126
Additional Noninterest Income$929,0001,435
Total noninterest expense$9,845,000910
Salaries and employee benefits$5,035,000973
Premises and equipment expense$1,491,000855
Additional noninterest expense$3,319,000819
Pre-tax net operating income$8,786,000620
Securities gains (losses)$-1,0007,450
Applicable income taxes$2,145,000754
Income before extraordinary items$6,640,000607
Extraordinary gains, net$039
Net income$6,640,000605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$275,000889
Cash dividends$900,0001,569
Sale, conversion, retirement of capital stock, net$0887
Net operating income$6,640,760595
2006-03-31 (YTD Data)Rank
Total interest income$15,363,000626
Total interest expense$7,074,000538
Net interest income$8,289,000685
Provision for loan and lease losses$270,000866
Total noninterest income$1,127,0001,171
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$634,000651
Trading account gains and fees$0115
Additional Noninterest Income$493,0001,351
Total noninterest expense$4,922,000908
Salaries and employee benefits$2,513,000978
Premises and equipment expense$752,000845
Additional noninterest expense$1,657,000808
Pre-tax net operating income$4,224,000637
Securities gains (losses)$-1,0007,892
Applicable income taxes$1,023,000772
Income before extraordinary items$3,200,000616
Extraordinary gains, net$021
Net income$3,200,000615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,000664
Cash dividends$300,0001,914
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,200,760604
2005-12-31 (YTD Data)Rank
Total interest income$53,307,000623
Total interest expense$22,358,000533
Net interest income$30,949,000678
Provision for loan and lease losses$1,860,000573
Total noninterest income$4,154,0001,245
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,240,000775
Trading account gains and fees$0138
Additional Noninterest Income$1,914,0001,403
Total noninterest expense$18,910,000899
Salaries and employee benefits$9,652,000946
Premises and equipment expense$2,969,000810
Additional noninterest expense$6,289,000828
Pre-tax net operating income$14,333,000694
Securities gains (losses)$-250,0008,617
Applicable income taxes$2,837,000999
Income before extraordinary items$11,246,000658
Extraordinary gains, net$046
Net income$11,246,000659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,432,000519
Cash dividends$1,050,0002,345
Sale, conversion, retirement of capital stock, net$248,000626
Net operating income$11,446,000635
2005-09-30 (YTD Data)Rank
Total interest income$38,398,000629
Total interest expense$15,885,000527
Net interest income$22,513,000690
Provision for loan and lease losses$870,000870
Total noninterest income$3,035,0001,277
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,639,000794
Trading account gains and fees$0126
Additional Noninterest Income$1,396,0001,429
Total noninterest expense$13,824,000913
Salaries and employee benefits$6,964,000983
Premises and equipment expense$2,203,000810
Additional noninterest expense$4,657,000823
Pre-tax net operating income$10,854,000683
Securities gains (losses)$-125,0008,659
Applicable income taxes$2,278,000958
Income before extraordinary items$8,451,000659
Extraordinary gains, net$035
Net income$8,451,000659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-145,0008,699
Cash dividends$550,0002,639
Sale, conversion, retirement of capital stock, net$0769
Net operating income$8,549,750637
2005-06-30 (YTD Data)Rank
Total interest income$24,465,000637
Total interest expense$9,960,000527
Net interest income$14,505,000706
Provision for loan and lease losses$480,0001,006
Total noninterest income$1,992,0001,268
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,074,000785
Trading account gains and fees$0116
Additional Noninterest Income$918,0001,434
Total noninterest expense$9,112,000919
Salaries and employee benefits$4,559,000994
Premises and equipment expense$1,497,000793
Additional noninterest expense$3,056,000830
Pre-tax net operating income$6,905,000708
Securities gains (losses)$-45,0008,567
Applicable income taxes$1,453,000983
Income before extraordinary items$5,407,000666
Extraordinary gains, net$030
Net income$5,407,000666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-213,0008,772
Cash dividends$350,0002,694
Sale, conversion, retirement of capital stock, net$0643
Net operating income$5,442,550642
2005-03-31 (YTD Data)Rank
Total interest income$11,763,000641
Total interest expense$4,725,000522
Net interest income$7,038,000715
Provision for loan and lease losses$240,000955
Total noninterest income$984,0001,262
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$503,000813
Trading account gains and fees$0115
Additional Noninterest Income$481,0001,361
Total noninterest expense$4,517,000921
Salaries and employee benefits$2,257,000985
Premises and equipment expense$768,000783
Additional noninterest expense$1,492,000839
Pre-tax net operating income$3,265,000745
Securities gains (losses)$52,000535
Applicable income taxes$705,000998
Income before extraordinary items$2,612,000682
Extraordinary gains, net$024
Net income$2,612,000682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,216
Cash dividends$250,0001,945
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,570,920669
2004-12-31 (YTD Data)Rank
Total interest income$42,228,000662
Total interest expense$16,960,000495
Net interest income$25,268,000778
Provision for loan and lease losses$1,400,000768
Total noninterest income$3,944,0001,289
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,929,000902
Trading account gains and fees$0138
Additional Noninterest Income$2,015,0001,312
Total noninterest expense$17,351,000932
Salaries and employee benefits$8,692,000986
Premises and equipment expense$2,814,000807
Additional noninterest expense$5,845,000856
Pre-tax net operating income$10,461,000840
Securities gains (losses)$846,000312
Applicable income taxes$2,012,0001,268
Income before extraordinary items$9,295,000720
Extraordinary gains, net$034
Net income$9,295,000721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$878,000869
Cash dividends$1,025,0002,273
Sale, conversion, retirement of capital stock, net$182,000585
Net operating income$8,601,280736
2004-09-30 (YTD Data)Rank
Total interest income$30,859,000675
Total interest expense$12,422,000488
Net interest income$18,437,000800
Provision for loan and lease losses$675,0001,126
Total noninterest income$2,927,0001,332
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,418,000926
Trading account gains and fees$0134
Additional Noninterest Income$1,509,0001,323
Total noninterest expense$12,598,000969
Salaries and employee benefits$6,351,0001,011
Premises and equipment expense$2,108,000804
Additional noninterest expense$4,139,000889
Pre-tax net operating income$8,091,000822
Securities gains (losses)$877,000295
Applicable income taxes$1,901,0001,054
Income before extraordinary items$7,067,000716
Extraordinary gains, net$026
Net income$7,067,000717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$574,000851
Cash dividends$625,0002,348
Sale, conversion, retirement of capital stock, net$0738
Net operating income$6,374,170755
2004-06-30 (YTD Data)Rank
Total interest income$20,174,000677
Total interest expense$8,157,000487
Net interest income$12,017,000810
Provision for loan and lease losses$450,0001,098
Total noninterest income$1,892,0001,342
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$908,000958
Trading account gains and fees$0130
Additional Noninterest Income$984,0001,340
Total noninterest expense$8,311,000975
Salaries and employee benefits$4,181,0001,020
Premises and equipment expense$1,413,000795
Additional noninterest expense$2,717,000916
Pre-tax net operating income$5,148,000845
Securities gains (losses)$870,000235
Applicable income taxes$1,274,0001,061
Income before extraordinary items$4,744,000703
Extraordinary gains, net$021
Net income$4,744,000703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0001,206
Cash dividends$325,0002,753
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,056,700779
2004-03-31 (YTD Data)Rank
Total interest income$10,019,000693
Total interest expense$4,049,000503
Net interest income$5,970,000824
Provision for loan and lease losses$225,0001,035
Total noninterest income$1,038,0001,224
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$396,0001,078
Trading account gains and fees$0121
Additional Noninterest Income$642,0001,077
Total noninterest expense$4,171,000982
Salaries and employee benefits$2,106,0001,025
Premises and equipment expense$713,000807
Additional noninterest expense$1,352,000913
Pre-tax net operating income$2,612,000830
Securities gains (losses)$320,000359
Applicable income taxes$595,0001,131
Income before extraordinary items$2,337,000713
Extraordinary gains, net$016
Net income$2,337,000713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,731
Cash dividends$225,0002,037
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,081,000754
2003-12-31 (YTD Data)Rank
Total interest income$40,704,000688
Total interest expense$17,409,000528
Net interest income$23,295,000818
Provision for loan and lease losses$1,200,000979
Total noninterest income$3,527,0001,482
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,575,0001,099
Trading account gains and fees$0160
Additional Noninterest Income$1,952,0001,496
Total noninterest expense$15,447,0001,052
Salaries and employee benefits$7,641,0001,105
Premises and equipment expense$2,664,000843
Additional noninterest expense$5,142,000992
Pre-tax net operating income$10,175,000844
Securities gains (losses)$658,000636
Applicable income taxes$2,172,0001,213
Income before extraordinary items$8,661,000757
Extraordinary gains, net$054
Net income$8,661,000759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$762,0001,144
Cash dividends$800,0002,674
Sale, conversion, retirement of capital stock, net$182,000618
Net operating income$8,134,600750
2003-09-30 (YTD Data)Rank
Total interest income$30,504,000707
Total interest expense$13,287,000542
Net interest income$17,217,000851
Provision for loan and lease losses$875,0001,011
Total noninterest income$2,562,0001,552
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,158,0001,123
Trading account gains and fees$0153
Additional Noninterest Income$1,404,0001,602
Total noninterest expense$11,178,0001,092
Salaries and employee benefits$5,532,0001,159
Premises and equipment expense$1,979,000864
Additional noninterest expense$3,667,0001,048
Pre-tax net operating income$7,726,000867
Securities gains (losses)$682,000566
Applicable income taxes$1,719,0001,198
Income before extraordinary items$6,689,000766
Extraordinary gains, net$040
Net income$6,689,000767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$283,0001,774
Cash dividends$500,0002,668
Sale, conversion, retirement of capital stock, net$0722
Net operating income$6,143,400766
2003-06-30 (YTD Data)Rank
Total interest income$20,354,000712
Total interest expense$9,075,000549
Net interest income$11,279,000864
Provision for loan and lease losses$650,000922
Total noninterest income$1,751,0001,515
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$725,0001,183
Trading account gains and fees$0150
Additional Noninterest Income$1,026,0001,486
Total noninterest expense$7,270,0001,124
Salaries and employee benefits$3,609,0001,191
Premises and equipment expense$1,307,000873
Additional noninterest expense$2,354,0001,077
Pre-tax net operating income$5,110,000870
Securities gains (losses)$655,000488
Applicable income taxes$1,204,0001,175
Income before extraordinary items$4,561,000755
Extraordinary gains, net$030
Net income$4,561,000756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0002,139
Cash dividends$400,0002,440
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,043,550771
2003-03-31 (YTD Data)Rank
Total interest income$10,190,000716
Total interest expense$4,607,000554
Net interest income$5,583,000880
Provision for loan and lease losses$325,000862
Total noninterest income$984,0001,353
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$351,0001,187
Trading account gains and fees$0134
Additional Noninterest Income$633,0001,242
Total noninterest expense$3,620,0001,110
Salaries and employee benefits$1,804,0001,180
Premises and equipment expense$666,000871
Additional noninterest expense$1,150,0001,077
Pre-tax net operating income$2,622,000858
Securities gains (losses)$204,000646
Applicable income taxes$586,0001,206
Income before extraordinary items$2,240,000757
Extraordinary gains, net$021
Net income$2,240,000756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0001,818
Cash dividends$300,0001,748
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,078,840749
2002-12-31 (YTD Data)Rank
Total interest income$42,859,000713
Total interest expense$20,799,000563
Net interest income$22,060,000882
Provision for loan and lease losses$1,400,0001,002
Total noninterest income$3,310,0001,448
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,371,0001,173
Trading account gains and fees$0153
Additional Noninterest Income$1,939,0001,342
Total noninterest expense$14,208,0001,093
Salaries and employee benefits$6,990,0001,146
Premises and equipment expense$2,549,000854
Additional noninterest expense$4,669,0001,057
Pre-tax net operating income$9,762,000891
Securities gains (losses)$366,000789
Applicable income taxes$2,077,0001,247
Income before extraordinary items$8,051,000788
Extraordinary gains, net$070
Net income$8,051,000788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$854,0001,108
Cash dividends$1,125,0002,046
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,761,860783
2001-12-31 (YTD Data)Rank
Total interest income$44,862,000757
Total interest expense$25,629,000656
Net interest income$19,233,000926
Provision for loan and lease losses$1,220,0001,070
Total noninterest income$2,547,0001,671
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,059,0001,409
Trading account gains and fees$0177
Additional Noninterest Income$1,488,0001,527
Total noninterest expense$12,625,0001,162
Salaries and employee benefits$6,156,0001,207
Premises and equipment expense$2,166,000969
Additional noninterest expense$4,303,0001,105
Pre-tax net operating income$7,935,000952
Securities gains (losses)$604,000551
Applicable income taxes$1,719,0001,331
Income before extraordinary items$6,820,000813
Extraordinary gains, net$0105
Net income$6,820,000812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$876,0001,030
Cash dividends$1,375,0001,794
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,336,800827
2000-12-31 (YTD Data)Rank
Total interest income$43,391,000818
Total interest expense$24,370,000749
Net interest income$19,021,000915
Provision for loan and lease losses$970,0001,097
Total noninterest income$1,490,0002,359
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,023,0001,324
Trading account gains and fees$0180
Additional Noninterest Income$467,0003,064
Total noninterest expense$11,691,0001,190
Salaries and employee benefits$5,852,0001,214
Premises and equipment expense$1,994,0001,002
Additional noninterest expense$3,845,0001,189
Pre-tax net operating income$7,850,000985
Securities gains (losses)$-108,0009,436
Applicable income taxes$1,682,0001,368
Income before extraordinary items$6,060,000866
Extraordinary gains, net$038
Net income$6,060,000865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$434,0001,386
Cash dividends$1,775,0001,481
Sale, conversion, retirement of capital stock, net$0969
Net operating income$6,144,240857
1999-12-31 (YTD Data)Rank
Total interest income$37,868,000897
Total interest expense$20,225,000785
Net interest income$17,643,0001,000
Provision for loan and lease losses$1,020,000947
Total noninterest income$1,375,0002,438
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$845,0001,560
Trading account gains and fees$0173
Additional Noninterest Income$530,0002,854
Total noninterest expense$10,701,0001,291
Salaries and employee benefits$5,418,0001,281
Premises and equipment expense$1,774,0001,128
Additional noninterest expense$3,509,0001,312
Pre-tax net operating income$7,297,0001,070
Securities gains (losses)$197,000547
Applicable income taxes$1,786,0001,364
Income before extraordinary items$5,708,000971
Extraordinary gains, net$035
Net income$5,708,000971
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$589,0001,066
Cash dividends$1,279,0001,887
Sale, conversion, retirement of capital stock, net$2,929,000373
Net operating income$5,558,280980
1998-12-31 (YTD Data)Rank
Total interest income$33,904,000973
Total interest expense$18,457,000859
Net interest income$15,447,0001,096
Provision for loan and lease losses$920,0001,044
Total noninterest income$1,454,0002,320
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$780,0001,629
Trading account gains and fees$0224
Additional Noninterest Income$674,0002,464
Total noninterest expense$9,406,0001,404
Salaries and employee benefits$4,749,0001,383
Premises and equipment expense$1,546,0001,242
Additional noninterest expense$3,111,0001,408
Pre-tax net operating income$6,575,0001,139
Securities gains (losses)$125,0001,150
Applicable income taxes$1,577,0001,554
Income before extraordinary items$5,123,0001,053
Extraordinary gains, net$032
Net income$5,123,0001,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$260,0002,050
Cash dividends$1,802,0001,450
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$5,028,0001,030
1997-12-31 (YTD Data)Rank
Total interest income$30,906,0001,095
Total interest expense$16,327,000998
Net interest income$14,579,0001,208
Provision for loan and lease losses$1,110,000907
Total noninterest income$1,472,0002,230
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$759,0001,712
Trading account gains and fees$0239
Additional Noninterest Income$713,0002,196
Total noninterest expense$8,674,0001,514
Salaries and employee benefits$4,441,0001,471
Premises and equipment expense$1,451,0001,351
Additional noninterest expense$2,782,0001,541
Pre-tax net operating income$6,267,0001,247
Securities gains (losses)$-8,0009,909
Applicable income taxes$1,616,0001,599
Income before extraordinary items$4,643,0001,185
Extraordinary gains, net$044
Net income$4,643,0001,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$654,0001,075
Cash dividends$1,407,0001,696
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,648,9201,158
1996-12-31 (YTD Data)Rank
Total interest income$26,071,0001,309
Total interest expense$13,307,0001,230
Net interest income$12,764,0001,404
Provision for loan and lease losses$820,0001,185
Total noninterest income$994,0003,142
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$693,0001,963
Trading account gains and fees$0262
Additional Noninterest Income$301,0004,064
Total noninterest expense$7,928,0001,791
Salaries and employee benefits$4,076,0001,633
Premises and equipment expense$1,290,0001,577
Additional noninterest expense$2,562,0001,971
Pre-tax net operating income$5,010,0001,435
Securities gains (losses)$130,000855
Applicable income taxes$1,265,0001,914
Income before extraordinary items$3,875,0001,282
Extraordinary gains, net$053
Net income$3,875,0001,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$453,0001,542
Cash dividends$1,184,0001,913
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,777,5001,289
1995-12-31 (YTD Data)Rank
Total interest income$23,089,0001,486
Total interest expense$11,842,0001,381
Net interest income$11,247,0001,595
Provision for loan and lease losses$796,0001,126
Total noninterest income$865,0003,463
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$592,0002,295
Trading account gains and fees$0522
Additional Noninterest Income$273,0004,237
Total noninterest expense$7,098,0001,947
Salaries and employee benefits$3,492,0001,892
Premises and equipment expense$1,068,0001,903
Additional noninterest expense$2,538,0001,969
Pre-tax net operating income$4,218,0001,747
Securities gains (losses)$96,000982
Applicable income taxes$1,100,0002,187
Income before extraordinary items$3,214,0001,588
Extraordinary gains, net$065
Net income$3,214,0001,584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,0002,202
Cash dividends$887,0002,260
Sale, conversion, retirement of capital stock, net$3,554,000145
Net operating income$3,142,0001,598
1994-12-31 (YTD Data)Rank
Total interest income$17,322,0001,776
Total interest expense$7,474,0001,675
Net interest income$9,848,0001,834
Provision for loan and lease losses$700,0001,201
Total noninterest income$822,0003,637
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$539,0002,532
Trading account gains and fees$0475
Additional Noninterest Income$283,0004,264
Total noninterest expense$6,369,0002,207
Salaries and employee benefits$2,894,0002,316
Premises and equipment expense$936,0002,158
Additional noninterest expense$2,539,0002,113
Pre-tax net operating income$3,601,0001,981
Securities gains (losses)$137,000641
Applicable income taxes$888,0002,521
Income before extraordinary items$2,850,0001,726
Extraordinary gains, net$0249
Net income$2,850,0001,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$477,0001,422
Cash dividends$780,0002,347
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,745,8801,783
1993-12-31 (YTD Data)Rank
Total interest income$14,631,0002,136
Total interest expense$6,085,0002,132
Net interest income$8,546,0002,109
Provision for loan and lease losses$720,0001,621
Total noninterest income$802,0003,982
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$529,0002,636
Trading account gains and fees$0532
Additional Noninterest Income$273,0004,734
Total noninterest expense$5,880,0002,436
Salaries and employee benefits$2,551,0002,589
Premises and equipment expense$852,0002,397
Additional noninterest expense$2,477,0002,253
Pre-tax net operating income$2,748,0002,498
Securities gains (losses)$286,0001,346
Applicable income taxes$624,0003,472
Income before extraordinary items$2,410,0002,077
Extraordinary gains, net$03,149
Net income$2,410,0002,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$465,0001,848
Cash dividends$661,0002,489
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,184,0602,151
1992-12-31 (YTD Data)Rank
Total interest income$14,599,0002,413
Total interest expense$7,066,0002,380
Net interest income$7,533,0002,406
Provision for loan and lease losses$1,005,0001,826
Total noninterest income$598,0004,964
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$450,0003,115
Trading account gains and fees$0504
Additional Noninterest Income$148,0006,686
Total noninterest expense$5,399,0002,671
Salaries and employee benefits$2,257,0002,877
Premises and equipment expense$853,0002,419
Additional noninterest expense$2,289,0002,501
Pre-tax net operating income$1,727,0003,562
Securities gains (losses)$555,0001,008
Applicable income taxes$449,0004,374
Income before extraordinary items$1,833,0002,503
Extraordinary gains, net$01,422
Net income$1,833,0002,543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$631,0002,106
Cash dividends$551,0002,564
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,389,0003,067

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.