Home > FNCB Bank > Net charge- offs to loans

FNCB Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1227%801
Percentage Net Loans Charged-off: Total real estate loans-0.0614%4,442
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate-0.1512%4,538
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0271%370
Percentage Net Loans Charged-off: Home equity loans0.0210%185
All other 1-4 family - Percent of loans charged-off, net0.0278%356
Percentage Net Loans Charged-off: Commercial and industrial0.3018%762
Percentage Net Loans Charged-off: Loans to individuals1.0047%693
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual1.0047%596
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1036%763
Percentage Net Loans Charged-off: Total real estate loans-0.0321%4,349
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0712%4,490
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.0027%592
Percentage Net Loans Charged-off: Home equity loans0.0295%144
All other 1-4 family - Percent of loans charged-off, net0.0000%600
Percentage Net Loans Charged-off: Commercial and industrial0.1700%767
Percentage Net Loans Charged-off: Loans to individuals0.9883%604
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.9883%562
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0788%794
Percentage Net Loans Charged-off: Total real estate loans-0.0289%4,361
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate-0.0657%4,511
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0040%469
Percentage Net Loans Charged-off: Home equity loans0.0474%94
All other 1-4 family - Percent of loans charged-off, net0.0000%481
Percentage Net Loans Charged-off: Commercial and industrial0.0446%962
Percentage Net Loans Charged-off: Loans to individuals1.0666%550
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual1.0666%552
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0885%638
Percentage Net Loans Charged-off: Total real estate loans-0.0314%4,420
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate-0.0675%4,554
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0000%372
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net0.0000%332
Percentage Net Loans Charged-off: Commercial and industrial0.0571%622
Percentage Net Loans Charged-off: Loans to individuals1.1389%514
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual1.1389%469
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0173%1,766
Percentage Net Loans Charged-off: Total real estate loans-0.0461%4,387
Percentage Net Loans Charged-off:Construction & development-0.0198%4,413
Percentage Net Loans Charged-off: Commercial real estate-0.0914%4,538
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0028%3,540
Percentage Net Loans Charged-off: Home equity loans-0.0366%4,448
All other 1-4 family - Percent of loans charged-off, net0.0000%764
Percentage Net Loans Charged-off: Commercial and industrial0.0169%1,251
Percentage Net Loans Charged-off: Loans to individuals0.4787%1,049
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.4787%974
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0087%3,656
Percentage Net Loans Charged-off: Total real estate loans-0.0504%4,430
Percentage Net Loans Charged-off:Construction & development-0.0278%4,486
Percentage Net Loans Charged-off: Commercial real estate-0.1007%4,581
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential0.0000%647
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0000%623
Percentage Net Loans Charged-off: Commercial and industrial0.0157%996
Percentage Net Loans Charged-off: Loans to individuals0.2201%1,491
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.2201%1,417
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0278%4,013
Percentage Net Loans Charged-off: Total real estate loans-0.0666%4,423
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate-0.1404%4,516
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential0.0025%514
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net0.0027%485
Percentage Net Loans Charged-off: Commercial and industrial0.0201%809
Percentage Net Loans Charged-off: Loans to individuals0.1180%1,707
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1180%1,629
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0183%1,166
Percentage Net Loans Charged-off: Total real estate loans0.0018%491
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0050%355
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net0.0054%321
Percentage Net Loans Charged-off: Commercial and industrial0.0301%538
Percentage Net Loans Charged-off: Loans to individuals0.1219%1,495
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1219%1,414
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0316%4,145
Percentage Net Loans Charged-off: Total real estate loans-0.0811%4,539
Percentage Net Loans Charged-off:Construction & development-0.0248%4,099
Percentage Net Loans Charged-off: Commercial real estate-0.1631%4,598
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0019%3,354
Percentage Net Loans Charged-off: Home equity loans-0.0204%3,259
All other 1-4 family - Percent of loans charged-off, net0.0000%983
Percentage Net Loans Charged-off: Commercial and industrial0.0631%1,081
Percentage Net Loans Charged-off: Loans to individuals0.0343%2,348
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0343%2,249
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0339%4,188
Percentage Net Loans Charged-off: Total real estate loans-0.1061%4,660
Percentage Net Loans Charged-off:Construction & development-0.0315%4,183
Percentage Net Loans Charged-off: Commercial real estate-0.2160%4,692
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0013%3,371
Percentage Net Loans Charged-off: Home equity loans-0.0200%3,323
All other 1-4 family - Percent of loans charged-off, net0.0007%846
Percentage Net Loans Charged-off: Commercial and industrial0.0938%797
Percentage Net Loans Charged-off: Loans to individuals0.0747%1,923
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0747%1,810
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0013%2,187
Percentage Net Loans Charged-off: Total real estate loans-0.0202%4,172
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate-0.0352%4,498
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0099%3,874
Percentage Net Loans Charged-off: Home equity loans-0.1166%3,544
All other 1-4 family - Percent of loans charged-off, net0.0022%728
Percentage Net Loans Charged-off: Commercial and industrial-0.0016%3,300
Percentage Net Loans Charged-off: Loans to individuals0.1507%1,441
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1507%1,321
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0262%1,237
Percentage Net Loans Charged-off: Total real estate loans-0.0365%4,465
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate-0.0739%4,682
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0060%3,814
Percentage Net Loans Charged-off: Home equity loans-0.0188%3,418
All other 1-4 family - Percent of loans charged-off, net-0.0045%3,800
Percentage Net Loans Charged-off: Commercial and industrial-0.0097%3,638
Percentage Net Loans Charged-off: Loans to individuals0.5357%759
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5357%678
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1182%4,837
Percentage Net Loans Charged-off: Total real estate loans-0.1062%4,803
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate-0.1978%4,800
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0235%4,319
Percentage Net Loans Charged-off: Home equity loans-0.0164%3,396
All other 1-4 family - Percent of loans charged-off, net-0.0243%4,344
Percentage Net Loans Charged-off: Commercial and industrial-0.4388%4,703
Percentage Net Loans Charged-off: Loans to individuals0.4382%1,354
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4382%1,248
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1884%4,920
Percentage Net Loans Charged-off: Total real estate loans-0.1421%4,859
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate-0.2600%4,842
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0317%4,450
Percentage Net Loans Charged-off: Home equity loans-0.0232%3,468
All other 1-4 family - Percent of loans charged-off, net-0.0325%4,470
Percentage Net Loans Charged-off: Commercial and industrial-0.6173%4,775
Percentage Net Loans Charged-off: Loans to individuals0.3567%1,472
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3567%1,355
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0211%4,420
Percentage Net Loans Charged-off: Total real estate loans0.0054%1,330
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0425%473
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0435%4,563
Percentage Net Loans Charged-off: Home equity loans-0.0233%3,502
All other 1-4 family - Percent of loans charged-off, net-0.0455%4,582
Percentage Net Loans Charged-off: Commercial and industrial-0.3664%4,725
Percentage Net Loans Charged-off: Loans to individuals0.4374%1,392
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4374%1,266
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0932%1,134
Percentage Net Loans Charged-off: Total real estate loans0.0414%609
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0867%261
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0064%4,019
Percentage Net Loans Charged-off: Home equity loans-0.0234%3,523
All other 1-4 family - Percent of loans charged-off, net-0.0047%3,990
Percentage Net Loans Charged-off: Commercial and industrial-0.0622%4,250
Percentage Net Loans Charged-off: Loans to individuals0.5525%1,210
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5525%1,119
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1641%1,226
Percentage Net Loans Charged-off: Total real estate loans-0.0163%4,440
Percentage Net Loans Charged-off:Construction & development-0.1978%4,593
Percentage Net Loans Charged-off: Commercial real estate-0.0128%4,509
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0093%1,657
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net0.0103%1,548
Percentage Net Loans Charged-off: Commercial and industrial0.5752%799
Percentage Net Loans Charged-off: Loans to individuals0.3851%1,840
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3851%1,726
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1655%1,023
Percentage Net Loans Charged-off: Total real estate loans-0.0162%4,465
Percentage Net Loans Charged-off:Construction & development-0.2987%4,695
Percentage Net Loans Charged-off: Commercial real estate-0.0076%4,484
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0146%1,293
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0163%1,197
Percentage Net Loans Charged-off: Commercial and industrial0.6038%640
Percentage Net Loans Charged-off: Loans to individuals0.3421%1,849
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3421%1,719
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1845%894
Percentage Net Loans Charged-off: Total real estate loans-0.0238%4,629
Percentage Net Loans Charged-off:Construction & development-0.5048%4,753
Percentage Net Loans Charged-off: Commercial real estate-0.0115%4,641
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0231%1,014
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net0.0258%920
Percentage Net Loans Charged-off: Commercial and industrial0.7136%523
Percentage Net Loans Charged-off: Loans to individuals0.3527%1,698
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3527%1,574
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0534%1,523
Percentage Net Loans Charged-off: Total real estate loans-0.0725%5,038
Percentage Net Loans Charged-off:Construction & development-1.5000%4,836
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0087%4,302
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net-0.0098%4,364
Percentage Net Loans Charged-off: Commercial and industrial0.1415%801
Percentage Net Loans Charged-off: Loans to individuals0.3626%1,536
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3626%1,427
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2493%772
Percentage Net Loans Charged-off: Total real estate loans0.3635%186
Percentage Net Loans Charged-off:Construction & development-0.1355%4,672
Percentage Net Loans Charged-off: Commercial real estate0.7502%141
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0388%4,814
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net-0.0437%4,848
Percentage Net Loans Charged-off: Commercial and industrial-0.1243%4,672
Percentage Net Loans Charged-off: Loans to individuals0.3720%1,845
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3720%1,742
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3160%530
Percentage Net Loans Charged-off: Total real estate loans0.4855%103
Percentage Net Loans Charged-off:Construction & development-0.1779%4,765
Percentage Net Loans Charged-off: Commercial real estate1.0007%79
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0495%4,920
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net-0.0558%4,950
Percentage Net Loans Charged-off: Commercial and industrial-0.1013%4,640
Percentage Net Loans Charged-off: Loans to individuals0.3373%1,820
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3373%1,700
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2894%553
Percentage Net Loans Charged-off: Total real estate loans0.4425%112
Percentage Net Loans Charged-off:Construction & development-0.2550%4,855
Percentage Net Loans Charged-off: Commercial real estate0.9427%67
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0680%5,045
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net-0.0767%5,078
Percentage Net Loans Charged-off: Commercial and industrial-0.0852%4,609
Percentage Net Loans Charged-off: Loans to individuals0.3032%1,787
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3032%1,687
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0972%1,207
Percentage Net Loans Charged-off: Total real estate loans0.0225%939
Percentage Net Loans Charged-off:Construction & development-0.5080%4,984
Percentage Net Loans Charged-off: Commercial real estate-0.0017%4,663
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.1247%478
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.1409%432
Percentage Net Loans Charged-off: Commercial and industrial0.0130%1,066
Percentage Net Loans Charged-off: Loans to individuals0.5018%1,326
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5018%1,218
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0207%3,416
Percentage Net Loans Charged-off: Total real estate loans-0.0460%5,105
Percentage Net Loans Charged-off:Construction & development-2.1700%5,194
Percentage Net Loans Charged-off: Commercial real estate0.0476%937
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0952%1,114
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net0.1097%985
Percentage Net Loans Charged-off: Commercial and industrial0.0924%1,873
Percentage Net Loans Charged-off: Loans to individuals0.1962%2,749
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1962%2,618
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0078%3,449
Percentage Net Loans Charged-off: Total real estate loans-0.0812%5,288
Percentage Net Loans Charged-off:Construction & development-2.5054%5,234
Percentage Net Loans Charged-off: Commercial real estate0.0397%748
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0663%1,219
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.0767%1,104
Percentage Net Loans Charged-off: Commercial and industrial0.1567%1,340
Percentage Net Loans Charged-off: Loans to individuals0.1638%2,659
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1638%2,514
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0293%4,944
Percentage Net Loans Charged-off: Total real estate loans-0.1529%5,518
Percentage Net Loans Charged-off:Construction & development-4.0215%5,269
Percentage Net Loans Charged-off: Commercial real estate0.0212%696
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0802%1,007
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.0931%909
Percentage Net Loans Charged-off: Commercial and industrial0.2299%979
Percentage Net Loans Charged-off: Loans to individuals0.0982%2,701
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0982%2,562
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2008%5,624
Percentage Net Loans Charged-off: Total real estate loans-0.3507%5,700
Percentage Net Loans Charged-off:Construction & development-8.4015%5,312
Percentage Net Loans Charged-off: Commercial real estate-0.0051%4,898
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.1153%701
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.1340%624
Percentage Net Loans Charged-off: Commercial and industrial-0.1053%4,887
Percentage Net Loans Charged-off: Loans to individuals0.1865%2,072
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1865%1,937
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2082%1,337
Percentage Net Loans Charged-off: Total real estate loans0.1319%1,026
Percentage Net Loans Charged-off:Construction & development-0.0402%4,724
Percentage Net Loans Charged-off: Commercial real estate0.1654%667
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.1135%1,246
Percentage Net Loans Charged-off: Home equity loans0.1381%481
All other 1-4 family - Percent of loans charged-off, net0.1090%1,240
Percentage Net Loans Charged-off: Commercial and industrial0.3966%1,173
Percentage Net Loans Charged-off: Loans to individuals0.3412%2,257
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3412%2,106
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2110%1,104
Percentage Net Loans Charged-off: Total real estate loans0.0913%1,110
Percentage Net Loans Charged-off:Construction & development-0.0513%4,808
Percentage Net Loans Charged-off: Commercial real estate0.1386%593
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0470%1,702
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.0559%1,538
Percentage Net Loans Charged-off: Commercial and industrial0.6095%730
Percentage Net Loans Charged-off: Loans to individuals0.2254%2,379
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2254%2,220
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3613%646
Percentage Net Loans Charged-off: Total real estate loans0.1205%913
Percentage Net Loans Charged-off:Construction & development-0.0726%4,961
Percentage Net Loans Charged-off: Commercial real estate0.2076%431
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0273%1,778
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.0327%1,649
Percentage Net Loans Charged-off: Commercial and industrial1.1451%418
Percentage Net Loans Charged-off: Loans to individuals0.4052%1,713
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4052%1,570
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4653%481
Percentage Net Loans Charged-off: Total real estate loans0.2525%430
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.4185%211
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0574%1,163
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0688%1,030
Percentage Net Loans Charged-off: Commercial and industrial1.2968%318
Percentage Net Loans Charged-off: Loans to individuals0.3960%1,552
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3960%1,416
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1985%1,473
Percentage Net Loans Charged-off: Total real estate loans0.3231%558
Percentage Net Loans Charged-off:Construction & development2.8946%107
Percentage Net Loans Charged-off: Commercial real estate0.2628%647
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0351%2,550
Percentage Net Loans Charged-off: Home equity loans-0.0918%4,347
All other 1-4 family - Percent of loans charged-off, net0.0630%2,097
Percentage Net Loans Charged-off: Commercial and industrial-0.1593%5,313
Percentage Net Loans Charged-off: Loans to individuals0.2563%2,452
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2563%2,295
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2623%1,006
Percentage Net Loans Charged-off: Total real estate loans0.4456%339
Percentage Net Loans Charged-off:Construction & development4.1758%80
Percentage Net Loans Charged-off: Commercial real estate0.3598%440
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0639%1,958
Percentage Net Loans Charged-off: Home equity loans-0.1211%4,424
All other 1-4 family - Percent of loans charged-off, net0.1052%1,525
Percentage Net Loans Charged-off: Commercial and industrial-0.1420%5,270
Percentage Net Loans Charged-off: Loans to individuals0.1599%2,618
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1599%2,481
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3088%856
Percentage Net Loans Charged-off: Total real estate loans0.4730%345
Percentage Net Loans Charged-off:Construction & development0.0576%483
Percentage Net Loans Charged-off: Commercial real estate0.8008%233
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0748%1,721
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.0920%1,516
Percentage Net Loans Charged-off: Commercial and industrial-0.0377%4,710
Percentage Net Loans Charged-off: Loans to individuals0.2275%2,133
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2275%2,002
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0488%2,301
Percentage Net Loans Charged-off: Total real estate loans0.0594%1,429
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate-0.0036%5,313
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.1616%973
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.1999%810
Percentage Net Loans Charged-off: Commercial and industrial0.0152%1,118
Percentage Net Loans Charged-off: Loans to individuals0.0721%2,369
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0721%2,243
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.5079%6,394
Percentage Net Loans Charged-off: Total real estate loans-0.9299%6,405
Percentage Net Loans Charged-off:Construction & development-15.7871%5,963
Percentage Net Loans Charged-off: Commercial real estate-0.1632%6,088
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0774%2,612
Percentage Net Loans Charged-off: Home equity loans0.0034%1,139
All other 1-4 family - Percent of loans charged-off, net0.0955%2,342
Percentage Net Loans Charged-off: Commercial and industrial-0.0345%5,004
Percentage Net Loans Charged-off: Loans to individuals0.4531%1,919
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4531%1,779
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.7068%6,493
Percentage Net Loans Charged-off: Total real estate loans-1.2696%6,494
Percentage Net Loans Charged-off:Construction & development-20.5545%6,012
Percentage Net Loans Charged-off: Commercial real estate-0.2149%6,204
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.0644%2,510
Percentage Net Loans Charged-off: Home equity loans-0.0045%4,364
All other 1-4 family - Percent of loans charged-off, net0.0813%2,235
Percentage Net Loans Charged-off: Commercial and industrial-0.0236%4,804
Percentage Net Loans Charged-off: Loans to individuals0.4928%1,692
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4928%1,550
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-1.1368%6,580
Percentage Net Loans Charged-off: Total real estate loans-1.9452%6,569
Percentage Net Loans Charged-off:Construction & development-28.5930%6,034
Percentage Net Loans Charged-off: Commercial real estate-0.3281%6,318
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0190%2,711
Percentage Net Loans Charged-off: Home equity loans-0.0068%4,387
All other 1-4 family - Percent of loans charged-off, net0.0254%2,517
Percentage Net Loans Charged-off: Commercial and industrial0.0374%1,853
Percentage Net Loans Charged-off: Loans to individuals0.2750%2,104
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2750%1,979
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0875%6,066
Percentage Net Loans Charged-off: Total real estate loans-0.2503%6,449
Percentage Net Loans Charged-off:Construction & development-3.8091%5,990
Percentage Net Loans Charged-off: Commercial real estate-0.0113%5,763
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,172
Percentage Net Loans Charged-off: Home equity loans-0.0137%4,445
All other 1-4 family - Percent of loans charged-off, net0.0034%2,028
Percentage Net Loans Charged-off: Commercial and industrial-0.1256%5,497
Percentage Net Loans Charged-off: Loans to individuals0.6487%1,242
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6487%1,129
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2769%6,660
Percentage Net Loans Charged-off: Total real estate loans-0.1054%6,454
Percentage Net Loans Charged-off:Construction & development0.1830%1,339
Percentage Net Loans Charged-off: Commercial real estate-0.3492%6,509
Percentage Net Loans Charged-off: Multi-family residential-0.2690%5,316
Percentage Net Loans Charged-off: 1-4 family residential0.2488%1,965
Percentage Net Loans Charged-off: Home equity loans0.0703%1,284
All other 1-4 family - Percent of loans charged-off, net0.3012%1,663
Percentage Net Loans Charged-off: Commercial and industrial-1.3156%6,407
Percentage Net Loans Charged-off: Loans to individuals0.2210%3,065
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2210%2,915
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3108%6,731
Percentage Net Loans Charged-off: Total real estate loans-0.0314%6,223
Percentage Net Loans Charged-off:Construction & development0.2483%1,152
Percentage Net Loans Charged-off: Commercial real estate-0.2318%6,524
Percentage Net Loans Charged-off: Multi-family residential-0.3567%5,377
Percentage Net Loans Charged-off: 1-4 family residential0.2722%1,735
Percentage Net Loans Charged-off: Home equity loans0.0922%1,118
All other 1-4 family - Percent of loans charged-off, net0.3270%1,485
Percentage Net Loans Charged-off: Commercial and industrial-1.6835%6,503
Percentage Net Loans Charged-off: Loans to individuals0.0675%3,568
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0675%3,419
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.4126%6,806
Percentage Net Loans Charged-off: Total real estate loans0.0585%3,122
Percentage Net Loans Charged-off:Construction & development-0.0673%5,622
Percentage Net Loans Charged-off: Commercial real estate-0.0338%6,267
Percentage Net Loans Charged-off: Multi-family residential-0.5311%5,383
Percentage Net Loans Charged-off: 1-4 family residential0.2829%1,651
Percentage Net Loans Charged-off: Home equity loans0.1416%916
All other 1-4 family - Percent of loans charged-off, net0.3287%1,456
Percentage Net Loans Charged-off: Commercial and industrial-2.6211%6,578
Percentage Net Loans Charged-off: Loans to individuals0.1553%2,842
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1553%2,701
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.7635%6,904
Percentage Net Loans Charged-off: Total real estate loans0.2607%1,568
Percentage Net Loans Charged-off:Construction & development1.5310%478
Percentage Net Loans Charged-off: Commercial real estate0.0052%1,417
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.4687%1,052
Percentage Net Loans Charged-off: Home equity loans-0.0123%4,658
All other 1-4 family - Percent of loans charged-off, net0.6333%790
Percentage Net Loans Charged-off: Commercial and industrial-5.2990%6,693
Percentage Net Loans Charged-off: Loans to individuals0.2697%2,124
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2697%1,983
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9866%1,106
Percentage Net Loans Charged-off: Total real estate loans0.7389%1,400
Percentage Net Loans Charged-off:Construction & development-0.0186%5,922
Percentage Net Loans Charged-off: Commercial real estate0.6106%1,357
Percentage Net Loans Charged-off: Multi-family residential8.4218%98
Percentage Net Loans Charged-off: 1-4 family residential0.5749%1,589
Percentage Net Loans Charged-off: Home equity loans0.3915%1,145
All other 1-4 family - Percent of loans charged-off, net0.6519%1,375
Percentage Net Loans Charged-off: Commercial and industrial2.1762%782
Percentage Net Loans Charged-off: Loans to individuals0.3685%2,776
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3685%2,613
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7480%1,484
Percentage Net Loans Charged-off: Total real estate loans0.1251%3,575
Percentage Net Loans Charged-off:Construction & development-1.0787%6,373
Percentage Net Loans Charged-off: Commercial real estate-0.1595%6,814
Percentage Net Loans Charged-off: Multi-family residential4.9648%153
Percentage Net Loans Charged-off: 1-4 family residential0.6200%1,456
Percentage Net Loans Charged-off: Home equity loans0.2572%1,185
All other 1-4 family - Percent of loans charged-off, net0.7778%1,128
Percentage Net Loans Charged-off: Commercial and industrial2.7391%584
Percentage Net Loans Charged-off: Loans to individuals0.3494%2,598
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3494%2,427
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2463%3,099
Percentage Net Loans Charged-off: Total real estate loans0.3893%2,172
Percentage Net Loans Charged-off:Construction & development-1.5215%6,428
Percentage Net Loans Charged-off: Commercial real estate0.1575%1,888
Percentage Net Loans Charged-off: Multi-family residential7.5493%104
Percentage Net Loans Charged-off: 1-4 family residential0.8042%1,125
Percentage Net Loans Charged-off: Home equity loans0.3760%946
All other 1-4 family - Percent of loans charged-off, net0.9989%896
Percentage Net Loans Charged-off: Commercial and industrial-0.0501%5,774
Percentage Net Loans Charged-off: Loans to individuals0.1817%3,047
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1817%2,862
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0204%4,403
Percentage Net Loans Charged-off: Total real estate loans0.1591%2,678
Percentage Net Loans Charged-off:Construction & development-0.2278%6,233
Percentage Net Loans Charged-off: Commercial real estate-0.2647%6,982
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential1.1557%750
Percentage Net Loans Charged-off: Home equity loans0.5241%680
All other 1-4 family - Percent of loans charged-off, net1.4701%569
Percentage Net Loans Charged-off: Commercial and industrial-0.1717%6,210
Percentage Net Loans Charged-off: Loans to individuals-0.2831%6,328
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2831%6,259
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3146%3,822
Percentage Net Loans Charged-off: Total real estate loans0.7741%2,007
Percentage Net Loans Charged-off:Construction & development-0.6006%6,581
Percentage Net Loans Charged-off: Commercial real estate0.4369%2,117
Percentage Net Loans Charged-off: Multi-family residential12.0292%84
Percentage Net Loans Charged-off: 1-4 family residential1.1189%1,113
Percentage Net Loans Charged-off: Home equity loans0.4597%1,281
All other 1-4 family - Percent of loans charged-off, net1.4203%863
Percentage Net Loans Charged-off: Commercial and industrial-0.7162%6,882
Percentage Net Loans Charged-off: Loans to individuals0.3399%3,384
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2881%3,322
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2773%3,695
Percentage Net Loans Charged-off: Total real estate loans0.4428%2,593
Percentage Net Loans Charged-off:Construction & development-4.3585%6,765
Percentage Net Loans Charged-off: Commercial real estate0.4452%1,787
Percentage Net Loans Charged-off: Multi-family residential15.8302%69
Percentage Net Loans Charged-off: 1-4 family residential1.3839%820
Percentage Net Loans Charged-off: Home equity loans0.6172%989
All other 1-4 family - Percent of loans charged-off, net1.7257%655
Percentage Net Loans Charged-off: Commercial and industrial-0.0706%6,323
Percentage Net Loans Charged-off: Loans to individuals0.2844%3,314
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2321%3,248
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3712%3,068
Percentage Net Loans Charged-off: Total real estate loans0.5950%2,060
Percentage Net Loans Charged-off:Construction & development-2.5191%6,751
Percentage Net Loans Charged-off: Commercial real estate0.4778%1,533
Percentage Net Loans Charged-off: Multi-family residential23.3150%48
Percentage Net Loans Charged-off: 1-4 family residential0.5611%1,814
Percentage Net Loans Charged-off: Home equity loans0.4650%1,017
All other 1-4 family - Percent of loans charged-off, net0.6031%1,638
Percentage Net Loans Charged-off: Commercial and industrial-0.1427%6,545
Percentage Net Loans Charged-off: Loans to individuals0.5029%2,428
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3861%2,449
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0510%4,427
Percentage Net Loans Charged-off: Total real estate loans-0.0313%7,010
Percentage Net Loans Charged-off:Construction & development-3.7806%6,791
Percentage Net Loans Charged-off: Commercial real estate0.7223%933
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.6779%1,273
Percentage Net Loans Charged-off: Home equity loans0.9175%577
All other 1-4 family - Percent of loans charged-off, net0.5754%1,340
Percentage Net Loans Charged-off: Commercial and industrial0.0870%2,193
Percentage Net Loans Charged-off: Loans to individuals0.5097%2,058
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3456%2,120
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.8751%598
Percentage Net Loans Charged-off: Total real estate loans2.8802%546
Percentage Net Loans Charged-off:Construction & development10.7821%518
Percentage Net Loans Charged-off: Commercial real estate1.3547%973
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential1.5799%876
Percentage Net Loans Charged-off: Home equity loans0.2335%1,572
All other 1-4 family - Percent of loans charged-off, net2.1102%633
Percentage Net Loans Charged-off: Commercial and industrial3.8243%857
Percentage Net Loans Charged-off: Loans to individuals0.4827%3,460
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.0498%361
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0651%900
Percentage Net Loans Charged-off: Total real estate loans2.1880%769
Percentage Net Loans Charged-off:Construction & development10.4823%502
Percentage Net Loans Charged-off: Commercial real estate0.9142%1,234
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.0857%3,882
Percentage Net Loans Charged-off: Home equity loans0.3142%1,306
All other 1-4 family - Percent of loans charged-off, net-0.0028%7,188
Percentage Net Loans Charged-off: Commercial and industrial1.9564%1,475
Percentage Net Loans Charged-off: Loans to individuals0.5769%2,930
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease5.0533%285
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0336%1,807
Percentage Net Loans Charged-off: Total real estate loans1.5078%1,127
Percentage Net Loans Charged-off:Construction & development5.3388%950
Percentage Net Loans Charged-off: Commercial real estate1.0435%971
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.0662%3,624
Percentage Net Loans Charged-off: Home equity loans0.3010%1,119
All other 1-4 family - Percent of loans charged-off, net-0.0228%7,324
Percentage Net Loans Charged-off: Commercial and industrial0.2900%3,018
Percentage Net Loans Charged-off: Loans to individuals0.6068%2,641
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8796%1,798
Percentage Net Loans Charged-off: Total real estate loans1.2888%1,122
Percentage Net Loans Charged-off:Construction & development7.0936%610
Percentage Net Loans Charged-off: Commercial real estate0.0816%1,666
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0986%2,660
Percentage Net Loans Charged-off: Home equity loans0.4071%767
All other 1-4 family - Percent of loans charged-off, net-0.0164%7,317
Percentage Net Loans Charged-off: Commercial and industrial0.1101%2,570
Percentage Net Loans Charged-off: Loans to individuals0.7442%2,174
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.8935%748
Percentage Net Loans Charged-off: Total real estate loans4.3882%318
Percentage Net Loans Charged-off:Construction & development24.7843%126
Percentage Net Loans Charged-off: Commercial real estate2.5965%418
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.3641%2,511
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.4915%2,021
Percentage Net Loans Charged-off: Commercial and industrial1.0191%2,831
Percentage Net Loans Charged-off: Loans to individuals0.3121%4,737
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3817%1,489
Percentage Net Loans Charged-off: Total real estate loans1.8243%930
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate2.5830%308
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.3811%2,116
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.5129%1,692
Percentage Net Loans Charged-off: Commercial and industrial1.1073%2,229
Percentage Net Loans Charged-off: Loans to individuals0.2564%4,636
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0675%1,664
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7184%1,103
Percentage Net Loans Charged-off: Total real estate loans2.2483%666
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate3.1414%215
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.4932%1,597
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.6600%1,262
Percentage Net Loans Charged-off: Commercial and industrial1.4173%1,647
Percentage Net Loans Charged-off: Loans to individuals0.3068%4,067
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0539%1,490
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1361%3,869
Percentage Net Loans Charged-off: Total real estate loans0.2146%2,353
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.1398%1,037
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.4920%1,238
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.6548%968
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,811
Percentage Net Loans Charged-off: Loans to individuals0.0253%4,219
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0738%1,111
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1190%5,071
Percentage Net Loans Charged-off: Total real estate loans0.0502%4,343
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.0694%1,898
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0021%4,198
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.0027%3,931
Percentage Net Loans Charged-off: Commercial and industrial0.2109%3,547
Percentage Net Loans Charged-off: Loans to individuals0.3244%4,412
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1201%1,494
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1266%4,062
Percentage Net Loans Charged-off: Total real estate loans0.0663%3,319
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0924%1,266
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,509
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial0.2686%2,622
Percentage Net Loans Charged-off: Loans to individuals0.1741%4,607
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1292%1,264
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0702%4,293
Percentage Net Loans Charged-off: Total real estate loans0.0340%3,173
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0474%1,093
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.1339%2,539
Percentage Net Loans Charged-off: Loans to individuals0.1293%4,372
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1333%1,101
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0930%3,117
Percentage Net Loans Charged-off: Total real estate loans0.0547%2,072
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0759%623
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.2248%1,578
Percentage Net Loans Charged-off: Loans to individuals0.0265%3,954
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1217%881
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2448%2,248
Percentage Net Loans Charged-off: Total real estate loans0.4522%629
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.5998%385
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0645%2,243
Percentage Net Loans Charged-off: Home equity loans0.1840%575
All other 1-4 family - Percent of loans charged-off, net0.0324%2,529
Percentage Net Loans Charged-off: Commercial and industrial0.1732%2,859
Percentage Net Loans Charged-off: Loans to individuals0.2400%4,337
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1263%1,319
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0290%4,776
Percentage Net Loans Charged-off: Total real estate loans0.0176%2,764
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate-0.0047%7,807
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0861%1,512
Percentage Net Loans Charged-off: Home equity loans0.2504%366
All other 1-4 family - Percent of loans charged-off, net0.0430%1,837
Percentage Net Loans Charged-off: Commercial and industrial0.0132%3,186
Percentage Net Loans Charged-off: Loans to individuals0.0935%4,734
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1352%1,133
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0094%5,006
Percentage Net Loans Charged-off: Total real estate loans0.0056%2,563
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate-0.0072%7,875
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0439%1,588
Percentage Net Loans Charged-off: Home equity loans0.0071%532
All other 1-4 family - Percent of loans charged-off, net0.0530%1,399
Percentage Net Loans Charged-off: Commercial and industrial0.0056%2,706
Percentage Net Loans Charged-off: Loans to individuals-0.0143%6,992
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1475%1,012
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0047%4,330
Percentage Net Loans Charged-off: Total real estate loans-0.0084%7,737
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate-0.0115%7,988
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals0.0342%3,737
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1838%729
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2703%1,506
Percentage Net Loans Charged-off: Total real estate loans0.3284%428
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.4317%336
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0026%7,733
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net-0.0032%7,737
Percentage Net Loans Charged-off: Commercial and industrial0.0523%3,276
Percentage Net Loans Charged-off: Loans to individuals0.3659%3,525
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0824%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0663%3,376
Percentage Net Loans Charged-off: Total real estate loans0.0231%2,179
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0310%818
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0036%7,717
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.0045%7,732
Percentage Net Loans Charged-off: Commercial and industrial0.0563%2,676
Percentage Net Loans Charged-off: Loans to individuals0.3798%3,062
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0591%1,213
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0747%2,898
Percentage Net Loans Charged-off: Total real estate loans0.0433%1,519
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0577%592
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0055%7,798
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.0069%7,818
Percentage Net Loans Charged-off: Commercial and industrial0.0567%2,268
Percentage Net Loans Charged-off: Loans to individuals0.3322%3,024
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0447%1,090
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0971%2,134
Percentage Net Loans Charged-off: Total real estate loans0.1011%723
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.1320%283
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0038%7,827
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0047%7,854
Percentage Net Loans Charged-off: Commercial and industrial-0.0030%6,567
Percentage Net Loans Charged-off: Loans to individuals0.2789%2,816
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0385%858
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2132%2,183
Percentage Net Loans Charged-off: Total real estate loans0.3180%408
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.4347%348
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0690%8,409
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net-0.0857%8,401
Percentage Net Loans Charged-off: Commercial and industrial-0.1344%7,674
Percentage Net Loans Charged-off: Loans to individuals0.2825%4,652
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0329%1,485
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0292%7,966
Percentage Net Loans Charged-off: Total real estate loans-0.0195%8,061
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0012%1,041
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0912%8,428
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.1135%8,429
Percentage Net Loans Charged-off: Commercial and industrial-0.1747%7,672
Percentage Net Loans Charged-off: Loans to individuals0.1653%4,809
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0087%1,380
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0656%8,115
Percentage Net Loans Charged-off: Total real estate loans-0.0238%8,068
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.0225%8,155
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0295%8,155
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.0367%8,190
Percentage Net Loans Charged-off: Commercial and industrial-0.2721%7,810
Percentage Net Loans Charged-off: Loans to individuals0.0377%5,067
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0065%1,148
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0182%4,063
Percentage Net Loans Charged-off: Total real estate loans-0.0157%8,046
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate-0.0194%8,272
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0043%7,929
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.0054%7,962
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals0.2620%3,328
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1470%3,421
Percentage Net Loans Charged-off: Total real estate loans0.0943%1,655
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0784%1,065
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.1458%1,234
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.1810%1,046
Percentage Net Loans Charged-off: Commercial and industrial0.1814%3,185
Percentage Net Loans Charged-off: Loans to individuals0.3948%4,346
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0615%1,422
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1301%3,187
Percentage Net Loans Charged-off: Total real estate loans0.0782%1,556
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0738%845
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0934%1,422
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.1156%1,224
Percentage Net Loans Charged-off: Commercial and industrial0.2258%2,500
Percentage Net Loans Charged-off: Loans to individuals0.2640%4,609
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0837%3,705
Percentage Net Loans Charged-off: Total real estate loans0.0442%1,854
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0595%730
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.1334%2,442
Percentage Net Loans Charged-off: Loans to individuals0.2192%4,505
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0172%4,540
Percentage Net Loans Charged-off: Total real estate loans-0.0048%7,950
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.0065%8,399
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.0030%6,886
Percentage Net Loans Charged-off: Loans to individuals0.1722%4,071
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1477%4,041
Percentage Net Loans Charged-off: Total real estate loans0.0329%2,910
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0343%1,353
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0294%2,716
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0356%2,489
Percentage Net Loans Charged-off: Commercial and industrial0.2496%3,424
Percentage Net Loans Charged-off: Loans to individuals0.5484%4,002
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0747%4,792
Percentage Net Loans Charged-off: Total real estate loans0.0136%2,954
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0523%1,926
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0632%1,754
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,156
Percentage Net Loans Charged-off: Loans to individuals0.5163%3,763
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0530%4,897
Percentage Net Loans Charged-off: Total real estate loans0.0210%2,328
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0825%1,395
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.1002%1,254
Percentage Net Loans Charged-off: Commercial and industrial0.0102%3,503
Percentage Net Loans Charged-off: Loans to individuals0.2959%4,462
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0590%4,003
Percentage Net Loans Charged-off: Total real estate loans0.0233%1,684
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0911%1,058
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.1094%953
Percentage Net Loans Charged-off: Commercial and industrial0.0210%2,399
Percentage Net Loans Charged-off: Loans to individuals0.3101%3,830
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1836%3,860
Percentage Net Loans Charged-off: Total real estate loans0.1604%1,302
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.2252%801
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential-0.0135%8,547
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net-0.0154%8,563
Percentage Net Loans Charged-off: Commercial and industrial0.2419%3,630
Percentage Net Loans Charged-off: Loans to individuals0.2444%5,743
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2086%3,513
Percentage Net Loans Charged-off: Total real estate loans0.1771%1,103
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0063%1,399
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.5572%334
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.6084%302
Percentage Net Loans Charged-off: Commercial and industrial0.2615%3,409
Percentage Net Loans Charged-off: Loans to individuals0.3113%5,233
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1132%4,391
Percentage Net Loans Charged-off: Total real estate loans0.0609%373
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0365%294
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1022%239
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.1109%228
Percentage Net Loans Charged-off: Commercial and industrial0.0864%874
Percentage Net Loans Charged-off: Loans to individuals0.3523%933
Percentage Net Loans Charged-off: Credit card loans0.0000%977
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1676%3,631
Percentage Net Loans Charged-off: Total real estate loans0.1398%197
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate-0.0746%1,366
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.4391%62
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.4780%59
Percentage Net Loans Charged-off: Commercial and industrial0.1676%715
Percentage Net Loans Charged-off: Loans to individuals0.2902%1,019
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0857%5,445
Percentage Net Loans Charged-off: Total real estate loans0.0262%634
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0029%443
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0526%476
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0579%417
Percentage Net Loans Charged-off: Commercial and industrial0.1489%701
Percentage Net Loans Charged-off: Loans to individuals0.2776%1,045
Percentage Net Loans Charged-off: Credit card loans0.0000%973
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2375%3,360
Percentage Net Loans Charged-off: Total real estate loans0.2330%145
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.3232%126
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1590%212
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.1761%174
Percentage Net Loans Charged-off: Commercial and industrial0.3468%450
Percentage Net Loans Charged-off: Loans to individuals0.2379%1,123
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1840%4,300
Percentage Net Loans Charged-off: Total real estate loans0.2558%199
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.4160%175
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.1435%282
Percentage Net Loans Charged-off: Home equity loans0.7745%48
All other 1-4 family - Percent of loans charged-off, net0.0744%423
Percentage Net Loans Charged-off: Commercial and industrial-0.1160%1,268
Percentage Net Loans Charged-off: Loans to individuals0.1276%1,258
Percentage Net Loans Charged-off: Credit card loans0.0000%1,056
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1149%5,292
Percentage Net Loans Charged-off: Total real estate loans0.3170%229
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.6418%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.1143%331
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.1261%310
Percentage Net Loans Charged-off: Commercial and industrial-1.0590%1,394
Percentage Net Loans Charged-off: Loans to individuals0.1163%1,218
Percentage Net Loans Charged-off: Credit card loans0.0000%1,020
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2745%3,210
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3057%4,141
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4546%4,612
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA