Home > FNBC Bank & Trust > Income and Expense
FNBC Bank & Trust, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $18,308,000 | 2,004 |
| Total interest expense | $4,267,000 | 2,210 |
| Net interest income | $14,041,000 | 1,912 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $4,795,000 | 1,231 |
| Gross Fiduciary activities income | $3,664,000 | 304 |
| Service charges on deposit accounts | $200,000 | 2,676 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $931,000 | 2,349 |
| Total noninterest expense | $15,453,000 | 1,487 |
| Salaries and employee benefits | $9,731,000 | 1,369 |
| Premises and equipment expense | $1,108,000 | 1,912 |
| Additional noninterest expense | $931,000 | 2,349 |
| Pre-tax net operating income | $3,383,000 | 2,369 |
| Securities gains (losses) | $87,000 | 277 |
| Applicable income taxes | $730,000 | 1,644 |
| Income before extraordinary items | $2,740,000 | 2,441 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,740,000 | 2,464 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,740,000 | 2,443 |
| Net charge-offs | $-23,000 | 4,023 |
| Cash dividends | $1,925,000 | 1,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,671,270 | 2,491 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $13,345,000 | 2,013 |
| Total interest expense | $2,787,000 | 2,241 |
| Net interest income | $10,558,000 | 1,921 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $3,561,000 | 1,226 |
| Gross Fiduciary activities income | $2,678,000 | 306 |
| Service charges on deposit accounts | $153,000 | 2,672 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $730,000 | 2,289 |
| Total noninterest expense | $11,760,000 | 1,460 |
| Salaries and employee benefits | $7,425,000 | 1,350 |
| Premises and equipment expense | $826,000 | 1,918 |
| Additional noninterest expense | $730,000 | 2,288 |
| Pre-tax net operating income | $2,359,000 | 2,511 |
| Securities gains (losses) | $87,000 | 174 |
| Applicable income taxes | $544,000 | 1,697 |
| Income before extraordinary items | $1,902,000 | 2,572 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,902,000 | 2,598 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,902,000 | 2,573 |
| Net charge-offs | $-16,000 | 3,939 |
| Cash dividends | $1,500,000 | 1,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,833,270 | 2,632 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $8,709,000 | 2,019 |
| Total interest expense | $1,501,000 | 2,343 |
| Net interest income | $7,208,000 | 1,894 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $2,484,000 | 1,144 |
| Gross Fiduciary activities income | $1,785,000 | 302 |
| Service charges on deposit accounts | $107,000 | 2,607 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $592,000 | 2,030 |
| Total noninterest expense | $7,934,000 | 1,430 |
| Salaries and employee benefits | $5,047,000 | 1,322 |
| Premises and equipment expense | $549,000 | 1,903 |
| Additional noninterest expense | $592,000 | 2,027 |
| Pre-tax net operating income | $1,758,000 | 2,409 |
| Securities gains (losses) | $87,000 | 190 |
| Applicable income taxes | $450,000 | 1,561 |
| Income before extraordinary items | $1,395,000 | 2,479 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,395,000 | 2,508 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,395,000 | 2,479 |
| Net charge-offs | $-14,000 | 4,006 |
| Cash dividends | $850,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,326,270 | 2,554 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,359,000 | 1,988 |
| Total interest expense | $643,000 | 2,341 |
| Net interest income | $3,716,000 | 1,846 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $1,301,000 | 1,116 |
| Gross Fiduciary activities income | $892,000 | 313 |
| Service charges on deposit accounts | $52,000 | 2,660 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $357,000 | 1,854 |
| Total noninterest expense | $3,971,000 | 1,454 |
| Salaries and employee benefits | $2,538,000 | 1,345 |
| Premises and equipment expense | $274,000 | 1,935 |
| Additional noninterest expense | $357,000 | 1,854 |
| Pre-tax net operating income | $1,046,000 | 2,239 |
| Securities gains (losses) | $55,000 | 249 |
| Applicable income taxes | $270,000 | 1,473 |
| Income before extraordinary items | $831,000 | 2,330 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $831,000 | 2,330 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $831,000 | 2,330 |
| Net charge-offs | $-6,000 | 3,898 |
| Cash dividends | $400,000 | 1,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $787,550 | 2,421 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $16,398,000 | 1,832 |
| Total interest expense | $598,000 | 3,039 |
| Net interest income | $15,800,000 | 1,725 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $5,304,000 | 1,169 |
| Gross Fiduciary activities income | $3,488,000 | 317 |
| Service charges on deposit accounts | $307,000 | 2,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,509,000 | 1,896 |
| Total noninterest expense | $15,818,000 | 1,420 |
| Salaries and employee benefits | $9,761,000 | 1,339 |
| Premises and equipment expense | $1,207,000 | 1,805 |
| Additional noninterest expense | $1,509,000 | 1,896 |
| Pre-tax net operating income | $5,286,000 | 1,978 |
| Securities gains (losses) | $-488,000 | 4,317 |
| Applicable income taxes | $-2,000 | 4,538 |
| Income before extraordinary items | $4,800,000 | 1,874 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,800,000 | 1,872 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,800,000 | 1,873 |
| Net charge-offs | $28,000 | 1,796 |
| Cash dividends | $8,000,000 | 548 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $5,288,000 | 1,783 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $12,280,000 | 1,772 |
| Total interest expense | $287,000 | 3,353 |
| Net interest income | $11,993,000 | 1,686 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $3,962,000 | 1,175 |
| Gross Fiduciary activities income | $2,580,000 | 319 |
| Service charges on deposit accounts | $255,000 | 2,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,127,000 | 1,926 |
| Total noninterest expense | $12,102,000 | 1,390 |
| Salaries and employee benefits | $7,438,000 | 1,317 |
| Premises and equipment expense | $949,000 | 1,754 |
| Additional noninterest expense | $1,127,000 | 1,926 |
| Pre-tax net operating income | $3,853,000 | 1,976 |
| Securities gains (losses) | $-468,000 | 4,477 |
| Applicable income taxes | $-353,000 | 4,694 |
| Income before extraordinary items | $3,738,000 | 1,814 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,738,000 | 1,812 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,738,000 | 1,813 |
| Net charge-offs | $-36,000 | 3,972 |
| Cash dividends | $2,500,000 | 959 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,206,000 | 1,702 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,416,000 | 1,697 |
| Total interest expense | $194,000 | 3,236 |
| Net interest income | $8,222,000 | 1,625 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $2,827,000 | 1,117 |
| Gross Fiduciary activities income | $1,830,000 | 278 |
| Service charges on deposit accounts | $192,000 | 2,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $805,000 | 1,902 |
| Total noninterest expense | $8,262,000 | 1,361 |
| Salaries and employee benefits | $5,016,000 | 1,309 |
| Premises and equipment expense | $677,000 | 1,669 |
| Additional noninterest expense | $2,569,000 | 1,313 |
| Pre-tax net operating income | $2,787,000 | 1,819 |
| Securities gains (losses) | $-288,000 | 4,516 |
| Applicable income taxes | $-615,000 | 4,732 |
| Income before extraordinary items | $3,114,000 | 1,489 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,114,000 | 1,488 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,114,000 | 1,489 |
| Net charge-offs | $-12,000 | 3,724 |
| Cash dividends | $1,500,000 | 1,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,402,000 | 1,417 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,204,000 | 1,664 |
| Total interest expense | $97,000 | 3,218 |
| Net interest income | $4,107,000 | 1,568 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $1,266,000 | 1,196 |
| Gross Fiduciary activities income | $915,000 | 280 |
| Service charges on deposit accounts | $92,000 | 2,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $259,000 | 2,333 |
| Total noninterest expense | $4,047,000 | 1,378 |
| Salaries and employee benefits | $2,511,000 | 1,306 |
| Premises and equipment expense | $332,000 | 1,718 |
| Additional noninterest expense | $1,204,000 | 1,370 |
| Pre-tax net operating income | $1,326,000 | 1,797 |
| Securities gains (losses) | $-101,000 | 4,532 |
| Applicable income taxes | $-934,000 | 4,777 |
| Income before extraordinary items | $2,159,000 | 1,137 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,159,000 | 1,136 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $2,159,000 | 1,137 |
| Net charge-offs | $-5,000 | 3,667 |
| Cash dividends | $1,000,000 | 760 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $2,260,000 | 1,106 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $17,932,000 | 1,618 |
| Total interest expense | $391,000 | 3,459 |
| Net interest income | $17,541,000 | 1,518 |
| Provision for loan and lease losses | $-150,000 | 4,275 |
| Total noninterest income | $4,469,000 | 1,410 |
| Gross Fiduciary activities income | $3,655,000 | 275 |
| Service charges on deposit accounts | $362,000 | 1,985 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $452,000 | 3,348 |
| Total noninterest expense | $16,322,000 | 1,354 |
| Salaries and employee benefits | $9,812,000 | 1,310 |
| Premises and equipment expense | $1,416,000 | 1,593 |
| Additional noninterest expense | $5,094,000 | 1,310 |
| Pre-tax net operating income | $5,838,000 | 1,856 |
| Securities gains (losses) | $-100,000 | 4,653 |
| Applicable income taxes | $84,000 | 3,141 |
| Income before extraordinary items | $5,654,000 | 1,726 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,654,000 | 1,725 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,654,000 | 1,727 |
| Net charge-offs | $-35,000 | 4,004 |
| Cash dividends | $4,000,000 | 944 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,753,000 | 1,681 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $13,377,000 | 1,658 |
| Total interest expense | $291,000 | 3,565 |
| Net interest income | $13,086,000 | 1,552 |
| Provision for loan and lease losses | $-150,000 | 4,404 |
| Total noninterest income | $3,119,000 | 1,521 |
| Gross Fiduciary activities income | $2,740,000 | 274 |
| Service charges on deposit accounts | $267,000 | 2,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 4,212 |
| Total noninterest expense | $12,380,000 | 1,358 |
| Salaries and employee benefits | $7,420,000 | 1,317 |
| Premises and equipment expense | $1,109,000 | 1,566 |
| Additional noninterest expense | $3,851,000 | 1,298 |
| Pre-tax net operating income | $3,975,000 | 2,062 |
| Securities gains (losses) | $-46,000 | 4,726 |
| Applicable income taxes | $57,000 | 3,149 |
| Income before extraordinary items | $3,872,000 | 1,918 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,872,000 | 1,917 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,872,000 | 1,918 |
| Net charge-offs | $-27,000 | 3,997 |
| Cash dividends | $2,850,000 | 899 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,917,540 | 1,878 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,932,000 | 1,645 |
| Total interest expense | $191,000 | 3,662 |
| Net interest income | $8,741,000 | 1,534 |
| Provision for loan and lease losses | $-150,000 | 4,512 |
| Total noninterest income | $1,729,000 | 1,662 |
| Gross Fiduciary activities income | $1,740,000 | 279 |
| Service charges on deposit accounts | $176,000 | 1,964 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-187,000 | 4,947 |
| Total noninterest expense | $8,345,000 | 1,338 |
| Salaries and employee benefits | $4,952,000 | 1,310 |
| Premises and equipment expense | $743,000 | 1,558 |
| Additional noninterest expense | $2,650,000 | 1,249 |
| Pre-tax net operating income | $2,275,000 | 2,224 |
| Securities gains (losses) | $-50,000 | 4,811 |
| Applicable income taxes | $36,000 | 3,161 |
| Income before extraordinary items | $2,189,000 | 2,118 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,189,000 | 2,118 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,189,000 | 2,118 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $2,000,000 | 837 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,238,000 | 2,060 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,477,000 | 1,644 |
| Total interest expense | $95,000 | 3,740 |
| Net interest income | $4,382,000 | 1,519 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $1,181,000 | 1,379 |
| Gross Fiduciary activities income | $870,000 | 273 |
| Service charges on deposit accounts | $91,000 | 1,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 2,752 |
| Total noninterest expense | $4,203,000 | 1,318 |
| Salaries and employee benefits | $2,491,000 | 1,293 |
| Premises and equipment expense | $374,000 | 1,563 |
| Additional noninterest expense | $1,338,000 | 1,218 |
| Pre-tax net operating income | $1,360,000 | 1,984 |
| Securities gains (losses) | $-38,000 | 4,814 |
| Applicable income taxes | $18,000 | 3,110 |
| Income before extraordinary items | $1,304,000 | 1,888 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,304,000 | 1,887 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,304,000 | 1,888 |
| Net charge-offs | $-6,000 | 3,842 |
| Cash dividends | $1,000,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,341,620 | 1,814 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $17,698,000 | 1,656 |
| Total interest expense | $599,000 | 3,633 |
| Net interest income | $17,099,000 | 1,473 |
| Provision for loan and lease losses | $720,000 | 1,915 |
| Total noninterest income | $5,038,000 | 1,260 |
| Gross Fiduciary activities income | $3,710,000 | 256 |
| Service charges on deposit accounts | $375,000 | 1,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $953,000 | 2,532 |
| Total noninterest expense | $15,822,000 | 1,346 |
| Salaries and employee benefits | $9,649,000 | 1,294 |
| Premises and equipment expense | $1,522,000 | 1,501 |
| Additional noninterest expense | $4,651,000 | 1,360 |
| Pre-tax net operating income | $5,595,000 | 1,640 |
| Securities gains (losses) | $45,000 | 1,773 |
| Applicable income taxes | $72,000 | 3,050 |
| Income before extraordinary items | $5,568,000 | 1,508 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,568,000 | 1,508 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,568,000 | 1,508 |
| Net charge-offs | $25,000 | 2,728 |
| Cash dividends | $3,750,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $5,523,450 | 1,473 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $13,258,000 | 1,663 |
| Total interest expense | $501,000 | 3,601 |
| Net interest income | $12,757,000 | 1,467 |
| Provision for loan and lease losses | $595,000 | 1,830 |
| Total noninterest income | $3,845,000 | 1,215 |
| Gross Fiduciary activities income | $2,785,000 | 252 |
| Service charges on deposit accounts | $280,000 | 1,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $780,000 | 2,398 |
| Total noninterest expense | $12,016,000 | 1,315 |
| Salaries and employee benefits | $7,329,000 | 1,266 |
| Premises and equipment expense | $1,156,000 | 1,486 |
| Additional noninterest expense | $3,531,000 | 1,325 |
| Pre-tax net operating income | $3,991,000 | 1,674 |
| Securities gains (losses) | $60,000 | 1,458 |
| Applicable income taxes | $54,000 | 3,047 |
| Income before extraordinary items | $3,997,000 | 1,508 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,997,000 | 1,508 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,997,000 | 1,509 |
| Net charge-offs | $33,000 | 2,272 |
| Cash dividends | $2,750,000 | 857 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,937,600 | 1,487 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $8,925,000 | 1,668 |
| Total interest expense | $393,000 | 3,474 |
| Net interest income | $8,532,000 | 1,468 |
| Provision for loan and lease losses | $470,000 | 1,664 |
| Total noninterest income | $2,677,000 | 1,122 |
| Gross Fiduciary activities income | $1,830,000 | 259 |
| Service charges on deposit accounts | $192,000 | 1,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $655,000 | 2,087 |
| Total noninterest expense | $7,972,000 | 1,314 |
| Salaries and employee benefits | $4,863,000 | 1,271 |
| Premises and equipment expense | $773,000 | 1,471 |
| Additional noninterest expense | $2,336,000 | 1,323 |
| Pre-tax net operating income | $2,767,000 | 1,559 |
| Securities gains (losses) | $63,000 | 1,196 |
| Applicable income taxes | $36,000 | 3,027 |
| Income before extraordinary items | $2,794,000 | 1,389 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,794,000 | 1,389 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,794,000 | 1,389 |
| Net charge-offs | $-21,000 | 4,534 |
| Cash dividends | $2,750,000 | 634 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,731,630 | 1,379 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,628,000 | 1,608 |
| Total interest expense | $259,000 | 3,213 |
| Net interest income | $4,369,000 | 1,398 |
| Provision for loan and lease losses | $220,000 | 1,384 |
| Total noninterest income | $1,439,000 | 1,008 |
| Gross Fiduciary activities income | $915,000 | 257 |
| Service charges on deposit accounts | $113,000 | 1,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $411,000 | 1,704 |
| Total noninterest expense | $4,017,000 | 1,322 |
| Salaries and employee benefits | $2,426,000 | 1,268 |
| Premises and equipment expense | $388,000 | 1,476 |
| Additional noninterest expense | $1,203,000 | 1,306 |
| Pre-tax net operating income | $1,571,000 | 1,277 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $18,000 | 2,932 |
| Income before extraordinary items | $1,553,000 | 1,160 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,553,000 | 1,159 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,553,000 | 1,160 |
| Net charge-offs | $-12,000 | 4,522 |
| Cash dividends | $1,500,000 | 602 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,553,000 | 1,138 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $18,573,000 | 1,613 |
| Total interest expense | $1,151,000 | 3,108 |
| Net interest income | $17,422,000 | 1,404 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $5,515,000 | 1,056 |
| Gross Fiduciary activities income | $3,935,000 | 243 |
| Service charges on deposit accounts | $463,000 | 2,027 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,117,000 | 2,126 |
| Total noninterest expense | $16,212,000 | 1,264 |
| Salaries and employee benefits | $9,754,000 | 1,225 |
| Premises and equipment expense | $1,517,000 | 1,484 |
| Additional noninterest expense | $4,941,000 | 1,260 |
| Pre-tax net operating income | $6,725,000 | 1,410 |
| Securities gains (losses) | $-11,000 | 4,808 |
| Applicable income taxes | $78,000 | 3,146 |
| Income before extraordinary items | $6,636,000 | 1,289 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,636,000 | 1,290 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,636,000 | 1,291 |
| Net charge-offs | $-44,000 | 4,752 |
| Cash dividends | $5,750,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $6,646,890 | 1,265 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $13,999,000 | 1,626 |
| Total interest expense | $865,000 | 3,149 |
| Net interest income | $13,134,000 | 1,404 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $4,182,000 | 1,041 |
| Gross Fiduciary activities income | $3,050,000 | 243 |
| Service charges on deposit accounts | $344,000 | 2,043 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $788,000 | 2,189 |
| Total noninterest expense | $12,429,000 | 1,249 |
| Salaries and employee benefits | $7,533,000 | 1,203 |
| Premises and equipment expense | $1,155,000 | 1,485 |
| Additional noninterest expense | $3,741,000 | 1,253 |
| Pre-tax net operating income | $4,887,000 | 1,468 |
| Securities gains (losses) | $-11,000 | 4,907 |
| Applicable income taxes | $54,000 | 3,223 |
| Income before extraordinary items | $4,822,000 | 1,345 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,822,000 | 1,346 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,822,000 | 1,347 |
| Net charge-offs | $-42,000 | 4,785 |
| Cash dividends | $4,250,000 | 691 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,832,890 | 1,315 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $9,317,000 | 1,631 |
| Total interest expense | $569,000 | 3,147 |
| Net interest income | $8,748,000 | 1,405 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $2,945,000 | 979 |
| Gross Fiduciary activities income | $2,050,000 | 239 |
| Service charges on deposit accounts | $306,000 | 1,635 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $589,000 | 2,029 |
| Total noninterest expense | $8,366,000 | 1,250 |
| Salaries and employee benefits | $5,042,000 | 1,199 |
| Premises and equipment expense | $779,000 | 1,473 |
| Additional noninterest expense | $2,545,000 | 1,240 |
| Pre-tax net operating income | $3,327,000 | 1,420 |
| Securities gains (losses) | $-9,000 | 4,923 |
| Applicable income taxes | $36,000 | 3,237 |
| Income before extraordinary items | $3,282,000 | 1,297 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,282,000 | 1,297 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,282,000 | 1,297 |
| Net charge-offs | $-37,000 | 4,829 |
| Cash dividends | $2,750,000 | 698 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $3,290,910 | 1,276 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,649,000 | 1,626 |
| Total interest expense | $274,000 | 3,173 |
| Net interest income | $4,375,000 | 1,406 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $1,538,000 | 926 |
| Gross Fiduciary activities income | $950,000 | 245 |
| Service charges on deposit accounts | $152,000 | 1,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $436,000 | 1,588 |
| Total noninterest expense | $4,185,000 | 1,246 |
| Salaries and employee benefits | $2,537,000 | 1,192 |
| Premises and equipment expense | $391,000 | 1,489 |
| Additional noninterest expense | $1,257,000 | 1,241 |
| Pre-tax net operating income | $1,728,000 | 1,357 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $18,000 | 3,195 |
| Income before extraordinary items | $1,710,000 | 1,236 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,710,000 | 1,235 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,710,000 | 1,235 |
| Net charge-offs | $-7,000 | 4,527 |
| Cash dividends | $1,250,000 | 706 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,710,000 | 1,212 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $18,025,000 | 1,586 |
| Total interest expense | $750,000 | 3,353 |
| Net interest income | $17,275,000 | 1,406 |
| Provision for loan and lease losses | $100,000 | 3,044 |
| Total noninterest income | $5,533,000 | 1,026 |
| Gross Fiduciary activities income | $3,750,000 | 249 |
| Service charges on deposit accounts | $637,000 | 1,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,146,000 | 2,086 |
| Total noninterest expense | $16,112,000 | 1,258 |
| Salaries and employee benefits | $9,600,000 | 1,204 |
| Premises and equipment expense | $1,575,000 | 1,431 |
| Additional noninterest expense | $4,937,000 | 1,253 |
| Pre-tax net operating income | $6,596,000 | 1,418 |
| Securities gains (losses) | $8,000 | 752 |
| Applicable income taxes | $70,000 | 3,254 |
| Income before extraordinary items | $6,534,000 | 1,283 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,534,000 | 1,282 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,534,000 | 1,282 |
| Net charge-offs | $49,000 | 2,644 |
| Cash dividends | $5,000,000 | 730 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $6,526,080 | 1,274 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $13,369,000 | 1,583 |
| Total interest expense | $500,000 | 3,462 |
| Net interest income | $12,869,000 | 1,407 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $4,148,000 | 1,038 |
| Gross Fiduciary activities income | $2,800,000 | 250 |
| Service charges on deposit accounts | $475,000 | 1,681 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $873,000 | 2,095 |
| Total noninterest expense | $11,980,000 | 1,263 |
| Salaries and employee benefits | $7,060,000 | 1,226 |
| Premises and equipment expense | $1,242,000 | 1,380 |
| Additional noninterest expense | $3,678,000 | 1,264 |
| Pre-tax net operating income | $5,037,000 | 1,415 |
| Securities gains (losses) | $8,000 | 750 |
| Applicable income taxes | $45,000 | 3,362 |
| Income before extraordinary items | $5,000,000 | 1,278 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,000,000 | 1,276 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $5,000,000 | 1,277 |
| Net charge-offs | $-3,000 | 4,190 |
| Cash dividends | $3,750,000 | 680 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,992,080 | 1,273 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,750,000 | 1,591 |
| Total interest expense | $284,000 | 3,646 |
| Net interest income | $8,466,000 | 1,425 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $2,814,000 | 1,020 |
| Gross Fiduciary activities income | $1,850,000 | 251 |
| Service charges on deposit accounts | $334,000 | 1,594 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $630,000 | 1,998 |
| Total noninterest expense | $7,921,000 | 1,279 |
| Salaries and employee benefits | $4,611,000 | 1,253 |
| Premises and equipment expense | $856,000 | 1,351 |
| Additional noninterest expense | $2,454,000 | 1,265 |
| Pre-tax net operating income | $3,359,000 | 1,388 |
| Securities gains (losses) | $8,000 | 635 |
| Applicable income taxes | $30,000 | 3,368 |
| Income before extraordinary items | $3,337,000 | 1,240 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,337,000 | 1,239 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,337,000 | 1,239 |
| Net charge-offs | $-44,000 | 4,983 |
| Cash dividends | $2,500,000 | 632 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $3,329,080 | 1,238 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,301,000 | 1,604 |
| Total interest expense | $124,000 | 3,803 |
| Net interest income | $4,177,000 | 1,443 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $1,455,000 | 987 |
| Gross Fiduciary activities income | $925,000 | 254 |
| Service charges on deposit accounts | $163,000 | 1,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $367,000 | 1,803 |
| Total noninterest expense | $3,948,000 | 1,287 |
| Salaries and employee benefits | $2,309,000 | 1,269 |
| Premises and equipment expense | $433,000 | 1,366 |
| Additional noninterest expense | $1,206,000 | 1,276 |
| Pre-tax net operating income | $1,684,000 | 1,360 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $15,000 | 3,349 |
| Income before extraordinary items | $1,669,000 | 1,214 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,669,000 | 1,212 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,669,000 | 1,214 |
| Net charge-offs | $-6,000 | 4,537 |
| Cash dividends | $1,000,000 | 704 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,669,000 | 1,205 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $16,727,000 | 1,599 |
| Total interest expense | $445,000 | 3,845 |
| Net interest income | $16,282,000 | 1,434 |
| Provision for loan and lease losses | $160,000 | 2,586 |
| Total noninterest income | $5,475,000 | 1,054 |
| Gross Fiduciary activities income | $3,525,000 | 252 |
| Service charges on deposit accounts | $684,000 | 1,598 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,266,000 | 2,006 |
| Total noninterest expense | $15,814,000 | 1,259 |
| Salaries and employee benefits | $8,938,000 | 1,267 |
| Premises and equipment expense | $1,837,000 | 1,267 |
| Additional noninterest expense | $5,039,000 | 1,238 |
| Pre-tax net operating income | $5,783,000 | 1,511 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $48,000 | 3,537 |
| Income before extraordinary items | $5,735,000 | 1,211 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,735,000 | 1,212 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,735,000 | 1,211 |
| Net charge-offs | $156,000 | 2,038 |
| Cash dividends | $4,000,000 | 813 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $5,735,000 | 1,193 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,450,000 | 1,606 |
| Total interest expense | $334,000 | 3,866 |
| Net interest income | $12,116,000 | 1,447 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $4,251,000 | 1,043 |
| Gross Fiduciary activities income | $2,625,000 | 252 |
| Service charges on deposit accounts | $510,000 | 1,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,116,000 | 1,850 |
| Total noninterest expense | $11,920,000 | 1,269 |
| Salaries and employee benefits | $6,798,000 | 1,258 |
| Premises and equipment expense | $1,366,000 | 1,293 |
| Additional noninterest expense | $3,756,000 | 1,242 |
| Pre-tax net operating income | $4,447,000 | 1,486 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $36,000 | 3,552 |
| Income before extraordinary items | $4,411,000 | 1,268 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,411,000 | 1,268 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,411,000 | 1,268 |
| Net charge-offs | $-7,000 | 4,638 |
| Cash dividends | $3,000,000 | 755 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,411,000 | 1,249 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,181,000 | 1,608 |
| Total interest expense | $217,000 | 3,886 |
| Net interest income | $7,964,000 | 1,455 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $2,933,000 | 1,011 |
| Gross Fiduciary activities income | $1,745,000 | 255 |
| Service charges on deposit accounts | $336,000 | 1,608 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $852,000 | 1,705 |
| Total noninterest expense | $7,971,000 | 1,267 |
| Salaries and employee benefits | $4,523,000 | 1,266 |
| Premises and equipment expense | $908,000 | 1,303 |
| Additional noninterest expense | $2,540,000 | 1,223 |
| Pre-tax net operating income | $2,926,000 | 1,492 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $24,000 | 3,570 |
| Income before extraordinary items | $2,902,000 | 1,276 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,902,000 | 1,276 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,902,000 | 1,276 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $2,000,000 | 754 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,902,000 | 1,258 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,033,000 | 1,615 |
| Total interest expense | $100,000 | 4,004 |
| Net interest income | $3,933,000 | 1,464 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $1,467,000 | 993 |
| Gross Fiduciary activities income | $855,000 | 259 |
| Service charges on deposit accounts | $165,000 | 1,634 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $447,000 | 1,643 |
| Total noninterest expense | $3,955,000 | 1,284 |
| Salaries and employee benefits | $2,266,000 | 1,279 |
| Premises and equipment expense | $457,000 | 1,291 |
| Additional noninterest expense | $1,232,000 | 1,261 |
| Pre-tax net operating income | $1,445,000 | 1,476 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $12,000 | 3,531 |
| Income before extraordinary items | $1,433,000 | 1,272 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,433,000 | 1,271 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,433,000 | 1,272 |
| Net charge-offs | $-9,000 | 4,951 |
| Cash dividends | $1,000,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,433,000 | 1,253 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $16,501,000 | 1,537 |
| Total interest expense | $433,000 | 3,884 |
| Net interest income | $16,068,000 | 1,409 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $4,853,000 | 1,170 |
| Gross Fiduciary activities income | $3,419,000 | 250 |
| Service charges on deposit accounts | $701,000 | 1,611 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $733,000 | 2,765 |
| Total noninterest expense | $15,697,000 | 1,278 |
| Salaries and employee benefits | $8,651,000 | 1,288 |
| Premises and equipment expense | $1,845,000 | 1,266 |
| Additional noninterest expense | $5,201,000 | 1,217 |
| Pre-tax net operating income | $5,224,000 | 1,568 |
| Securities gains (losses) | $57,000 | 1,748 |
| Applicable income taxes | $48,000 | 3,612 |
| Income before extraordinary items | $5,233,000 | 1,325 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,233,000 | 1,324 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,233,000 | 1,324 |
| Net charge-offs | $169,000 | 2,113 |
| Cash dividends | $3,250,000 | 965 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $5,176,570 | 1,312 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,377,000 | 1,538 |
| Total interest expense | $331,000 | 3,882 |
| Net interest income | $12,046,000 | 1,414 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $3,716,000 | 1,154 |
| Gross Fiduciary activities income | $2,530,000 | 252 |
| Service charges on deposit accounts | $526,000 | 1,615 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $660,000 | 2,556 |
| Total noninterest expense | $12,070,000 | 1,248 |
| Salaries and employee benefits | $6,598,000 | 1,275 |
| Premises and equipment expense | $1,406,000 | 1,255 |
| Additional noninterest expense | $4,066,000 | 1,193 |
| Pre-tax net operating income | $3,692,000 | 1,661 |
| Securities gains (losses) | $57,000 | 1,666 |
| Applicable income taxes | $36,000 | 3,690 |
| Income before extraordinary items | $3,713,000 | 1,423 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,713,000 | 1,423 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,713,000 | 1,423 |
| Net charge-offs | $91,000 | 2,141 |
| Cash dividends | $2,250,000 | 929 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,656,570 | 1,398 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,255,000 | 1,537 |
| Total interest expense | $224,000 | 3,877 |
| Net interest income | $8,031,000 | 1,414 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $2,536,000 | 1,119 |
| Gross Fiduciary activities income | $1,739,000 | 247 |
| Service charges on deposit accounts | $341,000 | 1,631 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $456,000 | 2,495 |
| Total noninterest expense | $8,132,000 | 1,241 |
| Salaries and employee benefits | $4,408,000 | 1,283 |
| Premises and equipment expense | $942,000 | 1,251 |
| Additional noninterest expense | $2,782,000 | 1,170 |
| Pre-tax net operating income | $2,435,000 | 1,665 |
| Securities gains (losses) | $57,000 | 1,339 |
| Applicable income taxes | $24,000 | 3,703 |
| Income before extraordinary items | $2,468,000 | 1,412 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,468,000 | 1,412 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,468,000 | 1,412 |
| Net charge-offs | $-20,000 | 5,201 |
| Cash dividends | $1,500,000 | 943 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,411,570 | 1,392 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,146,000 | 1,534 |
| Total interest expense | $113,000 | 3,886 |
| Net interest income | $4,033,000 | 1,409 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $1,356,000 | 1,037 |
| Gross Fiduciary activities income | $855,000 | 245 |
| Service charges on deposit accounts | $162,000 | 1,694 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $339,000 | 1,946 |
| Total noninterest expense | $4,086,000 | 1,243 |
| Salaries and employee benefits | $2,261,000 | 1,255 |
| Premises and equipment expense | $471,000 | 1,251 |
| Additional noninterest expense | $1,354,000 | 1,191 |
| Pre-tax net operating income | $1,303,000 | 1,554 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $12,000 | 3,688 |
| Income before extraordinary items | $1,291,000 | 1,334 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,291,000 | 1,333 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,291,000 | 1,335 |
| Net charge-offs | $7,000 | 2,464 |
| Cash dividends | $750,000 | 911 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,291,000 | 1,294 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,413,000 | 1,608 |
| Total interest expense | $488,000 | 3,764 |
| Net interest income | $14,925,000 | 1,483 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $4,724,000 | 1,168 |
| Gross Fiduciary activities income | $3,374,000 | 253 |
| Service charges on deposit accounts | $664,000 | 1,724 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $686,000 | 2,867 |
| Total noninterest expense | $16,870,000 | 1,189 |
| Salaries and employee benefits | $8,670,000 | 1,265 |
| Premises and equipment expense | $2,012,000 | 1,176 |
| Additional noninterest expense | $6,188,000 | 1,060 |
| Pre-tax net operating income | $2,779,000 | 2,450 |
| Securities gains (losses) | $127,000 | 1,023 |
| Applicable income taxes | $36,000 | 3,747 |
| Income before extraordinary items | $2,870,000 | 2,120 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,870,000 | 2,121 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,870,000 | 2,122 |
| Net charge-offs | $302,000 | 1,595 |
| Cash dividends | $1,500,000 | 1,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,744,270 | 2,142 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,432,000 | 1,651 |
| Total interest expense | $370,000 | 3,802 |
| Net interest income | $11,062,000 | 1,513 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $3,123,000 | 1,295 |
| Gross Fiduciary activities income | $2,497,000 | 259 |
| Service charges on deposit accounts | $484,000 | 1,770 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $142,000 | 4,555 |
| Total noninterest expense | $12,662,000 | 1,196 |
| Salaries and employee benefits | $6,539,000 | 1,268 |
| Premises and equipment expense | $1,524,000 | 1,184 |
| Additional noninterest expense | $4,599,000 | 1,066 |
| Pre-tax net operating income | $1,523,000 | 3,044 |
| Securities gains (losses) | $127,000 | 886 |
| Applicable income taxes | $27,000 | 3,866 |
| Income before extraordinary items | $1,623,000 | 2,635 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,623,000 | 2,635 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,623,000 | 2,636 |
| Net charge-offs | $82,000 | 2,352 |
| Cash dividends | $750,000 | 1,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,498,540 | 2,718 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,485,000 | 1,683 |
| Total interest expense | $247,000 | 3,819 |
| Net interest income | $7,238,000 | 1,541 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $2,251,000 | 1,230 |
| Gross Fiduciary activities income | $1,718,000 | 254 |
| Service charges on deposit accounts | $318,000 | 1,769 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $215,000 | 3,522 |
| Total noninterest expense | $8,329,000 | 1,211 |
| Salaries and employee benefits | $4,435,000 | 1,258 |
| Premises and equipment expense | $1,020,000 | 1,184 |
| Additional noninterest expense | $2,874,000 | 1,125 |
| Pre-tax net operating income | $1,160,000 | 2,804 |
| Securities gains (losses) | $127,000 | 722 |
| Applicable income taxes | $18,000 | 3,885 |
| Income before extraordinary items | $1,269,000 | 2,332 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,269,000 | 2,334 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,269,000 | 2,334 |
| Net charge-offs | $-9,000 | 5,225 |
| Cash dividends | $750,000 | 1,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,143,270 | 2,461 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,699,000 | 1,697 |
| Total interest expense | $123,000 | 3,874 |
| Net interest income | $3,576,000 | 1,539 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $1,100,000 | 1,204 |
| Gross Fiduciary activities income | $835,000 | 258 |
| Service charges on deposit accounts | $151,000 | 1,808 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $114,000 | 3,400 |
| Total noninterest expense | $4,169,000 | 1,220 |
| Salaries and employee benefits | $2,291,000 | 1,220 |
| Premises and equipment expense | $491,000 | 1,237 |
| Additional noninterest expense | $1,387,000 | 1,148 |
| Pre-tax net operating income | $507,000 | 2,990 |
| Securities gains (losses) | $127,000 | 503 |
| Applicable income taxes | $9,000 | 3,868 |
| Income before extraordinary items | $625,000 | 2,319 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $625,000 | 2,320 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $625,000 | 2,320 |
| Net charge-offs | $-22,000 | 5,709 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $499,270 | 2,650 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,514,000 | 1,606 |
| Total interest expense | $625,000 | 3,526 |
| Net interest income | $14,889,000 | 1,485 |
| Provision for loan and lease losses | $-99,000 | 6,036 |
| Total noninterest income | $5,081,000 | 1,090 |
| Gross Fiduciary activities income | $3,243,000 | 258 |
| Service charges on deposit accounts | $693,000 | 1,760 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,145,000 | 2,146 |
| Total noninterest expense | $17,029,000 | 1,172 |
| Salaries and employee benefits | $9,145,000 | 1,183 |
| Premises and equipment expense | $1,961,000 | 1,218 |
| Additional noninterest expense | $5,923,000 | 1,113 |
| Pre-tax net operating income | $3,040,000 | 2,259 |
| Securities gains (losses) | $118,000 | 1,139 |
| Applicable income taxes | $21,000 | 4,005 |
| Income before extraordinary items | $3,137,000 | 1,944 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,137,000 | 1,943 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,137,000 | 1,942 |
| Net charge-offs | $533,000 | 1,401 |
| Cash dividends | $4,000,000 | 729 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,020,180 | 1,971 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,810,000 | 3,400 |
| Total interest expense | $255,000 | 4,810 |
| Net interest income | $4,555,000 | 3,241 |
| Provision for loan and lease losses | $201,000 | 2,064 |
| Total noninterest income | $375,000 | 4,316 |
| Gross Fiduciary activities income | $17,000 | 990 |
| Service charges on deposit accounts | $292,000 | 2,760 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $66,000 | 5,422 |
| Total noninterest expense | $5,545,000 | 2,491 |
| Salaries and employee benefits | $2,783,000 | 2,660 |
| Premises and equipment expense | $738,000 | 2,302 |
| Additional noninterest expense | $2,024,000 | 2,218 |
| Pre-tax net operating income | $-816,000 | 6,447 |
| Securities gains (losses) | $118,000 | 888 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-698,000 | 6,432 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-698,000 | 6,431 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-698,000 | 6,431 |
| Net charge-offs | $-128,000 | 6,258 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-816,000 | 6,451 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,266,000 | 3,374 |
| Total interest expense | $170,000 | 4,861 |
| Net interest income | $3,096,000 | 3,201 |
| Provision for loan and lease losses | $168,000 | 1,812 |
| Total noninterest income | $340,000 | 3,799 |
| Gross Fiduciary activities income | $11,000 | 995 |
| Service charges on deposit accounts | $194,000 | 2,754 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $135,000 | 4,180 |
| Total noninterest expense | $3,672,000 | 2,514 |
| Salaries and employee benefits | $1,915,000 | 2,601 |
| Premises and equipment expense | $480,000 | 2,356 |
| Additional noninterest expense | $1,277,000 | 2,350 |
| Pre-tax net operating income | $-404,000 | 6,480 |
| Securities gains (losses) | $68,000 | 1,001 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-336,000 | 6,467 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-336,000 | 6,468 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-336,000 | 6,468 |
| Net charge-offs | $-137,000 | 6,374 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-404,000 | 6,489 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,645,000 | 3,375 |
| Total interest expense | $87,000 | 4,889 |
| Net interest income | $1,558,000 | 3,179 |
| Provision for loan and lease losses | $101,000 | 1,582 |
| Total noninterest income | $282,000 | 2,891 |
| Gross Fiduciary activities income | $6,000 | 993 |
| Service charges on deposit accounts | $94,000 | 2,795 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $182,000 | 2,697 |
| Total noninterest expense | $1,847,000 | 2,508 |
| Salaries and employee benefits | $979,000 | 2,561 |
| Premises and equipment expense | $242,000 | 2,366 |
| Additional noninterest expense | $626,000 | 2,389 |
| Pre-tax net operating income | $-108,000 | 6,455 |
| Securities gains (losses) | $68,000 | 553 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-40,000 | 6,362 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-40,000 | 6,362 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-40,000 | 6,363 |
| Net charge-offs | $-38,000 | 6,230 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-108,000 | 6,454 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,187,000 | 3,188 |
| Total interest expense | $352,000 | 5,138 |
| Net interest income | $6,835,000 | 2,957 |
| Provision for loan and lease losses | $815,000 | 1,301 |
| Total noninterest income | $1,219,000 | 2,890 |
| Gross Fiduciary activities income | $23,000 | 1,032 |
| Service charges on deposit accounts | $416,000 | 2,725 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $780,000 | 2,704 |
| Total noninterest expense | $8,071,000 | 2,313 |
| Salaries and employee benefits | $4,159,000 | 2,395 |
| Premises and equipment expense | $915,000 | 2,427 |
| Additional noninterest expense | $2,997,000 | 2,087 |
| Pre-tax net operating income | $-832,000 | 6,549 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-42,000 | 6,399 |
| Income before extraordinary items | $-790,000 | 6,556 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-790,000 | 6,557 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-790,000 | 6,557 |
| Net charge-offs | $1,528,000 | 925 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-790,000 | 6,547 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,421,000 | 3,198 |
| Total interest expense | $258,000 | 5,261 |
| Net interest income | $5,163,000 | 2,957 |
| Provision for loan and lease losses | $450,000 | 1,622 |
| Total noninterest income | $1,006,000 | 2,808 |
| Gross Fiduciary activities income | $17,000 | 1,018 |
| Service charges on deposit accounts | $305,000 | 2,789 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $684,000 | 2,541 |
| Total noninterest expense | $6,164,000 | 2,296 |
| Salaries and employee benefits | $3,133,000 | 2,397 |
| Premises and equipment expense | $682,000 | 2,460 |
| Additional noninterest expense | $2,349,000 | 1,997 |
| Pre-tax net operating income | $-445,000 | 6,600 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-27,000 | 6,586 |
| Income before extraordinary items | $-418,000 | 6,611 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-418,000 | 6,612 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-418,000 | 6,612 |
| Net charge-offs | $421,000 | 1,777 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-418,000 | 6,603 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,528,000 | 3,262 |
| Total interest expense | $165,000 | 5,385 |
| Net interest income | $3,363,000 | 3,012 |
| Provision for loan and lease losses | $300,000 | 1,629 |
| Total noninterest income | $588,000 | 3,018 |
| Gross Fiduciary activities income | $11,000 | 1,019 |
| Service charges on deposit accounts | $198,000 | 2,809 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $379,000 | 2,875 |
| Total noninterest expense | $3,987,000 | 2,351 |
| Salaries and employee benefits | $2,080,000 | 2,420 |
| Premises and equipment expense | $455,000 | 2,463 |
| Additional noninterest expense | $1,452,000 | 2,138 |
| Pre-tax net operating income | $-336,000 | 6,628 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-336,000 | 6,667 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-336,000 | 6,668 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-336,000 | 6,668 |
| Net charge-offs | $364,000 | 1,515 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-336,000 | 6,643 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 3,326 |
| Total interest expense | $82,000 | 5,488 |
| Net interest income | $1,659,000 | 3,056 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $294,000 | 3,039 |
| Gross Fiduciary activities income | $6,000 | 1,004 |
| Service charges on deposit accounts | $99,000 | 2,798 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $189,000 | 2,859 |
| Total noninterest expense | $1,984,000 | 2,388 |
| Salaries and employee benefits | $1,045,000 | 2,425 |
| Premises and equipment expense | $231,000 | 2,458 |
| Additional noninterest expense | $708,000 | 2,195 |
| Pre-tax net operating income | $-181,000 | 6,709 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-181,000 | 6,736 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-181,000 | 6,737 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-181,000 | 6,737 |
| Net charge-offs | $200,000 | 1,352 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-181,000 | 6,715 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,068,000 | 3,432 |
| Total interest expense | $442,000 | 5,349 |
| Net interest income | $6,626,000 | 3,122 |
| Provision for loan and lease losses | $700,000 | 2,253 |
| Total noninterest income | $1,004,000 | 3,254 |
| Gross Fiduciary activities income | $23,000 | 1,051 |
| Service charges on deposit accounts | $427,000 | 2,794 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $554,000 | 3,213 |
| Total noninterest expense | $7,961,000 | 2,380 |
| Salaries and employee benefits | $3,903,000 | 2,513 |
| Premises and equipment expense | $899,000 | 2,485 |
| Additional noninterest expense | $3,159,000 | 2,056 |
| Pre-tax net operating income | $-1,031,000 | 6,675 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-1,031,000 | 6,725 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,031,000 | 6,721 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,031,000 | 6,722 |
| Net charge-offs | $734,000 | 2,171 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,031,000 | 6,686 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,316,000 | 3,477 |
| Total interest expense | $349,000 | 5,384 |
| Net interest income | $4,967,000 | 3,177 |
| Provision for loan and lease losses | $550,000 | 2,153 |
| Total noninterest income | $929,000 | 2,923 |
| Gross Fiduciary activities income | $17,000 | 1,037 |
| Service charges on deposit accounts | $326,000 | 2,806 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $586,000 | 2,709 |
| Total noninterest expense | $5,884,000 | 2,414 |
| Salaries and employee benefits | $2,939,000 | 2,503 |
| Premises and equipment expense | $664,000 | 2,543 |
| Additional noninterest expense | $2,281,000 | 2,135 |
| Pre-tax net operating income | $-538,000 | 6,702 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-538,000 | 6,768 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-538,000 | 6,767 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-538,000 | 6,767 |
| Net charge-offs | $721,000 | 1,783 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-538,000 | 6,717 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,580,000 | 3,478 |
| Total interest expense | $248,000 | 5,356 |
| Net interest income | $3,332,000 | 3,171 |
| Provision for loan and lease losses | $400,000 | 2,061 |
| Total noninterest income | $632,000 | 2,841 |
| Gross Fiduciary activities income | $11,000 | 1,043 |
| Service charges on deposit accounts | $229,000 | 2,680 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $392,000 | 2,678 |
| Total noninterest expense | $3,879,000 | 2,432 |
| Salaries and employee benefits | $1,979,000 | 2,478 |
| Premises and equipment expense | $435,000 | 2,591 |
| Additional noninterest expense | $1,465,000 | 2,204 |
| Pre-tax net operating income | $-315,000 | 6,704 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-315,000 | 6,780 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-315,000 | 6,780 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-315,000 | 6,780 |
| Net charge-offs | $478,000 | 1,823 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-315,000 | 6,727 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,809,000 | 3,484 |
| Total interest expense | $144,000 | 5,178 |
| Net interest income | $1,665,000 | 3,179 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $262,000 | 3,164 |
| Gross Fiduciary activities income | $6,000 | 1,027 |
| Service charges on deposit accounts | $122,000 | 2,515 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $134,000 | 3,238 |
| Total noninterest expense | $1,876,000 | 2,514 |
| Salaries and employee benefits | $998,000 | 2,473 |
| Premises and equipment expense | $219,000 | 2,602 |
| Additional noninterest expense | $659,000 | 2,429 |
| Pre-tax net operating income | $-99,000 | 6,732 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-99,000 | 6,809 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-99,000 | 6,810 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-99,000 | 6,810 |
| Net charge-offs | $232,000 | 1,717 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-99,000 | 6,744 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,591,000 | 3,472 |
| Total interest expense | $848,000 | 4,793 |
| Net interest income | $6,743,000 | 3,165 |
| Provision for loan and lease losses | $2,739,000 | 1,273 |
| Total noninterest income | $656,000 | 3,905 |
| Gross Fiduciary activities income | $23,000 | 1,018 |
| Service charges on deposit accounts | $551,000 | 2,379 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $82,000 | 5,505 |
| Total noninterest expense | $7,988,000 | 2,378 |
| Salaries and employee benefits | $3,958,000 | 2,426 |
| Premises and equipment expense | $907,000 | 2,625 |
| Additional noninterest expense | $3,123,000 | 2,127 |
| Pre-tax net operating income | $-3,328,000 | 6,947 |
| Securities gains (losses) | $758,000 | 571 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-2,570,000 | 6,904 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,570,000 | 6,903 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,570,000 | 6,904 |
| Net charge-offs | $1,713,000 | 1,710 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-3,328,000 | 6,957 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,880,000 | 3,416 |
| Total interest expense | $671,000 | 4,791 |
| Net interest income | $5,209,000 | 3,104 |
| Provision for loan and lease losses | $1,855,000 | 1,300 |
| Total noninterest income | $842,000 | 2,911 |
| Gross Fiduciary activities income | $17,000 | 1,002 |
| Service charges on deposit accounts | $406,000 | 2,425 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $419,000 | 2,958 |
| Total noninterest expense | $6,056,000 | 2,362 |
| Salaries and employee benefits | $2,994,000 | 2,405 |
| Premises and equipment expense | $673,000 | 2,674 |
| Additional noninterest expense | $2,389,000 | 2,087 |
| Pre-tax net operating income | $-1,860,000 | 6,985 |
| Securities gains (losses) | $457,000 | 688 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,403,000 | 6,961 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,403,000 | 6,962 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,403,000 | 6,962 |
| Net charge-offs | $1,049,000 | 1,839 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,860,000 | 7,029 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,986,000 | 3,403 |
| Total interest expense | $463,000 | 4,816 |
| Net interest income | $3,523,000 | 3,066 |
| Provision for loan and lease losses | $1,200,000 | 1,329 |
| Total noninterest income | $552,000 | 2,946 |
| Gross Fiduciary activities income | $11,000 | 1,006 |
| Service charges on deposit accounts | $266,000 | 2,433 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $275,000 | 3,008 |
| Total noninterest expense | $3,982,000 | 2,417 |
| Salaries and employee benefits | $1,994,000 | 2,427 |
| Premises and equipment expense | $455,000 | 2,645 |
| Additional noninterest expense | $1,533,000 | 2,203 |
| Pre-tax net operating income | $-1,107,000 | 7,009 |
| Securities gains (losses) | $48,000 | 1,617 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,059,000 | 7,054 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,059,000 | 7,053 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,059,000 | 7,054 |
| Net charge-offs | $683,000 | 1,822 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,107,000 | 7,045 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,032,000 | 3,365 |
| Total interest expense | $241,000 | 4,837 |
| Net interest income | $1,791,000 | 3,008 |
| Provision for loan and lease losses | $600,000 | 1,247 |
| Total noninterest income | $260,000 | 3,081 |
| Gross Fiduciary activities income | $6,000 | 985 |
| Service charges on deposit accounts | $126,000 | 2,531 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $128,000 | 3,163 |
| Total noninterest expense | $2,031,000 | 2,390 |
| Salaries and employee benefits | $1,019,000 | 2,390 |
| Premises and equipment expense | $244,000 | 2,540 |
| Additional noninterest expense | $768,000 | 2,186 |
| Pre-tax net operating income | $-580,000 | 7,121 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-580,000 | 7,164 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-580,000 | 7,165 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-580,000 | 7,165 |
| Net charge-offs | $127,000 | 2,509 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-580,000 | 7,156 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,569,000 | 3,359 |
| Total interest expense | $1,025,000 | 5,165 |
| Net interest income | $7,544,000 | 2,880 |
| Provision for loan and lease losses | $2,380,000 | 1,868 |
| Total noninterest income | $836,000 | 3,564 |
| Gross Fiduciary activities income | $23,000 | 1,048 |
| Service charges on deposit accounts | $561,000 | 2,427 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $252,000 | 4,239 |
| Total noninterest expense | $7,545,000 | 2,570 |
| Salaries and employee benefits | $3,731,000 | 2,572 |
| Premises and equipment expense | $990,000 | 2,499 |
| Additional noninterest expense | $2,824,000 | 2,398 |
| Pre-tax net operating income | $-1,545,000 | 6,663 |
| Securities gains (losses) | $742,000 | 629 |
| Applicable income taxes | $4,000 | 4,397 |
| Income before extraordinary items | $-807,000 | 6,507 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-807,000 | 6,509 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-807,000 | 6,509 |
| Net charge-offs | $2,466,000 | 1,650 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,549,000 | 6,730 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,416,000 | 3,432 |
| Total interest expense | $769,000 | 5,327 |
| Net interest income | $5,647,000 | 2,922 |
| Provision for loan and lease losses | $1,626,000 | 1,880 |
| Total noninterest income | $734,000 | 3,313 |
| Gross Fiduciary activities income | $17,000 | 1,032 |
| Service charges on deposit accounts | $412,000 | 2,530 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $305,000 | 3,533 |
| Total noninterest expense | $5,611,000 | 2,584 |
| Salaries and employee benefits | $2,768,000 | 2,613 |
| Premises and equipment expense | $770,000 | 2,469 |
| Additional noninterest expense | $2,073,000 | 2,409 |
| Pre-tax net operating income | $-856,000 | 6,727 |
| Securities gains (losses) | $421,000 | 855 |
| Applicable income taxes | $4,000 | 4,431 |
| Income before extraordinary items | $-439,000 | 6,632 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-439,000 | 6,632 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-439,000 | 6,632 |
| Net charge-offs | $1,390,000 | 1,841 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-860,000 | 6,793 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,287,000 | 3,467 |
| Total interest expense | $517,000 | 5,398 |
| Net interest income | $3,770,000 | 2,919 |
| Provision for loan and lease losses | $493,000 | 2,882 |
| Total noninterest income | $558,000 | 3,009 |
| Gross Fiduciary activities income | $11,000 | 1,044 |
| Service charges on deposit accounts | $272,000 | 2,552 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $275,000 | 2,980 |
| Total noninterest expense | $3,720,000 | 2,602 |
| Salaries and employee benefits | $1,838,000 | 2,631 |
| Premises and equipment expense | $538,000 | 2,387 |
| Additional noninterest expense | $1,344,000 | 2,466 |
| Pre-tax net operating income | $115,000 | 5,411 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $4,000 | 4,358 |
| Income before extraordinary items | $111,000 | 5,476 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $111,000 | 5,479 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $111,000 | 5,478 |
| Net charge-offs | $606,000 | 2,227 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $111,000 | 5,348 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,156,000 | 3,511 |
| Total interest expense | $260,000 | 5,526 |
| Net interest income | $1,896,000 | 2,930 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $278,000 | 3,018 |
| Gross Fiduciary activities income | $6,000 | 1,030 |
| Service charges on deposit accounts | $134,000 | 2,560 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $138,000 | 2,988 |
| Total noninterest expense | $1,842,000 | 2,645 |
| Salaries and employee benefits | $899,000 | 2,726 |
| Premises and equipment expense | $288,000 | 2,284 |
| Additional noninterest expense | $655,000 | 2,517 |
| Pre-tax net operating income | $182,000 | 4,245 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $4,000 | 4,179 |
| Income before extraordinary items | $178,000 | 4,092 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $178,000 | 4,091 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $178,000 | 4,091 |
| Net charge-offs | $102,000 | 3,082 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $178,000 | 3,989 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,940,000 | 3,247 |
| Total interest expense | $1,901,000 | 4,601 |
| Net interest income | $8,039,000 | 2,721 |
| Provision for loan and lease losses | $1,526,000 | 2,871 |
| Total noninterest income | $1,299,000 | 2,824 |
| Gross Fiduciary activities income | $23,000 | 1,077 |
| Service charges on deposit accounts | $657,000 | 2,370 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $619,000 | 2,854 |
| Total noninterest expense | $6,951,000 | 2,812 |
| Salaries and employee benefits | $3,545,000 | 2,750 |
| Premises and equipment expense | $989,000 | 2,602 |
| Additional noninterest expense | $2,417,000 | 2,821 |
| Pre-tax net operating income | $861,000 | 3,226 |
| Securities gains (losses) | $392,000 | 1,034 |
| Applicable income taxes | $28,000 | 3,532 |
| Income before extraordinary items | $1,225,000 | 2,439 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,225,000 | 2,437 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,225,000 | 2,438 |
| Net charge-offs | $1,734,000 | 2,214 |
| Cash dividends | $550,000 | 2,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $840,840 | 3,003 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,622,000 | 3,249 |
| Total interest expense | $1,570,000 | 4,462 |
| Net interest income | $6,052,000 | 2,705 |
| Provision for loan and lease losses | $634,000 | 3,446 |
| Total noninterest income | $995,000 | 2,823 |
| Gross Fiduciary activities income | $17,000 | 1,043 |
| Service charges on deposit accounts | $509,000 | 2,321 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $469,000 | 2,912 |
| Total noninterest expense | $5,161,000 | 2,828 |
| Salaries and employee benefits | $2,684,000 | 2,742 |
| Premises and equipment expense | $726,000 | 2,687 |
| Additional noninterest expense | $1,751,000 | 2,880 |
| Pre-tax net operating income | $1,252,000 | 2,363 |
| Securities gains (losses) | $184,000 | 1,345 |
| Applicable income taxes | $22,000 | 3,755 |
| Income before extraordinary items | $1,414,000 | 1,882 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,414,000 | 1,881 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,414,000 | 1,882 |
| Net charge-offs | $638,000 | 2,733 |
| Cash dividends | $550,000 | 1,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,233,680 | 2,077 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,231,000 | 3,198 |
| Total interest expense | $1,139,000 | 4,375 |
| Net interest income | $4,092,000 | 2,653 |
| Provision for loan and lease losses | $300,000 | 3,683 |
| Total noninterest income | $670,000 | 2,819 |
| Gross Fiduciary activities income | $11,000 | 1,061 |
| Service charges on deposit accounts | $347,000 | 2,256 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $312,000 | 2,939 |
| Total noninterest expense | $3,382,000 | 2,902 |
| Salaries and employee benefits | $1,784,000 | 2,794 |
| Premises and equipment expense | $468,000 | 2,806 |
| Additional noninterest expense | $1,130,000 | 2,980 |
| Pre-tax net operating income | $1,080,000 | 1,988 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $16,000 | 3,810 |
| Income before extraordinary items | $1,064,000 | 1,752 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,064,000 | 1,749 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,064,000 | 1,751 |
| Net charge-offs | $182,000 | 3,545 |
| Cash dividends | $300,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,064,000 | 1,705 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,666,000 | 3,168 |
| Total interest expense | $641,000 | 4,195 |
| Net interest income | $2,025,000 | 2,679 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $321,000 | 2,899 |
| Gross Fiduciary activities income | $6,000 | 1,049 |
| Service charges on deposit accounts | $164,000 | 2,282 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $151,000 | 2,955 |
| Total noninterest expense | $1,644,000 | 2,898 |
| Salaries and employee benefits | $889,000 | 2,844 |
| Premises and equipment expense | $230,000 | 2,880 |
| Additional noninterest expense | $525,000 | 2,878 |
| Pre-tax net operating income | $552,000 | 2,203 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $10,000 | 3,971 |
| Income before extraordinary items | $542,000 | 1,974 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $542,000 | 1,976 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $542,000 | 1,976 |
| Net charge-offs | $164,000 | 2,328 |
| Cash dividends | $300,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $542,000 | 1,864 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,043,000 | 3,032 |
| Total interest expense | $3,493,000 | 3,852 |
| Net interest income | $8,550,000 | 2,534 |
| Provision for loan and lease losses | $480,000 | 3,870 |
| Total noninterest income | $1,451,000 | 2,695 |
| Gross Fiduciary activities income | $27,000 | 1,072 |
| Service charges on deposit accounts | $874,000 | 1,966 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $550,000 | 3,027 |
| Total noninterest expense | $6,528,000 | 2,853 |
| Salaries and employee benefits | $3,452,000 | 2,867 |
| Premises and equipment expense | $930,000 | 2,798 |
| Additional noninterest expense | $2,146,000 | 2,686 |
| Pre-tax net operating income | $2,993,000 | 1,800 |
| Securities gains (losses) | $7,000 | 2,644 |
| Applicable income taxes | $38,000 | 3,997 |
| Income before extraordinary items | $2,962,000 | 1,385 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,962,000 | 1,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 4,145 |
| Cash dividends | $3,000,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,955,070 | 1,485 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,113,000 | 3,071 |
| Total interest expense | $2,704,000 | 3,881 |
| Net interest income | $6,409,000 | 2,566 |
| Provision for loan and lease losses | $20,000 | 6,492 |
| Total noninterest income | $1,107,000 | 2,726 |
| Gross Fiduciary activities income | $22,000 | 1,040 |
| Service charges on deposit accounts | $666,000 | 1,950 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $419,000 | 3,109 |
| Total noninterest expense | $4,809,000 | 2,869 |
| Salaries and employee benefits | $2,582,000 | 2,889 |
| Premises and equipment expense | $697,000 | 2,809 |
| Additional noninterest expense | $1,530,000 | 2,734 |
| Pre-tax net operating income | $2,687,000 | 1,815 |
| Securities gains (losses) | $7,000 | 2,502 |
| Applicable income taxes | $36,000 | 4,301 |
| Income before extraordinary items | $2,658,000 | 1,392 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,658,000 | 1,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,737 |
| Cash dividends | $2,500,000 | 832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,651,070 | 1,466 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,127,000 | 3,093 |
| Total interest expense | $1,863,000 | 3,914 |
| Net interest income | $4,264,000 | 2,567 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $709,000 | 2,824 |
| Gross Fiduciary activities income | $16,000 | 1,047 |
| Service charges on deposit accounts | $431,000 | 1,972 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $262,000 | 3,256 |
| Total noninterest expense | $3,176,000 | 2,907 |
| Salaries and employee benefits | $1,713,000 | 2,937 |
| Premises and equipment expense | $474,000 | 2,766 |
| Additional noninterest expense | $989,000 | 2,775 |
| Pre-tax net operating income | $1,797,000 | 1,856 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $24,000 | 4,564 |
| Income before extraordinary items | $1,780,000 | 1,535 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,780,000 | 1,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,681 |
| Cash dividends | $1,750,000 | 877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,773,070 | 1,511 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,128,000 | 3,102 |
| Total interest expense | $1,006,000 | 3,906 |
| Net interest income | $2,122,000 | 2,572 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $350,000 | 2,832 |
| Gross Fiduciary activities income | $7,000 | 1,068 |
| Service charges on deposit accounts | $216,000 | 1,945 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $127,000 | 3,340 |
| Total noninterest expense | $1,598,000 | 2,886 |
| Salaries and employee benefits | $863,000 | 2,949 |
| Premises and equipment expense | $244,000 | 2,708 |
| Additional noninterest expense | $491,000 | 2,764 |
| Pre-tax net operating income | $874,000 | 2,012 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $12,000 | 4,690 |
| Income before extraordinary items | $862,000 | 1,714 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $862,000 | 1,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $1,000,000 | 722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $862,000 | 1,648 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,848,000 | 3,107 |
| Total interest expense | $4,009,000 | 4,005 |
| Net interest income | $8,839,000 | 2,494 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,492,000 | 2,728 |
| Gross Fiduciary activities income | $27,000 | 1,111 |
| Service charges on deposit accounts | $867,000 | 1,995 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $598,000 | 3,003 |
| Total noninterest expense | $6,211,000 | 2,873 |
| Salaries and employee benefits | $3,534,000 | 2,780 |
| Premises and equipment expense | $811,000 | 3,049 |
| Additional noninterest expense | $1,866,000 | 2,837 |
| Pre-tax net operating income | $4,120,000 | 1,935 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $48,000 | 4,953 |
| Income before extraordinary items | $4,072,000 | 1,564 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,072,000 | 1,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,222 |
| Cash dividends | $4,000,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,072,000 | 1,549 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,577,000 | 3,114 |
| Total interest expense | $2,896,000 | 4,106 |
| Net interest income | $6,681,000 | 2,485 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,125,000 | 2,695 |
| Gross Fiduciary activities income | $22,000 | 1,070 |
| Service charges on deposit accounts | $643,000 | 2,003 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $460,000 | 2,978 |
| Total noninterest expense | $4,655,000 | 2,854 |
| Salaries and employee benefits | $2,666,000 | 2,756 |
| Premises and equipment expense | $591,000 | 3,103 |
| Additional noninterest expense | $1,398,000 | 2,780 |
| Pre-tax net operating income | $3,151,000 | 2,017 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $36,000 | 5,160 |
| Income before extraordinary items | $3,115,000 | 1,624 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,115,000 | 1,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 7,959 |
| Cash dividends | $3,000,000 | 857 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,115,000 | 1,611 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,297,000 | 3,160 |
| Total interest expense | $1,865,000 | 4,198 |
| Net interest income | $4,432,000 | 2,524 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $740,000 | 2,720 |
| Gross Fiduciary activities income | $15,000 | 1,080 |
| Service charges on deposit accounts | $413,000 | 2,057 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $312,000 | 2,948 |
| Total noninterest expense | $3,068,000 | 2,918 |
| Salaries and employee benefits | $1,756,000 | 2,832 |
| Premises and equipment expense | $386,000 | 3,169 |
| Additional noninterest expense | $926,000 | 2,804 |
| Pre-tax net operating income | $2,104,000 | 2,070 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $24,000 | 5,246 |
| Income before extraordinary items | $2,080,000 | 1,663 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,080,000 | 1,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,723 |
| Cash dividends | $2,000,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,080,000 | 1,644 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,079,000 | 3,213 |
| Total interest expense | $892,000 | 4,296 |
| Net interest income | $2,187,000 | 2,550 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $365,000 | 2,729 |
| Gross Fiduciary activities income | $9,000 | 1,048 |
| Service charges on deposit accounts | $202,000 | 2,036 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $154,000 | 2,966 |
| Total noninterest expense | $1,513,000 | 2,963 |
| Salaries and employee benefits | $856,000 | 2,899 |
| Premises and equipment expense | $198,000 | 3,140 |
| Additional noninterest expense | $459,000 | 2,801 |
| Pre-tax net operating income | $1,039,000 | 2,097 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $12,000 | 5,224 |
| Income before extraordinary items | $1,027,000 | 1,676 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,027,000 | 1,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $1,000,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,027,000 | 1,664 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,736,000 | 3,158 |
| Total interest expense | $2,941,000 | 4,360 |
| Net interest income | $8,795,000 | 2,569 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $1,548,000 | 2,647 |
| Gross Fiduciary activities income | $160,000 | 851 |
| Service charges on deposit accounts | $829,000 | 2,058 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $559,000 | 3,143 |
| Total noninterest expense | $5,970,000 | 2,881 |
| Salaries and employee benefits | $3,347,000 | 2,841 |
| Premises and equipment expense | $788,000 | 3,047 |
| Additional noninterest expense | $1,835,000 | 2,764 |
| Pre-tax net operating income | $4,373,000 | 2,098 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $48,000 | 5,476 |
| Income before extraordinary items | $4,325,000 | 1,666 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,325,000 | 1,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,672 |
| Cash dividends | $4,000,000 | 861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,325,000 | 1,655 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,644,000 | 3,185 |
| Total interest expense | $2,067,000 | 4,461 |
| Net interest income | $6,577,000 | 2,597 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,210,000 | 2,588 |
| Gross Fiduciary activities income | $154,000 | 784 |
| Service charges on deposit accounts | $631,000 | 2,028 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $425,000 | 3,107 |
| Total noninterest expense | $4,426,000 | 2,904 |
| Salaries and employee benefits | $2,469,000 | 2,877 |
| Premises and equipment expense | $596,000 | 3,020 |
| Additional noninterest expense | $1,361,000 | 2,783 |
| Pre-tax net operating income | $3,361,000 | 2,127 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $36,000 | 5,635 |
| Income before extraordinary items | $3,325,000 | 1,675 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,325,000 | 1,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,782 |
| Cash dividends | $3,000,000 | 826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,325,000 | 1,659 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,646,000 | 3,193 |
| Total interest expense | $1,263,000 | 4,564 |
| Net interest income | $4,383,000 | 2,599 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $833,000 | 2,527 |
| Gross Fiduciary activities income | $145,000 | 724 |
| Service charges on deposit accounts | $408,000 | 2,070 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $280,000 | 3,139 |
| Total noninterest expense | $2,953,000 | 2,911 |
| Salaries and employee benefits | $1,635,000 | 2,900 |
| Premises and equipment expense | $404,000 | 2,978 |
| Additional noninterest expense | $914,000 | 2,783 |
| Pre-tax net operating income | $2,263,000 | 2,111 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $24,000 | 5,702 |
| Income before extraordinary items | $2,239,000 | 1,627 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,239,000 | 1,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,929 |
| Cash dividends | $2,000,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,239,000 | 1,616 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,756,000 | 3,195 |
| Total interest expense | $589,000 | 4,630 |
| Net interest income | $2,167,000 | 2,610 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $471,000 | 2,278 |
| Gross Fiduciary activities income | $139,000 | 574 |
| Service charges on deposit accounts | $198,000 | 2,062 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $134,000 | 3,182 |
| Total noninterest expense | $1,470,000 | 2,930 |
| Salaries and employee benefits | $818,000 | 2,913 |
| Premises and equipment expense | $202,000 | 2,999 |
| Additional noninterest expense | $450,000 | 2,808 |
| Pre-tax net operating income | $1,168,000 | 2,020 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $12,000 | 5,666 |
| Income before extraordinary items | $1,156,000 | 1,567 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,156,000 | 1,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $1,000,000 | 729 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,156,000 | 1,550 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,700,000 | 2,969 |
| Total interest expense | $1,998,000 | 4,434 |
| Net interest income | $8,702,000 | 2,501 |
| Provision for loan and lease losses | $50,000 | 5,734 |
| Total noninterest income | $1,542,000 | 2,641 |
| Gross Fiduciary activities income | $106,000 | 932 |
| Service charges on deposit accounts | $894,000 | 1,920 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $542,000 | 3,232 |
| Total noninterest expense | $5,934,000 | 2,779 |
| Salaries and employee benefits | $3,402,000 | 2,662 |
| Premises and equipment expense | $820,000 | 2,838 |
| Additional noninterest expense | $1,712,000 | 2,899 |
| Pre-tax net operating income | $4,260,000 | 2,123 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $48,000 | 5,892 |
| Income before extraordinary items | $4,212,000 | 1,670 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,212,000 | 1,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,513 |
| Cash dividends | $4,000,000 | 801 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,212,000 | 1,643 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,909,000 | 2,957 |
| Total interest expense | $1,446,000 | 4,399 |
| Net interest income | $6,463,000 | 2,510 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $1,160,000 | 2,642 |
| Gross Fiduciary activities income | $81,000 | 917 |
| Service charges on deposit accounts | $654,000 | 1,959 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $425,000 | 3,170 |
| Total noninterest expense | $4,360,000 | 2,805 |
| Salaries and employee benefits | $2,532,000 | 2,638 |
| Premises and equipment expense | $609,000 | 2,849 |
| Additional noninterest expense | $1,219,000 | 3,004 |
| Pre-tax net operating income | $3,263,000 | 2,096 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $36,000 | 5,989 |
| Income before extraordinary items | $3,227,000 | 1,628 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,227,000 | 1,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,234 |
| Cash dividends | $3,000,000 | 734 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,227,000 | 1,595 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,130,000 | 2,966 |
| Total interest expense | $915,000 | 4,403 |
| Net interest income | $4,215,000 | 2,531 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $754,000 | 2,648 |
| Gross Fiduciary activities income | $54,000 | 929 |
| Service charges on deposit accounts | $417,000 | 2,001 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $283,000 | 3,172 |
| Total noninterest expense | $2,848,000 | 2,838 |
| Salaries and employee benefits | $1,635,000 | 2,712 |
| Premises and equipment expense | $421,000 | 2,711 |
| Additional noninterest expense | $792,000 | 3,038 |
| Pre-tax net operating income | $2,121,000 | 2,088 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $24,000 | 5,993 |
| Income before extraordinary items | $2,097,000 | 1,636 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,097,000 | 1,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,091 |
| Cash dividends | $2,000,000 | 710 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,097,000 | 1,609 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,481,000 | 3,013 |
| Total interest expense | $445,000 | 4,363 |
| Net interest income | $2,036,000 | 2,606 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $355,000 | 2,698 |
| Gross Fiduciary activities income | $27,000 | 939 |
| Service charges on deposit accounts | $192,000 | 2,083 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $136,000 | 3,156 |
| Total noninterest expense | $1,369,000 | 2,945 |
| Salaries and employee benefits | $785,000 | 2,816 |
| Premises and equipment expense | $204,000 | 2,835 |
| Additional noninterest expense | $380,000 | 3,155 |
| Pre-tax net operating income | $1,022,000 | 2,132 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $12,000 | 5,990 |
| Income before extraordinary items | $1,010,000 | 1,657 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,010,000 | 1,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,691 |
| Cash dividends | $1,000,000 | 642 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,010,000 | 1,628 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,854,000 | 2,876 |
| Total interest expense | $1,473,000 | 4,563 |
| Net interest income | $8,381,000 | 2,439 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $1,466,000 | 2,733 |
| Gross Fiduciary activities income | $98,000 | 942 |
| Service charges on deposit accounts | $848,000 | 2,031 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $520,000 | 3,241 |
| Total noninterest expense | $5,668,000 | 2,795 |
| Salaries and employee benefits | $3,183,000 | 2,696 |
| Premises and equipment expense | $844,000 | 2,659 |
| Additional noninterest expense | $1,641,000 | 2,904 |
| Pre-tax net operating income | $4,179,000 | 1,983 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $48,000 | 6,061 |
| Income before extraordinary items | $4,131,000 | 1,564 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,131,000 | 1,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,138 |
| Cash dividends | $3,800,000 | 807 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,131,000 | 1,520 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,322,000 | 2,860 |
| Total interest expense | $1,044,000 | 4,671 |
| Net interest income | $6,278,000 | 2,410 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $1,093,000 | 2,752 |
| Gross Fiduciary activities income | $68,000 | 960 |
| Service charges on deposit accounts | $634,000 | 2,053 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $391,000 | 3,238 |
| Total noninterest expense | $4,207,000 | 2,791 |
| Salaries and employee benefits | $2,369,000 | 2,701 |
| Premises and equipment expense | $629,000 | 2,668 |
| Additional noninterest expense | $1,209,000 | 2,915 |
| Pre-tax net operating income | $3,164,000 | 1,984 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $36,000 | 6,170 |
| Income before extraordinary items | $3,128,000 | 1,550 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,128,000 | 1,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,296 |
| Cash dividends | $2,800,000 | 737 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,128,000 | 1,507 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,813,000 | 2,884 |
| Total interest expense | $679,000 | 4,758 |
| Net interest income | $4,134,000 | 2,420 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $729,000 | 2,761 |
| Gross Fiduciary activities income | $45,000 | 972 |
| Service charges on deposit accounts | $414,000 | 2,090 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $270,000 | 3,172 |
| Total noninterest expense | $2,788,000 | 2,802 |
| Salaries and employee benefits | $1,565,000 | 2,729 |
| Premises and equipment expense | $420,000 | 2,676 |
| Additional noninterest expense | $803,000 | 2,926 |
| Pre-tax net operating income | $2,075,000 | 1,982 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $24,000 | 6,179 |
| Income before extraordinary items | $2,051,000 | 1,567 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,051,000 | 1,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 1,659 |
| Cash dividends | $1,800,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,051,000 | 1,509 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,385,000 | 2,926 |
| Total interest expense | $352,000 | 4,690 |
| Net interest income | $2,033,000 | 2,455 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $364,000 | 2,709 |
| Gross Fiduciary activities income | $23,000 | 976 |
| Service charges on deposit accounts | $206,000 | 2,020 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $135,000 | 3,125 |
| Total noninterest expense | $1,374,000 | 2,853 |
| Salaries and employee benefits | $766,000 | 2,802 |
| Premises and equipment expense | $209,000 | 2,694 |
| Additional noninterest expense | $399,000 | 2,925 |
| Pre-tax net operating income | $1,023,000 | 1,962 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $12,000 | 6,136 |
| Income before extraordinary items | $1,011,000 | 1,584 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,011,000 | 1,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,070 |
| Cash dividends | $800,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,011,000 | 1,492 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,757,000 | 2,896 |
| Total interest expense | $1,813,000 | 4,332 |
| Net interest income | $7,944,000 | 2,445 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,662,000 | 2,629 |
| Gross Fiduciary activities income | $69,000 | 1,026 |
| Service charges on deposit accounts | $863,000 | 1,993 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $730,000 | 2,887 |
| Total noninterest expense | $5,653,000 | 2,749 |
| Salaries and employee benefits | $3,020,000 | 2,752 |
| Premises and equipment expense | $859,000 | 2,586 |
| Additional noninterest expense | $1,774,000 | 2,670 |
| Pre-tax net operating income | $3,953,000 | 1,991 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $48,000 | 6,313 |
| Income before extraordinary items | $3,905,000 | 1,594 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,905,000 | 1,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,692 |
| Cash dividends | $3,450,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,905,000 | 1,524 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,348,000 | 2,926 |
| Total interest expense | $1,410,000 | 4,326 |
| Net interest income | $5,938,000 | 2,462 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $1,342,000 | 2,554 |
| Gross Fiduciary activities income | $54,000 | 1,021 |
| Service charges on deposit accounts | $652,000 | 1,986 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $636,000 | 2,730 |
| Total noninterest expense | $4,243,000 | 2,747 |
| Salaries and employee benefits | $2,276,000 | 2,750 |
| Premises and equipment expense | $614,000 | 2,718 |
| Additional noninterest expense | $1,353,000 | 2,615 |
| Pre-tax net operating income | $3,037,000 | 2,028 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $27,000 | 6,632 |
| Income before extraordinary items | $3,010,000 | 1,602 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,010,000 | 1,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 2,758 |
| Cash dividends | $2,650,000 | 805 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,010,000 | 1,536 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,891,000 | 2,957 |
| Total interest expense | $968,000 | 4,349 |
| Net interest income | $3,923,000 | 2,476 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $864,000 | 2,606 |
| Gross Fiduciary activities income | $36,000 | 1,021 |
| Service charges on deposit accounts | $434,000 | 1,946 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $394,000 | 2,825 |
| Total noninterest expense | $2,823,000 | 2,747 |
| Salaries and employee benefits | $1,495,000 | 2,789 |
| Premises and equipment expense | $417,000 | 2,671 |
| Additional noninterest expense | $911,000 | 2,589 |
| Pre-tax net operating income | $1,964,000 | 2,073 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $18,000 | 6,667 |
| Income before extraordinary items | $1,946,000 | 1,665 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,946,000 | 1,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 1,963 |
| Cash dividends | $1,900,000 | 792 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,946,000 | 1,554 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,423,000 | 2,996 |
| Total interest expense | $489,000 | 4,405 |
| Net interest income | $1,934,000 | 2,510 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $422,000 | 2,574 |
| Gross Fiduciary activities income | $18,000 | 1,032 |
| Service charges on deposit accounts | $217,000 | 1,890 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $187,000 | 2,838 |
| Total noninterest expense | $1,363,000 | 2,820 |
| Salaries and employee benefits | $740,000 | 2,815 |
| Premises and equipment expense | $204,000 | 2,714 |
| Additional noninterest expense | $419,000 | 2,741 |
| Pre-tax net operating income | $993,000 | 2,055 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $9,000 | 6,623 |
| Income before extraordinary items | $984,000 | 1,635 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $984,000 | 1,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 1,271 |
| Cash dividends | $1,000,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $984,000 | 1,532 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,381,000 | 2,920 |
| Total interest expense | $2,552,000 | 4,035 |
| Net interest income | $7,829,000 | 2,457 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $1,429,000 | 2,713 |
| Gross Fiduciary activities income | $48,000 | 1,115 |
| Service charges on deposit accounts | $874,000 | 1,844 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $507,000 | 3,267 |
| Total noninterest expense | $5,724,000 | 2,585 |
| Salaries and employee benefits | $2,966,000 | 2,655 |
| Premises and equipment expense | $1,020,000 | 2,140 |
| Additional noninterest expense | $1,738,000 | 2,619 |
| Pre-tax net operating income | $3,534,000 | 2,193 |
| Securities gains (losses) | $20,000 | 3,147 |
| Applicable income taxes | $28,000 | 6,884 |
| Income before extraordinary items | $3,526,000 | 1,706 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,526,000 | 1,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,985 |
| Cash dividends | $1,550,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,506,200 | 1,660 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,629,000 | 3,423 |
| Total interest expense | $3,253,000 | 4,436 |
| Net interest income | $6,376,000 | 2,786 |
| Provision for loan and lease losses | $137,000 | 4,968 |
| Total noninterest income | $1,163,000 | 2,990 |
| Gross Fiduciary activities income | $36,000 | 1,197 |
| Service charges on deposit accounts | $756,000 | 2,004 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $371,000 | 3,700 |
| Total noninterest expense | $4,375,000 | 3,159 |
| Salaries and employee benefits | $2,184,000 | 3,337 |
| Premises and equipment expense | $593,000 | 3,391 |
| Additional noninterest expense | $1,598,000 | 2,721 |
| Pre-tax net operating income | $3,027,000 | 2,242 |
| Securities gains (losses) | $57,000 | 2,222 |
| Applicable income taxes | $39,000 | 6,903 |
| Income before extraordinary items | $3,045,000 | 1,730 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,045,000 | 1,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,083 |
| Cash dividends | $2,982,000 | 944 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,988,570 | 1,690 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,043,000 | 3,712 |
| Total interest expense | $3,080,000 | 4,825 |
| Net interest income | $5,963,000 | 2,962 |
| Provision for loan and lease losses | $75,000 | 5,850 |
| Total noninterest income | $948,000 | 3,256 |
| Gross Fiduciary activities income | $55,000 | 1,035 |
| Service charges on deposit accounts | $673,000 | 2,061 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $220,000 | 4,567 |
| Total noninterest expense | $3,929,000 | 3,383 |
| Salaries and employee benefits | $2,203,000 | 3,184 |
| Premises and equipment expense | $544,000 | 3,549 |
| Additional noninterest expense | $1,182,000 | 3,479 |
| Pre-tax net operating income | $2,907,000 | 2,449 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $29,000 | 7,645 |
| Income before extraordinary items | $2,878,000 | 1,809 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,878,000 | 1,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,220 |
| Cash dividends | $2,328,000 | 1,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,878,000 | 1,810 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,593,000 | 5,864 |
| Total interest expense | $1,606,000 | 6,714 |
| Net interest income | $2,987,000 | 5,175 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $497,000 | 4,973 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $307,000 | 3,919 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,061 |
| Total noninterest expense | $2,011,000 | 5,662 |
| Salaries and employee benefits | $1,019,000 | 5,804 |
| Premises and equipment expense | $375,000 | 4,738 |
| Additional noninterest expense | $617,000 | 5,720 |
| Pre-tax net operating income | $1,473,000 | 4,154 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $9,000 | 8,512 |
| Income before extraordinary items | $1,465,000 | 3,297 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,465,000 | 3,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $1,342,000 | 1,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,464,010 | 3,263 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,454,000 | 6,094 |
| Total interest expense | $1,626,000 | 6,923 |
| Net interest income | $2,828,000 | 5,363 |
| Provision for loan and lease losses | $50,000 | 6,568 |
| Total noninterest income | $499,000 | 4,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $307,000 | 3,873 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,065 |
| Total noninterest expense | $1,838,000 | 5,909 |
| Salaries and employee benefits | $967,000 | 5,905 |
| Premises and equipment expense | $341,000 | 4,967 |
| Additional noninterest expense | $530,000 | 6,236 |
| Pre-tax net operating income | $1,439,000 | 4,311 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $12,000 | 9,035 |
| Income before extraordinary items | $1,427,000 | 3,385 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,427,000 | 3,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $1,325,000 | 1,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,427,000 | 3,297 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,086,000 | 6,584 |
| Total interest expense | $1,441,000 | 7,487 |
| Net interest income | $2,645,000 | 5,832 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $511,000 | 4,942 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 4,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 4,789 |
| Total noninterest expense | $1,844,000 | 5,985 |
| Salaries and employee benefits | $956,000 | 6,021 |
| Premises and equipment expense | $321,000 | 5,221 |
| Additional noninterest expense | $567,000 | 6,007 |
| Pre-tax net operating income | $1,262,000 | 5,075 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $-293,000 | 10,824 |
| Income before extraordinary items | $1,558,000 | 3,255 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,558,000 | 3,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $2,440,000 | 1,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,555,000 | 3,184 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,103,000 | 6,765 |
| Total interest expense | $1,512,000 | 7,545 |
| Net interest income | $2,591,000 | 6,053 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $468,000 | 5,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 4,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 4,967 |
| Total noninterest expense | $1,783,000 | 6,427 |
| Salaries and employee benefits | $923,000 | 6,349 |
| Premises and equipment expense | $300,000 | 5,603 |
| Additional noninterest expense | $560,000 | 6,611 |
| Pre-tax net operating income | $1,276,000 | 4,898 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $327,000 | 5,546 |
| Income before extraordinary items | $955,000 | 4,661 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $955,000 | 4,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $850,000 | 2,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $950,560 | 4,634 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,124,000 | 6,855 |
| Total interest expense | $1,559,000 | 7,533 |
| Net interest income | $2,565,000 | 6,197 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $403,000 | 5,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 4,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 5,906 |
| Total noninterest expense | $1,641,000 | 6,863 |
| Salaries and employee benefits | $871,000 | 6,701 |
| Premises and equipment expense | $247,000 | 6,404 |
| Additional noninterest expense | $523,000 | 7,093 |
| Pre-tax net operating income | $1,327,000 | 4,887 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $326,000 | 5,713 |
| Income before extraordinary items | $1,005,000 | 4,601 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,005,000 | 4,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $1,624,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,001,960 | 4,590 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,121,000 | 6,553 |
| Total interest expense | $1,240,000 | 7,750 |
| Net interest income | $2,881,000 | 5,773 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $411,000 | 6,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $274,000 | 4,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,499 |
| Total noninterest expense | $1,730,000 | 6,901 |
| Salaries and employee benefits | $932,000 | 6,452 |
| Premises and equipment expense | $244,000 | 6,618 |
| Additional noninterest expense | $554,000 | 7,393 |
| Pre-tax net operating income | $1,562,000 | 4,263 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $412,000 | 4,665 |
| Income before extraordinary items | $1,150,000 | 4,018 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,150,000 | 4,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $1,900,000 | 1,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,150,000 | 4,056 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,286,000 | 6,535 |
| Total interest expense | $1,344,000 | 7,724 |
| Net interest income | $2,942,000 | 5,743 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $348,000 | 7,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 6,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 6,523 |
| Total noninterest expense | $1,773,000 | 6,970 |
| Salaries and employee benefits | $993,000 | 6,176 |
| Premises and equipment expense | $225,000 | 7,185 |
| Additional noninterest expense | $555,000 | 7,718 |
| Pre-tax net operating income | $1,517,000 | 4,279 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $378,000 | 5,210 |
| Income before extraordinary items | $1,145,000 | 4,191 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,145,000 | 4,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $405,000 | 3,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,140,500 | 3,988 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,774,000 | 6,596 |
| Total interest expense | $1,802,000 | 7,602 |
| Net interest income | $2,972,000 | 5,768 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $332,000 | 7,326 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 6,054 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 7,019 |
| Total noninterest expense | $1,804,000 | 6,934 |
| Salaries and employee benefits | $1,002,000 | 6,015 |
| Premises and equipment expense | $247,000 | 6,841 |
| Additional noninterest expense | $555,000 | 7,934 |
| Pre-tax net operating income | $1,476,000 | 4,090 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $347,000 | 5,391 |
| Income before extraordinary items | $1,128,000 | 4,032 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,128,000 | 4,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 12,482 |
| Cash dividends | $405,000 | 3,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,128,760 | 3,733 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.