Home > FNB-Southwest > Income and Expense
FNB-Southwest, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,904,000 | 6,434 |
| Total interest expense | $1,999,000 | 6,101 |
| Net interest income | $1,905,000 | 6,589 |
| Provision for loan and lease losses | $37,000 | 7,027 |
| Total noninterest income | $281,000 | 6,579 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $86,000 | 6,853 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $195,000 | 4,987 |
| Total noninterest expense | $1,715,000 | 6,306 |
| Salaries and employee benefits | $853,000 | 6,565 |
| Premises and equipment expense | $262,000 | 5,939 |
| Additional noninterest expense | $600,000 | 5,839 |
| Pre-tax net operating income | $434,000 | 6,821 |
| Securities gains (losses) | $10,000 | 3,593 |
| Applicable income taxes | $129,000 | 5,671 |
| Income before extraordinary items | $315,000 | 7,044 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $315,000 | 7,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,148 |
| Cash dividends | $2,428,000 | 1,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $307,900 | 6,972 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,303,000 | 4,916 |
| Total interest expense | $3,594,000 | 4,306 |
| Net interest income | $2,709,000 | 5,531 |
| Provision for loan and lease losses | $40,000 | 6,852 |
| Total noninterest income | $272,000 | 6,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $272,000 | 4,127 |
| Total noninterest expense | $2,448,000 | 4,936 |
| Salaries and employee benefits | $1,512,000 | 4,336 |
| Premises and equipment expense | $524,000 | 3,650 |
| Additional noninterest expense | $412,000 | 7,054 |
| Pre-tax net operating income | $493,000 | 7,037 |
| Securities gains (losses) | $109,000 | 550 |
| Applicable income taxes | $189,000 | 5,498 |
| Income before extraordinary items | $413,000 | 6,776 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $413,000 | 6,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,205 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $337,790 | 7,232 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,938,000 | 4,983 |
| Total interest expense | $3,208,000 | 4,344 |
| Net interest income | $2,730,000 | 5,503 |
| Provision for loan and lease losses | $12,000 | 7,978 |
| Total noninterest income | $249,000 | 6,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $249,000 | 4,447 |
| Total noninterest expense | $2,387,000 | 5,044 |
| Salaries and employee benefits | $1,463,000 | 4,424 |
| Premises and equipment expense | $470,000 | 3,989 |
| Additional noninterest expense | $454,000 | 6,875 |
| Pre-tax net operating income | $580,000 | 6,784 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $181,000 | 5,913 |
| Income before extraordinary items | $399,000 | 7,001 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $399,000 | 6,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,892 |
| Cash dividends | $1,200,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $399,000 | 6,971 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,268,000 | 4,840 |
| Total interest expense | $3,509,000 | 4,122 |
| Net interest income | $2,759,000 | 5,472 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $255,000 | 6,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $255,000 | 4,381 |
| Total noninterest expense | $2,225,000 | 5,174 |
| Salaries and employee benefits | $1,371,000 | 4,558 |
| Premises and equipment expense | $430,000 | 4,170 |
| Additional noninterest expense | $424,000 | 7,026 |
| Pre-tax net operating income | $777,000 | 6,174 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $323,000 | 4,972 |
| Income before extraordinary items | $454,000 | 6,885 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $454,000 | 6,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $454,000 | 6,778 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,623,000 | 5,316 |
| Total interest expense | $2,888,000 | 4,875 |
| Net interest income | $2,735,000 | 5,694 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $198,000 | 7,865 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $198,000 | 4,977 |
| Total noninterest expense | $1,896,000 | 5,856 |
| Salaries and employee benefits | $1,175,000 | 5,190 |
| Premises and equipment expense | $342,000 | 4,983 |
| Additional noninterest expense | $379,000 | 7,539 |
| Pre-tax net operating income | $987,000 | 5,870 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $343,000 | 5,369 |
| Income before extraordinary items | $644,000 | 6,143 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $644,000 | 6,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,367 |
| Cash dividends | $725,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $644,000 | 6,094 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,182,000 | 5,787 |
| Total interest expense | $2,689,000 | 5,240 |
| Net interest income | $2,493,000 | 6,206 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $201,000 | 8,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $201,000 | 5,145 |
| Total noninterest expense | $2,392,000 | 5,190 |
| Salaries and employee benefits | $1,275,000 | 4,926 |
| Premises and equipment expense | $319,000 | 5,342 |
| Additional noninterest expense | $798,000 | 5,211 |
| Pre-tax net operating income | $302,000 | 9,117 |
| Securities gains (losses) | $51,000 | 1,313 |
| Applicable income taxes | $136,000 | 8,111 |
| Income before extraordinary items | $217,000 | 9,144 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $217,000 | 9,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $184,360 | 9,392 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,935,000 | 6,048 |
| Total interest expense | $2,675,000 | 5,271 |
| Net interest income | $2,260,000 | 6,764 |
| Provision for loan and lease losses | $1,000 | 8,909 |
| Total noninterest income | $184,000 | 8,695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $184,000 | 5,355 |
| Total noninterest expense | $2,041,000 | 5,892 |
| Salaries and employee benefits | $1,246,000 | 5,047 |
| Premises and equipment expense | $348,000 | 5,044 |
| Additional noninterest expense | $447,000 | 7,736 |
| Pre-tax net operating income | $402,000 | 9,055 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $158,000 | 8,127 |
| Income before extraordinary items | $244,000 | 9,468 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $244,000 | 9,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $244,000 | 9,450 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,160,000 | 6,512 |
| Total interest expense | $1,933,000 | 5,761 |
| Net interest income | $2,227,000 | 7,022 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $193,000 | 8,852 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $193,000 | 5,389 |
| Total noninterest expense | $1,834,000 | 6,605 |
| Salaries and employee benefits | $1,114,000 | 5,589 |
| Premises and equipment expense | $342,000 | 5,158 |
| Additional noninterest expense | $378,000 | 9,057 |
| Pre-tax net operating income | $586,000 | 8,084 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $231,000 | 6,821 |
| Income before extraordinary items | $355,000 | 8,595 |
| Extraordinary gains, net | $87,000 | 126 |
| Net income | $442,000 | 7,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $2,618,000 | 259 |
| Net operating income | $355,000 | 8,649 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,283,000 | 6,539 |
| Total interest expense | $1,857,000 | 6,191 |
| Net interest income | $2,426,000 | 6,682 |
| Provision for loan and lease losses | $40,000 | 7,927 |
| Total noninterest income | $257,000 | 8,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $257,000 | 4,935 |
| Total noninterest expense | $1,817,000 | 6,830 |
| Salaries and employee benefits | $1,154,000 | 5,413 |
| Premises and equipment expense | $330,000 | 5,458 |
| Additional noninterest expense | $333,000 | 10,035 |
| Pre-tax net operating income | $826,000 | 6,685 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $273,000 | 6,440 |
| Income before extraordinary items | $553,000 | 7,126 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $553,000 | 7,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $553,000 | 6,864 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,648,000 | 6,728 |
| Total interest expense | $2,451,000 | 6,081 |
| Net interest income | $2,197,000 | 7,254 |
| Provision for loan and lease losses | $118,000 | 6,873 |
| Total noninterest income | $189,000 | 9,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $189,000 | 5,859 |
| Total noninterest expense | $1,589,000 | 7,612 |
| Salaries and employee benefits | $942,000 | 6,382 |
| Premises and equipment expense | $306,000 | 5,879 |
| Additional noninterest expense | $341,000 | 10,308 |
| Pre-tax net operating income | $680,000 | 7,213 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $248,000 | 6,693 |
| Income before extraordinary items | $431,000 | 7,921 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $431,000 | 8,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $431,000 | 7,563 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.