Home > FNB Southeast > Income and Expense
FNB Southeast, Income and Expense
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,108,000 | 2,708 |
| Total interest expense | $4,808,000 | 2,837 |
| Net interest income | $6,300,000 | 2,620 |
| Provision for loan and lease losses | $445,000 | 1,736 |
| Total noninterest income | $252,000 | 5,896 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $531,000 | 2,329 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-279,000 | 8,553 |
| Total noninterest expense | $4,332,000 | 3,040 |
| Salaries and employee benefits | $2,680,000 | 2,739 |
| Premises and equipment expense | $775,000 | 2,484 |
| Additional noninterest expense | $877,000 | 4,099 |
| Pre-tax net operating income | $1,775,000 | 3,098 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $432,000 | 2,719 |
| Income before extraordinary items | $1,343,000 | 3,213 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,343,000 | 3,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $644,000 | 886 |
| Cash dividends | $1,735,000 | 1,357 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,116 |
| Net operating income | $1,343,000 | 3,196 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $33,874,000 | 636 |
| Total interest expense | $17,999,000 | 566 |
| Net interest income | $15,875,000 | 713 |
| Provision for loan and lease losses | $-357,000 | 8,555 |
| Total noninterest income | $7,605,000 | 475 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,591,000 | 548 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $6,014,000 | 383 |
| Total noninterest expense | $15,644,000 | 597 |
| Salaries and employee benefits | $8,643,000 | 581 |
| Premises and equipment expense | $2,650,000 | 513 |
| Additional noninterest expense | $4,351,000 | 649 |
| Pre-tax net operating income | $8,193,000 | 610 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,375,000 | 631 |
| Income before extraordinary items | $5,818,000 | 636 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,818,000 | 635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $573,000 | 653 |
| Cash dividends | $2,741,000 | 697 |
| Sale, conversion, retirement of capital stock, net | $180,000 | 470 |
| Net operating income | $5,818,000 | 624 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $16,859,000 | 633 |
| Total interest expense | $8,800,000 | 574 |
| Net interest income | $8,059,000 | 697 |
| Provision for loan and lease losses | $54,000 | 3,005 |
| Total noninterest income | $1,245,000 | 1,102 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $762,000 | 545 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $483,000 | 1,395 |
| Total noninterest expense | $7,862,000 | 596 |
| Salaries and employee benefits | $4,349,000 | 580 |
| Premises and equipment expense | $1,328,000 | 512 |
| Additional noninterest expense | $2,185,000 | 633 |
| Pre-tax net operating income | $1,388,000 | 1,651 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $424,000 | 1,464 |
| Income before extraordinary items | $964,000 | 1,775 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $964,000 | 1,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $609,000 | 363 |
| Cash dividends | $1,371,000 | 630 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 376 |
| Net operating income | $964,000 | 1,760 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $72,934,000 | 554 |
| Total interest expense | $32,830,000 | 529 |
| Net interest income | $40,104,000 | 577 |
| Provision for loan and lease losses | $1,435,000 | 741 |
| Total noninterest income | $5,277,000 | 1,044 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,802,000 | 457 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,475,000 | 1,691 |
| Total noninterest expense | $28,859,000 | 617 |
| Salaries and employee benefits | $16,034,000 | 589 |
| Premises and equipment expense | $4,733,000 | 536 |
| Additional noninterest expense | $8,092,000 | 674 |
| Pre-tax net operating income | $15,087,000 | 686 |
| Securities gains (losses) | $32,000 | 790 |
| Applicable income taxes | $4,957,000 | 637 |
| Income before extraordinary items | $10,162,000 | 729 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $10,162,000 | 729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,382,000 | 152 |
| Cash dividends | $5,190,000 | 683 |
| Sale, conversion, retirement of capital stock, net | $471,000 | 617 |
| Net operating income | $10,140,560 | 723 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $54,478,000 | 569 |
| Total interest expense | $24,183,000 | 532 |
| Net interest income | $30,295,000 | 583 |
| Provision for loan and lease losses | $1,120,000 | 680 |
| Total noninterest income | $4,009,000 | 1,047 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,842,000 | 462 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,167,000 | 1,624 |
| Total noninterest expense | $21,242,000 | 644 |
| Salaries and employee benefits | $12,291,000 | 597 |
| Premises and equipment expense | $3,548,000 | 544 |
| Additional noninterest expense | $5,403,000 | 753 |
| Pre-tax net operating income | $11,942,000 | 681 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $4,062,000 | 631 |
| Income before extraordinary items | $7,880,000 | 737 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $7,880,000 | 736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,606,000 | 164 |
| Cash dividends | $3,819,000 | 682 |
| Sale, conversion, retirement of capital stock, net | $353,000 | 500 |
| Net operating income | $7,880,000 | 733 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $35,905,000 | 565 |
| Total interest expense | $15,456,000 | 525 |
| Net interest income | $20,449,000 | 576 |
| Provision for loan and lease losses | $1,120,000 | 459 |
| Total noninterest income | $2,604,000 | 1,067 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,841,000 | 468 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $763,000 | 1,643 |
| Total noninterest expense | $13,887,000 | 660 |
| Salaries and employee benefits | $8,165,000 | 601 |
| Premises and equipment expense | $2,325,000 | 557 |
| Additional noninterest expense | $3,397,000 | 795 |
| Pre-tax net operating income | $8,046,000 | 670 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,763,000 | 632 |
| Income before extraordinary items | $5,283,000 | 739 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,283,000 | 739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,023,000 | 207 |
| Cash dividends | $2,509,000 | 670 |
| Sale, conversion, retirement of capital stock, net | $263,000 | 400 |
| Net operating income | $5,283,000 | 727 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $17,888,000 | 548 |
| Total interest expense | $7,400,000 | 515 |
| Net interest income | $10,488,000 | 554 |
| Provision for loan and lease losses | $755,000 | 335 |
| Total noninterest income | $1,308,000 | 1,041 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $873,000 | 472 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $435,000 | 1,484 |
| Total noninterest expense | $7,026,000 | 656 |
| Salaries and employee benefits | $4,152,000 | 591 |
| Premises and equipment expense | $1,190,000 | 534 |
| Additional noninterest expense | $1,684,000 | 794 |
| Pre-tax net operating income | $4,015,000 | 662 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,379,000 | 623 |
| Income before extraordinary items | $2,636,000 | 732 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,636,000 | 731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,232,000 | 187 |
| Cash dividends | $1,232,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,636,000 | 715 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $62,112,000 | 558 |
| Total interest expense | $24,209,000 | 497 |
| Net interest income | $37,903,000 | 585 |
| Provision for loan and lease losses | $16,131,000 | 105 |
| Total noninterest income | $6,496,000 | 872 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $3,837,000 | 446 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,659,000 | 1,115 |
| Total noninterest expense | $27,245,000 | 633 |
| Salaries and employee benefits | $14,435,000 | 627 |
| Premises and equipment expense | $4,664,000 | 526 |
| Additional noninterest expense | $8,146,000 | 660 |
| Pre-tax net operating income | $1,023,000 | 5,296 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-103,000 | 8,612 |
| Income before extraordinary items | $1,126,000 | 4,507 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,126,000 | 4,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,342,000 | 231 |
| Cash dividends | $2,763,000 | 1,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,126,000 | 4,454 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $44,930,000 | 556 |
| Total interest expense | $17,389,000 | 484 |
| Net interest income | $27,541,000 | 594 |
| Provision for loan and lease losses | $2,505,000 | 309 |
| Total noninterest income | $5,162,000 | 837 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,823,000 | 447 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,339,000 | 994 |
| Total noninterest expense | $20,365,000 | 639 |
| Salaries and employee benefits | $10,740,000 | 631 |
| Premises and equipment expense | $3,497,000 | 528 |
| Additional noninterest expense | $6,128,000 | 661 |
| Pre-tax net operating income | $9,833,000 | 753 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,318,000 | 719 |
| Income before extraordinary items | $6,515,000 | 822 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,515,000 | 824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $525,000 | 808 |
| Cash dividends | $1,552,000 | 1,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,515,000 | 807 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $28,438,000 | 566 |
| Total interest expense | $10,839,000 | 484 |
| Net interest income | $17,599,000 | 606 |
| Provision for loan and lease losses | $1,318,000 | 380 |
| Total noninterest income | $3,407,000 | 838 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,788,000 | 462 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,619,000 | 946 |
| Total noninterest expense | $13,300,000 | 648 |
| Salaries and employee benefits | $6,895,000 | 644 |
| Premises and equipment expense | $2,343,000 | 515 |
| Additional noninterest expense | $4,062,000 | 658 |
| Pre-tax net operating income | $6,388,000 | 760 |
| Securities gains (losses) | $-5,000 | 7,925 |
| Applicable income taxes | $2,148,000 | 729 |
| Income before extraordinary items | $4,235,000 | 831 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,235,000 | 831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 915 |
| Cash dividends | $780,000 | 1,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,238,300 | 816 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $13,377,000 | 575 |
| Total interest expense | $4,863,000 | 508 |
| Net interest income | $8,514,000 | 616 |
| Provision for loan and lease losses | $680,000 | 358 |
| Total noninterest income | $1,966,000 | 725 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $824,000 | 492 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,142,000 | 720 |
| Total noninterest expense | $6,709,000 | 634 |
| Salaries and employee benefits | $3,467,000 | 640 |
| Premises and equipment expense | $1,159,000 | 515 |
| Additional noninterest expense | $2,083,000 | 637 |
| Pre-tax net operating income | $3,091,000 | 776 |
| Securities gains (losses) | $-2,000 | 8,244 |
| Applicable income taxes | $1,040,000 | 743 |
| Income before extraordinary items | $2,049,000 | 850 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,049,000 | 851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 705 |
| Cash dividends | $779,000 | 823 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,050,320 | 829 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $44,472,000 | 633 |
| Total interest expense | $15,087,000 | 551 |
| Net interest income | $29,385,000 | 670 |
| Provision for loan and lease losses | $1,275,000 | 836 |
| Total noninterest income | $7,720,000 | 742 |
| Gross Fiduciary activities income | $7,000 | 1,367 |
| Service charges on deposit accounts | $3,769,000 | 473 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,944,000 | 793 |
| Total noninterest expense | $23,416,000 | 692 |
| Salaries and employee benefits | $12,401,000 | 688 |
| Premises and equipment expense | $4,264,000 | 536 |
| Additional noninterest expense | $6,751,000 | 760 |
| Pre-tax net operating income | $12,414,000 | 720 |
| Securities gains (losses) | $109,000 | 1,185 |
| Applicable income taxes | $4,120,000 | 687 |
| Income before extraordinary items | $8,403,000 | 792 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,403,000 | 792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,046,000 | 749 |
| Cash dividends | $4,255,000 | 711 |
| Sale, conversion, retirement of capital stock, net | $277,000 | 529 |
| Net operating income | $8,329,970 | 768 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $32,154,000 | 649 |
| Total interest expense | $10,876,000 | 556 |
| Net interest income | $21,278,000 | 688 |
| Provision for loan and lease losses | $945,000 | 821 |
| Total noninterest income | $5,834,000 | 756 |
| Gross Fiduciary activities income | $7,000 | 1,302 |
| Service charges on deposit accounts | $2,877,000 | 473 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,950,000 | 813 |
| Total noninterest expense | $16,739,000 | 714 |
| Salaries and employee benefits | $8,906,000 | 709 |
| Premises and equipment expense | $3,106,000 | 551 |
| Additional noninterest expense | $4,727,000 | 796 |
| Pre-tax net operating income | $9,428,000 | 722 |
| Securities gains (losses) | $108,000 | 1,119 |
| Applicable income taxes | $3,171,000 | 689 |
| Income before extraordinary items | $6,365,000 | 789 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,365,000 | 790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $728,000 | 715 |
| Cash dividends | $3,483,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $277,000 | 407 |
| Net operating income | $6,292,640 | 761 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $20,879,000 | 656 |
| Total interest expense | $6,986,000 | 567 |
| Net interest income | $13,893,000 | 694 |
| Provision for loan and lease losses | $660,000 | 765 |
| Total noninterest income | $4,163,000 | 707 |
| Gross Fiduciary activities income | $5,000 | 1,290 |
| Service charges on deposit accounts | $1,972,000 | 449 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,186,000 | 741 |
| Total noninterest expense | $10,784,000 | 740 |
| Salaries and employee benefits | $5,782,000 | 726 |
| Premises and equipment expense | $2,006,000 | 568 |
| Additional noninterest expense | $2,996,000 | 826 |
| Pre-tax net operating income | $6,612,000 | 683 |
| Securities gains (losses) | $111,000 | 965 |
| Applicable income taxes | $2,262,000 | 655 |
| Income before extraordinary items | $4,461,000 | 746 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,461,000 | 746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $601,000 | 611 |
| Cash dividends | $2,322,000 | 623 |
| Sale, conversion, retirement of capital stock, net | $277,000 | 309 |
| Net operating income | $4,387,740 | 720 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $10,438,000 | 665 |
| Total interest expense | $3,589,000 | 569 |
| Net interest income | $6,849,000 | 709 |
| Provision for loan and lease losses | $388,000 | 642 |
| Total noninterest income | $1,579,000 | 868 |
| Gross Fiduciary activities income | $3,000 | 1,247 |
| Service charges on deposit accounts | $1,012,000 | 424 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $564,000 | 1,197 |
| Total noninterest expense | $5,255,000 | 767 |
| Salaries and employee benefits | $2,797,000 | 772 |
| Premises and equipment expense | $995,000 | 589 |
| Additional noninterest expense | $1,463,000 | 841 |
| Pre-tax net operating income | $2,785,000 | 783 |
| Securities gains (losses) | $111,000 | 744 |
| Applicable income taxes | $975,000 | 748 |
| Income before extraordinary items | $1,921,000 | 856 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,921,000 | 856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 604 |
| Cash dividends | $1,661,000 | 418 |
| Sale, conversion, retirement of capital stock, net | $277,000 | 189 |
| Net operating income | $1,847,740 | 834 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $41,587,000 | 671 |
| Total interest expense | $16,765,000 | 541 |
| Net interest income | $24,822,000 | 771 |
| Provision for loan and lease losses | $1,431,000 | 853 |
| Total noninterest income | $6,612,000 | 908 |
| Gross Fiduciary activities income | $9,000 | 1,372 |
| Service charges on deposit accounts | $3,585,000 | 480 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,018,000 | 1,086 |
| Total noninterest expense | $19,428,000 | 831 |
| Salaries and employee benefits | $10,512,000 | 807 |
| Premises and equipment expense | $3,553,000 | 641 |
| Additional noninterest expense | $5,363,000 | 950 |
| Pre-tax net operating income | $10,575,000 | 818 |
| Securities gains (losses) | $564,000 | 692 |
| Applicable income taxes | $3,752,000 | 777 |
| Income before extraordinary items | $7,387,000 | 883 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,387,000 | 885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,366,000 | 718 |
| Cash dividends | $4,297,000 | 743 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,014,760 | 866 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $31,257,000 | 687 |
| Total interest expense | $13,032,000 | 550 |
| Net interest income | $18,225,000 | 800 |
| Provision for loan and lease losses | $1,080,000 | 834 |
| Total noninterest income | $4,923,000 | 943 |
| Gross Fiduciary activities income | $8,000 | 1,319 |
| Service charges on deposit accounts | $2,590,000 | 502 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,325,000 | 1,111 |
| Total noninterest expense | $14,254,000 | 853 |
| Salaries and employee benefits | $7,751,000 | 829 |
| Premises and equipment expense | $2,602,000 | 669 |
| Additional noninterest expense | $3,901,000 | 985 |
| Pre-tax net operating income | $7,814,000 | 856 |
| Securities gains (losses) | $562,000 | 628 |
| Applicable income taxes | $2,890,000 | 800 |
| Income before extraordinary items | $5,486,000 | 920 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,486,000 | 920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,068,000 | 662 |
| Cash dividends | $3,636,000 | 623 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,120,700 | 923 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $20,934,000 | 689 |
| Total interest expense | $8,914,000 | 555 |
| Net interest income | $12,020,000 | 808 |
| Provision for loan and lease losses | $777,000 | 787 |
| Total noninterest income | $2,952,000 | 1,012 |
| Gross Fiduciary activities income | $5,000 | 1,338 |
| Service charges on deposit accounts | $1,631,000 | 528 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,316,000 | 1,244 |
| Total noninterest expense | $9,248,000 | 880 |
| Salaries and employee benefits | $5,127,000 | 836 |
| Premises and equipment expense | $1,666,000 | 706 |
| Additional noninterest expense | $2,455,000 | 1,035 |
| Pre-tax net operating income | $4,947,000 | 893 |
| Securities gains (losses) | $562,000 | 533 |
| Applicable income taxes | $1,937,000 | 787 |
| Income before extraordinary items | $3,572,000 | 945 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,572,000 | 945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $744,000 | 634 |
| Cash dividends | $3,019,000 | 506 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,206,700 | 966 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $10,552,000 | 692 |
| Total interest expense | $4,532,000 | 561 |
| Net interest income | $6,020,000 | 807 |
| Provision for loan and lease losses | $495,000 | 623 |
| Total noninterest income | $1,448,000 | 1,003 |
| Gross Fiduciary activities income | $3,000 | 1,293 |
| Service charges on deposit accounts | $760,000 | 552 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $685,000 | 1,180 |
| Total noninterest expense | $4,568,000 | 894 |
| Salaries and employee benefits | $2,546,000 | 844 |
| Premises and equipment expense | $813,000 | 724 |
| Additional noninterest expense | $1,209,000 | 1,018 |
| Pre-tax net operating income | $2,405,000 | 928 |
| Securities gains (losses) | $322,000 | 490 |
| Applicable income taxes | $957,000 | 830 |
| Income before extraordinary items | $1,770,000 | 951 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,770,000 | 950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 597 |
| Cash dividends | $624,000 | 1,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,560,700 | 985 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $43,308,000 | 702 |
| Total interest expense | $19,555,000 | 587 |
| Net interest income | $23,753,000 | 803 |
| Provision for loan and lease losses | $1,300,000 | 1,054 |
| Total noninterest income | $4,806,000 | 1,091 |
| Gross Fiduciary activities income | $11,000 | 1,391 |
| Service charges on deposit accounts | $2,819,000 | 578 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,976,000 | 1,322 |
| Total noninterest expense | $17,131,000 | 913 |
| Salaries and employee benefits | $9,787,000 | 828 |
| Premises and equipment expense | $2,979,000 | 742 |
| Additional noninterest expense | $4,365,000 | 1,135 |
| Pre-tax net operating income | $10,128,000 | 864 |
| Securities gains (losses) | $318,000 | 863 |
| Applicable income taxes | $3,527,000 | 800 |
| Income before extraordinary items | $6,919,000 | 905 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,919,000 | 903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $972,000 | 994 |
| Cash dividends | $4,421,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,709,120 | 891 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $52,334,000 | 677 |
| Total interest expense | $30,629,000 | 566 |
| Net interest income | $21,705,000 | 814 |
| Provision for loan and lease losses | $1,278,000 | 1,033 |
| Total noninterest income | $2,851,000 | 1,536 |
| Gross Fiduciary activities income | $10,000 | 1,431 |
| Service charges on deposit accounts | $2,180,000 | 679 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $661,000 | 2,662 |
| Total noninterest expense | $15,673,000 | 947 |
| Salaries and employee benefits | $9,281,000 | 794 |
| Premises and equipment expense | $2,876,000 | 738 |
| Additional noninterest expense | $3,516,000 | 1,328 |
| Pre-tax net operating income | $7,605,000 | 988 |
| Securities gains (losses) | $1,753,000 | 273 |
| Applicable income taxes | $2,851,000 | 876 |
| Income before extraordinary items | $6,507,000 | 852 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $6,507,000 | 854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $858,000 | 1,045 |
| Cash dividends | $3,045,000 | 902 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,279,900 | 1,000 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $43,585,000 | 812 |
| Total interest expense | $24,045,000 | 760 |
| Net interest income | $19,540,000 | 888 |
| Provision for loan and lease losses | $2,414,000 | 532 |
| Total noninterest income | $2,312,000 | 1,685 |
| Gross Fiduciary activities income | $13,000 | 1,190 |
| Service charges on deposit accounts | $1,741,000 | 779 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $558,000 | 2,756 |
| Total noninterest expense | $13,763,000 | 1,021 |
| Salaries and employee benefits | $7,456,000 | 938 |
| Premises and equipment expense | $1,862,000 | 1,073 |
| Additional noninterest expense | $4,445,000 | 1,058 |
| Pre-tax net operating income | $5,675,000 | 1,298 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $1,909,000 | 1,211 |
| Income before extraordinary items | $3,764,000 | 1,406 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,764,000 | 1,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $636,000 | 1,040 |
| Cash dividends | $1,756,000 | 1,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,765,320 | 1,392 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $32,216,000 | 1,022 |
| Total interest expense | $15,944,000 | 968 |
| Net interest income | $16,272,000 | 1,074 |
| Provision for loan and lease losses | $908,000 | 1,058 |
| Total noninterest income | $2,143,000 | 1,764 |
| Gross Fiduciary activities income | $15,000 | 1,231 |
| Service charges on deposit accounts | $1,437,000 | 920 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $691,000 | 2,398 |
| Total noninterest expense | $11,283,000 | 1,225 |
| Salaries and employee benefits | $6,588,000 | 1,044 |
| Premises and equipment expense | $1,778,000 | 1,126 |
| Additional noninterest expense | $2,917,000 | 1,545 |
| Pre-tax net operating income | $6,224,000 | 1,235 |
| Securities gains (losses) | $118,000 | 679 |
| Applicable income taxes | $2,147,000 | 1,159 |
| Income before extraordinary items | $4,195,000 | 1,292 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,195,000 | 1,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 1,549 |
| Cash dividends | $1,686,000 | 1,544 |
| Sale, conversion, retirement of capital stock, net | $-2,084,000 | 10,191 |
| Net operating income | $4,117,120 | 1,297 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $30,675,000 | 1,068 |
| Total interest expense | $16,117,000 | 989 |
| Net interest income | $14,558,000 | 1,168 |
| Provision for loan and lease losses | $1,130,000 | 872 |
| Total noninterest income | $1,829,000 | 1,966 |
| Gross Fiduciary activities income | $14,000 | 1,254 |
| Service charges on deposit accounts | $1,107,000 | 1,141 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $708,000 | 2,368 |
| Total noninterest expense | $9,878,000 | 1,329 |
| Salaries and employee benefits | $5,939,000 | 1,097 |
| Premises and equipment expense | $1,446,000 | 1,346 |
| Additional noninterest expense | $2,493,000 | 1,713 |
| Pre-tax net operating income | $5,379,000 | 1,399 |
| Securities gains (losses) | $422,000 | 621 |
| Applicable income taxes | $1,895,000 | 1,332 |
| Income before extraordinary items | $3,906,000 | 1,358 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,906,000 | 1,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $855,000 | 852 |
| Cash dividends | $1,268,000 | 1,874 |
| Sale, conversion, retirement of capital stock, net | $18,443,000 | 57 |
| Net operating income | $3,623,260 | 1,398 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $21,017,000 | 1,568 |
| Total interest expense | $10,056,000 | 1,538 |
| Net interest income | $10,961,000 | 1,571 |
| Provision for loan and lease losses | $760,000 | 1,239 |
| Total noninterest income | $1,314,000 | 2,438 |
| Gross Fiduciary activities income | $13,000 | 1,317 |
| Service charges on deposit accounts | $896,000 | 1,440 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $405,000 | 3,254 |
| Total noninterest expense | $7,827,000 | 1,671 |
| Salaries and employee benefits | $4,709,000 | 1,392 |
| Premises and equipment expense | $1,157,000 | 1,691 |
| Additional noninterest expense | $1,961,000 | 2,134 |
| Pre-tax net operating income | $3,688,000 | 2,042 |
| Securities gains (losses) | $38,000 | 1,502 |
| Applicable income taxes | $1,200,000 | 2,086 |
| Income before extraordinary items | $2,526,000 | 2,092 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,526,000 | 2,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,606 |
| Cash dividends | $698,000 | 2,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,500,160 | 2,062 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,360,000 | 2,194 |
| Total interest expense | $6,762,000 | 2,281 |
| Net interest income | $8,598,000 | 2,083 |
| Provision for loan and lease losses | $415,000 | 2,030 |
| Total noninterest income | $945,000 | 3,277 |
| Gross Fiduciary activities income | $10,000 | 1,405 |
| Service charges on deposit accounts | $746,000 | 1,816 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $189,000 | 5,337 |
| Total noninterest expense | $5,929,000 | 2,319 |
| Salaries and employee benefits | $3,630,000 | 1,822 |
| Premises and equipment expense | $809,000 | 2,429 |
| Additional noninterest expense | $1,490,000 | 3,141 |
| Pre-tax net operating income | $3,199,000 | 2,234 |
| Securities gains (losses) | $307,000 | 540 |
| Applicable income taxes | $1,047,000 | 2,259 |
| Income before extraordinary items | $2,459,000 | 2,014 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,459,000 | 2,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,926 |
| Cash dividends | $835,000 | 2,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,244,100 | 2,151 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,383,000 | 2,503 |
| Total interest expense | $6,133,000 | 2,500 |
| Net interest income | $7,250,000 | 2,480 |
| Provision for loan and lease losses | $260,000 | 2,490 |
| Total noninterest income | $1,147,000 | 2,813 |
| Gross Fiduciary activities income | $11,000 | 1,466 |
| Service charges on deposit accounts | $694,000 | 1,951 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $442,000 | 3,110 |
| Total noninterest expense | $5,171,000 | 2,622 |
| Salaries and employee benefits | $3,082,000 | 2,145 |
| Premises and equipment expense | $721,000 | 2,731 |
| Additional noninterest expense | $1,368,000 | 3,336 |
| Pre-tax net operating income | $2,966,000 | 2,460 |
| Securities gains (losses) | $88,000 | 1,019 |
| Applicable income taxes | $872,000 | 2,678 |
| Income before extraordinary items | $2,182,000 | 2,311 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,182,000 | 2,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,995 |
| Cash dividends | $731,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,119,520 | 2,353 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,136,000 | 2,731 |
| Total interest expense | $4,495,000 | 2,720 |
| Net interest income | $6,641,000 | 2,728 |
| Provision for loan and lease losses | $105,000 | 4,433 |
| Total noninterest income | $879,000 | 3,416 |
| Gross Fiduciary activities income | $14,000 | 1,449 |
| Service charges on deposit accounts | $662,000 | 2,050 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $203,000 | 5,218 |
| Total noninterest expense | $5,124,000 | 2,719 |
| Salaries and employee benefits | $2,787,000 | 2,404 |
| Premises and equipment expense | $738,000 | 2,707 |
| Additional noninterest expense | $1,599,000 | 3,128 |
| Pre-tax net operating income | $2,291,000 | 3,057 |
| Securities gains (losses) | $48,000 | 1,174 |
| Applicable income taxes | $609,000 | 3,473 |
| Income before extraordinary items | $1,730,000 | 2,809 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,730,000 | 2,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,298 |
| Cash dividends | $1,021,000 | 1,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,694,480 | 2,870 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,634,000 | 2,663 |
| Total interest expense | $4,886,000 | 2,625 |
| Net interest income | $6,748,000 | 2,671 |
| Provision for loan and lease losses | $190,000 | 4,040 |
| Total noninterest income | $1,067,000 | 3,174 |
| Gross Fiduciary activities income | $9,000 | 1,510 |
| Service charges on deposit accounts | $671,000 | 2,035 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $387,000 | 3,832 |
| Total noninterest expense | $4,787,000 | 2,961 |
| Salaries and employee benefits | $2,791,000 | 2,389 |
| Premises and equipment expense | $608,000 | 3,286 |
| Additional noninterest expense | $1,388,000 | 3,734 |
| Pre-tax net operating income | $2,838,000 | 2,426 |
| Securities gains (losses) | $138,000 | 2,074 |
| Applicable income taxes | $846,000 | 2,639 |
| Income before extraordinary items | $2,130,000 | 2,349 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,130,000 | 2,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 3,368 |
| Cash dividends | $798,000 | 2,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,030,640 | 2,323 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,008,000 | 2,919 |
| Total interest expense | $5,750,000 | 2,899 |
| Net interest income | $6,258,000 | 2,911 |
| Provision for loan and lease losses | $340,000 | 3,839 |
| Total noninterest income | $935,000 | 3,513 |
| Gross Fiduciary activities income | $8,000 | 1,554 |
| Service charges on deposit accounts | $669,000 | 2,032 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $258,000 | 4,866 |
| Total noninterest expense | $4,525,000 | 3,141 |
| Salaries and employee benefits | $2,624,000 | 2,462 |
| Premises and equipment expense | $576,000 | 3,496 |
| Additional noninterest expense | $1,325,000 | 3,980 |
| Pre-tax net operating income | $2,328,000 | 2,676 |
| Securities gains (losses) | $233,000 | 1,807 |
| Applicable income taxes | $604,000 | 3,416 |
| Income before extraordinary items | $1,957,000 | 2,331 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,957,000 | 2,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 5,121 |
| Cash dividends | $660,000 | 2,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,779,920 | 2,389 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.