Home > FNB Southeast > Net charge- offs to loans
FNB Southeast, Net charge- offs to loans
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1269% | 2,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0465% | 2,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.1081% | 731 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0105% | 1,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0150% | 2,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0159% | 692 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 2,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3210% | 1,849 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0860% | 1,246 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1757% | 7,239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1665% | 1,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0785% | 1,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0794% | 556 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0898% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0687% | 1,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0154% | 515 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1130% | 1,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4590% | 7,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2566% | 453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5910% | 236 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3482% | 877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1135% | 819 |
| Percentage Net Loans Charged-off:Construction & development | 0.0788% | 328 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1785% | 271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0982% | 906 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0176% | 5,963 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1913% | 603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4448% | 950 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3585% | 260 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.7385% | 131 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9951% | 298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3015% | 470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0932% | 496 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6549% | 248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2446% | 699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1479% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3099% | 538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.1934% | 115 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9383% | 303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8190% | 302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1952% | 585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0811% | 389 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2952% | 351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2383% | 593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1130% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3205% | 431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1527% | 125 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8799% | 288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5337% | 560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2188% | 509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0706% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3584% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2667% | 498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1590% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3360% | 402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2888% | 634 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3890% | 228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6487% | 427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2609% | 342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0320% | 209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7177% | 119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1472% | 633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0890% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1843% | 533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0100% | 580 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7526% | 174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5866% | 676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4287% | 272 |
| Percentage Net Loans Charged-off:Construction & development | -0.0719% | 7,839 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4436% | 108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0842% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1347% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0538% | 1,871 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8260% | 1,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8302% | 774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0953% | 3,240 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0112% | 7,888 |
| Percentage Net Loans Charged-off:Construction & development | -0.1126% | 7,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0685% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1838% | 248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2134% | 2,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9463% | 1,721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0807% | 3,233 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0161% | 7,959 |
| Percentage Net Loans Charged-off:Construction & development | -0.1627% | 7,826 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0998% | 1,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2562% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 1,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0188% | 2,781 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0643% | 1,458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1091% | 2,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0632% | 1,048 |
| Percentage Net Loans Charged-off:Construction & development | -0.0091% | 7,734 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1777% | 673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4516% | 110 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0125% | 1,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0435% | 1,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6149% | 2,237 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1681% | 3,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0667% | 2,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.1475% | 427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0564% | 1,162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0108% | 2,965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0285% | 559 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 7,855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2831% | 2,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8423% | 2,467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1593% | 2,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0511% | 1,929 |
| Percentage Net Loans Charged-off:Construction & development | 0.1523% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0149% | 2,420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0387% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 7,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2681% | 2,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8812% | 2,169 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2014% | 2,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0803% | 1,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.2512% | 241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0204% | 1,950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0296% | 381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 1,906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3928% | 1,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8892% | 2,098 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2085% | 1,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1493% | 782 |
| Percentage Net Loans Charged-off:Construction & development | 0.5281% | 134 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0134% | 2,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0362% | 1,744 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2390% | 3,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0359% | 2,836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0214% | 8,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1176% | 1,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1883% | 1,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0153% | 1,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6860% | 3,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2504% | 2,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0486% | 2,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0284% | 8,580 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1579% | 1,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2494% | 796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0766% | 1,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6054% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2613% | 2,287 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 8,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0417% | 8,650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0232% | 1,992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0361% | 1,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5046% | 955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4815% | 3,646 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2655% | 1,939 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0302% | 8,634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0776% | 8,780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6786% | 684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4592% | 3,305 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1780% | 3,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 3,862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0107% | 8,587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0258% | 2,757 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0369% | 2,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9297% | 2,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3421% | 5,148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1661% | 4,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 3,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0052% | 1,407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0200% | 2,685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 2,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6116% | 2,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7040% | 3,259 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8741% | 5,468 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1385% | 3,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1036% | 235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2970% | 78 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0976% | 852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4870% | 794 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2394% | 1,309 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1343% | 4,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0126% | 1,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2503% | 339 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1154% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3459% | 2,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 935 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0059% | 844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3280% | 127 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0158% | 482 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4391% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0360% | 7,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0199% | 767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0267% | 655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0181% | 852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2242% | 1,131 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3346% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0272% | 7,733 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0570% | 6,757 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2814% | 3,145 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2059% | 5,319 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1594% | 7,864 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |