| 2023-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3597% | 301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1991% | 133 |
| Percentage Net Loans Charged-off:Construction & development | -0.8652% | 4,538 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0682% | 46 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3678% | 4,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3678% | 4,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7621% | 399 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6506% | 425 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1057% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6659% | 336 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.2489% | 4,586 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3357% | 4,607 |
| Percentage Net Loans Charged-off:Construction & development | -1.0745% | 4,570 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3511% | 95 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7864% | 4,626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7864% | 4,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2440% | 4,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9267% | 315 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0195% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9241% | 287 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -1.0751% | 4,655 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.1257% | 4,658 |
| Percentage Net Loans Charged-off:Construction & development | -1.5184% | 4,609 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8666% | 4,652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9047% | 4,652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9047% | 4,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8514% | 4,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3368% | 1,264 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5859% | 263 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3035% | 1,291 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -1.2401% | 4,681 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.2173% | 4,684 |
| Percentage Net Loans Charged-off:Construction & development | -1.9019% | 4,684 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8057% | 4,678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.0923% | 4,678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0923% | 4,679 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.1051% | 4,673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2521% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5409% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2444% | 1,269 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.3495% | 4,680 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.3335% | 4,724 |
| Percentage Net Loans Charged-off:Construction & development | 0.0160% | 129 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.5318% | 4,708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5169% | 4,692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5169% | 4,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.7535% | 15 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2484% | 1,557 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2547% | 1,464 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.6661% | 4,746 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.9991% | 4,763 |
| Percentage Net Loans Charged-off:Construction & development | 0.0069% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.3419% | 4,749 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7830% | 4,740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7830% | 4,737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.6070% | 11 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2802% | 4,514 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2873% | 4,526 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -1.9328% | 4,730 |
| Percentage Net Loans Charged-off: Total real estate loans | -2.0285% | 4,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.3119% | 30 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.5389% | 4,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.0074% | 4,663 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -2.0074% | 4,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5267% | 4,540 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5319% | 4,463 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5458% | 4,443 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -2.6061% | 4,759 |
| Percentage Net Loans Charged-off: Total real estate loans | -2.7616% | 4,733 |
| Percentage Net Loans Charged-off:Construction & development | -0.1046% | 4,261 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2746% | 4,661 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -3.9414% | 4,695 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -3.9414% | 4,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3273% | 4,539 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7241% | 4,506 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7431% | 4,479 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4260% | 194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6975% | 28 |
| Percentage Net Loans Charged-off:Construction & development | -0.0372% | 4,136 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1649% | 4,601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3021% | 4,661 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.3021% | 4,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6777% | 4,570 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6254% | 4,587 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7416% | 354 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6573% | 4,562 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1915% | 441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4681% | 58 |
| Percentage Net Loans Charged-off:Construction & development | 0.0861% | 111 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3444% | 4,731 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8996% | 4,780 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.8996% | 4,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8315% | 4,670 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8975% | 4,680 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2541% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9238% | 4,646 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -1.1406% | 4,900 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.2216% | 4,880 |
| Percentage Net Loans Charged-off:Construction & development | -0.0556% | 4,292 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.4359% | 4,813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.0956% | 4,837 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -2.0956% | 4,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7405% | 4,692 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2278% | 4,725 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7797% | 841 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2379% | 4,696 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -1.5768% | 4,926 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.5642% | 4,904 |
| Percentage Net Loans Charged-off:Construction & development | 0.3461% | 45 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.7765% | 4,849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.0702% | 4,854 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -1.0702% | 4,855 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7832% | 4,776 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4561% | 4,753 |
| Percentage Net Loans Charged-off: Credit card loans | -3.2421% | 870 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4166% | 4,716 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4131% | 411 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0400% | 4,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.2570% | 135 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.3829% | 4,870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1985% | 256 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1985% | 253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0359% | 107 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2304% | 4,639 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3921% | 341 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2620% | 4,625 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.9640% | 4,991 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.2013% | 4,969 |
| Percentage Net Loans Charged-off:Construction & development | -0.1756% | 4,497 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.4459% | 4,898 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.1959% | 4,918 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -1.1959% | 4,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0774% | 1,333 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9428% | 4,840 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6329% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9904% | 4,806 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -1.3086% | 5,026 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.4968% | 4,998 |
| Percentage Net Loans Charged-off:Construction & development | -0.7126% | 4,581 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.8705% | 4,937 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.4355% | 4,946 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -1.4355% | 4,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4984% | 4,765 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9253% | 4,865 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9967% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9783% | 4,833 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -1.9824% | 5,071 |
| Percentage Net Loans Charged-off: Total real estate loans | -2.2841% | 5,045 |
| Percentage Net Loans Charged-off:Construction & development | -1.2137% | 4,625 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.0378% | 4,985 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.4937% | 4,992 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -1.4937% | 4,989 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4668% | 4,731 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1278% | 4,909 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9484% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2034% | 4,878 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4003% | 486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8526% | 66 |
| Percentage Net Loans Charged-off:Construction & development | -2.4246% | 4,734 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9558% | 115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1258% | 548 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1258% | 542 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.0406% | 4,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0485% | 772 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8865% | 471 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0502% | 692 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1592% | 5,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5928% | 82 |
| Percentage Net Loans Charged-off:Construction & development | -1.9314% | 4,795 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6640% | 145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1871% | 352 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1871% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -7.0600% | 5,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6038% | 1,277 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6091% | 1,161 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -1.5599% | 5,261 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4632% | 5,202 |
| Percentage Net Loans Charged-off:Construction & development | -3.1060% | 4,826 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1192% | 368 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9189% | 5,180 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.9189% | 5,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | -11.3545% | 5,110 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4567% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4598% | 4,958 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.7186% | 5,291 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1986% | 5,196 |
| Percentage Net Loans Charged-off:Construction & development | 3.1365% | 16 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1926% | 196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4310% | 5,208 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.4310% | 5,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.6118% | 5,151 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2263% | 5,139 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2327% | 5,112 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7343% | 216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7139% | 69 |
| Percentage Net Loans Charged-off:Construction & development | 4.2672% | 21 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7830% | 5,248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2352% | 18 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 2.2352% | 18 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2958% | 5,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1426% | 291 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1449% | 259 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2145% | 794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1457% | 443 |
| Percentage Net Loans Charged-off:Construction & development | -1.3104% | 4,967 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7761% | 5,314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5495% | 109 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5495% | 110 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2528% | 5,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5061% | 455 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5065% | 399 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.2809% | 5,377 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3134% | 5,372 |
| Percentage Net Loans Charged-off:Construction & development | -1.6992% | 5,020 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.5621% | 5,397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6549% | 87 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6549% | 84 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.7439% | 5,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9410% | 765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9410% | 681 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.8119% | 17 |
| 2018-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -1.7355% | 5,559 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.5380% | 5,527 |
| Percentage Net Loans Charged-off:Construction & development | -2.7641% | 5,069 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.2656% | 5,464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5218% | 5,435 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.5218% | 5,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | -6.3351% | 5,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3551% | 1,584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3551% | 1,471 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2112% | 14 |
| 2017-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3549% | 715 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.0528% | 5,599 |
| Percentage Net Loans Charged-off:Construction & development | -1.2450% | 5,160 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1954% | 5,534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6391% | 5,537 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.6391% | 5,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.9304% | 36 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4308% | 261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4308% | 231 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -1.2599% | 5,692 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.6664% | 5,667 |
| Percentage Net Loans Charged-off:Construction & development | -1.1100% | 5,180 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.4632% | 5,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.2793% | 5,627 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -1.2793% | 5,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8943% | 538 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3299% | 575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3299% | 505 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -2.2580% | 5,742 |
| Percentage Net Loans Charged-off: Total real estate loans | -2.9746% | 5,718 |
| Percentage Net Loans Charged-off:Construction & development | -4.2400% | 5,270 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.9534% | 5,653 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.0532% | 5,685 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -2.0532% | 5,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7484% | 181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6057% | 1,298 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6057% | 1,176 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -2.5157% | 5,809 |
| Percentage Net Loans Charged-off: Total real estate loans | -3.0291% | 5,782 |
| Percentage Net Loans Charged-off:Construction & development | -2.6526% | 5,287 |
| Percentage Net Loans Charged-off: Commercial real estate | -3.6459% | 5,718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -4.2752% | 5,754 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -4.2752% | 5,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4117% | 5,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4079% | 1,582 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4079% | 1,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.6335% | 87 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1831% | 51 |
| Percentage Net Loans Charged-off:Construction & development | -2.4755% | 5,414 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0044% | 57 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6978% | 44 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.6978% | 50 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3672% | 74 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6860% | 1,414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6860% | 1,292 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2843% | 5,310 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9020% | 197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1922% | 614 |
| Percentage Net Loans Charged-off:Construction & development | -3.4697% | 5,470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4724% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1142% | 75 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.1142% | 80 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.7796% | 48 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1182% | 2,832 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1182% | 2,685 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.7754% | 5,416 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7993% | 253 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2861% | 5,851 |
| Percentage Net Loans Charged-off:Construction & development | -4.2516% | 5,515 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5827% | 5,833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8801% | 119 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.8801% | 134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.0309% | 28 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4598% | 5,831 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4598% | 5,795 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.2004% | 5,480 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.5486% | 116 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6805% | 5,999 |
| Percentage Net Loans Charged-off:Construction & development | -8.7077% | 5,540 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0195% | 547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8347% | 5,969 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.8347% | 5,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 24.8799% | 9 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.5376% | 5,937 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.5376% | 5,897 |
| Percentage Net Loans Charged-off: All other loans and lease | -3.5231% | 5,514 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1411% | 156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8184% | 151 |
| Percentage Net Loans Charged-off:Construction & development | 7.5553% | 37 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1661% | 847 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3639% | 73 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.3639% | 78 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9936% | 130 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5705% | 1,485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5705% | 1,360 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3016% | 367 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9264% | 208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7714% | 148 |
| Percentage Net Loans Charged-off:Construction & development | 5.8077% | 60 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1275% | 797 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0039% | 137 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.0039% | 140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1029% | 164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1423% | 2,709 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1423% | 2,563 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9212% | 5,624 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8075% | 266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5260% | 296 |
| Percentage Net Loans Charged-off:Construction & development | 0.5383% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4769% | 357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2052% | 6,036 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.2052% | 6,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2881% | 103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5879% | 5,934 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5879% | 5,892 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0547% | 5,673 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9823% | 240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1944% | 798 |
| Percentage Net Loans Charged-off:Construction & development | 0.7863% | 178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5559% | 245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.2313% | 6,280 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -2.2313% | 6,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.2351% | 50 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7275% | 6,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.7275% | 6,131 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.8620% | 5,727 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.8744% | 113 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2835% | 46 |
| Percentage Net Loans Charged-off:Construction & development | 2.8742% | 189 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6964% | 88 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7288% | 97 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.7288% | 106 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7795% | 6,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3545% | 658 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3545% | 593 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8980% | 186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.6085% | 141 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0037% | 66 |
| Percentage Net Loans Charged-off:Construction & development | 2.5960% | 201 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4704% | 110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2911% | 156 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.2911% | 166 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0436% | 6,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6367% | 485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6367% | 440 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7204% | 226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2628% | 240 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7634% | 94 |
| Percentage Net Loans Charged-off:Construction & development | 4.1423% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8173% | 92 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5510% | 629 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5510% | 621 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2576% | 6,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0668% | 806 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0668% | 742 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.6393% | 5,937 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0306% | 322 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5207% | 142 |
| Percentage Net Loans Charged-off:Construction & development | 7.7352% | 74 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5844% | 108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5045% | 6,524 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.5045% | 6,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5133% | 6,055 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9874% | 6,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9874% | 6,316 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.8427% | 5,949 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.1095% | 165 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7110% | 78 |
| Percentage Net Loans Charged-off:Construction & development | 1.2215% | 754 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7048% | 165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0951% | 407 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.0951% | 433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4898% | 1,559 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6266% | 6,461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6266% | 6,416 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.3413% | 6,103 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8301% | 706 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1462% | 378 |
| Percentage Net Loans Charged-off:Construction & development | 1.1080% | 735 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1409% | 234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7652% | 690 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.7652% | 681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6429% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2714% | 6,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2713% | 6,583 |
| Percentage Net Loans Charged-off: All other loans and lease | -3.3544% | 6,170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2808% | 2,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1878% | 2,171 |
| Percentage Net Loans Charged-off:Construction & development | 2.4680% | 460 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0132% | 1,968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9588% | 551 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.9588% | 560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6906% | 424 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4474% | 6,669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4474% | 6,628 |
| Percentage Net Loans Charged-off: All other loans and lease | -5.3921% | 6,186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8054% | 755 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0803% | 484 |
| Percentage Net Loans Charged-off:Construction & development | 6.2842% | 185 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0644% | 425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9147% | 127 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 2.9147% | 136 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0210% | 6,508 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2827% | 6,106 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2827% | 6,053 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.4929% | 146 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.3108% | 284 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6540% | 191 |
| Percentage Net Loans Charged-off:Construction & development | 9.2853% | 265 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4906% | 271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4226% | 235 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 2.4226% | 275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8636% | 1,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1073% | 3,906 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1073% | 3,741 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.3011% | 210 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.0509% | 343 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6712% | 196 |
| Percentage Net Loans Charged-off:Construction & development | 11.2190% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1450% | 335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1301% | 321 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 2.1301% | 336 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3425% | 6,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9367% | 510 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.6897% | 541 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2924% | 300 |
| Percentage Net Loans Charged-off:Construction & development | 15.4732% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1300% | 711 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6324% | 501 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.6324% | 507 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6158% | 6,651 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7264% | 6,813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7264% | 6,763 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4744% | 379 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1706% | 877 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6971% | 509 |
| Percentage Net Loans Charged-off:Construction & development | 15.9776% | 150 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2661% | 7,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0003% | 216 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 3.0003% | 239 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0343% | 5,544 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6697% | 6,737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6697% | 6,684 |
| Percentage Net Loans Charged-off: All other loans and lease | -4.3482% | 6,497 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.9579% | 716 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8296% | 764 |
| Percentage Net Loans Charged-off:Construction & development | 5.2219% | 947 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4547% | 843 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9661% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.9661% | 583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9371% | 828 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6481% | 991 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4955% | 940 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8384% | 432 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.4672% | 999 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2996% | 1,099 |
| Percentage Net Loans Charged-off:Construction & development | 4.2695% | 987 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1075% | 965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1012% | 1,071 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.1012% | 1,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7651% | 802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6632% | 2,136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5855% | 2,018 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8888% | 384 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8343% | 1,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8330% | 1,633 |
| Percentage Net Loans Charged-off:Construction & development | 0.4465% | 1,944 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9136% | 1,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7110% | 1,535 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.7110% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6523% | 1,175 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1842% | 6,650 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1566% | 6,587 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1279% | 1,030 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6560% | 1,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6015% | 1,703 |
| Percentage Net Loans Charged-off:Construction & development | 1.0643% | 1,204 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1977% | 7,206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5249% | 1,508 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5249% | 1,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4392% | 1,035 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1474% | 6,325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1172% | 6,266 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6968% | 461 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.0793% | 524 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0118% | 504 |
| Percentage Net Loans Charged-off:Construction & development | 26.6488% | 90 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4621% | 2,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1463% | 7,444 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1463% | 7,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.0582% | 373 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6155% | 7,367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0706% | 6,493 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.1051% | 877 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1369% | 797 |
| Percentage Net Loans Charged-off:Construction & development | 15.9940% | 245 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1884% | 988 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1375% | 7,520 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1375% | 7,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4724% | 663 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6687% | 7,433 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0374% | 6,428 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5939% | 2,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0833% | 1,503 |
| Percentage Net Loans Charged-off:Construction & development | 5.1700% | 975 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4678% | 730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6752% | 1,575 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6752% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2818% | 7,394 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3625% | 7,563 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0553% | 6,459 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9004% | 1,770 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7591% | 848 |
| Percentage Net Loans Charged-off:Construction & development | 5.9679% | 688 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1542% | 291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1848% | 902 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.1848% | 868 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5411% | 7,476 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.2412% | 7,729 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0273% | 6,389 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9585% | 2,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5482% | 2,777 |
| Percentage Net Loans Charged-off:Construction & development | 1.9601% | 2,101 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8083% | 7,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8150% | 7,851 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.8150% | 7,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4410% | 1,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2837% | 714 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9036% | 1,028 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1259% | 1,782 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0062% | 1,566 |
| Percentage Net Loans Charged-off:Construction & development | 1.8114% | 1,806 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1407% | 7,799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4975% | 1,782 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4975% | 1,726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7744% | 2,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8893% | 813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2657% | 761 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1187% | 4,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1000% | 3,790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0814% | 2,534 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9108% | 7,950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1221% | 7,917 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1221% | 7,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7464% | 7,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5081% | 1,611 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3908% | 1,044 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0859% | 4,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2715% | 2,170 |
| Percentage Net Loans Charged-off:Construction & development | 1.1196% | 1,188 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1002% | 7,873 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4630% | 8,026 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.4630% | 8,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4066% | 7,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8382% | 641 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1755% | 1,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4461% | 629 |
| Percentage Net Loans Charged-off:Construction & development | 3.2060% | 781 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3509% | 189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6003% | 1,040 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6003% | 984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1084% | 3,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4429% | 3,944 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2700% | 2,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3421% | 1,540 |
| Percentage Net Loans Charged-off:Construction & development | 0.6580% | 1,317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3558% | 702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4084% | 1,063 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4084% | 1,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4948% | 2,031 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6693% | 8,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.2189% | 8,231 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2244% | 8,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.3447% | 1,137 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8512% | 8,161 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4471% | 843 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4471% | 800 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0497% | 2,899 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6044% | 8,016 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.6706% | 8,365 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6289% | 8,343 |
| Percentage Net Loans Charged-off:Construction & development | -0.0653% | 7,613 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2144% | 8,205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1888% | 8,195 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1888% | 8,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6107% | 7,859 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3180% | 8,135 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1541% | 397 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8137% | 110 |
| Percentage Net Loans Charged-off:Construction & development | 0.1886% | 1,017 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.4552% | 42 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1181% | 209 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.1181% | 220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4005% | 535 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7298% | 455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2491% | 1,608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1982% | 913 |
| Percentage Net Loans Charged-off:Construction & development | -0.5177% | 7,753 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4127% | 110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5387% | 8,321 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.5387% | 8,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3387% | 740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.5807% | 7,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.3273% | 8,397 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2464% | 8,363 |
| Percentage Net Loans Charged-off:Construction & development | -0.7695% | 7,761 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5941% | 94 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.3590% | 8,398 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -1.3590% | 8,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2214% | 1,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -3.4438% | 7,481 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -2.3917% | 8,569 |
| Percentage Net Loans Charged-off: Total real estate loans | -2.0407% | 8,512 |
| Percentage Net Loans Charged-off:Construction & development | -0.3552% | 7,724 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.9526% | 8,330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.5734% | 8,446 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -2.5734% | 8,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.4337% | 8,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -6.4578% | 7,458 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4930% | 758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8287% | 130 |
| Percentage Net Loans Charged-off:Construction & development | -0.2636% | 7,830 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3315% | 124 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1815% | 8,405 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1815% | 8,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3353% | 7,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.5397% | 7,544 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -1.1650% | 8,663 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7472% | 8,587 |
| Percentage Net Loans Charged-off:Construction & development | -1.0330% | 7,861 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7972% | 8,406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9908% | 8,547 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.9908% | 8,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.7157% | 8,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -5.9232% | 7,632 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -1.5734% | 8,688 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8738% | 8,617 |
| Percentage Net Loans Charged-off:Construction & development | -1.6803% | 7,843 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0262% | 8,449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9672% | 8,566 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.9672% | 8,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.7770% | 8,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -8.5105% | 7,623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -3.3938% | 8,712 |
| Percentage Net Loans Charged-off: Total real estate loans | -2.2299% | 8,648 |
| Percentage Net Loans Charged-off:Construction & development | -3.7279% | 7,799 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.1980% | 8,471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.5525% | 8,603 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -2.5525% | 8,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | -7.2368% | 8,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -11.6409% | 7,589 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2500% | 214 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6153% | 44 |
| Percentage Net Loans Charged-off:Construction & development | 1.4871% | 72 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4815% | 59 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6132% | 238 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6132% | 253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7132% | 8,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5020% | 316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3265% | 1,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8038% | 106 |
| Percentage Net Loans Charged-off:Construction & development | -0.2235% | 7,884 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3251% | 104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2118% | 8,556 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.2118% | 8,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.4805% | 8,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7186% | 364 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.9015% | 8,762 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5162% | 8,680 |
| Percentage Net Loans Charged-off:Construction & development | -0.7432% | 7,873 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3480% | 8,470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.0974% | 8,669 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -1.0974% | 8,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.6923% | 8,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8921% | 474 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -1.0490% | 8,810 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7481% | 8,756 |
| Percentage Net Loans Charged-off:Construction & development | -1.3309% | 7,873 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 8,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.2359% | 8,745 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -2.2359% | 8,726 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.5548% | 8,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2200% | 240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9317% | 483 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0238% | 121 |
| Percentage Net Loans Charged-off:Construction & development | 0.3152% | 301 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9090% | 125 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5813% | 302 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5813% | 313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3269% | 2,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6632% | 407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2213% | 2,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4501% | 318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0920% | 419 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0752% | 182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2720% | 8,741 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.2720% | 8,719 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5748% | 8,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2799% | 892 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.5232% | 8,911 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3234% | 8,838 |
| Percentage Net Loans Charged-off:Construction & development | -0.0214% | 7,852 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1790% | 8,634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8216% | 8,866 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.8216% | 8,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1200% | 8,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9252% | 7,738 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.7348% | 8,935 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5116% | 8,890 |
| Percentage Net Loans Charged-off:Construction & development | -0.0442% | 7,870 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1736% | 8,683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.5522% | 8,916 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -1.5522% | 8,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3225% | 8,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.5061% | 7,746 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8742% | 730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3398% | 621 |
| Percentage Net Loans Charged-off:Construction & development | 0.3308% | 392 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 8,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4942% | 460 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4942% | 482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5939% | 1,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.3450% | 193 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0074% | 6,644 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4277% | 9,037 |
| Percentage Net Loans Charged-off:Construction & development | -0.1485% | 8,060 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4729% | 8,842 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6711% | 9,010 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.6711% | 9,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5057% | 2,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1671% | 282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.2495% | 9,013 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8651% | 9,096 |
| Percentage Net Loans Charged-off:Construction & development | -0.2397% | 8,040 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7854% | 8,897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.5604% | 9,067 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -1.5604% | 9,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3936% | 1,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3094% | 7,771 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -2.0195% | 9,213 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.7097% | 9,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.7435% | 8,955 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.9366% | 9,118 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -2.9366% | 9,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.0713% | 8,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0857% | 7,905 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1016% | 621 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2586% | 128 |
| Percentage Net Loans Charged-off:Construction & development | 1.0425% | 223 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3046% | 221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0106% | 8,489 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 8,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4909% | 1,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9259% | 2,596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.8046% | 8,109 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2236% | 542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3140% | 636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9108% | 173 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.9108% | 184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2227% | 604 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6129% | 1,137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0263% | 1,780 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8428% | 709 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8276% | 744 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2212% | 456 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2277% | 465 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6581% | 1,262 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2521% | 3,268 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8935% | 872 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6736% | 2,049 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1134% | 1,829 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
