Home > FNB Salem Bank and Trust > Assets and Liabilities
FNB Salem Bank and Trust, Assets and Liabilities
| 2006-03-31 | Rank | |
| # of Employees: | 71 | 2,475 |
| Assets and Liabilities | ||
| Total Assets: | $400,268,000 | 1,603 |
| Cash and due from depository institutions | $6,646,000 | 2,475 |
| Interest-bearing balances | $6,000 | 6,512 |
| Securities | $38,996,000 | 2,920 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $321,907,000 | 1,337 |
| Loan loss allowance | $4,821,000 | 1,050 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,742,000 | 2,945 |
| Other real estate owned | $0 | 2,475 |
| Goodwill and other intangibles | $19,758,000 | 409 |
| All other assets | $9,219,000 | 1,790 |
| Life insurance assets | $3,255,000 | 1,507 |
| Total liabilities and capital | $400,268,000 | 1,603 |
| Total liabilities | $346,724,000 | 1,673 |
| Total deposits | $320,877,000 | 1,585 |
| Interest-bearing deposits | $276,868,000 | 1,572 |
| Deposits held in domestic offices | $320,877,000 | 1,582 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,400,000 | 1,335 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $17,198,000 | 1,871 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,249,000 | 3,045 |
| Total equity capital | $53,544,000 | 1,159 |
| Total bank equity capital | $53,544,000 | 1,159 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,680,000 | 535 |
| Surplus | $35,872,000 | 771 |
| Undivided profits | $9,992,000 | 3,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,403,000 | 1,794 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,647,000 | 2,172 |
| Earning assets | $360,909,000 | 1,632 |
| Long-term assets (5+ years) | $71,592,000 | 1,366 |
| Average Assets, year-to-date | $401,112,500 | 1,584 |
| Average Assets, quarterly | $401,112,500 | 1,584 |
| Volatile liabilities | $51,370,000 | 2,433 |
| Insider loans | $1,013,000 | 4,176 |
| FHLB advances | $17,198,000 | 1,779 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $77,869,000 | 1,254 |
| Tier 1 (core) risk-based capital | $34,248,000 | 1,765 |
| Tier 2 risk-based capital | $4,466,000 | 1,105 |
| Total risk weighted assets | $356,893,000 | 1,290 |
| Total unused commitments | $77,869,000 | 1,254 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 74 | 2,362 |
| Assets and Liabilities | ||
| Total Assets: | $401,957,000 | 1,576 |
| Cash and due from depository institutions | $8,891,000 | 2,362 |
| Interest-bearing balances | $14,000 | 6,309 |
| Securities | $40,584,000 | 2,811 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $320,201,000 | 1,331 |
| Loan loss allowance | $4,868,000 | 1,012 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,018,000 | 3,410 |
| Other real estate owned | $0 | 2,362 |
| Goodwill and other intangibles | $19,918,000 | 395 |
| All other assets | $9,345,000 | 1,769 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $401,957,000 | 1,576 |
| Total liabilities | $348,752,000 | 1,646 |
| Total deposits | $313,062,000 | 1,601 |
| Interest-bearing deposits | $269,844,000 | 1,586 |
| Deposits held in domestic offices | $313,062,000 | 1,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,550,000 | 1,020 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $22,210,000 | 1,640 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $930,000 | 3,666 |
| Total equity capital | $53,205,000 | 1,148 |
| Total bank equity capital | $53,205,000 | 1,148 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $7,680,000 | 525 |
| Surplus | $35,873,000 | 757 |
| Undivided profits | $9,652,000 | 3,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,177,000 | 2,058 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,733,000 | 2,045 |
| Earning assets | $360,799,000 | 1,610 |
| Long-term assets (5+ years) | $72,422,000 | 1,332 |
| Average Assets, year-to-date | $384,587,200 | 1,580 |
| Average Assets, quarterly | $400,052,500 | 1,563 |
| Volatile liabilities | $58,593,000 | 2,180 |
| Insider loans | $1,018,000 | 4,158 |
| FHLB advances | $22,210,000 | 1,540 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $67,962,000 | 1,390 |
| Tier 1 (core) risk-based capital | $33,623,000 | 1,762 |
| Tier 2 risk-based capital | $4,414,000 | 1,094 |
| Total risk weighted assets | $352,628,000 | 1,280 |
| Total unused commitments | $67,962,000 | 1,390 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 81 | 2,134 |
| Assets and Liabilities | ||
| Total Assets: | $398,148,000 | 1,562 |
| Cash and due from depository institutions | $8,726,000 | 2,134 |
| Interest-bearing balances | $121,000 | 4,788 |
| Securities | $42,496,000 | 2,688 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $313,434,000 | 1,337 |
| Loan loss allowance | $4,606,000 | 1,058 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,037,000 | 3,353 |
| Other real estate owned | $0 | 2,134 |
| Goodwill and other intangibles | $20,105,000 | 375 |
| All other assets | $10,350,000 | 1,575 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $398,148,000 | 1,562 |
| Total liabilities | $345,663,000 | 1,623 |
| Total deposits | $318,327,000 | 1,533 |
| Interest-bearing deposits | $275,689,000 | 1,508 |
| Deposits held in domestic offices | $318,327,000 | 1,528 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,058,000 | 1,201 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $17,468,000 | 1,933 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $810,000 | 3,961 |
| Total equity capital | $52,485,000 | 1,148 |
| Total bank equity capital | $52,485,000 | 1,148 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,680,000 | 503 |
| Surplus | $35,873,000 | 734 |
| Undivided profits | $8,932,000 | 3,330 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $918,000 | 2,573 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,545,000 | 2,235 |
| Earning assets | $356,051,000 | 1,594 |
| Long-term assets (5+ years) | $70,667,000 | 1,347 |
| Average Assets, year-to-date | $380,244,750 | 1,586 |
| Average Assets, quarterly | $392,938,000 | 1,572 |
| Volatile liabilities | $50,261,000 | 2,378 |
| Insider loans | $1,018,000 | 4,131 |
| FHLB advances | $17,221,000 | 1,829 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $61,496,000 | 1,492 |
| Tier 1 (core) risk-based capital | $32,402,000 | 1,796 |
| Tier 2 risk-based capital | $4,311,000 | 1,096 |
| Total risk weighted assets | $344,602,000 | 1,275 |
| Total unused commitments | $61,496,000 | 1,492 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 78 | 2,210 |
| Assets and Liabilities | ||
| Total Assets: | $387,728,000 | 1,581 |
| Cash and due from depository institutions | $12,522,000 | 2,210 |
| Interest-bearing balances | $39,000 | 5,829 |
| Securities | $44,663,000 | 2,596 |
| Federal funds sold & reverse repurchase agreements | $3,200,000 | 2,812 |
| Net loans & leases | $295,343,000 | 1,382 |
| Loan loss allowance | $4,604,000 | 1,037 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,095,000 | 3,244 |
| Other real estate owned | $250,000 | 2,210 |
| Goodwill and other intangibles | $19,246,000 | 375 |
| All other assets | $9,409,000 | 1,655 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $387,728,000 | 1,581 |
| Total liabilities | $337,426,000 | 1,634 |
| Total deposits | $309,214,000 | 1,546 |
| Interest-bearing deposits | $265,885,000 | 1,533 |
| Deposits held in domestic offices | $309,214,000 | 1,541 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,100,000 | 1,136 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $17,228,000 | 1,934 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $884,000 | 3,531 |
| Total equity capital | $50,302,000 | 1,184 |
| Total bank equity capital | $50,302,000 | 1,184 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,680,000 | 482 |
| Surplus | $35,873,000 | 715 |
| Undivided profits | $6,749,000 | 3,916 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $956,000 | 2,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,464,000 | 2,157 |
| Earning assets | $343,245,000 | 1,632 |
| Long-term assets (5+ years) | $71,350,000 | 1,339 |
| Average Assets, year-to-date | $374,277,000 | 1,601 |
| Average Assets, quarterly | $377,902,000 | 1,602 |
| Volatile liabilities | $49,399,000 | 2,293 |
| Insider loans | $921,000 | 4,324 |
| FHLB advances | $17,228,000 | 1,828 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $75,363,000 | 1,196 |
| Tier 1 (core) risk-based capital | $30,940,000 | 1,841 |
| Tier 2 risk-based capital | $4,126,000 | 1,128 |
| Total risk weighted assets | $329,607,000 | 1,298 |
| Total unused commitments | $75,363,000 | 1,196 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 78 | 2,181 |
| Assets and Liabilities | ||
| Total Assets: | $368,076,000 | 1,639 |
| Cash and due from depository institutions | $10,513,000 | 2,181 |
| Interest-bearing balances | $8,000 | 6,515 |
| Securities | $47,279,000 | 2,497 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $278,903,000 | 1,435 |
| Loan loss allowance | $4,172,000 | 1,129 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,639,000 | 3,614 |
| Other real estate owned | $346,000 | 2,181 |
| Goodwill and other intangibles | $19,433,000 | 364 |
| All other assets | $8,963,000 | 1,717 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $368,076,000 | 1,639 |
| Total liabilities | $318,097,000 | 1,700 |
| Total deposits | $298,791,000 | 1,595 |
| Interest-bearing deposits | $257,689,000 | 1,556 |
| Deposits held in domestic offices | $298,791,000 | 1,589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,200,000 | 2,500 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $17,236,000 | 1,860 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $870,000 | 3,497 |
| Total equity capital | $49,979,000 | 1,147 |
| Total bank equity capital | $49,979,000 | 1,147 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,680,000 | 463 |
| Surplus | $35,873,000 | 698 |
| Undivided profits | $6,426,000 | 3,963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $394,000 | 4,184 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,511,000 | 2,009 |
| Earning assets | $326,190,000 | 1,684 |
| Long-term assets (5+ years) | $72,144,000 | 1,363 |
| Average Assets, year-to-date | $367,551,500 | 1,628 |
| Average Assets, quarterly | $367,551,500 | 1,628 |
| Volatile liabilities | $41,663,000 | 2,526 |
| Insider loans | $921,000 | 4,320 |
| FHLB advances | $17,236,000 | 1,763 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $79,397,000 | 1,135 |
| Tier 1 (core) risk-based capital | $30,626,000 | 1,820 |
| Tier 2 risk-based capital | $3,903,000 | 1,181 |
| Total risk weighted assets | $311,945,000 | 1,341 |
| Total unused commitments | $79,397,000 | 1,135 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 84 | 2,042 |
| Assets and Liabilities | ||
| Total Assets: | $367,027,000 | 1,634 |
| Cash and due from depository institutions | $6,739,000 | 2,042 |
| Interest-bearing balances | $7,000 | 6,561 |
| Securities | $40,326,000 | 2,883 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 2,901 |
| Net loans & leases | $284,598,000 | 1,381 |
| Loan loss allowance | $4,036,000 | 1,158 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,681,000 | 3,557 |
| Other real estate owned | $393,000 | 2,042 |
| Goodwill and other intangibles | $19,620,000 | 358 |
| All other assets | $9,170,000 | 1,658 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $367,027,000 | 1,634 |
| Total liabilities | $316,906,000 | 1,700 |
| Total deposits | $298,842,000 | 1,581 |
| Interest-bearing deposits | $260,170,000 | 1,523 |
| Deposits held in domestic offices | $298,842,000 | 1,574 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $17,244,000 | 1,888 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $820,000 | 3,565 |
| Total equity capital | $50,121,000 | 1,142 |
| Total bank equity capital | $50,121,000 | 1,142 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,680,000 | 451 |
| Surplus | $35,873,000 | 696 |
| Undivided profits | $6,568,000 | 3,971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $631,000 | 3,312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,372,000 | 2,198 |
| Earning assets | $328,431,000 | 1,677 |
| Long-term assets (5+ years) | $75,859,000 | 1,324 |
| Average Assets, year-to-date | $366,187,600 | 1,555 |
| Average Assets, quarterly | $369,544,500 | 1,605 |
| Volatile liabilities | $39,212,000 | 2,570 |
| Insider loans | $937,000 | 4,273 |
| FHLB advances | $17,244,000 | 1,781 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $69,952,000 | 1,228 |
| Tier 1 (core) risk-based capital | $30,169,000 | 1,810 |
| Tier 2 risk-based capital | $3,968,000 | 1,150 |
| Total risk weighted assets | $317,348,000 | 1,305 |
| Total unused commitments | $69,952,000 | 1,229 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 76 | 2,244 |
| Assets and Liabilities | ||
| Total Assets: | $372,062,000 | 1,586 |
| Cash and due from depository institutions | $13,003,000 | 2,244 |
| Interest-bearing balances | $42,000 | 5,903 |
| Securities | $43,828,000 | 2,668 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $282,276,000 | 1,357 |
| Loan loss allowance | $4,083,000 | 1,151 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,275,000 | 2,391 |
| Other real estate owned | $214,000 | 2,244 |
| Goodwill and other intangibles | $19,833,000 | 347 |
| All other assets | $8,633,000 | 1,689 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $372,062,000 | 1,586 |
| Total liabilities | $322,005,000 | 1,647 |
| Total deposits | $302,402,000 | 1,522 |
| Interest-bearing deposits | $263,821,000 | 1,489 |
| Deposits held in domestic offices | $302,402,000 | 1,517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $17,252,000 | 1,875 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,351,000 | 1,678 |
| Total equity capital | $50,057,000 | 1,139 |
| Total bank equity capital | $50,057,000 | 1,139 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $7,680,000 | 451 |
| Surplus | $35,872,000 | 679 |
| Undivided profits | $6,505,000 | 4,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $747,000 | 3,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,444,000 | 2,151 |
| Earning assets | $326,146,000 | 1,650 |
| Long-term assets (5+ years) | $84,677,000 | 1,216 |
| Average Assets, year-to-date | $365,977,750 | 1,548 |
| Average Assets, quarterly | $377,883,000 | 1,532 |
| Volatile liabilities | $39,167,000 | 2,532 |
| Insider loans | $350,000 | 6,031 |
| FHLB advances | $17,252,000 | 1,758 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $59,949,000 | 1,363 |
| Tier 1 (core) risk-based capital | $29,744,000 | 1,812 |
| Tier 2 risk-based capital | $3,908,000 | 1,150 |
| Total risk weighted assets | $312,479,000 | 1,290 |
| Total unused commitments | $59,949,000 | 1,364 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 85 | 2,010 |
| Assets and Liabilities | ||
| Total Assets: | $383,704,000 | 1,505 |
| Cash and due from depository institutions | $5,442,000 | 2,010 |
| Interest-bearing balances | $52,000 | 5,803 |
| Securities | $55,545,000 | 2,229 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 984 |
| Net loans & leases | $278,067,000 | 1,346 |
| Loan loss allowance | $4,026,000 | 1,158 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,756,000 | 2,137 |
| Other real estate owned | $99,000 | 2,010 |
| Goodwill and other intangibles | $20,047,000 | 339 |
| All other assets | $8,748,000 | 1,685 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $383,704,000 | 1,505 |
| Total liabilities | $334,373,000 | 1,561 |
| Total deposits | $311,463,000 | 1,454 |
| Interest-bearing deposits | $275,014,000 | 1,388 |
| Deposits held in domestic offices | $311,463,000 | 1,449 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $17,259,000 | 1,870 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $5,651,000 | 788 |
| Total equity capital | $49,331,000 | 1,116 |
| Total bank equity capital | $49,331,000 | 1,116 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $7,680,000 | 442 |
| Surplus | $35,873,000 | 670 |
| Undivided profits | $5,778,000 | 4,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $622,000 | 3,568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,348,000 | 2,155 |
| Earning assets | $344,664,000 | 1,528 |
| Long-term assets (5+ years) | $120,644,000 | 909 |
| Average Assets, year-to-date | $363,949,670 | 1,551 |
| Average Assets, quarterly | $370,349,500 | 1,546 |
| Volatile liabilities | $39,515,000 | 2,461 |
| Insider loans | $258,000 | 6,453 |
| FHLB advances | $17,259,000 | 1,755 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $52,309,000 | 1,511 |
| Tier 1 (core) risk-based capital | $29,248,000 | 1,807 |
| Tier 2 risk-based capital | $3,856,000 | 1,156 |
| Total risk weighted assets | $308,327,000 | 1,282 |
| Total unused commitments | $52,309,000 | 1,513 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 85 | 2,016 |
| Assets and Liabilities | ||
| Total Assets: | $356,995,000 | 1,607 |
| Cash and due from depository institutions | $5,256,000 | 2,016 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $37,243,000 | 3,097 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 2,900 |
| Net loans & leases | $276,177,000 | 1,322 |
| Loan loss allowance | $3,957,000 | 1,159 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,766,000 | 2,110 |
| Other real estate owned | $240,000 | 2,016 |
| Goodwill and other intangibles | $20,260,000 | 326 |
| All other assets | $8,253,000 | 1,663 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $356,995,000 | 1,607 |
| Total liabilities | $307,226,000 | 1,674 |
| Total deposits | $284,665,000 | 1,580 |
| Interest-bearing deposits | $249,141,000 | 1,554 |
| Deposits held in domestic offices | $284,665,000 | 1,576 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $17,268,000 | 1,770 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $5,293,000 | 912 |
| Total equity capital | $49,769,000 | 1,125 |
| Total bank equity capital | $49,769,000 | 1,125 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $7,680,000 | 432 |
| Surplus | $35,872,000 | 656 |
| Undivided profits | $6,217,000 | 4,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $647,000 | 3,573 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,515,000 | 1,852 |
| Earning assets | $318,220,000 | 1,646 |
| Long-term assets (5+ years) | $110,760,000 | 952 |
| Average Assets, year-to-date | $354,072,500 | 1,592 |
| Average Assets, quarterly | $354,072,500 | 1,592 |
| Volatile liabilities | $36,174,000 | 2,571 |
| Insider loans | $813,000 | 4,474 |
| FHLB advances | $17,268,000 | 1,665 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $48,097,000 | 1,571 |
| Tier 1 (core) risk-based capital | $28,955,000 | 1,797 |
| Tier 2 risk-based capital | $3,739,000 | 1,190 |
| Total risk weighted assets | $298,897,000 | 1,303 |
| Total unused commitments | $48,097,000 | 1,574 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 110 | 1,575 |
| Assets and Liabilities | ||
| Total Assets: | $351,150,000 | 1,608 |
| Cash and due from depository institutions | $10,891,000 | 1,575 |
| Interest-bearing balances | $91,000 | 5,487 |
| Securities | $37,848,000 | 3,113 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $268,502,000 | 1,347 |
| Loan loss allowance | $3,852,000 | 1,198 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,682,000 | 2,108 |
| Other real estate owned | $359,000 | 1,575 |
| Goodwill and other intangibles | $20,474,000 | 333 |
| All other assets | $8,394,000 | 1,665 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $351,150,000 | 1,608 |
| Total liabilities | $301,819,000 | 1,687 |
| Total deposits | $276,412,000 | 1,624 |
| Interest-bearing deposits | $242,926,000 | 1,578 |
| Deposits held in domestic offices | $276,412,000 | 1,622 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,500,000 | 1,859 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,275,000 | 1,787 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,632,000 | 986 |
| Total equity capital | $49,331,000 | 1,116 |
| Total bank equity capital | $49,331,000 | 1,116 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $7,680,000 | 432 |
| Surplus | $35,873,000 | 652 |
| Undivided profits | $5,778,000 | 4,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,031,000 | 2,625 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,408,000 | 2,104 |
| Earning assets | $306,441,000 | 1,690 |
| Long-term assets (5+ years) | $54,022,000 | 1,809 |
| Average Assets, year-to-date | $352,052,000 | 1,549 |
| Average Assets, quarterly | $350,696,000 | 1,601 |
| Volatile liabilities | $37,810,000 | 2,464 |
| Insider loans | $1,048,000 | 3,921 |
| FHLB advances | $17,275,000 | 1,674 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $42,127,000 | 1,687 |
| Tier 1 (core) risk-based capital | $28,405,000 | 1,808 |
| Tier 2 risk-based capital | $3,614,000 | 1,224 |
| Total risk weighted assets | $288,898,000 | 1,332 |
| Total unused commitments | $42,127,000 | 1,690 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 108 | 1,633 |
| Assets and Liabilities | ||
| Total Assets: | $350,242,000 | 1,618 |
| Cash and due from depository institutions | $9,543,000 | 1,633 |
| Interest-bearing balances | $235,000 | 4,531 |
| Securities | $34,767,000 | 3,268 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $271,677,000 | 1,325 |
| Loan loss allowance | $3,831,000 | 1,218 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,579,000 | 1,762 |
| Other real estate owned | $208,000 | 1,633 |
| Goodwill and other intangibles | $20,714,000 | 334 |
| All other assets | $7,754,000 | 1,777 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $350,242,000 | 1,618 |
| Total liabilities | $300,825,000 | 1,693 |
| Total deposits | $277,171,000 | 1,619 |
| Interest-bearing deposits | $242,796,000 | 1,583 |
| Deposits held in domestic offices | $277,171,000 | 1,616 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 1,899 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,283,000 | 1,731 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,371,000 | 1,310 |
| Total equity capital | $49,417,000 | 1,119 |
| Total bank equity capital | $49,417,000 | 1,119 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $7,680,000 | 428 |
| Surplus | $35,873,000 | 659 |
| Undivided profits | $5,864,000 | 4,276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,983,000 | 1,644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,573,000 | 1,964 |
| Earning assets | $306,679,000 | 1,690 |
| Long-term assets (5+ years) | $56,774,000 | 1,729 |
| Average Assets, year-to-date | $352,277,500 | 1,564 |
| Average Assets, quarterly | $353,759,500 | 1,590 |
| Volatile liabilities | $39,375,000 | 2,336 |
| Insider loans | $864,000 | 4,352 |
| FHLB advances | $17,283,000 | 1,612 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $37,240,000 | 1,870 |
| Tier 1 (core) risk-based capital | $28,247,000 | 1,817 |
| Tier 2 risk-based capital | $3,615,000 | 1,209 |
| Total risk weighted assets | $288,987,000 | 1,319 |
| Total unused commitments | $37,240,000 | 1,872 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 104 | 1,678 |
| Assets and Liabilities | ||
| Total Assets: | $357,277,000 | 1,564 |
| Cash and due from depository institutions | $7,010,000 | 1,678 |
| Interest-bearing balances | $185,000 | 4,894 |
| Securities | $43,518,000 | 2,691 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $272,855,000 | 1,297 |
| Loan loss allowance | $3,802,000 | 1,212 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,689,000 | 1,687 |
| Other real estate owned | $199,000 | 1,678 |
| Goodwill and other intangibles | $20,954,000 | 311 |
| All other assets | $7,052,000 | 1,826 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $357,277,000 | 1,564 |
| Total liabilities | $307,680,000 | 1,639 |
| Total deposits | $287,244,000 | 1,543 |
| Interest-bearing deposits | $252,822,000 | 1,511 |
| Deposits held in domestic offices | $287,244,000 | 1,540 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $17,291,000 | 1,714 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,145,000 | 1,423 |
| Total equity capital | $49,597,000 | 1,100 |
| Total bank equity capital | $49,597,000 | 1,100 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $7,680,000 | 419 |
| Surplus | $35,873,000 | 647 |
| Undivided profits | $6,044,000 | 4,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $949,000 | 2,976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,468,000 | 2,032 |
| Earning assets | $316,558,000 | 1,610 |
| Long-term assets (5+ years) | $66,497,000 | 1,466 |
| Average Assets, year-to-date | $352,956,000 | 1,540 |
| Average Assets, quarterly | $354,396,500 | 1,557 |
| Volatile liabilities | $35,018,000 | 2,517 |
| Insider loans | $870,000 | 4,300 |
| FHLB advances | $17,291,000 | 1,593 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $36,188,000 | 1,842 |
| Tier 1 (core) risk-based capital | $27,861,000 | 1,819 |
| Tier 2 risk-based capital | $3,625,000 | 1,164 |
| Total risk weighted assets | $289,831,000 | 1,295 |
| Total unused commitments | $36,188,000 | 1,850 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 108 | 1,604 |
| Assets and Liabilities | ||
| Total Assets: | $351,516,000 | 1,556 |
| Cash and due from depository institutions | $11,521,000 | 1,604 |
| Interest-bearing balances | $292,000 | 4,349 |
| Securities | $40,305,000 | 2,824 |
| Federal funds sold & reverse repurchase agreements | $5,900,000 | 2,815 |
| Net loans & leases | $259,730,000 | 1,341 |
| Loan loss allowance | $3,735,000 | 1,210 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,674,000 | 1,661 |
| Other real estate owned | $335,000 | 1,604 |
| Goodwill and other intangibles | $21,194,000 | 296 |
| All other assets | $6,857,000 | 1,820 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $351,516,000 | 1,556 |
| Total liabilities | $302,217,000 | 1,627 |
| Total deposits | $282,770,000 | 1,544 |
| Interest-bearing deposits | $252,089,000 | 1,502 |
| Deposits held in domestic offices | $282,770,000 | 1,541 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $17,299,000 | 1,658 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,148,000 | 1,938 |
| Total equity capital | $49,299,000 | 1,093 |
| Total bank equity capital | $49,299,000 | 1,093 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $7,680,000 | 412 |
| Surplus | $35,873,000 | 644 |
| Undivided profits | $5,746,000 | 4,291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $963,000 | 2,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,576,000 | 1,909 |
| Earning assets | $306,227,000 | 1,635 |
| Long-term assets (5+ years) | $61,575,000 | 1,523 |
| Average Assets, year-to-date | $350,795,500 | 1,541 |
| Average Assets, quarterly | $350,795,500 | 1,541 |
| Volatile liabilities | $35,448,000 | 2,470 |
| Insider loans | $883,000 | 4,227 |
| FHLB advances | $17,299,000 | 1,548 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $42,922,000 | 1,567 |
| Tier 1 (core) risk-based capital | $27,457,000 | 1,803 |
| Tier 2 risk-based capital | $3,515,000 | 1,185 |
| Total risk weighted assets | $280,964,000 | 1,309 |
| Total unused commitments | $42,922,000 | 1,577 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 108 | 1,599 |
| Assets and Liabilities | ||
| Total Assets: | $350,075,000 | 1,536 |
| Cash and due from depository institutions | $10,338,000 | 1,599 |
| Interest-bearing balances | $1,029,000 | 3,055 |
| Securities | $48,913,000 | 2,386 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 4,055 |
| Net loans & leases | $253,752,000 | 1,360 |
| Loan loss allowance | $3,594,000 | 1,230 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,622,000 | 1,663 |
| Other real estate owned | $124,000 | 1,599 |
| Goodwill and other intangibles | $21,435,000 | 287 |
| All other assets | $6,991,000 | 1,766 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $350,075,000 | 1,536 |
| Total liabilities | $300,704,000 | 1,610 |
| Total deposits | $281,567,000 | 1,510 |
| Interest-bearing deposits | $252,106,000 | 1,466 |
| Deposits held in domestic offices | $281,567,000 | 1,507 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $17,306,000 | 1,677 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,831,000 | 2,166 |
| Total equity capital | $49,371,000 | 1,064 |
| Total bank equity capital | $49,371,000 | 1,064 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $7,680,000 | 409 |
| Surplus | $35,873,000 | 624 |
| Undivided profits | $5,818,000 | 4,261 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,362,000 | 2,164 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,624,000 | 1,913 |
| Earning assets | $306,594,000 | 1,601 |
| Long-term assets (5+ years) | $61,763,000 | 1,484 |
| Average Assets, year-to-date | $351,050,400 | 1,453 |
| Average Assets, quarterly | $353,282,500 | 1,501 |
| Volatile liabilities | $34,428,000 | 2,506 |
| Insider loans | $474,000 | 5,555 |
| FHLB advances | $17,306,000 | 1,551 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $29,470,000 | 1,989 |
| Tier 1 (core) risk-based capital | $27,056,000 | 1,793 |
| Tier 2 risk-based capital | $3,397,000 | 1,202 |
| Total risk weighted assets | $271,532,000 | 1,326 |
| Total unused commitments | $29,470,000 | 1,992 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 93 | 1,823 |
| Assets and Liabilities | ||
| Total Assets: | $258,359,000 | 1,969 |
| Cash and due from depository institutions | $9,477,000 | 1,823 |
| Interest-bearing balances | $2,133,000 | 2,195 |
| Securities | $43,193,000 | 2,495 |
| Federal funds sold & reverse repurchase agreements | $3,710,000 | 3,422 |
| Net loans & leases | $170,300,000 | 1,939 |
| Loan loss allowance | $2,166,000 | 1,831 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,001,000 | 2,963 |
| Other real estate owned | $515,000 | 1,823 |
| Goodwill and other intangibles | $21,441,000 | 272 |
| All other assets | $6,722,000 | 1,721 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $258,359,000 | 1,969 |
| Total liabilities | $217,425,000 | 2,104 |
| Total deposits | $205,309,000 | 2,003 |
| Interest-bearing deposits | $179,797,000 | 1,971 |
| Deposits held in domestic offices | $205,309,000 | 1,997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,401,000 | 2,107 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,715,000 | 2,274 |
| Total equity capital | $40,934,000 | 1,199 |
| Total bank equity capital | $40,934,000 | 1,199 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $7,680,000 | 409 |
| Surplus | $33,254,000 | 652 |
| Undivided profits | $0 | 8,721 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,355,000 | 2,114 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,478,000 | 2,286 |
| Earning assets | $219,336,000 | 2,122 |
| Long-term assets (5+ years) | $71,107,000 | 1,313 |
| Average Assets, year-to-date | $234,522,200 | 2,080 |
| Average Assets, quarterly | $247,948,000 | 2,022 |
| Volatile liabilities | $27,749,000 | 2,894 |
| Insider loans | $310,000 | 6,346 |
| FHLB advances | $10,401,000 | 1,963 |
| Loans and leases held for sale | $1,652,000 | 984 |
| Unused loan commitments | $15,144,000 | 3,018 |
| Tier 1 (core) risk-based capital | $19,493,000 | 2,405 |
| Tier 2 risk-based capital | $2,166,000 | 1,714 |
| Total risk weighted assets | $175,808,000 | 1,913 |
| Total unused commitments | $15,144,000 | 3,026 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 90 | 1,861 |
| Assets and Liabilities | ||
| Total Assets: | $212,610,000 | 2,291 |
| Cash and due from depository institutions | $8,283,000 | 1,861 |
| Interest-bearing balances | $2,602,000 | 1,417 |
| Securities | $48,453,000 | 2,241 |
| Federal funds sold & reverse repurchase agreements | $12,310,000 | 983 |
| Net loans & leases | $138,048,000 | 2,276 |
| Loan loss allowance | $1,529,000 | 2,431 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,106,000 | 3,854 |
| Other real estate owned | $160,000 | 1,861 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,249,000 | 2,664 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,610,000 | 2,291 |
| Total liabilities | $192,623,000 | 2,285 |
| Total deposits | $181,041,000 | 2,179 |
| Interest-bearing deposits | $159,323,000 | 2,131 |
| Deposits held in domestic offices | $181,041,000 | 2,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,024 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,582,000 | 2,482 |
| Total equity capital | $19,987,000 | 2,339 |
| Total bank equity capital | $19,987,000 | 2,339 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $7,680,000 | 416 |
| Surplus | $8,501,000 | 1,932 |
| Undivided profits | $3,806,000 | 5,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,263,000 | 1,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $919,000 | 2,996 |
| Earning assets | $201,413,000 | 2,218 |
| Long-term assets (5+ years) | $75,767,000 | 1,165 |
| Average Assets, year-to-date | $199,661,000 | 2,320 |
| Average Assets, quarterly | $210,428,500 | 2,277 |
| Volatile liabilities | $22,677,000 | 3,347 |
| Insider loans | $424,000 | 5,812 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $15,045,000 | 2,867 |
| Tier 1 (core) risk-based capital | $20,073,000 | 2,224 |
| Tier 2 risk-based capital | $1,529,000 | 2,272 |
| Total risk weighted assets | $146,334,000 | 2,182 |
| Total unused commitments | $15,045,000 | 2,868 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 83 | 2,081 |
| Assets and Liabilities | ||
| Total Assets: | $180,276,000 | 2,627 |
| Cash and due from depository institutions | $8,959,000 | 2,081 |
| Interest-bearing balances | $82,000 | 5,098 |
| Securities | $50,832,000 | 2,230 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $115,939,000 | 2,573 |
| Loan loss allowance | $1,404,000 | 2,530 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,147,000 | 3,792 |
| Other real estate owned | $216,000 | 2,081 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,183,000 | 3,680 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,276,000 | 2,627 |
| Total liabilities | $162,439,000 | 2,626 |
| Total deposits | $156,925,000 | 2,442 |
| Interest-bearing deposits | $136,736,000 | 2,394 |
| Deposits held in domestic offices | $156,925,000 | 2,439 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,245,000 | 1,847 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $14,000 | 5,691 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,255,000 | 2,703 |
| Total equity capital | $17,837,000 | 2,466 |
| Total bank equity capital | $17,837,000 | 2,466 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $7,630,000 | 455 |
| Surplus | $8,447,000 | 1,922 |
| Undivided profits | $1,760,000 | 6,760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $907,000 | 2,359 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $664,000 | 3,549 |
| Earning assets | $166,853,000 | 2,597 |
| Long-term assets (5+ years) | $72,700,000 | 1,269 |
| Average Assets, year-to-date | $174,773,800 | 2,576 |
| Average Assets, quarterly | $179,224,500 | 2,604 |
| Volatile liabilities | $22,132,000 | 3,248 |
| Insider loans | $363,000 | 6,088 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $16,040,000 | 2,764 |
| Tier 1 (core) risk-based capital | $18,047,000 | 2,441 |
| Tier 2 risk-based capital | $1,404,000 | 2,307 |
| Total risk weighted assets | $120,853,600 | 2,516 |
| Total unused commitments | $16,040,000 | 2,770 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 84 | 2,066 |
| Assets and Liabilities | ||
| Total Assets: | $162,557,000 | 2,827 |
| Cash and due from depository institutions | $5,925,000 | 2,066 |
| Interest-bearing balances | $49,000 | 5,569 |
| Securities | $41,698,000 | 2,746 |
| Federal funds sold & reverse repurchase agreements | $10,180,000 | 1,695 |
| Net loans & leases | $100,305,000 | 2,758 |
| Loan loss allowance | $1,284,000 | 2,673 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,111,000 | 3,744 |
| Other real estate owned | $559,000 | 2,066 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,779,000 | 3,901 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,557,000 | 2,827 |
| Total liabilities | $146,268,000 | 2,821 |
| Total deposits | $145,381,000 | 2,628 |
| Interest-bearing deposits | $123,796,000 | 2,620 |
| Deposits held in domestic offices | $145,381,000 | 2,623 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $85,000 | 4,835 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $802,000 | 4,163 |
| Total equity capital | $16,289,000 | 2,762 |
| Total bank equity capital | $16,289,000 | 2,762 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $7,291,000 | 478 |
| Surplus | $7,744,000 | 1,993 |
| Undivided profits | $1,254,000 | 7,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,152,000 | 2,137 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $638,000 | 3,655 |
| Earning assets | $152,232,000 | 2,790 |
| Long-term assets (5+ years) | $53,884,000 | 1,489 |
| Average Assets, year-to-date | $149,544,200 | 2,881 |
| Average Assets, quarterly | $157,445,500 | 2,852 |
| Volatile liabilities | $17,063,000 | 3,440 |
| Insider loans | $358,000 | 6,078 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,449,000 | 3,507 |
| Tier 1 (core) risk-based capital | $16,335,000 | 2,610 |
| Tier 2 risk-based capital | $1,284,000 | 2,426 |
| Total risk weighted assets | $108,256,500 | 2,621 |
| Total unused commitments | $10,449,000 | 3,511 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 82 | 2,164 |
| Assets and Liabilities | ||
| Total Assets: | $136,373,000 | 3,248 |
| Cash and due from depository institutions | $5,170,000 | 2,164 |
| Interest-bearing balances | $27,000 | 5,703 |
| Securities | $22,144,000 | 4,563 |
| Federal funds sold & reverse repurchase agreements | $6,445,000 | 2,150 |
| Net loans & leases | $98,642,000 | 2,797 |
| Loan loss allowance | $1,200,000 | 2,863 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,281,000 | 3,416 |
| Other real estate owned | $306,000 | 2,164 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,384,000 | 4,771 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,373,000 | 3,248 |
| Total liabilities | $121,468,000 | 3,272 |
| Total deposits | $120,433,000 | 3,093 |
| Interest-bearing deposits | $103,762,000 | 3,090 |
| Deposits held in domestic offices | $120,433,000 | 3,086 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $155,000 | 4,637 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $880,000 | 3,950 |
| Total equity capital | $14,905,000 | 2,975 |
| Total bank equity capital | $14,905,000 | 2,975 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $6,964,000 | 520 |
| Surplus | $6,879,000 | 2,157 |
| Undivided profits | $1,062,000 | 8,523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,184,000 | 2,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $652,000 | 3,627 |
| Earning assets | $127,258,000 | 3,211 |
| Long-term assets (5+ years) | $27,454,000 | 2,228 |
| Average Assets, year-to-date | $130,172,000 | 3,250 |
| Average Assets, quarterly | $135,703,500 | 3,212 |
| Volatile liabilities | $14,484,000 | 3,857 |
| Insider loans | $621,000 | 4,819 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,029,000 | 4,728 |
| Tier 1 (core) risk-based capital | $14,959,000 | 2,843 |
| Tier 2 risk-based capital | $1,200,000 | 2,474 |
| Total risk weighted assets | $99,870,300 | 2,761 |
| Total unused commitments | $6,029,000 | 4,732 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 82 | 2,290 |
| Assets and Liabilities | ||
| Total Assets: | $123,515,000 | 3,641 |
| Cash and due from depository institutions | $5,825,000 | 2,290 |
| Interest-bearing balances | $351,000 | 3,398 |
| Securities | $24,905,000 | 4,522 |
| Federal funds sold & reverse repurchase agreements | $975,000 | 6,501 |
| Net loans & leases | $88,190,000 | 3,105 |
| Loan loss allowance | $1,165,000 | 3,079 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,794,000 | 4,100 |
| Other real estate owned | $328,000 | 2,290 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,498,000 | 4,639 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,515,000 | 3,641 |
| Total liabilities | $109,742,000 | 3,691 |
| Total deposits | $109,147,000 | 3,486 |
| Interest-bearing deposits | $91,767,000 | 3,558 |
| Deposits held in domestic offices | $109,147,000 | 3,475 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $595,000 | 5,292 |
| Total equity capital | $13,773,000 | 3,225 |
| Total bank equity capital | $13,773,000 | 3,225 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $6,655,000 | 567 |
| Surplus | $6,027,000 | 2,431 |
| Undivided profits | $1,091,000 | 8,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,179,000 | 2,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $532,000 | 4,359 |
| Earning assets | $114,421,000 | 3,616 |
| Long-term assets (5+ years) | $22,925,000 | 2,409 |
| Average Assets, year-to-date | $122,889,000 | 3,512 |
| Average Assets, quarterly | $123,109,500 | 3,617 |
| Volatile liabilities | $11,166,000 | 4,517 |
| Insider loans | $663,000 | 4,751 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,716,000 | 3,691 |
| Tier 1 (core) risk-based capital | $13,891,000 | 3,114 |
| Tier 2 risk-based capital | $1,098,670 | 2,721 |
| Total risk weighted assets | $87,827,070 | 3,130 |
| Total unused commitments | $8,716,000 | 3,706 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 88 | 2,217 |
| Assets and Liabilities | ||
| Total Assets: | $120,247,000 | 3,720 |
| Cash and due from depository institutions | $11,871,000 | 2,217 |
| Interest-bearing balances | $7,052,000 | 682 |
| Securities | $27,018,000 | 4,421 |
| Federal funds sold & reverse repurchase agreements | $3,460,000 | 3,948 |
| Net loans & leases | $74,237,000 | 3,552 |
| Loan loss allowance | $1,155,000 | 3,115 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,984,000 | 3,729 |
| Other real estate owned | $337,000 | 2,217 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,340,000 | 5,128 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,247,000 | 3,720 |
| Total liabilities | $107,603,000 | 3,744 |
| Total deposits | $105,919,000 | 3,609 |
| Interest-bearing deposits | $92,055,000 | 3,572 |
| Deposits held in domestic offices | $105,919,000 | 3,601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $900,000 | 265 |
| All other liabilities | $784,000 | 4,452 |
| Total equity capital | $12,644,000 | 3,475 |
| Total bank equity capital | $12,644,000 | 3,475 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $6,419,000 | 591 |
| Surplus | $5,548,000 | 2,616 |
| Undivided profits | $677,000 | 9,938 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $576,000 | 3,870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $469,000 | 5,031 |
| Earning assets | $111,767,000 | 3,665 |
| Long-term assets (5+ years) | $30,099,000 | 1,808 |
| Average Assets, year-to-date | $117,659,600 | 3,659 |
| Average Assets, quarterly | $118,716,000 | 3,728 |
| Volatile liabilities | $9,865,000 | 4,611 |
| Insider loans | $664,000 | 4,834 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,871,000 | 5,061 |
| Tier 1 (core) risk-based capital | $12,881,000 | 3,300 |
| Tier 2 risk-based capital | $1,573,490 | 1,956 |
| Total risk weighted assets | $77,697,890 | 3,409 |
| Total unused commitments | $4,871,000 | 5,073 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 84 | 2,378 |
| Assets and Liabilities | ||
| Total Assets: | $113,807,000 | 3,891 |
| Cash and due from depository institutions | $4,186,000 | 2,378 |
| Interest-bearing balances | $250,000 | 4,213 |
| Securities | $29,986,000 | 4,262 |
| Federal funds sold & reverse repurchase agreements | $5,940,000 | 1,546 |
| Net loans & leases | $69,536,000 | 3,689 |
| Loan loss allowance | $1,154,000 | 3,133 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,205,000 | 3,338 |
| Other real estate owned | $329,000 | 2,378 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,625,000 | 4,606 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,807,000 | 3,891 |
| Total liabilities | $104,678,000 | 3,845 |
| Total deposits | $103,179,000 | 3,680 |
| Interest-bearing deposits | $90,435,000 | 3,589 |
| Deposits held in domestic offices | $103,179,000 | 3,672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $1,000,000 | 270 |
| All other liabilities | $499,000 | 5,214 |
| Total equity capital | $9,129,000 | 4,417 |
| Total bank equity capital | $9,129,000 | 4,417 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,973,000 | 790 |
| Surplus | $3,792,000 | 3,519 |
| Undivided profits | $364,000 | 10,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $414,000 | 4,793 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $375,000 | 5,475 |
| Earning assets | $105,712,000 | 3,828 |
| Long-term assets (5+ years) | $33,200,000 | 1,684 |
| Average Assets, year-to-date | $108,678,800 | 3,966 |
| Average Assets, quarterly | $110,690,000 | 3,951 |
| Volatile liabilities | $8,348,000 | 4,941 |
| Insider loans | $383,000 | 6,465 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,218,000 | 4,799 |
| Tier 1 (core) risk-based capital | $9,761,000 | 4,231 |
| Tier 2 risk-based capital | $1,625,690 | 1,897 |
| Total risk weighted assets | $73,826,990 | 3,488 |
| Total unused commitments | $5,218,000 | 4,807 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 88 | 2,385 |
| Assets and Liabilities | ||
| Total Assets: | $104,020,000 | 4,300 |
| Cash and due from depository institutions | $3,988,000 | 2,385 |
| Interest-bearing balances | $250,000 | 5,328 |
| Securities | $29,936,000 | 4,489 |
| Federal funds sold & reverse repurchase agreements | $2,595,000 | 4,890 |
| Net loans & leases | $63,330,000 | 3,941 |
| Loan loss allowance | $1,055,000 | 3,519 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,315,000 | 3,153 |
| Other real estate owned | $536,000 | 2,385 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,320,000 | 4,934 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,020,000 | 4,300 |
| Total liabilities | $95,020,000 | 4,264 |
| Total deposits | $93,377,000 | 4,146 |
| Interest-bearing deposits | $83,158,000 | 4,051 |
| Deposits held in domestic offices | $93,377,000 | 4,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $1,150,000 | 277 |
| All other liabilities | $493,000 | 5,398 |
| Total equity capital | $9,000,000 | 4,506 |
| Total bank equity capital | $9,000,000 | 4,506 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,669,000 | 825 |
| Surplus | $3,288,000 | 3,847 |
| Undivided profits | $1,043,000 | 9,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $710,000 | 3,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $333,000 | 5,524 |
| Earning assets | $96,111,000 | 4,279 |
| Long-term assets (5+ years) | $35,931,000 | 1,610 |
| Average Assets, year-to-date | $105,354,200 | 4,149 |
| Average Assets, quarterly | $104,830,000 | 4,231 |
| Volatile liabilities | $9,079,000 | 4,392 |
| Insider loans | $267,000 | 7,568 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,317,000 | 4,229 |
| Tier 1 (core) risk-based capital | $9,000,000 | 4,407 |
| Tier 2 risk-based capital | $1,733,740 | 1,781 |
| Total risk weighted assets | $65,668,240 | 3,854 |
| Total unused commitments | $6,317,000 | 4,255 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 77 | 2,799 |
| Assets and Liabilities | ||
| Total Assets: | $103,250,000 | 4,403 |
| Cash and due from depository institutions | $4,260,000 | 2,799 |
| Interest-bearing balances | $450,000 | 5,138 |
| Securities | $19,673,000 | 6,165 |
| Federal funds sold & reverse repurchase agreements | $14,340,000 | 1,167 |
| Net loans & leases | $61,617,000 | 4,072 |
| Loan loss allowance | $1,390,000 | 2,858 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,358,000 | 5,028 |
| Other real estate owned | $895,000 | 2,799 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,107,000 | 5,846 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,250,000 | 4,403 |
| Total liabilities | $95,070,000 | 4,372 |
| Total deposits | $93,214,000 | 4,297 |
| Interest-bearing deposits | $84,590,000 | 4,154 |
| Deposits held in domestic offices | $93,214,000 | 4,290 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $1,200,000 | 297 |
| All other liabilities | $656,000 | 4,666 |
| Total equity capital | $8,180,000 | 4,691 |
| Total bank equity capital | $8,180,000 | 4,691 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,421,000 | 870 |
| Surplus | $2,905,000 | 4,136 |
| Undivided profits | $854,000 | 9,962 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,350,000 | 2,966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $441,000 | 4,617 |
| Earning assets | $96,080,000 | 4,323 |
| Long-term assets (5+ years) | $38,029,000 | 1,509 |
| Average Assets, year-to-date | $102,140,000 | 4,358 |
| Average Assets, quarterly | $102,175,000 | 4,409 |
| Volatile liabilities | $9,760,000 | 4,188 |
| Insider loans | $135,000 | 4,924 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,798,000 | 4,729 |
| Tier 1 (core) risk-based capital | $8,180,000 | 4,616 |
| Tier 2 risk-based capital | $1,717,360 | 1,837 |
| Total risk weighted assets | $64,005,960 | 4,009 |
| Total unused commitments | $4,798,000 | 4,758 |
| Derivatives | $0 | 651 |