Home > FNB Of Central Alabama > Net charge- offs to loans
FNB Of Central Alabama, Net charge- offs to loans
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0829% | 1,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1099% | 428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4115% | 150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4613% | 132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1519% | 2,020 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1519% | 1,914 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0685% | 5,057 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0785% | 5,054 |
| Percentage Net Loans Charged-off:Construction & development | -0.0093% | 4,295 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0084% | 4,246 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2984% | 5,236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3446% | 5,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0536% | 4,433 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0851% | 4,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0851% | 4,750 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0905% | 5,135 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1028% | 5,152 |
| Percentage Net Loans Charged-off:Construction & development | -0.0126% | 4,384 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0112% | 4,296 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3932% | 5,311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4567% | 5,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0728% | 4,529 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1158% | 4,827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1158% | 4,792 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0764% | 5,067 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1078% | 5,212 |
| Percentage Net Loans Charged-off:Construction & development | -0.0193% | 4,493 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0172% | 4,344 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4112% | 5,369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4811% | 5,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0536% | 5,000 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0775% | 5,210 |
| Percentage Net Loans Charged-off:Construction & development | -0.0207% | 4,603 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0357% | 4,414 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2803% | 5,382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3266% | 5,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0701% | 2,451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1049% | 956 |
| Percentage Net Loans Charged-off:Construction & development | -0.0633% | 4,714 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2314% | 38 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 2,224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0100% | 2,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0060% | 5,472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0060% | 5,437 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0254% | 2,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0503% | 1,286 |
| Percentage Net Loans Charged-off:Construction & development | -0.0788% | 4,789 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8182% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0562% | 5,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0663% | 5,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3424% | 5,545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3424% | 5,506 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0706% | 1,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0874% | 844 |
| Percentage Net Loans Charged-off:Construction & development | -0.1208% | 4,897 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2932% | 36 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0672% | 5,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0792% | 5,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0093% | 2,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 1,345 |
| Percentage Net Loans Charged-off:Construction & development | -0.0306% | 4,795 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0560% | 944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0659% | 833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0644% | 2,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0992% | 1,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0458% | 469 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 4,908 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0991% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0515% | 5,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0607% | 5,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0911% | 4,986 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3180% | 5,533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3180% | 5,495 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1364% | 1,085 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0276% | 5,130 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0113% | 4,784 |
| Percentage Net Loans Charged-off:Construction & development | 0.0679% | 356 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0106% | 4,995 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0502% | 5,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0592% | 5,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0955% | 4,974 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4215% | 5,600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4215% | 5,559 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0464% | 1,165 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0271% | 5,076 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 4,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.1376% | 261 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 5,073 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0534% | 5,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0630% | 5,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1475% | 5,192 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3150% | 5,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3150% | 5,467 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0706% | 931 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0174% | 4,787 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0187% | 5,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 5,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0522% | 5,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0616% | 5,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5979% | 5,672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5979% | 5,624 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1334% | 647 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2748% | 6,003 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3381% | 5,984 |
| Percentage Net Loans Charged-off:Construction & development | -0.0144% | 4,723 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1459% | 5,720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4697% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.0151% | 6,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -1.2731% | 6,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 4,441 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0484% | 3,519 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0484% | 3,369 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5021% | 6,153 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6123% | 6,137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1992% | 5,862 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7490% | 4,943 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.3370% | 6,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -1.7026% | 6,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0149% | 4,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6628% | 6,228 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8563% | 6,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3032% | 6,002 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1104% | 4,983 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.7780% | 6,214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -2.3061% | 6,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2414% | 1,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.9692% | 6,319 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.1986% | 6,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0435% | 5,778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -3.5544% | 6,291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -4.6399% | 6,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0425% | 4,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1963% | 6,261 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1413% | 6,185 |
| Percentage Net Loans Charged-off:Construction & development | -1.7211% | 5,799 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1390% | 1,397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0340% | 3,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0448% | 2,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5832% | 5,963 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4679% | 6,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4679% | 6,067 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2410% | 6,343 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1566% | 6,258 |
| Percentage Net Loans Charged-off:Construction & development | -2.2372% | 5,879 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2033% | 1,030 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0977% | 2,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1289% | 1,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8224% | 6,107 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7908% | 6,256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7908% | 6,216 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3358% | 6,454 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2165% | 6,375 |
| Percentage Net Loans Charged-off:Construction & development | -1.5086% | 5,859 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0107% | 1,493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1058% | 6,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1398% | 6,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2423% | 6,230 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5773% | 6,196 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5773% | 6,152 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3329% | 6,502 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0243% | 5,777 |
| Percentage Net Loans Charged-off:Construction & development | -0.0696% | 5,443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1171% | 752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1647% | 6,359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2179% | 6,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.4138% | 6,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6332% | 5,872 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0760% | 6,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0395% | 3,875 |
| Percentage Net Loans Charged-off:Construction & development | -3.4406% | 6,146 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0181% | 6,033 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4312% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5317% | 1,063 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7019% | 788 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7900% | 6,321 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2260% | 6,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2260% | 6,138 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5503% | 6,791 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5073% | 6,745 |
| Percentage Net Loans Charged-off:Construction & development | -4.4364% | 6,213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0084% | 2,304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2199% | 1,982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2892% | 1,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9975% | 6,417 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3628% | 6,311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3628% | 6,254 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2833% | 6,743 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0627% | 6,410 |
| Percentage Net Loans Charged-off:Construction & development | -0.9562% | 6,053 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0460% | 1,805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1357% | 2,325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1772% | 1,994 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6344% | 6,528 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5488% | 6,436 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5488% | 6,374 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0834% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2969% | 6,776 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3072% | 6,761 |
| Percentage Net Loans Charged-off:Construction & development | -1.8987% | 6,165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1550% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2205% | 6,680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2868% | 6,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3423% | 6,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0745% | 5,839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2714% | 3,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3188% | 2,646 |
| Percentage Net Loans Charged-off:Construction & development | 0.3778% | 1,904 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5453% | 1,474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2478% | 2,726 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3148% | 2,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1168% | 3,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1374% | 3,741 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,313 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2208% | 3,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2398% | 2,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.4855% | 1,675 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0274% | 6,578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3957% | 2,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5035% | 1,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1924% | 2,511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0596% | 3,936 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0243% | 1,360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1032% | 4,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0993% | 3,568 |
| Percentage Net Loans Charged-off:Construction & development | 0.3653% | 1,602 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0139% | 6,531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0935% | 3,174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1195% | 2,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1136% | 2,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3521% | 2,425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3521% | 2,243 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0356% | 1,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0147% | 4,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 3,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.1260% | 1,319 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0145% | 6,566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0263% | 6,609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0338% | 6,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5288% | 1,773 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5288% | 1,617 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9921% | 1,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8610% | 1,826 |
| Percentage Net Loans Charged-off:Construction & development | 2.2193% | 1,627 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1415% | 2,950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9845% | 1,256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1167% | 1,761 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2099% | 1,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1711% | 1,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0706% | 6,486 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0777% | 1,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8238% | 1,744 |
| Percentage Net Loans Charged-off:Construction & development | 1.1464% | 1,827 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1947% | 2,364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3040% | 869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1547% | 1,490 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5978% | 703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9686% | 742 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1454% | 6,642 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1808% | 6,720 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4676% | 1,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9344% | 1,488 |
| Percentage Net Loans Charged-off:Construction & development | 0.4334% | 1,954 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3112% | 1,809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7755% | 628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2300% | 1,206 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1651% | 483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8599% | 407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7778% | 1,811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7089% | 1,641 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0307% | 1,253 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0447% | 4,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0929% | 3,270 |
| Percentage Net Loans Charged-off:Construction & development | -0.2043% | 6,572 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1915% | 1,492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1811% | 2,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2259% | 2,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0539% | 6,116 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0836% | 7,216 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8199% | 7,168 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7564% | 1,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9414% | 970 |
| Percentage Net Loans Charged-off:Construction & development | 9.4677% | 629 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2354% | 2,697 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3285% | 2,871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8819% | 952 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2123% | 3,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3934% | 2,109 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1605% | 7,136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7059% | 942 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5856% | 1,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0449% | 839 |
| Percentage Net Loans Charged-off:Construction & development | 9.4026% | 577 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3120% | 2,134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5246% | 2,026 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2833% | 673 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3709% | 2,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3113% | 7,118 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1414% | 7,084 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4022% | 1,049 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8790% | 985 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4261% | 641 |
| Percentage Net Loans Charged-off:Construction & development | 11.4627% | 416 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4056% | 1,620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3985% | 2,136 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5236% | 525 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1821% | 2,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4640% | 7,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0798% | 4,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6216% | 807 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3532% | 2,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4246% | 2,214 |
| Percentage Net Loans Charged-off:Construction & development | 1.0641% | 1,464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3169% | 1,280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3408% | 1,872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4044% | 1,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0322% | 6,514 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0744% | 6,579 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5942% | 661 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2357% | 5,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1518% | 4,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0245% | 3,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3420% | 2,599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2431% | 1,552 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3574% | 2,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2646% | 4,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2375% | 1,175 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2689% | 4,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1895% | 3,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0330% | 7,704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4624% | 1,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3360% | 1,199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4814% | 1,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2145% | 3,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5438% | 974 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2215% | 4,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0697% | 4,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0189% | 2,623 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0498% | 7,794 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1799% | 2,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5284% | 828 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1306% | 2,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3378% | 2,971 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9976% | 747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0265% | 5,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0278% | 3,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1275% | 7,889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1284% | 2,108 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0831% | 416 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0223% | 6,871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2769% | 3,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1460% | 4,754 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0437% | 8,012 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0877% | 7,931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0492% | 7,957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0554% | 7,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7097% | 2,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2298% | 4,879 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6470% | 936 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0792% | 4,774 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0225% | 7,948 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0124% | 7,780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0431% | 7,958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0484% | 7,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2629% | 2,640 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0502% | 7,418 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9878% | 666 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1410% | 3,334 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0201% | 7,930 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0443% | 8,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0498% | 7,988 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4073% | 1,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6865% | 449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1342% | 2,641 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0386% | 8,039 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0841% | 8,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0943% | 8,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3684% | 1,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0684% | 3,834 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7760% | 373 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3790% | 1,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2644% | 1,072 |
| Percentage Net Loans Charged-off:Construction & development | 1.5099% | 299 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1351% | 1,623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1501% | 1,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8406% | 1,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1032% | 5,128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8808% | 665 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1330% | 2,686 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 7,607 |
| Percentage Net Loans Charged-off:Construction & development | 0.1314% | 692 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0970% | 8,096 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 2,268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0251% | 2,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5082% | 1,475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1928% | 4,126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4066% | 832 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1468% | 2,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 2,434 |
| Percentage Net Loans Charged-off:Construction & development | 0.1902% | 416 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1262% | 8,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0511% | 1,526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0558% | 1,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5193% | 1,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4906% | 2,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0261% | 6,934 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0381% | 3,210 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0522% | 8,177 |
| Percentage Net Loans Charged-off:Construction & development | 0.3799% | 182 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2150% | 8,239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0772% | 8,173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0835% | 8,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1703% | 7,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0869% | 1,168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3756% | 1,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3671% | 389 |
| Percentage Net Loans Charged-off:Construction & development | -0.0235% | 7,737 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7715% | 214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2407% | 714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2545% | 655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6866% | 1,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2448% | 4,217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2835% | 1,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2182% | 514 |
| Percentage Net Loans Charged-off:Construction & development | -0.0412% | 7,769 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6231% | 201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0344% | 1,839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0362% | 1,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6976% | 1,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3588% | 3,157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4249% | 728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3186% | 336 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8637% | 138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0640% | 1,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0671% | 1,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0823% | 718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5401% | 2,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0873% | 2,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1634% | 507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3214% | 197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1200% | 710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1257% | 652 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1316% | 7,459 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0590% | 6,872 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1064% | 3,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0208% | 2,704 |
| Percentage Net Loans Charged-off:Construction & development | -0.0382% | 7,794 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0738% | 864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 7,942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 7,927 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5305% | 1,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1700% | 5,254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1333% | 2,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0285% | 2,140 |
| Percentage Net Loans Charged-off:Construction & development | -0.0781% | 7,828 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1032% | 625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 7,982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 7,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7509% | 1,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0786% | 5,344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0734% | 3,378 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 7,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 7,909 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 7,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4970% | 1,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0588% | 4,976 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0130% | 4,239 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 7,772 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 8,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 8,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0912% | 1,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0297% | 4,212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3037% | 1,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1311% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1489% | 883 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1375% | 1,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1396% | 1,267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0961% | 3,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7088% | 2,950 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0631% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6621% | 408 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1027% | 3,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0343% | 2,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0600% | 1,736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0608% | 1,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1049% | 2,976 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5322% | 3,299 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5698% | 512 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0888% | 3,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0551% | 1,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0951% | 1,251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0961% | 1,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1641% | 2,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2388% | 4,405 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7571% | 2,541 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0947% | 2,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0845% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1428% | 813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1443% | 768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3458% | 1,357 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0599% | 7,425 |
| Percentage Net Loans Charged-off: Credit card loans | -2.2770% | 2,572 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0941% | 4,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 3,792 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0759% | 8,649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0481% | 2,384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0485% | 2,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1522% | 3,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5071% | 4,216 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9874% | 1,524 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0289% | 1,745 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1276% | 3,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0415% | 2,287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0065% | 1,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0642% | 1,790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0648% | 1,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2213% | 3,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4976% | 3,841 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5327% | 1,626 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0398% | 1,485 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5080% | 1,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4314% | 398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2747% | 168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0961% | 1,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0970% | 1,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6310% | 1,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9604% | 2,159 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7884% | 1,409 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0325% | 1,338 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7823% | 664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7393% | 198 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6499% | 69 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1440% | 939 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9316% | 2,086 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0690% | 902 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1727% | 4,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2193% | 993 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0870% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3107% | 702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3130% | 703 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0409% | 7,945 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2253% | 5,861 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8595% | 995 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2049% | 3,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0107% | 3,472 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0074% | 1,391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0137% | 2,864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 2,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3989% | 2,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9148% | 2,510 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3856% | 1,533 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1879% | 3,312 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4955% | 1,371 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2085% | 3,368 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2180% | 3,578 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1311% | 5,148 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0224% | 7,914 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1095% | 5,531 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0393% | 8,588 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2797% | 6,231 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |