Home > FNB Of Central Alabama > Income and Expense
FNB Of Central Alabama, Income and Expense
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,882,000 | 2,379 |
| Total interest expense | $382,000 | 2,702 |
| Net interest income | $2,500,000 | 2,273 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $361,000 | 2,296 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $231,000 | 1,195 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 2,918 |
| Total noninterest expense | $4,130,000 | 1,254 |
| Salaries and employee benefits | $2,712,000 | 1,139 |
| Premises and equipment expense | $209,000 | 2,339 |
| Additional noninterest expense | $1,209,000 | 1,288 |
| Pre-tax net operating income | $-1,269,000 | 5,349 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $-71,000 | 5,283 |
| Income before extraordinary items | $-1,198,000 | 5,336 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-1,198,000 | 5,335 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-1,198,000 | 5,335 |
| Net charge-offs | $38,000 | 1,361 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $-1,198,000 | 5,339 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $10,721,000 | 2,407 |
| Total interest expense | $1,175,000 | 2,699 |
| Net interest income | $9,546,000 | 2,329 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,684,000 | 2,193 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $941,000 | 1,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $743,000 | 2,584 |
| Total noninterest expense | $8,717,000 | 2,110 |
| Salaries and employee benefits | $4,823,000 | 2,162 |
| Premises and equipment expense | $844,000 | 2,284 |
| Additional noninterest expense | $3,050,000 | 1,891 |
| Pre-tax net operating income | $2,513,000 | 2,774 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $260,000 | 2,494 |
| Income before extraordinary items | $2,253,000 | 2,752 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,253,000 | 2,751 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,253,000 | 2,752 |
| Net charge-offs | $-126,000 | 5,089 |
| Cash dividends | $550,000 | 2,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,253,000 | 2,745 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,882,000 | 2,434 |
| Total interest expense | $825,000 | 2,724 |
| Net interest income | $7,057,000 | 2,366 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,270,000 | 2,208 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $699,000 | 1,236 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $571,000 | 2,583 |
| Total noninterest expense | $6,458,000 | 2,133 |
| Salaries and employee benefits | $3,600,000 | 2,157 |
| Premises and equipment expense | $641,000 | 2,283 |
| Additional noninterest expense | $2,217,000 | 1,943 |
| Pre-tax net operating income | $1,869,000 | 2,850 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $203,000 | 2,535 |
| Income before extraordinary items | $1,666,000 | 2,830 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,666,000 | 2,829 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,666,000 | 2,829 |
| Net charge-offs | $-124,000 | 5,159 |
| Cash dividends | $400,000 | 2,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,666,000 | 2,822 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,133,000 | 2,454 |
| Total interest expense | $492,000 | 2,820 |
| Net interest income | $4,641,000 | 2,381 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $898,000 | 2,135 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $467,000 | 1,231 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $431,000 | 2,432 |
| Total noninterest expense | $4,279,000 | 2,154 |
| Salaries and employee benefits | $2,408,000 | 2,168 |
| Premises and equipment expense | $435,000 | 2,283 |
| Additional noninterest expense | $1,436,000 | 1,996 |
| Pre-tax net operating income | $1,260,000 | 2,800 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $130,000 | 2,537 |
| Income before extraordinary items | $1,130,000 | 2,759 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,130,000 | 2,758 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,130,000 | 2,758 |
| Net charge-offs | $-69,000 | 5,110 |
| Cash dividends | $400,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,130,000 | 2,749 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,507,000 | 2,490 |
| Total interest expense | $224,000 | 2,906 |
| Net interest income | $2,283,000 | 2,415 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $360,000 | 2,382 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $237,000 | 1,222 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 3,081 |
| Total noninterest expense | $2,105,000 | 2,192 |
| Salaries and employee benefits | $1,188,000 | 2,212 |
| Premises and equipment expense | $216,000 | 2,322 |
| Additional noninterest expense | $701,000 | 2,036 |
| Pre-tax net operating income | $538,000 | 2,997 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $85,000 | 2,302 |
| Income before extraordinary items | $453,000 | 3,055 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $453,000 | 3,056 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $453,000 | 3,056 |
| Net charge-offs | $-24,000 | 5,038 |
| Cash dividends | $250,000 | 1,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $453,000 | 3,050 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,568,000 | 2,538 |
| Total interest expense | $745,000 | 3,037 |
| Net interest income | $8,823,000 | 2,447 |
| Provision for loan and lease losses | $121,000 | 2,840 |
| Total noninterest income | $1,555,000 | 2,350 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $938,000 | 1,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $617,000 | 2,894 |
| Total noninterest expense | $7,926,000 | 2,288 |
| Salaries and employee benefits | $4,196,000 | 2,389 |
| Premises and equipment expense | $796,000 | 2,467 |
| Additional noninterest expense | $2,934,000 | 1,974 |
| Pre-tax net operating income | $2,331,000 | 2,859 |
| Securities gains (losses) | $31,000 | 1,125 |
| Applicable income taxes | $432,000 | 2,523 |
| Income before extraordinary items | $1,930,000 | 2,750 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,930,000 | 2,749 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,930,000 | 2,750 |
| Net charge-offs | $122,000 | 2,263 |
| Cash dividends | $300,000 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,904,580 | 2,752 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,155,000 | 2,546 |
| Total interest expense | $551,000 | 3,051 |
| Net interest income | $6,604,000 | 2,465 |
| Provision for loan and lease losses | $121,000 | 2,494 |
| Total noninterest income | $1,195,000 | 2,342 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $698,000 | 1,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $497,000 | 2,815 |
| Total noninterest expense | $5,857,000 | 2,322 |
| Salaries and employee benefits | $3,202,000 | 2,369 |
| Premises and equipment expense | $612,000 | 2,434 |
| Additional noninterest expense | $2,043,000 | 2,084 |
| Pre-tax net operating income | $1,821,000 | 2,856 |
| Securities gains (losses) | $30,000 | 1,110 |
| Applicable income taxes | $394,000 | 2,271 |
| Income before extraordinary items | $1,457,000 | 2,905 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,457,000 | 2,904 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,457,000 | 2,905 |
| Net charge-offs | $33,000 | 2,718 |
| Cash dividends | $150,000 | 3,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,433,300 | 2,905 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,710,000 | 2,556 |
| Total interest expense | $362,000 | 3,047 |
| Net interest income | $4,348,000 | 2,470 |
| Provision for loan and lease losses | $121,000 | 2,046 |
| Total noninterest income | $781,000 | 2,388 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $464,000 | 1,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $317,000 | 2,866 |
| Total noninterest expense | $3,883,000 | 2,328 |
| Salaries and employee benefits | $2,128,000 | 2,394 |
| Premises and equipment expense | $409,000 | 2,439 |
| Additional noninterest expense | $1,346,000 | 2,103 |
| Pre-tax net operating income | $1,125,000 | 2,939 |
| Securities gains (losses) | $23,000 | 938 |
| Applicable income taxes | $275,000 | 2,222 |
| Income before extraordinary items | $873,000 | 3,032 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $873,000 | 3,031 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $873,000 | 3,032 |
| Net charge-offs | $61,000 | 1,853 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $855,520 | 3,048 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,302,000 | 2,598 |
| Total interest expense | $185,000 | 3,001 |
| Net interest income | $2,117,000 | 2,522 |
| Provision for loan and lease losses | $121,000 | 1,310 |
| Total noninterest income | $384,000 | 2,389 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $232,000 | 1,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 2,917 |
| Total noninterest expense | $1,937,000 | 2,354 |
| Salaries and employee benefits | $1,062,000 | 2,420 |
| Premises and equipment expense | $208,000 | 2,453 |
| Additional noninterest expense | $667,000 | 2,121 |
| Pre-tax net operating income | $443,000 | 3,282 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $96,000 | 2,472 |
| Income before extraordinary items | $347,000 | 3,388 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $347,000 | 3,387 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $347,000 | 3,388 |
| Net charge-offs | $4,000 | 2,506 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $347,000 | 3,363 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,579,000 | 2,723 |
| Total interest expense | $757,000 | 2,889 |
| Net interest income | $7,822,000 | 2,669 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,630,000 | 2,377 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $897,000 | 1,327 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $733,000 | 2,765 |
| Total noninterest expense | $7,812,000 | 2,336 |
| Salaries and employee benefits | $4,217,000 | 2,403 |
| Premises and equipment expense | $794,000 | 2,515 |
| Additional noninterest expense | $2,801,000 | 2,093 |
| Pre-tax net operating income | $1,640,000 | 3,385 |
| Securities gains (losses) | $273,000 | 704 |
| Applicable income taxes | $356,000 | 2,529 |
| Income before extraordinary items | $1,557,000 | 3,219 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,557,000 | 3,219 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,557,000 | 3,219 |
| Net charge-offs | $107,000 | 2,553 |
| Cash dividends | $275,000 | 3,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,335,870 | 3,410 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,365,000 | 2,739 |
| Total interest expense | $571,000 | 2,896 |
| Net interest income | $5,794,000 | 2,696 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,231,000 | 2,369 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $669,000 | 1,330 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $562,000 | 2,733 |
| Total noninterest expense | $5,958,000 | 2,300 |
| Salaries and employee benefits | $3,228,000 | 2,353 |
| Premises and equipment expense | $601,000 | 2,506 |
| Additional noninterest expense | $2,129,000 | 2,069 |
| Pre-tax net operating income | $1,067,000 | 3,622 |
| Securities gains (losses) | $258,000 | 665 |
| Applicable income taxes | $369,000 | 2,303 |
| Income before extraordinary items | $956,000 | 3,569 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $956,000 | 3,567 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $956,000 | 3,569 |
| Net charge-offs | $-34,000 | 5,255 |
| Cash dividends | $125,000 | 3,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $770,240 | 3,835 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,218,000 | 2,763 |
| Total interest expense | $391,000 | 2,869 |
| Net interest income | $3,827,000 | 2,718 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $797,000 | 2,385 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $442,000 | 1,324 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $355,000 | 2,816 |
| Total noninterest expense | $4,080,000 | 2,264 |
| Salaries and employee benefits | $2,140,000 | 2,372 |
| Premises and equipment expense | $401,000 | 2,504 |
| Additional noninterest expense | $1,539,000 | 1,932 |
| Pre-tax net operating income | $544,000 | 4,028 |
| Securities gains (losses) | $163,000 | 685 |
| Applicable income taxes | $176,000 | 2,594 |
| Income before extraordinary items | $531,000 | 3,873 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $531,000 | 3,871 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $531,000 | 3,872 |
| Net charge-offs | $-22,000 | 5,239 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $408,750 | 4,173 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,087,000 | 2,788 |
| Total interest expense | $219,000 | 2,670 |
| Net interest income | $1,868,000 | 2,765 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $383,000 | 2,411 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $221,000 | 1,316 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $162,000 | 2,892 |
| Total noninterest expense | $2,203,000 | 2,129 |
| Salaries and employee benefits | $1,077,000 | 2,367 |
| Premises and equipment expense | $207,000 | 2,481 |
| Additional noninterest expense | $919,000 | 1,647 |
| Pre-tax net operating income | $48,000 | 5,486 |
| Securities gains (losses) | $99,000 | 539 |
| Applicable income taxes | $23,000 | 3,413 |
| Income before extraordinary items | $124,000 | 4,812 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $124,000 | 4,811 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $124,000 | 4,812 |
| Net charge-offs | $-7,000 | 5,019 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $40,840 | 5,496 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,026,000 | 2,830 |
| Total interest expense | $811,000 | 2,801 |
| Net interest income | $7,215,000 | 2,805 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,345,000 | 2,624 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $866,000 | 1,389 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $479,000 | 3,349 |
| Total noninterest expense | $7,325,000 | 2,478 |
| Salaries and employee benefits | $3,958,000 | 2,521 |
| Premises and equipment expense | $773,000 | 2,624 |
| Additional noninterest expense | $2,594,000 | 2,263 |
| Pre-tax net operating income | $1,235,000 | 3,801 |
| Securities gains (losses) | $110,000 | 1,121 |
| Applicable income taxes | $326,000 | 2,594 |
| Income before extraordinary items | $1,019,000 | 3,900 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,019,000 | 3,900 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,019,000 | 3,901 |
| Net charge-offs | $-397,000 | 5,970 |
| Cash dividends | $230,000 | 3,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $935,400 | 3,977 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,881,000 | 2,903 |
| Total interest expense | $609,000 | 2,829 |
| Net interest income | $5,272,000 | 2,873 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,112,000 | 2,517 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $645,000 | 1,409 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $467,000 | 3,005 |
| Total noninterest expense | $5,664,000 | 2,431 |
| Salaries and employee benefits | $3,019,000 | 2,487 |
| Premises and equipment expense | $885,000 | 1,939 |
| Additional noninterest expense | $1,760,000 | 2,464 |
| Pre-tax net operating income | $720,000 | 4,251 |
| Securities gains (losses) | $134,000 | 851 |
| Applicable income taxes | $236,000 | 2,689 |
| Income before extraordinary items | $618,000 | 4,283 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $618,000 | 4,284 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $618,000 | 4,286 |
| Net charge-offs | $-530,000 | 6,120 |
| Cash dividends | $80,000 | 3,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $521,520 | 4,446 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,921,000 | 2,894 |
| Total interest expense | $406,000 | 2,847 |
| Net interest income | $3,515,000 | 2,870 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $712,000 | 2,585 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $419,000 | 1,410 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $293,000 | 3,089 |
| Total noninterest expense | $3,681,000 | 2,480 |
| Salaries and employee benefits | $2,015,000 | 2,500 |
| Premises and equipment expense | $585,000 | 1,960 |
| Additional noninterest expense | $1,081,000 | 2,650 |
| Pre-tax net operating income | $546,000 | 4,051 |
| Securities gains (losses) | $72,000 | 1,015 |
| Applicable income taxes | $170,000 | 2,617 |
| Income before extraordinary items | $448,000 | 4,149 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $448,000 | 4,151 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $448,000 | 4,152 |
| Net charge-offs | $-457,000 | 6,205 |
| Cash dividends | $80,000 | 3,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $396,160 | 4,252 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,980,000 | 2,880 |
| Total interest expense | $206,000 | 2,835 |
| Net interest income | $1,774,000 | 2,855 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $337,000 | 2,632 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $202,000 | 1,435 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $135,000 | 3,176 |
| Total noninterest expense | $1,778,000 | 2,573 |
| Salaries and employee benefits | $1,004,000 | 2,520 |
| Premises and equipment expense | $283,000 | 2,034 |
| Additional noninterest expense | $491,000 | 2,831 |
| Pre-tax net operating income | $333,000 | 3,719 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $99,000 | 2,453 |
| Income before extraordinary items | $234,000 | 4,047 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $234,000 | 4,051 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $234,000 | 4,051 |
| Net charge-offs | $-334,000 | 6,299 |
| Cash dividends | $80,000 | 2,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $234,000 | 3,978 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,120,000 | 3,143 |
| Total interest expense | $894,000 | 2,796 |
| Net interest income | $6,226,000 | 3,160 |
| Provision for loan and lease losses | $-805,000 | 6,324 |
| Total noninterest income | $1,445,000 | 2,572 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $879,000 | 1,456 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $566,000 | 3,099 |
| Total noninterest expense | $6,911,000 | 2,649 |
| Salaries and employee benefits | $3,612,000 | 2,705 |
| Premises and equipment expense | $1,087,000 | 2,096 |
| Additional noninterest expense | $2,212,000 | 2,658 |
| Pre-tax net operating income | $1,565,000 | 3,407 |
| Securities gains (losses) | $101,000 | 1,248 |
| Applicable income taxes | $354,000 | 2,506 |
| Income before extraordinary items | $1,312,000 | 3,467 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,312,000 | 3,469 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,312,000 | 3,469 |
| Net charge-offs | $-243,000 | 6,284 |
| Cash dividends | $594,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,232,210 | 3,514 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,346,000 | 3,165 |
| Total interest expense | $681,000 | 2,820 |
| Net interest income | $4,665,000 | 3,186 |
| Provision for loan and lease losses | $-805,000 | 6,442 |
| Total noninterest income | $1,093,000 | 2,576 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $660,000 | 1,463 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $433,000 | 3,109 |
| Total noninterest expense | $5,169,000 | 2,649 |
| Salaries and employee benefits | $2,730,000 | 2,698 |
| Premises and equipment expense | $804,000 | 2,139 |
| Additional noninterest expense | $1,635,000 | 2,699 |
| Pre-tax net operating income | $1,394,000 | 3,174 |
| Securities gains (losses) | $16,000 | 2,131 |
| Applicable income taxes | $318,000 | 2,403 |
| Income before extraordinary items | $1,092,000 | 3,336 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,092,000 | 3,336 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,092,000 | 3,337 |
| Net charge-offs | $-217,000 | 6,355 |
| Cash dividends | $150,000 | 3,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,079,680 | 3,310 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,593,000 | 3,145 |
| Total interest expense | $464,000 | 2,786 |
| Net interest income | $3,129,000 | 3,169 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $684,000 | 2,644 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $429,000 | 1,475 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $255,000 | 3,262 |
| Total noninterest expense | $3,433,000 | 2,657 |
| Salaries and employee benefits | $1,819,000 | 2,714 |
| Premises and equipment expense | $507,000 | 2,247 |
| Additional noninterest expense | $1,107,000 | 2,659 |
| Pre-tax net operating income | $380,000 | 4,600 |
| Securities gains (losses) | $19,000 | 1,669 |
| Applicable income taxes | $96,000 | 3,037 |
| Income before extraordinary items | $303,000 | 4,719 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $303,000 | 4,721 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $303,000 | 4,722 |
| Net charge-offs | $-201,000 | 6,458 |
| Cash dividends | $150,000 | 2,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $288,560 | 4,739 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,792,000 | 3,164 |
| Total interest expense | $241,000 | 2,755 |
| Net interest income | $1,551,000 | 3,188 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $322,000 | 2,703 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $208,000 | 1,502 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $114,000 | 3,378 |
| Total noninterest expense | $1,680,000 | 2,711 |
| Salaries and employee benefits | $923,000 | 2,696 |
| Premises and equipment expense | $237,000 | 2,414 |
| Additional noninterest expense | $520,000 | 2,800 |
| Pre-tax net operating income | $193,000 | 4,525 |
| Securities gains (losses) | $17,000 | 1,007 |
| Applicable income taxes | $22,000 | 3,447 |
| Income before extraordinary items | $188,000 | 4,359 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $188,000 | 4,360 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $188,000 | 4,361 |
| Net charge-offs | $-100,000 | 6,469 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $172,700 | 4,433 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,865,000 | 2,978 |
| Total interest expense | $1,304,000 | 2,417 |
| Net interest income | $6,561,000 | 3,043 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,552,000 | 2,529 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $937,000 | 1,444 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $615,000 | 3,084 |
| Total noninterest expense | $7,675,000 | 2,434 |
| Salaries and employee benefits | $3,779,000 | 2,605 |
| Premises and equipment expense | $1,104,000 | 2,057 |
| Additional noninterest expense | $2,792,000 | 2,238 |
| Pre-tax net operating income | $438,000 | 5,138 |
| Securities gains (losses) | $20,000 | 2,341 |
| Applicable income taxes | $-64,000 | 6,433 |
| Income before extraordinary items | $522,000 | 4,854 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $522,000 | 4,858 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $522,000 | 4,858 |
| Net charge-offs | $-93,000 | 6,511 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $502,000 | 4,841 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,883,000 | 3,007 |
| Total interest expense | $1,032,000 | 2,388 |
| Net interest income | $4,851,000 | 3,112 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,206,000 | 2,527 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $710,000 | 1,440 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $496,000 | 3,035 |
| Total noninterest expense | $5,818,000 | 2,405 |
| Salaries and employee benefits | $2,886,000 | 2,565 |
| Premises and equipment expense | $807,000 | 2,129 |
| Additional noninterest expense | $2,125,000 | 2,185 |
| Pre-tax net operating income | $239,000 | 5,557 |
| Securities gains (losses) | $9,000 | 2,535 |
| Applicable income taxes | $23,000 | 4,052 |
| Income before extraordinary items | $225,000 | 5,543 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $225,000 | 5,544 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $225,000 | 5,544 |
| Net charge-offs | $-506,000 | 6,819 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $216,810 | 5,510 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,864,000 | 3,043 |
| Total interest expense | $713,000 | 2,356 |
| Net interest income | $3,151,000 | 3,170 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $814,000 | 2,534 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $467,000 | 1,429 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $347,000 | 3,000 |
| Total noninterest expense | $3,656,000 | 2,534 |
| Salaries and employee benefits | $1,922,000 | 2,580 |
| Premises and equipment expense | $539,000 | 2,126 |
| Additional noninterest expense | $1,195,000 | 2,549 |
| Pre-tax net operating income | $309,000 | 4,827 |
| Securities gains (losses) | $5,000 | 2,459 |
| Applicable income taxes | $65,000 | 3,323 |
| Income before extraordinary items | $249,000 | 5,005 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $249,000 | 5,008 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $249,000 | 5,009 |
| Net charge-offs | $-174,000 | 6,781 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $245,050 | 4,902 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,948,000 | 3,051 |
| Total interest expense | $367,000 | 2,370 |
| Net interest income | $1,581,000 | 3,170 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $417,000 | 2,495 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $235,000 | 1,405 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $182,000 | 2,905 |
| Total noninterest expense | $1,849,000 | 2,543 |
| Salaries and employee benefits | $965,000 | 2,589 |
| Premises and equipment expense | $272,000 | 2,150 |
| Additional noninterest expense | $612,000 | 2,494 |
| Pre-tax net operating income | $149,000 | 4,861 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $38,000 | 3,190 |
| Income before extraordinary items | $111,000 | 5,124 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $111,000 | 5,126 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $111,000 | 5,126 |
| Net charge-offs | $-93,000 | 6,826 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $111,000 | 5,017 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,101,000 | 2,803 |
| Total interest expense | $1,790,000 | 2,350 |
| Net interest income | $7,311,000 | 2,878 |
| Provision for loan and lease losses | $347,000 | 3,199 |
| Total noninterest income | $1,646,000 | 2,477 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $998,000 | 1,413 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $648,000 | 2,998 |
| Total noninterest expense | $7,848,000 | 2,418 |
| Salaries and employee benefits | $3,757,000 | 2,599 |
| Premises and equipment expense | $1,088,000 | 2,109 |
| Additional noninterest expense | $3,003,000 | 2,159 |
| Pre-tax net operating income | $762,000 | 4,400 |
| Securities gains (losses) | $548,000 | 864 |
| Applicable income taxes | $277,000 | 2,730 |
| Income before extraordinary items | $1,033,000 | 3,843 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,033,000 | 3,843 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,033,000 | 3,845 |
| Net charge-offs | $360,000 | 3,068 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $600,080 | 4,522 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,985,000 | 2,805 |
| Total interest expense | $1,403,000 | 2,348 |
| Net interest income | $5,582,000 | 2,875 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $1,231,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $745,000 | 1,435 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $486,000 | 2,992 |
| Total noninterest expense | $5,817,000 | 2,443 |
| Salaries and employee benefits | $2,840,000 | 2,603 |
| Premises and equipment expense | $848,000 | 2,073 |
| Additional noninterest expense | $2,129,000 | 2,276 |
| Pre-tax net operating income | $996,000 | 3,642 |
| Securities gains (losses) | $467,000 | 786 |
| Applicable income taxes | $457,000 | 2,035 |
| Income before extraordinary items | $1,006,000 | 3,428 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,006,000 | 3,429 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,006,000 | 3,430 |
| Net charge-offs | $221,000 | 3,180 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $683,770 | 3,962 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,502,000 | 2,903 |
| Total interest expense | $965,000 | 2,362 |
| Net interest income | $3,537,000 | 3,020 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $811,000 | 2,470 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $486,000 | 1,452 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $325,000 | 2,963 |
| Total noninterest expense | $3,839,000 | 2,464 |
| Salaries and employee benefits | $1,880,000 | 2,630 |
| Premises and equipment expense | $568,000 | 2,054 |
| Additional noninterest expense | $1,391,000 | 2,332 |
| Pre-tax net operating income | $509,000 | 4,091 |
| Securities gains (losses) | $467,000 | 585 |
| Applicable income taxes | $314,000 | 2,007 |
| Income before extraordinary items | $662,000 | 3,447 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $662,000 | 3,448 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $662,000 | 3,448 |
| Net charge-offs | $70,000 | 3,740 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $344,440 | 4,420 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,297,000 | 2,893 |
| Total interest expense | $507,000 | 2,339 |
| Net interest income | $1,790,000 | 3,005 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $429,000 | 2,378 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $243,000 | 1,435 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $186,000 | 2,759 |
| Total noninterest expense | $1,914,000 | 2,460 |
| Salaries and employee benefits | $914,000 | 2,711 |
| Premises and equipment expense | $288,000 | 2,045 |
| Additional noninterest expense | $712,000 | 2,248 |
| Pre-tax net operating income | $305,000 | 3,812 |
| Securities gains (losses) | $163,000 | 686 |
| Applicable income taxes | $160,000 | 1,954 |
| Income before extraordinary items | $308,000 | 3,595 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $308,000 | 3,598 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $308,000 | 3,598 |
| Net charge-offs | $5,000 | 4,286 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $200,420 | 4,225 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,270,000 | 2,696 |
| Total interest expense | $2,637,000 | 2,188 |
| Net interest income | $7,633,000 | 2,856 |
| Provision for loan and lease losses | $992,000 | 2,424 |
| Total noninterest income | $1,446,000 | 2,509 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,032,000 | 1,433 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $414,000 | 3,384 |
| Total noninterest expense | $7,267,000 | 2,580 |
| Salaries and employee benefits | $3,558,000 | 2,710 |
| Premises and equipment expense | $1,134,000 | 2,152 |
| Additional noninterest expense | $2,575,000 | 2,530 |
| Pre-tax net operating income | $820,000 | 4,052 |
| Securities gains (losses) | $16,000 | 3,164 |
| Applicable income taxes | $153,000 | 3,110 |
| Income before extraordinary items | $683,000 | 4,192 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $683,000 | 4,194 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $683,000 | 4,194 |
| Net charge-offs | $1,452,000 | 1,923 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $669,880 | 4,101 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,786,000 | 2,707 |
| Total interest expense | $2,074,000 | 2,178 |
| Net interest income | $5,712,000 | 2,869 |
| Provision for loan and lease losses | $867,000 | 2,157 |
| Total noninterest income | $1,023,000 | 2,587 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $773,000 | 1,447 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $250,000 | 3,740 |
| Total noninterest expense | $5,404,000 | 2,599 |
| Salaries and employee benefits | $2,663,000 | 2,709 |
| Premises and equipment expense | $856,000 | 2,164 |
| Additional noninterest expense | $1,885,000 | 2,592 |
| Pre-tax net operating income | $464,000 | 4,577 |
| Securities gains (losses) | $16,000 | 2,895 |
| Applicable income taxes | $70,000 | 3,451 |
| Income before extraordinary items | $410,000 | 4,622 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $410,000 | 4,622 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $410,000 | 4,622 |
| Net charge-offs | $1,196,000 | 1,728 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $396,400 | 4,549 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,201,000 | 2,720 |
| Total interest expense | $1,464,000 | 2,142 |
| Net interest income | $3,737,000 | 2,917 |
| Provision for loan and lease losses | $867,000 | 1,645 |
| Total noninterest income | $774,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $511,000 | 1,434 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $263,000 | 3,084 |
| Total noninterest expense | $3,618,000 | 2,607 |
| Salaries and employee benefits | $1,774,000 | 2,725 |
| Premises and equipment expense | $561,000 | 2,222 |
| Additional noninterest expense | $1,283,000 | 2,583 |
| Pre-tax net operating income | $26,000 | 6,065 |
| Securities gains (losses) | $16,000 | 2,184 |
| Applicable income taxes | $-23,000 | 6,941 |
| Income before extraordinary items | $65,000 | 5,914 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $65,000 | 5,913 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $65,000 | 5,914 |
| Net charge-offs | $1,100,000 | 1,393 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $49,000 | 5,936 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,532,000 | 2,793 |
| Total interest expense | $763,000 | 2,144 |
| Net interest income | $1,769,000 | 3,044 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $438,000 | 2,210 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $250,000 | 1,429 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $188,000 | 2,555 |
| Total noninterest expense | $1,784,000 | 2,665 |
| Salaries and employee benefits | $845,000 | 2,861 |
| Premises and equipment expense | $281,000 | 2,257 |
| Additional noninterest expense | $658,000 | 2,517 |
| Pre-tax net operating income | $423,000 | 2,857 |
| Securities gains (losses) | $12,000 | 1,251 |
| Applicable income taxes | $101,000 | 2,164 |
| Income before extraordinary items | $334,000 | 3,014 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $334,000 | 3,013 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $334,000 | 3,014 |
| Net charge-offs | $17,000 | 4,138 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $324,760 | 3,013 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,051,000 | 2,717 |
| Total interest expense | $3,469,000 | 2,284 |
| Net interest income | $7,582,000 | 2,866 |
| Provision for loan and lease losses | $2,810,000 | 1,686 |
| Total noninterest income | $1,766,000 | 2,259 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,147,000 | 1,323 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $619,000 | 2,862 |
| Total noninterest expense | $7,313,000 | 2,635 |
| Salaries and employee benefits | $3,339,000 | 2,840 |
| Premises and equipment expense | $1,157,000 | 2,183 |
| Additional noninterest expense | $2,817,000 | 2,404 |
| Pre-tax net operating income | $-775,000 | 6,383 |
| Securities gains (losses) | $224,000 | 1,504 |
| Applicable income taxes | $-258,000 | 7,019 |
| Income before extraordinary items | $-293,000 | 6,235 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-293,000 | 6,236 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-293,000 | 6,236 |
| Net charge-offs | $2,977,000 | 1,475 |
| Cash dividends | $65,000 | 3,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-436,360 | 6,286 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,419,000 | 2,727 |
| Total interest expense | $2,656,000 | 2,331 |
| Net interest income | $5,763,000 | 2,864 |
| Provision for loan and lease losses | $1,944,000 | 1,688 |
| Total noninterest income | $1,353,000 | 2,250 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $878,000 | 1,336 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $475,000 | 2,838 |
| Total noninterest expense | $5,310,000 | 2,699 |
| Salaries and employee benefits | $2,477,000 | 2,867 |
| Premises and equipment expense | $834,000 | 2,304 |
| Additional noninterest expense | $1,999,000 | 2,484 |
| Pre-tax net operating income | $-138,000 | 6,217 |
| Securities gains (losses) | $224,000 | 1,289 |
| Applicable income taxes | $-106,000 | 7,091 |
| Income before extraordinary items | $192,000 | 5,325 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $192,000 | 5,327 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $192,000 | 5,328 |
| Net charge-offs | $2,053,000 | 1,479 |
| Cash dividends | $65,000 | 3,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-32,000 | 6,079 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,661,000 | 2,727 |
| Total interest expense | $1,815,000 | 2,362 |
| Net interest income | $3,846,000 | 2,861 |
| Provision for loan and lease losses | $1,528,000 | 1,498 |
| Total noninterest income | $878,000 | 2,226 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $604,000 | 1,297 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $274,000 | 2,986 |
| Total noninterest expense | $3,494,000 | 2,734 |
| Salaries and employee benefits | $1,665,000 | 2,865 |
| Premises and equipment expense | $542,000 | 2,372 |
| Additional noninterest expense | $1,287,000 | 2,562 |
| Pre-tax net operating income | $-298,000 | 6,570 |
| Securities gains (losses) | $45,000 | 1,953 |
| Applicable income taxes | $-143,000 | 7,264 |
| Income before extraordinary items | $-110,000 | 6,433 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-110,000 | 6,435 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-110,000 | 6,433 |
| Net charge-offs | $1,652,000 | 1,297 |
| Cash dividends | $65,000 | 3,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-138,800 | 6,418 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,847,000 | 2,773 |
| Total interest expense | $920,000 | 2,450 |
| Net interest income | $1,927,000 | 2,882 |
| Provision for loan and lease losses | $199,000 | 3,024 |
| Total noninterest income | $472,000 | 2,122 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $312,000 | 1,248 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $160,000 | 2,728 |
| Total noninterest expense | $1,752,000 | 2,768 |
| Salaries and employee benefits | $861,000 | 2,833 |
| Premises and equipment expense | $283,000 | 2,324 |
| Additional noninterest expense | $608,000 | 2,676 |
| Pre-tax net operating income | $448,000 | 2,616 |
| Securities gains (losses) | $45,000 | 1,193 |
| Applicable income taxes | $166,000 | 1,623 |
| Income before extraordinary items | $327,000 | 2,969 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $327,000 | 2,965 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $327,000 | 2,969 |
| Net charge-offs | $158,000 | 2,666 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $297,300 | 3,036 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,289,000 | 2,680 |
| Total interest expense | $4,795,000 | 2,348 |
| Net interest income | $7,494,000 | 2,883 |
| Provision for loan and lease losses | $430,000 | 4,770 |
| Total noninterest income | $2,040,000 | 2,100 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,309,000 | 1,319 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $731,000 | 2,594 |
| Total noninterest expense | $8,168,000 | 2,421 |
| Salaries and employee benefits | $3,761,000 | 2,584 |
| Premises and equipment expense | $1,178,000 | 2,255 |
| Additional noninterest expense | $3,229,000 | 2,193 |
| Pre-tax net operating income | $936,000 | 3,092 |
| Securities gains (losses) | $88,000 | 2,248 |
| Applicable income taxes | $181,000 | 2,465 |
| Income before extraordinary items | $843,000 | 3,059 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $843,000 | 3,058 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $843,000 | 3,058 |
| Net charge-offs | $449,000 | 3,934 |
| Cash dividends | $133,000 | 3,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $770,840 | 3,143 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,281,000 | 2,704 |
| Total interest expense | $3,785,000 | 2,334 |
| Net interest income | $5,496,000 | 2,936 |
| Provision for loan and lease losses | $235,000 | 4,932 |
| Total noninterest income | $1,548,000 | 2,114 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $956,000 | 1,349 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $592,000 | 2,543 |
| Total noninterest expense | $6,187,000 | 2,390 |
| Salaries and employee benefits | $2,884,000 | 2,551 |
| Premises and equipment expense | $876,000 | 2,291 |
| Additional noninterest expense | $2,427,000 | 2,165 |
| Pre-tax net operating income | $622,000 | 3,528 |
| Securities gains (losses) | $88,000 | 1,930 |
| Applicable income taxes | $102,000 | 2,861 |
| Income before extraordinary items | $608,000 | 3,371 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $608,000 | 3,369 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $608,000 | 3,371 |
| Net charge-offs | $387,000 | 3,389 |
| Cash dividends | $133,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $532,320 | 3,492 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,189,000 | 2,736 |
| Total interest expense | $2,566,000 | 2,391 |
| Net interest income | $3,623,000 | 2,961 |
| Provision for loan and lease losses | $121,000 | 5,046 |
| Total noninterest income | $1,066,000 | 2,082 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $612,000 | 1,389 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $454,000 | 2,356 |
| Total noninterest expense | $4,279,000 | 2,339 |
| Salaries and employee benefits | $1,987,000 | 2,529 |
| Premises and equipment expense | $571,000 | 2,354 |
| Additional noninterest expense | $1,721,000 | 2,057 |
| Pre-tax net operating income | $289,000 | 4,190 |
| Securities gains (losses) | $88,000 | 1,580 |
| Applicable income taxes | $44,000 | 3,242 |
| Income before extraordinary items | $333,000 | 3,785 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $333,000 | 3,785 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $333,000 | 3,785 |
| Net charge-offs | $215,000 | 3,342 |
| Cash dividends | $133,000 | 3,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $255,560 | 4,116 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,163,000 | 2,715 |
| Total interest expense | $1,320,000 | 2,405 |
| Net interest income | $1,843,000 | 2,920 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $538,000 | 2,019 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $297,000 | 1,390 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $241,000 | 2,247 |
| Total noninterest expense | $1,853,000 | 2,600 |
| Salaries and employee benefits | $1,049,000 | 2,439 |
| Premises and equipment expense | $292,000 | 2,352 |
| Additional noninterest expense | $512,000 | 2,954 |
| Pre-tax net operating income | $483,000 | 2,444 |
| Securities gains (losses) | $-9,000 | 7,821 |
| Applicable income taxes | $140,000 | 1,822 |
| Income before extraordinary items | $334,000 | 2,922 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $334,000 | 2,923 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $334,000 | 2,923 |
| Net charge-offs | $13,000 | 4,614 |
| Cash dividends | $133,000 | 2,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $340,300 | 2,748 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,725,000 | 2,689 |
| Total interest expense | $6,234,000 | 2,434 |
| Net interest income | $7,491,000 | 2,868 |
| Provision for loan and lease losses | $1,271,000 | 2,375 |
| Total noninterest income | $1,777,000 | 2,328 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,381,000 | 1,308 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $396,000 | 3,608 |
| Total noninterest expense | $7,050,000 | 2,678 |
| Salaries and employee benefits | $3,875,000 | 2,581 |
| Premises and equipment expense | $1,250,000 | 2,158 |
| Additional noninterest expense | $1,925,000 | 2,955 |
| Pre-tax net operating income | $947,000 | 3,856 |
| Securities gains (losses) | $217,000 | 682 |
| Applicable income taxes | $217,000 | 2,734 |
| Income before extraordinary items | $947,000 | 3,385 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $947,000 | 3,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 3,717 |
| Cash dividends | $357,000 | 3,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $771,230 | 3,897 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,440,000 | 2,705 |
| Total interest expense | $4,763,000 | 2,484 |
| Net interest income | $5,677,000 | 2,874 |
| Provision for loan and lease losses | $495,000 | 2,741 |
| Total noninterest income | $1,307,000 | 2,428 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,033,000 | 1,317 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $274,000 | 3,848 |
| Total noninterest expense | $5,307,000 | 2,648 |
| Salaries and employee benefits | $3,039,000 | 2,512 |
| Premises and equipment expense | $902,000 | 2,255 |
| Additional noninterest expense | $1,366,000 | 3,006 |
| Pre-tax net operating income | $1,182,000 | 3,349 |
| Securities gains (losses) | $83,000 | 1,084 |
| Applicable income taxes | $373,000 | 2,238 |
| Income before extraordinary items | $892,000 | 3,338 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $892,000 | 3,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,887 |
| Cash dividends | $249,000 | 3,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $833,070 | 3,622 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,904,000 | 2,763 |
| Total interest expense | $3,200,000 | 2,558 |
| Net interest income | $3,704,000 | 2,912 |
| Provision for loan and lease losses | $256,000 | 2,774 |
| Total noninterest income | $852,000 | 2,504 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $668,000 | 1,333 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $184,000 | 3,922 |
| Total noninterest expense | $3,404,000 | 2,741 |
| Salaries and employee benefits | $1,954,000 | 2,624 |
| Premises and equipment expense | $580,000 | 2,335 |
| Additional noninterest expense | $870,000 | 3,106 |
| Pre-tax net operating income | $896,000 | 3,177 |
| Securities gains (losses) | $46,000 | 1,495 |
| Applicable income taxes | $278,000 | 2,301 |
| Income before extraordinary items | $664,000 | 3,416 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $664,000 | 3,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,788 |
| Cash dividends | $249,000 | 3,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $631,800 | 3,469 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,577,000 | 2,732 |
| Total interest expense | $1,665,000 | 2,625 |
| Net interest income | $1,912,000 | 2,815 |
| Provision for loan and lease losses | $106,000 | 2,630 |
| Total noninterest income | $412,000 | 2,551 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $316,000 | 1,383 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $96,000 | 3,849 |
| Total noninterest expense | $1,685,000 | 2,748 |
| Salaries and employee benefits | $958,000 | 2,684 |
| Premises and equipment expense | $283,000 | 2,383 |
| Additional noninterest expense | $444,000 | 3,011 |
| Pre-tax net operating income | $533,000 | 2,942 |
| Securities gains (losses) | $46,000 | 1,130 |
| Applicable income taxes | $174,000 | 2,141 |
| Income before extraordinary items | $405,000 | 3,167 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $405,000 | 3,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,353 |
| Cash dividends | $124,000 | 2,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $372,800 | 3,246 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,584,000 | 2,760 |
| Total interest expense | $6,682,000 | 2,741 |
| Net interest income | $7,902,000 | 2,757 |
| Provision for loan and lease losses | $964,000 | 1,464 |
| Total noninterest income | $1,581,000 | 2,612 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,338,000 | 1,336 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $243,000 | 4,656 |
| Total noninterest expense | $7,320,000 | 2,476 |
| Salaries and employee benefits | $3,918,000 | 2,534 |
| Premises and equipment expense | $1,116,000 | 2,326 |
| Additional noninterest expense | $2,286,000 | 2,360 |
| Pre-tax net operating income | $1,199,000 | 4,371 |
| Securities gains (losses) | $29,000 | 982 |
| Applicable income taxes | $201,000 | 3,841 |
| Income before extraordinary items | $1,027,000 | 4,252 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,027,000 | 4,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $584,000 | 1,504 |
| Cash dividends | $374,000 | 4,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,002,640 | 4,308 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,858,000 | 2,771 |
| Total interest expense | $4,949,000 | 2,766 |
| Net interest income | $5,909,000 | 2,767 |
| Provision for loan and lease losses | $433,000 | 1,764 |
| Total noninterest income | $1,307,000 | 2,435 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $984,000 | 1,337 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $323,000 | 3,606 |
| Total noninterest expense | $5,439,000 | 2,494 |
| Salaries and employee benefits | $3,043,000 | 2,464 |
| Premises and equipment expense | $827,000 | 2,336 |
| Additional noninterest expense | $1,569,000 | 2,511 |
| Pre-tax net operating income | $1,344,000 | 3,706 |
| Securities gains (losses) | $32,000 | 723 |
| Applicable income taxes | $275,000 | 3,314 |
| Income before extraordinary items | $1,101,000 | 3,664 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,101,000 | 3,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,293 |
| Cash dividends | $374,000 | 3,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,075,400 | 3,703 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,097,000 | 2,834 |
| Total interest expense | $3,200,000 | 2,834 |
| Net interest income | $3,897,000 | 2,821 |
| Provision for loan and lease losses | $400,000 | 1,235 |
| Total noninterest income | $841,000 | 2,511 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $636,000 | 1,388 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $205,000 | 3,734 |
| Total noninterest expense | $3,566,000 | 2,563 |
| Salaries and employee benefits | $2,033,000 | 2,499 |
| Premises and equipment expense | $539,000 | 2,397 |
| Additional noninterest expense | $994,000 | 2,641 |
| Pre-tax net operating income | $772,000 | 4,095 |
| Securities gains (losses) | $-6,000 | 7,884 |
| Applicable income taxes | $183,000 | 3,380 |
| Income before extraordinary items | $583,000 | 4,219 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $583,000 | 4,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 1,957 |
| Cash dividends | $250,000 | 3,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $587,560 | 4,194 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,527,000 | 2,845 |
| Total interest expense | $1,577,000 | 2,861 |
| Net interest income | $1,950,000 | 2,828 |
| Provision for loan and lease losses | $103,000 | 1,981 |
| Total noninterest income | $413,000 | 2,505 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $308,000 | 1,387 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $105,000 | 3,680 |
| Total noninterest expense | $1,808,000 | 2,535 |
| Salaries and employee benefits | $1,024,000 | 2,497 |
| Premises and equipment expense | $278,000 | 2,349 |
| Additional noninterest expense | $506,000 | 2,591 |
| Pre-tax net operating income | $452,000 | 3,737 |
| Securities gains (losses) | $-1,000 | 7,986 |
| Applicable income taxes | $92,000 | 3,380 |
| Income before extraordinary items | $359,000 | 3,751 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $359,000 | 3,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,851 |
| Cash dividends | $125,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $359,800 | 3,731 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,291,000 | 2,828 |
| Total interest expense | $5,683,000 | 2,718 |
| Net interest income | $7,608,000 | 2,881 |
| Provision for loan and lease losses | $509,000 | 1,883 |
| Total noninterest income | $1,777,000 | 2,411 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,319,000 | 1,359 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $458,000 | 3,489 |
| Total noninterest expense | $7,181,000 | 2,461 |
| Salaries and employee benefits | $3,799,000 | 2,559 |
| Premises and equipment expense | $1,144,000 | 2,158 |
| Additional noninterest expense | $2,238,000 | 2,315 |
| Pre-tax net operating income | $1,695,000 | 4,017 |
| Securities gains (losses) | $28,000 | 819 |
| Applicable income taxes | $218,000 | 4,201 |
| Income before extraordinary items | $1,505,000 | 3,763 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,505,000 | 3,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $551,000 | 1,090 |
| Cash dividends | $169,000 | 5,099 |
| Sale, conversion, retirement of capital stock, net | $-34,000 | 8,584 |
| Net operating income | $1,480,640 | 3,786 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,814,000 | 2,850 |
| Total interest expense | $4,113,000 | 2,711 |
| Net interest income | $5,701,000 | 2,914 |
| Provision for loan and lease losses | $387,000 | 1,748 |
| Total noninterest income | $1,324,000 | 2,437 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $979,000 | 1,364 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $345,000 | 3,473 |
| Total noninterest expense | $5,336,000 | 2,468 |
| Salaries and employee benefits | $2,816,000 | 2,584 |
| Premises and equipment expense | $863,000 | 2,165 |
| Additional noninterest expense | $1,657,000 | 2,337 |
| Pre-tax net operating income | $1,302,000 | 4,103 |
| Securities gains (losses) | $27,000 | 677 |
| Applicable income taxes | $222,000 | 3,998 |
| Income before extraordinary items | $1,107,000 | 3,917 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,107,000 | 3,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 1,117 |
| Cash dividends | $44,000 | 5,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,084,590 | 3,958 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,407,000 | 2,861 |
| Total interest expense | $2,640,000 | 2,694 |
| Net interest income | $3,767,000 | 2,947 |
| Provision for loan and lease losses | $261,000 | 1,702 |
| Total noninterest income | $898,000 | 2,404 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $653,000 | 1,351 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $245,000 | 3,356 |
| Total noninterest expense | $3,541,000 | 2,495 |
| Salaries and employee benefits | $1,868,000 | 2,596 |
| Premises and equipment expense | $561,000 | 2,219 |
| Additional noninterest expense | $1,112,000 | 2,329 |
| Pre-tax net operating income | $863,000 | 4,147 |
| Securities gains (losses) | $-6,000 | 7,728 |
| Applicable income taxes | $130,000 | 4,209 |
| Income before extraordinary items | $727,000 | 3,975 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $727,000 | 3,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 814 |
| Cash dividends | $44,000 | 4,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $732,100 | 3,942 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,207,000 | 2,806 |
| Total interest expense | $1,292,000 | 2,647 |
| Net interest income | $1,915,000 | 2,888 |
| Provision for loan and lease losses | $77,000 | 2,375 |
| Total noninterest income | $430,000 | 2,433 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $307,000 | 1,399 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $123,000 | 3,340 |
| Total noninterest expense | $1,746,000 | 2,539 |
| Salaries and employee benefits | $937,000 | 2,595 |
| Premises and equipment expense | $290,000 | 2,161 |
| Additional noninterest expense | $519,000 | 2,465 |
| Pre-tax net operating income | $522,000 | 3,633 |
| Securities gains (losses) | $-4,000 | 8,056 |
| Applicable income taxes | $90,000 | 3,735 |
| Income before extraordinary items | $428,000 | 3,514 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $428,000 | 3,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 1,896 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $431,320 | 3,479 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,177,000 | 2,868 |
| Total interest expense | $4,445,000 | 2,436 |
| Net interest income | $6,732,000 | 3,137 |
| Provision for loan and lease losses | $554,000 | 1,752 |
| Total noninterest income | $1,368,000 | 2,859 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,224,000 | 1,434 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $144,000 | 5,803 |
| Total noninterest expense | $5,779,000 | 2,840 |
| Salaries and employee benefits | $3,229,000 | 2,781 |
| Premises and equipment expense | $879,000 | 2,650 |
| Additional noninterest expense | $1,671,000 | 2,964 |
| Pre-tax net operating income | $1,767,000 | 3,997 |
| Securities gains (losses) | $-22,000 | 7,864 |
| Applicable income taxes | $398,000 | 3,707 |
| Income before extraordinary items | $1,347,000 | 4,052 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,347,000 | 4,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,813 |
| Cash dividends | $64,000 | 5,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,363,940 | 3,991 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,114,000 | 2,897 |
| Total interest expense | $3,155,000 | 2,443 |
| Net interest income | $4,959,000 | 3,166 |
| Provision for loan and lease losses | $519,000 | 1,365 |
| Total noninterest income | $976,000 | 2,955 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $913,000 | 1,415 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $63,000 | 6,687 |
| Total noninterest expense | $4,093,000 | 2,957 |
| Salaries and employee benefits | $2,350,000 | 2,818 |
| Premises and equipment expense | $656,000 | 2,647 |
| Additional noninterest expense | $1,087,000 | 3,291 |
| Pre-tax net operating income | $1,323,000 | 4,073 |
| Securities gains (losses) | $-17,000 | 8,109 |
| Applicable income taxes | $280,000 | 3,911 |
| Income before extraordinary items | $1,026,000 | 4,085 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,026,000 | 4,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 2,203 |
| Cash dividends | $44,000 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,039,430 | 4,025 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,179,000 | 2,942 |
| Total interest expense | $1,998,000 | 2,425 |
| Net interest income | $3,181,000 | 3,242 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $617,000 | 3,028 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $588,000 | 1,437 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $29,000 | 7,234 |
| Total noninterest expense | $2,668,000 | 3,015 |
| Salaries and employee benefits | $1,566,000 | 2,816 |
| Premises and equipment expense | $429,000 | 2,672 |
| Additional noninterest expense | $673,000 | 3,461 |
| Pre-tax net operating income | $1,010,000 | 3,674 |
| Securities gains (losses) | $-12,000 | 8,200 |
| Applicable income taxes | $287,000 | 3,191 |
| Income before extraordinary items | $711,000 | 3,951 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $711,000 | 3,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,825 |
| Cash dividends | $44,000 | 4,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $719,520 | 3,869 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,507,000 | 2,985 |
| Total interest expense | $972,000 | 2,399 |
| Net interest income | $1,535,000 | 3,347 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $192,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $269,000 | 1,514 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-77,000 | 8,929 |
| Total noninterest expense | $1,273,000 | 3,151 |
| Salaries and employee benefits | $748,000 | 2,936 |
| Premises and equipment expense | $208,000 | 2,776 |
| Additional noninterest expense | $317,000 | 3,630 |
| Pre-tax net operating income | $444,000 | 4,003 |
| Securities gains (losses) | $-6,000 | 8,424 |
| Applicable income taxes | $160,000 | 2,993 |
| Income before extraordinary items | $278,000 | 4,581 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $278,000 | 4,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $281,840 | 4,509 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,026,000 | 3,088 |
| Total interest expense | $3,373,000 | 2,379 |
| Net interest income | $5,653,000 | 3,457 |
| Provision for loan and lease losses | $497,000 | 1,975 |
| Total noninterest income | $1,365,000 | 2,864 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,027,000 | 1,715 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $338,000 | 4,044 |
| Total noninterest expense | $4,798,000 | 3,242 |
| Salaries and employee benefits | $2,726,000 | 3,113 |
| Premises and equipment expense | $845,000 | 2,656 |
| Additional noninterest expense | $1,227,000 | 3,670 |
| Pre-tax net operating income | $1,723,000 | 3,889 |
| Securities gains (losses) | $-16,000 | 8,332 |
| Applicable income taxes | $416,000 | 3,656 |
| Income before extraordinary items | $1,291,000 | 4,009 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,291,000 | 4,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 1,795 |
| Cash dividends | $131,000 | 5,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,303,160 | 3,921 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,628,000 | 3,128 |
| Total interest expense | $2,453,000 | 2,397 |
| Net interest income | $4,175,000 | 3,472 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $935,000 | 3,062 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $707,000 | 1,870 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $228,000 | 4,244 |
| Total noninterest expense | $3,418,000 | 3,358 |
| Salaries and employee benefits | $1,994,000 | 3,135 |
| Premises and equipment expense | $605,000 | 2,761 |
| Additional noninterest expense | $819,000 | 4,020 |
| Pre-tax net operating income | $1,602,000 | 3,429 |
| Securities gains (losses) | $-10,000 | 8,513 |
| Applicable income taxes | $405,000 | 3,278 |
| Income before extraordinary items | $1,187,000 | 3,572 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,187,000 | 3,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,051 |
| Cash dividends | $86,000 | 4,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,194,500 | 3,475 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,376,000 | 3,134 |
| Total interest expense | $1,604,000 | 2,424 |
| Net interest income | $2,772,000 | 3,476 |
| Provision for loan and lease losses | $48,000 | 4,777 |
| Total noninterest income | $580,000 | 3,251 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $432,000 | 1,993 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $148,000 | 4,323 |
| Total noninterest expense | $2,175,000 | 3,511 |
| Salaries and employee benefits | $1,283,000 | 3,258 |
| Premises and equipment expense | $382,000 | 2,899 |
| Additional noninterest expense | $510,000 | 4,250 |
| Pre-tax net operating income | $1,129,000 | 3,265 |
| Securities gains (losses) | $-3,000 | 8,495 |
| Applicable income taxes | $245,000 | 3,428 |
| Income before extraordinary items | $881,000 | 3,278 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $881,000 | 3,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,087 |
| Cash dividends | $86,000 | 4,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $883,340 | 3,182 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,156,000 | 3,184 |
| Total interest expense | $803,000 | 2,439 |
| Net interest income | $1,353,000 | 3,544 |
| Provision for loan and lease losses | $24,000 | 4,604 |
| Total noninterest income | $285,000 | 3,223 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $217,000 | 1,928 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $68,000 | 4,507 |
| Total noninterest expense | $1,031,000 | 3,666 |
| Salaries and employee benefits | $626,000 | 3,340 |
| Premises and equipment expense | $181,000 | 3,067 |
| Additional noninterest expense | $224,000 | 4,663 |
| Pre-tax net operating income | $583,000 | 3,149 |
| Securities gains (losses) | $13,000 | 1,918 |
| Applicable income taxes | $140,000 | 3,209 |
| Income before extraordinary items | $456,000 | 3,162 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $456,000 | 3,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,675 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $445,990 | 3,113 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,705,000 | 3,191 |
| Total interest expense | $3,233,000 | 2,678 |
| Net interest income | $5,472,000 | 3,445 |
| Provision for loan and lease losses | $20,000 | 7,057 |
| Total noninterest income | $1,172,000 | 3,358 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $865,000 | 1,985 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $307,000 | 4,461 |
| Total noninterest expense | $5,826,000 | 2,665 |
| Salaries and employee benefits | $2,340,000 | 3,448 |
| Premises and equipment expense | $716,000 | 3,028 |
| Additional noninterest expense | $2,770,000 | 1,752 |
| Pre-tax net operating income | $798,000 | 5,711 |
| Securities gains (losses) | $-101,000 | 9,023 |
| Applicable income taxes | $-31,000 | 8,836 |
| Income before extraordinary items | $728,000 | 5,475 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $728,000 | 5,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 4,136 |
| Cash dividends | $37,000 | 6,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $829,000 | 4,988 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,549,000 | 3,239 |
| Total interest expense | $2,433,000 | 2,754 |
| Net interest income | $4,116,000 | 3,439 |
| Provision for loan and lease losses | $255,000 | 2,819 |
| Total noninterest income | $876,000 | 3,438 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $633,000 | 2,039 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $243,000 | 4,432 |
| Total noninterest expense | $4,739,000 | 2,487 |
| Salaries and employee benefits | $1,722,000 | 3,491 |
| Premises and equipment expense | $544,000 | 3,001 |
| Additional noninterest expense | $2,473,000 | 1,486 |
| Pre-tax net operating income | $-2,000 | 8,649 |
| Securities gains (losses) | $-89,000 | 9,109 |
| Applicable income taxes | $-226,000 | 9,131 |
| Income before extraordinary items | $135,000 | 8,006 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $135,000 | 8,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,279 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $191,960 | 7,491 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,374,000 | 3,246 |
| Total interest expense | $1,631,000 | 2,826 |
| Net interest income | $2,743,000 | 3,439 |
| Provision for loan and lease losses | $255,000 | 2,092 |
| Total noninterest income | $585,000 | 3,402 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $413,000 | 2,038 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $172,000 | 4,316 |
| Total noninterest expense | $3,729,000 | 2,114 |
| Salaries and employee benefits | $1,165,000 | 3,447 |
| Premises and equipment expense | $362,000 | 2,997 |
| Additional noninterest expense | $2,202,000 | 1,144 |
| Pre-tax net operating income | $-656,000 | 9,117 |
| Securities gains (losses) | $-56,000 | 9,166 |
| Applicable income taxes | $-366,000 | 9,208 |
| Income before extraordinary items | $-346,000 | 9,082 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-346,000 | 9,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 1,394 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-310,160 | 9,006 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,189,000 | 3,251 |
| Total interest expense | $818,000 | 2,880 |
| Net interest income | $1,371,000 | 3,424 |
| Provision for loan and lease losses | $211,000 | 1,305 |
| Total noninterest income | $270,000 | 3,480 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $196,000 | 2,059 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $74,000 | 4,499 |
| Total noninterest expense | $2,087,000 | 1,880 |
| Salaries and employee benefits | $642,000 | 3,176 |
| Premises and equipment expense | $181,000 | 3,001 |
| Additional noninterest expense | $1,264,000 | 972 |
| Pre-tax net operating income | $-657,000 | 9,238 |
| Securities gains (losses) | $-20,000 | 9,193 |
| Applicable income taxes | $-287,000 | 9,268 |
| Income before extraordinary items | $-390,000 | 9,217 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-390,000 | 9,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 957 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-377,200 | 9,166 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,272,000 | 3,221 |
| Total interest expense | $3,520,000 | 3,077 |
| Net interest income | $5,752,000 | 3,253 |
| Provision for loan and lease losses | $237,000 | 4,013 |
| Total noninterest income | $942,000 | 3,613 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $798,000 | 2,000 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $144,000 | 5,689 |
| Total noninterest expense | $4,302,000 | 3,351 |
| Salaries and employee benefits | $2,342,000 | 3,301 |
| Premises and equipment expense | $671,000 | 3,113 |
| Additional noninterest expense | $1,289,000 | 3,408 |
| Pre-tax net operating income | $2,155,000 | 3,262 |
| Securities gains (losses) | $29,000 | 2,860 |
| Applicable income taxes | $558,000 | 3,245 |
| Income before extraordinary items | $1,626,000 | 3,284 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,626,000 | 3,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 3,303 |
| Cash dividends | $173,000 | 5,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,604,540 | 3,233 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,342,000 | 3,216 |
| Total interest expense | $5,391,000 | 2,946 |
| Net interest income | $4,951,000 | 3,453 |
| Provision for loan and lease losses | $583,000 | 1,955 |
| Total noninterest income | $961,000 | 3,443 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $816,000 | 1,868 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $145,000 | 5,608 |
| Total noninterest expense | $3,872,000 | 3,531 |
| Salaries and employee benefits | $2,180,000 | 3,341 |
| Premises and equipment expense | $594,000 | 3,382 |
| Additional noninterest expense | $1,098,000 | 3,766 |
| Pre-tax net operating income | $1,457,000 | 3,934 |
| Securities gains (losses) | $-1,000 | 9,012 |
| Applicable income taxes | $292,000 | 4,321 |
| Income before extraordinary items | $1,164,000 | 3,890 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,164,000 | 3,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 3,049 |
| Cash dividends | $138,000 | 5,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,164,800 | 3,758 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,346,000 | 3,607 |
| Total interest expense | $4,958,000 | 3,347 |
| Net interest income | $4,388,000 | 3,887 |
| Provision for loan and lease losses | $207,000 | 3,670 |
| Total noninterest income | $910,000 | 3,364 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $781,000 | 1,775 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $129,000 | 5,837 |
| Total noninterest expense | $3,864,000 | 3,425 |
| Salaries and employee benefits | $2,165,000 | 3,238 |
| Premises and equipment expense | $546,000 | 3,534 |
| Additional noninterest expense | $1,153,000 | 3,567 |
| Pre-tax net operating income | $1,227,000 | 4,662 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $294,000 | 4,637 |
| Income before extraordinary items | $934,000 | 4,573 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $934,000 | 4,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,906 |
| Cash dividends | $148,000 | 5,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $933,240 | 4,576 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,828,000 | 3,585 |
| Total interest expense | $4,307,000 | 3,377 |
| Net interest income | $4,521,000 | 3,769 |
| Provision for loan and lease losses | $280,000 | 2,822 |
| Total noninterest income | $777,000 | 3,698 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $662,000 | 2,005 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $115,000 | 6,295 |
| Total noninterest expense | $3,762,000 | 3,502 |
| Salaries and employee benefits | $2,036,000 | 3,386 |
| Premises and equipment expense | $561,000 | 3,437 |
| Additional noninterest expense | $1,165,000 | 3,531 |
| Pre-tax net operating income | $1,256,000 | 4,632 |
| Securities gains (losses) | $-5,000 | 9,083 |
| Applicable income taxes | $307,000 | 4,773 |
| Income before extraordinary items | $944,000 | 4,596 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $944,000 | 4,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $383,000 | 1,503 |
| Cash dividends | $173,000 | 5,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $947,750 | 4,548 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,786,000 | 3,608 |
| Total interest expense | $4,496,000 | 3,312 |
| Net interest income | $4,290,000 | 3,892 |
| Provision for loan and lease losses | $284,000 | 2,751 |
| Total noninterest income | $829,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $661,000 | 1,928 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $168,000 | 5,401 |
| Total noninterest expense | $3,569,000 | 3,550 |
| Salaries and employee benefits | $1,989,000 | 3,354 |
| Premises and equipment expense | $531,000 | 3,526 |
| Additional noninterest expense | $1,049,000 | 3,792 |
| Pre-tax net operating income | $1,266,000 | 4,718 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $290,000 | 5,254 |
| Income before extraordinary items | $977,000 | 4,597 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $977,000 | 4,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,780 |
| Cash dividends | $98,000 | 6,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $976,230 | 4,500 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,209,000 | 3,884 |
| Total interest expense | $4,220,000 | 3,484 |
| Net interest income | $3,989,000 | 4,246 |
| Provision for loan and lease losses | $205,000 | 3,384 |
| Total noninterest income | $831,000 | 3,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $640,000 | 2,046 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 5,066 |
| Total noninterest expense | $3,242,000 | 3,853 |
| Salaries and employee benefits | $1,802,000 | 3,632 |
| Premises and equipment expense | $487,000 | 3,797 |
| Additional noninterest expense | $953,000 | 4,077 |
| Pre-tax net operating income | $1,373,000 | 4,783 |
| Securities gains (losses) | $-10,000 | 10,039 |
| Applicable income taxes | $381,000 | 5,034 |
| Income before extraordinary items | $982,000 | 4,764 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $982,000 | 4,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,947 |
| Cash dividends | $311,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $989,200 | 4,685 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,507,000 | 4,276 |
| Total interest expense | $3,788,000 | 3,899 |
| Net interest income | $3,719,000 | 4,583 |
| Provision for loan and lease losses | $168,000 | 3,843 |
| Total noninterest income | $765,000 | 3,827 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $562,000 | 2,419 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 5,117 |
| Total noninterest expense | $2,959,000 | 4,348 |
| Salaries and employee benefits | $1,721,000 | 3,819 |
| Premises and equipment expense | $409,000 | 4,456 |
| Additional noninterest expense | $829,000 | 5,070 |
| Pre-tax net operating income | $1,357,000 | 4,691 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $378,000 | 5,076 |
| Income before extraordinary items | $985,000 | 4,571 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $985,000 | 4,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,277 |
| Cash dividends | $329,000 | 4,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $980,680 | 4,526 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,692,000 | 4,739 |
| Total interest expense | $3,268,000 | 4,411 |
| Net interest income | $3,424,000 | 4,955 |
| Provision for loan and lease losses | $31,000 | 7,042 |
| Total noninterest income | $656,000 | 4,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $473,000 | 2,868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,373 |
| Total noninterest expense | $2,709,000 | 4,666 |
| Salaries and employee benefits | $1,512,000 | 4,256 |
| Premises and equipment expense | $334,000 | 5,206 |
| Additional noninterest expense | $863,000 | 4,936 |
| Pre-tax net operating income | $1,340,000 | 4,843 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $422,000 | 4,758 |
| Income before extraordinary items | $922,000 | 4,897 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $922,000 | 4,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,181 |
| Cash dividends | $341,000 | 4,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $919,240 | 4,905 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,920,000 | 4,922 |
| Total interest expense | $2,450,000 | 4,728 |
| Net interest income | $3,470,000 | 4,979 |
| Provision for loan and lease losses | $169,000 | 3,374 |
| Total noninterest income | $520,000 | 5,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $354,000 | 3,797 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,884 |
| Total noninterest expense | $2,404,000 | 5,340 |
| Salaries and employee benefits | $1,339,000 | 4,757 |
| Premises and equipment expense | $255,000 | 6,434 |
| Additional noninterest expense | $810,000 | 5,644 |
| Pre-tax net operating income | $1,417,000 | 4,628 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $439,000 | 4,465 |
| Income before extraordinary items | $984,000 | 4,596 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $984,000 | 4,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,906 |
| Cash dividends | $390,000 | 3,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $979,860 | 4,646 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,628,000 | 5,226 |
| Total interest expense | $2,323,000 | 5,118 |
| Net interest income | $3,305,000 | 5,207 |
| Provision for loan and lease losses | $25,000 | 8,682 |
| Total noninterest income | $483,000 | 5,735 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $345,000 | 3,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 6,833 |
| Total noninterest expense | $2,322,000 | 5,620 |
| Salaries and employee benefits | $1,249,000 | 5,058 |
| Premises and equipment expense | $277,000 | 6,224 |
| Additional noninterest expense | $796,000 | 5,948 |
| Pre-tax net operating income | $1,441,000 | 4,481 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $450,000 | 4,588 |
| Income before extraordinary items | $996,000 | 4,728 |
| Extraordinary gains, net | $-70,000 | 12,826 |
| Net income | $926,000 | 5,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $331,000 | 4,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $992,550 | 4,490 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,621,000 | 5,798 |
| Total interest expense | $2,706,000 | 5,636 |
| Net interest income | $2,915,000 | 5,857 |
| Provision for loan and lease losses | $109,000 | 7,062 |
| Total noninterest income | $431,000 | 6,254 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $313,000 | 4,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 7,510 |
| Total noninterest expense | $2,095,000 | 6,149 |
| Salaries and employee benefits | $1,105,000 | 5,570 |
| Premises and equipment expense | $227,000 | 7,234 |
| Additional noninterest expense | $763,000 | 6,328 |
| Pre-tax net operating income | $1,142,000 | 5,122 |
| Securities gains (losses) | $-5,000 | 13,085 |
| Applicable income taxes | $335,000 | 5,521 |
| Income before extraordinary items | $802,000 | 5,352 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $802,000 | 5,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 5,743 |
| Cash dividends | $269,000 | 4,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $805,550 | 5,031 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.