Home > FNB Financial > Income and Expense
FNB Financial, Income and Expense
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,498,000 | 4,759 |
| Total interest expense | $435,000 | 5,174 |
| Net interest income | $1,063,000 | 4,388 |
| Provision for loan and lease losses | $475,000 | 1,830 |
| Total noninterest income | $560,000 | 1,967 |
| Gross Fiduciary activities income | $86,000 | 636 |
| Service charges on deposit accounts | $196,000 | 2,006 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $278,000 | 2,053 |
| Total noninterest expense | $1,414,000 | 3,297 |
| Salaries and employee benefits | $549,000 | 4,164 |
| Premises and equipment expense | $181,000 | 3,488 |
| Additional noninterest expense | $684,000 | 2,274 |
| Pre-tax net operating income | $-266,000 | 7,009 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-137,000 | 7,625 |
| Income before extraordinary items | $-129,000 | 6,874 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-129,000 | 6,875 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-129,000 | 6,875 |
| Net charge-offs | $1,296,000 | 815 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-129,000 | 6,798 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,965,000 | 4,494 |
| Total interest expense | $2,254,000 | 5,015 |
| Net interest income | $4,711,000 | 4,107 |
| Provision for loan and lease losses | $2,325,000 | 1,635 |
| Total noninterest income | $2,250,000 | 1,961 |
| Gross Fiduciary activities income | $327,000 | 659 |
| Service charges on deposit accounts | $945,000 | 1,850 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $978,000 | 2,150 |
| Total noninterest expense | $5,818,000 | 3,169 |
| Salaries and employee benefits | $2,810,000 | 3,434 |
| Premises and equipment expense | $764,000 | 3,289 |
| Additional noninterest expense | $2,244,000 | 2,569 |
| Pre-tax net operating income | $-1,182,000 | 7,098 |
| Securities gains (losses) | $5,000 | 2,760 |
| Applicable income taxes | $-596,000 | 7,555 |
| Income before extraordinary items | $-581,000 | 6,759 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-581,000 | 6,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $393,000 | 3,141 |
| Cash dividends | $161,000 | 4,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-584,200 | 6,897 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,328,000 | 4,507 |
| Total interest expense | $1,731,000 | 5,083 |
| Net interest income | $3,597,000 | 4,084 |
| Provision for loan and lease losses | $675,000 | 2,312 |
| Total noninterest income | $1,730,000 | 1,987 |
| Gross Fiduciary activities income | $248,000 | 661 |
| Service charges on deposit accounts | $713,000 | 1,843 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $769,000 | 2,167 |
| Total noninterest expense | $4,487,000 | 3,061 |
| Salaries and employee benefits | $2,197,000 | 3,364 |
| Premises and equipment expense | $595,000 | 3,214 |
| Additional noninterest expense | $1,695,000 | 2,499 |
| Pre-tax net operating income | $165,000 | 6,172 |
| Securities gains (losses) | $4,000 | 2,700 |
| Applicable income taxes | $-65,000 | 7,475 |
| Income before extraordinary items | $234,000 | 5,531 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $234,000 | 5,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 3,186 |
| Cash dividends | $161,000 | 4,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $230,000 | 5,728 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,625,000 | 4,506 |
| Total interest expense | $1,205,000 | 5,109 |
| Net interest income | $2,420,000 | 4,065 |
| Provision for loan and lease losses | $475,000 | 1,969 |
| Total noninterest income | $1,145,000 | 2,021 |
| Gross Fiduciary activities income | $157,000 | 688 |
| Service charges on deposit accounts | $461,000 | 1,867 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $527,000 | 2,159 |
| Total noninterest expense | $3,033,000 | 3,026 |
| Salaries and employee benefits | $1,427,000 | 3,472 |
| Premises and equipment expense | $406,000 | 3,173 |
| Additional noninterest expense | $1,200,000 | 2,343 |
| Pre-tax net operating income | $57,000 | 6,635 |
| Securities gains (losses) | $5,000 | 2,725 |
| Applicable income taxes | $-62,000 | 7,784 |
| Income before extraordinary items | $124,000 | 6,171 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $124,000 | 6,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,455 |
| Cash dividends | $161,000 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $119,000 | 6,152 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,968,000 | 4,372 |
| Total interest expense | $675,000 | 4,976 |
| Net interest income | $1,293,000 | 3,886 |
| Provision for loan and lease losses | $50,000 | 3,776 |
| Total noninterest income | $607,000 | 1,941 |
| Gross Fiduciary activities income | $93,000 | 659 |
| Service charges on deposit accounts | $228,000 | 1,856 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $286,000 | 2,032 |
| Total noninterest expense | $1,513,000 | 3,031 |
| Salaries and employee benefits | $742,000 | 3,386 |
| Premises and equipment expense | $206,000 | 3,144 |
| Additional noninterest expense | $565,000 | 2,436 |
| Pre-tax net operating income | $337,000 | 3,897 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $72,000 | 3,180 |
| Income before extraordinary items | $265,000 | 4,082 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $265,000 | 4,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,625 |
| Cash dividends | $107,000 | 2,855 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $265,000 | 3,988 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $690,000 | 8,329 |
| Total interest expense | $241,000 | 8,264 |
| Net interest income | $449,000 | 8,313 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $174,000 | 6,931 |
| Gross Fiduciary activities income | $25,000 | 1,120 |
| Service charges on deposit accounts | $84,000 | 6,243 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $65,000 | 6,796 |
| Total noninterest expense | $455,000 | 8,371 |
| Salaries and employee benefits | $243,000 | 8,376 |
| Premises and equipment expense | $70,000 | 8,068 |
| Additional noninterest expense | $142,000 | 8,297 |
| Pre-tax net operating income | $168,000 | 6,951 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $23,000 | 5,355 |
| Income before extraordinary items | $145,000 | 6,973 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $145,000 | 6,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,865,000 | 646 |
| Cash dividends | $183,000 | 4,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $145,000 | 6,954 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,548,000 | 4,138 |
| Total interest expense | $2,777,000 | 4,210 |
| Net interest income | $3,771,000 | 3,990 |
| Provision for loan and lease losses | $890,000 | 999 |
| Total noninterest income | $1,814,000 | 1,939 |
| Gross Fiduciary activities income | $323,000 | 622 |
| Service charges on deposit accounts | $783,000 | 1,686 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $708,000 | 2,302 |
| Total noninterest expense | $4,694,000 | 2,827 |
| Salaries and employee benefits | $2,293,000 | 3,162 |
| Premises and equipment expense | $575,000 | 3,179 |
| Additional noninterest expense | $1,826,000 | 2,186 |
| Pre-tax net operating income | $1,000 | 7,634 |
| Securities gains (losses) | $3,000 | 1,317 |
| Applicable income taxes | $-153,000 | 8,289 |
| Income before extraordinary items | $157,000 | 7,004 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $157,000 | 7,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $619,000 | 911 |
| Cash dividends | $75,000 | 4,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $154,000 | 7,004 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,419,000 | 4,121 |
| Total interest expense | $1,859,000 | 4,204 |
| Net interest income | $2,560,000 | 3,956 |
| Provision for loan and lease losses | $270,000 | 1,691 |
| Total noninterest income | $1,276,000 | 1,867 |
| Gross Fiduciary activities income | $220,000 | 624 |
| Service charges on deposit accounts | $511,000 | 1,723 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $545,000 | 2,119 |
| Total noninterest expense | $3,121,000 | 2,866 |
| Salaries and employee benefits | $1,546,000 | 3,165 |
| Premises and equipment expense | $389,000 | 3,159 |
| Additional noninterest expense | $1,186,000 | 2,237 |
| Pre-tax net operating income | $445,000 | 5,288 |
| Securities gains (losses) | $3,000 | 1,133 |
| Applicable income taxes | $41,000 | 4,901 |
| Income before extraordinary items | $407,000 | 5,035 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $407,000 | 5,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 1,626 |
| Cash dividends | $75,000 | 4,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $404,270 | 5,048 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,258,000 | 4,061 |
| Total interest expense | $942,000 | 4,155 |
| Net interest income | $1,316,000 | 3,883 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $590,000 | 1,973 |
| Gross Fiduciary activities income | $98,000 | 663 |
| Service charges on deposit accounts | $241,000 | 1,760 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $251,000 | 2,216 |
| Total noninterest expense | $1,475,000 | 3,026 |
| Salaries and employee benefits | $755,000 | 3,248 |
| Premises and equipment expense | $201,000 | 3,103 |
| Additional noninterest expense | $519,000 | 2,530 |
| Pre-tax net operating income | $281,000 | 4,798 |
| Securities gains (losses) | $2,000 | 969 |
| Applicable income taxes | $45,000 | 4,231 |
| Income before extraordinary items | $238,000 | 4,677 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $238,000 | 4,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 1,127 |
| Cash dividends | $51,000 | 3,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $236,320 | 4,675 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,762,000 | 3,954 |
| Total interest expense | $3,302,000 | 4,074 |
| Net interest income | $5,460,000 | 3,773 |
| Provision for loan and lease losses | $1,195,000 | 883 |
| Total noninterest income | $2,524,000 | 1,868 |
| Gross Fiduciary activities income | $385,000 | 643 |
| Service charges on deposit accounts | $1,057,000 | 1,675 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,082,000 | 2,099 |
| Total noninterest expense | $5,853,000 | 2,932 |
| Salaries and employee benefits | $2,855,000 | 3,271 |
| Premises and equipment expense | $806,000 | 2,988 |
| Additional noninterest expense | $2,192,000 | 2,367 |
| Pre-tax net operating income | $936,000 | 5,340 |
| Securities gains (losses) | $6,000 | 1,217 |
| Applicable income taxes | $146,000 | 4,627 |
| Income before extraordinary items | $796,000 | 5,226 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $796,000 | 5,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,145,000 | 614 |
| Cash dividends | $775,000 | 3,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $790,900 | 5,244 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,542,000 | 3,928 |
| Total interest expense | $2,394,000 | 4,078 |
| Net interest income | $4,148,000 | 3,761 |
| Provision for loan and lease losses | $360,000 | 1,848 |
| Total noninterest income | $1,941,000 | 1,843 |
| Gross Fiduciary activities income | $303,000 | 636 |
| Service charges on deposit accounts | $802,000 | 1,654 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $836,000 | 2,066 |
| Total noninterest expense | $4,416,000 | 2,911 |
| Salaries and employee benefits | $2,193,000 | 3,200 |
| Premises and equipment expense | $614,000 | 2,942 |
| Additional noninterest expense | $1,609,000 | 2,402 |
| Pre-tax net operating income | $1,313,000 | 4,076 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $318,000 | 3,498 |
| Income before extraordinary items | $995,000 | 4,181 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $995,000 | 4,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 1,656 |
| Cash dividends | $597,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $995,000 | 4,169 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,338,000 | 3,900 |
| Total interest expense | $1,536,000 | 4,051 |
| Net interest income | $2,802,000 | 3,732 |
| Provision for loan and lease losses | $240,000 | 1,809 |
| Total noninterest income | $1,314,000 | 1,824 |
| Gross Fiduciary activities income | $208,000 | 628 |
| Service charges on deposit accounts | $529,000 | 1,657 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $577,000 | 2,020 |
| Total noninterest expense | $2,907,000 | 2,961 |
| Salaries and employee benefits | $1,460,000 | 3,206 |
| Premises and equipment expense | $411,000 | 2,933 |
| Additional noninterest expense | $1,036,000 | 2,474 |
| Pre-tax net operating income | $969,000 | 3,871 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $253,000 | 3,287 |
| Income before extraordinary items | $716,000 | 4,010 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $716,000 | 4,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 1,435 |
| Cash dividends | $440,000 | 2,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $716,000 | 3,999 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,148,000 | 3,865 |
| Total interest expense | $748,000 | 4,003 |
| Net interest income | $1,400,000 | 3,733 |
| Provision for loan and lease losses | $120,000 | 1,730 |
| Total noninterest income | $626,000 | 1,863 |
| Gross Fiduciary activities income | $108,000 | 629 |
| Service charges on deposit accounts | $256,000 | 1,650 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $262,000 | 2,138 |
| Total noninterest expense | $1,440,000 | 2,987 |
| Salaries and employee benefits | $721,000 | 3,247 |
| Premises and equipment expense | $203,000 | 2,992 |
| Additional noninterest expense | $516,000 | 2,477 |
| Pre-tax net operating income | $466,000 | 3,911 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $119,000 | 3,354 |
| Income before extraordinary items | $347,000 | 4,040 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $347,000 | 4,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 765 |
| Cash dividends | $208,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $347,000 | 4,023 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,761,000 | 3,836 |
| Total interest expense | $2,486,000 | 3,841 |
| Net interest income | $5,275,000 | 3,805 |
| Provision for loan and lease losses | $285,000 | 2,944 |
| Total noninterest income | $2,451,000 | 1,902 |
| Gross Fiduciary activities income | $435,000 | 618 |
| Service charges on deposit accounts | $960,000 | 1,795 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,056,000 | 2,135 |
| Total noninterest expense | $6,693,000 | 2,487 |
| Salaries and employee benefits | $3,784,000 | 2,414 |
| Premises and equipment expense | $755,000 | 3,043 |
| Additional noninterest expense | $2,154,000 | 2,319 |
| Pre-tax net operating income | $748,000 | 6,020 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $112,000 | 5,282 |
| Income before extraordinary items | $638,000 | 5,862 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $638,000 | 5,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 1,951 |
| Cash dividends | $752,000 | 2,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $636,300 | 5,843 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,681,000 | 3,860 |
| Total interest expense | $1,808,000 | 3,782 |
| Net interest income | $3,873,000 | 3,859 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $1,859,000 | 1,888 |
| Gross Fiduciary activities income | $330,000 | 610 |
| Service charges on deposit accounts | $704,000 | 1,822 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $825,000 | 2,075 |
| Total noninterest expense | $4,398,000 | 2,780 |
| Salaries and employee benefits | $2,256,000 | 2,927 |
| Premises and equipment expense | $543,000 | 3,131 |
| Additional noninterest expense | $1,599,000 | 2,307 |
| Pre-tax net operating income | $1,154,000 | 4,409 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $270,000 | 3,963 |
| Income before extraordinary items | $886,000 | 4,498 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $886,000 | 4,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,120 |
| Cash dividends | $492,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $884,460 | 4,459 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,677,000 | 3,891 |
| Total interest expense | $1,165,000 | 3,699 |
| Net interest income | $2,512,000 | 3,909 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $1,232,000 | 1,890 |
| Gross Fiduciary activities income | $211,000 | 626 |
| Service charges on deposit accounts | $448,000 | 1,870 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $573,000 | 1,996 |
| Total noninterest expense | $2,917,000 | 2,776 |
| Salaries and employee benefits | $1,490,000 | 2,942 |
| Premises and equipment expense | $363,000 | 3,091 |
| Additional noninterest expense | $1,064,000 | 2,291 |
| Pre-tax net operating income | $707,000 | 4,591 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $164,000 | 4,112 |
| Income before extraordinary items | $543,000 | 4,688 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $543,000 | 4,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,677 |
| Cash dividends | $309,000 | 2,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $543,000 | 4,631 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,792,000 | 3,933 |
| Total interest expense | $576,000 | 3,621 |
| Net interest income | $1,216,000 | 4,024 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $564,000 | 1,960 |
| Gross Fiduciary activities income | $109,000 | 628 |
| Service charges on deposit accounts | $210,000 | 1,924 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $245,000 | 2,187 |
| Total noninterest expense | $1,434,000 | 2,829 |
| Salaries and employee benefits | $749,000 | 2,930 |
| Premises and equipment expense | $188,000 | 3,032 |
| Additional noninterest expense | $497,000 | 2,454 |
| Pre-tax net operating income | $286,000 | 5,115 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $56,000 | 4,620 |
| Income before extraordinary items | $230,000 | 5,075 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $230,000 | 5,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $145,000 | 2,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $230,000 | 5,041 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,921,000 | 3,844 |
| Total interest expense | $2,061,000 | 3,559 |
| Net interest income | $4,860,000 | 3,882 |
| Provision for loan and lease losses | $375,000 | 2,482 |
| Total noninterest income | $3,073,000 | 1,569 |
| Gross Fiduciary activities income | $410,000 | 627 |
| Service charges on deposit accounts | $937,000 | 1,868 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,726,000 | 1,471 |
| Total noninterest expense | $5,742,000 | 2,763 |
| Salaries and employee benefits | $2,918,000 | 2,906 |
| Premises and equipment expense | $664,000 | 3,262 |
| Additional noninterest expense | $2,160,000 | 2,252 |
| Pre-tax net operating income | $1,816,000 | 3,767 |
| Securities gains (losses) | $-27,000 | 8,464 |
| Applicable income taxes | $401,000 | 3,723 |
| Income before extraordinary items | $1,388,000 | 3,819 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,388,000 | 3,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 1,995 |
| Cash dividends | $547,000 | 3,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,409,060 | 3,731 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,086,000 | 3,886 |
| Total interest expense | $1,501,000 | 3,601 |
| Net interest income | $3,585,000 | 3,923 |
| Provision for loan and lease losses | $145,000 | 3,592 |
| Total noninterest income | $2,421,000 | 1,519 |
| Gross Fiduciary activities income | $308,000 | 624 |
| Service charges on deposit accounts | $671,000 | 1,956 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,442,000 | 1,378 |
| Total noninterest expense | $4,270,000 | 2,757 |
| Salaries and employee benefits | $2,218,000 | 2,846 |
| Premises and equipment expense | $492,000 | 3,292 |
| Additional noninterest expense | $1,560,000 | 2,313 |
| Pre-tax net operating income | $1,591,000 | 3,445 |
| Securities gains (losses) | $-11,000 | 8,532 |
| Applicable income taxes | $388,000 | 3,358 |
| Income before extraordinary items | $1,192,000 | 3,552 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,192,000 | 3,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,980 |
| Cash dividends | $418,000 | 2,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,200,250 | 3,466 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,323,000 | 3,941 |
| Total interest expense | $954,000 | 3,751 |
| Net interest income | $2,369,000 | 3,937 |
| Provision for loan and lease losses | $100,000 | 3,453 |
| Total noninterest income | $1,223,000 | 1,893 |
| Gross Fiduciary activities income | $202,000 | 636 |
| Service charges on deposit accounts | $426,000 | 2,028 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $595,000 | 1,936 |
| Total noninterest expense | $2,756,000 | 2,838 |
| Salaries and employee benefits | $1,401,000 | 3,013 |
| Premises and equipment expense | $324,000 | 3,334 |
| Additional noninterest expense | $1,031,000 | 2,326 |
| Pre-tax net operating income | $736,000 | 4,335 |
| Securities gains (losses) | $24,000 | 1,931 |
| Applicable income taxes | $153,000 | 4,219 |
| Income before extraordinary items | $607,000 | 4,222 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $607,000 | 4,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,489 |
| Cash dividends | $289,000 | 2,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $587,800 | 4,226 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 3,930 |
| Total interest expense | $453,000 | 3,959 |
| Net interest income | $1,213,000 | 3,862 |
| Provision for loan and lease losses | $70,000 | 2,755 |
| Total noninterest income | $589,000 | 1,916 |
| Gross Fiduciary activities income | $102,000 | 643 |
| Service charges on deposit accounts | $204,000 | 2,041 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $283,000 | 1,957 |
| Total noninterest expense | $1,397,000 | 2,813 |
| Salaries and employee benefits | $704,000 | 3,024 |
| Premises and equipment expense | $168,000 | 3,278 |
| Additional noninterest expense | $525,000 | 2,258 |
| Pre-tax net operating income | $335,000 | 4,549 |
| Securities gains (losses) | $26,000 | 1,575 |
| Applicable income taxes | $79,000 | 4,163 |
| Income before extraordinary items | $282,000 | 4,437 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $282,000 | 4,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 1,505 |
| Cash dividends | $130,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $261,720 | 4,503 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,980,000 | 3,837 |
| Total interest expense | $2,045,000 | 3,959 |
| Net interest income | $4,935,000 | 3,714 |
| Provision for loan and lease losses | $520,000 | 2,094 |
| Total noninterest income | $2,487,000 | 1,959 |
| Gross Fiduciary activities income | $395,000 | 635 |
| Service charges on deposit accounts | $901,000 | 1,915 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,191,000 | 2,130 |
| Total noninterest expense | $5,476,000 | 2,825 |
| Salaries and employee benefits | $2,715,000 | 3,037 |
| Premises and equipment expense | $605,000 | 3,490 |
| Additional noninterest expense | $2,156,000 | 2,237 |
| Pre-tax net operating income | $1,426,000 | 4,253 |
| Securities gains (losses) | $52,000 | 2,478 |
| Applicable income taxes | $359,000 | 3,991 |
| Income before extraordinary items | $1,119,000 | 4,313 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,119,000 | 4,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $627,000 | 1,342 |
| Cash dividends | $666,000 | 3,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,079,480 | 4,249 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,293,000 | 3,847 |
| Total interest expense | $1,586,000 | 3,968 |
| Net interest income | $3,707,000 | 3,738 |
| Provision for loan and lease losses | $356,000 | 2,233 |
| Total noninterest income | $1,624,000 | 2,224 |
| Gross Fiduciary activities income | $297,000 | 638 |
| Service charges on deposit accounts | $676,000 | 1,915 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $651,000 | 2,689 |
| Total noninterest expense | $3,977,000 | 2,924 |
| Salaries and employee benefits | $1,980,000 | 3,117 |
| Premises and equipment expense | $459,000 | 3,465 |
| Additional noninterest expense | $1,538,000 | 2,335 |
| Pre-tax net operating income | $998,000 | 4,544 |
| Securities gains (losses) | $58,000 | 2,190 |
| Applicable income taxes | $314,000 | 3,833 |
| Income before extraordinary items | $742,000 | 4,809 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $742,000 | 4,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $434,000 | 1,308 |
| Cash dividends | $470,000 | 2,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $701,400 | 4,802 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,548,000 | 3,851 |
| Total interest expense | $1,096,000 | 3,964 |
| Net interest income | $2,452,000 | 3,765 |
| Provision for loan and lease losses | $238,000 | 2,251 |
| Total noninterest income | $1,045,000 | 2,280 |
| Gross Fiduciary activities income | $196,000 | 643 |
| Service charges on deposit accounts | $419,000 | 2,006 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $430,000 | 2,673 |
| Total noninterest expense | $2,643,000 | 2,919 |
| Salaries and employee benefits | $1,335,000 | 3,087 |
| Premises and equipment expense | $338,000 | 3,173 |
| Additional noninterest expense | $970,000 | 2,434 |
| Pre-tax net operating income | $616,000 | 4,758 |
| Securities gains (losses) | $39,000 | 2,190 |
| Applicable income taxes | $197,000 | 4,002 |
| Income before extraordinary items | $458,000 | 5,032 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $458,000 | 5,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $408,000 | 980 |
| Cash dividends | $279,000 | 2,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $430,700 | 5,009 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,822,000 | 3,786 |
| Total interest expense | $571,000 | 3,920 |
| Net interest income | $1,251,000 | 3,680 |
| Provision for loan and lease losses | $119,000 | 2,125 |
| Total noninterest income | $474,000 | 2,380 |
| Gross Fiduciary activities income | $98,000 | 656 |
| Service charges on deposit accounts | $156,000 | 2,505 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $220,000 | 2,555 |
| Total noninterest expense | $1,312,000 | 2,911 |
| Salaries and employee benefits | $668,000 | 3,075 |
| Premises and equipment expense | $178,000 | 3,042 |
| Additional noninterest expense | $466,000 | 2,492 |
| Pre-tax net operating income | $294,000 | 4,837 |
| Securities gains (losses) | $39,000 | 1,535 |
| Applicable income taxes | $97,000 | 3,988 |
| Income before extraordinary items | $236,000 | 4,864 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $236,000 | 4,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 1,345 |
| Cash dividends | $130,000 | 2,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $208,310 | 5,034 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,277,000 | 3,556 |
| Total interest expense | $2,759,000 | 3,791 |
| Net interest income | $5,518,000 | 3,371 |
| Provision for loan and lease losses | $702,000 | 1,825 |
| Total noninterest income | $1,465,000 | 2,661 |
| Gross Fiduciary activities income | $424,000 | 631 |
| Service charges on deposit accounts | $646,000 | 2,422 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $395,000 | 3,731 |
| Total noninterest expense | $5,145,000 | 2,858 |
| Salaries and employee benefits | $2,281,000 | 3,366 |
| Premises and equipment expense | $644,000 | 3,212 |
| Additional noninterest expense | $2,220,000 | 2,084 |
| Pre-tax net operating income | $1,136,000 | 4,857 |
| Securities gains (losses) | $4,000 | 4,045 |
| Applicable income taxes | $316,000 | 4,351 |
| Income before extraordinary items | $824,000 | 5,117 |
| Extraordinary gains, net | $99,000 | 41 |
| Net income | $923,000 | 4,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $593,000 | 1,448 |
| Cash dividends | $510,000 | 3,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $821,120 | 4,993 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,884,000 | 3,350 |
| Total interest expense | $5,116,000 | 3,093 |
| Net interest income | $4,768,000 | 3,572 |
| Provision for loan and lease losses | $836,000 | 1,449 |
| Total noninterest income | $1,557,000 | 2,445 |
| Gross Fiduciary activities income | $431,000 | 641 |
| Service charges on deposit accounts | $676,000 | 2,211 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $450,000 | 3,311 |
| Total noninterest expense | $4,890,000 | 2,880 |
| Salaries and employee benefits | $2,259,000 | 3,247 |
| Premises and equipment expense | $655,000 | 3,114 |
| Additional noninterest expense | $1,976,000 | 2,267 |
| Pre-tax net operating income | $599,000 | 6,170 |
| Securities gains (losses) | $62,000 | 2,166 |
| Applicable income taxes | $148,000 | 5,473 |
| Income before extraordinary items | $513,000 | 6,007 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $513,000 | 6,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $797,000 | 1,103 |
| Cash dividends | $610,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $464,640 | 6,122 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,088,000 | 3,696 |
| Total interest expense | $4,236,000 | 3,806 |
| Net interest income | $4,852,000 | 3,570 |
| Provision for loan and lease losses | $456,000 | 2,029 |
| Total noninterest income | $1,473,000 | 2,382 |
| Gross Fiduciary activities income | $482,000 | 609 |
| Service charges on deposit accounts | $586,000 | 2,345 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $405,000 | 3,311 |
| Total noninterest expense | $5,027,000 | 2,705 |
| Salaries and employee benefits | $2,869,000 | 2,485 |
| Premises and equipment expense | $570,000 | 3,411 |
| Additional noninterest expense | $1,588,000 | 2,670 |
| Pre-tax net operating income | $842,000 | 5,730 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $211,000 | 5,297 |
| Income before extraordinary items | $631,000 | 5,705 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $631,000 | 5,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $407,000 | 1,452 |
| Cash dividends | $1,217,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $631,000 | 5,718 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,776,000 | 3,607 |
| Total interest expense | $3,471,000 | 4,081 |
| Net interest income | $5,305,000 | 3,277 |
| Provision for loan and lease losses | $384,000 | 2,178 |
| Total noninterest income | $1,408,000 | 2,388 |
| Gross Fiduciary activities income | $452,000 | 666 |
| Service charges on deposit accounts | $509,000 | 2,593 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $447,000 | 3,171 |
| Total noninterest expense | $4,293,000 | 3,100 |
| Salaries and employee benefits | $2,283,000 | 3,046 |
| Premises and equipment expense | $579,000 | 3,371 |
| Additional noninterest expense | $1,431,000 | 2,973 |
| Pre-tax net operating income | $2,036,000 | 3,303 |
| Securities gains (losses) | $40,000 | 1,069 |
| Applicable income taxes | $629,000 | 3,118 |
| Income before extraordinary items | $1,447,000 | 3,327 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,447,000 | 3,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,512 |
| Cash dividends | $990,000 | 2,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,419,000 | 3,348 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,307,000 | 3,810 |
| Total interest expense | $3,360,000 | 4,303 |
| Net interest income | $4,947,000 | 3,431 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $1,195,000 | 2,700 |
| Gross Fiduciary activities income | $411,000 | 701 |
| Service charges on deposit accounts | $411,000 | 3,061 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $373,000 | 3,571 |
| Total noninterest expense | $4,282,000 | 3,030 |
| Salaries and employee benefits | $2,174,000 | 3,085 |
| Premises and equipment expense | $585,000 | 3,241 |
| Additional noninterest expense | $1,523,000 | 2,731 |
| Pre-tax net operating income | $1,680,000 | 3,844 |
| Securities gains (losses) | $20,000 | 2,430 |
| Applicable income taxes | $503,000 | 3,816 |
| Income before extraordinary items | $1,197,000 | 3,939 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,197,000 | 3,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,475 |
| Cash dividends | $984,000 | 2,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,183,000 | 3,888 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,195,000 | 3,890 |
| Total interest expense | $3,286,000 | 4,348 |
| Net interest income | $4,909,000 | 3,547 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $1,163,000 | 2,701 |
| Gross Fiduciary activities income | $388,000 | 745 |
| Service charges on deposit accounts | $402,000 | 3,214 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $373,000 | 3,441 |
| Total noninterest expense | $4,026,000 | 3,158 |
| Salaries and employee benefits | $2,103,000 | 3,148 |
| Premises and equipment expense | $530,000 | 3,518 |
| Additional noninterest expense | $1,393,000 | 2,928 |
| Pre-tax net operating income | $1,926,000 | 3,673 |
| Securities gains (losses) | $20,000 | 1,883 |
| Applicable income taxes | $581,000 | 3,784 |
| Income before extraordinary items | $1,365,000 | 3,644 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,365,000 | 3,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,417 |
| Cash dividends | $1,518,000 | 1,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,351,000 | 3,602 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,128,000 | 3,978 |
| Total interest expense | $3,361,000 | 4,343 |
| Net interest income | $4,767,000 | 3,705 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $1,055,000 | 2,999 |
| Gross Fiduciary activities income | $380,000 | 788 |
| Service charges on deposit accounts | $360,000 | 3,665 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $315,000 | 3,960 |
| Total noninterest expense | $3,908,000 | 3,418 |
| Salaries and employee benefits | $2,009,000 | 3,324 |
| Premises and equipment expense | $546,000 | 3,511 |
| Additional noninterest expense | $1,353,000 | 3,408 |
| Pre-tax net operating income | $1,794,000 | 3,740 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $532,000 | 3,950 |
| Income before extraordinary items | $1,256,000 | 3,722 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,256,000 | 3,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,498 |
| Cash dividends | $672,000 | 2,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,260,200 | 3,661 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,884,000 | 4,062 |
| Total interest expense | $3,277,000 | 4,401 |
| Net interest income | $4,607,000 | 3,816 |
| Provision for loan and lease losses | $150,000 | 3,621 |
| Total noninterest income | $1,009,000 | 3,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $325,000 | 4,009 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $684,000 | 2,325 |
| Total noninterest expense | $3,700,000 | 3,554 |
| Salaries and employee benefits | $1,911,000 | 3,441 |
| Premises and equipment expense | $491,000 | 3,812 |
| Additional noninterest expense | $1,298,000 | 3,500 |
| Pre-tax net operating income | $1,766,000 | 3,903 |
| Securities gains (losses) | $73,000 | 1,094 |
| Applicable income taxes | $551,000 | 3,897 |
| Income before extraordinary items | $1,288,000 | 3,713 |
| Extraordinary gains, net | $-232,000 | 11,948 |
| Net income | $1,056,000 | 4,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,566 |
| Cash dividends | $1,134,000 | 1,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,236,900 | 3,831 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,718,000 | 4,387 |
| Total interest expense | $2,389,000 | 4,827 |
| Net interest income | $4,329,000 | 4,067 |
| Provision for loan and lease losses | $35,000 | 6,861 |
| Total noninterest income | $900,000 | 3,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $634,000 | 2,488 |
| Total noninterest expense | $3,379,000 | 3,964 |
| Salaries and employee benefits | $1,760,000 | 3,706 |
| Premises and equipment expense | $432,000 | 4,307 |
| Additional noninterest expense | $1,187,000 | 4,089 |
| Pre-tax net operating income | $1,815,000 | 3,714 |
| Securities gains (losses) | $-178,000 | 11,896 |
| Applicable income taxes | $378,000 | 4,964 |
| Income before extraordinary items | $1,259,000 | 3,686 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,259,000 | 3,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $954,000 | 2,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,396,060 | 3,405 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,581,000 | 4,566 |
| Total interest expense | $2,384,000 | 5,019 |
| Net interest income | $4,197,000 | 4,212 |
| Provision for loan and lease losses | $209,000 | 3,826 |
| Total noninterest income | $933,000 | 3,527 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $276,000 | 4,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $657,000 | 2,710 |
| Total noninterest expense | $3,282,000 | 4,159 |
| Salaries and employee benefits | $1,719,000 | 3,779 |
| Premises and equipment expense | $416,000 | 4,571 |
| Additional noninterest expense | $1,147,000 | 4,372 |
| Pre-tax net operating income | $1,639,000 | 3,996 |
| Securities gains (losses) | $87,000 | 2,698 |
| Applicable income taxes | $467,000 | 4,438 |
| Income before extraordinary items | $1,259,000 | 3,832 |
| Extraordinary gains, net | $-18,000 | 12,434 |
| Net income | $1,241,000 | 3,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 7,654 |
| Cash dividends | $408,000 | 3,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,195,490 | 3,822 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,919,000 | 4,877 |
| Total interest expense | $2,977,000 | 5,196 |
| Net interest income | $3,942,000 | 4,512 |
| Provision for loan and lease losses | $230,000 | 4,844 |
| Total noninterest income | $876,000 | 3,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,878 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $609,000 | 2,805 |
| Total noninterest expense | $3,160,000 | 4,317 |
| Salaries and employee benefits | $1,593,000 | 4,002 |
| Premises and equipment expense | $406,000 | 4,737 |
| Additional noninterest expense | $1,161,000 | 4,475 |
| Pre-tax net operating income | $1,428,000 | 4,234 |
| Securities gains (losses) | $28,000 | 5,098 |
| Applicable income taxes | $344,000 | 5,418 |
| Income before extraordinary items | $1,112,000 | 4,083 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,112,000 | 4,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 5,670 |
| Cash dividends | $816,000 | 1,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,090,720 | 3,855 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.