Home > FNB Financial > Assets and Liabilities
FNB Financial, Assets and Liabilities
| 2009-03-31 | Rank | |
| # of Employees: | 53 | 3,092 |
| Assets and Liabilities | ||
| Total Assets: | $151,619,000 | 4,011 |
| Cash and due from depository institutions | $3,003,000 | 3,092 |
| Interest-bearing balances | $296,000 | 5,358 |
| Securities | $27,728,000 | 3,654 |
| Federal funds sold & reverse repurchase agreements | $18,836,000 | 620 |
| Net loans & leases | $78,154,000 | 4,649 |
| Loan loss allowance | $2,573,000 | 2,447 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,531,000 | 4,033 |
| Other real estate owned | $1,066,000 | 3,092 |
| Goodwill and other intangibles | $15,717,000 | 449 |
| All other assets | $4,584,000 | 3,298 |
| Life insurance assets | $2,412,000 | 2,092 |
| Total liabilities and capital | $151,619,000 | 4,011 |
| Total liabilities | $125,677,000 | 4,204 |
| Total deposits | $121,487,000 | 4,039 |
| Interest-bearing deposits | $104,721,000 | 4,040 |
| Deposits held in domestic offices | $121,487,000 | 4,037 |
| % insured | 79.82% | 3,829 |
| Federal funds purchased & repurchase agreements | $1,149,000 | 2,292 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $1,997,000 | 4,818 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,044,000 | 3,635 |
| Total equity capital | $25,942,000 | 2,593 |
| Total bank equity capital | $25,942,000 | 2,592 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $300,000 | 4,740 |
| Surplus | $26,070,000 | 1,254 |
| Undivided profits | $-428,000 | 7,063 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,607,000 | 3,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $485,000 | 5,647 |
| Earning assets | $125,014,000 | 4,293 |
| Long-term assets (5+ years) | $22,543,000 | 3,868 |
| Average Assets, year-to-date | $153,817,500 | 3,946 |
| Average Assets, quarterly | $153,817,500 | 3,946 |
| Volatile liabilities | $14,195,000 | 5,701 |
| Insider loans | $2,052,000 | 3,083 |
| FHLB advances | $1,997,000 | 4,668 |
| Loans and leases held for sale | $465,000 | 1,424 |
| Unused loan commitments | $15,244,000 | 3,612 |
| Tier 1 (core) risk-based capital | $11,002,000 | 5,004 |
| Tier 2 risk-based capital | $1,161,000 | 3,890 |
| Total risk weighted assets | $91,444,000 | 4,409 |
| Total unused commitments | $15,244,000 | 3,615 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 54 | 3,058 |
| Assets and Liabilities | ||
| Total Assets: | $156,016,000 | 3,899 |
| Cash and due from depository institutions | $6,173,000 | 3,058 |
| Interest-bearing balances | $2,539,000 | 2,690 |
| Securities | $31,432,000 | 3,347 |
| Federal funds sold & reverse repurchase agreements | $16,140,000 | 562 |
| Net loans & leases | $78,829,000 | 4,648 |
| Loan loss allowance | $3,394,000 | 1,909 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,603,000 | 4,005 |
| Other real estate owned | $75,000 | 3,058 |
| Goodwill and other intangibles | $15,794,000 | 461 |
| All other assets | $4,970,000 | 3,163 |
| Life insurance assets | $2,390,000 | 2,112 |
| Total liabilities and capital | $156,016,000 | 3,899 |
| Total liabilities | $129,983,000 | 4,083 |
| Total deposits | $124,408,000 | 3,911 |
| Interest-bearing deposits | $107,935,000 | 3,871 |
| Deposits held in domestic offices | $124,408,000 | 3,909 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,602,000 | 2,463 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $2,995,000 | 4,722 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $978,000 | 3,786 |
| Total equity capital | $26,033,000 | 2,557 |
| Total bank equity capital | $26,033,000 | 2,557 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $300,000 | 4,773 |
| Surplus | $26,070,000 | 1,232 |
| Undivided profits | $-337,000 | 7,118 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,835,000 | 1,916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $596,000 | 5,241 |
| Earning assets | $128,940,000 | 4,163 |
| Long-term assets (5+ years) | $30,174,000 | 3,237 |
| Average Assets, year-to-date | $154,386,400 | 3,812 |
| Average Assets, quarterly | $156,039,000 | 3,865 |
| Volatile liabilities | $15,386,000 | 5,532 |
| Insider loans | $1,923,000 | 3,221 |
| FHLB advances | $2,995,000 | 4,583 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $15,001,000 | 3,638 |
| Tier 1 (core) risk-based capital | $11,071,000 | 4,978 |
| Tier 2 risk-based capital | $1,192,000 | 3,797 |
| Total risk weighted assets | $93,195,000 | 4,364 |
| Total unused commitments | $15,001,000 | 3,641 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 54 | 3,088 |
| Assets and Liabilities | ||
| Total Assets: | $156,062,000 | 3,868 |
| Cash and due from depository institutions | $2,803,000 | 3,088 |
| Interest-bearing balances | $52,000 | 5,657 |
| Securities | $39,985,000 | 2,727 |
| Federal funds sold & reverse repurchase agreements | $9,694,000 | 1,274 |
| Net loans & leases | $79,821,000 | 4,612 |
| Loan loss allowance | $1,957,000 | 2,757 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,680,000 | 3,949 |
| Other real estate owned | $35,000 | 3,088 |
| Goodwill and other intangibles | $15,897,000 | 488 |
| All other assets | $5,147,000 | 3,097 |
| Life insurance assets | $2,368,000 | 2,118 |
| Total liabilities and capital | $156,062,000 | 3,868 |
| Total liabilities | $129,389,000 | 4,069 |
| Total deposits | $123,299,000 | 3,896 |
| Interest-bearing deposits | $108,962,000 | 3,819 |
| Deposits held in domestic offices | $123,299,000 | 3,893 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,367,000 | 2,677 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $2,992,000 | 4,714 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,731,000 | 2,621 |
| Total equity capital | $26,673,000 | 2,530 |
| Total bank equity capital | $26,673,000 | 2,530 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $300,000 | 4,816 |
| Surplus | $26,070,000 | 1,210 |
| Undivided profits | $303,000 | 6,989 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,378,000 | 2,163 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $780,000 | 4,627 |
| Earning assets | $129,552,000 | 4,135 |
| Long-term assets (5+ years) | $24,992,000 | 3,585 |
| Average Assets, year-to-date | $153,979,000 | 3,842 |
| Average Assets, quarterly | $151,428,500 | 3,932 |
| Volatile liabilities | $11,897,000 | 5,971 |
| Insider loans | $2,023,000 | 3,132 |
| FHLB advances | $2,992,000 | 4,578 |
| Loans and leases held for sale | $540,000 | 1,000 |
| Unused loan commitments | $17,250,000 | 3,517 |
| Tier 1 (core) risk-based capital | $10,868,000 | 5,122 |
| Tier 2 risk-based capital | $1,189,000 | 3,745 |
| Total risk weighted assets | $94,313,000 | 4,336 |
| Total unused commitments | $17,250,000 | 3,519 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 56 | 3,037 |
| Assets and Liabilities | ||
| Total Assets: | $146,795,000 | 4,042 |
| Cash and due from depository institutions | $2,409,000 | 3,037 |
| Interest-bearing balances | $70,000 | 5,405 |
| Securities | $33,048,000 | 3,212 |
| Federal funds sold & reverse repurchase agreements | $12,032,000 | 991 |
| Net loans & leases | $75,297,000 | 4,752 |
| Loan loss allowance | $1,774,000 | 2,906 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,781,000 | 3,860 |
| Other real estate owned | $197,000 | 3,037 |
| Goodwill and other intangibles | $15,987,000 | 491 |
| All other assets | $5,044,000 | 3,078 |
| Life insurance assets | $2,346,000 | 2,132 |
| Total liabilities and capital | $146,795,000 | 4,042 |
| Total liabilities | $120,357,000 | 4,260 |
| Total deposits | $114,293,000 | 4,116 |
| Interest-bearing deposits | $98,603,000 | 4,101 |
| Deposits held in domestic offices | $114,293,000 | 4,113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,397,000 | 2,746 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $2,989,000 | 4,617 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,678,000 | 2,651 |
| Total equity capital | $26,438,000 | 2,561 |
| Total bank equity capital | $26,438,000 | 2,561 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $300,000 | 4,856 |
| Surplus | $26,070,000 | 1,196 |
| Undivided profits | $68,000 | 7,245 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,372,000 | 2,440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $621,000 | 5,225 |
| Earning assets | $120,447,000 | 4,342 |
| Long-term assets (5+ years) | $26,158,000 | 3,470 |
| Average Assets, year-to-date | $153,284,670 | 3,886 |
| Average Assets, quarterly | $150,590,000 | 3,956 |
| Volatile liabilities | $12,055,000 | 5,944 |
| Insider loans | $2,082,000 | 3,047 |
| FHLB advances | $2,989,000 | 4,479 |
| Loans and leases held for sale | $270,000 | 1,375 |
| Unused loan commitments | $18,042,000 | 3,526 |
| Tier 1 (core) risk-based capital | $10,665,000 | 5,202 |
| Tier 2 risk-based capital | $1,123,000 | 3,830 |
| Total risk weighted assets | $89,226,000 | 4,475 |
| Total unused commitments | $18,042,000 | 3,527 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 62 | 2,753 |
| Assets and Liabilities | ||
| Total Assets: | $154,385,000 | 3,905 |
| Cash and due from depository institutions | $4,508,000 | 2,753 |
| Interest-bearing balances | $91,000 | 5,194 |
| Securities | $36,075,000 | 3,001 |
| Federal funds sold & reverse repurchase agreements | $16,975,000 | 984 |
| Net loans & leases | $72,407,000 | 4,793 |
| Loan loss allowance | $1,470,000 | 3,317 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,850,000 | 3,802 |
| Other real estate owned | $226,000 | 2,753 |
| Goodwill and other intangibles | $16,087,000 | 512 |
| All other assets | $5,257,000 | 2,935 |
| Life insurance assets | $2,325,000 | 2,133 |
| Total liabilities and capital | $154,385,000 | 3,905 |
| Total liabilities | $127,294,000 | 4,115 |
| Total deposits | $122,236,000 | 3,936 |
| Interest-bearing deposits | $104,083,000 | 3,954 |
| Deposits held in domestic offices | $122,236,000 | 3,933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $2,987,000 | 4,367 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,071,000 | 2,403 |
| Total equity capital | $27,091,000 | 2,568 |
| Total bank equity capital | $27,091,000 | 2,568 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $300,000 | 4,875 |
| Surplus | $26,070,000 | 1,185 |
| Undivided profits | $721,000 | 7,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $347,000 | 5,321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $804,000 | 4,439 |
| Earning assets | $125,548,000 | 4,232 |
| Long-term assets (5+ years) | $24,580,000 | 3,470 |
| Average Assets, year-to-date | $156,529,500 | 3,830 |
| Average Assets, quarterly | $156,529,500 | 3,830 |
| Volatile liabilities | $11,032,000 | 6,086 |
| Insider loans | $588,000 | 5,240 |
| FHLB advances | $2,987,000 | 4,234 |
| Loans and leases held for sale | $255,000 | 1,457 |
| Unused loan commitments | $18,165,000 | 3,573 |
| Tier 1 (core) risk-based capital | $10,767,000 | 5,150 |
| Tier 2 risk-based capital | $1,113,000 | 3,810 |
| Total risk weighted assets | $88,694,000 | 4,462 |
| Total unused commitments | $18,165,000 | 3,575 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 60 | 2,852 |
| Assets and Liabilities | ||
| Total Assets: | $158,674,000 | 3,777 |
| Cash and due from depository institutions | $5,095,000 | 2,852 |
| Interest-bearing balances | $109,000 | 4,603 |
| Securities | $37,083,000 | 2,942 |
| Federal funds sold & reverse repurchase agreements | $16,301,000 | 792 |
| Net loans & leases | $75,747,000 | 4,665 |
| Loan loss allowance | $1,462,000 | 3,286 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,885,000 | 3,759 |
| Other real estate owned | $57,000 | 2,852 |
| Goodwill and other intangibles | $16,194,000 | 504 |
| All other assets | $5,312,000 | 2,939 |
| Life insurance assets | $2,302,000 | 2,135 |
| Total liabilities and capital | $158,674,000 | 3,777 |
| Total liabilities | $132,207,000 | 3,957 |
| Total deposits | $126,123,000 | 3,807 |
| Interest-bearing deposits | $108,876,000 | 3,764 |
| Deposits held in domestic offices | $126,123,000 | 3,805 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,983,000 | 4,196 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,101,000 | 1,740 |
| Total equity capital | $26,467,000 | 2,593 |
| Total bank equity capital | $26,467,000 | 2,593 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $300,000 | 4,904 |
| Surplus | $26,070,000 | 1,161 |
| Undivided profits | $97,000 | 7,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,087,000 | 3,202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $809,000 | 4,679 |
| Earning assets | $129,240,000 | 4,098 |
| Long-term assets (5+ years) | $24,498,000 | 3,275 |
| Average Assets, year-to-date | $149,429,200 | 3,830 |
| Average Assets, quarterly | $149,839,500 | 3,908 |
| Volatile liabilities | $10,248,000 | 6,198 |
| Insider loans | $599,000 | 5,216 |
| FHLB advances | $2,983,000 | 4,055 |
| Loans and leases held for sale | $414,000 | 1,254 |
| Unused loan commitments | $16,399,000 | 3,789 |
| Tier 1 (core) risk-based capital | $10,515,000 | 5,204 |
| Tier 2 risk-based capital | $1,164,000 | 3,670 |
| Total risk weighted assets | $92,848,000 | 4,304 |
| Total unused commitments | $16,399,000 | 3,790 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 60 | 2,853 |
| Assets and Liabilities | ||
| Total Assets: | $141,005,000 | 4,059 |
| Cash and due from depository institutions | $4,456,000 | 2,853 |
| Interest-bearing balances | $127,000 | 4,298 |
| Securities | $40,021,000 | 2,756 |
| Federal funds sold & reverse repurchase agreements | $7,256,000 | 1,937 |
| Net loans & leases | $81,278,000 | 4,438 |
| Loan loss allowance | $1,538,000 | 3,105 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,673,000 | 3,897 |
| Other real estate owned | $177,000 | 2,853 |
| Goodwill and other intangibles | $327,000 | 2,342 |
| All other assets | $4,817,000 | 3,162 |
| Life insurance assets | $2,280,000 | 2,102 |
| Total liabilities and capital | $141,005,000 | 4,059 |
| Total liabilities | $128,345,000 | 3,998 |
| Total deposits | $122,704,000 | 3,879 |
| Interest-bearing deposits | $106,710,000 | 3,827 |
| Deposits held in domestic offices | $122,704,000 | 3,877 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $3,000,000 | 4,035 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,641,000 | 1,986 |
| Total equity capital | $12,660,000 | 4,689 |
| Total bank equity capital | $12,660,000 | 4,689 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $300,000 | 4,908 |
| Surplus | $1,150,000 | 6,455 |
| Undivided profits | $11,210,000 | 2,923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,885,000 | 1,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $906,000 | 4,558 |
| Earning assets | $128,682,000 | 4,070 |
| Long-term assets (5+ years) | $25,137,000 | 3,104 |
| Average Assets, year-to-date | $147,118,000 | 3,866 |
| Average Assets, quarterly | $143,148,000 | 3,989 |
| Volatile liabilities | $10,989,000 | 6,065 |
| Insider loans | $569,000 | 5,262 |
| FHLB advances | $3,000,000 | 3,850 |
| Loans and leases held for sale | $360,000 | 1,299 |
| Unused loan commitments | $15,972,000 | 3,859 |
| Tier 1 (core) risk-based capital | $12,666,000 | 4,589 |
| Tier 2 risk-based capital | $1,205,000 | 3,550 |
| Total risk weighted assets | $96,072,000 | 4,159 |
| Total unused commitments | $15,972,000 | 3,859 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 61 | 2,855 |
| Assets and Liabilities | ||
| Total Assets: | $145,291,000 | 3,975 |
| Cash and due from depository institutions | $4,391,000 | 2,855 |
| Interest-bearing balances | $69,000 | 5,129 |
| Securities | $39,565,000 | 2,799 |
| Federal funds sold & reverse repurchase agreements | $6,400,000 | 2,244 |
| Net loans & leases | $86,329,000 | 4,262 |
| Loan loss allowance | $1,388,000 | 3,347 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,716,000 | 3,844 |
| Other real estate owned | $688,000 | 2,855 |
| Goodwill and other intangibles | $341,000 | 2,332 |
| All other assets | $4,861,000 | 3,117 |
| Life insurance assets | $2,260,000 | 2,118 |
| Total liabilities and capital | $145,291,000 | 3,975 |
| Total liabilities | $132,720,000 | 3,895 |
| Total deposits | $123,099,000 | 3,864 |
| Interest-bearing deposits | $105,515,000 | 3,837 |
| Deposits held in domestic offices | $123,099,000 | 3,862 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,000,000 | 2,779 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,621,000 | 2,759 |
| Total equity capital | $12,571,000 | 4,655 |
| Total bank equity capital | $12,571,000 | 4,655 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $300,000 | 4,938 |
| Surplus | $1,150,000 | 6,479 |
| Undivided profits | $11,121,000 | 2,886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,629,000 | 1,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $870,000 | 4,414 |
| Earning assets | $132,363,000 | 4,002 |
| Long-term assets (5+ years) | $26,427,000 | 2,946 |
| Average Assets, year-to-date | $149,155,670 | 3,860 |
| Average Assets, quarterly | $148,075,000 | 3,902 |
| Volatile liabilities | $11,319,000 | 5,974 |
| Insider loans | $579,000 | 5,245 |
| FHLB advances | $8,000,000 | 2,645 |
| Loans and leases held for sale | $987,000 | 988 |
| Unused loan commitments | $16,997,000 | 3,739 |
| Tier 1 (core) risk-based capital | $12,914,000 | 4,530 |
| Tier 2 risk-based capital | $1,263,000 | 3,445 |
| Total risk weighted assets | $100,900,000 | 4,020 |
| Total unused commitments | $16,997,000 | 3,741 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 60 | 2,871 |
| Assets and Liabilities | ||
| Total Assets: | $150,859,000 | 3,873 |
| Cash and due from depository institutions | $5,375,000 | 2,871 |
| Interest-bearing balances | $75,000 | 5,124 |
| Securities | $43,087,000 | 2,615 |
| Federal funds sold & reverse repurchase agreements | $5,090,000 | 3,302 |
| Net loans & leases | $88,843,000 | 4,167 |
| Loan loss allowance | $1,310,000 | 3,477 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,811,000 | 3,721 |
| Other real estate owned | $411,000 | 2,871 |
| Goodwill and other intangibles | $359,000 | 2,307 |
| All other assets | $4,883,000 | 3,029 |
| Life insurance assets | $2,239,000 | 2,116 |
| Total liabilities and capital | $150,859,000 | 3,873 |
| Total liabilities | $138,110,000 | 3,798 |
| Total deposits | $127,713,000 | 3,780 |
| Interest-bearing deposits | $110,079,000 | 3,733 |
| Deposits held in domestic offices | $127,713,000 | 3,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $8,000,000 | 2,723 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,397,000 | 2,100 |
| Total equity capital | $12,749,000 | 4,611 |
| Total bank equity capital | $12,749,000 | 4,611 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $300,000 | 4,948 |
| Surplus | $1,150,000 | 6,486 |
| Undivided profits | $11,299,000 | 2,905 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,900,000 | 1,766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,077,000 | 3,590 |
| Earning assets | $137,095,000 | 3,921 |
| Long-term assets (5+ years) | $25,714,000 | 2,960 |
| Average Assets, year-to-date | $151,088,000 | 3,848 |
| Average Assets, quarterly | $151,088,000 | 3,848 |
| Volatile liabilities | $12,533,000 | 5,679 |
| Insider loans | $588,000 | 5,238 |
| FHLB advances | $8,000,000 | 2,603 |
| Loans and leases held for sale | $501,000 | 1,245 |
| Unused loan commitments | $17,012,000 | 3,734 |
| Tier 1 (core) risk-based capital | $12,768,000 | 4,522 |
| Tier 2 risk-based capital | $1,305,000 | 3,331 |
| Total risk weighted assets | $104,384,000 | 3,886 |
| Total unused commitments | $17,012,000 | 3,734 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 62 | 2,805 |
| Assets and Liabilities | ||
| Total Assets: | $151,317,000 | 3,841 |
| Cash and due from depository institutions | $4,741,000 | 2,805 |
| Interest-bearing balances | $102,000 | 4,705 |
| Securities | $40,085,000 | 2,791 |
| Federal funds sold & reverse repurchase agreements | $5,598,000 | 2,658 |
| Net loans & leases | $92,507,000 | 4,029 |
| Loan loss allowance | $1,267,000 | 3,544 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,877,000 | 3,622 |
| Other real estate owned | $346,000 | 2,805 |
| Goodwill and other intangibles | $374,000 | 2,289 |
| All other assets | $4,789,000 | 3,097 |
| Life insurance assets | $2,218,000 | 2,090 |
| Total liabilities and capital | $151,317,000 | 3,841 |
| Total liabilities | $138,997,000 | 3,773 |
| Total deposits | $129,670,000 | 3,708 |
| Interest-bearing deposits | $111,461,000 | 3,641 |
| Deposits held in domestic offices | $129,670,000 | 3,706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,000,000 | 2,808 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,327,000 | 3,224 |
| Total equity capital | $12,320,000 | 4,683 |
| Total bank equity capital | $12,320,000 | 4,683 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $300,000 | 4,970 |
| Surplus | $1,000,000 | 6,596 |
| Undivided profits | $11,020,000 | 2,923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,213,000 | 1,416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,000,000 | 3,924 |
| Earning assets | $138,292,000 | 3,858 |
| Long-term assets (5+ years) | $18,447,000 | 3,533 |
| Average Assets, year-to-date | $146,492,600 | 3,811 |
| Average Assets, quarterly | $148,548,000 | 3,856 |
| Volatile liabilities | $12,899,000 | 5,687 |
| Insider loans | $798,000 | 4,692 |
| FHLB advances | $8,000,000 | 2,693 |
| Loans and leases held for sale | $686,000 | 1,097 |
| Unused loan commitments | $20,406,000 | 3,269 |
| Tier 1 (core) risk-based capital | $12,431,000 | 4,582 |
| Tier 2 risk-based capital | $1,267,000 | 3,397 |
| Total risk weighted assets | $107,419,000 | 3,783 |
| Total unused commitments | $20,406,000 | 3,269 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 63 | 2,790 |
| Assets and Liabilities | ||
| Total Assets: | $145,779,000 | 3,915 |
| Cash and due from depository institutions | $4,159,000 | 2,790 |
| Interest-bearing balances | $115,000 | 4,560 |
| Securities | $33,234,000 | 3,274 |
| Federal funds sold & reverse repurchase agreements | $2,557,000 | 3,533 |
| Net loans & leases | $97,037,000 | 3,908 |
| Loan loss allowance | $1,400,000 | 3,303 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,971,000 | 3,532 |
| Other real estate owned | $346,000 | 2,790 |
| Goodwill and other intangibles | $376,000 | 2,289 |
| All other assets | $5,099,000 | 2,980 |
| Life insurance assets | $2,196,000 | 2,065 |
| Total liabilities and capital | $145,779,000 | 3,915 |
| Total liabilities | $133,150,000 | 3,857 |
| Total deposits | $122,031,000 | 3,815 |
| Interest-bearing deposits | $104,746,000 | 3,769 |
| Deposits held in domestic offices | $122,031,000 | 3,811 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,000,000 | 2,803 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,119,000 | 2,239 |
| Total equity capital | $12,629,000 | 4,569 |
| Total bank equity capital | $12,629,000 | 4,569 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $300,000 | 5,006 |
| Surplus | $1,000,000 | 6,618 |
| Undivided profits | $11,329,000 | 2,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,117,000 | 982 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,067,000 | 3,772 |
| Earning assets | $132,943,000 | 3,937 |
| Long-term assets (5+ years) | $13,975,000 | 4,034 |
| Average Assets, year-to-date | $145,286,500 | 3,842 |
| Average Assets, quarterly | $144,978,000 | 3,896 |
| Volatile liabilities | $12,583,000 | 5,740 |
| Insider loans | $855,000 | 4,536 |
| FHLB advances | $9,000,000 | 2,669 |
| Loans and leases held for sale | $1,240,000 | 849 |
| Unused loan commitments | $17,938,000 | 3,577 |
| Tier 1 (core) risk-based capital | $12,806,000 | 4,462 |
| Tier 2 risk-based capital | $1,358,000 | 3,227 |
| Total risk weighted assets | $108,650,000 | 3,733 |
| Total unused commitments | $17,938,000 | 3,578 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 61 | 2,898 |
| Assets and Liabilities | ||
| Total Assets: | $144,177,000 | 3,921 |
| Cash and due from depository institutions | $7,129,000 | 2,898 |
| Interest-bearing balances | $51,000 | 5,495 |
| Securities | $29,770,000 | 3,524 |
| Federal funds sold & reverse repurchase agreements | $2,301,000 | 3,458 |
| Net loans & leases | $96,166,000 | 3,896 |
| Loan loss allowance | $1,324,000 | 3,427 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,040,000 | 3,444 |
| Other real estate owned | $221,000 | 2,898 |
| Goodwill and other intangibles | $394,000 | 2,261 |
| All other assets | $5,156,000 | 2,910 |
| Life insurance assets | $2,175,000 | 2,031 |
| Total liabilities and capital | $144,177,000 | 3,921 |
| Total liabilities | $131,921,000 | 3,858 |
| Total deposits | $121,448,000 | 3,799 |
| Interest-bearing deposits | $103,813,000 | 3,763 |
| Deposits held in domestic offices | $121,448,000 | 3,796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $9,000,000 | 2,831 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,473,000 | 2,732 |
| Total equity capital | $12,256,000 | 4,542 |
| Total bank equity capital | $12,256,000 | 4,542 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $300,000 | 5,008 |
| Surplus | $1,000,000 | 6,628 |
| Undivided profits | $10,956,000 | 2,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,689,000 | 1,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $942,000 | 3,787 |
| Earning assets | $128,288,000 | 3,987 |
| Long-term assets (5+ years) | $13,430,000 | 4,066 |
| Average Assets, year-to-date | $145,122,330 | 3,855 |
| Average Assets, quarterly | $144,804,500 | 3,883 |
| Volatile liabilities | $12,591,000 | 5,714 |
| Insider loans | $1,124,000 | 4,018 |
| FHLB advances | $9,000,000 | 2,693 |
| Loans and leases held for sale | $366,000 | 1,319 |
| Unused loan commitments | $17,689,000 | 3,606 |
| Tier 1 (core) risk-based capital | $12,684,000 | 4,445 |
| Tier 2 risk-based capital | $1,315,000 | 3,283 |
| Total risk weighted assets | $105,180,000 | 3,782 |
| Total unused commitments | $17,689,000 | 3,606 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 67 | 2,619 |
| Assets and Liabilities | ||
| Total Assets: | $145,432,000 | 3,866 |
| Cash and due from depository institutions | $4,070,000 | 2,619 |
| Interest-bearing balances | $84,000 | 5,234 |
| Securities | $29,327,000 | 3,611 |
| Federal funds sold & reverse repurchase agreements | $1,551,000 | 4,619 |
| Net loans & leases | $101,940,000 | 3,664 |
| Loan loss allowance | $1,193,000 | 3,687 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,061,000 | 3,386 |
| Other real estate owned | $0 | 2,619 |
| Goodwill and other intangibles | $391,000 | 2,241 |
| All other assets | $5,092,000 | 2,868 |
| Life insurance assets | $2,151,000 | 2,011 |
| Total liabilities and capital | $145,432,000 | 3,866 |
| Total liabilities | $133,218,000 | 3,786 |
| Total deposits | $122,908,000 | 3,757 |
| Interest-bearing deposits | $106,100,000 | 3,696 |
| Deposits held in domestic offices | $122,908,000 | 3,753 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,000,000 | 2,747 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,310,000 | 2,952 |
| Total equity capital | $12,214,000 | 4,519 |
| Total bank equity capital | $12,214,000 | 4,519 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $300,000 | 5,005 |
| Surplus | $1,000,000 | 6,614 |
| Undivided profits | $10,914,000 | 2,841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $340,000 | 4,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,048,000 | 3,299 |
| Earning assets | $132,902,000 | 3,868 |
| Long-term assets (5+ years) | $13,495,000 | 4,029 |
| Average Assets, year-to-date | $145,595,000 | 3,831 |
| Average Assets, quarterly | $145,595,000 | 3,831 |
| Volatile liabilities | $13,313,000 | 5,457 |
| Insider loans | $1,032,000 | 4,133 |
| FHLB advances | $9,000,000 | 2,631 |
| Loans and leases held for sale | $672,000 | 1,009 |
| Unused loan commitments | $17,438,000 | 3,598 |
| Tier 1 (core) risk-based capital | $12,546,000 | 4,404 |
| Tier 2 risk-based capital | $1,193,000 | 3,485 |
| Total risk weighted assets | $109,257,000 | 3,630 |
| Total unused commitments | $17,438,000 | 3,599 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 62 | 2,813 |
| Assets and Liabilities | ||
| Total Assets: | $145,758,000 | 3,832 |
| Cash and due from depository institutions | $5,263,000 | 2,813 |
| Interest-bearing balances | $72,000 | 5,403 |
| Securities | $29,621,000 | 3,593 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $102,178,000 | 3,634 |
| Loan loss allowance | $1,217,000 | 3,595 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,042,000 | 3,396 |
| Other real estate owned | $24,000 | 2,813 |
| Goodwill and other intangibles | $387,000 | 2,254 |
| All other assets | $5,243,000 | 2,787 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $145,758,000 | 3,832 |
| Total liabilities | $133,648,000 | 3,765 |
| Total deposits | $120,091,000 | 3,786 |
| Interest-bearing deposits | $99,218,000 | 3,834 |
| Deposits held in domestic offices | $120,091,000 | 3,782 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,367,000 | 2,190 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,660 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,190,000 | 3,103 |
| Total equity capital | $12,110,000 | 4,518 |
| Total bank equity capital | $12,110,000 | 4,518 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $300,000 | 5,028 |
| Surplus | $1,000,000 | 6,629 |
| Undivided profits | $10,810,000 | 2,843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $372,000 | 4,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $865,000 | 3,905 |
| Earning assets | $131,871,000 | 3,864 |
| Long-term assets (5+ years) | $13,396,000 | 4,058 |
| Average Assets, year-to-date | $143,069,600 | 3,731 |
| Average Assets, quarterly | $144,811,000 | 3,809 |
| Volatile liabilities | $14,251,000 | 5,264 |
| Insider loans | $954,000 | 4,289 |
| FHLB advances | $10,000,000 | 2,516 |
| Loans and leases held for sale | $1,326,000 | 748 |
| Unused loan commitments | $18,151,000 | 3,494 |
| Tier 1 (core) risk-based capital | $12,406,000 | 4,390 |
| Tier 2 risk-based capital | $1,217,000 | 3,395 |
| Total risk weighted assets | $108,563,000 | 3,616 |
| Total unused commitments | $18,151,000 | 3,495 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 62 | 2,799 |
| Assets and Liabilities | ||
| Total Assets: | $143,864,000 | 3,817 |
| Cash and due from depository institutions | $4,830,000 | 2,799 |
| Interest-bearing balances | $71,000 | 5,413 |
| Securities | $31,698,000 | 3,388 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $98,859,000 | 3,697 |
| Loan loss allowance | $1,336,000 | 3,311 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,035,000 | 3,355 |
| Other real estate owned | $0 | 2,799 |
| Goodwill and other intangibles | $393,000 | 2,227 |
| All other assets | $5,049,000 | 2,809 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $143,864,000 | 3,817 |
| Total liabilities | $131,541,000 | 3,756 |
| Total deposits | $116,907,000 | 3,804 |
| Interest-bearing deposits | $97,644,000 | 3,821 |
| Deposits held in domestic offices | $116,907,000 | 3,800 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,196,000 | 1,976 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,000,000 | 2,673 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,438,000 | 2,666 |
| Total equity capital | $12,323,000 | 4,430 |
| Total bank equity capital | $12,323,000 | 4,430 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $300,000 | 5,037 |
| Surplus | $1,000,000 | 6,626 |
| Undivided profits | $11,023,000 | 2,816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,257,000 | 1,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $834,000 | 4,013 |
| Earning assets | $130,628,000 | 3,829 |
| Long-term assets (5+ years) | $15,057,000 | 3,863 |
| Average Assets, year-to-date | $142,397,500 | 3,740 |
| Average Assets, quarterly | $142,383,000 | 3,809 |
| Volatile liabilities | $14,794,000 | 5,158 |
| Insider loans | $705,000 | 4,857 |
| FHLB advances | $10,000,000 | 2,512 |
| Loans and leases held for sale | $767,000 | 1,068 |
| Unused loan commitments | $17,879,000 | 3,493 |
| Tier 1 (core) risk-based capital | $12,449,000 | 4,313 |
| Tier 2 risk-based capital | $1,321,000 | 3,140 |
| Total risk weighted assets | $105,675,000 | 3,635 |
| Total unused commitments | $17,879,000 | 3,495 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 60 | 2,851 |
| Assets and Liabilities | ||
| Total Assets: | $140,902,000 | 3,819 |
| Cash and due from depository institutions | $3,924,000 | 2,851 |
| Interest-bearing balances | $72,000 | 5,440 |
| Securities | $34,206,000 | 3,243 |
| Federal funds sold & reverse repurchase agreements | $324,000 | 5,188 |
| Net loans & leases | $94,229,000 | 3,762 |
| Loan loss allowance | $1,284,000 | 3,363 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,975,000 | 3,348 |
| Other real estate owned | $0 | 2,851 |
| Goodwill and other intangibles | $405,000 | 2,213 |
| All other assets | $4,839,000 | 2,806 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $140,902,000 | 3,819 |
| Total liabilities | $128,646,000 | 3,742 |
| Total deposits | $115,440,000 | 3,790 |
| Interest-bearing deposits | $96,086,000 | 3,828 |
| Deposits held in domestic offices | $115,440,000 | 3,788 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,961,000 | 2,376 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,628 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,245,000 | 2,784 |
| Total equity capital | $12,256,000 | 4,380 |
| Total bank equity capital | $12,256,000 | 4,380 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $300,000 | 5,033 |
| Surplus | $1,000,000 | 6,607 |
| Undivided profits | $10,956,000 | 2,797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,338,000 | 1,822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $705,000 | 4,229 |
| Earning assets | $128,831,000 | 3,808 |
| Long-term assets (5+ years) | $16,616,000 | 3,718 |
| Average Assets, year-to-date | $141,908,670 | 3,727 |
| Average Assets, quarterly | $141,137,000 | 3,775 |
| Volatile liabilities | $13,692,000 | 5,204 |
| Insider loans | $703,000 | 4,802 |
| FHLB advances | $10,000,000 | 2,493 |
| Loans and leases held for sale | $782,000 | 1,083 |
| Unused loan commitments | $13,950,000 | 3,925 |
| Tier 1 (core) risk-based capital | $12,288,000 | 4,284 |
| Tier 2 risk-based capital | $1,260,000 | 3,213 |
| Total risk weighted assets | $100,739,000 | 3,688 |
| Total unused commitments | $13,950,000 | 3,925 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 60 | 2,831 |
| Assets and Liabilities | ||
| Total Assets: | $141,372,000 | 3,790 |
| Cash and due from depository institutions | $3,971,000 | 2,831 |
| Interest-bearing balances | $80,000 | 5,412 |
| Securities | $34,185,000 | 3,282 |
| Federal funds sold & reverse repurchase agreements | $1,635,000 | 4,356 |
| Net loans & leases | $93,346,000 | 3,743 |
| Loan loss allowance | $1,242,000 | 3,450 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,691,000 | 3,566 |
| Other real estate owned | $155,000 | 2,831 |
| Goodwill and other intangibles | $401,000 | 2,220 |
| All other assets | $4,988,000 | 2,717 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $141,372,000 | 3,790 |
| Total liabilities | $129,425,000 | 3,724 |
| Total deposits | $116,359,000 | 3,783 |
| Interest-bearing deposits | $98,301,000 | 3,778 |
| Deposits held in domestic offices | $116,359,000 | 3,780 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,906,000 | 2,210 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,562 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,160,000 | 2,891 |
| Total equity capital | $11,947,000 | 4,382 |
| Total bank equity capital | $11,947,000 | 4,382 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $300,000 | 5,068 |
| Surplus | $1,000,000 | 6,636 |
| Undivided profits | $10,647,000 | 2,802 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $952,000 | 2,460 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $759,000 | 3,883 |
| Earning assets | $129,246,000 | 3,797 |
| Long-term assets (5+ years) | $17,278,000 | 3,699 |
| Average Assets, year-to-date | $142,412,000 | 3,742 |
| Average Assets, quarterly | $142,412,000 | 3,742 |
| Volatile liabilities | $13,615,000 | 5,120 |
| Insider loans | $285,000 | 6,269 |
| FHLB advances | $10,000,000 | 2,434 |
| Loans and leases held for sale | $873,000 | 964 |
| Unused loan commitments | $14,118,000 | 3,856 |
| Tier 1 (core) risk-based capital | $12,139,000 | 4,271 |
| Tier 2 risk-based capital | $1,242,000 | 3,230 |
| Total risk weighted assets | $99,581,000 | 3,684 |
| Total unused commitments | $14,118,000 | 3,857 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 62 | 2,758 |
| Assets and Liabilities | ||
| Total Assets: | $143,452,000 | 3,733 |
| Cash and due from depository institutions | $6,012,000 | 2,758 |
| Interest-bearing balances | $71,000 | 5,508 |
| Securities | $32,775,000 | 3,394 |
| Federal funds sold & reverse repurchase agreements | $2,395,000 | 3,623 |
| Net loans & leases | $94,094,000 | 3,686 |
| Loan loss allowance | $1,186,000 | 3,538 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,616,000 | 3,622 |
| Other real estate owned | $90,000 | 2,758 |
| Goodwill and other intangibles | $396,000 | 2,225 |
| All other assets | $5,074,000 | 2,626 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $143,452,000 | 3,733 |
| Total liabilities | $131,325,000 | 3,673 |
| Total deposits | $116,984,000 | 3,724 |
| Interest-bearing deposits | $96,713,000 | 3,804 |
| Deposits held in domestic offices | $116,984,000 | 3,720 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,195,000 | 2,216 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $10,000,000 | 2,576 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,146,000 | 1,825 |
| Total equity capital | $12,127,000 | 4,337 |
| Total bank equity capital | $12,127,000 | 4,337 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $300,000 | 5,084 |
| Surplus | $1,000,000 | 6,652 |
| Undivided profits | $10,827,000 | 2,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $891,000 | 2,612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $717,000 | 4,077 |
| Earning assets | $129,335,000 | 3,776 |
| Long-term assets (5+ years) | $19,584,000 | 3,508 |
| Average Assets, year-to-date | $141,315,400 | 3,677 |
| Average Assets, quarterly | $143,320,000 | 3,708 |
| Volatile liabilities | $13,199,000 | 5,134 |
| Insider loans | $274,000 | 6,358 |
| FHLB advances | $10,000,000 | 2,428 |
| Loans and leases held for sale | $188,000 | 1,477 |
| Unused loan commitments | $15,066,000 | 3,579 |
| Tier 1 (core) risk-based capital | $12,053,000 | 4,240 |
| Tier 2 risk-based capital | $1,186,000 | 3,328 |
| Total risk weighted assets | $99,760,000 | 3,667 |
| Total unused commitments | $15,066,000 | 3,581 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 61 | 2,805 |
| Assets and Liabilities | ||
| Total Assets: | $143,188,000 | 3,721 |
| Cash and due from depository institutions | $5,249,000 | 2,805 |
| Interest-bearing balances | $43,000 | 5,889 |
| Securities | $35,058,000 | 3,223 |
| Federal funds sold & reverse repurchase agreements | $1,295,000 | 4,243 |
| Net loans & leases | $93,717,000 | 3,654 |
| Loan loss allowance | $1,167,000 | 3,582 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,574,000 | 3,617 |
| Other real estate owned | $103,000 | 2,805 |
| Goodwill and other intangibles | $402,000 | 2,186 |
| All other assets | $4,790,000 | 2,707 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $143,188,000 | 3,721 |
| Total liabilities | $130,555,000 | 3,663 |
| Total deposits | $116,763,000 | 3,687 |
| Interest-bearing deposits | $97,055,000 | 3,758 |
| Deposits held in domestic offices | $116,763,000 | 3,685 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,103,000 | 2,311 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $10,000,000 | 2,560 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,689,000 | 2,183 |
| Total equity capital | $12,633,000 | 4,182 |
| Total bank equity capital | $12,633,000 | 4,182 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $300,000 | 5,105 |
| Surplus | $1,000,000 | 6,653 |
| Undivided profits | $11,333,000 | 2,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $268,000 | 5,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $751,000 | 4,066 |
| Earning assets | $130,113,000 | 3,736 |
| Long-term assets (5+ years) | $22,189,000 | 3,343 |
| Average Assets, year-to-date | $140,781,250 | 3,686 |
| Average Assets, quarterly | $143,552,500 | 3,687 |
| Volatile liabilities | $13,248,000 | 5,133 |
| Insider loans | $340,000 | 6,076 |
| FHLB advances | $10,000,000 | 2,424 |
| Loans and leases held for sale | $162,000 | 1,559 |
| Unused loan commitments | $14,895,000 | 3,602 |
| Tier 1 (core) risk-based capital | $12,441,000 | 4,097 |
| Tier 2 risk-based capital | $1,167,000 | 3,353 |
| Total risk weighted assets | $99,070,000 | 3,648 |
| Total unused commitments | $14,895,000 | 3,604 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 63 | 2,733 |
| Assets and Liabilities | ||
| Total Assets: | $143,917,000 | 3,686 |
| Cash and due from depository institutions | $5,007,000 | 2,733 |
| Interest-bearing balances | $59,000 | 5,714 |
| Securities | $37,352,000 | 3,114 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $92,668,000 | 3,653 |
| Loan loss allowance | $1,176,000 | 3,571 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,436,000 | 3,740 |
| Other real estate owned | $1,411,000 | 2,733 |
| Goodwill and other intangibles | $407,000 | 2,188 |
| All other assets | $4,636,000 | 2,757 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $143,917,000 | 3,686 |
| Total liabilities | $132,180,000 | 3,619 |
| Total deposits | $115,077,000 | 3,741 |
| Interest-bearing deposits | $96,342,000 | 3,764 |
| Deposits held in domestic offices | $115,077,000 | 3,737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,941,000 | 1,847 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,000,000 | 2,546 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,162,000 | 1,231 |
| Total equity capital | $11,737,000 | 4,308 |
| Total bank equity capital | $11,737,000 | 4,308 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $300,000 | 5,138 |
| Surplus | $1,000,000 | 6,683 |
| Undivided profits | $10,437,000 | 2,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $444,000 | 4,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $707,000 | 4,003 |
| Earning assets | $130,079,000 | 3,712 |
| Long-term assets (5+ years) | $28,474,000 | 2,923 |
| Average Assets, year-to-date | $139,979,000 | 3,714 |
| Average Assets, quarterly | $141,878,000 | 3,694 |
| Volatile liabilities | $15,095,000 | 4,717 |
| Insider loans | $332,000 | 6,126 |
| FHLB advances | $10,000,000 | 2,408 |
| Loans and leases held for sale | $290,000 | 1,361 |
| Unused loan commitments | $13,727,000 | 3,757 |
| Tier 1 (core) risk-based capital | $11,973,000 | 4,177 |
| Tier 2 risk-based capital | $1,176,000 | 3,305 |
| Total risk weighted assets | $99,163,000 | 3,618 |
| Total unused commitments | $13,727,000 | 3,757 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 62 | 2,755 |
| Assets and Liabilities | ||
| Total Assets: | $139,839,000 | 3,752 |
| Cash and due from depository institutions | $4,126,000 | 2,755 |
| Interest-bearing balances | $57,000 | 5,819 |
| Securities | $42,024,000 | 2,822 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $86,949,000 | 3,756 |
| Loan loss allowance | $1,101,000 | 3,695 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,440,000 | 3,706 |
| Other real estate owned | $1,483,000 | 2,755 |
| Goodwill and other intangibles | $399,000 | 2,175 |
| All other assets | $2,418,000 | 4,166 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $139,839,000 | 3,752 |
| Total liabilities | $127,600,000 | 3,693 |
| Total deposits | $113,245,000 | 3,794 |
| Interest-bearing deposits | $94,130,000 | 3,840 |
| Deposits held in domestic offices | $113,245,000 | 3,789 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,827,000 | 1,898 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $10,000,000 | 2,415 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,528,000 | 2,386 |
| Total equity capital | $12,239,000 | 4,267 |
| Total bank equity capital | $12,239,000 | 4,267 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $300,000 | 5,148 |
| Surplus | $1,000,000 | 6,691 |
| Undivided profits | $10,939,000 | 2,818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 5,465 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $691,000 | 4,018 |
| Earning assets | $129,030,000 | 3,726 |
| Long-term assets (5+ years) | $31,961,000 | 2,645 |
| Average Assets, year-to-date | $138,010,000 | 3,760 |
| Average Assets, quarterly | $138,010,000 | 3,760 |
| Volatile liabilities | $9,867,000 | 5,724 |
| Insider loans | $229,000 | 6,579 |
| FHLB advances | $10,000,000 | 2,279 |
| Loans and leases held for sale | $873,000 | 1,044 |
| Unused loan commitments | $12,188,000 | 3,943 |
| Tier 1 (core) risk-based capital | $11,796,000 | 4,200 |
| Tier 2 risk-based capital | $1,101,000 | 3,425 |
| Total risk weighted assets | $90,900,000 | 3,795 |
| Total unused commitments | $12,188,000 | 3,948 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 66 | 2,625 |
| Assets and Liabilities | ||
| Total Assets: | $136,181,000 | 3,803 |
| Cash and due from depository institutions | $5,358,000 | 2,625 |
| Interest-bearing balances | $49,000 | 5,887 |
| Securities | $35,392,000 | 3,290 |
| Federal funds sold & reverse repurchase agreements | $1,171,000 | 4,817 |
| Net loans & leases | $88,055,000 | 3,707 |
| Loan loss allowance | $1,111,000 | 3,660 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,340,000 | 3,783 |
| Other real estate owned | $615,000 | 2,625 |
| Goodwill and other intangibles | $401,000 | 2,168 |
| All other assets | $2,849,000 | 3,785 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,181,000 | 3,803 |
| Total liabilities | $124,322,000 | 3,764 |
| Total deposits | $115,538,000 | 3,697 |
| Interest-bearing deposits | $97,257,000 | 3,725 |
| Deposits held in domestic offices | $115,538,000 | 3,694 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,639,000 | 2,059 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,355 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,145,000 | 2,829 |
| Total equity capital | $11,859,000 | 4,290 |
| Total bank equity capital | $11,859,000 | 4,290 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $300,000 | 5,188 |
| Surplus | $1,000,000 | 6,710 |
| Undivided profits | $10,559,000 | 2,849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $639,000 | 3,610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $689,000 | 4,193 |
| Earning assets | $124,667,000 | 3,809 |
| Long-term assets (5+ years) | $24,699,000 | 3,185 |
| Average Assets, year-to-date | $138,992,200 | 3,624 |
| Average Assets, quarterly | $137,256,500 | 3,760 |
| Volatile liabilities | $9,701,000 | 5,786 |
| Insider loans | $236,000 | 6,585 |
| FHLB advances | $5,000,000 | 3,183 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $10,302,000 | 4,219 |
| Tier 1 (core) risk-based capital | $11,633,000 | 4,197 |
| Tier 2 risk-based capital | $1,111,000 | 3,394 |
| Total risk weighted assets | $91,415,000 | 3,780 |
| Total unused commitments | $10,302,000 | 4,222 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 66 | 2,639 |
| Assets and Liabilities | ||
| Total Assets: | $138,332,000 | 3,749 |
| Cash and due from depository institutions | $3,483,000 | 2,639 |
| Interest-bearing balances | $49,000 | 5,963 |
| Securities | $37,997,000 | 3,059 |
| Federal funds sold & reverse repurchase agreements | $2,614,000 | 3,861 |
| Net loans & leases | $88,669,000 | 3,668 |
| Loan loss allowance | $1,140,000 | 3,592 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,323,000 | 3,793 |
| Other real estate owned | $164,000 | 2,639 |
| Goodwill and other intangibles | $75,000 | 2,854 |
| All other assets | $3,007,000 | 3,645 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,332,000 | 3,749 |
| Total liabilities | $126,659,000 | 3,674 |
| Total deposits | $117,799,000 | 3,624 |
| Interest-bearing deposits | $98,046,000 | 3,695 |
| Deposits held in domestic offices | $117,799,000 | 3,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,892,000 | 1,931 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,313 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $968,000 | 3,275 |
| Total equity capital | $11,673,000 | 4,332 |
| Total bank equity capital | $11,673,000 | 4,332 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $300,000 | 5,220 |
| Surplus | $1,000,000 | 6,726 |
| Undivided profits | $10,373,000 | 2,909 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,468,000 | 2,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $685,000 | 4,409 |
| Earning assets | $129,329,000 | 3,672 |
| Long-term assets (5+ years) | $26,806,000 | 3,023 |
| Average Assets, year-to-date | $139,695,000 | 3,633 |
| Average Assets, quarterly | $139,079,000 | 3,696 |
| Volatile liabilities | $10,040,000 | 5,720 |
| Insider loans | $468,000 | 5,588 |
| FHLB advances | $5,000,000 | 3,127 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $11,121,000 | 4,051 |
| Tier 1 (core) risk-based capital | $11,441,000 | 4,240 |
| Tier 2 risk-based capital | $1,140,000 | 3,310 |
| Total risk weighted assets | $91,401,000 | 3,757 |
| Total unused commitments | $11,121,000 | 4,056 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 68 | 2,571 |
| Assets and Liabilities | ||
| Total Assets: | $139,826,000 | 3,691 |
| Cash and due from depository institutions | $6,199,000 | 2,571 |
| Interest-bearing balances | $1,131,000 | 3,098 |
| Securities | $44,375,000 | 2,643 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 4,635 |
| Net loans & leases | $81,401,000 | 3,882 |
| Loan loss allowance | $1,048,000 | 3,780 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,279,000 | 3,817 |
| Other real estate owned | $164,000 | 2,571 |
| Goodwill and other intangibles | $86,000 | 2,779 |
| All other assets | $3,122,000 | 3,412 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,826,000 | 3,691 |
| Total liabilities | $127,809,000 | 3,628 |
| Total deposits | $118,377,000 | 3,607 |
| Interest-bearing deposits | $98,941,000 | 3,665 |
| Deposits held in domestic offices | $118,377,000 | 3,603 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,835,000 | 1,862 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,000,000 | 3,282 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,597,000 | 2,387 |
| Total equity capital | $12,017,000 | 4,231 |
| Total bank equity capital | $12,017,000 | 4,231 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $300,000 | 5,230 |
| Surplus | $1,000,000 | 6,729 |
| Undivided profits | $10,717,000 | 2,884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,379,000 | 2,243 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $787,000 | 3,758 |
| Earning assets | $129,107,000 | 3,659 |
| Long-term assets (5+ years) | $28,547,000 | 2,737 |
| Average Assets, year-to-date | $140,149,330 | 3,610 |
| Average Assets, quarterly | $140,092,500 | 3,654 |
| Volatile liabilities | $10,347,000 | 5,613 |
| Insider loans | $431,000 | 5,721 |
| FHLB advances | $5,000,000 | 3,090 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $11,398,000 | 3,933 |
| Tier 1 (core) risk-based capital | $11,337,000 | 4,204 |
| Tier 2 risk-based capital | $1,048,000 | 3,497 |
| Total risk weighted assets | $83,879,000 | 3,955 |
| Total unused commitments | $11,398,000 | 3,946 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 66 | 2,612 |
| Assets and Liabilities | ||
| Total Assets: | $140,359,000 | 3,627 |
| Cash and due from depository institutions | $6,415,000 | 2,612 |
| Interest-bearing balances | $1,091,000 | 3,102 |
| Securities | $43,900,000 | 2,619 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 5,191 |
| Net loans & leases | $82,265,000 | 3,782 |
| Loan loss allowance | $1,219,000 | 3,310 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,330,000 | 3,732 |
| Other real estate owned | $81,000 | 2,612 |
| Goodwill and other intangibles | $98,000 | 2,720 |
| All other assets | $3,170,000 | 3,325 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,359,000 | 3,627 |
| Total liabilities | $128,693,000 | 3,558 |
| Total deposits | $119,248,000 | 3,537 |
| Interest-bearing deposits | $97,627,000 | 3,683 |
| Deposits held in domestic offices | $119,248,000 | 3,533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,457,000 | 1,644 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,000,000 | 3,200 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $988,000 | 3,365 |
| Total equity capital | $11,666,000 | 4,254 |
| Total bank equity capital | $11,666,000 | 4,254 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $300,000 | 5,247 |
| Surplus | $1,000,000 | 6,738 |
| Undivided profits | $10,366,000 | 2,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,868,000 | 1,711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $755,000 | 3,923 |
| Earning assets | $129,356,000 | 3,597 |
| Long-term assets (5+ years) | $30,462,000 | 2,537 |
| Average Assets, year-to-date | $140,311,000 | 3,585 |
| Average Assets, quarterly | $140,311,000 | 3,585 |
| Volatile liabilities | $11,056,000 | 5,396 |
| Insider loans | $486,000 | 5,471 |
| FHLB advances | $5,000,000 | 3,011 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $8,287,000 | 4,584 |
| Tier 1 (core) risk-based capital | $11,252,000 | 4,179 |
| Tier 2 risk-based capital | $1,041,000 | 3,443 |
| Total risk weighted assets | $83,091,000 | 3,944 |
| Total unused commitments | $8,287,000 | 4,598 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 69 | 2,482 |
| Assets and Liabilities | ||
| Total Assets: | $140,263,000 | 3,579 |
| Cash and due from depository institutions | $5,650,000 | 2,482 |
| Interest-bearing balances | $1,093,000 | 3,000 |
| Securities | $41,280,000 | 2,734 |
| Federal funds sold & reverse repurchase agreements | $2,050,000 | 4,771 |
| Net loans & leases | $85,473,000 | 3,685 |
| Loan loss allowance | $1,218,000 | 3,231 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,409,000 | 3,627 |
| Other real estate owned | $0 | 2,482 |
| Goodwill and other intangibles | $109,000 | 2,649 |
| All other assets | $3,292,000 | 3,230 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,263,000 | 3,579 |
| Total liabilities | $128,655,000 | 3,515 |
| Total deposits | $118,724,000 | 3,506 |
| Interest-bearing deposits | $99,189,000 | 3,574 |
| Deposits held in domestic offices | $118,724,000 | 3,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,709,000 | 1,653 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,000,000 | 3,233 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,222,000 | 2,948 |
| Total equity capital | $11,608,000 | 4,223 |
| Total bank equity capital | $11,608,000 | 4,223 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $300,000 | 5,258 |
| Surplus | $1,000,000 | 6,735 |
| Undivided profits | $10,308,000 | 2,870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,173,000 | 1,415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $825,000 | 3,777 |
| Earning assets | $129,896,000 | 3,542 |
| Long-term assets (5+ years) | $28,392,000 | 2,651 |
| Average Assets, year-to-date | $140,426,800 | 3,440 |
| Average Assets, quarterly | $140,580,000 | 3,535 |
| Volatile liabilities | $11,595,000 | 5,281 |
| Insider loans | $499,000 | 5,455 |
| FHLB advances | $5,000,000 | 3,024 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $9,147,000 | 4,280 |
| Tier 1 (core) risk-based capital | $11,135,000 | 4,139 |
| Tier 2 risk-based capital | $1,057,000 | 3,363 |
| Total risk weighted assets | $84,422,000 | 3,859 |
| Total unused commitments | $9,147,000 | 4,283 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 67 | 2,555 |
| Assets and Liabilities | ||
| Total Assets: | $143,541,000 | 3,395 |
| Cash and due from depository institutions | $7,052,000 | 2,555 |
| Interest-bearing balances | $1,036,000 | 2,941 |
| Securities | $29,942,000 | 3,354 |
| Federal funds sold & reverse repurchase agreements | $7,850,000 | 1,855 |
| Net loans & leases | $92,388,000 | 3,359 |
| Loan loss allowance | $1,109,000 | 3,325 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,557,000 | 3,392 |
| Other real estate owned | $0 | 2,555 |
| Goodwill and other intangibles | $153,000 | 2,473 |
| All other assets | $3,599,000 | 2,941 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,541,000 | 3,395 |
| Total liabilities | $132,532,000 | 3,318 |
| Total deposits | $122,700,000 | 3,265 |
| Interest-bearing deposits | $105,232,000 | 3,269 |
| Deposits held in domestic offices | $122,700,000 | 3,260 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,216,000 | 1,842 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 2,996 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,616,000 | 2,396 |
| Total equity capital | $11,009,000 | 4,172 |
| Total bank equity capital | $11,009,000 | 4,172 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $300,000 | 5,377 |
| Surplus | $1,000,000 | 6,834 |
| Undivided profits | $9,709,000 | 2,809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,046,000 | 997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,100,000 | 3,152 |
| Earning assets | $131,216,000 | 3,364 |
| Long-term assets (5+ years) | $33,447,000 | 2,308 |
| Average Assets, year-to-date | $143,964,600 | 3,250 |
| Average Assets, quarterly | $144,840,500 | 3,328 |
| Volatile liabilities | $14,939,000 | 4,496 |
| Insider loans | $2,640,000 | 1,869 |
| FHLB advances | $5,000,000 | 2,803 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $7,408,000 | 4,594 |
| Tier 1 (core) risk-based capital | $10,677,000 | 4,122 |
| Tier 2 risk-based capital | $1,086,000 | 3,158 |
| Total risk weighted assets | $86,841,000 | 3,644 |
| Total unused commitments | $7,408,000 | 4,601 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 63 | 2,715 |
| Assets and Liabilities | ||
| Total Assets: | $132,522,000 | 3,510 |
| Cash and due from depository institutions | $6,335,000 | 2,715 |
| Interest-bearing balances | $27,000 | 5,786 |
| Securities | $19,552,000 | 4,714 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 3,835 |
| Net loans & leases | $99,039,000 | 3,092 |
| Loan loss allowance | $1,069,000 | 3,279 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,375,000 | 3,534 |
| Other real estate owned | $0 | 2,715 |
| Goodwill and other intangibles | $197,000 | 2,327 |
| All other assets | $2,624,000 | 3,174 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,522,000 | 3,510 |
| Total liabilities | $121,646,000 | 3,438 |
| Total deposits | $100,225,000 | 3,789 |
| Interest-bearing deposits | $83,456,000 | 3,861 |
| Deposits held in domestic offices | $100,225,000 | 3,785 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,887,000 | 1,769 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,645,000 | 1,553 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,889,000 | 2,162 |
| Total equity capital | $10,876,000 | 4,110 |
| Total bank equity capital | $10,876,000 | 4,110 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $300,000 | 5,544 |
| Surplus | $1,000,000 | 6,954 |
| Undivided profits | $9,576,000 | 2,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,608,000 | 976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,030,000 | 2,653 |
| Earning assets | $121,018,000 | 3,517 |
| Long-term assets (5+ years) | $34,635,000 | 2,155 |
| Average Assets, year-to-date | $127,145,000 | 3,490 |
| Average Assets, quarterly | $130,937,000 | 3,500 |
| Volatile liabilities | $28,245,000 | 2,800 |
| Insider loans | $4,466,000 | 1,080 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $9,379,000 | 3,904 |
| Tier 1 (core) risk-based capital | $10,730,000 | 4,039 |
| Tier 2 risk-based capital | $1,070,000 | 3,082 |
| Total risk weighted assets | $89,862,200 | 3,398 |
| Total unused commitments | $9,379,000 | 3,906 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 65 | 2,746 |
| Assets and Liabilities | ||
| Total Assets: | $124,326,000 | 3,652 |
| Cash and due from depository institutions | $6,176,000 | 2,746 |
| Interest-bearing balances | $27,000 | 5,847 |
| Securities | $18,387,000 | 5,128 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 3,237 |
| Net loans & leases | $91,884,000 | 3,156 |
| Loan loss allowance | $1,022,000 | 3,368 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,535,000 | 3,331 |
| Other real estate owned | $0 | 2,746 |
| Goodwill and other intangibles | $242,000 | 2,301 |
| All other assets | $2,602,000 | 3,205 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,326,000 | 3,652 |
| Total liabilities | $113,424,000 | 3,617 |
| Total deposits | $98,671,000 | 3,782 |
| Interest-bearing deposits | $82,613,000 | 3,861 |
| Deposits held in domestic offices | $98,671,000 | 3,779 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,002,000 | 2,474 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,562,000 | 1,834 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,189,000 | 2,830 |
| Total equity capital | $10,902,000 | 3,967 |
| Total bank equity capital | $10,902,000 | 3,967 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $300,000 | 5,720 |
| Surplus | $1,000,000 | 7,100 |
| Undivided profits | $9,602,000 | 2,534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,687,000 | 888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $951,000 | 2,392 |
| Earning assets | $112,798,000 | 3,670 |
| Long-term assets (5+ years) | $27,968,000 | 2,680 |
| Average Assets, year-to-date | $121,782,400 | 3,597 |
| Average Assets, quarterly | $124,046,500 | 3,631 |
| Volatile liabilities | $20,832,000 | 3,386 |
| Insider loans | $4,559,000 | 1,022 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $9,915,000 | 3,755 |
| Tier 1 (core) risk-based capital | $11,271,000 | 3,830 |
| Tier 2 risk-based capital | $1,022,000 | 3,089 |
| Total risk weighted assets | $82,941,600 | 3,515 |
| Total unused commitments | $9,915,000 | 3,759 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 65 | 2,733 |
| Assets and Liabilities | ||
| Total Assets: | $115,914,000 | 3,822 |
| Cash and due from depository institutions | $5,454,000 | 2,733 |
| Interest-bearing balances | $36,000 | 5,728 |
| Securities | $18,484,000 | 5,099 |
| Federal funds sold & reverse repurchase agreements | $5,400,000 | 3,167 |
| Net loans & leases | $81,601,000 | 3,310 |
| Loan loss allowance | $823,000 | 3,902 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,716,000 | 2,964 |
| Other real estate owned | $0 | 2,733 |
| Goodwill and other intangibles | $287,000 | 2,156 |
| All other assets | $1,972,000 | 3,597 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,914,000 | 3,822 |
| Total liabilities | $104,642,000 | 3,799 |
| Total deposits | $99,662,000 | 3,718 |
| Interest-bearing deposits | $82,316,000 | 3,869 |
| Deposits held in domestic offices | $99,662,000 | 3,713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,164,000 | 1,702 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $706,000 | 4,019 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,110,000 | 3,223 |
| Total equity capital | $11,272,000 | 3,917 |
| Total bank equity capital | $11,272,000 | 3,917 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $300,000 | 5,797 |
| Surplus | $1,000,000 | 7,132 |
| Undivided profits | $9,972,000 | 2,579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,068,000 | 2,259 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $968,000 | 2,308 |
| Earning assets | $105,521,000 | 3,862 |
| Long-term assets (5+ years) | $14,638,000 | 3,824 |
| Average Assets, year-to-date | $111,758,400 | 3,757 |
| Average Assets, quarterly | $113,194,500 | 3,828 |
| Volatile liabilities | $9,475,000 | 5,141 |
| Insider loans | $2,978,000 | 1,447 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,715,000 | 2,826 |
| Tier 1 (core) risk-based capital | $10,769,000 | 3,908 |
| Tier 2 risk-based capital | $823,000 | 3,582 |
| Total risk weighted assets | $76,598,800 | 3,570 |
| Total unused commitments | $14,715,000 | 2,832 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 63 | 2,879 |
| Assets and Liabilities | ||
| Total Assets: | $112,513,000 | 3,903 |
| Cash and due from depository institutions | $5,257,000 | 2,879 |
| Interest-bearing balances | $48,000 | 5,379 |
| Securities | $21,975,000 | 4,588 |
| Federal funds sold & reverse repurchase agreements | $3,900,000 | 3,294 |
| Net loans & leases | $76,589,000 | 3,513 |
| Loan loss allowance | $839,000 | 3,898 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,294,000 | 3,403 |
| Other real estate owned | $140,000 | 2,879 |
| Goodwill and other intangibles | $332,000 | 1,999 |
| All other assets | $2,026,000 | 3,469 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,513,000 | 3,903 |
| Total liabilities | $101,620,000 | 3,870 |
| Total deposits | $91,975,000 | 4,007 |
| Interest-bearing deposits | $76,085,000 | 4,140 |
| Deposits held in domestic offices | $91,975,000 | 3,998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,576,000 | 1,303 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,000,000 | 2,858 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,069,000 | 3,379 |
| Total equity capital | $10,893,000 | 3,987 |
| Total bank equity capital | $10,893,000 | 3,987 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $300,000 | 6,047 |
| Surplus | $1,000,000 | 7,315 |
| Undivided profits | $9,593,000 | 2,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $802,000 | 2,946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $944,000 | 2,404 |
| Earning assets | $102,512,000 | 3,942 |
| Long-term assets (5+ years) | $11,760,000 | 3,925 |
| Average Assets, year-to-date | $111,801,000 | 3,742 |
| Average Assets, quarterly | $111,683,500 | 3,883 |
| Volatile liabilities | $14,313,000 | 3,884 |
| Insider loans | $2,792,000 | 1,524 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $14,103,000 | 2,719 |
| Tier 1 (core) risk-based capital | $10,512,000 | 3,982 |
| Tier 2 risk-based capital | $839,000 | 3,428 |
| Total risk weighted assets | $73,728,500 | 3,660 |
| Total unused commitments | $14,103,000 | 2,724 |
| Derivatives | $34,000 | 528 |
| 1996-12-31 | Rank | |
| # of Employees: | 63 | 3,016 |
| Assets and Liabilities | ||
| Total Assets: | $110,763,000 | 4,024 |
| Cash and due from depository institutions | $5,890,000 | 3,016 |
| Interest-bearing balances | $27,000 | 5,764 |
| Securities | $30,319,000 | 3,883 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 5,560 |
| Net loans & leases | $68,465,000 | 3,924 |
| Loan loss allowance | $841,000 | 4,065 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,211,000 | 3,470 |
| Other real estate owned | $154,000 | 3,016 |
| Goodwill and other intangibles | $377,000 | 1,825 |
| All other assets | $1,847,000 | 3,865 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,763,000 | 4,024 |
| Total liabilities | $99,739,000 | 4,021 |
| Total deposits | $93,937,000 | 4,022 |
| Interest-bearing deposits | $78,768,000 | 4,125 |
| Deposits held in domestic offices | $93,937,000 | 4,010 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,511,000 | 1,843 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,182,000 | 3,178 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,109,000 | 3,264 |
| Total equity capital | $11,024,000 | 3,980 |
| Total bank equity capital | $11,024,000 | 3,980 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $300,000 | 6,402 |
| Surplus | $1,000,000 | 7,558 |
| Undivided profits | $9,724,000 | 2,589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $842,000 | 3,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $765,000 | 2,975 |
| Earning assets | $100,311,000 | 4,091 |
| Long-term assets (5+ years) | $17,227,000 | 2,968 |
| Average Assets, year-to-date | $109,821,800 | 3,902 |
| Average Assets, quarterly | $111,688,500 | 3,953 |
| Volatile liabilities | $11,482,000 | 4,435 |
| Insider loans | $1,938,000 | 2,183 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $15,814,000 | 2,446 |
| Tier 1 (core) risk-based capital | $10,620,000 | 4,032 |
| Tier 2 risk-based capital | $841,000 | 3,500 |
| Total risk weighted assets | $69,421,700 | 3,880 |
| Total unused commitments | $15,814,000 | 2,458 |
| Derivatives | $151,000 | 543 |
| 1995-12-31 | Rank | |
| # of Employees: | 62 | 3,142 |
| Assets and Liabilities | ||
| Total Assets: | $107,635,000 | 4,131 |
| Cash and due from depository institutions | $4,362,000 | 3,142 |
| Interest-bearing balances | $21,000 | 6,152 |
| Securities | $37,339,000 | 3,390 |
| Federal funds sold & reverse repurchase agreements | $150,000 | 9,018 |
| Net loans & leases | $61,079,000 | 4,208 |
| Loan loss allowance | $847,000 | 4,058 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,124,000 | 3,519 |
| Other real estate owned | $181,000 | 3,142 |
| Goodwill and other intangibles | $421,000 | 1,644 |
| All other assets | $1,979,000 | 3,658 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,635,000 | 4,131 |
| Total liabilities | $97,090,000 | 4,121 |
| Total deposits | $93,846,000 | 4,052 |
| Interest-bearing deposits | $79,595,000 | 4,118 |
| Deposits held in domestic offices | $93,846,000 | 4,042 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,710,000 | 2,320 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $454,000 | 3,525 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,080,000 | 3,413 |
| Total equity capital | $10,545,000 | 4,121 |
| Total bank equity capital | $10,545,000 | 4,121 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $300,000 | 6,747 |
| Surplus | $1,000,000 | 7,725 |
| Undivided profits | $9,245,000 | 2,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,142,000 | 2,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $863,000 | 2,689 |
| Earning assets | $98,589,000 | 4,145 |
| Long-term assets (5+ years) | $17,231,000 | 2,790 |
| Average Assets, year-to-date | $105,211,400 | 4,058 |
| Average Assets, quarterly | $108,813,500 | 4,040 |
| Volatile liabilities | $8,455,000 | 5,104 |
| Insider loans | $1,460,000 | 2,837 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $13,620,000 | 2,607 |
| Tier 1 (core) risk-based capital | $9,992,000 | 4,219 |
| Tier 2 risk-based capital | $847,000 | 3,417 |
| Total risk weighted assets | $69,942,600 | 3,776 |
| Total unused commitments | $13,620,000 | 2,618 |
| Derivatives | $77,000 | 619 |
| 1994-12-31 | Rank | |
| # of Employees: | 57 | 3,534 |
| Assets and Liabilities | ||
| Total Assets: | $98,401,000 | 4,438 |
| Cash and due from depository institutions | $3,508,000 | 3,534 |
| Interest-bearing balances | $19,000 | 6,504 |
| Securities | $38,779,000 | 3,388 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $51,441,000 | 4,809 |
| Loan loss allowance | $806,000 | 4,309 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,809,000 | 3,991 |
| Other real estate owned | $142,000 | 3,534 |
| Goodwill and other intangibles | $466,000 | 1,484 |
| All other assets | $2,256,000 | 3,465 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,401,000 | 4,438 |
| Total liabilities | $88,590,000 | 4,477 |
| Total deposits | $85,116,000 | 4,405 |
| Interest-bearing deposits | $71,513,000 | 4,475 |
| Deposits held in domestic offices | $85,116,000 | 4,394 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,298,000 | 2,522 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $605,000 | 3,585 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $571,000 | 4,779 |
| Total equity capital | $9,811,000 | 4,130 |
| Total bank equity capital | $9,811,000 | 4,130 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $300,000 | 7,125 |
| Surplus | $1,000,000 | 7,908 |
| Undivided profits | $8,511,000 | 2,732 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $190,000 | 6,905 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $831,000 | 2,431 |
| Earning assets | $90,239,000 | 4,432 |
| Long-term assets (5+ years) | $15,651,000 | 3,063 |
| Average Assets, year-to-date | $94,047,600 | 4,520 |
| Average Assets, quarterly | $95,880,000 | 4,511 |
| Volatile liabilities | $6,654,000 | 5,741 |
| Insider loans | $1,307,000 | 3,034 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $13,893,000 | 2,487 |
| Tier 1 (core) risk-based capital | $10,024,000 | 4,114 |
| Tier 2 risk-based capital | $762,160 | 3,715 |
| Total risk weighted assets | $60,929,260 | 4,180 |
| Total unused commitments | $13,893,000 | 2,497 |
| Derivatives | $129,000 | 666 |
| 1993-12-31 | Rank | |
| # of Employees: | 56 | 3,717 |
| Assets and Liabilities | ||
| Total Assets: | $91,408,000 | 4,842 |
| Cash and due from depository institutions | $2,748,000 | 3,717 |
| Interest-bearing balances | $5,000 | 7,519 |
| Securities | $38,768,000 | 3,579 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $46,765,000 | 5,072 |
| Loan loss allowance | $772,000 | 4,605 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,685,000 | 4,219 |
| Other real estate owned | $142,000 | 3,717 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,300,000 | 4,993 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,408,000 | 4,842 |
| Total liabilities | $81,223,000 | 4,920 |
| Total deposits | $76,992,000 | 4,925 |
| Interest-bearing deposits | $65,304,000 | 5,045 |
| Deposits held in domestic offices | $76,992,000 | 4,918 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,694,000 | 2,376 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,000,000 | 2,135 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $537,000 | 5,083 |
| Total equity capital | $10,185,000 | 4,009 |
| Total bank equity capital | $10,185,000 | 4,009 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $300,000 | 7,497 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $8,885,000 | 2,671 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $366,000 | 5,813 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $426,000 | 4,394 |
| Earning assets | $85,538,000 | 4,767 |
| Long-term assets (5+ years) | $16,128,000 | 3,131 |
| Average Assets, year-to-date | $90,824,200 | 4,754 |
| Average Assets, quarterly | $91,455,500 | 4,794 |
| Volatile liabilities | $7,930,000 | 4,846 |
| Insider loans | $2,009,000 | 2,035 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,964,000 | 2,571 |
| Tier 1 (core) risk-based capital | $10,185,000 | 3,924 |
| Tier 2 risk-based capital | $743,180 | 3,765 |
| Total risk weighted assets | $59,425,780 | 4,209 |
| Total unused commitments | $12,964,000 | 2,593 |
| Derivatives | $125,000 | 694 |
| 1992-12-31 | Rank | |
| # of Employees: | 55 | 3,849 |
| Assets and Liabilities | ||
| Total Assets: | $91,352,000 | 4,916 |
| Cash and due from depository institutions | $3,248,000 | 3,849 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $36,517,000 | 3,743 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $48,311,000 | 4,933 |
| Loan loss allowance | $584,000 | 5,758 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,737,000 | 4,112 |
| Other real estate owned | $307,000 | 3,849 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,232,000 | 5,369 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,352,000 | 4,916 |
| Total liabilities | $82,000,000 | 4,972 |
| Total deposits | $78,408,000 | 4,985 |
| Interest-bearing deposits | $64,962,000 | 5,208 |
| Deposits held in domestic offices | $78,408,000 | 4,976 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,203,000 | 2,415 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,786,000 | 2,061 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $603,000 | 5,011 |
| Total equity capital | $9,352,000 | 4,144 |
| Total bank equity capital | $9,352,000 | 4,144 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $300,000 | 7,882 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $8,052,000 | 2,737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $97,000 | 10,164 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $370,000 | 5,435 |
| Earning assets | $84,828,000 | 4,848 |
| Long-term assets (5+ years) | $7,637,000 | 5,119 |
| Average Assets, year-to-date | $89,081,400 | 4,897 |
| Average Assets, quarterly | $90,468,500 | 4,908 |
| Volatile liabilities | $9,315,000 | 4,344 |
| Insider loans | $121,000 | 5,201 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $9,771,000 | 3,004 |
| Tier 1 (core) risk-based capital | $9,352,000 | 4,073 |
| Tier 2 risk-based capital | $584,000 | 4,590 |
| Total risk weighted assets | $59,711,300 | 4,240 |
| Total unused commitments | $9,771,000 | 3,019 |
| Derivatives | $206,000 | 619 |