Home > FNB Community Bank > Income and Expense

FNB Community Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$5,139,0002,067
Total interest expense$1,210,0002,501
Net interest income$3,929,0001,854
Provision for loan and lease losses$20,0002,346
Total noninterest income$530,0001,871
Gross Fiduciary activities income$0918
Service charges on deposit accounts$377,000741
Trading account gains and fees$0116
Additional Noninterest Income$153,0002,662
Total noninterest expense$3,640,0001,640
Salaries and employee benefits$2,493,0001,409
Premises and equipment expense$449,0001,386
Additional noninterest expense$153,0002,662
Pre-tax net operating income$799,0002,485
Securities gains (losses)$0665
Applicable income taxes$03,151
Income before extraordinary items$799,0002,324
Extraordinary gains, net$047
Net income$799,0002,351
Minority interest net income$065
Net income of bank and minority interests.$799,0002,324
Net charge-offs$1,000,000295
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$799,0002,340
2024-12-31 (YTD Data)Rank
Total interest income$21,209,0001,988
Total interest expense$5,357,0002,412
Net interest income$15,852,0001,770
Provision for loan and lease losses$405,0001,534
Total noninterest income$3,289,0001,509
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$1,761,000645
Trading account gains and fees$0138
Additional Noninterest Income$1,528,0001,832
Total noninterest expense$15,191,0001,558
Salaries and employee benefits$10,054,0001,379
Premises and equipment expense$1,883,0001,294
Additional noninterest expense$1,528,0001,832
Pre-tax net operating income$3,545,0002,279
Securities gains (losses)$-114,0004,022
Applicable income taxes$-64,0004,280
Income before extraordinary items$3,495,0002,111
Extraordinary gains, net$053
Net income$3,495,0002,133
Minority interest net income$090
Net income of bank and minority interests.$3,495,0002,111
Net charge-offs$-14,0003,994
Cash dividends$2,583,0001,397
Sale, conversion, retirement of capital stock, net$0564
Net operating income$3,609,0002,083
2024-09-30 (YTD Data)Rank
Total interest income$16,251,0001,947
Total interest expense$4,287,0002,316
Net interest income$11,964,0001,757
Provision for loan and lease losses$471,0001,130
Total noninterest income$2,517,0001,489
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,370,000614
Trading account gains and fees$0139
Additional Noninterest Income$1,147,0001,830
Total noninterest expense$11,598,0001,513
Salaries and employee benefits$7,348,0001,391
Premises and equipment expense$1,440,0001,267
Additional noninterest expense$1,147,0001,830
Pre-tax net operating income$2,412,0002,377
Securities gains (losses)$-114,0004,194
Applicable income taxes$-64,0004,351
Income before extraordinary items$2,362,0002,223
Extraordinary gains, net$051
Net income$2,362,0002,247
Minority interest net income$082
Net income of bank and minority interests.$2,362,0002,225
Net charge-offs$-14,0004,013
Cash dividends$1,937,0001,221
Sale, conversion, retirement of capital stock, net$0527
Net operating income$2,476,0002,182
2024-06-30 (YTD Data)Rank
Total interest income$10,834,0001,930
Total interest expense$2,906,0002,275
Net interest income$7,928,0001,756
Provision for loan and lease losses$417,000924
Total noninterest income$1,436,0001,623
Gross Fiduciary activities income$0962
Service charges on deposit accounts$886,000622
Trading account gains and fees$0145
Additional Noninterest Income$550,0002,112
Total noninterest expense$7,835,0001,497
Salaries and employee benefits$4,884,0001,399
Premises and equipment expense$928,0001,303
Additional noninterest expense$550,0002,112
Pre-tax net operating income$1,112,0002,743
Securities gains (losses)$0628
Applicable income taxes$-64,0004,389
Income before extraordinary items$1,176,0002,544
Extraordinary gains, net$052
Net income$1,176,0002,576
Minority interest net income$084
Net income of bank and minority interests.$1,176,0002,547
Net charge-offs$-10,0003,991
Cash dividends$1,292,0001,224
Sale, conversion, retirement of capital stock, net$0496
Net operating income$1,176,0002,541
2024-03-31 (YTD Data)Rank
Total interest income$5,250,0001,952
Total interest expense$1,388,0002,298
Net interest income$3,862,0001,778
Provision for loan and lease losses$255,000739
Total noninterest income$574,0001,786
Gross Fiduciary activities income$0895
Service charges on deposit accounts$430,000637
Trading account gains and fees$0121
Additional Noninterest Income$144,0002,713
Total noninterest expense$4,001,0001,473
Salaries and employee benefits$2,505,0001,369
Premises and equipment expense$468,0001,300
Additional noninterest expense$144,0002,713
Pre-tax net operating income$180,0003,657
Securities gains (losses)$0689
Applicable income taxes$50,0002,318
Income before extraordinary items$130,0003,764
Extraordinary gains, net$051
Net income$130,0003,801
Minority interest net income$072
Net income of bank and minority interests.$130,0003,764
Net charge-offs$-9,0004,067
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$130,0003,771
2023-12-31 (YTD Data)Rank
Total interest income$20,487,0001,859
Total interest expense$3,619,0002,402
Net interest income$16,868,0001,657
Provision for loan and lease losses$600,0001,141
Total noninterest income$3,076,0001,610
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,824,000610
Trading account gains and fees$0123
Additional Noninterest Income$1,252,0002,054
Total noninterest expense$15,037,0001,524
Salaries and employee benefits$10,696,0001,279
Premises and equipment expense$1,951,0001,244
Additional noninterest expense$1,252,0002,054
Pre-tax net operating income$4,307,0002,093
Securities gains (losses)$0988
Applicable income taxes$384,0002,078
Income before extraordinary items$3,923,0002,014
Extraordinary gains, net$054
Net income$3,923,0002,038
Minority interest net income$088
Net income of bank and minority interests.$3,923,0002,017
Net charge-offs$211,0001,129
Cash dividends$2,583,0001,320
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,923,0002,047
2023-09-30 (YTD Data)Rank
Total interest income$15,547,0001,805
Total interest expense$2,378,0002,443
Net interest income$13,169,0001,615
Provision for loan and lease losses$450,0001,058
Total noninterest income$2,373,0001,583
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,358,000607
Trading account gains and fees$0125
Additional Noninterest Income$1,015,0001,975
Total noninterest expense$11,653,0001,470
Salaries and employee benefits$7,763,0001,310
Premises and equipment expense$1,449,0001,259
Additional noninterest expense$1,015,0001,975
Pre-tax net operating income$3,439,0002,070
Securities gains (losses)$0849
Applicable income taxes$320,0002,069
Income before extraordinary items$3,119,0002,011
Extraordinary gains, net$052
Net income$3,119,0002,030
Minority interest net income$081
Net income of bank and minority interests.$3,119,0002,011
Net charge-offs$20,0001,896
Cash dividends$1,937,0001,194
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,119,0002,032
2023-06-30 (YTD Data)Rank
Total interest income$10,466,0001,766
Total interest expense$1,281,0002,545
Net interest income$9,185,0001,566
Provision for loan and lease losses$300,0001,014
Total noninterest income$1,207,0001,770
Gross Fiduciary activities income$0931
Service charges on deposit accounts$909,000595
Trading account gains and fees$0112
Additional Noninterest Income$298,0002,766
Total noninterest expense$7,757,0001,459
Salaries and employee benefits$5,336,0001,280
Premises and equipment expense$913,0001,316
Additional noninterest expense$298,0002,760
Pre-tax net operating income$2,335,0002,053
Securities gains (losses)$0938
Applicable income taxes$188,0002,169
Income before extraordinary items$2,147,0001,971
Extraordinary gains, net$051
Net income$2,147,0001,995
Minority interest net income$081
Net income of bank and minority interests.$2,147,0001,971
Net charge-offs$10,0001,813
Cash dividends$1,292,0001,204
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,147,0001,980
2023-03-31 (YTD Data)Rank
Total interest income$5,145,0001,765
Total interest expense$535,0002,573
Net interest income$4,610,0001,568
Provision for loan and lease losses$150,0001,007
Total noninterest income$611,0001,760
Gross Fiduciary activities income$0913
Service charges on deposit accounts$550,000510
Trading account gains and fees$097
Additional Noninterest Income$61,0003,557
Total noninterest expense$3,918,0001,466
Salaries and employee benefits$2,699,0001,280
Premises and equipment expense$422,0001,428
Additional noninterest expense$61,0003,557
Pre-tax net operating income$1,153,0002,126
Securities gains (losses)$0950
Applicable income taxes$66,0002,420
Income before extraordinary items$1,087,0001,988
Extraordinary gains, net$04
Net income$1,087,0001,987
Minority interest net income$048
Net income of bank and minority interests.$1,087,0001,988
Net charge-offs$9,0001,398
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,087,0002,009
2022-12-31 (YTD Data)Rank
Total interest income$17,207,0001,756
Total interest expense$524,0003,192
Net interest income$16,683,0001,657
Provision for loan and lease losses$600,0001,102
Total noninterest income$3,894,0001,395
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,540,000719
Trading account gains and fees$0116
Additional Noninterest Income$2,354,0001,477
Total noninterest expense$14,729,0001,509
Salaries and employee benefits$10,312,0001,291
Premises and equipment expense$1,732,0001,386
Additional noninterest expense$2,354,0001,477
Pre-tax net operating income$5,248,0001,987
Securities gains (losses)$2,000598
Applicable income taxes$-70,0004,591
Income before extraordinary items$5,320,0001,740
Extraordinary gains, net$05
Net income$5,320,0001,737
Minority interest net income$063
Net income of bank and minority interests.$5,320,0001,739
Net charge-offs$02,620
Cash dividends$2,889,0001,187
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,318,0001,774
2022-09-30 (YTD Data)Rank
Total interest income$12,346,0001,761
Total interest expense$370,0003,033
Net interest income$11,976,0001,691
Provision for loan and lease losses$450,0001,008
Total noninterest income$2,809,0001,441
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,165,000721
Trading account gains and fees$0111
Additional Noninterest Income$1,644,0001,551
Total noninterest expense$10,946,0001,514
Salaries and employee benefits$7,152,0001,356
Premises and equipment expense$1,295,0001,384
Additional noninterest expense$1,644,0001,551
Pre-tax net operating income$3,389,0002,138
Securities gains (losses)$2,000628
Applicable income taxes$-70,0004,648
Income before extraordinary items$3,461,0001,908
Extraordinary gains, net$04
Net income$3,461,0001,907
Minority interest net income$057
Net income of bank and minority interests.$3,461,0001,907
Net charge-offs$18,0001,631
Cash dividends$2,243,0001,046
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,459,0001,941
2022-06-30 (YTD Data)Rank
Total interest income$7,796,0001,794
Total interest expense$256,0002,884
Net interest income$7,540,0001,736
Provision for loan and lease losses$300,000908
Total noninterest income$1,532,0001,615
Gross Fiduciary activities income$0925
Service charges on deposit accounts$915,000617
Trading account gains and fees$0108
Additional Noninterest Income$617,0002,166
Total noninterest expense$6,909,0001,577
Salaries and employee benefits$4,473,0001,437
Premises and equipment expense$910,0001,321
Additional noninterest expense$1,526,0001,977
Pre-tax net operating income$1,863,0002,301
Securities gains (losses)$0687
Applicable income taxes$30,0003,139
Income before extraordinary items$1,833,0002,100
Extraordinary gains, net$04
Net income$1,833,0002,101
Minority interest net income$060
Net income of bank and minority interests.$1,833,0002,100
Net charge-offs$-6,0003,498
Cash dividends$1,597,000998
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,833,0002,137
2022-03-31 (YTD Data)Rank
Total interest income$3,764,0001,801
Total interest expense$130,0002,834
Net interest income$3,634,0001,745
Provision for loan and lease losses$150,000763
Total noninterest income$625,0001,828
Gross Fiduciary activities income$0892
Service charges on deposit accounts$523,000544
Trading account gains and fees$0103
Additional Noninterest Income$102,0003,254
Total noninterest expense$3,526,0001,528
Salaries and employee benefits$2,241,0001,435
Premises and equipment expense$448,0001,336
Additional noninterest expense$837,0001,809
Pre-tax net operating income$583,0002,747
Securities gains (losses)$0623
Applicable income taxes$30,0002,761
Income before extraordinary items$553,0002,640
Extraordinary gains, net$04
Net income$553,0002,637
Minority interest net income$050
Net income of bank and minority interests.$553,0002,640
Net charge-offs$-2,0003,266
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$553,0002,659
2021-12-31 (YTD Data)Rank
Total interest income$15,153,0001,857
Total interest expense$587,0002,940
Net interest income$14,566,0001,757
Provision for loan and lease losses$450,0001,128
Total noninterest income$2,710,0001,912
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,394,000744
Trading account gains and fees$0132
Additional Noninterest Income$1,316,0002,360
Total noninterest expense$13,288,0001,602
Salaries and employee benefits$8,778,0001,446
Premises and equipment expense$1,680,0001,393
Additional noninterest expense$2,830,0002,068
Pre-tax net operating income$3,538,0002,487
Securities gains (losses)$16,0001,585
Applicable income taxes$03,710
Income before extraordinary items$3,554,0002,327
Extraordinary gains, net$010
Net income$3,554,0002,327
Minority interest net income$074
Net income of bank and minority interests.$3,554,0002,328
Net charge-offs$02,705
Cash dividends$2,595,0001,308
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,538,0002,306
2021-09-30 (YTD Data)Rank
Total interest income$11,491,0001,867
Total interest expense$458,0002,976
Net interest income$11,033,0001,766
Provision for loan and lease losses$375,0001,009
Total noninterest income$2,080,0001,935
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,019,000745
Trading account gains and fees$0132
Additional Noninterest Income$1,061,0002,316
Total noninterest expense$10,218,0001,573
Salaries and employee benefits$6,411,0001,480
Premises and equipment expense$1,229,0001,439
Additional noninterest expense$2,578,0001,781
Pre-tax net operating income$2,520,0002,658
Securities gains (losses)$16,0001,506
Applicable income taxes$03,719
Income before extraordinary items$2,536,0002,491
Extraordinary gains, net$08
Net income$2,536,0002,491
Minority interest net income$069
Net income of bank and minority interests.$2,536,0002,491
Net charge-offs$8,0002,039
Cash dividends$1,946,0001,197
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,520,0002,470
2021-06-30 (YTD Data)Rank
Total interest income$7,828,0001,820
Total interest expense$320,0002,998
Net interest income$7,508,0001,742
Provision for loan and lease losses$300,000865
Total noninterest income$1,146,0002,088
Gross Fiduciary activities income$0951
Service charges on deposit accounts$632,000775
Trading account gains and fees$0133
Additional Noninterest Income$514,0002,612
Total noninterest expense$6,822,0001,566
Salaries and employee benefits$4,346,0001,443
Premises and equipment expense$768,0001,513
Additional noninterest expense$1,708,0001,772
Pre-tax net operating income$1,532,0002,748
Securities gains (losses)$9,0001,454
Applicable income taxes$03,702
Income before extraordinary items$1,541,0002,584
Extraordinary gains, net$06
Net income$1,541,0002,583
Minority interest net income$067
Net income of bank and minority interests.$1,541,0002,584
Net charge-offs$-36,0004,263
Cash dividends$1,298,0001,174
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,532,0002,564
2021-03-31 (YTD Data)Rank
Total interest income$4,082,0001,781
Total interest expense$162,0003,059
Net interest income$3,920,0001,672
Provision for loan and lease losses$150,000937
Total noninterest income$566,0002,106
Gross Fiduciary activities income$0922
Service charges on deposit accounts$311,000770
Trading account gains and fees$0127
Additional Noninterest Income$255,0002,602
Total noninterest expense$3,189,0001,646
Salaries and employee benefits$2,064,0001,512
Premises and equipment expense$341,0001,683
Additional noninterest expense$784,0001,862
Pre-tax net operating income$1,147,0002,200
Securities gains (losses)$01,392
Applicable income taxes$42,0002,760
Income before extraordinary items$1,105,0002,089
Extraordinary gains, net$03
Net income$1,105,0002,090
Minority interest net income$055
Net income of bank and minority interests.$1,105,0002,089
Net charge-offs$-18,0004,295
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,105,0002,053
2020-12-31 (YTD Data)Rank
Total interest income$16,313,0001,764
Total interest expense$1,297,0002,586
Net interest income$15,016,0001,655
Provision for loan and lease losses$775,0001,852
Total noninterest income$-293,0004,988
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,369,000735
Trading account gains and fees$0133
Additional Noninterest Income$-1,662,0005,002
Total noninterest expense$13,682,0001,524
Salaries and employee benefits$9,069,0001,355
Premises and equipment expense$1,671,0001,395
Additional noninterest expense$2,942,0001,939
Pre-tax net operating income$266,0004,450
Securities gains (losses)$7,0002,384
Applicable income taxes$176,0002,629
Income before extraordinary items$97,0004,667
Extraordinary gains, net$04
Net income$97,0004,667
Minority interest net income$072
Net income of bank and minority interests.$97,0004,667
Net charge-offs$-68,0004,666
Cash dividends$2,988,0001,144
Sale, conversion, retirement of capital stock, net$0566
Net operating income$91,4704,635
2020-09-30 (YTD Data)Rank
Total interest income$12,583,0001,738
Total interest expense$1,125,0002,481
Net interest income$11,458,0001,611
Provision for loan and lease losses$625,0001,776
Total noninterest income$2,219,0001,686
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,019,000736
Trading account gains and fees$0125
Additional Noninterest Income$1,200,0001,971
Total noninterest expense$10,260,0001,494
Salaries and employee benefits$6,615,0001,381
Premises and equipment expense$1,241,0001,406
Additional noninterest expense$2,404,0001,792
Pre-tax net operating income$2,792,0002,133
Securities gains (losses)$3,0002,334
Applicable income taxes$169,0002,494
Income before extraordinary items$2,626,0002,074
Extraordinary gains, net$04
Net income$2,626,0002,075
Minority interest net income$065
Net income of bank and minority interests.$2,626,0002,075
Net charge-offs$-64,0004,720
Cash dividends$2,241,0001,020
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,623,1802,022
2020-06-30 (YTD Data)Rank
Total interest income$8,329,0001,767
Total interest expense$882,0002,347
Net interest income$7,447,0001,648
Provision for loan and lease losses$375,0001,842
Total noninterest income$1,214,0001,823
Gross Fiduciary activities income$0970
Service charges on deposit accounts$688,000729
Trading account gains and fees$0123
Additional Noninterest Income$526,0002,322
Total noninterest expense$6,779,0001,504
Salaries and employee benefits$4,340,0001,392
Premises and equipment expense$825,0001,406
Additional noninterest expense$1,614,0001,779
Pre-tax net operating income$1,507,0002,384
Securities gains (losses)$3,0002,083
Applicable income taxes$125,0002,388
Income before extraordinary items$1,385,0002,343
Extraordinary gains, net$04
Net income$1,385,0002,343
Minority interest net income$065
Net income of bank and minority interests.$1,385,0002,343
Net charge-offs$-60,0004,791
Cash dividends$1,494,0001,016
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,382,2402,314
2020-03-31 (YTD Data)Rank
Total interest income$4,176,0001,748
Total interest expense$521,0002,229
Net interest income$3,655,0001,643
Provision for loan and lease losses$75,0002,175
Total noninterest income$683,0001,633
Gross Fiduciary activities income$0941
Service charges on deposit accounts$420,000713
Trading account gains and fees$0106
Additional Noninterest Income$263,0002,139
Total noninterest expense$3,457,0001,485
Salaries and employee benefits$2,211,0001,372
Premises and equipment expense$422,0001,385
Additional noninterest expense$824,0001,783
Pre-tax net operating income$806,0002,152
Securities gains (losses)$3,0001,525
Applicable income taxes$63,0002,251
Income before extraordinary items$746,0002,076
Extraordinary gains, net$04
Net income$746,0002,075
Minority interest net income$056
Net income of bank and minority interests.$746,0002,076
Net charge-offs$-2,0003,865
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$743,2402,045
2019-12-31 (YTD Data)Rank
Total interest income$18,166,0001,643
Total interest expense$2,303,0002,147
Net interest income$15,863,0001,521
Provision for loan and lease losses$2,110,000514
Total noninterest income$2,812,0001,639
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,691,000734
Trading account gains and fees$0135
Additional Noninterest Income$1,121,0002,124
Total noninterest expense$13,586,0001,478
Salaries and employee benefits$8,910,0001,328
Premises and equipment expense$1,643,0001,393
Additional noninterest expense$3,033,0001,912
Pre-tax net operating income$2,979,0002,470
Securities gains (losses)$34,0001,408
Applicable income taxes$250,0002,469
Income before extraordinary items$2,763,0002,414
Extraordinary gains, net$011
Net income$2,763,0002,415
Minority interest net income$076
Net income of bank and minority interests.$2,763,0002,416
Net charge-offs$2,079,000400
Cash dividends$2,988,0001,206
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,731,7202,395
2019-09-30 (YTD Data)Rank
Total interest income$13,898,0001,639
Total interest expense$1,812,0002,097
Net interest income$12,086,0001,515
Provision for loan and lease losses$910,000732
Total noninterest income$2,146,0001,609
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,254,000741
Trading account gains and fees$0129
Additional Noninterest Income$892,0002,051
Total noninterest expense$10,084,0001,492
Salaries and employee benefits$6,714,0001,323
Premises and equipment expense$1,157,0001,481
Additional noninterest expense$2,213,0001,951
Pre-tax net operating income$3,238,0002,018
Securities gains (losses)$34,0001,233
Applicable income taxes$100,0002,938
Income before extraordinary items$3,172,0001,860
Extraordinary gains, net$011
Net income$3,172,0001,859
Minority interest net income$072
Net income of bank and minority interests.$3,172,0001,861
Net charge-offs$98,0001,777
Cash dividends$2,241,0001,104
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,139,0201,838
2019-06-30 (YTD Data)Rank
Total interest income$9,541,0001,594
Total interest expense$1,267,0002,031
Net interest income$8,274,0001,469
Provision for loan and lease losses$160,0001,743
Total noninterest income$1,294,0001,671
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$809,000752
Trading account gains and fees$0131
Additional Noninterest Income$485,0002,240
Total noninterest expense$6,899,0001,468
Salaries and employee benefits$4,561,0001,298
Premises and equipment expense$760,0001,505
Additional noninterest expense$1,578,0001,855
Pre-tax net operating income$2,509,0001,789
Securities gains (losses)$17,0001,082
Applicable income taxes$03,901
Income before extraordinary items$2,526,0001,588
Extraordinary gains, net$011
Net income$2,526,0001,589
Minority interest net income$069
Net income of bank and minority interests.$2,526,0001,589
Net charge-offs$34,0002,093
Cash dividends$1,494,0001,117
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,509,0001,566
2019-03-31 (YTD Data)Rank
Total interest income$4,768,0001,588
Total interest expense$668,0001,904
Net interest income$4,100,0001,483
Provision for loan and lease losses$75,0001,682
Total noninterest income$584,0001,762
Gross Fiduciary activities income$0972
Service charges on deposit accounts$399,000751
Trading account gains and fees$0126
Additional Noninterest Income$185,0002,496
Total noninterest expense$3,499,0001,461
Salaries and employee benefits$2,320,0001,285
Premises and equipment expense$385,0001,507
Additional noninterest expense$794,0001,834
Pre-tax net operating income$1,110,0001,922
Securities gains (losses)$17,000607
Applicable income taxes$03,800
Income before extraordinary items$1,127,0001,715
Extraordinary gains, net$05
Net income$1,127,0001,713
Minority interest net income$052
Net income of bank and minority interests.$1,127,0001,714
Net charge-offs$13,0001,875
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,110,0001,708
2018-12-31 (YTD Data)Rank
Total interest income$16,854,0001,684
Total interest expense$1,241,0002,625
Net interest income$15,613,0001,543
Provision for loan and lease losses$325,0001,879
Total noninterest income$2,957,0001,564
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,827,000701
Trading account gains and fees$0126
Additional Noninterest Income$1,130,0002,103
Total noninterest expense$13,310,0001,478
Salaries and employee benefits$9,019,0001,275
Premises and equipment expense$1,589,0001,421
Additional noninterest expense$2,702,0002,096
Pre-tax net operating income$4,935,0001,797
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$4,935,0001,600
Extraordinary gains, net$06
Net income$4,935,0001,599
Minority interest net income$072
Net income of bank and minority interests.$4,935,0001,599
Net charge-offs$15,0003,214
Cash dividends$2,888,0001,123
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,935,0001,588
2018-09-30 (YTD Data)Rank
Total interest income$12,356,0001,698
Total interest expense$748,0002,861
Net interest income$11,608,0001,555
Provision for loan and lease losses$150,0002,253
Total noninterest income$2,261,0001,559
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,370,000696
Trading account gains and fees$0138
Additional Noninterest Income$891,0002,071
Total noninterest expense$9,913,0001,493
Salaries and employee benefits$6,558,0001,320
Premises and equipment expense$1,210,0001,407
Additional noninterest expense$2,145,0002,007
Pre-tax net operating income$3,806,0001,784
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$3,806,0001,586
Extraordinary gains, net$05
Net income$3,806,0001,585
Minority interest net income$066
Net income of bank and minority interests.$3,806,0001,585
Net charge-offs$11,0002,953
Cash dividends$2,141,0001,009
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,806,0001,572
2018-06-30 (YTD Data)Rank
Total interest income$8,117,0001,703
Total interest expense$454,0002,935
Net interest income$7,663,0001,563
Provision for loan and lease losses$75,0002,413
Total noninterest income$1,413,0001,629
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$901,000692
Trading account gains and fees$0130
Additional Noninterest Income$512,0002,244
Total noninterest expense$6,503,0001,518
Salaries and employee benefits$4,276,0001,348
Premises and equipment expense$804,0001,432
Additional noninterest expense$1,423,0002,014
Pre-tax net operating income$2,498,0001,763
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,498,0001,575
Extraordinary gains, net$06
Net income$2,498,0001,574
Minority interest net income$065
Net income of bank and minority interests.$2,498,0001,574
Net charge-offs$03,209
Cash dividends$1,394,0001,022
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,498,0001,556
2018-03-31 (YTD Data)Rank
Total interest income$3,967,0001,722
Total interest expense$226,0002,890
Net interest income$3,741,0001,591
Provision for loan and lease losses$03,508
Total noninterest income$704,0001,621
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$493,000642
Trading account gains and fees$0123
Additional Noninterest Income$211,0002,410
Total noninterest expense$3,248,0001,534
Salaries and employee benefits$2,052,0001,402
Premises and equipment expense$385,0001,508
Additional noninterest expense$811,0001,798
Pre-tax net operating income$1,197,0001,782
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,197,0001,586
Extraordinary gains, net$07
Net income$1,197,0001,586
Minority interest net income$052
Net income of bank and minority interests.$1,197,0001,586
Net charge-offs$8,0002,040
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,197,0001,575
2017-12-31 (YTD Data)Rank
Total interest income$14,880,0001,780
Total interest expense$1,023,0002,507
Net interest income$13,857,0001,684
Provision for loan and lease losses$675,0001,173
Total noninterest income$3,198,0001,511
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,927,000665
Trading account gains and fees$0151
Additional Noninterest Income$1,271,0002,002
Total noninterest expense$13,298,0001,497
Salaries and employee benefits$8,806,0001,281
Premises and equipment expense$1,575,0001,447
Additional noninterest expense$2,917,0001,980
Pre-tax net operating income$3,082,0002,442
Securities gains (losses)$162,000459
Applicable income taxes$04,135
Income before extraordinary items$3,244,0001,919
Extraordinary gains, net$09
Net income$3,244,0001,919
Minority interest net income$076
Net income of bank and minority interests.$3,244,0001,920
Net charge-offs$-4,0004,637
Cash dividends$2,330,0001,252
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,082,0001,969
2017-09-30 (YTD Data)Rank
Total interest income$11,095,0001,792
Total interest expense$790,0002,437
Net interest income$10,305,0001,699
Provision for loan and lease losses$675,000944
Total noninterest income$2,391,0001,527
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,447,000665
Trading account gains and fees$0145
Additional Noninterest Income$944,0002,042
Total noninterest expense$9,644,0001,542
Salaries and employee benefits$6,215,0001,362
Premises and equipment expense$1,145,0001,509
Additional noninterest expense$2,284,0001,914
Pre-tax net operating income$2,377,0002,441
Securities gains (losses)$15,0001,443
Applicable income taxes$04,172
Income before extraordinary items$2,392,0002,097
Extraordinary gains, net$09
Net income$2,392,0002,098
Minority interest net income$071
Net income of bank and minority interests.$2,392,0002,098
Net charge-offs$-12,0004,797
Cash dividends$1,685,0001,206
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,377,0002,084
2017-06-30 (YTD Data)Rank
Total interest income$7,359,0001,783
Total interest expense$541,0002,351
Net interest income$6,818,0001,697
Provision for loan and lease losses$450,000912
Total noninterest income$1,475,0001,621
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$935,000670
Trading account gains and fees$0139
Additional Noninterest Income$540,0002,234
Total noninterest expense$6,505,0001,532
Salaries and employee benefits$4,145,0001,370
Premises and equipment expense$769,0001,501
Additional noninterest expense$1,591,0001,844
Pre-tax net operating income$1,338,0002,673
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$1,338,0002,353
Extraordinary gains, net$011
Net income$1,338,0002,354
Minority interest net income$071
Net income of bank and minority interests.$1,338,0002,354
Net charge-offs$9,0002,932
Cash dividends$1,040,0001,263
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,338,0002,323
2017-03-31 (YTD Data)Rank
Total interest income$3,632,0001,789
Total interest expense$277,0002,296
Net interest income$3,355,0001,721
Provision for loan and lease losses$225,000857
Total noninterest income$742,0001,608
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$466,000675
Trading account gains and fees$0142
Additional Noninterest Income$276,0002,204
Total noninterest expense$3,339,0001,505
Salaries and employee benefits$2,070,0001,382
Premises and equipment expense$404,0001,435
Additional noninterest expense$865,0001,713
Pre-tax net operating income$533,0002,979
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$533,0002,652
Extraordinary gains, net$08
Net income$533,0002,652
Minority interest net income$055
Net income of bank and minority interests.$533,0002,652
Net charge-offs$4,0002,506
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$533,0002,636
2016-12-31 (YTD Data)Rank
Total interest income$14,883,0001,695
Total interest expense$1,376,0001,919
Net interest income$13,507,0001,660
Provision for loan and lease losses$300,0001,988
Total noninterest income$3,245,0001,561
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,990,000655
Trading account gains and fees$0170
Additional Noninterest Income$1,255,0002,123
Total noninterest expense$13,427,0001,465
Salaries and employee benefits$8,360,0001,328
Premises and equipment expense$1,769,0001,312
Additional noninterest expense$3,298,0001,814
Pre-tax net operating income$3,025,0002,382
Securities gains (losses)$338,000602
Applicable income taxes$04,278
Income before extraordinary items$3,363,0001,909
Extraordinary gains, net$05
Net income$3,363,0001,908
Minority interest net income$082
Net income of bank and minority interests.$3,363,0001,908
Net charge-offs$67,0002,934
Cash dividends$2,225,0001,294
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,025,0002,035
2016-09-30 (YTD Data)Rank
Total interest income$11,146,0001,710
Total interest expense$1,051,0001,899
Net interest income$10,095,0001,672
Provision for loan and lease losses$225,0001,908
Total noninterest income$2,437,0001,547
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,451,000669
Trading account gains and fees$0169
Additional Noninterest Income$986,0002,067
Total noninterest expense$9,911,0001,484
Salaries and employee benefits$6,009,0001,368
Premises and equipment expense$1,339,0001,308
Additional noninterest expense$2,563,0001,753
Pre-tax net operating income$2,396,0002,321
Securities gains (losses)$338,000558
Applicable income taxes$04,325
Income before extraordinary items$2,734,0001,811
Extraordinary gains, net$05
Net income$2,734,0001,811
Minority interest net income$071
Net income of bank and minority interests.$2,734,0001,811
Net charge-offs$74,0002,304
Cash dividends$1,575,0001,236
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,396,0001,952
2016-06-30 (YTD Data)Rank
Total interest income$7,392,0001,724
Total interest expense$699,0001,914
Net interest income$6,693,0001,678
Provision for loan and lease losses$150,0001,887
Total noninterest income$1,426,0001,677
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$947,000673
Trading account gains and fees$0157
Additional Noninterest Income$479,0002,433
Total noninterest expense$6,769,0001,456
Salaries and employee benefits$4,052,0001,364
Premises and equipment expense$961,0001,232
Additional noninterest expense$1,756,0001,727
Pre-tax net operating income$1,200,0002,756
Securities gains (losses)$275,000459
Applicable income taxes$04,338
Income before extraordinary items$1,475,0002,164
Extraordinary gains, net$016
Net income$1,475,0002,163
Minority interest net income$071
Net income of bank and minority interests.$1,475,0002,163
Net charge-offs$40,0002,310
Cash dividends$925,0001,395
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,200,0002,426
2016-03-31 (YTD Data)Rank
Total interest income$3,625,0001,756
Total interest expense$361,0001,869
Net interest income$3,264,0001,724
Provision for loan and lease losses$75,0001,741
Total noninterest income$691,0001,683
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$472,000669
Trading account gains and fees$0142
Additional Noninterest Income$219,0002,516
Total noninterest expense$3,424,0001,432
Salaries and employee benefits$2,154,0001,300
Premises and equipment expense$402,0001,432
Additional noninterest expense$868,0001,732
Pre-tax net operating income$456,0003,183
Securities gains (losses)$21,0001,208
Applicable income taxes$04,259
Income before extraordinary items$477,0002,828
Extraordinary gains, net$012
Net income$477,0002,827
Minority interest net income$062
Net income of bank and minority interests.$477,0002,828
Net charge-offs$15,0002,144
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$456,0002,842
2015-12-31 (YTD Data)Rank
Total interest income$14,754,0001,677
Total interest expense$1,637,0001,653
Net interest income$13,117,0001,670
Provision for loan and lease losses$225,0002,207
Total noninterest income$3,375,0001,469
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,055,000639
Trading account gains and fees$0159
Additional Noninterest Income$1,320,0002,024
Total noninterest expense$12,644,0001,529
Salaries and employee benefits$7,802,0001,389
Premises and equipment expense$1,625,0001,421
Additional noninterest expense$3,217,0001,877
Pre-tax net operating income$3,623,0002,019
Securities gains (losses)$519,000344
Applicable income taxes$04,402
Income before extraordinary items$4,142,0001,557
Extraordinary gains, net$023
Net income$4,142,0001,557
Minority interest net income$081
Net income of bank and minority interests.$4,142,0001,557
Net charge-offs$96,0002,692
Cash dividends$6,663,000519
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,623,0001,705
2015-09-30 (YTD Data)Rank
Total interest income$11,058,0001,689
Total interest expense$1,266,0001,622
Net interest income$9,792,0001,691
Provision for loan and lease losses$225,0001,803
Total noninterest income$2,606,0001,457
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,533,000643
Trading account gains and fees$0153
Additional Noninterest Income$1,073,0001,932
Total noninterest expense$9,283,0001,568
Salaries and employee benefits$5,485,0001,459
Premises and equipment expense$1,246,0001,401
Additional noninterest expense$2,552,0001,768
Pre-tax net operating income$2,890,0001,965
Securities gains (losses)$12,0002,263
Applicable income taxes$04,489
Income before extraordinary items$2,902,0001,678
Extraordinary gains, net$021
Net income$2,902,0001,680
Minority interest net income$078
Net income of bank and minority interests.$2,902,0001,680
Net charge-offs$96,0002,210
Cash dividends$2,000,000975
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,890,0001,640
2015-06-30 (YTD Data)Rank
Total interest income$7,402,0001,695
Total interest expense$857,0001,609
Net interest income$6,545,0001,693
Provision for loan and lease losses$150,0001,756
Total noninterest income$1,562,0001,575
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$969,000662
Trading account gains and fees$0157
Additional Noninterest Income$593,0002,204
Total noninterest expense$6,132,0001,588
Salaries and employee benefits$3,632,0001,476
Premises and equipment expense$860,0001,370
Additional noninterest expense$1,640,0001,843
Pre-tax net operating income$1,825,0002,035
Securities gains (losses)$1,0002,511
Applicable income taxes$04,497
Income before extraordinary items$1,826,0001,745
Extraordinary gains, net$022
Net income$1,826,0001,750
Minority interest net income$075
Net income of bank and minority interests.$1,826,0001,749
Net charge-offs$26,0002,782
Cash dividends$1,300,000995
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,825,0001,702
2015-03-31 (YTD Data)Rank
Total interest income$3,730,0001,681
Total interest expense$433,0001,611
Net interest income$3,297,0001,678
Provision for loan and lease losses$75,0001,675
Total noninterest income$710,0001,638
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$457,000682
Trading account gains and fees$0152
Additional Noninterest Income$253,0002,336
Total noninterest expense$3,060,0001,584
Salaries and employee benefits$1,808,0001,485
Premises and equipment expense$402,0001,480
Additional noninterest expense$850,0001,771
Pre-tax net operating income$872,0002,072
Securities gains (losses)$1,0001,909
Applicable income taxes$04,400
Income before extraordinary items$873,0001,795
Extraordinary gains, net$013
Net income$873,0001,797
Minority interest net income$064
Net income of bank and minority interests.$873,0001,797
Net charge-offs$-10,0005,418
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$872,0001,729
2014-12-31 (YTD Data)Rank
Total interest income$14,992,0001,677
Total interest expense$2,025,0001,459
Net interest income$12,967,0001,693
Provision for loan and lease losses$900,000932
Total noninterest income$3,275,0001,465
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,191,000619
Trading account gains and fees$0180
Additional Noninterest Income$1,084,0002,220
Total noninterest expense$12,103,0001,586
Salaries and employee benefits$7,285,0001,435
Premises and equipment expense$1,475,0001,591
Additional noninterest expense$3,343,0001,842
Pre-tax net operating income$3,239,0002,150
Securities gains (losses)$272,000652
Applicable income taxes$04,531
Income before extraordinary items$3,511,0001,762
Extraordinary gains, net$017
Net income$3,511,0001,762
Minority interest net income$084
Net income of bank and minority interests.$3,511,0001,761
Net charge-offs$28,0004,127
Cash dividends$1,950,0001,320
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,239,0001,853
2014-09-30 (YTD Data)Rank
Total interest income$11,270,0001,670
Total interest expense$1,549,0001,442
Net interest income$9,721,0001,708
Provision for loan and lease losses$600,000986
Total noninterest income$2,553,0001,436
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,638,000617
Trading account gains and fees$0174
Additional Noninterest Income$915,0002,054
Total noninterest expense$8,946,0001,607
Salaries and employee benefits$5,453,0001,446
Premises and equipment expense$1,075,0001,646
Additional noninterest expense$2,418,0001,901
Pre-tax net operating income$2,728,0002,006
Securities gains (losses)$14,0002,191
Applicable income taxes$04,583
Income before extraordinary items$2,742,0001,711
Extraordinary gains, net$015
Net income$2,742,0001,712
Minority interest net income$081
Net income of bank and minority interests.$2,742,0001,711
Net charge-offs$7,0004,273
Cash dividends$1,350,0001,246
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,728,0001,684
2014-06-30 (YTD Data)Rank
Total interest income$7,428,0001,683
Total interest expense$1,046,0001,428
Net interest income$6,382,0001,724
Provision for loan and lease losses$300,0001,222
Total noninterest income$1,609,0001,484
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,051,000635
Trading account gains and fees$0172
Additional Noninterest Income$558,0002,169
Total noninterest expense$5,880,0001,621
Salaries and employee benefits$3,556,0001,474
Premises and equipment expense$709,0001,670
Additional noninterest expense$1,615,0001,893
Pre-tax net operating income$1,811,0001,966
Securities gains (losses)$14,0001,800
Applicable income taxes$04,568
Income before extraordinary items$1,825,0001,657
Extraordinary gains, net$020
Net income$1,825,0001,660
Minority interest net income$080
Net income of bank and minority interests.$1,825,0001,659
Net charge-offs$-50,0006,148
Cash dividends$750,0001,426
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,811,0001,647
2014-03-31 (YTD Data)Rank
Total interest income$3,696,0001,685
Total interest expense$529,0001,427
Net interest income$3,167,0001,719
Provision for loan and lease losses$150,0001,189
Total noninterest income$698,0001,602
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$527,000626
Trading account gains and fees$0147
Additional Noninterest Income$171,0002,778
Total noninterest expense$2,858,0001,676
Salaries and employee benefits$1,733,0001,517
Premises and equipment expense$352,0001,712
Additional noninterest expense$773,0001,947
Pre-tax net operating income$857,0001,993
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$857,0001,702
Extraordinary gains, net$016
Net income$857,0001,706
Minority interest net income$066
Net income of bank and minority interests.$857,0001,705
Net charge-offs$-42,0006,265
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$857,0001,674
2013-12-31 (YTD Data)Rank
Total interest income$13,902,0001,799
Total interest expense$2,487,0001,366
Net interest income$11,415,0001,875
Provision for loan and lease losses$210,0002,896
Total noninterest income$3,151,0001,562
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,021,000685
Trading account gains and fees$0184
Additional Noninterest Income$1,130,0002,206
Total noninterest expense$11,672,0001,648
Salaries and employee benefits$6,977,0001,488
Premises and equipment expense$1,569,0001,519
Additional noninterest expense$3,126,0002,007
Pre-tax net operating income$2,684,0002,341
Securities gains (losses)$221,000837
Applicable income taxes$04,631
Income before extraordinary items$2,905,0001,943
Extraordinary gains, net$029
Net income$2,905,0001,945
Minority interest net income$090
Net income of bank and minority interests.$2,905,0001,946
Net charge-offs$598,0001,821
Cash dividends$1,575,0001,434
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,684,0002,021
2013-09-30 (YTD Data)Rank
Total interest income$10,304,0001,821
Total interest expense$1,931,0001,357
Net interest income$8,373,0001,913
Provision for loan and lease losses$60,0003,816
Total noninterest income$2,459,0001,543
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,481,000705
Trading account gains and fees$0180
Additional Noninterest Income$978,0002,065
Total noninterest expense$8,656,0001,679
Salaries and employee benefits$5,050,0001,541
Premises and equipment expense$1,094,0001,626
Additional noninterest expense$2,512,0001,881
Pre-tax net operating income$2,116,0002,325
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,116,0002,033
Extraordinary gains, net$025
Net income$2,116,0002,040
Minority interest net income$084
Net income of bank and minority interests.$2,116,0002,039
Net charge-offs$413,0001,790
Cash dividends$1,250,0001,229
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,116,0001,975
2013-06-30 (YTD Data)Rank
Total interest income$6,940,0001,803
Total interest expense$1,305,0001,367
Net interest income$5,635,0001,888
Provision for loan and lease losses$30,0003,938
Total noninterest income$1,506,0001,638
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$969,000704
Trading account gains and fees$0157
Additional Noninterest Income$537,0002,378
Total noninterest expense$5,814,0001,657
Salaries and employee benefits$3,404,0001,519
Premises and equipment expense$740,0001,613
Additional noninterest expense$1,670,0001,879
Pre-tax net operating income$1,297,0002,454
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,297,0002,168
Extraordinary gains, net$022
Net income$1,297,0002,176
Minority interest net income$082
Net income of bank and minority interests.$1,297,0002,174
Net charge-offs$326,0001,615
Cash dividends$750,0001,346
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,297,0002,081
2013-03-31 (YTD Data)Rank
Total interest income$3,536,0001,790
Total interest expense$679,0001,370
Net interest income$2,857,0001,868
Provision for loan and lease losses$15,0003,721
Total noninterest income$667,0001,799
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$473,000717
Trading account gains and fees$0148
Additional Noninterest Income$194,0002,819
Total noninterest expense$2,948,0001,646
Salaries and employee benefits$1,744,0001,516
Premises and equipment expense$387,0001,566
Additional noninterest expense$817,0001,920
Pre-tax net operating income$561,0002,668
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$561,0002,371
Extraordinary gains, net$010
Net income$561,0002,373
Minority interest net income$076
Net income of bank and minority interests.$561,0002,373
Net charge-offs$325,0001,001
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$561,0002,276
2012-12-31 (YTD Data)Rank
Total interest income$15,616,0001,700
Total interest expense$3,173,0001,405
Net interest income$12,443,0001,770
Provision for loan and lease losses$05,905
Total noninterest income$3,297,0001,542
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,012,000716
Trading account gains and fees$0166
Additional Noninterest Income$1,285,0002,035
Total noninterest expense$11,674,0001,650
Salaries and employee benefits$7,164,0001,424
Premises and equipment expense$1,585,0001,501
Additional noninterest expense$2,925,0002,222
Pre-tax net operating income$4,066,0001,629
Securities gains (losses)$933,000566
Applicable income taxes$04,751
Income before extraordinary items$4,999,0001,195
Extraordinary gains, net$029
Net income$4,999,0001,196
Minority interest net income$093
Net income of bank and minority interests.$4,999,0001,196
Net charge-offs$166,0003,960
Cash dividends$3,825,000720
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,066,0001,347
2012-09-30 (YTD Data)Rank
Total interest income$11,944,0001,696
Total interest expense$2,453,0001,424
Net interest income$9,491,0001,759
Provision for loan and lease losses$05,790
Total noninterest income$2,532,0001,504
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,500,000721
Trading account gains and fees$0157
Additional Noninterest Income$1,032,0001,955
Total noninterest expense$9,048,0001,613
Salaries and employee benefits$5,248,0001,455
Premises and equipment expense$1,093,0001,629
Additional noninterest expense$2,707,0001,830
Pre-tax net operating income$2,975,0001,713
Securities gains (losses)$933,000431
Applicable income taxes$04,802
Income before extraordinary items$3,908,0001,155
Extraordinary gains, net$020
Net income$3,908,0001,156
Minority interest net income$086
Net income of bank and minority interests.$3,908,0001,156
Net charge-offs$100,0003,971
Cash dividends$1,600,000946
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,975,0001,407
2012-06-30 (YTD Data)Rank
Total interest income$8,115,0001,679
Total interest expense$1,694,0001,424
Net interest income$6,421,0001,737
Provision for loan and lease losses$05,619
Total noninterest income$1,682,0001,492
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$993,000720
Trading account gains and fees$0153
Additional Noninterest Income$689,0001,941
Total noninterest expense$6,197,0001,570
Salaries and employee benefits$3,455,0001,470
Premises and equipment expense$718,0001,662
Additional noninterest expense$2,024,0001,649
Pre-tax net operating income$1,906,0001,748
Securities gains (losses)$933,000299
Applicable income taxes$04,770
Income before extraordinary items$2,839,0001,061
Extraordinary gains, net$019
Net income$2,839,0001,061
Minority interest net income$084
Net income of bank and minority interests.$2,839,0001,061
Net charge-offs$63,0003,827
Cash dividends$1,100,000893
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,906,0001,460
2012-03-31 (YTD Data)Rank
Total interest income$4,095,0001,678
Total interest expense$886,0001,422
Net interest income$3,209,0001,739
Provision for loan and lease losses$05,254
Total noninterest income$745,0001,609
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$480,000733
Trading account gains and fees$0148
Additional Noninterest Income$265,0002,260
Total noninterest expense$2,921,0001,657
Salaries and employee benefits$1,639,0001,544
Premises and equipment expense$350,0001,703
Additional noninterest expense$932,0001,780
Pre-tax net operating income$1,033,0001,635
Securities gains (losses)$375,000362
Applicable income taxes$04,704
Income before extraordinary items$1,408,0001,060
Extraordinary gains, net$019
Net income$1,408,0001,061
Minority interest net income$078
Net income of bank and minority interests.$1,408,0001,061
Net charge-offs$9,0004,072
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,033,0001,331
2011-12-31 (YTD Data)Rank
Total interest income$17,066,0001,663
Total interest expense$4,293,0001,413
Net interest income$12,773,0001,758
Provision for loan and lease losses$06,496
Total noninterest income$3,297,0001,393
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,198,000668
Trading account gains and fees$0146
Additional Noninterest Income$1,099,0002,005
Total noninterest expense$11,264,0001,725
Salaries and employee benefits$6,558,0001,507
Premises and equipment expense$1,455,0001,696
Additional noninterest expense$3,251,0002,053
Pre-tax net operating income$4,806,0001,220
Securities gains (losses)$110,0001,985
Applicable income taxes$04,719
Income before extraordinary items$4,916,0001,023
Extraordinary gains, net$029
Net income$4,916,0001,023
Minority interest net income$096
Net income of bank and minority interests.$4,916,0001,023
Net charge-offs$109,0004,902
Cash dividends$2,005,000946
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,806,000998
2011-09-30 (YTD Data)Rank
Total interest income$12,931,0001,663
Total interest expense$3,324,0001,420
Net interest income$9,607,0001,753
Provision for loan and lease losses$06,393
Total noninterest income$2,469,0001,391
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,639,000673
Trading account gains and fees$0145
Additional Noninterest Income$830,0001,984
Total noninterest expense$8,408,0001,726
Salaries and employee benefits$4,761,0001,557
Premises and equipment expense$1,120,0001,685
Additional noninterest expense$2,527,0002,003
Pre-tax net operating income$3,668,0001,252
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$3,668,0001,054
Extraordinary gains, net$021
Net income$3,668,0001,054
Minority interest net income$087
Net income of bank and minority interests.$3,668,0001,054
Net charge-offs$14,0005,673
Cash dividends$1,430,000882
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,668,0001,002
2011-06-30 (YTD Data)Rank
Total interest income$8,621,0001,677
Total interest expense$2,246,0001,456
Net interest income$6,375,0001,753
Provision for loan and lease losses$06,217
Total noninterest income$1,594,0001,417
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,052,000697
Trading account gains and fees$0153
Additional Noninterest Income$542,0001,990
Total noninterest expense$5,504,0001,773
Salaries and employee benefits$3,142,0001,581
Premises and equipment expense$717,0001,760
Additional noninterest expense$1,645,0002,074
Pre-tax net operating income$2,465,0001,205
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$2,465,000995
Extraordinary gains, net$015
Net income$2,465,000993
Minority interest net income$089
Net income of bank and minority interests.$2,465,000995
Net charge-offs$-12,0007,059
Cash dividends$955,000851
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,465,000962
2011-03-31 (YTD Data)Rank
Total interest income$4,301,0001,693
Total interest expense$1,106,0001,534
Net interest income$3,195,0001,750
Provision for loan and lease losses$05,840
Total noninterest income$717,0001,548
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$494,000728
Trading account gains and fees$0158
Additional Noninterest Income$223,0002,330
Total noninterest expense$2,745,0001,795
Salaries and employee benefits$1,563,0001,599
Premises and equipment expense$375,0001,718
Additional noninterest expense$807,0002,089
Pre-tax net operating income$1,167,0001,243
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,167,0001,044
Extraordinary gains, net$09
Net income$1,167,0001,043
Minority interest net income$086
Net income of bank and minority interests.$1,167,0001,044
Net charge-offs$-14,0007,105
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,167,0001,010
2010-12-31 (YTD Data)Rank
Total interest income$18,040,0001,678
Total interest expense$4,627,0001,762
Net interest income$13,413,0001,650
Provision for loan and lease losses$375,0004,529
Total noninterest income$3,329,0001,440
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,192,000680
Trading account gains and fees$0175
Additional Noninterest Income$1,137,0002,027
Total noninterest expense$11,406,0001,732
Salaries and employee benefits$6,674,0001,475
Premises and equipment expense$1,467,0001,748
Additional noninterest expense$3,265,0002,131
Pre-tax net operating income$4,961,0001,045
Securities gains (losses)$150,0001,829
Applicable income taxes$04,655
Income before extraordinary items$5,111,000865
Extraordinary gains, net$029
Net income$5,111,000865
Minority interest net income$0111
Net income of bank and minority interests.$5,111,000866
Net charge-offs$258,0004,492
Cash dividends$4,050,000408
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,961,000856
2010-09-30 (YTD Data)Rank
Total interest income$13,687,0001,694
Total interest expense$3,462,0001,822
Net interest income$10,225,0001,651
Provision for loan and lease losses$375,0003,997
Total noninterest income$2,511,0001,425
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,703,000674
Trading account gains and fees$0165
Additional Noninterest Income$808,0002,056
Total noninterest expense$8,601,0001,718
Salaries and employee benefits$4,838,0001,526
Premises and equipment expense$1,137,0001,717
Additional noninterest expense$2,626,0001,971
Pre-tax net operating income$3,760,0001,082
Securities gains (losses)$150,0001,606
Applicable income taxes$04,726
Income before extraordinary items$3,910,000890
Extraordinary gains, net$023
Net income$3,910,000891
Minority interest net income$0110
Net income of bank and minority interests.$3,910,000891
Net charge-offs$150,0004,503
Cash dividends$3,575,000307
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,760,000882
2010-06-30 (YTD Data)Rank
Total interest income$9,169,0001,706
Total interest expense$2,297,0001,894
Net interest income$6,872,0001,635
Provision for loan and lease losses$300,0003,591
Total noninterest income$1,698,0001,385
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,079,000710
Trading account gains and fees$0152
Additional Noninterest Income$619,0001,824
Total noninterest expense$5,693,0001,736
Salaries and employee benefits$3,190,0001,548
Premises and equipment expense$719,0001,819
Additional noninterest expense$1,784,0001,937
Pre-tax net operating income$2,577,0001,041
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$2,577,000863
Extraordinary gains, net$019
Net income$2,577,000863
Minority interest net income$0105
Net income of bank and minority interests.$2,577,000864
Net charge-offs$48,0004,928
Cash dividends$1,050,000669
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,577,000832
2010-03-31 (YTD Data)Rank
Total interest income$4,568,0001,752
Total interest expense$1,139,0002,013
Net interest income$3,429,0001,652
Provision for loan and lease losses$150,0003,336
Total noninterest income$809,0001,435
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$565,000682
Trading account gains and fees$0175
Additional Noninterest Income$244,0002,107
Total noninterest expense$2,850,0001,747
Salaries and employee benefits$1,605,0001,553
Premises and equipment expense$363,0001,861
Additional noninterest expense$882,0001,932
Pre-tax net operating income$1,238,0001,070
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$1,238,000886
Extraordinary gains, net$016
Net income$1,238,000889
Minority interest net income$091
Net income of bank and minority interests.$1,238,000890
Net charge-offs$5,0005,141
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,238,000859
2009-12-31 (YTD Data)Rank
Total interest income$18,731,0001,823
Total interest expense$4,725,0002,386
Net interest income$14,006,0001,597
Provision for loan and lease losses$550,0004,387
Total noninterest income$3,658,0001,390
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,517,000668
Trading account gains and fees$0211
Additional Noninterest Income$1,141,0001,984
Total noninterest expense$11,882,0001,716
Salaries and employee benefits$6,528,0001,530
Premises and equipment expense$1,452,0001,855
Additional noninterest expense$3,902,0001,884
Pre-tax net operating income$5,232,000809
Securities gains (losses)$71,0002,403
Applicable income taxes$04,388
Income before extraordinary items$5,303,000640
Extraordinary gains, net$034
Net income$5,303,000639
Minority interest net income$0115
Net income of bank and minority interests.$5,303,000641
Net charge-offs$1,382,0002,480
Cash dividends$1,725,0001,046
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,232,000647
2009-09-30 (YTD Data)Rank
Total interest income$14,083,0001,846
Total interest expense$3,560,0002,476
Net interest income$10,523,0001,600
Provision for loan and lease losses$400,0004,178
Total noninterest income$2,768,0001,419
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,896,000660
Trading account gains and fees$0212
Additional Noninterest Income$872,0002,009
Total noninterest expense$9,001,0001,681
Salaries and employee benefits$5,129,0001,485
Premises and equipment expense$1,051,0001,942
Additional noninterest expense$2,821,0001,883
Pre-tax net operating income$3,890,000870
Securities gains (losses)$71,0002,067
Applicable income taxes$04,592
Income before extraordinary items$3,961,000679
Extraordinary gains, net$027
Net income$3,961,000679
Minority interest net income$0118
Net income of bank and minority interests.$3,961,000681
Net charge-offs$1,333,0001,894
Cash dividends$1,200,0001,058
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,890,000693
2009-06-30 (YTD Data)Rank
Total interest income$9,405,0001,876
Total interest expense$2,371,0002,564
Net interest income$7,034,0001,595
Provision for loan and lease losses$250,0003,992
Total noninterest income$1,846,0001,424
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,241,000672
Trading account gains and fees$0193
Additional Noninterest Income$605,0001,982
Total noninterest expense$6,030,0001,706
Salaries and employee benefits$3,439,0001,508
Premises and equipment expense$684,0002,013
Additional noninterest expense$1,907,0001,877
Pre-tax net operating income$2,600,000884
Securities gains (losses)$2,0002,937
Applicable income taxes$04,657
Income before extraordinary items$2,602,000705
Extraordinary gains, net$021
Net income$2,602,000703
Minority interest net income$0112
Net income of bank and minority interests.$2,602,000706
Net charge-offs$1,264,0001,465
Cash dividends$785,0001,161
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,600,000683
2009-03-31 (YTD Data)Rank
Total interest income$4,628,0001,928
Total interest expense$1,162,0002,705
Net interest income$3,466,0001,612
Provision for loan and lease losses$100,0003,845
Total noninterest income$882,0001,430
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$622,000650
Trading account gains and fees$0171
Additional Noninterest Income$260,0002,149
Total noninterest expense$2,975,0001,676
Salaries and employee benefits$1,641,0001,584
Premises and equipment expense$356,0001,969
Additional noninterest expense$978,0001,657
Pre-tax net operating income$1,273,000993
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$1,273,000824
Extraordinary gains, net$015
Net income$1,273,000825
Minority interest net income$0102
Net income of bank and minority interests.$1,273,000826
Net charge-offs$680,0001,172
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,273,000763
2008-12-31 (YTD Data)Rank
Total interest income$18,717,0002,035
Total interest expense$6,313,0002,410
Net interest income$12,404,0001,798
Provision for loan and lease losses$2,025,0001,772
Total noninterest income$4,162,0001,235
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,848,000610
Trading account gains and fees$0154
Additional Noninterest Income$1,314,0001,762
Total noninterest expense$11,266,0001,724
Salaries and employee benefits$6,440,0001,602
Premises and equipment expense$1,580,0001,738
Additional noninterest expense$3,246,0001,887
Pre-tax net operating income$3,275,0001,658
Securities gains (losses)$88,0001,226
Applicable income taxes$04,979
Income before extraordinary items$3,363,0001,238
Extraordinary gains, net$039
Net income$3,363,0001,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$967,0001,995
Cash dividends$1,950,0001,397
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,275,0001,341
2008-09-30 (YTD Data)Rank
Total interest income$14,068,0002,081
Total interest expense$4,961,0002,393
Net interest income$9,107,0001,857
Provision for loan and lease losses$175,0004,422
Total noninterest income$3,309,0001,217
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,211,000595
Trading account gains and fees$0148
Additional Noninterest Income$1,098,0001,694
Total noninterest expense$8,589,0001,695
Salaries and employee benefits$4,854,0001,618
Premises and equipment expense$1,259,0001,654
Additional noninterest expense$2,476,0001,793
Pre-tax net operating income$3,652,0001,348
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$3,652,0001,003
Extraordinary gains, net$031
Net income$3,652,0001,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$315,0002,499
Cash dividends$1,325,0001,465
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,652,0001,062
2008-06-30 (YTD Data)Rank
Total interest income$9,402,0002,100
Total interest expense$3,438,0002,408
Net interest income$5,964,0001,881
Provision for loan and lease losses$06,671
Total noninterest income$2,253,0001,202
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,477,000584
Trading account gains and fees$0149
Additional Noninterest Income$776,0001,665
Total noninterest expense$5,829,0001,669
Salaries and employee benefits$3,215,0001,636
Premises and equipment expense$780,0001,755
Additional noninterest expense$1,834,0001,607
Pre-tax net operating income$2,388,0001,445
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$2,388,0001,151
Extraordinary gains, net$021
Net income$2,388,0001,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$274,0001,882
Cash dividends$800,0001,677
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,388,0001,136
2008-03-31 (YTD Data)Rank
Total interest income$4,737,0002,137
Total interest expense$1,881,0002,366
Net interest income$2,856,0001,954
Provision for loan and lease losses$06,080
Total noninterest income$1,109,0001,228
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$718,000598
Trading account gains and fees$0158
Additional Noninterest Income$391,0001,658
Total noninterest expense$2,822,0001,714
Salaries and employee benefits$1,529,0001,723
Premises and equipment expense$413,0001,676
Additional noninterest expense$880,0001,629
Pre-tax net operating income$1,143,0001,585
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,143,0001,321
Extraordinary gains, net$015
Net income$1,143,0001,324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$242,0001,128
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,143,0001,283
2007-12-31 (YTD Data)Rank
Total interest income$18,248,0002,253
Total interest expense$8,237,0002,263
Net interest income$10,011,0002,244
Provision for loan and lease losses$06,851
Total noninterest income$4,512,0001,188
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,068,000572
Trading account gains and fees$0178
Additional Noninterest Income$1,444,0001,716
Total noninterest expense$10,113,0001,827
Salaries and employee benefits$5,654,0001,786
Premises and equipment expense$1,401,0001,867
Additional noninterest expense$3,058,0001,804
Pre-tax net operating income$4,410,0001,827
Securities gains (losses)$-15,0007,664
Applicable income taxes$06,070
Income before extraordinary items$4,395,0001,460
Extraordinary gains, net$039
Net income$4,395,0001,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0004,430
Cash dividends$2,190,0001,519
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,410,0001,440
2007-09-30 (YTD Data)Rank
Total interest income$13,741,0002,253
Total interest expense$6,274,0002,241
Net interest income$7,467,0002,262
Provision for loan and lease losses$06,528
Total noninterest income$3,409,0001,174
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,304,000560
Trading account gains and fees$0184
Additional Noninterest Income$1,105,0001,696
Total noninterest expense$7,564,0001,806
Salaries and employee benefits$4,230,0001,785
Premises and equipment expense$1,011,0001,928
Additional noninterest expense$2,323,0001,748
Pre-tax net operating income$3,312,0001,933
Securities gains (losses)$-15,0007,879
Applicable income taxes$06,220
Income before extraordinary items$3,297,0001,533
Extraordinary gains, net$033
Net income$3,297,0001,531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0003,997
Cash dividends$1,740,0001,355
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,312,0001,519
2007-06-30 (YTD Data)Rank
Total interest income$9,189,0002,263
Total interest expense$4,187,0002,249
Net interest income$5,002,0002,287
Provision for loan and lease losses$06,209
Total noninterest income$2,274,0001,204
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,523,000576
Trading account gains and fees$0168
Additional Noninterest Income$751,0001,686
Total noninterest expense$5,082,0001,810
Salaries and employee benefits$2,822,0001,821
Premises and equipment expense$676,0001,934
Additional noninterest expense$1,584,0001,724
Pre-tax net operating income$2,194,0001,998
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$2,194,0001,594
Extraordinary gains, net$029
Net income$2,194,0001,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,435
Cash dividends$1,140,0001,387
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,194,0001,577
2007-03-31 (YTD Data)Rank
Total interest income$4,639,0002,242
Total interest expense$2,039,0002,287
Net interest income$2,600,0002,205
Provision for loan and lease losses$05,779
Total noninterest income$1,091,0001,218
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$758,000549
Trading account gains and fees$0195
Additional Noninterest Income$333,0001,817
Total noninterest expense$2,558,0001,807
Salaries and employee benefits$1,439,0001,794
Premises and equipment expense$354,0001,866
Additional noninterest expense$765,0001,751
Pre-tax net operating income$1,133,0001,960
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,133,0001,522
Extraordinary gains, net$022
Net income$1,133,0001,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,049
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,133,0001,511
2006-12-31 (YTD Data)Rank
Total interest income$16,760,0002,332
Total interest expense$7,027,0002,272
Net interest income$9,733,0002,342
Provision for loan and lease losses$06,850
Total noninterest income$5,362,0001,031
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,362,000507
Trading account gains and fees$0130
Additional Noninterest Income$2,000,0001,355
Total noninterest expense$10,446,0001,700
Salaries and employee benefits$5,672,0001,721
Premises and equipment expense$1,436,0001,765
Additional noninterest expense$3,338,0001,576
Pre-tax net operating income$4,649,0002,007
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$4,649,0001,556
Extraordinary gains, net$051
Net income$4,649,0001,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,970
Cash dividends$2,350,0001,359
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,649,0001,540
2006-09-30 (YTD Data)Rank
Total interest income$12,375,0002,347
Total interest expense$5,116,0002,275
Net interest income$7,259,0002,381
Provision for loan and lease losses$06,685
Total noninterest income$4,208,0001,005
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,522,000508
Trading account gains and fees$0126
Additional Noninterest Income$1,686,0001,250
Total noninterest expense$7,951,0001,687
Salaries and employee benefits$4,310,0001,705
Premises and equipment expense$1,065,0001,784
Additional noninterest expense$2,576,0001,534
Pre-tax net operating income$3,516,0002,058
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$3,516,0001,577
Extraordinary gains, net$045
Net income$3,516,0001,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-78,0008,470
Cash dividends$1,350,0001,576
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,516,0001,560
2006-06-30 (YTD Data)Rank
Total interest income$8,076,0002,351
Total interest expense$3,242,0002,289
Net interest income$4,834,0002,392
Provision for loan and lease losses$06,419
Total noninterest income$2,484,0001,111
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,675,000507
Trading account gains and fees$0126
Additional Noninterest Income$809,0001,579
Total noninterest expense$5,086,0001,748
Salaries and employee benefits$2,844,0001,723
Premises and equipment expense$657,0001,911
Additional noninterest expense$1,585,0001,664
Pre-tax net operating income$2,232,0002,132
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$2,232,0001,634
Extraordinary gains, net$039
Net income$2,232,0001,635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,339
Cash dividends$800,0001,708
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,232,0001,621
2006-03-31 (YTD Data)Rank
Total interest income$3,909,0002,375
Total interest expense$1,502,0002,333
Net interest income$2,407,0002,398
Provision for loan and lease losses$06,013
Total noninterest income$1,181,0001,140
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$829,000495
Trading account gains and fees$0115
Additional Noninterest Income$352,0001,721
Total noninterest expense$2,515,0001,765
Salaries and employee benefits$1,390,0001,769
Premises and equipment expense$348,0001,818
Additional noninterest expense$777,0001,684
Pre-tax net operating income$1,073,0002,156
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,073,0001,671
Extraordinary gains, net$021
Net income$1,073,0001,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0001,195
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,073,0001,653
2005-12-31 (YTD Data)Rank
Total interest income$14,806,0002,236
Total interest expense$4,790,0002,285
Net interest income$10,016,0002,208
Provision for loan and lease losses$-224,0008,702
Total noninterest income$5,215,0001,055
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$3,630,000468
Trading account gains and fees$0138
Additional Noninterest Income$1,585,0001,597
Total noninterest expense$10,497,0001,629
Salaries and employee benefits$5,908,0001,580
Premises and equipment expense$1,351,0001,791
Additional noninterest expense$3,238,0001,572
Pre-tax net operating income$4,958,0001,884
Securities gains (losses)$53,000902
Applicable income taxes$-1,0008,401
Income before extraordinary items$5,012,0001,417
Extraordinary gains, net$046
Net income$5,012,0001,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,162
Cash dividends$4,350,000754
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,959,0001,409
2005-09-30 (YTD Data)Rank
Total interest income$11,023,0002,205
Total interest expense$3,423,0002,271
Net interest income$7,600,0002,165
Provision for loan and lease losses$06,899
Total noninterest income$3,922,0001,057
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,700,000476
Trading account gains and fees$0126
Additional Noninterest Income$1,222,0001,566
Total noninterest expense$7,713,0001,641
Salaries and employee benefits$4,480,0001,553
Premises and equipment expense$1,024,0001,766
Additional noninterest expense$2,209,0001,696
Pre-tax net operating income$3,809,0001,836
Securities gains (losses)$31,0001,052
Applicable income taxes$-1,0008,537
Income before extraordinary items$3,841,0001,394
Extraordinary gains, net$035
Net income$3,841,0001,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,418
Cash dividends$3,800,000597
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,810,0001,382
2005-06-30 (YTD Data)Rank
Total interest income$7,286,0002,160
Total interest expense$2,156,0002,271
Net interest income$5,130,0002,110
Provision for loan and lease losses$06,626
Total noninterest income$2,565,0001,049
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,751,000475
Trading account gains and fees$0116
Additional Noninterest Income$814,0001,558
Total noninterest expense$5,174,0001,632
Salaries and employee benefits$2,984,0001,548
Premises and equipment expense$707,0001,698
Additional noninterest expense$1,483,0001,666
Pre-tax net operating income$2,521,0001,828
Securities gains (losses)$31,000949
Applicable income taxes$-1,0008,563
Income before extraordinary items$2,553,0001,366
Extraordinary gains, net$030
Net income$2,553,0001,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,061
Cash dividends$3,200,000486
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,522,0001,364
2005-03-31 (YTD Data)Rank
Total interest income$3,576,0002,166
Total interest expense$1,010,0002,316
Net interest income$2,566,0002,106
Provision for loan and lease losses$06,226
Total noninterest income$1,224,0001,072
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$845,000468
Trading account gains and fees$0115
Additional Noninterest Income$379,0001,610
Total noninterest expense$2,565,0001,642
Salaries and employee benefits$1,443,0001,600
Premises and equipment expense$329,0001,822
Additional noninterest expense$793,0001,571
Pre-tax net operating income$1,225,0001,844
Securities gains (losses)$31,000666
Applicable income taxes$-1,0008,627
Income before extraordinary items$1,257,0001,372
Extraordinary gains, net$024
Net income$1,257,0001,374
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,481
Cash dividends$600,0001,028
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,226,0001,364
2004-12-31 (YTD Data)Rank
Total interest income$13,784,0002,060
Total interest expense$3,448,0002,334
Net interest income$10,336,0001,962
Provision for loan and lease losses$150,0004,230
Total noninterest income$5,688,000973
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$3,994,000443
Trading account gains and fees$0138
Additional Noninterest Income$1,694,0001,496
Total noninterest expense$10,966,0001,489
Salaries and employee benefits$5,997,0001,480
Premises and equipment expense$1,451,0001,602
Additional noninterest expense$3,518,0001,409
Pre-tax net operating income$4,908,0001,731
Securities gains (losses)$03,819
Applicable income taxes$-101,0008,733
Income before extraordinary items$5,009,0001,298
Extraordinary gains, net$034
Net income$5,009,0001,299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$368,0001,701
Cash dividends$3,800,000807
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,009,0001,266
2004-09-30 (YTD Data)Rank
Total interest income$10,241,0002,045
Total interest expense$2,530,0002,335
Net interest income$7,711,0001,957
Provision for loan and lease losses$75,0004,788
Total noninterest income$4,372,000956
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$3,116,000433
Trading account gains and fees$0134
Additional Noninterest Income$1,256,0001,508
Total noninterest expense$8,279,0001,471
Salaries and employee benefits$4,301,0001,544
Premises and equipment expense$1,116,0001,564
Additional noninterest expense$2,862,0001,293
Pre-tax net operating income$3,729,0001,720
Securities gains (losses)$03,710
Applicable income taxes$-19,0008,764
Income before extraordinary items$3,748,0001,315
Extraordinary gains, net$026
Net income$3,748,0001,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0002,096
Cash dividends$3,200,000656
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,748,0001,276
2004-06-30 (YTD Data)Rank
Total interest income$6,776,0002,050
Total interest expense$1,648,0002,356
Net interest income$5,128,0001,941
Provision for loan and lease losses$75,0003,988
Total noninterest income$2,929,000946
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$2,018,000436
Trading account gains and fees$0130
Additional Noninterest Income$911,0001,422
Total noninterest expense$5,513,0001,467
Salaries and employee benefits$2,843,0001,554
Premises and equipment expense$746,0001,553
Additional noninterest expense$1,924,0001,263
Pre-tax net operating income$2,469,0001,703
Securities gains (losses)$03,413
Applicable income taxes$-19,0008,834
Income before extraordinary items$2,488,0001,305
Extraordinary gains, net$021
Net income$2,488,0001,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0002,047
Cash dividends$2,700,000547
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,488,0001,261
2004-03-31 (YTD Data)Rank
Total interest income$3,385,0002,064
Total interest expense$814,0002,403
Net interest income$2,571,0001,942
Provision for loan and lease losses$06,501
Total noninterest income$1,406,000961
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,001,000430
Trading account gains and fees$0121
Additional Noninterest Income$405,0001,529
Total noninterest expense$2,761,0001,481
Salaries and employee benefits$1,403,0001,595
Premises and equipment expense$404,0001,455
Additional noninterest expense$954,0001,260
Pre-tax net operating income$1,216,0001,694
Securities gains (losses)$02,934
Applicable income taxes$-19,0008,901
Income before extraordinary items$1,235,0001,305
Extraordinary gains, net$016
Net income$1,235,0001,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0001,122
Cash dividends$2,200,000343
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,235,0001,244
2003-12-31 (YTD Data)Rank
Total interest income$13,870,0002,048
Total interest expense$3,631,0002,429
Net interest income$10,239,0001,901
Provision for loan and lease losses$350,0002,851
Total noninterest income$5,677,0001,031
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$4,063,000420
Trading account gains and fees$0160
Additional Noninterest Income$1,614,0001,726
Total noninterest expense$10,640,0001,505
Salaries and employee benefits$5,815,0001,479
Premises and equipment expense$1,539,0001,478
Additional noninterest expense$3,286,0001,502
Pre-tax net operating income$4,926,0001,649
Securities gains (losses)$04,500
Applicable income taxes$-50,0008,872
Income before extraordinary items$4,976,0001,289
Extraordinary gains, net$054
Net income$4,976,0001,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$355,0002,017
Cash dividends$2,000,0001,369
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,976,0001,217
2003-09-30 (YTD Data)Rank
Total interest income$10,478,0002,068
Total interest expense$2,799,0002,450
Net interest income$7,679,0001,915
Provision for loan and lease losses$300,0002,501
Total noninterest income$4,225,0001,067
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,889,000447
Trading account gains and fees$0153
Additional Noninterest Income$1,336,0001,668
Total noninterest expense$7,975,0001,512
Salaries and employee benefits$4,248,0001,524
Premises and equipment expense$1,111,0001,542
Additional noninterest expense$2,616,0001,413
Pre-tax net operating income$3,629,0001,719
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$3,629,0001,375
Extraordinary gains, net$040
Net income$3,629,0001,375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$235,0002,007
Cash dividends$1,300,0001,431
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,629,0001,292
2003-06-30 (YTD Data)Rank
Total interest income$7,097,0002,052
Total interest expense$1,906,0002,487
Net interest income$5,191,0001,888
Provision for loan and lease losses$300,0001,769
Total noninterest income$2,758,0001,067
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,925,000443
Trading account gains and fees$0150
Additional Noninterest Income$833,0001,732
Total noninterest expense$5,290,0001,518
Salaries and employee benefits$2,802,0001,539
Premises and equipment expense$736,0001,554
Additional noninterest expense$1,752,0001,413
Pre-tax net operating income$2,359,0001,771
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$2,359,0001,394
Extraordinary gains, net$030
Net income$2,359,0001,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0002,149
Cash dividends$800,0001,557
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,359,0001,305
2003-03-31 (YTD Data)Rank
Total interest income$3,583,0002,044
Total interest expense$962,0002,518
Net interest income$2,621,0001,867
Provision for loan and lease losses$150,0001,666
Total noninterest income$1,276,0001,105
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$950,000441
Trading account gains and fees$0134
Additional Noninterest Income$326,0001,993
Total noninterest expense$2,587,0001,544
Salaries and employee benefits$1,376,0001,553
Premises and equipment expense$349,0001,648
Additional noninterest expense$862,0001,398
Pre-tax net operating income$1,160,0001,804
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$1,160,0001,409
Extraordinary gains, net$021
Net income$1,160,0001,407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0001,373
Cash dividends$350,0001,587
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,160,0001,320
2002-12-31 (YTD Data)Rank
Total interest income$16,625,0001,852
Total interest expense$4,390,0002,536
Net interest income$12,235,0001,580
Provision for loan and lease losses$840,0001,560
Total noninterest income$5,474,000966
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$4,155,000390
Trading account gains and fees$0153
Additional Noninterest Income$1,319,0001,823
Total noninterest expense$10,799,0001,424
Salaries and employee benefits$6,172,0001,323
Premises and equipment expense$1,295,0001,700
Additional noninterest expense$3,332,0001,420
Pre-tax net operating income$6,070,0001,387
Securities gains (losses)$56,0002,303
Applicable income taxes$1,850,0001,376
Income before extraordinary items$4,276,0001,454
Extraordinary gains, net$070
Net income$4,276,0001,451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,0002,690
Cash dividends$9,899,000368
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,236,8001,420
2001-12-31 (YTD Data)Rank
Total interest income$19,332,0001,759
Total interest expense$8,149,0001,986
Net interest income$11,183,0001,589
Provision for loan and lease losses$1,680,000815
Total noninterest income$5,405,000925
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$4,211,000360
Trading account gains and fees$0177
Additional Noninterest Income$1,194,0001,810
Total noninterest expense$10,717,0001,366
Salaries and employee benefits$6,235,0001,195
Premises and equipment expense$1,360,0001,582
Additional noninterest expense$3,122,0001,494
Pre-tax net operating income$4,191,0001,689
Securities gains (losses)$160,0001,362
Applicable income taxes$1,045,0002,011
Income before extraordinary items$3,306,0001,605
Extraordinary gains, net$0105
Net income$3,306,0001,605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,076,000891
Cash dividends$600,0003,121
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,184,4001,585
2000-12-31 (YTD Data)Rank
Total interest income$19,077,0001,824
Total interest expense$10,026,0001,719
Net interest income$9,051,0001,943
Provision for loan and lease losses$420,0002,181
Total noninterest income$5,384,000885
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$4,476,000318
Trading account gains and fees$0180
Additional Noninterest Income$908,0001,978
Total noninterest expense$9,884,0001,402
Salaries and employee benefits$5,131,0001,383
Premises and equipment expense$1,223,0001,702
Additional noninterest expense$3,530,0001,287
Pre-tax net operating income$4,131,0001,771
Securities gains (losses)$-2,0007,578
Applicable income taxes$661,0002,918
Income before extraordinary items$3,468,0001,520
Extraordinary gains, net$038
Net income$3,468,0001,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$406,0001,458
Cash dividends$1,450,0001,703
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,469,6801,511
1999-12-31 (YTD Data)Rank
Total interest income$16,844,0001,932
Total interest expense$7,748,0001,932
Net interest income$9,096,0001,944
Provision for loan and lease losses$540,0001,662
Total noninterest income$4,680,000990
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,984,000352
Trading account gains and fees$0173
Additional Noninterest Income$696,0002,389
Total noninterest expense$9,305,0001,494
Salaries and employee benefits$4,637,0001,494
Premises and equipment expense$1,213,0001,685
Additional noninterest expense$3,455,0001,337
Pre-tax net operating income$3,931,0001,871
Securities gains (losses)$113,000696
Applicable income taxes$970,0002,270
Income before extraordinary items$3,074,0001,733
Extraordinary gains, net$035
Net income$3,074,0001,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0002,617
Cash dividends$1,200,0001,962
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,988,1201,753
1998-12-31 (YTD Data)Rank
Total interest income$15,169,0002,151
Total interest expense$7,174,0002,118
Net interest income$7,995,0002,131
Provision for loan and lease losses$275,0002,807
Total noninterest income$4,361,0001,037
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$3,834,000346
Trading account gains and fees$0224
Additional Noninterest Income$527,0002,884
Total noninterest expense$8,325,0001,598
Salaries and employee benefits$4,173,0001,595
Premises and equipment expense$1,123,0001,754
Additional noninterest expense$3,029,0001,437
Pre-tax net operating income$3,756,0001,940
Securities gains (losses)$171,000990
Applicable income taxes$980,0002,350
Income before extraordinary items$2,947,0001,788
Extraordinary gains, net$032
Net income$2,947,0001,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0002,078
Cash dividends$1,200,0001,939
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,818,7501,785
1997-12-31 (YTD Data)Rank
Total interest income$14,353,0002,275
Total interest expense$6,469,0002,321
Net interest income$7,884,0002,228
Provision for loan and lease losses$435,0001,971
Total noninterest income$4,103,0001,061
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$3,352,000395
Trading account gains and fees$0239
Additional Noninterest Income$751,0002,114
Total noninterest expense$7,655,0001,706
Salaries and employee benefits$4,111,0001,587
Premises and equipment expense$1,048,0001,894
Additional noninterest expense$2,496,0001,700
Pre-tax net operating income$3,897,0001,927
Securities gains (losses)$-86,00010,746
Applicable income taxes$1,085,0002,272
Income before extraordinary items$2,726,0001,934
Extraordinary gains, net$044
Net income$2,726,0001,934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$384,0001,651
Cash dividends$930,0002,325
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,787,9201,841
1996-12-31 (YTD Data)Rank
Total interest income$13,666,0002,444
Total interest expense$6,191,0002,481
Net interest income$7,475,0002,406
Provision for loan and lease losses$470,0001,822
Total noninterest income$3,304,0001,262
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$2,794,000501
Trading account gains and fees$0262
Additional Noninterest Income$510,0002,876
Total noninterest expense$6,920,0002,025
Salaries and employee benefits$3,606,0001,832
Premises and equipment expense$918,0002,169
Additional noninterest expense$2,396,0002,089
Pre-tax net operating income$3,389,0002,108
Securities gains (losses)$16,0002,154
Applicable income taxes$1,028,0002,298
Income before extraordinary items$2,377,0002,091
Extraordinary gains, net$053
Net income$2,377,0002,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$549,0001,334
Cash dividends$2,203,0001,187
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,365,8002,054
1995-12-31 (YTD Data)Rank
Total interest income$12,718,0002,635
Total interest expense$5,539,0002,766
Net interest income$7,179,0002,499
Provision for loan and lease losses$445,0001,729
Total noninterest income$3,024,0001,354
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$2,602,000545
Trading account gains and fees$0522
Additional Noninterest Income$422,0003,200
Total noninterest expense$7,278,0001,909
Salaries and employee benefits$3,808,0001,745
Premises and equipment expense$869,0002,310
Additional noninterest expense$2,601,0001,927
Pre-tax net operating income$2,480,0002,873
Securities gains (losses)$27,0001,701
Applicable income taxes$863,0002,696
Income before extraordinary items$1,644,0002,989
Extraordinary gains, net$065
Net income$1,644,0002,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$541,0001,310
Cash dividends$651,0002,774
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,626,1802,984
1994-12-31 (YTD Data)Rank
Total interest income$11,381,0002,666
Total interest expense$4,671,0002,626
Net interest income$6,710,0002,706
Provision for loan and lease losses$500,0001,533
Total noninterest income$2,860,0001,417
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,501,000559
Trading account gains and fees$0475
Additional Noninterest Income$359,0003,660
Total noninterest expense$7,526,0001,913
Salaries and employee benefits$4,645,0001,452
Premises and equipment expense$675,0002,918
Additional noninterest expense$2,206,0002,383
Pre-tax net operating income$1,544,0004,308
Securities gains (losses)$-4,0009,291
Applicable income taxes$364,0005,112
Income before extraordinary items$1,176,0003,936
Extraordinary gains, net$0249
Net income$1,176,0003,941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$479,0001,416
Cash dividends$657,0002,644
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,179,0403,968
1993-12-31 (YTD Data)Rank
Total interest income$11,060,0002,802
Total interest expense$4,584,0002,816
Net interest income$6,476,0002,796
Provision for loan and lease losses$360,0002,633
Total noninterest income$2,704,0001,583
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$2,449,000562
Trading account gains and fees$0532
Additional Noninterest Income$255,0004,957
Total noninterest expense$6,541,0002,220
Salaries and employee benefits$3,748,0001,785
Premises and equipment expense$695,0002,901
Additional noninterest expense$2,098,0002,618
Pre-tax net operating income$2,279,0002,947
Securities gains (losses)$88,0002,680
Applicable income taxes$754,0002,891
Income before extraordinary items$1,613,0003,022
Extraordinary gains, net$70,0001,909
Net income$1,683,0003,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0002,945
Cash dividends$630,0002,561
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,553,1602,960
1992-12-31 (YTD Data)Rank
Total interest income$12,309,0002,847
Total interest expense$5,843,0002,851
Net interest income$6,466,0002,835
Provision for loan and lease losses$305,0004,063
Total noninterest income$2,742,0001,544
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$2,391,000571
Trading account gains and fees$0504
Additional Noninterest Income$351,0004,033
Total noninterest expense$6,724,0002,194
Salaries and employee benefits$3,842,0001,728
Premises and equipment expense$735,0002,805
Additional noninterest expense$2,147,0002,637
Pre-tax net operating income$2,179,0002,864
Securities gains (losses)$08,369
Applicable income taxes$482,0004,109
Income before extraordinary items$1,697,0002,714
Extraordinary gains, net$01,422
Net income$1,697,0002,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,0004,039
Cash dividends$675,0002,200
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,697,0002,512

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.