Home > FNB Bank, Inc. > Income and Expense
FNB Bank, Inc., Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $11,386,000 | 2,656 |
| Total interest expense | $3,683,000 | 2,379 |
| Net interest income | $7,703,000 | 2,755 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $1,448,000 | 2,337 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $558,000 | 1,535 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $890,000 | 2,396 |
| Total noninterest expense | $7,141,000 | 2,528 |
| Salaries and employee benefits | $3,723,000 | 2,633 |
| Premises and equipment expense | $679,000 | 2,533 |
| Additional noninterest expense | $890,000 | 2,396 |
| Pre-tax net operating income | $2,010,000 | 2,955 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $306,000 | 2,219 |
| Income before extraordinary items | $1,704,000 | 2,949 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,704,000 | 2,982 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,704,000 | 2,951 |
| Net charge-offs | $66,000 | 1,697 |
| Cash dividends | $782,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,704,000 | 2,982 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $8,282,000 | 2,678 |
| Total interest expense | $2,500,000 | 2,382 |
| Net interest income | $5,782,000 | 2,763 |
| Provision for loan and lease losses | $197,000 | 1,673 |
| Total noninterest income | $1,184,000 | 2,243 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $425,000 | 1,513 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $759,000 | 2,261 |
| Total noninterest expense | $5,308,000 | 2,529 |
| Salaries and employee benefits | $2,690,000 | 2,674 |
| Premises and equipment expense | $508,000 | 2,536 |
| Additional noninterest expense | $759,000 | 2,261 |
| Pre-tax net operating income | $1,461,000 | 3,050 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $204,000 | 2,339 |
| Income before extraordinary items | $1,257,000 | 3,043 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,257,000 | 3,076 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,257,000 | 3,044 |
| Net charge-offs | $42,000 | 1,549 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,257,000 | 3,075 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,416,000 | 2,679 |
| Total interest expense | $1,465,000 | 2,376 |
| Net interest income | $3,951,000 | 2,756 |
| Provision for loan and lease losses | $153,000 | 1,504 |
| Total noninterest income | $773,000 | 2,229 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $277,000 | 1,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $496,000 | 2,210 |
| Total noninterest expense | $3,477,000 | 2,539 |
| Salaries and employee benefits | $1,767,000 | 2,697 |
| Premises and equipment expense | $340,000 | 2,521 |
| Additional noninterest expense | $496,000 | 2,207 |
| Pre-tax net operating income | $1,094,000 | 2,934 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $149,000 | 2,320 |
| Income before extraordinary items | $945,000 | 2,939 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $945,000 | 2,971 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $945,000 | 2,938 |
| Net charge-offs | $22,000 | 1,495 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $945,000 | 2,960 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,641,000 | 2,712 |
| Total interest expense | $633,000 | 2,361 |
| Net interest income | $2,008,000 | 2,735 |
| Provision for loan and lease losses | $35,000 | 1,867 |
| Total noninterest income | $375,000 | 2,255 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $137,000 | 1,550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 2,240 |
| Total noninterest expense | $1,746,000 | 2,558 |
| Salaries and employee benefits | $882,000 | 2,735 |
| Premises and equipment expense | $171,000 | 2,553 |
| Additional noninterest expense | $238,000 | 2,240 |
| Pre-tax net operating income | $602,000 | 2,885 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $102,000 | 2,120 |
| Income before extraordinary items | $500,000 | 2,930 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $500,000 | 2,929 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $500,000 | 2,930 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $500,000 | 2,951 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $9,981,000 | 2,524 |
| Total interest expense | $1,751,000 | 1,744 |
| Net interest income | $8,230,000 | 2,637 |
| Provision for loan and lease losses | $251,000 | 1,627 |
| Total noninterest income | $1,503,000 | 2,344 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $503,000 | 1,674 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000,000 | 2,331 |
| Total noninterest expense | $6,396,000 | 2,654 |
| Salaries and employee benefits | $3,330,000 | 2,776 |
| Premises and equipment expense | $604,000 | 2,702 |
| Additional noninterest expense | $1,000,000 | 2,331 |
| Pre-tax net operating income | $3,086,000 | 2,620 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $648,000 | 1,851 |
| Income before extraordinary items | $2,438,000 | 2,721 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,438,000 | 2,718 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,438,000 | 2,720 |
| Net charge-offs | $-40,000 | 4,022 |
| Cash dividends | $794,000 | 2,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,438,000 | 2,748 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,395,000 | 2,495 |
| Total interest expense | $1,270,000 | 1,486 |
| Net interest income | $6,125,000 | 2,626 |
| Provision for loan and lease losses | $225,000 | 1,390 |
| Total noninterest income | $1,341,000 | 2,188 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $364,000 | 1,726 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $977,000 | 2,084 |
| Total noninterest expense | $4,755,000 | 2,650 |
| Salaries and employee benefits | $2,451,000 | 2,793 |
| Premises and equipment expense | $455,000 | 2,697 |
| Additional noninterest expense | $977,000 | 2,084 |
| Pre-tax net operating income | $2,486,000 | 2,538 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $540,000 | 1,782 |
| Income before extraordinary items | $1,946,000 | 2,612 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,946,000 | 2,610 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,946,000 | 2,611 |
| Net charge-offs | $-45,000 | 4,046 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,946,000 | 2,648 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,847,000 | 2,482 |
| Total interest expense | $829,000 | 1,323 |
| Net interest income | $4,018,000 | 2,617 |
| Provision for loan and lease losses | $150,000 | 1,272 |
| Total noninterest income | $983,000 | 2,083 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $235,000 | 1,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $748,000 | 1,986 |
| Total noninterest expense | $3,134,000 | 2,662 |
| Salaries and employee benefits | $1,619,000 | 2,813 |
| Premises and equipment expense | $311,000 | 2,670 |
| Additional noninterest expense | $1,204,000 | 2,298 |
| Pre-tax net operating income | $1,717,000 | 2,395 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $385,000 | 1,674 |
| Income before extraordinary items | $1,332,000 | 2,500 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,332,000 | 2,500 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,332,000 | 2,500 |
| Net charge-offs | $-58,000 | 4,231 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,332,000 | 2,531 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,428,000 | 2,431 |
| Total interest expense | $419,000 | 1,276 |
| Net interest income | $2,009,000 | 2,583 |
| Provision for loan and lease losses | $75,000 | 1,098 |
| Total noninterest income | $379,000 | 2,328 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $111,000 | 1,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $268,000 | 2,301 |
| Total noninterest expense | $1,538,000 | 2,689 |
| Salaries and employee benefits | $816,000 | 2,799 |
| Premises and equipment expense | $153,000 | 2,703 |
| Additional noninterest expense | $569,000 | 2,363 |
| Pre-tax net operating income | $775,000 | 2,431 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $145,000 | 1,819 |
| Income before extraordinary items | $630,000 | 2,485 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $630,000 | 2,482 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $630,000 | 2,485 |
| Net charge-offs | $-73,000 | 4,482 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $630,000 | 2,506 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,600,000 | 2,516 |
| Total interest expense | $1,872,000 | 1,393 |
| Net interest income | $7,728,000 | 2,699 |
| Provision for loan and lease losses | $100,000 | 2,175 |
| Total noninterest income | $1,281,000 | 2,719 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $408,000 | 1,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $873,000 | 2,749 |
| Total noninterest expense | $5,914,000 | 2,755 |
| Salaries and employee benefits | $3,158,000 | 2,854 |
| Premises and equipment expense | $608,000 | 2,720 |
| Additional noninterest expense | $2,148,000 | 2,463 |
| Pre-tax net operating income | $2,995,000 | 2,693 |
| Securities gains (losses) | $16,000 | 1,585 |
| Applicable income taxes | $571,000 | 2,014 |
| Income before extraordinary items | $2,440,000 | 2,780 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,440,000 | 2,781 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,440,000 | 2,781 |
| Net charge-offs | $-14,000 | 3,742 |
| Cash dividends | $1,100,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,427,040 | 2,768 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,206,000 | 2,563 |
| Total interest expense | $1,428,000 | 1,453 |
| Net interest income | $5,778,000 | 2,745 |
| Provision for loan and lease losses | $117,000 | 1,869 |
| Total noninterest income | $925,000 | 2,794 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $298,000 | 1,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $627,000 | 2,822 |
| Total noninterest expense | $4,464,000 | 2,757 |
| Salaries and employee benefits | $2,410,000 | 2,844 |
| Premises and equipment expense | $458,000 | 2,733 |
| Additional noninterest expense | $1,596,000 | 2,476 |
| Pre-tax net operating income | $2,122,000 | 2,868 |
| Securities gains (losses) | $64,000 | 964 |
| Applicable income taxes | $403,000 | 2,115 |
| Income before extraordinary items | $1,783,000 | 2,935 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,783,000 | 2,935 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,783,000 | 2,935 |
| Net charge-offs | $-10,000 | 3,659 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,730,520 | 2,948 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,774,000 | 2,576 |
| Total interest expense | $970,000 | 1,497 |
| Net interest income | $3,804,000 | 2,771 |
| Provision for loan and lease losses | $107,000 | 1,644 |
| Total noninterest income | $602,000 | 2,789 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $192,000 | 1,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $410,000 | 2,816 |
| Total noninterest expense | $2,920,000 | 2,775 |
| Salaries and employee benefits | $1,587,000 | 2,856 |
| Premises and equipment expense | $297,000 | 2,765 |
| Additional noninterest expense | $1,036,000 | 2,510 |
| Pre-tax net operating income | $1,379,000 | 2,875 |
| Securities gains (losses) | $41,000 | 956 |
| Applicable income taxes | $261,000 | 2,122 |
| Income before extraordinary items | $1,159,000 | 2,965 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,159,000 | 2,964 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,159,000 | 2,965 |
| Net charge-offs | $-20,000 | 4,058 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,125,380 | 2,970 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,391,000 | 2,576 |
| Total interest expense | $486,000 | 1,554 |
| Net interest income | $1,905,000 | 2,743 |
| Provision for loan and lease losses | $135,000 | 1,068 |
| Total noninterest income | $285,000 | 2,855 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $97,000 | 1,827 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 2,905 |
| Total noninterest expense | $1,416,000 | 2,832 |
| Salaries and employee benefits | $763,000 | 2,910 |
| Premises and equipment expense | $151,000 | 2,765 |
| Additional noninterest expense | $502,000 | 2,525 |
| Pre-tax net operating income | $639,000 | 2,967 |
| Securities gains (losses) | $41,000 | 714 |
| Applicable income taxes | $123,000 | 2,147 |
| Income before extraordinary items | $557,000 | 2,990 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $557,000 | 2,988 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $557,000 | 2,990 |
| Net charge-offs | $-9,000 | 4,024 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $523,380 | 3,037 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,798,000 | 2,547 |
| Total interest expense | $2,110,000 | 1,918 |
| Net interest income | $7,688,000 | 2,671 |
| Provision for loan and lease losses | $2,363,000 | 941 |
| Total noninterest income | $988,000 | 2,877 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $366,000 | 1,996 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $622,000 | 2,927 |
| Total noninterest expense | $5,401,000 | 2,860 |
| Salaries and employee benefits | $2,884,000 | 3,007 |
| Premises and equipment expense | $588,000 | 2,781 |
| Additional noninterest expense | $1,929,000 | 2,593 |
| Pre-tax net operating income | $912,000 | 3,780 |
| Securities gains (losses) | $173,000 | 1,101 |
| Applicable income taxes | $134,000 | 2,792 |
| Income before extraordinary items | $951,000 | 3,706 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $951,000 | 3,706 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $951,000 | 3,706 |
| Net charge-offs | $2,215,000 | 387 |
| Cash dividends | $299,000 | 3,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $798,760 | 3,803 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,206,000 | 2,588 |
| Total interest expense | $1,597,000 | 1,982 |
| Net interest income | $5,609,000 | 2,717 |
| Provision for loan and lease losses | $2,253,000 | 829 |
| Total noninterest income | $745,000 | 2,849 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $255,000 | 2,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $490,000 | 2,861 |
| Total noninterest expense | $4,287,000 | 2,762 |
| Salaries and employee benefits | $2,276,000 | 2,909 |
| Premises and equipment expense | $437,000 | 2,799 |
| Additional noninterest expense | $1,574,000 | 2,431 |
| Pre-tax net operating income | $-186,000 | 4,840 |
| Securities gains (losses) | $173,000 | 957 |
| Applicable income taxes | $-108,000 | 4,930 |
| Income before extraordinary items | $95,000 | 4,658 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $95,000 | 4,658 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $95,000 | 4,658 |
| Net charge-offs | $2,211,000 | 303 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $-41,670 | 4,798 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,830,000 | 2,617 |
| Total interest expense | $1,066,000 | 2,068 |
| Net interest income | $3,764,000 | 2,725 |
| Provision for loan and lease losses | $413,000 | 1,772 |
| Total noninterest income | $414,000 | 3,051 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $154,000 | 2,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 3,039 |
| Total noninterest expense | $2,894,000 | 2,749 |
| Salaries and employee benefits | $1,583,000 | 2,862 |
| Premises and equipment expense | $283,000 | 2,852 |
| Additional noninterest expense | $1,028,000 | 2,469 |
| Pre-tax net operating income | $871,000 | 3,125 |
| Securities gains (losses) | $25,000 | 1,599 |
| Applicable income taxes | $141,000 | 2,315 |
| Income before extraordinary items | $755,000 | 3,181 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $755,000 | 3,180 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $755,000 | 3,181 |
| Net charge-offs | $65,000 | 1,580 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $734,000 | 3,159 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,438,000 | 2,596 |
| Total interest expense | $515,000 | 2,246 |
| Net interest income | $1,923,000 | 2,663 |
| Provision for loan and lease losses | $223,000 | 1,381 |
| Total noninterest income | $217,000 | 2,923 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $111,000 | 2,014 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 3,110 |
| Total noninterest expense | $1,440,000 | 2,780 |
| Salaries and employee benefits | $811,000 | 2,818 |
| Premises and equipment expense | $143,000 | 2,856 |
| Additional noninterest expense | $486,000 | 2,595 |
| Pre-tax net operating income | $477,000 | 2,845 |
| Securities gains (losses) | $-12,000 | 4,820 |
| Applicable income taxes | $70,000 | 2,189 |
| Income before extraordinary items | $395,000 | 2,946 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $395,000 | 2,947 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $395,000 | 2,947 |
| Net charge-offs | $11,000 | 1,834 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $405,200 | 2,887 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,280,000 | 2,699 |
| Total interest expense | $1,852,000 | 2,474 |
| Net interest income | $7,428,000 | 2,748 |
| Provision for loan and lease losses | $120,000 | 2,773 |
| Total noninterest income | $949,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $531,000 | 1,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $418,000 | 3,228 |
| Total noninterest expense | $5,460,000 | 2,852 |
| Salaries and employee benefits | $3,038,000 | 2,918 |
| Premises and equipment expense | $524,000 | 3,019 |
| Additional noninterest expense | $1,898,000 | 2,649 |
| Pre-tax net operating income | $2,797,000 | 2,565 |
| Securities gains (losses) | $-26,000 | 4,942 |
| Applicable income taxes | $585,000 | 1,866 |
| Income before extraordinary items | $2,186,000 | 2,775 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,186,000 | 2,776 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,186,000 | 2,777 |
| Net charge-offs | $43,000 | 2,739 |
| Cash dividends | $713,000 | 2,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,206,540 | 2,729 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,855,000 | 2,755 |
| Total interest expense | $1,366,000 | 2,502 |
| Net interest income | $5,489,000 | 2,810 |
| Provision for loan and lease losses | $90,000 | 2,664 |
| Total noninterest income | $754,000 | 2,829 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $398,000 | 1,839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $356,000 | 3,088 |
| Total noninterest expense | $4,110,000 | 2,852 |
| Salaries and employee benefits | $2,287,000 | 2,910 |
| Premises and equipment expense | $385,000 | 3,081 |
| Additional noninterest expense | $1,438,000 | 2,635 |
| Pre-tax net operating income | $2,043,000 | 2,693 |
| Securities gains (losses) | $-6,000 | 4,829 |
| Applicable income taxes | $421,000 | 1,945 |
| Income before extraordinary items | $1,616,000 | 2,860 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,616,000 | 2,861 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,616,000 | 2,861 |
| Net charge-offs | $54,000 | 2,172 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,620,740 | 2,823 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,374,000 | 2,856 |
| Total interest expense | $883,000 | 2,533 |
| Net interest income | $3,491,000 | 2,898 |
| Provision for loan and lease losses | $60,000 | 2,560 |
| Total noninterest income | $467,000 | 2,901 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $260,000 | 1,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 3,239 |
| Total noninterest expense | $2,763,000 | 2,858 |
| Salaries and employee benefits | $1,538,000 | 2,914 |
| Premises and equipment expense | $277,000 | 2,967 |
| Additional noninterest expense | $948,000 | 2,693 |
| Pre-tax net operating income | $1,135,000 | 2,920 |
| Securities gains (losses) | $-6,000 | 4,859 |
| Applicable income taxes | $226,000 | 2,105 |
| Income before extraordinary items | $903,000 | 3,086 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $903,000 | 3,084 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $903,000 | 3,084 |
| Net charge-offs | $321,000 | 757 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $907,800 | 3,054 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,133,000 | 2,909 |
| Total interest expense | $427,000 | 2,542 |
| Net interest income | $1,706,000 | 2,960 |
| Provision for loan and lease losses | $30,000 | 2,400 |
| Total noninterest income | $242,000 | 2,808 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $128,000 | 1,868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 3,057 |
| Total noninterest expense | $1,348,000 | 2,915 |
| Salaries and employee benefits | $747,000 | 2,992 |
| Premises and equipment expense | $142,000 | 2,943 |
| Additional noninterest expense | $459,000 | 2,744 |
| Pre-tax net operating income | $570,000 | 2,886 |
| Securities gains (losses) | $-6,000 | 5,035 |
| Applicable income taxes | $109,000 | 2,081 |
| Income before extraordinary items | $455,000 | 3,017 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $455,000 | 3,015 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $455,000 | 3,016 |
| Net charge-offs | $-1,000 | 3,818 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $459,860 | 2,999 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,968,000 | 2,946 |
| Total interest expense | $1,428,000 | 2,419 |
| Net interest income | $6,540,000 | 3,016 |
| Provision for loan and lease losses | $-105,000 | 5,189 |
| Total noninterest income | $1,028,000 | 2,830 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $517,000 | 1,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $511,000 | 3,036 |
| Total noninterest expense | $5,452,000 | 2,892 |
| Salaries and employee benefits | $3,043,000 | 2,931 |
| Premises and equipment expense | $549,000 | 3,001 |
| Additional noninterest expense | $1,860,000 | 2,714 |
| Pre-tax net operating income | $2,221,000 | 2,968 |
| Securities gains (losses) | $-169,000 | 5,126 |
| Applicable income taxes | $380,000 | 2,216 |
| Income before extraordinary items | $1,672,000 | 3,202 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,672,000 | 3,201 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,672,000 | 3,201 |
| Net charge-offs | $-176,000 | 5,151 |
| Cash dividends | $672,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,808,890 | 3,085 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,865,000 | 2,975 |
| Total interest expense | $1,020,000 | 2,415 |
| Net interest income | $4,845,000 | 3,056 |
| Provision for loan and lease losses | $-105,000 | 5,291 |
| Total noninterest income | $855,000 | 2,717 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $377,000 | 1,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $478,000 | 2,817 |
| Total noninterest expense | $4,011,000 | 2,937 |
| Salaries and employee benefits | $2,205,000 | 3,009 |
| Premises and equipment expense | $423,000 | 2,977 |
| Additional noninterest expense | $1,383,000 | 2,741 |
| Pre-tax net operating income | $1,794,000 | 2,908 |
| Securities gains (losses) | $-26,000 | 4,988 |
| Applicable income taxes | $367,000 | 2,062 |
| Income before extraordinary items | $1,401,000 | 3,085 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,401,000 | 3,083 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,401,000 | 3,084 |
| Net charge-offs | $-356,000 | 5,341 |
| Cash dividends | $184,000 | 3,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,421,540 | 3,051 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,837,000 | 3,003 |
| Total interest expense | $642,000 | 2,423 |
| Net interest income | $3,195,000 | 3,076 |
| Provision for loan and lease losses | $-230,000 | 5,421 |
| Total noninterest income | $625,000 | 2,593 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $241,000 | 2,033 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $384,000 | 2,577 |
| Total noninterest expense | $2,648,000 | 2,984 |
| Salaries and employee benefits | $1,459,000 | 3,046 |
| Premises and equipment expense | $284,000 | 2,973 |
| Additional noninterest expense | $905,000 | 2,785 |
| Pre-tax net operating income | $1,402,000 | 2,626 |
| Securities gains (losses) | $-26,000 | 5,159 |
| Applicable income taxes | $281,000 | 1,915 |
| Income before extraordinary items | $1,095,000 | 2,814 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,095,000 | 2,814 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,095,000 | 2,813 |
| Net charge-offs | $-381,000 | 5,437 |
| Cash dividends | $184,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,115,800 | 2,783 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 3,045 |
| Total interest expense | $301,000 | 2,462 |
| Net interest income | $1,582,000 | 3,108 |
| Provision for loan and lease losses | $-170,000 | 5,517 |
| Total noninterest income | $303,000 | 2,612 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $116,000 | 2,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 2,575 |
| Total noninterest expense | $1,299,000 | 3,047 |
| Salaries and employee benefits | $721,000 | 3,076 |
| Premises and equipment expense | $149,000 | 2,916 |
| Additional noninterest expense | $429,000 | 2,931 |
| Pre-tax net operating income | $756,000 | 2,476 |
| Securities gains (losses) | $-26,000 | 5,345 |
| Applicable income taxes | $150,000 | 1,829 |
| Income before extraordinary items | $580,000 | 2,666 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $580,000 | 2,666 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $580,000 | 2,666 |
| Net charge-offs | $-242,000 | 5,499 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $600,540 | 2,608 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,390,000 | 3,026 |
| Total interest expense | $1,179,000 | 2,265 |
| Net interest income | $6,211,000 | 3,113 |
| Provision for loan and lease losses | $-58,000 | 5,344 |
| Total noninterest income | $967,000 | 2,996 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $535,000 | 1,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $432,000 | 3,356 |
| Total noninterest expense | $5,018,000 | 3,083 |
| Salaries and employee benefits | $2,712,000 | 3,182 |
| Premises and equipment expense | $537,000 | 3,133 |
| Additional noninterest expense | $1,769,000 | 2,883 |
| Pre-tax net operating income | $2,218,000 | 2,952 |
| Securities gains (losses) | $28,000 | 1,181 |
| Applicable income taxes | $1,027,000 | 1,848 |
| Income before extraordinary items | $1,219,000 | 3,454 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,219,000 | 3,452 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,219,000 | 3,454 |
| Net charge-offs | $44,000 | 3,036 |
| Cash dividends | $596,000 | 2,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,201,080 | 3,459 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,533,000 | 3,046 |
| Total interest expense | $861,000 | 2,295 |
| Net interest income | $4,672,000 | 3,133 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $669,000 | 3,134 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $394,000 | 1,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $275,000 | 3,590 |
| Total noninterest expense | $3,771,000 | 3,096 |
| Salaries and employee benefits | $2,030,000 | 3,196 |
| Premises and equipment expense | $399,000 | 3,173 |
| Additional noninterest expense | $1,342,000 | 2,864 |
| Pre-tax net operating income | $1,570,000 | 3,087 |
| Securities gains (losses) | $28,000 | 1,157 |
| Applicable income taxes | $450,000 | 2,170 |
| Income before extraordinary items | $1,148,000 | 3,290 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,148,000 | 3,289 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,148,000 | 3,290 |
| Net charge-offs | $98,000 | 1,960 |
| Cash dividends | $155,000 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,127,840 | 3,297 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,689,000 | 3,028 |
| Total interest expense | $556,000 | 2,297 |
| Net interest income | $3,133,000 | 3,116 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $394,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $255,000 | 2,005 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 3,946 |
| Total noninterest expense | $2,529,000 | 3,109 |
| Salaries and employee benefits | $1,339,000 | 3,228 |
| Premises and equipment expense | $271,000 | 3,143 |
| Additional noninterest expense | $919,000 | 2,829 |
| Pre-tax net operating income | $998,000 | 3,122 |
| Securities gains (losses) | $-8,000 | 5,463 |
| Applicable income taxes | $263,000 | 2,259 |
| Income before extraordinary items | $727,000 | 3,343 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $727,000 | 3,342 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $727,000 | 3,343 |
| Net charge-offs | $67,000 | 1,787 |
| Cash dividends | $155,000 | 2,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $732,840 | 3,304 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,823,000 | 3,065 |
| Total interest expense | $274,000 | 2,311 |
| Net interest income | $1,549,000 | 3,136 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $153,000 | 3,705 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $119,000 | 2,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 4,675 |
| Total noninterest expense | $1,234,000 | 3,185 |
| Salaries and employee benefits | $660,000 | 3,298 |
| Premises and equipment expense | $137,000 | 3,164 |
| Additional noninterest expense | $437,000 | 2,929 |
| Pre-tax net operating income | $468,000 | 3,190 |
| Securities gains (losses) | $-9,000 | 5,640 |
| Applicable income taxes | $83,000 | 2,573 |
| Income before extraordinary items | $376,000 | 3,245 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $376,000 | 3,243 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $376,000 | 3,245 |
| Net charge-offs | $16,000 | 2,006 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $383,380 | 3,188 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,123,000 | 3,096 |
| Total interest expense | $1,084,000 | 2,284 |
| Net interest income | $6,039,000 | 3,183 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,065,000 | 2,937 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $531,000 | 1,986 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $534,000 | 3,173 |
| Total noninterest expense | $4,866,000 | 3,233 |
| Salaries and employee benefits | $2,572,000 | 3,356 |
| Premises and equipment expense | $501,000 | 3,371 |
| Additional noninterest expense | $1,793,000 | 2,967 |
| Pre-tax net operating income | $2,238,000 | 2,868 |
| Securities gains (losses) | $71,000 | 1,599 |
| Applicable income taxes | $424,000 | 2,386 |
| Income before extraordinary items | $1,885,000 | 2,889 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,885,000 | 2,888 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,885,000 | 2,888 |
| Net charge-offs | $-467,000 | 5,787 |
| Cash dividends | $1,318,000 | 1,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,826,780 | 2,894 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,292,000 | 3,124 |
| Total interest expense | $810,000 | 2,295 |
| Net interest income | $4,482,000 | 3,217 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $856,000 | 2,843 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $398,000 | 1,987 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $458,000 | 3,012 |
| Total noninterest expense | $3,584,000 | 3,270 |
| Salaries and employee benefits | $1,927,000 | 3,340 |
| Premises and equipment expense | $376,000 | 3,392 |
| Additional noninterest expense | $1,281,000 | 3,060 |
| Pre-tax net operating income | $1,754,000 | 2,834 |
| Securities gains (losses) | $82,000 | 1,406 |
| Applicable income taxes | $297,000 | 2,508 |
| Income before extraordinary items | $1,539,000 | 2,785 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,539,000 | 2,785 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,539,000 | 2,785 |
| Net charge-offs | $-525,000 | 5,868 |
| Cash dividends | $153,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,470,120 | 2,802 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,465,000 | 3,164 |
| Total interest expense | $540,000 | 2,304 |
| Net interest income | $2,925,000 | 3,272 |
| Provision for loan and lease losses | $180,000 | 1,722 |
| Total noninterest income | $550,000 | 2,876 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $249,000 | 2,074 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $301,000 | 3,018 |
| Total noninterest expense | $2,374,000 | 3,312 |
| Salaries and employee benefits | $1,259,000 | 3,403 |
| Premises and equipment expense | $254,000 | 3,379 |
| Additional noninterest expense | $861,000 | 3,073 |
| Pre-tax net operating income | $921,000 | 3,227 |
| Securities gains (losses) | $73,000 | 1,167 |
| Applicable income taxes | $25,000 | 3,687 |
| Income before extraordinary items | $969,000 | 2,869 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $969,000 | 2,867 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $969,000 | 2,868 |
| Net charge-offs | $-481,000 | 5,969 |
| Cash dividends | $153,000 | 3,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $898,190 | 2,908 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,700,000 | 3,208 |
| Total interest expense | $268,000 | 2,327 |
| Net interest income | $1,432,000 | 3,316 |
| Provision for loan and lease losses | $180,000 | 1,034 |
| Total noninterest income | $255,000 | 2,985 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $112,000 | 2,246 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $143,000 | 3,040 |
| Total noninterest expense | $1,212,000 | 3,294 |
| Salaries and employee benefits | $635,000 | 3,403 |
| Premises and equipment expense | $134,000 | 3,310 |
| Additional noninterest expense | $443,000 | 3,008 |
| Pre-tax net operating income | $295,000 | 3,883 |
| Securities gains (losses) | $22,000 | 1,191 |
| Applicable income taxes | $-22,000 | 6,016 |
| Income before extraordinary items | $339,000 | 3,418 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $339,000 | 3,414 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $339,000 | 3,416 |
| Net charge-offs | $19,000 | 2,012 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $317,000 | 3,478 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,801,000 | 3,178 |
| Total interest expense | $1,057,000 | 2,329 |
| Net interest income | $5,744,000 | 3,287 |
| Provision for loan and lease losses | $360,000 | 1,703 |
| Total noninterest income | $731,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $463,000 | 2,267 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $268,000 | 4,115 |
| Total noninterest expense | $5,021,000 | 3,205 |
| Salaries and employee benefits | $2,503,000 | 3,422 |
| Premises and equipment expense | $505,000 | 3,459 |
| Additional noninterest expense | $2,013,000 | 2,779 |
| Pre-tax net operating income | $1,094,000 | 3,967 |
| Securities gains (losses) | $137,000 | 958 |
| Applicable income taxes | $6,000 | 4,177 |
| Income before extraordinary items | $1,225,000 | 3,592 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,225,000 | 3,590 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,225,000 | 3,592 |
| Net charge-offs | $482,000 | 1,198 |
| Cash dividends | $808,000 | 2,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,088,000 | 3,737 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,048,000 | 3,227 |
| Total interest expense | $795,000 | 2,348 |
| Net interest income | $4,253,000 | 3,341 |
| Provision for loan and lease losses | $300,000 | 1,503 |
| Total noninterest income | $477,000 | 3,831 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $350,000 | 2,267 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $127,000 | 4,665 |
| Total noninterest expense | $3,782,000 | 3,213 |
| Salaries and employee benefits | $1,791,000 | 3,529 |
| Premises and equipment expense | $388,000 | 3,456 |
| Additional noninterest expense | $1,603,000 | 2,651 |
| Pre-tax net operating income | $648,000 | 4,401 |
| Securities gains (losses) | $142,000 | 814 |
| Applicable income taxes | $55,000 | 3,590 |
| Income before extraordinary items | $735,000 | 4,027 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $735,000 | 4,027 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $735,000 | 4,029 |
| Net charge-offs | $482,000 | 881 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $602,940 | 4,280 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,337,000 | 3,261 |
| Total interest expense | $536,000 | 2,343 |
| Net interest income | $2,801,000 | 3,378 |
| Provision for loan and lease losses | $210,000 | 1,436 |
| Total noninterest income | $315,000 | 3,857 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $230,000 | 2,252 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $85,000 | 4,688 |
| Total noninterest expense | $2,564,000 | 3,213 |
| Salaries and employee benefits | $1,192,000 | 3,555 |
| Premises and equipment expense | $255,000 | 3,496 |
| Additional noninterest expense | $1,117,000 | 2,570 |
| Pre-tax net operating income | $342,000 | 4,681 |
| Securities gains (losses) | $10,000 | 2,017 |
| Applicable income taxes | $-141,000 | 6,266 |
| Income before extraordinary items | $493,000 | 4,002 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $493,000 | 4,002 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $493,000 | 4,004 |
| Net charge-offs | $-21,000 | 5,481 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $483,000 | 3,966 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,622,000 | 3,326 |
| Total interest expense | $266,000 | 2,378 |
| Net interest income | $1,356,000 | 3,450 |
| Provision for loan and lease losses | $105,000 | 1,379 |
| Total noninterest income | $181,000 | 3,577 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $113,000 | 2,273 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $68,000 | 4,131 |
| Total noninterest expense | $1,225,000 | 3,325 |
| Salaries and employee benefits | $585,000 | 3,632 |
| Premises and equipment expense | $117,000 | 3,714 |
| Additional noninterest expense | $523,000 | 2,694 |
| Pre-tax net operating income | $207,000 | 4,385 |
| Securities gains (losses) | $-2,000 | 6,101 |
| Applicable income taxes | $-83,000 | 6,360 |
| Income before extraordinary items | $288,000 | 3,718 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $288,000 | 3,721 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $288,000 | 3,722 |
| Net charge-offs | $-16,000 | 5,599 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $290,000 | 3,620 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,449,000 | 3,366 |
| Total interest expense | $1,169,000 | 2,301 |
| Net interest income | $5,280,000 | 3,523 |
| Provision for loan and lease losses | $782,000 | 1,037 |
| Total noninterest income | $922,000 | 3,233 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $476,000 | 2,353 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $446,000 | 3,441 |
| Total noninterest expense | $4,807,000 | 3,408 |
| Salaries and employee benefits | $2,341,000 | 3,648 |
| Premises and equipment expense | $517,000 | 3,553 |
| Additional noninterest expense | $1,949,000 | 2,938 |
| Pre-tax net operating income | $613,000 | 4,813 |
| Securities gains (losses) | $368,000 | 527 |
| Applicable income taxes | $-49,000 | 6,221 |
| Income before extraordinary items | $1,030,000 | 3,913 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,030,000 | 3,912 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,030,000 | 3,914 |
| Net charge-offs | $578,000 | 1,332 |
| Cash dividends | $686,000 | 2,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $662,000 | 4,502 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,804,000 | 3,407 |
| Total interest expense | $882,000 | 2,344 |
| Net interest income | $3,922,000 | 3,568 |
| Provision for loan and lease losses | $650,000 | 939 |
| Total noninterest income | $695,000 | 3,255 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $357,000 | 2,375 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $338,000 | 3,450 |
| Total noninterest expense | $3,458,000 | 3,510 |
| Salaries and employee benefits | $1,748,000 | 3,664 |
| Premises and equipment expense | $382,000 | 3,645 |
| Additional noninterest expense | $1,328,000 | 3,158 |
| Pre-tax net operating income | $509,000 | 4,770 |
| Securities gains (losses) | $351,000 | 427 |
| Applicable income taxes | $179,000 | 2,894 |
| Income before extraordinary items | $681,000 | 4,178 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $681,000 | 4,179 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $681,000 | 4,179 |
| Net charge-offs | $492,000 | 1,170 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $403,710 | 4,871 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,209,000 | 3,411 |
| Total interest expense | $591,000 | 2,353 |
| Net interest income | $2,618,000 | 3,575 |
| Provision for loan and lease losses | $514,000 | 830 |
| Total noninterest income | $493,000 | 3,144 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $227,000 | 2,437 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $266,000 | 3,201 |
| Total noninterest expense | $2,310,000 | 3,520 |
| Salaries and employee benefits | $1,157,000 | 3,701 |
| Premises and equipment expense | $237,000 | 3,836 |
| Additional noninterest expense | $916,000 | 3,100 |
| Pre-tax net operating income | $287,000 | 4,956 |
| Securities gains (losses) | $99,000 | 794 |
| Applicable income taxes | $-70,000 | 6,491 |
| Income before extraordinary items | $456,000 | 4,107 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $456,000 | 4,113 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $456,000 | 4,112 |
| Net charge-offs | $290,000 | 1,274 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $357,000 | 4,424 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,583,000 | 3,462 |
| Total interest expense | $299,000 | 2,364 |
| Net interest income | $1,284,000 | 3,619 |
| Provision for loan and lease losses | $225,000 | 909 |
| Total noninterest income | $225,000 | 3,259 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $107,000 | 2,533 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $118,000 | 3,331 |
| Total noninterest expense | $1,098,000 | 3,668 |
| Salaries and employee benefits | $566,000 | 3,796 |
| Premises and equipment expense | $119,000 | 3,847 |
| Additional noninterest expense | $413,000 | 3,333 |
| Pre-tax net operating income | $186,000 | 4,592 |
| Securities gains (losses) | $-7,000 | 6,400 |
| Applicable income taxes | $16,000 | 3,623 |
| Income before extraordinary items | $163,000 | 4,564 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $163,000 | 4,568 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $163,000 | 4,568 |
| Net charge-offs | $199,000 | 956 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $169,370 | 4,458 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,280,000 | 3,514 |
| Total interest expense | $1,277,000 | 2,449 |
| Net interest income | $5,003,000 | 3,697 |
| Provision for loan and lease losses | $190,000 | 3,025 |
| Total noninterest income | $891,000 | 3,426 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $431,000 | 2,674 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $460,000 | 3,475 |
| Total noninterest expense | $4,709,000 | 3,555 |
| Salaries and employee benefits | $2,514,000 | 3,531 |
| Premises and equipment expense | $496,000 | 3,754 |
| Additional noninterest expense | $1,699,000 | 3,352 |
| Pre-tax net operating income | $995,000 | 4,096 |
| Securities gains (losses) | $46,000 | 1,855 |
| Applicable income taxes | $22,000 | 4,073 |
| Income before extraordinary items | $1,019,000 | 3,857 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,019,000 | 3,860 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,019,000 | 3,861 |
| Net charge-offs | $585,000 | 1,846 |
| Cash dividends | $359,000 | 3,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $973,920 | 3,896 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,656,000 | 3,571 |
| Total interest expense | $964,000 | 2,511 |
| Net interest income | $3,692,000 | 3,751 |
| Provision for loan and lease losses | $115,000 | 3,222 |
| Total noninterest income | $657,000 | 3,518 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $302,000 | 2,807 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $355,000 | 3,495 |
| Total noninterest expense | $3,525,000 | 3,568 |
| Salaries and employee benefits | $1,856,000 | 3,592 |
| Premises and equipment expense | $368,000 | 3,812 |
| Additional noninterest expense | $1,301,000 | 3,292 |
| Pre-tax net operating income | $709,000 | 4,252 |
| Securities gains (losses) | $35,000 | 1,898 |
| Applicable income taxes | $-42,000 | 6,620 |
| Income before extraordinary items | $786,000 | 3,855 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $786,000 | 3,858 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $786,000 | 3,858 |
| Net charge-offs | $540,000 | 1,520 |
| Cash dividends | $103,000 | 3,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $751,000 | 3,864 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,109,000 | 3,570 |
| Total interest expense | $648,000 | 2,550 |
| Net interest income | $2,461,000 | 3,753 |
| Provision for loan and lease losses | $95,000 | 2,998 |
| Total noninterest income | $419,000 | 3,638 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $191,000 | 2,884 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $228,000 | 3,585 |
| Total noninterest expense | $2,315,000 | 3,621 |
| Salaries and employee benefits | $1,243,000 | 3,593 |
| Premises and equipment expense | $243,000 | 3,850 |
| Additional noninterest expense | $829,000 | 3,414 |
| Pre-tax net operating income | $470,000 | 4,251 |
| Securities gains (losses) | $37,000 | 1,701 |
| Applicable income taxes | $-30,000 | 6,660 |
| Income before extraordinary items | $537,000 | 3,797 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $537,000 | 3,798 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $537,000 | 3,800 |
| Net charge-offs | $536,000 | 1,205 |
| Cash dividends | $103,000 | 2,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $500,000 | 3,841 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,535,000 | 3,635 |
| Total interest expense | $327,000 | 2,592 |
| Net interest income | $1,208,000 | 3,827 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $193,000 | 3,722 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $95,000 | 2,882 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $98,000 | 3,784 |
| Total noninterest expense | $1,128,000 | 3,715 |
| Salaries and employee benefits | $605,000 | 3,690 |
| Premises and equipment expense | $134,000 | 3,651 |
| Additional noninterest expense | $389,000 | 3,582 |
| Pre-tax net operating income | $198,000 | 4,470 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $10,000 | 3,924 |
| Income before extraordinary items | $188,000 | 4,372 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $188,000 | 4,375 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $188,000 | 4,374 |
| Net charge-offs | $15,000 | 3,259 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $188,000 | 4,275 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,576,000 | 3,606 |
| Total interest expense | $1,576,000 | 2,614 |
| Net interest income | $5,000,000 | 3,817 |
| Provision for loan and lease losses | $1,250,000 | 1,508 |
| Total noninterest income | $923,000 | 3,388 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $435,000 | 2,760 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $488,000 | 3,378 |
| Total noninterest expense | $4,380,000 | 3,795 |
| Salaries and employee benefits | $2,306,000 | 3,773 |
| Premises and equipment expense | $532,000 | 3,672 |
| Additional noninterest expense | $1,542,000 | 3,721 |
| Pre-tax net operating income | $293,000 | 5,439 |
| Securities gains (losses) | $218,000 | 1,621 |
| Applicable income taxes | $-1,000 | 6,480 |
| Income before extraordinary items | $512,000 | 4,900 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $512,000 | 4,900 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $512,000 | 4,901 |
| Net charge-offs | $880,000 | 1,960 |
| Cash dividends | $666,000 | 2,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $294,000 | 5,290 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,025,000 | 3,620 |
| Total interest expense | $1,225,000 | 2,641 |
| Net interest income | $3,800,000 | 3,842 |
| Provision for loan and lease losses | $736,000 | 1,808 |
| Total noninterest income | $705,000 | 3,402 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $336,000 | 2,738 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $369,000 | 3,381 |
| Total noninterest expense | $3,537,000 | 3,648 |
| Salaries and employee benefits | $1,889,000 | 3,566 |
| Premises and equipment expense | $404,000 | 3,685 |
| Additional noninterest expense | $1,244,000 | 3,552 |
| Pre-tax net operating income | $232,000 | 5,566 |
| Securities gains (losses) | $-4,000 | 6,817 |
| Applicable income taxes | $1,000 | 4,707 |
| Income before extraordinary items | $227,000 | 5,615 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $227,000 | 5,614 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $227,000 | 5,614 |
| Net charge-offs | $282,000 | 2,904 |
| Cash dividends | $343,000 | 2,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $231,000 | 5,413 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,407,000 | 3,598 |
| Total interest expense | $854,000 | 2,635 |
| Net interest income | $2,553,000 | 3,838 |
| Provision for loan and lease losses | $698,000 | 1,427 |
| Total noninterest income | $445,000 | 3,463 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $216,000 | 2,791 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $229,000 | 3,472 |
| Total noninterest expense | $2,348,000 | 3,681 |
| Salaries and employee benefits | $1,260,000 | 3,574 |
| Premises and equipment expense | $268,000 | 3,692 |
| Additional noninterest expense | $820,000 | 3,607 |
| Pre-tax net operating income | $-48,000 | 6,437 |
| Securities gains (losses) | $-5,000 | 6,901 |
| Applicable income taxes | $-14,000 | 6,851 |
| Income before extraordinary items | $-39,000 | 6,557 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-39,000 | 6,556 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-39,000 | 6,556 |
| Net charge-offs | $195,000 | 2,786 |
| Cash dividends | $343,000 | 2,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-35,300 | 6,434 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,743,000 | 3,577 |
| Total interest expense | $432,000 | 2,693 |
| Net interest income | $1,311,000 | 3,784 |
| Provision for loan and lease losses | $618,000 | 899 |
| Total noninterest income | $185,000 | 3,802 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $103,000 | 2,869 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $82,000 | 4,000 |
| Total noninterest expense | $1,250,000 | 3,527 |
| Salaries and employee benefits | $658,000 | 3,505 |
| Premises and equipment expense | $164,000 | 3,233 |
| Additional noninterest expense | $428,000 | 3,489 |
| Pre-tax net operating income | $-372,000 | 6,986 |
| Securities gains (losses) | $-5,000 | 7,002 |
| Applicable income taxes | $-32,000 | 7,070 |
| Income before extraordinary items | $-345,000 | 7,011 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-345,000 | 7,011 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-345,000 | 7,011 |
| Net charge-offs | $74,000 | 2,709 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-340,400 | 6,985 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,184,000 | 3,606 |
| Total interest expense | $1,907,000 | 2,870 |
| Net interest income | $5,277,000 | 3,770 |
| Provision for loan and lease losses | $901,000 | 2,560 |
| Total noninterest income | $1,000,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $423,000 | 2,914 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $577,000 | 2,918 |
| Total noninterest expense | $5,989,000 | 3,065 |
| Salaries and employee benefits | $2,518,000 | 3,543 |
| Premises and equipment expense | $261,000 | 5,522 |
| Additional noninterest expense | $3,210,000 | 2,077 |
| Pre-tax net operating income | $-613,000 | 6,458 |
| Securities gains (losses) | $478,000 | 818 |
| Applicable income taxes | $-308,000 | 6,984 |
| Income before extraordinary items | $173,000 | 5,645 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $173,000 | 5,647 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $173,000 | 5,647 |
| Net charge-offs | $434,000 | 3,343 |
| Cash dividends | $535,000 | 2,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-132,920 | 6,212 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,404,000 | 3,645 |
| Total interest expense | $1,435,000 | 2,957 |
| Net interest income | $3,969,000 | 3,782 |
| Provision for loan and lease losses | $815,000 | 2,246 |
| Total noninterest income | $791,000 | 3,032 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $299,000 | 3,048 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $492,000 | 2,733 |
| Total noninterest expense | $4,909,000 | 2,838 |
| Salaries and employee benefits | $2,007,000 | 3,387 |
| Premises and equipment expense | $439,000 | 3,689 |
| Additional noninterest expense | $2,463,000 | 2,039 |
| Pre-tax net operating income | $-964,000 | 6,788 |
| Securities gains (losses) | $457,000 | 688 |
| Applicable income taxes | $-163,000 | 7,067 |
| Income before extraordinary items | $-344,000 | 6,607 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-344,000 | 6,609 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-344,000 | 6,609 |
| Net charge-offs | $326,000 | 3,153 |
| Cash dividends | $170,000 | 2,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-654,760 | 6,708 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,625,000 | 3,657 |
| Total interest expense | $946,000 | 3,088 |
| Net interest income | $2,679,000 | 3,781 |
| Provision for loan and lease losses | $750,000 | 1,800 |
| Total noninterest income | $639,000 | 2,703 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $175,000 | 3,276 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $464,000 | 2,210 |
| Total noninterest expense | $3,519,000 | 2,679 |
| Salaries and employee benefits | $1,317,000 | 3,447 |
| Premises and equipment expense | $295,000 | 3,684 |
| Additional noninterest expense | $1,907,000 | 1,792 |
| Pre-tax net operating income | $-951,000 | 6,967 |
| Securities gains (losses) | $3,000 | 2,636 |
| Applicable income taxes | $-161,000 | 7,185 |
| Income before extraordinary items | $-787,000 | 6,966 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-787,000 | 6,965 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-787,000 | 6,966 |
| Net charge-offs | $299,000 | 2,684 |
| Cash dividends | $170,000 | 2,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-789,490 | 6,949 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,806,000 | 3,680 |
| Total interest expense | $444,000 | 3,346 |
| Net interest income | $1,362,000 | 3,723 |
| Provision for loan and lease losses | $135,000 | 2,993 |
| Total noninterest income | $200,000 | 3,586 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $85,000 | 3,313 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $115,000 | 3,335 |
| Total noninterest expense | $1,201,000 | 3,691 |
| Salaries and employee benefits | $659,000 | 3,477 |
| Premises and equipment expense | $142,000 | 3,848 |
| Additional noninterest expense | $400,000 | 3,727 |
| Pre-tax net operating income | $226,000 | 4,028 |
| Securities gains (losses) | $3,000 | 1,535 |
| Applicable income taxes | $33,000 | 3,121 |
| Income before extraordinary items | $196,000 | 4,023 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $196,000 | 4,022 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $196,000 | 4,023 |
| Net charge-offs | $80,000 | 2,958 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $193,420 | 3,989 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,393,000 | 3,769 |
| Total interest expense | $1,990,000 | 3,584 |
| Net interest income | $5,403,000 | 3,752 |
| Provision for loan and lease losses | $475,000 | 4,215 |
| Total noninterest income | $888,000 | 3,441 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $419,000 | 2,989 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $469,000 | 3,281 |
| Total noninterest expense | $4,703,000 | 3,784 |
| Salaries and employee benefits | $2,483,000 | 3,601 |
| Premises and equipment expense | $562,000 | 3,895 |
| Additional noninterest expense | $1,658,000 | 3,738 |
| Pre-tax net operating income | $1,113,000 | 3,200 |
| Securities gains (losses) | $163,000 | 1,764 |
| Applicable income taxes | $132,000 | 3,022 |
| Income before extraordinary items | $1,144,000 | 2,998 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,144,000 | 2,995 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,144,000 | 2,998 |
| Net charge-offs | $414,000 | 3,897 |
| Cash dividends | $800,000 | 1,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $997,300 | 3,110 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,503,000 | 3,859 |
| Total interest expense | $1,496,000 | 3,707 |
| Net interest income | $4,007,000 | 3,832 |
| Provision for loan and lease losses | $325,000 | 4,205 |
| Total noninterest income | $650,000 | 3,534 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $322,000 | 3,011 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $328,000 | 3,409 |
| Total noninterest expense | $3,518,000 | 3,792 |
| Salaries and employee benefits | $1,859,000 | 3,644 |
| Premises and equipment expense | $412,000 | 4,028 |
| Additional noninterest expense | $1,247,000 | 3,711 |
| Pre-tax net operating income | $814,000 | 3,431 |
| Securities gains (losses) | $66,000 | 2,264 |
| Applicable income taxes | $46,000 | 3,613 |
| Income before extraordinary items | $834,000 | 3,210 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $834,000 | 3,208 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $834,000 | 3,210 |
| Net charge-offs | $406,000 | 3,336 |
| Cash dividends | $222,000 | 2,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $771,300 | 3,208 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,666,000 | 3,897 |
| Total interest expense | $978,000 | 3,863 |
| Net interest income | $2,688,000 | 3,818 |
| Provision for loan and lease losses | $200,000 | 4,223 |
| Total noninterest income | $435,000 | 3,483 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $218,000 | 2,987 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $217,000 | 3,375 |
| Total noninterest expense | $2,327,000 | 3,814 |
| Salaries and employee benefits | $1,235,000 | 3,672 |
| Premises and equipment expense | $279,000 | 4,005 |
| Additional noninterest expense | $813,000 | 3,753 |
| Pre-tax net operating income | $596,000 | 3,311 |
| Securities gains (losses) | $66,000 | 1,708 |
| Applicable income taxes | $64,000 | 3,127 |
| Income before extraordinary items | $598,000 | 3,070 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $598,000 | 3,065 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $598,000 | 3,068 |
| Net charge-offs | $248,000 | 3,287 |
| Cash dividends | $222,000 | 2,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $538,600 | 3,169 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,829,000 | 3,953 |
| Total interest expense | $501,000 | 3,921 |
| Net interest income | $1,328,000 | 3,867 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $200,000 | 3,636 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $107,000 | 3,021 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $93,000 | 3,649 |
| Total noninterest expense | $1,160,000 | 3,850 |
| Salaries and employee benefits | $628,000 | 3,681 |
| Premises and equipment expense | $140,000 | 4,056 |
| Additional noninterest expense | $392,000 | 3,838 |
| Pre-tax net operating income | $293,000 | 3,389 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $42,000 | 2,918 |
| Income before extraordinary items | $252,000 | 3,471 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $252,000 | 3,468 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $252,000 | 3,470 |
| Net charge-offs | $5,000 | 5,141 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $251,140 | 3,348 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,711,000 | 3,919 |
| Total interest expense | $2,359,000 | 4,048 |
| Net interest income | $5,352,000 | 3,777 |
| Provision for loan and lease losses | $474,000 | 4,625 |
| Total noninterest income | $914,000 | 3,515 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $476,000 | 3,001 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $438,000 | 3,415 |
| Total noninterest expense | $4,564,000 | 3,955 |
| Salaries and employee benefits | $2,543,000 | 3,642 |
| Premises and equipment expense | $596,000 | 3,892 |
| Additional noninterest expense | $1,425,000 | 4,226 |
| Pre-tax net operating income | $1,228,000 | 2,677 |
| Securities gains (losses) | $116,000 | 2,013 |
| Applicable income taxes | $212,000 | 2,330 |
| Income before extraordinary items | $1,132,000 | 2,561 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,132,000 | 2,559 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,132,000 | 2,560 |
| Net charge-offs | $600,000 | 3,558 |
| Cash dividends | $539,000 | 2,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,034,560 | 2,663 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,802,000 | 3,968 |
| Total interest expense | $1,819,000 | 4,100 |
| Net interest income | $3,983,000 | 3,802 |
| Provision for loan and lease losses | $323,000 | 4,484 |
| Total noninterest income | $693,000 | 3,556 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $353,000 | 3,029 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $340,000 | 3,433 |
| Total noninterest expense | $3,435,000 | 3,953 |
| Salaries and employee benefits | $1,916,000 | 3,669 |
| Premises and equipment expense | $449,000 | 3,918 |
| Additional noninterest expense | $1,070,000 | 4,201 |
| Pre-tax net operating income | $918,000 | 2,890 |
| Securities gains (losses) | $13,000 | 2,895 |
| Applicable income taxes | $182,000 | 2,412 |
| Income before extraordinary items | $749,000 | 2,990 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $749,000 | 2,988 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $749,000 | 2,991 |
| Net charge-offs | $335,000 | 3,554 |
| Cash dividends | $162,000 | 3,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $738,600 | 2,934 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,832,000 | 4,025 |
| Total interest expense | $1,249,000 | 4,147 |
| Net interest income | $2,583,000 | 3,849 |
| Provision for loan and lease losses | $198,000 | 4,349 |
| Total noninterest income | $463,000 | 3,572 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $225,000 | 3,096 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $238,000 | 3,378 |
| Total noninterest expense | $2,245,000 | 4,037 |
| Salaries and employee benefits | $1,278,000 | 3,708 |
| Premises and equipment expense | $299,000 | 3,943 |
| Additional noninterest expense | $668,000 | 4,396 |
| Pre-tax net operating income | $603,000 | 3,003 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $124,000 | 2,447 |
| Income before extraordinary items | $479,000 | 3,173 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $479,000 | 3,171 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $479,000 | 3,172 |
| Net charge-offs | $212,000 | 3,353 |
| Cash dividends | $162,000 | 2,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $479,000 | 3,062 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,916,000 | 4,068 |
| Total interest expense | $643,000 | 4,183 |
| Net interest income | $1,273,000 | 3,883 |
| Provision for loan and lease losses | $62,000 | 4,596 |
| Total noninterest income | $207,000 | 3,732 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $142,000 | 2,582 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $65,000 | 4,382 |
| Total noninterest expense | $1,059,000 | 4,130 |
| Salaries and employee benefits | $640,000 | 3,735 |
| Premises and equipment expense | $146,000 | 4,058 |
| Additional noninterest expense | $273,000 | 4,696 |
| Pre-tax net operating income | $359,000 | 3,017 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $67,000 | 2,596 |
| Income before extraordinary items | $292,000 | 3,179 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $292,000 | 3,179 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $292,000 | 3,179 |
| Net charge-offs | $109,000 | 2,775 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $292,000 | 3,025 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,230,000 | 4,060 |
| Total interest expense | $3,007,000 | 4,248 |
| Net interest income | $5,223,000 | 3,822 |
| Provision for loan and lease losses | $175,000 | 5,379 |
| Total noninterest income | $1,036,000 | 3,334 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $505,000 | 2,992 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $531,000 | 3,082 |
| Total noninterest expense | $4,315,000 | 4,006 |
| Salaries and employee benefits | $2,403,000 | 3,896 |
| Premises and equipment expense | $267,000 | 6,093 |
| Additional noninterest expense | $1,645,000 | 3,385 |
| Pre-tax net operating income | $1,769,000 | 2,715 |
| Securities gains (losses) | $-440,000 | 7,507 |
| Applicable income taxes | $274,000 | 2,505 |
| Income before extraordinary items | $1,055,000 | 3,188 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,055,000 | 3,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 4,417 |
| Cash dividends | $540,000 | 3,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,402,600 | 2,785 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,222,000 | 4,104 |
| Total interest expense | $2,314,000 | 4,298 |
| Net interest income | $3,908,000 | 3,854 |
| Provision for loan and lease losses | $138,000 | 4,728 |
| Total noninterest income | $668,000 | 3,737 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $383,000 | 2,993 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $285,000 | 3,770 |
| Total noninterest expense | $3,223,000 | 4,004 |
| Salaries and employee benefits | $1,801,000 | 3,925 |
| Premises and equipment expense | $475,000 | 3,775 |
| Additional noninterest expense | $947,000 | 4,031 |
| Pre-tax net operating income | $1,215,000 | 3,299 |
| Securities gains (losses) | $-429,000 | 7,735 |
| Applicable income taxes | $137,000 | 3,306 |
| Income before extraordinary items | $649,000 | 3,971 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $649,000 | 3,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,763 |
| Cash dividends | $162,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,005,070 | 3,241 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,205,000 | 4,115 |
| Total interest expense | $1,602,000 | 4,322 |
| Net interest income | $2,603,000 | 3,864 |
| Provision for loan and lease losses | $100,000 | 4,246 |
| Total noninterest income | $440,000 | 3,798 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $253,000 | 2,977 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $187,000 | 3,893 |
| Total noninterest expense | $2,131,000 | 4,047 |
| Salaries and employee benefits | $1,196,000 | 3,964 |
| Premises and equipment expense | $302,000 | 3,952 |
| Additional noninterest expense | $633,000 | 4,012 |
| Pre-tax net operating income | $812,000 | 3,398 |
| Securities gains (losses) | $8,000 | 2,549 |
| Applicable income taxes | $202,000 | 2,676 |
| Income before extraordinary items | $618,000 | 3,582 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $618,000 | 3,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,273 |
| Cash dividends | $162,000 | 3,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $612,000 | 3,539 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,157,000 | 4,121 |
| Total interest expense | $854,000 | 4,330 |
| Net interest income | $1,303,000 | 3,865 |
| Provision for loan and lease losses | $50,000 | 3,776 |
| Total noninterest income | $212,000 | 3,877 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $128,000 | 2,918 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $84,000 | 4,100 |
| Total noninterest expense | $1,051,000 | 4,093 |
| Salaries and employee benefits | $601,000 | 3,971 |
| Premises and equipment expense | $152,000 | 3,950 |
| Additional noninterest expense | $298,000 | 4,140 |
| Pre-tax net operating income | $414,000 | 3,474 |
| Securities gains (losses) | $8,000 | 2,056 |
| Applicable income taxes | $101,000 | 2,793 |
| Income before extraordinary items | $321,000 | 3,640 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $321,000 | 3,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,625 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $314,920 | 3,611 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,841,000 | 4,089 |
| Total interest expense | $3,669,000 | 4,228 |
| Net interest income | $5,172,000 | 3,891 |
| Provision for loan and lease losses | $238,000 | 3,629 |
| Total noninterest income | $980,000 | 3,575 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $545,000 | 2,865 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $435,000 | 3,567 |
| Total noninterest expense | $4,106,000 | 4,034 |
| Salaries and employee benefits | $2,447,000 | 3,788 |
| Premises and equipment expense | $585,000 | 3,914 |
| Additional noninterest expense | $1,074,000 | 4,411 |
| Pre-tax net operating income | $1,808,000 | 3,541 |
| Securities gains (losses) | $-1,000 | 7,069 |
| Applicable income taxes | $443,000 | 2,897 |
| Income before extraordinary items | $1,364,000 | 3,641 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,364,000 | 3,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 2,404 |
| Cash dividends | $642,000 | 3,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,364,750 | 3,631 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,578,000 | 4,124 |
| Total interest expense | $2,728,000 | 4,255 |
| Net interest income | $3,850,000 | 3,925 |
| Provision for loan and lease losses | $150,000 | 3,464 |
| Total noninterest income | $730,000 | 3,597 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $402,000 | 2,888 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $328,000 | 3,575 |
| Total noninterest expense | $3,084,000 | 4,012 |
| Salaries and employee benefits | $1,809,000 | 3,816 |
| Premises and equipment expense | $443,000 | 3,872 |
| Additional noninterest expense | $832,000 | 4,262 |
| Pre-tax net operating income | $1,346,000 | 3,702 |
| Securities gains (losses) | $-1,000 | 7,322 |
| Applicable income taxes | $330,000 | 3,064 |
| Income before extraordinary items | $1,015,000 | 3,861 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,015,000 | 3,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,023 |
| Cash dividends | $163,000 | 4,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,015,750 | 3,846 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,330,000 | 4,178 |
| Total interest expense | $1,780,000 | 4,323 |
| Net interest income | $2,550,000 | 3,972 |
| Provision for loan and lease losses | $100,000 | 3,268 |
| Total noninterest income | $467,000 | 3,695 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $255,000 | 2,995 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $212,000 | 3,667 |
| Total noninterest expense | $2,031,000 | 4,088 |
| Salaries and employee benefits | $1,185,000 | 3,891 |
| Premises and equipment expense | $302,000 | 3,837 |
| Additional noninterest expense | $544,000 | 4,313 |
| Pre-tax net operating income | $886,000 | 3,798 |
| Securities gains (losses) | $-1,000 | 7,616 |
| Applicable income taxes | $238,000 | 3,042 |
| Income before extraordinary items | $647,000 | 4,004 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $647,000 | 4,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,506 |
| Cash dividends | $163,000 | 3,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $647,730 | 3,996 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,144,000 | 4,193 |
| Total interest expense | $870,000 | 4,362 |
| Net interest income | $1,274,000 | 3,973 |
| Provision for loan and lease losses | $37,000 | 3,537 |
| Total noninterest income | $223,000 | 3,793 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $117,000 | 3,122 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $106,000 | 3,657 |
| Total noninterest expense | $999,000 | 4,149 |
| Salaries and employee benefits | $591,000 | 3,935 |
| Premises and equipment expense | $155,000 | 3,786 |
| Additional noninterest expense | $253,000 | 4,497 |
| Pre-tax net operating income | $461,000 | 3,691 |
| Securities gains (losses) | $-1,000 | 7,986 |
| Applicable income taxes | $128,000 | 2,948 |
| Income before extraordinary items | $332,000 | 3,942 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $332,000 | 3,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,851 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $332,720 | 3,919 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,274,000 | 4,111 |
| Total interest expense | $3,002,000 | 4,318 |
| Net interest income | $5,272,000 | 3,862 |
| Provision for loan and lease losses | $238,000 | 3,221 |
| Total noninterest income | $936,000 | 3,698 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $522,000 | 2,966 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $414,000 | 3,672 |
| Total noninterest expense | $3,984,000 | 4,013 |
| Salaries and employee benefits | $2,310,000 | 3,840 |
| Premises and equipment expense | $584,000 | 3,851 |
| Additional noninterest expense | $1,090,000 | 4,243 |
| Pre-tax net operating income | $1,986,000 | 3,665 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $577,000 | 2,940 |
| Income before extraordinary items | $1,409,000 | 3,924 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,409,000 | 3,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,490 |
| Cash dividends | $774,000 | 3,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,409,000 | 3,903 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,084,000 | 4,139 |
| Total interest expense | $2,136,000 | 4,371 |
| Net interest income | $3,948,000 | 3,889 |
| Provision for loan and lease losses | $187,000 | 2,991 |
| Total noninterest income | $703,000 | 3,704 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $381,000 | 3,038 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $322,000 | 3,616 |
| Total noninterest expense | $2,990,000 | 3,986 |
| Salaries and employee benefits | $1,752,000 | 3,801 |
| Premises and equipment expense | $421,000 | 3,973 |
| Additional noninterest expense | $817,000 | 4,200 |
| Pre-tax net operating income | $1,474,000 | 3,822 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $450,000 | 3,013 |
| Income before extraordinary items | $1,024,000 | 4,114 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,024,000 | 4,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,535 |
| Cash dividends | $387,000 | 3,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,024,000 | 4,098 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,925,000 | 4,187 |
| Total interest expense | $1,346,000 | 4,383 |
| Net interest income | $2,579,000 | 3,958 |
| Provision for loan and lease losses | $113,000 | 3,163 |
| Total noninterest income | $457,000 | 3,730 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $245,000 | 3,098 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $212,000 | 3,641 |
| Total noninterest expense | $1,973,000 | 4,037 |
| Salaries and employee benefits | $1,154,000 | 3,853 |
| Premises and equipment expense | $284,000 | 3,936 |
| Additional noninterest expense | $535,000 | 4,262 |
| Pre-tax net operating income | $950,000 | 3,914 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $294,000 | 3,077 |
| Income before extraordinary items | $656,000 | 4,224 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $656,000 | 4,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,253 |
| Cash dividends | $137,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $656,000 | 4,214 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,920,000 | 4,206 |
| Total interest expense | $641,000 | 4,414 |
| Net interest income | $1,279,000 | 3,983 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $224,000 | 3,721 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $113,000 | 3,198 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $111,000 | 3,525 |
| Total noninterest expense | $986,000 | 4,056 |
| Salaries and employee benefits | $572,000 | 3,890 |
| Premises and equipment expense | $145,000 | 3,885 |
| Additional noninterest expense | $269,000 | 4,239 |
| Pre-tax net operating income | $467,000 | 3,905 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $147,000 | 3,065 |
| Income before extraordinary items | $320,000 | 4,254 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $320,000 | 4,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $320,000 | 4,237 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,175,000 | 4,070 |
| Total interest expense | $2,262,000 | 4,085 |
| Net interest income | $4,913,000 | 3,997 |
| Provision for loan and lease losses | $140,000 | 4,242 |
| Total noninterest income | $1,182,000 | 3,176 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $415,000 | 3,480 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $767,000 | 2,617 |
| Total noninterest expense | $3,955,000 | 3,894 |
| Salaries and employee benefits | $2,430,000 | 3,565 |
| Premises and equipment expense | $576,000 | 3,776 |
| Additional noninterest expense | $949,000 | 4,593 |
| Pre-tax net operating income | $2,000,000 | 3,688 |
| Securities gains (losses) | $-406,000 | 8,682 |
| Applicable income taxes | $420,000 | 3,632 |
| Income before extraordinary items | $1,174,000 | 4,403 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,174,000 | 4,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,354 |
| Cash dividends | $496,000 | 3,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,474,440 | 3,792 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,312,000 | 4,065 |
| Total interest expense | $1,641,000 | 4,044 |
| Net interest income | $3,671,000 | 4,014 |
| Provision for loan and lease losses | $78,000 | 4,666 |
| Total noninterest income | $576,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $296,000 | 3,581 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $280,000 | 3,922 |
| Total noninterest expense | $2,918,000 | 3,912 |
| Salaries and employee benefits | $1,788,000 | 3,591 |
| Premises and equipment expense | $430,000 | 3,769 |
| Additional noninterest expense | $700,000 | 4,620 |
| Pre-tax net operating income | $1,251,000 | 4,209 |
| Securities gains (losses) | $-19,000 | 8,149 |
| Applicable income taxes | $327,000 | 3,648 |
| Income before extraordinary items | $905,000 | 4,439 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $905,000 | 4,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,141 |
| Cash dividends | $138,000 | 4,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $918,870 | 4,363 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,496,000 | 4,040 |
| Total interest expense | $1,054,000 | 3,984 |
| Net interest income | $2,442,000 | 4,002 |
| Provision for loan and lease losses | $45,000 | 4,715 |
| Total noninterest income | $368,000 | 4,245 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $191,000 | 3,608 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $177,000 | 3,973 |
| Total noninterest expense | $1,927,000 | 3,929 |
| Salaries and employee benefits | $1,185,000 | 3,592 |
| Premises and equipment expense | $289,000 | 3,725 |
| Additional noninterest expense | $453,000 | 4,709 |
| Pre-tax net operating income | $838,000 | 4,171 |
| Securities gains (losses) | $-19,000 | 8,349 |
| Applicable income taxes | $215,000 | 3,670 |
| Income before extraordinary items | $604,000 | 4,398 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $604,000 | 4,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,003 |
| Cash dividends | $138,000 | 3,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $618,060 | 4,287 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,717,000 | 4,065 |
| Total interest expense | $511,000 | 3,967 |
| Net interest income | $1,206,000 | 4,046 |
| Provision for loan and lease losses | $23,000 | 4,505 |
| Total noninterest income | $169,000 | 4,398 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $82,000 | 3,875 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $87,000 | 4,019 |
| Total noninterest expense | $957,000 | 3,972 |
| Salaries and employee benefits | $577,000 | 3,682 |
| Premises and equipment expense | $154,000 | 3,579 |
| Additional noninterest expense | $226,000 | 4,689 |
| Pre-tax net operating income | $395,000 | 4,313 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $113,000 | 3,574 |
| Income before extraordinary items | $283,000 | 4,527 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $283,000 | 4,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,138 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $282,290 | 4,497 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,445,000 | 4,044 |
| Total interest expense | $2,111,000 | 3,489 |
| Net interest income | $4,334,000 | 4,236 |
| Provision for loan and lease losses | $90,000 | 5,165 |
| Total noninterest income | $755,000 | 4,205 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $386,000 | 3,727 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $369,000 | 3,866 |
| Total noninterest expense | $3,514,000 | 4,167 |
| Salaries and employee benefits | $2,084,000 | 3,865 |
| Premises and equipment expense | $525,000 | 3,932 |
| Additional noninterest expense | $905,000 | 4,676 |
| Pre-tax net operating income | $1,485,000 | 4,269 |
| Securities gains (losses) | $64,000 | 1,554 |
| Applicable income taxes | $377,000 | 3,808 |
| Income before extraordinary items | $1,172,000 | 4,264 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,172,000 | 4,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,728 |
| Cash dividends | $451,000 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,123,360 | 4,306 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,771,000 | 4,071 |
| Total interest expense | $1,592,000 | 3,432 |
| Net interest income | $3,179,000 | 4,301 |
| Provision for loan and lease losses | $68,000 | 4,952 |
| Total noninterest income | $520,000 | 4,420 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $283,000 | 3,798 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $237,000 | 4,168 |
| Total noninterest expense | $2,623,000 | 4,145 |
| Salaries and employee benefits | $1,542,000 | 3,870 |
| Premises and equipment expense | $391,000 | 3,943 |
| Additional noninterest expense | $690,000 | 4,581 |
| Pre-tax net operating income | $1,008,000 | 4,582 |
| Securities gains (losses) | $59,000 | 1,530 |
| Applicable income taxes | $280,000 | 3,906 |
| Income before extraordinary items | $787,000 | 4,668 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $787,000 | 4,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,138 |
| Cash dividends | $125,000 | 4,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $743,340 | 4,717 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,137,000 | 4,113 |
| Total interest expense | $1,071,000 | 3,394 |
| Net interest income | $2,066,000 | 4,372 |
| Provision for loan and lease losses | $45,000 | 4,838 |
| Total noninterest income | $325,000 | 4,610 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $180,000 | 3,909 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $145,000 | 4,372 |
| Total noninterest expense | $1,719,000 | 4,231 |
| Salaries and employee benefits | $1,034,000 | 3,875 |
| Premises and equipment expense | $240,000 | 4,198 |
| Additional noninterest expense | $445,000 | 4,715 |
| Pre-tax net operating income | $627,000 | 4,720 |
| Securities gains (losses) | $52,000 | 1,433 |
| Applicable income taxes | $176,000 | 3,992 |
| Income before extraordinary items | $503,000 | 4,723 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $503,000 | 4,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,856 |
| Cash dividends | $125,000 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $464,520 | 4,835 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,551,000 | 4,165 |
| Total interest expense | $544,000 | 3,387 |
| Net interest income | $1,007,000 | 4,450 |
| Provision for loan and lease losses | $23,000 | 4,653 |
| Total noninterest income | $156,000 | 4,677 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $86,000 | 3,952 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $70,000 | 4,441 |
| Total noninterest expense | $844,000 | 4,315 |
| Salaries and employee benefits | $504,000 | 3,983 |
| Premises and equipment expense | $121,000 | 4,212 |
| Additional noninterest expense | $219,000 | 4,739 |
| Pre-tax net operating income | $296,000 | 4,840 |
| Securities gains (losses) | $24,000 | 1,620 |
| Applicable income taxes | $81,000 | 4,121 |
| Income before extraordinary items | $239,000 | 4,868 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $239,000 | 4,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,294 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $221,000 | 4,952 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,438,000 | 4,086 |
| Total interest expense | $2,539,000 | 3,297 |
| Net interest income | $3,899,000 | 4,437 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $695,000 | 4,572 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $347,000 | 3,974 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $348,000 | 4,232 |
| Total noninterest expense | $3,294,000 | 4,322 |
| Salaries and employee benefits | $1,998,000 | 3,928 |
| Premises and equipment expense | $478,000 | 4,208 |
| Additional noninterest expense | $818,000 | 4,973 |
| Pre-tax net operating income | $1,240,000 | 4,602 |
| Securities gains (losses) | $183,000 | 1,393 |
| Applicable income taxes | $375,000 | 3,911 |
| Income before extraordinary items | $1,048,000 | 4,510 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,048,000 | 4,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,475 |
| Cash dividends | $280,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $912,580 | 4,744 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,803,000 | 4,147 |
| Total interest expense | $1,961,000 | 3,335 |
| Net interest income | $2,842,000 | 4,559 |
| Provision for loan and lease losses | $60,000 | 5,499 |
| Total noninterest income | $517,000 | 4,656 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $252,000 | 4,072 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $265,000 | 4,275 |
| Total noninterest expense | $2,464,000 | 4,314 |
| Salaries and employee benefits | $1,484,000 | 3,952 |
| Premises and equipment expense | $349,000 | 4,282 |
| Additional noninterest expense | $631,000 | 4,835 |
| Pre-tax net operating income | $835,000 | 5,010 |
| Securities gains (losses) | $153,000 | 1,413 |
| Applicable income taxes | $325,000 | 3,778 |
| Income before extraordinary items | $663,000 | 5,135 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $663,000 | 5,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $280,000 | 3,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $560,490 | 5,393 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,227,000 | 4,165 |
| Total interest expense | $1,344,000 | 3,351 |
| Net interest income | $1,883,000 | 4,572 |
| Provision for loan and lease losses | $45,000 | 5,281 |
| Total noninterest income | $329,000 | 4,753 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $162,000 | 4,116 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $167,000 | 4,364 |
| Total noninterest expense | $1,619,000 | 4,350 |
| Salaries and employee benefits | $969,000 | 4,012 |
| Premises and equipment expense | $236,000 | 4,233 |
| Additional noninterest expense | $414,000 | 4,886 |
| Pre-tax net operating income | $548,000 | 5,084 |
| Securities gains (losses) | $143,000 | 1,260 |
| Applicable income taxes | $227,000 | 3,717 |
| Income before extraordinary items | $464,000 | 4,992 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $464,000 | 4,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,597 |
| Cash dividends | $125,000 | 4,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $368,190 | 5,399 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,635,000 | 4,151 |
| Total interest expense | $691,000 | 3,355 |
| Net interest income | $944,000 | 4,568 |
| Provision for loan and lease losses | $23,000 | 5,064 |
| Total noninterest income | $163,000 | 4,677 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $79,000 | 4,109 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $84,000 | 4,247 |
| Total noninterest expense | $805,000 | 4,350 |
| Salaries and employee benefits | $487,000 | 3,986 |
| Premises and equipment expense | $114,000 | 4,333 |
| Additional noninterest expense | $204,000 | 4,894 |
| Pre-tax net operating income | $279,000 | 4,974 |
| Securities gains (losses) | $117,000 | 917 |
| Applicable income taxes | $134,000 | 3,424 |
| Income before extraordinary items | $262,000 | 4,603 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $262,000 | 4,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $184,780 | 5,328 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,887,000 | 4,105 |
| Total interest expense | $2,986,000 | 3,554 |
| Net interest income | $3,901,000 | 4,427 |
| Provision for loan and lease losses | $75,000 | 6,163 |
| Total noninterest income | $515,000 | 5,129 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $294,000 | 4,271 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $221,000 | 4,825 |
| Total noninterest expense | $2,857,000 | 4,621 |
| Salaries and employee benefits | $1,606,000 | 4,447 |
| Premises and equipment expense | $448,000 | 4,272 |
| Additional noninterest expense | $803,000 | 4,913 |
| Pre-tax net operating income | $1,484,000 | 4,147 |
| Securities gains (losses) | $84,000 | 1,908 |
| Applicable income taxes | $523,000 | 3,365 |
| Income before extraordinary items | $1,045,000 | 4,480 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,045,000 | 4,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,060 |
| Cash dividends | $426,000 | 3,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $988,720 | 4,514 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,628,000 | 4,174 |
| Total interest expense | $3,914,000 | 3,871 |
| Net interest income | $3,714,000 | 4,373 |
| Provision for loan and lease losses | $75,000 | 6,076 |
| Total noninterest income | $361,000 | 5,945 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $253,000 | 4,612 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $108,000 | 6,258 |
| Total noninterest expense | $2,833,000 | 4,532 |
| Salaries and employee benefits | $1,607,000 | 4,292 |
| Premises and equipment expense | $425,000 | 4,407 |
| Additional noninterest expense | $801,000 | 4,780 |
| Pre-tax net operating income | $1,167,000 | 4,489 |
| Securities gains (losses) | $61,000 | 2,176 |
| Applicable income taxes | $383,000 | 3,821 |
| Income before extraordinary items | $845,000 | 4,740 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $845,000 | 4,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,677 |
| Cash dividends | $401,000 | 3,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $802,910 | 4,752 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,779,000 | 4,231 |
| Total interest expense | $3,870,000 | 4,078 |
| Net interest income | $3,909,000 | 4,263 |
| Provision for loan and lease losses | $95,000 | 5,433 |
| Total noninterest income | $348,000 | 5,900 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $238,000 | 4,645 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $110,000 | 6,206 |
| Total noninterest expense | $2,605,000 | 4,717 |
| Salaries and employee benefits | $1,545,000 | 4,260 |
| Premises and equipment expense | $393,000 | 4,562 |
| Additional noninterest expense | $667,000 | 5,369 |
| Pre-tax net operating income | $1,557,000 | 3,974 |
| Securities gains (losses) | $-107,000 | 9,431 |
| Applicable income taxes | $416,000 | 3,903 |
| Income before extraordinary items | $1,034,000 | 4,288 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,034,000 | 4,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,405 |
| Cash dividends | $364,000 | 4,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,109,970 | 4,074 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,292,000 | 4,250 |
| Total interest expense | $3,554,000 | 3,996 |
| Net interest income | $3,738,000 | 4,424 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $321,000 | 6,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 5,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 5,980 |
| Total noninterest expense | $2,454,000 | 4,954 |
| Salaries and employee benefits | $1,506,000 | 4,322 |
| Premises and equipment expense | $352,000 | 4,953 |
| Additional noninterest expense | $596,000 | 5,845 |
| Pre-tax net operating income | $1,605,000 | 3,922 |
| Securities gains (losses) | $-79,000 | 9,909 |
| Applicable income taxes | $497,000 | 3,656 |
| Income before extraordinary items | $1,029,000 | 4,342 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,029,000 | 4,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,412 |
| Cash dividends | $341,000 | 4,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,081,930 | 4,159 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,078,000 | 4,363 |
| Total interest expense | $3,479,000 | 4,150 |
| Net interest income | $3,599,000 | 4,483 |
| Provision for loan and lease losses | $80,000 | 5,577 |
| Total noninterest income | $303,000 | 6,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,504 |
| Total noninterest expense | $2,267,000 | 5,104 |
| Salaries and employee benefits | $1,440,000 | 4,385 |
| Premises and equipment expense | $222,000 | 6,393 |
| Additional noninterest expense | $605,000 | 5,731 |
| Pre-tax net operating income | $1,555,000 | 4,066 |
| Securities gains (losses) | $17,000 | 2,560 |
| Applicable income taxes | $534,000 | 3,685 |
| Income before extraordinary items | $1,038,000 | 4,376 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,038,000 | 4,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,386 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,026,780 | 4,325 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,718,000 | 4,652 |
| Total interest expense | $3,306,000 | 4,325 |
| Net interest income | $3,412,000 | 4,821 |
| Provision for loan and lease losses | $85,000 | 5,536 |
| Total noninterest income | $328,000 | 6,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,172 |
| Total noninterest expense | $2,173,000 | 5,332 |
| Salaries and employee benefits | $1,339,000 | 4,668 |
| Premises and equipment expense | $224,000 | 6,433 |
| Additional noninterest expense | $610,000 | 5,741 |
| Pre-tax net operating income | $1,482,000 | 4,535 |
| Securities gains (losses) | $-12,000 | 10,127 |
| Applicable income taxes | $518,000 | 4,109 |
| Income before extraordinary items | $952,000 | 4,869 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $952,000 | 4,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 10,406 |
| Cash dividends | $264,000 | 4,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $959,800 | 4,781 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,297,000 | 5,004 |
| Total interest expense | $3,120,000 | 4,611 |
| Net interest income | $3,177,000 | 5,215 |
| Provision for loan and lease losses | $55,000 | 6,421 |
| Total noninterest income | $286,000 | 7,115 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,422 |
| Total noninterest expense | $2,045,000 | 5,857 |
| Salaries and employee benefits | $1,206,000 | 5,183 |
| Premises and equipment expense | $240,000 | 6,386 |
| Additional noninterest expense | $599,000 | 6,368 |
| Pre-tax net operating income | $1,363,000 | 4,672 |
| Securities gains (losses) | $-45,000 | 10,998 |
| Applicable income taxes | $479,000 | 4,288 |
| Income before extraordinary items | $839,000 | 5,120 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $839,000 | 5,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $365,000 | 4,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $867,800 | 4,946 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,720,000 | 5,420 |
| Total interest expense | $2,652,000 | 5,307 |
| Net interest income | $3,068,000 | 5,404 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $236,000 | 7,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 6,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,568 |
| Total noninterest expense | $2,060,000 | 5,849 |
| Salaries and employee benefits | $1,193,000 | 5,241 |
| Premises and equipment expense | $255,000 | 6,261 |
| Additional noninterest expense | $612,000 | 6,467 |
| Pre-tax net operating income | $1,244,000 | 5,136 |
| Securities gains (losses) | $-49,000 | 11,160 |
| Applicable income taxes | $417,000 | 4,805 |
| Income before extraordinary items | $778,000 | 5,552 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $778,000 | 5,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,018 |
| Cash dividends | $218,000 | 5,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $809,850 | 5,372 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,122,000 | 5,565 |
| Total interest expense | $2,244,000 | 5,089 |
| Net interest income | $2,878,000 | 5,785 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $207,000 | 8,614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,913 |
| Total noninterest expense | $2,019,000 | 6,153 |
| Salaries and employee benefits | $1,125,000 | 5,547 |
| Premises and equipment expense | $262,000 | 6,316 |
| Additional noninterest expense | $632,000 | 6,802 |
| Pre-tax net operating income | $1,066,000 | 5,692 |
| Securities gains (losses) | $10,000 | 2,219 |
| Applicable income taxes | $354,000 | 5,224 |
| Income before extraordinary items | $722,000 | 5,791 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $722,000 | 5,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,622 |
| Cash dividends | $310,000 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $715,300 | 5,893 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,012,000 | 5,775 |
| Total interest expense | $2,161,000 | 5,466 |
| Net interest income | $2,851,000 | 5,880 |
| Provision for loan and lease losses | $20,000 | 9,046 |
| Total noninterest income | $210,000 | 9,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 7,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 8,379 |
| Total noninterest expense | $1,999,000 | 6,344 |
| Salaries and employee benefits | $1,095,000 | 5,666 |
| Premises and equipment expense | $273,000 | 6,295 |
| Additional noninterest expense | $631,000 | 7,067 |
| Pre-tax net operating income | $1,042,000 | 5,732 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $331,000 | 5,722 |
| Income before extraordinary items | $718,000 | 6,000 |
| Extraordinary gains, net | $5,000 | 3,059 |
| Net income | $723,000 | 6,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 7,224 |
| Cash dividends | $280,000 | 4,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $713,240 | 5,762 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,320,000 | 6,064 |
| Total interest expense | $2,560,000 | 5,876 |
| Net interest income | $2,760,000 | 6,105 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $196,000 | 9,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 8,026 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,899 |
| Total noninterest expense | $1,926,000 | 6,579 |
| Salaries and employee benefits | $1,052,000 | 5,774 |
| Premises and equipment expense | $297,000 | 6,023 |
| Additional noninterest expense | $577,000 | 7,718 |
| Pre-tax net operating income | $980,000 | 5,713 |
| Securities gains (losses) | $10,000 | 6,439 |
| Applicable income taxes | $323,000 | 5,657 |
| Income before extraordinary items | $667,000 | 6,124 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $667,000 | 6,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 12,698 |
| Cash dividends | $167,000 | 5,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $660,300 | 5,812 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.