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FNB Bank, Income and Expense

2018-09-30 (YTD Data)		Rank
Total interest income	$9,502,000	2,108
Total interest expense	$1,248,000	2,106
Net interest income	$8,254,000	2,082
Provision for loan and lease losses	$428,000	1,265
Total noninterest income	$2,981,000	1,283
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$779,000	1,129
Trading account gains and fees	$80,000	122
Additional Noninterest Income	$2,122,000	1,202
Total noninterest expense	$8,534,000	1,697
Salaries and employee benefits	$1,745,000	3,424
Premises and equipment expense	$832,000	1,911
Additional noninterest expense	$5,957,000	834
Pre-tax net operating income	$2,273,000	2,532
Securities gains (losses)	$0	1,118
Applicable income taxes	$163,000	2,694
Income before extraordinary items	$2,110,000	2,427
Extraordinary gains, net	$0	5
Net income	$2,110,000	2,426
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,110,000	2,426
Net charge-offs	$151,000	1,425
Cash dividends	$1,000,000	1,656
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,110,000	2,426
2018-06-30 (YTD Data)		Rank
Total interest income	$6,289,000	2,106
Total interest expense	$745,000	2,191
Net interest income	$5,544,000	2,078
Provision for loan and lease losses	$184,000	1,586
Total noninterest income	$1,993,000	1,290
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$517,000	1,128
Trading account gains and fees	$80,000	109
Additional Noninterest Income	$1,396,000	1,215
Total noninterest expense	$5,702,000	1,705
Salaries and employee benefits	$1,166,000	3,430
Premises and equipment expense	$573,000	1,887
Additional noninterest expense	$3,963,000	831
Pre-tax net operating income	$1,651,000	2,377
Securities gains (losses)	$0	961
Applicable income taxes	$201,000	2,219
Income before extraordinary items	$1,450,000	2,363
Extraordinary gains, net	$0	6
Net income	$1,450,000	2,362
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,450,000	2,362
Net charge-offs	$19,000	2,284
Cash dividends	$500,000	1,981
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,450,000	2,359
2018-03-31 (YTD Data)		Rank
Total interest income	$3,077,000	2,124
Total interest expense	$355,000	2,189
Net interest income	$2,722,000	2,106
Provision for loan and lease losses	$500,000	462
Total noninterest income	$962,000	1,297
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$266,000	1,122
Trading account gains and fees	$0	123
Additional Noninterest Income	$696,000	1,209
Total noninterest expense	$2,943,000	1,664
Salaries and employee benefits	$578,000	3,486
Premises and equipment expense	$303,000	1,855
Additional noninterest expense	$2,062,000	797
Pre-tax net operating income	$241,000	4,126
Securities gains (losses)	$0	735
Applicable income taxes	$-22,000	5,506
Income before extraordinary items	$263,000	3,849
Extraordinary gains, net	$0	7
Net income	$263,000	3,849
Minority interest net income	$0	52
Net income of bank and minority interests.	$263,000	3,849
Net charge-offs	$23,000	1,592
Cash dividends	$500,000	1,167
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$263,000	3,847
2017-12-31 (YTD Data)		Rank
Total interest income	$12,225,000	2,106
Total interest expense	$1,324,000	2,108
Net interest income	$10,901,000	2,079
Provision for loan and lease losses	$-586,000	5,545
Total noninterest income	$4,158,000	1,246
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,043,000	1,147
Trading account gains and fees	$74,000	126
Additional Noninterest Income	$3,041,000	1,149
Total noninterest expense	$11,454,000	1,675
Salaries and employee benefits	$2,289,000	3,489
Premises and equipment expense	$1,187,000	1,862
Additional noninterest expense	$7,978,000	833
Pre-tax net operating income	$4,191,000	1,974
Securities gains (losses)	$-66,000	5,351
Applicable income taxes	$883,000	1,985
Income before extraordinary items	$3,242,000	1,920
Extraordinary gains, net	$0	9
Net income	$3,242,000	1,920
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,242,000	1,921
Net charge-offs	$106,000	2,372
Cash dividends	$1,000,000	2,186
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,294,140	1,870
2017-09-30 (YTD Data)		Rank
Total interest income	$9,158,000	2,107
Total interest expense	$960,000	2,141
Net interest income	$8,198,000	2,080
Provision for loan and lease losses	$-684,000	5,654
Total noninterest income	$3,087,000	1,279
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$800,000	1,135
Trading account gains and fees	$74,000	122
Additional Noninterest Income	$2,213,000	1,183
Total noninterest expense	$8,617,000	1,680
Salaries and employee benefits	$1,706,000	3,517
Premises and equipment expense	$895,000	1,874
Additional noninterest expense	$6,016,000	819
Pre-tax net operating income	$3,352,000	1,893
Securities gains (losses)	$20,000	1,322
Applicable income taxes	$856,000	1,603
Income before extraordinary items	$2,516,000	2,021
Extraordinary gains, net	$0	9
Net income	$2,516,000	2,021
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,516,000	2,021
Net charge-offs	$45,000	2,538
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,501,000	1,997
2017-06-30 (YTD Data)		Rank
Total interest income	$5,944,000	2,133
Total interest expense	$606,000	2,192
Net interest income	$5,338,000	2,112
Provision for loan and lease losses	$-407,000	5,692
Total noninterest income	$1,947,000	1,329
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$532,000	1,124
Trading account gains and fees	$56,000	117
Additional Noninterest Income	$1,359,000	1,265
Total noninterest expense	$5,702,000	1,695
Salaries and employee benefits	$1,129,000	3,550
Premises and equipment expense	$603,000	1,860
Additional noninterest expense	$3,970,000	830
Pre-tax net operating income	$1,990,000	2,039
Securities gains (losses)	$20,000	995
Applicable income taxes	$500,000	1,697
Income before extraordinary items	$1,510,000	2,141
Extraordinary gains, net	$0	11
Net income	$1,510,000	2,141
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,510,000	2,142
Net charge-offs	$15,000	2,739
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,495,000	2,124
2017-03-31 (YTD Data)		Rank
Total interest income	$2,943,000	2,148
Total interest expense	$294,000	2,209
Net interest income	$2,649,000	2,113
Provision for loan and lease losses	$191,000	970
Total noninterest income	$999,000	1,304
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$258,000	1,159
Trading account gains and fees	$0	142
Additional Noninterest Income	$741,000	1,182
Total noninterest expense	$2,799,000	1,741
Salaries and employee benefits	$554,000	3,629
Premises and equipment expense	$306,000	1,857
Additional noninterest expense	$1,939,000	839
Pre-tax net operating income	$658,000	2,639
Securities gains (losses)	$20,000	520
Applicable income taxes	$135,000	2,209
Income before extraordinary items	$543,000	2,623
Extraordinary gains, net	$0	8
Net income	$543,000	2,623
Minority interest net income	$0	55
Net income of bank and minority interests.	$543,000	2,623
Net charge-offs	$31,000	1,639
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$527,000	2,655
2016-12-31 (YTD Data)		Rank
Total interest income	$12,036,000	2,072
Total interest expense	$1,426,000	1,864
Net interest income	$10,610,000	2,078
Provision for loan and lease losses	$596,000	1,329
Total noninterest income	$4,299,000	1,277
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,058,000	1,154
Trading account gains and fees	$0	170
Additional Noninterest Income	$3,241,000	1,149
Total noninterest expense	$11,570,000	1,673
Salaries and employee benefits	$2,649,000	3,296
Premises and equipment expense	$1,036,000	2,087
Additional noninterest expense	$7,885,000	839
Pre-tax net operating income	$2,743,000	2,528
Securities gains (losses)	$69,000	1,620
Applicable income taxes	$614,000	2,086
Income before extraordinary items	$2,198,000	2,625
Extraordinary gains, net	$0	5
Net income	$2,198,000	2,623
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,198,000	2,624
Net charge-offs	$65,000	2,952
Cash dividends	$1,650,000	1,611
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,144,180	2,617
2016-09-30 (YTD Data)		Rank
Total interest income	$9,158,000	2,041
Total interest expense	$1,097,000	1,838
Net interest income	$8,061,000	2,051
Provision for loan and lease losses	$446,000	1,276
Total noninterest income	$2,992,000	1,340
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$788,000	1,156
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,204,000	1,222
Total noninterest expense	$8,709,000	1,666
Salaries and employee benefits	$2,034,000	3,239
Premises and equipment expense	$775,000	2,104
Additional noninterest expense	$5,900,000	841
Pre-tax net operating income	$1,898,000	2,710
Securities gains (losses)	$51,000	1,756
Applicable income taxes	$378,000	2,291
Income before extraordinary items	$1,571,000	2,751
Extraordinary gains, net	$0	5
Net income	$1,571,000	2,751
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,571,000	2,751
Net charge-offs	$380,000	970
Cash dividends	$1,150,000	1,522
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,529,690	2,729
2016-06-30 (YTD Data)		Rank
Total interest income	$6,186,000	2,034
Total interest expense	$743,000	1,826
Net interest income	$5,443,000	2,039
Provision for loan and lease losses	$404,000	1,007
Total noninterest income	$2,040,000	1,298
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$506,000	1,179
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,534,000	1,170
Total noninterest expense	$5,819,000	1,663
Salaries and employee benefits	$1,399,000	3,187
Premises and equipment expense	$523,000	2,082
Additional noninterest expense	$3,897,000	848
Pre-tax net operating income	$1,260,000	2,687
Securities gains (losses)	$51,000	1,407
Applicable income taxes	$246,000	2,314
Income before extraordinary items	$1,065,000	2,700
Extraordinary gains, net	$0	16
Net income	$1,065,000	2,699
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,065,000	2,699
Net charge-offs	$336,000	796
Cash dividends	$650,000	1,696
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,023,690	2,691
2016-03-31 (YTD Data)		Rank
Total interest income	$3,203,000	1,968
Total interest expense	$380,000	1,778
Net interest income	$2,823,000	1,975
Provision for loan and lease losses	$310,000	654
Total noninterest income	$1,050,000	1,261
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$248,000	1,196
Trading account gains and fees	$0	142
Additional Noninterest Income	$802,000	1,093
Total noninterest expense	$2,924,000	1,659
Salaries and employee benefits	$726,000	3,133
Premises and equipment expense	$271,000	2,034
Additional noninterest expense	$1,927,000	847
Pre-tax net operating income	$639,000	2,633
Securities gains (losses)	$19,000	1,252
Applicable income taxes	$118,000	2,308
Income before extraordinary items	$540,000	2,626
Extraordinary gains, net	$0	12
Net income	$540,000	2,626
Minority interest net income	$0	62
Net income of bank and minority interests.	$540,000	2,626
Net charge-offs	$184,000	703
Cash dividends	$400,000	1,369
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$524,420	2,624
2015-12-31 (YTD Data)		Rank
Total interest income	$12,009,000	2,029
Total interest expense	$1,615,000	1,667
Net interest income	$10,394,000	2,058
Provision for loan and lease losses	$1,230,000	674
Total noninterest income	$4,319,000	1,236
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,017,000	1,203
Trading account gains and fees	$15,000	145
Additional Noninterest Income	$3,287,000	1,091
Total noninterest expense	$11,540,000	1,650
Salaries and employee benefits	$2,638,000	3,284
Premises and equipment expense	$1,055,000	2,090
Additional noninterest expense	$7,847,000	833
Pre-tax net operating income	$1,943,000	3,062
Securities gains (losses)	$0	3,216
Applicable income taxes	$365,000	2,494
Income before extraordinary items	$1,578,000	3,135
Extraordinary gains, net	$0	23
Net income	$1,578,000	3,136
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,578,000	3,137
Net charge-offs	$1,040,000	663
Cash dividends	$2,100,000	1,297
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,578,000	3,092
2015-09-30 (YTD Data)		Rank
Total interest income	$9,036,000	2,036
Total interest expense	$1,257,000	1,634
Net interest income	$7,779,000	2,076
Provision for loan and lease losses	$378,000	1,301
Total noninterest income	$3,184,000	1,271
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$745,000	1,233
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,439,000	1,119
Total noninterest expense	$8,626,000	1,675
Salaries and employee benefits	$1,951,000	3,329
Premises and equipment expense	$789,000	2,133
Additional noninterest expense	$5,886,000	841
Pre-tax net operating income	$1,959,000	2,606
Securities gains (losses)	$0	3,031
Applicable income taxes	$416,000	2,163
Income before extraordinary items	$1,543,000	2,711
Extraordinary gains, net	$0	21
Net income	$1,543,000	2,711
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,543,000	2,712
Net charge-offs	$198,000	1,562
Cash dividends	$1,500,000	1,198
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,543,000	2,657
2015-06-30 (YTD Data)		Rank
Total interest income	$6,052,000	2,019
Total interest expense	$852,000	1,618
Net interest income	$5,200,000	2,067
Provision for loan and lease losses	$189,000	1,573
Total noninterest income	$2,216,000	1,243
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$487,000	1,233
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,729,000	1,081
Total noninterest expense	$5,658,000	1,704
Salaries and employee benefits	$1,295,000	3,370
Premises and equipment expense	$530,000	2,123
Additional noninterest expense	$3,833,000	856
Pre-tax net operating income	$1,569,000	2,264
Securities gains (losses)	$0	2,636
Applicable income taxes	$362,000	1,949
Income before extraordinary items	$1,207,000	2,431
Extraordinary gains, net	$0	22
Net income	$1,207,000	2,433
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,207,000	2,433
Net charge-offs	$182,000	1,249
Cash dividends	$900,000	1,338
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,207,000	2,373
2015-03-31 (YTD Data)		Rank
Total interest income	$3,058,000	2,009
Total interest expense	$442,000	1,573
Net interest income	$2,616,000	2,046
Provision for loan and lease losses	$-5,000	6,089
Total noninterest income	$1,108,000	1,196
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$240,000	1,225
Trading account gains and fees	$0	152
Additional Noninterest Income	$868,000	1,034
Total noninterest expense	$2,805,000	1,708
Salaries and employee benefits	$659,000	3,371
Premises and equipment expense	$279,000	2,068
Additional noninterest expense	$1,867,000	860
Pre-tax net operating income	$924,000	1,990
Securities gains (losses)	$0	2,027
Applicable income taxes	$257,000	1,590
Income before extraordinary items	$667,000	2,228
Extraordinary gains, net	$0	13
Net income	$667,000	2,229
Minority interest net income	$0	64
Net income of bank and minority interests.	$667,000	2,229
Net charge-offs	$103,000	1,099
Cash dividends	$300,000	1,521
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$667,000	2,161
2014-12-31 (YTD Data)		Rank
Total interest income	$12,777,000	1,939
Total interest expense	$1,732,000	1,672
Net interest income	$11,045,000	1,953
Provision for loan and lease losses	$-2,000	5,883
Total noninterest income	$4,364,000	1,206
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$977,000	1,320
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,387,000	1,014
Total noninterest expense	$11,158,000	1,716
Salaries and employee benefits	$2,732,000	3,280
Premises and equipment expense	$1,000,000	2,238
Additional noninterest expense	$7,426,000	883
Pre-tax net operating income	$4,253,000	1,751
Securities gains (losses)	$0	3,259
Applicable income taxes	$1,377,000	1,269
Income before extraordinary items	$2,876,000	2,085
Extraordinary gains, net	$0	17
Net income	$2,876,000	2,085
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,876,000	2,084
Net charge-offs	$410,000	1,696
Cash dividends	$1,450,000	1,609
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,876,000	2,041
2014-09-30 (YTD Data)		Rank
Total interest income	$9,645,000	1,941
Total interest expense	$1,286,000	1,706
Net interest income	$8,359,000	1,950
Provision for loan and lease losses	$0	4,401
Total noninterest income	$3,247,000	1,220
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$719,000	1,354
Trading account gains and fees	$0	174
Additional Noninterest Income	$2,528,000	1,027
Total noninterest expense	$8,262,000	1,736
Salaries and employee benefits	$2,073,000	3,280
Premises and equipment expense	$747,000	2,264
Additional noninterest expense	$5,442,000	892
Pre-tax net operating income	$3,344,000	1,695
Securities gains (losses)	$0	2,980
Applicable income taxes	$839,000	1,464
Income before extraordinary items	$2,505,000	1,845
Extraordinary gains, net	$0	15
Net income	$2,505,000	1,845
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,505,000	1,844
Net charge-offs	$189,000	2,055
Cash dividends	$1,050,000	1,468
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,505,000	1,806
2014-06-30 (YTD Data)		Rank
Total interest income	$6,468,000	1,928
Total interest expense	$854,000	1,734
Net interest income	$5,614,000	1,927
Provision for loan and lease losses	$1,000	4,178
Total noninterest income	$2,136,000	1,226
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$452,000	1,413
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,684,000	1,010
Total noninterest expense	$5,419,000	1,753
Salaries and employee benefits	$1,424,000	3,229
Premises and equipment expense	$508,000	2,244
Additional noninterest expense	$3,487,000	920
Pre-tax net operating income	$2,330,000	1,594
Securities gains (losses)	$0	2,580
Applicable income taxes	$660,000	1,296
Income before extraordinary items	$1,670,000	1,806
Extraordinary gains, net	$0	20
Net income	$1,670,000	1,809
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,670,000	1,808
Net charge-offs	$113,000	2,069
Cash dividends	$700,000	1,484
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,670,000	1,760
2014-03-31 (YTD Data)		Rank
Total interest income	$3,241,000	1,919
Total interest expense	$424,000	1,766
Net interest income	$2,817,000	1,922
Provision for loan and lease losses	$-1,000	6,358
Total noninterest income	$1,019,000	1,231
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$214,000	1,460
Trading account gains and fees	$0	147
Additional Noninterest Income	$805,000	1,005
Total noninterest expense	$2,638,000	1,800
Salaries and employee benefits	$754,000	3,121
Premises and equipment expense	$274,000	2,147
Additional noninterest expense	$1,610,000	1,003
Pre-tax net operating income	$1,199,000	1,511
Securities gains (losses)	$0	1,715
Applicable income taxes	$343,000	1,218
Income before extraordinary items	$856,000	1,706
Extraordinary gains, net	$0	16
Net income	$856,000	1,710
Minority interest net income	$0	66
Net income of bank and minority interests.	$856,000	1,709
Net charge-offs	$129,000	1,207
Cash dividends	$350,000	1,314
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$856,000	1,677
2013-12-31 (YTD Data)		Rank
Total interest income	$13,348,000	1,873
Total interest expense	$1,927,000	1,765
Net interest income	$11,421,000	1,874
Provision for loan and lease losses	$970,000	1,130
Total noninterest income	$4,882,000	1,152
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,083,000	1,254
Trading account gains and fees	$0	184
Additional Noninterest Income	$3,799,000	975
Total noninterest expense	$10,970,000	1,748
Salaries and employee benefits	$2,683,000	3,360
Premises and equipment expense	$945,000	2,361
Additional noninterest expense	$7,342,000	926
Pre-tax net operating income	$4,363,000	1,602
Securities gains (losses)	$53,000	1,750
Applicable income taxes	$1,288,000	1,248
Income before extraordinary items	$3,128,000	1,837
Extraordinary gains, net	$0	29
Net income	$3,128,000	1,839
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,128,000	1,839
Net charge-offs	$904,000	1,376
Cash dividends	$1,450,000	1,522
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,090,370	1,824
2013-09-30 (YTD Data)		Rank
Total interest income	$9,902,000	1,897
Total interest expense	$1,479,000	1,774
Net interest income	$8,423,000	1,907
Provision for loan and lease losses	$737,000	1,137
Total noninterest income	$3,858,000	1,128
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$846,000	1,212
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,012,000	966
Total noninterest expense	$8,208,000	1,754
Salaries and employee benefits	$1,972,000	3,426
Premises and equipment expense	$698,000	2,420
Additional noninterest expense	$5,538,000	918
Pre-tax net operating income	$3,336,000	1,596
Securities gains (losses)	$53,000	1,611
Applicable income taxes	$982,000	1,270
Income before extraordinary items	$2,407,000	1,828
Extraordinary gains, net	$0	25
Net income	$2,407,000	1,832
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,407,000	1,833
Net charge-offs	$868,000	1,105
Cash dividends	$950,000	1,508
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,369,370	1,803
2013-06-30 (YTD Data)		Rank
Total interest income	$6,529,000	1,907
Total interest expense	$1,005,000	1,776
Net interest income	$5,524,000	1,921
Provision for loan and lease losses	$519,000	1,132
Total noninterest income	$2,604,000	1,125
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$557,000	1,208
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,047,000	971
Total noninterest expense	$5,588,000	1,726
Salaries and employee benefits	$1,298,000	3,478
Premises and equipment expense	$455,000	2,463
Additional noninterest expense	$3,835,000	891
Pre-tax net operating income	$2,021,000	1,702
Securities gains (losses)	$31,000	1,803
Applicable income taxes	$601,000	1,349
Income before extraordinary items	$1,451,000	1,976
Extraordinary gains, net	$0	22
Net income	$1,451,000	1,982
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,451,000	1,982
Net charge-offs	$853,000	863
Cash dividends	$450,000	1,792
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,428,990	1,930
2013-03-31 (YTD Data)		Rank
Total interest income	$3,244,000	1,932
Total interest expense	$510,000	1,810
Net interest income	$2,734,000	1,949
Provision for loan and lease losses	$1,000	4,363
Total noninterest income	$1,107,000	1,262
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$275,000	1,217
Trading account gains and fees	$0	148
Additional Noninterest Income	$832,000	1,120
Total noninterest expense	$2,745,000	1,766
Salaries and employee benefits	$643,000	3,543
Premises and equipment expense	$221,000	2,559
Additional noninterest expense	$1,881,000	904
Pre-tax net operating income	$1,095,000	1,583
Securities gains (losses)	$26,000	1,182
Applicable income taxes	$332,000	1,236
Income before extraordinary items	$789,000	1,806
Extraordinary gains, net	$0	10
Net income	$789,000	1,807
Minority interest net income	$0	76
Net income of bank and minority interests.	$789,000	1,808
Net charge-offs	$-4,000	5,794
Cash dividends	$450,000	1,014
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$770,800	1,774
2012-12-31 (YTD Data)		Rank
Total interest income	$14,687,000	1,794
Total interest expense	$2,564,000	1,712
Net interest income	$12,123,000	1,806
Provision for loan and lease losses	$261,000	3,573
Total noninterest income	$4,861,000	1,175
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,230,000	1,153
Trading account gains and fees	$0	166
Additional Noninterest Income	$3,631,000	1,034
Total noninterest expense	$10,439,000	1,842
Salaries and employee benefits	$2,595,000	3,470
Premises and equipment expense	$734,000	2,915
Additional noninterest expense	$7,110,000	984
Pre-tax net operating income	$6,284,000	1,135
Securities gains (losses)	$25,000	3,094
Applicable income taxes	$2,012,000	875
Income before extraordinary items	$4,297,000	1,368
Extraordinary gains, net	$0	29
Net income	$4,297,000	1,369
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,297,000	1,369
Net charge-offs	$320,000	3,221
Cash dividends	$3,025,000	860
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$4,280,000	1,301
2012-09-30 (YTD Data)		Rank
Total interest income	$11,170,000	1,803
Total interest expense	$2,009,000	1,713
Net interest income	$9,161,000	1,819
Provision for loan and lease losses	$267,000	3,148
Total noninterest income	$3,644,000	1,159
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$924,000	1,156
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,720,000	1,013
Total noninterest expense	$7,680,000	1,867
Salaries and employee benefits	$1,911,000	3,538
Premises and equipment expense	$536,000	3,005
Additional noninterest expense	$5,233,000	997
Pre-tax net operating income	$4,858,000	1,111
Securities gains (losses)	$25,000	2,786
Applicable income taxes	$1,530,000	897
Income before extraordinary items	$3,353,000	1,350
Extraordinary gains, net	$0	20
Net income	$3,353,000	1,351
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,353,000	1,351
Net charge-offs	$134,000	3,700
Cash dividends	$2,224,000	716
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$3,335,750	1,281
2012-06-30 (YTD Data)		Rank
Total interest income	$7,590,000	1,781
Total interest expense	$1,392,000	1,716
Net interest income	$6,198,000	1,797
Provision for loan and lease losses	$269,000	2,597
Total noninterest income	$2,471,000	1,136
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$596,000	1,182
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,875,000	966
Total noninterest expense	$5,044,000	1,901
Salaries and employee benefits	$1,229,000	3,640
Premises and equipment expense	$345,000	3,093
Additional noninterest expense	$3,470,000	1,003
Pre-tax net operating income	$3,356,000	1,062
Securities gains (losses)	$25,000	2,404
Applicable income taxes	$1,070,000	842
Income before extraordinary items	$2,311,000	1,286
Extraordinary gains, net	$0	19
Net income	$2,311,000	1,286
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,311,000	1,286
Net charge-offs	$101,000	3,402
Cash dividends	$1,075,000	914
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,294,000	1,221
2012-03-31 (YTD Data)		Rank
Total interest income	$3,874,000	1,762
Total interest expense	$730,000	1,713
Net interest income	$3,144,000	1,781
Provision for loan and lease losses	$203,000	1,984
Total noninterest income	$1,210,000	1,152
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$295,000	1,195
Trading account gains and fees	$0	148
Additional Noninterest Income	$915,000	973
Total noninterest expense	$2,452,000	1,961
Salaries and employee benefits	$595,000	3,759
Premises and equipment expense	$179,000	3,046
Additional noninterest expense	$1,678,000	1,023
Pre-tax net operating income	$1,699,000	1,036
Securities gains (losses)	$16,000	1,662
Applicable income taxes	$527,000	842
Income before extraordinary items	$1,188,000	1,225
Extraordinary gains, net	$0	19
Net income	$1,188,000	1,225
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,188,000	1,226
Net charge-offs	$52,000	2,991
Cash dividends	$500,000	850
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,176,960	1,166
2011-12-31 (YTD Data)		Rank
Total interest income	$16,448,000	1,712
Total interest expense	$3,385,000	1,748
Net interest income	$13,063,000	1,710
Provision for loan and lease losses	$336,000	3,963
Total noninterest income	$4,716,000	1,086
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,077,000	1,380
Trading account gains and fees	$0	146
Additional Noninterest Income	$3,639,000	904
Total noninterest expense	$9,831,000	1,936
Salaries and employee benefits	$2,572,000	3,483
Premises and equipment expense	$679,000	3,269
Additional noninterest expense	$6,580,000	1,059
Pre-tax net operating income	$7,612,000	803
Securities gains (losses)	$293,000	1,157
Applicable income taxes	$2,501,000	661
Income before extraordinary items	$5,404,000	931
Extraordinary gains, net	$0	29
Net income	$5,404,000	929
Minority interest net income	$0	96
Net income of bank and minority interests.	$5,404,000	931
Net charge-offs	$286,000	3,853
Cash dividends	$1,000,000	1,609
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$5,204,760	933
2011-09-30 (YTD Data)		Rank
Total interest income	$12,361,000	1,740
Total interest expense	$2,588,000	1,777
Net interest income	$9,773,000	1,721
Provision for loan and lease losses	$84,000	5,172
Total noninterest income	$3,624,000	1,073
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$781,000	1,433
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,843,000	871
Total noninterest expense	$7,365,000	1,946
Salaries and employee benefits	$1,897,000	3,531
Premises and equipment expense	$504,000	3,327
Additional noninterest expense	$4,964,000	1,058
Pre-tax net operating income	$5,948,000	792
Securities gains (losses)	$35,000	2,561
Applicable income taxes	$1,902,000	652
Income before extraordinary items	$4,081,000	938
Extraordinary gains, net	$0	21
Net income	$4,081,000	935
Minority interest net income	$0	87
Net income of bank and minority interests.	$4,081,000	938
Net charge-offs	$24,000	5,453
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$4,057,200	902
2011-06-30 (YTD Data)		Rank
Total interest income	$8,254,000	1,756
Total interest expense	$1,770,000	1,803
Net interest income	$6,484,000	1,732
Provision for loan and lease losses	$-23,000	7,386
Total noninterest income	$2,401,000	1,073
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$496,000	1,473
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,905,000	866
Total noninterest expense	$4,862,000	1,986
Salaries and employee benefits	$1,235,000	3,616
Premises and equipment expense	$347,000	3,271
Additional noninterest expense	$3,280,000	1,090
Pre-tax net operating income	$4,046,000	764
Securities gains (losses)	$35,000	1,800
Applicable income taxes	$1,300,000	614
Income before extraordinary items	$2,781,000	887
Extraordinary gains, net	$0	15
Net income	$2,781,000	887
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,781,000	887
Net charge-offs	$-45,000	7,298
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,757,200	867
2011-03-31 (YTD Data)		Rank
Total interest income	$4,106,000	1,765
Total interest expense	$925,000	1,789
Net interest income	$3,181,000	1,757
Provision for loan and lease losses	$0	5,840
Total noninterest income	$1,239,000	1,058
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$234,000	1,530
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,005,000	825
Total noninterest expense	$2,525,000	1,924
Salaries and employee benefits	$653,000	3,493
Premises and equipment expense	$178,000	3,269
Additional noninterest expense	$1,694,000	1,051
Pre-tax net operating income	$1,895,000	802
Securities gains (losses)	$35,000	882
Applicable income taxes	$612,000	627
Income before extraordinary items	$1,318,000	925
Extraordinary gains, net	$0	9
Net income	$1,318,000	924
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,318,000	925
Net charge-offs	$55,000	3,265
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,294,200	912
2010-12-31 (YTD Data)		Rank
Total interest income	$17,779,000	1,699
Total interest expense	$5,068,000	1,644
Net interest income	$12,711,000	1,743
Provision for loan and lease losses	$750,000	3,475
Total noninterest income	$4,837,000	1,119
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,070,000	1,420
Trading account gains and fees	$0	175
Additional Noninterest Income	$3,767,000	905
Total noninterest expense	$9,929,000	1,962
Salaries and employee benefits	$2,612,000	3,474
Premises and equipment expense	$663,000	3,454
Additional noninterest expense	$6,654,000	1,107
Pre-tax net operating income	$6,869,000	782
Securities gains (losses)	$273,000	1,347
Applicable income taxes	$2,281,000	666
Income before extraordinary items	$4,861,000	910
Extraordinary gains, net	$0	29
Net income	$4,861,000	911
Minority interest net income	$0	111
Net income of bank and minority interests.	$4,861,000	912
Net charge-offs	$503,000	3,647
Cash dividends	$2,800,000	583
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$4,675,360	894
2010-09-30 (YTD Data)		Rank
Total interest income	$13,522,000	1,713
Total interest expense	$4,028,000	1,612
Net interest income	$9,494,000	1,769
Provision for loan and lease losses	$0	6,977
Total noninterest income	$3,607,000	1,103
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$802,000	1,463
Trading account gains and fees	$0	165
Additional Noninterest Income	$2,805,000	873
Total noninterest expense	$7,395,000	1,961
Salaries and employee benefits	$2,006,000	3,429
Premises and equipment expense	$507,000	3,450
Additional noninterest expense	$4,882,000	1,102
Pre-tax net operating income	$5,706,000	742
Securities gains (losses)	$210,000	1,345
Applicable income taxes	$1,858,000	627
Income before extraordinary items	$4,058,000	854
Extraordinary gains, net	$0	23
Net income	$4,058,000	855
Minority interest net income	$0	110
Net income of bank and minority interests.	$4,058,000	855
Net charge-offs	$259,000	3,917
Cash dividends	$2,800,000	394
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$3,913,100	849
2010-06-30 (YTD Data)		Rank
Total interest income	$9,119,000	1,713
Total interest expense	$2,835,000	1,595
Net interest income	$6,284,000	1,780
Provision for loan and lease losses	$0	6,857
Total noninterest income	$2,282,000	1,116
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$534,000	1,474
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,748,000	877
Total noninterest expense	$4,901,000	1,992
Salaries and employee benefits	$1,352,000	3,428
Premises and equipment expense	$343,000	3,443
Additional noninterest expense	$3,206,000	1,108
Pre-tax net operating income	$3,665,000	753
Securities gains (losses)	$38,000	2,052
Applicable income taxes	$1,162,000	633
Income before extraordinary items	$2,541,000	880
Extraordinary gains, net	$0	19
Net income	$2,541,000	880
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,541,000	881
Net charge-offs	$50,000	4,884
Cash dividends	$2,800,000	251
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,514,780	858
2010-03-31 (YTD Data)		Rank
Total interest income	$4,590,000	1,749
Total interest expense	$1,472,000	1,601
Net interest income	$3,118,000	1,820
Provision for loan and lease losses	$0	6,552
Total noninterest income	$1,153,000	1,091
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$260,000	1,502
Trading account gains and fees	$0	175
Additional Noninterest Income	$893,000	873
Total noninterest expense	$2,508,000	1,972
Salaries and employee benefits	$683,000	3,457
Premises and equipment expense	$188,000	3,284
Additional noninterest expense	$1,637,000	1,065
Pre-tax net operating income	$1,763,000	774
Securities gains (losses)	$0	2,284
Applicable income taxes	$549,000	662
Income before extraordinary items	$1,214,000	902
Extraordinary gains, net	$0	16
Net income	$1,214,000	906
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,214,000	906
Net charge-offs	$16,000	4,565
Cash dividends	$2,800,000	127
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,214,000	878
2009-12-31 (YTD Data)		Rank
Total interest income	$19,142,000	1,786
Total interest expense	$7,165,000	1,652
Net interest income	$11,977,000	1,846
Provision for loan and lease losses	$300,000	5,244
Total noninterest income	$5,022,000	1,095
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,054,000	1,600
Trading account gains and fees	$0	211
Additional Noninterest Income	$3,968,000	852
Total noninterest expense	$9,950,000	2,034
Salaries and employee benefits	$2,589,000	3,591
Premises and equipment expense	$684,000	3,529
Additional noninterest expense	$6,677,000	1,159
Pre-tax net operating income	$6,749,000	636
Securities gains (losses)	$204,000	1,537
Applicable income taxes	$2,214,000	521
Income before extraordinary items	$4,739,000	720
Extraordinary gains, net	$0	34
Net income	$4,739,000	719
Minority interest net income	$0	115
Net income of bank and minority interests.	$4,739,000	720
Net charge-offs	$322,000	4,393
Cash dividends	$4,050,000	431
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$4,600,280	735
2009-09-30 (YTD Data)		Rank
Total interest income	$14,415,000	1,801
Total interest expense	$5,495,000	1,686
Net interest income	$8,920,000	1,857
Provision for loan and lease losses	$300,000	4,583
Total noninterest income	$3,889,000	1,072
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$773,000	1,640
Trading account gains and fees	$0	212
Additional Noninterest Income	$3,116,000	834
Total noninterest expense	$7,473,000	2,022
Salaries and employee benefits	$1,936,000	3,640
Premises and equipment expense	$510,000	3,572
Additional noninterest expense	$5,027,000	1,116
Pre-tax net operating income	$5,036,000	672
Securities gains (losses)	$133,000	1,611
Applicable income taxes	$1,658,000	548
Income before extraordinary items	$3,511,000	775
Extraordinary gains, net	$0	27
Net income	$3,511,000	773
Minority interest net income	$0	118
Net income of bank and minority interests.	$3,511,000	776
Net charge-offs	$223,000	4,128
Cash dividends	$3,100,000	395
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,420,560	784
2009-06-30 (YTD Data)		Rank
Total interest income	$9,659,000	1,822
Total interest expense	$3,725,000	1,740
Net interest income	$5,934,000	1,867
Provision for loan and lease losses	$300,000	3,683
Total noninterest income	$2,804,000	1,015
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$494,000	1,688
Trading account gains and fees	$0	193
Additional Noninterest Income	$2,310,000	785
Total noninterest expense	$4,972,000	2,043
Salaries and employee benefits	$1,287,000	3,688
Premises and equipment expense	$350,000	3,530
Additional noninterest expense	$3,335,000	1,147
Pre-tax net operating income	$3,466,000	663
Securities gains (losses)	$94,000	1,540
Applicable income taxes	$1,147,000	539
Income before extraordinary items	$2,413,000	768
Extraordinary gains, net	$0	21
Net income	$2,413,000	765
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,413,000	768
Net charge-offs	$139,000	3,865
Cash dividends	$2,150,000	413
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$2,349,080	763
2009-03-31 (YTD Data)		Rank
Total interest income	$4,883,000	1,828
Total interest expense	$1,878,000	1,790
Net interest income	$3,005,000	1,844
Provision for loan and lease losses	$150,000	3,210
Total noninterest income	$1,395,000	989
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$247,000	1,634
Trading account gains and fees	$0	171
Additional Noninterest Income	$1,148,000	756
Total noninterest expense	$2,394,000	2,064
Salaries and employee benefits	$661,000	3,642
Premises and equipment expense	$196,000	3,278
Additional noninterest expense	$1,537,000	1,092
Pre-tax net operating income	$1,856,000	667
Securities gains (losses)	$0	2,434
Applicable income taxes	$601,000	551
Income before extraordinary items	$1,255,000	838
Extraordinary gains, net	$0	15
Net income	$1,255,000	839
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,255,000	840
Net charge-offs	$111,000	2,754
Cash dividends	$1,000,000	426
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,255,000	776
2008-12-31 (YTD Data)		Rank
Total interest income	$20,270,000	1,886
Total interest expense	$8,095,000	1,952
Net interest income	$12,175,000	1,830
Provision for loan and lease losses	$1,305,000	2,325
Total noninterest income	$4,035,000	1,270
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,014,000	1,740
Trading account gains and fees	$0	154
Additional Noninterest Income	$3,021,000	958
Total noninterest expense	$8,477,000	2,264
Salaries and employee benefits	$2,546,000	3,734
Premises and equipment expense	$691,000	3,545
Additional noninterest expense	$5,240,000	1,217
Pre-tax net operating income	$6,428,000	867
Securities gains (losses)	$168,000	800
Applicable income taxes	$2,158,000	637
Income before extraordinary items	$4,438,000	923
Extraordinary gains, net	$0	39
Net income	$4,438,000	922
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$223,000	3,945
Cash dividends	$2,590,000	1,050
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$4,325,440	1,022
2008-09-30 (YTD Data)		Rank
Total interest income	$15,182,000	1,930
Total interest expense	$6,198,000	1,996
Net interest income	$8,984,000	1,887
Provision for loan and lease losses	$680,000	2,304
Total noninterest income	$3,088,000	1,283
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$742,000	1,787
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,346,000	979
Total noninterest expense	$6,369,000	2,246
Salaries and employee benefits	$1,964,000	3,669
Premises and equipment expense	$526,000	3,518
Additional noninterest expense	$3,879,000	1,181
Pre-tax net operating income	$5,023,000	1,010
Securities gains (losses)	$163,000	703
Applicable income taxes	$1,710,000	745
Income before extraordinary items	$3,476,000	1,067
Extraordinary gains, net	$0	31
Net income	$3,476,000	1,066
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$138,000	3,540
Cash dividends	$1,690,000	1,190
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,366,790	1,174
2008-06-30 (YTD Data)		Rank
Total interest income	$10,159,000	1,955
Total interest expense	$4,348,000	1,991
Net interest income	$5,811,000	1,931
Provision for loan and lease losses	$117,000	4,064
Total noninterest income	$2,166,000	1,243
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$471,000	1,841
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,695,000	952
Total noninterest expense	$4,205,000	2,267
Salaries and employee benefits	$1,310,000	3,699
Premises and equipment expense	$372,000	3,410
Additional noninterest expense	$2,523,000	1,180
Pre-tax net operating income	$3,655,000	966
Securities gains (losses)	$158,000	708
Applicable income taxes	$1,273,000	759
Income before extraordinary items	$2,540,000	1,088
Extraordinary gains, net	$0	21
Net income	$2,540,000	1,088
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	3,288
Cash dividends	$650,000	1,942
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,434,140	1,113
2008-03-31 (YTD Data)		Rank
Total interest income	$5,243,000	1,942
Total interest expense	$2,398,000	1,932
Net interest income	$2,845,000	1,964
Provision for loan and lease losses	$60,000	3,470
Total noninterest income	$929,000	1,409
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$232,000	1,830
Trading account gains and fees	$0	158
Additional Noninterest Income	$697,000	1,124
Total noninterest expense	$2,048,000	2,319
Salaries and employee benefits	$633,000	3,815
Premises and equipment expense	$200,000	3,228
Additional noninterest expense	$1,215,000	1,180
Pre-tax net operating income	$1,666,000	1,140
Securities gains (losses)	$117,000	638
Applicable income taxes	$578,000	894
Income before extraordinary items	$1,205,000	1,247
Extraordinary gains, net	$0	15
Net income	$1,205,000	1,250
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	2,318
Cash dividends	$300,000	1,850
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,125,440	1,303
2007-12-31 (YTD Data)		Rank
Total interest income	$18,641,000	2,211
Total interest expense	$8,264,000	2,257
Net interest income	$10,377,000	2,178
Provision for loan and lease losses	$162,000	4,220
Total noninterest income	$3,533,000	1,441
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$699,000	2,375
Trading account gains and fees	$0	178
Additional Noninterest Income	$2,834,000	1,058
Total noninterest expense	$8,093,000	2,262
Salaries and employee benefits	$2,832,000	3,380
Premises and equipment expense	$687,000	3,487
Additional noninterest expense	$4,574,000	1,232
Pre-tax net operating income	$5,655,000	1,477
Securities gains (losses)	$-34,000	7,909
Applicable income taxes	$1,679,000	1,299
Income before extraordinary items	$3,942,000	1,620
Extraordinary gains, net	$0	39
Net income	$3,942,000	1,619
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$267,000	2,447
Cash dividends	$3,647,000	1,002
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$3,965,800	1,594
2007-09-30 (YTD Data)		Rank
Total interest income	$13,645,000	2,276
Total interest expense	$6,075,000	2,293
Net interest income	$7,570,000	2,245
Provision for loan and lease losses	$87,000	4,414
Total noninterest income	$2,630,000	1,457
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$482,000	2,513
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,148,000	1,046
Total noninterest expense	$6,062,000	2,248
Salaries and employee benefits	$2,147,000	3,333
Premises and equipment expense	$516,000	3,474
Additional noninterest expense	$3,399,000	1,209
Pre-tax net operating income	$4,051,000	1,652
Securities gains (losses)	$14,000	909
Applicable income taxes	$1,193,000	1,454
Income before extraordinary items	$2,872,000	1,761
Extraordinary gains, net	$0	33
Net income	$2,872,000	1,760
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$141,000	2,394
Cash dividends	$2,750,000	941
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,862,060	1,753
2007-06-30 (YTD Data)		Rank
Total interest income	$8,905,000	2,336
Total interest expense	$3,924,000	2,362
Net interest income	$4,981,000	2,294
Provision for loan and lease losses	$33,000	4,815
Total noninterest income	$1,718,000	1,504
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$316,000	2,549
Trading account gains and fees	$0	168
Additional Noninterest Income	$1,402,000	1,101
Total noninterest expense	$4,041,000	2,255
Salaries and employee benefits	$1,481,000	3,284
Premises and equipment expense	$342,000	3,505
Additional noninterest expense	$2,218,000	1,244
Pre-tax net operating income	$2,625,000	1,748
Securities gains (losses)	$14,000	780
Applicable income taxes	$767,000	1,538
Income before extraordinary items	$1,872,000	1,859
Extraordinary gains, net	$0	29
Net income	$1,872,000	1,859
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$123,000	1,840
Cash dividends	$1,825,000	963
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,862,060	1,843
2007-03-31 (YTD Data)		Rank
Total interest income	$4,413,000	2,353
Total interest expense	$1,951,000	2,361
Net interest income	$2,462,000	2,321
Provision for loan and lease losses	$0	5,779
Total noninterest income	$829,000	1,520
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$152,000	2,583
Trading account gains and fees	$0	195
Additional Noninterest Income	$677,000	1,102
Total noninterest expense	$1,974,000	2,312
Salaries and employee benefits	$729,000	3,343
Premises and equipment expense	$172,000	3,510
Additional noninterest expense	$1,073,000	1,259
Pre-tax net operating income	$1,317,000	1,730
Securities gains (losses)	$14,000	632
Applicable income taxes	$380,000	1,578
Income before extraordinary items	$951,000	1,792
Extraordinary gains, net	$0	22
Net income	$951,000	1,792
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	1,608
Cash dividends	$900,000	881
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$941,060	1,801
2006-12-31 (YTD Data)		Rank
Total interest income	$16,942,000	2,312
Total interest expense	$7,247,000	2,223
Net interest income	$9,695,000	2,353
Provision for loan and lease losses	$0	6,850
Total noninterest income	$3,147,000	1,548
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$655,000	2,507
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,492,000	1,137
Total noninterest expense	$7,324,000	2,416
Salaries and employee benefits	$2,353,000	3,779
Premises and equipment expense	$666,000	3,469
Additional noninterest expense	$4,305,000	1,240
Pre-tax net operating income	$5,518,000	1,737
Securities gains (losses)	$44,000	713
Applicable income taxes	$1,700,000	1,499
Income before extraordinary items	$3,862,000	1,845
Extraordinary gains, net	$0	51
Net income	$3,862,000	1,847
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	3,075
Cash dividends	$3,100,000	1,085
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$3,831,640	1,843
2006-09-30 (YTD Data)		Rank
Total interest income	$12,492,000	2,323
Total interest expense	$5,239,000	2,235
Net interest income	$7,253,000	2,384
Provision for loan and lease losses	$0	6,685
Total noninterest income	$2,374,000	1,549
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$487,000	2,533
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,887,000	1,145
Total noninterest expense	$5,491,000	2,408
Salaries and employee benefits	$1,773,000	3,764
Premises and equipment expense	$495,000	3,497
Additional noninterest expense	$3,223,000	1,242
Pre-tax net operating income	$4,136,000	1,785
Securities gains (losses)	$44,000	587
Applicable income taxes	$1,283,000	1,568
Income before extraordinary items	$2,897,000	1,890
Extraordinary gains, net	$0	45
Net income	$2,897,000	1,892
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$98,000	2,361
Cash dividends	$2,200,000	1,065
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,866,640	1,890
2006-06-30 (YTD Data)		Rank
Total interest income	$8,141,000	2,335
Total interest expense	$3,267,000	2,275
Net interest income	$4,874,000	2,374
Provision for loan and lease losses	$0	6,419
Total noninterest income	$1,511,000	1,625
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$320,000	2,539
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,191,000	1,198
Total noninterest expense	$3,640,000	2,435
Salaries and employee benefits	$1,185,000	3,778
Premises and equipment expense	$334,000	3,458
Additional noninterest expense	$2,121,000	1,273
Pre-tax net operating income	$2,745,000	1,810
Securities gains (losses)	$1,000	1,053
Applicable income taxes	$849,000	1,590
Income before extraordinary items	$1,897,000	1,924
Extraordinary gains, net	$0	39
Net income	$1,897,000	1,926
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	3,182
Cash dividends	$1,500,000	1,024
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,896,310	1,910
2006-03-31 (YTD Data)		Rank
Total interest income	$4,064,000	2,289
Total interest expense	$1,559,000	2,262
Net interest income	$2,505,000	2,327
Provision for loan and lease losses	$0	6,013
Total noninterest income	$720,000	1,659
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$151,000	2,587
Trading account gains and fees	$0	115
Additional Noninterest Income	$569,000	1,219
Total noninterest expense	$1,803,000	2,462
Salaries and employee benefits	$599,000	3,772
Premises and equipment expense	$174,000	3,356
Additional noninterest expense	$1,030,000	1,286
Pre-tax net operating income	$1,422,000	1,703
Securities gains (losses)	$0	955
Applicable income taxes	$443,000	1,533
Income before extraordinary items	$979,000	1,830
Extraordinary gains, net	$0	21
Net income	$979,000	1,830
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	2,805
Cash dividends	$600,000	1,144
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$979,000	1,813
2005-12-31 (YTD Data)		Rank
Total interest income	$14,538,000	2,279
Total interest expense	$5,018,000	2,187
Net interest income	$9,520,000	2,324
Provision for loan and lease losses	$0	7,120
Total noninterest income	$3,127,000	1,551
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$596,000	2,671
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,531,000	1,148
Total noninterest expense	$7,241,000	2,313
Salaries and employee benefits	$2,432,000	3,560
Premises and equipment expense	$655,000	3,407
Additional noninterest expense	$4,154,000	1,251
Pre-tax net operating income	$5,406,000	1,727
Securities gains (losses)	$18,000	1,287
Applicable income taxes	$1,717,000	1,536
Income before extraordinary items	$3,707,000	1,856
Extraordinary gains, net	$0	46
Net income	$3,707,000	1,855
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$280,000	1,825
Cash dividends	$3,700,000	868
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,694,760	1,846
2005-09-30 (YTD Data)		Rank
Total interest income	$10,680,000	2,271
Total interest expense	$3,580,000	2,176
Net interest income	$7,100,000	2,309
Provision for loan and lease losses	$0	6,899
Total noninterest income	$2,330,000	1,557
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$437,000	2,716
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,893,000	1,168
Total noninterest expense	$5,423,000	2,290
Salaries and employee benefits	$1,833,000	3,516
Premises and equipment expense	$490,000	3,408
Additional noninterest expense	$3,100,000	1,232
Pre-tax net operating income	$4,007,000	1,762
Securities gains (losses)	$18,000	1,269
Applicable income taxes	$1,274,000	1,569
Income before extraordinary items	$2,751,000	1,908
Extraordinary gains, net	$0	35
Net income	$2,751,000	1,908
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$160,000	1,945
Cash dividends	$1,200,000	1,558
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,738,760	1,875
2005-06-30 (YTD Data)		Rank
Total interest income	$6,947,000	2,269
Total interest expense	$2,279,000	2,158
Net interest income	$4,668,000	2,319
Provision for loan and lease losses	$0	6,626
Total noninterest income	$1,518,000	1,578
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$277,000	2,777
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,241,000	1,148
Total noninterest expense	$3,600,000	2,285
Salaries and employee benefits	$1,224,000	3,505
Premises and equipment expense	$336,000	3,297
Additional noninterest expense	$2,040,000	1,229
Pre-tax net operating income	$2,586,000	1,782
Securities gains (losses)	$18,000	1,140
Applicable income taxes	$823,000	1,587
Income before extraordinary items	$1,781,000	1,918
Extraordinary gains, net	$0	30
Net income	$1,781,000	1,918
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$102,000	1,884
Cash dividends	$1,200,000	1,114
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,768,760	1,890
2005-03-31 (YTD Data)		Rank
Total interest income	$3,401,000	2,271
Total interest expense	$1,105,000	2,129
Net interest income	$2,296,000	2,339
Provision for loan and lease losses	$0	6,226
Total noninterest income	$749,000	1,572
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$133,000	2,798
Trading account gains and fees	$0	115
Additional Noninterest Income	$616,000	1,154
Total noninterest expense	$1,832,000	2,264
Salaries and employee benefits	$636,000	3,391
Premises and equipment expense	$180,000	3,146
Additional noninterest expense	$1,016,000	1,228
Pre-tax net operating income	$1,213,000	1,860
Securities gains (losses)	$18,000	832
Applicable income taxes	$388,000	1,642
Income before extraordinary items	$843,000	1,993
Extraordinary gains, net	$0	24
Net income	$843,000	1,994
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	1,295
Cash dividends	$600,000	1,028
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$830,760	1,991
2004-12-31 (YTD Data)		Rank
Total interest income	$14,077,000	2,009
Total interest expense	$4,531,000	1,792
Net interest income	$9,546,000	2,134
Provision for loan and lease losses	$0	7,314
Total noninterest income	$2,894,000	1,650
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$577,000	2,797
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,317,000	1,198
Total noninterest expense	$6,882,000	2,317
Salaries and employee benefits	$2,473,000	3,378
Premises and equipment expense	$658,000	3,289
Additional noninterest expense	$3,751,000	1,328
Pre-tax net operating income	$5,558,000	1,538
Securities gains (losses)	$85,000	1,360
Applicable income taxes	$1,814,000	1,391
Income before extraordinary items	$3,829,000	1,675
Extraordinary gains, net	$0	34
Net income	$3,829,000	1,676
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$236,000	2,335
Cash dividends	$3,000,000	960
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,771,200	1,654
2004-09-30 (YTD Data)		Rank
Total interest income	$10,582,000	1,983
Total interest expense	$3,424,000	1,752
Net interest income	$7,158,000	2,114
Provision for loan and lease losses	$0	7,100
Total noninterest income	$2,125,000	1,694
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$432,000	2,806
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,693,000	1,212
Total noninterest expense	$5,100,000	2,335
Salaries and employee benefits	$1,817,000	3,402
Premises and equipment expense	$488,000	3,316
Additional noninterest expense	$2,795,000	1,325
Pre-tax net operating income	$4,183,000	1,540
Securities gains (losses)	$85,000	1,292
Applicable income taxes	$1,372,000	1,388
Income before extraordinary items	$2,896,000	1,675
Extraordinary gains, net	$0	26
Net income	$2,896,000	1,676
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$155,000	2,226
Cash dividends	$2,250,000	870
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,838,200	1,670
2004-06-30 (YTD Data)		Rank
Total interest income	$7,071,000	1,973
Total interest expense	$2,297,000	1,731
Net interest income	$4,774,000	2,099
Provision for loan and lease losses	$0	6,885
Total noninterest income	$1,342,000	1,745
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$279,000	2,869
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,063,000	1,264
Total noninterest expense	$3,321,000	2,402
Salaries and employee benefits	$1,194,000	3,462
Premises and equipment expense	$327,000	3,315
Additional noninterest expense	$1,800,000	1,354
Pre-tax net operating income	$2,795,000	1,516
Securities gains (losses)	$84,000	1,138
Applicable income taxes	$924,000	1,368
Income before extraordinary items	$1,955,000	1,646
Extraordinary gains, net	$0	21
Net income	$1,955,000	1,647
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$102,000	2,135
Cash dividends	$1,500,000	882
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,897,880	1,632
2004-03-31 (YTD Data)		Rank
Total interest income	$3,579,000	1,961
Total interest expense	$1,168,000	1,722
Net interest income	$2,411,000	2,084
Provision for loan and lease losses	$0	6,501
Total noninterest income	$641,000	1,780
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$134,000	2,908
Trading account gains and fees	$0	121
Additional Noninterest Income	$507,000	1,283
Total noninterest expense	$1,630,000	2,450
Salaries and employee benefits	$587,000	3,540
Premises and equipment expense	$172,000	3,205
Additional noninterest expense	$871,000	1,389
Pre-tax net operating income	$1,422,000	1,463
Securities gains (losses)	$0	2,934
Applicable income taxes	$454,000	1,401
Income before extraordinary items	$968,000	1,637
Extraordinary gains, net	$0	16
Net income	$968,000	1,637
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	2,637
Cash dividends	$750,000	847
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$968,000	1,548
2003-12-31 (YTD Data)		Rank
Total interest income	$15,821,000	1,796
Total interest expense	$5,548,000	1,622
Net interest income	$10,273,000	1,895
Provision for loan and lease losses	$45,000	6,412
Total noninterest income	$3,633,000	1,447
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$677,000	2,428
Trading account gains and fees	$0	160
Additional Noninterest Income	$2,956,000	1,104
Total noninterest expense	$6,826,000	2,303
Salaries and employee benefits	$2,283,000	3,526
Premises and equipment expense	$682,000	3,146
Additional noninterest expense	$3,861,000	1,287
Pre-tax net operating income	$7,035,000	1,191
Securities gains (losses)	$185,000	1,388
Applicable income taxes	$2,326,000	1,135
Income before extraordinary items	$4,894,000	1,306
Extraordinary gains, net	$0	54
Net income	$4,894,000	1,308
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$265,000	2,429
Cash dividends	$10,389,000	367
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$4,768,200	1,269
2003-09-30 (YTD Data)		Rank
Total interest income	$12,054,000	1,797
Total interest expense	$4,320,000	1,630
Net interest income	$7,734,000	1,902
Provision for loan and lease losses	$45,000	5,860
Total noninterest income	$2,815,000	1,437
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$506,000	2,446
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,309,000	1,116
Total noninterest expense	$5,134,000	2,306
Salaries and employee benefits	$1,709,000	3,509
Premises and equipment expense	$521,000	3,109
Additional noninterest expense	$2,904,000	1,284
Pre-tax net operating income	$5,370,000	1,207
Securities gains (losses)	$185,000	1,278
Applicable income taxes	$1,786,000	1,150
Income before extraordinary items	$3,769,000	1,311
Extraordinary gains, net	$0	40
Net income	$3,769,000	1,311
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$249,000	1,936
Cash dividends	$3,667,000	616
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$3,643,200	1,289
2003-06-30 (YTD Data)		Rank
Total interest income	$8,254,000	1,771
Total interest expense	$2,988,000	1,618
Net interest income	$5,266,000	1,860
Provision for loan and lease losses	$45,000	5,281
Total noninterest income	$1,882,000	1,425
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$336,000	2,427
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,546,000	1,113
Total noninterest expense	$3,438,000	2,285
Salaries and employee benefits	$1,170,000	3,434
Premises and equipment expense	$355,000	3,044
Additional noninterest expense	$1,913,000	1,292
Pre-tax net operating income	$3,665,000	1,167
Securities gains (losses)	$135,000	1,296
Applicable income taxes	$1,220,000	1,160
Income before extraordinary items	$2,580,000	1,279
Extraordinary gains, net	$0	30
Net income	$2,580,000	1,279
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$181,000	1,762
Cash dividends	$2,444,000	622
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$2,488,200	1,237
2003-03-31 (YTD Data)		Rank
Total interest income	$4,228,000	1,742
Total interest expense	$1,542,000	1,601
Net interest income	$2,686,000	1,816
Provision for loan and lease losses	$45,000	3,818
Total noninterest income	$885,000	1,465
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$165,000	2,397
Trading account gains and fees	$0	134
Additional Noninterest Income	$720,000	1,143
Total noninterest expense	$1,686,000	2,307
Salaries and employee benefits	$592,000	3,401
Premises and equipment expense	$191,000	2,867
Additional noninterest expense	$903,000	1,336
Pre-tax net operating income	$1,840,000	1,175
Securities gains (losses)	$135,000	841
Applicable income taxes	$637,000	1,143
Income before extraordinary items	$1,338,000	1,234
Extraordinary gains, net	$0	21
Net income	$1,338,000	1,233
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	1,647
Cash dividends	$1,222,000	575
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,246,200	1,237
2002-12-31 (YTD Data)		Rank
Total interest income	$18,787,000	1,634
Total interest expense	$7,488,000	1,516
Net interest income	$11,299,000	1,712
Provision for loan and lease losses	$180,000	4,547
Total noninterest income	$3,255,000	1,476
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$632,000	2,473
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,623,000	1,099
Total noninterest expense	$6,745,000	2,219
Salaries and employee benefits	$2,337,000	3,308
Premises and equipment expense	$737,000	2,867
Additional noninterest expense	$3,671,000	1,313
Pre-tax net operating income	$7,629,000	1,108
Securities gains (losses)	$0	4,537
Applicable income taxes	$2,434,000	1,101
Income before extraordinary items	$5,195,000	1,205
Extraordinary gains, net	$0	70
Net income	$5,195,000	1,205
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$221,000	2,866
Cash dividends	$8,057,000	423
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,195,000	1,156
2001-12-31 (YTD Data)		Rank
Total interest income	$21,376,000	1,586
Total interest expense	$10,302,000	1,580
Net interest income	$11,074,000	1,608
Provision for loan and lease losses	$360,000	2,816
Total noninterest income	$2,693,000	1,602
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$556,000	2,603
Trading account gains and fees	$0	177
Additional Noninterest Income	$2,137,000	1,183
Total noninterest expense	$6,960,000	2,067
Salaries and employee benefits	$2,597,000	2,856
Premises and equipment expense	$752,000	2,783
Additional noninterest expense	$3,611,000	1,303
Pre-tax net operating income	$6,447,000	1,159
Securities gains (losses)	$0	4,612
Applicable income taxes	$2,158,000	1,100
Income before extraordinary items	$4,289,000	1,271
Extraordinary gains, net	$0	105
Net income	$4,289,000	1,270
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$268,000	2,400
Cash dividends	$5,535,000	562
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$4,289,000	1,216
2000-12-31 (YTD Data)		Rank
Total interest income	$22,025,000	1,568
Total interest expense	$11,234,000	1,528
Net interest income	$10,791,000	1,625
Provision for loan and lease losses	$0	8,337
Total noninterest income	$2,014,000	1,867
Gross Fiduciary activities income	$818,000	463
Service charges on deposit accounts	$458,000	2,917
Trading account gains and fees	$0	180
Additional Noninterest Income	$738,000	2,269
Total noninterest expense	$6,534,000	2,109
Salaries and employee benefits	$2,841,000	2,513
Premises and equipment expense	$785,000	2,623
Additional noninterest expense	$2,908,000	1,539
Pre-tax net operating income	$6,271,000	1,184
Securities gains (losses)	$0	1,956
Applicable income taxes	$2,098,000	1,107
Income before extraordinary items	$4,173,000	1,254
Extraordinary gains, net	$0	38
Net income	$4,173,000	1,256
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$231,000	2,184
Cash dividends	$2,922,000	994
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$4,173,000	1,249
1999-12-31 (YTD Data)		Rank
Total interest income	$21,099,000	1,556
Total interest expense	$9,734,000	1,547
Net interest income	$11,365,000	1,533
Provision for loan and lease losses	$339,000	2,422
Total noninterest income	$1,711,000	2,080
Gross Fiduciary activities income	$334,000	753
Service charges on deposit accounts	$416,000	3,117
Trading account gains and fees	$0	173
Additional Noninterest Income	$961,000	1,932
Total noninterest expense	$6,601,000	2,060
Salaries and employee benefits	$2,658,000	2,663
Premises and equipment expense	$809,000	2,510
Additional noninterest expense	$3,134,000	1,466
Pre-tax net operating income	$6,136,000	1,249
Securities gains (losses)	$0	3,155
Applicable income taxes	$2,072,000	1,195
Income before extraordinary items	$4,064,000	1,334
Extraordinary gains, net	$0	35
Net income	$4,064,000	1,334
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$248,000	2,092
Cash dividends	$2,688,000	1,064
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$4,064,000	1,312
1998-12-31 (YTD Data)		Rank
Total interest income	$20,768,000	1,559
Total interest expense	$10,237,000	1,489
Net interest income	$10,531,000	1,618
Provision for loan and lease losses	$390,000	2,106
Total noninterest income	$1,674,000	2,088
Gross Fiduciary activities income	$130,000	961
Service charges on deposit accounts	$392,000	3,192
Trading account gains and fees	$0	224
Additional Noninterest Income	$1,152,000	1,678
Total noninterest expense	$6,807,000	1,913
Salaries and employee benefits	$2,837,000	2,380
Premises and equipment expense	$794,000	2,469
Additional noninterest expense	$3,176,000	1,383
Pre-tax net operating income	$5,008,000	1,475
Securities gains (losses)	$0	4,449
Applicable income taxes	$1,753,000	1,418
Income before extraordinary items	$3,255,000	1,617
Extraordinary gains, net	$0	32
Net income	$3,255,000	1,618
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$251,000	2,100
Cash dividends	$1,748,000	1,481
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$3,255,000	1,558
1997-12-31 (YTD Data)		Rank
Total interest income	$18,952,000	1,744
Total interest expense	$9,143,000	1,702
Net interest income	$9,809,000	1,779
Provision for loan and lease losses	$250,000	2,930
Total noninterest income	$1,151,000	2,729
Gross Fiduciary activities income	$113,000	1,027
Service charges on deposit accounts	$341,000	3,699
Trading account gains and fees	$0	239
Additional Noninterest Income	$697,000	2,224
Total noninterest expense	$5,926,000	2,167
Salaries and employee benefits	$2,679,000	2,479
Premises and equipment expense	$724,000	2,651
Additional noninterest expense	$2,523,000	1,682
Pre-tax net operating income	$4,784,000	1,620
Securities gains (losses)	$7,000	2,566
Applicable income taxes	$1,725,000	1,504
Income before extraordinary items	$3,066,000	1,732
Extraordinary gains, net	$0	44
Net income	$3,066,000	1,733
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$336,000	1,820
Cash dividends	$2,366,000	1,134
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$3,061,520	1,701
1996-12-31 (YTD Data)		Rank
Total interest income	$17,793,000	1,901
Total interest expense	$8,522,000	1,848
Net interest income	$9,271,000	1,932
Provision for loan and lease losses	$85,000	5,471
Total noninterest income	$1,056,000	2,996
Gross Fiduciary activities income	$80,000	1,157
Service charges on deposit accounts	$263,000	4,647
Trading account gains and fees	$0	262
Additional Noninterest Income	$713,000	2,270
Total noninterest expense	$6,697,000	2,077
Salaries and employee benefits	$2,668,000	2,498
Premises and equipment expense	$696,000	2,812
Additional noninterest expense	$3,333,000	1,580
Pre-tax net operating income	$3,545,000	2,031
Securities gains (losses)	$12,000	2,365
Applicable income taxes	$1,316,000	1,828
Income before extraordinary items	$2,241,000	2,204
Extraordinary gains, net	$0	53
Net income	$2,241,000	2,204
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$283,000	2,164
Cash dividends	$1,607,000	1,500
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,233,320	2,159
1995-12-31 (YTD Data)		Rank
Total interest income	$17,752,000	1,914
Total interest expense	$8,446,000	1,872
Net interest income	$9,306,000	1,927
Provision for loan and lease losses	$85,000	4,951
Total noninterest income	$913,000	3,327
Gross Fiduciary activities income	$61,000	1,257
Service charges on deposit accounts	$266,000	4,717
Trading account gains and fees	$0	522
Additional Noninterest Income	$586,000	2,579
Total noninterest expense	$5,914,000	2,306
Salaries and employee benefits	$2,640,000	2,533
Premises and equipment expense	$679,000	2,891
Additional noninterest expense	$2,595,000	1,932
Pre-tax net operating income	$4,220,000	1,744
Securities gains (losses)	$0	3,831
Applicable income taxes	$1,546,000	1,608
Income before extraordinary items	$2,674,000	1,876
Extraordinary gains, net	$0	65
Net income	$2,674,000	1,874
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$160,000	2,884
Cash dividends	$4,915,000	652
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$2,674,000	1,855
1994-12-31 (YTD Data)		Rank
Total interest income	$10,009,000	3,029
Total interest expense	$4,399,000	2,784
Net interest income	$5,610,000	3,195
Provision for loan and lease losses	$63,000	5,527
Total noninterest income	$774,000	3,821
Gross Fiduciary activities income	$70,000	1,251
Service charges on deposit accounts	$183,000	6,215
Trading account gains and fees	$0	475
Additional Noninterest Income	$521,000	2,882
Total noninterest expense	$3,697,000	3,666
Salaries and employee benefits	$1,695,000	3,834
Premises and equipment expense	$367,000	4,912
Additional noninterest expense	$1,635,000	3,073
Pre-tax net operating income	$2,624,000	2,703
Securities gains (losses)	$0	3,600
Applicable income taxes	$908,000	2,455
Income before extraordinary items	$1,716,000	2,829
Extraordinary gains, net	$0	249
Net income	$1,716,000	2,832
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	6,413
Cash dividends	$923,000	2,046
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,716,000	2,839
1993-12-31 (YTD Data)		Rank
Total interest income	$8,076,000	3,787
Total interest expense	$3,587,000	3,500
Net interest income	$4,489,000	3,950
Provision for loan and lease losses	$59,000	7,168
Total noninterest income	$390,000	6,595
Gross Fiduciary activities income	$71,000	1,273
Service charges on deposit accounts	$145,000	7,220
Trading account gains and fees	$0	532
Additional Noninterest Income	$174,000	6,088
Total noninterest expense	$2,738,000	4,867
Salaries and employee benefits	$1,364,000	4,667
Premises and equipment expense	$228,000	7,133
Additional noninterest expense	$1,146,000	4,376
Pre-tax net operating income	$2,082,000	3,187
Securities gains (losses)	$-8,000	12,705
Applicable income taxes	$628,000	3,456
Income before extraordinary items	$1,446,000	3,358
Extraordinary gains, net	$-45,000	12,688
Net income	$1,401,000	3,556
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	8,808
Cash dividends	$411,000	3,572
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,451,600	3,157
1992-12-31 (YTD Data)		Rank
Total interest income	$8,984,000	3,862
Total interest expense	$4,569,000	3,592
Net interest income	$4,415,000	4,074
Provision for loan and lease losses	$136,000	6,368
Total noninterest income	$349,000	7,131
Gross Fiduciary activities income	$67,000	1,318
Service charges on deposit accounts	$137,000	7,474
Trading account gains and fees	$0	504
Additional Noninterest Income	$145,000	6,767
Total noninterest expense	$2,716,000	4,942
Salaries and employee benefits	$1,321,000	4,755
Premises and equipment expense	$228,000	7,203
Additional noninterest expense	$1,167,000	4,456
Pre-tax net operating income	$1,912,000	3,234
Securities gains (losses)	$-44,000	13,652
Applicable income taxes	$510,000	3,950
Income before extraordinary items	$1,358,000	3,379
Extraordinary gains, net	$0	1,422
Net income	$1,358,000	3,421
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	9,354
Cash dividends	$1,046,000	1,489
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,390,120	3,064

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.