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FNB Bank, Income and Expense

2021-03-31 (YTD Data)Rank
Total interest income$6,584,0001,209
Total interest expense$551,0001,407
Net interest income$6,033,0001,171
Provision for loan and lease losses$02,741
Total noninterest income$1,249,0001,330
Gross Fiduciary activities income$0922
Service charges on deposit accounts$439,000576
Trading account gains and feesNANA
Additional Noninterest Income$810,0001,452
Total noninterest expense$6,392,000953
Salaries and employee benefits$2,798,0001,177
Premises and equipment expense$942,000717
Additional noninterest expense$2,652,000716
Pre-tax net operating income$890,0002,536
Securities gains (losses)$151,000378
Applicable income taxes$24,0003,006
Income before extraordinary items$1,017,0002,192
Extraordinary gains, net$03
Net income$1,017,0002,192
Minority interest net income$055
Net income of bank and minority interests.$1,017,0002,192
Net charge-offs$64,000742
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$869,0202,357
2020-12-31 (YTD Data)Rank
Total interest income$29,210,0001,086
Total interest expense$3,496,0001,307
Net interest income$25,714,0001,043
Provision for loan and lease losses$1,301,0001,349
Total noninterest income$5,053,0001,257
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,001,000526
Trading account gains and feesNANA
Additional Noninterest Income$3,052,0001,419
Total noninterest expense$23,012,0001,012
Salaries and employee benefits$11,550,0001,107
Premises and equipment expense$2,657,000939
Additional noninterest expense$8,805,000818
Pre-tax net operating income$6,454,0001,472
Securities gains (losses)$36,0001,871
Applicable income taxes$223,0002,492
Income before extraordinary items$6,267,0001,375
Extraordinary gains, net$04
Net income$6,267,0001,376
Minority interest net income$072
Net income of bank and minority interests.$6,267,0001,376
Net charge-offs$472,0001,008
Cash dividends$3,548,000981
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,232,0801,344
2020-09-30 (YTD Data)Rank
Total interest income$22,216,0001,061
Total interest expense$2,829,0001,301
Net interest income$19,387,0001,031
Provision for loan and lease losses$1,301,0001,160
Total noninterest income$3,626,0001,263
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,466,000528
Trading account gains and feesNANA
Additional Noninterest Income$2,160,0001,410
Total noninterest expense$16,745,0001,014
Salaries and employee benefits$8,872,0001,071
Premises and equipment expense$1,835,000994
Additional noninterest expense$6,038,000859
Pre-tax net operating income$4,967,0001,404
Securities gains (losses)$36,0001,689
Applicable income taxes$553,0001,660
Income before extraordinary items$4,450,0001,384
Extraordinary gains, net$04
Net income$4,450,0001,385
Minority interest net income$065
Net income of bank and minority interests.$4,450,0001,385
Net charge-offs$361,000930
Cash dividends$3,548,000728
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,417,9601,350
2020-06-30 (YTD Data)Rank
Total interest income$14,782,0001,077
Total interest expense$1,979,0001,326
Net interest income$12,803,0001,044
Provision for loan and lease losses$960,0001,125
Total noninterest income$2,430,0001,192
Gross Fiduciary activities income$0970
Service charges on deposit accounts$974,000534
Trading account gains and feesNANA
Additional Noninterest Income$1,456,0001,339
Total noninterest expense$10,983,0001,018
Salaries and employee benefits$5,931,0001,053
Premises and equipment expense$1,216,000994
Additional noninterest expense$3,836,000880
Pre-tax net operating income$3,290,0001,336
Securities gains (losses)$35,0001,459
Applicable income taxes$402,0001,529
Income before extraordinary items$2,923,0001,336
Extraordinary gains, net$04
Net income$2,923,0001,336
Minority interest net income$065
Net income of bank and minority interests.$2,923,0001,336
Net charge-offs$394,000686
Cash dividends$3,548,000552
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,892,2001,308
2020-03-31 (YTD Data)Rank
Total interest income$7,374,0001,086
Total interest expense$1,045,0001,383
Net interest income$6,329,0001,040
Provision for loan and lease losses$255,0001,288
Total noninterest income$1,631,000935
Gross Fiduciary activities income$0941
Service charges on deposit accounts$622,000496
Trading account gains and feesNANA
Additional Noninterest Income$1,009,000959
Total noninterest expense$5,476,0001,035
Salaries and employee benefits$2,959,0001,073
Premises and equipment expense$610,0001,006
Additional noninterest expense$1,907,000915
Pre-tax net operating income$2,229,000955
Securities gains (losses)$01,705
Applicable income taxes$264,0001,183
Income before extraordinary items$1,965,000946
Extraordinary gains, net$04
Net income$1,965,000946
Minority interest net income$056
Net income of bank and minority interests.$1,965,000946
Net charge-offs$119,000802
Cash dividends$3,160,000395
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,965,000940
2019-12-31 (YTD Data)Rank
Total interest income$30,960,0001,057
Total interest expense$4,434,0001,362
Net interest income$26,526,000998
Provision for loan and lease losses$2,926,000376
Total noninterest income$6,975,000904
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,750,000459
Trading account gains and feesNANA
Additional Noninterest Income$4,225,000928
Total noninterest expense$21,812,0001,016
Salaries and employee benefits$12,347,0001,011
Premises and equipment expense$2,610,000948
Additional noninterest expense$6,855,000985
Pre-tax net operating income$8,763,0001,159
Securities gains (losses)$02,379
Applicable income taxes$1,094,0001,349
Income before extraordinary items$7,669,0001,154
Extraordinary gains, net$011
Net income$7,669,0001,156
Minority interest net income$076
Net income of bank and minority interests.$7,669,0001,156
Net charge-offs$2,524,000345
Cash dividends$4,085,000940
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,669,0001,131
2019-09-30 (YTD Data)Rank
Total interest income$23,180,0001,063
Total interest expense$3,297,0001,378
Net interest income$19,883,0001,000
Provision for loan and lease losses$696,000910
Total noninterest income$3,895,0001,091
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$2,026,000464
Trading account gains and feesNANA
Additional Noninterest Income$1,869,0001,335
Total noninterest expense$16,053,0001,029
Salaries and employee benefits$9,265,0001,014
Premises and equipment expense$1,931,000960
Additional noninterest expense$4,857,0001,027
Pre-tax net operating income$7,029,0001,126
Securities gains (losses)$02,167
Applicable income taxes$916,0001,304
Income before extraordinary items$6,113,0001,122
Extraordinary gains, net$011
Net income$6,113,0001,123
Minority interest net income$072
Net income of bank and minority interests.$6,113,0001,123
Net charge-offs$259,0001,122
Cash dividends$3,696,000763
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,113,0001,096
2019-06-30 (YTD Data)Rank
Total interest income$15,498,0001,056
Total interest expense$2,139,0001,388
Net interest income$13,359,000990
Provision for loan and lease losses$595,000758
Total noninterest income$2,543,0001,078
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,310,000483
Trading account gains and feesNANA
Additional Noninterest Income$1,233,0001,312
Total noninterest expense$10,637,0001,032
Salaries and employee benefits$6,174,0001,007
Premises and equipment expense$1,338,000933
Additional noninterest expense$3,125,0001,059
Pre-tax net operating income$4,670,0001,102
Securities gains (losses)$01,702
Applicable income taxes$594,0001,303
Income before extraordinary items$4,076,0001,096
Extraordinary gains, net$011
Net income$4,076,0001,096
Minority interest net income$069
Net income of bank and minority interests.$4,076,0001,096
Net charge-offs$158,0001,136
Cash dividends$3,307,000597
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,076,0001,083
2019-03-31 (YTD Data)Rank
Total interest income$7,599,0001,064
Total interest expense$1,028,0001,405
Net interest income$6,571,0001,008
Provision for loan and lease losses$426,000529
Total noninterest income$1,205,0001,090
Gross Fiduciary activities income$0972
Service charges on deposit accounts$644,000479
Trading account gains and feesNANA
Additional Noninterest Income$561,0001,342
Total noninterest expense$5,420,0001,016
Salaries and employee benefits$3,205,000980
Premises and equipment expense$675,000930
Additional noninterest expense$1,540,0001,046
Pre-tax net operating income$1,930,0001,247
Securities gains (losses)$01,087
Applicable income taxes$200,0001,593
Income before extraordinary items$1,730,0001,227
Extraordinary gains, net$05
Net income$1,730,0001,226
Minority interest net income$052
Net income of bank and minority interests.$1,730,0001,226
Net charge-offs$18,0001,744
Cash dividends$2,919,000396
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,730,0001,202
2018-12-31 (YTD Data)Rank
Total interest income$25,506,0001,159
Total interest expense$2,782,0001,511
Net interest income$22,724,0001,117
Provision for loan and lease losses$1,068,000838
Total noninterest income$4,341,0001,198
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,322,000551
Trading account gains and feesNANA
Additional Noninterest Income$2,019,0001,490
Total noninterest expense$18,124,0001,149
Salaries and employee benefits$10,064,0001,170
Premises and equipment expense$2,235,0001,076
Additional noninterest expense$5,825,0001,106
Pre-tax net operating income$7,873,0001,233
Securities gains (losses)$01,125
Applicable income taxes$1,176,0001,244
Income before extraordinary items$6,697,0001,267
Extraordinary gains, net$06
Net income$6,697,0001,266
Minority interest net income$072
Net income of bank and minority interests.$6,697,0001,266
Net charge-offs$253,0001,453
Cash dividends$1,585,0001,674
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,697,0001,259
2018-09-30 (YTD Data)Rank
Total interest income$17,963,0001,211
Total interest expense$1,923,0001,533
Net interest income$16,040,0001,166
Provision for loan and lease losses$801,000776
Total noninterest income$3,046,0001,259
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,595,000597
Trading account gains and feesNANA
Additional Noninterest Income$1,451,0001,543
Total noninterest expense$12,393,0001,236
Salaries and employee benefits$6,941,0001,246
Premises and equipment expense$1,554,0001,139
Additional noninterest expense$3,898,0001,209
Pre-tax net operating income$5,892,0001,243
Securities gains (losses)$01,118
Applicable income taxes$856,0001,305
Income before extraordinary items$5,036,0001,266
Extraordinary gains, net$05
Net income$5,036,0001,264
Minority interest net income$066
Net income of bank and minority interests.$5,036,0001,265
Net charge-offs$130,0001,531
Cash dividends$660,0002,110
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,036,0001,260
2018-06-30 (YTD Data)Rank
Total interest income$11,603,0001,233
Total interest expense$1,303,0001,450
Net interest income$10,300,0001,198
Provision for loan and lease losses$534,000780
Total noninterest income$2,087,0001,238
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,056,000599
Trading account gains and feesNANA
Additional Noninterest Income$1,031,0001,487
Total noninterest expense$8,202,0001,246
Salaries and employee benefits$4,596,0001,259
Premises and equipment expense$1,028,0001,150
Additional noninterest expense$2,578,0001,208
Pre-tax net operating income$3,651,0001,302
Securities gains (losses)$0961
Applicable income taxes$495,0001,421
Income before extraordinary items$3,156,0001,310
Extraordinary gains, net$06
Net income$3,156,0001,309
Minority interest net income$065
Net income of bank and minority interests.$3,156,0001,309
Net charge-offs$59,0001,642
Cash dividends$435,0002,144
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,156,0001,302
2018-03-31 (YTD Data)Rank
Total interest income$5,644,0001,254
Total interest expense$615,0001,457
Net interest income$5,029,0001,230
Provision for loan and lease losses$267,000765
Total noninterest income$1,039,0001,241
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$540,000590
Trading account gains and feesNANA
Additional Noninterest Income$499,0001,483
Total noninterest expense$4,066,0001,260
Salaries and employee benefits$2,252,0001,299
Premises and equipment expense$511,0001,174
Additional noninterest expense$1,303,0001,195
Pre-tax net operating income$1,735,0001,336
Securities gains (losses)$0735
Applicable income taxes$264,0001,325
Income before extraordinary items$1,471,0001,340
Extraordinary gains, net$07
Net income$1,471,0001,340
Minority interest net income$052
Net income of bank and minority interests.$1,471,0001,340
Net charge-offs$22,0001,609
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,471,0001,335
2017-12-31 (YTD Data)Rank
Total interest income$21,011,0001,299
Total interest expense$2,014,0001,526
Net interest income$18,997,0001,272
Provision for loan and lease losses$800,0001,041
Total noninterest income$3,547,0001,400
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,997,000641
Trading account gains and feesNANA
Additional Noninterest Income$1,550,0001,781
Total noninterest expense$15,094,0001,316
Salaries and employee benefits$7,389,0001,503
Premises and equipment expense$1,721,0001,336
Additional noninterest expense$5,984,0001,079
Pre-tax net operating income$6,650,0001,360
Securities gains (losses)$-68,0005,356
Applicable income taxes$1,772,0001,386
Income before extraordinary items$4,810,0001,383
Extraordinary gains, net$09
Net income$4,810,0001,381
Minority interest net income$076
Net income of bank and minority interests.$4,810,0001,383
Net charge-offs$875,000769
Cash dividends$17,825,000256
Sale, conversion, retirement of capital stock, net$20,071,00031
Net operating income$4,859,6401,360
2017-09-30 (YTD Data)Rank
Total interest income$14,524,0001,380
Total interest expense$1,432,0001,577
Net interest income$13,092,0001,355
Provision for loan and lease losses$405,0001,341
Total noninterest income$2,601,0001,425
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,420,000679
Trading account gains and feesNANA
Additional Noninterest Income$1,181,0001,775
Total noninterest expense$10,465,0001,434
Salaries and employee benefits$5,165,0001,623
Premises and equipment expense$1,206,0001,428
Additional noninterest expense$4,094,0001,153
Pre-tax net operating income$4,823,0001,410
Securities gains (losses)$-11,0005,410
Applicable income taxes$1,071,0001,410
Income before extraordinary items$3,741,0001,452
Extraordinary gains, net$09
Net income$3,741,0001,451
Minority interest net income$071
Net income of bank and minority interests.$3,741,0001,452
Net charge-offs$699,000629
Cash dividends$14,250,000229
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,749,5801,434
2017-06-30 (YTD Data)Rank
Total interest income$8,737,0001,510
Total interest expense$861,0001,676
Net interest income$7,876,0001,473
Provision for loan and lease losses$270,0001,306
Total noninterest income$1,527,0001,582
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$869,000723
Trading account gains and feesNANA
Additional Noninterest Income$658,0002,005
Total noninterest expense$6,404,0001,545
Salaries and employee benefits$3,095,0001,776
Premises and equipment expense$734,0001,560
Additional noninterest expense$2,575,0001,205
Pre-tax net operating income$2,729,0001,585
Securities gains (losses)$2,0001,641
Applicable income taxes$624,0001,511
Income before extraordinary items$2,107,0001,629
Extraordinary gains, net$011
Net income$2,107,0001,629
Minority interest net income$071
Net income of bank and minority interests.$2,107,0001,629
Net charge-offs$243,000941
Cash dividends$250,0002,646
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,105,4601,611
2017-03-31 (YTD Data)Rank
Total interest income$4,338,0001,504
Total interest expense$428,0001,652
Net interest income$3,910,0001,480
Provision for loan and lease losses$135,0001,235
Total noninterest income$740,0001,609
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$435,000726
Trading account gains and feesNANA
Additional Noninterest Income$305,0002,073
Total noninterest expense$3,138,0001,583
Salaries and employee benefits$1,538,0001,795
Premises and equipment expense$352,0001,630
Additional noninterest expense$1,248,0001,249
Pre-tax net operating income$1,377,0001,524
Securities gains (losses)$01,153
Applicable income taxes$312,0001,463
Income before extraordinary items$1,065,0001,594
Extraordinary gains, net$08
Net income$1,065,0001,593
Minority interest net income$055
Net income of bank and minority interests.$1,065,0001,594
Net charge-offs$125,000806
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,065,0001,575
2016-12-31 (YTD Data)Rank
Total interest income$16,863,0001,512
Total interest expense$1,779,0001,555
Net interest income$15,084,0001,490
Provision for loan and lease losses$135,0002,820
Total noninterest income$3,172,0001,585
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,910,000684
Trading account gains and fees$0170
Additional Noninterest Income$1,262,0002,113
Total noninterest expense$12,047,0001,615
Salaries and employee benefits$5,782,0001,846
Premises and equipment expense$1,344,0001,682
Additional noninterest expense$4,921,0001,271
Pre-tax net operating income$6,074,0001,386
Securities gains (losses)$48,0001,867
Applicable income taxes$1,401,0001,329
Income before extraordinary items$4,721,0001,454
Extraordinary gains, net$05
Net income$4,721,0001,453
Minority interest net income$082
Net income of bank and minority interests.$4,721,0001,453
Net charge-offs$145,0002,251
Cash dividends$2,398,0001,225
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,684,0401,427
2016-09-30 (YTD Data)Rank
Total interest income$12,591,0001,514
Total interest expense$1,346,0001,549
Net interest income$11,245,0001,493
Provision for loan and lease losses$135,0002,451
Total noninterest income$2,426,0001,554
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,438,000675
Trading account gains and fees$0169
Additional Noninterest Income$988,0002,063
Total noninterest expense$8,955,0001,617
Salaries and employee benefits$4,270,0001,864
Premises and equipment expense$995,0001,707
Additional noninterest expense$3,690,0001,280
Pre-tax net operating income$4,581,0001,403
Securities gains (losses)$32,0002,062
Applicable income taxes$1,088,0001,332
Income before extraordinary items$3,525,0001,480
Extraordinary gains, net$05
Net income$3,525,0001,479
Minority interest net income$071
Net income of bank and minority interests.$3,525,0001,480
Net charge-offs$150,0001,689
Cash dividends$500,0002,372
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,500,6801,451
2016-06-30 (YTD Data)Rank
Total interest income$8,361,0001,520
Total interest expense$895,0001,551
Net interest income$7,466,0001,505
Provision for loan and lease losses$101,0002,278
Total noninterest income$1,640,0001,515
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$966,000665
Trading account gains and fees$0157
Additional Noninterest Income$674,0001,999
Total noninterest expense$5,966,0001,630
Salaries and employee benefits$2,861,0001,865
Premises and equipment expense$646,0001,739
Additional noninterest expense$2,459,0001,291
Pre-tax net operating income$3,039,0001,389
Securities gains (losses)$02,835
Applicable income taxes$725,0001,326
Income before extraordinary items$2,314,0001,488
Extraordinary gains, net$016
Net income$2,314,0001,488
Minority interest net income$071
Net income of bank and minority interests.$2,314,0001,488
Net charge-offs$43,0002,261
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,314,0001,447
2016-03-31 (YTD Data)Rank
Total interest income$4,154,0001,528
Total interest expense$446,0001,554
Net interest income$3,708,0001,515
Provision for loan and lease losses$46,0002,230
Total noninterest income$807,0001,510
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$469,000672
Trading account gains and fees$0142
Additional Noninterest Income$338,0001,948
Total noninterest expense$2,963,0001,644
Salaries and employee benefits$1,429,0001,882
Premises and equipment expense$318,0001,785
Additional noninterest expense$1,216,0001,288
Pre-tax net operating income$1,506,0001,401
Securities gains (losses)$02,077
Applicable income taxes$372,0001,294
Income before extraordinary items$1,134,0001,467
Extraordinary gains, net$012
Net income$1,134,0001,467
Minority interest net income$062
Net income of bank and minority interests.$1,134,0001,468
Net charge-offs$47,0001,463
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,134,0001,437
2015-12-31 (YTD Data)Rank
Total interest income$16,142,0001,530
Total interest expense$1,870,0001,474
Net interest income$14,272,0001,537
Provision for loan and lease losses$369,0001,679
Total noninterest income$3,356,0001,477
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,103,000625
Trading account gains and fees$0159
Additional Noninterest Income$1,253,0002,087
Total noninterest expense$11,518,0001,652
Salaries and employee benefits$5,441,0001,912
Premises and equipment expense$1,329,0001,724
Additional noninterest expense$4,748,0001,332
Pre-tax net operating income$5,741,0001,407
Securities gains (losses)$40,0001,793
Applicable income taxes$1,330,0001,323
Income before extraordinary items$4,451,0001,486
Extraordinary gains, net$023
Net income$4,451,0001,486
Minority interest net income$081
Net income of bank and minority interests.$4,451,0001,486
Net charge-offs$221,0001,892
Cash dividends$2,122,0001,289
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,420,2001,468
2015-09-30 (YTD Data)Rank
Total interest income$12,013,0001,555
Total interest expense$1,420,0001,472
Net interest income$10,593,0001,565
Provision for loan and lease losses$305,0001,490
Total noninterest income$2,485,0001,512
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,572,000627
Trading account gains and fees$0153
Additional Noninterest Income$913,0002,142
Total noninterest expense$8,410,0001,703
Salaries and employee benefits$3,844,0002,021
Premises and equipment expense$1,007,0001,714
Additional noninterest expense$3,559,0001,322
Pre-tax net operating income$4,363,0001,430
Securities gains (losses)$40,0001,615
Applicable income taxes$895,0001,474
Income before extraordinary items$3,508,0001,437
Extraordinary gains, net$021
Net income$3,508,0001,438
Minority interest net income$078
Net income of bank and minority interests.$3,508,0001,438
Net charge-offs$191,0001,594
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,476,0001,424
2015-06-30 (YTD Data)Rank
Total interest income$7,921,0001,580
Total interest expense$953,0001,467
Net interest income$6,968,0001,589
Provision for loan and lease losses$182,0001,596
Total noninterest income$1,649,0001,508
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,015,000629
Trading account gains and fees$0157
Additional Noninterest Income$634,0002,093
Total noninterest expense$5,624,0001,711
Salaries and employee benefits$2,589,0002,011
Premises and equipment expense$679,0001,710
Additional noninterest expense$2,356,0001,336
Pre-tax net operating income$2,811,0001,453
Securities gains (losses)$32,0001,463
Applicable income taxes$595,0001,482
Income before extraordinary items$2,248,0001,472
Extraordinary gains, net$022
Net income$2,248,0001,473
Minority interest net income$075
Net income of bank and minority interests.$2,248,0001,474
Net charge-offs$126,0001,520
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,222,7201,448
2015-03-31 (YTD Data)Rank
Total interest income$3,897,0001,592
Total interest expense$480,0001,452
Net interest income$3,417,0001,618
Provision for loan and lease losses$89,0001,597
Total noninterest income$812,0001,492
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$469,000667
Trading account gains and fees$0152
Additional Noninterest Income$343,0001,943
Total noninterest expense$2,787,0001,720
Salaries and employee benefits$1,306,0002,007
Premises and equipment expense$333,0001,763
Additional noninterest expense$1,148,0001,342
Pre-tax net operating income$1,353,0001,457
Securities gains (losses)$02,027
Applicable income taxes$295,0001,462
Income before extraordinary items$1,058,0001,510
Extraordinary gains, net$013
Net income$1,058,0001,511
Minority interest net income$064
Net income of bank and minority interests.$1,058,0001,512
Net charge-offs$37,0001,776
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,058,0001,462
2014-12-31 (YTD Data)Rank
Total interest income$15,713,0001,581
Total interest expense$2,161,0001,355
Net interest income$13,552,0001,634
Provision for loan and lease losses$200,0002,467
Total noninterest income$2,521,0001,785
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,077,000658
Trading account gains and fees$0180
Additional Noninterest Income$444,0003,453
Total noninterest expense$11,068,0001,735
Salaries and employee benefits$5,161,0001,988
Premises and equipment expense$1,334,0001,736
Additional noninterest expense$4,573,0001,403
Pre-tax net operating income$4,805,0001,583
Securities gains (losses)$6,0002,820
Applicable income taxes$975,0001,568
Income before extraordinary items$3,836,0001,644
Extraordinary gains, net$017
Net income$3,836,0001,644
Minority interest net income$084
Net income of bank and minority interests.$3,836,0001,643
Net charge-offs$754,0001,113
Cash dividends$1,623,0001,487
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,831,2001,622
2014-09-30 (YTD Data)Rank
Total interest income$11,710,0001,600
Total interest expense$1,644,0001,344
Net interest income$10,066,0001,656
Provision for loan and lease losses$76,0003,088
Total noninterest income$1,630,0001,994
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,562,000647
Trading account gains and fees$0174
Additional Noninterest Income$68,0005,399
Total noninterest expense$8,474,0001,695
Salaries and employee benefits$3,800,0002,028
Premises and equipment expense$1,012,0001,742
Additional noninterest expense$3,662,0001,321
Pre-tax net operating income$3,146,0001,776
Securities gains (losses)$6,0002,508
Applicable income taxes$655,0001,720
Income before extraordinary items$2,497,0001,854
Extraordinary gains, net$015
Net income$2,497,0001,854
Minority interest net income$081
Net income of bank and minority interests.$2,497,0001,853
Net charge-offs$579,0001,038
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,492,2601,813
2014-06-30 (YTD Data)Rank
Total interest income$7,753,0001,604
Total interest expense$1,087,0001,367
Net interest income$6,666,0001,649
Provision for loan and lease losses$52,0002,969
Total noninterest income$983,0002,114
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$990,000669
Trading account gains and fees$0172
Additional Noninterest Income$-7,0006,479
Total noninterest expense$5,828,0001,641
Salaries and employee benefits$2,575,0002,003
Premises and equipment expense$663,0001,787
Additional noninterest expense$2,590,0001,252
Pre-tax net operating income$1,769,0001,999
Securities gains (losses)$6,0002,106
Applicable income taxes$385,0001,802
Income before extraordinary items$1,390,0002,110
Extraordinary gains, net$020
Net income$1,390,0002,114
Minority interest net income$080
Net income of bank and minority interests.$1,390,0002,113
Net charge-offs$362,0001,120
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,385,3202,054
2014-03-31 (YTD Data)Rank
Total interest income$3,877,0001,595
Total interest expense$534,0001,417
Net interest income$3,343,0001,637
Provision for loan and lease losses$26,0002,789
Total noninterest income$194,0003,509
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$457,000713
Trading account gains and fees$0147
Additional Noninterest Income$-263,0006,704
Total noninterest expense$2,906,0001,653
Salaries and employee benefits$1,311,0001,982
Premises and equipment expense$313,0001,907
Additional noninterest expense$1,282,0001,249
Pre-tax net operating income$605,0002,554
Securities gains (losses)$01,715
Applicable income taxes$115,0002,237
Income before extraordinary items$490,0002,603
Extraordinary gains, net$016
Net income$490,0002,607
Minority interest net income$066
Net income of bank and minority interests.$490,0002,607
Net charge-offs$276,000762
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$490,0002,564
2013-12-31 (YTD Data)Rank
Total interest income$15,707,0001,588
Total interest expense$2,124,0001,616
Net interest income$13,583,0001,601
Provision for loan and lease losses$85,0003,859
Total noninterest income$1,066,0003,083
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,889,000736
Trading account gains and fees$0184
Additional Noninterest Income$-823,0006,773
Total noninterest expense$11,053,0001,732
Salaries and employee benefits$5,049,0002,023
Premises and equipment expense$1,313,0001,778
Additional noninterest expense$4,691,0001,419
Pre-tax net operating income$3,511,0001,902
Securities gains (losses)$-8,0006,228
Applicable income taxes$774,0001,710
Income before extraordinary items$2,729,0002,037
Extraordinary gains, net$029
Net income$2,729,0002,042
Minority interest net income$090
Net income of bank and minority interests.$2,729,0002,042
Net charge-offs$205,0002,986
Cash dividends$1,228,0001,674
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,735,2401,984
2013-09-30 (YTD Data)Rank
Total interest income$11,619,0001,623
Total interest expense$1,582,0001,662
Net interest income$10,037,0001,620
Provision for loan and lease losses$54,0003,904
Total noninterest income$2,333,0001,601
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,413,000747
Trading account gains and fees$0180
Additional Noninterest Income$920,0002,169
Total noninterest expense$8,089,0001,781
Salaries and employee benefits$3,747,0002,049
Premises and equipment expense$993,0001,779
Additional noninterest expense$3,349,0001,480
Pre-tax net operating income$4,227,0001,327
Securities gains (losses)$-8,0006,480
Applicable income taxes$999,0001,252
Income before extraordinary items$3,220,0001,408
Extraordinary gains, net$025
Net income$3,220,0001,410
Minority interest net income$084
Net income of bank and minority interests.$3,220,0001,410
Net charge-offs$235,0002,385
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,226,0801,376
2013-06-30 (YTD Data)Rank
Total interest income$7,590,0001,657
Total interest expense$1,047,0001,712
Net interest income$6,543,0001,651
Provision for loan and lease losses$30,0003,938
Total noninterest income$1,501,0001,645
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$917,000757
Trading account gains and fees$0157
Additional Noninterest Income$584,0002,271
Total noninterest expense$5,345,0001,795
Salaries and employee benefits$2,540,0002,032
Premises and equipment expense$648,0001,807
Additional noninterest expense$2,157,0001,514
Pre-tax net operating income$2,669,0001,366
Securities gains (losses)$-8,0006,646
Applicable income taxes$666,0001,238
Income before extraordinary items$1,995,0001,515
Extraordinary gains, net$022
Net income$1,995,0001,518
Minority interest net income$082
Net income of bank and minority interests.$1,995,0001,520
Net charge-offs$123,0002,548
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,001,0001,447
2013-03-31 (YTD Data)Rank
Total interest income$3,733,0001,686
Total interest expense$515,0001,784
Net interest income$3,218,0001,686
Provision for loan and lease losses$14,0003,892
Total noninterest income$690,0001,747
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$466,000730
Trading account gains and fees$0148
Additional Noninterest Income$224,0002,617
Total noninterest expense$2,682,0001,805
Salaries and employee benefits$1,304,0001,989
Premises and equipment expense$313,0001,890
Additional noninterest expense$1,065,0001,524
Pre-tax net operating income$1,212,0001,461
Securities gains (losses)$-8,0006,786
Applicable income taxes$333,0001,233
Income before extraordinary items$871,0001,666
Extraordinary gains, net$010
Net income$871,0001,668
Minority interest net income$076
Net income of bank and minority interests.$871,0001,668
Net charge-offs$89,0001,982
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$876,7601,610
2012-12-31 (YTD Data)Rank
Total interest income$16,085,0001,651
Total interest expense$2,469,0001,774
Net interest income$13,616,0001,614
Provision for loan and lease losses$152,0004,263
Total noninterest income$290,0005,270
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,062,000690
Trading account gains and fees$0166
Additional Noninterest Income$-1,772,0007,030
Total noninterest expense$10,576,0001,818
Salaries and employee benefits$5,067,0001,990
Premises and equipment expense$1,274,0001,847
Additional noninterest expense$4,235,0001,599
Pre-tax net operating income$3,178,0001,992
Securities gains (losses)$130,0002,061
Applicable income taxes$763,0001,755
Income before extraordinary items$2,545,0002,142
Extraordinary gains, net$029
Net income$2,545,0002,141
Minority interest net income$093
Net income of bank and minority interests.$2,545,0002,143
Net charge-offs$1,253,0001,581
Cash dividends$1,179,0001,767
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,444,9002,089
2012-09-30 (YTD Data)Rank
Total interest income$12,163,0001,667
Total interest expense$1,932,0001,771
Net interest income$10,231,0001,627
Provision for loan and lease losses$131,0004,078
Total noninterest income$-282,0007,075
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,511,000714
Trading account gains and fees$0157
Additional Noninterest Income$-1,793,0007,151
Total noninterest expense$7,830,0001,838
Salaries and employee benefits$3,751,0002,013
Premises and equipment expense$948,0001,875
Additional noninterest expense$3,131,0001,602
Pre-tax net operating income$1,988,0002,367
Securities gains (losses)$130,0001,792
Applicable income taxes$430,0002,094
Income before extraordinary items$1,688,0002,445
Extraordinary gains, net$020
Net income$1,688,0002,446
Minority interest net income$086
Net income of bank and minority interests.$1,688,0002,446
Net charge-offs$986,0001,483
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,584,0002,415
2012-06-30 (YTD Data)Rank
Total interest income$8,231,0001,655
Total interest expense$1,368,0001,738
Net interest income$6,863,0001,613
Provision for loan and lease losses$109,0003,772
Total noninterest income$-879,0007,212
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,011,000698
Trading account gains and fees$0153
Additional Noninterest Income$-1,890,0007,228
Total noninterest expense$5,254,0001,829
Salaries and employee benefits$2,516,0001,997
Premises and equipment expense$625,0001,896
Additional noninterest expense$2,113,0001,596
Pre-tax net operating income$621,0003,746
Securities gains (losses)$130,0001,417
Applicable income taxes$122,0002,893
Income before extraordinary items$629,0003,541
Extraordinary gains, net$019
Net income$629,0003,541
Minority interest net income$084
Net income of bank and minority interests.$629,0003,542
Net charge-offs$893,0001,237
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$519,8003,721
2012-03-31 (YTD Data)Rank
Total interest income$4,160,0001,662
Total interest expense$721,0001,729
Net interest income$3,439,0001,620
Provision for loan and lease losses$05,254
Total noninterest income$-1,300,0007,299
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$502,000701
Trading account gains and fees$0148
Additional Noninterest Income$-1,802,0007,307
Total noninterest expense$2,658,0001,813
Salaries and employee benefits$1,284,0001,959
Premises and equipment expense$294,0002,005
Additional noninterest expense$1,080,0001,557
Pre-tax net operating income$-519,0007,047
Securities gains (losses)$10,0001,776
Applicable income taxes$04,704
Income before extraordinary items$-509,0007,072
Extraordinary gains, net$019
Net income$-509,0007,071
Minority interest net income$078
Net income of bank and minority interests.$-509,0007,072
Net charge-offs$896,000716
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-519,0007,057
2011-12-31 (YTD Data)Rank
Total interest income$15,333,0001,837
Total interest expense$3,464,0001,718
Net interest income$11,869,0001,863
Provision for loan and lease losses$330,0003,980
Total noninterest income$2,469,0001,731
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,171,000673
Trading account gains and fees$0146
Additional Noninterest Income$298,0003,879
Total noninterest expense$10,385,0001,853
Salaries and employee benefits$4,880,0001,977
Premises and equipment expense$1,223,0002,027
Additional noninterest expense$4,282,0001,595
Pre-tax net operating income$3,623,0001,552
Securities gains (losses)$03,838
Applicable income taxes$953,0001,385
Income before extraordinary items$2,670,0001,776
Extraordinary gains, net$029
Net income$2,670,0001,778
Minority interest net income$096
Net income of bank and minority interests.$2,670,0001,778
Net charge-offs$841,0002,563
Cash dividends$1,179,0001,462
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,670,0001,701
2011-09-30 (YTD Data)Rank
Total interest income$11,377,0001,873
Total interest expense$2,655,0001,744
Net interest income$8,722,0001,896
Provision for loan and lease losses$145,0004,539
Total noninterest income$1,709,0001,819
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,623,000681
Trading account gains and fees$0145
Additional Noninterest Income$86,0005,263
Total noninterest expense$7,702,0001,870
Salaries and employee benefits$3,667,0001,975
Premises and equipment expense$934,0002,009
Additional noninterest expense$3,101,0001,646
Pre-tax net operating income$2,584,0001,683
Securities gains (losses)$03,555
Applicable income taxes$674,0001,458
Income before extraordinary items$1,910,0001,909
Extraordinary gains, net$021
Net income$1,910,0001,909
Minority interest net income$087
Net income of bank and minority interests.$1,910,0001,909
Net charge-offs$662,0002,351
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,910,0001,816
2011-06-30 (YTD Data)Rank
Total interest income$7,347,0001,955
Total interest expense$1,801,0001,775
Net interest income$5,546,0001,977
Provision for loan and lease losses$15,0005,808
Total noninterest income$968,0002,042
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,063,000691
Trading account gains and fees$0153
Additional Noninterest Income$-95,0007,196
Total noninterest expense$5,030,0001,916
Salaries and employee benefits$2,459,0001,983
Premises and equipment expense$623,0002,027
Additional noninterest expense$1,948,0001,764
Pre-tax net operating income$1,469,0001,919
Securities gains (losses)$02,914
Applicable income taxes$395,0001,537
Income before extraordinary items$1,074,0002,140
Extraordinary gains, net$17,00010
Net income$1,091,0002,114
Minority interest net income$089
Net income of bank and minority interests.$1,091,0002,114
Net charge-offs$669,0001,836
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,074,0002,073
2011-03-31 (YTD Data)Rank
Total interest income$3,529,0002,035
Total interest expense$917,0001,802
Net interest income$2,612,0002,081
Provision for loan and lease losses$215,0002,354
Total noninterest income$679,0001,611
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$541,000664
Trading account gains and fees$0158
Additional Noninterest Income$138,0003,046
Total noninterest expense$2,486,0001,949
Salaries and employee benefits$1,245,0001,968
Premises and equipment expense$317,0002,027
Additional noninterest expense$924,0001,831
Pre-tax net operating income$590,0002,256
Securities gains (losses)$01,772
Applicable income taxes$116,0002,026
Income before extraordinary items$474,0002,355
Extraordinary gains, net$09
Net income$474,0002,354
Minority interest net income$086
Net income of bank and minority interests.$474,0002,355
Net charge-offs$202,0002,115
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$474,0002,308
2010-12-31 (YTD Data)Rank
Total interest income$13,971,0002,158
Total interest expense$4,089,0001,955
Net interest income$9,882,0002,224
Provision for loan and lease losses$1,080,0002,938
Total noninterest income$2,522,0001,758
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,151,000700
Trading account gains and fees$0175
Additional Noninterest Income$371,0003,638
Total noninterest expense$9,196,0002,101
Salaries and employee benefits$4,574,0002,121
Premises and equipment expense$1,265,0002,002
Additional noninterest expense$3,357,0002,075
Pre-tax net operating income$2,128,0002,132
Securities gains (losses)$03,793
Applicable income taxes$458,0001,972
Income before extraordinary items$1,670,0002,331
Extraordinary gains, net$029
Net income$1,670,0002,329
Minority interest net income$0111
Net income of bank and minority interests.$1,670,0002,332
Net charge-offs$3,489,0001,334
Cash dividends$983,0001,519
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,670,0002,235
2010-09-30 (YTD Data)Rank
Total interest income$10,495,0002,209
Total interest expense$3,102,0002,015
Net interest income$7,393,0002,264
Provision for loan and lease losses$765,0002,913
Total noninterest income$1,700,0001,914
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,571,000737
Trading account gains and fees$0165
Additional Noninterest Income$129,0004,876
Total noninterest expense$6,889,0002,105
Salaries and employee benefits$3,382,0002,142
Premises and equipment expense$957,0002,016
Additional noninterest expense$2,550,0002,032
Pre-tax net operating income$1,439,0002,451
Securities gains (losses)$03,651
Applicable income taxes$272,0002,243
Income before extraordinary items$1,167,0002,607
Extraordinary gains, net$023
Net income$1,167,0002,605
Minority interest net income$0110
Net income of bank and minority interests.$1,167,0002,609
Net charge-offs$2,933,0001,159
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,167,0002,473
2010-06-30 (YTD Data)Rank
Total interest income$6,951,0002,254
Total interest expense$2,078,0002,081
Net interest income$4,873,0002,289
Provision for loan and lease losses$450,0002,998
Total noninterest income$1,237,0001,734
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$997,000770
Trading account gains and fees$0152
Additional Noninterest Income$240,0003,186
Total noninterest expense$4,471,0002,169
Salaries and employee benefits$2,248,0002,168
Premises and equipment expense$640,0002,031
Additional noninterest expense$1,583,0002,155
Pre-tax net operating income$1,189,0002,070
Securities gains (losses)$03,184
Applicable income taxes$261,0001,869
Income before extraordinary items$928,0002,256
Extraordinary gains, net$019
Net income$928,0002,254
Minority interest net income$0105
Net income of bank and minority interests.$928,0002,257
Net charge-offs$2,298,0001,021
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$928,0002,180
2010-03-31 (YTD Data)Rank
Total interest income$3,466,0002,310
Total interest expense$1,038,0002,192
Net interest income$2,428,0002,317
Provision for loan and lease losses$315,0002,324
Total noninterest income$728,0001,544
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$483,000811
Trading account gains and fees$0175
Additional Noninterest Income$245,0002,099
Total noninterest expense$2,192,0002,226
Salaries and employee benefits$1,126,0002,190
Premises and equipment expense$321,0002,079
Additional noninterest expense$745,0002,272
Pre-tax net operating income$649,0001,967
Securities gains (losses)$02,284
Applicable income taxes$186,0001,494
Income before extraordinary items$463,0002,278
Extraordinary gains, net$016
Net income$463,0002,277
Minority interest net income$091
Net income of bank and minority interests.$463,0002,278
Net charge-offs$2,169,000616
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$463,0002,193
2009-12-31 (YTD Data)Rank
Total interest income$14,400,0002,327
Total interest expense$4,757,0002,370
Net interest income$9,643,0002,266
Provision for loan and lease losses$8,840,000960
Total noninterest income$-1,722,0007,963
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,038,000847
Trading account gains and fees$0211
Additional Noninterest Income$-3,760,0007,978
Total noninterest expense$9,056,0002,195
Salaries and employee benefits$4,623,0002,127
Premises and equipment expense$1,275,0002,103
Additional noninterest expense$3,158,0002,248
Pre-tax net operating income$-9,975,0007,487
Securities gains (losses)$35,0002,803
Applicable income taxes$-4,163,0007,713
Income before extraordinary items$-5,777,0007,338
Extraordinary gains, net$034
Net income$-5,777,0007,338
Minority interest net income$0115
Net income of bank and minority interests.$-5,777,0007,338
Net charge-offs$4,277,0001,282
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-5,799,4007,355
2009-09-30 (YTD Data)Rank
Total interest income$10,860,0002,341
Total interest expense$3,678,0002,398
Net interest income$7,182,0002,285
Provision for loan and lease losses$8,371,000718
Total noninterest income$-381,0007,994
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,482,000866
Trading account gains and fees$0212
Additional Noninterest Income$-1,863,0008,055
Total noninterest expense$6,828,0002,183
Salaries and employee benefits$3,531,0002,104
Premises and equipment expense$940,0002,143
Additional noninterest expense$2,357,0002,213
Pre-tax net operating income$-8,398,0007,687
Securities gains (losses)$-3,0007,144
Applicable income taxes$-3,192,0007,828
Income before extraordinary items$-5,209,0007,595
Extraordinary gains, net$027
Net income$-5,209,0007,595
Minority interest net income$0118
Net income of bank and minority interests.$-5,209,0007,595
Net charge-offs$3,950,000980
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-5,207,0807,608
2009-06-30 (YTD Data)Rank
Total interest income$7,120,0002,412
Total interest expense$2,515,0002,441
Net interest income$4,605,0002,368
Provision for loan and lease losses$588,0002,756
Total noninterest income$741,0002,645
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$925,000921
Trading account gains and fees$0193
Additional Noninterest Income$-184,0008,011
Total noninterest expense$4,554,0002,213
Salaries and employee benefits$2,389,0002,109
Premises and equipment expense$623,0002,195
Additional noninterest expense$1,542,0002,277
Pre-tax net operating income$204,0004,623
Securities gains (losses)$-3,0007,398
Applicable income taxes$10,0004,008
Income before extraordinary items$191,0004,594
Extraordinary gains, net$021
Net income$191,0004,591
Minority interest net income$0112
Net income of bank and minority interests.$191,0004,591
Net charge-offs$1,011,0001,619
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$193,8504,490
2009-03-31 (YTD Data)Rank
Total interest income$3,465,0002,506
Total interest expense$1,313,0002,419
Net interest income$2,152,0002,514
Provision for loan and lease losses$294,0002,391
Total noninterest income$615,0001,854
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$419,000986
Trading account gains and fees$0171
Additional Noninterest Income$196,0002,546
Total noninterest expense$2,238,0002,190
Salaries and employee benefits$1,241,0002,059
Premises and equipment expense$312,0002,227
Additional noninterest expense$685,0002,272
Pre-tax net operating income$235,0003,763
Securities gains (losses)$02,434
Applicable income taxes$61,0002,721
Income before extraordinary items$174,0004,100
Extraordinary gains, net$015
Net income$174,0004,103
Minority interest net income$0102
Net income of bank and minority interests.$174,0004,103
Net charge-offs$423,0001,490
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$174,0003,945
2008-12-31 (YTD Data)Rank
Total interest income$17,495,0002,166
Total interest expense$6,363,0002,395
Net interest income$11,132,0001,995
Provision for loan and lease losses$2,972,0001,399
Total noninterest income$2,699,0001,714
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,958,000903
Trading account gains and fees$0154
Additional Noninterest Income$741,0002,553
Total noninterest expense$9,065,0002,121
Salaries and employee benefits$4,807,0002,113
Premises and equipment expense$1,389,0001,965
Additional noninterest expense$2,869,0002,086
Pre-tax net operating income$1,794,0002,676
Securities gains (losses)$15,0002,329
Applicable income taxes$322,0002,311
Income before extraordinary items$1,487,0002,534
Extraordinary gains, net$039
Net income$1,487,0002,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,607,0001,103
Cash dividends$726,0002,797
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,474,7002,689
2008-09-30 (YTD Data)Rank
Total interest income$13,453,0002,171
Total interest expense$4,902,0002,415
Net interest income$8,551,0001,970
Provision for loan and lease losses$2,016,0001,180
Total noninterest income$2,061,0001,739
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,475,000900
Trading account gains and fees$0148
Additional Noninterest Income$586,0002,562
Total noninterest expense$6,727,0002,135
Salaries and employee benefits$3,620,0002,121
Premises and equipment expense$1,026,0001,989
Additional noninterest expense$2,081,0002,081
Pre-tax net operating income$1,869,0002,415
Securities gains (losses)$15,0002,175
Applicable income taxes$585,0001,712
Income before extraordinary items$1,299,0002,604
Extraordinary gains, net$031
Net income$1,299,0002,602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,693,000938
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,288,6502,750
2008-06-30 (YTD Data)Rank
Total interest income$9,110,0002,161
Total interest expense$3,377,0002,432
Net interest income$5,733,0001,952
Provision for loan and lease losses$307,0002,497
Total noninterest income$1,360,0001,770
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$946,000922
Trading account gains and fees$0149
Additional Noninterest Income$414,0002,536
Total noninterest expense$4,693,0002,044
Salaries and employee benefits$2,621,0001,987
Premises and equipment expense$669,0002,027
Additional noninterest expense$1,403,0002,045
Pre-tax net operating income$2,093,0001,623
Securities gains (losses)$03,233
Applicable income taxes$508,0001,582
Income before extraordinary items$1,585,0001,708
Extraordinary gains, net$021
Net income$1,585,0001,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0004,007
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,585,0001,677
2008-03-31 (YTD Data)Rank
Total interest income$4,888,0002,085
Total interest expense$1,756,0002,496
Net interest income$3,132,0001,788
Provision for loan and lease losses$151,0002,116
Total noninterest income$679,0001,792
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$450,000957
Trading account gains and fees$0158
Additional Noninterest Income$229,0002,362
Total noninterest expense$2,347,0002,040
Salaries and employee benefits$1,333,0001,975
Premises and equipment expense$319,0002,135
Additional noninterest expense$695,0002,024
Pre-tax net operating income$1,313,0001,423
Securities gains (losses)$02,688
Applicable income taxes$436,0001,123
Income before extraordinary items$877,0001,693
Extraordinary gains, net$015
Net income$877,0001,695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,097
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$877,0001,633
2007-12-31 (YTD Data)Rank
Total interest income$20,944,0002,008
Total interest expense$7,207,0002,551
Net interest income$13,737,0001,643
Provision for loan and lease losses$658,0001,926
Total noninterest income$2,751,0001,746
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,843,000964
Trading account gains and fees$0178
Additional Noninterest Income$908,0002,368
Total noninterest expense$8,780,0002,097
Salaries and employee benefits$4,768,0002,122
Premises and equipment expense$1,233,0002,110
Additional noninterest expense$2,779,0001,988
Pre-tax net operating income$7,050,0001,201
Securities gains (losses)$63,000727
Applicable income taxes$2,205,0001,046
Income before extraordinary items$4,908,0001,307
Extraordinary gains, net$039
Net income$4,908,0001,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$412,0001,919
Cash dividends$1,956,0001,642
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,864,5301,302
2007-09-30 (YTD Data)Rank
Total interest income$15,681,0002,019
Total interest expense$5,427,0002,538
Net interest income$10,254,0001,662
Provision for loan and lease losses$501,0001,568
Total noninterest income$2,066,0001,749
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,346,000974
Trading account gains and fees$0184
Additional Noninterest Income$720,0002,278
Total noninterest expense$6,502,0002,100
Salaries and employee benefits$3,522,0002,144
Premises and equipment expense$909,0002,125
Additional noninterest expense$2,071,0001,945
Pre-tax net operating income$5,317,0001,283
Securities gains (losses)$16,000875
Applicable income taxes$1,578,0001,169
Income before extraordinary items$3,755,0001,365
Extraordinary gains, net$033
Net income$3,755,0001,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$184,0002,077
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,743,8001,356
2007-06-30 (YTD Data)Rank
Total interest income$10,405,0002,042
Total interest expense$3,635,0002,543
Net interest income$6,770,0001,701
Provision for loan and lease losses$371,0001,305
Total noninterest income$1,398,0001,757
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$889,000995
Trading account gains and fees$0168
Additional Noninterest Income$509,0002,216
Total noninterest expense$4,300,0002,133
Salaries and employee benefits$2,344,0002,184
Premises and equipment expense$628,0002,063
Additional noninterest expense$1,328,0002,029
Pre-tax net operating income$3,497,0001,353
Securities gains (losses)$17,000742
Applicable income taxes$1,002,0001,267
Income before extraordinary items$2,512,0001,407
Extraordinary gains, net$029
Net income$2,512,0001,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0001,978
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,499,9301,394
2007-03-31 (YTD Data)Rank
Total interest income$5,208,0002,032
Total interest expense$1,851,0002,479
Net interest income$3,357,0001,720
Provision for loan and lease losses$190,0001,217
Total noninterest income$692,0001,754
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$421,0001,019
Trading account gains and fees$0195
Additional Noninterest Income$271,0002,105
Total noninterest expense$2,162,0002,138
Salaries and employee benefits$1,173,0002,195
Premises and equipment expense$312,0002,089
Additional noninterest expense$677,0001,954
Pre-tax net operating income$1,697,0001,381
Securities gains (losses)$01,187
Applicable income taxes$501,0001,281
Income before extraordinary items$1,196,0001,452
Extraordinary gains, net$022
Net income$1,196,0001,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0002,323
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,196,0001,441
2006-12-31 (YTD Data)Rank
Total interest income$19,722,0002,006
Total interest expense$6,259,0002,506
Net interest income$13,463,0001,704
Provision for loan and lease losses$1,130,000931
Total noninterest income$2,582,0001,837
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,747,0001,016
Trading account gains and fees$0130
Additional Noninterest Income$835,0002,514
Total noninterest expense$8,523,0002,065
Salaries and employee benefits$4,782,0002,046
Premises and equipment expense$1,263,0001,990
Additional noninterest expense$2,478,0002,121
Pre-tax net operating income$6,392,0001,520
Securities gains (losses)$01,687
Applicable income taxes$1,874,0001,404
Income before extraordinary items$4,518,0001,604
Extraordinary gains, net$051
Net income$4,518,0001,605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$408,0001,356
Cash dividends$2,697,0001,227
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,518,0001,587
2006-09-30 (YTD Data)Rank
Total interest income$14,533,0002,026
Total interest expense$4,462,0002,543
Net interest income$10,071,0001,726
Provision for loan and lease losses$820,000925
Total noninterest income$1,926,0001,855
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,296,0001,027
Trading account gains and fees$0126
Additional Noninterest Income$630,0002,496
Total noninterest expense$6,380,0002,068
Salaries and employee benefits$3,576,0002,049
Premises and equipment expense$949,0001,989
Additional noninterest expense$1,855,0002,107
Pre-tax net operating income$4,797,0001,555
Securities gains (losses)$01,388
Applicable income taxes$1,424,0001,445
Income before extraordinary items$3,373,0001,648
Extraordinary gains, net$045
Net income$3,373,0001,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0001,481
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,373,0001,632
2006-06-30 (YTD Data)Rank
Total interest income$9,319,0002,067
Total interest expense$2,803,0002,588
Net interest income$6,516,0001,786
Provision for loan and lease losses$673,000741
Total noninterest income$1,277,0001,864
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$849,0001,041
Trading account gains and fees$0126
Additional Noninterest Income$428,0002,448
Total noninterest expense$4,333,0002,028
Salaries and employee benefits$2,389,0002,046
Premises and equipment expense$627,0002,008
Additional noninterest expense$1,317,0001,992
Pre-tax net operating income$2,787,0001,782
Securities gains (losses)$01,185
Applicable income taxes$794,0001,672
Income before extraordinary items$1,993,0001,843
Extraordinary gains, net$039
Net income$1,993,0001,844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0001,049
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,993,0001,824
2006-03-31 (YTD Data)Rank
Total interest income$4,486,0002,095
Total interest expense$1,369,0002,515
Net interest income$3,117,0001,854
Provision for loan and lease losses$210,0001,096
Total noninterest income$615,0001,896
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$393,0001,100
Trading account gains and fees$0115
Additional Noninterest Income$222,0002,339
Total noninterest expense$2,250,0001,971
Salaries and employee benefits$1,181,0002,083
Premises and equipment expense$306,0002,058
Additional noninterest expense$763,0001,720
Pre-tax net operating income$1,272,0001,881
Securities gains (losses)$0955
Applicable income taxes$345,0001,827
Income before extraordinary items$927,0001,921
Extraordinary gains, net$021
Net income$927,0001,920
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0001,276
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$927,0001,898
2005-12-31 (YTD Data)Rank
Total interest income$16,808,0001,993
Total interest expense$5,680,0001,979
Net interest income$11,128,0001,994
Provision for loan and lease losses$955,0001,092
Total noninterest income$2,517,0001,852
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,726,0001,023
Trading account gains and fees$0138
Additional Noninterest Income$791,0002,558
Total noninterest expense$8,078,0002,068
Salaries and employee benefits$4,587,0002,008
Premises and equipment expense$1,286,0001,882
Additional noninterest expense$2,205,0002,269
Pre-tax net operating income$4,612,0001,986
Securities gains (losses)$6,0001,641
Applicable income taxes$1,172,0002,043
Income before extraordinary items$3,446,0001,990
Extraordinary gains, net$046
Net income$3,446,0001,989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$430,0001,317
Cash dividends$2,306,0001,315
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,441,5001,968
2005-09-30 (YTD Data)Rank
Total interest income$12,175,0002,004
Total interest expense$4,117,0001,937
Net interest income$8,058,0002,046
Provision for loan and lease losses$765,000977
Total noninterest income$1,897,0001,862
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,277,0001,037
Trading account gains and fees$0126
Additional Noninterest Income$620,0002,506
Total noninterest expense$6,028,0002,061
Salaries and employee benefits$3,389,0002,013
Premises and equipment expense$967,0001,866
Additional noninterest expense$1,672,0002,210
Pre-tax net operating income$3,162,0002,146
Securities gains (losses)$-3,0007,524
Applicable income taxes$742,0002,315
Income before extraordinary items$2,417,0002,130
Extraordinary gains, net$035
Net income$2,417,0002,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$391,0001,031
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,419,3102,088
2005-06-30 (YTD Data)Rank
Total interest income$7,743,0002,043
Total interest expense$2,653,0001,881
Net interest income$5,090,0002,130
Provision for loan and lease losses$385,0001,223
Total noninterest income$1,315,0001,789
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$817,0001,057
Trading account gains and fees$0116
Additional Noninterest Income$498,0002,187
Total noninterest expense$4,016,0002,052
Salaries and employee benefits$2,272,0001,986
Premises and equipment expense$638,0001,871
Additional noninterest expense$1,106,0002,218
Pre-tax net operating income$2,004,0002,186
Securities gains (losses)$5,0001,582
Applicable income taxes$449,0002,430
Income before extraordinary items$1,560,0002,159
Extraordinary gains, net$030
Net income$1,560,0002,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$264,000990
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,556,1002,129
2005-03-31 (YTD Data)Rank
Total interest income$3,716,0002,080
Total interest expense$1,272,0001,866
Net interest income$2,444,0002,195
Provision for loan and lease losses$180,0001,214
Total noninterest income$662,0001,738
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$381,0001,094
Trading account gains and fees$0115
Additional Noninterest Income$281,0001,970
Total noninterest expense$1,975,0002,093
Salaries and employee benefits$1,155,0001,970
Premises and equipment expense$313,0001,911
Additional noninterest expense$507,0002,404
Pre-tax net operating income$951,0002,257
Securities gains (losses)$1,0001,514
Applicable income taxes$207,0002,538
Income before extraordinary items$745,0002,210
Extraordinary gains, net$024
Net income$745,0002,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0001,076
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$744,2202,173
2004-12-31 (YTD Data)Rank
Total interest income$14,026,0002,017
Total interest expense$4,653,0001,749
Net interest income$9,373,0002,176
Provision for loan and lease losses$395,0002,397
Total noninterest income$1,983,0002,211
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,676,0001,068
Trading account gains and fees$0138
Additional Noninterest Income$307,0004,222
Total noninterest expense$7,744,0002,062
Salaries and employee benefits$4,359,0001,998
Premises and equipment expense$1,376,0001,693
Additional noninterest expense$2,009,0002,413
Pre-tax net operating income$3,217,0002,435
Securities gains (losses)$117,0001,141
Applicable income taxes$737,0002,666
Income before extraordinary items$2,597,0002,348
Extraordinary gains, net$034
Net income$2,597,0002,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$261,0002,189
Cash dividends$1,914,0001,425
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,505,7402,367
2004-09-30 (YTD Data)Rank
Total interest income$10,291,0002,037
Total interest expense$3,464,0001,735
Net interest income$6,827,0002,216
Provision for loan and lease losses$280,0002,380
Total noninterest income$1,496,0002,215
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,242,0001,084
Trading account gains and fees$0134
Additional Noninterest Income$254,0004,035
Total noninterest expense$5,664,0002,110
Salaries and employee benefits$3,162,0002,070
Premises and equipment expense$1,030,0001,695
Additional noninterest expense$1,472,0002,435
Pre-tax net operating income$2,379,0002,498
Securities gains (losses)$117,0001,075
Applicable income taxes$552,0002,725
Income before extraordinary items$1,944,0002,384
Extraordinary gains, net$026
Net income$1,944,0002,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0001,777
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,852,7402,428
2004-06-30 (YTD Data)Rank
Total interest income$6,854,0002,020
Total interest expense$2,306,0001,724
Net interest income$4,548,0002,195
Provision for loan and lease losses$145,0002,845
Total noninterest income$955,0002,272
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$804,0001,101
Trading account gains and fees$0130
Additional Noninterest Income$151,0004,291
Total noninterest expense$3,753,0002,129
Salaries and employee benefits$2,108,0002,073
Premises and equipment expense$675,0001,713
Additional noninterest expense$970,0002,454
Pre-tax net operating income$1,605,0002,438
Securities gains (losses)$81,0001,156
Applicable income taxes$369,0002,709
Income before extraordinary items$1,317,0002,326
Extraordinary gains, net$021
Net income$1,317,0002,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0001,686
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,253,8202,361
2004-03-31 (YTD Data)Rank
Total interest income$3,433,0002,040
Total interest expense$1,167,0001,725
Net interest income$2,266,0002,209
Provision for loan and lease losses$80,0002,465
Total noninterest income$445,0002,364
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$348,0001,230
Trading account gains and fees$0121
Additional Noninterest Income$97,0003,782
Total noninterest expense$1,888,0002,122
Salaries and employee benefits$1,083,0002,033
Premises and equipment expense$335,0001,736
Additional noninterest expense$470,0002,504
Pre-tax net operating income$743,0002,588
Securities gains (losses)$84,000897
Applicable income taxes$173,0002,822
Income before extraordinary items$654,0002,313
Extraordinary gains, net$016
Net income$654,0002,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0001,290
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$587,6402,466
2003-12-31 (YTD Data)Rank
Total interest income$14,647,0001,941
Total interest expense$5,733,0001,560
Net interest income$8,914,0002,171
Provision for loan and lease losses$482,0002,230
Total noninterest income$1,624,0002,667
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,297,0001,332
Trading account gains and fees$0160
Additional Noninterest Income$327,0004,331
Total noninterest expense$7,670,0002,063
Salaries and employee benefits$4,050,0002,099
Premises and equipment expense$1,320,0001,712
Additional noninterest expense$2,300,0002,099
Pre-tax net operating income$2,386,0002,991
Securities gains (losses)$63,0002,296
Applicable income taxes$465,0003,504
Income before extraordinary items$1,984,0002,889
Extraordinary gains, net$054
Net income$1,984,0002,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$705,0001,219
Cash dividends$1,774,0001,532
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,932,9702,817
2003-09-30 (YTD Data)Rank
Total interest income$11,104,0001,945
Total interest expense$4,491,0001,553
Net interest income$6,613,0002,204
Provision for loan and lease losses$353,0002,247
Total noninterest income$1,186,0002,807
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$973,0001,336
Trading account gains and fees$0153
Additional Noninterest Income$213,0004,667
Total noninterest expense$5,832,0002,033
Salaries and employee benefits$3,174,0002,024
Premises and equipment expense$1,014,0001,685
Additional noninterest expense$1,644,0002,185
Pre-tax net operating income$1,614,0003,363
Securities gains (losses)$63,0002,122
Applicable income taxes$320,0003,799
Income before extraordinary items$1,357,0003,195
Extraordinary gains, net$040
Net income$1,357,0003,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$442,0001,295
Cash dividends$15,0005,396
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,305,9703,124
2003-06-30 (YTD Data)Rank
Total interest income$7,535,0001,928
Total interest expense$3,104,0001,551
Net interest income$4,431,0002,196
Provision for loan and lease losses$253,0002,104
Total noninterest income$824,0002,701
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$654,0001,309
Trading account gains and fees$0150
Additional Noninterest Income$170,0004,337
Total noninterest expense$3,848,0002,048
Salaries and employee benefits$2,107,0002,019
Premises and equipment expense$680,0001,677
Additional noninterest expense$1,061,0002,245
Pre-tax net operating income$1,154,0003,177
Securities gains (losses)$191,0001,074
Applicable income taxes$237,0003,651
Income before extraordinary items$1,108,0002,748
Extraordinary gains, net$030
Net income$1,108,0002,747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$360,0001,089
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$951,3802,919
2003-03-31 (YTD Data)Rank
Total interest income$3,855,0001,909
Total interest expense$1,572,0001,572
Net interest income$2,283,0002,140
Provision for loan and lease losses$137,0001,901
Total noninterest income$402,0002,664
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$326,0001,293
Trading account gains and fees$0134
Additional Noninterest Income$76,0004,450
Total noninterest expense$1,921,0002,038
Salaries and employee benefits$1,064,0001,996
Premises and equipment expense$338,0001,688
Additional noninterest expense$519,0002,259
Pre-tax net operating income$627,0002,979
Securities gains (losses)$261,000561
Applicable income taxes$202,0002,679
Income before extraordinary items$686,0002,228
Extraordinary gains, net$021
Net income$686,0002,226
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0001,069
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$485,0302,875
2002-12-31 (YTD Data)Rank
Total interest income$17,267,0001,796
Total interest expense$7,642,0001,483
Net interest income$9,625,0002,014
Provision for loan and lease losses$545,0002,239
Total noninterest income$1,509,0002,607
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,379,0001,165
Trading account gains and fees$0153
Additional Noninterest Income$130,0005,899
Total noninterest expense$7,448,0002,020
Salaries and employee benefits$4,139,0001,942
Premises and equipment expense$1,459,0001,523
Additional noninterest expense$1,850,0002,492
Pre-tax net operating income$3,141,0002,398
Securities gains (losses)$300,000894
Applicable income taxes$748,0002,712
Income before extraordinary items$2,693,0002,216
Extraordinary gains, net$070
Net income$2,693,0002,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$373,0002,045
Cash dividends$2,261,0001,191
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,459,0002,307
2001-12-31 (YTD Data)Rank
Total interest income$18,536,0001,852
Total interest expense$10,192,0001,596
Net interest income$8,344,0002,140
Provision for loan and lease losses$606,0001,881
Total noninterest income$1,483,0002,526
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,246,0001,198
Trading account gains and fees$0177
Additional Noninterest Income$237,0004,590
Total noninterest expense$6,821,0002,103
Salaries and employee benefits$3,859,0001,945
Premises and equipment expense$1,232,0001,756
Additional noninterest expense$1,730,0002,559
Pre-tax net operating income$2,400,0002,745
Securities gains (losses)$-99,0009,497
Applicable income taxes$310,0004,199
Income before extraordinary items$1,991,0002,549
Extraordinary gains, net$0105
Net income$1,991,0002,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$570,0001,417
Cash dividends$1,761,0001,462
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,077,1302,363
2000-12-31 (YTD Data)Rank
Total interest income$19,253,0001,799
Total interest expense$9,469,0001,818
Net interest income$9,784,0001,794
Provision for loan and lease losses$635,0001,536
Total noninterest income$1,430,0002,432
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,164,0001,164
Trading account gains and fees$0180
Additional Noninterest Income$266,0004,175
Total noninterest expense$6,798,0002,033
Salaries and employee benefits$3,705,0001,940
Premises and equipment expense$1,200,0001,741
Additional noninterest expense$1,893,0002,280
Pre-tax net operating income$3,781,0001,932
Securities gains (losses)$-188,0009,562
Applicable income taxes$1,039,0002,055
Income before extraordinary items$2,554,0002,042
Extraordinary gains, net$038
Net income$2,554,0002,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$331,0001,701
Cash dividends$1,761,0001,486
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,687,4801,942
1999-12-31 (YTD Data)Rank
Total interest income$18,361,0001,771
Total interest expense$8,922,0001,684
Net interest income$9,439,0001,852
Provision for loan and lease losses$539,0001,669
Total noninterest income$1,111,0002,865
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$934,0001,393
Trading account gains and fees$0173
Additional Noninterest Income$177,0005,219
Total noninterest expense$6,035,0002,261
Salaries and employee benefits$3,428,0002,049
Premises and equipment expense$1,063,0001,932
Additional noninterest expense$1,544,0002,798
Pre-tax net operating income$3,976,0001,845
Securities gains (losses)$-116,0009,981
Applicable income taxes$1,193,0001,934
Income before extraordinary items$2,667,0001,985
Extraordinary gains, net$035
Net income$2,667,0001,986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$571,0001,100
Cash dividends$1,762,0001,504
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,747,0401,907
1998-12-31 (YTD Data)Rank
Total interest income$16,961,0001,907
Total interest expense$7,932,0001,927
Net interest income$9,029,0001,897
Provision for loan and lease losses$230,0003,213
Total noninterest income$1,093,0002,888
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$911,0001,382
Trading account gains and fees$0224
Additional Noninterest Income$182,0005,208
Total noninterest expense$5,865,0002,230
Salaries and employee benefits$3,312,0002,037
Premises and equipment expense$938,0002,075
Additional noninterest expense$1,615,0002,597
Pre-tax net operating income$4,027,0001,803
Securities gains (losses)$21,0002,394
Applicable income taxes$1,271,0001,888
Income before extraordinary items$2,777,0001,886
Extraordinary gains, net$032
Net income$2,777,0001,886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0002,165
Cash dividends$2,069,0001,287
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,762,5101,821
1997-12-31 (YTD Data)Rank
Total interest income$15,384,0002,127
Total interest expense$6,636,0002,267
Net interest income$8,748,0001,986
Provision for loan and lease losses$530,0001,698
Total noninterest income$1,064,0002,903
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$866,0001,490
Trading account gains and fees$0239
Additional Noninterest Income$198,0004,977
Total noninterest expense$5,647,0002,284
Salaries and employee benefits$3,255,0002,018
Premises and equipment expense$899,0002,176
Additional noninterest expense$1,493,0002,749
Pre-tax net operating income$3,635,0002,068
Securities gains (losses)$-4,0009,548
Applicable income taxes$1,052,0002,331
Income before extraordinary items$2,579,0002,051
Extraordinary gains, net$044
Net income$2,579,0002,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$464,0001,419
Cash dividends$1,178,0001,928
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,581,8401,996
1996-12-31 (YTD Data)Rank
Total interest income$13,824,0002,419
Total interest expense$5,744,0002,647
Net interest income$8,080,0002,229
Provision for loan and lease losses$376,0002,183
Total noninterest income$1,284,0002,559
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$823,0001,623
Trading account gains and fees$0262
Additional Noninterest Income$461,0003,094
Total noninterest expense$5,094,0002,679
Salaries and employee benefits$2,860,0002,325
Premises and equipment expense$915,0002,174
Additional noninterest expense$1,319,0003,481
Pre-tax net operating income$3,894,0001,852
Securities gains (losses)$1,0003,760
Applicable income taxes$1,224,0001,964
Income before extraordinary items$2,671,0001,851
Extraordinary gains, net$053
Net income$2,671,0001,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$365,0001,797
Cash dividends$1,039,0002,070
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,670,3101,820
1995-12-31 (YTD Data)Rank
Total interest income$13,448,0002,485
Total interest expense$5,242,0002,910
Net interest income$8,206,0002,191
Provision for loan and lease losses$227,0002,779
Total noninterest income$1,186,0002,752
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$794,0001,704
Trading account gains and fees$0522
Additional Noninterest Income$392,0003,347
Total noninterest expense$5,118,0002,649
Salaries and employee benefits$2,774,0002,401
Premises and equipment expense$859,0002,331
Additional noninterest expense$1,485,0003,111
Pre-tax net operating income$4,047,0001,831
Securities gains (losses)$4,0002,936
Applicable income taxes$1,244,0001,960
Income before extraordinary items$2,807,0001,800
Extraordinary gains, net$065
Net income$2,807,0001,799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0002,409
Cash dividends$992,0002,093
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,804,2401,779
1994-12-31 (YTD Data)Rank
Total interest income$12,585,0002,406
Total interest expense$4,552,0002,689
Net interest income$8,033,0002,249
Provision for loan and lease losses$371,0001,929
Total noninterest income$1,171,0002,773
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$805,0001,675
Trading account gains and fees$0475
Additional Noninterest Income$366,0003,610
Total noninterest expense$5,151,0002,690
Salaries and employee benefits$2,664,0002,508
Premises and equipment expense$784,0002,572
Additional noninterest expense$1,703,0002,964
Pre-tax net operating income$3,682,0001,933
Securities gains (losses)$1,0003,293
Applicable income taxes$1,117,0002,020
Income before extraordinary items$2,566,0001,896
Extraordinary gains, net$0249
Net income$2,566,0001,894
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$409,0001,567
Cash dividends$922,0002,047
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,565,3001,895
1993-12-31 (YTD Data)Rank
Total interest income$12,540,0002,461
Total interest expense$4,262,0002,988
Net interest income$8,278,0002,175
Provision for loan and lease losses$636,0001,779
Total noninterest income$1,283,0002,765
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$861,0001,590
Trading account gains and fees$0532
Additional Noninterest Income$422,0003,631
Total noninterest expense$5,075,0002,821
Salaries and employee benefits$2,657,0002,497
Premises and equipment expense$819,0002,497
Additional noninterest expense$1,599,0003,311
Pre-tax net operating income$3,850,0001,792
Securities gains (losses)$07,477
Applicable income taxes$1,347,0001,730
Income before extraordinary items$2,503,0001,997
Extraordinary gains, net$03,149
Net income$2,503,0002,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$652,0001,503
Cash dividends$646,0002,535
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,503,0001,881
1992-12-31 (YTD Data)Rank
Total interest income$13,393,0002,632
Total interest expense$5,231,0003,173
Net interest income$8,162,0002,223
Provision for loan and lease losses$520,0002,905
Total noninterest income$1,062,0003,154
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$687,0001,980
Trading account gains and fees$0504
Additional Noninterest Income$375,0003,851
Total noninterest expense$4,940,0002,894
Salaries and employee benefits$2,633,0002,449
Premises and equipment expense$759,0002,734
Additional noninterest expense$1,548,0003,505
Pre-tax net operating income$3,764,0001,657
Securities gains (losses)$-27,00013,553
Applicable income taxes$1,166,0001,806
Income before extraordinary items$2,571,0001,774
Extraordinary gains, net$01,422
Net income$2,571,0001,792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$348,0003,067
Cash dividends$480,0002,906
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,589,6301,628

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.