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FMS Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$18,387,000	1,996
Total interest expense	$3,531,000	2,426
Net interest income	$14,856,000	1,822
Provision for loan and lease losses	$285,000	1,722
Total noninterest income	$2,028,000	1,997
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$196,000	2,700
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,832,000	1,691
Total noninterest expense	$10,624,000	1,971
Salaries and employee benefits	$6,385,000	1,871
Premises and equipment expense	$552,000	2,825
Additional noninterest expense	$1,832,000	1,691
Pre-tax net operating income	$5,975,000	1,721
Securities gains (losses)	$0	988
Applicable income taxes	$0	3,369
Income before extraordinary items	$5,975,000	1,527
Extraordinary gains, net	$0	54
Net income	$5,975,000	1,542
Minority interest net income	$0	88
Net income of bank and minority interests.	$5,975,000	1,530
Net charge-offs	$10,000	2,421
Cash dividends	$4,488,000	884
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$5,975,000	1,555
2023-09-30 (YTD Data)		Rank
Total interest income	$13,201,000	2,024
Total interest expense	$2,199,000	2,542
Net interest income	$11,002,000	1,855
Provision for loan and lease losses	$0	3,085
Total noninterest income	$1,684,000	1,892
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$162,000	2,602
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,522,000	1,599
Total noninterest expense	$7,505,000	2,039
Salaries and employee benefits	$4,399,000	1,985
Premises and equipment expense	$440,000	2,751
Additional noninterest expense	$1,522,000	1,599
Pre-tax net operating income	$5,181,000	1,615
Securities gains (losses)	$0	849
Applicable income taxes	$0	3,407
Income before extraordinary items	$5,181,000	1,409
Extraordinary gains, net	$0	52
Net income	$5,181,000	1,420
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,181,000	1,409
Net charge-offs	$-28,000	4,075
Cash dividends	$3,489,000	798
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$5,181,000	1,427
2023-06-30 (YTD Data)		Rank
Total interest income	$8,398,000	2,058
Total interest expense	$1,142,000	2,679
Net interest income	$7,256,000	1,883
Provision for loan and lease losses	$0	2,940
Total noninterest income	$1,308,000	1,695
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$123,000	2,451
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,185,000	1,380
Total noninterest expense	$5,033,000	2,026
Salaries and employee benefits	$2,904,000	2,001
Premises and equipment expense	$310,000	2,658
Additional noninterest expense	$1,185,000	1,379
Pre-tax net operating income	$3,531,000	1,580
Securities gains (losses)	$0	938
Applicable income taxes	$0	3,436
Income before extraordinary items	$3,531,000	1,375
Extraordinary gains, net	$0	51
Net income	$3,531,000	1,390
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,531,000	1,375
Net charge-offs	$-63,000	4,378
Cash dividends	$2,255,000	793
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$3,531,000	1,387
2023-03-31 (YTD Data)		Rank
Total interest income	$4,039,000	2,087
Total interest expense	$360,000	2,981
Net interest income	$3,679,000	1,867
Provision for loan and lease losses	$0	2,612
Total noninterest income	$472,000	2,024
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$63,000	2,425
Trading account gains and fees	NA	NA
Additional Noninterest Income	$409,000	1,706
Total noninterest expense	$2,678,000	1,962
Salaries and employee benefits	$1,627,000	1,885
Premises and equipment expense	$174,000	2,533
Additional noninterest expense	$409,000	1,706
Pre-tax net operating income	$1,473,000	1,813
Securities gains (losses)	$0	950
Applicable income taxes	$0	3,388
Income before extraordinary items	$1,473,000	1,619
Extraordinary gains, net	$0	4
Net income	$1,473,000	1,619
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,473,000	1,619
Net charge-offs	$-34,000	4,342
Cash dividends	$1,372,000	643
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,473,000	1,636
2022-12-31 (YTD Data)		Rank
Total interest income	$13,254,000	2,123
Total interest expense	$467,000	3,304
Net interest income	$12,787,000	2,021
Provision for loan and lease losses	$0	3,012
Total noninterest income	$2,029,000	2,028
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$214,000	2,672
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,815,000	1,714
Total noninterest expense	$10,387,000	1,963
Salaries and employee benefits	$5,867,000	1,981
Premises and equipment expense	$558,000	2,834
Additional noninterest expense	$1,815,000	1,714
Pre-tax net operating income	$4,429,000	2,171
Securities gains (losses)	$0	691
Applicable income taxes	$0	3,596
Income before extraordinary items	$4,429,000	1,977
Extraordinary gains, net	$0	5
Net income	$4,429,000	1,977
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,429,000	1,976
Net charge-offs	$58,000	1,466
Cash dividends	$1,708,000	1,658
Sale, conversion, retirement of capital stock, net	$2,584,000	158
Net operating income	$4,429,000	2,005
2022-09-30 (YTD Data)		Rank
Total interest income	$9,459,000	2,152
Total interest expense	$241,000	3,529
Net interest income	$9,218,000	2,049
Provision for loan and lease losses	$0	2,835
Total noninterest income	$1,534,000	2,052
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$161,000	2,681
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,373,000	1,729
Total noninterest expense	$7,536,000	2,000
Salaries and employee benefits	$4,135,000	2,047
Premises and equipment expense	$413,000	2,866
Additional noninterest expense	$1,373,000	1,729
Pre-tax net operating income	$3,216,000	2,213
Securities gains (losses)	$0	740
Applicable income taxes	$0	3,603
Income before extraordinary items	$3,216,000	2,006
Extraordinary gains, net	$0	4
Net income	$3,216,000	2,005
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,216,000	2,005
Net charge-offs	$-12,000	3,660
Cash dividends	$1,322,000	1,437
Sale, conversion, retirement of capital stock, net	$2,562,000	127
Net operating income	$3,216,000	2,038
2022-06-30 (YTD Data)		Rank
Total interest income	$6,052,000	2,159
Total interest expense	$152,000	3,516
Net interest income	$5,900,000	2,070
Provision for loan and lease losses	$0	2,599
Total noninterest income	$1,211,000	1,855
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$101,000	2,765
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,110,000	1,570
Total noninterest expense	$4,846,000	2,035
Salaries and employee benefits	$2,799,000	2,031
Premises and equipment expense	$278,000	2,848
Additional noninterest expense	$1,769,000	1,761
Pre-tax net operating income	$2,265,000	2,051
Securities gains (losses)	$0	687
Applicable income taxes	$0	3,564
Income before extraordinary items	$2,265,000	1,838
Extraordinary gains, net	$0	4
Net income	$2,265,000	1,839
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,265,000	1,838
Net charge-offs	$-8,000	3,588
Cash dividends	$922,000	1,415
Sale, conversion, retirement of capital stock, net	$2,539,000	85
Net operating income	$2,265,000	1,879
2022-03-31 (YTD Data)		Rank
Total interest income	$3,006,000	2,132
Total interest expense	$77,000	3,483
Net interest income	$2,929,000	2,034
Provision for loan and lease losses	$0	2,285
Total noninterest income	$742,000	1,655
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$51,000	2,721
Trading account gains and fees	NA	NA
Additional Noninterest Income	$691,000	1,383
Total noninterest expense	$2,419,000	2,023
Salaries and employee benefits	$1,430,000	2,002
Premises and equipment expense	$134,000	2,918
Additional noninterest expense	$855,000	1,783
Pre-tax net operating income	$1,252,000	1,869
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$1,252,000	1,654
Extraordinary gains, net	$0	4
Net income	$1,252,000	1,654
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,252,000	1,654
Net charge-offs	$-3,000	3,434
Cash dividends	$422,000	1,285
Sale, conversion, retirement of capital stock, net	$2,509,000	42
Net operating income	$1,252,000	1,675
2021-12-31 (YTD Data)		Rank
Total interest income	$12,264,000	2,173
Total interest expense	$481,000	3,220
Net interest income	$11,783,000	2,051
Provision for loan and lease losses	$-225,000	4,329
Total noninterest income	$1,397,000	2,621
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$199,000	2,695
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,198,000	2,448
Total noninterest expense	$9,053,000	2,107
Salaries and employee benefits	$5,417,000	2,074
Premises and equipment expense	$538,000	2,915
Additional noninterest expense	$3,098,000	1,928
Pre-tax net operating income	$4,352,000	2,221
Securities gains (losses)	$0	2,062
Applicable income taxes	$0	3,710
Income before extraordinary items	$4,352,000	2,059
Extraordinary gains, net	$0	10
Net income	$4,352,000	2,059
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,352,000	2,061
Net charge-offs	$371,000	755
Cash dividends	$1,653,000	1,707
Sale, conversion, retirement of capital stock, net	$34,000	526
Net operating income	$4,352,000	2,036
2021-09-30 (YTD Data)		Rank
Total interest income	$9,322,000	2,184
Total interest expense	$399,000	3,179
Net interest income	$8,923,000	2,061
Provision for loan and lease losses	$-225,000	4,459
Total noninterest income	$626,000	3,210
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$144,000	2,751
Trading account gains and fees	NA	NA
Additional Noninterest Income	$482,000	3,103
Total noninterest expense	$6,494,000	2,180
Salaries and employee benefits	$3,951,000	2,116
Premises and equipment expense	$403,000	2,945
Additional noninterest expense	$2,140,000	2,063
Pre-tax net operating income	$3,280,000	2,315
Securities gains (losses)	$0	2,015
Applicable income taxes	$0	3,719
Income before extraordinary items	$3,280,000	2,132
Extraordinary gains, net	$0	8
Net income	$3,280,000	2,133
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,280,000	2,133
Net charge-offs	$371,000	587
Cash dividends	$1,079,000	1,667
Sale, conversion, retirement of capital stock, net	$30,000	482
Net operating income	$3,280,000	2,103
2021-06-30 (YTD Data)		Rank
Total interest income	$6,030,000	2,228
Total interest expense	$305,000	3,053
Net interest income	$5,725,000	2,110
Provision for loan and lease losses	$-225,000	4,546
Total noninterest income	$91,000	4,409
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$87,000	2,834
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,000	4,833
Total noninterest expense	$4,283,000	2,186
Salaries and employee benefits	$2,573,000	2,138
Premises and equipment expense	$270,000	2,933
Additional noninterest expense	$1,440,000	2,033
Pre-tax net operating income	$1,758,000	2,580
Securities gains (losses)	$0	1,818
Applicable income taxes	$0	3,702
Income before extraordinary items	$1,758,000	2,398
Extraordinary gains, net	$0	6
Net income	$1,758,000	2,398
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,758,000	2,398
Net charge-offs	$135,000	796
Cash dividends	$496,000	1,983
Sale, conversion, retirement of capital stock, net	$25,000	460
Net operating income	$1,758,000	2,363
2021-03-31 (YTD Data)		Rank
Total interest income	$2,921,000	2,268
Total interest expense	$172,000	2,975
Net interest income	$2,749,000	2,158
Provision for loan and lease losses	$375,000	456
Total noninterest income	$817,000	1,713
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$41,000	2,882
Trading account gains and fees	NA	NA
Additional Noninterest Income	$776,000	1,497
Total noninterest expense	$2,120,000	2,189
Salaries and employee benefits	$1,275,000	2,134
Premises and equipment expense	$139,000	2,900
Additional noninterest expense	$706,000	2,025
Pre-tax net operating income	$1,071,000	2,276
Securities gains (losses)	$0	1,392
Applicable income taxes	$0	3,613
Income before extraordinary items	$1,071,000	2,124
Extraordinary gains, net	$0	3
Net income	$1,071,000	2,124
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,071,000	2,124
Net charge-offs	$140,000	528
Cash dividends	$376,000	1,412
Sale, conversion, retirement of capital stock, net	$20,000	411
Net operating income	$1,071,000	2,084
2020-12-31 (YTD Data)		Rank
Total interest income	$11,914,000	2,249
Total interest expense	$1,076,000	2,821
Net interest income	$10,838,000	2,121
Provision for loan and lease losses	$1,800,000	1,119
Total noninterest income	$1,829,000	2,225
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$172,000	2,949
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,657,000	1,986
Total noninterest expense	$8,438,000	2,182
Salaries and employee benefits	$5,004,000	2,158
Premises and equipment expense	$563,000	2,855
Additional noninterest expense	$2,871,000	1,990
Pre-tax net operating income	$2,429,000	2,710
Securities gains (losses)	$0	2,675
Applicable income taxes	$0	3,697
Income before extraordinary items	$2,429,000	2,589
Extraordinary gains, net	$0	4
Net income	$2,429,000	2,588
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,429,000	2,589
Net charge-offs	$1,055,000	626
Cash dividends	$892,000	2,338
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,429,000	2,543
2020-09-30 (YTD Data)		Rank
Total interest income	$8,520,000	2,341
Total interest expense	$873,000	2,801
Net interest income	$7,647,000	2,224
Provision for loan and lease losses	$1,350,000	1,140
Total noninterest income	$1,373,000	2,180
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$125,000	3,001
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,248,000	1,927
Total noninterest expense	$6,181,000	2,200
Salaries and employee benefits	$3,595,000	2,191
Premises and equipment expense	$427,000	2,842
Additional noninterest expense	$2,159,000	1,953
Pre-tax net operating income	$1,489,000	2,953
Securities gains (losses)	$0	2,494
Applicable income taxes	$0	3,696
Income before extraordinary items	$1,489,000	2,842
Extraordinary gains, net	$0	4
Net income	$1,489,000	2,841
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,489,000	2,842
Net charge-offs	$477,000	772
Cash dividends	$784,000	1,934
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,489,000	2,793
2020-06-30 (YTD Data)		Rank
Total interest income	$5,756,000	2,350
Total interest expense	$603,000	2,870
Net interest income	$5,153,000	2,215
Provision for loan and lease losses	$900,000	1,155
Total noninterest income	$1,174,000	1,868
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$87,000	2,989
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,087,000	1,584
Total noninterest expense	$4,207,000	2,176
Salaries and employee benefits	$2,412,000	2,181
Premises and equipment expense	$309,000	2,703
Additional noninterest expense	$1,486,000	1,896
Pre-tax net operating income	$1,220,000	2,667
Securities gains (losses)	$0	2,249
Applicable income taxes	$0	3,655
Income before extraordinary items	$1,220,000	2,524
Extraordinary gains, net	$0	4
Net income	$1,220,000	2,523
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,220,000	2,524
Net charge-offs	$274,000	848
Cash dividends	$442,000	2,087
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,220,000	2,489
2020-03-31 (YTD Data)		Rank
Total interest income	$2,768,000	2,402
Total interest expense	$307,000	2,976
Net interest income	$2,461,000	2,247
Provision for loan and lease losses	$450,000	941
Total noninterest income	$463,000	2,019
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$53,000	2,994
Trading account gains and fees	NA	NA
Additional Noninterest Income	$410,000	1,706
Total noninterest expense	$2,110,000	2,199
Salaries and employee benefits	$1,205,000	2,199
Premises and equipment expense	$157,000	2,703
Additional noninterest expense	$748,000	1,931
Pre-tax net operating income	$364,000	3,169
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$364,000	3,051
Extraordinary gains, net	$0	4
Net income	$364,000	3,051
Minority interest net income	$0	56
Net income of bank and minority interests.	$364,000	3,052
Net charge-offs	$69,000	1,057
Cash dividends	$296,000	1,682
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$364,000	3,025
2019-12-31 (YTD Data)		Rank
Total interest income	$10,559,000	2,496
Total interest expense	$1,117,000	3,151
Net interest income	$9,442,000	2,341
Provision for loan and lease losses	$1,200,000	789
Total noninterest income	$1,999,000	1,968
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$187,000	3,250
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,812,000	1,629
Total noninterest expense	$8,068,000	2,240
Salaries and employee benefits	$4,492,000	2,256
Premises and equipment expense	$1,234,000	1,761
Additional noninterest expense	$2,342,000	2,313
Pre-tax net operating income	$2,173,000	2,925
Securities gains (losses)	$0	2,379
Applicable income taxes	$0	3,859
Income before extraordinary items	$2,173,000	2,779
Extraordinary gains, net	$0	11
Net income	$2,173,000	2,780
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,173,000	2,781
Net charge-offs	$1,180,000	592
Cash dividends	$858,000	2,512
Sale, conversion, retirement of capital stock, net	$44,000	542
Net operating income	$2,173,000	2,746
2019-09-30 (YTD Data)		Rank
Total interest income	$7,986,000	2,508
Total interest expense	$808,000	3,228
Net interest income	$7,178,000	2,346
Provision for loan and lease losses	$900,000	740
Total noninterest income	$1,233,000	2,191
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$133,000	3,343
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,100,000	1,803
Total noninterest expense	$6,079,000	2,233
Salaries and employee benefits	$3,380,000	2,260
Premises and equipment expense	$419,000	2,938
Additional noninterest expense	$2,280,000	1,890
Pre-tax net operating income	$1,432,000	3,160
Securities gains (losses)	$0	2,167
Applicable income taxes	$0	3,902
Income before extraordinary items	$1,432,000	3,017
Extraordinary gains, net	$0	11
Net income	$1,432,000	3,018
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,432,000	3,018
Net charge-offs	$836,000	545
Cash dividends	$650,000	2,242
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,432,000	2,989
2019-06-30 (YTD Data)		Rank
Total interest income	$5,273,000	2,526
Total interest expense	$521,000	3,255
Net interest income	$4,752,000	2,369
Provision for loan and lease losses	$675,000	660
Total noninterest income	$819,000	2,177
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$89,000	3,340
Trading account gains and fees	NA	NA
Additional Noninterest Income	$730,000	1,803
Total noninterest expense	$3,982,000	2,269
Salaries and employee benefits	$2,273,000	2,260
Premises and equipment expense	$271,000	3,010
Additional noninterest expense	$1,438,000	2,020
Pre-tax net operating income	$914,000	3,221
Securities gains (losses)	$0	1,702
Applicable income taxes	$0	3,901
Income before extraordinary items	$914,000	3,072
Extraordinary gains, net	$0	11
Net income	$914,000	3,070
Minority interest net income	$0	69
Net income of bank and minority interests.	$914,000	3,070
Net charge-offs	$700,000	457
Cash dividends	$417,000	2,290
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$914,000	3,040
2019-03-31 (YTD Data)		Rank
Total interest income	$2,590,000	2,563
Total interest expense	$251,000	3,280
Net interest income	$2,339,000	2,405
Provision for loan and lease losses	$425,000	530
Total noninterest income	$361,000	2,296
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$43,000	3,384
Trading account gains and fees	NA	NA
Additional Noninterest Income	$318,000	1,910
Total noninterest expense	$1,945,000	2,320
Salaries and employee benefits	$1,116,000	2,309
Premises and equipment expense	$133,000	3,072
Additional noninterest expense	$696,000	2,038
Pre-tax net operating income	$330,000	3,639
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$330,000	3,485
Extraordinary gains, net	$0	5
Net income	$330,000	3,484
Minority interest net income	$0	52
Net income of bank and minority interests.	$330,000	3,484
Net charge-offs	$379,000	410
Cash dividends	$285,000	1,780
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$330,000	3,478
2018-12-31 (YTD Data)		Rank
Total interest income	$9,731,000	2,570
Total interest expense	$764,000	3,329
Net interest income	$8,967,000	2,459
Provision for loan and lease losses	$445,000	1,570
Total noninterest income	$1,952,000	2,012
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$192,000	3,362
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,760,000	1,622
Total noninterest expense	$7,243,000	2,417
Salaries and employee benefits	$4,125,000	2,402
Premises and equipment expense	$548,000	3,005
Additional noninterest expense	$2,570,000	2,176
Pre-tax net operating income	$3,231,000	2,395
Securities gains (losses)	$-539,000	5,262
Applicable income taxes	$0	3,978
Income before extraordinary items	$2,692,000	2,482
Extraordinary gains, net	$0	6
Net income	$2,692,000	2,480
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,692,000	2,481
Net charge-offs	$795,000	713
Cash dividends	$1,828,000	1,539
Sale, conversion, retirement of capital stock, net	$157,000	434
Net operating income	$3,231,000	2,210
2018-09-30 (YTD Data)		Rank
Total interest income	$7,167,000	2,601
Total interest expense	$526,000	3,398
Net interest income	$6,641,000	2,486
Provision for loan and lease losses	$45,000	3,238
Total noninterest income	$1,492,000	2,002
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$149,000	3,344
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,343,000	1,625
Total noninterest expense	$5,437,000	2,416
Salaries and employee benefits	$3,127,000	2,393
Premises and equipment expense	$406,000	3,044
Additional noninterest expense	$1,904,000	2,192
Pre-tax net operating income	$2,651,000	2,297
Securities gains (losses)	$-433,000	5,389
Applicable income taxes	$0	4,032
Income before extraordinary items	$2,218,000	2,357
Extraordinary gains, net	$0	5
Net income	$2,218,000	2,356
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,218,000	2,356
Net charge-offs	$48,000	2,233
Cash dividends	$1,382,000	1,386
Sale, conversion, retirement of capital stock, net	$91,000	443
Net operating income	$2,651,000	2,084
2018-06-30 (YTD Data)		Rank
Total interest income	$4,661,000	2,642
Total interest expense	$305,000	3,538
Net interest income	$4,356,000	2,509
Provision for loan and lease losses	$0	3,782
Total noninterest income	$1,011,000	2,004
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$99,000	3,348
Trading account gains and fees	NA	NA
Additional Noninterest Income	$912,000	1,615
Total noninterest expense	$3,609,000	2,435
Salaries and employee benefits	$2,091,000	2,403
Premises and equipment expense	$263,000	3,111
Additional noninterest expense	$1,255,000	2,221
Pre-tax net operating income	$1,758,000	2,283
Securities gains (losses)	$-283,000	5,446
Applicable income taxes	$0	4,018
Income before extraordinary items	$1,475,000	2,340
Extraordinary gains, net	$0	6
Net income	$1,475,000	2,339
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,475,000	2,339
Net charge-offs	$-100,000	5,198
Cash dividends	$929,000	1,382
Sale, conversion, retirement of capital stock, net	$91,000	378
Net operating income	$1,758,000	2,061
2018-03-31 (YTD Data)		Rank
Total interest income	$2,282,000	2,677
Total interest expense	$132,000	3,719
Net interest income	$2,150,000	2,532
Provision for loan and lease losses	$0	3,508
Total noninterest income	$491,000	2,012
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$46,000	3,459
Trading account gains and fees	NA	NA
Additional Noninterest Income	$445,000	1,594
Total noninterest expense	$1,762,000	2,503
Salaries and employee benefits	$1,041,000	2,432
Premises and equipment expense	$134,000	3,101
Additional noninterest expense	$587,000	2,329
Pre-tax net operating income	$879,000	2,225
Securities gains (losses)	$-139,000	5,504
Applicable income taxes	$0	3,948
Income before extraordinary items	$740,000	2,290
Extraordinary gains, net	$0	7
Net income	$740,000	2,288
Minority interest net income	$0	52
Net income of bank and minority interests.	$740,000	2,290
Net charge-offs	$-100,000	5,384
Cash dividends	$497,000	1,219
Sale, conversion, retirement of capital stock, net	$91,000	266
Net operating income	$879,000	2,016
2017-12-31 (YTD Data)		Rank
Total interest income	$8,496,000	2,753
Total interest expense	$476,000	3,750
Net interest income	$8,020,000	2,633
Provision for loan and lease losses	$90,000	3,158
Total noninterest income	$2,196,000	1,916
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$195,000	3,483
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,001,000	1,538
Total noninterest expense	$7,021,000	2,506
Salaries and employee benefits	$4,027,000	2,461
Premises and equipment expense	$503,000	3,256
Additional noninterest expense	$2,491,000	2,258
Pre-tax net operating income	$3,105,000	2,430
Securities gains (losses)	$19,000	1,351
Applicable income taxes	$0	4,135
Income before extraordinary items	$3,124,000	1,959
Extraordinary gains, net	$0	9
Net income	$3,124,000	1,958
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,124,000	1,959
Net charge-offs	$55,000	2,906
Cash dividends	$1,570,000	1,665
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,105,000	1,950
2017-09-30 (YTD Data)		Rank
Total interest income	$6,297,000	2,785
Total interest expense	$345,000	3,823
Net interest income	$5,952,000	2,672
Provision for loan and lease losses	$90,000	2,745
Total noninterest income	$1,644,000	1,941
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$150,000	3,478
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,494,000	1,552
Total noninterest expense	$5,231,000	2,523
Salaries and employee benefits	$3,001,000	2,477
Premises and equipment expense	$375,000	3,310
Additional noninterest expense	$1,855,000	2,266
Pre-tax net operating income	$2,275,000	2,513
Securities gains (losses)	$19,000	1,345
Applicable income taxes	$0	4,172
Income before extraordinary items	$2,294,000	2,170
Extraordinary gains, net	$0	9
Net income	$2,294,000	2,171
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,294,000	2,171
Net charge-offs	$52,000	2,438
Cash dividends	$1,130,000	1,577
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,275,000	2,154
2017-06-30 (YTD Data)		Rank
Total interest income	$4,107,000	2,813
Total interest expense	$224,000	3,843
Net interest income	$3,883,000	2,704
Provision for loan and lease losses	$45,000	2,934
Total noninterest income	$1,158,000	1,870
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$94,000	3,566
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,064,000	1,489
Total noninterest expense	$3,454,000	2,539
Salaries and employee benefits	$1,986,000	2,502
Premises and equipment expense	$249,000	3,307
Additional noninterest expense	$1,219,000	2,297
Pre-tax net operating income	$1,542,000	2,446
Securities gains (losses)	$19,000	1,018
Applicable income taxes	$0	4,189
Income before extraordinary items	$1,561,000	2,086
Extraordinary gains, net	$0	11
Net income	$1,561,000	2,086
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,561,000	2,086
Net charge-offs	$30,000	2,343
Cash dividends	$493,000	2,053
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,542,000	2,077
2017-03-31 (YTD Data)		Rank
Total interest income	$1,966,000	2,898
Total interest expense	$112,000	3,841
Net interest income	$1,854,000	2,782
Provision for loan and lease losses	$45,000	2,149
Total noninterest income	$615,000	1,795
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$44,000	3,679
Trading account gains and fees	NA	NA
Additional Noninterest Income	$571,000	1,406
Total noninterest expense	$1,676,000	2,610
Salaries and employee benefits	$960,000	2,600
Premises and equipment expense	$120,000	3,440
Additional noninterest expense	$596,000	2,334
Pre-tax net operating income	$748,000	2,419
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$748,000	2,098
Extraordinary gains, net	$0	8
Net income	$748,000	2,099
Minority interest net income	$0	55
Net income of bank and minority interests.	$748,000	2,099
Net charge-offs	$0	2,943
Cash dividends	$193,000	1,995
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$748,000	2,066
2016-12-31 (YTD Data)		Rank
Total interest income	$7,764,000	2,914
Total interest expense	$582,000	3,370
Net interest income	$7,182,000	2,826
Provision for loan and lease losses	$180,000	2,550
Total noninterest income	$2,373,000	1,911
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$175,000	3,754
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,198,000	1,502
Total noninterest expense	$6,684,000	2,651
Salaries and employee benefits	$3,781,000	2,603
Premises and equipment expense	$501,000	3,371
Additional noninterest expense	$2,402,000	2,387
Pre-tax net operating income	$2,691,000	2,559
Securities gains (losses)	$-232,000	5,850
Applicable income taxes	$0	4,278
Income before extraordinary items	$2,459,000	2,435
Extraordinary gains, net	$0	5
Net income	$2,459,000	2,434
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,459,000	2,435
Net charge-offs	$31,000	3,435
Cash dividends	$1,160,000	2,025
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,691,000	2,235
2016-09-30 (YTD Data)		Rank
Total interest income	$5,772,000	2,940
Total interest expense	$438,000	3,385
Net interest income	$5,334,000	2,856
Provision for loan and lease losses	$135,000	2,451
Total noninterest income	$1,705,000	1,959
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$125,000	3,845
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,580,000	1,538
Total noninterest expense	$4,864,000	2,692
Salaries and employee benefits	$2,844,000	2,587
Premises and equipment expense	$368,000	3,427
Additional noninterest expense	$1,652,000	2,579
Pre-tax net operating income	$2,040,000	2,588
Securities gains (losses)	$-56,000	5,890
Applicable income taxes	$0	4,325
Income before extraordinary items	$1,984,000	2,361
Extraordinary gains, net	$0	5
Net income	$1,984,000	2,360
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,984,000	2,361
Net charge-offs	$30,000	2,910
Cash dividends	$895,000	1,787
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,040,000	2,252
2016-06-30 (YTD Data)		Rank
Total interest income	$3,746,000	3,000
Total interest expense	$286,000	3,441
Net interest income	$3,460,000	2,920
Provision for loan and lease losses	$90,000	2,392
Total noninterest income	$1,172,000	1,909
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$83,000	3,852
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,089,000	1,464
Total noninterest expense	$3,201,000	2,731
Salaries and employee benefits	$1,868,000	2,627
Premises and equipment expense	$249,000	3,413
Additional noninterest expense	$1,084,000	2,620
Pre-tax net operating income	$1,341,000	2,577
Securities gains (losses)	$-22,000	5,931
Applicable income taxes	$0	4,338
Income before extraordinary items	$1,319,000	2,336
Extraordinary gains, net	$0	16
Net income	$1,319,000	2,335
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,319,000	2,335
Net charge-offs	$-8,000	4,897
Cash dividends	$680,000	1,661
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,341,000	2,244
2016-03-31 (YTD Data)		Rank
Total interest income	$1,875,000	3,003
Total interest expense	$145,000	3,443
Net interest income	$1,730,000	2,929
Provision for loan and lease losses	$45,000	2,237
Total noninterest income	$544,000	1,967
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$40,000	3,910
Trading account gains and fees	$0	142
Additional Noninterest Income	$504,000	1,497
Total noninterest expense	$1,602,000	2,736
Salaries and employee benefits	$934,000	2,633
Premises and equipment expense	$122,000	3,479
Additional noninterest expense	$546,000	2,588
Pre-tax net operating income	$627,000	2,674
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$627,000	2,380
Extraordinary gains, net	$0	12
Net income	$627,000	2,380
Minority interest net income	$0	62
Net income of bank and minority interests.	$627,000	2,380
Net charge-offs	$-8,000	5,076
Cash dividends	$367,000	1,449
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$627,000	2,329
2015-12-31 (YTD Data)		Rank
Total interest income	$7,324,000	3,007
Total interest expense	$620,000	3,317
Net interest income	$6,704,000	2,958
Provision for loan and lease losses	$156,000	2,586
Total noninterest income	$2,143,000	2,023
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$200,000	3,711
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,943,000	1,557
Total noninterest expense	$6,255,000	2,776
Salaries and employee benefits	$3,444,000	2,770
Premises and equipment expense	$568,000	3,223
Additional noninterest expense	$2,243,000	2,550
Pre-tax net operating income	$2,436,000	2,681
Securities gains (losses)	$-26,000	5,960
Applicable income taxes	$0	4,402
Income before extraordinary items	$2,410,000	2,400
Extraordinary gains, net	$0	23
Net income	$2,410,000	2,402
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,410,000	2,402
Net charge-offs	$-91,000	5,703
Cash dividends	$698,000	2,573
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,436,000	2,346
2015-09-30 (YTD Data)		Rank
Total interest income	$5,433,000	3,057
Total interest expense	$468,000	3,348
Net interest income	$4,965,000	3,009
Provision for loan and lease losses	$117,000	2,530
Total noninterest income	$1,373,000	2,234
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$144,000	3,801
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,229,000	1,766
Total noninterest expense	$4,701,000	2,790
Salaries and employee benefits	$2,578,000	2,778
Premises and equipment expense	$430,000	3,248
Additional noninterest expense	$1,693,000	2,546
Pre-tax net operating income	$1,520,000	3,049
Securities gains (losses)	$-26,000	6,087
Applicable income taxes	$0	4,489
Income before extraordinary items	$1,494,000	2,777
Extraordinary gains, net	$0	21
Net income	$1,494,000	2,777
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,494,000	2,778
Net charge-offs	$-93,000	5,786
Cash dividends	$509,000	2,291
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,520,000	2,690
2015-06-30 (YTD Data)		Rank
Total interest income	$3,577,000	3,090
Total interest expense	$316,000	3,341
Net interest income	$3,261,000	3,047
Provision for loan and lease losses	$78,000	2,492
Total noninterest income	$899,000	2,266
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$92,000	3,849
Trading account gains and fees	$0	157
Additional Noninterest Income	$807,000	1,803
Total noninterest expense	$3,058,000	2,848
Salaries and employee benefits	$1,692,000	2,826
Premises and equipment expense	$291,000	3,233
Additional noninterest expense	$1,075,000	2,661
Pre-tax net operating income	$1,024,000	3,025
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$1,024,000	2,710
Extraordinary gains, net	$0	22
Net income	$1,024,000	2,711
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,024,000	2,712
Net charge-offs	$-93,000	5,908
Cash dividends	$269,000	2,526
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,024,000	2,661
2015-03-31 (YTD Data)		Rank
Total interest income	$1,756,000	3,141
Total interest expense	$166,000	3,272
Net interest income	$1,590,000	3,095
Provision for loan and lease losses	$39,000	2,333
Total noninterest income	$345,000	2,594
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$45,000	3,870
Trading account gains and fees	$0	152
Additional Noninterest Income	$300,000	2,129
Total noninterest expense	$1,473,000	2,942
Salaries and employee benefits	$820,000	2,912
Premises and equipment expense	$148,000	3,220
Additional noninterest expense	$505,000	2,768
Pre-tax net operating income	$423,000	3,295
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$423,000	3,026
Extraordinary gains, net	$0	13
Net income	$423,000	3,029
Minority interest net income	$0	64
Net income of bank and minority interests.	$423,000	3,029
Net charge-offs	$-28,000	5,789
Cash dividends	$100,000	2,294
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$423,000	2,962
2014-12-31 (YTD Data)		Rank
Total interest income	$6,812,000	3,243
Total interest expense	$806,000	3,020
Net interest income	$6,006,000	3,244
Provision for loan and lease losses	$905,000	928
Total noninterest income	$1,699,000	2,349
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$248,000	3,555
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,451,000	1,807
Total noninterest expense	$5,899,000	2,956
Salaries and employee benefits	$3,159,000	2,979
Premises and equipment expense	$585,000	3,286
Additional noninterest expense	$2,155,000	2,721
Pre-tax net operating income	$901,000	4,310
Securities gains (losses)	$101,000	1,248
Applicable income taxes	$0	4,531
Income before extraordinary items	$1,002,000	3,967
Extraordinary gains, net	$0	17
Net income	$1,002,000	3,967
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,002,000	3,969
Net charge-offs	$1,243,000	754
Cash dividends	$436,000	3,012
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$901,000	4,077
2014-09-30 (YTD Data)		Rank
Total interest income	$5,100,000	3,280
Total interest expense	$559,000	3,233
Net interest income	$4,541,000	3,247
Provision for loan and lease losses	$494,000	1,153
Total noninterest income	$1,352,000	2,265
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$185,000	3,614
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,167,000	1,762
Total noninterest expense	$4,411,000	2,965
Salaries and employee benefits	$2,411,000	2,961
Premises and equipment expense	$436,000	3,341
Additional noninterest expense	$1,564,000	2,787
Pre-tax net operating income	$988,000	3,781
Securities gains (losses)	$-101,000	6,442
Applicable income taxes	$0	4,583
Income before extraordinary items	$887,000	3,719
Extraordinary gains, net	$0	15
Net income	$887,000	3,721
Minority interest net income	$0	81
Net income of bank and minority interests.	$887,000	3,723
Net charge-offs	$434,000	1,281
Cash dividends	$436,000	2,374
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$988,000	3,470
2014-06-30 (YTD Data)		Rank
Total interest income	$3,403,000	3,280
Total interest expense	$369,000	3,296
Net interest income	$3,034,000	3,243
Provision for loan and lease losses	$254,000	1,434
Total noninterest income	$982,000	2,115
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$127,000	3,545
Trading account gains and fees	$0	172
Additional Noninterest Income	$855,000	1,620
Total noninterest expense	$2,909,000	3,005
Salaries and employee benefits	$1,587,000	3,004
Premises and equipment expense	$292,000	3,355
Additional noninterest expense	$1,030,000	2,817
Pre-tax net operating income	$853,000	3,250
Securities gains (losses)	$-101,000	6,542
Applicable income taxes	$0	4,568
Income before extraordinary items	$752,000	3,220
Extraordinary gains, net	$0	20
Net income	$752,000	3,226
Minority interest net income	$0	80
Net income of bank and minority interests.	$752,000	3,226
Net charge-offs	$27,000	3,235
Cash dividends	$268,000	2,467
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$853,000	2,908
2014-03-31 (YTD Data)		Rank
Total interest income	$1,659,000	3,352
Total interest expense	$188,000	3,308
Net interest income	$1,471,000	3,326
Provision for loan and lease losses	$160,000	1,150
Total noninterest income	$527,000	1,953
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$58,000	3,686
Trading account gains and fees	$0	147
Additional Noninterest Income	$469,000	1,478
Total noninterest expense	$1,406,000	3,114
Salaries and employee benefits	$780,000	3,046
Premises and equipment expense	$140,000	3,502
Additional noninterest expense	$486,000	2,950
Pre-tax net operating income	$432,000	3,169
Securities gains (losses)	$-100,000	6,650
Applicable income taxes	$0	4,445
Income before extraordinary items	$332,000	3,362
Extraordinary gains, net	$0	16
Net income	$332,000	3,365
Minority interest net income	$0	66
Net income of bank and minority interests.	$332,000	3,365
Net charge-offs	$0	3,660
Cash dividends	$135,000	2,054
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$432,000	2,813
2013-12-31 (YTD Data)		Rank
Total interest income	$6,091,000	3,578
Total interest expense	$828,000	3,364
Net interest income	$5,263,000	3,585
Provision for loan and lease losses	$170,000	3,152
Total noninterest income	$1,892,000	2,240
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$240,000	3,779
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,652,000	1,741
Total noninterest expense	$5,532,000	3,166
Salaries and employee benefits	$2,957,000	3,145
Premises and equipment expense	$568,000	3,438
Additional noninterest expense	$2,007,000	2,959
Pre-tax net operating income	$1,453,000	3,473
Securities gains (losses)	$-214,000	6,630
Applicable income taxes	$0	4,631
Income before extraordinary items	$1,239,000	3,491
Extraordinary gains, net	$0	29
Net income	$1,239,000	3,492
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,239,000	3,494
Net charge-offs	$183,000	3,110
Cash dividends	$428,000	2,929
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,453,000	3,155
2013-09-30 (YTD Data)		Rank
Total interest income	$4,463,000	3,680
Total interest expense	$628,000	3,430
Net interest income	$3,835,000	3,678
Provision for loan and lease losses	$135,000	3,044
Total noninterest income	$1,433,000	2,268
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$188,000	3,734
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,245,000	1,777
Total noninterest expense	$4,133,000	3,182
Salaries and employee benefits	$2,245,000	3,142
Premises and equipment expense	$424,000	3,483
Additional noninterest expense	$1,464,000	3,032
Pre-tax net operating income	$1,000,000	3,683
Securities gains (losses)	$-98,000	6,723
Applicable income taxes	$0	4,713
Income before extraordinary items	$902,000	3,606
Extraordinary gains, net	$0	25
Net income	$902,000	3,608
Minority interest net income	$0	84
Net income of bank and minority interests.	$902,000	3,610
Net charge-offs	$154,000	2,837
Cash dividends	$355,000	2,447
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,000,000	3,355
2013-06-30 (YTD Data)		Rank
Total interest income	$2,898,000	3,756
Total interest expense	$424,000	3,457
Net interest income	$2,474,000	3,741
Provision for loan and lease losses	$90,000	3,034
Total noninterest income	$1,056,000	2,154
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$125,000	3,700
Trading account gains and fees	$0	157
Additional Noninterest Income	$931,000	1,666
Total noninterest expense	$2,720,000	3,218
Salaries and employee benefits	$1,510,000	3,145
Premises and equipment expense	$265,000	3,645
Additional noninterest expense	$945,000	3,091
Pre-tax net operating income	$720,000	3,529
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$720,000	3,258
Extraordinary gains, net	$0	22
Net income	$720,000	3,259
Minority interest net income	$0	82
Net income of bank and minority interests.	$720,000	3,261
Net charge-offs	$-3,000	5,794
Cash dividends	$148,000	2,772
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$720,000	3,166
2013-03-31 (YTD Data)		Rank
Total interest income	$1,420,000	3,832
Total interest expense	$211,000	3,555
Net interest income	$1,209,000	3,824
Provision for loan and lease losses	$45,000	2,886
Total noninterest income	$499,000	2,229
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$62,000	3,704
Trading account gains and fees	$0	148
Additional Noninterest Income	$437,000	1,734
Total noninterest expense	$1,340,000	3,276
Salaries and employee benefits	$753,000	3,165
Premises and equipment expense	$131,000	3,698
Additional noninterest expense	$456,000	3,179
Pre-tax net operating income	$323,000	3,676
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$323,000	3,437
Extraordinary gains, net	$0	10
Net income	$323,000	3,437
Minority interest net income	$0	76
Net income of bank and minority interests.	$323,000	3,439
Net charge-offs	$-2,000	5,471
Cash dividends	$67,000	2,255
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$323,000	3,336
2012-12-31 (YTD Data)		Rank
Total interest income	$5,381,000	4,133
Total interest expense	$945,000	3,746
Net interest income	$4,436,000	4,128
Provision for loan and lease losses	$257,000	3,586
Total noninterest income	$1,783,000	2,365
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$331,000	3,302
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,452,000	1,889
Total noninterest expense	$4,768,000	3,597
Salaries and employee benefits	$2,591,000	3,474
Premises and equipment expense	$439,000	4,118
Additional noninterest expense	$1,738,000	3,435
Pre-tax net operating income	$1,194,000	3,720
Securities gains (losses)	$0	3,810
Applicable income taxes	$0	4,751
Income before extraordinary items	$1,194,000	3,556
Extraordinary gains, net	$0	29
Net income	$1,194,000	3,558
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,194,000	3,559
Net charge-offs	$41,000	5,042
Cash dividends	$606,000	2,538
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,194,000	3,403
2012-09-30 (YTD Data)		Rank
Total interest income	$4,077,000	4,174
Total interest expense	$709,000	3,869
Net interest income	$3,368,000	4,165
Provision for loan and lease losses	$90,000	4,446
Total noninterest income	$979,000	2,833
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$264,000	3,213
Trading account gains and fees	$0	157
Additional Noninterest Income	$715,000	2,429
Total noninterest expense	$3,232,000	3,857
Salaries and employee benefits	$1,845,000	3,629
Premises and equipment expense	$291,000	4,423
Additional noninterest expense	$1,096,000	3,868
Pre-tax net operating income	$1,025,000	3,586
Securities gains (losses)	$0	3,575
Applicable income taxes	$0	4,802
Income before extraordinary items	$1,025,000	3,388
Extraordinary gains, net	$0	20
Net income	$1,025,000	3,389
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,025,000	3,390
Net charge-offs	$10,000	5,305
Cash dividends	$459,000	2,116
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,025,000	3,235
2012-06-30 (YTD Data)		Rank
Total interest income	$2,684,000	4,236
Total interest expense	$468,000	3,982
Net interest income	$2,216,000	4,217
Provision for loan and lease losses	$90,000	3,970
Total noninterest income	$598,000	2,942
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$172,000	3,254
Trading account gains and fees	$0	153
Additional Noninterest Income	$426,000	2,562
Total noninterest expense	$2,068,000	3,985
Salaries and employee benefits	$1,204,000	3,694
Premises and equipment expense	$174,000	4,700
Additional noninterest expense	$690,000	4,019
Pre-tax net operating income	$656,000	3,652
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$656,000	3,466
Extraordinary gains, net	$0	19
Net income	$656,000	3,467
Minority interest net income	$0	84
Net income of bank and minority interests.	$656,000	3,467
Net charge-offs	$-5,000	6,479
Cash dividends	$321,000	2,071
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$656,000	3,276
2012-03-31 (YTD Data)		Rank
Total interest income	$1,330,000	4,297
Total interest expense	$233,000	4,099
Net interest income	$1,097,000	4,266
Provision for loan and lease losses	$45,000	3,771
Total noninterest income	$288,000	3,004
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$79,000	3,405
Trading account gains and fees	$0	148
Additional Noninterest Income	$209,000	2,590
Total noninterest expense	$1,028,000	4,030
Salaries and employee benefits	$615,000	3,667
Premises and equipment expense	$85,000	4,786
Additional noninterest expense	$328,000	4,164
Pre-tax net operating income	$312,000	3,766
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$312,000	3,570
Extraordinary gains, net	$0	19
Net income	$312,000	3,573
Minority interest net income	$0	78
Net income of bank and minority interests.	$312,000	3,573
Net charge-offs	$-3,000	6,199
Cash dividends	$196,000	1,631
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$312,000	3,404
2011-12-31 (YTD Data)		Rank
Total interest income	$4,972,000	4,586
Total interest expense	$944,000	4,535
Net interest income	$4,028,000	4,517
Provision for loan and lease losses	$345,000	3,938
Total noninterest income	$937,000	3,226
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$276,000	3,773
Trading account gains and fees	$0	146
Additional Noninterest Income	$661,000	2,726
Total noninterest expense	$3,325,000	4,613
Salaries and employee benefits	$1,953,000	4,236
Premises and equipment expense	$272,000	5,443
Additional noninterest expense	$1,100,000	4,690
Pre-tax net operating income	$1,295,000	3,272
Securities gains (losses)	$20,000	3,083
Applicable income taxes	$0	4,719
Income before extraordinary items	$1,315,000	3,024
Extraordinary gains, net	$0	29
Net income	$1,315,000	3,027
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,315,000	3,026
Net charge-offs	$81,000	5,153
Cash dividends	$435,000	2,572
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,295,000	2,969
2011-09-30 (YTD Data)		Rank
Total interest income	$3,596,000	4,731
Total interest expense	$703,000	4,665
Net interest income	$2,893,000	4,667
Provision for loan and lease losses	$345,000	3,428
Total noninterest income	$661,000	3,349
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$204,000	3,818
Trading account gains and fees	$0	145
Additional Noninterest Income	$457,000	2,827
Total noninterest expense	$2,384,000	4,730
Salaries and employee benefits	$1,375,000	4,395
Premises and equipment expense	$199,000	5,530
Additional noninterest expense	$810,000	4,755
Pre-tax net operating income	$825,000	3,656
Securities gains (losses)	$0	3,555
Applicable income taxes	$0	4,740
Income before extraordinary items	$825,000	3,458
Extraordinary gains, net	$0	21
Net income	$825,000	3,460
Minority interest net income	$0	87
Net income of bank and minority interests.	$825,000	3,460
Net charge-offs	$37,000	5,183
Cash dividends	$340,000	2,215
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$825,000	3,337
2011-06-30 (YTD Data)		Rank
Total interest income	$2,331,000	4,846
Total interest expense	$464,000	4,809
Net interest income	$1,867,000	4,769
Provision for loan and lease losses	$195,000	3,582
Total noninterest income	$444,000	3,354
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$134,000	3,820
Trading account gains and fees	$0	153
Additional Noninterest Income	$310,000	2,832
Total noninterest expense	$1,530,000	4,891
Salaries and employee benefits	$876,000	4,568
Premises and equipment expense	$125,000	5,689
Additional noninterest expense	$529,000	4,855
Pre-tax net operating income	$586,000	3,513
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$586,000	3,233
Extraordinary gains, net	$0	15
Net income	$586,000	3,234
Minority interest net income	$0	89
Net income of bank and minority interests.	$586,000	3,234
Net charge-offs	$34,000	4,751
Cash dividends	$236,000	2,163
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$586,000	3,143
2011-03-31 (YTD Data)		Rank
Total interest income	$1,101,000	5,010
Total interest expense	$224,000	5,006
Net interest income	$877,000	4,941
Provision for loan and lease losses	$90,000	3,467
Total noninterest income	$222,000	3,381
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$63,000	3,894
Trading account gains and fees	$0	158
Additional Noninterest Income	$159,000	2,799
Total noninterest expense	$759,000	4,940
Salaries and employee benefits	$436,000	4,609
Premises and equipment expense	$58,000	5,891
Additional noninterest expense	$265,000	4,849
Pre-tax net operating income	$250,000	3,828
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$250,000	3,587
Extraordinary gains, net	$0	9
Net income	$250,000	3,585
Minority interest net income	$0	86
Net income of bank and minority interests.	$250,000	3,585
Net charge-offs	$37,000	3,587
Cash dividends	$136,000	1,695
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$250,000	3,522
2010-12-31 (YTD Data)		Rank
Total interest income	$3,942,000	5,433
Total interest expense	$891,000	5,480
Net interest income	$3,051,000	5,312
Provision for loan and lease losses	$270,000	4,986
Total noninterest income	$966,000	3,283
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$272,000	3,830
Trading account gains and fees	$0	175
Additional Noninterest Income	$694,000	2,706
Total noninterest expense	$2,574,000	5,428
Salaries and employee benefits	$1,444,000	5,147
Premises and equipment expense	$240,000	5,871
Additional noninterest expense	$890,000	5,378
Pre-tax net operating income	$1,173,000	3,126
Securities gains (losses)	$0	3,793
Applicable income taxes	$0	4,655
Income before extraordinary items	$1,173,000	2,962
Extraordinary gains, net	$0	29
Net income	$1,173,000	2,958
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,173,000	2,962
Net charge-offs	$33,000	6,156
Cash dividends	$480,000	2,406
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,173,000	2,835
2010-09-30 (YTD Data)		Rank
Total interest income	$2,899,000	5,578
Total interest expense	$665,000	5,658
Net interest income	$2,234,000	5,443
Provision for loan and lease losses	$225,000	4,711
Total noninterest income	$676,000	3,458
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$199,000	3,966
Trading account gains and fees	$0	165
Additional Noninterest Income	$477,000	2,830
Total noninterest expense	$1,849,000	5,569
Salaries and employee benefits	$1,047,000	5,295
Premises and equipment expense	$175,000	5,991
Additional noninterest expense	$627,000	5,544
Pre-tax net operating income	$836,000	3,390
Securities gains (losses)	$0	3,651
Applicable income taxes	$0	4,726
Income before extraordinary items	$836,000	3,206
Extraordinary gains, net	$0	23
Net income	$836,000	3,204
Minority interest net income	$0	110
Net income of bank and minority interests.	$836,000	3,206
Net charge-offs	$16,000	6,096
Cash dividends	$334,000	2,231
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$836,000	3,086
2010-06-30 (YTD Data)		Rank
Total interest income	$1,893,000	5,675
Total interest expense	$441,000	5,758
Net interest income	$1,452,000	5,530
Provision for loan and lease losses	$180,000	4,360
Total noninterest income	$384,000	3,716
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$131,000	3,975
Trading account gains and fees	$0	152
Additional Noninterest Income	$253,000	3,109
Total noninterest expense	$1,188,000	5,694
Salaries and employee benefits	$680,000	5,410
Premises and equipment expense	$114,000	6,058
Additional noninterest expense	$394,000	5,690
Pre-tax net operating income	$468,000	3,741
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$468,000	3,523
Extraordinary gains, net	$0	19
Net income	$468,000	3,520
Minority interest net income	$0	105
Net income of bank and minority interests.	$468,000	3,522
Net charge-offs	$13,000	5,696
Cash dividends	$227,000	2,214
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$468,000	3,415
2010-03-31 (YTD Data)		Rank
Total interest income	$942,000	5,761
Total interest expense	$218,000	5,905
Net interest income	$724,000	5,569
Provision for loan and lease losses	$90,000	4,075
Total noninterest income	$160,000	4,130
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$60,000	4,126
Trading account gains and fees	$0	175
Additional Noninterest Income	$100,000	3,522
Total noninterest expense	$591,000	5,774
Salaries and employee benefits	$335,000	5,494
Premises and equipment expense	$58,000	6,124
Additional noninterest expense	$198,000	5,729
Pre-tax net operating income	$203,000	4,021
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$203,000	3,855
Extraordinary gains, net	$0	16
Net income	$203,000	3,852
Minority interest net income	$0	91
Net income of bank and minority interests.	$203,000	3,854
Net charge-offs	$0	5,610
Cash dividends	$146,000	1,634
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$203,000	3,737
2009-12-31 (YTD Data)		Rank
Total interest income	$3,585,000	5,965
Total interest expense	$934,000	6,163
Net interest income	$2,651,000	5,686
Provision for loan and lease losses	$210,000	5,722
Total noninterest income	$728,000	3,975
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$289,000	3,942
Trading account gains and fees	$0	211
Additional Noninterest Income	$439,000	3,410
Total noninterest expense	$2,189,000	6,019
Salaries and employee benefits	$1,157,000	5,938
Premises and equipment expense	$263,000	5,952
Additional noninterest expense	$769,000	5,910
Pre-tax net operating income	$980,000	3,017
Securities gains (losses)	$0	3,754
Applicable income taxes	$0	4,388
Income before extraordinary items	$980,000	2,807
Extraordinary gains, net	$0	34
Net income	$980,000	2,806
Minority interest net income	$0	115
Net income of bank and minority interests.	$980,000	2,807
Net charge-offs	$4,000	7,069
Cash dividends	$246,000	3,455
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$980,000	2,748
2009-09-30 (YTD Data)		Rank
Total interest income	$2,634,000	6,073
Total interest expense	$720,000	6,241
Net interest income	$1,914,000	5,805
Provision for loan and lease losses	$135,000	5,613
Total noninterest income	$452,000	4,427
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$216,000	3,963
Trading account gains and fees	$0	212
Additional Noninterest Income	$236,000	3,997
Total noninterest expense	$1,616,000	6,062
Salaries and employee benefits	$840,000	6,024
Premises and equipment expense	$194,000	6,032
Additional noninterest expense	$582,000	5,899
Pre-tax net operating income	$615,000	3,556
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$615,000	3,344
Extraordinary gains, net	$0	27
Net income	$615,000	3,342
Minority interest net income	$0	118
Net income of bank and minority interests.	$615,000	3,344
Net charge-offs	$4,000	6,745
Cash dividends	$149,000	3,350
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$615,000	3,251
2009-06-30 (YTD Data)		Rank
Total interest income	$1,721,000	6,186
Total interest expense	$508,000	6,239
Net interest income	$1,213,000	5,941
Provision for loan and lease losses	$90,000	5,421
Total noninterest income	$307,000	4,376
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$143,000	3,969
Trading account gains and fees	$0	193
Additional Noninterest Income	$164,000	3,962
Total noninterest expense	$1,058,000	6,163
Salaries and employee benefits	$546,000	6,147
Premises and equipment expense	$125,000	6,166
Additional noninterest expense	$387,000	5,907
Pre-tax net operating income	$372,000	3,806
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$372,000	3,607
Extraordinary gains, net	$0	21
Net income	$372,000	3,605
Minority interest net income	$0	112
Net income of bank and minority interests.	$372,000	3,606
Net charge-offs	$4,000	6,304
Cash dividends	$69,000	3,531
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$372,000	3,499
2009-03-31 (YTD Data)		Rank
Total interest income	$863,000	6,221
Total interest expense	$267,000	6,243
Net interest income	$596,000	5,996
Provision for loan and lease losses	$45,000	4,992
Total noninterest income	$138,000	4,598
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$75,000	3,827
Trading account gains and fees	$0	171
Additional Noninterest Income	$63,000	4,437
Total noninterest expense	$516,000	6,186
Salaries and employee benefits	$268,000	6,237
Premises and equipment expense	$60,000	6,298
Additional noninterest expense	$188,000	5,758
Pre-tax net operating income	$173,000	4,282
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$173,000	4,113
Extraordinary gains, net	$0	15
Net income	$173,000	4,116
Minority interest net income	$0	102
Net income of bank and minority interests.	$173,000	4,116
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$173,000	3,959
2008-12-31 (YTD Data)		Rank
Total interest income	$3,310,000	6,426
Total interest expense	$1,144,000	6,540
Net interest income	$2,166,000	6,248
Provision for loan and lease losses	$339,000	4,428
Total noninterest income	$576,000	4,561
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$330,000	3,842
Trading account gains and fees	$0	154
Additional Noninterest Income	$246,000	4,475
Total noninterest expense	$1,936,000	6,314
Salaries and employee benefits	$1,024,000	6,358
Premises and equipment expense	$226,000	6,450
Additional noninterest expense	$686,000	5,872
Pre-tax net operating income	$467,000	4,967
Securities gains (losses)	$15,000	2,329
Applicable income taxes	$0	4,979
Income before extraordinary items	$482,000	4,512
Extraordinary gains, net	$0	39
Net income	$482,000	4,511
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$241,000	3,845
Cash dividends	$357,000	3,848
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$467,000	4,715
2008-09-30 (YTD Data)		Rank
Total interest income	$2,449,000	6,512
Total interest expense	$866,000	6,630
Net interest income	$1,583,000	6,353
Provision for loan and lease losses	$63,000	5,653
Total noninterest income	$429,000	4,676
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$250,000	3,847
Trading account gains and fees	$0	148
Additional Noninterest Income	$179,000	4,652
Total noninterest expense	$1,426,000	6,356
Salaries and employee benefits	$760,000	6,411
Premises and equipment expense	$168,000	6,497
Additional noninterest expense	$498,000	5,924
Pre-tax net operating income	$523,000	4,872
Securities gains (losses)	$15,000	2,175
Applicable income taxes	$0	5,372
Income before extraordinary items	$538,000	4,303
Extraordinary gains, net	$0	31
Net income	$538,000	4,301
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,023
Cash dividends	$282,000	3,495
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$523,000	4,503
2008-06-30 (YTD Data)		Rank
Total interest income	$1,630,000	6,588
Total interest expense	$602,000	6,677
Net interest income	$1,028,000	6,419
Provision for loan and lease losses	$42,000	5,347
Total noninterest income	$280,000	4,774
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$158,000	3,970
Trading account gains and fees	$0	149
Additional Noninterest Income	$122,000	4,685
Total noninterest expense	$916,000	6,493
Salaries and employee benefits	$498,000	6,502
Premises and equipment expense	$111,000	6,565
Additional noninterest expense	$307,000	6,128
Pre-tax net operating income	$350,000	5,032
Securities gains (losses)	$0	3,233
Applicable income taxes	$0	5,627
Income before extraordinary items	$350,000	4,737
Extraordinary gains, net	$0	21
Net income	$350,000	4,738
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,377
Cash dividends	$137,000	3,841
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$350,000	4,675
2008-03-31 (YTD Data)		Rank
Total interest income	$832,000	6,629
Total interest expense	$315,000	6,751
Net interest income	$517,000	6,435
Provision for loan and lease losses	$21,000	4,844
Total noninterest income	$142,000	4,727
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$81,000	3,870
Trading account gains and fees	$0	158
Additional Noninterest Income	$61,000	4,665
Total noninterest expense	$462,000	6,504
Salaries and employee benefits	$245,000	6,571
Premises and equipment expense	$56,000	6,561
Additional noninterest expense	$161,000	5,988
Pre-tax net operating income	$176,000	5,188
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$176,000	4,943
Extraordinary gains, net	$0	15
Net income	$176,000	4,948
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,920
Cash dividends	$66,000	3,243
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$176,000	4,825
2007-12-31 (YTD Data)		Rank
Total interest income	$3,269,000	6,670
Total interest expense	$1,166,000	6,921
Net interest income	$2,103,000	6,383
Provision for loan and lease losses	$35,000	5,986
Total noninterest income	$465,000	5,174
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$287,000	4,170
Trading account gains and fees	$0	178
Additional Noninterest Income	$178,000	5,284
Total noninterest expense	$1,822,000	6,450
Salaries and employee benefits	$999,000	6,428
Premises and equipment expense	$215,000	6,574
Additional noninterest expense	$608,000	6,091
Pre-tax net operating income	$711,000	5,418
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$711,000	5,020
Extraordinary gains, net	$0	39
Net income	$711,000	5,022
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-25,000	8,155
Cash dividends	$322,000	4,326
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$711,000	5,004
2007-09-30 (YTD Data)		Rank
Total interest income	$2,402,000	6,747
Total interest expense	$830,000	7,042
Net interest income	$1,572,000	6,429
Provision for loan and lease losses	$21,000	5,805
Total noninterest income	$349,000	5,215
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$215,000	4,191
Trading account gains and fees	$0	184
Additional Noninterest Income	$134,000	5,292
Total noninterest expense	$1,357,000	6,451
Salaries and employee benefits	$744,000	6,452
Premises and equipment expense	$156,000	6,654
Additional noninterest expense	$457,000	6,054
Pre-tax net operating income	$543,000	5,634
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$543,000	5,225
Extraordinary gains, net	$0	33
Net income	$543,000	5,227
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-25,000	8,088
Cash dividends	$232,000	3,954
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$543,000	5,206
2007-06-30 (YTD Data)		Rank
Total interest income	$1,521,000	6,894
Total interest expense	$511,000	7,195
Net interest income	$1,010,000	6,559
Provision for loan and lease losses	$21,000	5,289
Total noninterest income	$226,000	5,315
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$132,000	4,366
Trading account gains and fees	$0	168
Additional Noninterest Income	$94,000	5,231
Total noninterest expense	$895,000	6,530
Salaries and employee benefits	$484,000	6,564
Premises and equipment expense	$104,000	6,694
Additional noninterest expense	$307,000	6,059
Pre-tax net operating income	$320,000	5,915
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$320,000	5,523
Extraordinary gains, net	$0	29
Net income	$320,000	5,523
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,783
Cash dividends	$116,000	4,196
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$320,000	5,504
2007-03-31 (YTD Data)		Rank
Total interest income	$748,000	6,945
Total interest expense	$249,000	7,261
Net interest income	$499,000	6,612
Provision for loan and lease losses	$21,000	4,310
Total noninterest income	$115,000	5,218
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$63,000	4,424
Trading account gains and fees	$0	195
Additional Noninterest Income	$52,000	5,033
Total noninterest expense	$439,000	6,614
Salaries and employee benefits	$241,000	6,618
Premises and equipment expense	$51,000	6,759
Additional noninterest expense	$147,000	6,164
Pre-tax net operating income	$154,000	6,013
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$154,000	5,594
Extraordinary gains, net	$0	22
Net income	$154,000	5,593
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$55,000	3,524
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$154,000	5,576
2006-12-31 (YTD Data)		Rank
Total interest income	$2,851,000	6,893
Total interest expense	$937,000	7,060
Net interest income	$1,914,000	6,656
Provision for loan and lease losses	$28,000	6,088
Total noninterest income	$416,000	5,524
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$237,000	4,622
Trading account gains and fees	$0	130
Additional Noninterest Income	$179,000	5,316
Total noninterest expense	$1,696,000	6,586
Salaries and employee benefits	$882,000	6,719
Premises and equipment expense	$186,000	6,861
Additional noninterest expense	$628,000	5,931
Pre-tax net operating income	$606,000	6,169
Securities gains (losses)	$0	1,687
Applicable income taxes	$0	6,600
Income before extraordinary items	$606,000	5,806
Extraordinary gains, net	$0	51
Net income	$606,000	5,808
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	5,489
Cash dividends	$120,000	5,321
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$606,000	5,791
2006-09-30 (YTD Data)		Rank
Total interest income	$2,121,000	6,948
Total interest expense	$687,000	7,092
Net interest income	$1,434,000	6,732
Provision for loan and lease losses	$28,000	5,719
Total noninterest income	$310,000	5,563
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$180,000	4,637
Trading account gains and fees	$0	126
Additional Noninterest Income	$130,000	5,386
Total noninterest expense	$1,245,000	6,649
Salaries and employee benefits	$662,000	6,700
Premises and equipment expense	$137,000	6,927
Additional noninterest expense	$446,000	6,088
Pre-tax net operating income	$471,000	6,339
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$471,000	5,892
Extraordinary gains, net	$0	45
Net income	$471,000	5,893
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,141
Cash dividends	$120,000	4,621
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$471,000	5,894
2006-06-30 (YTD Data)		Rank
Total interest income	$1,379,000	7,000
Total interest expense	$434,000	7,145
Net interest income	$945,000	6,803
Provision for loan and lease losses	$28,000	5,259
Total noninterest income	$216,000	5,474
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$116,000	4,683
Trading account gains and fees	$0	126
Additional Noninterest Income	$100,000	5,133
Total noninterest expense	$833,000	6,671
Salaries and employee benefits	$442,000	6,729
Premises and equipment expense	$88,000	7,009
Additional noninterest expense	$303,000	6,052
Pre-tax net operating income	$300,000	6,458
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$300,000	6,011
Extraordinary gains, net	$0	39
Net income	$300,000	6,010
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	4,339
Cash dividends	$58,000	4,725
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$300,000	6,008
2006-03-31 (YTD Data)		Rank
Total interest income	$663,000	7,065
Total interest expense	$198,000	7,242
Net interest income	$465,000	6,863
Provision for loan and lease losses	$21,000	4,472
Total noninterest income	$112,000	5,362
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$58,000	4,612
Trading account gains and fees	$0	115
Additional Noninterest Income	$54,000	4,969
Total noninterest expense	$410,000	6,719
Salaries and employee benefits	$224,000	6,718
Premises and equipment expense	$41,000	7,158
Additional noninterest expense	$145,000	6,156
Pre-tax net operating income	$146,000	6,470
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$146,000	6,024
Extraordinary gains, net	$0	21
Net income	$146,000	6,024
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,481
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$146,000	6,023
2005-12-31 (YTD Data)		Rank
Total interest income	$2,483,000	7,024
Total interest expense	$627,000	7,255
Net interest income	$1,856,000	6,817
Provision for loan and lease losses	$60,000	5,443
Total noninterest income	$446,000	5,498
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$253,000	4,548
Trading account gains and fees	$0	138
Additional Noninterest Income	$193,000	5,236
Total noninterest expense	$1,550,000	6,802
Salaries and employee benefits	$832,000	6,829
Premises and equipment expense	$152,000	7,250
Additional noninterest expense	$566,000	6,227
Pre-tax net operating income	$692,000	6,171
Securities gains (losses)	$0	2,296
Applicable income taxes	$0	6,964
Income before extraordinary items	$692,000	5,697
Extraordinary gains, net	$0	46
Net income	$692,000	5,700
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	4,682
Cash dividends	$319,000	4,296
Sale, conversion, retirement of capital stock, net	$88,000	740
Net operating income	$692,000	5,673
2005-09-30 (YTD Data)		Rank
Total interest income	$1,825,000	7,078
Total interest expense	$433,000	7,339
Net interest income	$1,392,000	6,858
Provision for loan and lease losses	$39,000	5,588
Total noninterest income	$357,000	5,384
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$196,000	4,503
Trading account gains and fees	$0	126
Additional Noninterest Income	$161,000	5,058
Total noninterest expense	$1,120,000	6,896
Salaries and employee benefits	$601,000	6,924
Premises and equipment expense	$115,000	7,244
Additional noninterest expense	$404,000	6,322
Pre-tax net operating income	$590,000	6,051
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$590,000	5,483
Extraordinary gains, net	$0	35
Net income	$590,000	5,486
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,742
Cash dividends	$239,000	3,844
Sale, conversion, retirement of capital stock, net	$88,000	579
Net operating income	$590,000	5,452
2005-06-30 (YTD Data)		Rank
Total interest income	$1,178,000	7,121
Total interest expense	$269,000	7,384
Net interest income	$909,000	6,911
Provision for loan and lease losses	$20,000	5,646
Total noninterest income	$236,000	5,360
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$129,000	4,492
Trading account gains and fees	$0	116
Additional Noninterest Income	$107,000	5,049
Total noninterest expense	$735,000	6,949
Salaries and employee benefits	$395,000	6,952
Premises and equipment expense	$78,000	7,200
Additional noninterest expense	$262,000	6,382
Pre-tax net operating income	$390,000	6,040
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$390,000	5,503
Extraordinary gains, net	$0	30
Net income	$390,000	5,507
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	4,782
Cash dividends	$150,000	3,809
Sale, conversion, retirement of capital stock, net	$88,000	442
Net operating income	$390,000	5,465
2005-03-31 (YTD Data)		Rank
Total interest income	$563,000	7,247
Total interest expense	$132,000	7,394
Net interest income	$431,000	7,084
Provision for loan and lease losses	$15,000	4,875
Total noninterest income	$112,000	5,441
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$62,000	4,532
Trading account gains and fees	$0	115
Additional Noninterest Income	$50,000	5,188
Total noninterest expense	$360,000	7,037
Salaries and employee benefits	$197,000	7,023
Premises and equipment expense	$37,000	7,362
Additional noninterest expense	$126,000	6,535
Pre-tax net operating income	$168,000	6,342
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$168,000	5,840
Extraordinary gains, net	$0	24
Net income	$168,000	5,841
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	3,504
Cash dividends	$83,000	3,105
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$168,000	5,803
2004-12-31 (YTD Data)		Rank
Total interest income	$2,078,000	7,303
Total interest expense	$459,000	7,459
Net interest income	$1,619,000	7,153
Provision for loan and lease losses	$51,000	5,892
Total noninterest income	$446,000	5,545
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$266,000	4,596
Trading account gains and fees	$0	138
Additional Noninterest Income	$180,000	5,327
Total noninterest expense	$1,331,000	7,207
Salaries and employee benefits	$701,000	7,275
Premises and equipment expense	$170,000	7,102
Additional noninterest expense	$460,000	6,797
Pre-tax net operating income	$683,000	6,148
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$683,000	5,652
Extraordinary gains, net	$0	34
Net income	$683,000	5,654
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	8,390
Cash dividends	$234,000	4,693
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$683,000	5,591
2004-09-30 (YTD Data)		Rank
Total interest income	$1,527,000	7,370
Total interest expense	$340,000	7,507
Net interest income	$1,187,000	7,222
Provision for loan and lease losses	$36,000	5,817
Total noninterest income	$333,000	5,580
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$201,000	4,621
Trading account gains and fees	$0	134
Additional Noninterest Income	$132,000	5,388
Total noninterest expense	$972,000	7,229
Salaries and employee benefits	$509,000	7,308
Premises and equipment expense	$130,000	7,037
Additional noninterest expense	$333,000	6,847
Pre-tax net operating income	$512,000	6,274
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$512,000	5,761
Extraordinary gains, net	$0	26
Net income	$512,000	5,761
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	8,219
Cash dividends	$162,000	4,221
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$512,000	5,696
2004-06-30 (YTD Data)		Rank
Total interest income	$985,000	7,472
Total interest expense	$221,000	7,613
Net interest income	$764,000	7,333
Provision for loan and lease losses	$24,000	5,696
Total noninterest income	$227,000	5,535
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$130,000	4,686
Trading account gains and fees	$0	130
Additional Noninterest Income	$97,000	5,216
Total noninterest expense	$647,000	7,283
Salaries and employee benefits	$342,000	7,354
Premises and equipment expense	$93,000	6,933
Additional noninterest expense	$212,000	6,999
Pre-tax net operating income	$320,000	6,377
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$320,000	5,891
Extraordinary gains, net	$0	21
Net income	$320,000	5,891
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	8,060
Cash dividends	$102,000	4,157
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$320,000	5,809
2004-03-31 (YTD Data)		Rank
Total interest income	$480,000	7,576
Total interest expense	$108,000	7,717
Net interest income	$372,000	7,421
Provision for loan and lease losses	$12,000	5,458
Total noninterest income	$106,000	5,653
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$61,000	4,756
Trading account gains and fees	$0	121
Additional Noninterest Income	$45,000	5,324
Total noninterest expense	$320,000	7,355
Salaries and employee benefits	$169,000	7,427
Premises and equipment expense	$47,000	6,927
Additional noninterest expense	$104,000	7,045
Pre-tax net operating income	$146,000	6,492
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$146,000	6,075
Extraordinary gains, net	$0	16
Net income	$146,000	6,075
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,873
Cash dividends	$44,000	3,457
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$146,000	5,958
2003-12-31 (YTD Data)		Rank
Total interest income	$1,831,000	7,721
Total interest expense	$472,000	7,836
Net interest income	$1,359,000	7,571
Provision for loan and lease losses	$36,000	6,612
Total noninterest income	$441,000	5,742
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$250,000	4,758
Trading account gains and fees	$0	160
Additional Noninterest Income	$191,000	5,376
Total noninterest expense	$1,229,000	7,419
Salaries and employee benefits	$666,000	7,436
Premises and equipment expense	$171,000	7,127
Additional noninterest expense	$392,000	7,209
Pre-tax net operating income	$535,000	6,558
Securities gains (losses)	$0	4,500
Applicable income taxes	$0	7,459
Income before extraordinary items	$535,000	6,202
Extraordinary gains, net	$0	54
Net income	$535,000	6,206
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,281
Cash dividends	$189,000	5,009
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$535,000	6,044
2003-09-30 (YTD Data)		Rank
Total interest income	$1,351,000	7,861
Total interest expense	$358,000	7,974
Net interest income	$993,000	7,679
Provision for loan and lease losses	$27,000	6,482
Total noninterest income	$347,000	5,689
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$185,000	4,819
Trading account gains and fees	$0	153
Additional Noninterest Income	$162,000	5,189
Total noninterest expense	$894,000	7,476
Salaries and employee benefits	$484,000	7,466
Premises and equipment expense	$125,000	7,195
Additional noninterest expense	$285,000	7,273
Pre-tax net operating income	$419,000	6,638
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$419,000	6,242
Extraordinary gains, net	$0	40
Net income	$419,000	6,243
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	6,378
Cash dividends	$189,000	4,125
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$419,000	6,074
2003-06-30 (YTD Data)		Rank
Total interest income	$892,000	7,929
Total interest expense	$242,000	8,058
Net interest income	$650,000	7,735
Provision for loan and lease losses	$18,000	6,396
Total noninterest income	$246,000	5,506
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$120,000	4,859
Trading account gains and fees	$0	150
Additional Noninterest Income	$126,000	4,908
Total noninterest expense	$580,000	7,559
Salaries and employee benefits	$307,000	7,637
Premises and equipment expense	$77,000	7,361
Additional noninterest expense	$196,000	7,195
Pre-tax net operating income	$298,000	6,512
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$298,000	6,111
Extraordinary gains, net	$0	30
Net income	$298,000	6,110
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	8,683
Cash dividends	$114,000	4,135
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$298,000	5,913
2003-03-31 (YTD Data)		Rank
Total interest income	$443,000	7,987
Total interest expense	$124,000	8,118
Net interest income	$319,000	7,799
Provision for loan and lease losses	$9,000	6,152
Total noninterest income	$119,000	5,479
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$54,000	5,010
Trading account gains and fees	$0	134
Additional Noninterest Income	$65,000	4,760
Total noninterest expense	$281,000	7,666
Salaries and employee benefits	$144,000	7,818
Premises and equipment expense	$36,000	7,540
Additional noninterest expense	$101,000	7,129
Pre-tax net operating income	$148,000	6,486
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$148,000	6,045
Extraordinary gains, net	$0	21
Net income	$148,000	6,044
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-18,000	8,819
Cash dividends	$57,000	3,345
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$148,000	5,862
2002-12-31 (YTD Data)		Rank
Total interest income	$1,762,000	8,113
Total interest expense	$556,000	8,227
Net interest income	$1,206,000	7,928
Provision for loan and lease losses	$40,000	6,915
Total noninterest income	$294,000	6,503
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$201,000	5,177
Trading account gains and fees	$0	153
Additional Noninterest Income	$93,000	6,581
Total noninterest expense	$1,060,000	7,809
Salaries and employee benefits	$529,000	8,017
Premises and equipment expense	$148,000	7,474
Additional noninterest expense	$383,000	7,269
Pre-tax net operating income	$400,000	7,163
Securities gains (losses)	$0	4,537
Applicable income taxes	$0	7,681
Income before extraordinary items	$400,000	6,848
Extraordinary gains, net	$0	70
Net income	$400,000	6,847
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-20,000	8,966
Cash dividends	$146,000	5,247
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$400,000	6,715
2001-12-31 (YTD Data)		Rank
Total interest income	$1,870,000	8,349
Total interest expense	$782,000	8,464
Net interest income	$1,088,000	8,109
Provision for loan and lease losses	$24,000	7,420
Total noninterest income	$245,000	6,907
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$166,000	5,565
Trading account gains and fees	$0	177
Additional Noninterest Income	$79,000	6,906
Total noninterest expense	$992,000	7,981
Salaries and employee benefits	$457,000	8,364
Premises and equipment expense	$140,000	7,691
Additional noninterest expense	$395,000	7,182
Pre-tax net operating income	$317,000	7,332
Securities gains (losses)	$20,000	3,157
Applicable income taxes	$0	7,903
Income before extraordinary items	$337,000	6,908
Extraordinary gains, net	$0	105
Net income	$337,000	6,909
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-28,000	9,289
Cash dividends	$112,000	5,666
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$317,000	6,917
2000-12-31 (YTD Data)		Rank
Total interest income	$1,854,000	8,561
Total interest expense	$766,000	8,717
Net interest income	$1,088,000	8,309
Provision for loan and lease losses	$58,000	6,353
Total noninterest income	$243,000	6,838
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$180,000	5,355
Trading account gains and fees	NA	NA
Additional Noninterest Income	$63,000	7,397
Total noninterest expense	$925,000	8,235
Salaries and employee benefits	$448,000	8,509
Premises and equipment expense	$139,000	7,766
Additional noninterest expense	$338,000	7,645
Pre-tax net operating income	$348,000	7,704
Securities gains (losses)	$0	1,956
Applicable income taxes	$-22,000	9,384
Income before extraordinary items	$370,000	7,036
Extraordinary gains, net	$0	38
Net income	$370,000	7,034
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	6,044
Cash dividends	$134,000	5,652
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$370,000	7,034
1999-12-31 (YTD Data)		Rank
Total interest income	$1,539,000	9,024
Total interest expense	$586,000	9,249
Net interest income	$953,000	8,733
Provision for loan and lease losses	$44,000	6,764
Total noninterest income	$226,000	7,186
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$162,000	5,653
Trading account gains and fees	NA	NA
Additional Noninterest Income	$64,000	7,600
Total noninterest expense	$808,000	8,702
Salaries and employee benefits	$418,000	8,796
Premises and equipment expense	$66,000	9,315
Additional noninterest expense	$324,000	7,919
Pre-tax net operating income	$327,000	7,935
Securities gains (losses)	$0	3,155
Applicable income taxes	$69,000	7,349
Income before extraordinary items	$258,000	7,882
Extraordinary gains, net	$0	35
Net income	$258,000	7,881
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	5,310
Cash dividends	$115,000	5,950
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$258,000	7,854
1998-12-31 (YTD Data)		Rank
Total interest income	$1,444,000	9,365
Total interest expense	$592,000	9,499
Net interest income	$852,000	9,132
Provision for loan and lease losses	$88,000	5,415
Total noninterest income	$210,000	7,463
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$150,000	5,934
Trading account gains and fees	NA	NA
Additional Noninterest Income	$60,000	7,800
Total noninterest expense	$776,000	8,853
Salaries and employee benefits	$390,000	9,031
Premises and equipment expense	$115,000	8,378
Additional noninterest expense	$271,000	8,393
Pre-tax net operating income	$198,000	8,909
Securities gains (losses)	$0	4,449
Applicable income taxes	$66,000	8,056
Income before extraordinary items	$132,000	9,101
Extraordinary gains, net	$0	32
Net income	$132,000	9,098
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	4,228
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$132,000	9,032
1997-12-31 (YTD Data)		Rank
Total interest income	$1,510,000	9,654
Total interest expense	$666,000	9,638
Net interest income	$844,000	9,560
Provision for loan and lease losses	$195,000	3,507
Total noninterest income	$265,000	7,053
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$155,000	6,094
Trading account gains and fees	NA	NA
Additional Noninterest Income	$110,000	6,518
Total noninterest expense	$780,000	9,106
Salaries and employee benefits	$385,000	9,351
Premises and equipment expense	$86,000	9,304
Additional noninterest expense	$309,000	8,231
Pre-tax net operating income	$134,000	9,926
Securities gains (losses)	$0	3,944
Applicable income taxes	$13,000	9,855
Income before extraordinary items	$121,000	9,830
Extraordinary gains, net	$0	44
Net income	$121,000	9,830
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$286,000	2,023
Cash dividends	$41,000	7,331
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$121,000	9,782
1996-12-31 (YTD Data)		Rank
Total interest income	$1,474,000	10,149
Total interest expense	$626,000	10,190
Net interest income	$848,000	9,967
Provision for loan and lease losses	$342,000	2,353
Total noninterest income	$214,000	8,035
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$157,000	6,347
Trading account gains and fees	NA	NA
Additional Noninterest Income	$57,000	8,577
Total noninterest expense	$677,000	9,885
Salaries and employee benefits	$350,000	9,955
Premises and equipment expense	$88,000	9,600
Additional noninterest expense	$239,000	9,517
Pre-tax net operating income	$43,000	10,634
Securities gains (losses)	$0	4,148
Applicable income taxes	$43,000	9,812
Income before extraordinary items	$0	10,815
Extraordinary gains, net	$0	53
Net income	$0	10,810
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$226,000	2,487
Cash dividends	$101,000	6,626
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$0	10,769
1995-12-31 (YTD Data)		Rank
Total interest income	$1,466,000	10,588
Total interest expense	$635,000	10,549
Net interest income	$831,000	10,443
Provision for loan and lease losses	$430,000	1,765
Total noninterest income	$242,000	7,800
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$190,000	5,864
Trading account gains and fees	NA	NA
Additional Noninterest Income	$52,000	9,130
Total noninterest expense	$652,000	10,354
Salaries and employee benefits	$290,000	10,837
Premises and equipment expense	$93,000	9,830
Additional noninterest expense	$269,000	9,604
Pre-tax net operating income	$-9,000	11,509
Securities gains (losses)	$0	3,831
Applicable income taxes	$-45,000	11,628
Income before extraordinary items	$36,000	11,365
Extraordinary gains, net	$0	65
Net income	$36,000	11,363
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$449,000	1,477
Cash dividends	$64,000	7,502
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$36,000	11,329
1994-12-31 (YTD Data)		Rank
Total interest income	$1,349,000	11,040
Total interest expense	$449,000	11,344
Net interest income	$900,000	10,723
Provision for loan and lease losses	$95,000	4,682
Total noninterest income	$250,000	7,945
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$191,000	6,044
Trading account gains and fees	NA	NA
Additional Noninterest Income	$59,000	9,142
Total noninterest expense	$651,000	10,902
Salaries and employee benefits	$289,000	11,308
Premises and equipment expense	$91,000	10,316
Additional noninterest expense	$271,000	10,291
Pre-tax net operating income	$404,000	9,335
Securities gains (losses)	$0	3,600
Applicable income taxes	$171,000	7,904
Income before extraordinary items	$233,000	9,885
Extraordinary gains, net	$0	249
Net income	$233,000	9,898
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$107,000	3,602
Cash dividends	$135,000	6,330
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$233,000	9,960
1993-12-31 (YTD Data)		Rank
Total interest income	$1,316,000	11,648
Total interest expense	$487,000	11,744
Net interest income	$829,000	11,410
Provision for loan and lease losses	$225,000	3,650
Total noninterest income	$309,000	7,535
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$243,000	5,221
Trading account gains and fees	NA	NA
Additional Noninterest Income	$66,000	9,257
Total noninterest expense	$658,000	11,355
Salaries and employee benefits	$297,000	11,678
Premises and equipment expense	$111,000	10,087
Additional noninterest expense	$250,000	11,087
Pre-tax net operating income	$254,000	10,592
Securities gains (losses)	$-4,000	12,523
Applicable income taxes	$110,000	9,512
Income before extraordinary items	$140,000	11,333
Extraordinary gains, net	$0	3,149
Net income	$140,000	11,412
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$186,000	3,256
Cash dividends	$117,000	6,619
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$142,560	11,093
1992-12-31 (YTD Data)		Rank
Total interest income	$1,364,000	12,264
Total interest expense	$589,000	12,338
Net interest income	$775,000	12,012
Provision for loan and lease losses	$45,000	9,299
Total noninterest income	$292,000	7,835
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$229,000	5,444
Trading account gains and fees	NA	NA
Additional Noninterest Income	$63,000	9,641
Total noninterest expense	$657,000	11,753
Salaries and employee benefits	$276,000	12,290
Premises and equipment expense	$102,000	10,663
Additional noninterest expense	$279,000	11,138
Pre-tax net operating income	$365,000	9,538
Securities gains (losses)	$4,000	7,235
Applicable income taxes	$131,000	9,084
Income before extraordinary items	$238,000	10,066
Extraordinary gains, net	$0	1,422
Net income	$238,000	10,219
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	7,683
Cash dividends	$120,000	6,190
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$235,440	9,741

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.