Home > FMB-Sault Bank > Assets and Liabilities
FMB-Sault Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 57 | 3,314 |
| Assets and Liabilities | ||
| Total Assets: | $127,283,000 | 3,552 |
| Cash and due from depository institutions | $3,630,000 | 3,314 |
| Interest-bearing balances | $43,000 | 5,502 |
| Securities | $31,270,000 | 3,798 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $88,135,000 | 3,109 |
| Loan loss allowance | $1,116,000 | 3,195 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,014,000 | 3,750 |
| Other real estate owned | $0 | 3,314 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,234,000 | 3,262 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,283,000 | 3,552 |
| Total liabilities | $118,023,000 | 3,455 |
| Total deposits | $109,888,000 | 3,467 |
| Interest-bearing deposits | $97,937,000 | 3,342 |
| Deposits held in domestic offices | $109,888,000 | 3,456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,050,000 | 1,455 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $485,000 | 3,983 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,600,000 | 2,433 |
| Total equity capital | $9,260,000 | 4,631 |
| Total bank equity capital | $9,260,000 | 4,631 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,500,000 | 2,495 |
| Surplus | $7,500,000 | 2,055 |
| Undivided profits | $260,000 | 10,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $53,000 | 8,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $543,000 | 4,244 |
| Earning assets | $119,448,000 | 3,469 |
| Long-term assets (5+ years) | $6,338,000 | 5,293 |
| Average Assets, year-to-date | $122,242,200 | 3,524 |
| Average Assets, quarterly | $125,524,500 | 3,551 |
| Volatile liabilities | $23,016,000 | 2,612 |
| Insider loans | $815,000 | 4,161 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $15,520,000 | 2,486 |
| Tier 1 (core) risk-based capital | $9,263,000 | 4,522 |
| Tier 2 risk-based capital | $1,068,490 | 2,792 |
| Total risk weighted assets | $85,431,990 | 3,221 |
| Total unused commitments | $15,520,000 | 2,499 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 58 | 3,365 |
| Assets and Liabilities | ||
| Total Assets: | $118,884,000 | 3,772 |
| Cash and due from depository institutions | $5,256,000 | 3,365 |
| Interest-bearing balances | $1,559,000 | 2,071 |
| Securities | $23,858,000 | 4,878 |
| Federal funds sold & reverse repurchase agreements | $1,450,000 | 6,458 |
| Net loans & leases | $84,145,000 | 3,169 |
| Loan loss allowance | $1,041,000 | 3,403 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,010,000 | 3,688 |
| Other real estate owned | $21,000 | 3,365 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,144,000 | 3,416 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,884,000 | 3,772 |
| Total liabilities | $109,386,000 | 3,693 |
| Total deposits | $104,326,000 | 3,666 |
| Interest-bearing deposits | $91,687,000 | 3,588 |
| Deposits held in domestic offices | $104,326,000 | 3,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,500,000 | 1,792 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $80,000 | 4,491 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,480,000 | 2,669 |
| Total equity capital | $9,498,000 | 4,530 |
| Total bank equity capital | $9,498,000 | 4,530 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,500,000 | 2,568 |
| Surplus | $7,500,000 | 2,057 |
| Undivided profits | $498,000 | 10,316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $171,000 | 7,088 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $542,000 | 4,390 |
| Earning assets | $111,012,000 | 3,694 |
| Long-term assets (5+ years) | $5,001,000 | 5,795 |
| Average Assets, year-to-date | $130,032,400 | 3,326 |
| Average Assets, quarterly | $120,302,500 | 3,686 |
| Volatile liabilities | $16,116,000 | 3,142 |
| Insider loans | $1,171,000 | 3,333 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $12,383,000 | 2,800 |
| Tier 1 (core) risk-based capital | $9,421,000 | 4,432 |
| Tier 2 risk-based capital | $1,035,390 | 2,820 |
| Total risk weighted assets | $82,825,690 | 3,224 |
| Total unused commitments | $12,383,000 | 2,811 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 71 | 2,829 |
| Assets and Liabilities | ||
| Total Assets: | $138,845,000 | 3,222 |
| Cash and due from depository institutions | $3,778,000 | 2,829 |
| Interest-bearing balances | $59,000 | 6,023 |
| Securities | $30,016,000 | 4,260 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 5,936 |
| Net loans & leases | $99,066,000 | 2,672 |
| Loan loss allowance | $1,194,000 | 3,061 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,813,000 | 2,630 |
| Other real estate owned | $100,000 | 2,829 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,272,000 | 3,442 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,845,000 | 3,222 |
| Total liabilities | $127,310,000 | 3,197 |
| Total deposits | $120,743,000 | 3,145 |
| Interest-bearing deposits | $107,344,000 | 3,051 |
| Deposits held in domestic offices | $120,743,000 | 3,135 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,500,000 | 1,890 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $893,000 | 3,278 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,174,000 | 2,712 |
| Total equity capital | $11,535,000 | 3,517 |
| Total bank equity capital | $11,535,000 | 3,517 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,500,000 | 2,652 |
| Surplus | $7,500,000 | 1,990 |
| Undivided profits | $2,535,000 | 6,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $562,000 | 3,985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,000 | 1,685 |
| Income earned, not collected on loans | $576,000 | 3,630 |
| Earning assets | $129,941,000 | 3,158 |
| Long-term assets (5+ years) | $6,438,000 | 5,333 |
| Average Assets, year-to-date | $139,735,200 | 3,135 |
| Average Assets, quarterly | $140,771,000 | 3,163 |
| Volatile liabilities | $19,185,000 | 2,617 |
| Insider loans | $1,648,000 | 2,464 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $10,792,000 | 2,966 |
| Tier 1 (core) risk-based capital | $11,594,000 | 3,561 |
| Tier 2 risk-based capital | $1,194,000 | 2,480 |
| Total risk weighted assets | $96,618,000 | 2,730 |
| Total unused commitments | $10,792,000 | 2,976 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 71 | 2,945 |
| Assets and Liabilities | ||
| Total Assets: | $139,531,000 | 3,279 |
| Cash and due from depository institutions | $3,137,000 | 2,945 |
| Interest-bearing balances | $57,000 | 7,034 |
| Securities | $30,870,000 | 4,378 |
| Federal funds sold & reverse repurchase agreements | $4,550,000 | 3,059 |
| Net loans & leases | $95,088,000 | 2,727 |
| Loan loss allowance | $1,038,000 | 3,562 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,036,000 | 2,416 |
| Other real estate owned | $707,000 | 2,945 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,143,000 | 3,287 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,531,000 | 3,279 |
| Total liabilities | $128,496,000 | 3,229 |
| Total deposits | $126,795,000 | 3,102 |
| Interest-bearing deposits | $112,627,000 | 3,019 |
| Deposits held in domestic offices | $126,795,000 | 3,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $900,000 | 2,857 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $801,000 | 3,727 |
| Total equity capital | $11,035,000 | 3,698 |
| Total bank equity capital | $11,035,000 | 3,698 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,500,000 | 2,712 |
| Surplus | $7,500,000 | 1,902 |
| Undivided profits | $2,035,000 | 7,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,057,000 | 3,030 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $17,000 | 1,494 |
| Income earned, not collected on loans | $530,000 | 3,491 |
| Earning assets | $130,565,000 | 3,224 |
| Long-term assets (5+ years) | $10,083,000 | 4,343 |
| Average Assets, year-to-date | $135,747,000 | 3,279 |
| Average Assets, quarterly | $140,346,000 | 3,233 |
| Volatile liabilities | $12,939,000 | 3,368 |
| Insider loans | $1,620,000 | 2,506 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,306,000 | 3,033 |
| Tier 1 (core) risk-based capital | $11,035,000 | 3,628 |
| Tier 2 risk-based capital | $1,038,000 | 2,780 |
| Total risk weighted assets | $97,847,100 | 2,657 |
| Total unused commitments | $10,306,000 | 3,055 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 73 | 2,939 |
| Assets and Liabilities | ||
| Total Assets: | $131,990,000 | 3,511 |
| Cash and due from depository institutions | $3,097,000 | 2,939 |
| Interest-bearing balances | $35,000 | 7,723 |
| Securities | $28,342,000 | 4,688 |
| Federal funds sold & reverse repurchase agreements | $3,650,000 | 4,315 |
| Net loans & leases | $91,795,000 | 2,882 |
| Loan loss allowance | $1,109,000 | 3,414 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,746,000 | 2,678 |
| Other real estate owned | $427,000 | 2,939 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,933,000 | 3,688 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,990,000 | 3,511 |
| Total liabilities | $121,294,000 | 3,509 |
| Total deposits | $119,580,000 | 3,400 |
| Interest-bearing deposits | $106,739,000 | 3,325 |
| Deposits held in domestic offices | $119,580,000 | 3,392 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $900,000 | 2,645 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $814,000 | 3,866 |
| Total equity capital | $10,696,000 | 3,616 |
| Total bank equity capital | $10,696,000 | 3,616 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,500,000 | 2,815 |
| Surplus | $4,500,000 | 2,841 |
| Undivided profits | $4,696,000 | 4,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,835,000 | 2,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $612,000 | 3,309 |
| Earning assets | $123,822,000 | 3,426 |
| Long-term assets (5+ years) | $12,852,000 | 3,647 |
| Average Assets, year-to-date | $128,429,600 | 3,532 |
| Average Assets, quarterly | $132,083,000 | 3,480 |
| Volatile liabilities | $13,035,000 | 3,335 |
| Insider loans | $816,000 | 1,055 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,719,000 | 3,832 |
| Tier 1 (core) risk-based capital | $10,696,000 | 3,561 |
| Tier 2 risk-based capital | $1,109,000 | 2,659 |
| Total risk weighted assets | $93,173,200 | 2,859 |
| Total unused commitments | $6,719,000 | 3,853 |
| Derivatives | $0 | 651 |