Home > FMB-Reed City Bank > Income and Expense
FMB-Reed City Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,446,000 | 5,568 |
| Total interest expense | $2,217,000 | 6,017 |
| Net interest income | $3,229,000 | 5,159 |
| Provision for loan and lease losses | $318,000 | 2,468 |
| Total noninterest income | $878,000 | 3,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $537,000 | 2,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $341,000 | 3,757 |
| Total noninterest expense | $2,223,000 | 5,491 |
| Salaries and employee benefits | $1,216,000 | 5,140 |
| Premises and equipment expense | $271,000 | 5,952 |
| Additional noninterest expense | $736,000 | 5,539 |
| Pre-tax net operating income | $1,566,000 | 4,187 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $320,000 | 5,612 |
| Income before extraordinary items | $1,246,000 | 3,758 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,246,000 | 3,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,338 |
| Cash dividends | $750,000 | 2,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,246,000 | 3,706 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,193,000 | 5,831 |
| Total interest expense | $2,001,000 | 6,464 |
| Net interest income | $3,192,000 | 5,232 |
| Provision for loan and lease losses | $78,000 | 5,177 |
| Total noninterest income | $710,000 | 4,038 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $467,000 | 2,910 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $243,000 | 4,558 |
| Total noninterest expense | $2,191,000 | 5,581 |
| Salaries and employee benefits | $1,160,000 | 5,369 |
| Premises and equipment expense | $244,000 | 6,448 |
| Additional noninterest expense | $787,000 | 5,324 |
| Pre-tax net operating income | $1,633,000 | 4,152 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $339,000 | 5,568 |
| Income before extraordinary items | $1,294,000 | 3,702 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,294,000 | 3,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,551 |
| Cash dividends | $1,350,000 | 1,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,294,000 | 3,678 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,828,000 | 5,823 |
| Total interest expense | $1,611,000 | 6,577 |
| Net interest income | $3,217,000 | 5,298 |
| Provision for loan and lease losses | $75,000 | 5,153 |
| Total noninterest income | $692,000 | 4,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $422,000 | 3,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 4,385 |
| Total noninterest expense | $2,028,000 | 6,125 |
| Salaries and employee benefits | $1,019,000 | 6,002 |
| Premises and equipment expense | $233,000 | 6,814 |
| Additional noninterest expense | $776,000 | 5,846 |
| Pre-tax net operating income | $1,806,000 | 3,735 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $379,000 | 4,948 |
| Income before extraordinary items | $1,427,000 | 3,310 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,427,000 | 3,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,830 |
| Cash dividends | $1,100,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,427,000 | 3,340 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,645,000 | 6,154 |
| Total interest expense | $1,806,000 | 6,320 |
| Net interest income | $2,839,000 | 5,907 |
| Provision for loan and lease losses | $72,000 | 6,563 |
| Total noninterest income | $469,000 | 5,834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $328,000 | 4,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,763 |
| Total noninterest expense | $1,923,000 | 6,548 |
| Salaries and employee benefits | $964,000 | 6,342 |
| Premises and equipment expense | $240,000 | 6,887 |
| Additional noninterest expense | $719,000 | 6,425 |
| Pre-tax net operating income | $1,313,000 | 4,823 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $209,000 | 7,456 |
| Income before extraordinary items | $1,104,000 | 4,309 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,104,000 | 4,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $1,250,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,104,000 | 4,087 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,958,000 | 6,432 |
| Total interest expense | $2,326,000 | 6,345 |
| Net interest income | $2,632,000 | 6,354 |
| Provision for loan and lease losses | $126,000 | 6,581 |
| Total noninterest income | $419,000 | 6,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,916 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 6,548 |
| Total noninterest expense | $1,807,000 | 6,927 |
| Salaries and employee benefits | $860,000 | 6,871 |
| Premises and equipment expense | $222,000 | 7,346 |
| Additional noninterest expense | $725,000 | 6,585 |
| Pre-tax net operating income | $1,118,000 | 5,193 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $145,000 | 8,747 |
| Income before extraordinary items | $981,000 | 4,579 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $981,000 | 4,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 6,045 |
| Cash dividends | $700,000 | 2,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $974,040 | 4,285 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.