Home > FMB-Reed City Bank > Assets and Liabilities
FMB-Reed City Bank, Assets and Liabilities
1996-12-31 | Rank | |
# of Employees: | 37 | 4,911 |
Assets and Liabilities | ||
Total Assets: | $72,728,000 | 5,706 |
Cash and due from depository institutions | $4,012,000 | 4,911 |
Interest-bearing balances | $0 | 6,640 |
Securities | $35,581,000 | 3,399 |
Federal funds sold & reverse repurchase agreements | $250,000 | 7,979 |
Net loans & leases | $31,287,000 | 6,799 |
Loan loss allowance | $412,000 | 6,668 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $687,000 | 7,196 |
Other real estate owned | $27,000 | 4,911 |
Goodwill and other intangibles | $0 | 3,437 |
All other assets | $884,000 | 6,757 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $72,728,000 | 5,706 |
Total liabilities | $67,755,000 | 5,557 |
Total deposits | $66,356,000 | 5,407 |
Interest-bearing deposits | $57,029,000 | 5,419 |
Deposits held in domestic offices | $66,356,000 | 5,397 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $1,043,000 | 2,725 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $0 | 5,299 |
Subordinated debt | $0 | 298 |
All other liabilities | $356,000 | 7,242 |
Total equity capital | $4,973,000 | 7,255 |
Total bank equity capital | $4,973,000 | 7,255 |
Perpetual preferred stock | $0 | 250 |
Common stock | $600,000 | 4,663 |
Surplus | $1,700,000 | 6,059 |
Undivided profits | $2,673,000 | 6,417 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $301,000 | 5,595 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $168,000 | 9,010 |
Earning assets | $67,118,000 | 5,680 |
Long-term assets (5+ years) | $8,553,000 | 4,568 |
Average Assets, year-to-date | $71,835,200 | 5,601 |
Average Assets, quarterly | $72,974,500 | 5,647 |
Volatile liabilities | $4,534,000 | 7,391 |
Insider loans | $164,000 | 8,073 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $3,513,000 | 5,989 |
Tier 1 (core) risk-based capital | $4,928,000 | 7,194 |
Tier 2 risk-based capital | $412,000 | 5,998 |
Total risk weighted assets | $33,373,700 | 6,700 |
Total unused commitments | $3,513,000 | 6,005 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 33 | 5,554 |
Assets and Liabilities | ||
Total Assets: | $69,091,000 | 6,013 |
Cash and due from depository institutions | $2,867,000 | 5,554 |
Interest-bearing balances | $0 | 6,853 |
Securities | $35,983,000 | 3,521 |
Federal funds sold & reverse repurchase agreements | $1,500,000 | 6,340 |
Net loans & leases | $27,189,000 | 7,379 |
Loan loss allowance | $345,000 | 7,551 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $711,000 | 7,224 |
Other real estate owned | $22,000 | 5,554 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $819,000 | 7,200 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $69,091,000 | 6,013 |
Total liabilities | $64,495,000 | 5,834 |
Total deposits | $63,398,000 | 5,697 |
Interest-bearing deposits | $54,686,000 | 5,699 |
Deposits held in domestic offices | $63,398,000 | 5,687 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $699,000 | 2,921 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $398,000 | 7,164 |
Total equity capital | $4,596,000 | 7,716 |
Total bank equity capital | $4,596,000 | 7,716 |
Perpetual preferred stock | $0 | 288 |
Common stock | $600,000 | 4,909 |
Surplus | $1,700,000 | 6,127 |
Undivided profits | $2,296,000 | 7,075 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $347,000 | 5,224 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $179,000 | 9,156 |
Earning assets | $64,672,000 | 5,915 |
Long-term assets (5+ years) | $9,975,000 | 4,040 |
Average Assets, year-to-date | $67,086,600 | 5,922 |
Average Assets, quarterly | $69,254,500 | 5,956 |
Volatile liabilities | $2,011,000 | 9,605 |
Insider loans | $201,000 | 7,990 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $2,114,000 | 7,282 |
Tier 1 (core) risk-based capital | $4,432,000 | 7,776 |
Tier 2 risk-based capital | $345,000 | 6,764 |
Total risk weighted assets | $29,556,800 | 7,238 |
Total unused commitments | $2,114,000 | 7,298 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 35 | 5,491 |
Assets and Liabilities | ||
Total Assets: | $64,897,000 | 6,261 |
Cash and due from depository institutions | $2,713,000 | 5,491 |
Interest-bearing balances | $0 | 7,034 |
Securities | $32,416,000 | 4,003 |
Federal funds sold & reverse repurchase agreements | $250,000 | 7,566 |
Net loans & leases | $27,924,000 | 7,347 |
Loan loss allowance | $377,000 | 7,407 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $679,000 | 7,498 |
Other real estate owned | $0 | 5,491 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $915,000 | 7,122 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $64,897,000 | 6,261 |
Total liabilities | $60,582,000 | 6,124 |
Total deposits | $60,305,000 | 5,902 |
Interest-bearing deposits | $51,616,000 | 5,930 |
Deposits held in domestic offices | $60,305,000 | 5,895 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $277,000 | 7,659 |
Total equity capital | $4,315,000 | 7,835 |
Total bank equity capital | $4,315,000 | 7,835 |
Perpetual preferred stock | $0 | 310 |
Common stock | $600,000 | 5,160 |
Surplus | $700,000 | 9,170 |
Undivided profits | $3,015,000 | 5,868 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $141,000 | 7,684 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $179,000 | 8,976 |
Earning assets | $60,590,000 | 6,173 |
Long-term assets (5+ years) | $13,571,000 | 3,375 |
Average Assets, year-to-date | $64,147,000 | 6,221 |
Average Assets, quarterly | $65,571,500 | 6,189 |
Volatile liabilities | $814,000 | 11,386 |
Insider loans | $200,000 | 8,176 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $1,537,000 | 8,175 |
Tier 1 (core) risk-based capital | $4,487,000 | 7,738 |
Tier 2 risk-based capital | $377,000 | 6,496 |
Total risk weighted assets | $30,223,000 | 7,205 |
Total unused commitments | $1,537,000 | 8,187 |
Derivatives | $5,000,000 | 553 |
1993-12-31 | Rank | |
# of Employees: | 36 | 5,574 |
Assets and Liabilities | ||
Total Assets: | $61,358,000 | 6,723 |
Cash and due from depository institutions | $2,032,000 | 5,574 |
Interest-bearing balances | $0 | 7,655 |
Securities | $31,810,000 | 4,276 |
Federal funds sold & reverse repurchase agreements | $950,000 | 7,920 |
Net loans & leases | $25,021,000 | 7,808 |
Loan loss allowance | $360,000 | 7,870 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $753,000 | 7,247 |
Other real estate owned | $30,000 | 5,574 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $762,000 | 7,402 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $61,358,000 | 6,723 |
Total liabilities | $57,198,000 | 6,587 |
Total deposits | $56,936,000 | 6,402 |
Interest-bearing deposits | $49,548,000 | 6,384 |
Deposits held in domestic offices | $56,936,000 | 6,395 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $262,000 | 8,148 |
Total equity capital | $4,160,000 | 8,189 |
Total bank equity capital | $4,160,000 | 8,189 |
Perpetual preferred stock | $0 | 343 |
Common stock | $600,000 | 5,380 |
Surplus | $700,000 | 9,432 |
Undivided profits | $2,860,000 | 6,318 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $154,000 | 8,231 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $146,000 | 9,610 |
Earning assets | $57,781,000 | 6,603 |
Long-term assets (5+ years) | $17,991,000 | 2,880 |
Average Assets, year-to-date | $61,608,800 | 6,544 |
Average Assets, quarterly | $61,371,500 | 6,658 |
Volatile liabilities | $200,000 | 12,885 |
Insider loans | $132,000 | 9,238 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $1,180,000 | 8,873 |
Tier 1 (core) risk-based capital | $4,160,000 | 8,106 |
Tier 2 risk-based capital | $347,040 | 6,906 |
Total risk weighted assets | $27,750,040 | 7,650 |
Total unused commitments | $1,180,000 | 8,896 |
Derivatives | $10,000,000 | 506 |
1992-12-31 | Rank | |
# of Employees: | 33 | 6,105 |
Assets and Liabilities | ||
Total Assets: | $62,042,000 | 6,750 |
Cash and due from depository institutions | $2,790,000 | 6,105 |
Interest-bearing balances | $0 | 8,059 |
Securities | $34,450,000 | 3,957 |
Federal funds sold & reverse repurchase agreements | $600,000 | 9,812 |
Net loans & leases | $22,510,000 | 8,380 |
Loan loss allowance | $284,000 | 9,072 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $837,000 | 6,943 |
Other real estate owned | $41,000 | 6,105 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $814,000 | 7,322 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $62,042,000 | 6,750 |
Total liabilities | $57,736,000 | 6,638 |
Total deposits | $57,330,000 | 6,496 |
Interest-bearing deposits | $49,939,000 | 6,499 |
Deposits held in domestic offices | $57,330,000 | 6,486 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $406,000 | 6,752 |
Total equity capital | $4,306,000 | 7,877 |
Total bank equity capital | $4,306,000 | 7,877 |
Perpetual preferred stock | $0 | 346 |
Common stock | $600,000 | 5,656 |
Surplus | $700,000 | 9,602 |
Undivided profits | $3,006,000 | 5,953 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $103,000 | 10,029 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $143,000 | 10,228 |
Earning assets | $57,560,000 | 6,677 |
Long-term assets (5+ years) | $21,000,000 | 2,506 |
Average Assets, year-to-date | $61,131,600 | 6,692 |
Average Assets, quarterly | $62,214,500 | 6,688 |
Volatile liabilities | $713,000 | 12,405 |
Insider loans | $39,000 | 7,559 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $686,000 | 9,994 |
Tier 1 (core) risk-based capital | $4,306,000 | 7,819 |
Tier 2 risk-based capital | $284,000 | 7,885 |
Total risk weighted assets | $25,910,100 | 8,077 |
Total unused commitments | $686,000 | 10,020 |
Derivatives | $10,000,000 | 462 |