Home > FMB-Old State Bank > Income and Expense
FMB-Old State Bank, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $5,488,000 | 5,530 |
Total interest expense | $2,596,000 | 5,358 |
Net interest income | $2,892,000 | 5,591 |
Provision for loan and lease losses | $52,000 | 6,510 |
Total noninterest income | $980,000 | 3,178 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $324,000 | 3,985 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $656,000 | 2,413 |
Total noninterest expense | $2,457,000 | 5,074 |
Salaries and employee benefits | $1,226,000 | 5,100 |
Premises and equipment expense | $381,000 | 4,710 |
Additional noninterest expense | $850,000 | 4,956 |
Pre-tax net operating income | $1,363,000 | 4,672 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $390,000 | 4,962 |
Income before extraordinary items | $973,000 | 4,606 |
Extraordinary gains, net | $0 | 53 |
Net income | $973,000 | 4,607 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $65,000 | 4,783 |
Cash dividends | $300,000 | 4,471 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $973,000 | 4,547 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $5,220,000 | 5,812 |
Total interest expense | $2,248,000 | 5,980 |
Net interest income | $2,972,000 | 5,536 |
Provision for loan and lease losses | $-25,000 | 11,498 |
Total noninterest income | $880,000 | 3,420 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $214,000 | 5,453 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $666,000 | 2,375 |
Total noninterest expense | $2,416,000 | 5,147 |
Salaries and employee benefits | $1,293,000 | 4,881 |
Premises and equipment expense | $359,000 | 4,937 |
Additional noninterest expense | $764,000 | 5,447 |
Pre-tax net operating income | $1,461,000 | 4,550 |
Securities gains (losses) | $-1,000 | 9,017 |
Applicable income taxes | $435,000 | 4,647 |
Income before extraordinary items | $1,025,000 | 4,500 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,025,000 | 4,498 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-40,000 | 11,372 |
Cash dividends | $1,150,000 | 1,816 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,025,700 | 4,487 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $4,107,000 | 6,567 |
Total interest expense | $1,578,000 | 6,651 |
Net interest income | $2,529,000 | 6,424 |
Provision for loan and lease losses | $-54,000 | 12,017 |
Total noninterest income | $640,000 | 4,424 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $229,000 | 5,365 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $411,000 | 3,353 |
Total noninterest expense | $1,896,000 | 6,461 |
Salaries and employee benefits | $976,000 | 6,201 |
Premises and equipment expense | $236,000 | 6,767 |
Additional noninterest expense | $684,000 | 6,442 |
Pre-tax net operating income | $1,327,000 | 4,864 |
Securities gains (losses) | $9,000 | 2,280 |
Applicable income taxes | $386,000 | 4,887 |
Income before extraordinary items | $950,000 | 4,701 |
Extraordinary gains, net | $0 | 249 |
Net income | $950,000 | 4,700 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-40,000 | 11,755 |
Cash dividends | $1,496,000 | 1,432 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $943,610 | 4,771 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $3,829,000 | 7,082 |
Total interest expense | $1,588,000 | 6,911 |
Net interest income | $2,241,000 | 7,056 |
Provision for loan and lease losses | $13,000 | 9,510 |
Total noninterest income | $576,000 | 5,094 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $217,000 | 5,656 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $359,000 | 4,049 |
Total noninterest expense | $1,861,000 | 6,723 |
Salaries and employee benefits | $923,000 | 6,583 |
Premises and equipment expense | $244,000 | 6,805 |
Additional noninterest expense | $694,000 | 6,607 |
Pre-tax net operating income | $943,000 | 6,150 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $234,000 | 7,024 |
Income before extraordinary items | $709,000 | 6,064 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $709,000 | 6,225 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 8,297 |
Cash dividends | $174,000 | 5,792 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $709,000 | 5,786 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $4,319,000 | 7,113 |
Total interest expense | $2,081,000 | 6,923 |
Net interest income | $2,238,000 | 7,153 |
Provision for loan and lease losses | $35,000 | 9,755 |
Total noninterest income | $570,000 | 5,153 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $186,000 | 6,270 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $384,000 | 3,804 |
Total noninterest expense | $1,923,000 | 6,591 |
Salaries and employee benefits | $949,000 | 6,334 |
Premises and equipment expense | $247,000 | 6,841 |
Additional noninterest expense | $727,000 | 6,569 |
Pre-tax net operating income | $850,000 | 6,334 |
Securities gains (losses) | $24,000 | 5,342 |
Applicable income taxes | $240,000 | 6,828 |
Income before extraordinary items | $634,000 | 6,342 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $634,000 | 6,410 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $19,000 | 9,186 |
Cash dividends | $159,000 | 5,642 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $616,480 | 6,096 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.