Home > FMB-Oceana Bank > Income and Expense
FMB-Oceana Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,002,000 | 4,584 |
| Total interest expense | $2,913,000 | 4,917 |
| Net interest income | $4,089,000 | 4,238 |
| Provision for loan and lease losses | $90,000 | 5,326 |
| Total noninterest income | $688,000 | 4,162 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $438,000 | 3,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 4,535 |
| Total noninterest expense | $2,408,000 | 5,165 |
| Salaries and employee benefits | $1,313,000 | 4,814 |
| Premises and equipment expense | $328,000 | 5,249 |
| Additional noninterest expense | $767,000 | 5,368 |
| Pre-tax net operating income | $2,279,000 | 3,059 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $587,000 | 3,657 |
| Income before extraordinary items | $1,693,000 | 2,865 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,693,000 | 2,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,503 |
| Cash dividends | $800,000 | 2,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,692,260 | 2,820 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,546,000 | 4,827 |
| Total interest expense | $2,657,000 | 5,297 |
| Net interest income | $3,889,000 | 4,417 |
| Provision for loan and lease losses | $53,000 | 6,095 |
| Total noninterest income | $603,000 | 4,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $406,000 | 3,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 5,176 |
| Total noninterest expense | $2,374,000 | 5,219 |
| Salaries and employee benefits | $1,234,000 | 5,090 |
| Premises and equipment expense | $280,000 | 5,928 |
| Additional noninterest expense | $860,000 | 4,944 |
| Pre-tax net operating income | $2,065,000 | 3,387 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $487,000 | 4,287 |
| Income before extraordinary items | $1,581,000 | 3,097 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,581,000 | 3,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,181 |
| Cash dividends | $1,600,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,578,720 | 3,069 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,169,000 | 4,750 |
| Total interest expense | $2,282,000 | 5,013 |
| Net interest income | $3,887,000 | 4,501 |
| Provision for loan and lease losses | $46,000 | 6,340 |
| Total noninterest income | $590,000 | 4,714 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $365,000 | 3,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 4,885 |
| Total noninterest expense | $2,201,000 | 5,737 |
| Salaries and employee benefits | $1,098,000 | 5,657 |
| Premises and equipment expense | $252,000 | 6,490 |
| Additional noninterest expense | $851,000 | 5,417 |
| Pre-tax net operating income | $2,230,000 | 3,135 |
| Securities gains (losses) | $-49,000 | 11,013 |
| Applicable income taxes | $455,000 | 4,351 |
| Income before extraordinary items | $1,726,000 | 2,814 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,726,000 | 2,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,270 |
| Cash dividends | $1,600,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,764,710 | 2,762 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,033,000 | 4,926 |
| Total interest expense | $2,488,000 | 4,825 |
| Net interest income | $3,545,000 | 4,902 |
| Provision for loan and lease losses | $51,000 | 7,396 |
| Total noninterest income | $453,000 | 5,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $304,000 | 4,375 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 6,586 |
| Total noninterest expense | $2,097,000 | 6,094 |
| Salaries and employee benefits | $1,019,000 | 6,022 |
| Premises and equipment expense | $239,000 | 6,903 |
| Additional noninterest expense | $839,000 | 5,691 |
| Pre-tax net operating income | $1,850,000 | 3,581 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $338,000 | 5,636 |
| Income before extraordinary items | $1,515,000 | 3,220 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,515,000 | 3,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $1,200,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,512,540 | 3,050 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,448,000 | 5,174 |
| Total interest expense | $3,145,000 | 4,953 |
| Net interest income | $3,303,000 | 5,277 |
| Provision for loan and lease losses | $17,000 | 10,772 |
| Total noninterest income | $351,000 | 7,103 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 5,260 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,754 |
| Total noninterest expense | $1,987,000 | 6,414 |
| Salaries and employee benefits | $932,000 | 6,442 |
| Premises and equipment expense | $178,000 | 8,364 |
| Additional noninterest expense | $877,000 | 5,644 |
| Pre-tax net operating income | $1,650,000 | 3,717 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $257,000 | 6,552 |
| Income before extraordinary items | $1,396,000 | 3,289 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,396,000 | 3,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 7,548 |
| Cash dividends | $1,650,000 | 997 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,393,480 | 3,055 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.