Home > FMB-Oceana Bank > Assets and Liabilities
FMB-Oceana Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 43 | 4,297 |
| Assets and Liabilities | ||
| Total Assets: | $109,142,000 | 4,074 |
| Cash and due from depository institutions | $3,530,000 | 4,297 |
| Interest-bearing balances | $30,000 | 5,722 |
| Securities | $31,160,000 | 3,810 |
| Federal funds sold & reverse repurchase agreements | $16,100,000 | 796 |
| Net loans & leases | $53,993,000 | 4,761 |
| Loan loss allowance | $697,000 | 4,684 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,280,000 | 5,220 |
| Other real estate owned | $0 | 4,297 |
| Goodwill and other intangibles | $1,828,000 | 966 |
| All other assets | $1,251,000 | 5,333 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,142,000 | 4,074 |
| Total liabilities | $100,852,000 | 3,978 |
| Total deposits | $99,119,000 | 3,806 |
| Interest-bearing deposits | $88,441,000 | 3,688 |
| Deposits held in domestic offices | $99,119,000 | 3,794 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,270,000 | 3,122 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $463,000 | 6,245 |
| Total equity capital | $8,290,000 | 5,091 |
| Total bank equity capital | $8,290,000 | 5,091 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $900,000 | 3,863 |
| Surplus | $4,100,000 | 3,349 |
| Undivided profits | $3,290,000 | 5,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $126,000 | 7,682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $337,000 | 6,418 |
| Earning assets | $101,283,000 | 4,047 |
| Long-term assets (5+ years) | $3,853,000 | 6,500 |
| Average Assets, year-to-date | $90,506,600 | 4,660 |
| Average Assets, quarterly | $98,939,500 | 4,417 |
| Volatile liabilities | $7,437,000 | 5,860 |
| Insider loans | $1,444,000 | 2,750 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,549,000 | 4,399 |
| Tier 1 (core) risk-based capital | $6,468,000 | 6,045 |
| Tier 2 risk-based capital | $686,850 | 4,128 |
| Total risk weighted assets | $54,937,850 | 4,732 |
| Total unused commitments | $6,549,000 | 4,413 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 39 | 4,809 |
| Assets and Liabilities | ||
| Total Assets: | $84,011,000 | 5,153 |
| Cash and due from depository institutions | $2,718,000 | 4,809 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $24,983,000 | 4,708 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 3,365 |
| Net loans & leases | $49,929,000 | 4,983 |
| Loan loss allowance | $631,000 | 5,095 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,007,000 | 6,032 |
| Other real estate owned | $0 | 4,809 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,174,000 | 5,667 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,011,000 | 5,153 |
| Total liabilities | $78,572,000 | 4,992 |
| Total deposits | $76,909,000 | 4,864 |
| Interest-bearing deposits | $68,464,000 | 4,712 |
| Deposits held in domestic offices | $76,909,000 | 4,855 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,000,000 | 2,875 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $663,000 | 5,081 |
| Total equity capital | $5,439,000 | 6,984 |
| Total bank equity capital | $5,439,000 | 6,984 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $900,000 | 4,053 |
| Surplus | $2,100,000 | 5,341 |
| Undivided profits | $2,439,000 | 6,887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $65,000 | 8,955 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $355,000 | 6,365 |
| Earning assets | $79,112,000 | 5,050 |
| Long-term assets (5+ years) | $5,562,000 | 5,541 |
| Average Assets, year-to-date | $81,944,200 | 5,055 |
| Average Assets, quarterly | $82,951,000 | 5,148 |
| Volatile liabilities | $4,977,000 | 6,935 |
| Insider loans | $788,000 | 4,352 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,220,000 | 4,400 |
| Tier 1 (core) risk-based capital | $5,403,000 | 6,892 |
| Tier 2 risk-based capital | $606,940 | 4,530 |
| Total risk weighted assets | $48,531,240 | 5,157 |
| Total unused commitments | $6,220,000 | 4,412 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 38 | 5,090 |
| Assets and Liabilities | ||
| Total Assets: | $80,204,000 | 5,310 |
| Cash and due from depository institutions | $2,500,000 | 5,090 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $28,990,000 | 4,394 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $46,338,000 | 5,198 |
| Loan loss allowance | $591,000 | 5,473 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,092,000 | 5,782 |
| Other real estate owned | $7,000 | 5,090 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,277,000 | 5,620 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,204,000 | 5,310 |
| Total liabilities | $74,873,000 | 5,161 |
| Total deposits | $73,438,000 | 5,015 |
| Interest-bearing deposits | $66,048,000 | 4,826 |
| Deposits held in domestic offices | $73,438,000 | 5,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $900,000 | 3,471 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $535,000 | 4,979 |
| Total equity capital | $5,331,000 | 6,821 |
| Total bank equity capital | $5,331,000 | 6,821 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $900,000 | 4,236 |
| Surplus | $2,100,000 | 5,336 |
| Undivided profits | $2,331,000 | 6,689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 9,106 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $306,000 | 6,468 |
| Earning assets | $75,328,000 | 5,194 |
| Long-term assets (5+ years) | $8,856,000 | 4,428 |
| Average Assets, year-to-date | $80,863,600 | 5,158 |
| Average Assets, quarterly | $81,403,000 | 5,190 |
| Volatile liabilities | $3,956,000 | 7,565 |
| Insider loans | $757,000 | 4,446 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,848,000 | 4,988 |
| Tier 1 (core) risk-based capital | $5,421,000 | 6,843 |
| Tier 2 risk-based capital | $591,000 | 4,593 |
| Total risk weighted assets | $47,393,800 | 5,158 |
| Total unused commitments | $4,848,000 | 4,994 |
| Derivatives | $5,000,000 | 553 |
| 1993-12-31 | Rank | |
| # of Employees: | 37 | 5,435 |
| Assets and Liabilities | ||
| Total Assets: | $80,055,000 | 5,423 |
| Cash and due from depository institutions | $2,128,000 | 5,435 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $32,897,000 | 4,155 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 8,796 |
| Net loans & leases | $42,514,000 | 5,444 |
| Loan loss allowance | $557,000 | 5,900 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $792,000 | 7,057 |
| Other real estate owned | $0 | 5,435 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,124,000 | 5,577 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,055,000 | 5,423 |
| Total liabilities | $74,760,000 | 5,277 |
| Total deposits | $74,242,000 | 5,103 |
| Interest-bearing deposits | $67,381,000 | 4,899 |
| Deposits held in domestic offices | $74,242,000 | 5,095 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $24,000 | 4,815 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $494,000 | 5,386 |
| Total equity capital | $5,295,000 | 6,968 |
| Total bank equity capital | $5,295,000 | 6,968 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $900,000 | 4,407 |
| Surplus | $2,100,000 | 5,317 |
| Undivided profits | $2,295,000 | 7,062 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 11,237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $253,000 | 6,935 |
| Earning assets | $76,011,000 | 5,257 |
| Long-term assets (5+ years) | $16,576,000 | 3,059 |
| Average Assets, year-to-date | $80,021,400 | 5,281 |
| Average Assets, quarterly | $80,051,500 | 5,366 |
| Volatile liabilities | $2,284,000 | 9,301 |
| Insider loans | $709,000 | 4,691 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,288,000 | 4,726 |
| Tier 1 (core) risk-based capital | $5,295,000 | 6,887 |
| Tier 2 risk-based capital | $551,100 | 4,838 |
| Total risk weighted assets | $44,082,200 | 5,459 |
| Total unused commitments | $5,288,000 | 4,750 |
| Derivatives | $10,000,000 | 506 |
| 1992-12-31 | Rank | |
| # of Employees: | 35 | 5,798 |
| Assets and Liabilities | ||
| Total Assets: | $80,801,000 | 5,451 |
| Cash and due from depository institutions | $3,217,000 | 5,798 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $34,118,000 | 3,988 |
| Federal funds sold & reverse repurchase agreements | $2,650,000 | 5,463 |
| Net loans & leases | $38,897,000 | 5,862 |
| Loan loss allowance | $504,000 | 6,419 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $778,000 | 7,221 |
| Other real estate owned | $14,000 | 5,798 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,127,000 | 5,767 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,801,000 | 5,451 |
| Total liabilities | $75,821,000 | 5,308 |
| Total deposits | $75,288,000 | 5,149 |
| Interest-bearing deposits | $68,455,000 | 4,974 |
| Deposits held in domestic offices | $75,288,000 | 5,140 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $44,000 | 4,653 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $489,000 | 5,917 |
| Total equity capital | $4,980,000 | 7,118 |
| Total bank equity capital | $4,980,000 | 7,118 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $900,000 | 4,612 |
| Surplus | $2,100,000 | 5,221 |
| Undivided profits | $1,980,000 | 7,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $88,000 | 10,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $183,000 | 9,099 |
| Earning assets | $75,665,000 | 5,315 |
| Long-term assets (5+ years) | $19,087,000 | 2,699 |
| Average Assets, year-to-date | $80,745,400 | 5,321 |
| Average Assets, quarterly | $79,780,500 | 5,442 |
| Volatile liabilities | $2,938,000 | 8,643 |
| Insider loans | $27,000 | 8,040 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,987,000 | 6,106 |
| Tier 1 (core) risk-based capital | $4,980,000 | 7,045 |
| Tier 2 risk-based capital | $504,000 | 5,170 |
| Total risk weighted assets | $42,785,500 | 5,649 |
| Total unused commitments | $2,987,000 | 6,136 |
| Derivatives | $10,000,000 | 462 |